A Lot On Your Plate - S4 Ep14: Shop smarter & save thousands!

Episode Date: May 14, 2024

Happy Tuesday! This week we are joined by the lovely Chloe Charmicheal, AKA @chloesdealclub, crowned Money influencer of the year 2024. Chloe’s mission is to revolutionise our financial journey with her savvy money saving tips and deal stacking tricks!Chloe also talks a little about the highs and lows of working full time in social media, with some recent viral videos causing a stir and how she overcame a fear of live television due to her stammer. She’s such an inspiration and we really hope you enjoy this episode just as much as we did and pick up some useful tips along the way! Hosted on Acast. See acast.com/privacy for more information.

Welcome back. Higgie Wiggies. Happy Tuesday, guys. Hope you had a gorgeous week. We are joined by our third guest of the season. Yes, we would love to introduce our third guest of the season. Chloe Conwykel, also known as Chloe's Deal Club. She is our trusted money influencer here to revolutionise everyone's financial journey.

Think Martin Lewis from money saving expert, but better, to be honest. Chloe has amassed a huge following of. over, and by the time this podcast comes out, it's probably going to be about a million, 100,000 followers across Instagram and TikTok that is rapidly growing by the second, and that is no exaggeration. With recent viral videos such as getting paid for our empty beauty products, how to get business class tickets half price, and how deals stacking has saved her thousands of pounds. Chloe was also invited to present on this morning with Alison Hammond and Dermot O'Leary in February and regularly features on the radio giving all the listeners her must have deals.

So I'd see a lot of it. aside from all this incredible success Chloe has also been working hard on her background by launching her free newsletter that we can all receive every week with some of the best money saving tips unlocking lucrative deals that's a fancy word

and uncovering irresistible freebies she promises to show us clever hacks at major UK stores to ingenious money making strategies and will ensure that we will never miss out in a great bargain again can you tell I didn't write that with the current

economic climate and huge price increases left, right and centre. We felt that Chloe was perfect guests had come on today to show us and you how we can all still treat ourselves by saving extra pennies and maybe even earning a little extra money along the way. How is that for an intro? Sounds good. You smashed it. I feel like I actually need to hire you just to write all of my captions, the content on my website. I love it. Yes. Very professional. If you could send me that after, so I put it on my website. Yeah, that's perfect. Did you jump for you. So, anyway, welcome, Chloe. and we can't move on any further because the room smells of something

perfect and we need to know what it is we have our spit or swallow of the week and I said to Chloe you can bring it whatever you want and she says relate together guess I want you to just explain oh my God this looks

yeah so I was going to bring in a baked goods and I'd ask mum to bake something but I think I put her on the spot with only telling her yesterday afternoon it's good baking isn't she very good she loves it so this is a curry from what I would

say is the best Indian. It's a hill I'm willing to die on and I will fight anyone that says it's not. So it's Punjabi and Ibrooks. It's on Paisley Road West in Glasgow. It's like just around the corner from Ibrook Stadium. And I would say it's more, you can sit in, but I definitely just get a takeaway from there. So this is a South Indian garlic chili. Oh my God. I love it. Phenomenal. I hope I've heated it up enough. So is it cold? Yeah. Chicken tika. So I hope it's good. I just feel like it's a business that just needs more people to know about it. Holy fuckeruny. You swallowed. We're good. Oh yeah.

No spitting. No spitting here. Right. We've got a cook to it. Mm. It's really good. I didn't go as far as bringing some, some, some, some, some, some, some, some, some, some, um, some, um, some, um, some, um, um, um, um, um, um, um, um, um, um. Um, um, um, um, um, um, uh, uh, is, uh, is not a skit he does.

Yeah, yeah. That is unbelievable, by the way. Good, I'm glad you think it's good. So, yeah, all of their curries are really good. And it's... What's it called again? Punjabi? Punjabi Ibrox. So it's good.

You should go. Listen, there'll be so many of our followers that will know about this. Trust me, and they'll be writing us, weren't they saying, oh my God. We love that for them. So get a chicken teak, a South Indian garlic chili and a garlic coriander nan. So good. Yes? Oh, my God.

You've even got a dish there. Be stinking of garlic for weeks, but it's worth it. Right. Well, thank you so much. That's absolutely a swallow. So, let's begin. Right. We have a long list of questions here from you guys and us as well.

But, Chloe, we want to know first, and we ask all of our guests this and just us every week. What's been a lot on your plate this week? And it can be, well, physical. We want to know something that you've eaten in that highlight. And then emotional, but it doesn't have to be anything bad. It could be a rant. It could be something that's going on that you want to shout about. Just something short and sweet.

Cool. So something I've eaten this week. I'd say something that I was really surprised at was Sylvan, that restaurant in the West End, which is where I actually first met both you on Saturday. It's a vegetarian restaurant and I'm like a meat eater through and through. I like to go out for a steak. So I was when my friend was like, oh, we're going there for a birthday. I was like, I'll be brave, I'll try it. and it was really good and it makes me realise that I've just like not been not been cooking vegetables right

my entire life the fact of how good those dishes were so yeah surprised your book club friends yeah because we speak about it a little bit on the podcast because a lot of our listeners ask how they can make friends in the 30s or at any age to be honest and light-minded people

and that was one of the suggestions that you could go there and meet friends so you've met a lot of people there yeah so at first went in it was maybe like August or September last year year and I didn't know anyone. I speak to Kirstie's kitchen on Instagram who's one of the co-host of it and she asked me to come along so I went along didn't know anyone. It's pretty nervous and then she sat me with two girls called Pam and Lou and now

and Pam is who's Glasgow Food Geek. Yes and she's brilliant. I love Pam I yeah. Oh that's so nice. Pam's amazing. She was the very first person I think I've said this before on this podcast but she was the very first person I ever followed when I moved here eight years ago because I honestly look you to love her blog and a website and he used to always say to her please don't ever get rid of that because that was like my Bible of restaurants when I first moved here and yeah she's great isn't she yeah so so good but I absolutely love book club like it's one of my favorite nights of the month like I was expecting everyone would like be sitting around in a circle with a cup of tea

and it's just very chilled but like it's wild it's yeah it's like um it's a night out but you're still home at a decent time and it's just a good way to meet friends loads of people going their own like there's flowers on the tables for if you're willing yourself to sit with other people that are on the road. Do you read the book? I've read it a couple times but I feel like I am so the book in January was a court of Thorne and Roses. Yes, because I'm speaking of that way. I am so I've just finished book five so I've just been so invested in that for like the last four or five months or whatever and phenomenal that I actually feel that it's like a bit of a void in my life right now that I don't have this story. What's your favourite book? Which one? Which one?

one of the five one and five um one and five the main character in it a vera just really annoys me so i like that book five isn't about her as or she's it's she's still in it a bit but not that much so i think that's why i like book five so much but yeah it's good you do it's good we've both got it but we just yeah haven't just typical isn't it well no you think we're excuse me yeah speak for you phil i have been reading all the time although i'm now reading that malaboo rise in your game and i don't like it and i think i'm just going to stop and move on because that way, do you know what? Life's to short. Yeah. Yeah, it is. So I've decided. So is anything going on in life that you want to get off your plight?

Hmm. I feel like I'm ever pretty drama free life. Which is good. Um, but one thing just when you'd mentioned this question, I was really thinking this morning on what it could be and just a couple things I've noticed this morning. So we're kind of getting straight into the money saving side here. Yes. I don't know if you guys have noticed this, but a lot of brands and retailers recently have been doing like oh if you're on our website and buy something between five and seven p.m you can get like an extra 20% off and I'm like it's just really annoying me that brands are like given these deals at such a short period of time like yeah such a short period of time that you're like instantly excluding so many people and it's like we're all

sitting around at home being like oh it's five o'clock it's time to go shop on that website like we've so true have lives like gonna just give us a discount all day that's like a sauce do that And it's between seven and nine. Yeah. So I think there was something on ASOS today, and it was, I think you can get, there's a selection of clothes that are down to 10 pounds for two hours today. And I'm like, you know, just make them,

if they're 10 pounds at 11 o'clock, why can't they be 10 pounds at 3 o'clock? And also, I think all the people that work night shifts as well, like, they're going to be able to do that. Yeah, so that's just, I was trying really hard to think of something that had bugged me recently. No, but that is good. That's one that came up.

That's a good one. It is. Right, Zossi. Kick us up. So the first topic, background, a bit about you, social media. So tell us a little bit about yourself, where you're from, brief career background. How did you get into what you're doing now? Good question. So, where do I start? Yeah, so I started my Instagram literally as a hobby. It'll be five years ago in May, which is, is it May now? Yes, yeah.

Oh, yeah, yeah. So five years ago this month, which is just wild, like how it's gone the last five years. Like I've tried so many different side hustles and I didn't even start this as a side hustle. It was literally just as a hobby. So I'm still mind-blown that I've been able to keep something going this long and haven't got bored. But my background is in social media, digital marketing, e-commerce. So I just still don't really know how I ended up in that either because it was product design that I did at uni. so I don't know how I got a job in marketing when I came right

but yeah it all just kind of somehow came together but in terms of the money saving my dad always loved to save money and it was before things like Group On and Weitra and all that were to think like he would like cut discounts out of the newspaper or would like print off vouchers online and we'd get to a restaurant then he'd hand over the voucher and we'd be like oh my god Serial boxes and stuff yeah yeah so this was like before it was kind of like like the thing to do

and like times have changed so much people are happy to spend a bit of time looking for a deal now but yeah we'd even be in like a high street shop and then he'd just get to the front of the queue and ask for a discount and that's just like yeah yeah if you're maybe going to a market or something but if you're in

Topman or Burton's he'd just ask for a discount and you would always get it but by the time we've got the discount we're all standing outside the shop being like it's happened again this is so embarrassing Yeah. But yeah, I never really understood it. And then I had my first job between school and uni. I was working in a call centre and I was literally going shopping on every day off because it was the first time I'd had like a full-time salary. I was living at home. So I was like spending

all the time. I had a new outfit for every single night out. And there was something like an item was on sale and then you could get an extra 20% off or something. And then I was like, hang on. like why would I have ever paid full price for that if that's instantly like one deal or two deals that I can stack on top there like it's money that I'm working for I was like busting my ass in that call center working 12 hours shifts like super long days and like why if I can get something cheaper that's money extra in my pocket that I can then put towards a holiday or like saving up for I don't know if anyone's saving for a house or just just the things people are saving for so Why wouldn't I want to keep as much of that as possible instead of a line in the pockets of a multi-million or billion-pound company's pocket? Yeah. So it's just been from there, something clicked to me, and I understood why my dad really focused on those small savings, because they really quickly add up. Yeah. And then just from there, I'd just kind of vowed to myself, where possible, I'm not going to pay full price for putting a few minutes effort in.

Just a phone to me a little bit less. Yeah, you can be saving. It might only be a few pounds. It could be hundreds of pounds you're saving, depending on what thing you're buying. Yeah. So yeah, it just clicked in me then that I just vowed not to pay full price. And then my family and friends got wise to it. So my mum would like send me the link to something and be like, can you just find the best deal in this buy it? I'll transfer you the money for it. So it just kind of went from there. And then I just, it was literally just a random Sunday night five years ago. I was like, well, I'm finding deals. If I'm helping my friends and family save money as well. Like, why don't I just try help more people? So I just set up on Instagram. Like it was a complete spur of the moment. decision and then look at you now gone from there love them and you're telling us out of it it's been full-time now your full-time job since last January yes yes how was that hadn't you noticed of your old job loved it like I was probably one of the days I'll

always remember yeah I feel as long as I can remember I've always wanted to have my own business I've never really it's marketing that I've always worked in and I've personally always find it quite hard to fit in in offices like I've never always I'm not sure if you guys maybe had the same experience in marketing but it can be very cliquy and I just never really fit in, I always felt a bit of an outsider and jobs that I worked in so

I just really struggled with that and I would get like I would love a job for the first few months and then like I would just hate everything about it and I've never had that with my deal club what I do now like I genuinely enjoy it every day I don't get like the fear in the morning I don't, on a Sunday night, I don't be like, oh God, I have to go to work tomorrow.

I can't face another week of this. So, yeah, I just, it's the best decision I've ever made. And I hope it continues for the rest of my life. Your content's so engaging. I actually first came across you because I worked with Virgin Monies. I have worked with them now a couple years. They're amazing, aren't they? They are great to work with, aren't they?

And you also do, so I did the food side of it and you just do that the money saving things, all sorts of stuff actually. And then I started following you and I thought, oh my God. and then it was your recent boots. Well, in fact, I love all your videos, but there was one recently. I was like, fuck, that's such a good idea. And it was the boots one.

Yeah, so you can get, basically, we... And it went viral, hasn't it? I think it's over three million views now. Stop, I love that. Yeah, so we all have empty beauty products and not even just beauty products, or when I refer to beauty products, I don't just make up.

It's like skincare, hair care, body care, all just all basic self-care products but it doesn't stop there even like blister packs for your medication or vitamins baby products as well you can be recycling them at boots

and turning that into boots points which is essentially you can use to get money off your purchases so I I just thought everyone kind of knew about this or a majority of people knew about it but I was not expecting that video to blow up like I feel like so many people's minds have been blown that they've been chucking their products in the bin

when you can actually take them back and get points so there's other retailers that do it as well like John Lewis do it which... H&M? H&M do it with clothes I can't remember top of head how many clothes it is but I'm sure you can get five pounds off when I think you spend 20 or 30 pounds at H&M

for returning clothes I think it used to just be like you would take one bag you would get a five pound voucher and I'm certain it doesn't have to be from H&M it can be anything and it can be any sort of, it can be like a cushion cover it has to be fabric yeah

and then M&S did it as well they had a really good one that you just had to put one item in the box in the recycling box and then you scanned a QR code and you got a free bag of heresy pigs but I just just noticed like two three days ago that they've stopped

I saw that on your story actually so yeah don't throw your stuff in a bin have a quick Google for the retailer that you want to buy something from and just see if they have a recycling scheme where you can return like clothes or empty beauty products and turn that into money. Just so smart. I know. I know. It's just, I just thought of those brain sales. I know. Yeah. It doesn't, there's not, I've not got that in there. I know. Yeah, you do. It definitely does. I feel, I feel it's not made easy for us to save money. You do have to put effort in. And a lot of people get hung up on the small details of, well, you've just spent 10 minutes doing that. That's not worth my time. I'll just go buy it at full price for the sake of that effort. But I always try to view as the time saved versus what.

what you would get paid at your job in an hourly rate. True. So if you're spending 10 minutes and it saves you, say, 10 pounds, then if you're putting that into, that's essentially, this might be girl math on it a little bit. But if you are turning that into how much that you would have earned for an hourly rate for that time period, it's when you start switching your mindset to that,

you can really see how valuable those small savings are. I can imagine it becomes quite addictive, by the way. There's little hits of like endorphine, Serotonin, yeah, saving. Even you're saying that out loud there, like, oh, people are just saying, oh, can't board wasting 10 minutes looking for something cheaper.

What? Like, how stupid is that? When you hear, like, you're actually saying that. It's like, why would you not? Why not? Yeah, especially when you've worked for that money. And we all work hard for money. This is something I tried to get across all the time.

You've traded your time for that money and you've worked hard for it. I don't know why you wouldn't want to keep more of that in your pocket. Because those small savings can be adding up to, hundreds or even thousands of pounds a year, again, depending on what you're buying, that I just don't know why you wouldn't want that extra money in your pocket, because think of what that can unlock you to be able to do, or you could even looking at the long-term goal,

all those savings could allow you to potentially retire early if you're able to invest more with what those savings are. So I just feel like there's so much that we're just stuck in a rut of just doing the low-effort things that you just need to look at least to save money. that are easy. I think it's funny you say that Chloe because I feel like what you're saying is absolutely right but I think if people could visually see what they're saving yeah there's a question later which will ask later on the episode but if people could see and track their saving I think that would encourage people to keep doing it if they get like oh my god this week I've saved

this by doing this this this this and this but it's hard because you just think you don't really understand what it's adding up to until the very end of the year if somebody said to you this year you saved £2,000 by just doing 10 minutes, you would keep doing it. Yeah. Whereas like time, like each time you think, oh, what's a couple of pound? Yeah. But actually, if you, yeah, that's all added up to whatever. Definitely.

Anyway, so what do you love and hate the most about working in social media? So I love that it's been able to come my job and it's such a low barrier to entry. Like, it's free to post on social media. I love that there's that opportunity for everyone to potentially monetize something that they love. And you actually don't even need to monetize it. Just see if it just gives you enjoyment in a creative outlet. So I love that. I love having, as we were chatting about earlier, I love having the freedom.

I can spend the whole day with my dog. I can take her out of walk anywhere. I don't have to like ask people permission for holidays. Just things like that. Like there's days I wake up and I'm like, I just don't feel in the mood for working today. so I can just get my essential stuff done and then take the rest of the day off. I love having that flexibility.

I definitely do work more than I did in my old job. So I just love the barriers to entry and sort of the freedom it can give you as well and you can really create something that's your own. What I don't love is my screen time. It's ridiculous. Ridiculous. So, yeah, I just spend so much time on my phone

and yeah I should probably get a second phone but I know I then just spend double the time between two phones I know and the same yeah I just feel that yeah I'm pretty brain is like mush don't you and I'm probably not that present in my life a lot that's something I really need to work on

is kind of maybe having better boundaries to I actually stop work at this time but it's hard because social media can be like it's my job but then I also enjoy scroll in social media to look what other people do just kind of like how someone who's not a content creator, influencer has a social media

how they enjoy social media I still like that side to it but then my work brain doesn't switch off being like oh I like the way they filmed that oh that's a good way they've done that so I feel like it's just my phone's just work I was going to say that then as well even

when you've worked in marketing it's so hard to watch anything see anything read anything, anything that's got any sort of message and not think they're talking shite or it doesn't actually mean that though or they probably had to jump through loops, holes, everything to get that mesh and signed off like it's so hard to not look at it with a work brain

definitely. Like I think of the guys here who work in like television I think your life must be miserable because you just must tear apart TV yeah that's true. Everyone obviously has that like with their own job like builders will think of the way things have been built whatever but it's... Yeah that's true But marketing and social media is quite an annoying one to have that way.

Because it's everywhere. Because it's just everywhere. Yeah. Yeah. I always think that. No. That's a really good answer, actually. Sorry, just back on the question before.

Can you just tell us briefly about the two of the viral videos that I noticed? Well, you know what? You've actually had fucking hundreds of viral videos, but these were the two that I'd noticed. Business class flight one. I really love that one. So I only find this out maybe about three years ago. that I was chatting to my brother because we were looking at going to Thailand

and he was like, oh, so are you aware that instead of flying from the UK, if you fly from an EU airport, your business class flights will be half price. But he just said it on like, a whim. And then I was just like, you've been gatekeeping this for years, why? So, yeah, there is a hack

that if you are flying from the UK for various reasons, happy to be corrected or from wrong, but I believe it's due to like demand, competition, taxes, operating costs and all this, that your flights are so much more expensive flying from a UK airport, where if you fly from an airport in the EU, just for all those reasons I mentioned, it's much cheaper. It can be like half price.

So we recently went to Australia and our flights were half the price compared to what they would have been from Glasgow, Edinburgh, Manchester, London. Now, obviously you need to factor in your cost. of getting to the EU now I've mentioned us all in the caption of that video but I'll just run through it here so no one just goes and books us and has a panic but you want to give yourself enough time to get to that EU airport as well so the ones we usually fly from are either Frankfurt Dublin or Amsterdam that's for the routes I've gone find them to be the cheapest so you just need to give

yourself time because your two tickets are completely separate yeah so if your flight is delayed and you miss your business class flight, you're not going to get rebuked on a flight. You're not going to get your money back for that. So we usually go like two days before and have like a mini city break. It feels like you're starting your holiday earlier. Obviously you do need extra time off for work with that. So just something to keep in mind. And obviously it will have like a hotel.

You need to stay in or whatever. But for what your savings can be, like we save at least even factoring in like the positioning flights and the hotel and spending money in that, we still save at least £1,500 on our flights compared to flying from the UK. So, again, that's money. It's better in my pocket instead of an airline's pocket. And I guess I suppose you probably have people that comment you saying things like who would be buying a business class flight and all that. And it's funny because I guess your audience are people that want to save money,

but we were talking about this. I'm someone that I spend a lot of money. But it doesn't mean that I still don't love a deal. And I'm not saying that I wouldn't ever fly a business class, but I know I could probably get it cheaper if I didn't fly business class but who doesn't want to fly in a really lovely way

to Australia especially like you're telling me that you wouldn't want that like I fucking would Jesus Christ I know exactly and if I could afford it I would well it can take it from someone who thinks oh I could never afford that it'll never be something I can do to thinking oh wait a minute actually if I look at it this way

maybe I could save up and do it one time or like what that's something that everyone if you can try and do it one time. Yeah, treat yourself. Like, I've only done it because I got a random upgrade on the way back from the Caribbean one time. But it's probably brilliant.

Yeah. I just spent a month in St. Lucia in a minginghouse volunteering, so it was great. Yeah, that was like, back to reality. Yeah, I think it's easy to, um, for people to be like, well, the, the main thing I hear with flying business classroom people is that the,

there's a lot of people don't see the point in it, because you're still getting to the same place at the same time. But also there are people that do want to spend on that and it is value to them. Like with money, it's so personal. We all spend money in different ways. Like, I've got friends who buy Chanel handbags.

That, to me, I don't see that as value. Like, that's not something I'm interested in. But I might book a business class flight that's obviously not the price of a Chanel handbag, but they don't see that as value. So there is such different. different things on what we all see. And as you're saying, it could just be a one-time thing. It could be for a special birthday, a honeymoon, like something like that, that it's just a real

treat. And if you've been able to save money on, like, other areas of your life as well, you may be able to have money set aside and save up for that. So I think it's easy. There's a lot, I see a lot of judgment online on how people spend their money, but it's their money to spend how they want. As long as they're not harming anyone with how they want to just let people spend their own money. How do you want. I do also think a lot of the comments like this is just me being me right but a lot of the comments of people saying stuff like that

it's because they can't yeah no totally and I think in their eyes they think that no one else is like that but like what so just someone because they've got a lot of money they shouldn't spend it just because you've not no I know what I mean that's what I'm saying like

it's just it's difficult isn't it what you should and shouldn't post online and yeah I don't know I personally wouldn't ever get jealous of anyone with more money. I just think, good on you. I'll do the same thing. I don't think how can I get involved?

Yeah. I want to do that too. Okay, right. What is your career highlight so far? I'm sure there's been a lot, but pick one. Yeah, I would definitely say presenting on this morning. That was just such a huge goal. I'd actually written it down on January last year,

I wrote down in my goals list. And that's the first time I've ever written down goals list. I was like, I should probably have a bit of accountability now. I'm, like, doing this full time. And it's not, like, a manager telling me to achieve XYZ. Yeah. So I actually wrote down specifically, Be on This Morning. And then about three weeks later of the email to me, which was mad.

So, yeah, I presented it was maybe four to five times last year. No, wait. It was more than once? Yeah, yeah. Oh, sorry. No, no, that's fine. But, yeah. That's amazing.

It was absolutely brilliant. So, yeah, I still can't believe I did. did it. As you might have heard me speaking here, I do have a bit of a stammer and like I struggle with my words. So I was terrified of presenting on live TV just because I was like, I don't know if I'm going to have like a complete blank where if they ask me a question and I physically can't say my words. Because it's times that I can't even, I can't even answer the phone and say hello. Like my words just don't come out. And then I was completely fine on it each day. So yeah, which I was just so. I mean, that's amazing. I'm so glad. Yeah, so, so surprised by that I was actually able to do it. So it wasn't just the being on TV thing. It just felt like such a huge personal achievement for me to hear. Yeah, that's amazing. He as a kid being that I couldn't even say my name sometimes

to then being able to speak on TV. That's amazing. Yeah, that is so much. That has a great achievement to have. So, were you nervous? I was. I was really nervous. So we did, they got me in the day before.

so it was down in London on the train down I was messaging my husband and my family chat being like I'm actually just going to have to get off at the next station and leave and get the next dream back home I'm so so nervous and then when I got to the studio I was surprisingly okay they said we'll do like a little demo run through and then they said they were like by the way the producer or that sorry the editor of the show is going to come down from the gallery and actually like stand on what you do your rehearsal just now so I was like oh no it's a lot of pressure that he's right in front of me so I ran through it and then he was like oh okay so is this is is this your first time presenting on TV and I was like yeah it is and he was like ha ha and I was like no it actually is and he was like

wow he was like you smash that so I was like oh that's amazing because I had that it just gave me yeah yeah that like kick the next day and it's probably like seven or eight minutes that you're on for anyway and it goes by in a blur I came off I was like I have no idea what I just said I was like have I just sworn like I have no idea I did dying inside watching it like my I went out my family later that night when I got home and my brother he'd pick me up from the train station and then he was like right okay let's let's put it on he

sat and made me watch about three times and I'm like I can't he's making stop watch it again and then I have I've never watched it back since then for for any of the the other times I was on it. I was like, I just can't. I'm fine if I'm doing a video and like I'm editing myself to post on social media because I've scripted it.

I know exactly what I'm saying and have taken several attempts to get it right. Each line just right. But the fact it was just a one and done live TV that if I messed it up, it's out there forever

and everyone's seen it. I could never do live TV. I'd probably get cancelled. I'd say something I shouldn't. I think I agree with it. So, hilarious. So let's move on now. So some deals and tips. What is something you personally are on the market for buying, but you just can't justify the price? So this is probably a bit niche. Well, not niche, but I know this is going to sound ridiculous. So I'm looking at buying a car just

now. Yeah. So my husband and I just have one car because I work from home all the time, which we just don't need to. So I sold to my car a couple years ago. But my dog, is a princess and she doesn't like my husband's car so I think whilst the boots fine for her she's just used to a bigger boot so she just absolutely hates going in the car and it makes me sad and then we can't like go in day trips for anything with her now because I just don't want to put her through that stress yeah yeah so I need to buy a car to for the dog for princess yeah which seems ridiculous what kind of dog you got in a golden retriever

she's called Poppy she's like my entire world I think I'm like unhealthily obsessed with her so yeah I need to do that so I obviously don't want obviously the cars I all like I think because I've gone from not having any expenses with the car yeah that I was like I just I just don't want to pay for a car again so expensive yeah so I don't want to take one

on finance because I feel like I've broken that taking a car on PCP cycle that I just I don't want to go into that especially being self-employed now I don't want to have a monthly payment yeah so I'm looking at just maybe getting like a cheap car for like three, four grand or something, but I'm just like... Like I'm paying that car for a dog. This is so ridiculous.

And like every single person I say that to, they're just like, Chloe, you need to get a grip of yourself. But she is a big dog though as well. Like she had been trapped in a tiny boot either. I don't know what you mean. Yeah. Definitely if it was like a wee tiny. Yeah.

Duffy dog on your life. Come on. Yeah. But she needs her space. I know. I know. So yeah, that's my current thing that I'm, I've said, right, I'll do it when I'm back from holiday, which is now, which I've still not done it.

Oh, you're busy with us. Yeah, yeah, yeah, yeah. We're important things, priorities. I feel like cars in general, though, I just, I need to get a new one in a month, and I just thought of even just thinking about what to get and the money that you need to spend on it. I'm just thinking, oh, I suppose waste. It's not a waste because you need it in every day, but it's a lot of money, I think.

And I feel it's really easy with a car to just give yourself a budget, and then you'd be like, oh, well, there's that one that's a bit more. And then you see that one, you're like, oh, well, for a little bit of extra money, I can actually get that even better one. So I think it's very hard with a car to try and make a sensible decision. So I'm just really trying to sense-check myself that I'm not just being ridiculous

and it is the right decision and not get trapped in that cycle of being like, oh, well, I could get one a bit more expensive, a bit more. And then before you know it, you've completely blown your budget and you're trapped with a car that's extortionate. Yeah. And what's your best purchase

that has had a massive saving as well? I always usually say our honeymoon this was five six years ago I spent so long on that holiday trying to get us the best deal so basically I just like played lots of different travel agent companies off each other so I knew exactly where I wanted to go

and where was that and it was the Maldes who went to but there was this Pacific Island I wanted to go to and there was only select places that were like there only seemed to be some places that were offered in like complete holidays

there so I started off with one their quote was ridiculous so I went to like the next place and be like this is a quote they've given me can you beat it so they then beat it and then took that to the next one and gave them that quote and then they then beat it so basically I literally repeated that cycle on my lunch breaks for about a week

or two weeks until I finally got a price that was in our budget it and included, like, lounge access, including an overnight stay on, like, this private island. It included, like, an upgraded room. So just spending that effort, like, we saved thousands on that holiday. Wow. It just shows if you're willing to put effort in.

And again, it's come back to what I said earlier about your kind of your saving versus your time. If I put that into an hourly rate again, it was, like, would have been a huge hourly rate. I think it was fun. Especially when it's forced such, like, a big sort of life, event as well like it just makes more special definitely there'll be so many people

listen to this that are planning a honeymoon as well I know and in terms of the best deal that I think my community I've ever benefited from yes this one is one that always sticks out so it was about two years ago there was a Bobby Brown deal at Boots and it included

like the Bobby Brown face base that is probably one of my most requested products I get asked every week videos on it there was a set and for the price of the price, if you were to buy a full size face base on its own, this set included about four or five products including the full size face space for less than the price of the full size. So it was such a good deal. And I think collectively with how many people bought that

deal, I saved my community over £30,000 in the space of like 15 hours, which when you think that's £30,000 that as much as I love boots, absolutely love them, that's £30,000, it hasn't gone into boots or Bobby Brown's pocket but it's now staying in in in the pockets of my followers so yeah that just makes me feel so good that there's again just these small savings let me tell you now boots and Bobby Brown the commission that the uplift and yeah they make on each product they hate missing out on that thing yeah yeah so I just love they'll just be buzzing that yeah so we off the shelves because that's actually bringing people into but maybe trying their products as well so in turn or make them more money in future anyway there were so many people that

like I've been wanting to try this for ages, but I can never justify the price of it on its own, or they tried and, like, they didn't know, but boots, boots did at the time. Yeah, which, which, did you actually work with boots then? Yeah, I have, um, last year, in the year before, I was, was working with them. So yeah, it's, it's, it's like a, it's, it's, it's, it's shopping all the time. And they, they always have such good deals, especially on a Tuesday. Yeah, on, on a Tuesday, yeah, definitely, there's a 10-pound deals, but in the run up to Black Friday, Christmas, I think they're the best beauty retailer for deals.

Well, that's what we're going to ask you next. What's your thoughts on Black Friday then? I think if you plan ahead, it can be great. If you're just seeing a deal and buying it because it's on sale and you thought at some point I want to try that, I'll just buy it because it's half price. I feel that you can get good enough. If you know how to shop smartly, you can pretty much get those deals all year round. You just need to know where to look and sort of of be smart about times that you're shopping. But with Black Friday, if you're planning in advance, you've written your list, you've benchmarked your prices to know, say, for example, Bobby Brownface base, say if you know it's

usually, what is it, about 40, 50 quid. If you know it's usually that price, but on Black Friday it's 25, then that's great. But if it's only 35 pounds, you know you can probably get that price all year round, so it's not that good a deal. So it's just being smart about how you are shopping and just not getting sucked in because there's so much hyper in something. It's noise, isn't there? I think as well now with Blackfraid,

it's just different now. It lasts for so much longer. Like, I'm definitely the type of person that doesn't plan and just think, oh, fuck, white companies get 20% off. I'll get Christmas presents. Yeah. Like, I'm the person that I shouldn't be.

I get so overwhelmed by it now. So much so where I see so much and I'm just like, I don't end up buying anything at all. Yeah. Because it's too much going on. I'm like, oh, okay. Yeah, and something that bugs me as well is there's so much confusion

on when you should actually shop on Blackfrey. Like, are you best waiting until actual Black Friday? Like, the deals usually start at the beginning of November. So if you see a deal at start November, do you get that? Are you worth waiting a few weeks? Is it better wait until Cyber Monday, which is after Black Friday? Yeah, like, what's going to have the biggest deal? Yeah, but one that I loved last Black Friday was Superdrug.

They were transparent about their deals. So for the first two weeks, it was just member-only prices, but those were the prices. And then after those two weeks, it opened up to everyone's week. even if you didn't have a super drug card. But they said from the start of the month, these are our deals for the month. So there's none of that, like, pressureing people into buying at a certain time.

Me personally, I'm not a fan of, like, you only get this price if you have a loyalty card. I know a lot of retailers do it, especially supermarkets. It really bugs me. Like, if you're offering that price for one person, just give it to everyone. I know obviously there's value in the data

they're getting from you scanning your card or whatever. Yeah. Yeah, that's something that frustrates me. Like, just give everyone that deal. Yeah, because sometimes you can save an awful amount of money when you, like, especially Tesco Club card, the yellow stickers now, it's like, I can save £15 on my shop just by tapping my card. But I'm like, but the person next to me probably is still paying four points. Yeah, definitely. I don't think those deals are always as good as they seem.

Yeah, definitely. Which, you know, the company that is very for consumers and what they post and kind of help you navigate things like that, I'm sure they flagged an investigation into some retailers that maybe were. over inflating this don't quote me on this and sue me but like or maybe like potentially just the deals aren't as transparent as they seem yeah they can then show a bigger

so it seems like their regular price yeah yeah might potentially be higher to than what their deal price is to make it look better so I think there's kind of a bit of a grey area right that people for that we've always flagged it nasty gal boohoo

ego all those shoes fast fashion I actually can't cope I screenshoted a pair of shoes once and again two weeks later they said that these shoes RRP were like 120 pounds they weren't there were 4499 full price before and they were discounted so they were saying that then it was discounted to six and I thought that was never that price yeah you've completely lied and they do it all the time I don't know how the fuck they get away with it I don't know it's frustrating isn't I thought that that cheap ass shoe was never 120 quid what you're talking about yeah and it's easy to hold for it the first time you see that but it's not until then weeks later that you click on to the marketing and then you feel a bit scammed. Yeah, totally. What are your thoughts on cashback apps? So I love them, but I'm interested to hear what your thoughts on them are because I think I probably know what you're going to say about them. Well, I remember using top cashback, honestly years ago when I was getting a new phone. And it did pay me back £100, which is a lot of money, especially when I was younger. And I think I was probably

part-time working at the time. But it did take about six months and that was just too long for me. But now, I must admit, I don't go through anything like that. And my mum and my brother are quite good at being like, have you checked top cash or whatever? I'm like, the person you described can't be arced. And I'm like, no, I'm just buying it, whatever.

But I'm like, that is stupid. Like, I know it's stupid, but I just need to be better. Yeah. I've not used any before except that wee shop, which I think everyone feels like they've been scammed on. Yeah. But I would love to know your thoughts. Yeah, so a lot of people when I mention cash back

that's like as a scam, I'm not doing it like so many people just instantly think it's a scam and I'll be honest I thought that as well before I used it. I think just having the word cash in it you instantly think, hmm, it's just going to be a scam. Yeah. So but it is probably the easiest

way to save money. So there's so many different types of cash back. I won't run through it all just now because people have to download so so many apps. But essentially there is it's money back for your normal shopping. So you mentioned top cashback. I love that one. I'd argue it's probably the most complex one to use. So see if you're able to use that. All the other cashback apps will be a walk in the park. And I know you're saying you've not used it for

a while, but it's literally adding one extra click onto your shopping process. So instead of you going straight to River Island, for example, you just search for River Island on top cashback, click the button, and then you'll get a percentage of your money back. So it's just getting into the habit that takes a bit of time with cashback apps. Now, there's different types. So you can get the ones like top cashback where you're going on to their appra website and clicking through. You can then get automatic cashback, like with your bank card, for example. So say with Chase Bank, you get 1% cashback automatically just for using your debit card.

So you literally don't need to do anything. That's like the easiest way to start. and then there's say bank accounts like Virgin Money that you'll know there's like the cashback section with they have really really good offers on there and it's personalized to you as well there's then a gift card cashback which I'm sure you guys have been given a gift card

for a birthday before and you just spend it in store or online like a normal like instead of paying me a debit card you're paying with a gift card in the head so you could just buy gift cards for your normal everyday shopping let's say you're going into Sainsbury's you can buy a gift card for your shopping

and you get instant cash back on that. So say there's an app I use called Cheddar, and the last time I checked, Stain Spruise was maybe like 2.5 or 3%. So you can just buy a gift card and instantly you're getting that amount of money back. It's not a huge amount, but I'm sure if you were in store anyway

and someone said, oh, we've reduced all our prices by 3% today. You'd be pleased. Yeah, almost. It's just kind of viewing it in that way. And instead of paying with your bank card, you're just paying with a gift card. And there's so many retailers that you can do

do that with. Now obviously I would only do it for things that you know you're not going to return. So you went and about £100 of stuff at B&Q and then you return it, your refund's going to go back onto your gift card, which if you don't shop and B&Q a lot, it's a lot of money to be left on a gift card. But say for your groceries or like clothes or beauty products that you know you're definitely not going to be returned and then... You're not going to return much from Sainsbury's are you? Yeah. Yeah. So you can even buy like a gift card. Like a A way that I actually do it, say I regularly just pop into Sainsbury's for a top-up shop because I usually shop at Aldi and say I'll just put like 50 or 100 pounds on a gift card

and then I've got that gift card for the month and it helps me keep on budget as well. That is literally all the money I've given myself to spend at Sainsprays that month. So if you find that you're shopping a lot, yeah, like say you might want to buy a Boots gift card, for example, if you find your spend too much money at Boots, you could buy a gift. cards and then that's kind of you put your budget for a month that could just be a good way to like help with spending as well and you're getting cash back too there was an app that I use and I think I've seen you promote it actually and I don't think I've paid a phone bill now in like three months but airtime rewards how good is that app it's great and that's such an easy

easy cashback app to master as well is it EE only E EEO2 I think Vodafone GIFGF and 3 um so it's pretty much all the main networks and a couple of other ones and you just link your bank card to it and then every time you shop at retailers that they've partnered with on their app Because when I shop at Boots because I shop there a lot and Boots gives me

so much money back Yeah and it's automatic as well So you don't have to do anything You just link your card And then it just gives you cash back So I feel like each time you open up the app You're like oh I just got cash back at this place I didn't even know

Yeah I got that and it's just a nice nice little bonus And Monza was well they've um they've started doing one where you load them onto your card and for me at the moment it's like just eat deliver room um I think the one might be one it might be a soss but they're giving you that 1% 2% and it would change though regularly with them so they're like oh this month we've got we've partnered with these yeah and they'd give you and then it just in a little pot and Monzo I've got like two two pound

whatever because I probably haven't shopped at those retailers but imagine if you did yeah and then you can start being really smart about it so you can stack the different types of cashback. So say Monzo are giving you, I don't know, 5% cash back at JustEat, you could then make your purchase via top cashback. So search for JustEat on top cashback, click through, and then you pay with your Monzo cards, you've just earned cash back twice. Wow. Yeah. And then there's ways if you're really smart about it, you could like triple or quadruple deal stack we're using discount codes and other types of cashback or gift cards. So there's lots

of ways that if you're willing to put 10 minutes effort in, yeah, it might take you a bit longer at the start as you're getting your head around it and just like extra memory to do it, isn't it? And then that's when you can really unlock like huge savings. I love that vial video you did of the deal stack and you bought a top, is it from Stradivarius or something?

You bought a dress, was it Zara or something? I can't remember. I think it was a jacket from River Island. That was it. I think it's when I know you. And you're like, right, watch me get this down from this to this. And I was just like, how the fuck have you just on there? And that's a lot of the comments on that

that that someone was like, I wouldn't go to all that effort just to save that amount and I'm like why? Like once you get like that amount of effort literally took me probably if I was to do that not recording it it'd probably take me about two three minutes max that you can then be saving that amount of money so um if anyone who's not seen the video I think the jacket was originally £100 it was on sale it was then on sale we could buy a gift card use cash back like cash back on your bank card like there was about maybe about three or four different ways that we were able to stack that saving to say

over 70 pounds on the jacket that there is people that would have bought that jacket for a hundred pounds yeah you've potentially only paid 30 pounds on it so that's in 70 pounds you can be put in into a pot for savings wild yeah I mean see if you think about it why would you not do yeah exactly we will need to go for lunch one day and I'll just show me everything sort try and sort your life out yeah because I'm that lazy person for sure, sadly, but I'll admit it. Even just start with easy things, as you're saying, Jess,

like using airtime rewards or just getting a bank card that gives you rewards or even when you're booking holidays, like using a credit card that gives you points. I'm not massively clued up on the points airline side of things. It's something I'm trying to learn, but yeah, just even like... When you learn that, can you please let us know? Because I'm intrigued on getting it. I want to get this Amex, what everyone keeps talking about for BA points. and I'm like, I buy a lot of flights

but I don't get anything back from it and I know I could. And I've never been one for having accounts like when I was at my last two jobs I flew so much and I didn't yeah, work would book it but they always said we can link it to your accounts or whatever it didn't ever do it. I think that was

stupid. I could probably get a flight to Australia if I didn't that. You could probably could have honestly and what about tell us more about your newsletter. What does that include? What can we find out from that? Tell us everything. Yeah, My newsletter is free, as you mentioned earlier, and it goes out every Wednesday night. So actually you need to write it when I leave here.

So it includes the best deals and freebies that I found that week, money saving tips, like apps that I recommend to use, such as the cashback apps we've been chatting about. So it's hopefully a very fun one-stop shop for like your roundup of deals that week and just helping you be smarter with your money. Be savvy. Yeah, it's good. I'll be getting signed right up for that. I already did, did you notice?

Yes. I did see that come through in the emails and I thought I'd better get into that. Did you? You were quite good at kind of like doing things and then it almost reminds me as well. Yeah. Yeah. A good partnership with it. And is there any deals or freebies that right now you think are a standout we must talk about?

anything you've seen this week? They change pretty regularly our majority of your listener is probably Scottish, do you think? Yes. Okay, I was going to say you can get a free national trust pass but it always excludes Scotland. It's so annoying. Oh, but we definitely have English listeners.

Yeah, so... Irish, you name it. The fuck knows. Yeah, the website's called In Your Area and they do this quite a lot that you can get free national trust passes. Usually have about 50,000 or so that they're giving away.

and it's a family pass so it's just a really great way to have like um to like spend some time with the family or like you you you you actually don't even need to have kids and be a family to do it it's just that it's valid for up to that many people um but yeah it's only england wales and northern ireland oh is it exclude scotland which is so annoying probably because there's just so much stuff up here for like nature yeah natural nature yeah exactly yeah other deals as well i feel like you've put me on the spot here I know, sorry about that. There's always freebies that you can get by joining apps.

For example, if you download Greggs, I'm sure you get like a free hot drink or something on it. So there's always things that you can look out for that. On Facebook, keeping eye out for free perfume samples. It's a really good way to try a perfume without having to buy it. You know when you spray it in store on the little card thing, it never smells right. So you might need to train your algorithm a little bit on Facebook for it.

so even just like search for different perfume brands and go and like their um facebook pages and then hopefully after a few days you might start to see these free samples coming through and I have a box in my wardrobe that I collect them all and then take them if I'm just if I'm going somewhere with just hand luggage that's amazing it's great for doing that and um yeah in terms of deals that are available all the time it would be things like recycling your empties and things that I mentioned like that obviously with just by time this podcast goes out any time sensitive deals I mentioned will have been passed so yeah definitely I love that well then we got to keep get onto your newsletters all they need to do is go on to your website

and type in their email address yeah or just onto any of my social media platforms so Instagram TikTok or YouTube and it's linked on there that you can sign up to it Excellent tea. Love that. Right. In terms of discount codes, where is the best place to find them to know that they're legit?

So these are our listening to questions now, by the way. They want to know. So I would use a browser extension. So the one I personally use is PayPal by Honey or Honey by PayPal. Oh yeah, I've heard of that. Yeah, so you can use it on your mobile and also on a, like, your browser on your computer. And it's a little plugin that sits at the tops.

When you go on a website and then when you get to the checkout, it will pop up and be like, hey, these are the discount codes we've got. And then you click apply and it will apply them all to find if any work for what's in your basket. Obviously, some might have expired. Yeah, yeah. Well, that's actually a really good code to always try as well is welcome 10, hello 10, like sort of different variations on that because a lot of businesses, especially smaller businesses as well, I find use sort of those generic ones,

which is a really good way to save money and signing up to newsletters for your favourite retailers as well because you always usually get a sign-up bonus I'm sure you... 10 or 15% isn't it? Most people will probably know this but... And then they'll often send out

discount codes as well. So for example, I got an email from John Lewis today just for being signed up that you can get £15 off when you spend £100 or £30 off when you spend £200 so it's always worth keeping

an eye on your inbox. Now obviously if you sign up to loads of newsletters, your inbox is going to be spammed. So you could just create a separate Gmail or hotmail or something and just have that as where you sign up to all the newsletters. And then you know that that's just going to filter all like the deals through to that one without spamming up your main inbox.

Yeah, that's a really good idea. I love that. Right, next question. Give us some savvy tips on how to ask or get an upgrade on flights or hotels when you get there. So upgrades on flights, I don't really feel. that's the thing anymore I feel it's only usually probably if you have airline status I don't think

just asking for an upgrades really works it's obviously it hasn't ever worked when I've asked I've had to pay for it but for hotels just email them in advance and just be polite and be like hey like we're coming to stay with you on these dates are really excited

been looking at reviews blah blah blah we're celebrating a special occasion like it's been our wedding anniversary several times a year when we go to hotels and yeah just be like super nice being like even if there's

no availability for an upgrade we're still really excited either way and it's worth just chance in it I'm sure a lot of people probably email hotels asking for upgrades but they mean if the hotel's empty but if like

the hotel's quiet and they've got availability you might actually be lucky so if you don't ask you don't get and to be honest I know a lot of people say like oh I feel embarrassed in case I then don't get it but they're not even probably going to remember your email by time

you get there if there are and you might have a bottle of champagne in the bedroom instead. Yeah, like there's times I just email and say it's a birthday just to get like

some freebies Yeah, so it's just that way like there's there's other people that are chancing it and asking it and they're getting it so you also may as well absolutely

what's the best way for us to track or spending or savings like do you use something to kind of see what you've saved overall? Yeah, so I've actually got a tracker if you're on any, I need to put it on my website, but if you're on any of my social media platforms

and click the link, you'll find it in there. So I created a savings tracker that you can put in which retailer you've saved at, how you've saved, like was it a discount code? Was it a free? Was it like cashback? And then you can be seeing what you've saved each month by the different methods.

Oh, so that answers that girl's question, I love that. And it's free. Wow. You've got all the answers. I do. Okay, so I also noticed on your website that you've got a section talking about how you can make extra cash and like a side hustle. Have you had any tips for anyone that's wanting to make extra cash and what they could do?

I saw one of your videos where you were lying around, you were like, I want to make some extra cash today. And you ended up finding out, finding an old mobile phone in your drawers and you sold it and you made 100 quid. Yeah, so obviously you can recycle your electricals and tech. So that was O2 recycle I use for that, but you can use things like Mazuma, like there's different ones like that that you can get paid for old tech. We probably all have a phone line around that we've kept just in case. Yes. So go and raise your drawers and check that.

My favourite ones make a little bit of extra money, and it's not very reliable as in like you might need to apply a lot before you're selected, but it's market research. so brands will pay you for your opinions you probably both know this if you've worked in marketing that you need feedback on things sometimes so you'd maybe do like a focus group or something like that so you can basically get paid for that so there's different companies my personal favourites are user interviews and research opinions yeah so if you just search them online and sign up to that and then they'll email you ones that they think are relevant to you. you based on what your profile is what your job is maybe like how what what your income is location all that and you can then apply to them now you're not going to get every single one you apply to it might be literally like one in 20 or one in 50 that you apply to so just factor that keep keep that in mind that you're not going to get picked straight away but you can potentially be getting kind of

30 to even like 200 pounds an hour most I've been paid for one I think's about 150 pounds for about I think it was maybe like two or three hours so again putting that as I said earlier into what your hourly rate is at your job it can work out really really good now it's not something that you're going to consistently get every month but it's just nice as as a little bonus yeah totally for sure amazing okay so before we go into our final segment of the fun deal request um how can we save money on our food shop and what is the most requested bargain people ask you to find your final two questions saving money on your food shop buying the cashback gift cards

I mentioned earlier on the cheddar app and obviously signing up to like Sainspreys nectar and Tesco Club card as we touched on earlier another way there's apps you can use like there's one called ShopMium which is where you can actually get freebies are really discounted items so it is a cashback

app you would basically I don't know say there is orange juice on there you'd go buy orange juice you'd keep your receipt take a photo of your receipt photo of the barcode on the orange juice and then it will send you whether it's either free or a partial refund

say it was usually two pounds but you can get it for a pound they'll give you the pound back and then it just gets sent you via PayPal that's so cool yeah so that's good and then there's an app and website as well called Cherry Pick which is basically like recipe boxes

but from your supermarket so you know say like Gusto and Hello Fresh they're really great when you get the sign-up offer that's like 60, 65% off. Like, I actively encourage you to use those because it works out way cheaper in what you get your... So cheap.

Yeah, than what you get your supermarket shopping for. But once your offers end, it's expensive. And being honest, I can't believe people pay that week and week out. I know people like the convenience of it, but I'm like, just meal plan and go to the shops. You have to go to the shops and always get your other stuff. So, yeah. Yeah.

Yeah, I think it's so expensive. But the app called Cherry Pick, you can basically meal plan and do your shopping in seconds. So they've partnered, originally say, I think Tesco and Asda actually just went on it today. And you can browse all the recipes that are created by different guest chefs. And then it will give you all the ingredients. You just tick items you do or don't want.

Like say you already have oil, just untick oil. And then click add to shop and it will add it all to your sandsprays online basket. For example. So what's good about it as well is when you're doing like the recipe boxes, it's like a tiny little packet of paprika and a tiny little packet of oregano. With this, obviously you can just order the full jar of things. And then if you already have oregano, just take it off. If the recipe says you need it, it just like untick it.

Because you already have it. And the AI is getting really smart on it as well, that it will say, hey, you actually bought oregano for a recipe three weeks ago. You probably don't need more. So it will kind of prompt you and start to learn what is and isn't in your cupboards. Yeah. So it'll start to learn what is and isn't in your cupboards so that you can then be saving money.

And we've probably all been there when you get to the shops. and you're like, oh, I can't remember I've got that at home, so I'll just die anyway. I've got three jars of Oregon at the moment. It's pissing me off. But we say this all the time. We waste food, don't we? Yeah, we do go shopping every couple days,

but if plans change and we eat out, that bag of lettuce will go in the bin because it's gone soggy, and it is annoying. It does really wind me up, actually. Yeah. What you can even look at doing is an app called Olio, I think, O-L-I-O, I'm not too sure how you say it. But if you've got something that's going out of date,

just list it for free on there and then there might be someone in your area that is looking for that and we'll swing by in the way home from work and pick it up. So I've seen they do that with supermarkets where you can go and buy a bag of like things that are going out of date?

Too good to go. That's it! Yeah. But this app's a good one as well because you can actually pick what you want. The stuff goes on it really quickly so you do kind of need to be on it but it's a good way that if you've got

like, if you've got a packet or something or a loaf of bread that you're not going to be going to be used. Yeah, that you can just go and give it to someone that might need it. in that we'll use it. Oh, I love that. That's a great shout. Right then, we're going to wrap this up.

We need like a jingle for this bit, I think. Like a deal request. Yeah. Okay, so you do this thing on your story. How often do you do it every week or where you ask people to find you something? They write in. Yeah, maybe every few weeks. Yeah.

Okay. Yeah. So we asked our listeners, pick a few things that they want you to get cheaper they've been thinking about it they've been a bit apprehensive and yeah so we're going to save them to you and you've got to tell us

putting me on the spot yeah to put you on the spot a mattress thoughts on a symbol or an Emma okay so I feel like they're the DFS of the mattress world where they constantly have sales and it's like our sales ending soon

and then it's on sale again next day. I've had one of each and honestly I'm just going to tell you to save your money and don't buy them. Really? Yeah. Obviously it's really convenient getting the mattress in a box and you can get it in a couple of days but I just don't think they last long. So the Emma one was like sleeping on a brick like I had such a bad back that actually went back to a simba after saying I'd never buy a simba again but I just needed a mattress like the everyday sap and I just don't find they hold their shape like we flip ours literally every month and there's you still just get dips yeah and yeah and yeah I think they're great and

they're like sleeping on a cloud for like the first few months year or whatever and then and it just you're just not good and then when you contact them to say like I'm not happy with it they send someone out and they're like now it's fine so yeah I've maybe had a bad experience but I would just say buy like a normal mattress okay right we had this one a lot dice and air wrap air wrap so these never used to go on sale but I'd say in the last year

we're seeing a lot more sales on them the places you need to look for them is three so boots end of 2020 had it on sale a lot like additional points if you were buying it QVC have it on sale

every so often they actually have loads of really good deals especially for beauty products as well like elements yeah really really good um they yeah and then if you're a new customer you can always get an extra five pounds off with the code five for you that seems to just be an ongoing code and then also on dyson's website there's a refurbish section um air wraps are sometimes on there it's usually hair dryers that are on there but because it's refurbished with dyson and then you also get a one year warranty as well so that's i think that's quite a good option that you can maybe save about

£100 on it for example not sure how much they are just now but But, yeah, those are three options. It's not something you get deals on all year round, and I think cash back often excludes air wrap. It might exclude an air wrap, so. Could you get boot points on it if you bought it? Yeah, yeah, definitely. So it might be worth looking at boots often have.

Double points day, would you get? Yeah. I think so. And then they often have, if you're spending 60 pounds on, for every 60 pounds you spend electricals usually get 10 pounds of points, so it would work with that usually. that's maybe they have that on quite often so just keep keeping out your email from Boots for that

but amazing yeah and what about Ninja Air Friars Ninja the best place I've found to buy them from because this is one I'm asked for all the time is direct from Ninja so they're usually on sale they actually think they have a sale on just now they usually do at the end of each month there's a sale

and then if you sign up to their newsletter there should be a little orange box that pops up on the website you can get an extra 10% off and then you can get cash back via top cashback as well so that's like a triple deal stack there wow yeah love it

so one that we were asked a lot was walking pads a lot of people want a treadmill or a walking pad so I actually got mine on Amazon so I'll just I can't even remember the name of it so I'll when this goes live like I'll post it so yeah we can both

get the link for it but it's 189 pounds and there's always a 30 pound voucher on it that takes it down to 159 and it's it's it's it's it's it's it's it's it's great so obviously I can't vouch for other ones but yeah I've got is really great and 159 pounds seemed a really good price for it and then you could buy an Amazon gift card you could pay with a bank card that gives you reward so there's ways that you can then deal stack that as well of course I'm obsessed with this deal stacking that's the answer to everything yeah it is

have you deal stacked it yeah can you deal stack it me some Elamis Marine Cream, please? Yes. So Elamis, I, for actually a lot of products if you're searching for it, use a website called Price Runner.com. So it's like a price comparison website. So you would type in Elimus Marine Cream 50 mil, for example, and it will show you all the retailers that they're aware of that have that and what price I're selling it for. Oh, that's clever. You can then narrow that down to where it's cheapest. I imagine somewhere like look fantastic is probably a really good price. And then like whoever your favorite beauty influencer is probably has a code for look fantastic as well.

There you go. We'll bring that down a bit as well. So basically you can narrow it down to where it's cheapest. And then from there you can be looking at maybe who offers free delivery because you need to factor that in. Maybe who's on top cashback or you can buy a gift card for that you can save money. So that's usually a good place to start. start and then you obviously want to check what price it is from direct from LMS you've got that as your benchmark price of what you need to be yeah but we'll

round up with a couple of very important questions okay what's your death row meal and where's your favourite place to eat in Scotland death row meal okay starter would be scallops yeah so scallops I used to go to restaurant bar and grill and Princess Square but I think it's closed now but they did scallops with chili garlic and parsley or something they were just so good so I'd get that Maine may would probably need to be a pizza I'm just obsessed with pizza fair enough um where would I get it from though yeah where's your favorite place to get a pizza in Glasgow oh I actually can't even think off top of my head um I really like um

Amaretto and Bridgeware, I think, like, they just do nice pizzas, but I do prefer the Neapolitan ones. It's the more... Bicka, which they don't do. I used to like Moza when it was here, but I don't think that's... I don't think that's here anymore, but they did really good pizzas with all the, like, thick, doughy crusts. And dessert would be a melt-in-the-middle chocolate pudding, that's, like, my go-to. Yum. Or even the Bruce cake from get...

From Get Baked, have you seen, like, it's like the giant, like, the giant cake, yeah. I've seen someone post with that actually and I thought, but it's insane. Like, it's like impossible to get one it sells out and like 30 seconds twice a week. Like, it's impossible. So, if, if, yeah, if baked. Ah, so good. Oh, God. So, if ever my husband's down near Leeds for work, I'm like, can you pick some up on the way home?

And I'm like, and I have a list from friends and family of cakes to get as well. So good. Okay, and your favourite place you're eating Glasgow? Favorite place in Glasgow? Oh, Scotland. I actually really like Dishoum, but I feel like that's not like a unique Scottish place. Yeah, if ever I'm through in Edinburgh, I always go there. Oh, where else would it be?

I really like mini grill. Their steaks are so good. I've heard this. Never been. Did you go there, Zoe? I went to, what's her sister one called? McMillan? No, that's on Sucky Hall Street.

Oh, I'm not sure. But I'm sure it's the sister of Manny Grill. I can't remember that it's called now. I can't think either. Steaks do they? Yeah, it's good. I feel like a lot of people rave about certain steak places in Glasgow

and I'm just like, it's fine. But yeah, there is like, if we're like going for like an occasion meal, that's where we'll go. And it's not like, it's not super fancy either. like I don't I'm not about like really fancy name so like it's just like really nice friendly service um casual so yeah it's good love that I'm just trying to find out where I went because that's going to annoy me but anyway what's that sorry last one what's coming oh yeah yeah um anything exciting we need to be watching out for well I am a finalist for money

influencer of the year at the British Bank Awards so I'll find out on the 9th of May. How do we vote? I get that. It's already done all the voting so they've invited me as the final two so I'll find out if I get that so I'm trying not to get my hopes up too much. My fingers crossed. I'm like really yeah I'm excited but yes is that so hopefully that will go well and yeah I just really want I've just launched my website yeah I need to start longer videos on YouTube I'm just currently posting like my reels there but I want to actually start a YouTube I just feel like I really enjoy the short form content but I kind of want to challenge myself for something yeah that's cool different and maybe do like street interviews

with people and like yeah that like what I'm kind of envisioning of say someone walks out a shop and I'll be like hey how much did you just spend in there because that you probably could have got it for less yeah that's really good I show people in person what they should be saving. So if anyone needs help with shopping, please let me know and I can pretend we're doing a street interview. So, yeah, that's kind of my goals for this year

that I feel like I've said for like the last three years that they're my goals but I haven't done them but this year is a year and I'm doing it. Right, well thank you so much for coming on the podcast. It's been a pleasure. Having me. And it's been great. And if anyone wants to follow you, it's at Chloe's Deal Club on Instagram and TikTok. Yes, that's it. And your website is It's www.

Cloe's deal club.com. That's it. He smashed it. Smashed it. Chloe's Deal Club for the mall. Also, it's called meat joint. Oh, is it? That's going to annoy you, wasn't it?

And that's a really good one. Is it? We should try that. I'll try that next. Jason loves steak and he was impressed. And it's a sister restaurant on them. Yeah, it'll be good. Yeah.

Right, guys. Thanks very much. Thank you. Thank you. Thank you. If you love this episode and join us over on Patreon for Friday's episode. Bye, guys.

Bye. Bye.