Beantown Podcast - Taxes Special Year 8 ft. Matthew Fiedler

Episode Date: April 10, 2025

Quinn comes to you LIVE with special guest Matthew Fiedler to talk about tax shelters, aioli recipes, and the infinite wisdom of Sir Francis Bacon

Hey, what's going on? This is Quinn David Furness. Welcome to my show. Quinn David Furness presents the Bean Tom podcast without intro music, giving the piano a week off here. April 9th, 2025. It's a Wednesday evening. What's happening? What's going on? How are you? My name is Quinn and I am the creator, host and chief tax preparer for this show. But today we're gonna be stepping aside and sharing the limelight, the spotlight. I don't know if there's really a difference between a limelight or a spotlight,

but I'd love to get our guests' thoughts on that in one second here. Don't let me forget. I do just wanna briefly mention listener discretion is advised. When you're listening to this program, number one will engage you some language. Number two, this podcast is objectively terrible. And with that, we'll talk Pakistan and sponsors and all that fun stuff in the second half of our show.

I want to bring in it's a very special episode again, coming on for year eight with our taxes special. It's it's dear friend, one of the OGs, about as OG as you could get from Rockton, Illinois, originally. Matthew Fiedler, Tax Extraordinaire. What's happening? What's going on? How are you? I'm doing all right. I'm happy to be on eight years. Went by pretty fast. And I don't think I've gotten any smarter in the tax realm. And I don't think I've gotten any smarter in the tax realm. So I don't know if I'm tax extraordinaire.

Actually, I could probably, I know for sure I'm not, but always working to get there. And I think OG stands for old guy at this point, probably. I'm past, I'm into my 30s. My joints are achy and squeaky. And I feel like that term probably fits quite well. When we when we started doing these eight years ago, I think that the hot thing in taxes was still Paul Ryan talking about how you can do your

taxes, you'll be able to do your taxes on a postcard. I'm curious whatever happened to that and whatever happened to Paul Ryan. Well, I don't keep tabs on him per se, but doing your taxes on a postcard, given that there's been a few returns here that have been filed on my side that have exceeded 30 pages, I would say we're not quite there yet. But for the sake of,

I mean, most people should be probably e-filing at this point. But if you print your tax returns, you know, I think we're kind of, that could probably be resolved. We'd save a few trees that way. Good insights. And before we jump into the taxes, I mentioned I didn't want to forget. In your professional opinion, what's the difference between a spotlight and a limelight? And how do you think limelight got its name? So limelight, the origin was from the 19th century theater, where chemical lime was burned to produce bright white light to illuminate the stage. And I just know that because, you know, I was homeschooled. That was day three, I think, of homeschool.

We learned that. It also helped that I just looked that up to refresh my memory. But yeah, so that's apparently what that stands for. I never knew that. I always kind of took limelight as being a little bit more negative, a little bit more ominous than just the spotlight, right?

Sure, I could see that. You a lemon or a lime guy? I'm probably a lemon guy. I'm kind of weird. I would actually just eat a lemon like you would an orange. I kinda like lemons. Yeah, maybe a lot. I think there's a New Girl episode where lot. I think there's a new girl episode where they play a game if you can eat, you know, a lemon without making a face or whatever. And I feel like I could do that. I feel like I can plow through some lemons. Now your stomach starts fighting with you a little bit. That's where the old part of me, I think, starts showing a little digestive issues in my older age. I've known you for 20 years and I've never known this about you

nor have I seen you eat a lemon. I think we just got an idea for the year nine taxes. I don't do it publicly. That's more of a private thing. But I would be willing to do it publicly. I'd be fine. What about a grapefruit? I've never really been a fan of grapefruits. They kind of have a weird acidity to them. It's a little bit more bitter. Very bitter. Very bitter. And I think that's what kind of just turns me off. I'm okay with sour. It's just the bitter that I'm not a huge fan of. And how did it get that name? You know, you got your lime lights, you got your grapefruits? I've never seen a grape that looked like a grapefruit It's probably one of those probably yeah, probably one of those technicalities Or yeah, a radish is actually an animal you know all these different things What was the deal is that

You remember that that guy from not Bob's burgers Bob the what's his name Bob the Builder was he a Scarecrow was he a turnip? I I can't recall. I haven't seen that one in like two weeks or more I think he was like a, he always kind of spooked me. I don't know. What was Bob the builder? Wow. Well, well, no, no, no. Well, Bob, Bob was a human. I'm almost certain, but he has, he is kind of like a nemesis or something. Granted, I've probably seen three episodes of Bob the builder in my life, but he's got some sort of

Frenemies maybe like wicked and I can't recall is he like a scarecrow? Did he have an onion head? Something something's going on there. Someone's someone ought to look into this Spud okay is a potato. All right Well, I'm glad we got to the bottom of that. Yeah, well, mischievous, ultimately kind, scarecrow. That's exactly how I would describe him. Mischievous but ultimately kind. You said he's a scarecrow? Yeah, I guess he's a scarecrow.

Looks like he's got a pumpkin for a head, but the real villain of Bob the Builder is Conrad, I'm finding out. There's a whole Reddit on Conrad hate. And what type of creature is Conrad. I'm finding out. There's a whole Reddit on Conrad hate. And what type of creature is Conrad? It's just a regular human dog. Oh, okay. A little bit of a gut. I'm going to have to look up YouTube best of Conrad after we hop off here. That's what

we'll watch tonight. Yeah, Reddit says that he is an evil doer. Oh, that's worse than mischievous but ultimately kind. Well, we brought you here to talk taxes as we typically do. So let's without further ado get right in here. And we're going to start with a legitimate question and then see where that takes us Here's an actual question. I have for you. That's relevant to my situation. So when

You aka me get married or at the start of the calendar year in which you get married Should I be changing? Well, let me let me preface this my w4. I already have multiple jobs Selected I already do extra withholding. I've been doing this for Five six years something like that. So when I get married or at any point this year, should I change? My w4 in any capacity does it change anything if I select I'm filing or married, filing jointly if I've already got the two jobs and the extra withholding?

Should my spouse change her W4 at all? What the heck should we be doing here? Yeah. So what I would advise is each year, it's always good, first and foremost, I'll call this out because I've seen this for several people this year, just not filling out your W-4 correctly. And now there's been recent changes to the W-4 form that were floating around for a long

time. And I'll say this, it's hard to fill them out if that's not something that you're used to doing. Most people, if they're not hopping from job to job, they probably don't fill them out very frequently. But I would say getting married, that obviously changes your tax filing status, right? Now, the hard part to answer is to pay

for every tax situation would be, well, I think that you should update your W-4. The important piece here too is, what do you see yourself filing moving forward as well? Are you gonna be filing married joint or married separately? Or, cause that will come into play for filling out the W-4 form as well. So just kind of being mindful

of what your tax filing status would be. And typically, in many cases, if not a good majority of the cases, it is an advantageous to file jointly. Sometimes you get into some sticky water where if finances are kept separately, it's like, well, I want my refund to be my refund. And, you know, it's just easier. I would probably err on the side as well. If you can file jointly and you have access to additional, you know, deductions that you can take

when filing jointly, then do that and split. You know what I mean? Typically you'll get more money back, you know, again, a lot of variables to consider. But if you're on your case, Quinn, if you have extra withholdings and things like that, because you're anticipating for like 1099 NEC related income, and you're proactive there, so kudos to you on that. Some of that would go against, you know, potentially what she would owe in taxes and that part gets a little bit wishy washy, right? Unless you want to do three returns and see which one makes, you know, which option makes the most sense. But typically people don't even want to do one, let alone three, you know, the kind of way to tax a tax picture. But what I'm hearing you say is it depends. It kind of depends.

But I would say the thing that wouldn't depend as I would still would update your W-4 form, you know, make sure your withholdings are correct for your current tax situation. Ultimately, the the treatment for married filing separately and single is pretty much synonymous. So the cool part is, once you're married, which you will be, in a few weeks here, congratulations early, at least you can put that married designation on your W floor form if nothing else. Hmm

And you could you know, you could frame it I don't know you you know, you know taxes you have any of your past tax forms framed just to kind of remind you where You came from to stay grounded Maybe maybe when we settle into a place we're in apartment now I want I could picture like Sistine Chapel type of mosaic of all the IRS codifications. That'd be pretty, probably in the ceiling of our bedroom, because I think that would be a quick way to fall asleep, honestly. That's true. You got a lot of numbers to look at. I love it. Excellent. Well, thank you for your

a lot of numbers to look at. I love it. Excellent. Well, thank you for your valued perspective on the W-4. Let's keep it moving here. We're still talking taxes, but my question, you know, there's been a lot of talk with the stock market going up and down and World War III maybe coming and that Alex Garland film Civil War with Jesse Plemons and Kirsten Dunst. Who knows what's going to happen tomorrow. Of course, Jim Baker's been all over this for years. My question to you, what are the best items, food, drink, lamps, otherwise, to stock up on for your at-home tax shelter while all this blows over? I don't know. I mean, I guess the term tax shelter sounds like it's being used very loosely here. But what I would say is you probably need, you know, the essentials.

I would say toilet paper is probably a main thing that I would probably get. I'd harken back to the very recent COVID times and use that kind of as a benchmark here. Get your essentials, flour, rice, noodles, things like that. And also Costco now sells, I think it's freeze dried or dehydrated packets of food for the last of the year. So if you want to, if you're scared about the price of eggs and milk in this economy, you've got options, I guess would be my thought. Or you could keep a chicken or a goat down there maybe and make your own eggs and milk

something to consider. It all comes down to opportunity cost, right? a goat down there maybe and make your own eggs and milk, something to consider. Something- It all comes down to opportunity costs, right? If you have to wait and spend a lot of love and attention and care to this chicken to get one egg a day, that would be the one thing I would ask too, is the juice worth the squeeze. Hey, I speak as a former chicken raiser. We didn't collect eggs. But we had pretty good fried chicken. Ooh. What's the secret ingredient? Oil, mostly.

It's all in the breading and all in the oil. I'll say this, I say fried chicken, but I typically don't eat food that's been super heavily processed, made at home. I normally go out to do that but I you know my wife and I we got we fried up some chicken breasts one day and they were not too dissimilar from Chick-fil-A I would say. We got pretty darn close. I think we found a secret recipe somewhere on the internet, but I think that's the best that I've done. Well, I was going to ask you,

you know, as far as secret recipes go, is KFC, is that a secret recipe? Or am I getting mixed up with Mike getting mixed up with Coca-Cola's got a secret recipe. I think Ben and Jerry's has 23 flavor or Baskin Robbins has 31 flavors. There's a lot of recipes out there. Is Chick-fil-A or KFC, or you can find those online or you have to kind of trial and error it? Well, I mean, I think some are a little bit better than others.

I would say for the most part, someone with a seasoned palette, no pun intended, can probably and that's not me. But they can probably pick apart for the most part what's in things, you know what I mean? Like you can do, you can reverse engineer all day long if you're smart, you know, a scientist. I think it really comes down to the ratios of a lot of these things. Right. I don't I don't think that, you know, the what is it 11 herbs and spices? Is that what's in KFC? I don't know. I don't I'm not sure if I've ever had KFC. I don't think I have either. I mean, if I had it's been a long time ago. I think I had a double down. Oh, hell yeah. The double down baby.

Yeah, I think I've tried one of those, but I think it's like 11 herbs and spices. And they just, you know, ooh, I don't know. I think it's probably salt, pepper. I don't know, maybe paprika. I mean, it's probably gonna just be your basic seasonings. I think the main thing would be the ratio Question for you sure ever had

Raising canes Yes, maybe once or twice I don't think I've ever purchased it I don't recall having a strong opinion my my perspective on racing canes is similar to a lot of I guess you could throw kfc into this bucket as well Uh, no pun intended but a lot of a lot of these They're you know, they're like the more I don't I wouldn't use the term upscale fast food But more expensive fast food if I I never weighed into those waters if you, because if I'm getting to the point where I'm paying like 10 to $15 for my fast food meal,

I am a thousand percent much more inclined to just hit up the grocery store and either cook dinner for myself or get a frozen bag of fried chicken and French fries for, you know, $10 and get two meals out of it. So to directly answer your question I don't think I've had Raising Cane's or maybe I have but I don't know if I was underwhelmed or not but anything in that price point I think I'd probably be a little underwhelmed.

Yeah, it was just kind of basic. My take on it, like I kind of heard about it growing up and there was some hype about it. I was like, ooh, kind of like in and out or something that we don't get to try every day, right? And so I had a little bit of hype built up in my head. And I was like, oh, maybe it's the sauce. Maybe that's kind of what the thing. But I don't know. It just kind of tastes like typical Thousand Island type of aioli.

It just seemed like it was too wild but I don't even I don't even know what an aioli is. I mean I'm aware of it but I couldn't define it. Isn't aioli like a mix of like ketchup and mayo? Maybe that's a ratio thing. Very well could be right. I think mayonnaise is what egg and oil and you just kind of whip it up not that I've ever made my own but wild stuff A E O I L I No, A E O L I is it just there's only one I I don't know I don't think I've ever had to try to spell

I guess there's two different ways to spell it. That must have been my confusion. Right. So, A-E-O-L-I is the modern version. Or if you wanted to kind of align yourself with the Mediterranean term, it would be A-I-O-L-I. Oh, and that's garlic, mayonnaise and garlic. That's all aioli is, mayo and garlic. Yeah, I guess so. So that's nothing to do.

I thought for some reason ketchup was somewhat involved. I feel like I normally have aiolis that are a little ketchup colored, but kind of a few towards that direction. Sure. Orange-ish, if you will. Yeah. Now, to break it down even further, if you threw in garlic, egg, and oil, and mixed it all up, would that still be an AOLI,

or is that a whole separate thing? Cause you have to have the mayo aspect first. Okay, so there's two pieces. I guess I'm learning a lot about aioli right now. Traditional aioli is just garlic and olive oil, no eggs. So that's just the traditional portion. Modern aioli or garlic mayo is mayonnaise, which obviously has the egg and the oil and then garlic.

Okay, okay. Wow, we're learning a lot today. It's pretty educational. Well appreciate your comments on the tax Shelters here. I got two more for you two more questions. Then we got our quiz to round out today's interview We were just talking about Tax shelters you're talking about filing your taxes and your W four. So time for another type of tack or tax, if you will. Not sure. You know, you were homeschooled. This seems like it would have been right

up your alley to do for like fifth grade, uh, U. S. History class or something like that. Back in the day, you have any tips for baking at home hardtack or salt tack as you might know it. And I don't even know if you know what this is, but. I still have no idea. So I'm gonna say, yeah, hire a professional. You don't need a professional to make hardtack. I know you're sitting in front of your web browser there.

Go ahead and punch it in and see what comes up. We've learned, we've learned, man, the things that are going to be in my... I'm changing your algorithm for the better. Yeah, hard tack. Now I'll probably get recipes served to me, right? Oh, I could probably make this. I mean, I probably have made this when I was trying to make pancakes at one point. Just water and flour, is that it?

I think so. Sometimes a little bit of salt. I would probably have to, yeah, I think salt would help. We definitely had to, we meaning me and my family, but as part of some homeschool project, I don't know if there was a poster, the trifold poster board involved with the Salt TAC, but I think it had to do with, I don't know, it was either like going west

on a Conestoga wagon or some sort of seafaring adventure. Maybe it was the Vasco da Gama unit, what they ate or something, but then they got scurvy and it was a whole big thing But yeah hard tack or salt tack Is it just like the most basic? Human food creation you could imagine. It's almost as basic as an aioli about the same but I feel like for some reason hard tack I mean there's obviously a little bit of cooking right is that what you do or you just you mix it let

it dry unclear I guess you could you could put it in a clay pot oven what is that called the tan Pandora that's what they probably did on the the Silk Road maybe that's the unit when I learned about hardtack. Not sure. Interesting. For some reason I picture it tasting similar to the unleavened bread or something like that. It's basically just a flat, floury cracker.

The Lembus bread from Rivendellell I think that's what you're referencing Dude you are gonna piss off all the hobbit heads listening to this That's right. Actually Gollum spilled some of it. Oh, yeah, I'm trying to remember the line. They're climbing up to go into Shilab's lair and he wakes up in the middle of the night and spreads the crumbs on his jacket says. That's what it is.

Yeah, and it tosses the rest down the side of the mountain. Little slimy little BITH, that's for sure. Yeah. Yeah. Excellent. I got one more tax-related question for you here before we jump into our quiz. And that question is, what are your favorite animal taxonomic taxonomic ranks and what mnemonic M N E M O N I C do

you recommend for all the biology students out there to remember animal taxonomy? Oh wow this is taking me way way back I haven't had to think about animals for a long time. Good. But, um, I'm trying to think back. I don't think this is applicable. Well, I guess it is. Um, do you, here, quiz for you. Who's the father of modern axonomy? Uh, let's see. I don't know.

You got, this isn't- I thought it was, I thought it was Sir Isaac Bacon, right? Well, that certainly could be. Now I'm getting hungry. Sir Isaac Bacon. In my world, I work in human resources. In my world, the most common taxonomy we deal with is Bloom's taxonomy, not Bloom's tower defense, but Bloom's taxonomy. And, but that has to do with needs and learning styles. I totally moved on this also. It has nothing to do with bacon,

although that would have been pretty fun if it did. I think I'm confusing, who is Sir Isaac Bacon? I have no idea. That's the guy, I know that's the guy. I know I learned about him, But it's Carl Linnaeus. Oh Linnaeus. What was he? He was like Swedish or something like that? Yeah. That's right. I knew that. But we had an acronym. I thought it was... I have to think about the orders here.

We can do it together. I thought it was kids put chocolate on pretty gross stuff. That's definitely not right but you're close. Kids are funny gross stuff. Yeah that's how it would end. What is it? It's kingdom phylum. Well, you actually start with domain, which I think is, you know, it's kind of this. Oh, it's this new age biology. You know, they teach it instead of just basic math. You got to put the numerator over here. But yeah, it's it's I learned this today, too. We have to do domains now to be politically correct. So it goes domain, domain's the first one,

and then you got kingdom, phylum, class, order, family, genus, species. Okay, so we just added an extra one at the beginning. So I think mine was, let's, I'm trying to have this in my head. Kids put chocolate on... Yeah, funny gross stuff. Okay, that's what I always thought for some reason. That's a good... Well, no, I like yours better because mine was pretty stupid. It was... I think I learned this in eighth grade of biology. It was... Let's see. Well, we didn't have the D. So I'm going to just add in a D

Here. Well, we'll say dumb kitchen pots cook onions for good soup That's my mnemonic Everyone out there listening go ahead and email us bean town podcast at yahoo comming.com. Again, that's BeanPodcast at Yahoo.com. Your best mnemonics for learning animal taxonomy. And we'll read the best, I don't know, 20 on air next week. We'll see how that goes.

I'll have to come up with some better ones. It's mad. Yeah. Is there like a shared one, or does everybody learn it a little bit different? That's a good question. The only one I've ever, I mean, when you shared yours right now, that was brand new information to me. or does everybody learn it a little bit different? That's a good question. The only one I've ever, I mean, when you shared yours right now,

that was brand new information to me. The only one I know about is the only one that I was taught. And that's what I've always used. I'll say this, in the grand scheme of biology, that's one of the very few things that I remember. I took biology in eighth grade and then I took college level biology when I was a junior in high school

and that's the extent of my biology knowledge. And I think I got an A in both classes but I certainly forgot most of it. It's tough when you're not in the cell every day getting your hands dirty with the flagella and the mitochondria and the plasma. It's tough to recall. If you don't use it, you lose it.

Exactly. In my instance, there's only so much real estate between my ears. Not true. It gets pushed out for more random and stupider things but it is what it is. Well Matthew you're you are a tax expert you've proven that today so we're gonna got we got one more thing for you here and this is who said it these are going to be quotes there's five of them total and we're, obviously, the person who said each quote. I will give you, kind of in parentheses, before the quote, just a very brief description of

whom this person is to hopefully help you along a little bit. I would say, in my perspective, this first quote is maybe the most famous one about taxes I could come up with, not to say that it's hard or easy, but it's just the first one I thought of. So here is quote number one. This is from a famous statesman among many other jobs. The quote is, in this world, nothing can be said to be certain except death and taxes. Damn, dude. I should know this one.

I feel like it is easy because that's the quote that I always use all the time. This isn't multiple choice, I have to come up, I have to pull this out of one end or the other. I can give you some multiple choices off the top of my head. Let's say, okay, A or I'll just give you, I choices off the top my head. Let's say Okay A or or i'll just give you I don't we don't need to do it It is ben franklin. There you go I was hoping the uh, the statesman aspect could could help a little bit

I don't know how many statesmen, you know off the top of your head. That was that that was a key clue but I don't know how many statesmen you know off the top of your head. That was a key clue. No pun intended there either. I like it. There you go. All right. You're one for one, Ben Franklin. Here's number two. This one's probably not as famous, but I think that this person's often associated with taxes. So this person is a Republican president. The quote is, you can't tax business Business doesn't pay taxes it collects taxes True go go back a little ways to get a little bit more eloquent.

But not too far. If you hit Lincoln, you've gone way too far. Oh, OK. Yeah, I'm just kind of thinking recent. Yeah, stay recent. But not too recent. Bush? Little bit less recent. Ever so slightly less recent. One less one less recent.

No that. presidents? No, that's terrible. But like, I remember when I used to be able to name off all the presidents in order. I never do that today. You could probably get close. Literally go one less recent as far as Republicans go. You give me the year that he was president? Well Bush Sr. was VP for the answer. Oh. Damn it. He's considered to be a god-like figure amongst the community we grew up in. A god-like figure? Certainly.

What community did you grow up in. A godlike figure. Certainly. What community do you go from? I don't think we ever, I mean I never idolized a sitting president. He had a different, very different type of job before he was president. He was born in the state we grew up in. Why? Oh, wait, no, that's not right.

Dude, why am I blanking on this? I might have to pass. President from 1980 to 1988, if memory serves correct. 1980 to 1988 if memory serves correct. 1980 to 1988. Uh... I'm really drawing a blank. He's got an alliterative first and last name. Alliterative?

Yes. Um, I don't know if that's gonna help me. Do you need a definition on alliterative? I think so. Man, my world is smiling right now. I feel like I would at least know the last 10 sitting presidents. He was big on the economic concept of trickle-down economics. Oh, okay. Trickle-down economics. I can get this. I can get this.

Can you give me the first letter? Yeah, it's R for both. Oh. Ronald Reagan. There you go. I didn't think that one was going to be that hard. Why does it take so long? You know what? I told you before we went live. I don't remember him being referenced as a godlike figure in our community. I told you before we went live Oh Reagan was everything they were I won't name-drop families, but they were like posters of him around and stuff. So

Yeah, well they were they were kind of the big one so All right next up you're you're you're you're two for two. We'll give you that. We'll call it one and a half or one point two or something like that. Alright, this next one, I won't let you linger for this long because this very well could just be a person you don't know. I mean, I think you do, but we're just going to see how it goes. Okay, it is this comedian and or should I say comedian and Wait, wait, don't tell me contributor or common contributor the wages of sin are death But by the time taxes are taken out

It's just sort of a tired feeling and I will say that she also has an alliterative name. See, it's been a long time since I've listened to Wait Wait Don't Tell Me, but I do like this setup for that reason. The quote portion of the... I probably wouldn't get, what's his name? Was it Peter Segal? Yeah, Peter Segal. Peter Segal. Probably wouldn't get him leaving a voicemail for me after this one.

So I'm not, I'm gonna, I don't think I know this one. It's okay. I'm going to give you the name if I may, but I don't think I'm going to be able to pull that out of my memory bank. No, it's all good. She's got a very distinct voice and she dresses, always wears a big suit. Her name is Paula Poundstone. Oh, Paula Poundstone.

Okay. It's alright, it it's alright you're still in good shape two out of three ain't bad we went we went two years ago two or three years ago for my birthday because it's you know 90% of the year it's in downtown Chicago on Michigan Ave. It's like 40, 45 bucks a ticket or something. It's pretty easy to... they tape on Thursday nights. So it's pretty easy to get there. But yeah, that was Paula Poundston. Wait, wait, don't tell me is excellent. Still going. We've been around for a while. All right, we got two questions left for you here.

I can 1000% guarantee, 100% guarantee you, you have heard of these last two white men. And here is the first one. It is this author and humorist from Hannibal, Missouri. The quote is, what is the difference between a taxidermist and a tax collector? The taxidermist takes only your skin I feel like I'm better at the wait, wait, wait, don't tell me because it's a little bit more recent. I'm trying to go back and say, like, if I've heard it, who did I hear it from? Well, I'll say this.

Other than probably the first quote, I don't think these tax quotes are necessarily like super famous quotes that you've probably run into before. I've heard the sentiments. I've heard people quote the quote the quote, you know? This author's got a number of famous books often revolving around the Mississippi River. Oh, Mark Twain? There you go. Mark Twain. There we go. Or I'm sorry, Samuel Clements? That's him. Oh, bonus point. You're back up to four points now You know, you're four for four. All right. Here's your very last question

It is from this prime minister For a nation to try to tax itself into prosperity is like a man standing on a bucket or in a bucket and trying To lift himself up by the handle Standing on a bucket or in a bucket and trying to lift himself up by the handle Hundred years if you want to go there, yeah It's almost certain that this quote is less than a 100 years old, but I can't confirm that. Okay. I don't know. Prime Minister has been portrayed on screen recently by, recently like in the last eight

years by an Oscar winning role from Gary Oldman. Oh, Winston Churchill. There you go. It is Winston Churchill. Typically people don't throw that around too much unless it's, you know, British, I feel like. But so that should have been a giveaway. But it's all right. You got there. You got there.

Well, there you go. I think you were you were five out of five if you include bonus points. So nicely done there. Another year, another taxes special. Certainly before we let you go. I well I got I got one question for you and then I'd also love just any closing thoughts you might have. But you mentioned off air before we started recording that there may be some Jimmy Johns waiting for you. I'm curious. Well, I guess two questions here. One, what's your order to did you ask for extra a only? I didn't. In fact, I'm not a big mayo fan. My wife is a saucy gal and she likes all the fixings. I am a little bit more meat and potatoes. I'm a simple man, but I like to get a little wild and that's why I get the Italian nightclub.

It's got all your different pork variants, some salami, some ham, some cheese. And I like to leave the veggies on there, except for the tomatoes. Not a big fan of tomatoes in the fast food lane. They just kind of taste plasticky. I mean, would default. I'm not even a big tomato fan until it's turned into a fruit smoothie, AKA ketchup. But I normally have them hold that, It's turned into fruit smoothie aka ketchup but I Normally have them hold that but then yeah, everything else is

Is this the the sandwich that Brad Garrett was doing a ad campaign for he was playing like a Mafia boss or something and it was the new Italian Capricola Mamma Mia, you know five alarm fire sandwich only from Jimmy John's Not the way you order it for the white person palette. But this has been my order for a while, and I think it predates Brad a little bit. But I think, was it Jimmy Johns that he was the spokesperson for, or was it a different chain? I'm about 90% sure that he was doing the Jimmy Johns

commercials. OK. I don't think they're as freaky fast as they used to be. Oof. I hadn't thought about that tagline in a while. I think they've moved past that. I don't know for sure. I only get Jimmy John's once a year or so, but now that she mentioned it, I haven't heard anything about freaky fast delivery. Yeah. I remember the good old days when you could go into Jimmy John's and you'd almost get hitting ahead with a flying sub or something like that.

There's tossing stuff around and now it seems a little bit more relaxed. Now they only throw stuff at you if you yell at them. So good insights. Well, any any closing thoughts on this this tax season with your taxes due in less than a week here? Yeah, if you haven't started, start. Make sure your things are filed. You know, obviously as you collect your tax forms each year, put them in a, you know, a spot that's safe, secure, you remember where everything's going to be and then I'll just make your life a little bit easier, you know, moving forward would be the thought.

I typically would say, some people are really quick in filing their taxes. I would say in this day and age, if you do brokerage and if you do, my apologies to your, you know, if you're looking at your account this past few weeks or so, the thought there would be maybe we missed a good buying opportunity. The market, this is maybe a side sidebar here, but I would say the market is a fickle thing. And I would say, you know, this is just my

candid thoughts. I think about 50% of market performance is actual performance. And the other side is speculation, right? And you can account for half of that, but the speculation part can be pretty wild. And just learning that you haven't actually sustained any losses until you pull your money out. Then you've realized those losses, I would be the caveat that I would underscore there. So if you get your tax returns

early this year, my hope for you is maybe you dumped them in the market at the right time, because you're going to invest. But yeah, keep everything in a simple spot where you're going to remember where everything is. Make sure, you know, some tax accounts handle this differently, but a good tax accountant, if you're going to someone that your tax is done, should allow you kind of some airtime

to explain your situation, not everything you get a tax form for, right? So making sure that you clearly underscore who's in your house, who's the dependent, you know, your financial structure and kind of what your year looked like. All that sometimes can lead to good, useful information that can, you know, impact your tax return as well.

And the final thought that I would have here that I see time and time again is you're going to have to pay what you have to pay. Getting a refund is an interest-free loan from the government, you know, to you, or from you to the government rather. So when you get your refund, for the most part, typically that's money that you've probably already paid the IRS in many cases for, you know, most simple tax returns. So even though that's exciting to get, the

thought would be maybe adjust your withholdings appropriately, you know, if it's a large sum, and then maybe you can use that those funds during the year, opposed to, you know, getting surprised at the end of the year. I know some people like that, but just maybe a different perspective on what is probably the most common view of refunds. Excellent insight, as always, from our tax expert, Matthew Feather. It's past eight o'clock and I know that Italian nightclub sub is beckoning. So Matt, oh I like it. We're gonna let you go but we're gonna see you in a couple weeks

at the wedding. So thank you so much again for coming on the program. Really appreciate it. Yeah, anytime. Happy to be here and congratulations to you Rachel. I wish you a, I'll tell you this in person too, but I wish you a long, long, happy life in there. It'll be fun. Having a partner in crime is, well, less the crime part, but it makes life a lot more enjoyable. And I'm thankful I found my better half and I'm happy that you found yours as well.

Excellent. Well, Matthew Feather, thanks so much again for coming on our program. We'll let you go. I hope you have a good rest of your night. You as well. All right. Take care. Yeah.

Bye. Bye. Bye. And Matthew actually got married overseas in a tax shelter, if you can believe it. So partners in crime, he tried to kind of laugh off, but I know where he was going with that. Well, guys, we've reached, we're well over halfway. We're going to say thank you to our sponsors here. Then just a couple other notes that I wanted to share because I also have not had supper and I don't have an Italian nightclub warming up in the ovens over there.

Got to make everything by hand. I don't know if I have hardtack or aioli or what the deal will be for supper tonight. But I do want to quickly say thank you to our good friends in Pakistan, Karachi, Lahore, Hyderabad, wherever you are listening from. Thank you for making us the 112th ranked comedy podcast in the Islamic Republic of Pakistan. And just briefly saying thank you to our sponsors, as always HomePride Oregon, Samson Q2U series and Cuts by Q. When you need a fresh juice, something snappy or new, or if you need your home inspected, or if you are just looking for a crisp, clear audio

quality, you can get it from our sponsors. And it is Palm Sunday this weekend, guys. So if you are maybe looking to go out, do some recording of nature ASMR sounds of the palm trees swaying in the breeze. It might be a good idea to bring your Samson Q2U series with you. Or maybe you just want to do an entire audio book recording of the book of Exodus, which would take a while. It's one of the longer books in the Bible. I know Genesis is like 60 some chapters. I think Exodus is like 40 or 50 Psalms is probably the longest but There's a lot a lot to unpack there in the book of Exodus and we have our Easter Special coming for you live next week. I don't know exactly what it's going to involve yet, but I do know

That Easter is always one of my personal favorites. It's it's going to involve yet, but I do know that Easter is always one of my personal favorites. It's an opportunity to really dig into my roots, the communities, the roots that Matt Feather and I grew up in, and sometimes point out flaws or gaps in the logic in the holy word and we talk plagues we can talk Prince of Egypt that was listening to some Prince of Egypt yesterday morning Steve Martin and Martin short you're playing with the big boys now and you know it's just a lot of fun. It's when I really feel like I'm in my element this time year on Easter. And then we got our horse name special coming up soon here. Reminder Kentucky Derby less than a month away guys, if you have not gotten

in your horse name suggestion for your eight of the Bean Town podcast, I implore you I MPL ORE to do that ASAP so that we can get your suggestion read live on air. Okay we come back here our hot take of the week here just briefly White Lotus season three very weak weakest one by far could have done a whole episode on this I Didn't even write out my bullet points. I posted a little bit about this on Instagram The other night after it came out but Just try it. I'll just try to go like character group by character group and think about it. I thought the the strongest

Development if you will in terms of character groups was actually the the women, Carrie Coon, Michelle Monahan and Leslie Bibb. And I don't even think that he was that strong. I thought it was pretty much telegraphed from the very beginning what was going to happen this week with the ladies. I didn't necessarily feel like Carrie Coon's monologue in the final episode was that well earned. It didn't necessarily feel like Carrie Coon's monologue in the final episode was that well-earned It didn't necessarily like sum things up the way I saw them Even though it was very well acted and very interesting It was just I don't know a little bit shallow I really wish that we would have gotten I felt like we got decent development from Michelle Monahan

gotten I felt like we got decent development from Michelle Monahan. Some of Carrie Coon's stuff like with her son was cut which was unfortunate and then we got almost nothing with Leslie Bibb. The only Leslie Bibb trait was basically like oh yeah I like maybe voted for Trump you know I'm still a good person and that came up in like one conversation and that was it for Leslie Bibb. I understand you can't have a show with 15 main characters or whatever it was and give each one of them amazing development, but oh wait, you're Mike White, you stretch, in HBO you stretch this from originally six episodes in season one to seven last season, now you're up to eight episodes? You absolutely had the time to do this. You could have given me two fewer murder-suicide sequences from

Jason Isaacs and given Leslie Bibb some development. So that was the first thing, maybe the strongest grouping. I guess we'll go there, to Jason Isaacs and the Ratliff family, Parker Posey. Just episodes two through seven, Jason Isaacs was doing the exact same thing every episode taking his or Parker Posey's lorazopram and Hallucinating and you weren't sure if it was real or not. Maybe he's gonna kill himself. Maybe he's not It was pretty interesting like the first Two like episodes two and three were whatever when he gets guy talks gun But then guy talk just gets it right back and then it's just like. Not nothing happens. The kids I thought sack the oldest one

Schwarzenegger was fine probably my favorite development. I didn't really understand. Much of the. What development they were supposed to be with the other two kids apparently the the middle, the girl was supposed to hook up with Natasha Rothwell's son in the last episode, which wouldn't have made any sense at all. Just in Parker Posey, she was fantastic, but extremely one note. There just wasn't anything else there, so kind of disappointing. She should have been raising a stink about all about the hotel about how like a you know she's pretty racist so I think she should have

been like oh a staff member took my lorazepram she just seemed to not care even though she was obsessed with it so strange. The whole like Jason Isaac's trying to poison everyone except his youngest son that was pretty stupid like what was his what was his vision like I'm just we're all just gonna die but my youngest child will be fine like he won't be emotionally traumatized at all like he'll be okay, and then they all drink The the you know everyone except for Saxon or the youngest kid whatever his name was Tom Timmy Bolton I don't know what his last name or what his name was but they all drink some of the the poisoned pina colada And they all wake up just fine I Know this is such a trite point

But I would have I would have been satisfied if late they woke up and they were like really hung over or something. But they woke up. They're just fine. After drinking poison. They're okay. So that really bugged me. And then you don't even the whole like financial fallout thing like it impacted the decisions Jason Isaac's characters made. I get that. But we don't get to see how it impacts the rest of the family at all. And it's just really disappointing. There should have been a reveal and you should have seen at least one scene of them reacting to it. That would have been much more interesting.

Sigh by far the weakest storyline. Well, let's let's talk Natasha Rothwell and John Grease real quick, Gary. Gary should have been given not necessarily so much more to do, but we should have learned so much more about him because he spends the whole season just kind of sitting there with foreboding music in the background. And at the end of the day, all he does is eventually makes his payment offer, gets accepted, and then he just continues to live his life. I'm not saying you need to like give me a bunch of action sequences, but like give me something interesting.

The first five episodes of the season or whatever, he's just kind of sitting there and you're like, oh shit, what's going to happen? Like Greg's back obviously he was connected you know to Tanya's murder and just really nothing in nothing interesting happens i really don't mind the storyline of Natasha Rothwell being corrupted by the money uh taking it and running like i don't I think that's good character development but that whole thing eight eight eight episodes dedicated to that storyline that could have been wrapped up in half a half an episode just terrible and then by far

the worst group Walton Goggins Amy Lee would Amy Lee would I'm okay on she was pretty one note but she like served her purpose She was there as a reflection in some ways of Walton Goggins the Walton Goggins thing pissed me off like no other It doesn't make any sense that he goes to the owner's house Threatens him with a gun pushed him over not to mention they came in him and Sam Rockwell without any clear plan, which is just stupid. He knocks him over, he assaults this guy, and then this is by far the worst plot hole in the White Lotus up to this point. He goes back to the hotel. Well, first to establish the fact that he is like on the run, if you will, he and Sam

Rockwell both out of there, they get in the speedboat, they say, go, go, go, like we got to go. So it's like, okay, like, oh shit, like they're on the run. And then he just moses back into the hotel. He spends the night, then he's just like chilling at the buffet the next morning. Then the whole sequence of events were like the bodyguards disappear. They're like looking for him, but it doesn't seem like they're taking it that seriously. He's just like chilling on a park bench. I was I was legitimately upset with like a combination of his rationale and like the cinematography or like the the set set sequences however you want to describe it at the end there with with his character just none of that made any sense to me it was it just it made no sense so yeah and then then Guy Tak and Mook, I mean, it's fine, but again, 90% of that storyline was just them having really boring conversations in Thai that weren't that meaningful.

And then I can't even look past the whole Russian thing, but that was just like, like why why did it even need to be a big secret of oh who did it and it's not revealed to the you know second to last episode you're like oh shit what's guys not gonna do now if nothing actually happens so yeah I was very disappointed white lotus season 3 it's like a two stars out of four for me did not enjoy it that much yeah really disappointed Maple's minute is that incompetent vets, VETS are the worst and they might even be trying to murder Maple. What did you say? Murder? That's right, Maple. I said murder. She's over here snoozing on the couch. The point being, called the vet the other day, had just gotten our last refill of trazodone

and also we are on Clonidine now, that had given us like a sample to give it a trial run. We think it's working decently, so we're like, okay, let's commit to this full prescription. So I called the vet, you always have to leave a message, you can't just talk to someone, you have to leave a message. Called the vet on Monday, it's Wednesday right have to leave a message. Call the vet on Monday. It's Wednesday right now. Leave a message.

Explain in detail what we need, where to send the prescriptions to, all that fun stuff. It's also, it's not a new pharmacy. It's the same pharmacy we always use and all of our other prescriptions from this vet have gone there. Get a call back within two hours, Monday. Guy, very nice guy is like great, got your message. We sent it to the pharmacy, just wanted to give you that confirmation.

I'm like, awesome, this was great, this was painless. And then yesterday morning get a call or it was actually later that night on Monday night getting a call from Walgreens saying your prescription is ready to be picked up at the corner of so and so. It's three miles away, it is not our pharmacy at all. So I called that yesterday morning Tuesday morning 36 hours ago saying, Hey, you didn't send it to the right one.

It's not the same one you've always been sending them to. Like, could you please change it? It needs to go to this pharmacy. Now I know no calls from them in two days so now I get to call them back again because the Walgreens the wrong Walgreens keep sending me automated phone calls and voicemails saying you need to come pick this up and it's like three miles away so not good maple and this is the same vet who a month ago when we went we were ready to leave our appointment had finished and they said you got to hang out in your you know patient room now until the lobby clears will come get you when it's time and we waited for about twenty twenty five minutes and no one came and got us eventually

we just had to walk out because no one remember to come get us and the same that who said will call you in like three or four days to see how the new prescription is going and if you want to commit to it. And I had to call them Monday because they never called. So yes, we are in the market for a new vet. That's Maples Minute of the Week. Let's finish up here with our trivia question of the week, very much unrelated to everything else we've been talking about here, but this popped up for some reason. I don't remember why. Something Jeopardy related maybe. So I just wanted to share this trivia question with you.

Here is the trivia question itself. The town of Hancock, H-A-N-C-O-C-K, sits in a narrow strip of this US state and that strip is sandwiched between Pennsylvania and West Virginia. Name the state that Hancock is in. So again, Hancock's in a narrow strip in a state that is sandwiched between Pennsylvania and West Virginia. Which state is this? If you want more time go ahead and pause there are two bonus questions. The answer is Maryland

bonus question number one which river separates Maryland at this point from and maybe from like pretty much all points too but from West Virginia what's the river that separates Maryland from West Virginia at the very least where that narrow strip is it continues to flow east towards our nation's capital if you want a clue there answer to bonus question number one is the Potomac River and number two is just gonna be your best guess but the answer might surprise you down to the nearest

tenth mile how wide is this narrow strip at the town of Hancock so what's the distance between West Virginia the Potomac River, and Pennsylvania at the town of Hancock to the nearest tenth mile. The answer to that one is 1.8 miles. That's how wide the US state of Maryland is at the state of Hancock. So there you go. I want to give a big thank you again to a friend of the show Matt Fiedler friend of good friend of me in life generally speaking for

2025 years now And thank you to Matt as always for bringing your tax insights and expertise. Hope the Jimmy Johns was excellent My name is Quinn David furnace and this is my show Quinn David Furness presents the Bean Tom podcast. I hope everyone is staying safe, staying sane. I'll check in on you next week for Easter. Bye bye. Yeah. Yeah.

Yeah. Yeah. Yeah. Yeah. Yeah. So So Thank you.