Bill Meyer Show Podcast - Sponsored by Clouser Drilling www.ClouserDrilling.com - 05-18-26_MONDAY_8AM

Episode Date: May 18, 2026

Dr. Powers profiles legendary Oregon speed racer ART POLLARD, plus the usual legal and education news of the day. Open for Business with Melissa Mlasko and Kelly Bales from Futurity First - Medicare and Soc. Security classes this and next week.

This hour of the Bill Meyer Show podcast is proudly sponsored by Klauser Dr. Dilling. They've been leading the way in Southern Oregon well drilling for more than 50 years. Find out more about them at Klausor drilling.com. Now more with Bill Meyer. Dr. Powers is standing by. I wanted to make sure we squeeze in Wild Salmon, Steve. Steve, you are a Vietnam War veteran. We were talking with Ron Cole about the Vietnam War dedication.

The whole wall is going to be. donated, or not donated, but dedicated next Monday, over by Rogue X in Logos School there. What are you thinking? Well, let me kind of correct what you said. I'm a Vietnam-era veteran. I was drafted in 1969. I graduated from Southern Oregon College, got married, and then got drafted at the same time. Okay, duly corrected, noted. Yeah, so I never ended up in Vietnam. I spent a year in Korea. I was trained as a combat medic and then a surgical technician where I worked in surgery. And I went through a whole bunch of training, you know, knew a lot of people, hundreds of people actually through my training.

And then ended up in Korea where I was basically just worked in a dispensary. And then I worked for a psychiatrist dealing with a lot of PTSD issues from Vietnam, plus all the issues of people who had gotten drafted and who, you know, were just out of high school and got sent through a 13-week basic training and then another four weeks in AIT and then shipped to Korea where there were no drug laws. And it was just a giant mess at the time. Oh, bad. How bad it was? What are your impression of this wall, this wall dedication next week? Terry just worked his butt off to get this thing done.

I'm going to try to be there. I have my own health issues now. I'm getting pretty long in the truth, as they used to say. I had several people in my life who were World War II veterans who kind of shaped how I thought of things. One was Clarence Freeman. He was a sire at Double D Lumber, and I worked with him for several years.

And I worked with him before I got drafted. And he told me, he said, look, he said, if you end up in combat, he said, you just decide you're not going to make it do your job. He said, the people who tried to stay alive got killed. Isn't that interesting? Yeah, and Clarence was a flamethrower operator. He went through from the Solomon Islands all the way to Guam, I think, and survived as a flamethrower operator. So he told a lot of stories about things that happened, and he was a very interesting person,

but he was interested in me, and he told me that. And I kind of, I never ended up in combat, so I never had to think about it. But still, it's good that you had those influences on you, though. Absolutely. Yeah. Steve, thank you for sharing that. And I hope you can make it to the dedication next Monday.

I am honored to be the MC for that event, and looking forward to it. And anyway, Dr. Dennis Powers here with me, too. Hello, Dennis. Welcome back. Great having you here. Good. Goodie.

I hear you. Mr. Salmon. Yep. And we will be, I don't know if you and Judy will have a chance to head over there, Memorial Day Monday or not, but yeah, you got the dedication of the wall out at Rogue X going to be the whole. Every name's going to be on it. This is a big one.

Big one. It's a big one. It really is a big deal. All right. Hey, let us shift it around here then. We're going to talk about, well, you know, it's history. It's what we do here. We're doing a lot of this on Monday here.

And Art Pollard. Tell us about Southern Oregon's race car driver. Take it away, Dennis. All right? Well, Bill, I have to tell you that this is one when Memorial Day comes up. Art Pollard still stands out. He grew up in Roseburg. He graduated from Roseburg High.

He was an outstanding athlete in both basketball and football. He lived in Medford during the 1960s until his untimely death. And the death was one that I certainly remember because it was one that was when he had won at the Indian 500 bill. He had won the pole position with the fastest time before the real race, the big race, at 192 miles per hour. his car hit the wall, caught on fire, and when you take a look at that, you just say, wow, that is horrific. But on the other hand, he was a very gentleman person, very competitive bill in terms of on the circuit. In the National Circuit, he finished 30 times in the top 10. He won two. Actually, I saw one of those at the California 500 at the Ontario Motor Speedway.

But he really liked children and did what he could to help the children at the Memorial Hospital in Indianapolis, where they had an Art Pollard day for 20 years after his untimely death. Books were written about him, movies, the whole thing. And he, when you see his races, Bill, you see a person that was really nationally oriented, but he was a typical Oregonian. So what is the typical Oregonian before we got Salem? Before we got Salemified, okay. Oh, salemified and Californicated.

But you have a person who did well, who had values, who helped his community, who reached out and Art Pollard, when you look at the, and you watch the Indy 500, really stood out as a person. And I was absolutely amazed at the way that, for example, at the, there's a 33 car exhibit that was showing Bill the 100th running of the Indy 500. And in there he had several cars. and one of them was the famous Andy Granitelli STP Turbin, which was basically a jet engine. A jet engine on wheels, yeah.

Yeah, and also the Offenhauser, a champion racer, a champion person who should be recognized. All right. Duly noted here, once again, Art Pollard growing up in Roseburg, graduated from Roseburg High in the mid-1940s, right? And now, when he passed away, what, 73 May 12, was that practicing for the Indianapolis 500? Was that what he was doing at that time? Yes, it was, it was poll day, and then the race was actually the next day, and he had won that position because he had the day before the fastest time. So this was Indy 500, and he was 46 years old. I wonder if you were to take it to today because we're talking 53 years ago that he passed away.

Oh, yeah. You wonder if perhaps the safety and the chassis designs of today might have protected him more than maybe they did in the early 1970s. I don't know if there's any way to figure that out or not. I'll bet the cars have a different design on him now. Oh, absolutely right, in terms of the designs that happened. But the key thing is that the book was released fairly recently, and for years there was a memorial race, the Art Pollard Memorial Race, that your listeners will more than likely remember, was held annually at the Southern Oregon Speedway, which was the Sports Park, Jackson County Sports Park in White City. and, you know, even though he died at an early age, he really was one of those ones that people still talk about.

And the gentleman racer, although he was extraordinarily competitive. But he was known as a gentleman, and that's why they called him the gentleman racer. All right, Doc. And he wasn't in your face like the people from Salem are now. I know. We're trying our best to extricate ourselves here, Doc. Let's continue that conversation here just a moment. All right, hang on.

And Dr. Dennis Powers, Art Pollard, Southern Oregon's race car driver, have it up right now on KMEDE.com. You can read the whole thing. It's shopping day at Grover, the go-to place for Medford and surrounding area for all their electrical and plumbing needs. Just listen to some of these comments from Medford store customers.

My husband was out of town when I called him about a problem we had. He said, go to Grover. They'll take care of it. Can't tell you the relief of getting the help and service that I needed to solve a problem. Listen to this one. Refitting a complex PVC setup had me baffled. Frankly, without the help and advice from Grover, I never could have solved it. And this one.

Had an old bathtub valve. Couldn't seem to find a replacement part. That is, until I went to Grover, couldn't have asked for better customer service. It's why we say once you're a Grover shopper, you'll be a customer for life. Grover Electric and plumbing supply, serving the greater Medford area on Pacific Highway and grants pass on Rogue River Highway. To find out more, visit Groverelectric.com. When you shop over, there is Rover. It's a wild, chaotic, cuckoo world out there.

But home is where you de-stress and decompress. It's your sanctuary, where you feel safe and secure, not to mention stylish. At Gerson's home, we respect your sacred place. So we work with you to fill it with furniture that's perfect. and powerfully you. It's a big responsibility in one we've taken seriously for almost 20 years and counting.

Slip away to your happy place. Fantastically furnished by Garrison's home. Garrisons.com. Just like sheep herders need sheep dogs to get the job done, professional landscapers need two dogs fabricating. Two dogs is the place for custom landscape trailers with the features you need.

Hydraulic dump beds, side gates, ramps, equipment racks, LED lights, and our custom landscape trucks can feature side load buckets and side dump hoppers designed to your exact specifications. I'm Hayro of the Two Dogs Fabricating and can help you help out of your project to Medida. Two Dogs Fabricating on Ryan Way off Sage Road, visit two dogsfab.com. Your overnight companion.

The portals that you use for your missions, what are they? They're utilizing not only man-made energy, but they're also using the energy from the planet. Does every portal go to a different place? All the portal are going to different places. places and there are some portals of course that the ETs have that they're utilizing that can go multiple places using that laylines of the universe coast to coast a late nights on kmED and kmED dot com news talk 1063 kmED you're waking up with the bill mire's show 25 after eight dr powers rejoins the program hello doc how you doing this morning well bill it's always a pleasure

my friend. All right. Call's here. Maybe before we move forward, you never know sometimes somebody will react to something we were talking about with your history segment. Hi, good morning, caller. Did you want to talk with Dr. Powers? Good morning. I know. I've been trying to call. Okay. Well, Gene, call when we have an open phone time. All right. Yeah, give me just a few minutes, Gene. Sorry about that. Yeah, we've got to keep it on. We've got to keep it on topic here for the time being. I like that. Well, you know, that's, hey, you don't have a call screening. You take it live without Annette, we're small-town. Jane, we love you.

We love Gene from Wilderville, rather. We'll get you on here, but give me a call just a few minutes after the doc, okay? 25 after 8. Hey, Doc, let us dig into, first off, Mangione. Mangione appeared in court today, the health care executive murderer, or pardon me, alleged murderer. I don't know if he's going to come and sue me, but suing. But the judge ruled that they were going to suppress.

the backpack contents, or at least some of them. The gun magazine, the cell phone, the passport. Those are suppressed. But I guess the gun itself and the notebook will be admissible for evidence, right? And is that reasonable what was done by the trial judge? Well, the trial judge is really bending over backwards, you know, for the victim. But the important thing here is that... And did you say bending over for the...

for the victim or for the suspect? Well, for the suspect. Oh, okay. Yeah, and that's a good point. But the defense made the argument that had to do with the Miranda warnings. And once you do that, you have to respect that. An attorney gets in. Of course, the attorney, and I've seen this happen so many times,

the attorney just says, don't talk to them. They have got to come through me, which is good for billable time. But on the other hand, that ends the investigation to a great extent. But in any event, what happened was that the judge found the search of Mangadoni's backpack at McDonald's was unconstitutional. This is really going into some real fine letters because it had moved away from his arm's reach. In other words, it was more not having to do with a search incident to arrest. because it was away from them. Boy, that sounds like a splitting of hairs legally.

Yes. Okay. It really is. But then the search of the bag at the police station was lawful because at that time it was an incident to the arrest. So there was some real splitting of hairs over this. And they were able to find that the handguard, the handgun, that was allegedly used, in the murder could be admissible in court. But the magazine not being admitted.

That's kind of weird. I consider... Yeah, the whole thing is showing the fact that judges are people. It would be really a slam-dunk type of thing in the ordinary criminal case. But here, especially because of the fact that the offender in this case is well-represented by Democratic fundraisers through the attorneys that are involved, because this is a classic case of attacking because of health care. It's this politicization that I really draw along.

Yeah, they're trying to make it okay. Dennis, I wanted to ask you about this. The Miranda Rights warning, okay? There is nothing, and I mean nothing, in the Constitution that speaks to this. Am I right or wrong about this? Isn't this something that's been just judicially created out of nothing? Old cloth? Yes, it was.

And I can remember when it first came out. This goes way back when I was taking criminal law. I want to say this was what, late 60s or so that this came into effect? Even, yeah, late 60s is about what it is. But I remember, including the criminal professor, a fellow in the name of Tiffany, who went ahead and said, this is where the Miranda case came in about you cannot continue on with interrogating a alleged criminal once this warning that you have the right to counsel is given. So I asked the question, well, what happened? Oh, well, he got off, but they got him a year later on another rape charge.

So the whole thing is, is that it was created. It has to do with the Democrats saying our Constitution is not really a constitution. It's really a moving thing that has got to be able to bend to our will as to what we're trying to do in our takeover. Well, what I was kind of wondering about is that where did it come from, though? Because I know that Miranda was the name of the guy that they're now claiming there was never. anything in statute. There's nothing in the Constitution. This is where I get to the point where I get so tired of constitutional law in which the Constitution is not what the Constitution says, but what the judges have said about the Constitution, and it irritates me to my core sometimes.

Can you talk me down from the ledge? Oh, well, that's okay, because that's when I decided I'd never practiced criminal law. But the key thing, though, is that the key thing had to do with a First Amendment right against self-incrimination. Okay. And that a warning needed to be given, just a verbal warning, but you've got to document it, that that accused has a right to counsel and has a right to not make incriminating statements. and then that was given the name, the concept of Miranda. Okay. But still, you know, where is it in the Constitution that you have to be warned?

Where? It's implied. It's not specifically there. And that's the reason why the Constitution has been really very well interpreted. And so those who are like Jackson who believe that, the Constitution does not imply to the Democratic Radical Party is one of those things where the exceptions come in and it just has given the name of the case and you have all these warnings to where the United States is really the most civil and victim contrary country.

That's kind of what I was getting it. Now, I understand the intent of this thing. And, you know, I understand, you know, it's like we're not going to have cruel and unusual punishment, right? I understand that in the Bill of Rights right there. But there is nothing that implies. I'm just, and yet, the way things work in our precedent suffering world today is that all it takes is, you know, the Supreme Court or other courts, you know, ruling something back in the late

1960s and pretty much it's like, this is law as if it had been written into the Constitution. But it never had. And this is the problem I have. the nonsense of the Constitution being what the courts have said about it rather than what does the court say. Do you understand my frustration sometimes? Oh, absolutely, because it's a frustration that many people have, especially if you understand where it comes from, if you practice law. Yeah, and it's an example, even the Second Amendment, Dennis, you know, that's like,

shall not be infringed, right? Shall not be infringed doesn't mean 40,000 other regulations, But yet, shall not be infringed seems to be, has been kind of, you know, watered down and flushed away, like so much excrement, dog excrement on the sidewalk, you know. And that's why we need to have appointed judges who are neutral instead of being Democratic fundraisers in terms of district courts. Yeah. All right. Well, it really comes down to the judges. that are appointed by the Democratic Party, which is that if they are radical socialists or here in Oregon, you'll have these appointed people being more liberal.

Yeah, well, essentially, they look at the Constitution. I swear they look at the Constitution as an etch-a-sketch. You know, we don't like this part. We'll rewrite it. You know, shake it, turn it upside down, shake a little part of it with the knobs. You know, when I was a little kid. You see, Bill, that's where stare decisis comes in or precedent. Uh-huh.

Because you cannot have a very venerable document like the Constitution, with all the varied facts that come before it. So to interpret how that Constitution and those provisions apply comes down to the individual judges, and it comes down to who appoints. And we're seeing that in the gerrymandering that is now unconstitutional with the fact that in Virginia and Mississippi, and these other places, the Democrats are saying, oh, no, no, this is against the minorities. No, it just held that you cannot have majority, minority districts. Yeah, and doing it for that purpose.

All right. All right, Doc, let's shift it over to education here. What do we know? What's the latest coming out of the Southern Oregon University debacle at this point? Anything going on that you're aware of? Bill, that's really a very big deal. first of all, the media is missing the boat. In one way?

Really going on. In what way, Dennis? Because you're not finding anything having to do with LGBTQ, other than the fact that there were eight students that were a major, and it showed only $30 being lost per student. Well, if you bring in all of the professors and all of the staff in there, it's a much greater loss, and that's not being brought in. The other thing is the faculty senate is now going into Bill this entire internecine fight of saying that the figures that Deloitte used are cooked. Because if you look at it, and those figures are different from what I was able to pick up

on a slide that came in after I download an image. Okay. Now, are you implying, though, or are they implying that Deloitte cooked the books to make it look worse than it really is or they didn't make it as bad as it really is? What do you believe? That's what the faculty now is saying because they're facing cuts. Oh, so they're saying they cooked it to make it worse. Okay. Oh, oh, oh, no, in terms of, not in terms of worse or better, but in terms of what majors and what minors should be cut. It's a very delicate, detailed situation as to what's going on.

Because, for example, the School of Business was shown in a much lower profit, but if you just take majors instead of all the people they're taking it, you'll get a different type of numbers. So the numbers are different. But the key thing overall is that SOU is just one of all, Bill, all of the seven public universities, six of them are implementing budget cuts from the University of Oregon, Portland State, SOU, Oregon State, Western Oregon University, Eastern Oregon University. Why? Because the abject radical socialist in Salem have cut back to where

the education is rated here in our state, in terms of up to K-12, around 45th out of 50 states. That's how bad we are. Where's the money going? Yeah, well, it's going on anywhere but where it needs to. We know that. It's going back to illegal immigrants in one out of three that are on the Oregon Health Plan. It's californicated. Well, and it's much like, well, our real challenge in the state of Oregon here, Dennis, has been that, you know, you look at education, you look at homeless, you look at various other things. The issues that we face here in the state of Oregon is that the state of Oregon, overall policy always seems to be geared to taking care of people. people or it's a thumb on the scale for taking care of the people who break the law.

Wouldn't that be a fair assessment of what we're really dealing with in our state? Oh, absolutely. And forget about the taxpayer. Yeah. Because, and what it is is a very simple thing that some representatives that, oh, a couple of years ago, who were a Democrat, who I was talking to, now nameless, that said, yeah, but I really want to get to Washington. And I say, well, that's where the real money is, isn't it?

Organized crime, right? Organized crime. Because you see, in there, you will only get into the far-left Democratic Party if you're one of the woke people. This state is so woke that I finally have concluded, although I like your argument, Bill, very much about stay here and fight. But for those of us who have retired, it's a little. little late in that game, but on the other hand, if you're under 50, get the hell out of Oregon.

That's, unfortunately, people have been voting it, which makes it even that much more difficult for the remainers here. Speaking of voting, have, do you mind sharing it? Did you vote in the Republican primary? Have you done that yet? I'm an independent. Oh, you're independent. Okay, so you're not registered in the party.

So I'm not registered, but it is an independent who votes conservative, like you. I'm generally socially liberal, within bounds of watching up for the taxpayers and very fiscally conservative. Yeah, I ended up voting for Ed Deal, and I talked about it a little bit this morning. And let's go into that. Yeah, what do you think? Yeah, my point is, is that I'm looking at things strategically, and yet I've not been a fan of Christine Drazen. From what I understand, Christine Drazen, canceled the interview Friday. But yet she's talking with Perry over on the Dove this morning.

I don't know. Maybe she's thinking that she'll have a better, easier time there. But Christine canceled the Lars interview and canceled my interview on Thursday and Friday, you know, of last week. Christine Drazen. So to me, I read that as when you're putting the surrogates in, you're not really wanting to have anybody too politically challenging for you. Now, Chris Dudley came on Friday. and I like Chris. There's a lot about Chris Dudley. I really like. And I've made that very clear. However, he ended up releasing a poll that he commissioned in which he talked about, hey, Chris Dudley has a much better chance of beating Tina Kotech than Christine Drazen. That's great. He didn't mention Ed Deal. And the only reason I think he didn't mention Ed Deal is that, well, it probably didn't have as good of a story to tell in his poll. That's the only reason you would leave that out, one of your major competitors. At least that's how I interpreted it, Dr. Powers? That's how I looked at it. That's really good reasoning. It really is. So we'll see. It makes a lot of sense. And then I have other people that say, hey, Chris Dudley's

going to have the money. And you know, that could be a big difference this fall too. But, you know, I decided to go with Ed is where I went on that. So that's my story. Well, one of the ones that I'm really holding dear for is the Mar-El, the Mary race in Los Angeles. That's pretty exciting, isn't it? Very exciting right now. It is, and I really like the way that he's going ahead and captainating the Mayor Bass. Are you talking about Pratt's candidacy? Yes.

Yeah, that's wild. That's wild to watch that. It really is. He's done a great job on AI fake videos, though, that tell an interesting story about what's going on in L.A. The only thing I hope is that the Republicans, who I really feel a little, I feel uncomfortable with in their ability to get into down and dirty fights anywhere because of the need for silkshoe power. I would hope that the Republican Party nationally would put money in there so that they could

go ahead and start turning California a bit because as California goes, so does Salem. You know, I look at something else, another race here that has been troubling me has been this focus on spending $10 million plus to get rid of Thomas Massey. You know, the Republican Party always talks about, gosh, we're looking for good constitutional people that will vote against spending more money and this or that the other. And, you know, Massey kind of like a Ron Paul, kind of like Iran Paul, you know, that same sort of thing. And then I guess if you're not going to be all in on the Trump agenda, then you have to go away. Is that necessarily going to be a positive move long term?

I think that's a very good argument, Bill, and part of it is that the Republican Party, which is why I'm independent, is one that really does go ahead and shows the same weakness as the far-left abject woke Democrats. In other words, the other side of the same bird of prey. Is that kind of what you're going to? Absolutely, because they'll go ahead and go to where the power is, to where they can get the campaign contributions, so they can continue to have their job in Congress. And that's why I just really enjoy, and where I get my real laugh moments, is the Senator Kennedy from Louisiana. I love that guy. I really do.

I do. You know, it's a great place, Bill, where I can go there and I start just listening to him, and I start laughing out loud, which shows the humor that can be used if you have the right approach. in politics and to read his book about how do you avoid being tested for stupid. Testing positive for stupid. I love it. It is so funny. Enjoy Memorial Day weekend. If you get a chance, you and Judy ought to pop out there to the dedication of the wall over at Rogue X.

We'll get a chance to meet you there if you're there. And if not, we will see you in two weeks on the show. It would certainly be worthwhile. and happy Memorial Day, of course, to both you and Linda. Thank you very much, Dr. Powers. Dr. Dennis Powers, Dennis Powers Books.com. You can find out more. This hour of the Bill Myers Show is sponsored by Fontana Roofing.

For roofing gutters and sheet metal services, visit fontana roofing services.com. Building has so many decisions. Layout, design, contractors. Yep, it does. And we're getting nowhere. I know. Okay, I'll list off items, and let's both say the first thing that comes to mind. House color.

Brown. White. Really? White fireplace? Wood. Countertops. Grasnets. Well driller.

Clouser drilling. Yeah, definitely Clouser drilling, for sure. Finally. At least we can agree on something. Right. I'm hungry. What do you want to eat?

For dependable well drilling services, it's unanimous. Visit clausardrilling.com. Oregon Trunken Auto Authority has been Southern Oregon's source for spray on bedliners for over 20 years. Their legacy bedliners deliver a flawless, long-lasting finish

that looks great. provide superior protection and is backed with a nationwide lifetime warranty. And legacy protective coatings can be applied to more than just your truck bed. Call or stop by Oregon Truck and Auto Authority to discuss coating your bumpers, running boards, trailers, and more. Oregon Truck and Auto Authority on Airway Drive off Vileless Road. An intelligent solution fixes a problem. Advanced Air's award-winning technicians love to fix stuff.

Are you having trouble getting the most out of your home's heat pump, furnace, or air conditioner? Call the experts. Advanced Air's technicians are available 24-7 for emergency repair. We service and maintain thousands of central air systems for local home and business owners. Advanced Air is a Bryant dealer and only uses factory authorized parts on all Bryant repairs, backed by one-year parts and labor warranty. We do whatever it takes to deliver home comfort you can count on. Make the intelligent choice.

Visit My Advanced Air.com. You know what I like about Freddy's Diner? Who am I kidding? I like everything about Freddy's. But in particular, it's Burger Heaven. There's the double cheese. the bacon cheese and the Ortega Pepper Jack, the Western, the mushroom onion Swiss, avocado bacon cheese, pastrami Swiss, halapeno jack, and oh, the brisket burger, the main event

burger, and the classic Brownsboro Tavern burger. Time is short, but next time I'll get you up to speed on the sides. See you at Freddy's Diner and Old Town Eagle Point. When was the last time you had your well water tested? The EPA recommends that all private wells be tested at least once a year. If you can't remember when you had your water quality tested, it's time. Water quality can change radically from year to year, and you don't want to mess around. Grads Pass Water Lab offers next day results for bacteria tests and a speedy three to five days for the full reporting that meets all state requirements. Online at GPWaterlab.com, independent and serving the Rogue Valley for over 40 years.

You're hearing the Bill Myers Show on 1063 KMED. So delighted you are here. Open for business. Open for business. We talk with locally owned and operating businesses and talk about folks. And we have Melissa Malasco here to Churdy First. Melissa, how the heck you doing? Real good. Good. excited to be here on this Monday morning. You bet you. And, of course, this is going to be a pretty busy week at you and Kelly. Kelly Bales in there. Hey, Kelly. How are you doing? Okay. So whose event is first? I want to make sure and talk with them first. Do you want to talk first? Well, it's both of our events, but Kelly kind of leads on the Medicare. I'll tell you what, since that's going to be, what, Thursday then? It's tomorrow. Oh, tomorrow? Yes, tomorrow. Then we definitely want to.

All right, Kelly, tell us more about this. This has to do with choosing the right Medicare. Yes, so we're doing a Medicare 101 workshop, and it's going to be tomorrow at Central Point Parks and Rec at 530. And basically, we just kind of talk about Medicare, the basics of Medicare, the different parts of Medicare, and how to choose the best plan for you. So the difference between Medicare supplement and Medicare Advantage plans. Okay.

Medicare Advantage. Could you even do just a little thumbnail sketch? Supplement versus advantage? Yeah, so supplement is very similar to car insurance. So you're paying a premium up front in exchange for having no responsibility. So you're paying an extra premium each month and then you're not having very many co-pays or no co-pays. Whereas Medicare Advantage, it's more of a pay-as-you-go plan. So it's a very low to no premium, but then you're paying co-pays for your services.

Yeah. In other words, a lot of people, I guess I could see where the downside might come with going with an advantage. Let's say if you have a lot of medical work that you bet you need on, or you're one of those patients with chronic conditions or something, you could find yourself going, hey, this has a really low premium, but then you get messed with on the other side. Is that a good way of putting it? Yeah, definitely. So it's very personalized. So what fits best for you is not what's going to be best for the next person. So it's definitely very important to take a look at what's going on

with you and choose the right coverage there. All right. And one more time. This is tomorrow. And where is that going to be again tomorrow? It's at Central Point, 3rd, South Haskell Street and Central Point at 530. Okay, 530, hour and a half, two-hour meeting coming? It's about one hour. About one hour. Okay. Do you need to sign up in advance? You don't have to. We would love for you just to walk in. But you can also sign up on our website. It's Medicare madefor-you.org. Okay, Medicare madefor-you.org. And in fact, I've already put that up on KMED.com. So it's there. If you need it more, information about this. Now, Melissa, you are doing an event a couple of days after Kelly's event,

right? Yes, next Thursday, the 28th, 530, again at Central Point Park and Rec. Same place. Yeah, 235 South Haskell Street. You can register for that at Futurity Retirement Advisors.com. Okay. Or give us a call. And that we're going to discuss how Social Security works. You know, some people like to know how the sausage is made and other people just want to eat the sausage, but it's a good idea to understand how they came up with your number. And you know what's really important about this, if I understand this correctly, Melissa, and beat me about the head of them wrong around this. But a lot of it is about you working with people and trying to figure out what's the number or the break-even point from what I understand, you know, especially if you have a married couple, let's say. And one goes into Social Security a little earlier and maybe someone. someone else is going to keep working for a while, right? There's all sorts of ways.

Oh, definitely. I mean, I usually am going to recommend if somebody's working unless they have an extremely short lifespan that they go ahead and delay until they quit working. One strategy that works really well with a married couple is having one of them turn their social security on and having the other one delay. So that, you know, if one of them passes away, you're only going to get to collect one social security. So trying to get one of those social security. up a little higher might be the best choice. That also brings in some income in the interim in order to support, you know, your lifestyle. If you are retiring early, you can actually retire and then hold off on your Social Security until the age of 70 if you wanted to.

If you could afford to do that. But when I'm running reports, and we have a really amazing software. It used to be that I'd create a spreadsheet and, you know, figure out different times to elect. And now I have this amazing software. We can just pop in your numbers. how long we think you're going to live, and then it'll tell us the best option, not the best option,

I would say the one that you would collect the most money out of if you chose. Yeah, and that's what you're looking at because sometimes, you know, someone needs to start collecting a little bit earlier and depending on their lifespan, though, that might make sense for them, right? Yes.

You know, if it actually can be a difference of hundreds of thousands of dollars for a married couple by choosing one option over the other. I'm not hardcore on just collecting your social security, you know, or trying to delay if you really shouldn't. I mean, my grandfather passed away. He worked for Ma Bell and my grandmother died at 62. He decided he was going to continue to work to age 65.

And he dropped dead of a brain aneurysm right short of his 65th birthday. So no one in that family ever collected Social Security. or the mob bill pension. So it was really sad. Well, you know, Melissa, I bet the pension managers and Social Security loved him, though. Yeah. Yes. They kept all that money.

Yeah, it doesn't get to. So really, you know, I'm not hardcore on Delane and I'm not, you know, really each individual situation is different. Yeah, I would imagine. So, well, I look at my own personal situation and I've been thinking about this and longevity seems to run in my family as an example. My great-grandfather, just a couple of days prior to his 100 birthday. you know that he lived too.

It was a little bit of a mess at that time, but he still lived. You know, he kept it going. My grandmother lived to be in her 90s. My mother's in her upper 80s, you know, right now. Now, Dad had Parkinson's, so it's a different thing. We're thinking about it. Well, he lived that long with Parkinson's. He didn't live there.

Oh, he didn't. No, he died at 75. But I look at that as a different thing with a disease, kind of an environmental sort of disease. But there's all sorts of things when you're thinking about this kind of stuff, right? Yeah. How long will I live? You feel like you feel lucky, kid?

We have little tests we could send you. The Wharton School has a really good test that sometimes if someone's absolutely stumped on it, you know, I'll have them take a little test. It's kind of fun. But it's super important, you know, and that's not where it just stops is when to collect Social Security. I take it a step further with clients that need it to get them ready for retirement with cash flows. And, you know, we're also going to talk about Roth conversions. So, you know, we can all agree that taxes are never going to get any better than they are now.

So if you're in a lower tax bracket, then your kids would be down the road. Then we would work with Roth conversions to try to save on taxes. And I like to be able to prove, too, that you would actually save money in your lifetime by doing Roth conversions. So it's a lot of fun. I get super excited about it because... Take the tax hit right now, then, in other words, as you're saying. Yeah, you know, spread it out. Yeah.

So how long are you going to live for? How long can we spread those taxes so that you die with no IRA money? Well, okay. Because if your kids inherit your IRA money, they have only 10 years to pay the taxes on your IRA money. I did not know that. Yeah. See, that's why you exist, right? You're here to help that kind of thing.

So once again, now Melissa's event is going to be Thursday, this Thursday, May 28th, 530 p.m. No, the following. Oh, it's at May 28. Okay. Isn't it? Next Thursday. Next Thursday. Okay, next week.

Sorry, we're confused. We're going to be there. We just got to figure out when. So it's going to be in June, so it's going to be in June then. Because here we, well, no, wait a minute. Oh, I'm getting all confused. Yeah, no, May 28th is next Thursday. Gosh, what's wrong with me?

Don't take days away from me. Okay, no, I don't want to take days. See, you're getting ready to panic, aren't you? It's going to be this Thursday. No, it's going to be a week from Thursday. Thank you very much. Okay, a week from Thursday, 530, Central Point Parks, and Recreation. Well, you know, this weekend's Memorial Day weekend.

It throws everybody off. And to me, I'm thinking Memorial Day Weekend's always like late, but it's early this year. It is. You know, that's what's messing us up here. And, of course, Kelly, with the Medicare Education Workshop, that's going to be tomorrow. Yes, tomorrow. 530. For sure.

Yes. All the information up on KMED.com, I appreciate you both coming in. Thank you. Anything else you wanted to add for you take on? No, just, you know, we're independent, so, you know, we don't have any loyalty to any insurance carriers. you can go online and try to figure it out yourself, or you could deal with somebody that's local and knows and likes and, you know, takes care of you,

knows you individually. And so we do a real good job with customer service. And, you know, we don't lose clients because we take care of everybody. All right, very good. All right. Melissa, Kelly, thanks. Thank you.

Great seeing you both here on Open for Business. Now remember, Kelly tomorrow, Melissa, a week from Thursday, next Thursday, after Memorial Day. Now I got it right. It's 856. Need a roof that performs and lasts? Stephen Westfall Roofing installs Snaplock metal roofing, lightweight, low maintenance, and energy efficient.

Their portable machine custom cuts five profile options on site, saving time and reducing costs for homes, offices, barns, and more. They also have laminated architectural shingles rated for high wind and impact and concrete or clay tile roofing for a sophisticated look with superior thermal efficiency. Call today to get your estimate tomorrow. 541-941-3736. Licensed CCB-2507. Your smile is the key to your health and confidence.

Do you know that it is possible in a single day to replace a mouthful of bad teeth or ill-fitting dentures with a beautiful implant-supported smile? For so many of my patients, this has been a life-changing experience. Hi, I'm Dr. Robert Johnson of Dental Excellence. I met a man in my office who came for a consultation. He said to me, Dr. Johnson, I quit going out to eat with my friends. I cover my mouth when I smile. I don't laugh out loud like I used to. I'm tired of all the denture adhesive and not tasting my food.

Can you or someone you know relate to this man's story? I'm here to tell you that dental implants can solve your problems and give you a great reason to smile. Start now to regain your health and confidence. Come meet me and my amazing team. Call 541-779-6170 or visit Medforddentalexcellance.com. Smile at the time. Hi, I'm Steve Potter,

Body Shop Manager of Lithia Body and Paint, and I'm on KMED. Steve from Sunny Valley, you get to hit the home run to wrap up the show this Monday. What are you thinking? Well, this is an early pebble on your shoe call. Fire season started Friday. Sunday morning was a perfect day to burn,

no wind. It just rained Saturday. But the Big Brother says we can't think for ourselves and all of us guys who have property but work jobs and only get to work weeks. against. We lost the weekend. Oh, no kidding. So never start on a Friday.

Okay. Only on a Monday, right? Yeah, I guess that makes sense. Of course, it was pretty breezy over the weekend. I think maybe that had something to do with it. Sunday morning was calm, high humidity, no wind. Everything was wet from rain on Saturday. Got it.

All right. Montana Ruiz is celebrating their 30th anniversary in Southern Oregon, and the universe continues to give the crew's subtle reminder. Better slow down a bit. The speed sign clocked you at 30. Whoops. I'm distracted looking for the job site. What's the address again? 30. Ooh, okay. We've got another block. So looks like another nice day. High of 86. 30.

What?