Bill Meyer Show Podcast - Sponsored by Clouser Drilling www.ClouserDrilling.com - 05-21-25_WEDNESDAY_8AM

Episode Date: May 22, 2025

Open phones on various topics today and an open for business with Cheriesse from No Wires now and the latest deals.

The Bill Myer Show podcast is sponsored by Clouser Drilling. They've been leading the way in southern Oregon well drilling for over 50 years. Find out more about them at Clouser Drilling.com. Got something on your mind? Give Bill a shout at 541-770-5633. 770 KMED. Open phones on Wheels Up Wednesday. We could call it Wheels Up Pebble in Your Shoe Wednesday.

Kind of combined the two since I was supposed to have been back yesterday, got the creeping crud and so far holding out. By the way, this is KMED, KMED HD1 Eagle Point Medford, KBXG grants pass, okay? And so anything happens beyond your mind, we could talk the Biden Cancer Diagnosis, we could talk that big, beautiful bill,

we could talk about the efforts by State Representative Dwayne Younger to repeal HB 315, cancer diagnosis, we can talk that big beautiful bill, we can talk about the efforts by state representative Duane Younger to repeal HB 3115, which would give cities back to, you know, some power of really controlling their homelessness situation. And of course, there could be anything else. It's a little bit strange on your mind. I'm good with it. Let me go to Dave. Hello, Dave. You wanted to weigh in here and what June 14th is your birthday you're saying, right? And you're looking for a birthday present. Yeah, I'll be 65 and I'd like people to donate to wildhorsefirebudget.org and donate what you can. It'd be the best birthday present because I have no money to donate or I would. Yeah, well I noticed that Bill sent me a note the other day that Captain Bill was, you know,

he's alleging assault from somebody came over onto his property involving the horses. I thought that was interesting. I've had a chance to talk with him about it yet. Yeah, well, so if you would take and put up this thing and Write up on your website and post that I'm asking people by the 14th to do that See what we can do for Captain Bill. All right, you probably need some money for security, too Could be could be he's a bodyguard right? Let me go to crazy, well not so crazy Gene, crazy. Last time I talked to you, the last two times you've called, your phone was like buzzing and humming and I couldn't hear you. Are you okay now? Well, I don't know. I'm probably humming and buzzing too, but my phone's working.

Good. What's on your mind? Oh, I just called to see how you did on looking up Edward Casey's words that he spoke on life after death. I have not gone back and had time to investigate or look up. I mean I read a lot of Edgar Casey back when I was a teenager, kind of as heyday back in those days. There were a lot of books out there. What was it? The Sleeping Prophet, I think is what it was called, was one that I remember reading. Yeah, yeah I found out that Tesla thought so too. Matter of fact, he knew there was life after death. That's how he got his information to make all those creations. He made it after death.

And it's not even Conspiracy Theory Thursday, Gene, okay? But it's one day from it. That's true. One way. You know, we'll just say plus or minus one day is how we'll name the days here. All right. Plus or minus. Thanks, Gene. Let me go to another one. Hi, good morning. Who's this? Welcome. It's on your mind. Bill, it's your friend Brad. Welcome back, brother. Thank you, Brad. It's so far holding up. I haven't completely exploded into spastic coughing yet. Maybe by nine o'clock, we'll see.

Oh my gosh, that bug's going around. Yeah, sure is. Is it okay if we talk about real-world application of fool around and find out when it comes to real estate values and practical impacts? Can we talk about that for a minute? Sure, go ahead. What are you thinking? Management matters. So you know, you're talking talking to Dwayne earlier about, you know, a lot of policy stuff. Policy

stuff winds up having practical consequences. Oregon was the hottest state to move to 2013 1415. It was literally the most moved to state in the United States, top three those years. And a lot of those people went to Portland. And then in 2016, Trump got elected and we had the fires and Antifa and all that sort of thing going on. You remember all that very well. I remember it. So Portland is literally collapsing in real estate value. Is it really? And what about commercial real estate value because that's usually a canary in the coal mine? Bill it is and the thing is that you know and a lot of

people that are in the business know the commercial real estate is soft everywhere but did you know that Portland is among the softest of the soft? So the largest office building in Oregon right now went up for sale. Ten years ago, it sold for $350 million. And right now it's up for sale. They're trying to get $70 million out of it. So in 10 years, 10 years ago, if you adjusted it for inflation today, it'd be 472 million is what they paid for it. Boy, that is a quarter of a billion dollar haircut, assuming that they get what they want. That is massive. Wow. It is. And unfortunately, it's not the only building in Portland that that's happening to, Bill. Rule of law and policy does matter when it comes to those kind of valuations, doesn't it? It does, Bill. And this is a different discussion for a different day.

But right now, it's almost to the point where you can't give commercial real estate away in Portland. Businesses, they don't want to be there. I could go through a list of really high-profile businesses. And we're talking big buildings. We're talking some of the biggest buildings in Oregon, business buildings in Oregon up there in Portland, and they're going into receivership. They can't sell them their property. Has commercial real estate suffered in Southern Oregon to that degree here where like you know if you have a building in downtown Medford or a downtown Ashland or a downtown Grants Pass that you have difficulty getting value out of it right now? You know?

I don't claim to be an expert on real estate in that way but the guys that I do know that are in the real estate business have told me that commercial real estate, it's soft everywhere. Whether it's as perilously soft here in Medford as it is in Portland, I doubt it. Here, we still have people moving here. Southern Oregon is a very attractive place. People love Southern Oregon. They love the weather, the golf courses, all that sort of thing. But people are literally fleeing. I have family members that do business

in Portland and around Portland. And Portland is literally hemorrhaging people. There's, it's, the bloom is off of the Rose City, Bill. That's what happened. And as Portland goes, the rest of the state, economic activity and also the revenue forecast for the state legislature would go too. Less business there means less corporate activity tax to be able to harvest. When you first came to Oregon, I think Vera Katz was the mayor up there. And of course,

the political leadership of Portland has always been left-le leaning. Vera, of course, was a Democrat, but she was a very economically practical Democrat. So what we've seen over the years is that the leadership have taken the city further and further left politically and policy-wise to the point that they've gotten everything that they wanted and what they wanted, nobody else wants including the people that used to live there. Yeah, and at some point, you know, you do have to be able to add and subtract even if you are a Democrat mayor of Portland. You have to be able to add and subtract and understand basic economics. Yeah, policy, policy, policy. All right. Thank you very much, Brother Brad. It is a quarter after eight. If you're on hold, I'll get right to you. It is open phones here, and happy to talk with you about anything on your mind here. Kind of an open phone pebbling your shoe Tuesday, Wednesday instead, okay?

Gold this morning has been kind of grinding up here. They're all talking about the big, beautiful bill, and I'm thinking that the gold market is saying, yeah, they're thinking that the deficits are going to be a lot higher. We're at 33.12 this morning, up about 100 bucks from yesterday. Is that going to continue? I don't know. I've noticed that I was reading how the UK is now the number one holder of United States government debt, displacing China, which means that China is looking for the exit. Selling bonds. Increases the... oh boy, yeah, that could be tough. This is why I think this is driving some of the gold price too. Could be a lot of things, but one way or the other. Hey, I'm just here to say whether you want to buy or sell. Having some I think is a good idea, but if you're looking at 3312 and saying you're a

seller, well go to J. Austin. J. Austin and Company Gold and Silver Buyers in Ashland at 1632 Ashland Street and 6th and G in downtown Grants Pass. I'm not here to advise you on how much to have, but I think having some is a good idea. None is not a good idea, but it's up to you and your financial advisor, but talk with them. They're good people and I've been dealing with them. They've been helping talk radio here in Southern Oregon for a long time, and I've been trading with them for a long time people and I've been dealing with them. They've been helping talk radio here in Southern Oregon for a long time. And I've been trading with them for a long time and I hope you do too. JAustinBrokers.com, GrantsPassCoins.com, FortuneReserve.com. Protect your wealth or get some more wealth if you need to free up some cash.

Talk to J. Austin today, the recognized experts. Joel here from Butler Ford and Shrek Center and it's been awesome. Kim, netsuite.com slash Kim. Here KMED and Krantz Pass on 1059 K290AF Rogue River in South Jackson County on 1067 K294AS Ashland. It's kind of wandering all over the place. It's what I like about open phones. It doesn't have to be on something I necessarily care about, but we'll find out. Let me go to Chris. Hello, Chris. Welcome.

Hi. So I would like to see an end to all these seemingly endless investigations and, you know, they pull people in and they interview them in Congress. All these things cost us money and it never goes anywhere. Never. We can find out all we want about Fauci and Comey and all that and it's not going to go anywhere. The only thing I do, the only one I do think is important is finding out who is president for four years. And that's kind of where I am too. I'd like to know who was running the Biden administration because it's obvious that he wasn't. Who was running the auto pen?

That's really most important of all the investigations right now because it's obvious that he wasn't in control of it. Very clear now. I mean, we knew this. We knew this, I think intuitively, and just by watching the guy, it's like, this guy's not in charge. And- I knew this when he intuitively and just by watching the guy. He's like this guy's not in charge and

Yeah Yeah, and But there is something about the investigations that it is such political theater Who is the guy? It's on Fox on Sunday. I I always have trouble remembering his name, but kind of looks like a little bantam rooster. Oh, you're talking about Trey Gowdy. Right, Trey Gowdy. I'll always remember years ago when Congressman Walden was in there, and I'm there, and I go and I visit Congressman Walden's office, and there's Trey Gowdy, and we're talking, and I go and I visit Congressman Walden's office and there's Trey Gowdy and we're talking and I talk to him on the air and this and that and the other. And I remember that he was the guy that everyone was like, oh, this is the it guy right at

that point. But oh boy, look at what happened. He gave it to Hillary in this meeting, right? And then Linda and I would then say, well, did anything change? Well, no, but he really said it. That's kind of what you're getting at, right? Exactly. And it literally costs us money.

And don't they have more important things to do? I would think so. As far as I'm concerned, I'm fine with investigations if it leads to a perp walk, but I very seldom do I see that happen. I appreciate your call and opinion on that, Chris. Let me go to Doug. Doug's here too.

Doug, you wanted to, well well I forget what you wanted to talk about but go ahead talk about it. I believe it was a little... good morning. I believe there was a little news piece on the National of Deaths regarding folks flying into this country to have their babies. They wanted to pass a bill to stop this and I believe decades ago when I lived in Central Point, there was a home in Central Point where ladies primarily from China flew in. I think somebody said it was 5,000 a month to have their babies. Oh, we had birth tourism back then. I didn't know that. I was not aware. I believe there, by the end, I believe this home is in Central Point where I live. And obviously, as

these kids grow up, then they can come back to America, go to college, and start bringing in their family members. And I just thought I'd throw that out there this morning. Maybe there was other homes in Medford where they just flew in to have their babies and then they flew back to their home country. Yeah, and then a chain migration is able to be started as these children age. Interesting. Wow. But I believe there was a home in Picklepoint and maybe someone can confirm that or maybe other homes in Medford and we'll just leave it at that. All right. Well, thank you very much, Doug.

Let me go to David. David is in Phoenix. David, wonderful to have you here. What's on your mind? Well, thank you. Good morning, Bill. I'm just curious. No one's ever explained it. I've had a commissioner in Josephine County and one in Jackson County just simply say no. But if our property values, commercial or private homes, drop or what Firemap was going on, people worried their property values were going to drop,

why doesn't their property tax go down? You know David, I think the way to answer this best would be if you send me an email and I will send you from the League of Oregon Cities. They actually have a frequency of, pardon me, sorry I'm tripping on my tongue there, I'm a little... That's okay. I'm still holding back coughs, you have to understand. I had that crud,

you know, it's always just kind of like hanging right there, you know, that sort of thing. Well, I hope your mini vacation went nice for you. Oh, it wasn't a vacation. It was, I assure you. Okay. Next week will be a mini vacation at some point. But anyway, frequently asked questions on measures five and 50. And it makes for good reading and it explains a lot of this on how we got to this point and it's about four or five pages but I think I'll touch on a highlight with what you're talking about it's like okay let's say that the world goes to hell and your property were cut in half right is that kind of what you're thinking and why wouldn't the property tax go down is that

what you're thinking exactly because wouldn't the property tax go down? Is that what you're thinking? Exactly, because then they would get off their behinds because they wouldn't want to lose that revenue. And Portland would clean up and Josephine and Jackson County would get on top of things. If you lose, you got to cut the money off to these people. That's the big deal. You got to cut their funding and for some reason we're just not able to do it. Well, if your property tax goes down enough, it can happen. And then you can ask for a reassessment. Because what happened here, and I'm being very inelegant as I go through this, I was just looking through the frequently asked questions, I said, boy, this actually explains quite a bit about this. There is the measure five, which was passed a number of

years ago, many decades ago, embedding a certain maximum amount of property tax. And then there was measure 50. Measure 50 brought in the assessed value versus the real market value of it. And you notice how the assessed value versus the real market value of it. And you notice how the assessed value is less than the real market value, generally speaking. And that in exchange for this, I think part of it was that it can go up 3% a year. And it will go up 3% a year no matter what. This is the assessed value. That's how they end up figuring this out.

Now if you end up getting to the point where the real market value drops below your assessed value, which of course is lower already, then you can talk. But I think it has to drop to the point where it goes below. It's such a mess. And they do tricks. We have the kicker that's supposed to come. They want to give me only half of my kicker. Well, yeah, they want to give it to the to fighting wildfire. But how do you get to take my kicker at all? See, that's the thing. It's such a... Oh, David, David, I sense your frustration. Remember, you're just dealing with

a mafia that gets elected. OK? OK, right. You know, it's like, you know, what's good for the family up here is that we take more of your kicker. You know? Capiche? You know, that sort of thing. Just consider this. And then, you know, it's the mafia that works for the children. We're working for the children, David. The children. You know, I voted two weeks ago, and my neighbor was walking his dog on the way to our little local library and I said, oh you won't hear what happened because I went to that Pacific Power meeting, you know. How did that go by the way? And he says, oh I can't stop. I've got to get my ballot in the box before it's closed. And I said, you haven't already voted? I voted two weeks ago. How did you not already vote? He's running down before they pick up the drop box at the library for the last time I just can't believe but you and Duane were talking about voting and stuff. How come people don't vote?

I don't get it. Well, by the way, I didn't drop it in till yesterday. I mean I dropped it in yesterday I had it voted, but it was like no big deal I just hadn't dropped it in and I don't like mailing it. So I just drop it off. That's all. I understand. Can anybody explain why you didn't drop it in two days ago or last week? Why you waited till the day of? I'm just curious. I don't know. It's just because I... Well, truth be told, I live on the East side and I'm not aware there are any drop boxes that weren't over there on the west side of town. So it's just all there is to it over downtown.

I live in Phoenix and I went downtown and went into the office and dropped it in because I don't trust the drop boxes. So see, but I'm just saying when you only have 18% turnout, it just blows my mind. Yeah, I know. I know. Well, when it comes to the school board things, it doesn't excite the people. They need the shiny object of Trump and the Democratic magician. Yeah, but that's what the Tom DeWes thing was all about. We went to the Tom DeWes thing in Grants Pass months ago. That's what it was all about. It was your

chamber of commerce is not your friends, you know, your school boards, you know, and then nobody does it. So what was the point of the Tom DeWees meeting? Well, I don't know. You have to ask him. No, no, you weren't. Didn't you go to that in Josephine County? Yeah, I went to it. Rowland, it was the secret sauce and we were all going to take back our government. Okay. Yeah. Well, here's the situation that I'm trying to think of how I was going to phrase this elegantly. I'm not in a very elegant move this morning. I'm not elegant at all. So, just give it to me, Matt. But here, I think the reason why there's not as much excitement on the school board elections is because there are good people from the conservative side,

maybe a more morally conservative side, that want to try to make a difference. But I think that most Republicans have given up on public education, and it's all half-hearted at this point. It's like, yeah, we'll vote for someone there, but I think if you're going to take care of your kids, you've got to get them out.

I'm kind of where Noel Robinson is at this point. And the public schools are losing enrollment. I think people have been walking with their feet. And it may be those same people that, hey, it's a thankless job going and trying to fix government education right now. That may be what's going on. It's hard to make people excited about it. Well, I do appreciate it.

And doing your taxes and balancing the checkbook doesn't always have to be excitement. Sometimes it's just got to be the job that has to be done. Fair enough. Thank you, David. Hope you're feeling better. Hi, good morning. This is Bill. Who's this? Good morning, Bill. This is Suzanne. Hi, Suzanne. How are you today? Well, I'm like David, I have very disturbed. I think one of the big problems has been that we as a public education system have dropped civics. People don't know how the government is supposed to work. They have lost. Well, I think civics has been replaced by what they call social studies.

Isn't that right? Well, that's another word for something else. But my call in today is this fire map may be still debated in the Senate I believe but I've been dropped by my home insurance policy that I've had for 25 years now do you live in a city or do you live in a woo-wee? I live out near Weimar. I have talked to 17 insurance companies and they all say no. Have you talked with Steve over at Skypark? I've put a call in and I haven't gotten the call back. I'll call them again.

Yeah, he will get back to you. This is not uncommon and it's almost as if you're in, and there is no fire map. I mean, that has been repealed, that part about it. Well, but the damage is done. Well, the damage wasn't done by the fire map. The damage has been done, frankly, from lots of fires in rural forested areas in California.

Oh true, that's very true. And the insurance companies are probably pretty damn well broke because that's why they're backing out. But it's that whole thing. What they say to me is, oh, you're on the fire map. Well, are they saying you're on the fire map or on their fire map because all the insurance companies have their own risk? That's a distinction I do not know.

Oh, okay, yeah, yeah. But I completely understand. In fact, I found out through Steve that even though I live in the city of Medford, I'm on the edge right next to the That what they call the woo-wee that wilder and land urban interface, you know that kind of thing and They say that you know a lot of a lot of insurance companies were looking at my home Even though it's in a development there. They were looking at that It's like right on the edge of cancellation that sort of stuff, but they're kind of backing away from that Steve was telling me that they are

lightening up on some of this right now and so just get back in touch with them okay and the numbers 261-5444 call him again and he is crazy busy I know a lot of people have been calling him because of that's why I have you know I put a lot of people have been calling him because of... I'm sure he is. That's why I have put a call and left a message, whatever the issue. One insurance guy who's broker calls me and he did find one, all states, and they wanted $3,200 a year. You know, I gotta tell you, how big is your property? Yeah, how big's your property, ma'am?

I have six acres and I'm recovering from back surgery. I'm an 80-year-old widow. Now I can't get a mortgage and I can't move. Yeah, I am so sorry for you on this. $3,200 with Allstate is not sounding horrible for that kind of a property. I hate to say this too, because the property that the insurance that I have right now, or that I had, I ended up finding a little bit better deal, but it was $1,900 a year, and that was just for a urban

basic home is what it was $1,900 a year and that was just for a urban, you know, basic home is what it was. Nothing real fancy. So yeah, it's expensive. It's expensive. It's expensive but $1,800 a month. That's five months. Yeah, I know. I know. Yeah, land rich but cash poor, right? Thank you. Yeah. But if anybody, we just have got to get together and get our American voice back and tuned up and work on our government way it's been designed for us to work it. Appreciate your call.

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Let's get busy on a quote. I'll get the latter. Give Fontana Roofing a call for a quote before they call you. Visit Fontanaroofingservices.com This is News Talk 1063 KMED and you're waking up with the Bill Meyers show. I think this is Angie. Is that right? Yeah.

Hi Angie. This is me. Yeah. What are you thinking? So I want to, our insurance is around $2,600, $2,00 a year. Anyway, a few years ago I asked your friend Steve about changing over to his insurance. There was only about a hundred dollars or something in the difference between the guy that we had and Steve and we didn't think it was worth it with all the hassle and everything. Anyway, I called Steve there a

couple of weeks ago and we were turned down with his insurance. Yeah, and what will happen is that there are companies that will just come out and then change their policy and especially, you know, you look at how some of the payouts have been. Yeah, it happens. It's not unheard of. In fact, a company that treated me well a year ago stopped treating me well this year at renewal. And it's just like turning on a 180 degrees boom going back. And this is what's going on. I'm saying loyalty is good because, you know, only before we had kept to the guy that we had, he worked it that we were able to get insurance. If I had stayed with Steve, I wouldn't have insurance now. Well, I don't know if they would have canceled that or not.

We don't know because the whole thing is though, is that there almost is no loyalty in the insurance world as far as the insurance company to you, period. It's just like, if the risk is too much and they're losing money because they've been having a lot of losses on particular properties in certain states and areas and regions. I mean, look, you've heard about companies that have been pulling out completely out of states from writing, in which they just can't. There has been concern,

and there's been concern for a while. Our concerns were canceled. Yeah. Our concerns were canceled. Yeah. There have been concerns though, there have been concerns for a long time that people are now talking about openly here, Angie, that between the idea that we're not going to do anything about logging, we're not going to take care of underbrush, we're not going to take care of any of these sort of things, and the forest keeps growing and growing and growing, that the West Coast is almost turning into an uninsurable land when it comes to wildfire potential for policies that we've been living with for like 30 years now. Yeah, well it's not only that. We live along the railroad and we have grass about four foot high at the moment. Yes. And we

have behind us, we have Jackson County, all you have to do is put a match down there and the whole thing will go up hundreds of acres. They don't manage anything. Now remember how Captain Bill talks about the herbivory, eating more animals to eat the stuff down? I think that's what he's talking about. Right. Well we would be glad to put our animals out there but they won't allow the herbivory, eating more animals to eat the stuff down? I think that's what he's talking about. Right, well we would be glad to put our animals out there but they won't allow us, you know. It's not permitted, right? It's not permitted, right? No, that's right. I'm with you. Thank you Angie. Let me grab a couple more calls here and then we'll have to wrap it here. Hi, good morning. Who's this? Hello?

This is Terry. How are you? Fine Terry. What's on your mind? Hey Bill, long time listener, first time caller. Thank you. Thank you for calling. What's the story behind the Pandemic Release Center being built there in Central Point? That was, in my opinion, the way it looks like is there was grant stream money coming from the Fed designed to, you know, that was all during the pandemic time and here it is. What do you want to do with it? And so Central Point partners with

Jackson County and great, we're going to build something and it is a pandemic. We're going to put a little air quotes on it, relief center, relief center, understand, right? So I think it's called getting infrastructure for the grant stream funding and jumping through the hoops with relief. Okay? Yeah, sounds like a future homeless center. I hope not. I hope not either, but it just it seems like just that's one way to get around it, you know. I just thought. Yeah, well half of the time, half of the job of being a a public, not a public employee, but, but a politician or whatever it is,

getting the grant stream funding, whatever the case might be, jump through the hoops, okay, it has to be called a relief center, okay, fine, it's a relief. All right, we don't have to pay for rebuilding our downtown road, we just have to re-stripe it and screw everybody for a number of years, okay we'll do it. You know, that's what it is. It's the two-step for the money. There you go. How about that? Okay. All right. All right, Bill. Thank you for what you do. We appreciate it. Thank you. Hopefully that there is never another pandemic that will have to be relieving people over at Jackson County. One more call. Hi, good morning. Who's this? Good morning, Bill. It's Francine. Hello, Francine. You wrap it. Go ahead. I'm gonna,

okay, I'm gonna wrap it up. So, I'm not a property owner, so this doesn't apply to me, but you know, I feel everyone's pain. Oh, yeah. You bet. But, so, you know, they have that thing, it's called Metashare. Why can't people come together and start their own insurance steps along those lines? You know, they could call it insurance or something, you know? I don't know. You know, the Metashare, I don't know if Metashare, if new Metashare's are allowed to be created. I thought it was under the impression that that was something that it was only the ministries that were existing at that time. I could be wrong about that.

Well yeah, but this isn't going to be a church thing. I mean, why can't people start their own, you know, a shared insurance responsibility where everybody pays in a certain amount, it's much cheaper than what it is. Oh, like a co-op of some sort, right? Yeah, everyone doesn't need to be covered constantly, so there's not that, covered constantly. So there would be enough money to help the people that run into trouble. So it comes down to, would the banks, and it's always about the money, Francine, you know that, would the banks look at that as being held harmless from the collateral of the land being damaged in a fire?

Yeah, I can't respond to that because I don't have the knowledge, you know, but as far as I can tell, there's no actual reason why if it's done with, you know, the attorneys and blah, blah, blah, blah, something like this could not be put together and people take control instead of letting the government dictate to them. Yeah, but everything about Oregon is control. That's why we have an

insurance commissioner. And that's because we don't take charge. All right. Well, I mean, I don't know. I'm putting it out there and people with more insight and knowledge and all that can respond to the concept. I think... Oh, no, I like the idea of taking charge, but then, you know, taking charge usually seems to be thwarted by people known as judges and the law. Yes, but Bill... It's magic paper though, remember that, magic paper that's there to protect you. Just say no. I'm serious. Do not take it. All right. But you see, you can say do not take it, but if you're dependent on a mortgage, and that's just it, most everybody's had to get had to get a mortgage, you're sucked in it. And that's, you know, but okay, but mortgage depend, you have to have your

place insured to cover the mortgage. That's right. So what's wrong if they can come up with a legitimate way of being insured through not going to have to go through one of these insurance companies that won't insure them anyway? How is that going to hurt them? I mean, that's going to... No, it wouldn't. It's a matter of whether the mortgage holder would view that as actual coverage. And I doubt that they would look at the pooling of money in order to cover it as coverage. I don't think they would look at it that way.

I could be wrong. I could be wrong. We're just doing this off the back of our cocktail napkins. Okay? This morning, all right? But I appreciate the call. Thank you. This is the Bill Meyer Show.

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She's here to save you money. In fact, didn't you say, Charisse, over at No Wires, that there is a big deal going on with Dish right now? What's the story? Okay, so I just got back from LA. I had my Dish conference. Wait, wait a minute. You survived LA? Really?

I had so much fun. I went to a Dodgers game. Okay, so you didn't go where the homeless were. You went where the Dodgers were. Okay, all right, good. I went and had fun. And I got to see Shohei Otani hit two home runs. It was the most amazing baseball game I've ever seen in my life. And I was there. It was so awesome. Oh, good. It's so funny to hear from a fangirl. That's so funny to hear about that. All right. So you're at the Dish conference. So that means you brought back and you've got a great deal for people that are looking to save money on

this, right? What's the story? So first of all, if you have gotten a $500 gift card, it's the last month. They are getting rid of the $500 gift card. That is the best deal. If you've ever thought about getting Dish and you haven't switched over, now is your last chance to use that $500 Visa card. Bring it in to me. I'll switch you to Dish. I'll help you cancel your Spectrum or your DirecTV. And then I'm going to lower your internet. I'm going to lower your cell phone bills for free. I save that average person $2,000 a year. Use that towards your property taxes. Or your fire insurance as we were talking about that. Exactly. One way or the other. Now the thing is, I was going to ask you,

are you still doing the thing with Spectrum like Linda and I did with the two lines for 30 bucks a month? Is that still gone? Mm-hmm. So one line free, no contract, no hidden fees, no taxes. Second line, 30 bucks. That's it. Unlimited, Talk, Text, and Dat It, the Verizon network. If you walk into Costco's, I love Costco's. We all love Costco's, okay?

Yeah, I know it's going to happen. I know you're going to walk in and they always ask you, right? Yeah. And so I just had a family of four come in this week. They switched over to the AT&T from Verizon in the Costos. Their service doesn't work. They were basically told they were going to get free phones, yada, yada, yada. His phone bill was like three, 400 bucks a month.

And I helped him. I helped him switch back to Verizon through me and I got his bill to 90 bucks. I'm saving him like 200 to 300 a month. Yeah. Now restrictions apply. Talk to Cherise over at NoWires now. It's like if you want to get this deal we're talking about with the Spectrum wireless, you have to have Spectrum internet, right, in order to do that deal, right?

Correct. And if you have something else, come talk to me. Maybe I can help you figure out just lowering your bills. That's something else I'm really good at is if I can't switch you, I can still help you lower your bills. So that's an option. You must have a real gift for negotiating with these people because if I try to talk with someone at Spectrum or some other company or dish or whatever it is, they're just like,

the heck with you. But you always end up, now my mother as an example, she's in a senior citizens apartment, that kind of thing, and you're only limited to spectrum. That's all you can do, right? So it's either spectrum or nothing. But you get her billed down. It works. Yeah.

You know what? There is other options. Direct TV stream is awesome. It's just like Dish. It has the cool DVR. You don't have to install a Dish. So we have other options. If you can't get the Dish, I think Dish is the best.

I think we all do if you have it. It's hard to switch to something else after you've had Dish. And Dish has the streaming and they have three months free. So that was the new promotion. If you're not getting the $500 gift card, I you three months free service that's awesome. All right so this is what you do now Charisse of course on Open for Business no wires now.com is the website she's at 1560 Biddle Road Sweet Beats over there by the cigar cave just down the in that neighborhood in Medford and you're there

five four one six eight zero five5875. You can text message your bill to her. If you have a cell phone, just text message that to her or else call, get an appointment and show up. And you're there most days, aren't you, during the week? Yeah, Monday through Friday. Also, let's say you owe money. Let's say you still owe like two, three hundred dollars on your phone. Spectrum has a buyback program. They'll give you that money back and then help you get your bill down to 30 bucks. I mean you can't beat that. Okay, well find out and get the details from Cherise said no wires now. Family owned and operated. How's Kyle doing? Is he doing the install still for you?

You know, he was in a car accident in June talking about insurance. He's not really doing much installs anymore We're starting to focus on smart box, which is like used in like RVs. So if you're a business I help businesses to bill, you know, if you have a Spectrum bill I could help you with that if you have a hunter bill, you know business they really up charge the amount of internet well I'll tell you what though. I so you can help on the amount of internet. Well, I'll tell you what though, so you can help on the businesses too. I'm real sorry to hear about Kyle and I hope he gets better and gets back at it because he was doing good at that. Yeah, he's kind of done doing it and he's probably

going to get disability. He's been injured pretty bad. Boy, I guess he must have been. Goodness, I'm sorry, I didn't mean to get personal on that. I just thought I hadn't heard. Today's my husband's birthday too. Happy birthday, honey. I love you. Yeah, happy birthday. We hope you get better, honey. Okay. All right. Hey, I'll tell you what, but we'll put all your information up as always. 541-680-5875. I know you're working hard for people and thank you very much. Yeah, thank you too Bill. Have a good day. Call me everybody. Bye. No wires. Cherise 541-680-5875. Blue Star Gas employees live, play, and volunteer here in the Rogue Valley and truly care about their customers. As a customer, you can count on Blue Star Gas to provide excellent service for decades and generations to come. For more information, visit bluestargas.com. That's bluestargas.com. Whether you're building one house, two houses, or attractive houses, your best buy for all the lumber you'll need is from Hughes Lumber Company on Crater Lake Highway next to Garrison's. At Hughes Lumber, they carry all the framing, siding, foundations, flooring,