Bill Meyer Show Podcast - Sponsored by Clouser Drilling www.ClouserDrilling.com - 11-10-25_MONDAY_6AM

Episode Date: November 10, 2025

11-10-25_MONDAY_6AM

The Bill Meyer Show podcast is sponsored by Klausur drilling. They've been leading the way in southern Oregon well drilling for over 50 years. Find out more about them at Klausordrilling.com. Here's Bill Meyer. Good morning and welcome to Monday, November 10th, 2025. 47 degrees could be nice and dry. Maybe we get some rain back Wednesday into Thursday, Wednesday, 9th, to Thursday. That's about it.

Other than that, go out and get done what needs to be done. and it appears that the long 41 day or I mean who's counting at this point the long partial government shutdown is going to be coming to an end probably within the next few days I know last night was when things broke things broke and leader Thune ended up announcing that the end of the government shutdown deal is coming together and it would reopen it and even there would only be a temporary deal

through January 30th of the next year from Fox News they're reporting on this there are now enough Senate Democrats willing to back a revamped plan to reopen the government and by the way the Democrats who ended up voting for this

who ended up crossing the lines many of them are not facing any kind of electoral challenge in 2026 and three of them are retiring so it's like it's one of those things like hey okay we're people

were not real happy with doing these senators were not real happy with it in the first place and of course one of them John Federman was one of them. He's not looking for any kind of election challenge next year and he went along with this one and

Thune saying we're close to the finish line according to Cortez Catherine Cortez a centrist one of the three Democrats who have repeatedly voted to fund the government and anyway so deal is three bills to fund the government through January 30th, a mini funding bill that reverses

the reduction in force notices, and it would also fund the snap benefits, snap benefits through next September. Now, not everybody is happy about this on the Democratic Party side. One of those, Jeff Merckley. Senator Jeff Merckley put out a breathless press release last night, and Senator Merckley saying Oregon U.S. Senator Jeff Merkley issues the following statement announcing he is voting against the bill that funds the government

but does not extend the Affordable Care Act's enhanced premium tax credits. The vote to night to reopen the government with no deal on health care is a brutal blow to all those who have stood together to save affordable health care for more than 20 million Americans.

I strived to stop the outcome. I will vote no tonight with every fiber of my being. And to be sure, the real villain is Trump and congressional Republicans who shut down the federal government because they refused to restore health care after they savaged it in their big, ugly betrayal of a bill, all to fun.

Oh, yeah, here's the standard Democrat talking point. Tax breaks were billionaires, all right? And in a fit of cruelty unparreled in recent American history, Trump inflicted maximum pain on Americans by withholding SNAP benefits, canceling thousands of flights and illegally firing federal workers. So Trump illegally canceled thousands of flights.

Okay. Not people like Merkley who kept a CR from going through. It is a fascinating inversion of reality. And by the way, if I recall Senator Berserkley, hey, Merck, Donald Trump, was hoping that they would break the filibuster so that they would have had paid the snap benefits and such but uh anyway oh my gosh sometimes i wonder if murkley actually believes what he writes using hungry kids and our most vulnerable families as bargaining chips

casts shame on the entire republican party murkley has never has never effectively my opinion, at least to my knowledge, has never announced why the enhanced tax credits, which were always supposed to end this year, everybody knew when this passed that this was supposed to end at the year of 2025. The end of 2025, these enhanced Obamacare tax credits were supposed to go away. Everybody knew this. This is something which started during COVID. It started during COVID and was meant to be a temporary get you over the hump right now and certain people that would buy off the health care exchange when they'd end up getting these tax credits.

Now, these people are going to have to figure out a way to pay their own insurance bills. I guess the question is, how much longer are we supposed to subsidize something from the COVID time? And this is the whole problem of having to subsidize Obama care in the first place, is that everybody knows, including Jeff Berkley knows, that the Affordable Care Act is nothing of the kind. It is the unaffordable care act. It has always been the unaffordable care act. The only way it pencils, the only way it becomes affordable is if the government taxpayers just write tax credits or hot checks to everybody that's on Obamacare. That's all there is to

it. I don't, I don't know how you get around this. In other words, it's affordable only if we continue to do these tax credits. And I'm wondering if that's really the game here, because people have, especially on the Democratic Party side, they have so much invested in the Affordable Care Act even though the Affordable Care Act doesn't work unless you have billions of dollars, billions and billions and billions of subsidies in their paying for people because you can't afford to pay the premiums. They have to try to keep the lie alive, is all I can say. And maybe the real conversation that has to move forward then is what to do about Obamacare.

And as long as they continue to do these tax credits and pour billions upon billions upon billions into Obamacare, there's no incentive to do something to actually come up with something affordable and or reasonable and or repeal the whole thing and start again because I don't think there's anybody that I'm aware of and I could be wrong. Maybe you are. Maybe you're getting those subsidies and so you're perfectly happy with another 800, 900, 900 a month, whatever the case. I don't exactly know how much the tax subsidy is on average. We can take a look on that. But it's significant. It's significant, and we've also just added another trillion dollars to the national debt just over the last 30 days.

It's not sustainable. There's a lot of this that just isn't sustainable. Normally, though, Merckley only talks about sustainable when it comes to sustainable development because he's all in on the carbon scam and all the rest of it. But, yeah, Merckley voting no with every fiber of my being. So he would just, I guess Obamacare is the hill that Merkley is willing to die on. I know there was Todd, Todd on my Facebook last night was mentioning here, Bill, but, you know, what are we going to do about preexisting, you know,

people can't afford preexisting conditions? You know, Todd, I don't have an answer for that right now. I guess the question would be, how can you have an insurance company, how can you have any kind of real insurance plans, An insurance plan is supposed to insure for risk. How can we have an insurance plan, even if we call it the Affordable Care Act, that really is an insurance but is just prepaid medical care? And everything is covered.

Everything is covered. No restrictions. You know, whatsoever, for the most part, everything is covered, right? Pre-existing conditions doesn't matter. Okay, great. Go ahead. Pay a few hundred dollars a month and you're pre-existing. Yeah, I know it'd be nice, but at what point does health insurance have to go back to being health insurance?

And I would say this all along. Maybe our real challenge. And I know last week with the elections in New Jersey, some, by the way, are questioning whether that was a legit election. Once again, it's the overnight vote count, right? It's when the Democrat cheat machine always starts. But I digress. Okay. Everyone was talking about the socialism. Oh boy, you know, look at these kids. They voted for socialism in New York City. And yeah, they did. Maybe they're just loading for a different deal. I think what we're living through right now is the fact that we already are a socialist

country that has been trying to convince itself that it is not. It's like we have a socialism, you know, just about everything in the social welfare benefit of it is just a pure socialistic approach to something. Tax productive people and then transfer and everything is transfer payments. I was talking about transfer payments last week, right? Think about this. Think about this. Medicare, pure socialism, what you pay in has absolutely nothing to do with what you're going

to get as far as as, as Medicare. Medicare benefits. By the, I'm not saying, hey, if you're on benefit, you're forced to go on Medicare. I get that. I'm going to be forced to go on Medicare. I'll be 65 next year. So I'm in it right with you. But let's not kid ourselves. It's socialism. Social security. Make no doubt. It is socialism. How often the, you know, or what you end up getting pain out of it. a lot of times has really nothing to do with what you paid in especially if once you start ending up getting into you know disability payments and all the rest of it

you know it's like it's all socialism all of it is socialism Obamacare was a semi-private hybrid sector socialistic type thing it's all socialism all of it and we're trying to convince us Boy, you know, we don't want the kids voting for socialism. Well, too late. Grandma and older boomers like, or younger boomers like me. You know, we're all part of that.

And then the earlier generations, we're all part of that. This has been going on for a long, long time. We're still trying to convince ourselves that, boy, we don't want to go into socialism. What about that guy on the hat? It does the announcements for Hannity. Hannity, we're here to fight and stop socialism. Wait a minute, we've been doing this for a long, long time. We're only arguing about the degrees of socialism.

And who gets it, aren't we? Now, I'm not doing this to cast aspersions of people. You know, we're forced to go on it. We're forced to pay for it. And unless you're really wealthy, you're pretty much forced to take it. None of us have been able to escape paying for Social Security and or Medicare in our working lives. You know, you had to. You're a wager.

You're paying it in everything, 14, 15%. I know that the rate used to be a little bit lower, but it is still socialism. It's a Ponzi scheme socialism. Any company that came up with a Social Security system type thing today and ran it the way Social Security did would be arrested and put in jail, Republicans. and Democrats get reelected for having come up with this and continuing to do it. We're in the end game, I think, of this, aren't we? Isn't this really what we're talking? We're all sitting here fighting over whether the SNAP benefits get paid, you know,

whether the Obamacare tax credits, the enhanced tax credits get paid. It's all socialism, every single bit of it. In fact, I almost wish that there was a name tag that was put on every social. welfare program, just so we could finally start being honest with ourselves, because I think we sit around here and try to convince ourselves that, yeah, you know, it's still a big capitalistic system, you know, government, and individuals, we all pull ourselves up by our bootstraps. Hey, that left the train station a long time ago, didn't it? And this is the challenge that I think we find moving forward.

Even when I'll talk for friends and relatives, they'll talk about Social Security. Oh, you can't call that welfare. You can't call it a benefit. And I said, listen, we're all paying in. We're forced to pay into it. And most people get out way more than they put into it. It's essentially a wealth transfer from the young workers to the older retirees.

always has been, you know, always has been. And I'm not criticizing that you've got to take it. You've got to pay the government 15% all your life, and then, oh, you're supposed to save another third of your income so that you can have that $4 or $5 million in the bank by the time you retire and then quit and then live off of that for 30, 40 years. Most people aren't able to make that happen. But I know that I'll talk with people and let's say, well, I paid in.

Yeah, you paid in, and the money immediately, most of the time, ended up going to a current retiree, or it then went into the so-called Social Security Trust Fund, which meant that the government spent it for something else and put a little IOU in it, which means they just tax people for today or print the money into existence. It's just, you know, I'm sorry to kind of blather out about this a little bit, but all the challenges I think that we're facing right now, or the end game of the fact that, yeah, we already went socialism. We just call it something different.

Or else it's kind of like, all right, you have a bit of an oligarchic capital system and then with a good undercurrent of socialism that's there. How do we get ourselves out of this? I don't have that answer. I'm not claiming that I do. But one of the first things we should do is stop not calling it socialism. Boy, we don't want the kids voting for socialism. Boy, we don't want them going for socialism in the schools.

Well, the school system, there's another example, socialism. It doesn't matter what you actually bring to the table. Everybody gets their indoctrination, and everybody else productive is forced to pay for it. Well, someone paid for you. Yep, someone paid for your socialism when you were a kid. All right. All right, I'll stop that here for a little bit.

Anyway, speaking of the socialism is known as Obama. care. Tony Holland's going to join me here in a few minutes and he's going to help us try to find our way through this open enrollment, given him to everyone's talking about the socialism problem with Obamacare. We'll talk about some suggestions for getting a better deal.

We'll have that and a bunch more coming up, okay? When Italian food sounds good and when doesn't it? And I'm on KMED. 629. Tom is a member of the early morning risers commenter club here. Hey Tom, I was just talking a few minutes ago with how we have been

force fed a little bit of socialism at a time, and we're still trying to convince ourselves that we're not a socialistic country when it comes to our... I really appreciate your clarity on it, and you nailed it. And this is, you know, it's like the gorilla in the living room that everyone's walking around, but it's truly, as you say, I think you just spot on on everything you said. You know, we have a... You mentioned all the socialist education, social security, and social security, forth and so on. And, but we also got, you also got to recognize that we have a socialist

monetary system, form of the Federal Reserve, and being able to print money. So now we are in a 38 trillion dollar debt. This is all part of it. Part of it. You know, I would say a little bit, I don't want to sound like Bernie Sanders when I say this, but, you know, essentially, I think we have an oligarchic money system when you have central federal reserve or central banking type sort of situation because the group that ends up getting first crack at newly created credit money is usually, you know, the large markets, the, you know, the major banks and the oligards. The armament's industry too.

Yeah, yeah, that's part of it. That's true. You know, and the kind of system we have now is concentrated power in the, central government, the federal government, far beyond anything what the founders intended. They really saw a very lean, mean central government, just with very limited powers. But, you know, particularly since Roosevelt, FDR, we've just had this huge expansion of government. And I think that what it has been has, you know, there was a huge expansion of government power and government action. And then I believe that the social welfare system that's been created, especially since the mid-1960s or so, has been designed, I think, to keep the people quiet and to, I think that's part of it, at least.

Well, I've said that often that the welfare system is as a bribe to keep people not rebelling so that the warfare system can keep on going. And the whole thing is, you know, we've got a vastly over-empowered federal government. And, you know, between the Civil War in 1913, there was a huge, huge number of welfare organizations way beyond anything we have now. It's all private. And the question is, at this point, is the big battle between left and right is left really sees government as being the agent of welfare. And I think it's a good question, is if we had a model of a free market, could welfare be handled by private industry? But we have a communist monetary system, so you almost need a communist welfare system to go along with it to make sure that we all continue living and so forth. Yeah, an equal level of misery in the projects and that kind of thing.

You know, part of it, though, I think, is how, and this is a larger conversation that I can really have time for right now. I think this is something we almost have to make time for it, when I can say, hey, we're going to talk about this for a half hour, 45 minutes. Private, the private sector used to take care, and should I say, used to take care of a lot of what was considered charity. Okay, and welfare. And there was a lot of this because there was a day and I think you have to go back to the 1800s, 1900s, even the early 1900s or something like that, where people who were wealthy, it was not just a super hyper individualistic society. See, this is an example where our culture has changed and I think that also changed the way it used to be. used to be that, and I think a lot of this had to do with the Christian ethics that you are doing well, you have a duty to share your bounty or to try to help your fellow man, not just to make the next quarterly stock report, okay? I think that was it. Now, I'm not

criticizing capitalism. I'm talking about the way capitalism was run in that earlier part is that the wealthy, I think in those days, felt more of a duty, a Christian duty to help their fellow man. And the difference now is we have a Marxian welfare system whereby the government pulls a gun in your, puts a gun in your ribs. Exactly. Essentially, what we do is that we don't give as much because, well, I already gave it the office. I paid my taxes because it's the government's job to do the charitable good deeds, okay? Yeah, exactly. So it's been a big shift. Boy, I'd like to talk with you more, too, also about the health care system and so forth.

But it's messed up, and people, that's the first step. Well, yeah, but Merckley, but Merckley wanting those Obamacare, those tax credits extended here, I understand that there are people that would really like that, but all it's doing is, is perpetuating the lie, is what it's doing. Exactly, exactly. All right. Tom, I appreciate it. We will pick this up, all right? It is 635 at KMED and KBXG, but we will be talking about sensible ways to help you on the insurance thing, given that open enrollment is there, and none of it's affordable, okay? So we'll be talking about that with Tony Holland.

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He is a leading health insurance industry veteran, three decades of executive leadership, experience in the field, including service as the CEO, the major insurance operation. And we're going to talk about helping you navigate changes in finding better coverage at lower cost. I mean, I heard Senator Merckley over the weekend saying, I'm not going to vote for this health care or this government reopening here in Oregon, because it's not taking care. of health care. Well, the way I'm looking at it. Well, let me talk with Tony about that first. Tony, it's great to have you on. Thanks for taking the time this morning. Good morning.

Thank you, Bill Meyer. Honored to be here and blessed to be on your show. And your website, by the way, is integrity.com, right? Integrity.com. Okay. And what is it all about? Tell me what this company does in the first place. Well, integrity is, we're the largest distribution arm for many health care, life insurance, and also wealth planning. So we're We have pretty much three tiers. We do a lot in health care, which we're going to talk about today. We do a lot in the life insurance field also in wealth planning. We do everything from annuities to Medicare, Medicare Advantage, METSA, ACA, which is the topic of today right now.

Yeah, and we had Senator Jeff Merkley of Oregon not voting for the government reopening here because they were saying, hey, this is all about the Obamacare ACA subsidies. And yet the way I was reading this is like, oh, Jeff. Dude, you know, it's like everyone's math challenged. It's obvious that if the ACA, these Obamacare health insurance, you know, policies that were going out to these people, if it can't work unless you have billions of dollars going into it, that means it's not very affordable and something is wrong. And I don't know. Where do we go on something like this in your view, being in the industry? Well, it started out as something that was very favorable on paper, back when it was signed into law. in March 23rd, 2010.

I'm sure everyone remembers that we could keep our doctor. Of course they're going to be low. It's going to help the uninsured and those that had, you know, options that were not available. And the major provisions, we know, went into effect in 2014. But we've learned over time it wasn't quite what it was structured to be. It's become more. I know we talked earlier. It's kind of become the unaffordable care app.

It's been very challenging. It's been artificially affordable due to these tax subsidies due to the American Rescue Act of 2021, the Inflation Reduction Act of 2022. And now those tax credits are about to expire at the end of the year. And that's what this whole challenging debate was about what the ACA program, because it's going to cost taxpayers, get this, $35 billion. And once those subsidies are lost, a lot of people are going to realize the impact would, which was going to result to about a 75% increase to most consumers. And that's a lot of money for anybody if all of a sudden you're paying $500 a month, and then you're told that you have to pay $1,000 or if you're paying $1,000.

Of course, I don't know. What is a typical ACA premium cost, do you know? Could you give us an idea? Yeah, an idea. Some people, depending, it's based on their course their age. and but for an example someone that was paying about, you know, $800 a month for family coverage could be looking at $1,700. So that's a big increase for most people.

It almost doubles. So this is not a small amount of money, so you can understand and feel very sympathetic about this. But at the same time, we added another trillion dollars in debt just in the last 30 days or so. So we're kind of spending ourselves into an early grave in this country, aren't we, at this point? Yes, absolutely. The biggest challenge I see overall in health care, there's a lot of challenges. As we saw with the whole Doge campaign earlier this year, there's a lot of fraud, waste, and abuse in the system, and in health care. You have carriers gaming the system, and that's what the Republicans were really concerned about.

If we're going to extend this subsidy for an additional $35 billion, we want to make sure it goes to make health care afforded. not lying the pockets of the carriers so there are challenges there you have providers that were gaming the system and you have you know we have people that are on the plans in the system and health care that shouldn't be using our health care namely with undocumented individuals that really put a strain on health care is that a bigger deal than you might think oh yes absolutely especially if someone is from it that's here undocumented or how do you want to I describe some people say illegal, illegal alien, however you want to describe it.

But normally they don't have primary care physicians. When they get sick or there's a health challenge, they go directly to the emergency room, which, you know, those costs are astronomical, but if they can't pay it, it falls on everyone else. I mean, these hospitals don't work for free. So, yes, it does put it a major strain. And when you have eight, that is, that's between 8 and 12 million undocumented workers here in this country, Those people have to get their health care from somewhere, and we're ending up in the long run covering that expense. Okay.

So, Tony, how do you suggest then approaching this? We are in open enrollment, not just for Medicare, but also for the Obamacare, for the ACA situation here. And I was under the impression that there are very few private sector options available at this point, that ACA has made it next to impossible to have any kind of private insurance. maybe, you know, kind of affordable insurance, or maybe there's only a few ways of going about it. How could you help us out on this? I mean, what are you saying? Well, the open enrollment started last Saturday, November 1st.

It ends December 15th. If they want coverage to start January 1, so I think make sure people understand the enrollment period for the ACA program. If they don't select by December 15th, they still have until January 15th to get coverage for the year. So some of my pointers I'll give to your audience real quick, they need to actually. actively shop around. Some plans have pulled out of the market, like Aetna. Aetna dropped about a million clients for this coming season for 2026. They decided I don't want to be part of ACA. So make sure you shop around. The premiums have changed, the benefits of change, provider networks have changed. They do that. It happens annually. I do believe, so to give your

audience some confidence that are on AC, I do think they're going to do some type of adjustment. I think they're going to extend the enrollment period. They're going to have to because of the challenge we've had this past week or so in terms of the enrollment. People were kind of stuck. They didn't know what to do because what do I do? Am I getting a subsidy or not? So I also think they're going to extend that subsidy temporarily so they can figure out a better way. Number two, focus on your total annual costs, not just a monthly premium.

You've got to look at what's out of pocket overall for that specific plan. Maybe consider there's other options. High deductible health plans are an option. Health savings accounts, which are like an investment vehicle. which are really, really great. There's also critical illness plans, hostile identity plans, or short-term medical plans.

There's also catastrophic coverage. There's also direct, which when I was a kid, we had this, we paid directly to the primary care. They have what's called direct-to-primate care coverage and also a new program called health care reimbursement. Make sure you maximize subsidies if you get them. Make sure you stay in network.

If you're in a network plan, if you go out in network, there's going to be substantial costs there and two last points for your audience, make sure you review your prescription drug coverage and make sure you utilize all the preventive care. Many of those preventive care, like annual checkups, screenings, and vaccinations are absolutely no cost. So those are some tips for your audience. Is there anything, well, I know that a number of years ago prior to Obamacare to ACA coming in, it was well known that there are many people, even back then, who were able to get a catastrophic

insurance program, but they were reasonably healthy people. They're saying, hey, you know, I'm just going to take care of my own medical bills as they come, but if I get something huge, it's an accident or, you know, cancer hits or something like that, then it ends up going. And it was like the traditional, all right, you pay 20% of the plan and then 80% of it ended up being submitted. Is that all over now? Is it completely gone?

Or are there still some remnants of that? Yeah, yes, there is still revenues that. There's people that can self-insure, and those are the part of the alternative options I've shared with you. I would tell your audience, please check out a health savings account, and here's why. You can save pre-tax money for medical expenses, and an officer typical tax advantage. The investment vehicle inside the health savings account grows tax-free, and once you retire and you don't utilize those funds. By the way, those funds roll over year after year after year, and you're allowed up to the max for an individual. you'll get this bill. You can do up to $4,400 individually and $8,750 for a family,

and that's all with that triple tax advantage. And if they don't use the money, they can roll it into the retirement once it become retirement age. It's a great vehicle to use along with catastrophic coverage and the other vehicles I shared earlier. I didn't know that. Okay, so your health savings account can become part of your 401K eventually if you don't use it, right? Yeah, you don't use it. And if you don't use it that year, that 4,480, 750, plus the investment vehicle that you've made on that account rolls over into the next year. And if you don't use it for two or three years, it's still your money, it's still growing tax-free, and you can use it later when you retire. Pretty unique vehicle.

Yeah, but at least if you have major medical expenses and even deductibles, there it is. You've got your co-pays on something like that, right? Yeah, and it takes care of those medical expenses. deducted out of it, tax-free. Pretty awesome. And also, like I said, direct to primary care coverage, check with your primary care physician. A lot of them have direct to primary care coverage. That's an awesome opportunity, new health care reimbursement plan. So meet with a tax professional on this, or I always tell my clients, make sure you're working with a certified health licensed professional that is a broker in your community. I'm very literally these call center type organizations that are out there because many of those people aren't fully trained, they do what's necessary to get the basic licenses, but you want to make sure they have the FFM certification for ACA. If you're dealing with Medicare, they need to make sure they have the AHIP certification, and they must all do the fraud, waste, and abuse certification. So make sure you check that out with whichever broken. Another tip I'll give your

audience, check their referrals. Say, hey, share with me three people you helped in the last couple years that I can talk to that make sure you gave them the coverage and advice and they're satisfied with what you perform for them in terms of their health care. Please do that. Just like you would do if you were having someone do work on your house, you should do the same thing with your health care. Now, what if you are an individual that has some ongoing health problems and what the Obamacare Act was all about was, okay, pre-existing conditions don't matter and yet the problem with this, as I would see it, as far as running insurance, is that how can you insure against something that is already happening? You know, it'd be like, all right, I'll buy insurance after I wreck the car.

You know, nobody lets you do that. What do you say about something like that? Well, that's what the ACA program was for prior to the ACA. If you had a critical illness, you couldn't get coverage because of pre-existing condition exclusion. So you could get coverage, but that condition wasn't covered. So that's why, you know, the ACA still serves those clients. There's four different levels. You have the basic level, which is the broad plan, which I recommend for people that are in really, really good help.

The program is the silver plan, which it covers about 70% of the cost. But for those that you're speaking of, Jeff, I'm sorry, Bill. Those that you're speaking of, the gold and platinum plans would cover about 80 to 90%. And so when I have someone that is in that type of situation, you're dealing with cancer, they're going through chemo there. They've got a lot of medical problems. They need to be in a golden platinum plan because they can cover anywhere from 80 to 90% of those costs. Okay.

Yeah, that's what that's for. But if you're in reasonably good health, go to the lower plan and save yourself a bunch. I would say go to what Brian's plan and pick up that health saves account I spoke about earlier. All right, very good. Tony Holland once again, and the website is Integrity.com. Integrity.com, and you have a lot of suggestions in there. And so I just want to hear from you that you're thinking that they'll reopen the government and they will revisit those Obamacare subsidies, maybe extend them for a little while

and then try to figure out another way out. Is that what you're thinking? I think that's why they had a few of the Democratic senators this morning flip over, that they're willing to negotiate. I believe they're going to give an extended period just so they can work this out. So ultimately, one, we get the governor. back to work and get people to get into the health care plan because this is a life and death situation for a lot of these people, especially those that have those critical challenges with

their health care. Yeah. And the other thing is that you've got a lot of people who've been working without pay for a while here, too. It would be nice to have the airports open again, wouldn't it? I mean, all of them. Well, you know, we're in a challenging times, but ultimately I think everything's going to work out for the best. Bill. I'm an ultimate optimist. I've been around for 30-some years in this industry, and everything tends to work out for the best. I think that when both parties can come together, it just

use common sense leadership and make decision what's best for everyone. I think it's all going to work out. I really do, Bill. Tony Holland, once again, health insurance industry, a veteran here. Integrity.com is the website. Tony, we appreciate the update. Thanks so much for the analysis. Be well. Thank you, Bill Maher. Take care now. Thank you so much. God bless. Goodbye, Tony, Holland. We need the blessings these days. That is for sure.

6.54. You're on KMED.