Bill O’Reilly’s No Spin News and Analysis - Biden's Hail Mary Speech, Accusations of Violence, the White House's Tweet Flub, Cable News Changes & More

Episode Date: November 4, 2022

Tonight's rundown: Talking Points Memo: President Biden and the Democrats are taking their last shot to win the midterm elects, by focusing on Donald Trump? Democrats say Republicans are stoking violence, but new incidents show it's not just a GOP problem Twitter fact checks the White House's social security claims, leading to an embarrassment Bill reports on the latest changes happening in cable news, involving CNN and CNBC This Day in History: Geraldo get his nose broken while taping his talk show Final Thought: Concierge Members come through! In Case You Missed It: Read Bill's latest column, "The Saga of Paul Pelosi" Get a BillOReilly.com Premium Membership today and get "Killing the Legends" free! A Premium Member Exclusive Event: Midterm Election Impact: What to Know – sign up to watch TOMORROW! Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey Bill O'Reilly here. Welcome to the No Spin News, Thursday, November 3rd, 2022, stand up for your country. So something amazing happened last night, historically, and very few Americans understand what it was. I'm not being arrogant or supercilious or say, I'm smart than everybody else, but I look at these things as a historian would. So here we have a sitting president, Joe Biden, who is going down. So I can tell you with certainty now that the House will go GOP. Okay, I can tell you on November 3rd that five days from today, the House of Representatives will be in the hands of Republicans. That's it for Nancy Pelosi.

Say goodbye to her. Forever. You're not going to hang around. Okay? Senate, we cannot make that assurity. I might be able to do it on Monday, but I'm not sure. So Biden knows this, because everybody knows it. And he gives a speech that says, hey, how can you possibly vote for a Republican

because they want to take away our freedom? That was the tone of the speech, and that is the subject of this evening's talking points memo. So it was a blatant attempt to scare voters. I don't think it worked. I don't know anybody who would believe this nonsense, but Biden tried. What they call this is a Hail Mary pass. So I'm a former quarterback. And when you have one more play left, just one.

Clock's running out. You throw the dang ball as far as you can throw it, hoping one of your guys will catch it and score a touchdown that will save you. That's a Hail Mary pass. Okay. The most famous one was Boston College doing it Doug Flutie and beating the University of Miami. That was an amazing Hail Mary situation. So anyway, Biden gets up. there and his theme is not we're solving problems better with the Democratic Party. No. Not that I have a handle on the economy and inflation. No. None of that at all. It's one thing. Trump is evil and the people who follow him are evil too and they're all Republicans. Roll cut one. You know, American Democratic Senator attacked because the defeated former president of the United States refuses to accept the results of the 2020 election. He refuses to accept the will of the people.

He refuses to accept the fact that he lost. He has abused his power and put the loyalty to himself before loyalty to the Constitution. And he's made a big lie, an article of faith. and the MAGA Republican Party, the minority of that party. What does that have to do with the vote on Tuesday? What does that have to do? It's history, okay? Trump and Trump's opinion about the election has no linkage at all to the state of the American people right now. None.

So why is this being brought up? Because it's the only thing, saying, abortion didn't work. Didn't work. Not going to sway many votes. So let's get Trump in here again. That's that that was all about. And then Biden extends it by going into the Pelosi break in. Go. And it just, it's hard to even say. It's hard to even say. After the assailant entered the home asking, where's Nancy? Where's Nancy? Those are the very same words used by the mob when they stormed the United States Capitol on January the 6th. When they broke windows, kicked in the doors, brutally attacked law enforcement, roamed the corridors, hunting for officials, and erected gallows to hang the former vice president, Mike Pence.

So Trump is responsible for the Pelosi break-in because the guy, the derailed. lunatic was saying, where's Nancy? And I said this earlier. The guy wanted to terrorize Nancy Pelosi, obviously, went to her home, broke in, she wasn't there. What is he going to say? Where's Camille? But no. They found, they being the Biden speechwriters, no, no, let's link it up to January 6th, nothing to do with it, nothing at all to do with it. That guy wasn't thinking, oh, yeah, those people were roaming around the Capitol. I'm going to do the same thing. No. That loon couldn't even make a determination close to that. As we said, he wanted to leave the planet, which he has, you'll never see him again, and he figured that was the way to go out

in the blaze of glory. Now, Biden's speech ended at 7.45 p.m. East Coast time. A few minutes literally after that, Don Bulldoch was attacked in New Hampshire. He is running for the Senate on the Republican ticket, all right, against Maggie Hassan. A guy attacks him. All right. Not a MAGA guy. Another loon attacks Baldock. Minutes, if this isn't a signal from God, okay, minutes after Biden is a complete fraud on his speech, just minutes, this loon comes out and attacks Baldock. Now, Baldock's okay. The guy's name is Joseph Hart in custody in New Hampshire.

They don't have no bail laws there. all right and he'll be charged with criminal trespass disorderly conduct whatever else they can charge him with okay so again we're having attacks on political people but when they come from Biden's side they don't say anything it's like they never happened so we did a canvas of the CBS NBC and ABC morning shows think they covered baldock didn't mention They got three hours. Didn't mention it. Blackout.

CNN covered? No. MSNBC? Mm-mm. Morning Joe. He missed it. Now, imagine if Maggie Hess on the Democratic candidate had been attacked.

Okay. The only one of cover it was the Fox News Channel. Okay? Out of the six morning news shows, one covered. There you go. Put it is. So I'll tell you, a lot of you watching me right now and listen to me on a radio, you didn't even know that happened. You didn't even know a Baltak happened.

Biden doesn't even know what happened, but it doesn't matter to Biden. Okay? And I'm guessing here, but I'm pretty sure. Okay. So there is anger rising. Anger's rising on both sides. I got a concierge member letter, and usually I don't use them. on the no-spin news, but this one's important.

And we always protect identities. We never, if you are a concierge member on billowryly.com, and I'll tell you a little bit about more of that later. Your identity is protected. Okay, we don't send lists out our premium members are protected. We're one of the only agencies that don't send anybody's information to anything else. And people offer us money and do it all the time. Let me see your list.

We'll pay you this much for name. Now, you write to me, it's confidential. So here comes the letter, quote, I'm surprised, O'Reilly, you are not asking more questions about the circumstances surrounding the alleged attack on Paul Pelosi. What gives? The alleged attack? No, it was an attack. He's an oswald of fractured skulls, not alleged attack.

Now, you want me to ask questions? about it. To whom? So here's what I wrote back to our concierge member and we, you know, we love you guys. Hi, I believe you are a concierge member because you value honest information. I am following the Pelosi story closely. I am looking at court records and what the FBI is putting out. Why on earth would I ask a speculative question and to whom would I ask it? People who speculate about tragedy are vile. It doesn't matter what party or ideology they hold. I don't trust the local authorities in San Francisco, so I'm going for information elsewhere about the case.

That is the responsible thing to do. That was my answer to the concierge member's question. But you know, as soon as that Pelosi story broke, they're a speculation all over the place. Vile speculation, nasty stuff. impugning Paul Pelosi. Now, asking questions is fine. You know, I'd like to know this. I'd like to see the video. Videos there. I'd like to see it. And if you ask question, why aren't we seeing it, that's fine. I'd like to see it. I want to know why we're not seeing that video with the break-in. And that's legitimate. But then to take it a few step further and imply something

that Mr. Pelosi might have been doing, that's not just politically wrong. That's morally wrong. So I do ask all the legitimate questions, and I get answers to most of them. But here, it's FBI and what the FBI puts out that is the only source now of information in this case. All right, President Biden, he's on the road again, Albuquerque, New Mexico. Hey, Republicans could win the governorship there. That's why he's there. New Mexico, small state, very democratic now. And then he goes to San Diego to stump for Congressman Mike Levine. It's a total waste of time.

I don't know why he's doing that, but he doesn't want to do his job. So I guess it's, he's everywhere. He's zooming around. Now, here's another one. This really gets me. I'm trying to restrain myself here. So the White House puts out a tweet. And the tweet says this, quote,

seniors are getting the biggest increase in their Social Security checks in 10 years through President Biden's leadership. That's the tweet. And they put it up on the White House. banned, okay, on the website. Well, immediately Twitter, now under Elon Moss, says no and flags it. And this is what Twitter says. Seniors will receive a large Social Security benefit increase due to the annual cost of living adjustment, the inflation rate. Nothing to do with Biden. It was an automatic. So small favors. It looks like Twitter. And then immediately after that, the Biden people pulled stuff down from the website. And Corinne Jean-Pierre says, we didn't have the full context. No, lady, you were trying to mislead the whole country as you have been doing for the past two years. Okay? Nothing you say, Ms. Jean-Pierre.

is believable. You are total propagandist. You are Baghdad bomb. Now, all White House press secretaries are like that, to some extent, the Trump people were. They're not going to say anything negative about their guy. I know that. You know that. But to go out and this, like the other day, the United States is one of the lowest inflation rates in the world.

This was yesterday, and we put up 20 countries that have lower rates. is there apology? Is they're like, oh, somebody screwed up? My bad. Stupid expression, but no, never. It's we got caught. Let's ignore it. And they get away with it because they know,

like the Don Baldack story, the corporate media, the corrupt corporate media, will not even mention it. Under Biden, America's oil reserves dropped to its lowest level since 1984. Okay, since Biden took office, we've gone from 638 million barrels to 400 million. The strategic petroleum reserve was established in 1975, and the crude oil is stored underground in Texas, Louisiana, because in 75 there was a oil shortage because OPEC was screwing around with us. so backup oil was there now Biden is depleting that to try to keep gas prices from going up and he's failing gas prices are going up

this guy there isn't anything that he's doing outside of Ukraine I support him there okay new poll Wall Street Journal Wall Street Journal poll I'm not going to say it's bad. I'm not going to say it's good. 1,500 registered voters, just a lot. Okay? They broke it out to white women. This is great. Suburban white women. They broke it out into that category. Here's the question. All other things being equal, if the election for Congress were held today, would you likely vote for Republican or Democrat? Okay. The result, Republican 54, Democrat 39. Just two months ago, August 2022, white suburban women, Republican 40, Democrat 52. So among that group, the Democrats have lost an astonishing 13% in 60 days.

Why? Food. Groceries. White suburban women. one more question for them would you say the economy is going to right a wrong direction wrong direction 74 right direction 19 two months ago wrong direction 59 right direction 31 so it's the same it's all about the food prices remember Biden told the white suburban women and everybody else that all of this inflation was

transitory that was it going to last it's lasting Thanksgiving three weeks from today, okay? Told you guys to buy supplies early. I hope you did. Boy, they're jacking it up. Everything. Jacking it up. And it's the most expensive Thanksgiving Day meal in the history of this country. Transitory, huh? Okay, shock and awe. That is a weekly program I do for our streaming partner, vidgo, vidgo.com. Now, what they do is they provide entertainment and sports at a much lower price than your cable operator does. So you go there to Vidgo, you see how much they're charging, which isn't much, you see what they will give you and you make a decision.

Now, Vidgo has hired us to do a weekly program for them that they stream on Vidgo exclusively. Can't see anyone else. I can use clips. So my latest guest was Robert Cahawley. Now, you've seen him. He's the head of Trafalga. I think the best polling service. And if Trafalga better be right, because if it's not, I'm going to look pretty bad come next Wednesday.

Anyway, I talk to Mr. Cahawley. Roll the tape. On this week's episode of Shockin'R. Let's go to Georgia. Let's go to where you are. So I don't think either a candidate is going to get more than 50. percent of the boat, it means there's a runoff, okay? Walker, according to the Atlanta Journal Constitution poll, just out, is leading by one or one and a half. It's razor thin. But is

with Kemp definitely going to win the governorship there? He's added by double digits. Won't he drag Herschel Walker over the windstripe? We know Walker's when he said to the debate because he really stuck it to him on the debate, and he tied him back to Biden. Now, as far as the other thing the dynamic people that don't really understand is what's been running in Georgia for the last 10 days has been a heartfelt ad from Vince Dooley, the beloved Georgia football coach. For 10 days, it's been running an ad he insisted on making, and he passed away Friday. And that is all that is in the news right now. And, you know, there's something to be said for the last.

thing that Vince Duly asked for was people to get behind Herschel Walker in his own voice, his own face, and the last thing he talked about, I think Coach is passing and the strong statement he gave on behalf of Walker. Absolutely.

Down in Georgia, that would help. That would help. May very well lead to a no runoff race. Wow. That's a bold prediction. The Republicans would be happy to see that. 48.9. 3.9, Trafalgar, that Walker has, he says. So anyway, look, that's the type of stuff that we do on this weekly show. We get you the best. Trafalga, I do believe, is the best, polling outfit.

We'll see, obviously, but I'm going by past elections and what they put out. Hey, it's Sean Spicer from the Sean Spicer Show podcast, reminding you to tune into my show every day to get your daily dose inside the world of politics. President Trump and his team are shaking up Washington like never before, and we're here to cover it from all sides, especially on the topics the mainstream media won't. So if you're a political junkie on a late lunch or getting ready for the drive home, new episodes of the Sean Spicer Show podcast drop at 2 p.m. East Coast every day. Make sure you tune in. You can find us at Apple Podcast, Spotify, or wherever you get your podcast.

Power, politics, and the people behind the headlines. I'm Miranda Devine, New York Post, and the host of the brand new podcast, Podforce One. Every week, I'll sit down for candid conversations with Washington's most powerful disruptors, lawmakers, and even the president of the United States. These are the leaders shaping the future of America and the world. Listen to Podforce One with me, Miranda Devine, every week on Apple Podcasts, Spotify, or wherever you get your.

your podcast. You don't want to miss an episode. The media. So, uh, Jake Tapper fails again. If you watch this broadcast, listen this broadcast. You know I don't have any regard for this man at all. And he's been demoted from prime time on CNN back to his afternoon slot where he was failing as well. Okay. Now, he was promoted on September 22nd. Now it's November 3rd. He's already canceled. Here's what I said in September.

So CNN announces today, and I'm only doing this because I'm spiteful. This is my fault. It is my character deficiency. I'm just giving you a viewer and listener warning. I don't care about CNN. I don't watch CNN. And it does not, as the cliche goes, speak to me. Anyway, they've got a big problem with ratings, as everybody knows.

So at 9 o'clock, that's a Chris Cuomo slot. And he's gone. They're putting Jake Tapper in there temporarily. So if you know Jake Tapper, you know he's terrible on television. He's awful. Okay, he's just terrible. And he'll be number three. last in his time slot in the afternoon as he was before it's amazing you know my business

television news used to be ultra competitive you had to deliver or you're out not any longer you can be you can fail year and year out year and year out still maintain your job and an example is shepherd smith okay never gotten a number didn't get a number at fox and then he went over to cnbc didn't get a number there that means he didn't get a lot of people to watch him so they've canceled his program the news with shepard Smith. CNBC is going to end it later this month. Now, I don't have any animosity towards Smith. You know, I work with them at Fox for a long time, but it's over for the standard news operations. So people aren't going to watch them anymore. You know, I got two kids that

are really smart kids, very lucky in that regard, and they're dopey friends varying degrees of intelligence there. So when they come in to the house, I'm talking with them. I'm talking with, I just, you know, I want to find out what's happening in kid world. They're not kids. You know, my daughter's 23. My son's 19. So I asked him, do you ever turn on and watch a television newsaget? No. Never. Never. And I told you this before, the average prime time age for Fox is approaching 80, 80 years old. And the only reason those, septagarians, is that what they say, aren't watching us, is because they can't work, they're afraid of the, well, I got to go to Bill O'Reilly.com, I got to press a button or what do I,

nah, nah, no, I just want to sit in a chair. I know how to work the remote and I got a martini and I'm ready to go. So we've done surveys, we know. And the older crowd is resistant, but you can't make a living. You know, it's funny, I'm, I tune in on a busy Newsday just to see some, how some people will handle certain shows and certain policies and certain stories. So the advertising is, it's all medicine on all the cables. And the NBC and CNN, they're almost 82. It's not like they're young people. So the medicine for whatever ailmen you got um is they'll tell you 15 seconds about the medicine so if you have shingles this medicine will cure them but your liver might fall out so always i get a kick it out you know here

the side effects for it but it's all that it's all you know medicine for baby boomers aging baby boomers and then of course there's the my pillow guy I think he's got shoes now or something he was. This guy's. Anyway, I'm not, I'm poking a little fun at this. This is just in fun. Movie industry, same thing. Cable news, entertainment on network news, movie industry.

So George Clooney, you know, I don't like them because of the 9-11 stuff. So he has a new movie out with Julia Roberts and came out in September. The movie in the United States. United States is gross, 34.5 million, a little more overseas, but 34.5 million. That's nothing. That doesn't even handle Clunian and Roberts's marketing. So, and if I say to the urchins, hey, did you see the new George Clooney movie? They look at me. Who? Changing. Everything's changing in entertainment and the media. Smart life. So, LAPA, you're going to be flying, and I'm going to give you the benediction now if you're flying.

I hope you don't have to. So the FAA in August, and that's Bouda Judge, Department of Secretary, Secretary of Transportation, FAA called for comments about airline seats. They got 25,000 passenger comments. It's unbelievable. every one was I'm going to get a deep vein trombosis a blood clot I'm I'm going to die and the it's so uncomfortable in coach that it's painful to fly physically now of course the FAA should do something about it and mandate you have to have a certain size seat

and a certain amount of leg room. Of course they should. This is dangerous. They won't. Buddha just to care. So, smart light flying. Here we go. Don't check a bag.

If you got to check a bag, send it with UPS. Do not check a bag with the airline. It's hard. You won't carry on. Put your stuff that you need that day there. and your valuables you carry it do not check a bag uPS pretty reliable okay number two take the first flight out to wherever you're going got to get up at four get up at four okay first flight out because those planes have to be at the airport in order to fly out at 5 a.m. or 6 a.m.

to be there they can't fly in they don't work it that way. All right? But if you take a later flight, those flights are flying in from Des Moines and they may not get there and you're going to be delayed, particularly in the holiday season. So first flight out. And the other one is you can negotiate with the airline industry on the phone to get a seat that's not going to hurt you. It's going to cost you a little extra. But sometimes not, but you've got to have a seat chart. This is how crazy it is. You've got to know what the rows are, where you are. And you're going to have to wait on the phone for a long time.

You're going to have to do it because they don't pick it up and go, hey, how can I help you? No. But you've got to get it under control. And the fourth tip, if you are going to fly, bring those sanitary wipes. Those planes are filthy dirty, filthy dirty. and you wipe down everything around you okay and if you go to the head you take those wipes in there everything about American airline travel has declined and not a little a lot so let's go

over quickly again UPS for your bags first flight out get a decent seat on the plane and sanitary wipes. This day in history, November 3rd, 1988. This was 34 years ago on the Geraldo syndicated program. This is where Geraldo made his big reputation and a lot of money. So, Geraldo brings on young hate mongers. Roll it.

Now, let me tell you. You got a kid. You got to be kids. You've got to be kids. Hey, hold it. Yeah, hold it. Sit down. Look at.

Get out. Go! Go! Go on. Go on. Go on. Go on. All right.

All right. Sit up. Go that. Go that. Go that. What do you mean that? Go ahead of the door, man. Let's go.

So, Geraldo, got hurt a little bit. He said he had a broken nose, didn't press charges, and his ratings went up. That caused a rating spike for Geraldo. It's amazing. So you think it's bad now? 34 years ago, it was pretty bad. All right, we got a good med segment and a final thought that will help your life. I guarantee it will help your life.

So I hope you stick around. We'll be right back. Hey, I'm Caitlin Becker, the host of the New York Postcast, and I've got exactly what you need to start your weekdays. Every morning, I'll bring you the stories that matter, plus the news people actually talk about. The juicy details in the worlds of politics, business, pop culture, and everything in between. It's what you want from the New York Post wrapped up in one. snappy show. Ask your smart speaker to play the NY Postcast podcast. Listen and subscribe on Amazon Music, Apple Podcasts, Spotify, or wherever you get your podcasts. Okay, let's do the mail. Jennifer Williams,

Herman, Utah. Bill, tonight you said how President Biden is hurting us all. I am trying to sleep after talking to two of my adult children. One is selling his car. to make ends meet this holiday. The other just left with a small box of coins. Their grandfather left them to sell for Christmas money. Biden is hurting all of us. You're exactly right. You know, there's nothing I can say, Jennifer. Roberta Shatowitz, Tarzana, California. Bill, you keep saying if there is a red wave next week, the pressure on Biden to resign will be overwhelming. Does the Democratic Party really want Kamala to be their leader? Look, we've gone over this and over this and over this the last time I'm going to do it. Biden is the

principal reason the Democrats are in trouble, not Harris. Harris is done, through, never going to run for higher office like the president. Might go back to California and do something. Getting Biden off the chart and having Harris sit there for two years while they appoint some vibrant vice president, the Democrats, that's a much better play than keeping Biden in there because Biden's going to get worse and worse and worse and worse. And people are blaming him directly. All right, Jim, a concierge member, not sure the Dems are in trouble, as you have reported O'Reilly, politics is local, specifically in the midterms, are local elections. What happens in New York has no bearing on what happens in Wisconsin, Nevada, Georgia, or anywhere else.

Wrong. Inflation cuts across every single local race in this country. Democrats let inflation go wild because they want incredible spending, the Democratic Party. It's a matter whether you're in Seattle, Key West, or in Omane, or Tucson, Arizona. The Democratic Party wants to spend money. it doesn't have. That ignites inflation. So that is why the national ticket. It hurts the local ticket. Sean Ryan, Green Bay, Wisconsin, thank you for highlighting the biases inherent many of the election polling, like political and economists. In your opinion, are the biased results

due to poorly designed polls that give publication results they want or something more sinister? No, it's all about, look, people who read the economists are liberal people. Political is a liberal website. And they don't want to see that their liberal people are getting hammered in the polls. So they do a poll that said they're not. And they know they don't want to remember two days after the vote. Melody Hushabushabush. I know I blew your name Melody. I'm sorry. Causebed, California. Bill, I read an article today that said Chuck Schumer's reelection may be in trouble in New York. No.

Schumer's going to win by a lot. Stephen Horticus, Fargo, North Dakota. How come if I want to donate to a political campaign, they asked from my employer's information, company address. Why would you even consider that? Do not, Stephen, ever give your personal information to anyone. except your doctor no one you want to donate to a political party cure they ask you questions don't answer they don't want you donation fine but boy if you're given personal information out you're insane do not do that steve cox peoria arizona recently finished killing the legends

and before that killing patent while reading these books that struck me the amount of information that you and Martin Dugard present in all the books is astronomical. You probably have answered this before, but how many hours of research and average goes into your books? It is an arduous process. Six months of research and six months to getting the words on the page. Now, our last killing book will be out October 23. I'm going to announce it just before Christmas, killing the legends. Pop it on up, please. Doing great. has legs, as they say, in the biz, and makes a terrific Christmas gift. We are going to bundle Legends, Killing the Killers, my book that was out earlier this year,

and killing the mob, one of our huge successes, all together. And right now we're giving you a special pre-Christmas thing. You get these three books at a price of two. That's 33% all. And that is a fabulous Christmas gift. It really is. for anybody who likes history. Okay.

So we'd like you to go to bill o'Reilly.com and look at all the stuff we have for you. And remember that if you are a concierge or premium member, beginning tomorrow evening at 8 p.m., and this goes all the way through to election day, just premium and concierge members for bill o'Reilly.com. We're going to have a special election edition. with a lot of new information, a lot of history, because this is some kind of vote, isn't

not? So all UPMs and CMs starts Friday, 8 p.m., you're going to love it, 20 minutes, not keeping you there forever, but I guarantee you like it. And if you want to be a premium member, and I hope you do, go to Bill O'Reilly.com, make it very, very easy for you, and you get a free book, any free book you want. if you sign up for CM or PM. And that almost covers the membership cost right there. Where the day do not be insolent, I-N-S-O-L-E-N-T,

when writing to me, Bill at Bill O'Reilly.com, Bill at Bill O'Reilly. Name and Town, if you wish to opine. Final thought in a moment. All right, here is a final thought yesterday. I asked concierge members of Bill O'Reilly.com to send me testimonials about how that membership, it's helped their lives. We've got a ton of them.

Tanya, and again, we protect everybody's identity here. Bill, I had a problem with my retirement account, and I asked you to help. My financial institution messed it up. I spent two months getting nowhere. I did not have a lawyer time,

but you told me to get one and have him write a letter. He did? I got my money in two days. There are always ways to solve these problems. Catherine, Bill, when the war in Ukraine started, my 11-year-old son, Adam, was very upset. I sent you a message asking for advice on what to tell him.

Your response, put him at ease my, his father and I are very grateful. Listen, we have a lot of resources here. You got trouble with the kids. You get trouble with the grandparents. Let us know we'll work it out for you. Ann, Bill, you recommended AMAC, one of our sponsors, for medical, vision, and dental insurance after I became disabled. I was able to get the insurance before my COBRA ran out. Also, you encourage me to lighten up on myself as I'm not able to do as much as I used to.

Again, we will provide a pathway for your problem solving. And I'm glad, Anne, really glad. You got that insurance. OK. Rich, you really helped my wife and I with Smart Life. Following one of your programs last summer, we each bought an I bond at 9.62% interest rate. We would have never heard about it,

if not for being concierge members. Well, that's really smart. So you both put the maximum in 10 grand, and now you're getting 9.62 interest just for a year. And again, that's why we're here. Jan, I emailed you in 21 when negative investment issues became apparent and asked for advice regarding our mutual fund. You advise me to contact my broker, discuss my issues, and leave everything the way it is. I did so.

And my broker said the same thing. Stay the course. I did. And as of this week, I've only lost 10%. Well, wow, you're way ahead. I cannot give direct financial advice, but I can tell concierge members what I would do. Okay, this is what I would do if I were in your shoes. Now, I have kept, all right, my portfolio intact, despite the Dow losing 3,000 points. Thank you, Joe Biden, this summer. because I know or I believe, I don't know 100%, but I believe within two years,

my accounts will be up substantially. But if I pull it out, putting it back, you can't time it, makes it very, very hard. Paper losses are not real losses. Okay? So anyway, let's do one more on this. Mary Beth, been a concierge member for several years. I have written several letters asking questions

have been all answered in a very timely manner. The most important thing is I have a place to go where I can get to truth. I may not always like it, but I'm grateful for the information I can trust. So we get back to our concierge members with questions within 24 hours unless I'm indisposed. We have a staff that does this. Okay, they send me the letters. I dictate the answer. They go back to you.

That's how it works. So once again, I will tell you it's the Christmas season. This makes a fabulous gift concierge membership to anybody you care about. It's easy. All right, all people have problems, and a lot of them are solved with very little angst. We know what to do, so we hope you will consider concierge membership on bill o'Reilly.com. Thank you for watching and listening to us tonight. New column Sunday noon.

We'll see you on Monday.