Business Innovators Radio - Evan W. Turk, Esq. — Asset Protection by Design: Estate Planning Before the Crisis

Episode Date: September 17, 2026

Asset Protection by Design: Estate Planning Before the CrisisGuest: Evan W. Turk, Esq.Host: Dr. Tamara PatzerShow: Thought Leaders Show: Legal EditionRecorded: August 21, 2026The best time to make important legal and financial decisions is before a family is facing illness, incapacity, divorce or a long-term-care crisis.In this episode, Dr. Tamara Patzer talks with attorney Evan W. Turk, founder and managing attorney of Turk Law Group and author of Asset Protection by Design, about approaching estate planning intentionally—by design rather than during a crisis.Evan brings both legal and financial experience to the conversation, having trained on Wall Street as a financial advisor and operated a registered investment advisory firm before building his legal practice.In This EpisodeEstate planning before a crisisThe importance of powers of attorneyPlanning for incapacityAdult children and aging parentsProtecting inheritancesInheritance and divorceLong-term-care planningMedicaid misconceptionsVeterans benefitsState-specific Medicaid rulesUsing Zoom and recorded meetings with familiesDocumenting capacity and important decisionsAI and technology in modern legal practiceKeeping estate-planning information currentAbout Evan TurkEvan W. Turk is founder and managing attorney of Turk Law Group.His background combines law, investments and financial planning. He is admitted in Florida and New Jersey and is the author of Asset Protection by Design.Connect With EvanTurk Law GroupMedicaid by DesignLinkedIn: Evan W. TurkBook: Asset Protection by Design — Second EditionQuestions This Episode AnswersWhy is a power of attorney so important?What happens if a parent loses capacity without one?Can an inheritance be protected from divorce?When should families plan for long-term care?How are Medicaid and Medicare different?Can veterans benefits interact with other programs?Why do Medicaid rules vary by state?How can technology help families document estate-planning decisions?Key TakeawayMake important decisions while you still have choices.By design—not during a crisis.Legal Disclaimer: This program is for educational and informational purposes only and does not constitute legal, tax, investment or financial advice.The Thought Leaders Showhttps://businessinnovatorsradio.com/the-thought-leaders-show/Source: https://businessinnovatorsradio.com/evan-w-turk-esq-asset-protection-by-design-estate-planning-before-the-crisis

You are listening to The Thought Leaders Show with the world's cutting edge hottest innovators, influencers, and impact makers today. If you are looking for inspiration and motivation, listen in. Welcome to The Thought Leader Show. Now, here's your host. Hi, everyone. This is Dr. Tamara Patser, and this is The Thought Leader Show, Legal Edition. First, let me have a little disclaimer.

This program is for general educational purposes only. It does not constitute legal advice or create any attorney-client relationship. Please consult a qualified attorney regarding your individual circumstances. So let's get started. First, welcome to the Thought Leader Show, Legal Edition, where we speak with experienced legal professionals about the decisions and strategies affecting families, businesses, and their futures. Today, we have Evan Turk. He is the founder and managing attorney of Turk Law Group,

and he has a boutique practice that brings together estate and trust planning, asset protection, securities, and investment fraud representation, fractional general counsel, and government advocacy. Before becoming an attorney, Evan trained on Wall Street as a financial advisor, and he owned and operated a registered investment advisory firm while attending law school at night. That experience gives him an extremely rare perspective from multiple sides of the legal, financial, and investment worlds. He is admitted to practice in Florida and New Jersey. He's the author of Asset Protection by Design, now in its 26 second edition, and he is the founder of the American Rights Alliance.

Today, we're going to take a look at how estate planning has changed, the family problems that can arise without the right protections, and why important legal and financial decisions should be made by design, not during a crisis. So, Evan, welcome to the Thought Leader Show, legal edition. Well, thank you for having me. I want to start with something I found very interesting about you. You, of course, you came from the financial Wall Street world, went to law school at night, and when you decided to go into law practice, you told me before that you almost purchased an existing law firm. Can you tell me that story? Yes, I knew I was getting into.

to a estate planning, estates and trust work. And I found a law practice that had an established book of business, the attorney who was in his 80s at the time. And what amazed me was at the time, as things get more simple, because we have technology to make our lives easier, we often forget how easy some things were before all of the changes. And his entire budget for marketing, his entire advertisement structure was simple,

was whatever it cost to get on the back cover of the yellow pages. That's what he did. That's all he did. And could you imagine in 2026, put in an ad in one publication, and all you have to do is put that one ad and your phone just rings for 30, 40 plus years. That's what he did.

I ended up not purchasing the practice because the clientele themselves were about his age, and it was really just hard to price it out. And he also wanted a work, which I thought could have been a particular, potential liability with us to working together. But it just made me realize how simple things could have been if I was born just a generation or two before me.

So what did you end up doing then? And I know that you have embraced technology and AI and we'll get more into that. But what did you end up doing? I ended up going on my own practice and I found a niche in people who were veterans, whether they're World War II veterans, Korean War veterans, or their spouse. And we were able to focus on that market, get them benefits from the VA that they didn't even know exist in our less were entitled to. and historically, the likelihood of getting these benefits are astronomically impossible, not because of any other reason, but the way the questionnaire and the application is handled. And the VA says that you're not allowed to charge to consult or handle those applications.

So a lot of attorneys stayed away from it because you know, you could work 12 hours, 20 hours, and not get paid in order to do something the correct way, also be accused by the VA of doing something the wrong way. So at the time, what I ended up doing was I wasn't going to live my life out of that fear, and I got my accreditation by the Department of Veterans Affairs, and I focused a lot on estate planning and Medicaid planning in line with the VA benefits so that they didn't have to pick or choose their favorite child. As the saying goes, they didn't have to pick what strategy based on their current health situation was.

And a lot of what ended up happening back in that time period was that they were getting little to know information on VA benefits. So by the time that they found out about it, often it was too late. That's interesting because my dad, he passed away at age 93 and the veterans benefits did happen. You know, they actually paid for the marker, the gravestone. And that was, that was very helpful at the time. So now you're, you, you still work with veterans, I imagine, but you've written the book, the asset protection by design. And then you have the, another book called Medicaid by.

design and then I noticed that you have embraced technology and let's go backwards a little bit on that yellow page back in the day like you said he only had to put all of his money into the back cover of a yellow page's book for wherever his market was that he was trying to attract. So fast forward, 26 and of course beyond, with the advent of AI becoming the new gatekeeper, how has your marketing and getting the word out, not even marketing or advertising, but just how has your communications had to change to attract these people to you? What are you doing differently than say you did, let's say, 2021, 2022 before Cloud or ChatGTP arrived? Well, the old way of doing things was being more local and doing local events, seminars, putting advertisements in specific trade journals and newsletters.

since COVID people, whether they wanted to or chose not to, they were forced to get in front of a computer and hold a Zoom meeting. So 99% of the people that I communicate with has the ability to be in front of a computer and have a Zoom meeting. That changed everything. And the reason why is the hardest thing when you're, especially dealing with an elderly audience as your clientele, you have things that you would not normally think about, challenges that you never normally have. And Zoom allows you to

embrace those challenges, one of which is you have an elder client who may not have complete capacity of what's going on each and every day. You have the spouse who's dealing with that, and he or she may have a capacity issue. You have a son in New York and a daughter in Boston that don't get along with one another. So the old way is you would have to wait for one either the son or the daughter to be in town, drive the parent to the meeting and have the meeting and then ultimately reiterate the entire meeting with the other sibling because that sibling doesn't trust the other sibling, never less they don't get along. And then the elder needed to come. back two or three times to explain everything and change everything because the brother and sister

wanted it differently. Now we do everything by Zoom and I insist on it because it's recorded. And I let my clients know this is a recorded meeting. Every meeting we get a transcript and a summary that goes out to everyone so that nobody can say later, I wasn't informed. I was unaware. I had undue influence, duress, stress, whatever it is. And then when we come to the signing, every time we do these questions by Zoom, we have a recording. We can clearly articulate the elders capacity

if we're doing an elder strategy. However, it eliminates the risk. And when we do signings, we have at the Hyde and Outside Company that does another layer of capacity questions so that it's not just us thinking that the elder had capacity at the time of his signing or her signing. That's been a major change, and technology has embraced that because I can do webinars by Zoom now.

I can do a lot more video type of marketing explanations. Because of AI, I was able to update my website much quicker. I have op-up tools on the website. So if you go to Turklawgroup.com, you want to find out how much money you have exposed if you don't plan for aging, what the average cost would be in your local community. If you want to also understand why you need an estate plan, we do a rating, just a question, like kind of like a Socratic method, questionnaire format. It'll tell you the likelihood of you having to deal with parole.

beat and out of a scale from 1 to 10, where you are currently. Clients would always tell me, oh, I have everything set up, which is probably the Achilles heel in my space because I would guarantee with 100% certainty when anyone, anyone who's ever said that and took me up on that, they weren't set up. They're going to probate. They had unintended consequences. So there's just a lot because of technology right now, we can take advantage of that.

Previously we didn't. Granted, back then, you also had the benefits of simplicity. We don't have that anymore. So it sounds like technology is actually enabled you to actually provide better services and better documentation because of the fact that now you're able to bring in all of the parties that are involved, like the siblings, the parent, whoever else would be involved, and they can see each other in a Zoom call, they, you know, they can read the face if they need to, they get the transcripts,

and then, of course, that would be very helpful. And for you, I imagine the time involved, because it sounds like all of those private meetings, those multiple meetings, hours and hours of people having to travel or fly in or drive in. And I know you're located in the Palm Beach area, and that is not an easy coast to navigate. I mean, there's a lot of traffic, there's the tolls, there's all of the different things, let alone someone flying in from different states and everything. So that's a positive. Have you noticed, are there any negatives to the AI? Like what I know, because I've done it, okay, so I have a legal question.

Do you get a lot of people coming in saying, well, I have. ask chat GTP or I ask quad and this is what it said and you're saying well that's not quite accurate. Do you ever get any of that? Yeah, but that's more on cases that we litigate outside that

space. For a few of our clients we are like they're outsourced CFO so or I mean chief legal officer I should say not chief financial officer outside

general counsel, call it what you will. And every now and then we're dealing with litigation matters in the other side. Or sometimes our clients, they don't understand what we're doing. So they'll go on AI and say, this is what we found or researched. I had a fee here right on the case we were on the other side, just put it in AI and objected to everything and it was just clearly AI and the judge had didn't want anything to do with it. I had another case where someone was representing themselves for quite some time pro se and it's just the AI was just every single filing you didn't even have to file an objection to they would object to

it through AI and then I would have to file a response to the objection, let the other side know that they're not going to win this case and they're just going to bring up. have larger legal fees and I would have to notify them and do all the other things. But every time they would have to respond, you would now have to do more work. And AI doesn't tell you like to stop. AI will always look for something. It's kind of like a dog that's hungry, that it's never going to stop even if it's eaten, you know, a pound of raw meat.

And that's the challenge with AIA. It's not going to be like, stop. Like you've done enough here. It's not going to just looking for information. It's not going to look for being pragmatic about things. And, you know, unfortunately, people don't understand that and then just get through this funnel, which will never get to their destination,

because you can go to AI and say, edit this, and then it will edit it. You could take the most perfect piece of work of literature known to mankind. It will find ways to edit it and prove upon it. It's never going to be perfect. So sometimes when you're dealing with people on the other side or clients, they're using AI in ways that they're just so frustrating that, you know, I keep saying there's the same by Voltaire. Our enemy is the perfect is the enemy of good. You know, we can take 20 times as long to get to perfect.

We'll never get there. At the end of the day, you're not going to be happy with perfect because it's going to be quite expensive. That's interesting to me because you're. right and people they don't always realize AI is a tool, it's a machine, it does not have the capacity to think in the same way that a human does and it's looking for like patterns and things like that. And I think that's part of the issue with AI in the world today is is that people don't realize that it doesn't have the human capacity. Only humans can add that layer of discernment to something.

I wanted to ask you a little bit about by design. When you created your book, Asset Protection by Design, and then Medicaid by design, What does the by design? What does that mean to you? It means to have a plan in place that you don't just, you know, do it by chance. It's kind of like having a map. You know, you're back in the day. I remember growing up in New Jersey taking trips to Florida.

My parents would take me to AAA and we would get a map. And then you would take out that big map. You would open it. You would take a marker. You would highlight the trips. And then you would put it down to riding saying, all right, day one, you know, this is our goal. You know, we want to get to North Carolina and check into this hotel. By day two, we want to get up at this way.

And then by the following day we'll be in Florida and everything will be fine. That's what it's like to me. It's like, you know, mapping out where you are and having enough fruition to plan properly. so that you have time to plan effectively. That makes a lot of sense. It's funny that you talked about the map because one of my first jobs, I worked for AAA,

and I made tripticks, which were those highlighted guides to go on trips. I wanted to dig into some scenarios so that people can get an idea about how important this protection asset protection by design is or Medicaid by design is. For example, what happens if in a family situation

where some, a child, you know, an adult child receives an inheritance and that person is married and maybe they're thinking about a divorce? Have you had any examples of what happens or what that could look like for a family? Yeah, we deal with this all the time. And the problem, you know, there's one story I used to do these seminars 15 years ago,

and I would always tell the story because it's a true story. And I could find more and more of these stories. It's about this older couple at the time they were, you know, before they passed away. they would be the ones that would go to the restaurants. They lived during the Depression, and they would take the sugar packets, and whatever they can grab that in their mind was not stealing. They would take home with them, ketchup packets, whatever. These are people that were just for the life of them.

They saved, save, save. They went away once a year. They went to the Catskills in New York, and that was pretty much it. and they accumulated a decent amount of wealth. It was like $200,000 or $300,000 in investments on top of a house. And this was like 20 years ago. So the numbers would be a million dollars today or more. And I would fight with them.

They would say to me, you know, my kids are adults. Our kids are adults. If they want to waste their inheritance, that's on them. and one of them in particular was having a spousal issue and within two years half of that inheritance went to that spouse and that's not even accounting for the legal fees where we could have set up and I was recommending a simple trust to hold the money so it's not commingled as a marital asset and I remember saying this to them you didn't go on a cruise around the rural you didn't take that extra fancy trip because you never know what tomorrow will bring.

You always wanted to make sure that you had enough money, enough savings, so your money is never a curse. It's a blessing. But you're giving this money to your children, and you think that they're going to appreciate it the same way. They never will because it was not their sacrifice that this money represented. It represents entitlement, which is a completely different concept. And you're giving them the entitlement.

And then you're going to give them the destruction after the entitlement because they're not going to follow your discipline. And that money is going to be spent. And the average inheritance is spent within 18 months. It's crazy. And it's the same thing when you win. People win a lottery. The majority of the lottery money is wasted within a specific period of time. The people who've won the lottery are no happier.

In fact, they're worse off than they were beforehand. I mean, and that's what inheritance can do because it gives in a sense of entitlement and no appreciation for the sacrifice behind it. So the answer to that question, simple, they could have solved that problem just by having a trust that was that was not considered a marital asset. So what I'm hearing is that people, when they think about leaving money to someone, they should talk to a legal advisor like you so that you can give them these options. And they should, instead of opting for, oh, well, whatever, they can spend it however they want. I'm pretty sure that couple, their mind wasn't, oh, yeah, my child is going to lose. half of this because they decide to get a divorce a couple years after they get the money. So that makes a lot of sense to me that something as simple as a trust could protect that

legacy that you worked and sacrificed for. That makes a lot of sense to me. Another thing that is happening a lot more is, and again, I can think back at my dad, he was very independent until he was 93, had a stroke, and then ended up in a veterans hospital. And, you know, he didn't have much,

but he left it, you know, to four children. And it was pretty simple cut and dried and everything. But what about the he only lived maybe a year after the stroke? So, you know, it wasn't like

it was long, long term. But what about the long-term care situation that we're all facing now? How do we look at that? Like I imagine my children are starting to go, gee, I wonder what we're going to do if anything ever happened to mom or dad. And they're in there, you know, I'm 68. My kids are, my oldest daughter is 49. then I have boys in their 30s,

and I'm pretty sure they're like looking at each other, like, we have no idea. So what can I do now, or could the adult children do looking at whatever's going on in their lives to make a plan so that they don't end up, if something were to happen,

you're going, oops, we didn't figure this one out. And now what do we do? The first thing is that they have to have the conversation with their parents in the conversation can't end with, oh, I got it set up. If the answers I got it set up, then the question is, who's the attorney? Can I speak to that attorney? Because, God forbid, I find out that, you know, one day I wake up and I get a call that, you know, mom doesn't have her vacultuous anymore.

What can we do at that point? And the answer is very little. You probably have to go through a guardianship. So don't ever accept the fact that everything's set up, get the attorney's name, and find out that the most basic thing is not all power of attorneys are the same. What we do is we draft power of attorneys that as you get a, go through the agent process, you need specific benefits.

for example, whether it's veterans benefits, Medicaid benefits, fixing your Medicare, supplements, anything you could think of that's, you know, a necessity at aging, but a diminishing, with a person with a diminishing capacity, what you need to have in place is a proper power of attorney. It is so incredibly effective. But yet, 50% of the people that I meet with, they don't have it.

And one out of three people who do have it have one that will be wrong. So more than 50% of the people that I see that think that they have everything covered, the most basic strategies, having a power of attorney so that, God forbid, something happens. We can move assets and we can plan by design. The power of attorney is the most important first step. more than 50% of the time, it's not even done. The second thing what people can do is have a conversation on Zoom with me and the parents because the son from New York, the daughter from Boston and the father in New York,

I mean in Florida, that thinks he knows everything, and the mother who is going through dementia, how do we handle this? Everyone's like getting wrong information. Oh, I make too much. money or I can never get my assets below $2,000 or I don't qualify or I do and I don't want to go to a nursing home. And they're basing their decisions on wrong information or fear rather than sound advice and experience. I'm dealing with someone today. There's a deadline on a file and she came to me years ago just doing a basic estate plan. and her husband's just not doing well.

She needs home health care so she can go to the local public so we're, you know, to go out for, you know, to meet a friend, a girlfriend for lunch one day. She doesn't have that luxury. And she was told by her financial, her friend who somehow is a financial expert at the same time that she will never qualify in her, no programs. Meanwhile, we're getting home health care AIDS three days a week now. So take advice from an expert versus taking advice from your neighbor. Your neighbor may cut

your hair, do an amazing job, but you wouldn't trust that same neighbor to give you medical advice as to open heart surgery. Same thing with law. It's in the space of aging, the level of misinformation is much greater than a level of accurate information. Just from the first word, people call it Medicare when it's coming from Medicaid. It's designed in a way that's not necessary in a way to be anything but confusing. And that's our job is to navigate the confusion, take away the anxiety, and give certainty in a space where there is anything other than chaos. It's all chaos.

We try to handle it. We've been doing it for over 20 years, so I think I've been doing something correctly. That misinformation, I think, is the biggest problem that is out there, because especially about the assets. And it's funny because last week I actually was talking to my hairdresser. And she had told me that her husband had gone through this catastrophic illness. And they're in their 70s.

And I said something about Medicaid and Medicare and everything. And she goes, oh, we don't qualify. We don't qualify. And I said, well, you know, I've been talking to some Medicaid attorney, you know, attorneys who know about Medicaid. And I said, it's not what you. think and I said I think you should talk to an attorney because I think you might be surprised at what you do actually qualify or not qualify for and she goes oh really and I go yeah you really

should and she goes oh well I'll look into that and but immediately I mean just adamantly we do not qualify we we have too many assets and and so you just hit the nail on the head there, people are, they just get this in their idea and the Medicare Medicaid. It really is a confusing, you know, just the words, they're so close together and they are, they kind of go hand in hand, but they're totally different in everything. And another thing about Medicaid, and she even said it under her breath. She goes, Medicaid is Medicaid is for poor people, like that. And I said, no, it's really not.

It's really like a safety net type of a situation. And I said, you really should get real advice from somebody who really knows. And so I'm thinking now and going, well, I think I should have her talk to you. Yeah, no, please do. Because the biggest mistake is, like you just said, Medicaid is not for poor people. There are programs Medicaid covers, which are for poor people. But if you mean somebody that worth is over a million dollars is poor, then yeah, you're correct. I mean, there comes to a point where spending $13,000 a month out of your savings account doesn't mean anything.

And so if you have enough money to not even blink an eye out of that monthly nut, then, yeah, Medicaid's not for. you. But if you're in a situation where it's going to, you know, do significant damage to your financial well-being, if you have to spend $13,000 a month plus, you know, additional medical expenses for, you know, ongoing period of time, that could be five plus years. Yeah. At some point, you may be poor. But between year one and five, you have all the ability to, to, to, you have all the ability to protect your wealth so that your children get something. And if you don't want your children to get something, give it to charity, give it to some of a cause. Don't just waste it. You know, it's crazy what people do and they don't do. You'll go to a restaurant. You don't think you're

going to eat the leftovers the next day because you have a million things to do, but you still take it and put in the refrigerator because you plan for the inevitable. And you don't, know what tomorrow will break, right? And worst case, you don't eat it, you can donate that food or throw it away. At least you gave it a chance. But yet, when it comes to your financial well-being and your medical freedom, you use ignorance as your determining factor. I don't have enough money.

Therefore, I'm not even going to be open-minded. And if I take a meeting, I'm going to just try to listen to it so that I can prove to you that I'm right. and that will cost me, you know, 13,000 plus a month, but my ego is more important than anything else. I mean, that's what we're dealing with, and it's frustrating. Or you have a son or a daughter that just don't, you know, just because you're a mother or father and you've done everything you think you can,

doesn't mean your children are, you know, are close to perfect or caring. Sometimes we deal with that issue as well. Yeah, and a lot of times. the value systems don't match up. I could talk to you about this stuff all day long, but what I really want everyone to know is how can they reach out to you, you're licensed in Florida and then also in New Jersey. So what does that mean exactly?

each state's different when it comes to setting up a design so like federal benefits like for example VA it's national so you just have to make sure that they coexist with the state's laws which Medicaid is both federal and state so each state's different so you just need to know how to navigate through the waters of that jurisdiction for example Florida has, if I did something for Florida to get someone eligible for Medicaid, but then realized that they were a New Jersey resident in this hypothetical. They would not be eligible for Medicaid because the rules are different. Each state's different.

You need to know someone in that state that is on top of those rules and experience to protect that person, applicant's wealth before an application. gets filed. I have worked in the various other jurisdictions, but I work with an expert in that state because just the little nuances of the law can be extremely expensive. The subject where I, you know, practice,

you know, by the time you get your benefits, let's say you go to a nursing home and it could take four months before Medicaid can apply. And so now you're at $13,000 a month, times four, that's $52,000. You now just spent before Medicaid even kicks in. So you really need to know that the person who's handling this matter is qualified to handle it and has something to lose, which is a license.

So in any other state outside New Jersey and Florida, I would work closely with someone. And I often do because I navigate their veterans benefits. And, you know, again, it's not as prevalent as it once was because when I was 20 years younger, there are a lot more World War II veterans out there, not only World War II veterans, but spouses, widows of the World War II veteran. My grandmother is an example. Whereas in her 70s and 80s, 20 years ago, and my grandfather passed in his 60s, but she received almost 1,200 a month from the VA, which made a significant,

impact, had a significant impact in her life. So, you know, if somebody's applying for Medicaid in Georgia, but they also need veterans benefits, they need to make sure that they can get both, which often, most often, the advice is that they can't, which is, you know, false news, fake news, because we can get it. We've done it time and time again. You just need experienced professionals. So it sounds like I'm so many different things

So the veterans listening They need to reach out because it's like Hey I didn't know that there were these benefits available to me than the people Medicaid Medicare What's the difference? So there's so much That they could learn from you So right?

now your your website is turk law group.com yeah so we have yeah we have two websites turklawgroup.com to you RK law group that's my law firm's website we also have a website called Medicaid by design and that is for people who want information on elder planning are events. They want access to my book, information about or calculators regarding Medicaid planning and probate and all of that. You could find that on Medicaid bydesign.com or go to Turkwawgroup.com. So it's calculators. Calculators are on both and the webinars are on both. Yeah, I was looking at those calculators and those are really useful tools that, that anyone could use and then, of course, to reach out to you.

If they want a copy of your book, what's the best way to get asset protection by design? Or I know that you have a booklet Medicaid by Design too. So the best way is go online, go to Medicaidbydesign.com, look at our webinars, sign up for one, and we'll send you a book. You could also go online, go to Amazon.com, and type in Medicaid by Design. You'll see both the old and the second edition. We're trying to get the first one removed. That will happen.

It's interesting about that. The older edition book is there. So I doubt they'll remove it. but offline, I'll talk, I can help you a little bit with that. But everyone, we've been talking with Evan Turk, and he is the author of Asset Protection by Design, brand new 26th, second edition. And why that's so important to you is every single year, the numbers change for Medicare, Medicaid, the veterans benefits and whatever else happens with laws and everything.

So this new updated edition gets you everything you need up to date what's going on right now in 2026. And I've done research on Amazon looking at different books available. And this is what I know right now is asset protection by design 2026 edition. is one of the most up-to-date, accurate books on the topic out there because most people forget when they publish to keep it updated on a regular basis. So asset protection by design 2026 Second Edition is up to date. And so it's heads and shoulders above the rest of the materials available on Amazon. So I did that personal research so you don't have to.

So everyone, thank you, Evan. Thank you. I mean, it reminds me I have a friend who's very frugal. And when he went to study for his bar exam, he got the used books. And I was like, why would you use outdated information? He's like, well, I'm so smart. Even if I get one or two wrong, it's not going to affect me on the bar exam. So how can you base your life on, you know, study information that may or may not be correct to the fullest?

Well, I know for a fact that the information for Medicaid, Medicare, Veterans Benefits, you don't want to risk it. So again, start with solid information, reach out to Evan. And you can't go wrong there because you're talking to someone who literally wrote the book on it. So I think that's a cool. thing. So again, thank you so much, Evan. I've enjoyed the conversation and you've sparked a lot of ideas in my head. Thank you for having me. I really appreciate it. Enjoyed the time here. Thanks. Everyone, this is Dr. Tamara Patser, and this has been the thought leader show. informational and educational purposes only and is not legal, financial, medical, or other professional advice.

Our guest's views are their own. Consult a licensed professional in your state about your situation. You've been listening to The Thought Leaders Show. To get all past shows and to get all future shows, go to Thoughtleadershow.com.