Business Innovators Radio - Interview with Chris Dixon with Oxford Advisory Group Discussing Taxes & Estate Plans

Episode Date: October 14, 2025

Chris Dixon is the Co-Founder of Oxford Advisory Group. He is responsible for the company vision and business strategy. Chris focuses on tax-efficient strategies for retirees and advanced tax planning.Chris received his Bachelor of Science. He graduated with Political Science Honors. He also studied through Harvard Business School and received his certificate in Sustainable Business Strategy.He is a Registered Financial Consultant focused on helping retirees develop tax-efficient strategies and income planning. He is also responsible for securing banking relationships with some of the top banks on Wall Street.Christopher is a speaker at the firm’s informational seminars on Taxes in Retirement and Social Security. Christopher regularly trains other advisors from around the country on tax strategies for retirees.He is the co-host of Reinventing Retirement TV on ABC 10, NBC 8 and Fox 13. Reinventing Retirement Radio on WFLA 93.1, Chris is the co-author of Total Tax Free Retirement book. He has authored articles in Newsmax Finance and also been featured in Yahoo! News Nasdaq, and US News. Chris sits on the board of the Advent Health Foundation.Learn More: https://oxfordadvisorygroup.com/This is prepared for informational purposes only. It does not address specific investment objectives, or the financial situation, and the particular needs of any person who may receive this report. The information herein was obtained from various sources. Oxford Advisory Group does not guarantee the accuracy or completeness of information provided by third parties. The information in this report is given as of the date indicated and is believed to be reliable. Oxford Advisory Group assumes no obligation to update this information or to advise on further developments relating to it.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-chris-dixon-with-oxford-advisory-group-discussing-taxes-estate-plans

Welcome to influential entrepreneurs, bringing you interviews with elite business leaders and experts, sharing tips and strategies for elevating your business to the next level. Here's your host, Mike Saunders. Hello and welcome to this episode of Influential Entrepreneurs. This is Mike Saunders, the authority positioning coach. Today we have with us Christopher J. Dixon with Oxford Advisory Group and we'll be talking about taxes and estate plans. Christopher, welcome to the program. Welcome to be here. Thanks for having me, Mike.

Hey, you know, I want to dive right into taxes and estate plans because that's just a riveting title. In fact, I know that you wrote a book on taxes. And my question is, why write a book on taxes? Who wants to read a book about taxes? That kind of sounds like something that gives you a pit in your stomach when you hear about it, right? Yeah, exactly. I initially wrote it so I could put my own self to sleep. You know, I got sleep apnea.

So I said, hey, if I read a tax book, that's surely going to make you fall asleep, right? But turned out the end result was, you know, it didn't put people asleep. It was an Amazon bestseller. It probably has something to do with the fact that it was tax-free investing, which I don't think there's anyone out there that would not want a piece of that. But yeah, you know, what inspired me to do it was I didn't really see a lot. of instruction, education out there to begin with for your everyday American when it comes to taxes and tax investing, really. So let's talk about that because I know that when you say tax-free investing, that's one

side of the equation and then taxes and estate plans and how that impacts transferring money to your heirs and legacy. That's a whole different story, but they go into the same bucket. So talk a little bit from a 30,000-foot view. how do you advise your clients, you know, from the book or from your advice that when you're working with people, how to make sure that you're plugging up and mitigating as much as possible the taxes because we know we cannot eliminate, but we can mitigate. How do you help mitigate taxes? And then let's talk about how do you grow money tax free with that investment.

Yeah, absolutely. So first of all, when it comes to an individual's taxes, especially retirees, there's a myriad. There's a myriad of different strategies to use. So it's really a paramount that we figure out what are the best one or two strategies because a lot of them are good, but we want to do what's best. And so the way we say to go about it is let's get the financial landscape down first. Let's get the taxes kind of set where we are okay with them to be. And then we look over here at the estate planning side, which would be maybe more of the trust word, right? And then when it comes to trust, you got so many different types of trust, you know, revocable, irrevocable, you know, dynastic or bloodline trust. You got a lot of different

trust. And so this then starts to be, instead of cookie cutter, very, very customized. And it takes it really takes a lot of expertise on how to bring all that together because it's all finances, right, estate planning taxes. And you got to know how they marry together, how they synergize and how they work together. So basically, and I'm confident that I'm right in saying this, there is not one plan that works for everybody in regards to what the client is needing for legacy and wealth transfer. Yeah.

So, you know, one of the questions we initially asked is, you know, is leaving a legacy a concern for you at all? You know, and it gets people thinking because some people say, you know what? I mean, I thought it kind of was, but you know what? My kids are kind of well off. All right. I want to spend my own money. Or I want to die with zero in the bank.

Right. Yeah. And so, you know, we're not going to try and shove an estate plan into, you know, a square hole. And so what we'll do is we'll say, what are your needs? All right. You're wanting to leave a certain amount of assets to kids. Okay. So the best thing to do is just start from the end and then move forward.

How much would you like to leave? Period. All right. Well, let's go ahead and carve out that amount that we know for sure this piece, no matter what, is going to go to heirs. And you mentioned peace. And I was literally, my mind was going to playing chess. Like when you make a move and you keep your finger on the piece and you go, okay, is this the best move? What if I go here? What is that going to cause? And then when you've made that final decision, you take your finger up, okay, now it's for real. Same with what you just described.

What is the end? You know, what does it look like in retirement? What is the legacy plan? What does wealth transfer look like? What do you want? And if that's the case, once you've clarified that, now we work backwards. And then there's a myriad of things that can be done. And you, I'm confident, aren't saying, well, that you must do this. You're going, how would you feel about this option or this strategy? I think that's super powerful.

And isn't it true? And maybe you can comment on this when you are putting that plan together for a client. At the end, isn't it like they almost take this deep breath and go, man, that just feels good? I just feel like I've given this gift to my family. that they're not going to be stuck with estate taxes or this transfer tax. Now we've got to plan ahead of time and that really, really gives them a feeling of peace in their plan. Yeah, definitely.

I mean, anytime you have a plan as human beings, we feel better, right? We're able to enjoy, you know, our surroundings more. It's whenever we don't have a plan,

if you think about it, anytime throughout life, that's when the anxiety happens because you don't have the plan. The plan may not be perfect, but the fact that you put that plan together, let's say, it diminished that anxiety, right? Eradicate it. At least you have a plan and you can work on it as you go. So retirement's no different.

You know, people, they don't think about their retirement that much and I don't blame them because they're hustling, right? Yeah. They're worried about different things. Their family, kids, education, you know, putting away their 401K. and then all of a sudden they hit retirement, oh, wow, I don't have an income distribution plan. I don't have an estate plan, tax plan, right? Maybe they have an investment plan.

Maybe it's the same one they've had all before, but all those factors now come to the surface in retirement. Yep. And you need to put those plans into place well ahead so that they can flourish and take root and then, guess what, I'm assuming. You don't set it and forget it. You've got to tweak and check and, you know, in the annual. review. Let's make sure that plan is still in, that is in place, is still the best plan. So maybe we need to tweak this a little bit. So all of those things factor in. And I love your approach because you didn't just say, oh, well, the solution is X. We got to figure out what's best

for that client, ask them the right questions, what do they view? How much do they want to have? And then we work backwards from there. So let's talk a little bit about what drives you. You're a father, husband, bestselling author, co-founder of an Inc. 5,000 group. What fuels this drive for you. You know, see, growing up, seeing some of the financial hardships that, you know, I went through with my family, seeing my parents kind of, you know, struggle a little bit, trying to put food on the tip. I got three other siblings.

And so I think that is what started roots to grow early. But I didn't necessarily want to do this business. What I did actually want to do starting out is I knew just one thing. I knew I just wanted to save lives as my profession. I wanted to come to work every day, feel like I saved the life. And so I said, all right, well, how do I do that? There's only like, you know, one profession, really, that does that, at least I thought. And that would be, you know, being a doctor.

So I thought I wanted to be a cardiologist, you know. What a great feeling to have every day that you save somebody on the operating table. Well, I got halfway through college pre-med and then figured out real quick. me in biology, you know, we, we weren't jelling and I looked over at my finance classes. I'm doing pretty well over there, but I got in this to save people's lives. So then I did a lot of introspection and say, can I go about, you know, finances and wealth management and retirement planning? And can I still do it in such a way that I feel like I'm saving people's lives? And it's not just a feeling now. We're doing it.

You know, people express all the time. Chris, if I run out of blood on the operating table, then I die. If I run out of money in retirement, I'm going to want to die, right? Yep. And so I take that serious. So there's some elements there that fit. So you then got into the industry, got your sea legs, and then started Oxford and it helped to grow that to be an ink 5,000 best places to work.

And even Florida's best financial firm. what is some of the key things that you have used to grow that into such a successful business? Because now it's not just you, it's you and your firm. Yeah, you know, I think a lot of it is actually pretty simple. It goes to my approach. You know, from the very beginning around here, it was best is the standard. Not good. Best is the standard.

So everyone operates that way. And then I view this as my calling. view this as my craft. And I think it all starts right there from that nucleus. I view this as my craft like an NBA player, you know, views that as their craft. And it is, right? That's why they're the best in the world. And so I want to be the best in the world as well. And so I think when you view something as you craft, you add another level of passion and intensity. I'm a voracious reader. I consume, you know, financial content all throughout the day. In tonight, I got another. notepad by my bed. I'm always taking notes. That's the entrepreneur in me. I'm constantly consuming,

right, trying to better, not just myself, but I do it for my clientele, right? Doing all that reading, you know, it doesn't have to stop in your schooling. I've seen the people that are the most successful. They're constantly consuming the good content and they're voraciously reading. And that will, I'll wrap up with this thought because what you said, I'm confident you know, this when you go hear Tony Robbins speak about Kani, constant and never-ending improvement. And that's what you're talking about. And it's got to go from head knowledge. You know, knowledge is power. No. Knowledge is potential power. So you can voraciously read and take those notes, but you got to do something with it. And from the looks of your levels of success and metrics,

you are doing something with it. So if someone is listening to this or wanting to get more information about Oxford, what's the best way they can learn more and also reach out and connect with you guys. So our website naturally has, you know, a lot of information on there. We've got our phone number on there. And what we do is we do a lot of complimentary, visits. And so if someone wanted to just pick one of our advisors' brains, right, they're able to do that. It would be complimentary. They won't cost them. And they'll just find a time for them, whether it be in office or anywhere around the country through, you know, a web conference. we're more than happy.

We're trying to educate people. In the day, we love to educate. Love it. And then we'll have your direct link to the website right there in the show notes, and everyone can go and learn because that's what it's all about. Well, Christopher, thank you so much for coming on today. It was been a real pleasure chatting with you. Thanks, Mike.

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