Club Shay Shay - Nightcap - Hour 1: Justin Fields IG Drama, Adrian Peterson's money issues, EA pays the players

Episode Date: February 23, 2024

Shannon Sharpe & Chad "Ochocinco" Johnson react to Justin Fields' defense of unfollowing the Bears on IG, Adrian Peterson denying he is selling his career memorabilia, EA finally paying college athletes and much more! 2:45 - Introduction 04:45 - Justin Fields on why he unfollowed the Bears “ Where there’s smoke, there’s fire” Ocho 14:45 - Unc says he hasn’t been on vacay since 1996 16:30 - Adrian Peterson says he hasn’t auctioned off awards 25:00 - Unc breaks down costs of AP’s bday party - Says he prob spent about 2 million 58:00 - Unc criticizes Ocho for saying the Vikings should loan AP money 01:03:00 - Caleb Williams doesn’t hire an agent - Ocho says it’s not a bad thing 01:05:30 - NCAA football offering college players $600 to be in video game (Timestamps may vary based on advertisements.)   #Volume #ClubSee omnystudio.com/listener for privacy information.

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Hello, ladies and gentlemen. Thank you for joining us again for another episode of Nightcap. I am your favorite, Shannon Sharp. He's your favorite, number 85, route runner extraordinaire, Bengals legend, three-time first-team All-Pro, six-time Pro Bowler, Bengals ringer honor. Should have been seven. Inductee, Bengalsos legend Chad Ocho

Sequel Johnson please make sure you hit that like make sure you hit that subscribe button Ocho now we're officially at 1,087,000 subs

13,000 away from 1.1 million thank each and every one of you that have liked thank you that have subscribed and that have followed

Nightcap with Unc and Ocho and on Wednesday night, Unc and Gil. So thank you again. Please make sure you subscribe to the Nightcap podcast feed. You can get it through Club Shay Shay, but please, please make sure you subscribe to the Nightcap podcast feed.

Thank you guys for selling out Shay by La Portia. We're taking pre-orders only. But we have pinned the link at the top of the chat, and orders are being filled currently. I was just told that they're filling the orders, and if you order it, you'll be able to receive the bottle quicker than I originally anticipated. But thank you again for selling out Shea by La Portia.

We've also been nominated by the NAACP Image Award for Art, Sports, and Entertainment Outstanding Podcast. Please, we have the link pinned at the top. Do us a favor, go vote for us. Greatly, greatly appreciate it. Again, shamed by Laportier pinned at the top

pre-orders. NAACP Image Award for Art, Sports, and Entertainment Outstanding Podcast. We have that link pinned at the top. Please go and vote for us. Thank you. Ocho, time for our very first segment of the day, which is a newscast.

Yeah. Hey. Justin Fields made headlines this week when it was discovered that he had unfollowed the Bears on social media. Appearing on the St. Brown's Brothers podcast, Fields cleared the air. Let's take a listen to what he had to say. What's with the unfollow with the Bears? What's up with that? Man, bro, I'm glad we're talking about it because people, why do people take social media so serious?

Like, why are you unfollowing the Bears? This and that. Like, you don't follow the Bears? I still mess with the Bears. I'm just trying to take a little break. I follow the Bears and the NFL, bro. I'm not just trying to have football on my timeline. Like, I know y'all mess with a girl, EQ, especially you. Just because you don't follow the girl on IG, don't mean you're not messing with them.

That's true. That's true. That's facts. When you single, you really messing with the girls you don't follow more than the girls you follow. You feel me? Oh, so you're single, you're really messing with the girls you don't follow more than the girls you follow. You feel me? Oh, so you're saying you mess with the Bears more

now that you don't follow them? Man. Ah, okay, okay. It's something that I don't want to see in my timeline. I'm about to go on vacation. I don't want to see no football. And guess what?

Just get away. Get away from it. Every Bear is post. Let's see who you follow. Nah, let's see who you follow. Let's see the drive Caleb. So it's like, bro, man, I'm tired of hearing the talk.

Hey, punk. You know what that get, right? Okay, how about this? Come on now. Come on now. So if you, hold on. If you're tired of seeing something on social media,

guess what you do? Get your ass off social media. Off social media. Yeah, that too. But listen, Justin Fields is saying all the right things. He's saying all the right things. But obviously, it's bothering him. The trade rumors, the Caleb Williams stuff is bothering him.

So what do you do? You're sick of hearing all that shit. Normally, it's come from a little birdie inside the organization. Everything comes from a birdie inside the organization to get the train rolling. Where there's smoke, there's fucking fire. It's always been like that. This is a business. It's a business

that they like to play games, especially on their end. It's chess, not checkers. He's tired of the bullshit. He unfollowed him. Has nothing to do with... I like that. I like that. Yeah, that's true though. Yeah,

you mess with a girl. Yeah, yeah, that's, that's, that's cute, but you sick of the shit. You unfollowed him.

You already know what time it is. You know how the game goes. You bet you've been in the league long enough. You know how they like to play. It is what it is. He took the, he took the high road though. I just,

I mean, the answer, I really like the answer. It's a good throw off for those those that don't know no better. I know better. I know better. Yeah, I agree with you, Ocho. It's tough when you're in a relationship, and that's what the Bears and Justin Fields are in, a relationship.

But you keep hearing one of the, like, I think they want to move on. You know, you watch TMZ, and you see the page six, and you see hearing one of the like i think they want to move on you know you watch tmz and you see the uh page six and you see this one uh rumors uh reports that right such and such an unhappy such a sleeping in separate rooms such and such a separated man i'm tired of hearing this man i don't want to hear this no more so i'm unfollowing all the tabloids i'm not reading any more papers to try to get it to quail. But they're getting that from somewhere. There's something going on somewhere that would make them write those stories, considering they hadn't wrote anything like that in the previous years. You know better.

You know how it works. You know it comes from inside the organization. They get the pot stirring. You get the pot stirring. You get the pot stirring. You get the train rolling. You put it out there. You put tidbits out there. Obviously, we being players, you don't

want to hear nothing like that, especially as a quarterback. Especially as a quarterback, knowing you've done all you can for this team and here they go. The business side of things, this is what they always do. And then the analogy of saying, listen, when me and Rhea argue and I don't want to see nothing

she posting on my timeline, you know what I do? Block her. Oh, you'll follow? Unfollow. While we argue? Oh, well, I ain't playing. I ain't trying to see none of that.

Unfollow. She had to post it up, hand on the hip with a bag and she all happy. You ain't happy. We just got to do an argument. I ain't happy to see none of that she had to post it up hand on the hip with a bag and she all happy i ain't happy unfollow you know so that like i understand where he's going with it but for sure he's not in a position to actually be truthful on what it really is but it's bothering him i understand where he's coming from obviously to me i like, I like Justin. The fans in Chicago like Justin, but knowing the Chicago Bears and the way this

business works and the type of player Caleb Williams is, you already know what they get ready to do. I believe they're going to do that also, Joe. I think the best fit for Justin Fields would be in Atlanta. It would be a beautiful relationship

between him and Kyle Pitts and Drake London and B. John Robinson. And he can go. He can eat a new scenery. A fresh start is always a good. Yeah, that's not a bad thing. But it's just tough. Not at all. Not at all for the team that drafted you. Now, all of a sudden, because they believed in you, they would not be no rumors. You don't hear no rumors about these other guys. You ain't heard no rumors about Mahomes or these left. Even, even for Dak, I'm not saying,

and I understand we're talking about the upper tier quarterbacks, but we didn't even hear no rumors about Lamar. When Lamar was a free agent, ain't nobody, oh, somebody,

Lamar got a visit scheduled to this team. There was nothing. It seemed like, well, actually, you know, Lamar,

Lamar stuff is a little bad. Lamar stuff, they purposely said, oh, don't nobody want to, don't nobody want to tradear stuff. They purposely said, oh, don't nobody want to. Don't nobody want to trade for him. Although nobody don't nobody want to touch him. When behind behind the closed doors, you know, good and goddamn well, Lamar Jackson is Baltimore. This situation is completely different.

It's completely different. Yeah. And they don't want to fit that precedent. You know, teams don't want to give up, though, because it seems to me that there are teams, there had to be at least 20 teams, that Lamar Jackson is better than all, they're better than quarterbacks, more, but a lot of teams had already settled on their quarterback, so we know

they're not Herbert and Burrow and Mahomes, Josh Allen, guys like that are safe. Dak, Jalen Hurts, guys like that are safe, Ocho, but there are other teams that can absolutely use... Definitely use them. Could have used...

You talk about being a quarterback away. There are teams that are just a quarterback away. That's it. A quarterback away and a few missing pieces. It's about, yeah, we don't want to... Man, child, please, stop playing. But Justin Fields can do some damage. He can do some damage over there in Atlanta.

And I think it'd be, you know, a fresh start. It's never a bad thing. But it's just tough, Ocho. It's tough. Joe Ocho, I don't know if you have, but I've been in a relationship when I knew the best thing for us was to go our separate ways,

but still hated it because Ocho, man, man, I had worked so hard and to know that it's falling hard and to know that it's falling apart and to know that it's best if we go our separate ways is never easy. That hurt, Unc. Think about the time

you put in. You can't get that time back. Think about everything you've invested in getting to know this individual. Knowing them inside, knowing them out. Listen, this one here, this one right here, I can start a conversation. I can start a sentence. And before I finish what I'm saying, she can finish it.

Like getting to that point when you're with somebody, man, is probably one of the most difficult things. And the fact that you were able to actually end stuff on good terms i find that i i would me if i was in that situation i would find it hard to do it's not easy i'm more on the side of yeah i'm more on the side of justin fields oh y'all oh y'all bullshit oh y'all playing with my name you're not valuing me as a player and i've done all i can for you you know what man, man, I'm going to unfollow you. Because that's basically what happened. He said, well, I mean, if you're on vacation, why are you on social media? If you don't want to hear that bull jive, you don't want to see it.

I thought you go on vacation to get away from social media. I thought you go on vacation to clear your mind and all you do is whether you go alone or when you go with somebody, you're in that. So clearly, clearly, you're in that. So clearly, clearly you're not really trying to escape social media. Well, maybe, maybe also social media has bridged the gap for finding a partner to go on vacation with social media. I thought you were,

I thought you wanted to be about that person. I mean, because if you go on vacation, no joke, and you own your phone, right. And she, and she did go on vacation, Ocho, and you on your phone, and she on her phone, you better tell me I don't spend all this money for these tickets.

And I done got this, you know he ain't spending no thousand dollars. He's probably spending something, $25,000, $3,000 a night. So I done spent all this money, Ocho, and we both over here on our phones. What the hell was that for? Well, normally you're only on your phone

after you handed your business. I ain't on my phone at all. If I go somewhere, when I go somewhere like that, I'm totally unwinding. Yeah. You close off from everything. I haven't gone on a vacation.

Haven't gone on a vacation since 96. But you best damn believe, if I go on a vacation, I'm going to get my money working. You ain't been on vacation since 96, but you best damn believe if I go on a vacation, hey, I'm going to get my money worth. You ain't been on vacation since 96? Like Cancun, Aruba, St. Martin, like nothing?

Jamaica, Bahamas? I'm going to go on vacation on Joe. Put it like this here. When you turn on your IG and you don't see, okay, he's on it now, you can see. When you don't see, when you turn on your IG and you don't see, okay, he's on it now, you can see. And you don't see no post from O'Shea? Right.

Okay. I know yet. I know yet. Hey, but listen. I ain't talking about no water either. I ain't talking about no water on Joe. I need deep, though. You better believe that. Hey, listen. i love your passion i mean you you you're inspirational for me obviously the way you work the time that you put in but uncle all all work and no play and no fun ain't good for you man i'm talking about like when

i take this vacation you got you got you got you got you got to exhale, man. But did you hear what you just said? Like, logically think about that. I haven't been on vacation since 1996. You can't live like that. We'll get back to that later because we're getting off track. But, man, we'll come back to that. I'm about to be living.

How I do it. What you got? You got some up your sleeve, bro? Yeah, yeah. I ain't talking about no arm either. Yeah, yeah. Maybe I'm talking about that old baby arm. You know what I'm saying? You know what I'm saying?

Man, don't joke, man. Look here. Let us get to this. Okay, check this out. Adrian Peterson says that despite reports, he has not authorized the sale of any of his trophies or awards. A Pennsylvania lending company called D'Angelo Vehicle Sales loaned AP, Adrian Peterson, $5.2 million in 2016. When AP planned to use most of the money to pay back other lenders, but he didn't.

to use most of the money to pay back other lenders. But he didn't. They don't know what he did with the loan, but they do know he didn't pay back the company that he borrowed the money for. So he borrowed five point two million in twenty twenty one. A New York judge entered the judgment of eight point three million dollars against AP stemming from unpaid loans. million against ap stemming from unpaid loans court records indicate that he hasn't paid up since and instead has been ensnared in a legal battle over attempt over legal battles over attempt to seize his property to collect on that judgment including items that have been kept in multiple

storage units on wednesday dozens of his personal items even were advertised at sale at a Texas auction, including his 2012 MVP, his 2007 Rookie of the Year. Now Peterson is fighting that too. He said in a video, we allow them to go into several of our storage units with clear

instructions. I want to emphasize that I'm financially stable and would never sell my hard-earned trophies. In 15 seasons, Adrian Peterson earned an estimated over $100 million. Ocho, remember in 2015, AP threw a party. He spent millions on his 30th birthday party that featured a camel in which he rode snake charmers, belly dancers, first class travel. Ocho, I want you to listen to what I'm saying. First class travel for 300 guests.

See? What? And what people say, well, he did all that. How did he go broke oh so you realize that most of the times when athletes buy stuff it's not for them it's to impress impress people that watch them right that see them yeah this party wasn't for ap this was party for the guests that show look how much money ap got. Look at this birthday party. A camel?

You going to pay for 300 guests to fly first class? Three, Ocho, listen to what I'm saying. Do you know a jumbo jet? So he needed basically two jumbo jets. Three, ten jumbo jets. And you put 300 people. So guess what what Ocho? If you fly them first class who the hell putting them people up?

You! So if you fly them people when you brought your guests to Hawaii for the Pro Bowl, you flew them in. Guess what Ocho had to do? Put them up. Guess what else Ocho had to do? Feed them. Yeah. little meaning guess what Ocho had to do put them up guess what else Ocho had to do feed them yeah hey I have a question before before I even get into this do you think this story is real or

maybe it's exaggerated maybe a little bit fabricated because 300 that's that that's that that's quite a lot that's quite a lot it just I I'm trying to wrap my head around it. Hold on. Peterson made a list of about 320 friends and family members, brought his guests first class plane tickets to Houston and booked them first class hotel rooms to attend his birthday party. Now he did this in 2015 and turned right around in 2016 and borrowed $5.2 million. Damn, man. Listen, in 2015 and turn right around in 2016 and borrow 5.2 million dollars damn man listen i'm obviously i mean people that that have followed me throughout my career have followed me just just in life in life in general obviously you you've grown to know me and and understand how how financially conscious i am uh when it comes to spending my habits and my cheap ways. And

it would most, I call it cheap. Most would call it, you know, very fool is to not just lead by example, but to prevent situations like this. Obviously I love AP a good friend of mine, and I hate speaking on one's misfortunes, but, um, at it's, it's unfortunate situation. It's very unfortunate. And I think sometimes we get caught up in the image, the lifestyle that the NFL provides us with the money that we're making and

not thinking long term. Yeah, for sure. And I think that's one of the, that's one of the things that we continuously, we miss out on is we miss out on the small opportunity the small window that we do have in thinking that this money will continue to always come in these big checks making 650,000 you know what it's like to have a 650,000 check every monday don't do you know what that's like

no i don't know what it's like but i okay, but I'm saying, yeah, I made, I made good money. I made good money when I, when I, when I, when I played the league and I know to get, you know, getting 300, 400,000 every two weeks. Yeah. And just the thought of it, I think for me, it hit me early. It hit me, it hit me a year three with great understanding. Okay. I'm thinking long-term I'm trying to set myself up. So I scale back on, listen, I'm all for enjoying yourself, the fruits of your labor. You work hard as hell to get to the NFL. You work hard as hell. Enjoy yourself, but you got to know when to say no to family. You got to know when to say no to friends, and you got to know when to say no to those who mean

you no good that's around you, especially those that wasn't there before you made it you got to learn to say no because they never know when to turn it off no they never know they never know when to turn it off and the more you enable them always giving giving giving giving they're gonna keep coming back more and more and everybody always has an idea everybody has a money idea on what your money what your money always and it never pans out the way they think it is everybody has a great idea but listen i don't i don't i don't know the issue personally but on this case in general this can be a lesson for a lot of players especially now they think oh i'm making much more than he was getting paid back then they give him but if you don't have structure yeah They give him, but if you don't have structure, yeah.

And you spend it more. If you don't have structure, if you have no financial discipline, everybody else going to be in the same situation. 10 years from now, you're going to be, you're going to be in the same situation. Wake up with football every morning and listen to my new podcast, NFL daily with Greg Rosenthal. Five days a week, you'll get all the latest news, previews, recaps, and analysis delivered straight to your podcast feed by the time you get your coffee. No dumb hot takes here, just smart hot takes. We'll talk every single game every single week, but I can't do it alone,

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and you're going to have a great time listening, I promise. Join me and the rest of the crew every Wednesday for a new episode. Listen to the Fantasy Footballers Dynasty podcast on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Givers have to put limits on takers because takers never put limits on what they'll take. So if you don't put it, but here's the problem

that AP is running into. You don't get to determine what they take. If you take out a loan, or if you or I take out a loan, and we default on that loan, they coming to get anything of damn value. Your house, your cars, they took a Mickey Mouse watch off a Red Fox arm. What? So you think, hold on, but here's the thing. How does that sound? You are the default judgment, but you said you financially set.

Listen, you, we, we never, obviously I don't know his personal situation. Normally there are ways that you can keep our bankruptcy. Yeah. But why are you in this? You made a100 million. You made $100 million and you throw a party. You throw a birthday party for your 30th

birthday. Ain't no telling how much it costs. If you flying 300, I mean, you might have spent damn near half a million dollars on plane tickets. What? You know how much first class tickets cost? A first class ticket anywhere between $1,000 and $2,000. Now multiply that times 320, 300,000.

Okay, now you put them up at five-star hotels. What are five-star hotel rooms going for? 500, 750,000 a night? How long did they stay? Who's feeding them? Who paying for that incidental? Who's paying for that room service? Who paying for those internet charges? Okay, now you got Camel.

Now you got Pete. Now you got the food at the party. Let's just say conservatively, he spent at least $2 million on the birthday party to impress other people. At least $2 million. I mean, just hypothetically speaking. You think a party could cost that much?

Hell yeah! Yeah. $2 million? Yes. Ocho, the man spent $600,000 to $700,000 on plane tickets. Now you put people up in a hotel.

How long did they stay? How long is it going to take? How long you put them in a hotel room? Let's just say they stay two days. You put 100 to 200 people in a hotel room for two days, and the room's going to cost you $500,000. How much is that, Ocho? Jesus Christ.

Okay, you know, you got to have entertainment at a party. You got to have food at a party. Right. How do you get to that? Don't you got to have transportation? They ain't writing no biosignatures to the party. So you got to have shuttle service to get them to and from. You got to have alcohol.

You got to have food. Conservatives, let's say $2 million. But then the next year you turn around and go borrow $5.2 million. Think about what he's saying. He said he borrowed the money to pay the people that he already owed. Did you hear what he said? Hold on. Hold on. Let me go back. A Pennsylvania lending company called D'Angelo Vehicle Sales loaned Adrian Peterson $5.2 million in 2016 when AP planned to use most of the money to pay back other lenders. Think about what he...

Ocho, did you... Let me read that again. Hold on. Let me call... A Pennsylvania lending company called D'Angelo Vehicle Sales loaned Adrian Peterson $5.2 million in 2016, with AP planning to use most of the money to pay back other lenders. Oh, God damn, man. I don't listen. I don't even know what to say, except what I already said.

I don't know. Listen, say Except what I already said I don't even Listen The players today I know There are players probably in the chat They're friends of mine That I know That come to me

And they ask me for advice And I try to I try to give them As many examples as possible On ways to be smart With your money Enjoy yourself Especially

I got all these young dudes That I know That's coming up getting ready to make hoo-hahs of cash. Crazy work. But I get it. Bruh, listen.

You got to learn to be able to tell people no. You might be making 30, 40 million a year. This shit go fast, bruh. No, you ain't making... If you're making 30, 40 million a year,

you need to be making 80 million a year. Because 40 million be making $80 million a year. Because $40 million a year is $20 million a year. Now, when your agent get his twin 20%, now you cut that in half. Now you got... If you make that kind of money, you got staff. Ain't nobody making that kind

of money that don't have a staff. You know that, I know that. Be it executive assistants, be it managers, be it, uh, executive assistants, be it managers, be it people that clean. You got a staff that work full time. Chefs,

things of that nature. So you have a, uh, a monthly budget. So somebody making 40 million, actually they're making 20. Now when, uh,

agency get that 10, 20%, now you cut that in half. Yeah. Now that's what you make it. Okay? You got a monthly budget. You have a lifestyle. Somebody that's making $40 million a year, they ain't living in no million dollar house.

You know that, I know that. So now I'm going to keep it all the way 100 with you. They're not. You got to find a way to cut back on some of that shit. Yes! I ain't never had no staff. I ain't never had no staff. I had one person.

I had my agent with Drew Rosenhaus, and I had one person that did my deals. Shit, I was my PR. I was my PR person. I mean, I didn't need nobody else. You know, I sold. You know, I always talk about the Cowboys. Jerry don't need to do nothing

because they sell itself. Yeah. I sold myself on the green grass. So everything else for me to do off the field, it was easy. It was easy to do. But you got to find a way. I don't know how. And you can talk to people all goddamn day until you turn blue in the face.

And it'd be hard for me to turn blue in the face because I'm black as hell. But everything you say goes in one ear and out the other when it comes to somebody making money. It's just embarrassing, Ocho. That we get in position like this. And I get it, Ocho, because a lot of times look, I always said if I got

money, the one thing I wanted, a Rolex, I wanted a Ferrari. I wanted a Mercedes because those are the opulent things that I saw that I would look at, consider. Now, obviously, getting my grandmother out of that environment was my first sign that I had made it. But to get a Ferrari, to get a Rolex, and get a Mercedes, you're boy straight. You're good. Okay, now, you look at it like, and that's why I got rid of all the cars I had.

Because I'm like shannon you got to you want to drive a certain car you've got to drive two cars down the hill just to back the one car that you want to drive out shannon what you doing this for bro right are you doing this because you you need the car to get point a to point b are you doing this to impress other people right man let me get up off this? Man, let me get up off this. Let me get up off this. And that's the thing. I mean, bro, 100 million.

Ocho, I remember what I got with Marvin Demoff in 1996. He called me. I said, I'll need representation. Would you represent me? At the time, he had Elway. He had Marino. He had just signed Jonathan Ogden. He had, I mean, a lot of big names. I think at the time, he might have been Seau's agent, Seau later went to somebody.

But he had big, big-time clients. He's like, sure. He's like, okay. What do you want? What are you looking to do? I say, I want the same lifestyle 10 years, 15, 20, 30 years from now as I have right now. Bingo.

There you go. He says, okay. He says, send me what you have cash, bonds, stock, liquid. Send me your debt. If you have any kids, child support, mortgages, whatever. He said, okay,

this is what we need to do. Boom, boom, boom, boom. I mean, he laid it out. He said, Shannon, look, you got three kids. All your kids are under the age of six years old. So you got 12 years of child support. At that point in time, Ocho,

I was seven years into the league right he says you're not gonna play another 12 years in nfl not at the position that you play right cool boom so now how much how much uh your grandmother how much you send your sister do you send your mom anything Everything. Ooh. Me, that's why I did, when CBS let me go, I ain't lose no sleep. Fox let me go,

I ain't lose no sleep. Right. I'm straight. I can say to homie, do absolutely nothing. Fuck, man. How you, I mean, let me, my my whole concept and it caught me early it caught me early you know how image obviously i'm from miami you know you know how miami folks are we flashy flashy cars jewelry the whole nine yards so obviously you know growing up during my

era i make it to the league you know what's the first thing you want to do well you want to get you something nice yes you want to get you something nice i got i got me something nice you know i did the ferrari i did the lambos i did the hell i even had a goddamn bugatti at one point that i was leasing at least for a year but i think i got about year four i i never forget i got the year four and i felt i had arrived i was going places and people were noticing and and knew who i was what i'm like and hit me like what in the hell am i driving all this crazy shit for what the hell am i wearing all this this stupid shit for and i had got to a point in my career where my name was just as big. Listen to me real quick, man.

My name was just as big as anything I could purchase. You get where I'm going? I'm not saying I'm big as Ferrari. I'm not saying I'm big as Bentley or any of the nice cars. My name alone was just as big as anything else where no matter where i went well they already know who it was so what's the point of me driving that we already know who i am and for one when it come to women during that time what you impressing them for because they didn't already google how much you're making so already know you're rich so they're gonna deal with you anyway

yeah everybody did their homework everybody did their homework so there's no reason to dry it out there's no reason to know where it is because they know what's coming in they know what's in your pocket enjoy yourself because that's at some at some point when the check stop stop rolling in you find yourself in situations like this. Yeah. For me, it hit me real early and I got on that cheap shit, driving that ugly ass smart car everybody make fun of. I've been driving that business pad,

what, 16 years. I'm on my fifth one. Everybody be laughing. He, he, he. Yeah, he, he, hell. I'm going to be living the same lifestyle I was living in 2004 when I was making, what,

eight, nine million a year. I'm going to be living the same lifestyle when I'm 60. Same thing. For sure. Same shit. I tell people all the time, it's not how much you make, it's how much you keep. Because you can make a lot of money, but if you don't keep none of it, what have you done?

And impress people. Image. Then a lot of people, like, you got to think about it the times we in it's about looking like you got it if you're playing the nfl you gotta look like an nfl player if you're playing nba you gotta look like nba player my 87 87 percent of us go broke when we done playing two years after we done two you live you living outside of your means while you're playing because that oh joe there used to be be guys that would spend so much during the year, they would have to get a loan from the team on next year's salary.

Huh? You serious? Hell yeah. How do you think teams are able to keep tabs on you? I guarantee you every team know exactly how much money you got why you think they know that y'all can't wait a mile when it comes to strike

cause they know how much you spend they know how much you got and mama ain't gonna let them bills keep piling up she gonna tell you you need to get your ass out there and cross that line and go out there and play that's crazy up. She's going to tell you to get your ass out there and cross that line and go out there and play. That's crazy. I just hate it. I didn't know a team could

do that. Bro. That man worth billions. You got to be that boy though. I mean to be able to go to your team. That man worth billions. If you can find out about some lady that you dating with your money what the hell you think he could do with billions right right right right right i never thought

about it like that just just just the thought of it you having to go to can you imagine me going to mike brown and we in uh what we are we in we in april hey mike hey mike man boy boy look here man i need a i need a little loan until we get the training camp. I didn't know you could do that. That's dope. You got to be one of the better players to be able to pull that shit off. Yes.

I didn't know you could do that. That's dope. That's dope. I mean, it's not a good thing. That's also contingent on whether or not because he's like, hold on. If you come to me for a loan, but see,

I can take it against next year's salary. So I ain't got to worry about you paying me back because I'm just going to take it out your salary. Take it out your check. Yeah. I ain't got to worry about you. See, Joe? I ain't got to worry about you paying me back. I ain't got to confiscate nothing. I ain't got to put no lien on nothing. I'll put a lien on your damn salary. That's what

I'll put a lien on. So you're supposed to be making $2 billion? Guess what? You're making $1. That's what I'll put a lien on. So you're supposed to be making you're supposed to be making two million. Guess what? You're making 1.5 because you borrowed 500,000. Right. Damn.

Yeah. That's what you borrowed. 500. You know what? The best teacher in life the best teacher in life is experience because no matter how many times

you go to the rookie symposium and you listen to somebody talk about money you're going to have to learn your own way. about money, you're going to have to learn your own way. For sure. You're going to have to learn your own way. Because when them young fellas, when them young bulls see them checks, man, and see the numbers,

you know, the casual fans see five-year, 80 million, or whatever it may be, it ain't nothing like that. 40. It's 40 out for taxes. Plus your agency. If you were the agency, they take it 10, 20%. Yeah.

Like the movie star. Oh, he did 20 million at the movie. Nah, he got 10 after taxes and then his agency took 20%. Yeah. So that's, so 20% of,

of 10 million is, is $2 million. Yeah. So that 20 million that he got, he got eight million. Yeah. But even people, even people, the casual fan will still say, well, hell, that's still a lot. That's a lot of money for you to be blowing.

But a guy that's making that kind of money got that kind of lifestyle. Look at where they live in. Gated communities, security. I mean, I mean, if you rock, don't you got to have 24 hour security? OK, you you you big time name. You got you make that kind of money, guess what you got? You got security. 24 hours, round the clock. Kardashians, they got it, round the clock.

Yeah. Listen, they on some other shit when it comes to making money. That's what I'm saying. They year-round with this. Yeah, I've been to people's house. You got to go through multiple checkpoints. You go to one checkpoint, like, I've been to people's house. You got to go through multiple checkpoints.

You go to one checkpoint like, well, damn, bro, he just stopped me. How the hell you think I got to you? If I wasn't who I said I was,

I could have made it to you. Damn. And you just saw me. You saw me turn in, handed my driver's license, talked to this man, and now you stopped me.

How the hell we pull a switcheroo that fast? That's crazy. How do we stop the players or help them with their finances and understanding? You got to want to though, Ocho.

You can't help. Ocho, for me to help you, you got to want help. How can I help you if you don't want help? Ocho, you know how we, Ocho, it's the thing that makes us great that makes us most fallible because it's our ability.

I can do anything. Right. Well, if I can do anything, nothing can happen to me. Shit. But money make you feel invincible. Money make you feel invincible, make you feel invincible but it don't that that it go by so fast i ain't talking about the money i'm just saying your years in the league you wake up one morning though joe the next day you know you're 10

and don't though it go by so fast and then the money, hey, the money, like I don't think people understand. If you can't budget a thousand and make a stretch, then you won't be able to budget five thousand. If you can't budget five, you won't be able to budget ten thousand. So if you get a million and you get millions, it's still the same. If there's no financial discipline, the same thing continues to happen. It's just a cycle. It's a cycle. And listen, they don't mind paying you $100, $200 million

because you know in the back of their mind, you know what? We're going to get it all back anyway because it's going right back into the system. It's going right back into the system. Yeah. I'm not saying that not enjoy yourself. I'm not saying you make $800,000 and you got to flip coupons and groupons and stuff like that. That's not what I'm not saying you make eight million dollars and you gotta flip

coupons and groupons and stuff like that. That's not what I'm saying. But bro, you out there trying to buy, hey, you get mama a house that costs 10 million. You got a house that costs 10 million. Why mama need a house with 10 million? You know a $10 million house to upkeep on a $10 million house? Get mama something that

mama can clean or you can have somebody come clean once a week or once every two weeks. Something mama can pick up. Yeah. Listen, I say it all the time. That's why anytime I talk about NFL or NBA dudes, it's okay to enjoy yourself. It's okay to enjoy yourself because you work hard. But getting lost in the sauce where your identity becomes looking like you got it.

Like that shit is going to run out. I don't care how much you're making. Cause once the check stop and you stop playing, it's impossible. Name one thing, name one thing in life that pays the way the NFL, the NBA or MLBB does. That you're going to do outside of sports. What? Nothing. I guess not. Unless you're working for the goddamn cartel, and that ain't going to happen.

Because you don't know Spanish. I think the thing is now, Ocho, they're looking at it with social media. The content creators, you get certain guys. And you can make good money. But still, Ocho, my thing is if you go broke with 10 million, you would have gone broke with 20 million.

You probably would have gone broke quicker because you'd have brought more bull jive. The more they give you, the more you spend. The more they give you, the more you spend. Damn, I don't like AP's situation, man. I don't like AP's situation, man. I don't either.

Ocho, 5.2? You know what the interest rates are now? Yeah, is it? I'm just curious because this would be new to me as far as being in a situation like this. Is there a way to get out of this in general? Yeah, they're going to seize everything.

I don't know what the bankruptcy rules are in Texas. I don't know. But normally they are in Texas. I don't know. But normally they seize assets. They try to recoup some of it. Right. They try to recoup some of it. Fuck, man.

Man, that's, I don't like that. Well, hopefully everything works out for AP. Yeah. Let that be a lesson to others. AP, bump this head head don't you bump yours let that be a cautionary tale to a lot of people

and hopefully AP could you know they should have some of these guys that have had this happen to them and let them talk. I saw it in that very seat that you saw it in. Young guy making a lot of money saying this couldn't happen to me. But let me tell you how it happened to me.

Did this, partying, had this many, had this many homes. I'm paying for this home over there, paying for two homes over there. Got my mama a crib, got my girl or my wife, mama, mama a crib. Got my wife, mama, and them a crib. I got five or six cribs. Five or six? Huh? I'm just saying. That's how money evaporates. Hey.

You know, Ocho, it ain't enough for guys to have $100,000 a month. $100,000 a month? Ocho, them people got $200,000 budget. I'm just saying. Yes. Yes.

Boy, listen. It'd be a goddamn cold day in hell. You hear me? Where did I stay my first two years in the NFL? At the thing. But Ocho, you got to understand. You see where my mind was at though? You see where my mind was at early? Man, I'm not paying for nothing. O to understand, if you paying a mortgage- You see where my mind was at, though? Yes. You see where my mind was at early?

Man, I'm not paying for nothing. Oh, Joe, even if you got a $5, $6 million home, that's a $30,000 a month mortgage. That's $30,000. That's with nothing else. That's no utilities. That's if you don't have car payments. That's if you don't have kids in school. You got kids in school?

More than if you got a $36, $37 million home, your kids going to private school. More times than not. Not always, but more times than not. So that's another $15,000, $25,000 a year. Yes. So when you look up and you think about what you're paying for, you helping your wife, family? Yeah. Hell yeah. $100,000 a month yes yes yes absolutely boy shit that's oh that's that's crazy now that i'm now that i'm doing the numbers and you know the way you and what you did was a

hypothetical but there probably are some situations like that because the money's different today. Yeah, for sure. The money's different today. So, you know, obviously you're thinking like, well, shit, I'm good. It's coming in crazy. You know, I'm making whatever it might be a year and I got this coming in and, you know, Lamar Jackson made 80 million last year. Ugh.

But you could buy 25 years ago, 30 years ago, you could buy an NFL team for 20. million last year. Ugh. But Lamar... You could buy... 25 years ago, 30 years ago, you could buy an NFL team for 25, for 80 million. Yeah.

And you think about, you know, the good thing about Lamar? He the complete opposite. He the complete opposite. He from here, but he, he moved different.

He not even like that. Then, you know, his old girl don't even play that shit. Boy, you finna spend what? Spend who on who? On what?

Nah, you know, man, Lamar old girl don't play that shit. Yeah. He crazy as hell. That's what you do. You know, you get a little car signing deal. You make $50,000, $60,000. That's the money you go jack off.

Yeah. You know what I'm saying? You get a little car signing deal. Oh, Joe. You know, you do a couple of those. You got an appearance. You show up, do a little speech, do a little meet and greet. That's your money you F off with.

Your salary, you ain't. Salary, don't touch that. Don't touch. Don't touch. Don't touch that. Oh, God damn, man. That's crazy. But, hey, you know what? Did you have debt before you had debt like just in general

no look listen i could i called myself man i ain't had no credit my baby man she's asleep but i call myself beating the system going to college you know what i ain't gonna get no credit cards i ain't gonna get no credit card. I ain't going to get no credit card because I heard the horror stories how people fall behind, they get all these goddamn credit cards, go spend all this money on the credit cards, and then, boom,

they in debt. On top of that, college tuition, you owe this, you owe that. Man, listen, this one here came along, I ain't had no debt, got me a little credit right.

Little black card, you know, started building my credit right. You know, getting me together because I'm trying to beat the system, not understanding. You got to have some debt because people think you're doing something shady. I had to have some type of reoccurring...

A mortgage. A mortgage or a show. You pay rent. You pay, yes. Man, I'm all the way right now. a mortgage you pay rent you pay yes man I'm all I'm all the way right now so I'm

I'm worried about hoarding all the money thinking I'm beating the system by not on nobody and it was kind of hurting me on the back end a little bit

it will yeah which makes no sense you see you see how fucked up you see how fucked up the system is and they

they want you to pay the credit. They want you to have debt. They want to make sure you got the discipline to be able to pay stuff on time. Mm-hmm. And that's what you got to do, Ocho. Bullshit game, man. Pay it on time.

Yeah. That's why I don't have a Visa. Everything I got, I got American Express. I got one Visa card because some places don't really take American Express. Right. But every month, I pay it. Yeah. I got it. card because some places don't really take American Express. But every month, I pay it. Yeah.

I got it. I pay it. Yeah. But, man, hopefully the situation gets worked out. Matter of fact, I know he can go to the Vikings owner and ask the Vikings. Remember how you just said sometime play can go and he don't play for the Vikings where he gonna

get 5 million from how the Vikings owner gonna get his money back. See, I can get my money back out of you because you got a salary that's gonna be in 2024, right? Where I'm gonna get my 5.2 from you when you don't play for me, but

think about this. Think about this. Think about all the disposable income that NFL owners the NFL has a hundred But think about this. Think about this. Think about all the disposable income that NFL owners, the NFL has. I paid AP $100 million. So I'm just saying, don't you think they will come together

and help him though? No. Did they come together and help the players with a lifetime health benefit? Have they come together with that? Yeah, see, I'm thinking. See, I'm thinking off.

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You lend him some money. He don't pay you back. Let's just say you lent him $20,000, and he don't pay you back let's just say you lent him 20 000 and he don't pay you a dime back you're gonna allow him to come back and get more money from you no exactly you got a worker that you that's how we used to do when we work for mr joe we could go get hey mr joe can i borrow 20 okay you know going to take it out. Just your check next week. Okay. But I was working. Right.

Okay. Why the hell if I'm the bank is owner, would I give AP a loan? I know, but you, you, you got to hear where I'm coming from. Understand where I'm coming from. Owners love to give money to causes. I'm not saying this is a cause. It's a situation for a player that was one of the greatest to ever play in the NFL. One of the greatest at his position. I'm, I'm just throwing it out there

because I know how I am. I know if I was the owner in a position with that kind of money. You done paid a man a hundred and something million dollars and now you're going to give him charity? All right. You just said, hold on, hold on. The chat just heard you say 20 minutes

how miserly and how frugal you are with your money, but you're going to give a guy five million. All right, here, small example. Small example. This is a small example on how you know I am. You know I am with my money. When I go out to eat, how much I tip everywhere I go the past 15, 18 years? How much I tip every time? Talk to me. That's a tip. You're not paying them a salary.

I know I'm not paying them a salary, but I tip $1,000 every time. That's on a much smaller scale. Even though I'm cheap. Imagine if I had billions. Let me ask you a question. You done paid somebody $100 million. You tipping them?

Okay, that person, I tell you what, I'm going to do it better than this. You go to this restaurant and you find out this woman has just won $120 million, but she's still working there. You still tipping her $1,000? Thank you.

You're not. You don't think different. You got to use it in terms of how they think it. That guy paid AP a hundred million dollars. And now you want him to turn around and give him five million. Oh, so you wouldn't do that. Well, you know what? Five million is it him?

But that's just change. How you think they got the way they got. You just said you don't give your money away. And you got to tell people no but you see you just saying other people now we talk about this is a different level now come on now

we talk about this we talk about a whole different level Ojo you just saying we talk about one percenters other people got got millions got great ideas

with other people money you got a lot of great ideas with billionaires money I'm just saying I'm these are these are the one percenters no i'm i know you know what i just got a good heart man never mind forget it you're right i'll

tell you what ocho so so i'll tell you what you do since you're so generous i suggest you give five million dollars away over the next over the next 11 months me yeah but i got kids so i got you after he's given ap paid ap for his services 100 million to turn around and give him five million i know i'm just i'm thinking i'm listening no you're thinking with other people's money i need you to think in terms of your money would you do that me if i was a billionaire if i was a b if i was a billionaire would i give ap five million yes how did you get to become a billionaire by giving money away no you know you gotta listen you gotta you gotta hold on hey you know you gotta step on a lot of people to get to that kind of wealth you know that right yeah i guarantee you they didn't give away

five million along the way i know i'm just saying no i'm just all all boots to the side i you know that right yeah i guarantee you they didn't give away five million along the way i know i'm just saying no i'm just all boots to the side i you know to get to that kind of wealth you got to step on a whole lot of people to get to that oh shit you you got you right okay i'm just saying if just so happened if i was a being there like them can you imagine if i was jerry jones what oh you need five man here man you good, man, you good. But that ain't nothing. That ain't nothing to them. Ocho, they got to give stuff to people that they can write it off. They're not giving out handouts. They're giving it to foundations.

They're giving it to a situation. That's what they do. Jerry Jones ain't giving anything unless he gets a benefit from it. I know, I know, I know. I'm just thinking. I'm just thinking how I'm just thinking how, I'm just me on how I am, you know? So let me ask you a question. So if you give AP

$5 million, tell me what he's learned. Well, I can't teach him a lesson. I can't teach him a lesson, but he does need a second chance. Ocho, he had loans and he borrowed another loan. Damn, so you need a third chance oh joe he had loans and he borrowed another loan damn so you need a third or fourth chance because remember what he borrowed what he got the loan for to pay back the other

loans but no they didn't say a loan they said he got that loan to pay back other loans so okay i got you. All right, don't worry about it. I'm just, I mean, I'm thinking different. I'm thinking different just, never mind, not bad, you're right. But I noticed you don't think like that with your money. You just told me how you save your money.

Yeah, because I mean, it's not how you, that's how I live. That's how I've always lived. But I'm just saying, based on circumstance and situation, based on how much I had, oh, I'm willing to give. Oh, you got a lot of money now, but you ain't give it away. You said you got just as much money you had when you was making eight, nine million.

And you said, and guess what? You ain't got no Ferrari, no Lamborghini, no Bugatti. You got a smart car. Yeah. So theoretically, so in actuality, you're living more frugal now than you were then. Yeah. But because the value is right here. This is the value now.

So there was no point of that. So everybody's caught up in the image and saying, well, damn, I'm in the NFL. Okay, I'm making this much a year. Okay, this is where I have to drive. This is the way it goes. We are caught up in the symbols of freedom and the symbols of, oh, look, I made it. I'm rich.

I got money. Like I got away from needing the symbols of what we consider freedom and having money very, very early. Very, very early. It's weird. It's hard. It's hard to explain.

Some people will understand it. Some people won't. But I don't know. It just worked for me. It won't work for everybody else. Ocho. I guarantee there ain't a whole lot of people that's going to be willing to give somebody 5 million after they've blown a hundred million. I'm just saying, whether you got a billion dollars, you got 10 billion, you got 50 billion that people are not going to be as forgiving of your situation. Now, if you had, let's just say you had a nice little nest egg

and some family member had a medical issue and it wiped it out. People can understand that. Right. But if you made $100 million and after taxes, that's $50 million, people aren't going to be as forgiving and people are not going to be as sympathetic or empathetic in that situation right right right okay i'm not thinking i'm thinking you you go we have entered the nfl without an agent to represent him he has not hired an agent and

apparently does not plan to do so following in lamar's footsteps. You like that? Yeah. You sell some money because you're slotted as a rookie. And basically as a quarterback, Ocho, normally you get 10% over what the quarterback got the previous year. So I don't know what the number one pick signed for last year. Let's just say he got $40 million. So you'll get a 10%

raise from that. That's $44 million. And the contract is fully guaranteed. They'll probably give you $20, $25, maybe even $30 million signing bonus. So really, there is no reason for it. And because you are the number one pick, so everything is already slotted.

So you already know what you're getting. So there's really no need for an agent then? No. Theoretically, no. Yeah. Well, I think, who does he know or who does he have already know what you're getting so there's really no need for agent then no theoretically no yeah well i i think who who does he know or who does he have in his corner i'm sure you had someone talking to him the language you know yeah language and being able to read through everything because i know or you get a lawyer i hourly pay somebody an hourly rate i've heard of uh nfl players paying an attorney at the hourly rate to read over the contract to find print the language that you don't understand they could help you understand

it better right and the fee would be much less than what you would have oh yeah compared to a percentage hell yeah okay okay okay okay hey it's not it's not a bad thing especially for someone like caleb williams coming out who is the true number one pick and there's no guessing and who is going to be or it might might not be or is he going to slide or nothing like that so i i kind of like the idea i'm not sure what the con of doing so would be but if everything's already guaranteed and slotted based on what the last number one pick had got last year damn shit why not right check this out ojo. EA Sports is bringing back college football games. College football game. And it's offering 11,000

college football players $600 for the ability to use their name, image, and likeness in production. And they get a free copy of the game. The College Football Players Association has urged players to reject the offer. Many will blindly accept the offer because they regard it as an honor and a privilege to be included in the game. EA knows players will grab the money without thinking about it twice. That's how most guys

that age are inclined to operate. It doesn't make it right. EA has a market cap value, that's the value of the company, as of this month of $37 billion. It has budgeted cap value. That's the value of the company. As of this month of 37 billion, it has budgeted $6.6 million for the bulk of the players in our NIL rights. Current NFL players got a check for 28,000 this year for man. Hey,

what's your take? I mean, that's, that's, they have the money to do it where they can pay the players, the college players, a little bit more. Most of the college players now are making money outside of EA as well with the NIL deals. $600 ain't no money.

$6,000, they might have got you, boy. Yeah, $6,000. $6,000 got you, boy. That's good. But I think, you know what it's like being in college and seeing your name on the back of that jersey, though? You know, that's a dope feeling.

That's a dope feeling. I like it. I like it. $6,000 and 87, boy. Maybe not for $600. They can make it a little sweet. Give them six bands. What's six bands?

Yeah. Just to be in the game though, can you imagine? That's dope, man. You remember your first time playing Madden and see you on there? I'm not a Madden fanatic. They used to play it all the time. The guy

used to carry it around in their case and they had the little game consoles. You know, that's what club shit shit was. They played, we had two TVs and Madden going, had a Spade game going, had a Crap game going, had a poker game going. I mean, we were always

doing some of everything. Dice game going, drinking. Yeah, yeah. I get it, Ocho. $600 was a lot of money when I was in college. $600 ain't no money for these kids, Ocho.

Especially not nine. What's the money they making nine? That ain't no money. I mean, Shador, I think Shador is getting Prime's son, the quarterback. I think he's getting a tick under $5 million in NIL.

Woo! For real? Yeah. Boy, let me hold something. Boy, boy let me go i almost had that job in colorado too man yeah but but like i said man they they they worth 37 billion and i'm not saying you got to get a kid 60 000 but i think 6 000 i think 6 000 but what's 6 6,000 would. What's 6,000 going to hurt? Nah, it's not. Especially, can you imagine? We haven't had college football in so long. Do you know what they're going to have in sales? Uh-huh.

Sales are going to be crazy. Yeah. Oh, it's going to be crazy. The Volume. Wake up with football every morning and listen to my new podcast, NFL Daily with Greg Rosenthal. Five days a week, you'll get all the latest news and the best analysis delivered by the time you get your coffee.

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