Coffee Convos with Kail Lowry and Lindsie Chrisley - Speidi Returns, Fire Insurance Debacle & The Impending TikTok Ban

Episode Date: January 16, 2025

CC393: Lindsie and Kail are all in for a potential return of Spencer Pratt and Heidi Montag - aka Speidi. Both of them double down on their opinions on last week's topic about spending separate time with OG family members. News of insurance companies dropping fire coverage in California months before the devasting fires has Kail and Lindsie feeling some type of way... And this Tiktok ban isn't helping. A listener asks if they should tell their BFF that they don't like their husband... Oof, we've all been there!  Thank you to our sponsor! Better Help: This episode is brought to you by BetterHelp. Visit BetterHelp.com/coffee today to get 10% off your first month. IQBar: Get 20% off every IQBar product plus free shipping when you text CONVOS to 64-000. By Texting 64000, you agree to receive recurring automated marketing messages from IQBAR. Message and data rates may apply. No purchase required. Terms apply, available at IQBAR.com. Reply "STOP" to stop, "HELP" for help. Lume: Control Body Odor ANYWHERE with @lumedeodorant and get $5 off off your Starter Pack (that’s over 40% off) with promo code Coffeeconvos at LumeDeodorant.com! #lumepod Orgain: For 30% off your order, head to Orgain.com/CONVOS and use code CONVOS. Progressive: Visit Progressive.com to learn more!

I hate gift giving and receiving. Receiving gifts is so weird. What do you say thank you? This is Coffee Convo's with Kale Lowry and Lindsey Chrisley. I really want you to be in your feels, Kale. That does not interest me whatsoever. I feel very attacked by you. A spirited discussion about motherhood, friendship, family,

and life in the public eye. I'm just not with the fakery anymore. There's a fakery bakery around here. Here's Kale and Lindsey. Good morning, kitty cat. Good morning. You know, it's so funny that I just thought of this. Like, we've been the kitty gang for some time now. And my dad used to call me kitty. Why did he call her that? I have no idea. I guess like sassy. It was like sassy cat, then kitty. Okay. And now I'm

like, Oh, God, do we need to go back to the fluffers? I do love a good fluffer moment. So I think fluffers is cute. I also love the nicknames for Savannah, like the name Savannah, not not just your sister, like savvy is cute. Fastie is cute. Yeah, they're so cute. I love it. Good morning, Coffee Compost Podcast. I'm coming to you not able to see.

So I love that for me. I'm coming to you with no bra on. Look at those titties though. They're so small. I will say this one's still a little swollen, so it does look a little bit bigger, but it's not they're the same. Did your nipples get cut off? So he says no, but the scars tell a different story. What do you mean?

Alessandra has all the footage because we recorded the pre-op and the just everything and he said he wasn't removing the nipples, but my scars, like my nipples are small now. And I would, he did a magic trick if the nipples didn't come off, but there's a scar all the way around. Like maybe there was like, it was like hanging on by a thread kind of thing.

Okay, so I have to ask you this for implant girlies out there, Where did you where did they insert your implants? Because mine was under the armpit. Do you have saline or silicone? Silicone. Oh, interesting. Yeah, so I think my doctor, I don't don't quote me on this. But I was told that he was part of the invention of going through the armpit. That's amazing. And I have like no scar.

I mean, old. But I will say that, so I've heard of through the armpit and I have an old friend that went through the armpit, but I don't think everyone is a candidate for that. I think it's like, yeah, I don't think, I mean, I had to have like, I have the scars around my nipple, I have the scar down and then under. He did a really good job keeping the incisions pretty

thin. So you can't really tell. But I don't think everyone is a candidate for under the armpits. I think it's only certain people. I'm going to actually look into that. That's very interesting that you say that. I am in my organizing girl era. The way that these snow days. Fix your, hold on, fix that. I can't, my hair's just crazy.

The way that these snow days took me out and also took my bank account out when it comes to Amazon. Mine was for food because the kids were home all day, starving all day. So we're ordering food, cooking food, making all the things. Wait, were door dashers and shit out during the snow day? Well, Thursday, Friday. So we had off Monday through Wednesday and then Isaac had off Thursday, Friday. So it was like Thursday, Friday, once the roads really did start clearing, we were ordering food left and right.

Oh my God. Okay, so the amount of things that I ordered off of Amazon, it's truly at an alarming rate. Like all the way down to, I need new flip-flops to go to the nail salon, because I don't like the ones that I have anymore. And I'm not a flip flop wearing girly.

I have none. I threw the one pair that I had away. That's it. I did a deep dive on Amazon. But so here's the thing because I am in my not participating in over consumption era right now. Is it things that you need? Because I was thinking about it, right?

Just hear me out. Doing my makeup this morning, and I'm like, some of these products outside of the foundation, but like my highlighter, my blush, they last me for like a year. Why would I be buying more, right? So like flip flops, okay, you might need flip flops for the nail salon so that you can leave the salon

or walk around the salon with the flip flops on. Okay, cool. You might need those. But like I don't want to order more shit unless I'm completely out of what I have. Okay, well do you want me to just like give you my list of stuff that I want? Okay, I needed a mirror for my closet. Ordered that. I needed these faux plants for my front porch because I can't keep anything alive. So I ordered that because I have not decorated my front porch and it drives me nuts when I like pull up to my house.

Is yours like all decorated and cute and like got a mat and like all the things? Yeah. I mean, I have like two fake plants and then like the little table and chairs and then a mat. Yeah. Okay. So see, I have nothing up there right now. Okay, so you just want to put a little cute stuff. Okay. I'm like, okay, containers and stuff to organize my laundry room. I'm going to take a picture of

my laundry room right now as it stands. I'm mortified that I'm actually going to share this, but like the way that I cannot keep up with laundry and the way that like I stack shit up. Hey, Lindsey, you know you can ask for help, right? To who? You can hire someone. I know, but here's the problem. I had my nanny at my house probably like three or four weeks ago, and she said, I'm gonna help you like get all caught up on everything.

And I'm like, great, that would be lovely. So she catches up on all my laundry and I have no idea how she does it. I really don't know because I cannot do it. I started finding things like she said that she organized my stuff. Why was there a lip liner in my utensil drawer and a spare sock in my silverware drawer. That is not helping me.

Okay. Well, there's other options. Okay. There's definitely other options. We could look into the wing woman situation in your state. We could look up to, we could ask your personal assistant, maybe she could help. I just worry that you're gonna overwhelm yourself. If you saw my closet, which has a laundry room in it, you wouldn't know what to do. So Kristen and Alessandra are actually coming to my house to help me. Oh, so you're in the same situation as me. Oh yeah, like it's bad.

Like it's so bad. And I have been making donation piles and then piles for Poshmark because I think they're two different things. And then I know it's so bad that one of my racks fell. Okay, but I feel like you have more excuse because you have more children and I feel like you're doing more stuff for me. Jackson's here 50% of the time, like what the fuck am I doing in my laundry room? I am appalled. So I ordered these little containers and stuff to like sit out so it'll look

aesthetically pleasing. I want to be in there. Get a label printer so that you can print the labels. Like the little containers, it came with like all the things they you would want to put on it. And like pretty writing, like it looks so good. I'm so excited about it. I ordered planters for my faux plants. I ordered something for my phone. Oh, and guess what I did? What? I ordered a book. What book did you order?

I ordered Let them Mel Robbins. Oh, I saw that one at Barnes and Noble on Saturday when I went it's like a teal cover. Is it a teal cover? Yep, I saw that one. Actually, it was she promoted it really well. I don't know how like, I didn't know who she was until I started seeing her all over TikTok. I absolutely love Mel Robbins and I can't wait to read the book. So what is like a normal person, like not super speeder reader? Like how much should I be reading per night to get through this book? I think that's it's up to you. Yeah. I mean, whatever you're comfortable with, right?

Like I just started Beautiful Ugly the other day and I'm only on page 50. So I'm sort of in a reading slump right now. I'm only reading about 25 pages at a time, but like on a good day, I might read 150 pages. So it really just depends on your comfort level and where you're at. I just been taking my meds at night. So I read and then I'm like, falling asleep while I'm reading. So wait, what medicine do you take at night? Well, since I had surgery, I'm still taking some meds as needed and I weaned off for a little bit and then for whatever reason I had a setback.

I think I started doing too much too fast. So then I started to swell up and get sore. And they just told me to take it day by day. I'll have good days and bad days. And, you know, these last couple of days because I'm going back into the full swing of sports and everything else, I think I'm taking it a little too far. As you always do. Lincoln is playing basketball and soccer, and then he also just made a soccer team,

and then Lux is playing basketball and soccer, and he's trying out for said soccer team. So there's just a lot going on. The way, are the soccers two different? So they were playing in two different leagues, and now Lincoln tried out for a soccer league that's, that it's the same one that Lux is trying out for, for the sole fact that I need them to be in the same league in order for me to be able to do all the things. So going, having them in two separate leagues isn't, it's so hard.

Oh my God. When you're playing basketball, Lincoln, Lux and Creed are all playing basketball at different times in different places. That's insane. I don't know how you do it, but shout out to you. And I also love to see that you're drinking an Elani, you little sneak.

Because I went to Royal Farms and they did not have, and I really don't fuck with RoeFoe. I'm a Walla walla girly. They didn't have a ghost. But wait, I have to tell you this because I'm shook right now. And do you remember the Hills when Spencer and Heidi were like the villain and Lauren Conrad was everything?

I do, but I always liked Spencer and Heidi. I also always liked Spencer and Heidi. It was one of those things that when I was younger and I didn't fully understand what was going on, I was like, I hate that I love Spencer. Even while he was the villain, I secretly was loving him and I hated that I loved him because I was like, he's obviously the villain. Now that we're older and you look back, you're like, wait, they weren't the villain and now

they're all over TikTok. I had no idea. Okay, so the wildfires, let's talk about that. First of all, I donated thousands of my own dollars to all these organizations and I was trying to fulfill Amazon wishlist, right? So I'm scrolling on TikTok. I see that spider, spider, Spidey's house burned down to the ground, rubble, ash, nothing left. So Spencer is on TikTok basically like trying to milk this for money. And I don't blame him because when you lose everything, I mean, their kids live in this house, right?

Like I don't blame them. He's promoting Heidi's album, right? I knew she recorded an album. I did not know it hit number one song and number one album since he started promoting it. It is from 2010. I thought that this was like a recent album that she like, did in the last two years.

I thought she recorded this like last week. Same. And no, it is from 2010. And I go online and I'm like, everyone is like, streaming her music. It's trending on TikTok. Everyone's like freaking out because they're like wanting to help her and try to get them out there. And he's tagging Hulu. And he's like, we're gonna get our show back. Like I'm just like, a true king. And he's so he cries on TikTok about his wife's album hitting number one and her song hitting number

one. Literally hold on, let me pull it up on Instagram. I'm like, go Spencer. Like they really did that. Okay, so I really got into Spidey when Spencer, like it was when TikTok first came out, it was like feeding hummingbirds off of his back porch. I was like, okay, I can get behind this. He showed a pot from the ash of their house burned down. And he was like, here's I can get behind this. He showed a pot from the ash of their house burned down and he was like, here's the pot I make nectar and there was still nectar on the bottom.

Wait, what? Yeah, from the hummingbirds. And then the comments were like, don't worry, the hummingbirds will find you at your new house. Oh my gosh. It's just really sad. This episode is brought to you by BetterHelp. Last week I talked a lot about therapy, I feel like, and I just feel like every January it brings you 365 blank pages waiting to be filled.

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Heidi Montag 2010 album finally reaches number one on iTunes amid LA fires. He saw tears of gratitude and tick tock videos shared over the weekend as his wife, Heidi Montag's 2010 album Superficial reached number one on iTunes. Spencer shared the couples had some regret after they spent all of their Hills money on the album 15 years ago. Oh my gosh. So I saw some article that popped up that said they spent $2 million on that album. What you saw too?

Yeah. What you saw too. Yeah. But I'm like, Okay, an album real quick because also, I want to record $2 million to spend when Spidey No, not on that. I mean, no. When spider spider, I keep calling them spider. Spidey had a podcast with podcast one I went went on it and think that was in... I didn't know this. 2017, I think. And I got a lot of backlash for what I said because they were like, do you think Kylie

Jenner is glamorizing young pregnancy? And I said, yes, but I don't think I explained myself. And I also didn't... This might've been before we had our own podcast, now that I think about it. So I just like didn't really have my thoughts together. And I didn't know how podcasts worked. So I didn't know what was going on. We might have either just started coffee combos or it was shortly thereafter. But yeah, the mouth moment. Yeah, it was just one of those things where like I knew what

I was going to say, like in my head, I knew what I was thinking. It's like not that she glamorizes young pregnancy, right? It was more about, you know, what she has and how she lives is sort of unattainable for the general public. And so when you have a kid that young and you, and I'm not saying it's always easy for her, but like, I think that's sort of where my mind was at was like, I, the general public cannot have a baby at 20 years old and just still live this like glam, glamorous lifestyle, right? Like I think that's more so what I was trying to say, not necessarily that she glamorizes teen pregnant or young pregnancy, but yeah, I mean, I, I remember seeing articles about

myself, but I think they should bring back their podcast. I think they should bring back Spidey on TV. And I would like to make a cameo. I cannot. Let's all stand for Spidey. Yeah, I think we should all stand for Spidey because truly they weren't the crazy ones. Like they weren't crazy. What like most people thought.

Like they were, but not in the way that everyone thought. They were, but not in the way that everyone thought. I feel like, you know, with reality TV, some people just naturally get better edits than others. And it does not matter. Like they can be the most unlikable person and producers for whatever reason networks decide I'm giving that person the better edit. I'm giving that person the better at it. I would love to be a producer on a reality show or shadow a producer and the thought process and the meetings just to understand how they decide that

because I do think that some people, not always, but I do think some people get pigeonholed a little bit. Oh, 1000%. I mean- And maybe it's not even intentional. Maybe it didn't start that way, but that's how it goes based on one decision or one choice. And now that's where that's the direction they go. I don't know.

I'd be curious to see. I think like in your situation, for example, I watched it happen with you firsthand. Do you think it happened with Spidey? Yes, I do. I think that sometimes when you have a character that has such a big personality and they say like outlandish, whatever, I feel like a producer is going to latch on to that naturally, right? What if we did a reality show with like the underdogs, right? Like the people that they claim are crazy, me, Spidey, Moniz from Love

and Hip Hop, like people that didn't... Farrah, like people who got, no matter what the edit actually was, whether they were like a villain or maybe just like super, like just to rebuild sort of what happened since then and how, you know, were they crazy? Were they not crazy? That would be a really cool show. It'd be like recovering villains. What's frustrating is to see people who act like they're transparent and authentic and then they get these good edits and they're not sharing any part of the real stuff. And I imagine that that would have been very frustrating on your show or any show that's like an ensemble cast when you go back and watch it you're like okay I was actually

showing up for my job showing the real stuff whatever and then I see another person not doing that. I will say I did get an email that I don't know if it's Farrah or not because she has me blocked on social media. Oh my God. But I got an email and I was like, I have no way to verify if this is her or not because she has me blocked. But then I go on Jordy Cray. Do you know who Jordy Cray is? He posted something about like something

that Farrah posted on social media and it did sound like this email that I got. I'll read it to you. It does sound like the email I got. So I'll read it to you. It does sound like the email I got. So I think it was her, but I don't know how to verify. And I don't want to email an email back that I think could be a scam. It says, hello, Kaylyn, reaching out as Teen Mom fans are requesting we collaborate on your podcast. I think it's also a great idea during this next sweet 16 season of Teen Mom with our kids turning 16, as well as we

have never got to formally sit down, formerly, or I think she meant formally. Yeah, formally. Formally sit down and meet over the years when I've stopped by the Teen Mom series. Let me know your film schedule for end of January. I look forward to making it one to remember for Teen Mom fans who crave some goodness and look back in this full circle moment from the start to now, our childhoods and how we overcame and healed to allow our children one amazing 16 without things being rushed. I think it's great to do it with you.

It makes the most sense. Have a blessed and flourishing 2025. Look forward to working with you if the stars can align. Lots of blessings to you and your family. But I don't know if it's her. It's real. Hey, Farrah, if you're listening to this, can you unblock? Oh my gosh. Okay. And completely different news. I am shook by what I'm about to tell you because I had no idea that this was a thing. And if this has been going on for a long time for anybody who's listening to this, just like keep moving on. Did you know that you could buy sheet sets together and separate?

What do you mean? Like, okay, so I went to Purple and got a new set of King sheets. Purple sheets are very expensive. I think they were like $250 a set. Okay. They are the best sheets in my opinion. It's worth the spend. It's not like you're buying sheets every week, right? So I had talked about sheets maybe on my Instagram story, or it might've been on the Southern Tea, but I was talking about sheets and Millennials and how they don't prefer top sheets. I also don't prefer top sheets Okay. Well, I'm gonna get into that with you next

Jackson tucks the top sheet like all the way to the bottom of the bed Because I make this I make the bed as this sheet set because it comes that way and that's how it is intended to be used. So someone sent me an Instagram message and said that Target sells top sheets and bottom sheets separately. Like you can buy it in a set, but you can also get like a top sheet separate from the bottom sheet. And like, oh, that's really interesting. So after the snow day crazies and all of my shopping extravaganza that I participated in, I go to purple and they have separates, a bottom sheet and a top sheet that you can buy separately. And I'm like, well, what the fuck would you do with the top sheet? Like, I think the most logical thing is to only have the bottom separate

because if the issue is the top sheet, why are we selling that separate? What are we doing with it? Some people like top sheets and some people don't. So I think it's more for the people who don't want a top sheet because they're wasting money on something they're not gonna use.

I was always taught, actually my best friend in high school's mom taught me to put the top sheet, if you don't use it, put it under the fitted sheet for extra protection from drool or if someone pees the bed or yes, I know there's mattress protectors, but I'm saying if you buy a sheet set that comes with the top sheet and you'd prefer not to use it, put it under the fitted sheet for extra protection. So that's what I do. Okay. So this sales associate at Purple, I was like, how long have you guys been selling separates? And I'm sure he probably was like, why is this bitch doing marketing research

up here in Purple? He said, we started doing that not too long ago and you would be amazed at how fast the separate sold versus the actual sheet sets. So interesting. Isn't that crazy? And then it brought me to the next thought of what are you using to cover up on top? Like is it your duvet? Because that's what Jackson uses and quite literally it pisses me off because then I can go to hell. Oh, you're not a duvet girly.

Duvets can go straight to hell. What do you use a comforter? Why are we? Do you know how fucking hard it is to take the duvet cover off to clean it and then put it back on. Do you know the workouts that we have tried? How the inserts, they slide to the bottom, they get fucked up, they're not even, they're lumpy. I hate a duvet. Every bed in my house has a duvet on it. No.

So that means you're not coming to have a sleepover. I'll bring my own sheets. I'm not my own sheets. I'll bring my own comforter. Dead. So like, are we talking like a quilt or like a legitimate comforter? Because I thought comforters were like, pastimes. Comforter and a quilt I have. So I had this quilt made. Did I ever tell you the story about the quilt that I accidentally paid up to the quilt that I accidentally paid up to,

the quilt that I accidentally paid $800 for? No, I don't believe you ever did. So- You accidentally paid $800. This is like that Jessica Simpson moment from Newlyweds where she goes and buys those underwear and she calls Nick from outside the store. She's like, oh my God, it was like $750

for two pair of panties. Oops. Like what? I didn't get an estimate before I put this quilt into production and then the work was done. So I had to pay for it. What is said quilt? It has good backing on it.

It's homemade. No, I get the homemade part. What I'm saying is like, why is it so special to you? It's very special to me. It's actually not that special to me, which is interesting. It was at the time. So like now I just put it under my comforter. So like when I walk into my room, when my bed is made, it's not always made. It's like my sheets and then my quilt because it's pretty thin and then I put my comforter over it for an extra labor. Also for some reason, Elijah and I always end up with two different, one of us ends up with the comforter, one of us ends up with the

quilt. So I think that's really why we do it. Okay. So this was so interesting. So as I'm on like this saga of this sheet shit, someone messaged me and said that in their master bedroom, they have two twin mattresses together on a frame, because one prefers top sheet and one does not. So it's like a split mattress situation. Well, do you think that if they ever went in the middle? How do you have sex? That's what I'm gonna say.

Like if you're in the middle, wouldn't because they move, right? Like if there's nothing holding them in place, yes, they are on a frame, but that doesn't mean that's not preventing them to fall off. So like wouldn't there be gapping in between? Kristin just said, imagine falling through while on top. Like you have sex. On the couch, I guess. This podcast is sponsored by Orgain. Orgain believes real nutrition has the power to make

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For 30% off your order, that's the best offer that you're going to find, but you have to use our code convo's for 30% off. For 30% off, head to orgain.com slash convo's and use our code convo's. So now that we're on that topic, having sex around the house, are you weird about it or you're like good with it? No, I'm fine with it. It just doesn't happen because there's too many children Okay, but like for example if you're having sex on a countertop Do you not like feel weird about it? No Immediately chloral like Clorox needs to be gotten out for sure. I would agree with that So like I don't want to eat or prepare food on the on the counter before I mean,

without Cloroxing the surface where your ass cheeks just work. Yeah, I mean, I think that would be a little bit weird. And if you're having sex on your couch, are you like putting down a blanket so it doesn't get all over like the surface of your couch or you're just like at it? I would hope that the man is more responsible than that and would either aim accordingly and not have it all over the place or have protection on where it's just an easy cleanup. Yeah, but like what about you? What do you I'm not like I'm not squirting all over the place.

I know but like naturally like where your ass cheeks are if you're laying down like let's say he's on top. There's gonna be stuff. Yeah maybe lay a blanket down I think that would be a good option also because the texture of my couch is like almost like tweed and it's sort of like weird word. So like I don't want that rubbing on my butt on my bare ass. Oh my god. This is a weird word. I don't want that rubbing on my bare ass. Oh my God.

Okay. I need to know the people who are couch sex people, are we waiting until we get to our master bedroom? Maybe they're doing it in both places. They're like, here we go from the couch to the... I literally cannot. Okay. I have a follow-up from last week because I think people were like very confused or maybe we were confused.

I don't know. Um, we were talking about the spending time with your OG family versus like the add-ons, if that's what we're going to call them. And I guess part of the story that we were reading was this was like Christmas or Father's Day, not just like a random time. And so I don't know if I need to retract part of my statement or if I just need to like restate what I said. I think that there's a time and a place for everything.

And do I think that that's fair, like in a Christmas situation or a Father's Day situation for like kids to be excluded or like spouses to be excluded? No, I don't necessarily think that's fair and I don't think that that's really appropriate. But any other time, I think it's more than appropriate. I agree with you wholeheartedly and I think that it's few and far between that we agree on something completely. But here with this scenario, I would agree with you completely is that there is a time and a place for this.

I see nothing wrong with the situation. I don't know that a holiday would be the, maybe like, it's like, okay, we're going to celebrate on Father's Day together. But then as the Father's Day gift, we'll go away another weekend for this or we'll hang out and do the sleepover another weekend. That's the gift. Cool. Fine. See, I did not think that you and I would be as aligned on this as what you are. Well, because like I try to put myself in those shoes. I mean, I'm sure when my kids grow up and have families of their own, I'm still gonna want to just spend a day.

You know, there's a lot of days in the year, there's a lot of things that go on. I would love to spend a day or a weekend with just my kids. And that doesn't mean that I don't love their significant others and their kids. Well, I think that the dynamic is just so different when you add somebody else into the mix. Like the way that I would communicate with Jackson in conversation or like

do something with him solo would look very different if a girlfriend was coming along. I would agree with that. And also I think that for better or for worse, and people don't have to agree with me on this, for better or for worse, I think that being in a relationship with someone, man, woman, whatever, does change you to a certain degree. So sometimes in order to have that person in a real way, the same way, or try to have, you know, reconnect, I don't know if what I'm saying, what I'm thinking is coming out in words,

but I know that there are some people who are gonna act different when it's just them versus when they're in a relationship. And like I said, that's for better or for worse. So, you know. Like for example, I was reading a bunch of these comments and I was thinking back to whenever I was married to Will and when he would go and spend time at his parents' house by himself without me, like if I was doing something else or

I was in Nashville with my family, he might go and hang out with his parents and this is for Jackson. And him and his mom would like lay on the couch and look at old high school yearbooks and stuff like that. Those opportunities are not likely going to be there if I was involved because their interest that they have in that is very different than my interest in doing that, right? I agree. That's exactly what I was trying to say is like, I'm not going to do the same things with my kids necessarily. You know, if their partner is involved, it just might not interest them. It might not. It just might. the vibe might be weird. I don't know. It just depends on the situation. But yeah, I love that this

person was questioning it. I hope we gave her a little bit of perspective because I don't know. Like I said, I would want to do that with my kids. Oh my God. I can't even imagine. And I don't know, you're probably getting closer to like imagining it because Isaac's so much older. Yeah. I can't even imagine like not having one-on-one time with Jackson. Like what would that look like? And you deserve, no matter how big they get, I mean, you deserve to have that.

I know that biblically speaking, you leave your family for the one that you create or whatever. I still think that you, like people in general, should hang out with their parents if they have a good relationship. So I was talking to my mom this weekend and one of her youngest son is a freshman in college and he basically comes home every weekend and like she cooks and meals and washes his sheets and washes his laundry. Listen, Miss Ma'am, don't think that I did not use that as the opportunity to be like, nobody fucking did that shit for me. Oh, well, nobody did that for me. But she was like,

the dynamic has changed somewhat because he's out of the house, but it's still cool for him to come back home. And I was thinking to myself, like, eventually he's probably going to be bringing a girlfriend home when he comes. And like, what does that look like dynamically in the house? I mean, it changes everything like family dinner, the way that my mom would say something to him. Like when you add somebody else in

because you don't have that relationship with that person that you have built with your children, it looks different. It doesn't mean that you can't love that person. Right. Right. It just looks different. It's so interesting. Because Isaac will be out of the house. Well, let me not say out of the house. He'll be away at school before Jackson is. So I'll give you some tips and tricks and let you know what the hell is going on.

Also, whenever I was married, I would go to my parents on Christmas Eve and Will would stay home. Why? I don't fucking know. Were you okay with that? Surprisingly, yeah. Cause like, I was not there for Christmas like Christmas this past year and Elijah went to his parents with

the babies and I was fine with it. They didn't have a tradition. They don't have traditions or anything, but they went over there, hung out for a little bit and then came back. I don't- But was it a choice that you didn't go or you weren't invited? Well, I wasn't told about it because I was in Dallas. And then also, even if I was invited, not because I don't like them, it's just like

I don't do Christmas, I wouldn't have gone anyway. You know what I mean? So like, what were you doing at home? I was in Texas for my surgery because I had surgery right before Christmas. So I didn't get a chance. Like I didn't do anything for Christmas. I always used to ask Will, like, what the fuck do you do when we're gone? And what did he say?

Like watch sports or like workout or take a shower. Like we'd be gone for hours. And he would just hang out. He had the whole house to himself. No one could complain about him. He could put his dirty feet up on the coffee table. He was ready. He was loving it. Fucking dusty ass man. How is Will? How's he doing?

Well, probably not great after that exchange last night. What exchange? Well, okay. Let me just tell you, we have a shared calendar. Like a shared Google calendar. All of Jackson's dates are put on said shared calendar. So today Jackson goes to Will's. Jackson has a basketball game tonight.

So Will texts me at like, haven't heard like one word from him. Don't know if he's like slung off a cliff on black ice, like have no idea, have not heard one word. Randomly out of the blue at like 6pm last night, he texts me and says, I need you to drop off Jackson's basketball stuff. Why are you texting me first of all? Secondly, you act like I don't know when I was the one that informed you via shared Google calendar of the game. Why are you acting like this is brand new information? Because it's absolutely not.

So then he said that he got a GroupMe notification that comes 24 hours ahead of games and so that he was letting me know about the game and then gave me the game time. And I'm like, okay, number one, I'm in the group me. And if you actually followed the group me, you would see that I responded that I was attending, which means that I'm aware. Also, we have a shared Google calendar, which has the time and the location of said game. So seems as if and appears as if I'm trying to get on my fucking nerves. Seems as if it appears as if. So he texts me and said, hold on, I'm gonna read it.

Asshole. He said, dummy, do you not realize that the group me sends out reminders for events? We got a reminder tonight from group me. This is in capitals. I said, I don't need a reminder dummy. He said good for you. I said, what the heck is your problem? This is insane. He said, all you do is just meet me with minimum.

He says being starts at 705. I sent my text at 706 after the reminder that us commoners were sent. I can't speak to the, I can't speak to what people from the future got. What is he talking about? Why did he say us commoners? You're listening to this. I go to bat for you every single time, but thank you for adding comic relief to these text messages. What this is like, you guys are fake fighting.

I said real argument. I said that schedule was sent to all of us at the same time. It was also added to a shared calendar. You can kick rocks and open toed shoes will starts at 705 which is in the calendar for 705. I thought I felt like I was arguing with somebody that like could not connect the dots, the dots and then it's like dummy slinging. Like why we got call me dummy?

Yeah, that I mean, we could do without that part would still be funny. So this morning I dropped off the uniform request in his mailbox and I said everything is in your mailbox. He said, thank you kindly. Love that. I love that. Yes, sir.

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and two free products of your choice like the mini body wash and the deodorant wipes and free shipping. Actually, I keep the deodorant wipes in my car. So as a special offer for our listeners, new customers get $5 off a Lume starter pack with code coffee convos at lumedeodorant.com. That equates to over 40% off your starter pack when you visit lumedeodorant.com and use code coffee convos. Can you tell me about this home insurance crisis in California? Because I have been seeing so many different TikToks about, Can you tell me about this home insurance crisis in California?

Because I have been seeing so many different TikToks about, I don't know if it was months ago, like years ago, that State Farm canceled fire insurance or something. See, I don't know about that part of it, but I know like in Florida, insurance was dropping flood damage and any flood claims they weren't you weren't allowed to claim that because of like the hurricanes and stuff. Well, right before all the wild all the wildfires happened and before these fires currently, the insurance companies dropped all they dropped fire coverage. And I just thought that was really interesting. I think there's, I'm not a conspiracy theorist, and I really don't go down those rabbit holes often. But I do think that there was so much negligence here. And they set up, you know, for these people to crumble right before our eyes. I was talking to Kristin about it.

when a home is flooded or burned down and they don't have that coverage for the flood or for the fire, they still have to pay mortgage on a house that no longer exists. There's no coverage for it to be rebuilt. So these families, like let's think about the single moms, the people that have disabilities, they cannot then turn around when they're paying in California, let's go out on a limb

and say $3,500 a month or $4,000 a month for insurance or, you know, not insurance, for mortgage or rent. And they still have to pay on that. Where are they going? And with what money, when they have to still pay that so they don't default on their loan, they can't afford another $3,000 for a new place to live. Wait, actually, what happens in a situation of like a natural disaster and you have a mortgage on a home, but that home no longer exists? You still have to pay for it. You can't live there. But you still have to pay for it. It doesn't matter. Oh my God. Yes. So think about, I mean, we're talking about like, what about the elderly? What about single mothers who

were barely making it by on their regular mortgage and now they're talking about like, what about the elderly? What about single mothers who were barely making it buy on their regular mortgage and now they're displaced. They don't have the funds when they're, or I guess they could file bankruptcy or something like that and then turn around and default on their loan, but then they won't get approved for even, they won't get approved for even rent. If there's an eviction or default on your mortgage,

how will they, if they run a credit check, then what? Okay. Insurance companies pulling back on offering coverage in the large swaths of California at risk for these devastating disasters have become a crisis for homeowners throughout the state. And while the state has recently taken steps to address the issue, the new rules are sparking their own criticism because of the increased costs to homeowners that could accompany them. The problem of canceled policies has forced some homeowners to go without fire insurance or to use a program set up by the state, but without taxpayer support called the California Fair Plan. These policies have higher premiums than traditional private insurance and less coverage, often requiring homeowners to buy additional wraparound coverage at an even higher cost. The cost of living in California

is already absolutely fucking insane. People are barely, barely getting by. I don't understand how this is even fair. It says, although fair is supposed to be a last resort insurance provider, demand for its policies has skyrocketed. Its exposure for dwellings as of September was up to 61% and $458 billion from just a year earlier and triple where it stood only four years ago. Its exposure for commercial policies has risen even faster, nearly doubling to $26.6 billion as of September and up to 464% in the last four years. California Fair tried to assure worried homeowners that it would be able to handle the claims that this last week's massiveifiers will produce.

When did insurance companies decide that they were just going to deny claims? If you live in an area to where your home could possibly flood from large bodies of water, why would the insurer not have that type of insurance for you to be able to get that on your policy? That's the whole fucking point of insurance. The whole thing about insurance is a scam to me because these people that are paying for, we'll say, the insurance they're paying monthly or yearly, whatever, they might not use it for five fucking years. Any part of the insurance, like I have never in my life,

and I've owned a home now since I was 20 years old. So 12 years I've owned homes. I've never filed a home insurance claim, ever. Even when I hit my garage with that Bronco, I didn't file a homeowner's insurance claim. I've never filed one, ever. So what I garage with that Bronco, I didn't file a homeowners insurance claim. I've never filed one ever. So I say all that to say that those 12 years that I've paid for homeowners insurance would cover the damage if I was to file a claim, right?

It would cover the damage, but they're not going to cover any of it or they'll cover a small portion of it. Why? I don't understand the whole flood insurance and fire insurance thing. If for 10 years, they never ever file a claim, that would cover, like it just doesn't make sense. Kristen said, so they started dropping coverage when they had to keep paying out or jacking up the rate to remain covered substantially. But what does that mean? I just don't understand the whole point of you having insurance is for that type of protection in the event that there was a catastrophe. I don't feel like you should have to go

outside of your insurer for your home to get catastrophic insurance like this fair, whatever that you're talking about. I think that's insane. I mean, I would agree with you. The whole thing is insane. I mean, think about the people who live near large bodies of water that are waterfront, hurricanes, whatever coming, tropical storms coming through there. I feel like if you're going to choose to live there, you should be able to have coverage through your homeowners insurance in the event that something happens that you're protected. To me, that seems like a fucking free for all.

We'll see what happens. I'll be curious to see if some of these families decide to not rebuild their homes in California and start pushing towards the Midwest or the East Coast. I mean, so you're telling me right now that I need to call State Farm when we hang up and ask them if I have like, flood or fire insurance. I don't know because of where you live, it might not be a problem. But see, that to me is like targeting, that's insurance companies targeting people knowing that they are at the highest

risk, which means that those would be the people that would be making these claims. It's an easy way for insurance to not have to pay it out. The entire insurance is a fucking scam. Kirsten said this is more for areas like California and Florida and it 100% is. Yeah. So like Florida for hurricanes, I would guess some maybe Midwest, maybe tornadoes, I don't know. I know my sister, when the tornado went through

near Dallas and Waco and stuff like that, they were having a hard time getting insurance to cover her home and car because of, they live in wherever they live in Texas. And I just don't understand that. Like include the natural disaster, whether it be floods, tornadoes, hurricanes, whatever, fires, maybe have them, you know, if they need to pay a little bit extra. But at the end of the day, the chances of them

filing claims are not very high on a regular day. So all of the years that they're not filing claims and they don't like, why can't we use that to like, I just I'm not understanding what the point of it is, but we're required to have it. Well, the last thing that I want to say on this, and it kind of just rubbed me completely the wrong way is that there were so many people that lost everything that they'd ever had, like in that CNN article, it was talking about people who had lived like 75 years in the same place and lost everything to their name. But the media is constantly posting people who are celebrity status of things that they

lost and while loss is loss across the board, like doesn't matter what your financial situation is, loss is loss. But like, why are we just talking about the celebrities in the media? doesn't matter what your financial situation is, loss is loss. But why are we just talking about the celebrities and the media? Right, because at the end of the day, like I was saying earlier, is that the single moms are the ones

who won't recover from this. The disabled, they're living with their families or they're not gonna be able to recover from this. The elderly are not gonna be able to recover from this. The lower and middle working class are not gonna be able to recover from this the same way a celebrity might have, you know, it still sucks and it's still sad, but I think they will have an easier time recovering.

I just it's really sad. And that brings me to my next point, which is the tick tock ban because so many creators, and so many small businesses that are in the area that are using TikTok to support their small businesses and or their life because it really is a job. It's a company. It's whether people see it that way or not, we're getting paid in real money on TikTok. They're able to use their funds from TikTok to pay their mortgages, pay their rent. With TikTok going away, what about all the people in California that could be on TikTok to rebuild their house and they won't be able to do that anymore?

I just feel like TikTok has become, whether we agree with it or not, has become such an outlet for number one, people to make money off of if you choose to monetize it, right? But I feel like a lot of, and including me, but younger generations, a lot of people go on there to have access to communities. Created communities on there. The president recently talked about millennials and how that was, TikTok was such an important part of the election because that's where a lot of people were getting information, whether it be wrong information, right information, whatever.

I just don't know how I feel about it. Without trying to become too political on the topic, I will say that I know for a fact that TikTok has contributed millions and millions, if not billions of dollars into the economy through small businesses and the Creator Fund and things like that. And so, you know, with Spencer exactly bringing the episode full circle, people were mad at

Spencer for like milking what happened to him. How else would you like him to make money more, more money in addition to whatever they're making to rebuild his house, right? Like that's what he's trying to do is to make sure that he has an income and through TikTok, he's able to do that. So I just, and small businesses too, like the amount of people that I've seen

their business skyrocket from TikTok. It's just like, and I do think just as a society and as a government and as, you know, a nation, we have bigger fish to fry than worrying about TikTok. And truly, I don't give a fuck. This episode is brought to you by IQ Bar, our exclusive snack sponsor. All right. Every morning, Elijah brings my coffee into the bathroom and I use IQ Joe. So I say all that to say I start my morning with IQ Joe, a jitter-free coffee that has natural caffeine and boosts my and mood with its magnesium and lion's main blend I absolutely love this and I know I drink a lot of caffeine through today but I don't get the jitters from IQ Joe coffee. Make this year's resolutions stick with the help of IQ Bar prioritize your health and wellness with snacks and drinks that deliver on taste and nutrition. Start the new year off right with IQ Bar's brain

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shipping. To get your 20% off, just text combos to 64,000, text combos to 64,000, that's combos to 64,000. Message and data rates may apply, see terms for details. I don't give a fuck if China has my information because they have my information from other things too, like Tmoo or Shien or whatever else is out there. TikTok is not the only place that they're getting our information. And evidently they're getting our information

from iPhone and Android. So it's like, I don't, I said that exact same statement to someone yesterday. They were like, how do you feel about TikTok going away? And I'm like, okay, well, you know, that's my main news source. There's no information to strip from me. I don't have information that they want.

So I'm not worried about it. But when I was with my attorney last, she asked me about it. She said, you know, are you upset about it? I'm upset for the other people because I, yes, I'm in the creator funds, but I do not, TikTok is not the main source of income for me. TikTok is not how I pay my mortgage. TikTok is not, it's not, personally,

I'm speaking for myself, so please don't get upset when I say this. I'm not making a whole lot of money on TikTok. So I'm more so upset for all the people who are, all the people who are able to fund their entire lifestyle and provide for their family. The people, the single mom that I told you about that is going to the food bank every week to feed her daughter. She's able to make a couple extra dollars on TikTok so that she can

get ahead. Right. And most Americans don't even have $10,000 in their savings account. So while she's trying to, she has a roommate and a daughter and she's going to the food bank, I'm fighting for the people like her who are able to make money. right? Like, I'm not mad for myself. So when my attorney asked me, I was like, no, like, I personally won't necessarily be affected. But I am upset for everybody who is. And Kristen said, look at all the single mom creators that this is going to impact, we are now taking away financial independence from them. So then the problem perpetuates with all of the people who are against

the welfare system and feel like people abuse the system. When TikTok is giving them the independence that they need to get back on their fucking feet and to be able to make content, to pay their fucking bills, can get off of welfare so that other people who need it can use it, they're not gonna be able to do that because they're going right back to the welfare system.

So that is going to directly impact our economy. And I don't understand how the government in America doesn't understand that. Kristen said, small businesses that this is going to force to close because Instagram and Facebook do not do the same thing that TikTok was able to do. The way that I have seen small businesses go absolutely fucking viral on TikTok and not have the same success

on other platforms is so upsetting to me because I. That is, is it because of the lack of algorithm that people were able to get in early during TikTok that it was so easy to go viral? It's still easy to go viral on TikTok. Even to this day, it's not about early. Like where YouTube, I feel like is a little bit different because you had to be an OG, like you truly have to be an OG on YouTube to make money. It's not the same for TikTok. Someone could sign up for TikTok today and go viral next week and it would change their entire life.

Look at the girl, the creator who did very demure, very cutesy. That changed her entire life, the trajectory of her near future has been completely turned around for TikTok from TikTok. And I just, what does that mean for all the small businesses that get their main? They do their main advertising on TikTok. What does that mean? Will they close their doors, and then turn around and either a try to find a job in the corporate world,

or B, they have to turn to welfare until they figure it out. I don't know what is going to, what happens. Other thing that was going on in Los Angeles, I don't know if you saw this, but it says Los Angeles man is trapped in a circling Waymo on the way to the airport and says, is somebody playing a joke? A Los Angeles man said that he nearly missed his flight on the way home after getting trapped on his way to the airport in a Waymo self-driving vehicle that would not stop making circles in a parking lot. Do you remember talking about these self-driving vehicles like last year? Yeah, because I saw them when Kristin and I went to Arizona for a work trip. We saw

them everywhere. And I, you know what? The government should focus on those over TikTok. Like if you're going to pick a situation between the two of them, they should work on maybe not having driverless cars. It's so insane. He said that it was just like doing circles in a parking lot. He had a seatbelt on and he could not get out of the car and felt like it had been hacked. So then what happens? Did he just jump out of a moving vehicle? I don't know. I'm reading what it says. It says that he's gonna miss his flight. Okay, let me just ask you this. If I have a flight to catch and I know that like you've missed a lot of flights. Me? Am I wrong?

I don't love being dependent on anybody to get me from like point A to point B. So imagine getting in like a self driving vehicle like this. And it's making fucking circles at the airport and you can't get out. I would the amount of panic and anxiety that I would be enduring during this time would, and I have missed flights, but that would stress me out and freak me out. It says a spokesperson said that it was a software glitch and had been resolved and that he was not charged for the ride.

Well no. Right. That's not enough because now I'm traumatized and I don't, I don't think that's enough. Like, could you just imagine the risk of like, just traffic stuff alone or possible fatalities? Like, why are we not worried about this kind of stuff? Well, that's what I'm saying. It's like, why are we even making these vehicles? Worry about that. Worry about stopping that over TikTok if you're going to pick a small fish to fry but also don't do that either like let the smaller government bodies worry about that and let's not worry about TikTok.

Agreed. We have a listener topic that we're going to get to before we do foul play this person says Hey kitty gang, I need advice. I really can't stand my best friend's husband. He treats her like crap and says some horrible things to her. She doesn't know that I don't like him but I find myself not going or dreading going to events if I know that he will be there. I love her and we talk daily but I feel like it has kind of put a weird cloud over our friendship. Should I tell her what should I do? I feel like this would change a friendship for me in its complete entirety.

So my fear with her telling her best friend is that her best friend is then going to probably not come to her about certain things, which will put a further strain on the relationship. I think that if she doesn't ask how you feel about it, maybe you shouldn't tell her. But I think you need to ask yourself, what is the end goal? Do you want her to know how you feel before you sort of... Because if you dread going to things that he's at and it's already putting a cloud over your friendship, if you think that you can no longer spend time around him, what is the end goal?

I think this is a situation where you have to make pro cons list, right? Because also there is a risk if she goes to her friend and says something that it could put her friend in a shitty situation. I don't know how long your friendship's been, but could put the friend in a shitty situation to feel like she has to choose her husband or her friend. So I think that that's a really sticky situation in itself. I have found myself in a shitty situation to feel like she has to choose her husband or her friend. So I think that that's a really sticky situation in itself. I have found myself in a situation like this before. I just completely removed myself from the situation in its entirety. So here's the thing. I also found myself in a situation like that sort of recently. And at the end of the day, I had to choose my partner because, you know,

that person wasn't getting along with my partner. They had animosity that I felt and it made me really uncomfortable. And so at the end of the day, it was like, unfortunately, I have to end this friendship sort of deal. And I, you know, I thought maybe it could be with no bad blood, like sort of just growing apart sort of deal, but that's not the way that it went and it just got ugly. So I think that you have to decide what you're doing. Like are you going to be able to be around this person? Because if so, I wouldn't even bother telling her because at that point there's just no, there's no point. But if you think that you need to separate yourself from the friendship because of him, I think then maybe you owe her an explanation. It's like, and do it in a way that is, what is like have cooth as

Lindsay. Yeah, definitely have cooth. But I don't know, I feel like also, I don't think everybody is perceptive. Is that the right word? Receptive? No, it's like perception. I don't feel like everybody can pick up on certain social cues and stuff, but if you truly are best friends with this person, I feel like she's probably somewhat aware of the feeling. I mean, I was very aware when I was in a similar situation.

I was very aware of, and neither of them had to tell me how they felt, like I knew. Yeah, because you were, what is the word, perceptive? Yeah, I mean, yeah. Yeah, like you just like pick up on what somebody's unintentionally possibly laying down. I just couldn't imagine putting myself in a situation to remain friends with someone

that I absolutely hated their partner and knowing that I was going to social events where said partner would be, now my life's not happy. Right. You know? Yeah. And I hate that happen to you actually, that sucks. I mean, it is what it is.

You're like, I don't miss that said friend. I don't. And on that note, we have foul play. All right. Hey girls, so I'm a new ish listener and was laughing my ass off when I heard another listener's foul play about her husband's Apple Watch calling 911.

Well, my Apple Watch didn't call 911, but my sister-in-law and myself had recently decided we are going to compete with each other for our workouts to hold each other accountable. I didn't even think about it monitoring literally everything and you don't always have to physically go in to start a workout. I woke up one morning after a kid-free night with my husband to a text from my sister-in-law asking if everything was okay. She had gotten an alert that I had completed a three hour workout at 3 a.m. and thought I was stress working out or something. I had to break it to her that her brother was making me work out for three hours. We then decided not to compete against each other anymore and my husband laughed his ass off and it alerted his sister about my workout starting and ending and the amount of

cardio and calories I burned. Thanks ladies for a great podcast. That's real life. I love that. That is something that you talk about for years to come. Wait, could you imagine like, sharing data with someone and then them just getting like that bitch was working out at 3am. I would crack up and laugh at you forever if that happened. Kristen said three fucking hours though. Three fucking hours is unhinged.

What is the perfect sweet spot of time? Like 10 to 15 minutes. I think that that is probably what the average person would say and you wanna. I mean, lesbians are different. I've said that before, but like. What do you mean? They're just, they're going at it all night.

You know what I mean? Why? It's just a different experience. Why is that a lesbian thing? I'm not sure. Kristen said what? Nope. Like. that a lesbian thing? I'm not sure. Kristen said what? Nope. Let me ask Becky, I'm gonna text her.

How long do you have sex for? I just don't understand. What could you be doing for that long? Should we phone a friend? Should we ask the audience? Yeah, we should. We should phone a friend. I just texted Becky and I'll let you know what she says.

It might be a follow-up for the next episode. I just, Becky and I'll let you know what she says. It might be a follow up for the next episode. I just, have you done that in a relationship with a girl? Yeah, she was like a, she wasn't really my girlfriend, but she was kind of my girlfriend. Yeah. But yeah, I mean, it was a long time. How long?

Can we get details? Probably like 12 to 3 a.m. But what were you all doing? We're like 11 to 2. Just things. Like, but what things? Having sex, like all kinds of sex. And then you take breaks and then you go back at it.

I feel like that's probably common if I was doing that with a man. But I don't know, is that like a regular thing? It depends. So there are lesbians that have sex all the time, and then there are lesbians who go a little bit longer between sex. Yeah, it's because you guys are doing it for so long. Yeah, I would agree. I mean, Becky's not answering me. She's probably it's Monday morning, so she's probably in an actual corporate meeting. But you know,

whatever Becky, thank you guys for always supporting our show. Please subscribe and review on the Apple podcast app. Follow it right on Spotify or listen wherever you get your podcasts. Don't forget to follow us on Instagram and join our Facebook group to connect with us in our community. We hope you guys have a great week and we'll talk to you soon. See ya.

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