Digital Social Hour - Owning 10,000 Companies, 401K's are a Scam and Living to 144 Years Old I Kris Krohn DSH #417

Episode Date: April 16, 2024

Kris Krohn comes to the show to talk about owning 10,000 Companies, 401K's are a scam, and living to 144 years old APPLY TO BE ON THE PODCAST: https://forms.gle/D2cLkWfJx46pDK1MA BUSINESS INQUIRIES/SPONSORS: [e-mail] SPONSORS: Deposyt Payment Processing: https://www.deposyt.com/seankelly LISTEN ON: Apple Podcasts: https://podcasts.apple.com/us/podcast/digital-social-hour/id1676846015 Spotify: https://open.spotify.com/show/5Jn7LXarRlI8Hc0GtTn759 Sean Kelly Instagram: https://www.instagram.com/seanmikekelly/ Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit podcastchoices.com/adchoices

The government has started fighting back against these large corporations that want to just buy up all the real estate. Over the next decade, it's predicted that 10% of all homes will be OMEC corporations. And that's kind of a sad thing because when people do get to retirement, their 401ks have failed them. And the majority of their net worth actually lies in the equity in their homes. So you start taking that away from people. And that's a huge problem. Wherever you guys are watching this show, I would truly appreciate it if you follow or subscribe. It helps a lot with the algorithm. It helps us get bigger and better guests, and it helps us grow the team. Truly means a lot. Thank you guys for supporting.

And here's the episode. Ladies and gentlemen, he's back. Chris Krohn in the building. Excited to be here, man. We've done it once and we'll do it better this go around. Let's do it, man. What's real estate looking like this year? So 2024 is definitely going to be a very interesting year. Right now, for the last 10 weeks, we've had 10 consecutive weeks of rate drops. We haven't seen this relief for 18 months.

And right now you've got UBS and CNBC that are predicting 2.75% rate drops. So we could literally hit closer to 4.5% and 5% ranges. And the market's going to go crazy because we literally have 6 million homes, excess inventory on the market that we need. And so until we can fill that, the price are going to keep shooting up. So I was jamming with my buddy Pace Morby. I'm like, okay, dude, let's place a bet. What is the national meeting going to sit at the end of 2024? And we both agree it's going to be over a half a million dollars. Wow. Which means we're going

to see, it's going to feel like 2020 all over again. It's going to be another massive bump up in prices and people can't afford it. But when rates drop, it'll actually feel equivalent. So, you know, if prices were sitting at a half a million dollars, which is up $75,000 from the current national median, uh, and you had those lower interest rates, you'd probably have a, uh, in total, your payment would probably get on a couple hundred bucks. So people can handle it, but things aren't even super affordable right now. And it's only going to get worse. Like that national median for the next couple of years is going to keep climbing. So we're going to become a renting nation. We are. I mean, there's $50 billion. Right now, the government has started fighting back against these large corporations that want to just buy up

all the real estate. Over the next decade, it's predicted that 10% of all homes will be owned by corporations so that we do really become a rental state. And that's kind of a sad thing because when people do get to retirement, their 401ks have failed them. And the majority of their net worth actually lies in the equity in their home. So you start taking that away from people. And that's a huge problem. People literally will work their entire life and have nothing to show in the end. Yeah. You believe 401ks and IRAs are a scam, right? For 40 years, we've proven it as a scam. It gets a 6% return. You take inflation out against it. People think they're getting this match and they're getting all of these winnings

and they're getting tax benefits. But the average person has right around $250,000 by 65 years old. And that's not enough to live the rest of your years. They've been living off of $80,000 to $90,000 a year. So that's three years. It's three so it that it's a huge problem i i actually got my information i figured that out when i was 21 years old damn and so i was a college kid wanted to be a doctor you know i failed out hard because i just couldn't get chemistry but i did telemarketing for this company that had all these stats and i'm reading all this i'm like why am i going to college when i'm talking to on the phone to all these people that went to college 30 years earlier, they're in their fifties preparing for retirement. They got nothing. And I'm like,

these are supposed to be the smartest people. They're conservative. They're penny pinchers and they don't have anything. And, uh, I decided to do something about it. And that that's really what said for me, like, get outside the box. You got to escape this idea of get lost in a job because you'll get lost in your 20s screwing around, in your 30s having a family, in your 40s just focusing later on teenagers. By the time you're in your 50s, you can catch a breath and you're like,

I lost most of my working life and I've got nothing to show. Yeah, yeah. My accountant, he's old school, he used to tell me to submit to my IRA every year. I'm like, by the time I could use this money, I'm 65. And the crazy thing is when you put your money in your IRA, like what's it going to do? Save you a couple thousand dollars a year. You might be saving you five or 10,000. The average person they're making,

they're taking what little leftover they have at the end of the year of working. They're putting in an IRA to save a couple hundred bucks. Yeah. And so people are just stupid. You also don't know if you're going to hit 65. So you could just be putting it there and you never know. And you never really live. Yeah. You actually, I like, because people are so poor, like middle-class is so poor. I'm like, what would be better to be like the reckless spender that is living it up and at least making memories or the penny pincher that is kind of pessimistic and unhappy because they can't let go of their money because they're hoping it'll be enough and it's not going to be enough. And I'm like, both are kind of screwed, but I think in

today's world, it might be better to be reckless. I don't really actually believe in that. Like I'm an investor. I make my money work for me, but I, most people, they don't have, they don't have great options. Yeah. Growing up in a middle-class family, do you see the middle-class kind of being eradicated over the next 10 years? It's shrinking for sure right now. I mean, right now we have, uh, over the next decade, we're going to take 10% of the middle-class and half are going to go to poverty and half are going to become, well now we have, over the next decade, we're going to take 10% of the middle class and half are going to go to poverty. And half are going to become, well, not wealthy, but they're going to become upper middle class.

Right. And so, yeah, it's shrinking right now. What do you consider upper class? Like what level of income? Geez. Unfortunately, they're going to define that as like over a quarter million dollars a year. Right. Yeah.

And what was that first year for you when you started making money like that? Um, so when I was 22 in college, my first year I made 18 grand and then I started, I learned how to double my money every year. So the next year was 50 grand. Then it was a hundred grand. When I graduated college, it was a quarter million. Wow. The year after was a half a million. And, um, then I got stuck at a half a million for a while. Cause I actually got, I got nervous about, I knew how to increase my net worth for a while because I actually got, I got nervous about, I knew how to increase my net worth millions of dollars in a year, but I didn't know how to actually make a million dollars like cash. Yeah.

And it took a pretty big breakthrough before I'm like, wait a second, it's just a number. And then just blew past that. So it was like a mental hurdle. It was totally mental. I was like, it was a game for years. I'm like, I made a hundred grand this year. I'm going to make it, you know, 200,000 next year. And I just mentally programmed, I double my income every

year. And I would just, when, when it's such a small amount of money, that's very, very doable. But when it was a half a million and I started like, you know, lived in a really nice custom built home on the golf course and, and had, you know, really nice vehicles and was traveling all the time. The idea of the pressure of making a million in a year was scary. And it's crazy how the value of a million. So in 1993, a million dollars would be 2.1 million today. That's true. Isn't that crazy? Yeah. And, and it's, and, and right now you fast forward another 20 years and the stats are going to be way worse because of the inflation that we're living with right now. So a million back in the nineties, probably like 5 million in 20 years,

which is nuts. So being a millionaire is not even that big of a deal. It's not that big of a deal. And yet there's so many people that are still, I mean, you take a look at the average joint filed income and you're talking about $68,000 a year. Damn, that's the country average? Yes. Wow. People are poor. That's insane. You had an interesting take about paying off houses. I don't think you should. And I think paying off your house is the dumbest idea. I think I get a lot of flack. A lot of people don't get it, but I'm like, think about it. I house hacked myself by age 26 to having a net worth of $1.6 million, which wasn't a lot, but it meant that I graduated college with a six figure passive income. And that meant that I didn't have to do what all my buddies were. My buddies were getting jobs and I didn't have to.

So that was meaningful. And then my, my income really started taking off from there. But how I always did it was the same. I'm like, I've made all this money in real estate. Why would you want to pay something off? That's a Dave Ramsey. Instead, I would do the opposite. I would get equity in a home at the earliest possible moment. I would pull money out of it and I'd go buy another house because I learned that first of all, real estate sucks. Like the majority of real estate doesn't work. There's failed investors everywhere, but there's a very tiny niche of real estate that I believe in. I buy single family homes. I buy them below the median. I only buy them in the top five markets nationwide. And I've done $2 billion worth of this. And so I've got my niche narrowed down

where I average 25 to 35% a year on my money. And because I can consistently reproduce that over and over again, why wouldn't I take money out of this house, pull it out and then get it producing more? It's like borrow it five, six, 7%, or what used to be two or 3% doesn't matter to me. And I'm arbitraging it for 25 or 35%. Brilliant. Yeah. I can see why Dave Ramsey doesn't like that method. Yes. Yeah. I mean, everything is basically bought cash in this world. Um, but I've built all of my wealth on leverage and I love leverage. If you over leverage, you're in trouble. If you keep things paid off, you're in trouble. There's a, there's a happy medium when you become

a successful investor, right? Leveraging, but really knowing your numbers, your markets, your data. Yeah. Like, like we're heading into a market where soon there will be 40 year mortgages normalized instead of 30 year. And that just will drop people's payments substantially. Just like if you do a 15-year mortgage, it jacks up that payment. It grows it by 60% compared to a 30-year mortgage. Right. So there's a lot of people that will start becoming accustomed to the 40-year mortgage that'll be normalized here like it is in other countries around the world. And what that's going to do is make it harder for people to basically ever get out of debt.

But for me, I want debt want, like, I want debt. Like, the more debt, the more good. I want as much debt as I possibly can have. And I have rules. So when those mortgages change, mark my words, we'll get to a point where we're going to get back to 2006 and 2007 notions of heartbeat loans. Like, oh, you don't need to put down 20% as an investor. You can do 10% down.

I'm like, I don't do, like, I'll never do 10% down. Even when banks say you can, because there's a, there's a rule of thumb for me when it comes to leverage. And now I have a lot of funds and I'll buy homes paid off and I'll leverage them up to 60% and they'll buy homes paid off. And so knowing that balance on leverage that says, Hey, the market can go down, but I don't get hurt because I'm buying 30% below the median. Puts me in a really cushy spot. So it also controls cash flow. Yeah, that's smart because you could absorb a 10, 20% hit if you're buying 30% below. Yeah.

So right now, the current national median is $435,000. But it's actually supposed to be $330,000. Whoa. It's $110,000 higher than it's supposed to. That's a response to the supply-demand issue where we're missing all of this inventory. And eventually there's going to be an insane real estate crash. So are we just not building fast enough right now? We can't. Because there's too many people coming in. We never caught up from 2008. Wow. Yeah. Every month there was a demand for 100,000 new homes since 2008 and we couldn't keep up with it. And then the pandemic

made it really bad because we were missing around 3.2 million homes. And then when everyone stopped needing to work in an office, they said, oh, I have to get used to how I'm going to work from home. And my home isn't suited for that. I don't have a home office. I don't have the space that I need. So everyone started wanting to switch out their homes for different homes that would basically cater to this new lifestyle. That bumped us up from 3.2 million homes. Now it's sitting closer to 6.8. So there's massive demand out there. Did you see Zillow offering 1% down for homes? Yeah. We're going to see crazy stuff like that. And it's bad. That's crazy. I don't understand how they can make money off of 1% down. Yeah. Unfortunately right now, there's a lot of dry powder. There's a lot of money sitting out there in the market and with inflation where it's at, people are trying to get it placed,

even if it's in less advantageous places right now. Now I've seen on your social media, you seem to be placing a lot of emphasis on family this year. Is that a switch you made recently? You know, I've got four kids and they're only around so long. And so making memories with them is like everything. You know, I just got back from Guatemala. We were doing a mission trip there and you know, it's a brand new orphanage that we've taken under our wings. And my wife and I were out there vetting it, sharing the experience with some of our donors for our foundation. And I'm like, okay, we're going to go back later this year. I'm bringing all of my kids. They've got 61 kids in this orphanage, most of them 10 years and younger, and they all come from, you know, awful abuse situations. And so these are rescues. And, um, you know, those, those are some of the

things that I like to do with my family is I like to get out there and show them, Hey, you know, let's develop the character of someone that, that is generous and a giver or can, you know, leave impact or do something meaningful with their life. Amazing. That's a great influence. I saw you get really vulnerable with one of your daughters. You mentioned she was barely talking to you for a year. What was that experience like? Hard. Um, you know, as a dad, you want to, you want to create safety and you want to create opportunity. You want to help your kids grow and develop. But no one told me when I became a dad that I would have no control over my children, meaning I can influence them. But even at a young age, they're in charge of their choices. They're in charge of their words. They're in charge of their thoughts. And so influence doesn't guarantee

that you get your way. And if you do, it's artificial. It's not going to last very long. It's an illusion. At some point, they're, they're going to, you know, actually it was just last night I was talking to this very daughter, Livia, cause she's, she's at home sick right now. And I was tucking her in and I, I had tears in my eyes and I just said, I want to thank you this last year for forgiving me when you didn't think I was there for you and opening your heart to me. And, uh, we both cried over that. And now our relationship is so much more intimate and beautiful we meditate together you know she's into meditation she's into cooking so we've got a chocolatier coming in to teach her you know how to do cakes and chocolate and some of the things

that interest that she has pursuing some of her music things and and um you know sometimes we just hang out and just watch some of her favorite anime shows. I love anime, man. I used to watch anime. That's awesome, man, because as entrepreneurs, we're so wrapped up in our lives sometimes that the things we care about most, we sort of… It's also hard, though, because some entrepreneurs, they get stuck in this 60, 80-hour workweek zone.

And four years ago, my best friend passed away in a really horrible accident. He was one of the top 100 YouTubers in the world. He had over a billion views on all of his stuff. And he died at 38 years old. And it rocked my world. And I just said, you know, I've got to, I'm wealthy enough. Why, why am I not giving myself permission to live the life that I want? And I reorganized my life to like more of a 20 to 30 hour work week.

And even there, I've learned that it doesn't matter how much time I pour into my kids. If you're not there for that one moment and it's perceived trauma for them, they can create a story that dad wasn't there. Wow. And so it's this fun game where it's like, okay, like all I can do is my best. And so now it's spend time with them, love on them, you know, create opportunities for them. And then teaching them some skill sets, some emotional regulation skill sets where they get to learn from anything they perceive is not going their way. To learn, in fact,

that everything is happening for them instead of to them. And that life is brilliant that way. Yeah. Pain and suffering has all the beautiful lessons that we need. I love that because I used to suffer from victim mentality and everyone around me as well but changing that really changes it's popular yeah it's super popular especially with social media because everyone wants to be seen and significant and you can do that by doing something good but you can also do that by doing something awful and um you know i with all my social media my kids are sometimes like dad you're getting roasted alive out there i'm like, well, that's, that's part of, that's part of the

game is that you're going to get hated when you have an opinion. I want to dive into some of those because I saw the one you made with your wife where you said you wouldn't look at other women. I thought the feedback was interesting because that should be a given. I mean, that, that video didn't really surprise me, but you got a ton of hate on that one. I know. And I was like weirded out by it almost. I know. My social team's like, okay, Chris, we need to go back in the bedroom and have more of these conversations because apparently it's hitting a nerve, right? I mean, you look at family formation today, and there's definitely been a degradation. And yeah, that one surprised me too.

But common sense is not that common in our world today. And I do have a really strong belief that, you know, my wife, we've been married for 22 years. And like any investment, your health, your finances, or your relationships, they require, they need daily feeding. Right. And so my wife and I, we prioritize every single day, putting time into us. Are you interested in coming on the digital social hour podcast as a guest? We'll click the application link below in the description of this video. We are always looking for cool stories, cool entrepreneurs to talk to you about business and life. Click the application link below.

And here's the episode guys. I guess that's a weird notion for some people. It's weird. If you're like, they're trying to destroy the family unit from multiple angles. Yeah. I mean, just look at the last five years. I mean, all that destroys the family. And yet that's the nucleus of society. Strong families create strong neighborhoods, which create strong communities. And definitely under attack.

I know you're big on health. You want to live the 144. Got a crazy morning routine. Anything new you're doing in the health space? No, man. I know you're big on health. You want to live the 144, got a crazy morning routine. Anything new you're doing in the health space? No, man, I'm just doing the do. It's just the discipline of just sticking with it, loving it, doing it. But I'm always challenging myself. Like right now I'm heavy.

I'm 250 pounds. I'm trying to get up to 265. And then in the fall, I'm going to do a major cut and hopefully take the stage at 3% body fat and have kept 12 to 15 more pounds since my previous show 18 months earlier. So I'm always just finding different ways to challenge myself. I think after that, I'm going to get into running. I did years ago, like ultra marathons, triathlons, some things like that. I think I'm kind of, it's been years of just lifting heavy and it tends to come with less mobility. And I kind of miss being hyper super active, you know, because I burn a ton of calories.

And so there's a part of me that's like, oh man, I just want to get, I just want, I want to do things that are fast. I filled up. Yeah. You have an interesting take on getting sick. Yeah. So you haven't been sick in three years, right? So I actually got sick once in the last three years. Oh, you did?

Okay. I did. Yeah. But other than that, you've attributed a lot of it to mindset. I think sick is almost always mindset driven. Like there's a, there's a point at which we're all going to die. We're all going to, we're all going to get something and we're going to die. And so it's not that we can't get sick. It's more about how often are we sick when it was optional? Every time I'm sick, I can link it back to an

emotional stress, some other stress, a poor decision that I made. And I believe that I literally mentally lower my immune system and then I catch something. And so in the last three years, I've had several opportunities to be sick. And what normally happens is I feel that tickle in my throat coming on. And at the earliest moment I catch catch it. And your instinct is to say, I think I'm getting sick. Your symptoms increase. Then you say, I am getting sick. Your symptoms increase. I am sick.

And then here's the weird thing. If you ask human beings how long they're sick, they all have a different answer. Some people believe a half a day. Some people, two days. Some people, a week. And they'll always be sick as long as they think they're supposed to be sick. Wow. When they're done with like, for example, let me ask you when you're sick,

how often, how many days does it last? Usually a day or two. So after a day or two, there's a part of you that's like, oh, we only get sick for that long. So you start thinking it's time to get better. Symptoms reduce. And then you say, I think I'm getting better. Symptoms reduce. I'm better. And then you're done with your cycle. For me, I just cut it off. And I

say, the moment I start feeling something coming on, I'm like, I'm whole. And then I'll go back and think what happened, what triggered, what's going on. I don't believe in catching the flu and the common cold and the things that go around. I just don't believe in any of that. My daughter is sick. And I was saying, hey, let's do a health meditation. I think I want to help you figure out how you can manage some of this because you've been getting sick a lot and you have choice in the matter because she was frustrated. Like, dad, why do I keep getting sick? And I said, well, why do you, I'll tell you why I used to get sick. I used to get sick because I wanted a break. I was a relentless entrepreneur and I had mono back then. Technically it's a

disease you should never be able to get rid of. It's chronic. It'll stay with you forever. I haven't had a symptom. I haven't had a mono symptom in 12 years. But every sixth week, I would get sick and I'd be out for a week. And I got to a point where after a decade of that, as an adult, I said, I'm done. I am so sick of this. And I realized that what I was getting was a payoff. When I was sick in bed, the symptoms were real. They were awful. But I finally got to give myself permission to rest. I didn't know how to rest. When I got rid of the sickness, I said, now when I want to rest, I'll just do it by choice. And I'm just going to play and have fun and enjoy my life. So yes, there's science behind all this and we're not really going into it. So it's going to get a

lot of criticism, but that's okay. Like you can literally step into victimhood and you can fight for your smallness or you can fight for your greatness. No, there's a correlation, man. And here's how I found out. I used to fly a lot. I know you travel once a month. We'll get into that. But every time I would fly, I would get sick. And it got to the point where my nose was running before I even got on the flight. So I'm like, am I programming myself to get sick every time I travel subconsciously? And I realized I was, so I had to break that. And it was crazy. Now I don't get sick when I travel. Okay. So I was just in Guatemala on this mission trip doing this humanitarian project. And this woman said, Oh no, I need to sit in the front, which was where I was sitting. She's like, I need

to sit in the front. Cause if they don't, I'll get sick. And I said, if you sit by me, you won't get sick. And she's like, well, why is that? I said, trust me when people sit next to me, they don't get sick. And all week she would sit next to me and she wouldn't get sick. Didn't matter where we were sitting in the car. She said, Chris, that was amazing. How did it work? Like, are you magic? I'm like, no, but if I can convince you of, for any reason, placebo effect that you're not going to get sick, you won't. Placebo effect accounts for 72% of all outcome. Wow. Which means why take medication? All we need to do is take the sugar pill. We need to convince ourself.

And the question is, how can you deceive yourself ethically? And that's a game I like to play. Yeah, that is an interesting game. What are some ways you've developed there? I think that unconsciously we gravitate to low vibrational energy. And it's always connected to low vibrational emotions. Sad, you know, the people that are sad and upset, they get sick more often, like hands down. Right. And so there's, there's a,

there's a correlation there. So for me, I'm really careful of the emotions I exhibit, you know, as a young man, I was angry. Like I observed my father being angry. And I remember after like my third year of marriage, I got mad at my wife. I picked up my cell phone. My first one I ever had, I threw it on the ground. It broke. And in that moment, I was like, oh my gosh, I've never done that before. I watched my dad do that growing up. Is that who I want to be? And I decided in that moment, I'm not going to be an angry person. And I stopped being angry. That's a low vibrational energy. Guess what happens to angry people? They, they break stuff, they break people, they break emotions, and they're not really fun when they're in that zone. It's human. It's part of the human experience, but why I think to overcome it. And so for me, a lot of it comes

just down to emotional regulation and every emotion is driven by a thought. Wow. So for example, if I, for me, Christmas was a positive experience and still is. So when I think Christmas, I get happy. It literally elevates my mood. Most people subconsciously will spend hours a day rehearsing the most negative memories of their past. And what happens is you sit in victimhood and you get sad and you feel out of control and you don't take ownership and responsibility for your choices. Right. Yeah, absolutely. So a lot of people, when they get with me and they're like, Chris, help me become wealthy,

for example, or help me become healthy. It's always a mindset game and it's always tackling where are you mentally at as a human being? Like you're having 70,000 thoughts a day. What are you doing with them? Which ones are you having? And in every situation, it's always the same story. The majority of their thinking is negative and negative thoughts are always limited and limiting and negative thoughts will never really help you level up and hit the growth game where you can, where you can level up your life. Absolutely. So it's just stopping that pattern. Love that. Now, I know you're traveling once a month, any big lessons there, any specific countries or cities that stand out to you? Well, my wife and I, we, we have a goal of seeing a hundred places together,

a hundred countries. And I think I'm sitting right around 50 right now. Wow. And, um, which means we've, we revisit a lot of places. Uh, years ago, um, years ago I wanted to create a meaningful gift for my wife and, um, it required me to find 100 images from the first decade of her life together. And my wife had cataloged like 10,000 pics. So I went through them and I found the top 100 and it took me all night. And by the time I found the top 100, I started realizing a pattern. 91 of the 100 pictures were taken when we were traveling. And back then I only traveled once a year. And what I learned is when I'm in my routine, my routine is mundane. I'm not living a memorable life. I'm robotic. I'm, I'm part

of the zombie apocalypse of just human beings that are stuck in a, in a mode. And so ever since then I decided I'm going to do everything I can to leave my routine whenever I can. So travel, we just travel all the time. And it's because it's, it's, it's novel and having experiences that you wouldn't have, you know, as in this orphanage, my wife and I picked up this little girl. She was the most recent addition. She was taken in two weeks earlier and she was 18 months old. And when I held her, her back couldn't,

like her back was floppy. She had no muscle tone. I said, what's, ask the nurse, what's wrong with her? She says, well, when we rescued her, she was so malnourished and was never held. So she didn't develop her core muscles or anything. You know, for babies that's called failure to thrive and they can die from it. And so they were literally, they were just trying to fatten that baby up and then get her held and moving her body and developing her musculature. That experience wasn't going to happen

in my morning routine at home. That wasn't going to happen in the office on Monday morning, you know, at 11 AM. I had to go out and find it. And life is out there. So I believe, you know, in routines. I love my routines. And then I believe in variety and leaving my routine as hard as I can. Because what I really value is living life. Like, I remember the first time I went skydiving.

When I was, like, hurling to the ground. I wasn't thinking about what I ate for breakfast that morning. I wasn't thinking about what I was going to do that afternoon. I was so present. It was like time slowed down. Have you ever noticed that when you're doing something you've never done, that things slow down when you drive, when you drive somewhere you've driven before your mind goes into this mindless place and you automatically just go there. But when you're driving somewhere, you've never been with new scenery and new view. Like you, you remember it because it's like you're recording it for the first time. For sure. So I, I live for the novel. Wow. I love that. You also traveled to Japan, right? We just got, yeah, I was family. We did three weeks in Japan. And you

said the sushi was better in America. Oh my gosh. We went, we went to hero's sushi bar. It's like a thousand dollars a person. This is like the father of sushi down in the subway station. We had to like, took months to get that reservation and I'm sitting there and they're making our sushi. And just earlier that day we were in the marketplace and I tried sea urchin, which is this really orange goopy stuff. Yeah. Yeah. And it was so foul. And so I had the times of it. And when they prepared the piece of sushi where they put globs of it on my wife and I looked at each other and we didn't want to be rude because it's a very polite society. I'm like, I am, I'm going to blow chunks over, you know, everybody here. This is

going to be awful. And, um, in truth, I would say maybe a third of the sushi tasted good. It's very, very simple. It's like rice and a piece of fish. That's it. Wow. Like a little bit of seaweed, like that's it. It's very minimalistic and that's considered the best of the best. Um, sushi for me back in America, like take me to, uh, to any of the restaurants where they have things like sauces and all the other mix-ins that's, that is not what it's like in Japan. Interesting. That's the main reason I wanted to go there. So that's disappointing to hear that. Oh yeah, dude. So don't go for the sushi. You go for a traditional sushi experience. But after I, after I paid that bill and had that experience, I'm like, wow, we, we, we had the consummate one of a kind. They've got documentaries

on this place, but I would never do it again. Certainly not for taste. Wow. Right. What's been your favorite country out of the 50? Oh, that's a, that's a super unfair question. All right. Top three, top five. Um, like, so romantic destination for beach, Bora Bora. There's nothing on the planet like it. From a spiritual perspective, Jerusalem was so foreign and so incredible. Egypt was also just like so otherworldly. Japan is up there.

Bali is, that's such a great laid back place to get lost in the world. Thailand is actually a favorite. I love Thailand. Yeah, Thailand, whether I'm in the jungle or down by Phuket, where you have just the most amazing beaches. Like Thailand is, it's adventure. Like I was like literally holding baby tigers and alligators and I had scorpions crawling on my body.

And you aren't scared? Remember, I like novelty. So fear is something I don't mind looking at. Wow. Yeah. And I like different. So I will sometimes literally, it's like if I've never done it before, I have a propensity to want to do it just so I can expose myself to a new flavor to stay away from that robotic zombie world. Most of us live in. So you're, you're comfortable with the uncomfortable. I actually prefer the uncomfortable. The more uncomfortable it is, the more comfortable I feel. Wow.

I hate comfort zone. That is a mindset shift. Yeah. That is incredible. But that's the only place where learning really happens and where life is lived. Right. Inside your comfort zone is where victimhood is. Anything that you want that you don't have will never be found in your comfort zone.

And yet that's where everyone looks for it. For sure. Like, I'm going to do the same things and eventually this thing's going to happen. It's like, it's never going to happen. And that's because you have to, you know, we as a society want things, right? We're resolution time of year. We want things. And I'm like, okay, you have to trade something for what you want.

I'm not talking about time and money. You have to develop yourself into a person you haven't been before. Yes. You have to alter your character. You have to alter your core value system. You have to learn to like, like you have to become a different human being if you want something different. All of that is outside your comfort zone.

Inside your comfort zone is just a, a reiteration of everything that you know. Yep. And a lot of people are in their comfort zone right now. Yeah. Freewealthgift.com. What's that about? So I love teaching people the game of money

because money is the common denominator of all things. If I want to free my wife and to have more time with me, then I bring people in my home that can help do the cooking and the cleaning and the organizing, right? Money makes that possible. So I love making money. I think that it is one of those skills that if people can get good enough at, it's not to be rich, you don't have to be a millionaire or billionaire. But if a person knew how to make a half a million dollars a year, I feel like most possibilities started a half a million dollars a year. A half a million dollars a year says I can live where I want to live. I can educate my kids how I want to educate. I can privately bring them in, bring in teachers however I want. You won't get into private jet life or

anything yet, but you can drive whatever car you want. You can probably travel a half a dozen really luxurious times a year. And so, you know, all of the people that are making less than a quarter million dollars a year, there's a part of me that's like, Hey, you can still live a beautiful, meaningful life, but the majority of, of eccentric opportunities you're, you don't have access to. I feel that. So, so I love helping people learn the game of money. And I have, um, I I've got events got events and courses and things that I do teaching people in today's world how easy it is to make money if you have the right mentor and if you have the right system.

So freewealthgift.com is either a free ticket to one of my events. It's also an opportunity for you to grab one of my wealth books and also to have a free game plan. Connect with me or a member of my team and say, hey, let me drop myself in your shoes and say, if I were you making your income, how would I grow myself as rapidly as possible, as safely as possible, but really level up my finances? And freewealthgift.com is where a person goes to claim those free gifts. Perfect. We're in the video. Where can people find you, man? Just as long as you can spell my name, Chris Chrome with KK, you can find me anywhere.

All right. We'll link that too. Thanks for watching, guys. We'll see you tomorrow. Thanks for coming on, my man. Yeah, appreciate it. Thank you.