El Podcast de Marco Antonio Regil - 093: Ideas claras para finanzas sanas, con Jonathan D'Oleo Puig

Episode Date: February 9, 2019

En nuestra cultura hablar del dinero es un tema tabú como la sexualidad. La falta de una educación financiera nos lleva a cometer errores a lo largo de nuestra vida en ocasiones graves,  o simpleme...nte vivir una vida con insatisfacciones por no alcanzar el estilo de vida que anhelamos. Jonathan D’Oleo Puig, experto en finanzas, reconocido conferencista y autor de los libros “Emprende Dinámica” e “Ideas Claras” precisamente nos viene a hablar del tema en mi podcast de esta semana.

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Starting point is 00:00:00 The episode 93 is presented by Opportunity Royal, Your Swayne American, Echor Reality. Visit opportunity royal.com. The podcast of Marko Antonio Regil is a production of RGL Entertainment and all its rights are reserved. Ideas clear for Finances Sanas,
Starting point is 00:00:16 Amigos is the name of the episode of this week in the podcast, because we are in the month of February, which is the famous month of love, and what better to give us more to give us to us and we're not putting us preoccupations. Because if we don't understand the money, if we know what
Starting point is 00:00:28 do you know, if we know how to produce the money, how multiply the money, we're we're going to be in slaves of the money. And from that place, it's very difficult to be in pass interior, in past exterior. So, I'm the gussela a good-in-belo-puch, well-pronceded. Yes, sir. Oh, yeah, much
Starting point is 00:00:45 thanks, Dominicano, grand-dominicano. See, it's d'Uro and with courage. That's, very well, a scriptor, economist, conferencist, graded by Brandeis University in Boston, and also the University College in the city of London and author of the book Ideas Claras and apassionado
Starting point is 00:01:00 for empodered to the people. In this, that is your terrain, that is the economy and the money. Why do you do this? What do you
Starting point is 00:01:07 do this? I think, my dear Mark, that a lot of the people perseer for a lack of a vision integral. What's
Starting point is 00:01:16 that's a person who has a vision in what respect to the finances and that is to be to give to not more
Starting point is 00:01:23 for a vision of eyes, if I present a semilla of an an anarang, and a naranja opta for the naranja, because the orange is all right to be gustavis. She says, Jonathan, I don't want a a semilla, diminutal and arugada, but
Starting point is 00:01:35 if the person has a vision of how to multiply your money, as you well you point-alizes, me say, ah, damme that semittita, of narancha, diminuta and arugada, because in-of-the-samella, there are innumerables naranhas, that, as a way, contain innumerable semillas. So, this to empower a
Starting point is 00:01:51 people, it's to try to to change the vision and to learn the same to make the germinate
Starting point is 00:01:56 and the fruit to 30 to 60 and the one of the most of the first of the best one of the same.
Starting point is 00:02:03 So, that's that's the matter of the realererazco is the basic of principles that are the
Starting point is 00:02:10 principles that us say that's up back and so be back and so receive, dying,
Starting point is 00:02:13 and so first, and the first, and when we're our finances in order, we can
Starting point is 00:02:18 do this. Because when we have our finances, we have more time to serve to the other. Sure, because if we don't we're living in an state of emergency, that I've lived during many years with my mom, where a few years, there was to pay the rent, no
Starting point is 00:02:32 there was to buy the food, no there was to start the month, and the angustia horrible, that I appreciate, because I know what it's the feeling, and I can't understand to the most, the angustia horrible of not having money, it nubla. It makes that the only thing is
Starting point is 00:02:46 in the money, just how I think I'm in being creative, how I'm about to get me more to God, how I think in my dreams reality? If the only that I need is money to cover the gastos urgent, medicines, food, casa. So, it's horrible to live in a state of emergency
Starting point is 00:03:01 in a place of a state of creativity, that is where we're pleased. And you know, you know, you know, a word clave, dar the salt to the stability financial, creativity. Now, we have to know where we're starting? We're going to talk about a little
Starting point is 00:03:15 of history, you think? Yes, because the first problem is the form in the form of
Starting point is 00:03:19 we're doing about the right, there's a right. And the culture has a important,
Starting point is 00:03:24 an influence important, about our way to think about. Let us the story. The continent
Starting point is 00:03:29 American. Right. Why the the English, French, Sene, Alemann's and English,
Starting point is 00:03:35 were what we know in New Inglaterra in the United America. Mark,
Starting point is 00:03:39 no it because it was the country the country, Mexico, Central America,
Starting point is 00:03:45 the Caribbean, America. There was where was the old a flower of of the skin. But that
Starting point is 00:03:49 tachada the tooked the people were the people who when they were there's greatissimo Marko
Starting point is 00:03:55 dearitism audience, this people developed a system to extracts the and there was the
Starting point is 00:04:00 richness ah no then we to develop a infrastructure a system to extract the
Starting point is 00:04:05 and exploit the people that's that you're that year apart to have a grand kind of
Starting point is 00:04:15 to the people. Correct. So, just just they're just a point very interesting, very interesting.
Starting point is 00:04:20 No, I've been in it's a peremos, juxtapongam this reality with the of the
Starting point is 00:04:25 of the Englishes, Frenches, Americanes, and the people were in New England. The distinguished not found
Starting point is 00:04:30 a good and they're not there's no, we don't mind, no no we don't mind, we don't mind,
Starting point is 00:04:36 we're not a system creative, where we're a system not of extraction, but a generation of richness.
Starting point is 00:04:44 Something that in our countries Ricos, not necessarily what we do we need to we're not necessarily we're not yet we're notulchlor, we export them to import out of gasoline,
Starting point is 00:05:09 where's it's the most chocolate? No, in Switzerland. How's ons? The khanes of cacao produces suiza? No, in Switzerland, it's a media ounce of cacao. For us, I'm in intonement, and is to adder that's aggrowing that's a good, and be a good entrepreneur. And, I know very clear, because I've got a when I was Robert Kiyosaki, author of Padre Rican, I said, justly, Robert, how is possible,
Starting point is 00:05:27 I was that I'm in Tijuana, Frontera, with San Diego, I was it possible that Mexico, and now I understand, that no only Mexico, all America Latina, is a country rich, with gold, with plata, first producer of the world, fifth producer of petroleum in the world, with culture, with food, with music, with
Starting point is 00:05:43 a lot of richness, with and it's a place poor. And in the country in the country in resources,
Starting point is 00:05:49 is a country rich. And me said he, he's just what you're saying to you. The problem
Starting point is 00:05:54 is between the right right the right the education and the culture that is over the money. So,
Starting point is 00:06:01 all the thing is the case in the case. And with that identified, knowing where we're
Starting point is 00:06:06 going to identify we now, but it's very important to know where we're
Starting point is 00:06:11 out of not. Yeah. So, if I want to go to Australia, oh, I'm
Starting point is 00:06:13 going to your time. You're going to because I'm going to be in Japan, I'm going to see you're in the way to
Starting point is 00:06:18 go to the west. Where is where you're going to what you're your gesta financial in the
Starting point is 00:06:24 question. The first is for we think we think we think we're we're going and part of
Starting point is 00:06:29 the response to that question has to have to be to be with that that we've been related.
Starting point is 00:06:34 Now, now, now, now, we have to determine to where is that
Starting point is 00:06:39 we want We're going There's a book There's very sure you you've seen. What? It's called
Starting point is 00:06:43 the seven habits of people ultimately efficient and effective of Stephen Covey. That's the distinguished about the
Starting point is 00:06:48 dynamic of Cemetery and Cache where it starts with the thing, always a action, seamer an action,
Starting point is 00:06:53 cocecheche, a habit, cocecheche, a character, celsius, a character, a stature, a character,
Starting point is 00:06:57 and then. So, our character, destiny. Our point sentiment determined our destiny.
Starting point is 00:07:03 Now, when we have the destiny defined, our objectives defined, financial, financial,
Starting point is 00:07:09 entrepreneurial, and then we we're going to model us to the that's the place that's the that's the
Starting point is 00:07:18 kind of what I'm establishes, these are the habits that I have used to these are the things that's the same thing
Starting point is 00:07:26 to make a a part of a but the problem in the problem is in that the most the person
Starting point is 00:07:31 nobody he's nobody me said in the time you're you're going to you're going to what is your
Starting point is 00:07:36 question? What is? You're So like, like, you want to be great, like a folkloric, no, I want to be
Starting point is 00:07:41 a bit more, I'm going to be, I'm going to do it, but it's like a kind of a thing, so it's a lot of
Starting point is 00:07:48 our people, is to have much to get to where I'm, and then I'm to start to the plan. In terms of
Starting point is 00:07:54 financial, I'm, I'm, I'm, I'd, I would, I, help a people, to create plans of retiro.
Starting point is 00:07:59 The first we were to determine, more or what were what were to need to to do you,
Starting point is 00:08:04 what were, and I I sat down, for example, with a person of 40 years. We had we made a radiographia. Analyzabom we had the profile. We put him the end of the pulse of what he was. You said, well, you know, you're 20 years to get to the retirement. When you have 60,
Starting point is 00:08:20 how do you need to finance that style of life? Let's say what you're going to spend the year is $50,000 and that God's to do 20 years to live your retiro, oh, yeah, you need, you, need a million-sito of dollars? Well, the question is, now that you have 40 years, You're you're having
Starting point is 00:08:34 and inviating the so far that when you get you're to get you don't know that's a million
Starting point is 00:08:40 to do you don't we have that number. The major part of the population no has a number.
Starting point is 00:08:47 No, know, not you know what needs to you know, because the first problem
Starting point is 00:08:51 is that not even even though doesn't not give a money, so the
Starting point is 00:08:56 people. The person the person has been naturally. Naturally, there is to put
Starting point is 00:08:58 the number and name and a peasant a Pesos, your destiny is the account of
Starting point is 00:09:04 and not the last time the same. Sure, because many times we're what we're what really
Starting point is 00:09:12 we're really in the life, for a satisfaction immediate. It's like a diet, no? I'm going to a little bit of a
Starting point is 00:09:18 little bit of that's a hamburger, those, enchiladas, or like in the Dominican, how,
Starting point is 00:09:24 we know, a good a chancoch a pork, an pork, aster, but what you know,
Starting point is 00:09:29 this, this podcast is like a a manual to have a diet financial
Starting point is 00:09:35 interesting. Now, it's precise to pointalize to do you to get to not the
Starting point is 00:09:40 diet, no. Yeah, there's actually, put over the principles. For that someone
Starting point is 00:09:45 me said one of this, that we think we're, Marko, it's what we do this principles.
Starting point is 00:09:52 But no those obeyed. No, no, no, I'm practic.
Starting point is 00:09:55 And there people that he can't talk, but no they can't in action.
Starting point is 00:09:59 We're to Towers, no I'm saying that no do they're doing it, is very good. But there's a lot of this other Tahrie. I'm going to learn this
Starting point is 00:10:07 other book. But not they're in practice. Studiants professionals, is, that's, for a lot of positive, but the fault of action
Starting point is 00:10:13 not you take to the place. Now, what are those things that you, as you as a Latino-American, and that's in London, and
Starting point is 00:10:20 you, you're in United, you, you, as you, can't be what are the things that the long of your life has
Starting point is 00:10:25 seen, that the long as the last year, to acquire to acquire our the liberty financial,
Starting point is 00:10:29 to have more money, as the European or the United's. One of the things that I've seen
Starting point is 00:10:35 that different to the prospherer is that the not so prosperous is that not so much about the
Starting point is 00:10:43 appearances, for the appearances. I went to a university a university in Boston. And you
Starting point is 00:10:50 tell Marko that I learned more more out of the salon of classes interactuando with my
Starting point is 00:10:55 people. And the pap of those people? And the people That were
Starting point is 00:10:58 Emperors, entrepreneurs. And those sus-odichos had a account interesting, an investment,
Starting point is 00:11:07 a new but they're not they're managing a Bentley, not they were managing a Lamborghini,
Starting point is 00:11:13 they were the most frugals. De fact, Warren Buffett is famous for his frugality. For his frugality. So,
Starting point is 00:11:19 no, he has to what he needs to get to get to get them, and he's
Starting point is 00:11:23 he really he's, and it they're, hey, what you do you you see,
Starting point is 00:11:27 I'm impression, etc., in Latin America, in certain spheres societaries,
Starting point is 00:11:33 that abunded much. And I think that something we have to destroy, of our
Starting point is 00:11:38 way to think, is that we we're we're we're we're we're
Starting point is 00:11:42 we're we're what we're and to we're we're when we when we
Starting point is 00:11:49 we're we're we're we're to start to trillard our community
Starting point is 00:11:53 to the liberty financial and more the money. You know you're not
Starting point is 00:11:58 you're not a certain you're not a person a siente you're a person human your
Starting point is 00:12:03 your value as a structure as the base of the you're and you the crown
Starting point is 00:12:09 of the caro the caro the vehicle that I'm not define who I'm the car
Starting point is 00:12:14 and the market and the car and the time where I don't define in the time
Starting point is 00:12:20 in this competition financially mental mentality of poverty, or poverty financially of being to be in the
Starting point is 00:12:29 people who are in the people, I'm going to Mexico and well and all the world, not all the grand majority are always they're always
Starting point is 00:12:34 they're always they're always that's a pain. I was a man when I had six years and I
Starting point is 00:12:41 took to go to go to his funeral and I know I was that I'm was just I'm putting more conscience
Starting point is 00:12:47 when I was when I was I was developed capacity of the personation about the I said, oh yeah,
Starting point is 00:12:50 is It's precise aferrarned those things that the money can't get all the money.
Starting point is 00:12:56 We're going to let's gohousal like the thing. And I think that our ability to when we have our finances in order.
Starting point is 00:13:07 Now, for organizing, what is the first we have to do you do that's separate. Separate.
Starting point is 00:13:12 It's separate. How was the earth in the principle, desordinated and it was made, how it's the word?
Starting point is 00:13:18 God said, that's the light, and it was the word, of the logos. Of the order. Yes.
Starting point is 00:13:22 Of the logos. So when the people get that the word of their word of their life, then it's
Starting point is 00:13:27 to get to organize and separate the urgent of the important, the appearance of the essence, the good, of the
Starting point is 00:13:34 way. We're talking about you about the about the about the people, he's very
Starting point is 00:13:40 and is a good, and is a money, with your time, with the with the
Starting point is 00:13:45 time. With the you know, but you pay what you pay. And that's a
Starting point is 00:13:49 good. I have about about the reality insoslayable of the good is enemy of the best enemy of the best enemy
Starting point is 00:13:57 of the best. Well, there are other things that also in other pause and continue with the time.
Starting point is 00:14:02 But what is it we'll be there to be there just a other thing that you have known that you have
Starting point is 00:14:07 known as that you're not a lot of that's we're going to talk about this time. Hello, Sandh
Starting point is 00:14:16 and Antonio Regi. I want to continue to continue to to help your quality of your life and your ingresses are at your
Starting point is 00:14:23 access to your opportunity royal imagine to pass to your family in an auto of and co-mivir with your family in the house
Starting point is 00:14:31 of your and be a new new new your own business to have the money and able to manage your time.
Starting point is 00:14:39 What you do the first step you do the opportunity Royal. Contact us for more
Starting point is 00:14:45 for more information about the opportunity Royal in States On the opportunity
Starting point is 00:14:49 Royal.com. You're listening the podcast of Marko Regil. Jonathan Deolio Push is with us,
Starting point is 00:14:55 economist, and a economistist, and expert in finances, helping us to identify the those pensations
Starting point is 00:15:01 that we produce in the graces, and the things that because at the final of the day,
Starting point is 00:15:07 that is, or I'm doing me getting me money, or I'm doing things that I'm
Starting point is 00:15:12 doing things. Not only economic, it can be spiritual, can be things, can't be other
Starting point is 00:15:16 things. But you were not about the separation. Of the separation. Yes, of the organization.
Starting point is 00:15:22 And this was I learned of the Japanese. I studied much the school of quality of the Japanese.
Starting point is 00:15:27 They're they implement an philosophy or a system that's five S. That in English is
Starting point is 00:15:34 sort, set in order, shine, standardized, and sustain. In my my book, ideas
Starting point is 00:15:37 clearas, I plattane or traduge a rosia bichel, and I call the
Starting point is 00:15:44 the methodology coles. A platanet. It's that Mexico, we say, tropicalize or adaptar, but never had been the term, a platanet. It's a very Dominican.
Starting point is 00:15:53 What we most know we most know is in Dominican is Plata. Yeah. We're when we said, I'm put it lento.
Starting point is 00:15:59 Good. No, I did the question. No, no. But we're a plattano. No, no. But no, but we're not
Starting point is 00:16:03 tropicalize. No, not, it's all we're trying to understand. We're playing together. Perfect. Well,
Starting point is 00:16:08 then the methodology psychos, version a platanada is the reza of the the next way,
Starting point is 00:16:15 methodologies co-les, C-O-L-E-S. Classifica, organize, limpia, standardize, and sustain.
Starting point is 00:16:22 Otter-V- classificed. Clacificate. Classified. Organisa, limpia, standarisa, and it's
Starting point is 00:16:31 classificate. Okay. We're going to create a hierarchy of priorities. What are my priorities
Starting point is 00:16:35 in what respect to my life? And in function of those priorities is that I'm going to
Starting point is 00:16:39 get to let us the robes. Yes. And, before to
Starting point is 00:16:43 tear it in the lavator, the classificate. Well, then. Then we let us to let us
Starting point is 00:16:49 and then we let us and we're in the gabetta. Now, we're we're going to
Starting point is 00:16:55 get to get into the lot of the and if not we do we clean us, then what
Starting point is 00:17:02 we organize we're that's that's that's that's many of the year
Starting point is 00:17:05 that the people so that the people that's with the the way it's
Starting point is 00:17:10 it's is that's put in the medias in the hands and the wands in the feet. We're getting of the Dichos Dominicanos. We're not
Starting point is 00:17:20 dominicanizing or aplatening in other. Okay, and then Then, then we coge the piece to the thing,
Starting point is 00:17:27 we have to create a standard. Uh-huh. There's a standard, the E. De Colles. For example, my spouse is
Starting point is 00:17:33 violinist. She, she, she has been with orchestras symphonicas in the world. Yes.
Starting point is 00:17:38 He has been in Japan, in China, in Abu Dhabi. She doesn't not an Arab, no mandarin, or Japanese.
Starting point is 00:17:45 But with the musicians is the most because all they're all that's not a partitura that's written Bach,
Starting point is 00:17:51 that's written Mozart, that Chikovsky. They're in the language of the music. Correct. So,
Starting point is 00:17:55 we have to have a standard financial, relational, that maintain a lot of all in order.
Starting point is 00:18:03 So, so as a way that we're going to our circle of influence and more
Starting point is 00:18:08 people stay with us in our cancha financial, respect in the standard,
Starting point is 00:18:12 or standard. So, are the So, this is that this is, this is a cause.
Starting point is 00:18:17 Or without, this is it. So, without people want to do you know with their real rules.
Starting point is 00:18:21 That's a cause too. That's a cause. So, one once we have the standard, now our
Starting point is 00:18:26 our work is to sustain the standard. There are the laws in this country, and the question is,
Starting point is 00:18:34 how effective is the structure in what respect to the law, well, and your life has you have and you
Starting point is 00:18:42 have to to be to use methods and ways and the people think that can't break the
Starting point is 00:18:46 law. No. The law no, the law, we're we're not we're not really
Starting point is 00:18:51 the same. It's the family. If a family, the family is a disaster, the family is a business,
Starting point is 00:18:56 if you know, you're to do you do you want to be presenting, it's a question of
Starting point is 00:19:01 your business, you're like, you know, as well, and other thing, my careidism, Mark, that we
Starting point is 00:19:11 is that, ah, I'm going to more, then I can't be a lot. Sure. More restaurants, more voyages, the laborcita of mark. What does the Japanese?
Starting point is 00:19:21 The Japanese says the Japanese says the next. Mientrasseudo in time of Paz, less sangro in time of
Starting point is 00:19:28 war. MENTras MENT of PAS, less sangro in time of a year.
Starting point is 00:19:34 So, you are invirited for your future? If there there have backas gorgas
Starting point is 00:19:39 then I have to guard. Well, That's not I mean, let me go to make a
Starting point is 00:19:42 little bit of the back. Let me go ahead. Let's the back Let's get a back in pain. Yeah, it's a metaphor. So, So, okay,
Starting point is 00:20:02 it's a matter of, so no, it's a matter of that you need to come all the thing. Well, it's so much, you know,
Starting point is 00:20:07 it's sodes in times of pass If you so does much for that when when it comes the war and the war will be
Starting point is 00:20:14 going to you know, in a certain grader, thanks a God, for the if we're
Starting point is 00:20:20 not we're not experiment we're if we're if we're we're not, we're doing, then we're
Starting point is 00:20:25 we're there's a fact, Marko, where the person no doesn't feel like
Starting point is 00:20:32 and it doesn't do that because no doesn't because the pain if the
Starting point is 00:20:35 pain the the is malo and what is the consume is anesthesia the dollar.
Starting point is 00:20:42 The targettesy the anesthesia in the dollar financial and for so we'll make many errors and we cut them off the head and we're cut them
Starting point is 00:20:47 the peskweas financially about. You're not. You're not you're doing the pain you the dollar
Starting point is 00:20:52 that you're in the way you're like you're like the people. Or the the people
Starting point is 00:20:58 that's not people who's there's with sex promiscco, there people with all different of all kinds of
Starting point is 00:21:05 or with all of all right and get to you're Resolve the problem some days and then you're going to
Starting point is 00:21:12 And then you're You know, it's like a debt You know, apart of it's like a good idea of not having money. I'm not sure you're gonna do you know? I'm gonna go ahead and buy it's just to live in the last. I'm gonna'n't know how much? I'm gonna'n't. I mean, it's a person that's gonna'nomer of the life? No, necessarily. Now, now, also, the person that never took money and a-based of the job is forcored and disciplinized generate money and respect the money and maybe the little
Starting point is 00:21:41 the rich terminate being for the fact of the issue of the fact of the price, not appresued
Starting point is 00:21:48 the premium. The theme is if you're going to be to be to administer because the economy
Starting point is 00:21:54 is up and we know we're very and we're very bad. And that we can't be determined
Starting point is 00:21:59 to make a way scientific. You have to ask to what is what I need to
Starting point is 00:22:01 do I'm I'm I'm doing the sufficient to get to
Starting point is 00:22:07 that meta, from here to to me retire. One a regla very important. The regla of the
Starting point is 00:22:11 72. 72 between the tax of interest that is paying the bank for the
Starting point is 00:22:17 certificate of deposit or the bono corporative sovereign that you have the dividend that's
Starting point is 00:22:22 receiving of Johnson in Johnson for the actions that you have that's
Starting point is 00:22:27 that you $72 divided into that that tax of interest is the time
Starting point is 00:22:31 that's the money to do so so the certificate of deposit that I do a return
Starting point is 00:22:38 to 2% for that those 10,000 so that's $20,000 I'm going to expect 36 years, 36
Starting point is 00:22:46 years. I'm sorry, I'm sorry, how it's a question, how did the 702. 72,
Starting point is 00:22:52 between the answer. Entre, yeah, between the tax of interest yeah.
Starting point is 00:22:56 Equivale to the time necessary to duplicate the capital. Yeah. Invirted 10,000 dollars
Starting point is 00:23:03 to a a tax of interest of a percent. I'm going to divide 72 between 6%
Starting point is 00:23:08 So that's so does 12 years to duplicate So you have to question, well,
Starting point is 00:23:14 a that's I'm to get to get to the million, for example, at the
Starting point is 00:23:20 time that me retire. If the response is no, then you have to diversification
Starting point is 00:23:24 to more than that's more than that's I know, I know, I know, I know
Starting point is 00:23:30 and selling and the things that they It says that the that the that's that's the
Starting point is 00:24:05 that's the very important that we're in we're not not more our production but also our capacity of
Starting point is 00:24:13 our people. A sometimes we we're playing these ideas to the people and they're
Starting point is 00:24:16 they're thinking lineallyally not exponentially not exponentially. A bit, explain us linear versus exponential
Starting point is 00:24:22 that you're saying that. Well, explain this to a part of a question how
Starting point is 00:24:25 how prefer you you're you remunerer for your time or for
Starting point is 00:24:28 your time? If you they're remunererating merently for your
Starting point is 00:24:31 time then your cresiment is a lineal in naturalness. If you're remunerating
Starting point is 00:24:36 for your talent, your your cresimient could be exponential if you're disciplined in add to adder
Starting point is 00:24:42 a talent that you have with a so that's so that's is that I'm going to multiply.
Starting point is 00:24:48 Correct. Correct. And lineal is that I'm a hour me pay in an hour. Exponentialal is
Starting point is 00:24:54 that I can create a market for example of what whatever and so you multiply the
Starting point is 00:24:58 money because it's multiply the the money because a
Starting point is 00:25:01 a unidad of effort can be traducing one can equal to one can be able to one.
Starting point is 00:25:08 In best of one equivalent to when one equalal to 10 your your
Starting point is 00:25:12 your is exponential when one when one your your is linear yeah
Starting point is 00:25:16 yeah yeah yeah yeah yeah we're going in the second
Starting point is 00:25:19 segment just just of that great different no there's
Starting point is 00:25:23 there there's some some some some I'm if you
Starting point is 00:25:28 say you're going to if you're you're in something you do you
Starting point is 00:25:31 It's perfect. But there's but we're trying to to move as the company to remuner it more. But there's much
Starting point is 00:25:36 people who listen to the new generation of Millennials that's, I don't want to work for nobody.
Starting point is 00:25:41 I want to do you want to be doing this paying for doing the way to be the way of a person or
Starting point is 00:25:45 a business reality. And today it's present an opportunity that never we've never had been
Starting point is 00:25:51 that's to work a computer, the internet, of the digital where I know a lot of a
Starting point is 00:25:56 amount of casted and divorce-sied, or solteras, that from their house are going to be very well, creating their products,
Starting point is 00:26:05 or yeah, say, as a as they're like, there's many ways to do. So, I'd say that in the second segment,
Starting point is 00:26:10 to start the podcast, us give us justly for those people for who want to who are people
Starting point is 00:26:16 to do you like, but those ideas at the financial that can help us to reprograms
Starting point is 00:26:22 our mind and to keep us that culture of poverty that, that, we've
Starting point is 00:26:27 learned in our countries. You know, me seems excellent. Well, let me look us. Hello, Samark, Antonio Regil,
Starting point is 00:26:33 I want to share to share that your style of life can start to make sure. Elevary your quality of life and
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Starting point is 00:26:58 Royal. Contact us now. For more information about the opportunity Royal in States Unitsitoportunit Opportunity Royal.com.
Starting point is 00:27:06 Continue with the podcast of Marko Antonio Regil. Ideas for finance Sanas, Jonathan De Oliopuch.
Starting point is 00:27:13 Here is with us economist, a writer and conferencist. What are the the advice
Starting point is 00:27:17 that you could be just to get to get to like that as well as well
Starting point is 00:27:22 I think one of the things that we have to take in consideration that we've been to analyze is if where we're professionally working,
Starting point is 00:27:30 laborally talking, is in a peldao or in a destiny. A lot of that way that that's a place to be a
Starting point is 00:27:38 place to a place. But as we're coming to accommodate in that way, it's it's a
Starting point is 00:27:46 person in a per die. That's a great risk that corren person with much talent. And peldao
Starting point is 00:27:52 would say, if, if, really me help to the career.
Starting point is 00:27:54 To the end up the money, because if I'm not really because I'm really a question,
Starting point is 00:28:01 it's not much what we could we say. Well, an end up, there's a lot of,
Starting point is 00:28:04 I'm, but it can't constitute in your destiny. Uh, well, it's like I
Starting point is 00:28:09 go to Australia and it's scale in England, and me in the United. But that
Starting point is 00:28:13 not was the idea. But that not was the idea. You've you're to be
Starting point is 00:28:16 you so so that what What we want is that the people create a conscience of what was the
Starting point is 00:28:22 idea initial for the whole commenced a business and relational and all the other.
Starting point is 00:28:28 That we we're inamore we're never of that idea original and that we're organisem to embark to a manner
Starting point is 00:28:36 unidirectional like this microphone that I'm in me to that this has to this has been
Starting point is 00:28:42 incidences in the physical. What is the change of major force in a
Starting point is 00:28:46 car Mark? The change of major, me Physical. No, but the
Starting point is 00:28:51 change of major force is the first. The change of the changes. It's the first. Sure, the first. Because, because he's a car. Saca the car, the car,
Starting point is 00:28:58 the repose and it's in movement. Exactly. Okay. That's the energy or the force more, more important in this business and financial.
Starting point is 00:29:06 What you take to repose and put in movement. Now, if the car does the direction a measure to make in
Starting point is 00:29:12 the second, then it's more than the first. Because it's more. Because it's more because it's the second, and the quarter of the third, and the fifth of the fourth, but for that
Starting point is 00:29:22 that dynamic, so that's a new, Mark, the car has to go in a direction. So, then, maybe this podcast serve a, of the first. Of the first.
Starting point is 00:29:31 To put us in movement. Sure, that's that you take from in movement, has a year, but what is the work of each one of us,
Starting point is 00:29:39 to make the direction? Because if we're put us in the skin, then we're we're, we're to burn, we're going to, get more gasoline,
Starting point is 00:29:44 to make the first and it's malgast much time, much effort. Now, if we maintain the direction, we can create
Starting point is 00:29:51 that moment where the second is alimented of the first of the and the third of the second, and the fourth of the second and the fifth of more quickly. With less effort,
Starting point is 00:29:59 because the motor has a less effort, the more, the velocity. For the moment. The difficult is to start.
Starting point is 00:30:04 And we have where we're where we're where we're that we're not because at the last you've not seen in
Starting point is 00:30:11 a house of a house of a person, the what you've was to a momita, your papito,
Starting point is 00:30:15 working, like, and what are the kids and they're saying, Chiquito, for a little to do you know, and if they're more,
Starting point is 00:30:21 you know, pap, he's more hours, tombs, time, take a second job, a third job, hours extra, etc., so if that's the programation
Starting point is 00:30:27 that we're doing, not us is helping. And we're not to destroy that form of think. For that I like so,
Starting point is 00:30:33 the theme of the enterprise, if you to do you do you know, what is the first thing in the thing?
Starting point is 00:30:37 Empe- Empe, what you'd say, Marcos, if you're Jonathan, you say that
Starting point is 00:30:42 Emendor is destroy. Destruing. Destruy. What's the destroy? What's the car? Destroyed the cabo to the camel,
Starting point is 00:30:49 and the burrow. The telephone destroyed to the telegraph. The CDs were to use to use the creativity,
Starting point is 00:30:56 destructive, where the new destroy the old of inferior of the performance. Like the podcast.
Starting point is 00:31:02 They're taking that we're doing these ideas that are designed to destroy ideas to more is your designpeo.
Starting point is 00:31:11 But there have to destroy them. Yes. So, I'm doing, dynamitando what me is storming. I'm,
Starting point is 00:31:16 I'm going to be that power. You're just. I'm going to to be able to get a fear. And there's where there's a
Starting point is 00:31:22 after the destruction. No, destroy you know this because it's the only that I know. And the disconocid
Starting point is 00:31:27 me do that I don't know. I don't see to the people who have a lot of to get what he's in a year.
Starting point is 00:31:33 In a certain level, we're going to go through the time that's that's what is the
Starting point is 00:31:39 difference between change and transformation. Let's see us in the oruga. The oruga can be a brown and brown to red to brown to red to make.
Starting point is 00:31:46 For you know, but when the orugas for the metamorphosis, that's what you're to be a morposa, yeah no way back at that. It's a transformation.
Starting point is 00:31:57 Yeah, no way back. That's the difference. So, so what we want to be a transformation of the good to the more, a transformation
Starting point is 00:32:03 that's irreversible where the people are committed to to do whatever that has in the world, in the blando that scone the
Starting point is 00:32:10 but for that's the you know, but for that when the people say that's very that's very
Starting point is 00:32:16 because the commodididate not is synonym of progress. The the dolor is synonym of
Starting point is 00:32:24 the crisis. The crisis. The crisis. If you go to the gymacios, Marko and
Starting point is 00:32:30 you get to 15 libres and you get to the 15 libriars, no, you but you
Starting point is 00:32:35 put it a one a mancuerda of 50 and at day The day next
Starting point is 00:32:39 your biceps is grittando what you are doing, Mark. The same so it's when we're
Starting point is 00:32:43 going to when we're going to make certain decisions, we feel like I'm sure that because that's that we're
Starting point is 00:32:50 saying that we're taking, we're getting a piece that we're going to we're going to we're constantly in that direction
Starting point is 00:32:58 in the which we've embarked. Now, at the beginning, in the gymnasium no way
Starting point is 00:33:02 doesn't talk of every more defined than more defined than a we have to have to have
Starting point is 00:33:09 been a price that we have to pay us to pay us to make a question of a question
Starting point is 00:33:14 very interesting that much people know we know we know we know that we're in captivity
Starting point is 00:33:21 for 440 years in Egypt. In a moment he was a leader Moses envieded
Starting point is 00:33:27 for God to get to that that captivity and get to get to the people
Starting point is 00:33:32 was very contented for what was that was that was there all the other
Starting point is 00:33:39 and they're from a desert. And they're going to pass a job and the
Starting point is 00:33:46 people were saying, no, but regressemones Egypt, that for the most
Starting point is 00:33:49 we're we're we're able. We're we're we're we're we're
Starting point is 00:33:53 so they're physically but not not they're mentally. Many times we're many times.
Starting point is 00:34:02 We're not really of a situation, of a situation but not we're not
Starting point is 00:34:07 mental and psychologically. There is something that a friend my define as the law of two salies. Of the places, there are to say two times to really happen. Physicamintically and mentally. And mentally. So, the first generation that cameo of the Tierra Pomet, No. Saliroletka, not came to the Tierra
Starting point is 00:34:23 Egypt. And for that's it kept in the desert 40 years. All a generation had to pass for that TIR Pometed. This first generation, said, oh, in the Tierra Pometida there's Leach and Miel, we're consume
Starting point is 00:34:38 and milk. We're going to give a little to give to get to get to
Starting point is 00:34:40 do you know, but what you know? There are there there's there
Starting point is 00:34:45 there's there's there's there can picker. So the person that's
Starting point is 00:34:50 that's there's a premium but that there's a price to
Starting point is 00:34:54 not just to not just that money that's not much to get to
Starting point is 00:35:00 the get to get to get to get to get to much when you
Starting point is 00:35:03 you're you to get more to get you And look to look at the All right.
Starting point is 00:35:11 Exactly. All of the money, but much people are disposed to pay the price for that premium. So,
Starting point is 00:35:19 I want to do the same and that God me regale the things. I want to do the same and that the government me will resolve.
Starting point is 00:35:25 I want to do the same and that my family me do resolve. For that the being for a
Starting point is 00:35:28 person person is for people very very very risked that is that is that is
Starting point is 00:35:32 that is that is a place to a certainty. You're going to the unknowed.
Starting point is 00:35:38 I always I'm going to know what the unknowing but if I think I'm to be able to me and to
Starting point is 00:35:43 make me to get me in the place where the world, then I'm going to investigate. What's the people?
Starting point is 00:35:50 It's in a situation incomoda. It's in a matrimonio incood, is in a problem, it's
Starting point is 00:35:55 in a city that no he comes incoomod, and not he's to be to get it and I'm
Starting point is 00:36:00 not they're not a lot limitation. Sure. A Sometimes we're very egoists and just we're in the
Starting point is 00:36:06 places where we're comodity is a, it's a, it's a bendition disfrasated, because it's really a reason
Starting point is 00:36:16 to us, we don't know us that we can't the reason. What is the function of the eye? But the
Starting point is 00:36:21 eye, but the eye not can't be seen as me too. I don't see a mok in the nashit, I need,
Starting point is 00:36:26 Jonathan, you know, you know, but a sometimes Mark, no, he's I don't try to say to me that I'm mok in the nose because he has
Starting point is 00:36:32 a need to incommodarm me or to offend me. To lose your amistat, that you don't me want to be able. Something I'm not they don't know. They're not.
Starting point is 00:36:40 They're not even and you're incomodan with that we grow us. It's a retroalimentation. Retroalimentation. Constructive. We have to
Starting point is 00:36:48 say the truth in but we need the but we're not. The fact is it is free but first you make the time. And when we
Starting point is 00:36:54 God, to get me, God, I want to help me to be a I'm happy, I'm going to realize my dreams.
Starting point is 00:37:01 What we don't understand a lot of times is that just that that's a thing you, it's a
Starting point is 00:37:06 impack and the impact and the impact a time with a tragedy, with a problem with a problem,
Starting point is 00:37:12 with the person care, with the care of your care of your care, with the person,
Starting point is 00:37:17 but God not you do the thing direct, you know, you're all right, here's
Starting point is 00:37:21 no, here came the opportunity, but at sometimes came in a election that duels.
Starting point is 00:37:26 And he gave the example. When mando to his his his his own
Starting point is 00:37:30 and he he was in he was in he went to the other people a lot of a bit of course to be a
Starting point is 00:37:36 corrective and for that's he no he no he not materialize the plenitude the potentiality
Starting point is 00:37:43 very we can't some little little idea clear us can't give to
Starting point is 00:37:47 finance sanas the last the final let us let's
Starting point is 00:37:51 let's to be to present our opportunities to the times to you can you can
Starting point is 00:37:56 make a time to you can't case to that. No, you go to watch the Westwood. A some of the company that says that he will give a return
Starting point is 00:38:04 extraordinary for the money invested. And those companies are sub, sub, they're up, subes, up, for a period, but are they, but are like an egg, that when it gets plot. In the change, the companies of quality, the investments of quality, the relations of quality, are
Starting point is 00:38:19 like, when they're rebotas, not as like, no, like, weas, that when can explode. And what? And what what happens? What happens? What happens in the market? When the people not has
Starting point is 00:38:29 the way is the dynamic of investment and the and the investment
Starting point is 00:38:34 in the we're a decision. We're going and we're going to Jonathan,
Starting point is 00:38:39 is going Marko, we're going to get back, we're going to get into
Starting point is 00:38:43 and we not we not we're not we're so we're that we're
Starting point is 00:38:48 that makes that we're in the long plan. In the the long plan.
Starting point is 00:38:53 The life and the economy in the day a day is a sub and a
Starting point is 00:38:58 But, until now, my dear Mark, all recession, has been been in a recoveryation, as like all night,
Starting point is 00:39:04 it's seen by a day, but the stars are the night, and the people are the people are the and those who are the money, and the
Starting point is 00:39:12 they're making, and they're in ways of to grow, in middle of the difficulty. Sure, and if you
Starting point is 00:39:16 have been the correct, I've seen a crisis very, the people who don't have the culture
Starting point is 00:39:23 financial, and they're they're in the emergency because they're not prepared they're
Starting point is 00:39:27 a fear, panic, and they're going from the economy, of the investment, to be a
Starting point is 00:39:32 same thing, the kind of the mentality and I'm a cycle back, because there was
Starting point is 00:39:37 a cycle after, and it's a little the same story, and it's a little
Starting point is 00:39:42 that the things can't, they're the opportunity to get and investir, solusion,
Starting point is 00:39:47 come, to bring a new a new thing that's a problem that's created,
Starting point is 00:39:50 it was it's like a even that was the aceto of what I'm
Starting point is 00:39:54 that inevitably would be a and it's a lot of that's not a time to be
Starting point is 00:40:00 that you're not, but if it's going to be a cycle back, prepare me financially
Starting point is 00:40:04 to make that the Robert I always said that the people financially
Starting point is 00:40:09 rich is the is the money when the things are really, but that's even
Starting point is 00:40:12 but that's even more money when the thing. That's another thing. The investor promed
Starting point is 00:40:20 the person when the Ah, the things are good, we're going to buy. But when the things are good, the market
Starting point is 00:40:27 immobiliary, for example, the things are the cars, and when they're bad, they're that's bad, and the
Starting point is 00:40:31 money that the investor promedious, the investor is a good, is like you says, my dear Mark,
Starting point is 00:40:38 a contrarial. Compa when all the world, vending when all the world comes, indicted
Starting point is 00:40:43 independently of how is the economy in the day a day, because it's in quality, it's focus in
Starting point is 00:40:50 the world, and no, in webos. And it has a vision like Warren Buffett a
Starting point is 00:40:54 long-plast the economy in the long place is a point in a point out of that you're to get in that
Starting point is 00:40:59 you're in the point out of the event, that's up and the sub and it's a sub-and- but the but in the
Starting point is 00:41:07 sub-upus it's a mountain rusa and it's a way up a more and it's up and so it's
Starting point is 00:41:13 not to be not a back at the backhals but for that you're
Starting point is 00:41:15 to know more of the market now now if if I know when there
Starting point is 00:41:19 when there problems is where I can put a solution to that problem and there justly I can create abundance financial and a solution for the consumer. So, now, before, before you're going to start a newgoal
Starting point is 00:41:33 the solution that you have for the consumer because many businesses fracasasan because no valid their idea. For that's that my other book, Emprended Dynamics, and Finances, we're talking about the methodology of the the where the people don't
Starting point is 00:41:47 have necessarily to prove to know, but can't know before before their resources, well, when
Starting point is 00:41:53 valid we're a concept, first, what does the emprendidder, observe a necessity, then you think
Starting point is 00:41:58 I think I can do this need with this product, with this service. But first I have to validate
Starting point is 00:42:04 it. I have to find a motion publicational and then and give to provide
Starting point is 00:42:08 this solution that I have developed. And if the Muestraplational me it's
Starting point is 00:42:13 massificed. With that Mucerableational validating my product, then I'm the door to the door to the
Starting point is 00:42:19 capital to do it. But I have to try it in chiquito. I'm to try it in chiquito. I'm
Starting point is 00:42:26 I'm a love what you say because that's a piece for a principle fundamental that is the
Starting point is 00:42:31 principle of 20-80 of the Paredo Paredo Paredto that we do it does it
Starting point is 00:42:35 generate the 80% of the results that we in other words, it's the
Starting point is 00:42:39 little that it's the little what much not the much that generate the
Starting point is 00:42:41 So, then identify what little that's the way that we're in what we're doing the much more than we do it. Well, for
Starting point is 00:42:48 to start you always say to the people, if we're going to learn in an area, we have to get to be a person that
Starting point is 00:42:56 is an area or that's more than that area. You, what you think is that's another of the obstacles?
Starting point is 00:43:03 The Latinas, I'm really a lot of we're just we're doing, we're we'reasasas we,
Starting point is 00:43:07 we're friends we're people, go, go to the house, I'm going to the
Starting point is 00:43:11 door to do this but we're apego very good to get to get a time time. And even
Starting point is 00:43:16 a lot of even with much people in the time. I'm not you know, I think it's
Starting point is 00:43:32 a lot of the same thing, the classification. The order is creating with the separation. You have to separate
Starting point is 00:43:38 of the malo and connect with the good I'm a question. It's a new thing. It's a primacy. Marko,
Starting point is 00:43:45 the water moja. The water moja. If you met your man in a cubeta of water, it's got you
Starting point is 00:43:51 got you're getting your your carousand where you're putting your your head. The pro se Joseph Marti
Starting point is 00:43:56 said that honor, what we're we're not we're notra we're not that you're the chisem
Starting point is 00:44:04 etc., that's what you're trying to your life? What's honoring? The discipline, the ethic, the job is forced, and intelligent. So, that's all right. All right. Connoce my friend Aida, not my wife Aisha,
Starting point is 00:44:17 but my friend Aida. Attention, interest, desire, action. Attention, interest, deso, action. To what we presentes attention, that generates an interest, that generates a desire a desire a desire to a desire a desire to do you. To be attention? That's all the movie, no, they always be closing, do you
Starting point is 00:44:32 have to land a plane. Exactly. Jonathan, DiOliu, for having been with us. I hope that's the last time. I'm sure
Starting point is 00:44:39 the other people. Dere the people where you can find your things. Ideas is a
Starting point is 00:44:45 book. And the other book you have there. Emprended Dynamics. So, ideas clear as
Starting point is 00:44:50 the difference of the two books? Well, ideas clear as a quadrado. It's a methodology
Starting point is 00:44:54 for the design and concept of metas. It's a map that us a way to
Starting point is 00:44:57 help you know to be a thing we're to be the natural of the
Starting point is 00:45:02 development of the technology, of how conced a new business of how massific
Starting point is 00:45:07 it, of how monetize it. Okay, so if I want to get a business, it's a
Starting point is 00:45:13 business of a idea of the ideas clear. Metas ideas clearas, entrendi- dynamite dynamic.
Starting point is 00:45:18 They're in in, in Jonathan Doleo.com, are in Amazon. Okay. We can
Starting point is 00:45:22 contacter to Instagram atroba Jonathan Dolio Puch. Puch is a
Starting point is 00:45:28 C-U-I-G Catalan and we we're here to give. For-G our last, for grace,
Starting point is 00:45:32 the for grace we've received. Marvellous. Thank you. Thank you for for having been on the podcast. The podcast
Starting point is 00:45:37 Viben Markontrnernerh orghil.com and if you are there, the episode number 93, independently of the platform where
Starting point is 00:45:42 they're listening, we're going to put the social, the site web, the books, all the information that Jonathan
Starting point is 00:45:48 had had had had had, and some notes with a synthesis of the most important that said
Starting point is 00:45:52 Jonathan for that you know to you're to do you let's do a little the
Starting point is 00:45:55 thing, let's let's do let's talk the things, and if we're You listen in Stitcher, Spotify, in iTunes, in
Starting point is 00:46:01 any of the platforms digital. And you like the podcast, Den us the 5 stars. Also, it's available in Mark Antonio, Rehiel TV, in YouTube, and directly at Mark Antonioerjil.com. Thanks, Jonathan, and we'll be soon.
Starting point is 00:46:13 With the favor of God. Thanks, friends. We'll learn us.

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