El Podcast de Marco Antonio Regil - 159: Mujeres Poderosas - Beatriz Acevedo

Episode Date: March 29, 2021

Si hoy te quedaras sin trabajo ¿cuánto tiempo puedes vivir con el dinero que tienes, sin conseguir un nuevo trabajo o recibir ningún ingreso? La clave para salir adelante de cualquier situación económica complicada es la educación financiera. Por eso, cerramos este mes dedicado a las mujeres poderosas, con Beatriz Acevedo, creadora de Suma Wealth, una exitosa emprendedora que desde hace años trabaja para brindar herramientas a hombres y mujeres latinos que buscan mejorar su educación financiera. ¿Qué puedes aprender? ¿Cómo perder el miedo al fracaso y aprender a leer tus números? ¿Cómo cambiar la mentalidad de vivir al día y comenzar hoy a construir tu futuro financiero? ¿Por qué te conviene educarte financieramente para elevar tu calidad de vida?  Sigue a Beatriz Acevedo en sus redes sociales: Instagram: @somos_suma                    @wearesuma Web: sumawealth.com

If I'm how time you can't live without without receiving any

income, you're saying me that you're three days rich, two months a lot of you're all

a more years rich or various years, which would be a marvell the reality

is that the latinos we're many we're not much apapachadoes

we we're a party we're just to dovert but in our

difficulties is the lack of the financial and that's

something that is something that much. So, if you want to to learn, to forget to suffer for the money, to learn to that the money not to manage to you, and,

to be really, elevate your quality of life, elevate, this episode you conviener, because is with us also, a woman Latina, powerful, and a business that, that has a mission, the emporonement of the Latinos, a

through the education financial, with much sense of the humor. This is the episode 159 with Beatrice Acevedo. Commensamos. The podcast of Mark Antonio Regil is a production of RGL Entertainment and all his rights are reserved.

Our guest today is someone to whom I admire much and so her career as a conductor and producer of radio and television and he got to have much success, much success, creating programs, millions of episodes of television, series

digital, series, originals, and between those many recognitions are three Emmy Awards, a premium awards, a premium MTV and two Streamy Awards, which is the premium awards, to what's the product for the world in line. Beatrice Svedo also funded,

the market of media digital is leader for youngs latinous in the States United. And so much recent startup is Summa Wealth, a platform digital funded, only in 2020, with the vision of bring education financial to the Latinos

radicados in the United a through a lottoe very, very different, but with instruments useful that you can use every day. She's defined better as

an entrepreneur, strategist, a gooder cultural, and defender social. An honor to give the good to the

Paso Texas to Los Angeles California. How is you? Hello, Mark, I'm very well and happy

to be to be together. Reunied us after the time. Well, like if we were

in radio when we were we're adolescents, although we saw we've in Los Angeles.

Yeah we know. We're we're when we're menores of 20 years.

You thought in radio, at what age, at the 14, to the 13,

it's a little bit, to be in a time in a hour men a lot of a year, so I'm

talking, in a station of radio of a family, you, in those moments,

not where we know, we know, we're not, we're talking, but I had a plan,

yeah, very structured to, for, for, and the good, and how

was I'm a one of the people of the group menudo,

I, I, that if I I was in the program of the hour

menuda when they were to be to present in the scene I was to

this manned this new to be enabor to be and we're to be

we're going to be very so that that that's your strategy of

strategy financial yeah I was so I'm like so like

like you like in my vision in my vision of my vision of my

my life yeah I was all all I was all

I Beatrice, me impressioned rapidly of what professional and entregated that you were. I've known a very few people, a lot of my career, that is so devoted to your exit, to, a job,

Saturdays, Sundays, days of the fiesta, and we're very much formula. There was, we're going to live until the 11th of the night, Saturday. The dominolego, there's a perfect, the day of the mothers,

yes, the day of the... Navidat. Yeah, New. When do we not We don't we Avented A year new No,

that's in vivo Yeah, yeah, yeah, we're always we're not we're in We're in

yeah, I'm I'm sure that Beatrice, I don't know a production if the station of radio or

the channel of the television and say, no, no, no, Beatrice,

no, we're gonna get a back, to do that to do that to produce, to contract

the camera, the gasoline, the gasoline the gas and the car so, I mean,

it's a lot, you to be detenia a no. If you knew, you saw how genera no, that's

you know, that's they're going to pay them to do you, you, you, you always were an person, because

of some way, that's the things were that they're, but I think that's much of the Latinos, no,

and I'm very much with our community of here, we're very very emperendidors, because,

because, of some way you have to build those opportunities. It's distinct that when when you

when you're to get a certain career and you're a certain different, forged, but when we're going to this country and a little

there's a lot of the area, in the area in the area in the area in the area, then you do you do you do those opportunities, and so you do you see, especially with the women Latinas. There's much data about that that are the most enterprises

are launching, and can be micro-empresas. It can be that you have a tienta and that's a bit, be a solo pruner, as well, but we're very luchin-s. I think that's much of our DNA. The no, no, so easy for us.

And so when you know, and when you're to come to some people, with many aspirations,

to give to your family to do your life, we always we're always the way of doing it.

I'm really to be part of that community. How you passed from the new to the

producer international in, in the United, receiving premiums international,

being doing the doing the company, how was the exactly

how it was the that I was a one a of a channel of television in Mexico,

was the day that I was despeded of my job. So, if not had been for that, then, at the most of my mini-falfa, no, at my 50-tant-and-tantos years. But I don't have much

inspiration of being a new year of my business. For that I'm going to what of the women Latinas in this country. You have to

have your opportunity. It's the moment in the, in the, in the on-do-in-a-l-and-a-o- and you're-haw-s. So, for me was exactly that.

DF, I had various programs at that had quite a lot of my emies, I've got to get my emies,

that were the first emies that the television in Mexico had got to be the same of the success, and in my

20s, I mean, I was I'm incredible. And a day received a fax, many of the people who are

saying, what is that that's so of a fax? Like an email, but of my e-a-git- my kids,

my kids, I'd say, boomer. I got a communication that said that all my programs are canceled

immediately. Without any without any explanation. Obviously, that I suffered, I'm I'm,

I'm, I'm, I'm all the feelings of when you feel that you're in the

world and you're a whole, and you're a poor, you know, without any explanation

simply all is all is canceled, and then, thanks for participate and just my

parents were very felicit is that, well, you're going to go to go ahead. You're going to I mean with my objectives and here I'm going to get, but no I didn't have money, nor to pay the rent in my department. And this

history that's, this story this moment is the thing I feel that I'm marked much. You and I we're in various of these portadas of the revista of Moda, that was Eres and Somos, some revistas, that are like, like what is now people in Spanish, or those these are revists, but in our ownstrapok,

you're if we're, and I'm perfect that was in a supermarket chiquet, that's called Superama, and after that I've been despeded in my job, and I went to buy my leach favorite, leach, Lala. And I was when you, when you pay, you guys, when you're when you're paying, then, I was, I'm having my

portal of the revista, with all the roquero's of the moment, and sentientot to get to, so I, then, so I'm, so I'm so I, so I, took my revista, and my leach to pay, and I said, no, no, sir, sir, your target, no, sir, your name, I mean, the contradiction, no,

of the, wait, I mean, you said, I'm sorry, I'm in this portade, this revista, and not I'm going to buy to buy a little to buy a

place, I'm going to say, I'm going to say? I'm going to say, I'm going to say, okay, well, what is my plan? What is what I'm going to do? And there's where I'm

an emprendiddera, no, because no, because no, because no, I'd rather, how I'm going to pay my rent? So, so I'm,

well, I'm going to start a company, but the company was I in my department no,

I didn't have any employer, no I'm nothing, and it's a thing I'm really

to start to do some things that in that's called electronic press kits, that basically

were like some interviews to video to certain artists or celebrities, and then there he

I was a much to many companies of radio and artists that I could produce

that, of independent, and so is how I, I'm going to my career. I remember

that you're going to be not the time, but you're to get to have problems, because to you have done

interviews, that other mega-streyes that were their programs of television, no they they're

they're not, how is possible that this this is a exclusive, because so it's called her program,

in exclusive, how is possible that he did a exclusive to that artista and I who I'm, no-se-

who I'm, and that's the channel to the You did you. Yes, so that was part of the problem. And in that,

and in that tap, no, there were many women, too, in television, no? Fere a TV, or were a CVS.

So, simply, the women were, like, the assistants, or actresses and other, but not are

producers, not, then also, it was like, a bit a bit of, I mean, I'm saying

a woman that's too, that's done, that's not heard that a woman, he said to a,

an engineer of a person, that a set. So, there was much friction in, in, in, in, in the moment of the transition, then, then there were other women, productors, executive, producers, etc. But, but I mean, it's just a little bit of that, I'll read that

brecha and, and, and, you know, obviously, that the tension, that is going to generate, the, that the things, to be, to be different. Yes. For who are you listening, if you think is the only that your talent, the only that your talent, to have done problems, or to be, uh, to, uh, to, uh, uh, to be, uh, uh, uh, uh, uh, uh, uh, uh, you're, uh, that's are,

is the worst that you could have succeeded in the life. Beatrice is

an example of that all this are simply things that you do you

do you can't do you do with what you do you do we we're

we're that they had been been a thing that

that me had been that I've been that professional

and personal also to you to do because

personally to personally to that when you so so

so 23 years I that I had and that you'd like the mareo to be around of all the world and

I'm invincible and etc. Also, it's also very important for, to give a little bit that sacudied

personal, but professionally is the best that my career, that me have been despeded in my work, in

the moment in the moment in the moment in the first convention international, the of Natvi that's called

for who are of the world of the television, Natty is a convention that's a convention that's in Miami, where all the productors international and all the televisories international, and now, also the digital, Netflix,

etc. But there is a market of products, where it's a company, and it costs millions and dollars rents a space, a house, a bit of an house, so, so it's, it, it's and I remember that Beatrice me said, that's went,

and paid the bulleto more baratow that put to enter the convention, and that you putties there, and a mecita that you're literally in a passio with your messita and with your product. The side of the

no, so it's a little there's a like a messita like a lot like, like, like,

like, like, like, like, and, and not, no, not were any

time of a carito to and it was little, and then I'm there, I put my semis a VHs

that yeah, well, so, you know, so, and with my three premiums, I put a loan,

no, that like, with my logo, I'm and thank you, and thanks a God, a executive of

the Discovery Channel, I was going to go to go to the worst when I was in the worst place. When I was in the first, I'm

saying, you know, I said, with those movies, yeah, you know, it's a chock for her,

so it was a idea, like the India, in Las Vegas, in the Natick. The fact that was not so much

that me did to be done to be the show because the movie of that's always I've

had much a time, he's to go to go to the

time. And in that my VHS was trying a video of a kid that was in

some the video of that for the Discovery channel was perfect.

A most could have passed when was a sport

and it was but it was Roland was was my first

series that and also that what I mean, I mean, I'm saying

that they're in a little bit of but I'm a couple of he said, and he's my friend of my own

my mindira. Rick Rodriguez is called. And me said, and he gave the letterit that's a

Discovery Channel. And me said, how many episodes you're of this series? I'm 26.

I mean, I didn't, I didn't, I'm, I'm, I, I, I,

I, I, I, I, I, in when I I went to

I'm in a lot of money, I'm sure I'm in other channels in the TV that are you

going to to use their signals to Latin America like M.T. Like, Nekyllodium, like,

all the other saying, oh, me I'm, I'm, and I'm a series in the Discovery Channel

and I'm doing a original you can't then. So, then I, I'm

with my clientes, no, and entertainment Nickelodeum, that I'm my marid, this was my

cliente, so there me went very very well. And, yeah, I was, I was very

luchuna. That's, I don't me have a mind, no, I'm a way,

going to be going to the years, a little maybe, but I'm not so, but I'm not,

but I'm very much, you're not to get a no, you know, you know, you know,

then you, but, Patrice, the, but atry, the, move in things

very in the heart, and I want to you do you let's,

you what is, the What what means your family, your spouse, your kids,

the businesses, not only only the programs of television that's created, but the companies that you have created,

especially the new, that is directly related with the best of the United with any part of

the world. So, we'll be a pause with a time, our Mrs.

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Antonio Regil com diagonal regalal Mark Markontononor Regal

dot com diagonal regalal Muggererer We're on the month dedicated to

the women not that not that not that we're we're we're

we're we're we're personally, Beatrice Sevedo, Conductora and Productora of Radio, of Television, creator of enterprises, creator of series,

a leader, apart that he moved things very beautiful in her mind. Two questions important, Beatrice. What was the obstacle most great

that you've been as a woman, like Latina, as a Mexican, to be vanguardist and to be space, that you've got

to do, I've got to a pulse, nobody to do, He was notrosin, nobody you recommend.

You have, you have, you have, you have labrated in your life. What was the obstacle more great?

And what was the inspiration that you helped to to be to to get to when there those moments

more those moments more of the when I was my company productora, when I started

to have different clients, well, there too there too took a many

in a certain moment and they've been to make to make to the States but I remember that there was a devaluation, a cliente

a cliente great that had never a televisa no me paid, hundreds of episodes that

they had been made and then so that was very difficult for me because I've to start

of zero another once financial in in in a account

to my finances because I had paid all the all the

productions of six six six hundred medias hours of you not

just just just No, I don't pay. We went to a, after there was a demand and all, because it was a much money. It was a much money.

And I, I'm, I'm, the demand and mysteriously Mexico, little and I'm, I'm very, I don't have many problems,

disappeared my papers of the court. Of the night, at the morning, after the case, so as it's, as it's not been the originales,

well, just, you know, well, you know, but, you know, Classical stories that I said, well, I'm going to go to go to my life.

Incredibly. Because no, there was much to be more in Mexico. And in that moment, you know, you know, because, oh,le, now, now I'm still, I'm almost 30 years, now I don't have 22, all what I've constructed, all what I've luched. I'm in zero. And I'm going to a place with zero, other once, to start completely new in where no me know-in-who-you-law.

No, I've got with a patrimonial economic. So, there, that's, that was another retort. but also an experience very important for me to know that's always

you can't like you're like this like the first the first thing the first thing was the first that I'm going to

happen to be getting to be a business, etc. And when I did all of financial yeah as

as a company and a new new year of my business and then also I'm also I'm

to learn to learn to learn that I'm maybe to get to this country without any

contactos without no to be who knew who was and without capital, but with my experiences that had

professionals and to start. All going to do you what you motivate, I would say when I

was more more than I was more I mean, I wanted to have that recognition, I wanted

to do that name, I think, today I say, of all heart, that what

more me motiva is I could open the door to the next generation, especially

of Latinas, of Latinos also, but me does the same or more when I, as I'm

a person more more young, I'm able to help us to help us to get to an place

in a, in a in a council, in a board, that's a board,

that's many much much and that's what I'm motivated, he'll say, wow, what,

so, what, what, so, what, privilege is to and to change the life of someone, to send an email and to change the life to someone.

That's so me encantime. And then, now in this tap of my life, I'm very enfocated in philanthropy, I'm very focused in my new enterprise that has the mission to help to help to start that breach of a richeces generational in our community, that me seems critical,

because if we don't have a power economic, as a community in this country, not we'll have power for that's very very sad, but it's a

reality. We're going to April the month of the education financial in the United

obviously and that's something that's a not only in the United in America

Latina when when you mention you this that you not you don't you

don't you don't you don't you're that's the cancer of the corruption

that is the role this mentality that the that the that

the no trance not only advance, that's that's to be what

it's about the my time. And that's that's the type that's a robber,

because you know, obviously, to do the system corrupto of the political in Mexico

to robartee, apparently he in his fantasy, he said, but the problem is that when

robes, when someone robes, we're doing to our country, to our culture,

to us to our people, that's the cancer. The thing that robar is normal. That's that the that's not transa, no, advance. Aha. I mean, I was. I'm sorry, me la fregued.

I advanced. And that's justly what we're in the poverty in many levels, no, my friend? Yeah, absolutely. And very, very, very,

obviously, I adore a my country, I don't know, but think in to work to work of time complete,

you'd get much that's this disconfianca no, that is a a little Tristan that you have

to come to another country to open that break to be that but we're many people we're not

many people there's much for doing there's a lot of but I'm sure that because if that

creativity I always I've thought if that that we use those Latinos to make

transas and see how we're we're we're just we're using in something if we

use it in the in innovation in innovation in innovation there

there and you can get much money. And that's what you're moving. Because the

there's not, there are some there are some not the American or the Latinos in the United not we're not

to the rules of the money, we're not going to do that we're going to do that. And there's

there's a question. Here, there's much and obviously that's not obviously that also in

Latin America. But why do you have the people with the institutions financial? Or in general, with the

system, with the government? well, because we've been from that trauma generational, or you or it passed to you, or he passed to your father, or he passed to an man, I remember,

living in the frontier, and I imagine that you took too, but I'm quite clear-clear- when it was one of the many of the many of six-pessions, no-sees, no,

a thing loquishima. And I remember that, before, there was Twitter, no? So, the president came in the tele to say,

to say, there was a devaluation. So, I remember that my are my pap doing to the and I mean, and I said,

an evaluation and, well, I remember my mom and my mom, I said my papa, oh, well, minus mal that our accounts are your accounts in dollars, because in that moment you'd have been to have been the front of the rent, you know, we're doing the

money, all in dollars, although you're going to get those. And, like, the president and I immediately said, ah, and those that are in dollars are in pesos.

So, basically, they're not your money, no? So, how? Now, now, now, now I don't know now. And then then,

there, you a disconfiance, your disconfiance, your disconfiance, your disconfiance, and that's what not us has helped

much here. I'm in Latin America, well, I'm going to do you, I'm going to do

this, the bolsa and the people have much disconfiance, but we're transfer us our defuncia

to the United. So what is you're putting the money to the down to

the colchon, that you put you in the, in the money, where you know, where you're not, where it's

where not in a bank, no in a box, then it's important to be, well,

we're we're just in other country, here, And many of these accounts are

assured. How is that you can start to build a that's a good to be very much

down to the colchon. But, but if we have that part psychological that that it

has to get transa, like you says, you know, the trance the bank or you

trance a person, or you trynce a client, you, you know, you know,

that's the thing, that's what I think that I think that we're that that's what

that's that it's very to be to be to not, No, no, it's that the future is incirreta and the past

and you know exists, and viv is the present. Goodissimo. But when it's tratte finances, also we exaggerate. Well, perhaps that yeah, we're going to, me matter of that's the, of the 11th of September,

when passed all the attacks in New York, the only ones buying autos of luko were the Latinos. All those other were to wear their money because, to be able to pass. But the Latinos were like, well, if you now we're going to buy. Posa, we have to

buy us the auto of the So there always that's a way to go to be

to do it because who can know if there's there yeah, very

very well that we've been in the present, but very important to plan

the future when when it does that the education financial absent

I think I'm I'm I'm sure I'm I'm so that he's

the author of poor and the country because it has a public financially and

emotionally. But it's a power money Plas we're all in America Latina

but we're we're in we're in our education financial of the poverty not our not our

not our not our but what we do we're just something give the give the and to

tryvors to get us to get us you're you're you're saying calli

you're saying calliata you're that's some of some of the many some of the

many of the Phoenix, that he wanted to be a pilot and he got to make membersies in a gymnasio. No, he was

going to buy vending membersias. But he said, and why, Adrian, why not, why not you did you know,

why not you t'as, logo, you're going to get a lot of. Then you're so much a lot of

you're going to get a lot. You're going to get. The money is the devil. Pensamintos. You can't

you can't do you're when you're that's that for all the mental is terrible,

no. I mean, there there's a all, with what we we're doing we're to take into us and to

take a conscience of that and change it. And so, and so on to change it for the generations that are the

very, very important and we're very important. And we're in a very good moment. In this country, and one of every two

two are born in California, in New York, are Latinos, one of one of two is incredible. So,

no is possible that only are we're represented in numbers. We're also to reinforce them

with auto-estim, with not not to say that Cajed you see more beautiful with all the

thing to be to be able to get to get us to get us in a matter is super important and now. And now

in America Latina also has been the thing of the business in line, the possibility of even

to employing in line, where you can be working for someone an company of a U.

So I, you can be a person in a business in a business of without being physically

in the world in line yeah, it's, what we have in our mind,

there's where we're there's where we're the possibilities. Yes, I, of actually,

I've always had been, I've always had worked with people in Latin America,

in all my things, I was, I was working with people, in Mexico,

in Colombia, in Venezuela, in Argentina, et cetera, and now, today with my

new company, I'm doing, I'm I'm all, I'm

people, I mean, people talentedosisisis incredible, incredible, working from your

house, from the play with his pyjamas and very a good. So, there's

there's you to be to be able to have to them. Right. And right, I'm going to

let me try to talk yeah, of the things basic, to be able to do you

more recent and I'm a new more recent and I'm, you're, you're, in, in special, and a sense of the humor and with our culture

to keep us those things because then the people say okay, yeah me convincedier and what I'm

going to do? What I'm going to talk to that's about to do that before the specific and before to go to the

second pause I want to I'm going to ask you part of the mentality of to be is to understand

that we're going to we're going to get to you're going to you're you're going to you're

you've done you've done programs canceled and problems, I mean, so the part of to think as an entrepreneur, yeah say that you want to be an entrepreneur,

or be an employee, or be an employee or a mentality an entrepreneur, that are the most valiosos, we're going to understand that the

are normales and are part of, so it's impossible to think, never me going to never will be to go to, never going to

get a, never going to do you, or I'm there's a line direct, So, that is the way perfect,

is ascendent to the thing, so that's all the world is up, so, is,

up, sub, sub, sub, and yeah. The important of that process,

because it's a day, it's a journey, no, how you're a little

a little, is the part of the time, so, so, so, so,

so, I'm, I'm, I'm, I'm sure, they're saying, well,

the the, the dolor in the life in general, for a a fracasse, that could be financial or personal, or whatever is inevitable.

The dolor is inevitable. But if, for the most at final, you say, but no me go with the hands vacuous after this experience

or after this pain. So, that's what is important. How I grew, personally, professionally, what could

be different to the next? And we're going to know. So, but you're much more armed, much more

empowered, much more educated in in, in to go and I know many people know many people

say, I want to invests in people who don't let have a commit error, that no

they don't have a fear of not not want to investerer that they think they

panico to that's incredible, no, of an inversionist because an investor,

you just want to people who can be good, that are that mentality, that mentality

of that no he has fear to the practice. And that's very interesting.

We're going to do a pause and when we're going to talk about the baby more, the baby

recently has been born a newtri's this platform bilingual in English and in Spanish

where the color, the sense of the humor, in the United, and in any other than

in any other than the platforms in Instagram and are in the two other words and it's

this is this, Jena of our culture. A me because you use the language of the memes and all right Beatriz was about

to talk about how it was umma how surge the idea of what's umma and we're going to some of the memes favorite fomies of education

finance you're that's in reimb and reflectionar but I'm I'm rive and then I'm going to oh my carrieu I'm doing this oh yeah

that's the idea that's the idea that's intimidating that's that's intimidate continue. One of the characteristics of the people exitoso and is that no's kept

waiting to be waiting, to be adapt and transform constantly and they're even the problems as opportunities of growth personal. If you do you do, you can't manifestar or acercate much more to your dreams right now. I'm Mark Antonio Regilly. I want to invite

to a master class gratuit in where I'm going to share with you precisely three secretos that me have helped to start in the way of the moment more difficult of my life and that

today can serve you. It's time to say to talk to that voice in your mind, to

that's being to be analyzing and giving and and doing and then that's that's a

paralysis of analysis. And the vaccine is reconnected with your heart with your

creativity, with that aspect that's that's that's that's that's

that you and put into this class that's many of people have been because I'm the

four seven errors more that are that are you that are the ones that they're all over that you

not you see. This is the class that me would have been really that I'd get to get after many

when I'm so you're so you're put your but you're put this year, but you have abandoned

for a motivation, because you know, you know, you know, you know, or any

pretexto that that's a voice-ecent in your mind this is the class for you. Be to Mark Antonioragil.com, Diagonal, 2021, and apart to your place gratis.

We'll see. Mughres powerful, women financially independent. My mom, always when I was a idea to his, my mind of trainers, I was a lot of people, and when reclutable

to signora, for that they'd say, my hita, you visualizate, yend to do you're to buy a supermarket, to buy a money to your marido,

without, to pay me, permiss, just you, just, just you just it's more to help you. And the

sirs, oh, my, my, my, it's, oh, it's,

it's, well, my hita, because for that we're going to do you, because it's

important to have a because, because it's going to be difficult, it's going to

get a thing, so, yeah, no, no, and your mom me,

I'm perfect, of her, so, with that energy, with this leadership,

the I'm, I'm, I'm saying, this, my jita, visualize

and I'm perfect. And we need to need to like your mom in this time, for that

empodeled to all our Latinas of this new generation, that a sometimes they're very

little not peridid but they're not in a in a, in a place in

where we just we're doing, especially the people, you're still you're the only

woman, is that I'm the only Latin is that I'm the only person of color, is that no, I'm like nobody like I, like you, I said, my hita, visualize it. I, I mean, that's your super power. So, that's your super power.

So, that's your different. In a mar of all the people, like, there's a different, and, that's your super power, no? Your experiences, your point of view, what you know, you're just to feel empowered

to get. To me, that's always me always me passed. I, when I I go and I think nobody is like I. I go, I'm very much. Here I'm going to this conversation. But many of our

generations more young, they're like, oh, well, I'm not pertenesco here, and I feel very

incoomod, and I'm so much little to try to work and we're to tell you that's the contrary,

that the value is that, the, the, the value that you're being that you're doing that

great, you're that you're a new last you, a summa, a platform that summa

to summa to the liberty financial of the Latino in any way of the world,

how is the idea, what is the objective for the question us? Well, the idea

not was, so I'm to give to my co-fundator that's called Javier Gutierrez, that he is a

financier, a banker of all the life, Mexican, also. And he had been the

idea of something more more culturally relevant than to talk the time of the

finances, because, viewing the statistics, we've we've I really, no,

it's a mark that say, here I'm for my questions, this is the place that

I'm that I think I'm know the information, in where I'm feel

empowered, no exists still still and then he was looking somebody that was a mind

more like my of marketing, no, of content, and the idea was to build

a place that where, before we could continue that the people

were comfortable, to be vulnerable, to say, no I say, no, I'm and that's not, and that's good, because they'd see that there were millions of

people like they're, that were exactly in the same place. No, I'm thinking. And for that's that when you say, well, it's very different, how

they're doing with memes, the education financial, that's, that's part of this. So, how we can't do we can't be a culturally relevant for that

someone of our community, or we're not, you know, when you're, when you're when you're when you're

when you're you're paras, no? Because you're like, a bottle of fabulous with how is that I'm to make a credit and, yes. I mean, so, if you can. And so it's,

for that's, for that's, that's, because the people have finances, yeah is like, um, yeah,

yeah, is panico. So, then we're going to run that barrier of the anxiety with the things financials and the

numbers, with things that are that you attract emotionally or that they they're record something

of your new niece or something and that you say very clearly this place is for

you. What we're doing, you pertainces here. No, it's like, oh,

then, then we're to do it in Spanish for that and that is relevant for you.

No, no. Here, all what we do we do we're doing, is for you. No, no,

we're, we don't, we're, we're, we're, we're we, we're

we, when I started the time I'm at the dayres of the time of the information is good but is very Anglo-Sahona. It's

very directed to the market a Anglo-Sahom. I mean, I'm made a sentinel to the humor, our chisces. So when de-reptopcuitous, in Spanish and We Are Summa in English. See, the two, for that practice also, so English and

Spanish there. But he's, the fabuloso, he's, limpeer your credit is fabulous. And it's out of a lot of the

like the like the thing, no, and it's, pay all your debts a time. Two, not you metas

in a debt to pay another. Claro, error basic. Three, if you can't pay, try to get to

a accord. So, if you can do you know, no, I'm no, I'm going to go row

and I, no, I can, I can, I can negotiate. And here there are other,

I don't see if you see the you're there's this of the the pan dulce

Mexican who says presuppuester like a crack. Like a crack. If you don't have anything to do anything

is to presuppestar. And so like the like the like like a like

so and you say 50% the essential 20% the metas

30% the 30% of the flexible because because the not

presuppest is a characteristic that you will or that you will maintain the poverty financial. Yes,

that is a problem very great that we don't presupposte because you can't make, but you then so that's

terrible. And it's much of our culture. Other time you get to the 15th and then,

and then, you know, then you now you're now, now, it's to be to planer.

And you can't, not we're saying that presuppuestes if you're a way so miserable or that frugal

that never you'll to enjoy to get to get to get to but in a manner

organized. And then when you start your when you start to learn about, well,

if the interest I'm re-invirt in a year this little bit of the double or the triple.

Oh, and never me would imagineed that. We're going to let's, we're going to

make a present to a way gratuit, so you I'm is in our website, no in the Instagram and the website is

is equal, is it's summa wealth or we are summa, is equal. And there also can choose the option of Spanish. And all the instruments are in Spanish also. But for the support,

I would say that is the most basic. And we're going to this month of April, we're doing our Academy Summa, in where Marko

also, and we're going to start there and we're going to share courses. We're going to make courses

to develop courses together and we're very emotional because there will be there are courses of how to make sure that easy, so simple, so funertyed, that I'm going to be

in a time to see how much new resources we have for you're going to be. Here are other two memes for those who are you and those who are listening the podcast we'll be.

It's the gambito of Reina or the Queens Gambit and says the presuppostos are like the adjardes. The winners planes every movement.

is so. The winners financially planes every movement. That's we can't

learn to see. If you're going to get to see what is doing this, it's

me old the character of the the child of the of the not I'm not quite,

but is mida of Argentina and so Mexican has

has you have has a time and it's and it's vegan

and well yeah oh yeah yeah Yeah, I'm,

if I'm, if I'm enamored of her. Yeah, we put a star a star.

Yeah, yeah, yeah, that's the other, other, other meme here in

this is a massapan and says, that your preposue and so, he's many, this comment

me, there's a one, there's a meme, like, the chupalana, like the chupacabras, but the chupalana.

It's exactly that, that's a thing, we're, you know, many many times

it's, you'll Tantas subscriptions. So, you have this subscription of this streaming service and this other

and this other and it's you'll forget. And then all that's all you're chuping the money, chupating the

of your carter and of your prepupture. So there was a way different way to make that

that's an analogy of the chupalana that you are taking the money without you so important to

be, you know, you subscribe to something and you know to get to do you do you

do you look me to you're this? And is the chupalana Is the chupacabra? A me pego Because obviously

I have already the membership of Netflix of Prime of Disney Plus This I'm I'm sorry And I'm put to think When I saw

When I was this meme of the chupalana, Howtas real I'm seeing? Because if you'd have one And it was Okay, I'd like, I'd like,

I'd like, I'd I'd like, I'd like, four, five membersias of different And, you see,

it's, it's, it's, it's, it's, it's, it's, it's,

like a go to water, so it's going to go to the money, so it's all the money, it's all the money, so it's been, no, and other of the things that I'm going to say, look, is that you could use that money in invert. And you say, the people, oh, but, wait, me, well, I'm, well, I'm, well, I'm, so you know,

is that in this country, for the money, it's going to start to invest in $5,000, no, something that's a fraction of an action. If you think you in a pizza, it's like if were a rebanada of the pizza. And then, so, if you

are super-entusaster, of, no those video games and you're buying and buy all the other jobs, buy actions

in that company. Because you can start with five dollars, but you know that the rest of your money that's

you're going to your own your own your own your own your own your own again.

Also, also, you know? A bit, what happened? And you learnes, of how sub the stock,

of how it's the report, and that you do, and that we say much

so for the papas. A be there really has to give to give to give to your little to do

a year. At the more you can consider to give to give to give us in a little money to be

in a market and then it's you're doing that's a business. When they're to buy in a Disney or come to many times that's

you're doing, every way that's you're doing with the the but that's not we're not we're not they're not

so I'm my mom my mom I'm you're going to buy stock of the Marshalls and the arros because

he's got and the chico's that's another that's other that's but that that's good

because you can be that's a mind that more to be a yeah I mean

I mean I'm much a stice to be the statistics of the that the people in

the United we're we're we're we're most we're we're

more than than when the when the people when the people But there's the data that

that says that the women, are the people are the things are the most makeup we're the most we're the most

tennis, caros we're so we're, so, so, so, so, so, so, so,

the money, then the money, what you can do you can't do you to make many, and invest, and say,

well, now you can buy four of that in five years or in 10 years, no, to learn to

learn how is that you're doing that's money, a, and not to be, to see what what's

my my because I my because I'm my and I'm that you're

that never never never we're that never we're not that's that we're

that's that we're really about all the others we're we're we're

we're we're we're of what has a family no latina so a

family a family black that they call in the United so

so 20 centavos we're we're in what we we have many millennials

that don't have any a dollar in a question of emergency or the return

for your so it's it's well, we need to we need to get a little more

responsible of how we don't we have that that our because

it's very difficult to build so a patrimon for the

future and you can you do do you do you do you

know you know you Or a colchon sote. So, so, it's a very when you

you have the control of your finances. And you're conscious of that this me will go

to go to go to go to go to and go to get to buy this but when you can't

organize, then you have that you know, you can't you can't to learn how do you

doplicas, triplicas the money that you have you and you can't definitely

above of the colchones no to the a lot of a lot of

a cafe, also. We have many classes, as we've said, not only Summa, Marco, has many many classes that's

also other Latinos that do courses. We're in the Academy Summa, as a area that we have

many courses that are free. So, also can start for there and then then you'll be to be

in what you're doing the best you can do you're in you themselves. So,

there's a education is much power. If we're so it simple, if we

want the cycle of the poverty, they're more poverty.

And, who are the people? In the United, the Latinos, those

Americans, and the rich are more people, who are the rich, who's those blacks,

no? And in Mexico, also, and in America Latina, we have

historically, all the families of the family of people, and all

the families of the same indigena have more more. We're

we're we're mesisos, we're we're my examin of ADN and I

did my mesquita of the reality is that. It's a time that's a very,

tristently, very related to the race. But it's for the education. Not because the race is superior or

inferior. That's a tonteria. It's the education. So we're we want to the people more

and Latina have more money, we have to educate us. And generation in generation, that's going

going to be growing. Because if we're going we're getting a money in the newosos

of those that are more rich and you do you do you do get more poor because just you're in the debt

and there's a lot of a new and then we're just a call to God. Oh, God, no, I've

done it. And one of a lot of a lot of that's super important, Mark, is that the education, not necessarily

the we're going to get the education financial. Not necessarily necessarily get in the university.

Because I have much much am much people who have done to schools incredible like Harvard and Stanford

and Latinas that they have been much of all his studios, we're and not

they're in a poor situation economic. So, are a disaster with your

financial, so it's, it's, a person to that's many people know,

in our social, oh, I'm, I'm learning more here because in the school,

they're not they're not they're not to do this. So, so super, important

the, the education of the education financial. So, to find those

resources for to to have the control of your finances is critical and that you can't you also be that mentor for the

generations more young and for your parents and for those you know, you know, you asked you a little a minute

who's a lot. Basically are the millennials and the ones who are those that we're to give to our families, to our parents,

to us, our little, but, but as now now we're also we're also to come to come

to the generation more So that's the meta our for now to get to all the Latino.

Well, make me a favorcito. You're that's being in YouTube and on Spotify and Apple

Podcasts, mien, go to Instagram and right right right me see for favor. Somo

Summa. We're Bajo Summa. And if want to practice your English, then the

question is We are Summa. And is more sing them those for that they begin to learn

in English and in Spanish and and there can to continue to sum, and there's literally all the information, because there's a menu above of the biography, and you

make it's click, and you see in the menu, the page, the page of sum, is all right. So, in Instagram, can be a marvellous place to start to continue to summa. Debo aclararer, that I saw this of Summa, the

year past, in the media, and I was, I said, for favor, my my, my, my, my, my, man, me have been invited. I'm, I said, you, yeah, yeah, we're going to go,

oh, for favor, let me invest me invests in your company. So,

so Mark, I'm going in quantedissimo of that Marko is one of our first of our world.

And literally, we're able to the round. So, we're going to let me, we're going to do it.

So, we're going to get, this, this is what this is what is what is what you need to

this is what is my money and I'm and I want to and for so we

we're to do a to be trying education financial in form very accessible for all the

Latinos. You know, I'm sorry. I'm sorry. You know, from we're just that we're just that we're not

we're not, I'm sure you think you're because you're in a moment of success in your life in that if you

you'd have to have to work or not have to get to time. You'd be time with your lums in your

loom, with your family, with your family, with your with your doing yoga

exactly. Doing yoga. doing you, eating sana, that I know you know you're

very sanah, you know, you're not working, and you're not doing, you're

not with the affan, the heart for a person for a lot of the and so I'm

so I'm really, and I'm very much, I'm very my time, we're our

time, we're our life, and I'm excited to be in this community together

in our community always, so I'm to be to be to be to be

to be to be to be all your and I'm that they're

useful our our own our our support our to help to

grow to their your your personal your final time. What's,

something that's you want to give us to give us to make us to us our freedom is financial.

My, my advice is the super-penter, and I think that now we're going to make a campaign

that I'm that, social, we are in Summa, in Somo Summa, and in We are Summa, of all the statistics, of the incredible contributions that we're doing we

to do not even but how we still we need a little of space to grow and to make sure. Much, much thanks, Beatrice, and I hope that

I'll go back to podcast to talk about other things that that help them to learn and learn and be in all the

aspects of our life. Thank you. Sure, that's, many, much in Spotify, Apple Podcast, Google Podcast, or

any other platform like IHeartRadio, give us the five-streligates and a resean positive. That's, help the algorithm for that the podcast to get more people. And if you're here in YouTube, give it a click, give a click on the campanita for that you get in the new podcasts, and leave it here down your comments and viny us, what

learned, what was the most important that you can't use to today with this platica that we've given with our carida, Beatrice Sereld. Thanks. After the next. We're going to learn us.