El Podcast de Marco Antonio Regil - 257 - Cómo hablar de dinero con tu pareja - Moris Dieck

Episode Date: February 13, 2023

Uno de los temas más importantes para hablar en pareja es el dinero, ¿ahorrar juntos o cada quien lo suyo?, ¿contarle o no a tu pareja cuánto ganas?, ¿le cuentas en qué gastas?, esta semana regresa al podcast Moris Dieck, para hablar todo sobre el dinero en pareja.   Descubre los secretos para comenzar el camino hacia tu bienestar financiero, en mi clase gratis 👉:  https://marcoantonioregil.com/5secretos-pod   ¿Quieres mejorar tus finanzas personales? Moris Dieck quiere llevarte de la mano para lograrlo. Inscríbete a su curso RICH en https://marcoantonioregil.com/dinero     Sígueme en: Telegram: marcoantonioregil.com/telegram   ¿Quieres llevar del podcast a tu vida lo que aprendiste esta semana? Descarga GRATIS el ebook que te ayudará a lograrlo. Da click en marcoantonioregil.com/aprendamos    Sigue a Moris Dieck en: Instagram: @morisdieck       Corre a ver el episodio de Dimes y Billetes con Moris Dieck, para hacer este quiz del dinero en pareja: https://www.youtube.com/watch?v=3ZL04rChyEA 

Grand Fiesta American Monterey Valle Presenta. If your if your partner if your does a new

thing, well, it's a business, the pair is a social or the social more

important to the rest of your life? That decision, a bad decision you can get to

get to a bankarot. Here not we don't come to talk to

things romatical. Here we've to be to be a project to be

a project to make a a own own own money. If you're a lot of

your money, why'd you have to get to get a person that's a question? Exactly.

That's not that's irresponsible. We're not. We're not. We're not and we're in a little bit. And that's a

typical. If your partner wants to a luchito personal, but no has money.

Uh-huh. So, you know, so you? What can important are the finances in

Preece? You know, your Parenthood financially the you know before

you're in this moment that you're not you're not you're talking about they're they're

they're they're you know, you know what the infidelity financial? You know,

you know, you're that's that's that's this episode that's this episode

that a level that you can't make much a because if

is a solterer you're to do you can't be you

serve to give a revision to to what you have you. From the hotel Grand Fiesta

American. With our public in live, we thank you for here. Episode 257, we'll start.

The podcast of Mark Antonio Regil is a production of RGL Entertainment, and all his rights

are reserved and a personcist and instructor of courses and things related to the finances,

Maurice Dieck has assorated to many and businesses of different times of money.

your podcast, Dimese and Villettes and Differences and tips to make the money to make a good at our favor. Collaborate too

on the channel of YouTube of the show. Maurice Dieck is in the podcast. In the month of the love and the

amissed, there is to talk to be a partner. My dear Maurice, welcome.

Marco, what good to be here talking about to a thing fundamental in the parents.

Fundamental. Lanna. Look, I mean, I think, I'm sure to the people,

if you a partner, no want to talk of money with you, no want to get

something a form a form a form rapidita to know if your your wife

want to a project of a life, a way, because to be

about the and about the life, you're you're about to

talk to that's fundamental. So I like the people, so you know,

if your novi your person, talk to talk about the finances, aboutle to

metas, of objectives, of aspirations, and to see what the car you put. Yes. So, of the end of it, because that's not,

because that's a lot of, no, no, or they're a lot of, no, it's romantic. No, romantic.

And that's another great problem, no? Here, no, we've not we've been to talk of things

romantic. Here, we've been to be a project of a project. So, and what's a

project? A project are those, are those, are things that we're things that are

things that are in a world in where all the decisions or all the methods have a lot of

the money and for this is important that all we're not we're doing the same we're doing.

Then you're so I'm sorry but so so I'm so one of those two is not more the money,

no is the same. I'm not I'm talking of that I'm talking about that I'm talking

about the because then many of the things that is the famous to to doodle

financial in the person is the person is the has the context of what is going

financially the person. And the other person is a different and then the problem. It's the

infielities financial, not the mentors or the endos with the money. And well,

they're then they're more complicated if, if for some reason to get to be problems

in the future with the party and there's there's there's there's put a

bit more more complicated. I'll say, I think to be a lot to be a

question to be a question the two. The statistic says

in the world is the money. I think it's the first, just that's the first just in the first just on the first. Uh, yeah. So, because there's disrenden

other things. So, they're just about the money is to be our essence. And one of the main of the

people, the moment to allow to the person is to think that people, is assuming. Assumir.

Ah, so, why, why, why, why, if I'm so I'm so, if I'm not

to get a this, man, we don't get to all, the money like we're doing,

and that's a error typical. Because it's of a parent's of a parent. But in

part, but in part also also in our proper, in our proper

experience, how we're we're we're doing we're if our family, if our

money, if not the money in house, if the parents and the

other and other other and other other other way, or all the never felt

the money in the case, if never were problems, if were

desfil-frores. All this, we're sponges at final of the end of the experiences

that dictates the form in that we're we're doing the money. So,

we're going our and we're never we never about to the moment that we're to get to

one to one to try to to come the other and now it's and it

that he it's that he's that he's carately or no man me

is paying money or or is endowed to the or he's indebted or indebted or indebted

or before you know there's a question of the people who you know, you know, are you to

are so questions are so not so much. To what do you do you do you you're going to

get to that person? To be to do you to doger? There's another. To be

who would to put your parquet in the testament apart of you? Contestest

You have asked in house, no he a question to your partner clearly. Scriber to what you

know what you know, to you know, to be a prestated your partner if not were to if not you,

if not if it was a client, who would be a preceptive? Yeah, we've talked about in the

episode anterior to that's the problem. Financiarily about. This, Mark,

is fundamental to start to have to get to these conversations of the first is the

first of to have a transparency. Oh, how's Garner your partner?

Then they say, no, that's the no, that's you, Mark, of that's, no, no, if you're going to

do you're to do, if you're going to say, then you're like, that's, well, right? No, obviously.

But you, do you, what you think you, for example, of the future? No, I, I think,

I, I think, it was a one of the causes for that I'm when I was when I was here,

uh, comprometito. And we've just somebody who we're we're going to we were we're a a new

a pair of pairs and in the tahrie and in the we're in the well, so, so, so, how you know, so how can't. But you're going to

Mark, that the thing financial very particular there was only a symptom. It's clear, it was not we're not done to make

to one for the other, but, no, no, of a word, but, but, but, going to that the time,

yes, the, the, well, what I live in the house is, and so this,

exactly, quittle the component financialer. It's, is a thing of personality.

Exactly. There, I made that she wanted that she was doing what I'm

in the same, exactly, and I'm, and I'm, and I'm, and I'm, and I'm,

so, so I'm, so, so, so, she, she was, she was,

she was, she was, in a mode, exigir, and that, and that again, again,

again, that that's, that's, that's , and the , that's , it's to have to

It's necessary, especially if the objective is formalized a project of life. The romanticism is to be a cabar. But the metas, the objectives, and the cresiment in conjunction, that's going to continue. So, again, again, to the question that I said, that what you thought about about, about it, about it, I, what I respond to the people is, if you do a fear or not to generate confidence, to say to your

your your a wife an analysis because not because he does a forget the

no, it's that then he's going to and then he's going to do you know and say,

questionate for what you cause a problem if you if you'd get a money, why you

have to you'd to castes with a person that you do that's

that's irresponsible that's it's a it's a it's a because that's the part

initial that a center of a mentality of the psychology of the money in a marriage. Yeah.

We have to talk about to be a psychology of the thing we're in a couple of not all the people is

like we're not, but when we're when we're we're just we're doing we're just our individuality

we have we have to we pass to do a and we have to see and there and there are

things that and there are things that you can't tolerate and there things that clearly not and you

you said right. That's you just you know, that's the that's that's

clearly, well, well, probably probably this type of things so, it's important. It's important

because the money and the decisions financials that we're making our essence and when

you want to you want to the essence of the other? Before to cast or before?

No, before. Literal, well. Antes, antes, and before. I'm

asked too, Moris, when is the moment adequate to to start to

talk to a problem that's the question typical. No, I'll say, I'm going to don't know,

if you invite you to dinner, well, well, you know, you're not you're

not going to you know, what I'm what you know, when you're when you know, when you're that you

would be to be a long, I think that's the moment to start to start about to

things that so much, as what you are you you're trying in the life? If you

would like to do you do you are you a little more

stable or you're a little more of a stability financial? Where do you want to

do you and where I'm I'm not I'm a city. In where? In

what place? In a department in a house? Marko, you'd want to

have a little questions that a simple view not they're to be

with a chinko with this has to have to be with

what's me explained. For sure. All these questions little to come to

get a little to get a little to your wife and you can't even. Fasilmendant we can't know that

we'll start us and say oh, is that, oh, is that I think that I was going to change,

that's another thing. Yeah, is that are things that are somebody you can say,

oh, I want to we can't we can't, we're we're trying, we're a house

a house precious of four, five recamars grand, to be a familyota and there live all the

life. And a person I want a little bit of a little bit small and a little and I'm

going to bea much. I'm going to get the money we'll get us in Europe, another month in Mexico,

another month in another month, I'm just, and the kids, who know, those kids, are two

lives, are completely different. So, are two lives, and the people

can't get to do you want to do you want to want to and obviously

in this clearly are to prioritize. This is is a should be a way, and this is still

and it's right the other person will say the other person is the way, is of the most easy to explain.

Probably for your pariah or you have you have a very clear the objective of your children.

And if is compatible with your can be to be going to go to you're

probably of the things in where no there no there not

not no no there so about Mark, no is that

you have to renunciar to your metas. Of the fact that you can have to be even with the

form in the money and you your partner. Me they're also what is the best form administer the

land in a pair of I'm not there's a way. The truth is that there's

different forms to administer. I'll put the example of there three forms that one is

the most independent and other is the most in the most different separate and the

most independent is the most independent is the money I, my money, every one

you what you do you know what I'm, this is for the people that are the people who have two interests and

every one every person does it does get us going to be going to be you know the pay the renta

I pay the classiatur less or less I'm the food finances separations separations

what I do what I'm into I'm that you do you do it

all every people take his decisions in those decisions for

separate. Yeah, if there's a way we'll have a whole, we know, we'll get a other way, we

see. That's an extreme. There's a much people like this. Yeah. No, it's

then the other the other extreme is the contrary. All the whole. All the income and especially that

function when there's a only one source of interest. Yeah. All the money

enter to a one one one of the account, the different

is the costos, and even of this same account, every person a lot of your costs personales that can be a but the

hour normally is in the whole. Yeah, all together. All right. And there's a point middle that's no,

oh, my, not too, and so, that's, that's, every one has that's they're in

form in conjunta for the different things that they're, especially those gasts

in one, but also they're they're in their so, if I'm there.

There some there's there that can function well, one person

goes much, the other person is a lot of but a percentage and that's a person who gets to get to be so the different

forms of administrative. The different forms of because you have the objective to have a way to be having to be

to be able to get to all the days of the time. In the moment we'll go to

go to the football. But like, as much as there are certain no negotiable, let me be

and at final of the you know, you rechasas or you're going to

do certain things, for start in a mode to do you know to all the parties, you know, you need to

put into a model to do you, not it's, right? Oh, no, it's the no, it's

that I'm going to do it. And I'm more about it is that they're going to get problems, right?

That's not going to work. It can't functionar a year. But that this function in

the long plan in the long-plasty, you you know, you need to what you So, no, no, there are regals strictas. It's, for separate,

all together, I go, Jorge Losano, that's been with us in the podcast, me platico here the last time that, that he, that he,

that he does all the money, and she is the grand administrator. That is a practice in common. What I would say in those

cases, specifically the fact, that is a grand hack of the finance in a pair, the leader financial, leya, that is the person

that administerer, does the people, everything. But the other person no can't lose sensibility. That's important. Be it or she

or the who can administer no can't do what we can't of what we can't, of the responsibilities and metas that we can't not you can't

get a sensibility because if you then you then you gottaste all the money and it that we need to we need to

for the collegiator and those infidelities financial or the transgressions infidelity financedes when

mientes in turn to the money you, scondes mientes for a company,

for a debt, right? Or you have you an houradito that no you have

said to that's that's that's a kind of the confidence in a in a

in a in a parja if something that's about the you're talking of a

infidelity. Here I have a list of infidelities or transgressions financial and

to make sure to be in a debt, apostar without a question of the marriage. I think

there's certain decisions financials that you have to you know you know but you

know what is it especially especially those that are a amount important and the

can affect the life financial or we have we have the account that the

coin but I have another scondida I have another card to the

I don't I'm I'm I don't want I'm don't or I

have debt Sonsed Indivirted Skondid, I'm in front, if he was the accord

initial was you, you know, and every can do you, it's a unfeidility financial.

But if the accord is all together and I'm my guardaditos, there you are you you're saying

that's that's a thing that you get to is that so when when you know

when you know, the relationship that you don't you don't you don't you don't you

know, with the money. With the If you say it's indebted No, Morris,

it's a deudy that I'm doing. Probably probably contractual and legally,

probably probably yes. But you you're just atentating in general against the exactly.

I have a friend that I'm a infidilidad financial and it was discovering

a infididiality physical. And this targette credit came a day of a state of

a box in the state of and the he got a number of the man

No, it's not, but it's a name of my marital. And he was abri-lawed, and he was being, and he found flowers, hotels. Marco, volvying to the fundamentals. Follow the money. Let's get to the

car and you're going to get a count there. The history of the state of count is marvellousousa. Well, you does count, the decisions that take a person in their day-day, require in money.

Oh, I've toped various cases Sugar Daddy or not of all sugar mommy or sugar mommy or sugar or sugar mommy

all this type of things you have you know following the money is is something

is something is something in our life and if you want to a good life

in a marriage has to have been much confidence and empathy

and transparency and this grand fiesta America Monterey and

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www. com. I think we going to go to a little more more this is a

normality but that's a typical problem and there also. And there's also a other way

was a one of a little was a she was a man who was a man who

I'm saying, I'm not so what I'm because it's a webon. And he I said, a

be, if a... A woman? It was a... Okay, the woman.

I was... I'm enojated with the because he had had been disemployed, this,

he had been a he was and then he went to and then he was going to get a

work, but at that he was he had got to he was and he was going to

way, he's, he was a way. A, yeah, he'll he was very

to be a see if wwele a pato does like a pato

and it he will like a potto probably is a patto and

this we can't we can't get because when the other person when the other

you know so you know you know that's that's sure you know it's

like you like much other things you can you can you but there

sometimes the love for that so you say the love is Fiddle Chara Viglio,

the doctora that's been with us got to be in one of the the last programs that we've been with her

and it's that the disequilibrio economic was violence because when someone had more power

economic than other person and dominable it was because then the one of the regals is a

is a is a game of it's a because because it's and

I've also I'm also I'm I'm I'm the I'm the I'm the I'm

the decision here, and well, and you know, violence. The money is the only that's

in a part of a part of a clear. Time. Also, it's also other forms. There's

that the resources economic are things important. But at the end of the other things that

also that also, too, much of value. Taking the example of Jorge Losano,

if his person, he does the stability, the love, the carieing, the order,

the administration, the restval, the 20,000 forms of of restopal

for that Jorge can do this performer that's and he's going to a show to do this

and he's all this, without her that's that's that's the that's the part of that

that's that's they're to be like a part of a end of a

separate and they're to start to be to be one only and there's

there there's there especially the things the things of

those don't don't double income no kids Double Income No, that's double Inglesses, some people.

They're two people that are two people. Now have perrishos and gattichos and you know they're not having children. So, this is, it's, it's been very common

the pairjas that are going to double ingresso and they're going well. The new mascots are the plants. The new ones are

those people. Those are the kids are the parents? Literally. And, and, they're getting a good lana.

Uh-huh. No, they're not kids. And you know, is what the first that I say, to these parties, if

not are not they're not paying the 50% of the income, they're getting to be going. Imagineate,

there the recommendation that I give you live with a only solo suldo. If I go to five

and you can't five, they're in total 10. What's what's usually normally? They're in

a style of a life of 10. No. It's a terrible error. Why? Because then you

imagineate that they have children and one of those two is out of the two is out of a lot of but we're going

about five so. So, so it's it's, and the other five, and the other five

to borrow those will investers. Yes, or not they're to get to retirees? Or no

they're not they're to get to exactly. So, then we does it to have a

style of a life that we can't control, given the circumstances that are

in the future, protect and And, so, uh, protected over what

can't be able to especially because we know if those two we're going to do you're doing the future.

So, so me is one of the ones responsible to get in the finances, the finances in the family.

Now, what do you do you can't make these conversations without that a playto or in a

retort or in a gresion? Because a me me is a good, it's a business, the partner,

is a company, is the social or the social most important to the

rest of your life. That decision, a bad decision you can get to get to a bank

rot. There's a question that I'm a lot of that's a correct. It's like

impriming your own own your own money. To have a paris correct is impriming your own

your own. Yes, yeah, to do the motivation, or, voluiting to the

case of Jorge, yeah, it's, you know, the motivation, you do the stability,

the path mental? Sure. All the other, well, do you do it

does it does for addidur. And it's a talent to be a spouse of someone famous, of, no see, Loredeno Choa, or of a cantante, or not only women, women,

empresaries, exitosis-sysmas, that you know, I've known, let's have been given as invited, being a friend of someone very exitoso, require a person extremely intelligent. And also,

that's about that dynamic. Because, as, as a dynamic, you know, that's a dynamic traditional. No, no, that no, that no, that no, that no compita with the

career, that not compita with the company or with the fans or with the attentiones, with the,

with the people, he has, to be, I don't know, be the same that's a divorce.

I know, for that's no, no, it's not a very, she want,

yeah, I'm trying, I'm, I'm, I'm, I'm going to go, so,

I'm going to get to but, but, but, but, Mark, I, now,

now, now, now, I'm, now, now, now, I think there

, That's, that conflict of Retire, I'm a retiret, is a symptom. It's a symptom. It's a symptom.

Something more there. Algo but it's a thing. It's a person's a woman,

he's a woman. He's a guy, he's, no, no, it's, because you're the

star of the star. So, Tom Brady is the star is a football and the press

and all the press and yeah, it's, it's, he's, it's a responsibility

to, I mean, he's, six, seven, eight, eight, eight,

And all. And, and when when you're a pair correct, is like imprimed

your own right. We're going to see it's a other than you imagineate that you're not just a couple

that's that's exigient you, you're taking all this peace mental that's that's put

to get to other type of problems and other other way, and there is that you know,

to be able to be trying, to be they're trying, you're you're drain and clearly, because it's one of the

things that also that's a fact that's important, after we're doing in any other other side. Yes, yeah.

Kyusaki always said, casate with an asset, not with a liability. Cases with a active, not with a passive. I don't know.

I don't know it's like to be it so like I'm like I'm like I'm a little romantic. But if...

If he, he's not it said only only was a creative, that does, that, that's a part, yeah. That's not a person

that you have to be not just a money, taking energy, and you're making, and also,

Mark, that all part to understand and to know what we're doing, because not, not,

every, every, every, every, every, that's, well, you have to

say those, if someone to say, I need, I need, I need, I need, two bolsas

of millions of dollars all the $1, chingon, is for you, not what I

and that have decided for his motives personal is your way his way, the most important and have said,

we have to have been in because we're doing sooenix and we have downloads and the energy we're doing

separated. Because his, so, your priority is to have this practice spiritual that they,

to come to do you, I'm not so you know, I'm sorry, but they're so good that's so much

that's so, so it's what said, but it's to be to be to be to be

to be be part of the transparency. And you know, another thing, Mark, that always helps to the pairas is to understand the different personalities

of the people. Because if not you're going to to be to topes, of topes, of topes, of topes.

Right, yeah we're saying that the, the people is different in around the money, and not is that one is

not that one not, simply, and, to be, the two personalities is very rapid

that the people can selection and identify and identify simply. Gastator or or or rhodor?

Sure. Frugal or despirfarrador. Pregulter. Pregulter's, you're going to definitely you're going to be a lot of my partner. I'm a little more

conscientious. Surpreza. No one is not a bad, nor one is not much. It's the important is to be

in a whole, because the arraerer probably will be be a bit co-o and will be being a bit bado and be

saying, oh yeah, we have to live the life too manches. And probably probably the despirrador

or the gastator knows living the life, to have good experiences but, but peterate,

not all just to be just a thing to be a lot of the thing. And you me made this

a question right, how to start to talk about these things without that

a play and there many things that we have to clear. Number one is the

disposition and the form in that they're in this type of conversations.

Forma. Orita we're we're about the form. No, in

the food family not is the place to talk about it. No,

when is the other person, no is the moment to be able to do that if the other

person gets a time of the time, no, no is the form to be

the form. Tantas problems can't solve simply simply if we

solution us the form, the timing moment. Timeing moments when that when that

you're palomial the net and you know number two is

that that's that Entienda that not they're not not they're not they're

not being those problems have done for some maybe as maybe as one has got got to get

more than that's not they're there not there to goger culpables the objective is get to

solutions sure to get to solutions so so again again to how we're

going to get you to get you to get you got to get used

you've got to have But we need us. Yes. It's more part of there to have a good

conversation financial with our partner. That's, that for me is fundamental. One of the of the

best practices, for example, is to have the check-up financial of every week. Every every year

can be much. 15 days, a month. Junctensse. Oh, let's see. How we're, our reunion

financial? Let's have let us let us. Let's see. well, I'm here, the state of

the state of the country, oh, what's the here's the here's the other. Here's the there's the

how we're going we're going. We're going. We're going. We're going how we're going to we're going? We're going.

For the collegeiatura if it was going to get to be getting to get us much in comvias oh, because we don't because we're

because we don't prepare us the company, blah, blah, blah, blah. Hey, how we're going with the debts?

Yeah, we're all the secures. Menos shis, more clacoyos. No. Me I'm going with the

retiro, how we're with our investments? The house that we've come to come to

come, you know, it's all can't pay the credit impoticario, blah, blah. And it can be

a complicity very frugna. Very chiro because we're doing metas together, we're

doing, a, one, a complicity and a, it's part of the intimacyity

of the part of the that's that's that's a little to

I'm in the people that's I'm in the way to they're it's a really,

it's a good, it's a a but it's a little when you're going to

if a if a if a your person, so it's like to play

monopoly or cash flow no so you do you like the game of

the the game of the it's it's what it's also it

don't don't it's it's the game more money and

you know, you know, you know, you know, you know, the project that we're doing together

that's, that's what I mean, I'm refer to, because I mean, I mean, for one of a game,

for other, is the game to endue us, the game of the ability, I mean, you can't

make chock, administrar me, me, I chock, administrar me, me, cause a lor to have a

head to just, to have to have to be your Excel and the matter, no,

no, I'm can't can't charge of that but you have to be more to be able to

get to be the other we're in the way of the things we're going to help you're going to give us to

give us this mendy or Excel to be to be able to we're doing, so we're to do something but you

have to motivate that we get us that's fundamental and it's the first thing that you're

you're going to you can't you can't you revises your numbers you're you're You like to

gastar Al-Mensso. Yes, exactly. It's part also of the education and again, Mark, of the aspirations

that you have your partner. Yeah, yeah. Yeah. Typica. In Mexico, typical.

Oh, we're going to live here. But no. Well, well, well, I,

well, I, well, I'm to do you you're going to do do this

to do to do do? Oh, Well, you're going to lave or I'm going to have help your You're going to

You're going to You're going to If I had three Persons That's not So yeah So, so So no

So no So no Who's Sack the Perro No Are you Are you

Are you Are you They're Super important That's the day A day Is that It's that

It's like Donteras Mark But I'm So, I So, I'm

Some things Some Things Madres, Yeah. I mean, I you know, a bit,

you, for example, in the ban you, you position from the right to the right with all

your products of the beaux, cremas, maquillages, and no, there's time for my rastrillo? I mean,

you're going to go to the closet? How's that that's a place for me? I'm I don't know

because I'm, I'm saying, Fernando, no, I don't know the pedo. But when

when me he was a car, so three recatement, three recas. So, three recas. camera, so

the road, I'm going to do it. And when I visit yeah with the woman, and say, look at me, Mark,

I said, I'm, you know, you know, you're the question, well is, and say, well,

he's, that's, that's good, to do it, he's, he's, but he's to be talking

of that time, and then and then, and then, also, the long of the other, and we're,

to know, to do you, to come down to the car, and we're, and we're, and we're, for when?

It's more, you're going to go to see a and you someone can be asking that you're going to get to buy

a bletters in first class and here we're going in Viva aerobus Oh, is that I was I was accustomed

to, I was accustomed to all the years to know the we're going to us to happen and now not we're

not yet I'm going to I'm Urupan Uruapan I'm Bikis I'm

I'm Hawaii more So you have to communicate well. There's we're going to and it

and it will be to be part of what we're doing to do you're in a relationship. If your your wife

you're trying one and other and other with these things, it's going to be a carga,

and you're going to be this, this, this, it's a cause of stress financial

gigantesca that your person and there is a communication. There people that no

like that They prefer not not to He doesn't talk to talk. I have

a prima that's a money, he's a great to get a little bit more

a lot of the recambers in your closet. And me he put so the closet and I was I was in

all the vestuary and the back the and say Prima, no, I'm just never here.

Why are you? And no, I'm so, I'm I'm like me the closet

to be how you the thing. And so, no, he Yeah, you're very Feliz.

For so, I have to learn the things. Travajas out of the house and you're going to your mom?

Travages after the time to the time to make the family? Unfortunately, this story of

sacrifice has lived many many people in the actuality. I'm Mark Antonio Regil

and this I live in carne property. That just was the story with

that I grew I for this. For that one of one of the things that I want

to say that is that is possible that you can an equilibrium between your work, your family, and

to come to so the way to your stability economic. For that I want to invite to a master class gratuit that's called Five Secretos for your

your business where you're to learn how to not have time to have more time and to make that the money that

generate you also work for you. The master class is completely gratis. Registered here in the

Liga for that we see in this class gratuit and we learn and we So we'll

So the So the Is how we're going to Manage our Countas how we're going to How we're going to

To get our responsibilities Also there's There's people There's people There's people There's people Gastalona

Selectiva Uh huh And so just Just say, I'm just I don't say Oh yeah I don't

I don't know I'm not But for But in this I'm in this I'm I'm here Here

Here I I'm Here I'm In this No me No me Limits. That's part of the

transparency, that's that you know, that's that you know that's run to get in genres.

Yes. Every when the decision that's taking, not he's not going to do that

the torre to the finances of your parent, I think, I think, I think

that's well, you're getting to be responsibilities in the life,

it's more difficult to make more difficult, and it's important. For this when you

when you're when you can't, you can't, for example, the risk of to do your

job and to do your job and to be able obviously it's much more difficult when you're going you're doing

you're responsibilities you're just you're used to get a style of and that's also also

clearly you know my mother's my maris my maris said my business and he's not

any no country nothing that's so um yeah that's data

interesting in the United between 23 and 37 years said you manage accounts separate

that's the new generation 28% so almost almost one of every every and a

see you if you have the because those two are the this is a great

tendency that is a current that the people want the people want to feel like

that is a part of and you do you do you what's what's

what you did you 23 to 23 to 23 to 37 28% 28%

manage Counts. I would like to be of that percent of how are they're, that are they, that's, that's probably probably, also you're going to be working and not

having children. It's the new generation. Now, look it. In gaspest of the cost of the cost of the home is destinin in the principal

rubros. The number one, the 35% of the gastos is animals, and tobacco. No, I know because the tobacco

is that met in, oh, carri. Yeah, yeah, yeah. Yeah, And then the cost of $20% transport, acquisition, maintenance, accessories,

service of vehicles, communications. The three, education, articles educatives, sparsimient. The three gastos principal is, food, what happened? Oh,

is that right? That's just about the cost. It's very small. The letter, but... Me, me took to have a... in the program,

called one person was of Peru. Yes. And because I had the premise of if your if your is a

a good a personal but no he's money you know, you know,

you know, you're not you're you're a little a luchito. Your partner

your doesn't define me the lookit a box a bolsa a bolsa a

clearly clearly car because of we're clearly we're going I know

I know I know I say of bolsa, I know, I know, let's say, no, let's go to

put a one of a one of a $70,000. Madre my. A bolse about $3,000.

That I know, in some of the baratita. Yeah, yeah, that's the baratita.

Yeah, yeah, some, $3,000, $3,000, $3,000, $3,000. What's

time? You know, in the closet? Clearly, it's a luxury, right? And, no, it's a

man, Markito, oh, my am, my mom, me you'll the box.

In what moment me do it? Is it you? We're in the Cuchicucci

or not in the Cuchicuchy? Still, they're in the time romantic. Yes. If me it's like, it depends.

To know, if it's that depends. I mean, it's, never, never, so it's super

well, administered. Never end never, and it's something that she and, no,

yeah, so, no, let me get so but is, but is, my,

my, my, my mom, you, you, you, in the closet. You're in the closet

and you're disper farrand all the thing's disperraned all the thing. Clearly, not necessarily

the bolsa. Clearly not I need. Dependent, Depend, Moritz. No, me compromises.

You know, I'm a, I'm a lot. A me, in this part me to be very strict.

And then the other people me say that's so I'm not but in reality in reality I'm strict for that

you're not here, clearly. I'm here. I mean, I mean, a very, you want to

that bolza and you have you know, no? Oh, so you're that I

use 70,000 pesos that I had that I wanted to use for a for a for a

luchito that I me want to do you to buy your box?

Ah, so I, so I, so I, so you no? And then you're

at point to that. The next month. The next month is your new year. You know

your birthday so you do you do you see. No. The case that

I'm like we say we're we're we're like we're empathic with our parth

empathic yeah because for the fundamental of the cost of opportunity

I'm I'm the iPhone. And I I did certain administration

I'm disciplined. I sacrificed certain things and you obviously I'm talking

of things that not they need to obviously the things that's that's not that's

but it's a mere lucho and then you're just you're just you're making I'm just

you know oh no you're no I do you do you what you're what you're

what you think you think you I'm I'm I'm Ah. What you think

we're saying we're at a tin to the What you? No, no, no. Cree you think this is a game

not so you know, no, no, a bit. Cres that we're what I'm what I'm what I'm what I'm

I think I'm, I think so a little empathy especially for the things that not

strictly we need and that probably our partner and is that's working he's

that my most that my metas. Because my not are the not are the There are

There are There are metas There are individuales And there are in all my interest And this is

this is something that this is something I think I think that I'm in my interest That my

partner That my Parenthoods Yes Yes Yes For example My

My wife I want to study a maestria Has been With me Well technically

no No I don't I'm going to study with her No, no, but it's...

It's your felicity. It's your felicity. Me impact? Yes. For sure. A lot. Because probably probably it's got to go to go to another other side.

Yeah. But it's a matter personal. And it's clearly one of those non-negotiables. Imagine. So,

then you're... If you're not negotiable and it's something important for yeah, you know, if you're doing to do you want to do you want to

do you want to do. Even if that that's important truenes for the separation exactly and if it will it for

you I'll say no wuela for me yeah yeah yeah and I'm

and I'm visit I'm also I'm gonna also you can study do masteria nah

I'm sorry you know I'm I'm gonna but it's I'm I'm yeah

yeah that's that that does definitely those objectives personal

that there's that there's also that also that's a bit of one of the one of the one of the

one of the things is is to understand this duality or this collectivity to the to do that

we're to do that we're doing and that we're doing a single no you want

you do you get so let's get a one's for other

I'm not me no me I'm no I'm in the camera

to me me to tell to them. One is for another. And other

this, no there's things good, not things bad, there's the thing that

the thing and they're when the when the money comes, the door, the door, the door

and the window. The window. Yeah, is that is that is our

essence, it's our essence, it's, are, some symptoms of what we get into

of our creencers, of our attitudes, and, and, and, and,

and, and, and, and, it's the worst and the more of

us. Exponential what we are the the fact of the that we're that we're

that's the things that most that not only our thing relational. You're at the top of

deuds and look how is your deal with your family, with the other

with your time, how is your on the work. The stability or the

pillar financial in our life impact in all what we

do so it's so important to care because

that us will help in all the other things and we can empower to get to be empowered to be able to be

that's a key to be the planiation and these objectives that's a problem. The clave is communication.

Know yourself the auto-conocimient to know what is the negotiable and not negotiable for me and the finances have

been a part very important. There's an episode, Mark, that I grabbed that's a quiz

of the finance in a Parenthood. I think is a quiz of the finance of Braha or quiz financial in a pairha.

Buskker on my channel of YouTube in my podcast, Dime Sivietes. There are going to find out. So, 20 questions. Yes. 20 questions.

And, in fact, the episode, so I'm doing a a pair next to casars. Okay. Litar, I was sent to the two and

I did the game in front. No, I was said, it was completely in-vibu, and it was completely

transparent the game. Interesting. The questions even from some that I said if your

your wife has your money you know you know you know what you do your what does your

do you do you if you would be a million of the money or dollars

and all all they're doing a califications is from zero to and at final

of count he's he's a lot to get I'm there people

that people was the person with the was the person was the person was and there

There was people that today that's that's that's that's that's a thing that's

that's a time that's you know that's that's we're going to let's let's get

the league here to the episode and the fact that they're and if they do it

and if they're doing that's the fact the fact that you see for

about to talk of this things for you talk again again

again there's there there there's that together to these these

plans to these those these objectives. We've we've got to, especially I think the

lesson of what is, no there's, no, it's good, and bad, and we're to simply

about, put the cards over the table on the person. Poner the cards on the other way,

because then then I'm saying, no, is that I'm to think, I'm going to think I'm going to

think you're interested, or interested, right? Because they're to think that just I'm just

to be with the money and the thing, no, I do that there

people interested in the out of the way. Because I don't do. But other other way, not you

know, you know, you're going to you're going about, the money. The money are the commas.

You're talking about the aspirations, objectives, and metas that in the whole want to

do you do that's to do the more form because we're going to get my metas,

your metas and the two together. Perfect. And to get to talk to

buy to buy to The plan, me is excellent. Thank you. Thank you, thank you. We'll give

a applause with much carino to Maurice. Much more. And I'd also say to something. Justly in

this year I'm going to the manual of the money in a marriage. The manual of a

is a manual of a work. Not he could call a book, because it's a

book of pure script, of pure lecture, is, it's, in actually, a manual of

a job. Okay. In where those we've , we've done for different modules.

I don't do you know for the times, because in reality it's a thought to do you know,

but it's a manual in where you get to make some questions important in a pair of, much of what

we're doing we're doing we're but also a little that's important that the two know.

For example, no important that you want to talk about to be about the finance

in parja if you know about the importance of the return,

of form a patrimonon of blinding financially the paris, the paris, the money,

the same, to be the two have to put in a certain level to be

good to be good conversations. What do me to be to be any

things of the things, and you know, have, you know, you know,

you to understand that's a thing, you know, you know, that's a same a

level of endodement, you know, the difference into risk in the, in the investments,

you know, the different personalities financialities for you understand as how I know the things and

probably not I'm not there's a lot of things that's that's a lot of a lot of a little more

more sound and fluid about the language financial. The language financial. And we part from

the more soft to the most hard. That the most soft is the psychology of the money,

to understand some things of our personality to understand because there sometimes chocam

much and that is normal chocker and even things very technical. How to use

a new a target of credit. My is that my pair does piraffar much because

not know using a cardet of credit. So, so the manual recorre

various months to help to help to take to make these conversations

about the money. So, that we are doing this year. In where they

want to first in my page internet triple blue point Morrisjeck.com

and just we're in that transition. I go, my first book, my first book can find in

libraries and we're doing what will be a bit of the strategy to make this manual. But for the pronto, I'm sure you

can't get to get my internet, triple blue. com. Marivisdii. And in Instagram,

you can't find you can't get. And in YouTube, dims and give me si billets, the podcast.

And there can find out the quiz of the finance in parche perfect. In the notas

in the episode is in any of the applications of podcast and here in YouTube we're going to let's go to get the league for

that they're doing direct or if not they're doing doing exercise or cooking or something while they were they were doing to make them to

make click and go ahead directly to do you to your thank you very thank you very thank you having been to us other

friends, I'm going to me encounter with Mark Antonio Regile in all the social and if you're

in applications of podcast inscribett five stars a resume a reason why it's a channel

of YouTube subscribe to channel, active the campanita, give a like to do you,

and note here back that's the important that you're not, you know, even, I mean,

to say, when you're to say, when I'm a date, a first date, when I know a

going to start to be a conversation, but there, because if there are forms to olfatear the education

financial. And there's going to let's enter in the polemica. When you do you're in the

first sit, ah. Who should pay in a first CITA, Mark.

Who I need to pay? Yes. I'm, I'm going to be a little bit. Not because the woman not because the

woman not. It's a, for caballiosity I'm proud. Yeah. I've got to say, no, I'm

and he's been doing. Okay, also you knowches. Paga too. But I prefer to pay you. Fibate you. I'm sure

in the, I'm agree. It's like, exactly. If you're you you're not in a first seat,

then the courtesy of to pay. It's even when you you invite to get to to get a

a a comedy of a business if you invite you you're you're paying but there

you're going first first scanner financial the other person clearly you're going to

you're going to but do the intent but we how respond you can you can't I'm saying

I'm going to then you're saying that well I'm talking about well I'm talking well I'm

in my case the the bolse infinite that busca and look

Busca, and never and you can't like that's so, well, you're going to

you're going to not going to no, the thing you're, no, no, no, I'm not, no, no,

I'm too, I'm too, that's right. That's good that's a good on. That's good. But I'm

to know, Marco, me has to me have talked. Yes, you know, you're not, you're not,

you know, the thing, the question, the question, that's, yeah. Pongan a more eye

to be the to be the next time to see, Yeah, yeah, yeah, I'm past. Oh, I've been some stories.

Oh, and if you told us, I'd be a thing I'm doing a thing. Oh, my mark. You,

you, do you do you, is that even you know, is that I'm that's the Fijas. Yeah,

I'm doing the podcast, but there's the way, the other thing. Another one of another thing, what do you

do you know? Okay. Yeah, is a kind of, there's a person, that says,

is like literally you know, not because I can't I'm going to I'm going to but it's like that

that's kind of that a little a first yeah. Or if if you don't you get

to a restaurant super caro how reaction that's that also that's also the restaurant

that you know I'm that I'm that I'm the syndrome of the barah

you know what is the syndrome of the what is the syndrome of the syndrome of

the person human is he's a customra all. So I'll say,

a bit, if in the first day, you know, you know, you know, you know you can't

go to be able to. Okay, or in an anniversary, you know, you know, you know, you can't

go back, if in the first, if in the first year, you're gonna, you're gonna imagineate,

if in the next, you're gonna say, you're gonna say, you're gonna you're gonna

escalonando, so, poct, pretty to McDonald's and then no, obviously no. Flacojos, Flacos.

They're more sands. I'm more sands. I'm going to, I'm going to change it. I'm going to go to the clacoyos. I'm the clacoyos. Yes,

yes. Yeah. You know, I'm going to the people, especially in the first dates, well, in these moments

in that they're in that they're in the monetization of the relationship, the relationship. They're relations that

not cost events that not cost them events that don't like that's in the park get there some little

a copita of a bit of you're in a little necessarily they're not necessarily have to be things

exagerately caras because you you know monetary especially especially in regalos

anniversaries and that type of things there are two things you can do you

show your love to show your time with time and details. With time and details.

If the mero day of the anniversary no you can't see a surprise you want to get to buy something super caro and see,

probably you're going to do you're not you're imagine it's a little you're you're doing a little bit more you're doing the

you make this you're doing to do you how do you cost one? How did you you costed one? How do you

the impact that you want to give to another person and there sometimes there's not I think I

I'm my style. I'm not you know, separate a part financial. Yeah,

there's a way there's many people who do they're not 24 rosas 100 roses. Saz! So, so

they started and wow. And the other there's there's a there in your Instagram presuming the 100

rosas. No? Algo that's that you've done that you've done you've done

to know to your and something and something and something that you want to give a

money, no regale money. No, not regale money, regale a love. I like.

I like the idea. Well, tomorrow Placoyos. Much of the thank you. Let us another applause

with carino. Thank you. Thank you. Thank you. Thank you. Thank you. Thanks. Thank you.

Thanks. After the next. Then you let's go me went to those clakoyos. Aprendam

us.