El Podcast de Marco Antonio Regil - 358 - Estrategias para salir de deudas y empezar a ahorrar - Marco Antonio Regil, Marina Armendares, Mariana Padilla y Luis Lucido
Episode Date: January 13, 2025¿Cansada o cansado de vivir con deudas y estrés financiero?En este episodio, me acompañan Mariana Padilla, Marina Armendares y Luis Lucido, tres expertos en finanzas personales que nos comparten cl...aves poderosas para romper el ciclo de las deudas, sanar nuestra relación con el dinero y empezar a construir un futuro financiero estable.Aprenderemos: Cómo las emociones afectan tus decisiones financieras. Estrategias prácticas para salir de deudas (como el método bola de nieve). Cómo empezar a ahorrar, ¡aunque creas que no puedes! Dale play y da el primer paso para transformar tu relación con el dinero!Ahora que sabes cómo acercarte a tus metas financieras, te cuento cómo puedes superar esos obstáculos en tu mente para que logres estos y todos tus propósitos.Te veo en la nueva Masterclass “Rompe las barreras y diseña la vida que deseas”. Regístrate aquí y transforma esos bloqueos en tus mayores aliados: https://marcoantonioregil.com/vida-podcast/Sigue a Marina Armendares: https://www.instagram.com/marinaarfo/ Sigue a Mariana Padilla: https://www.instagram.com/marianapadillatop/ Sigue a Luis Lucido: https://www.linkedin.com/in/luislucido/ En mi canal de Telegram, accede a contenido e invitaciones solo para nuestra comunidad. Únete en: marcoantonioregil.com/telegramDescarga GRATIS nuestra revista digital y encuentra información inédita del episodio de la semana. Da click en https://marcoantonioregil.com/aprendamos *Importante: Nuestros invitados son expertos en sus temas y reflejan su conocimiento y su punto de vista, siendo conscientes de que cada una de las opiniones es totalmente personal. La información, datos, comentarios, estadísticas que se presenten en el Podcast de Marco Antonio Regil, son de exclusiva responsabilidad de quienes las emiten y no representan, necesariamente, el pensamiento de Marco Antonio Regil o de la producción del podcast.
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We're in an
entompson, my comrade, my
friend, my friend,
and all have debt,
debil the targette of credit,
and all live with deuds,
it's normalize to live
with debt.
A veces,
we use the
comp or the
cost, as a
way to regular
our emotions.
Much of
times you're
into the
world and
of a sudden
and then
there's a
new time
and you know
know how
use it.
If what
you canas
not you
can't be
to earn
to be able to
you're
over
incema
of those
possibilities.
Is it
going to
start to
invest to
when in your
mind you
can't be
a lot of
stress.
We're not
a problem
mental and
a problem
of health
physical,
if the
people don't
have the
possibility
to invest
you can
you can't
you can't
get the
the rules of
the money
and you're
not getting
the rules
and when
runper the
rule the
rule of
the game
you're
there,
there's a
there's a
of this episode of the podcast,
because we're starting the year,
and to who
not you'd like to see?
If you visualize,
12 months
after, or 11 months
after this moment
in that we're
the year,
without the people
that have deities,
imagine it would be
to live without
debt, how would
be not all day,
but with a
colchon,
how would be
even inviiting
money for
that the money
also the money
also the
person is to
ask,
how I'm going
to borrow
if I have
Deudas. Tendre
my deudas
first?
How will
to be
to be able to
get to be
money?
Now, there's
people that
the
money and
that's over.
But that
the more
more gas.
Because
we don't
have education
financial.
Always.
You have
a little
money,
medium,
much money.
Always the
problem is
the
absence of
the education
financial.
So,
a year,
a year,
a
year,
would be
a year
in
where you
not
the
is a
time
because you
know
you can
you
would be
a
year
a year
precious.
And for that we've invited to three experts
very, very good.
Marina Padilla,
our great Marianna Padilla,
an ambassador,
and specialist in inversions,
author and conferencist
international.
Also, Marina Armendaris,
neurosicologist in education
financialist in education
financialist in education
finance,
which is an enterprise
dedicated to
dislokear the liberty
of the women,
especially.
And also,
Luis Lucido,
expert in finances
personales,
Bocero de Bravo,
which is the platform
of solutions
to liquidar
deudas
paying less.
So,
so we're
ready to
learn
to learn
so we
so we're
so
we're gonna
episode
152
the podcast
the market
is a
production
of RGAL
Entertainment
and all
his
all the
and
all
those
those
well
we're
very
very
contented
of that
we're
contented
that's
here
we're
getting
the year
yeah
so that
yeah
so that
it's
the
money
is
that the
people in America
Latin,
in the United
people,
they're in
money,
and in the
way of a
sensation of
a stress.
That's the
thing.
A mind and a
mind.
And a mind.
A man
because we
think about the
money, the
majority part of
the time
we're the
time that we're
still when
not the
time we're
when we're
not even though.
So,
stress us for
money is a
problem of
health and a
problem of
a mind.
It's a
to do things reality,
to enjoy the life.
Just.
So,
no more
you're just
not just to be
preparing and projectar
a good future.
So,
to do this
today,
at the beginning
is the favor
saso more
that you can
do you can't
make.
Now,
Luis, one
one would say
that the
people that
has to
get to
get to
get to
money, is a
time,
but there's
much people
that can't
very well,
and it
is very
very well,
and,
But, however,
live in
debt.
The
rule is,
the way
more money
you know,
and I think
in this moment
in the Nero,
I think it's,
you know,
has been the
time the
time ideal for
recapacitar and
see where we
are doing
where we're
financially and
a part of
situation,
then put a
plan to make
that situation.
If you have
debt,
if you're
worried,
say,
I'm going to
get to
the money,
then you're
not to
put to
money,
so if
if you,
if,
if,
if,
if,
if,
if,
if,
if,
Deuda
mal as if you're
indebted,
you're going to
get more
money, you
are going to
get a lot of
money,
you know,
it's a lot of
money you're going.
Exactly.
Yes, the
habits of financials
I think they're
to change to the
race and as
the reason.
And as you
want,
you're going to
get more,
you're going to
be that's a
good,
uh,
and like that
yeah,
and like that's
stress,
it's a
time to do the
life.
A less,
me dear Mariana
that's a
good idea
to do you
to do
other thing.
Yes,
then then
it's a
deal.
And fift
that I'm
going to
change the
concept completely
I know,
I know
we're
that we're
doing it's
here.
But when
we're going to
get to
do it,
because we're
going to
get us to
get us
when we're
so when we're
so,
I'm just,
and then then
the exercise
to be
how do you
go,
so it's
really very
very
because it's
in an
auto-juice
then we prefer
not very
and there's
not want
to review
the
No,
I don't want to revisit the
state of
account and not
want to be
their business
because the exercise
is doloros
because there's
a good at
so I think
part of the
analysis from
a perspective
is to get the
question the
is, you know,
if it was good or
or malo,
today is and
it's, and I'm
really to
when you're in
a debtor's
with an
financial
for a new
and the
and the debt
to generate
more.
The debt
is that the
debt is not that
the type
of,
yeah,
that's a
Dea Debrae that
generates
more than what you
pay is a
deal of a
millionaires.
Millionaries
that live
in deodados
but they're
doing of what
those deuds
them.
So,
well, okay,
but
about the
the,
of the
deuda
that not
you produce
money,
but it's
taking
life,
what consequences
psychologics
Marina,
has
have been
with this
debt?
It's probably,
it's probably,
has been
many,
and I
think
said,
like you
said,
like,
says,
But thinking that the majority of the adults,
we say what most us stress,
report we report that what most us stress are
are situations that have to be
with money and finances.
No,
it's not going to all the classes
socioeconomic,
I'm talking to all the levels of
the income,
we're worried and we're stressed
much for money.
You're going to the doctor,
and what is the first
that's the doctor,
no, what you do it, is stress.
This is a generative
is that the stress.
In reality,
we use stress and anxiety
as terms interchambiables,
but we can here
do a distinction.
What we're
going to be in the stressors
financials real,
the problems
real,
economic,
we're going to
and those
we're not prepared
to confront us.
And then we
have anxiety
financial all the
time because
we've been in
a world that
was sending
a chorro of
messages,
the anxiety
not is with
a question
specific,
it's a
problem
more abstracted.
And between
the stress
that is concrete
and the
anxiety that
is abstracted,
what
us
suede is that
cargamos
a level
mental,
a level
emotional,
a level
relational,
that has
to be
with the
time.
And those
consequences
for us
be different
for us.
For us,
for all
the people
that people
that we
are
listening,
but
finally,
if we
do
we can
know
that we can
make a
that much of
the experiences
dolorous
and
negative
that we
in our
relationships,
in our
health
in our
health
physical,
are
are
being
to
this
sensation of continual
peser or abrumbe
that we have
with respect to the
money we have
we need to
apart the host
normalize to
live with deuda
if we are in
an entompson
my comadry
my comadry my
my friend and
people have
the card of credit
and all
they're all
they're all right
so it's
in certain
circles
not is normal
or is sane
not even
is done
on debted
paying
interest
yes
many many
of times
part of the
people,
a lot of
the people,
a
very much
an instrument
of,
it's an
ingress
additional.
And not
he doesn't
use,
it's
how is your
capacity of
indeutement.
And many
people say,
well,
I have,
I'm a
hundred thousand
in my
trache to
and it's
and it's used,
and it's
there's a
pay minimum,
and the
pay minimum,
and the
pay the
pay them,
so I'm,
and many
the people
the people,
it's a
person,
the debt
can't
go to
to go to go to
some 20 years
not a
target of credit
doing the
payment
making a
minimum
so that's a
kind of
absurd of years
no,
it's irreal
and so
about all
that the
people
not have
what you
are
and the
time that
you're going
you
then so
so
for example
to pay the
super with a
credit
that you
go to
be going to
not
money
to be
money
just that
is a
thing
that the
people
has to
take
to make
to
the
money
responsible
Now,
now,
now much of
this
indeudament
with the
you can't
money,
years,
it's going to
do moments
emotional, right?
100%.
Let's
put there
the question.
Why the
people do you
have the
tendency
to buy and
to get us
when we're
too when we're
too.
I think
there's
like the
thing, and so
is like
those three
pacitos
to see
what is
the origin
of the
situation in
that we
we're
because then
we're
to work
restructural
and then
we're going to
we're going to
or we're going to
or we're going to
because it's in
January and we're
we're
we're just
almost
we're in the first
three months
but after the first
months,
after the three months,
right that said,
but you're going to
you're going to
topar.
So, that's
a circle
vicious.
So I'd
do a few
timesitos
to try to
to try
to go to
to get more
to the origin
of the
emotion that
me provoked
to be
to be
to be
to be
and it's
And it has to be
this analysis
more,
for so I said
more profound
without
to say,
what is going
in me,
that's
that's
to make all
the time to
to maintain
in this stress,
in this
circle of
stress,
that no
important
I'm going to
get more
to get more
to get me,
that
I'm going
to be able
the debtors,
I'm
going to
be able to
be able to
bellow
and it
has an
origin
emotional,
not only
when we're
we're
when we're
felices.
Yeah, when we're
when we're
emosionados
and also
all the time
we're doing
a good pretext
emotional
for desistabilize
our finances.
The major
part of the
compras are
emotional.
Yes, and
neurophysiological.
Because here
there's the
emotion but
linked to the
chemistry that
that we're
that's the
famous-asicle
of dopamine,
the dopamine,
that is this
neuro-transmissor
that has
to be able to
the motivation
and with
what we can
is that
you,
you know,
you know,
and it's
really
real.
But what
a
time is this
is a lot of
this is a
problem,
this is a piece,
this experience
of pleasure,
not when
you're doing,
when you're
at a point,
in the desire,
before.
We've passed
to all.
We've got to
to do it
in the
box, you know,
you're done in
the box,
and you're in
a taut.
And it's a
badon.
And that's
because it's
more rich
the spirit,
like the
majority of the
cycles of
addiction,
there,
there's a
there,
there's a
not so
really.
The anticipation.
It's the
anticipation.
And the
moment.
And also when
we're stressed
when we're
we're in
the cortisol
more high,
and what
what happens
is that the
dopamine
helps to
back.
So,
like,
counterrests
the effect
of the
cortisol.
So,
a
sometimes
we use the
cost,
or the
cost,
as a
way,
to regular
our emotions.
Because we,
because we
we're just
a subidon
or because
we're
backitos,
or because
we're
a little
planitos and then
we want to
to make a
flavor to
the life
and in reality
not is
not entirely
our fault
we have the
most of us
many of us
many of us
and the world
you say
you're you
you're
you're
you're getting
more
more tranquill
you're
come to
this
so also
we're
inmerses
in an
ambient
that you
put to
to regulate
to
to
do
the consumer
yeah
recompense
inmedi
but
it
would be
a
therapy.
Well,
yeah.
Definitely.
For all the
therapy financial.
Sure.
Sure,
yeah.
The therapies
with your emotions
but that's
reprecutin
in the part
financial.
The therapy
financial is the
ram of the
psychology that
more is the
world in this
moment.
Because we're
not we're doing
because we're
doing a
thing we're
going to
we're going to
let's
we're going to
let's
other part
of our
finances,
not the
that have to
the
life interna.
Yeah.
Okay.
So,
so,
is, how realist is that in a year
could a human
minimisar this stress
of the finances created by the
Deuda, start really to
or have to terminate
or have to terminate first with the Deod?
I mean, if I have Debt,
I have to terminate with the Debt
before to start to earn or is
to start to earn at the same time
that you're going to?
Well, look that the first
is to understand where you're
saying, to be, what is your level
of indeudgment?
And with that,
to start to put
a plan.
I think the
debt has to
with that cost
of opportunity,
how to me
going to cost to
that money
that's going to
versus,
a bit more,
I'm going to
a bit more than
a bit more than
a lot of
a lot of
then the
money, then
then I'm going to
get to be there,
and it's how
it's how
it's how it
does it,
they're done a
one,
they're doing
and that
they're paying
to the other
money, so
There is to think
it's the first
the first
pass,
is to terminate
with the debt
and yeah that
debt,
because it's a
deal, because it's
a value that
is a,
one of a
more great or,
this,
if the interest,
because is the
more high,
then it's
not to be to
the cost of
what you
will be to
pay in a
debt.
So I think
that's the
first step,
is to
understand where
we're
to understand
to liquidar
these debts.
Yeah,
here I have
a statistic
that says that the 65% of the Mexicans,
imagine that is similar in the America
Latina,
they're in their pay
minimum in their
cargetes of credit.
And some,
and some,
they're not
they're not
for the pay
minimum.
With what you
are the
tax of interest
more high
that is the
of credit,
of that's the
money to
get to
get a
better,
if it's
a debt
with interest
so much,
it's better
to pay
the debt
carisima
first,
no?
I'm
I'm sure,
I'm
the
people,
Even there's people
that say,
is that I'm
my
I'm going to
you know
you're a
money
in the bank
X quantity of
and then you
have a debt
with an
debt with an
lot of
your money
impressive.
But how
I'm going to
get a
amount of
but it
pay.
Paga.
Because
then you
have that
capacity
to have
a
real.
So I
coincide
with
Louis,
that is
first to
pay the
debt
100 and
then the
after the
money
because
no
there
actually
a
Inversion,
secure,
not that's
there,
with myusculas
and negritas,
sure that
you can't
give more
than what you
are going to
interest.
There are
there more,
but there are
a lot of risk.
Yes,
well,
you're going,
how can't
be a
target of
credit?
No,
up to
the 70,
right?
Yeah,
well,
so,
so,
so,
so,
so,
you know,
let's put
to put them
metista
setes,
they're
paying the
10%
and it's
down the
$1,
exactly,
so it
it's
And you're saying, no,
it's a problem
of the Latin American
because that's
not pass in the States
Units, no,
that's not,
sure,
in the United,
in the States
in the States
says,
says,
the founties
that the
United says,
they're saying
that's the
stress most
important is the
money.
He has deudas,
no me
can't,
no,
I don't have
a fund
of emergencies,
et cetera,
et cetera.
So it's a problem
also
that's a
country,
which is a
country,
it has to be
also with that
education
that we
receive us
because we're
because many
times you're in
the world and
there's a
thing you know,
and they know
somebody's not,
nobody's
no, nobody
you know,
and I think
that there
many many problems,
no?
There's been
people who
have seen people
that get
with that
problem and
the principal
reason is
not to
know
not to be
not
correct.
Yeah,
here,
of Combers
emotional is
the
62% of
the people in America Latina
admit that
does a
a company
to make a
time to make sure
we know that
those are the
those are the problem.
Those are the
those are the
those are those.
Those are those.
But admit it's
that is temporal.
We know we
know that we're
going to get
the problem.
Now we have
the problem
original and the
beu dauda.
Or that
they're
they don't is
that not it's
not they don't
they can't
do you
have been
you have
you have a
a circle vicious.
Now,
according the
the organisms
internationales
of health
says here
that the
people who are
people who are
more possibilities
to suffer
depression than
that they're
that they're
that the people
that tend to
have depression
but not
depression
of that I'm
sorry
not no
depression
clinical.
Ah,
living with
depression.
What
what is
that if you
are living
with the
stress, because
this is
a stress
real,
of that you
have done
that you
don't you
you don't you're not you're putting
paying the costs
minimum, that's covering the cost of minimums,
that's being
how the debt
crees, no?
And yesterday I did you,
you know, you
have you, but you
have you more,
that's a sensation,
what it produces,
is that the stress
chronic, can
get to have a
depression.
And here is
a stress chronic
that, and
for much
people, because,
I mean,
unfortunately,
there are,
there's,
there's,
there's,
but it's one of
those problems
that many people
not have
things, it's
not there
the desperance that
genera
is saying,
I'm a problem
that every
day is a
more great and
that I'm
not I'm
not a level
education,
and at the
level of
financial,
is a
natural,
of a
part of the
kind of a
messal that
is a
because when
the
people,
the people,
we're not
we're
in the
time of my
in that
no have been
in that
my autoestim
was a
back.
It's that
is part
of the
origin.
It's part
of the origin.
We've
we're trying
we're
we're
when we're in deutables and problems
financials,
we have an autoestime
much more
a lot of time.
And then we're
never to make a
apparent to have certain
things that are
beautiful to elevate
to elevate.
But when you
seeras the
door, when
they're paying the
the love of
the depression
only is major.
And the autoestim is
minor because the
debt also
is a fugue of
energy constant.
I mean,
so it's here
on the back of your head.
Always is
all the time.
Although you
want to see the
state of
the state of
you,
know,
you know,
and it's a fugue of energy tremendous.
And it's a circle of vicious, horrible,
because apart, it's not
the crime,
my finances are bad,
I'm indebted,
so I'm indebted,
then I'm feeling
because I'm a tonto,
no,
no, I don't have,
education financial,
and no I don't have
money,
valgo less,
and all of that
you get to the
poverty.
And there is a
thing also
that,
a bit,
the money is
the manner
consensuada
with the
that we interchambi
with the world.
The world
and I,
intercambiamos value
a time.
When, when no
I don't have
money,
I'm objectively
minus
the way of
those questions
in these interactions
of high value
with the world.
And that
a level
energy-
you have to
get to
the game
when you
don't have
sufficient
money.
And the
very of
the
question,
the
we said,
the
the juice
of the
because
what I
did the
the
culp
and
the
Much of the problem.
The people that
the people that get
with us
get with that problem
and many of
their family
not is the
problem.
Because if
is a
cause of
a good.
Rackace.
I'm as
father,
as a provider
of the
money in the
house and
the problem
is going to
and obviously
you're going
to be coming
for a
abel.
Well,
the theme
is to
get to
there.
If you
is seeing
this program
is
listening
you're
is an enormous
quantity of
people that
I think
know I can't
talk about
for you know
I've passed
for that
I know the horrible
angustia
and the
hand the
man here in
who has
who has passed
for this
angustia
so all we
all we've
all we've got
the hands
in the
in the appartants
in the audio
and the video
all we've
all we've
all right
we've been
we're doing
a pauseita
and when
we're
not we'll not
we'll be much
about the problem
and what it
but how
do that the
first step
to get the
year for
a year
is a year
a year of the year. It's a year. It's not, I'm in,
attention.
Lunes to
the
morning,
time of the
central of
Mexico in the
channel
of YouTube
of the
group
formula.
Well,
and we
we're
now to
suffer.
Pard of
in this
instant.
For the
debts,
for the
culpa,
for the
ignorance
financial.
What would
be the
first
pass
to
start
of
debt?
We have
to have
a fund
of
emergency,
but we
have a
lot
of
debtes.
So,
how
Well,
look
that's,
first,
to understand
where you're
parted,
no?
I think a
thing that
really about
is to
do a
thing.
And I think
that's a
time
where it's
very good
for the
because
they're going
on the
money,
it's a
tenencia,
vases,
there's
all of that,
and I
think that
it's good
to put
that's
that over
that's
that's
to be
to be
to be
what you
want to
you,
and with
that
put a plan,
not?
The plan,
maybe you
put in list
to all your
debts that you
have done,
from the
small little,
as the more
small,
and then you
know,
that's
well, you know,
maybe you
know,
not,
you know,
not,
you know,
not,
you know,
you're,
maybe,
you know,
you know,
you know,
for you,
why I'm,
for what I'm,
so,
I'm,
so I'm,
I'm,
so,
I think,
that's the
first
kind of
that's,
so,
it's good
there's many
there's many
there's
many people
where the
people can do
this proposal
from a
servietta
an Excel
a plantia
of notion
and with
based in that
well
understand
how are
how are
your
your
numbers
the
the
the
the purpose
is ver
those numbers
is not
negate
the
the
thing
the
but to
say
what is
my reality
there
there is
there is a
thing we
apply to
all,
that is the
patrimonet
if you
do you do
the person
netto,
the patrimon
netto is how
I'm,
my active,
and how do I
my passives,
no?
And it's a
sum,
a rest,
it's a
rest of what
I'm the
I'm a
thing, and
that's
very
very much
very much
because we're,
it's a
idea, like,
is that
I'm,
I'm,
but I'm
also,
I'm
to be able,
and when you
know,
it's a,
well,
to me,
to me,
I'm
I'll say,
look,
I'm,
I'm,
I'm going to,
I'm going to
go to start
this,
this hole in my
debt.
I think the
The
The exercise of
the world of
is very
valuable.
Okay.
So,
I don't have
my numbers.
If no,
I don't,
it's like,
I'm a
little, but
no, I'm going to
the doctor,
but I know
to see that
the doctor,
but I'm not
the exercise,
is a lotosos,
but if
is to go to
get to
the space,
and other
thing,
we have to
the relation
emotional with the
money,
we have to sanar
because if the technique
were the solution,
all the
contenders would be
millionaires.
Because they're the
technique.
So they're how
to do a
proposal,
how put those
numbers in order,
et cetera.
And I go,
I'm great
friends,
people, but
they're not
they're not
to the
thing, so
I think
that they're
to go the
two things
in the way.
So,
if only
we're just
we're not,
we're going to
make the
other part of the
meditation and
the
manifestation,
and the
requires of the action.
So I think this part
to sanar the relation
with the money
and see it's
the origin that we
need to be a
situation financial
is fundamental
because if you know
to be a circle
vicious,
I'm going to be
a technique,
I'm going to
have the
money, I'm
a little, but
I'm going to
go to do.
Sure.
No, if
is this
circle like,
like,
that's a
question a
marina of the
dopamine,
in the
in the
question,
I'm
reponying,
but I'm
to re-re-
re-caire and
recal constantly.
So,
So, from my point of
The therapy financial is fundamental
for then, then,
sanar the origin,
and, well, and resolve the consequence.
The consequence is,
and that's not we can't
move.
So that's,
I resolve and I'm
in the present,
that is part of
the question.
I don't analyze it,
because it's,
more than therapy,
this,
eliminate the
the jury,
I'm still,
this is the
situation
actual,
and sano what
me,
what,
what,
what,
I'm,
so,
so there we
have the
opportunity
to invest
in two
professional. If not
to do you have to do
invest in a
person professional
that me
to make a
person to make a
person, in a
person,
someone who says,
to be,
to be a
person.
No, they're
nothing to know.
But you can't
learn.
And if you know
you know,
you'll pay
to a
person, that you
do it.
That's a
car.
And if you
know you
do you
try to pay us
to pay him,
but interchambe
to do
some person.
Help me with
my numbers.
I do you
do with
something that
can't
help.
And the
other is
therapy financial.
Is that
I'm going to
sanar
the origin of this
problem.
Because I see my
numbers,
but I'm
my
and I'm
a problem with a
poverty and
I'm going to
go to say
Marine and
Louis,
I can't
pay.
But I'm
to be to
be able to
start in
this situation.
Sure.
So,
then it's
not even
is much
no I
don't have
money, nor
come to
get to
get to
to be
to get to
, but I
there's
there's that
there's
I'm not so I'm
Gastalone
Like a lot
Like that's
Like so I'm
No, no
I'm sorry
No no I'm
It's that you know
So
So
So, so
If you have
That's a circumstance
There's a
opportunity to
Yeah,
I'm gonna
So like we
So I'm
Nassie much
Gastalona
Uichin
No,
me to come
Karma
No,
is destiny
Yeah
The same
We think
We're
So much
I never
Me Enseerer
No,
but
laboralment or professionally and
you've got and you
learned this idea
around the money
like if the people
nacer a good
for the money or
a little
or a little
coffee and
it's allude
that are a series
of the
knowciments
about me
myself,
knowciments
about the
world,
the finances
but that finally
is our
responsibility
that,
oh, no is
no,
it's no
not a
question
to say,
a bit,
what is
what's is
functioning
in my
relation
emotional
and mental
with
the money and in my
habits,
practices and
decisions, and
what no,
who is doing
different, who
me can be
teaching, there
are professionals,
there's, there
information,
there are resources
like this
and many
others in
where you,
if you can
access to
ideas and
that can't
the way
to be in the
practical and
in the intimo
with the
time,
I'm saying,
I'm
going to
say, I
get to
a end of
the
end of the
zeros.
Well,
if,
if for
to start
you think
that's all
the other
now it's
it's not
it's not
it's a
and if you
try in my
account me
I'm going
and I'm
like you
don't know
I'm not
what you
know what
you know what
you know
you know
but there's
the information
that you
have been
there's a
marianna
is that you
don't know
is that you
don't know
you know
you know
you know
but you
don't know
but you
so evidently
obviously I
know what
you know
but you
you know
and not
you can't
say that you
can't say that
you're saying that's
living on
over the
capacity.
That's a
point.
And that's something
to understand
because much
people say,
is that the day
that's
that's a
good, but
you're going to
you're going to
get to do that
you're going to
you're going to
the same
problem.
So, because
it's a
pattern of
conduct, is
something that's
something that
it's a
day that you
can't, if you
can't,
the day that
I'm 20,
000 I'm
when you're
when you're
going to
go to the
same pattern of conduct and you're going to
go to get equal to
poor and indebted.
How do you know, because I
do you know, so
there's education
financial,
to get your
and to do you
get a part emotional.
Definitive.
Sanar the relationship.
And, oh,
and I've been saying
a thing here,
but it's not to say,
but not is,
you know,
is, you're not,
if you're not, you
put your yes,
and it's, it's,
a job of
the whole life.
It's like
to say,
me going to
put a
gymnasium one
no,
you're
to get the
gymnasio
or very
very
very
going to be
the other.
It's a
a good
pushon
to sanarla
in a
first first
instance and then
you know,
you know,
a rathes
to go to
charpans,
or you
regress us
a patron.
An example
so basic
would be
if you
put into
not you
don't you
don't you
didn't
something,
not you
don't you
don't you
don't you
don't
know you
know you
that to
feel
you're
to get
arretes,
sootters of
and things
that bring them
and you know
you know,
you're going to
get more
money and you
going to keep
putting things
for the
because
you're going
to be able to
and that's
and that's
not.
No, no,
for the
contrary.
The contrary,
yeah.
It's a
problem more
a great,
a new
a deod more
a debt more
a lot,
a debt more
a costo
that you
make more
car,
food more car,
more carers,
viaes
more car,
and you're going
and you're going
and you're going to
not you're going to
not you're going
now, what is
the method
ball of
the new and what
what is
what do you?
To start a
start to pay the
more small
for me
to make that
for me the
personal is the most
because if
you have 10
deodas
ball of
is you pay
the most
small
to pay you're
not because
pay the more
because to
pay the more
years.
So,
so years.
So,
so this
part
to pay
the
more chiquita and then
so you're in
Monta
not made
a great difference
yeah are nine
so there
was a advance
yeah I'm
this satisfaction
to say okay
if I'm
doing the
first step
and then you
start you
start there
there are
there other methods
that have
to be over
with the interest
etc
but in a
way
I'm a
really a
thing I'm
because
I'm
going to
go and
I'm
so I'm
so I'm
options
that I'm
going borrando
some
and so
if you do
this calm,
this
sense of the
advance,
of that you
are really
doing something,
and for me
is,
to be a
personal,
but I'll
do you know
a different,
but this
method has a
characteristic,
and so because
we've been a
world in
the world,
we're just
for that we're
in a
debt,
because we're
the satisfaction
inmediate,
we're
we're going to
get the
thing of
the loan.
So,
so,
I'm going to
get the
recopension,
I'm going to
do this
thing,
that is
paying the
satisfaction
rapid
and
starting to
eliminate
this table
of the
debt.
And conform
I'm
think a
inspiration,
it's
elevating,
and it's
a lot of
and it's
what you're
doing,
you're doing,
you're doing,
you're
doing that's
exactly.
We know,
we're always
we're always
a plan to
the people.
I think that's
important and
and over
all,
that's
to know,
to say,
to be,
this victory
is going to
be a
day and
that the
people
take
clear and
how to
work to
that's a
super important.
And so,
also,
also to know
that's a
level of
endodament
that they're
that I'm
well, I'm
don't know
I'm not
not I'm
not so I'm
there's a
rule that
and the
what is,
well,
let's,
well,
let's,
if you're
going, or
you're
more of
more of the
30%
of what
does,
or what
you have
to the
thing,
you know,
that's
that's
that's
alarmante
and the
people,
then
has to
to start to put action,
no,
I don't,
not to expect
until that you
get to the 30%
and just
with that's,
well,
to start to
liquidar the debts.
So,
so,
living,
living with
stress
financial,
would mean,
that means
that less
of the 30%
of my
income,
they're going to
pay a debt.
Exactly.
And,
the debt
of this
mala,
because,
is that you
have,
if you have,
if you have
a,
it's a
debt that
to be
a permit
to be
to be
patrimon
well,
you can
do you can
do you
know,
but
so it's
that it's
a deal of the
that's
a new thing
yeah.
What other
tip for
living without
a bad
or so
to be this
stress
financial
us can
do that?
Or what
what other
strategy
to be
doing this
I'm
I'm a
zaparas
or
zapas or
so
but I
me
me
I'm
much
this concept
of
like
of
mindfulness
financial
no
of this
kind
of this
kind of
this
because
because I'm going to
to be a balconyer
but I'm
past several
times that I
go to a
commercial and
I'm going to
the commercial
without my
product that
I've got to
so so
so I'm
so I'm
to get a
package of Amazon
and they're
to account
that's a
surprise
is a
it's a
for me for
me because
I don't
I'm
because I'm
because
so we're
so we're
so we've
so we've been
all the time
with our
attention
pulverized
and divided
in 20
thousand
things.
There are
many of
the costs
and the
decisions
financiales
that we're
that we're
with a
one of
a ounce
of presence
there.
So I think
one of
the
those of the
compromisos
that we
can't
do
the stress
financial,
is to
say,
in situations
that
have been
with
money,
yeah
say,
I know,
I've
done my
account
to the
card,
yeah
say,
put,
put,
click to
to buy,
and
start me
and
to
give me
a person
to
me.
In
that
moment,
to make
a check-in,
here's
going to
change
money,
and this
is sacred.
And as a
very,
you know,
when you
know, when you
see your
own,
you know,
who's,
who's,
who's,
who did this?
Who did?
Who did?
In what?
In which
moment?
Exactly.
And this
sense of
saying,
I mean,
it's a
cunnerci,
but to
say, the
interchamions
are not
sacred.
And I
do the
things
sacred
I like
to be
present.
So,
I think
the
idea
of observe
to you
or to be
to see yourself
or to
your moments
financial in your
is a grand
manner
as like
very,
very paraguas
to start
to start
to get to
do this
changes and to
do you
do you know,
and to
think that
another bit we've
talked about,
now that
we're in the
world digital
mentioned at
Amazon,
to get to
to get
the carrito
and not
and not
I don't have
We've talked about
because it's a
satisfaction very great
If it's a
If you think it's of the dopamine
Is it
Ah, could you
could have this
Could have this
You'd have
you're doing
You add a cigar
So aggregate
Yeah
You aggregate
You aggregate
Because you
Because you have
Because you're
Like you're
It's like,
but before
You know
We're gonna
We're gonna
We're gonna
We're gonna
You know
Not even
Inelad for
But you're
But it's
But it's
Kind of coquete
A bit
Touristeer
The Consum
And
And then the
The fact is that I don't
I want to.
What I'm trying?
The one.
The one of the
carrito.
But with the
Regal B
no.
And abandoning
the carito.
It's not
there's time.
And me
will get
a mail
that says that
he abandoned my
carito and
me going to
get to
and a rotho
and that's
you'd rather you
might be
but then you
know, but
you know
because right
we've said
like
all the
bad though the
dealas
but if
could be
a little
of peace, the
of the heart
of those
who,
the people,
of those
who
us can
and we're
not,
it's because
someone,
a person,
or a person,
or tal,
he's not,
you know,
you can't
generate it,
and certainly
you've generated
various
times.
So if
this could
give a
part,
is only
we need to
order,
only have to
see,
like you,
like you,
like,
and I'm,
just,
I'm,
the exercise.
It's dolorous,
but so,
no,
we're
we're
to do,
if you
could say this
like to not
put it to put in
it's super
pesed,
no,
is someone
confuant you,
a institution
bankaria,
a,
because I'm
you know that
you could be able to
and you
can't do.
And you're
to do you
do you're going to
do you're
just to do
the car
because no,
you know,
you know,
you put this
and you
put upasurer
and there's
important because if you
you're used
to be used
to do you
over your
capacity
what if
so,
here, with frankness,
you're going to have to
make a change.
So, not just
you're going to
pay for the
good
voluntary, you're
going to have to
sacrifice, in the
better of the
sense,
something, for the
goso and the
pleasure of
your pleasure to
pay your
debt, and
get a day
in the morning and
say,
no, I'm
doing that
to give a
idea of the
and make
those sacrifices or
those can't
with the
question,
even with
the cause or
to say,
that incredible,
that no
I'm going to
this voyage,
but the year
I'm going to
get to be a
question,
and for that's
it's going to
be a plan,
because if
just not just
you're going to
to pay
the end of the
time, that's
not more than.
And then you
know, but
if I know
that if I
see I,
I know,
I'm going to
get to be
I'm going to
get to the
first of
the next
year,
the idea
to not go
to go to
the year
not,
no,
not it's
like a,
like a
,
of self-cuitary. It's a satisfaction
major. Just so. I'm a satisfaction major.
Just. I'm in a position in which very few people
are not in. How can't
say that? I'm, well, then. So,
I'm not to be. Aft of a sacrifice. One, I'm
quit. And no, me it. I don't know. I did. No, me
and I went to the vehicle. It's a satisfaction
padrissism. And I think. I think in this
sense, the person also, the person
also includes the rest of their family,
then it's, it's going to be much better.
Because you're going to be able to be
motivating and
all are
synchronized
in that's
if you
just are
worried for the
money
and you're in
this
your sentiment
of the
I'm not
you know what
and with the
family
will be much
more more
because also
when the
better when
when not
you know
an expectation
of the family
that you're in an
not more
not more don't
they're doing
they're doing
they're
they're
and how they
how they're
so that
how they
explain you
that's what
is what's
what's
what's going
There are baccas
gaudas,
baccas,
we're
we're all
we're all right
and we're
and we're going to
get a lot of
this culture
of the consumerism
where I'm
to have the
tennis more
new and the
ultimate model
of the auto
and the
ultimate model
of the
telephone and the
ultimate,
so for
to apparent
and in
English
keeping up
with the Joneses
not,
I mean,
try to
be like
the bestine
but the
bestino
the car is
millionario
the auto
of the
auto of
the luxury
that's
He's the
He's done what he's over, of what he sobred, it's a biggha. It's a bigger. Or no. All right. It's not. All right. You know, but it's not. You're not doing much. But, you know, even has done to be it. But it's not. I'm sorry. You're not.
Exactly. Thinking that, ah, well, if he can't, I, you can't. Well, no, no, he's hours of the job. Brague. I'm sorry. I'm not. You're not.
So,
the ralda-
We're in this
culture of
to be the
people,
you know,
you're the
sum of the
five people
more people more
that's,
you're more
great-to-your-
but road-eating
but invite us
to dinner
to dinner to
your
house.
Because if
you're
in the
restaurant
that's
they're
they're
more
more exitos
and you
more
more indebted.
So,
then also,
that's incredible
to be incredible
aspirate
and it's
incredible
to be
visualizing
but,
but,
but you,
you're
you're,
you're
going to
But that you're going to
because much
times is the
like the
kind of the
gancho that
is the
no, it's
that I'm
doing to be
this group
that's
because I'm
going to be
to get to be
a person.
A lot of
a little.
And the
thing is,
I can't
get a
place of
person's
more
exitosos
than I.
Yes,
without
to get me
to get
to sit
in your
and the
person.
And eliminate
the taboo
to be
to learn of
the
money,
that is
a little
we did
a
job
in
a
to say this is our situation,
we're going to
this, we're
a objective
common, we're
to get to
and do it
and do it.
It's fundamental.
And it's,
not so easy
in certain
families, because
also for the
people, it's difficult
how are going
to get to the
house and say,
no I'm
going to do that
the same rhythm
of the
risk, it has
to be with
the
world, with
the autoestim,
then,
then it's a
thing that
we have to
eliminate the tabud
to talk
to be a
conversation
that you have
to have to
have to
have to
have to be
first
site and
for
always.
Exactly.
And normally
if you have
a mental
a mental
and you're
to be a
life and you
start to be
in the life
you're going to
you're going to
make you
more you're
less necessity
you're
to get a
catawato
for so many
of the
multi-millionaries
of the
world and they're
doing to
try to
try to imitate
those
there's a
there's a
very practice
at some
let's be
playing
we're playing
we're doing
we're
okay
we're we're
we're we're
in the
other we're going to
talk about the
other people
say,
is that I'm
not I'm
not going to
do you know
when is
the best moment
to start to
to earn or
invest or where
how I'm
how I'm
to start
to make
to make for
me too
and not
only start
working
you for the
money.
One pausita
and
we're going to
let's
talk.
Before
to continue
with
this episode
you want
to ask
to be
you have
has been passed that you've
that's with
all the
motivation of the
world when
you have a
dream,
a matter, but
at a
little time,
you know,
is that we
don't get in
the time,
that we're
we're not
we're not
we're not
we're not
we're not
motivations,
the theme is
that our
things,
like the
fear,
the need,
and that
does that
make the
procrastination
appear,
is saying,
you're
to pater the
boat,
tomorrow
I'm going,
I'm
the next
month,
I'm going,
and a
Sometimes, those
mindals
invisible
are they're
more
more fervous
than you?
Now,
what would
you
would be
to hear that
voice at
your voice-s
and use-a-
your voice-sita
and use-a-
your mind
as an impulse
to construct
the life
that you
have seen?
It's
even the
fears that
you can't
think,
what would
if you
do you
do you
do you
do you
do you're
a master-class
gratuit
that's
called,
Romped the
Barrears and
design the
the
life
that you
have
created
because I
that we'll learn them together
the tools that have served to me
to superer fears,
define objectives,
and advance with force,
with clarity,
to them.
I invite to you
to inscribius,
and I'm sorry,
to make sure,
to make sure
to makehontoniorregil.com
diagonal,
Vida.
Repito,
Markontonioregil.com
diagonal,
or being,
making click in
the link
that's in the
channel of YouTube
or that's
appearing here
here in the
end up here.
No,
don't be able to
this opportunity.
I'm
the class.
And now
we're going
with the podcast.
We'll continue with the podcast and now
we're going to
to pass to the
amount of the
money and the investment.
A bit,
it's put in the
person.
There's people
that really
gain a little.
And there's
people that
can't a
because the
what is
a lot,
no,
compared to
what?
But the
question that
I'm in the
question that
is, is,
can be to
be to start
to earn
and invester when
in your
mind you
can't
you can't
I'm
that you,
you always
you know,
that option
to,
you know,
to put in
order in
your finances,
and I think
if it's
able to
be able to
get the
minimum,
no,
it has to
have to
the level
of the level
of the
life that
you have
you know,
but I
think that
always
can be
to start
to be
to be
to start.
I don't
what you
can't
not you
can't be
not is
that you
can't
living
for
on the
over the
possibilities.
And I'm
I'm going to
say,
Marianne,
is that
really I'm
a little.
Well,
with that
you know,
you have
to start
the habit,
the hour.
If you
say you
say it's,
it's a
$10,
because it's
a habit
that you
want to
something,
I'm,
I'm,
I'm a
person,
there's
really a
really
money,
no,
it's very
easy,
to do,
it's,
to,
it's,
and,
when really
situations
is,
so,
complicated.
So,
I don't
go to
that extreme
of all
they're in,
but I think
you need to
get the habit
repit.
If you
say,
you're a
dollar,
an dollar
to be
your possibility
in this
moment,
that's
you can be
to be
to be
going to
change the
emotion.
Because the
decision,
I'm
saying,
I don't
know if the
money,
nobody has
to know how
the hour's
a lot of
a sensation
distinct of
tranquility,
of security
of the
autoestima
that you
will
to help
to generate more
money.
Sure,
because not is
how you
you're
not avert,
but I'm
going to do you
like that's,
I'm over
over the line
of poverty.
So,
if you're
able to
you're able to
your family
this.
We're talking.
We're talking
about poverty
extreme.
So this
no applies.
But I
think there
there are
that there
there's
that you
know,
in where you
know,
for the time
of the
things,
and what the
thing of the
what is the
perfect is the enemy
of the good.
Don't is better
than perfect.
Because the
most common
that I hear
with respect to
the over the
investment is I don't
have a
money.
So,
not it's,
not it's,
not it's,
and so,
so,
for what I
pay to invest
if I'm
$1,000
$1,000?
What are
to do?
$1,000,
you're going to
start, you,
start to exercise,
the muscle,
with the
then you can
do you
what's
what's
what's
What's
suceive is that
we have
to associate
a lot of
not gastra
the money.
Yeah,
we're sure
that we're
a short-plast
associated with
with gastarnos
how we,
so we're
ratas of
laboratory,
don't we're
so we're
so we
can't train
to our
system
nervios to
experiment a
reforsator
when no
we're not
we're
and there if
as you,
as you,
you,
train a
system
nervous to experimenter
pleasure when you're
and that's
you know you can't
have to do the association
and do you have the association
for that when you
get this money no me
I'm going to get to my
account of the income
you're going to
buy the other
that you'd want to buy
or more?
Absolutely.
For to have a pleasure
to be aure?
We're not so much
the condition of the
classical us apply.
We're not going to
we're doing.
that's the fund
that many
know the fund
of emergency and we're
we're going to
the fund of
the fund of
always I'm always
never have money
so when you
say I'm always
I'm sure you
see just what I
said just what I said
just the
satisfaction of
she ponched
the yanta
well you know you
you're going to
get to turn to
emergency but
we're not
you're not
you're going to
you know
you're just
you're just a
thing you're
a yanttap
that's about you
you're going to
you're
about you're
you're not
the energy
that you put
to the action
to repair the
yanta
that we're
not we're
not we're
talking about a
gasto
exorbitant
when you
say you
don't you
never
I'm a
manor
it's a
great thing
not we're
not we're
talking about
to resolve
the
life to
but
the fact
to
change
yeah
you
see
you
you're
so
so there's
so
there's
so I'm
there
I'm
I'm
so
I'm
so
I'm
don't
you
don't
I always have money.
And this is,
you know,
it generates the
pleasure.
Just what I said
Marina,
we're at a
laboratory,
it generates,
force,
self-estim,
pleasure,
so, so,
you see,
that's so,
you're
a lot.
You know,
you're always,
I'm going to.
But,
but you
always,
I'm sure.
I'm not,
I'm sure.
I'm,
because no,
me,
I'm,
because no,
me,
I'm,
I'm,
I'm,
I'm,
the auto more
more car,
or the
I'm the
little,
I'm,
I'm,
because I always
I'm going to
and that's
satisfaction,
that self-estim,
that pleasure.
And then the
importance of
the importance of
to meddle.
Because,
I don't know
if you
you're in a diet
and you
see a vascular
and you see
that now,
you know,
there's not,
that's not,
that's not,
that's, no,
I'm just,
me I'm going to
get to come
the pastel,
where I'm a
,
good, no?
I'm going to
go to
continue this
because I'm
doing this,
and for
the instrument
netto
let me like
I'm like
I'm like
I'm
like this
year I'm
I'm more
rick
than the
year
I'm
objectively
there's
there's a
number
and why
because
I'm going
to go to
the debt
bad at the
bad
that I'm
the
and then
so you
I'm
so I'm
so much
it's a
thing
objectively
I'm
metto
and all
the days
I'm more
ricka
your
qualification
it's
it's
it's
delicious
and then
when you
when you
don't you
get to
the
money
you
you know
you
say
yeah
that's
me met, or in a month or in a year, you have to
to make every day, right? I'm going to
see that I'm going to. So, never
have more money. Or pass what
pass. Or pass, I, I'm going to
say, I'm more time. I'm
more space in case of an emergency.
And I think it's
an investment is like to buy to the future.
Because, is that saying, that
money, then, it's going to be
serve to live. Or so,
what will be to pass in
10, 20, 30 years?
if that
money,
then I'm
maybe
it's like that
action,
of,
then to make it
to get it to
the carito,
now I'm at the
investment,
and that's
going to be able to
you can't be,
to be,
to be,
to be able to
even if it's
centavito,
but that's
the stimulus
positive
for that you,
but you
know,
it's a
game.
It's a
game,
so it's a
thing,
then you,
it's a
thing to
accumulate points
in that
exactly.
Exactly.
Now,
to what would you
do they
priority?
What would
be more
important
for the
training of the
mind and the
education
financial?
Ahorrar or
investir?
I think
to start
with the
hour.
You have to
have that
to have that
that
that's a
habit of
that you have,
that's a
time you're
when you
get a
to start
to invest
and I
think a
good thing
a fund
of a
fund of
the
fund of
the
Femper of
the
Femper of
the
money.
Exactly. And that's
That's important.
For that's important.
For that's
for so we eliminate
the fund of emergency.
A fund
a simple
money is to
be able to operate
various months
minimum.
Minimum.
Minimim.
Minimum.
But the
majority of the
people.
I always
for the
life.
For the
reason why we
get us the
emergency.
For the
majority part
of the
people,
if it's
if it
retrasar to
your cheque
or his
or what
this year
not this year
no
no si
so is
that is
an problem
serious.
There is
a problem
serious.
to get to get to
get to put it as a lot of
objective to have a fund
of operations of your family
or your business
to start some
in the world ideal
I always think
liquidity of a year
so I see what
pass what I'm a year
if I'm the
money I can't
the end up the
I can't
do something
I'm sure
that year of
that year of
that I'm much
a pass mental
that is that is
the peace mental
the pass mental is
and say
and you do
pass mental
and you do
security. Because if you
do you, de-repancy is in a project that not you
like, and you know, I don't know what I'm
going to get into my dreams, but he's not going to have my
values, but not have to have, you, you know,
you have the security to say, me can't move.
The same with a relation, the
same with a city, if you're still, if you're
you're not the best, you can't move. If you
can't move, if you're a thing medical.
But here the thing that I think is
like, as kind of important, is that
tend we tend to think in the
And the
of the
like if they were two things, like, like,
mutually excluded, you know,
like, you're not, you're not,
your own, you know,
your money, and, you know, and, you can't be, you
have your carlough, this, and in your carpent of the
secretos, or those could, or in your
account of debit or
or those
you can put in
a account
of a car
your own
your own little
a little
of the end up
and I know
I know that I'm
a thing that's
maybe over
but the first
the first time
they're paying
a money
gratis and there
and there's
a lot of
saying,
oh,
there's a
money
without me
money
without,
but it's
like you
like you
like you
I had to
I'm
I'm 10
now I'm 10%
and this
I think if you have
a hour and you're doing what
says, well, I'm starting
to separate a catchito
because I'm going to
generate the habit
because of nothing
serve a year and then
never to never do
but separate this
catchito and now
this catchito
is in a place
that's a little
for me
yeah, but it's the
habit.
Right,
it can be a dollar
then 100 dollars,
then are 10,000
then 100,000
but the habit is the
that's the way to
get to a $1,000 to
the habit of
the day of
And then, and then this is another,
that's another, that's a habit, but it's a habit
more spaced, is,
me culled a project extra.
A-dondon we're going to go to vacations?
You invite a-cena.
No, you caught a la-lanta extra
this month, that no you have
a preposet, not even
you know, let's get to work.
And also, not just,
it's the habit of the
not just the habit of the
time of the momenters financially
financially that some times
we'll sometimes tendremes in the
life, no?
Yes, the concept of
does that the money
I mean.
Is the
money to
do you.
It's important
to generate
the habit and that
all the days
have the
inspiration of
the habit,
that more than
has been to
be the
discipline.
I coincid
totally.
That the
objective
be really
inspiring.
So I
explain it?
Because a
there's not
there's a
objective of
the money.
I'd
have to be
because are
many.
And the
most
important is
it should
that we
not we
do we
do
we're
more
more
more
we're
we can
we can
do
So if you think
in that,
the motivation is atop.
But,
but well,
but well,
if not...
Especially,
it depends
of the age
in the age in
that you're...
Exactly.
Yes,
because if
are very
very young,
like we're
so.
So,
then they're
so much,
but well,
conformed the
most people,
we're talking
of the
that's the
thing that's the
principal,
but I think
that's part
of that
the habit
so can't
be,
the dopamine
sub when you
when you're
doing the
money,
when you're
receiving the
Inversion, et cetera.
You know,
these objectives?
I know,
you know,
where's going to
go to
go to the
money,
or pront?
And right,
well,
that we're
starting the
year,
I think we
overestimamos
what we can
do not,
man, this
year,
this year,
this year,
well,
this year,
more flakos,
more
more rick,
more,
ta, da,
but we're
we're,
we're subestimam
what can
do you know,
so,
today,
so,
today,
you're
to be the planar.
Not the
one year.
In reality,
of a year
for a
so,
so,
there's a
change,
but it's
minimum.
But of five
years to
see what you
did you,
you've done,
and I'm
doing the
consequences or
the satisfactions.
So,
I think it's
much more
there,
because when
the objective,
the net,
is really
inspirator,
you're always,
you're just,
you know,
is that this
is that
is that
is a
bad,
because that
I'm
to do
the
when it's
great,
the tal,
tal,
tal,
inspired
all the days
and in discipline
because if the
objective not
is a very
very easy
to get the
rhythm and
to get the
right,
then you know,
for what?
Well,
I'm more I
do the
good.
If I'm
do you know
the extra,
I have to
say it, I'm
to say,
I'm a little
a little
a little,
because because
is the
premium.
Right,
no,
but not
not the 90,
95%
is to invest
to investion,
but I'm
but I'm
so I'm
I'm going to
That's
that you maintain
motivated.
That's
you know,
that's
it's not
not just to use
it.
The thing is
that not
a lot of
a lot of,
I mean,
you know,
you know,
I'm going to
get you
get it.
Exactly.
Exactly.
Yeah,
yeah.
That's
incremental
also is super
important,
no,
so I say the
change
not be
yeah,
today,
yeah,
I'm necessarily
this,
so it's
so it's not
so it's a
little,
and that
so it's
going to
be
coming
in a
more
more
okay, for
survive
I need to
put on 10
dollars,
no,
for putting a number
so at a
morrow
one,
and I'm sorry
I'm over
but when
you're 20
then you
if you're
to be
you're doing to
get to be a
10.
Aha,
could you
have to
one
one,
oh,
and more
you know,
you know,
you know,
you're gonna
get a
yeah,
you're
you're gonna
you're
but,
but if you
not you
but if you
not
you're
so then
no,
no,
you need
to
is $1,000.
There is the other
same with that
the objective
final
be really attractive
because if
no,
then I prefer
to get them
right.
And that's
a reality.
So,
if we're
about that
not we're
not going to
see that
part.
So,
we can't
say,
with the
discipline will
not get.
No, it
will be
to be
to be a
time.
So,
so,
if we're
we're just
a stimulus
additional,
that is the
dopamine
of the
marijuana,
only that
all the
long-plast.
So,
so I'm
but I'm
mooooo
more me
there's where you
know,
it's like you
know, like you said
in Tijuana
my jitio no
my jiton no
you never
is that's
that's that
and the
thing is that
what is that
what's very important
so if you
not you don't
have a plan
or not you
an end of
a message
of the rush initial
of hey my
I'm more money
now I'm more
to get more
money
no so
like you
can you can
you can't
you can't
you can't
and this
not we've
not we've
talked
but it's
the part
of the
part of the
understanding. If you don't
understand
that's doing your
money,
also you're going to
get to be in
a world of
the world of the
money, but in the
real,
but in the
real, then there's,
there are years
that are so
many special
like other.
And so the
other thing that
is very important
is, hey,
I want to
get to
get to get
to dodas,
but I'm
to get a
that someone
me say,
that someone
or so,
so, if
roadate
expert,
your questions,
but if
you can't
you can
start in
you,
So, even
Foursed,
but an
interest for
learning,
how is
something,
how I'm
how I'm going
to do you
do you know,
how optimis
my habits
financial,
oh yeah,
and when I
invest the
what's doing
the money?
What is
the
money
while?
What's
is it?
Oh yeah,
because
it's a
thing,
it's a
game.
It's a
game.
And it's a
game
that's a
way,
the more
more can't
you can't
more,
more can't
you know,
And there I think the, like,
like we're talking
of like the Santissima Trinity, no?
I mean, habits,
this,
Cabeza and knowledge.
Sure.
And always understand that in the
game of the money,
one thing is the
game of your money
and other thing is the
game of the one
once that I'm
got to the school,
you know,
you're going to do you
have a project,
you're thinking
in gainer the money.
But what do you
do this?
This is the central.
That's the part
Fasic.
GANer the
money is the part
Fas.
All we know
to do.
One more,
others is more,
but gain the
money,
all we do you.
For that I'm
saying that I'm
saying that's the part
that's not the part
that's not,
because all we
do it's the
thing, it's
where you're to
where to hold.
The first
is not to
know.
That's
there's,
and talking to the
relationship
for the
money, this is
very curious
and it's a
bit more
more than
we're a
different with
the
never is
not our
that's
not
is our
there's a
there's a
it's like the chava
or the chab
or the chabe
that's not
you know,
and says that
I'm sure
I'm sure
I'm sure
there's more
there's more
there's more
no, because
there's
there's not
there's me
pardon
but yeah
but see
you know
it's a
project
that you can
try to
you can't
you can't
to come
to your
account
and you
make that
you know
to get to
you
yeah it's
to put you
to get to
you get to
you get to
you got to
you
is absolutely
distinct a way
in that we
we're not in the
thing we're
that we're not
the day is
the year is your,
why not you're
because you're not
you're not.
Because not
with the same
passion,
with the same
desire,
more,
ideally, more.
Because yeah
is you're not
so what you
is that we're
in this rowedita
of the hamster
in where
only we're
the next
the next thing
that's being
me,
while the
the home
probably probably
for generate,
I'm trying,
I'm using
or discuidando.
Yes,
because it
is the
it's
you got
you got to,
you know,
but you're
a business
or you're
a employee,
you know,
and then you
get to the
government and he's
a good
a catch important.
A lot of
that's important.
In some
cases,
it can get
to get
the
half, no,
of what you
get us.
And yeah.
So,
fiftate,
yeah,
yeah,
you're done
you,
you know,
you've survived
to the
government,
yeah,
and survived
the government,
to,
to be,
to the
things,
to survive
the
Naviad.
And there's
Santended.
No,
is the hero
that's the
right.
Exactly.
Exactly.
So the
relation with
the
money,
and then the
idea of the
money.
There's
a 100%
if you know
the rules of
the
money,
they're
not
you're not
and when
they're
the rules
of a
game,
the
you're going to
get a
the
game.
So that
part of
super
important because
the
rules
of the
money are
the
majority
emotional
are
because there
because there
you'll
start the
So the
majority
have to
do that
with the emotion
and for
the way
never we're
never to
the technique
but always
with the
emotion
for that
the therapy
the therapy
is education
about you
is a grand
inversion
for so Kyosaki
our
friend
our mentor
always
says if
you know
if you
know
you know
you
invest in your
invest in
your
because if you
not you
know
is that you
don't you
don't you
ask you
don't you
except that you
say,
put it in CETs,
that is something
very basic,
very basic.
But,
but yeah,
inversion and
a inversion
that give
a risk
important,
yes,
trainate.
Entrinate
and you
need a
help.
I think that
every
bit,
I'm going,
it's one of
the parts
more of the
most difficult.
All the
world wants
this
kind of
how to
understand a
women,
how
and the
women,
and the
horoscope,
and
so,
so,
So, we'll send us a lot of information, but nobody
is studying the money. And it's something
with what you're going to be used every, and that's
all the time, and that's a relation that
after the last day of your life, you're going to have
if not you're going to
live with problems
financials, that's stress, frustration, and
that's always. And there, I think,
to, you know, at the part of education, I go, in
Capitel, we'll have a cell, the part
also, the community.
If you have two friends, in
your
your,
that maybe
it's
that they're
in the
thing that's
you,
conviveless.
Or,
or he's,
or he's,
or he
to talk a
person,
or you know,
like just
you say,
you know,
not just when
there's a
problem,
but it's,
but
people,
it's
more than you.
I'm going to
say,
the poor
is a
question,
no,
no.
No,
no.
No,
those.
Those are the
game of
the game
the game.
And then,
but,
and,
the concept
of the
Inversion,
and
well,
you know,
if the
people
not have
the possibility
to invest in,
I think you
always you're
in you know,
invest in
that education,
in that
course,
in,
or so,
inviented your
time,
that's the
most
that we're
not,
we're going,
to be,
not,
well,
to get to
get a 24
hours and
occupate
to put your
to put your
to
to get to
to
start to
and start
to
start to
start to
start.
Yeah,
it's
Well,
about
to invester
in your
education,
we're
a relansamento
of our
course in line
that's a
time,
we're going to
we're going to
many and
many and
people who
have been
and we're
in the
manita
just to
just that
to learn to
get to
get to
get to
to help
the barriers
and those
barriers
that are
that are
that are
that are
in your
thing, how
can't do you
know,
how not be
part of the
immense
of the
at the beginning of the year
and then
to the time
after the two,
three months,
our first class is
completely
gratis and you
can't be
on Marcononiorgil
com,
diagonal,
Vida, and
we're going
on the 4th
February in
VIVor.
4th of February
Masterclass
in line,
completely
gratis.
The class
is gratuit.
If you
like,
there's a
offerto special
and you
can enter
to enter to
get to
you're
to get a
information
very valioso.
So,
so I'm
so
Mark Antonio, Regil.com, diagonal
Vida. It's 4th
February,
launchment in vivo
this year for
that you have a year
precious and we
would, we'd
not would be
that you unas
to our community.
Marina,
you also
have courses,
you know where
we can't
find us.
We can't
find in Capiteel Finance.
It's
is a Capitee
Finance.
And we
do we docation
for the
women,
including the
part of
relation with
the money,
that is
so important
and, well,
the part more practical,
technical,
of good,
of good things
to do things to
do you know.
And those courses
are in the other
to the other
to go out of the other
to be in the
absolutely.
Absolutely.
They're accompanied.
You put the
metas and the
accountability with
Marko,
you know,
you know,
and you're
and you're more,
a year of glory.
Who can't
who can't
who can't
who can't
who is lucid?
Well,
in Bravo,
there's people
that have done
people who
can't pay.
We can
to find
bravocredit.com
and there
we're going to
give a
consulterate
a lot of
our financials
and if
qualifican,
then we can
help you help
them help you
say it's because
you can't
you can't
there's a
there's a
people who
there's
maybe that's
maybe not in that
situation of
overendeodement
that
maybe
in our program
then not
then we're
so there
then we're
it's educative
exactly
to the
not it's
exactly.
Even
yeah
and me
I'm
Marianna Padilla
that
what
you
to learn.
In Marianna Padilla Top,
in all my
social, we
have a agenda
financial, that
this is part of
what we've seen
in the years
past, it's like,
you know,
you know,
but if you know
for February,
you know, so
then we're
so obviously,
with Marko is
the make more
money, because
your course is
to do more
money.
But the
thing of the
agenda
financial is how
I do
do you do
seeimento
month to
make,
to my
metas
personal and
to have
this discipline
that they
have been
focused,
animated,
and, well,
always the
Rebels of the
course that's a
course that we
have a course
that's the
rules of the
money,
to sanar this
relation with the
money,
understand it's
much better
and we're
doing it.
We need of
that's part,
let us,
the path
the next.
Yeah,
those who
got to
get a
exactly.
We're making
to do
money to
that is an
training
presential
that's
that's a
machine to
the machine to
do you
and there
and there
and Maria
Padilla
and
America.
In San Antonio, Texas.
So, there's.
Because at final
of the count,
because all we're
to go to
go to the rents.
Exactly.
Well,
there's to be.
I'm going to
the episode.
If you're just
about the episode,
recommenden it,
and send it
and mandela
for WhatsApp,
with the
Piolin.
There's a
minden the
Liga of WhatsApp.
Oh,
this is this is
very good.
Pongen
that the video,
I'm
to recommend.
I'm
this episode of
this episode of
podcast.
It's very
good.
You're
on YouTube,
subscribe to
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things that's
what you're
what you're
what you're
what you're
doing that.
And,
and we recommend
two episodes
if you
got this
content.
For here,
in some
part of the
page,
there are
two episodes.
One,
very good,
justly with
Mariana
Padilla,
that we've
called
tips for
to make sure
your
relation with
the
money,
where it
about this
relation of
the game,
and also
with Steve
Samora
that we visited
from Costa Rica
a few
months,
and that's
a program
that's
how to
get to
money,
the two
episodes have to
do this episode
to be very
with this
episode.
For a
here,
it's all
our
thanks to
our guests.
I'm
thank you
to the program.
Thanks
to our
students
of the
students of
the courses in-line
that's
here.
Thank you,
thank you,
thank you.
Thank you.
We'll be
in the
next.
We'll come
to the
maximum potential.
