El Podcast de Marco Antonio Regil - 358 - Estrategias para salir de deudas y empezar a ahorrar - Marco Antonio Regil, Marina Armendares, Mariana Padilla y Luis Lucido

Episode Date: January 13, 2025

¿Cansada o cansado de vivir con deudas y estrés financiero?En este episodio, me acompañan Mariana Padilla, Marina Armendares y Luis Lucido, tres expertos en finanzas personales que nos comparten cl...aves poderosas para romper el ciclo de las deudas, sanar nuestra relación con el dinero y empezar a construir un futuro financiero estable.Aprenderemos: Cómo las emociones afectan tus decisiones financieras. Estrategias prácticas para salir de deudas (como el método bola de nieve). Cómo empezar a ahorrar, ¡aunque creas que no puedes! Dale play y da el primer paso para transformar tu relación con el dinero!Ahora que sabes cómo acercarte a tus metas financieras, te cuento cómo puedes superar esos obstáculos en tu mente para que logres estos y todos tus propósitos.Te veo en la nueva Masterclass “Rompe las barreras y diseña la vida que deseas”. Regístrate aquí y transforma esos bloqueos en tus mayores aliados: https://marcoantonioregil.com/vida-podcast/Sigue a Marina Armendares: https://www.instagram.com/marinaarfo/ Sigue a Mariana Padilla: https://www.instagram.com/marianapadillatop/ Sigue a Luis Lucido: https://www.linkedin.com/in/luislucido/ En mi canal de Telegram, accede a contenido e invitaciones solo para nuestra comunidad. Únete en: marcoantonioregil.com/telegramDescarga GRATIS nuestra revista digital y encuentra información inédita del episodio de la semana. Da click en https://marcoantonioregil.com/aprendamos *Importante: Nuestros invitados son expertos en sus temas y reflejan su conocimiento y su punto de vista, siendo conscientes de que cada una de las opiniones es totalmente personal. La información, datos, comentarios, estadísticas que se presenten en el Podcast de Marco Antonio Regil, son de exclusiva responsabilidad de quienes las emiten y no representan, necesariamente, el pensamiento de Marco Antonio Regil o de la producción del podcast.

Transcript
Discussion (0)
Starting point is 00:00:00 We're in an entompson, my comrade, my friend, my friend, and all have debt, debil the targette of credit, and all live with deuds, it's normalize to live with debt.
Starting point is 00:00:09 A veces, we use the comp or the cost, as a way to regular our emotions. Much of times you're
Starting point is 00:00:16 into the world and of a sudden and then there's a new time and you know know how
Starting point is 00:00:21 use it. If what you canas not you can't be to earn to be able to you're
Starting point is 00:00:29 over incema of those possibilities. Is it going to start to invest to
Starting point is 00:00:33 when in your mind you can't be a lot of stress. We're not a problem mental and
Starting point is 00:00:40 a problem of health physical, if the people don't have the possibility to invest
Starting point is 00:00:45 you can you can't you can't get the the rules of the money and you're not getting
Starting point is 00:00:50 the rules and when runper the rule the rule of the game you're there,
Starting point is 00:00:55 there's a there's a of this episode of the podcast, because we're starting the year, and to who not you'd like to see? If you visualize, 12 months
Starting point is 00:01:09 after, or 11 months after this moment in that we're the year, without the people that have deities, imagine it would be to live without
Starting point is 00:01:17 debt, how would be not all day, but with a colchon, how would be even inviiting money for that the money
Starting point is 00:01:26 also the money also the person is to ask, how I'm going to borrow if I have Deudas. Tendre
Starting point is 00:01:31 my deudas first? How will to be to be able to get to be money? Now, there's
Starting point is 00:01:35 people that the money and that's over. But that the more more gas. Because
Starting point is 00:01:39 we don't have education financial. Always. You have a little money, medium,
Starting point is 00:01:44 much money. Always the problem is the absence of the education financial. So,
Starting point is 00:01:48 a year, a year, a year, would be a year in where you
Starting point is 00:01:53 not the is a time because you know you can you
Starting point is 00:01:58 would be a year a year precious. And for that we've invited to three experts very, very good. Marina Padilla,
Starting point is 00:02:05 our great Marianna Padilla, an ambassador, and specialist in inversions, author and conferencist international. Also, Marina Armendaris, neurosicologist in education financialist in education
Starting point is 00:02:14 financialist in education finance, which is an enterprise dedicated to dislokear the liberty of the women, especially. And also,
Starting point is 00:02:22 Luis Lucido, expert in finances personales, Bocero de Bravo, which is the platform of solutions to liquidar deudas
Starting point is 00:02:28 paying less. So, so we're ready to learn to learn so we so we're
Starting point is 00:02:33 so we're gonna episode 152 the podcast the market is a production
Starting point is 00:02:41 of RGAL Entertainment and all his all the and all those
Starting point is 00:02:45 those well we're very very contented of that we're
Starting point is 00:03:03 contented that's here we're getting the year yeah so that
Starting point is 00:03:07 yeah so that it's the money is that the people in America
Starting point is 00:03:12 Latin, in the United people, they're in money, and in the way of a sensation of
Starting point is 00:03:18 a stress. That's the thing. A mind and a mind. And a mind. A man because we
Starting point is 00:03:25 think about the money, the majority part of the time we're the time that we're still when not the
Starting point is 00:03:29 time we're when we're not even though. So, stress us for money is a problem of health and a
Starting point is 00:03:36 problem of a mind. It's a to do things reality, to enjoy the life. Just. So, no more
Starting point is 00:03:45 you're just not just to be preparing and projectar a good future. So, to do this today, at the beginning
Starting point is 00:03:53 is the favor saso more that you can do you can't make. Now, Luis, one one would say
Starting point is 00:03:58 that the people that has to get to get to get to money, is a time,
Starting point is 00:04:05 but there's much people that can't very well, and it is very very well, and,
Starting point is 00:04:08 But, however, live in debt. The rule is, the way more money you know,
Starting point is 00:04:12 and I think in this moment in the Nero, I think it's, you know, has been the time the time ideal for
Starting point is 00:04:20 recapacitar and see where we are doing where we're financially and a part of situation, then put a
Starting point is 00:04:27 plan to make that situation. If you have debt, if you're worried, say, I'm going to
Starting point is 00:04:32 get to the money, then you're not to put to money, so if if you,
Starting point is 00:04:37 if, if, if, if, if, if, if, if,
Starting point is 00:04:38 Deuda mal as if you're indebted, you're going to get more money, you are going to get a lot of
Starting point is 00:04:42 money, you know, it's a lot of money you're going. Exactly. Yes, the habits of financials I think they're
Starting point is 00:04:47 to change to the race and as the reason. And as you want, you're going to get more, you're going to
Starting point is 00:04:52 be that's a good, uh, and like that yeah, and like that's stress, it's a
Starting point is 00:04:59 time to do the life. A less, me dear Mariana that's a good idea to do you to do
Starting point is 00:05:08 other thing. Yes, then then it's a deal. And fift that I'm going to
Starting point is 00:05:13 change the concept completely I know, I know we're that we're doing it's here.
Starting point is 00:05:18 But when we're going to get to do it, because we're going to get us to get us
Starting point is 00:05:24 when we're so when we're so, I'm just, and then then the exercise to be how do you
Starting point is 00:05:29 go, so it's really very very because it's in an auto-juice then we prefer
Starting point is 00:05:34 not very and there's not want to review the No, I don't want to revisit the state of
Starting point is 00:05:38 account and not want to be their business because the exercise is doloros because there's a good at so I think
Starting point is 00:05:45 part of the analysis from a perspective is to get the question the is, you know, if it was good or or malo,
Starting point is 00:05:52 today is and it's, and I'm really to when you're in a debtor's with an financial for a new
Starting point is 00:05:59 and the and the debt to generate more. The debt is that the debt is not that the type
Starting point is 00:06:05 of, yeah, that's a Dea Debrae that generates more than what you pay is a deal of a
Starting point is 00:06:09 millionaires. Millionaries that live in deodados but they're doing of what those deuds them.
Starting point is 00:06:16 So, well, okay, but about the the, of the deuda that not
Starting point is 00:06:20 you produce money, but it's taking life, what consequences psychologics Marina,
Starting point is 00:06:25 has have been with this debt? It's probably, it's probably, has been many,
Starting point is 00:06:30 and I think said, like you said, like, says, But thinking that the majority of the adults,
Starting point is 00:06:36 we say what most us stress, report we report that what most us stress are are situations that have to be with money and finances. No, it's not going to all the classes socioeconomic, I'm talking to all the levels of
Starting point is 00:06:47 the income, we're worried and we're stressed much for money. You're going to the doctor, and what is the first that's the doctor, no, what you do it, is stress. This is a generative
Starting point is 00:06:57 is that the stress. In reality, we use stress and anxiety as terms interchambiables, but we can here do a distinction. What we're going to be in the stressors
Starting point is 00:07:08 financials real, the problems real, economic, we're going to and those we're not prepared to confront us.
Starting point is 00:07:17 And then we have anxiety financial all the time because we've been in a world that was sending a chorro of
Starting point is 00:07:21 messages, the anxiety not is with a question specific, it's a problem more abstracted.
Starting point is 00:07:27 And between the stress that is concrete and the anxiety that is abstracted, what us
Starting point is 00:07:30 suede is that cargamos a level mental, a level emotional, a level relational,
Starting point is 00:07:35 that has to be with the time. And those consequences for us be different
Starting point is 00:07:39 for us. For us, for all the people that people that we are listening,
Starting point is 00:07:42 but finally, if we do we can know that we can make a
Starting point is 00:07:48 that much of the experiences dolorous and negative that we in our relationships,
Starting point is 00:07:52 in our health in our health physical, are are being
Starting point is 00:07:55 to this sensation of continual peser or abrumbe that we have with respect to the money we have we need to
Starting point is 00:08:03 apart the host normalize to live with deuda if we are in an entompson my comadry my comadry my my friend and
Starting point is 00:08:10 people have the card of credit and all they're all they're all right so it's in certain circles
Starting point is 00:08:17 not is normal or is sane not even is done on debted paying interest yes
Starting point is 00:08:22 many many of times part of the people, a lot of the people, a very much
Starting point is 00:08:27 an instrument of, it's an ingress additional. And not he doesn't use,
Starting point is 00:08:32 it's how is your capacity of indeutement. And many people say, well, I have,
Starting point is 00:08:39 I'm a hundred thousand in my trache to and it's and it's used, and it's there's a
Starting point is 00:08:44 pay minimum, and the pay minimum, and the pay the pay them, so I'm, and many
Starting point is 00:08:48 the people the people, it's a person, the debt can't go to to go to go to
Starting point is 00:08:53 some 20 years not a target of credit doing the payment making a minimum so that's a
Starting point is 00:08:58 kind of absurd of years no, it's irreal and so about all that the people
Starting point is 00:09:02 not have what you are and the time that you're going you then so
Starting point is 00:09:08 so for example to pay the super with a credit that you go to be going to
Starting point is 00:09:12 not money to be money just that is a thing that the
Starting point is 00:09:17 people has to take to make to the money responsible
Starting point is 00:09:21 Now, now, now much of this indeudament with the you can't money,
Starting point is 00:09:26 years, it's going to do moments emotional, right? 100%. Let's put there the question.
Starting point is 00:09:32 Why the people do you have the tendency to buy and to get us when we're too when we're
Starting point is 00:09:38 too. I think there's like the thing, and so is like those three pacitos
Starting point is 00:09:43 to see what is the origin of the situation in that we we're because then
Starting point is 00:09:48 we're to work restructural and then we're going to we're going to or we're going to or we're going to
Starting point is 00:09:54 because it's in January and we're we're we're just almost we're in the first three months but after the first
Starting point is 00:10:00 months, after the three months, right that said, but you're going to you're going to topar. So, that's a circle
Starting point is 00:10:06 vicious. So I'd do a few timesitos to try to to try to go to to get more
Starting point is 00:10:13 to the origin of the emotion that me provoked to be to be to be to be
Starting point is 00:10:17 and it's And it has to be this analysis more, for so I said more profound without to say,
Starting point is 00:10:23 what is going in me, that's that's to make all the time to to maintain in this stress,
Starting point is 00:10:31 in this circle of stress, that no important I'm going to get more to get more
Starting point is 00:10:35 to get me, that I'm going to be able the debtors, I'm going to be able to
Starting point is 00:10:39 be able to bellow and it has an origin emotional, not only when we're
Starting point is 00:10:45 we're when we're felices. Yeah, when we're when we're emosionados and also all the time
Starting point is 00:10:51 we're doing a good pretext emotional for desistabilize our finances. The major part of the compras are
Starting point is 00:10:57 emotional. Yes, and neurophysiological. Because here there's the emotion but linked to the chemistry that
Starting point is 00:11:02 that we're that's the famous-asicle of dopamine, the dopamine, that is this neuro-transmissor that has
Starting point is 00:11:09 to be able to the motivation and with what we can is that you, you know, you know,
Starting point is 00:11:14 and it's really real. But what a time is this is a lot of this is a
Starting point is 00:11:19 problem, this is a piece, this experience of pleasure, not when you're doing, when you're at a point,
Starting point is 00:11:24 in the desire, before. We've passed to all. We've got to to do it in the box, you know,
Starting point is 00:11:31 you're done in the box, and you're in a taut. And it's a badon. And that's because it's
Starting point is 00:11:37 more rich the spirit, like the majority of the cycles of addiction, there, there's a
Starting point is 00:11:41 there, there's a not so really. The anticipation. It's the anticipation. And the
Starting point is 00:11:46 moment. And also when we're stressed when we're we're in the cortisol more high, and what
Starting point is 00:11:54 what happens is that the dopamine helps to back. So, like, counterrests
Starting point is 00:11:57 the effect of the cortisol. So, a sometimes we use the cost,
Starting point is 00:12:00 or the cost, as a way, to regular our emotions. Because we, because we
Starting point is 00:12:06 we're just a subidon or because we're backitos, or because we're a little
Starting point is 00:12:10 planitos and then we want to to make a flavor to the life and in reality not is not entirely
Starting point is 00:12:18 our fault we have the most of us many of us many of us and the world you say you're you
Starting point is 00:12:26 you're you're you're getting more more tranquill you're come to this
Starting point is 00:12:31 so also we're inmerses in an ambient that you put to to regulate
Starting point is 00:12:35 to to do the consumer yeah recompense inmedi but
Starting point is 00:12:38 it would be a therapy. Well, yeah. Definitely. For all the
Starting point is 00:12:43 therapy financial. Sure. Sure, yeah. The therapies with your emotions but that's reprecutin
Starting point is 00:12:49 in the part financial. The therapy financial is the ram of the psychology that more is the world in this
Starting point is 00:12:55 moment. Because we're not we're doing because we're doing a thing we're going to we're going to
Starting point is 00:12:59 let's we're going to let's other part of our finances, not the that have to
Starting point is 00:13:03 the life interna. Yeah. Okay. So, so, is, how realist is that in a year could a human
Starting point is 00:13:13 minimisar this stress of the finances created by the Deuda, start really to or have to terminate or have to terminate first with the Deod? I mean, if I have Debt, I have to terminate with the Debt before to start to earn or is
Starting point is 00:13:27 to start to earn at the same time that you're going to? Well, look that the first is to understand where you're saying, to be, what is your level of indeudgment? And with that, to start to put
Starting point is 00:13:38 a plan. I think the debt has to with that cost of opportunity, how to me going to cost to that money
Starting point is 00:13:45 that's going to versus, a bit more, I'm going to a bit more than a bit more than a lot of a lot of
Starting point is 00:13:53 then the money, then then I'm going to get to be there, and it's how it's how it's how it does it,
Starting point is 00:14:00 they're done a one, they're doing and that they're paying to the other money, so There is to think
Starting point is 00:14:08 it's the first the first pass, is to terminate with the debt and yeah that debt, because it's a
Starting point is 00:14:16 deal, because it's a value that is a, one of a more great or, this, if the interest, because is the
Starting point is 00:14:24 more high, then it's not to be to the cost of what you will be to pay in a debt.
Starting point is 00:14:28 So I think that's the first step, is to understand where we're to understand to liquidar
Starting point is 00:14:34 these debts. Yeah, here I have a statistic that says that the 65% of the Mexicans, imagine that is similar in the America Latina, they're in their pay
Starting point is 00:14:43 minimum in their cargetes of credit. And some, and some, they're not they're not for the pay minimum.
Starting point is 00:14:48 With what you are the tax of interest more high that is the of credit, of that's the money to
Starting point is 00:14:54 get to get a better, if it's a debt with interest so much, it's better
Starting point is 00:14:59 to pay the debt carisima first, no? I'm I'm sure, I'm
Starting point is 00:15:04 the people, Even there's people that say, is that I'm my I'm going to you know
Starting point is 00:15:09 you're a money in the bank X quantity of and then you have a debt with an debt with an
Starting point is 00:15:15 lot of your money impressive. But how I'm going to get a amount of but it
Starting point is 00:15:20 pay. Paga. Because then you have that capacity to have a
Starting point is 00:15:25 real. So I coincide with Louis, that is first to pay the
Starting point is 00:15:30 debt 100 and then the after the money because no there
Starting point is 00:15:34 actually a Inversion, secure, not that's there, with myusculas and negritas,
Starting point is 00:15:40 sure that you can't give more than what you are going to interest. There are there more,
Starting point is 00:15:45 but there are a lot of risk. Yes, well, you're going, how can't be a target of
Starting point is 00:15:50 credit? No, up to the 70, right? Yeah, well, so,
Starting point is 00:15:53 so, so, so, so, you know, let's put to put them metista
Starting point is 00:15:58 setes, they're paying the 10% and it's down the $1, exactly,
Starting point is 00:16:03 so it it's And you're saying, no, it's a problem of the Latin American because that's not pass in the States Units, no,
Starting point is 00:16:10 that's not, sure, in the United, in the States in the States says, says, the founties
Starting point is 00:16:14 that the United says, they're saying that's the stress most important is the money. He has deudas,
Starting point is 00:16:23 no me can't, no, I don't have a fund of emergencies, et cetera, et cetera.
Starting point is 00:16:28 So it's a problem also that's a country, which is a country, it has to be also with that
Starting point is 00:16:35 education that we receive us because we're because many times you're in the world and there's a
Starting point is 00:16:45 thing you know, and they know somebody's not, nobody's no, nobody you know, and I think that there
Starting point is 00:16:50 many many problems, no? There's been people who have seen people that get with that problem and
Starting point is 00:16:55 the principal reason is not to know not to be not correct. Yeah,
Starting point is 00:17:00 here, of Combers emotional is the 62% of the people in America Latina admit that does a
Starting point is 00:17:07 a company to make a time to make sure we know that those are the those are the problem. Those are the those are the
Starting point is 00:17:18 those are those. Those are those. But admit it's that is temporal. We know we know that we're going to get the problem.
Starting point is 00:17:23 Now we have the problem original and the beu dauda. Or that they're they don't is that not it's
Starting point is 00:17:28 not they don't they can't do you have been you have you have a a circle vicious. Now,
Starting point is 00:17:35 according the the organisms internationales of health says here that the people who are people who are
Starting point is 00:17:43 more possibilities to suffer depression than that they're that they're that the people that tend to have depression
Starting point is 00:17:50 but not depression of that I'm sorry not no depression clinical. Ah,
Starting point is 00:17:54 living with depression. What what is that if you are living with the stress, because
Starting point is 00:17:59 this is a stress real, of that you have done that you don't you you don't you're not you're putting
Starting point is 00:18:02 paying the costs minimum, that's covering the cost of minimums, that's being how the debt crees, no? And yesterday I did you, you know, you have you, but you
Starting point is 00:18:09 have you more, that's a sensation, what it produces, is that the stress chronic, can get to have a depression. And here is
Starting point is 00:18:17 a stress chronic that, and for much people, because, I mean, unfortunately, there are, there's,
Starting point is 00:18:23 there's, there's, but it's one of those problems that many people not have things, it's not there
Starting point is 00:18:30 the desperance that genera is saying, I'm a problem that every day is a more great and that I'm
Starting point is 00:18:35 not I'm not a level education, and at the level of financial, is a natural,
Starting point is 00:18:42 of a part of the kind of a messal that is a because when the people,
Starting point is 00:18:48 the people, we're not we're in the time of my in that no have been in that
Starting point is 00:18:53 my autoestim was a back. It's that is part of the origin. It's part
Starting point is 00:18:57 of the origin. We've we're trying we're we're when we're in deutables and problems financials, we have an autoestime
Starting point is 00:19:03 much more a lot of time. And then we're never to make a apparent to have certain things that are beautiful to elevate to elevate.
Starting point is 00:19:12 But when you seeras the door, when they're paying the the love of the depression only is major. And the autoestim is
Starting point is 00:19:19 minor because the debt also is a fugue of energy constant. I mean, so it's here on the back of your head. Always is
Starting point is 00:19:24 all the time. Although you want to see the state of the state of you, know, you know,
Starting point is 00:19:29 and it's a fugue of energy tremendous. And it's a circle of vicious, horrible, because apart, it's not the crime, my finances are bad, I'm indebted, so I'm indebted, then I'm feeling
Starting point is 00:19:40 because I'm a tonto, no, no, I don't have, education financial, and no I don't have money, valgo less, and all of that
Starting point is 00:19:47 you get to the poverty. And there is a thing also that, a bit, the money is the manner
Starting point is 00:19:53 consensuada with the that we interchambi with the world. The world and I, intercambiamos value a time.
Starting point is 00:20:01 When, when no I don't have money, I'm objectively minus the way of those questions in these interactions
Starting point is 00:20:08 of high value with the world. And that a level energy- you have to get to the game
Starting point is 00:20:14 when you don't have sufficient money. And the very of the question,
Starting point is 00:20:20 the we said, the the juice of the because what I did the
Starting point is 00:20:24 the culp and the Much of the problem. The people that the people that get with us
Starting point is 00:20:31 get with that problem and many of their family not is the problem. Because if is a cause of
Starting point is 00:20:36 a good. Rackace. I'm as father, as a provider of the money in the house and
Starting point is 00:20:42 the problem is going to and obviously you're going to be coming for a abel. Well,
Starting point is 00:20:47 the theme is to get to there. If you is seeing this program is
Starting point is 00:20:51 listening you're is an enormous quantity of people that I think know I can't talk about
Starting point is 00:21:01 for you know I've passed for that I know the horrible angustia and the hand the man here in
Starting point is 00:21:06 who has who has passed for this angustia so all we all we've all we've got the hands
Starting point is 00:21:15 in the in the appartants in the audio and the video all we've all we've all right we've been
Starting point is 00:21:21 we're doing a pauseita and when we're not we'll not we'll be much about the problem and what it
Starting point is 00:21:27 but how do that the first step to get the year for a year is a year a year of the year. It's a year. It's not, I'm in,
Starting point is 00:22:09 attention. Lunes to the morning, time of the central of Mexico in the channel
Starting point is 00:22:14 of YouTube of the group formula. Well, and we we're now to
Starting point is 00:22:23 suffer. Pard of in this instant. For the debts, for the culpa,
Starting point is 00:22:28 for the ignorance financial. What would be the first pass to
Starting point is 00:22:33 start of debt? We have to have a fund of emergency,
Starting point is 00:22:37 but we have a lot of debtes. So, how Well,
Starting point is 00:22:43 look that's, first, to understand where you're parted, no? I think a
Starting point is 00:22:46 thing that really about is to do a thing. And I think that's a time
Starting point is 00:22:52 where it's very good for the because they're going on the money, it's a
Starting point is 00:22:58 tenencia, vases, there's all of that, and I think that it's good to put
Starting point is 00:23:04 that's that over that's that's to be to be to be what you
Starting point is 00:23:08 want to you, and with that put a plan, not? The plan, maybe you
Starting point is 00:23:13 put in list to all your debts that you have done, from the small little, as the more small,
Starting point is 00:23:18 and then you know, that's well, you know, maybe you know, not, you know,
Starting point is 00:23:24 not, you know, not, you know, you're, maybe, you know, you know,
Starting point is 00:23:29 you know, for you, why I'm, for what I'm, so, I'm, so I'm, I'm,
Starting point is 00:23:34 so, I think, that's the first kind of that's, so, it's good
Starting point is 00:23:38 there's many there's many there's many people where the people can do this proposal from a
Starting point is 00:23:43 servietta an Excel a plantia of notion and with based in that well understand
Starting point is 00:23:50 how are how are your your numbers the the the
Starting point is 00:23:55 the purpose is ver those numbers is not negate the the thing
Starting point is 00:24:00 the but to say what is my reality there there is there is a
Starting point is 00:24:05 thing we apply to all, that is the patrimonet if you do you do the person
Starting point is 00:24:10 netto, the patrimon netto is how I'm, my active, and how do I my passives, no?
Starting point is 00:24:16 And it's a sum, a rest, it's a rest of what I'm the I'm a thing, and
Starting point is 00:24:20 that's very very much very much because we're, it's a idea, like, is that
Starting point is 00:24:26 I'm, I'm, but I'm also, I'm to be able, and when you know,
Starting point is 00:24:32 it's a, well, to me, to me, I'm I'll say, look, I'm,
Starting point is 00:24:37 I'm, I'm going to, I'm going to go to start this, this hole in my debt. I think the
Starting point is 00:24:45 The The exercise of the world of is very valuable. Okay. So, I don't have
Starting point is 00:24:50 my numbers. If no, I don't, it's like, I'm a little, but no, I'm going to the doctor,
Starting point is 00:24:56 but I know to see that the doctor, but I'm not the exercise, is a lotosos, but if is to go to
Starting point is 00:24:59 get to the space, and other thing, we have to the relation emotional with the money,
Starting point is 00:25:06 we have to sanar because if the technique were the solution, all the contenders would be millionaires. Because they're the technique.
Starting point is 00:25:13 So they're how to do a proposal, how put those numbers in order, et cetera. And I go, I'm great
Starting point is 00:25:18 friends, people, but they're not they're not to the thing, so I think that they're
Starting point is 00:25:25 to go the two things in the way. So, if only we're just we're not, we're going to
Starting point is 00:25:30 make the other part of the meditation and the manifestation, and the requires of the action. So I think this part
Starting point is 00:25:35 to sanar the relation with the money and see it's the origin that we need to be a situation financial is fundamental because if you know
Starting point is 00:25:42 to be a circle vicious, I'm going to be a technique, I'm going to have the money, I'm a little, but
Starting point is 00:25:48 I'm going to go to do. Sure. No, if is this circle like, like, that's a
Starting point is 00:25:53 question a marina of the dopamine, in the in the question, I'm reponying,
Starting point is 00:25:58 but I'm to re-re- re-caire and recal constantly. So, So, from my point of The therapy financial is fundamental for then, then,
Starting point is 00:26:07 sanar the origin, and, well, and resolve the consequence. The consequence is, and that's not we can't move. So that's, I resolve and I'm in the present,
Starting point is 00:26:15 that is part of the question. I don't analyze it, because it's, more than therapy, this, eliminate the the jury,
Starting point is 00:26:21 I'm still, this is the situation actual, and sano what me, what, what,
Starting point is 00:26:26 what, I'm, so, so there we have the opportunity to invest in two
Starting point is 00:26:30 professional. If not to do you have to do invest in a person professional that me to make a person to make a person, in a
Starting point is 00:26:39 person, someone who says, to be, to be a person. No, they're nothing to know. But you can't
Starting point is 00:26:46 learn. And if you know you know, you'll pay to a person, that you do it. That's a
Starting point is 00:26:51 car. And if you know you do you try to pay us to pay him, but interchambe to do
Starting point is 00:26:53 some person. Help me with my numbers. I do you do with something that can't help.
Starting point is 00:26:59 And the other is therapy financial. Is that I'm going to sanar the origin of this problem.
Starting point is 00:27:07 Because I see my numbers, but I'm my and I'm a problem with a poverty and I'm going to
Starting point is 00:27:14 go to say Marine and Louis, I can't pay. But I'm to be to be able to
Starting point is 00:27:18 start in this situation. Sure. So, then it's not even is much no I
Starting point is 00:27:23 don't have money, nor come to get to get to to be to get to , but I
Starting point is 00:27:29 there's there's that there's I'm not so I'm Gastalone Like a lot Like that's Like so I'm
Starting point is 00:27:34 No, no I'm sorry No no I'm It's that you know So So So, so If you have
Starting point is 00:27:41 That's a circumstance There's a opportunity to Yeah, I'm gonna So like we So I'm Nassie much
Starting point is 00:27:49 Gastalona Uichin No, me to come Karma No, is destiny Yeah
Starting point is 00:27:54 The same We think We're So much I never Me Enseerer No, but
Starting point is 00:28:00 laboralment or professionally and you've got and you learned this idea around the money like if the people nacer a good for the money or a little
Starting point is 00:28:08 or a little coffee and it's allude that are a series of the knowciments about me myself,
Starting point is 00:28:15 knowciments about the world, the finances but that finally is our responsibility that,
Starting point is 00:28:21 oh, no is no, it's no not a question to say, a bit, what is
Starting point is 00:28:26 what's is functioning in my relation emotional and mental with the money and in my
Starting point is 00:28:30 habits, practices and decisions, and what no, who is doing different, who me can be teaching, there
Starting point is 00:28:37 are professionals, there's, there information, there are resources like this and many others in where you,
Starting point is 00:28:41 if you can access to ideas and that can't the way to be in the practical and in the intimo
Starting point is 00:28:49 with the time, I'm saying, I'm going to say, I get to a end of
Starting point is 00:28:54 the end of the zeros. Well, if, if for to start you think
Starting point is 00:28:58 that's all the other now it's it's not it's not it's a and if you try in my
Starting point is 00:29:03 account me I'm going and I'm like you don't know I'm not what you know what
Starting point is 00:29:08 you know what you know you know but there's the information that you have been there's a
Starting point is 00:29:15 marianna is that you don't know is that you don't know you know you know you know
Starting point is 00:29:19 but you don't know but you so evidently obviously I know what you know but you
Starting point is 00:29:26 you know and not you can't say that you can't say that you're saying that's living on over the
Starting point is 00:29:30 capacity. That's a point. And that's something to understand because much people say, is that the day
Starting point is 00:29:34 that's that's a good, but you're going to you're going to get to do that you're going to you're going to
Starting point is 00:29:43 the same problem. So, because it's a pattern of conduct, is something that's something that
Starting point is 00:29:47 it's a day that you can't, if you can't, the day that I'm 20, 000 I'm when you're
Starting point is 00:29:54 when you're going to go to the same pattern of conduct and you're going to go to get equal to poor and indebted. How do you know, because I do you know, so
Starting point is 00:30:03 there's education financial, to get your and to do you get a part emotional. Definitive. Sanar the relationship. And, oh,
Starting point is 00:30:11 and I've been saying a thing here, but it's not to say, but not is, you know, is, you're not, if you're not, you put your yes,
Starting point is 00:30:17 and it's, it's, a job of the whole life. It's like to say, me going to put a gymnasium one
Starting point is 00:30:23 no, you're to get the gymnasio or very very very going to be
Starting point is 00:30:27 the other. It's a a good pushon to sanarla in a first first instance and then
Starting point is 00:30:33 you know, you know, a rathes to go to charpans, or you regress us a patron.
Starting point is 00:30:39 An example so basic would be if you put into not you don't you don't you
Starting point is 00:30:45 didn't something, not you don't you don't you don't you don't know you
Starting point is 00:30:50 know you that to feel you're to get arretes, sootters of and things
Starting point is 00:30:59 that bring them and you know you know, you're going to get more money and you going to keep putting things
Starting point is 00:31:05 for the because you're going to be able to and that's and that's not. No, no,
Starting point is 00:31:12 for the contrary. The contrary, yeah. It's a problem more a great, a new
Starting point is 00:31:16 a deod more a debt more a lot, a debt more a costo that you make more car,
Starting point is 00:31:25 food more car, more carers, viaes more car, and you're going and you're going and you're going to not you're going to
Starting point is 00:31:31 not you're going now, what is the method ball of the new and what what is what do you? To start a
Starting point is 00:31:39 start to pay the more small for me to make that for me the personal is the most because if you have 10
Starting point is 00:31:43 deodas ball of is you pay the most small to pay you're not because pay the more
Starting point is 00:31:49 because to pay the more years. So, so years. So, so this part
Starting point is 00:31:53 to pay the more chiquita and then so you're in Monta not made a great difference yeah are nine
Starting point is 00:32:00 so there was a advance yeah I'm this satisfaction to say okay if I'm doing the first step
Starting point is 00:32:07 and then you start you start there there are there other methods that have to be over with the interest
Starting point is 00:32:12 etc but in a way I'm a really a thing I'm because I'm
Starting point is 00:32:17 going to go and I'm so I'm so I'm options that I'm going borrando
Starting point is 00:32:22 some and so if you do this calm, this sense of the advance, of that you
Starting point is 00:32:27 are really doing something, and for me is, to be a personal, but I'll do you know
Starting point is 00:32:33 a different, but this method has a characteristic, and so because we've been a world in the world,
Starting point is 00:32:39 we're just for that we're in a debt, because we're the satisfaction inmediate, we're
Starting point is 00:32:43 we're going to get the thing of the loan. So, so, I'm going to get the
Starting point is 00:32:49 recopension, I'm going to do this thing, that is paying the satisfaction rapid
Starting point is 00:32:54 and starting to eliminate this table of the debt. And conform I'm
Starting point is 00:32:58 think a inspiration, it's elevating, and it's a lot of and it's what you're
Starting point is 00:33:05 doing, you're doing, you're doing, you're doing that's exactly. We know, we're always
Starting point is 00:33:10 we're always a plan to the people. I think that's important and and over all, that's
Starting point is 00:33:17 to know, to say, to be, this victory is going to be a day and that the
Starting point is 00:33:22 people take clear and how to work to that's a super important. And so,
Starting point is 00:33:28 also, also to know that's a level of endodament that they're that I'm well, I'm
Starting point is 00:33:32 don't know I'm not not I'm not so I'm there's a rule that and the what is,
Starting point is 00:33:37 well, let's, well, let's, if you're going, or you're more of
Starting point is 00:33:42 more of the 30% of what does, or what you have to the thing,
Starting point is 00:33:46 you know, that's that's that's alarmante and the people, then
Starting point is 00:33:50 has to to start to put action, no, I don't, not to expect until that you get to the 30% and just
Starting point is 00:33:58 with that's, well, to start to liquidar the debts. So, so, living, living with
Starting point is 00:34:03 stress financial, would mean, that means that less of the 30% of my income,
Starting point is 00:34:09 they're going to pay a debt. Exactly. And, the debt of this mala, because,
Starting point is 00:34:13 is that you have, if you have, if you have a, it's a debt that to be
Starting point is 00:34:18 a permit to be to be patrimon well, you can do you can do you
Starting point is 00:34:22 know, but so it's that it's a deal of the that's a new thing yeah.
Starting point is 00:34:28 What other tip for living without a bad or so to be this stress financial
Starting point is 00:34:33 us can do that? Or what what other strategy to be doing this I'm
Starting point is 00:34:38 I'm a zaparas or zapas or so but I me me
Starting point is 00:34:40 I'm much this concept of like of mindfulness financial
Starting point is 00:34:44 no of this kind of this kind of this because because I'm going to
Starting point is 00:34:51 to be a balconyer but I'm past several times that I go to a commercial and I'm going to the commercial
Starting point is 00:34:56 without my product that I've got to so so so I'm so I'm to get a package of Amazon
Starting point is 00:35:05 and they're to account that's a surprise is a it's a for me for me because
Starting point is 00:35:10 I don't I'm because I'm because so we're so we're so we've so we've been
Starting point is 00:35:16 all the time with our attention pulverized and divided in 20 thousand things.
Starting point is 00:35:19 There are many of the costs and the decisions financiales that we're that we're
Starting point is 00:35:24 with a one of a ounce of presence there. So I think one of the
Starting point is 00:35:30 those of the compromisos that we can't do the stress financial, is to
Starting point is 00:35:32 say, in situations that have been with money, yeah say,
Starting point is 00:35:36 I know, I've done my account to the card, yeah say,
Starting point is 00:35:41 put, put, click to to buy, and start me and to
Starting point is 00:35:44 give me a person to me. In that moment, to make
Starting point is 00:35:48 a check-in, here's going to change money, and this is sacred. And as a
Starting point is 00:35:53 very, you know, when you know, when you see your own, you know, who's,
Starting point is 00:35:58 who's, who's, who did this? Who did? Who did? In what? In which moment?
Starting point is 00:36:04 Exactly. And this sense of saying, I mean, it's a cunnerci, but to
Starting point is 00:36:09 say, the interchamions are not sacred. And I do the things sacred
Starting point is 00:36:13 I like to be present. So, I think the idea of observe
Starting point is 00:36:17 to you or to be to see yourself or to your moments financial in your is a grand manner
Starting point is 00:36:24 as like very, very paraguas to start to start to get to do this changes and to
Starting point is 00:36:34 do you do you know, and to think that another bit we've talked about, now that we're in the
Starting point is 00:36:40 world digital mentioned at Amazon, to get to to get the carrito and not and not
Starting point is 00:36:45 I don't have We've talked about because it's a satisfaction very great If it's a If you think it's of the dopamine Is it Ah, could you
Starting point is 00:36:52 could have this Could have this You'd have you're doing You add a cigar So aggregate Yeah You aggregate
Starting point is 00:36:57 You aggregate Because you Because you have Because you're Like you're It's like, but before You know
Starting point is 00:37:04 We're gonna We're gonna We're gonna We're gonna You know Not even Inelad for But you're
Starting point is 00:37:10 But it's But it's Kind of coquete A bit Touristeer The Consum And And then the
Starting point is 00:37:16 The fact is that I don't I want to. What I'm trying? The one. The one of the carrito. But with the Regal B
Starting point is 00:37:21 no. And abandoning the carito. It's not there's time. And me will get a mail
Starting point is 00:37:26 that says that he abandoned my carito and me going to get to and a rotho and that's you'd rather you
Starting point is 00:37:32 might be but then you know, but you know because right we've said like all the
Starting point is 00:37:38 bad though the dealas but if could be a little of peace, the of the heart of those
Starting point is 00:37:44 who, the people, of those who us can and we're not, it's because
Starting point is 00:37:48 someone, a person, or a person, or tal, he's not, you know, you can't generate it,
Starting point is 00:37:54 and certainly you've generated various times. So if this could give a part,
Starting point is 00:37:58 is only we need to order, only have to see, like you, like you, like,
Starting point is 00:38:04 and I'm, just, I'm, the exercise. It's dolorous, but so, no, we're
Starting point is 00:38:08 we're to do, if you could say this like to not put it to put in it's super pesed,
Starting point is 00:38:15 no, is someone confuant you, a institution bankaria, a, because I'm you know that
Starting point is 00:38:20 you could be able to and you can't do. And you're to do you do you're going to do you're just to do
Starting point is 00:38:27 the car because no, you know, you know, you put this and you put upasurer and there's
Starting point is 00:38:32 important because if you you're used to be used to do you over your capacity what if so,
Starting point is 00:38:39 here, with frankness, you're going to have to make a change. So, not just you're going to pay for the good voluntary, you're
Starting point is 00:38:47 going to have to sacrifice, in the better of the sense, something, for the goso and the pleasure of your pleasure to
Starting point is 00:38:53 pay your debt, and get a day in the morning and say, no, I'm doing that to give a
Starting point is 00:38:58 idea of the and make those sacrifices or those can't with the question, even with the cause or
Starting point is 00:39:07 to say, that incredible, that no I'm going to this voyage, but the year I'm going to get to be a
Starting point is 00:39:12 question, and for that's it's going to be a plan, because if just not just you're going to to pay
Starting point is 00:39:16 the end of the time, that's not more than. And then you know, but if I know that if I see I,
Starting point is 00:39:23 I know, I'm going to get to be I'm going to get to the first of the next year,
Starting point is 00:39:28 the idea to not go to go to the year not, no, not it's like a,
Starting point is 00:39:34 like a , of self-cuitary. It's a satisfaction major. Just so. I'm a satisfaction major. Just. I'm in a position in which very few people are not in. How can't say that? I'm, well, then. So, I'm not to be. Aft of a sacrifice. One, I'm
Starting point is 00:39:51 quit. And no, me it. I don't know. I did. No, me and I went to the vehicle. It's a satisfaction padrissism. And I think. I think in this sense, the person also, the person also includes the rest of their family, then it's, it's going to be much better. Because you're going to be able to be motivating and
Starting point is 00:40:05 all are synchronized in that's if you just are worried for the money and you're in
Starting point is 00:40:11 this your sentiment of the I'm not you know what and with the family will be much
Starting point is 00:40:17 more more because also when the better when when not you know an expectation of the family
Starting point is 00:40:23 that you're in an not more not more don't they're doing they're doing they're they're and how they
Starting point is 00:40:30 how they're so that how they explain you that's what is what's what's what's going
Starting point is 00:40:34 There are baccas gaudas, baccas, we're we're all we're all right and we're and we're going to
Starting point is 00:40:42 get a lot of this culture of the consumerism where I'm to have the tennis more new and the ultimate model
Starting point is 00:40:48 of the auto and the ultimate model of the telephone and the ultimate, so for to apparent
Starting point is 00:40:52 and in English keeping up with the Joneses not, I mean, try to be like
Starting point is 00:40:57 the bestine but the bestino the car is millionario the auto of the auto of
Starting point is 00:41:02 the luxury that's He's the He's done what he's over, of what he sobred, it's a biggha. It's a bigger. Or no. All right. It's not. All right. You know, but it's not. You're not doing much. But, you know, even has done to be it. But it's not. I'm sorry. You're not. Exactly. Thinking that, ah, well, if he can't, I, you can't. Well, no, no, he's hours of the job. Brague. I'm sorry. I'm not. You're not. So, the ralda- We're in this
Starting point is 00:41:34 culture of to be the people, you know, you're the sum of the five people more people more
Starting point is 00:41:39 that's, you're more great-to-your- but road-eating but invite us to dinner to dinner to your
Starting point is 00:41:44 house. Because if you're in the restaurant that's they're they're
Starting point is 00:41:48 more more exitos and you more more indebted. So, then also, that's incredible
Starting point is 00:41:53 to be incredible aspirate and it's incredible to be visualizing but, but,
Starting point is 00:41:58 but you, you're you're, you're going to But that you're going to because much times is the
Starting point is 00:42:03 like the kind of the gancho that is the no, it's that I'm doing to be this group
Starting point is 00:42:08 that's because I'm going to be to get to be a person. A lot of a little. And the
Starting point is 00:42:15 thing is, I can't get a place of person's more exitosos than I.
Starting point is 00:42:21 Yes, without to get me to get to sit in your and the person.
Starting point is 00:42:24 And eliminate the taboo to be to learn of the money, that is a little
Starting point is 00:42:28 we did a job in a to say this is our situation, we're going to this, we're
Starting point is 00:42:34 a objective common, we're to get to and do it and do it. It's fundamental. And it's, not so easy
Starting point is 00:42:42 in certain families, because also for the people, it's difficult how are going to get to the house and say, no I'm
Starting point is 00:42:47 going to do that the same rhythm of the risk, it has to be with the world, with the autoestim,
Starting point is 00:42:52 then, then it's a thing that we have to eliminate the tabud to talk to be a conversation
Starting point is 00:42:57 that you have to have to have to have to have to be first site and for
Starting point is 00:43:01 always. Exactly. And normally if you have a mental a mental and you're to be a
Starting point is 00:43:05 life and you start to be in the life you're going to you're going to make you more you're less necessity
Starting point is 00:43:13 you're to get a catawato for so many of the multi-millionaries of the world and they're
Starting point is 00:43:20 doing to try to try to imitate those there's a there's a very practice at some
Starting point is 00:43:26 let's be playing we're playing we're doing we're okay we're we're we're we're
Starting point is 00:43:29 in the other we're going to talk about the other people say, is that I'm not I'm not going to
Starting point is 00:43:35 do you know when is the best moment to start to to earn or invest or where how I'm how I'm
Starting point is 00:43:44 to start to make to make for me too and not only start working you for the
Starting point is 00:43:49 money. One pausita and we're going to let's talk. Before to continue
Starting point is 00:43:55 with this episode you want to ask to be you have has been passed that you've that's with
Starting point is 00:43:59 all the motivation of the world when you have a dream, a matter, but at a little time,
Starting point is 00:44:04 you know, is that we don't get in the time, that we're we're not we're not we're not
Starting point is 00:44:10 we're not we're not motivations, the theme is that our things, like the fear,
Starting point is 00:44:16 the need, and that does that make the procrastination appear, is saying, you're
Starting point is 00:44:20 to pater the boat, tomorrow I'm going, I'm the next month, I'm going,
Starting point is 00:44:24 and a Sometimes, those mindals invisible are they're more more fervous than you?
Starting point is 00:44:30 Now, what would you would be to hear that voice at your voice-s and use-a-
Starting point is 00:44:36 your voice-sita and use-a- your mind as an impulse to construct the life that you have seen?
Starting point is 00:44:41 It's even the fears that you can't think, what would if you do you
Starting point is 00:44:45 do you do you do you do you're a master-class gratuit that's called,
Starting point is 00:44:50 Romped the Barrears and design the the life that you have created
Starting point is 00:44:53 because I that we'll learn them together the tools that have served to me to superer fears, define objectives, and advance with force, with clarity, to them.
Starting point is 00:45:05 I invite to you to inscribius, and I'm sorry, to make sure, to make sure to makehontoniorregil.com diagonal, Vida.
Starting point is 00:45:09 Repito, Markontonioregil.com diagonal, or being, making click in the link that's in the channel of YouTube
Starting point is 00:45:16 or that's appearing here here in the end up here. No, don't be able to this opportunity. I'm
Starting point is 00:45:21 the class. And now we're going with the podcast. We'll continue with the podcast and now we're going to to pass to the amount of the
Starting point is 00:45:32 money and the investment. A bit, it's put in the person. There's people that really gain a little. And there's
Starting point is 00:45:39 people that can't a because the what is a lot, no, compared to what?
Starting point is 00:45:44 But the question that I'm in the question that is, is, can be to be to start to earn
Starting point is 00:45:50 and invester when in your mind you can't you can't I'm that you, you always
Starting point is 00:45:55 you know, that option to, you know, to put in order in your finances, and I think
Starting point is 00:46:01 if it's able to be able to get the minimum, no, it has to have to
Starting point is 00:46:08 the level of the level of the life that you have you know, but I think that
Starting point is 00:46:13 always can be to start to be to be to start. I don't what you
Starting point is 00:46:19 can't not you can't be not is that you can't living for
Starting point is 00:46:25 on the over the possibilities. And I'm I'm going to say, Marianne, is that
Starting point is 00:46:29 really I'm a little. Well, with that you know, you have to start the habit,
Starting point is 00:46:35 the hour. If you say you say it's, it's a $10, because it's a habit
Starting point is 00:46:39 that you want to something, I'm, I'm, I'm a person, there's
Starting point is 00:46:44 really a really money, no, it's very easy, to do, it's,
Starting point is 00:46:47 to, it's, and, when really situations is, so, complicated.
Starting point is 00:46:51 So, I don't go to that extreme of all they're in, but I think you need to
Starting point is 00:46:56 get the habit repit. If you say, you're a dollar, an dollar to be
Starting point is 00:47:01 your possibility in this moment, that's you can be to be to be going to
Starting point is 00:47:06 change the emotion. Because the decision, I'm saying, I don't know if the
Starting point is 00:47:10 money, nobody has to know how the hour's a lot of a sensation distinct of tranquility,
Starting point is 00:47:17 of security of the autoestima that you will to help to generate more money.
Starting point is 00:47:21 Sure, because not is how you you're not avert, but I'm going to do you like that's,
Starting point is 00:47:27 I'm over over the line of poverty. So, if you're able to you're able to your family
Starting point is 00:47:32 this. We're talking. We're talking about poverty extreme. So this no applies. But I
Starting point is 00:47:37 think there there are that there there's that you know, in where you know,
Starting point is 00:47:43 for the time of the things, and what the thing of the what is the perfect is the enemy of the good.
Starting point is 00:47:49 Don't is better than perfect. Because the most common that I hear with respect to the over the investment is I don't
Starting point is 00:47:55 have a money. So, not it's, not it's, not it's, and so, so,
Starting point is 00:48:00 for what I pay to invest if I'm $1,000 $1,000? What are to do? $1,000,
Starting point is 00:48:04 you're going to start, you, start to exercise, the muscle, with the then you can do you what's
Starting point is 00:48:13 what's what's What's suceive is that we have to associate a lot of not gastra
Starting point is 00:48:21 the money. Yeah, we're sure that we're a short-plast associated with with gastarnos how we,
Starting point is 00:48:27 so we're ratas of laboratory, don't we're so we're so we can't train to our
Starting point is 00:48:35 system nervios to experiment a reforsator when no we're not we're and there if
Starting point is 00:48:40 as you, as you, you, train a system nervous to experimenter pleasure when you're and that's
Starting point is 00:48:48 you know you can't have to do the association and do you have the association for that when you get this money no me I'm going to get to my account of the income you're going to
Starting point is 00:48:59 buy the other that you'd want to buy or more? Absolutely. For to have a pleasure to be aure? We're not so much the condition of the
Starting point is 00:49:09 classical us apply. We're not going to we're doing. that's the fund that many know the fund of emergency and we're we're going to
Starting point is 00:49:19 the fund of the fund of always I'm always never have money so when you say I'm always I'm sure you see just what I
Starting point is 00:49:27 said just what I said just the satisfaction of she ponched the yanta well you know you you're going to get to turn to
Starting point is 00:49:32 emergency but we're not you're not you're going to you know you're just you're just a thing you're
Starting point is 00:49:39 a yanttap that's about you you're going to you're about you're you're not the energy that you put
Starting point is 00:49:44 to the action to repair the yanta that we're not we're not we're talking about a gasto
Starting point is 00:49:49 exorbitant when you say you don't you never I'm a manor it's a
Starting point is 00:49:57 great thing not we're not we're talking about to resolve the life to but
Starting point is 00:50:01 the fact to change yeah you see you you're
Starting point is 00:50:05 so so there's so there's so I'm there I'm I'm
Starting point is 00:50:09 so I'm so I'm don't you don't I always have money.
Starting point is 00:50:14 And this is, you know, it generates the pleasure. Just what I said Marina, we're at a laboratory,
Starting point is 00:50:19 it generates, force, self-estim, pleasure, so, so, you see, that's so, you're
Starting point is 00:50:24 a lot. You know, you're always, I'm going to. But, but you always, I'm sure.
Starting point is 00:50:29 I'm not, I'm sure. I'm, because no, me, I'm, because no, me,
Starting point is 00:50:34 I'm, I'm, I'm, I'm, the auto more more car, or the I'm the
Starting point is 00:50:39 little, I'm, I'm, because I always I'm going to and that's satisfaction, that self-estim,
Starting point is 00:50:44 that pleasure. And then the importance of the importance of to meddle. Because, I don't know if you
Starting point is 00:50:50 you're in a diet and you see a vascular and you see that now, you know, there's not, that's not,
Starting point is 00:50:57 that's not, that's, no, I'm just, me I'm going to get to come the pastel, where I'm a ,
Starting point is 00:50:59 good, no? I'm going to go to continue this because I'm doing this, and for the instrument
Starting point is 00:51:04 netto let me like I'm like I'm like I'm like this year I'm I'm more
Starting point is 00:51:07 rick than the year I'm objectively there's there's a number
Starting point is 00:51:10 and why because I'm going to go to the debt bad at the bad that I'm
Starting point is 00:51:16 the and then so you I'm so I'm so much it's a thing
Starting point is 00:51:23 objectively I'm metto and all the days I'm more ricka your
Starting point is 00:51:27 qualification it's it's it's delicious and then when you when you
Starting point is 00:51:32 don't you get to the money you you know you say
Starting point is 00:51:36 yeah that's me met, or in a month or in a year, you have to to make every day, right? I'm going to see that I'm going to. So, never have more money. Or pass what pass. Or pass, I, I'm going to say, I'm more time. I'm
Starting point is 00:51:48 more space in case of an emergency. And I think it's an investment is like to buy to the future. Because, is that saying, that money, then, it's going to be serve to live. Or so, what will be to pass in 10, 20, 30 years?
Starting point is 00:52:04 if that money, then I'm maybe it's like that action, of, then to make it
Starting point is 00:52:10 to get it to the carito, now I'm at the investment, and that's going to be able to you can't be, to be,
Starting point is 00:52:17 to be, to be able to even if it's centavito, but that's the stimulus positive for that you,
Starting point is 00:52:23 but you know, it's a game. It's a game, so it's a thing,
Starting point is 00:52:27 then you, it's a thing to accumulate points in that exactly. Exactly. Now,
Starting point is 00:52:34 to what would you do they priority? What would be more important for the training of the
Starting point is 00:52:38 mind and the education financial? Ahorrar or investir? I think to start with the
Starting point is 00:52:44 hour. You have to have that to have that that that's a habit of that you have,
Starting point is 00:52:52 that's a time you're when you get a to start to invest and I think a
Starting point is 00:52:57 good thing a fund of a fund of the fund of the Femper of
Starting point is 00:53:01 the Femper of the money. Exactly. And that's That's important. For that's important. For that's
Starting point is 00:53:06 for so we eliminate the fund of emergency. A fund a simple money is to be able to operate various months minimum.
Starting point is 00:53:12 Minimum. Minimim. Minimum. But the majority of the people. I always for the
Starting point is 00:53:17 life. For the reason why we get us the emergency. For the majority part of the
Starting point is 00:53:21 people, if it's if it retrasar to your cheque or his or what this year
Starting point is 00:53:27 not this year no no si so is that is an problem serious. There is
Starting point is 00:53:31 a problem serious. to get to get to get to put it as a lot of objective to have a fund of operations of your family or your business to start some
Starting point is 00:53:40 in the world ideal I always think liquidity of a year so I see what pass what I'm a year if I'm the money I can't the end up the
Starting point is 00:53:48 I can't do something I'm sure that year of that year of that I'm much a pass mental that is that is
Starting point is 00:53:58 the peace mental the pass mental is and say and you do pass mental and you do security. Because if you do you, de-repancy is in a project that not you
Starting point is 00:54:04 like, and you know, I don't know what I'm going to get into my dreams, but he's not going to have my values, but not have to have, you, you know, you have the security to say, me can't move. The same with a relation, the same with a city, if you're still, if you're you're not the best, you can't move. If you can't move, if you're a thing medical.
Starting point is 00:54:20 But here the thing that I think is like, as kind of important, is that tend we tend to think in the And the of the like if they were two things, like, like, mutually excluded, you know, like, you're not, you're not,
Starting point is 00:54:44 your own, you know, your money, and, you know, and, you can't be, you have your carlough, this, and in your carpent of the secretos, or those could, or in your account of debit or or those you can put in a account
Starting point is 00:54:55 of a car your own your own little a little of the end up and I know I know that I'm a thing that's
Starting point is 00:55:02 maybe over but the first the first time they're paying a money gratis and there and there's a lot of
Starting point is 00:55:09 saying, oh, there's a money without me money without, but it's
Starting point is 00:55:14 like you like you like you I had to I'm I'm 10 now I'm 10% and this
Starting point is 00:55:20 I think if you have a hour and you're doing what says, well, I'm starting to separate a catchito because I'm going to generate the habit because of nothing serve a year and then
Starting point is 00:55:28 never to never do but separate this catchito and now this catchito is in a place that's a little for me yeah, but it's the
Starting point is 00:55:37 habit. Right, it can be a dollar then 100 dollars, then are 10,000 then 100,000 but the habit is the that's the way to
Starting point is 00:55:45 get to a $1,000 to the habit of the day of And then, and then this is another, that's another, that's a habit, but it's a habit more spaced, is, me culled a project extra. A-dondon we're going to go to vacations?
Starting point is 00:55:57 You invite a-cena. No, you caught a la-lanta extra this month, that no you have a preposet, not even you know, let's get to work. And also, not just, it's the habit of the not just the habit of the
Starting point is 00:56:11 time of the momenters financially financially that some times we'll sometimes tendremes in the life, no? Yes, the concept of does that the money I mean. Is the
Starting point is 00:56:20 money to do you. It's important to generate the habit and that all the days have the inspiration of
Starting point is 00:56:26 the habit, that more than has been to be the discipline. I coincid totally. That the
Starting point is 00:56:30 objective be really inspiring. So I explain it? Because a there's not there's a
Starting point is 00:56:36 objective of the money. I'd have to be because are many. And the most
Starting point is 00:56:40 important is it should that we not we do we do we're more
Starting point is 00:56:42 more more we're we can we can do So if you think in that,
Starting point is 00:56:48 the motivation is atop. But, but well, but well, if not... Especially, it depends of the age
Starting point is 00:56:54 in the age in that you're... Exactly. Yes, because if are very very young, like we're
Starting point is 00:56:57 so. So, then they're so much, but well, conformed the most people, we're talking
Starting point is 00:57:03 of the that's the thing that's the principal, but I think that's part of that the habit
Starting point is 00:57:09 so can't be, the dopamine sub when you when you're doing the money, when you're
Starting point is 00:57:13 receiving the Inversion, et cetera. You know, these objectives? I know, you know, where's going to go to
Starting point is 00:57:19 go to the money, or pront? And right, well, that we're starting the year,
Starting point is 00:57:24 I think we overestimamos what we can do not, man, this year, this year, this year,
Starting point is 00:57:30 well, this year, more flakos, more more rick, more, ta, da, but we're
Starting point is 00:57:37 we're, we're subestimam what can do you know, so, today, so, today,
Starting point is 00:57:43 you're to be the planar. Not the one year. In reality, of a year for a so,
Starting point is 00:57:48 so, there's a change, but it's minimum. But of five years to see what you
Starting point is 00:57:54 did you, you've done, and I'm doing the consequences or the satisfactions. So, I think it's
Starting point is 00:58:00 much more there, because when the objective, the net, is really inspirator, you're always,
Starting point is 00:58:05 you're just, you know, is that this is that is that is a bad, because that
Starting point is 00:58:08 I'm to do the when it's great, the tal, tal, tal,
Starting point is 00:58:14 inspired all the days and in discipline because if the objective not is a very very easy to get the
Starting point is 00:58:22 rhythm and to get the right, then you know, for what? Well, I'm more I do the
Starting point is 00:58:26 good. If I'm do you know the extra, I have to say it, I'm to say, I'm a little
Starting point is 00:58:33 a little a little, because because is the premium. Right, no, but not
Starting point is 00:58:37 not the 90, 95% is to invest to investion, but I'm but I'm so I'm I'm going to
Starting point is 00:58:44 That's that you maintain motivated. That's you know, that's it's not not just to use
Starting point is 00:58:47 it. The thing is that not a lot of a lot of, I mean, you know, you know,
Starting point is 00:58:52 I'm going to get you get it. Exactly. Exactly. Yeah, yeah. That's
Starting point is 00:58:57 incremental also is super important, no, so I say the change not be yeah,
Starting point is 00:59:01 today, yeah, I'm necessarily this, so it's so it's not so it's a little,
Starting point is 00:59:07 and that so it's going to be coming in a more more
Starting point is 00:59:13 okay, for survive I need to put on 10 dollars, no, for putting a number so at a
Starting point is 00:59:18 morrow one, and I'm sorry I'm over but when you're 20 then you if you're
Starting point is 00:59:24 to be you're doing to get to be a 10. Aha, could you have to one
Starting point is 00:59:30 one, oh, and more you know, you know, you know, you're gonna get a
Starting point is 00:59:34 yeah, you're you're gonna you're but, but if you not you but if you
Starting point is 00:59:38 not you're so then no, no, you need to is $1,000.
Starting point is 00:59:44 There is the other same with that the objective final be really attractive because if no, then I prefer
Starting point is 00:59:48 to get them right. And that's a reality. So, if we're about that not we're
Starting point is 00:59:53 not going to see that part. So, we can't say, with the discipline will
Starting point is 00:59:56 not get. No, it will be to be to be a time. So, so,
Starting point is 01:00:00 if we're we're just a stimulus additional, that is the dopamine of the marijuana,
Starting point is 01:00:05 only that all the long-plast. So, so I'm but I'm mooooo more me
Starting point is 01:00:13 there's where you know, it's like you know, like you said in Tijuana my jitio no my jiton no you never
Starting point is 01:00:21 is that's that's that and the thing is that what is that what's very important so if you not you don't
Starting point is 01:00:26 have a plan or not you an end of a message of the rush initial of hey my I'm more money now I'm more
Starting point is 01:00:32 to get more money no so like you can you can you can't you can't you can't
Starting point is 01:00:37 and this not we've not we've talked but it's the part of the part of the
Starting point is 01:00:40 understanding. If you don't understand that's doing your money, also you're going to get to be in a world of the world of the
Starting point is 01:00:46 money, but in the real, but in the real, then there's, there are years that are so many special like other.
Starting point is 01:00:53 And so the other thing that is very important is, hey, I want to get to get to get to dodas,
Starting point is 01:00:59 but I'm to get a that someone me say, that someone or so, so, if roadate
Starting point is 01:01:04 expert, your questions, but if you can't you can start in you, So, even
Starting point is 01:01:10 Foursed, but an interest for learning, how is something, how I'm how I'm going
Starting point is 01:01:18 to do you do you know, how optimis my habits financial, oh yeah, and when I invest the
Starting point is 01:01:23 what's doing the money? What is the money while? What's is it?
Starting point is 01:01:26 Oh yeah, because it's a thing, it's a game. It's a game.
Starting point is 01:01:31 And it's a game that's a way, the more more can't you can't more,
Starting point is 01:01:36 more can't you know, And there I think the, like, like we're talking of like the Santissima Trinity, no? I mean, habits, this, Cabeza and knowledge.
Starting point is 01:01:46 Sure. And always understand that in the game of the money, one thing is the game of your money and other thing is the game of the one once that I'm
Starting point is 01:01:55 got to the school, you know, you're going to do you have a project, you're thinking in gainer the money. But what do you do this?
Starting point is 01:02:03 This is the central. That's the part Fasic. GANer the money is the part Fas. All we know to do.
Starting point is 01:02:09 One more, others is more, but gain the money, all we do you. For that I'm saying that I'm saying that's the part
Starting point is 01:02:17 that's not the part that's not, because all we do it's the thing, it's where you're to where to hold. The first
Starting point is 01:02:24 is not to know. That's there's, and talking to the relationship for the money, this is
Starting point is 01:02:28 very curious and it's a bit more more than we're a different with the never is
Starting point is 01:02:33 not our that's not is our there's a there's a it's like the chava or the chab
Starting point is 01:02:37 or the chabe that's not you know, and says that I'm sure I'm sure I'm sure there's more
Starting point is 01:02:42 there's more there's more no, because there's there's not there's me pardon but yeah
Starting point is 01:02:48 but see you know it's a project that you can try to you can't you can't
Starting point is 01:02:54 to come to your account and you make that you know to get to you
Starting point is 01:02:58 yeah it's to put you to get to you get to you get to you got to you is absolutely
Starting point is 01:03:05 distinct a way in that we we're not in the thing we're that we're not the day is the year is your, why not you're
Starting point is 01:03:11 because you're not you're not. Because not with the same passion, with the same desire, more,
Starting point is 01:03:15 ideally, more. Because yeah is you're not so what you is that we're in this rowedita of the hamster in where
Starting point is 01:03:21 only we're the next the next thing that's being me, while the the home probably probably
Starting point is 01:03:26 for generate, I'm trying, I'm using or discuidando. Yes, because it is the it's
Starting point is 01:03:33 you got you got to, you know, but you're a business or you're a employee, you know,
Starting point is 01:03:39 and then you get to the government and he's a good a catch important. A lot of that's important. In some
Starting point is 01:03:47 cases, it can get to get the half, no, of what you get us. And yeah.
Starting point is 01:03:51 So, fiftate, yeah, yeah, you're done you, you know, you've survived
Starting point is 01:03:55 to the government, yeah, and survived the government, to, to be, to the
Starting point is 01:03:59 things, to survive the Naviad. And there's Santended. No, is the hero
Starting point is 01:04:06 that's the right. Exactly. Exactly. So the relation with the money,
Starting point is 01:04:10 and then the idea of the money. There's a 100% if you know the rules of the
Starting point is 01:04:16 money, they're not you're not and when they're the rules of a
Starting point is 01:04:19 game, the you're going to get a the game. So that part of
Starting point is 01:04:24 super important because the rules of the money are the majority
Starting point is 01:04:27 emotional are because there because there you'll start the So the majority
Starting point is 01:04:33 have to do that with the emotion and for the way never we're never to the technique
Starting point is 01:04:39 but always with the emotion for that the therapy the therapy is education about you
Starting point is 01:04:46 is a grand inversion for so Kyosaki our friend our mentor always says if
Starting point is 01:04:51 you know if you know you know you invest in your invest in your
Starting point is 01:04:55 because if you not you know is that you don't you don't you ask you don't you
Starting point is 01:05:00 except that you say, put it in CETs, that is something very basic, very basic. But, but yeah,
Starting point is 01:05:06 inversion and a inversion that give a risk important, yes, trainate. Entrinate
Starting point is 01:05:11 and you need a help. I think that every bit, I'm going, it's one of
Starting point is 01:05:17 the parts more of the most difficult. All the world wants this kind of how to
Starting point is 01:05:23 understand a women, how and the women, and the horoscope, and
Starting point is 01:05:28 so, so, So, we'll send us a lot of information, but nobody is studying the money. And it's something with what you're going to be used every, and that's all the time, and that's a relation that after the last day of your life, you're going to have if not you're going to
Starting point is 01:05:41 live with problems financials, that's stress, frustration, and that's always. And there, I think, to, you know, at the part of education, I go, in Capitel, we'll have a cell, the part also, the community. If you have two friends, in your
Starting point is 01:05:56 your, that maybe it's that they're in the thing that's you, conviveless.
Starting point is 01:06:02 Or, or he's, or he's, or he to talk a person, or you know, like just
Starting point is 01:06:07 you say, you know, not just when there's a problem, but it's, but people,
Starting point is 01:06:11 it's more than you. I'm going to say, the poor is a question, no,
Starting point is 01:06:16 no. No, no. No, those. Those are the game of the game
Starting point is 01:06:22 the game. And then, but, and, the concept of the Inversion, and
Starting point is 01:06:24 well, you know, if the people not have the possibility to invest in, I think you
Starting point is 01:06:30 always you're in you know, invest in that education, in that course, in, or so,
Starting point is 01:06:37 inviented your time, that's the most that we're not, we're going, to be,
Starting point is 01:06:42 not, well, to get to get a 24 hours and occupate to put your to put your
Starting point is 01:06:47 to to get to to start to and start to start to start to
Starting point is 01:06:52 start. Yeah, it's Well, about to invester in your education,
Starting point is 01:06:55 we're a relansamento of our course in line that's a time, we're going to we're going to
Starting point is 01:07:00 many and many and people who have been and we're in the manita just to
Starting point is 01:07:05 just that to learn to get to get to get to to help the barriers and those
Starting point is 01:07:10 barriers that are that are that are that are in your thing, how can't do you
Starting point is 01:07:17 know, how not be part of the immense of the at the beginning of the year and then to the time
Starting point is 01:07:25 after the two, three months, our first class is completely gratis and you can't be on Marcononiorgil com,
Starting point is 01:07:31 diagonal, Vida, and we're going on the 4th February in VIVor. 4th of February Masterclass
Starting point is 01:07:38 in line, completely gratis. The class is gratuit. If you like, there's a
Starting point is 01:07:44 offerto special and you can enter to enter to get to you're to get a information
Starting point is 01:07:47 very valioso. So, so I'm so Mark Antonio, Regil.com, diagonal Vida. It's 4th February, launchment in vivo
Starting point is 01:07:55 this year for that you have a year precious and we would, we'd not would be that you unas to our community. Marina,
Starting point is 01:08:04 you also have courses, you know where we can't find us. We can't find in Capiteel Finance. It's
Starting point is 01:08:10 is a Capitee Finance. And we do we docation for the women, including the part of
Starting point is 01:08:16 relation with the money, that is so important and, well, the part more practical, technical, of good,
Starting point is 01:08:21 of good things to do things to do you know. And those courses are in the other to the other to go out of the other to be in the
Starting point is 01:08:28 absolutely. Absolutely. They're accompanied. You put the metas and the accountability with Marko, you know,
Starting point is 01:08:33 you know, and you're and you're more, a year of glory. Who can't who can't who can't who can't
Starting point is 01:08:40 who is lucid? Well, in Bravo, there's people that have done people who can't pay. We can
Starting point is 01:08:46 to find bravocredit.com and there we're going to give a consulterate a lot of our financials
Starting point is 01:08:53 and if qualifican, then we can help you help them help you say it's because you can't you can't
Starting point is 01:09:00 there's a there's a people who there's maybe that's maybe not in that situation of overendeodement
Starting point is 01:09:04 that maybe in our program then not then we're so there then we're it's educative
Starting point is 01:09:10 exactly to the not it's exactly. Even yeah and me I'm
Starting point is 01:09:14 Marianna Padilla that what you to learn. In Marianna Padilla Top, in all my social, we
Starting point is 01:09:20 have a agenda financial, that this is part of what we've seen in the years past, it's like, you know, you know,
Starting point is 01:09:27 but if you know for February, you know, so then we're so obviously, with Marko is the make more money, because
Starting point is 01:09:34 your course is to do more money. But the thing of the agenda financial is how I do
Starting point is 01:09:38 do you do seeimento month to make, to my metas personal and to have
Starting point is 01:09:42 this discipline that they have been focused, animated, and, well, always the Rebels of the
Starting point is 01:09:47 course that's a course that we have a course that's the rules of the money, to sanar this relation with the
Starting point is 01:09:53 money, understand it's much better and we're doing it. We need of that's part, let us,
Starting point is 01:10:01 the path the next. Yeah, those who got to get a exactly. We're making
Starting point is 01:10:05 to do money to that is an training presential that's that's a machine to
Starting point is 01:10:10 the machine to do you and there and there and Maria Padilla and America.
Starting point is 01:10:14 In San Antonio, Texas. So, there's. Because at final of the count, because all we're to go to go to the rents. Exactly.
Starting point is 01:10:24 Well, there's to be. I'm going to the episode. If you're just about the episode, recommenden it, and send it
Starting point is 01:10:30 and mandela for WhatsApp, with the Piolin. There's a minden the Liga of WhatsApp. Oh,
Starting point is 01:10:35 this is this is very good. Pongen that the video, I'm to recommend. I'm this episode of
Starting point is 01:10:39 this episode of podcast. It's very good. You're on YouTube, subscribe to the
Starting point is 01:10:43 campaignita for that you get the notifications of the new episodes and comment here about what the most important
Starting point is 01:10:48 of all the advice, of all the things that's what you're what you're what you're what you're
Starting point is 01:10:53 doing that. And, and we recommend two episodes if you got this content. For here,
Starting point is 01:10:58 in some part of the page, there are two episodes. One, very good, justly with
Starting point is 01:11:02 Mariana Padilla, that we've called tips for to make sure your relation with
Starting point is 01:11:06 the money, where it about this relation of the game, and also with Steve
Starting point is 01:11:11 Samora that we visited from Costa Rica a few months, and that's a program that's
Starting point is 01:11:15 how to get to money, the two episodes have to do this episode to be very with this
Starting point is 01:11:20 episode. For a here, it's all our thanks to our guests. I'm
Starting point is 01:11:25 thank you to the program. Thanks to our students of the students of the courses in-line
Starting point is 01:11:28 that's here. Thank you, thank you, thank you. Thank you. We'll be in the
Starting point is 01:11:32 next. We'll come to the maximum potential.

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