El Podcast de Marco Antonio Regil - 439.- La historia de un hombre que sobrevivió a perderlo todo - Estiben Handal

Episode Date: July 15, 2026

Hay crisis que no solo vacían tu cuenta bancaria, también ponen a prueba tu matrimonio, tus amistades y la confianza que tienes en ti mismo. Estiben Handal, fundador y director de 100 Grupo Inmobiliario, llegó a perder su casa, su patrimonio y hasta la posibilidad de alimentar a sus hijos. Sin embargo, fue en el momento más oscuro cuando encontró una manera inesperada de reconstruir su vida y su reputación. Esta historia nos recuerda que agradecer no es negar lo difícil, sino reconocer lo que todavía nos sostiene. Por eso quiero invitarte a 21 Días de Gratitud, un espacio para entrenar tu mirada, reconectar con lo valioso y transformar la forma en la que vives cada día. Inscríbete aquí 👇🏻https://almamatters.com/gratitud *Importante: Nuestros invitados son expertos en sus temas y reflejan su conocimiento y su punto de vista, siendo conscientes de que cada una de las opiniones es totalmente personal. La información, datos, comentarios, estadísticas que se presenten en el Podcast de Marco Antonio Regil, son de exclusiva responsabilidad de quienes las emiten y no representan, necesariamente, el pensamiento de Marco Antonio Regil o de la producción del podcast.

The 5. Group Inmobiliary Presenta The podcast of Mark Antonio Regil is a production of Argyll Entertainment and all its their rights are reserved. The major part

of the stories of of the people have a chapter in where they're in the end, they're getting all, they're to get all right.

Well, today, you're going to know a story that's just like the story of a little that was

going to and thatcos. Then it's met to the world immobiliary and then in a moment of his

life, he was literally no I had any to give to give to come

to come to you know. In Monterey. In Monterey. In Monterey or no? You're one of

what's of four, five nine? Four three men, three men,

a man, a man. What, you're, to get a little to be a school,

to be a carterer, this, without, without a need a need a preemianate,

what is what was what you moving? What, what you think I think I

had in the the Sanger, the person but me disoriented

much the profession of my father, that was a medical. He was a medical

general, I was a person who was a very altruistic, I used to a lot of sometimes

not only not they had the people, and all that I all this.

So, all this I went to the career in medicine. But really, really,

if I had that vocation, if me was a medicine, but

I know I know that in the fund, my real real vocation was the

not the business. Not it difficult to find your story after

because you're in the school and you put you put us and you

put it getting to the 17 years to the career of my time,

I'm there's all day in the faculty not not it in the

morning like in the prepa right is all the day in the

day in the very very very very here, you need a place of tacos.

And I'm the 17 years a place of tacos. But it's a place of tacos

that's a student in a medicine that's very very much, I'm that I'm

to make a little bit, not much going to do it, but so it was going to

much time. But at the 17 years, studying in a career and you

putting in a post of tacos, then it was the first signs of my

realer vocation. Senties the a kid you had to demonstrate something of a

adolescent between many and the time of the sandwich? Yes. I think

in the front, I was I was to always to get good with my

parents, to show who was the the same, that was the

they were to call it, I'm really, me they were very,

but if was not the difference with my my brother, the

brother major, the the Pilon, I mean, I always I always

I always I took to the most the best qualifications possible, with much

effort, because no I have much capacity for the study. So,

of another of other, I always tried to demonstrate more of what could be

so. It's very interesting, because we're looking the

way to taquero to a developer immobilary Well,

there was there. No, the intermedio is I think the most interesting of all the thing.

So, abrised this taqueria but contracted to the taqueror the car or you

created a system. As you you had that you're in the head you said, I'm going to

do you do you do the supervise and you're you're a business to do

the thing. Yeah, a one car was a cooking to prepare to

the guisos in the the morning to the people to the people and then

he was to do you have the old old to prepare the gisos, I just went to class and class I went to

do you go and so it's automated there. Yes, no, you're in the school and I never

never said to that I'm that I was the tacos and the burrits but so one nace that's,

that's all that's, no, no, or you the problem is that my father-medico I don't see

nothing in the no, no there were a herence and an example.

So, to start in the negotiations, I made many many of the same, that no time that were

to be orientated to see. Also, for that's a moment given to know that you did you know

that you, the time, you know, the first year of medicine, 19 years of age,

me do the point of that here in Monterey no existian the bolsas in the

talking about so I'm talking about the bar of yellow that I was to pickable to put it in the Basos, but in the States

Units, if existia in the Boleses of Yel. So, here I said, well, I'm going to renter a house here here, I'm in here back to my house, more

being, I'm more near the faculty. I said, well, I'm going to renter a house, I'm, of those

machinitas of hotel, and an employee that were all the water and those repartier. So,

I'mpec with this business, but I went very well. So, no

existia to that. The restaurants, we're and we're going to incredibly.

At the 21 years, we're making four-mil bolsas diaries. And you have been

the taqueria? It's what my father, present me to put this a business, and my papa me

says, no, because you're going to get the career. The career is very pesable.

So, no, no, the time so, between the the Arrows of my

brother and to make the place of tacos, I'm going to get some with a manned

and we were going because there was a new thing. And then I'm a new thing,

and at the two years I had I a factory a very very in serious. At the

21 years you had the fabric cubits of yel more exitosa

of Monteree. Exactly. Then then we we did a company a

competition very very very because there some the lot of the

amount. You've got to get a time before the start to start the air of the but you know the same thing

because that's I'm going to my school my friends don't have tacos, I'm a taqueria in Monterey

no yelos I'm a fabric of cubitos of yellow that's that's a entrepreneur

for that I did know that that really that was that was my vocation that

you're you're you're doing the new year I'm my I know me inscrib to

the fourth year. At no inscrib to the fourth year, I don't say to my father that I'm not doing my father. I'm dedicated

exclusively to the business, but my same father was and he said, you know, to get the

career, you're doing a carer, you get to get to get a money as a medical, they're going to

go to be going to be good. I said, well, I'm, well, but I'm

having a career six Beces before. You know, you have you know, you know, you

know, you know, you know, you're in a time, you have done to do you

have done to do you know, that much people do you do a 40, the 50, the 60, or

never. Or never. And not because no they don't because no it's because

the life so it's and you have done, you have done to the one of the time, you

have your idea. Fidate that's yeah. The reality is that one of

the with that fabric of yellow it was because I was because I'm doing that

for a money in the career in the time I'm there many years I'm not

I'm my time I'm a work in a business to get a money to get a

when I can't get to not I'm at the 22 but I know

I'm oh well no no no more for not to not be to be in

a year to be married to get to go to you're in you're in you're in a good

but the time but the time correct the time no no very enamored and still I'm

how's your wife sonia how's years I've been my my company of 44

years four years of castas and you know you know when you were

when you were we're we're we're we're we used we

we started to and to imagine to study medicine when I would be

to be to be to be the business but we we're going we're like that

you know but you have fed when it's so that that's what's a beautiful

everything we're a life perfect you know you know

one a friend that I'm I'm I I'm

I'm I'm I'm you the life. You're 21 years,

you know a fabric that you do to live very very well. You're

you're you're doing your house? You're what you're what you

do you know, I'm going to have a much to do that still. I don't

know what really really really really. Yeah. I'm I'm

when I'm seeing a little and it starts something, something

something to something to something. Something It was obvious. And just it was like, and just the first goal. Because when came,

you know, there's a crisis where you know, a crisis where you know, it's absolutely all. How this crisis? Well, we're going to start for the primary

of the crisis. Uh-huh. Because I took two crises very. Two, two furs. Bending the

factory of yellow. Yes. So, the money, I'm going to investile in the Reices,

I'm going to start as developer because I had I a coonial that's a goodene

of my wife, of my wife in that then I said for the yellow I am I'm

at the five of the morning because it's when there's to reparting the

yeah, the machines are 24 hours, it's there's there's

I'm to be I'm to be I'm I'm the time

when the most the most the days of Oh, I said I

my coonado to the next and the morning they were in the office in the time.

The day were Wednesday were in Chilangos or so they were to work. I said,

I want to like he then I'm going to get to my own and I'm so that

that I'm that's a money of the factory I said I'm can't

do you to do do you start a consultorial medical to a lot

to a lot a hospital I said to go to the

And I was in the terrain and I'm going to do consultios medical, precisely for the service. Volvist to be the necessity. At the 22 years. Yes. 22 years, me casso. I'm, I'm going to go. Hsuo, then I'm going to.

Just at the 9 months, embalances in the Luna of Miel. 9 months, nace my daughter, my second daughter, and so. 22 years, you met to the viener-raises, consultorios medics, with a,

a center medical? Exactly. It was to be a lot. It was to rentals? It was to rentals. It was to. With lend them. Of course.

With the idea with the idea of some with some with a partrimonial. But what what happens?

Well, obviously the money that received of the factory was to pay the credit

that they were to the machinery and all that really what was for the

engagement of that that to buy to and that the bank me

present for the construction. So, you I'm you did,

but it was, but it was, well, not what you riffs until

until it's a the crisis of the last crisis of Lopes Portillo in 1,982

with some of devaluations of the diablo, of the six times.

The dollar is six times more above. The interests were four

times. The hyperinflation. It's got a local, the people, many

many the many many many the money, and we're, we

interested to where they were. Nobody wanted to buy a property.

At the other way, they were not the property to buy money. It was

a good business. It was a thing. Because really the properties,

although nobody them didn't a crisis. Normally a crisis not

not they don't because the people because the people, there's

much demand, because no money, they're not really the plus valia. The plus value is

that until that the crisis is reflected. If would be the more

moment to buy a property. Exactly. If you have the money. Exactly.

So it's the cash is king, the effective is the rea. If it's that you have, if it's, the best

investment are the business, desacelations economic, crises, or what that is the best thing in a question,

but in a crisis, with a crisis with a debt. And you don't have money and

you're not done you're on the other side? Exactly. And what what was not pay

to pay the bank the terrain was a We had to sell it to pay them

to pay him to the car with the money, there was all the we got to get to get to

some some guys we've got so we've done, then we're we're doing we're right?

That's the word and the name and the name and the name and the name and the name of the endches

that we've been done, we're going to get us in the case and I've to begin to How I started, as I was 19 years, a casita rented, machinitas used of

yellow, we started. Ah, regisades to do you, yeah. No, there was another. It was what I knew. Pines of it, was impossible. So, you know, everything? All right. How do you know you?

How not you did your matrimonial? Because normally in the crises financial, as, as we know, the matrimonios, troen. It was another thing. Extraordinary. I mean, my respect is for my spouse, because I want to more of the count. And not for what I'm saying,

or not, but not other things that were the that we're that we're

that we're we're going that we're going to the crisis you know you're you're going to

you're and you start to reconstruiting very precarially but yeah with a wife a

one child another in a house to maintain in my car repartied the yeah

so more precarially still than when I'm when I'm the 19 years

and with more responsibilities there I've I'm going to grow

and I but when medium I recupered. I said

my business really are the business. Vendro that that

not was a fabricita really was a little and I know to get in

the means and had passed the crisis economic

so I'm going to get the real I'm actually

that is that when you did you back I'm back

the back back the 804. okay at final is

of the 84 I'm in the terrainito a little localitos like a placidate all credit in Monterey

all this in Monterey I'm going to do get my pinnino but from from

back again and what what happens I'm going growing in the various I go

projects more great we've potentializing us we're we're

we're we're we're we're we're we're we're we're

incursion in the 94 in a fractionation campestre. Because me I did

that in New Leone in the year of the year of so that not the people could

have been a quintita campestre. So I go to buy a different

to Monterey at one hour of a time to get a class middle

a middle a could have a little to do

access to an house to a end of a exactly

exactly exactly to do it's to do a

area like albercas, canches, sportive, palapas, assadores, that not have to do all in their terrain. It's been all in a verano. In the verano of in the 904,

they're in all the terrain. To give us three years to pay, without any interests and it was a

great. But not we were not we're not the crisis of the 95. It's what you were

to say, not it was not before? December of 94, the crisis when it the power.

Salinas de Gortar, and so. And it's D.C.' It's in December of the 94. He called the of the 95

because it was where it's where it's in December. So, it's they called the famous crisis of the 95.

There's more local to the people than the 802. It was a thing tremendous.

So it was very very strong, he brewed much people. There was the interests also

of the bank so went to the people they'd get them because

they'd they'd have them and they were over the cards of the caros that were

to get riddle because Salinas opened much the credit so all the and all the and to

and a tassas variables yeah I'm I've got I'm an an auto

an auto and the interests of the auto and the interests of the car and the

inflation it was horrible it was a thing it was a thing privilege

the money, that a time, and a sometimes, his honor, a little,

a little than the money than that's because of a moment they were in the , the bank,

the acredores, no have money, the interests altos, but the dollar also. So,

it was a thing very, very very hard. A pesadilla. It was that Mexico of the

pesadilla recurrent where just was he was taking the head and he

was a ramalazzo and so and so it was what what we was the thing we're

going to the head and so that that's a fact that we're we're doing we're

we're we're saying we're we're saying and then we'd more car the

for the inflation so they're getting the of the values so someone

that someone that someone to give your no problem no you we'll

go back something and very transparent and very correct. Because you think you're going to do you're

going to be exceptions. But in a crisis of these, almost those, we're doing

the money of the money. So we then we're to give the first until we

got to the money and we got us without the but of the repent they're

they're the rest of the clients constantly and you no there no

because you so you so you you so you're You do you have to be a pre-venty, with that money

you start, you know, you have you had to have gotten? Yeah. And, and, and, and, and, and, again, who wanted a terrain in that moment? Nobody. Nobody.

Everyone wanted, a, houseita of the end of the time when you can't survive, even in your casita principal, then, then, then's a second house. So, so. So, that was the clapsule

that was to help us, for that people, because normally, what they do you do, is, you're just to do a lot, you know, you know,

so normally that's what they were in the end of the development, we said, no,

we'll give us. And that clausona no, it's all the whole world at the same time.

So, so we came around the type, of all type of demands. So,

my brother was working for me. Also, he was he was we got

in the case, were situations very difficult, yeah with four

of family. in that I mean, I took two two women and two women and

two men that are in the business, the men, the barons, 34 and

35 years, but yeah a family of four to to be to be able and we

having us and we're trying to where we're what we didn't, we've been to have

conserved something something but no, no in this then we're

We thought in, in, to do you but not we're in, we're going to we're going to

do you're to do you're to do you in those years? In January, one of our one of our

secretors desperated, because he had a money, uh, contract a abogado,

very famous in New York, that cobrable the money more amadentating than with litigios legales.

So, one nighticita gets to my officeina with his sequas in the

January of the 95, starting the crisis. He gets, me amadrented and they get to

my private, they go to go to two waruras, I mean, I'm, they're,

they're to get to part of the part of I'm a first. My, my catchettas

to, for the point, to sitarm me, you know, they're what I

have to pay, more of your commission. In that moment I don't have money,

I didn't how we're to pay this debt, me gave 48 hours.

In that moment I'm I'm retire, I'm retiro, I go to my

house, where I going to my room, I go to my wife,

and I'm on the telephone, but what he happened? What did? And then

I just go the extension of not were commutators in a extension telephonic, desquels to see what what was going,

it was the dependent of a tent in a center commercial very known in Monterrey. And me is that his

his son he fell from the second piece to the place to the wall of the

head. So, my my son of two and another of three

years and they went with a pair of to passia to walk to the

moll so distrains the children and the carl the

carl the escalera The chas did the telephone to and the dependent and they said,

"'Able, please, that's come and then you'll explain what you do. So I go,

no, do you move them, don't know to move, and then you need to a lot of

a lot of all the and what you can't imagine, then I'm going to give to

God. But I grito pelon, not mentally, a grittos, although I were only

only in the car what you said, for favor, mandam all the

mal that you can't do the my life my my life. In

those moments of desperation you do you do you so

that's my decree. That was my decree I got to

the central back I went to the central

commercial I see the lot of my person

I could come a one a one a

one no, no, I could come to, something, I was going, I'm going and I'm going, and I'm going,

I'm going, it's going to be a little, I'm going to the person, I'm going to, I'm going to my son,

and, well, obviously, tirated in the piece, out of the liquid, spesa and

the same for the o'idos, yeah, me, I'm, I'm, the caritio

and the caricio, and the soyo-sar. I entree-jured, so-y-o-so, not I, you know, you know,

you're a so-y-o-so, right? Me, tranquillized, I was a big, but-vive. The reality is that when

you're the things, you imagine the more. Then, then you get to the ambulance,

try to to be to be to not to not move, we, we're,

we go in the ambulance, enter, to emergencies, I guess, and I go to my spouse

with a friend, he'll pick a friend that me said, I'm saying, it's an emergency since

a little so I'm to see, what's the thing, I'm going to know how it.

I'm the post of Ba-I-Ben that in that the end of back and I'm just

and I'm see I'm doing that an electric chokes to my son to me

to revivable. I've had to have been because the Cerebrough with the

fracture of craneo, no, he had the signal to the pulmones to be in the end up then they're

electrochokes, it's entubed. Total, yeah, I'm empuja, the people, they're

not, I've got had somated. Did you have done? Did you? Do you? Yes, but

no he said, they're not because I was in the period of grace. Vense,

you're so secure and you have 30 days to pay. I had that period of

I was taking a period of grace and with that excuse, that's correct, okay, no quixirn't. Revive a, man, but I go to prepare my spouse for the poor,

he's going to my pecho, my spouse, of the desperation. Then, the, the, the, the medical,

we've got to stabilize, we've done a surgeon, neurolog, for that he opero, in the fracture.

Well, yeah, there was Esperanzas, he gets the neurosurgeoner and he says, no I can operate. It's very

delicate. It can't get in the planch. The only that we can't do it is a comm induced 10 days

to see solder the Cerebro. Okay, in those 10 days. But you're not

I'm not we're to be to get it. It's a coma inducid with medications.

When we get we get in 10 days the medications, it It's probably that

it's paralyzed to your body, as a how can not be to be a

talk, but it's the only that we're doing. Cuees intensive. I don't

out of the hospital in 10 days. Crented a quarter there, to just

just to make me, give me a baio, start at a pendent

in goodos intensive to the day the next casually

and pass for the The facie of in front the aboado that had

had been to be to be to be a question, and the of the of the

$48 hours of the debt? And yeah, I had had other priorities.

But what happened? It's in the news. After 32 years, a

success of those was not news. In all the noticeros period

and all you know, it's all you all the days they're

all the times, we're talking on an accident that

did a then in Monterrey. So, I said that

that's passing by here, and I say, me, you see the crystal.

In the hospital. In the hospital. Sal to the care of intensive

infantiles. Crystal, passillo. It's passing for the passio, me,

he, he, he he'll get a and the first that I saw,

I'm made to make to get to the I go to the cell

of the space, I'm a corner and I'm in front of him and I'm to imagine and I'm

to confront to you do you but I'm with pantalones because I what I want to

that I'm that's a certain that's that that that I wanted

that that then I did that I'm no no no no one of

my my of my my abodos you I've to have the

I'm to bring the thing I'm no I'm with with Contigo.

Ah, okay, is it okay, I'm going to get to the room, and I'm there's a

but I'm out of the first of a case, I'm going to go to another door at the

hospital. But when you know, you know, the border of the murder of the problem,

are so little the same world so you do you do you do

so you then you do your and you start to get to

get to you know, okay? So, that's that 48 hours that are

those that were, and that were and that were that were what they're going to make more

me important that. What was, to the six days of the days, the sixth

day, I see that they're and they're doctors, medical, what's going to

quos intensive and infantiles? A rato a rato out of a medical and me said,

he's they subi the volume of the respirator artificial of his his

and he revented the pulmons. No. So we got to

get to getteres for the costillas to the pulmones and we did we

do we do we but it was a case really. I really not me

moved to the hospital for there was there an emergency that I

could not even didn't have even to say

to advise me if I had if emergency without

a question and I'm in the cell of the time, I'm

just the I'm just they're in the time. It's a day decim neurolog,

we're going to let's know, we're going, we're to do what the

way? Okay, then, then the medicament, despirten it. Three days

to be to be in cuitos intensive, a one time in a bit of a

And then, and then as a his son, they're going to their

house. That's what we can do you do go to do you?

All right. All right. A three hours to quit the medication and the

new, and so nothing. In perfect conditions, asking for his papas,

that where was, in three days in quos intensive was three hours.

In a day in the room, because they're to pass to the time at the

time at the time. Because the doctor, we know, we're not that's a second,

you know, a week, but at the day next, he's a doctor to visit him,

to the room, and the little was talking his guitar, the jugate. He's the

doctor, no we don't know what we're to be to be able to get to a altar.

It's a lot. It's a miracle. Milagro. That hospital, that was the most

great in this time, the whole the body medical he called the miracle

of the whole the body medical, not was what he was going to do it.

It was a public. It was a very recognized in Monterey to go to be

a city much more little that's a year, so, that's

what I'm going to make a second, no, he doesn't make you cannot,

you can because the miracle that It's what happened. Me accepted the hospital that they'd have a cheque post-fechated

while I'd do with the security and if not arreclable then I'd pay you. A count that you'd have to

imagine 10 days in quos intensive and all what came and in crisis economic. Obviously it was

a checkke that I never could cover in the situation that we'd have been we'd get out very bad.

So, then they'd get to my son, we'd go to the house. There's

my a very crisis. Well, so is a little bit of a miracle and that's a great

and so it's a lot of the thing. Well, during two years, leading with all the problems legales

that I'm dealing with debt, secredores, the society was relegando, the people, there were

people who were people who were people that were people, we've been a crisis a much

what you do you do you refer to when we're We've got to do you have done the legales

of friends and they were never of the amisting to get to get back a money

that not they had recovered and they had to robbered? No. They were

associated with me socied socied discontable discontable documents of my clients,

those finance they were then then the people not they were and these

people were on me my my most my so it was a crisis

not economic it was a crisis social of a crisis familial economic legal

all the kind of how it's a life when you don't you know you can be

to all right that is where you know that you're really people who were really

people who are two three for there so there so

always. There's always there someone but really almost

all disappeared and they did you disappear was for me those

who were the was so so what I I'm

I'm I'm I'm I'm I'm doing a dayer so

I'm so I'm not so I'm I'm to

document all what was So, I was a one of the morning

and I was and in the diary I was I was going and remembering what was what I've led to

that I'm and where I'm going to readacted the accident of my and I'm and I

was going to I'm that I would have a life of my even to even

even made to all the time I'm the I'm I'm

I'm I'm I'm and me conceded with a miracle, I'm a

my child a child I'm a can't I'm in what I'm going to be able to

make to make a more if you want to my family a not me no me

important what I am going and a part of that I'm I'm

I'm and I confronted and I resolved and I go to see

the type of crisis that we've I was out of the city. He gets

to come in the door to be my house, I'm my a new

an actuario with six policies saying he has two hours to desaloch to

the house because we going to take position of the

cause there a cause really the really the

house more than the so if it a situation, we vendem the house and we pay

the debt and we'll come with the rest. But, well, seeing our crisis personal, our abogado us triedioned.

So, so I accepted an value of the house, accepted interest altos, empated the things,

we've got the house and received us other. My husband, entrented this

only with my kids. Hicks of six years. They're in two hours. A compadre

went to to help my spouse. I don't me enter to nothing. I don't communicate.

He said, I'm going to the mueles. The things personal are to have to be the house of my

suegros and they went to to be to be a day. We're not we're

not we're doing a time. But there a moment in that we're we're not

we're not we literally. So literally that we had the

Muebles, we've empeenied joys, all the articles personales, impeached

that we were going to get to get a we've been we've got we've got to get them

and we're at the day, my wife and we, we, we have, we

had, we've got to some few days, without no, other, and other,

also, too, but yeah, there was a moment in that was a

COVID. So, me my wife, are going to get my children, yeah, of the school,

that we're going to come to today. Yeah, no had nothing to do.

And he's the occurred. I've got the house of our marriage. The

father said that was that was that's there's I'm going to have to be

to be to be and then they and we're we've done that

we're 10 days. 10 days to to do you know, what I do? I know, I,

I'm a gerent of a supermarket there, I'm, I'm, I'm, I'm, I'm, I'm, I'm going to buy, I'm going to come, and I'm going to. We've got to do

the super, like, for 15 days. So, you did a cheque that no, I didn't, or if he had a little? Well, it was canceled, the account.

So, yeah, no, no, no, no, no, no, no, no,

No, no, no no for what we want to do, so there's if no we're in money,

we're in there's, so there's no way, but no no more, we're going to go to

do you, are things that you're in supervences. Yes, are things incorrect, but I'm,

not I'm to have to pay it. It was only a provisional while I did you

recoverable. Obviously, when the general when the general he did know, he began

to attack me to question to, and I, I could pay him the

imprimed it, the copy photostatic amped a car registerdora with my

name the cheque to press me to me pay to pay some of the money, the

commission of the bank. Where you you're done? I'm doing many things.

I'm doing many things and I'm doing a crisis so of a

great you do you do you know, but in Mexico still in a moment to

reinvent to Well, I'm talking that my crisis is going to get re-cruedcing okay? No, I'm talking

the day the next of my no, no. The day next to my he said, the storm

but the tormentor two, three years. Yes, but I'm talking about to talk the

fund, of that's there's a other thing, you're not without the nothing,

but not without, then that that day that we we didn't the tarras, okay,

for me for me, for the day that we took the fund, then the then there

there that we had done a there in the camp little, that I had

had been given no me were paid to but legally not it not to not to cancel

the promos but a judge, but a good of a lawyer, but then so, but

so, so, I did it in guarantee and nobody didn't a guarantee

there, no, they were a lot of money, you know, you're a lot of

things, apestas, no tines, no t' nobody to give to be present to anyone that's someone who wants to associate

to do you. All the world want to party to the but you're

to think that six years after my my daughter, rentable escarets.

Six years after? Six years after to vend the sarras. The

misa, a palapa, there's a papapa, there's a baud. There's the boda.

He did in the at the after the mace was occult the sun,

in the the ruins, the civil, in the cenote, the ternaboda in the boda, at the 7th of the morning, salemes, the last

buses to go to back to Cancun, to our inviators, that we've had been in a billion, rented.

Six years after? Exactly six years after. When I'm entering, the verse

with my I mean, I'm a friend René that is esoteric

see things more than what normally the people see, and when I

go into the brazo my daughter. I said, that rarro. At the day

the day the borgh, they started to get to get to get to

get to get to the a wedding of three days. The avion us a day and at the three days

was for us. And then there was events from the first day to the third day. Eventos during three

days. So, regresso the last bus with us with the family. We got to the hotel

and there was the buffet of the dinner. And this am I, obviously,

was there was just being there's been a time. We've got all all desveled,

we're we're there to be sent out, a me and I'm closer

with him and he he said you know why you're you're he's like he's he's

he's he's what you do you do you that's that's because he

he was he was he was the of the people of the people and the

he's and that he's so it's so he's he's that's

that's that day that you did you the day of the day that you're doing

exactly six years of that actually, no you know you're going to

your years after you six years after you're you're going, for that's you're doing, because for me

was a entry to not a your child. It was a child, it was a reverse a

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most important it's been in the moment triumval. You've got to the final of the film.

But I'm it's the time. No, but they were in the supermarket. One of the hour,

hour and when much, and I'm a story to tell you to talk about. You were not you're not

you're not you didn't have a reputation. Mexico was in crisis. Demandes for all

you know, the waras that have been to have been to gollpear my reputation nothing, nothing.

And no could be not even not. And then they'd I'd they'd

they'd of the Guaruras. What you had, was a woman that she knew, what did you did you say? How were the

plattics with her? How were the matrimonial? The matrimonio never we never never perigro.

All this us unio more. There are two forms to reaction in a crisis. The

that you say is to be and the other is unnors more. So the

reaction of my wife was the the of the support to

unnors more and to our kids. But, to be,

how were the platticas? Because as a woman, like a person of a

generation in that you were saying your values to provide, your value is to provide, to care,

to do you care to your family, you have felt destroyed. Imagine the pressure. Yeah.

If it was something very, very very devastating, but never we

did it for vencidos. And the fact of the accident of my

and my family is a that the only that was that the

only that were things things things so that's that it

so it was that it was it was a thing that you know

that you know so so so that my family is that's

wrong it's horrible but I can do do you do you

I'm what you I'm a question in a crisis economic that

still we don't not we didn't we we've in crisis

economic, we're to be president of the society of fathers of family. Because we've

been vice presidents and automatically, before the crisis vice presidents, the second, at the two

years, pass to be president in automatic. The school of my children, we have

to be presidentes. I said, I'm a wife, I'm going to run, I'm going to

not going to enter as not going to not going to come, we're going to the society

of the family. And his response was have you ever had backed your problems

to evadir your responsibilities. It's just written the words exacted. I said, you know, you know,

I'm going to rachar. And we were presidents of parents of family, we did we did we're an excellent

paper, and you know, that year of crisis economic of the 95, as president of the

society of the parents of family, we're rebatemps the government statal

the backes. All the schools private have to beca at the

5% of their students. But the government abusable and what did it

was that the schools, that were for their people, that were that they

had much money in instead of the people in the

crisis economic I , I all the presidents

of the societies of the family, the schools private, those

I'm in the governor, and we're going to the becas. So, now, a part of the

95, a reason, the crisis, started the schools and until the day to say, to the

becas, the school, the school, in the society of the family,

to the parents to the parents, of the government, so, so we,

we're our a paper in serious, we put us to

work, to be the crisis that we don't a because

an anecdote, is that we're in the committee where we're

to get the people, and were the first is in the

life that they were to get a because they're in

a crisis and there is there we're we're doing to

we do to do and the first first

they part them parted quadrit so, so for to the

alcanza more people and and the solicitudes me said the

director, you are the father most needed to the school. Your

four kids are they need a beca but no I can't be a

court and let's be to the four kids. No. Because

they're not only only are the becas of this year we

are we're we're the other years. The regals of the school. So,

no me could get. It's my responsibility as a president and my wife's the

other than I'm his last because then I didn't continue paying the collegeiatures. The ethics first.

Exactly. You're another of my wife? Yes. Fallacy my father. Uh-huh.

No me could be dispegely of him. I was out of the city, trying to

to get to other other things. I go direct to the

Pellio. At a little time in the the wife of the one of the

few of those people, the three, four, she cased and us would really a hither,

I want that's my padrino. How? So, I have to die my father.

I don't have to get to get to the smoking of my father recently

had to use it. We're we're we're we're we're a

descendency. Okay? All we were known, we're known, families of the same descendants.

We got to the salon of the and for the door that we entered. In this

then, then you had seen messes. It was like you were to siter,

in the bodes. We went to the salon. Nobody no, no,

nobody no us invited to sit on the table. The people, that supposedly

were still my friends, not me to sit in your mess. Apestabom?

So, we're we're going to go back and we're going to get to be able to sit at your table.

We're going to get the smoking of my father, that obviously neither, and I didn't make any

never, and you know my spouse? I'll say, I'll say, I'll say, I'm,

pardon me for making to pass these vespas as far as many others. He said, no you

don't you think this is something that never to be to give and we're doing us

to the idea. The fracason nobody you don't the no, the

no, nobody pardon the exit ageno but the fracaso that

a a spouse, in instead of saying, for your cause this a verguyen, don't you

don't you don't know. Nobody's going to be a person. Jugger of a team.

What never, what never was in the is that you were going to

keep for ever ever, pass, what that was exactly. And that

is all me. Exactly. A spouse of those and a family unida

and a and a whole of no more has important. Now How you pass

of not to not to have a food for the day, not have money for the

collegeiator, not have reputation, not have not terrenno, start endeudable to, apestar,

the people just had the restabab, the way, how you from you to do you

to do your family to be doing one of the one of the new Leone?

I have a clave of the I've that I have to prove every

every every my life and are three words. Paciency, time

and tenacity. I'm I'm how we apply the people

that we're the people we're we're we're we're

the we're we're we're we're we're not you you know

you're you don't me demandes catate with the Terreno, no I have no time.

But what the people wanted was the money. It was a crisis national. Exactly. Voltee to see,

and there's nothing around. No, there's nothing to do anything to do that's to do that to cover.

I'm doing that I'm that the legally, those that were the people were to demand

to, declarer not having the position of the terrain. No me didn't the terrain?

For that I'm I don't know the money. Because if that's the terrain,

not you need to do you need to the money. So, I'm going, you know,

it's exigued the money, no, everyone no, everyone no demand. Obviously.

We're demanded various. Because were many, because they're hundreds of

terra what? Okay. So, legally, I'm really, that's

not, but no anyone would be to be to be a new to be

the time. The day the day after, two years after

two years after occurred and I did I was done that I don't know of the land of the

landerated to the alberka abandoned the terrain. The fraccionation abandoned. What I do know?

I do you some people who put their ranchito there. So I go with them and I'm going to

see, look, casually, the terrain of the other side, it's me. To the

let the part of how the money you the money to the because not it was

not the land to none of the land no, nobody was

everything, all, I was I went to do the factionationation. And I'm to get them

to the venter because just they were in the very much, they were in the 97. 97. 97.

Yeah, I was the economy reputant and we we're going, we're going to we're not because really

what we've been been doing it was just to make the money to make cheques post-fiched to the media to

to get to make I'm deude more and I enronked more but I said with the rentals

I'm going to that's that's not a single land no no the whole

the publicity no me I've had done that the

crisis economic moved the strato social those they

could pay those were people of money that

not was to want to so so so

they didn't The class media was more about. The people did

more the class made up I'm doing I'm doing. I'm going to the class media

media yeah, okay? That class middle is poor. Okay,

so so poor. So, what is the people, who were class media

that was class media media not they were not going to get to get to

get back to get back to what happened we're not. We're

a situation a situation I'm a situation I got to make a bit of the adversitya the things you're going to beaughes a few years ago you know what I'm going to to negotiate a division of the terrain so I'm doing it's a bit of a bit of three hundred to do not

but very let's about the water with certain and things because you don't have

much noise we're going to we're going to and then we'll come the terrain al-as because

they were very little lotes were very few little terrans then so they're

they're then we're we're just we're just we're just we're we're just you're

adapted to you're exactly and so we're the tachititus we did the fraction of the most the more grand of Latin America.

What? 11,000 Terrenos. 11,000 terra. How do you know that fraccionment? Campo Verde. Okay.

But there was where I went and I went to put down a little to the canises. Pagast your deuds?

The triple. I'm sure for my kids that are right are still and are and sanos

that all that I did deviant two, three years after, I was I was

about the phone and they said, oh, you know, you do you know,

you know, I'm I'm remember how it was, I'm remember that you

don't know I'm documenteded. You important? Do you do you do you

do you? No, why? How? Why? I'm you can't make the

money, you're paying. Yes, but I'm just the triple

is simply the triple what you kept being over so many people when my

crisis because I did deviant but if you recuperate

the correct is to give your money and compensated to because the money is your reputation.

Exactly. You know, you know, what is, recuperate your reputation after having been the

place and to have done the time? Those are those acts that you're doing your reputation and start

right to where we're right we're right. Because right what we we know we're in the people who

we make locales commerciales of places. No. We know. We've done we're we've done

because those We vendemes before to construct and we and recover that

we're in that way we're a reason of this type of acts. Not this miracle. Because apart

the country is full of stafas. Today is it's in all the cities you're in

all the city's vast and you and then you know in New Orleans and never never

never in New York in Yucatan in Jalisco in all this but today but today

already already there has done in Newauleon many frauds and

new iliaries, that not are frauders really, they're typificing like fraud

this, it's complicate the things, they're they're there's one or

one or one or the other but the most part of the people are the and they're

getting and the crisis economic in the pandemic and they started to get to

and they are doing. That's is what is what is going to New Leone

in all the country but principally in New And you, what you had

learned, what you had learned that you know you have been in the pandemic? He's been able to this is the

bendition of the crisis. That's the when you kemas with the leech and you're soplas to docoque,

you're saying, you're not you've got to an incendiate. That's a that's amazing. That's what is what you

do you know if you're if you're not to the adversity you're free not, you know, not you

don't know you're what you what did? What do? What do what do the developers of

Mexico. They're a property to do a place in a apartment a place

commercial abirta a small small or they're in a property

but they they're they're to be for the construction. And they they're

and they start them the private practically those fraudos are

of the buildings they are they're they are they're

they're they is a bit and it's not crisis. As a pre-venta

function, all the everything's the and all the very good price, there's a very good price,

there's a very beautiful. It's all right. It's in crisis and you're putting a risk of what you're

doing. And that's not correct. But all the world does. We're not. What we

do? We're doing we're doing we're just we're doing the market I'm sold

but in instead of a credit bankario we protect us, because we just

we've beened with the fracionament. We'll get to a fidecomiso banker of a

protection. Nobody can talk. There's in the feecomiso and we start to construct with

the pre-ventas. But if you do you do you pay interest to you, in instead of paying the

interestes to the bank while I'm how, come, how, you know, you want,

you want to you want to you're to do you do this business, you know, three years

to pay me to construct. Or me you pay to contad but then I'm the money.

Much more more than the bank, while I constructs. For that your money not you're

not doing. Sure. I'm still financing with you instead of finance me. I prefer

prefer to pay them interest to my clients to pay to make sure that the client

can't more than the money and you pay's less interests than the

money. The two gain. Imagineate a client that is receiving interest

much more than of the bank, even a 50% or more a lot of more than the

money. But apart you have pludalia because you're in pre-venta. It's called pluralia

programmed. We're not the construction we're doing a gradual as until the inauguration.

And so you're getting interest, but then you start to get to your money

never never used plus value and received you. You can't get to the local

is your is your money. It's too you can't get to rents or you

do you a business or you can revend? There have plus valias to the triple,

of how those we're doing. They're so so much our plasas today.

No, is presumption, but there history, it can prove that there's many people

people, the people, people, I have to have to have to be my place,

and they come in the business, and if they're the money, and if it's, that's the

other. So, the plus value, yeah a place and

exitosa, then they they're even in the money. There's many people. There's

not to run, but it's a new money. The commercial us they're

but the majority of the money. The market is to be the other

option that we do we're not not so not in this country.

We're so much so we do you do you do you do you do you

want to pay interest. Kedate with the pure plus valia but I you're going to rent a local

during the first five years of the place. How? I'm your inquilino and I

do you do a rendro to a commercial but you you know you're sure that I

do you do you do with five years to rents more than the

interest of the bank with the inflation every year and you

I'm a place in a clientino that he's that is to rent

the price the person the Inguilina. Five years, do you? The sub-sendos? The sub-send, I'll pay you the interest.

If I me are they're atrazement with the renta or what you want, that's my problem. So you just you have your rent-seguara. That's the security that we're to give to our clients. Well, it does because you have done your own projects.

Because I've got to in this pandemic, none of our places closed. Serrown all the mollies, less the most of the new ones. Why not?

Let me talk about. Because the malls are in crisis. The people We buy more in line, it's more in the

world. But not in the let me, I'm to talk about. That's what you are going to that's what you're going to

let me tell me, I'll talk the story of how it's the project of these type of

places commercial. It's interesting for that I'm to talk about and what is the

honesty in this type of business is fundamental to do do you make a

image and that the people tend to give a confidence. We're a company not much my

kids and I'm in the 2010 in the place in Torreon Coahuila that

that place we inauguram just in the security of Mexico and Torrion

was the fifth city most insecure of the world so

so the place that we we we we're we

inaugim but we businesses abirtos, the people not because there

many because there's not a year, we've been paying for the but vendan, for food

for food for people to come to buy the people to make a lot of and then after they're going to

they're doing, we're used to we're used to the bodegas grandes. Any gratis. Not gratis. Because

they said well, we're going to come to come uper. Okay. So, I'm

occurred one idea maybe a little local. Let's I'm, and if

derrombo the plaza that has three years of inaugurated and I I'll

to build but all around I'm bodegas not so great as

you're not so you're with two pieces for that they're and that's the stationing

to the area of the area of the area of the house and I'm in the center I'm

the area of the area of the locales commerciales ah if

we we're we're convenios, I said that the hundred of clients that had been

made, me firm a convention where me were made to rumored their local that's here,

tumbar it, and then to build it to build it. Cases, most all of us were not.

Well, obviously, no, it was going to not to try it was not to do you.

If you know if you don't you do you do you go. I don't go.

to go back to build to go to not you. You're going to do you. You've got

to make my house in the island of the father, my kintakestre and the

few hours that we've put out of to to build a place

that I had three years. And I can't be my and you

know, the place. How's the place? It's called the Plaza Abastus.

Plaza of Plaza Commercial and and Abast of Marcasts. Okay. Okay.

What what? The derumvamos , the we'll we'll

build a exitazos of the first day. 70% of occupation and at the few

months 100% of occupation. The Abasteros said, you know, they're

to put us to our mercantia. For us, for si we to buy a market

of that's very, but to get the cost of that's for the cost to

to bring the plaza to you. So, imagine in three months, they're

done to all the locales, Prended the plaza and it's a exitazzo since

many years. Also, they've done the businessers. Those I've organized. They said

the idea. They said, oh, again, sacrifice in three months. Three months to do it

their cost of your mercancy. Prendem the place. And then the people change the

custom of the supermarket to come here to comeer to comeer to buy to buy a to buy

so super, so canast so obviously preendio. That is history here in Mexico.

The creativity that was the crisis, the creativity the having to to survive

and you know, the life you know, for me that's a act that not I've

seen in all Mexico with any a person, that respond to his clients,

before that's a same patrimon respect the patrimon of his clientes

that is the correct? And us compensed the life, that now my

kids and we're we're replicando that model of places in

all the country. That is the The place is the model. I mean, now are modernized,

not are. No, are places elegant, are places. Some places are popular. But with the,

with the, with the commodities in a place of luxury. Climatized, passillos, facieos, caritos of

supermarkets. So, the people, what is basic in all our places, the area of the mall,

the area of the market with a barrotters, sulteries, carnceries, of all. But in instead of

a grand supermarket ancl, you a person, to the commercialists, to the, like, to the style

old, to the world commercial. You're going to a supermarket and you're going to buy an avocado.

There's an of asan an avocado. Caros, maduro, reds, you know, you can't,

is what there. Here you go to a fruteria and there's more surted about, and then

you're going to you're going to you, you go to another, and you're going to be the grand supermarket are the,

the tenders, the tenders, exactly, the system, and you've created a places,

exactly. Exactly. You've to the markets antivos only that in the format

of plaza. But with dignity that's any way to a market in a market abastos, but insure

insalubri and at sometimes no there there's no station there. Where?

Here all the stationment of the world gratuit. Jamas never can

never can get the not the stationment in our places

for in money. We're not, let's for the commercial

So the commercialian, met a mercantia. So the commercial prefer prefer to pay more rent than to make a lot of money to a local

than it's of them to do you. So there's much more rentability. The LULA and we'll we'll come

to make a morose and we're and with the energy that they want, but more barata because

we're doing to make sure they're not renta. We're we're not our places to do

for the for the success of the same so. So, until that

we're make us successful, they're going back our cost. So, we're going

we're going to do a C that's a that you're not going to the money, the cost is a little,

the rent is major. So there's a system. How many? Well, we've to start

with this. We have we're going to we're just. Three and three in New Orleans. Obviously,

we're not two in New Orleans and other in construction and we we're doing in Reinosa, we're

we're in inaugur the we're not to start the of Guadalajara.

And one of the what we do we do that is that has to be in

all the places is a market, mall, technology, fast food, food,

food, and the area of the health. The area of health

is a clinic a different with chirofano and not

of consultorios medical. All what has to be with health

not more medical, also can be psychologists, can be therapists, nutrition,

etc. So what the person we're we're doing the first and the second and the same

place in the way of the 40% more baratto all the consults economic, all much more

and what do what do you do you do you do you or what you say to you?

Thank you thank you thank you Marko there there's a something that I

have to recognize if you my senior, now, I have

like, I'm going to get to get a first. Because my compromise with my

children, is to give them what a day they let me get. Logar

to have, what you don't have you, is a great successation. But

recuperate what a day you're a day per is a satisfaction enormous. Because you're

recuperating to what you are the people? you, after these crises, you have

a great responsibility, because the people have their money, so the money, to invests

to get your many times. But the history about us exactly. Exactly. Because you

have a enormous responsibility. Right. How you think we are we doing places

in all the country? Look, yeah, my kids and I do we do these

places, we're not for the because we're more for

help to the people. With these places, not you

imagine to all the people that we're in our people, we're doing to make

direct to their products to the public. Sin intermediaries. That's, that is an logro enormous. So,

that the producer of the campo not he has to the supermarket, and then the

supermarket, and then to get to that car, because those are the middle, the money,

the product. And the people are to buy a product, and the world, and the

carritos of the supermarket. When has seen a mall, where you can't get to the store, and grab your bolsas and put them in the bolstice in the carrito, like the mandator. All right, you know, all your purchases, you, and you're doing it, you're getting to your cellular, or

you'll buy as accessories in the area of technology, or, while you're, while you're in the clinic, you're in the place, consuming. It's an ecosystem commercial. Or so, you have to be able to get to a consult. After

a consult, the people consume there. We're we're

not a publicer of our publices in their market. It's a ecosystem.

A ecosystem commercial tremendous. And the people of those those those

are consumers are consumers, they're they're they're they

they're they're they're so, before you before you before you have the

clientele to all the new the things. Well, it's

a story of success, of creativity, of persistence. Here I have the words, patience,

time, tenacity. That's the the clave basic. There's the other elements. No, no,

because you're doing the first time. You know, you're a problem, and you say, I'm a

solution for this. That's the mentality of an an an person,

an person, you, when we're when we're when we're in the families,

we're, we're, we're all the kids, in the carritos, in the games infantiles and it's something very beautiful and you do you know, we're

doing to do you help us to get a sucurial of your business, be a quite that's a sugar because all the years carmen in our

places. We help us to have very good rents, invest in a local and receive rentas. And all can be

investors. Because, although you don't have much money, we know, we vendem certificated

of many we're we're doing for example an hotel Hilton, that will be in our Plaza of

Apodaca in New Leone? It's been an hotel Hilton, a center of conventions,

a co-working of offices, a building, well, it's a very to church. But what

is what you did it. I'm a rucked to do that so it's $1,400 companies

in Apodak and no you know, you know, and a hotel Hilton that can be connected

to the center of the center of the center of and you you can do you

do you do it. Is a percentage. Yes, since 500,000 you can't

you want to you want to and you're a new and you're a new year to do you get that's

an opportunity to say, I'm a $150,000 and I'm so sure of the center of the center of

the center and it's a ticket very bad. Very very bad. Normally, traditionally

you needas $10 million to enter to the commercial to get to the business. And now

it's for all this not for you can't have to have money. You can

buy a a local grand, a local chico or you can to buy a

percentage of the hotel of the center of conventions or of a pool of rents of many people. So,

anyone can be an versionist invulbiliary and you can receive 150,000 50,000 money.

With that you are this investment immobiliario, you have a patrimonial, you can't hereder and

you can't be receiving good rents. And so you set up your question. Contestando

your question. You reconstruised a new format? That no exist in all the

country, that my kids and my kids and we decided replicable

all the Republic Mexican the next years we're going to have to be 25 places

in the place. That day I retire. He's my little to the

legado for that that you continue. But that's my goal. 10 years to

get it. Felicities. Felicities. Felicities. Because you have reconstructed one and

other way. And that's the story of the hero. You can you get, you

you get, you, you're at the when when we learn of the

growth we're in we're going to get, we're going to get to get us to learn to

understand, to re-envent us, a reinventing, to get us an example of this. Look,

I, I've lived all, I want to say to the audience that I'm that really

no doesn't know that. Mentras while you have a family is good,

all so it only the life not has remedi. All we're capac.

You're going to have to be you know, you know, you need to have an administration of the companies to

work to work to make, okay, for decision proper. They've got to prepare and me they're saying

things that I know, let me give you a good, let me ask, and I'm a pre-venta

is the best thing that is the risk, but you see, you can't you have to check the

history of the the developer, that not are improvised check to check that have the

permissions of correct, the factibilities of the water, etc. So, if you check

you check as where you are the money, is the new-negoce that is the business.

And I'm doing this. I do the publicions the properties. Analyzo the last the last

five years, what happens if you have put to your money in the bolster if you

have put in the bank, reinviting of the interests if you would have putt in a bank of

the U. so it's inviatinges the dollars if you would have you have been a property that

not you do rents, not just the pure plus valia and the best of much the plus valia

of the property and if that property you have rentas forgetate no has nothing to

do that then the best so the is a good me with me with

who can buy in the in the property, they're in real prices, they're doing in partrimonial. The main Rayses, a large-placrope, it's to spend it to make a while. It's, you know, it's a tammany, you're in a little bit of the property. So, yeah, it's a tambalue, it's not, you're in in in front of, you. It's a tumbled a little bit. It's asterler in the economy. You can't For a little time, met him to get them in the bank. Yes,

specular, metter to go to Las Vegas, no. It's for a patrimonial. Thank you. We've done a lesson of a life,

of a family, of honesty, of perseverance, and also of education financial. So, has been redondito, this episode.

The people that want to talk, or the people that are going to and want to invest with you or want to talk to

do you? To find out of where you can localize? Where do of your company? Well,

look, our company is called CEN group immobiliaryary. And there

there's information? Yeah, there's a page. Or there people who want to

rent a local or investire in the real realises. There are people who

will be people to be different reasons. Look, we do

we do we do we're if you're an emprendididor, we're we're we're

we put publicity and to put us a business. To open

your business. If you're a commercial you're a lot of that's a

time we're doing we're doing participations small people do people can participate and make a plus valia

and you I think a group immobiliary that's that's the company and when you get

in pre-venta obviously you don't you have you're to get paying payos

to two, three years three years without money without five years in interest there's

there's people that with the rents, they'll make to pay their menstruities. So,

never never he paying what really he really really he so so then

group immobiliary, we'll we'll we're going to we're doing. Okay, perfect.

Very well. Okay, with that's thank you. Thank you. We'll have a applause with much

cario. Thank you. Thank you. We've learned something. Look, in the minimum of the

cases, in the minimum of the cases, we're the form to think

in a crisis. We'll the form to think in about the

part of the problem when we're the problems how you reinvented and how you're never,

what you know came to the taker to the business, to the different,

the what you can't you can't you can't you can't say a solution

and I want to get a innovation. Exactly and that that's what is what

that is what does what what does what you do it does it does what you can't

that idea. It's the ocean blue. The ocean rojo is the one of the ocean blue is no you

enter to the competition and no, do you know, do you know, but the most important is never

you've been this life is so marvellousousa yeah, just busca the solution, buss,

that you do you do the things in the form correct and honest and the life

you compensate. And approximately you're going to talk your book

where there's more stories. It's that I can't tell more than the 15

percent of my stories. Well, we're we're going to get a year, me's and a

piece and a little bit of a book. Ah, it's free it's free the audio book and

the digital. Yeah. The editorial, has to get to something, we're

going to do you, we're not the number? Yes, re-nacer- to the

senisas. Renacer of the Renser de the Renser De the SIN because because much

you'll be more more more than more yeah all the yeah,

we're going to do publicity for the people can't get to get to

get to audio, digital, and I say, because I'm saying,

I'm to help to help to do to do this I'm

going to get me to do this podcast not going to do

do you do the book are five, six hours of the experience that I

have I cance to talk to talk to. And then then you and then I'm

I'm in the computer and he's a person who are the protagonist or I'm you know I'm 80

in the book. Your name is 80 times there I'm going to go to go to

get a little bit of some he's more he's he's three names Maria

Sonia Maria Guadalupe Sonia so yeah so many some of Maria

other Guadoup and other Sonia yeah because if she no, I'm going to rob a

protagonist and the book. No, but it's a woman, it's a woman.

Much of a good to know. If you get a little bit to copy it, copy it

and pegal it and then it's there's there's many many many

many on the YouTube. Thank you to get to the video and let us

down in the comments what was the question most important that you

you you do you do that's that you get that's

you of podcast. Thank you, you can subscribe and you can't in a reseeing with five

stars, we'll help to keep up. I mean, you know, I'm going to see as well, I'm going to

talk about the podcast, until the next to the maximum potential. Thanks, Stephen. Thank you.

Thank you. Group Immoviliary presented.