Epic Real Estate Investing - How to Compound Your ROI | 1141

Episode Date: April 26, 2021

In today’s episode, Matt will show you how to restructure your real estate investing in order to both maximize and compound your return on investment! Moreover, you will get updates on the stock market, J&J vaccine, new Venmo mobile app features, and much more! Learn more about your ad choices. Visit megaphone.fm/adchoices

This is Terrio Media. Success in real estate has nothing to do with shiny objects. It has everything to do with mastering the basics. The three pillars of real estate investing. Attract, convert, exit. Matt Terrio has been helping real estate investors do just that for more than a decade now. If you want to make money in real estate, keep listening. If you want it faster, visit R-E-I-Aase.com.

Here's Matt. Hey there, Epic Investor. It's Matt Terrio from Epic Real Estate, where we show people how to invest in real estate using more of our mind than our money using creative real estate investing strategies, all with an emphasis on escaping the daily grind and retiring early. Now, this is your first time here. I'm really glad that you found us.

If you like what you hear, make sure you hit the subscribe button before you go. And if this is not your first time here, welcome back. And thank you for continuing to share this with your friends. friends and family. We just would not be here if it weren't for you doing that. So thank you. Today, it's actually been, I don't know, I think a week or so since we've done an episode. I don't know. Maybe I'm just getting excited about the summer or lazy. That could be an alternative. We've got a few deals going on. And I've just kind of been a little bit distracted with regard to

podcasts and YouTube stuff. But the show will go on. And we're not going. anywhere. I just took a little bit of a break. Anyway, so today I want to talk about how to compound your return on investment. And I'm not talking about compound interest either. And so we're going to dive into that of some stuff that you can do and kind of restructure of how you run your investing and how you can not just maximize your returns, but compound your returns. And of course, I got the news and I've got this week in cryptocurrency. But first, today's sponsor of the show wants you to know that. If you've got the dream, they've got the funding.

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So as I lead off the show, mostly every week, this podcast, this is where we or where I show people how to invest in real estate so they can escape the daily grind and retire early. And that's what the show is all about. That's a really easy fix for me, especially when I meet people who live in the traditional life of work, work, work, save, save. The people who have been. sold and believe the compound interest lie. It's a scam, dressed up in truth's clothing.

And it's like this. According to legend, Albert Einstein once called compound interest the eighth wonder of the world and the most powerful invention in human history. And here's why. Compound interest is the addition of interest to, the principal sum of a loan or deposit, and the result of reinvesting that interest, rather than pulling it out, so that interest in the next period is then earned on the principal sum plus previously accumulated interest. And something that you'd expect a traditional financial

planner to show you is a little graph. You know, they'll show you, say if you had $1,000 and you buried it in your backyard for 20 years, it would be just a nice flat growth that wouldn't grow at all. you go back in 20 years and dig it up, and there's their $1,000, right? Now, if that $1,000 were invested, let's say at a 10% annual return without the benefit of compounding, it would grow in a very steady trajectory,

a nice straight line, progressing upward. And then, though, if you had 10% with its interest compounding, now your growth becomes exponential. in a very high-arcing trajectory, like a curved line, not a straight line like the interest without the compounding would look like. But you get this nice high-arcing line, and the longer you wait for compound interest to do its thing, the more significant the separation between compounding and non-compounding gets.

And it gets to a point towards the end of when most people would have their lives would end, I guess. it turns into it almost a vertical line. It grows that fast. And you don't have to do a thing. It just happens. Thus, it's an Einstein-nominated candidate for the eighth wonder of the world. And it sounds great.

But only if you want to wait. There is another way that I'm going to let you in on in just a minute. Because depending on how much you make and are able to save, you may have to wait a really long. time, a lifetime likely, a lifetime in most people's situations. And for most people, this is a, it's at least a 40-year adult life of work, work, work, work, save, save, wait type plan. Work, save weight, work, save weight. And in the immortal words of our good friend, Mr. Robert Kiyosaki, savers are losers. Now, when Mr. Rich Dad says this, he's not referring to

saver's character. No, he's not talking about you're a loser and your personal qualities, but rather to the money that they save. Their money loses its purchasing power at the hands of inflation, like all Fiat currencies do. And that's true. Your financial planner won't tell you that. And there are two other, though, losing propositions that they're not telling you about either.

So that second one is, money loses its compounding power. You see, your money doesn't compound in real life in the way a financial advisor presents it to you. In theory, their compounding interest presentation would be accurate, the way that I described it and has this high arching growth trajectory and then to where it hits that hockey stick type shape where it just starts going straight up. But what they don't share is that over time, There's something else that's compounding your financial planners management fee.

And you'd be thinking like, well, yeah, Matt, but it's just 1%, or it's just a half a percent or it's just 2%. My planner's got to eat too, right? Right. But initially, you know, a 1% fee doesn't seem like much because in the beginning it's not. but like your investment compounds over time, so does that fee. So if we were to take two $1 million stock portfolios, let's take portfolio one, portfolio two. And they both earn the exact same.

Let's say an 8% annualized return. And that's say over 30 years. And the only difference, everything is all the same is apples to apples. The only thing, the difference between the two is that the fees, that each portfolio pays. So what to say portfolio one pays a 1% management fee? Portfolio 2 pays a 2% management fee. So portfolio 1 with that 1%, it brings its net annual return to 7%.

And portfolio 2, management fee brings it to a net 6%. So it's 8% return minus the 1% management fee gives it 7%. 8% minus the 2% management fee gives it 6%. So that's the only difference between portfolio 1 and 2. So after 10 years, Portfolio 1 is worth $176,303 more than portfolio 2. After 10 years, it's almost a $200,000 difference. It's a big difference.

But after 20 years, portfolio number one is worth $662,549 more than portfolio number 2. That's more than a half a million dollars. that buys a nice house in just about 48 states of the United States. That gives you a nice house after just 20 years. But check this. After 30 years, portfolio number one is worth $1.8 million more than portfolio two. So at the end of a lifetime of saving, that's $1.8 million less than portfolio two. the difference in paying 1% more in annual fees over 30 years as nearly twice as much as your starting portfolio amount.

That will have a significant impact on your financial well-being in your golden years. That is the power of compound interest working against you. You know, my friend and financial strategist, Mr. John Dwyer, we had him on the show here, I don't know, a few weeks ago. and he shared his story like he left traditional financial planning. He left it for good because of the routine disappointment that he'd see on people's faces when their retirement didn't compound to nearly the amount that they expected. So that's the second way that savers loses. They lose their money loses its compounding power if it's invested in the traditional

means that we're all guided towards. So the third way savers lose. lose that no one is telling you about is the loss of your life. Savers lose time. That's a resource they can't get back. Now, if you lose some money, you can work a little extra hard, put some extra effort in and get that money back. But time, once that's passed, that's gone forever.

And when we're speaking in the context of allowing compound interest to do its thing and really the only way for it to do its thing is to give it time. Sabers lose the most active and productive years of their lives waiting for their money to grow. Savers that park their money and wait, they lose everywhere. So if you want to win and save yourself and your family from a lifetime of financial worry, rather than parking your money, consider driving it. The faster you push the velocity of your money, the faster it and its interest compound. You've got control over this.

So the velocity of money is something economists used to determine the health of an economy. But you can use it to measure the health of your portfolio as well. So in an economy, it works like this. Say we have a restaurant owner who pays the grocery store owner $100 for steak to serve to their customers. So the grocery store owner takes that $100 they just received from the grocery store owner, excuse me, from the restaurant owner and gives it to the rancher to buy more beef because they got to cut up more steaks, right?

So the rancher takes that $100 and gives it to the farmer to buy more grain to feed his cows. So he can sell more beef. So the grocery store owner can sell more steak and the restaurant owner can serve more nice dinners, right? And then the farmer gives the $100. back to the restaurant owner when he takes his wife to dinner. So we've got this little circle of how this $100 has traveled through the economy. This single $100 bill purchased four times the number of goods and services that would have had it been parked.

And it was able to do this merely because the economy drove it instead. So a high money velocity is usually associated with a healthy expanding economy. A low money velocity is usually associated with recessions. contractions. And this principle and practice can be applied to your investing too. So let's use the same example of how that $100 moved through the economy. But what we're going to do is we're going to swap out these various people's businesses and we're going to replace them with your investments. So let's say you're an RIA ACE investor.

Who knows how to find deals? You go out and you find a good one and it's going to require $100,000. So you pick it up and cash flow is $300 a month. So you got a property. It's cash flowing $300 a month. So you apply that $300 of monthly cash flow toward a new Jeep Wrangler. And if you didn't know, the Jeep Wrangler is the number one earning vehicle on the car sharing app, Turo. If you've never used it, I highly recommend it.

It's kind of like Airbnb for cars. So that's the number one earning vehicle on that car sharing app, Turo. And so you put your Jeep to work on Turrell, which pulls in an average of $900 a month. That's per Terrell's website. That's what you can expect on average. So that $900 a month that you're receiving from Turrell by renting out your Jeep Wrangler, that flows into your decentralized financing account,

where you deploy it in peer-to-peer lending, earning 40 to 100% annually. Get familiar with this. expression or this term decentralized finance. We might refer to as defy. But you take your $900 a month from your car, the money that your car is generating. You put it in a peer-to-peer lending platform on a decentralized financing account and it earns 40 to 100 percent annually until it grows big enough to purchase your next

income property. So your initial investment of that $100,000, has purchased the returns of three different investments or three different assets that you own and or control that it otherwise couldn't have done investing in them separately. So you've effectively harnessed the velocity of money to force the compounding of your investment by driving it for fast results versus parking it and waiting for slow results. by driving your money, it will multiply its returns, working harder for you than you did for it.

So if you retire your money by parking it, like most people do, it will do exactly what retired people do. They sit on the beach and sit fruity drinks, while the rest of the world continues to work. So, I don't know, I'll ask you this. You can answer this better than I can. It's up to you. It's a totally personal response that you could give me.

Is it fair that your money gets to kick its feet up while you continue to work? Don't retire your money before you retire yourself. I want you sitting on the beach with that fruity drink first. Now, that was just one example of how you can put your money to work. And you can deploy these investments in any sequence you want. want. And you're not limited to the stuff that I mentioned. You're not limited to an income property. You're not limited to renting your car on Turro, if that sounded like it was going to be too much work. And you're not limited to using decentralized financing opportunities out there.

I mean, you could swap any of those. You can put them in any sequence you want if you wanted to. And you could swap any of those out for something like an Airbnb property or a dividend paying mutual fund or cryptocurrency. or an online information business or a cash value life insurance policy, what John Dwyer was talking about a few weeks ago. Or you could deploy your money doing hard money lending, or you could invest in vending machines and generate passive income that way. You could set up a website to sell T-shirts on social media. The point is, you've got a lot of options.

You don't have to do what I've laid out. I just wanted to give you an example of how this velocity of money can work or how it will work for you if you set it up correctly. But the point being is you have options. Do what you know, do what you enjoy. And it doesn't have to be that complicated either. You don't have to use a bunch of this stuff. I mean, I am where I am today by leveraging the velocity of money almost exclusively with income properties by stashing the cash flow and pulling out equity to purchase the next property and then the next and the next and the next. So real estate works just fine like this all by itself. You don't even have to diversify your investments. If you don't want to,

it'll work perfectly fine. I'm a living example of just using the real estate, the income producing real estate. So I'm closing on a new income property actually next week, using this velocity of money concept and using it with great intention to create an infinite return. And that's a good ROI. You might have been blown away when I mentioned that 40%, 100% returns on that. these D5 projects. And those are real, by the way. But I'm talking about an infinite return,

something you can't measure. I've got no money in it, and it just continues to pay me and pay me and pay me. So as soon as it's closed, I'll go ahead and I'll share with you step by step the details of how I pulled it off without using a single dime of my own money or a single point of my own credit score.

And I'll give you a hint. This is a strategy, a creative strategy, that I've never used before and I've never talked about here on the show. All right. So if you're not already, make sure that you are subscribed to the show. So you get that notification when I release that. All righty.

So I've got the news for you right after this. When you go to work for your money, does it return the favor? If not, no worries. You do not have a money problem. You merely have an idea problem. We're cash flow savvy.com. And we'd like to share a new idea with you around income real estate that can transform your financial future and accelerate its arrival.

Go to cashflow savvy. and download a free investors package. Cashflow savvy.com. You do not have a money problem, merely an idea problem. Cashflow savvy.com. More ideas, less worries. Cashflow savvy.com. In the news, the markets.

Stocks rebounded after a two-day slump and intuitive surgical. The biggest company you've never heard of became the latest to join the $100 billion market cap club. It's known for its Da Vinci. surgical robotic system. It's tough to comment on the stock market these days because it's just as volatile as anything else out there right now. But that's the latest as I'm recording this. And then COVID, the EU's drug regulator recommended adding a warning to J&J Johnson & Johnson's

vaccine that there's a possible link to extremely rare blood clots. Extremely rare. That is like the understatement of the world. But it concluded it shouldn't be. be pulled from use because the benefits outweigh the risks. Johnson Johnson will resume its rollout in Europe. And as I'm recording this, apparently U.S. is getting the hint and probably going to follow suit.

No official word yet, but it looks like they're going that way. It's six cases in seven million vaccinations. That's less than one million. Excuse me, that's less than one in one million. makes me think of the movie dumb and dumber. So you're saying there's a chance. Anyway, Netflix is facing strong headwinds in the new old normal. Number one, COVID-19 production delays led to what Netflix called a lighter content slate in the first half of this year.

Two, couch butt imprints are fading. Streaming went way up last year when other entertainment options like going to museums or waiting in six-hour lines. at Disneyland shut down. Put simply, there is a boost in engagement that you get when people are in a lockdown situation. Now that people are dusting off their hard pants and hinge profiles, streaming numbers are expected to slip. Number three, viewers love Baby Yoda. After years of dominating the streaming industry, Netflix's market share slipped below 50%

in quarter one for the first time ever, according to parrot analytics. And Disney Plus topped 100 million subscribers last year, just 16 months after its launch. NBC took back some of Netflix's top hits like the Office and Parks and Recreation and now streams them on its own service, Peacock. And then smaller streamers, Discovery Plus and Paramount Plus, quietly had strong launches too. So to zoom out a bit, despite the heated competition, Netflix still has first mover advantage.

Netflix remains the majority of viewers' number one choice. of stream and chill service, and up to 92% of viewers that signed up for competing streaming services also have Netflix. So looking ahead, things will get worse before they get better. Netflix predicted that in quarter to, only one million net new subscribers will join the service. That would make it the worst quarter for subscriber growth on record.

In South Carolina news, nuisance alligators can't be relocated and they must be killed, sadly. So when a landowner in charge, Carlston County, South Carolina, had a gator removed. The carcass of the 12-foot-long, 4-and-45-pound animal, was brought to Cordray's meat market for processing. Now, they said, we don't usually open up the stomach, but we did today. And we found five dog tags, one bullet jacket, one spark plug, loads of turtle shells, and several bobcat claws were inside the stomach. And two of the dog tags still had legible phone numbers.

and one of the numbers worked, reaching the former owner of the dogs associated with the tags. And the owner said he had leased the hunting property 24 years ago. And those were from his deer dogs. Can you imagine getting a call 24 years later about your dogs that were eaten by an alligator? And they found the dog tags inside the alligator's stomach. Remarkable. Chipotle sales rose 23.4% last quarter.

Thanks to all of you ordering burrito bowls to go. J.P. Morgan hired 190 bankers to help alleviate worker burnout. UiPath, which makes software that automates repetitive office tasks rose 23% in its IPO. It could end up being one of the biggest U.S. software IPOs in history. The French wine industry is concerned after professional tasters got COVID and lost their sense of taste and smell. And President Biden finally refers to the border crisis as a crisis. yet vice president Kamala Harris has gone 30 days without visit to the border or a news conference since being tapped for the border crisis role. And under the subject of Arsenio Hall's famous bit, things that make you go, hmm, what happened to all of the governor Cuomo stories?

In real estate, median home price in Boston area hits record of nearly $725,000. Nationally, the median price of a home is currently at the highest level in history, hovering around $353,000. That's a 17% increase from a year ago. And then bidding wars, heat up amid red hot housing market. Buyers are doing things they've never done before to get their offers to stand out. Data from Redfin showed that between September 2020 and February 2021, nearly 18% of successful offers waived the appraisal contingency. while 13% waived home inspection contingencies. So if you're out there competing for a house,

there's an idea of something you might want to do to get your offer to stand out. The U.S. housing market is nearly 4 million homes short of buyer demand. Freddie Mac says the gap has widened significantly in the past two years as builders struggle to keep up. I've been saying this forever. I've been saying this for a decade. We're making people faster than we're making houses.

This is going to be an issue someday. And here we are. mortgage rates reversing after an uptick. The average 30-year fixed mortgage rate dipped by nearly 10 basis points to 3.04% for the week ending April 15th, compared to 3.13% the prior week and 3.31% a year ago. And I just got a headline on my phone before I started recording this.

They've dropped again. So if you haven't done so, get your refies in. I'm stripping all of the equity at the moment out of all of my properties and I'm redeploying to more income properties. Because when inflation, I had this conversation, and I've always said this. You know, you want to, as you're building your wealth, as you're building your cash flow, you want to leverage as much as you possibly can because that's going to allow you to move the fastest.

But once you reach a point where your cash flow is where you want it to be, now the idea would be to start eliminating that debt so you can sustain and preserve your cash flow. So I'm at a place after the last couple of years, we did a lot of restructuring and remand, we're reorganizing our portfolio. And I kind of felt like, okay, we're kind of good here. Let's start eliminating debt. I want to put myself in a position to where I can really comfortably go ahead and pull the plug anytime I need to, just having that option to.

But when inflation in our current environment, a lot has changed in this last year. When inflation is all but guaranteed, how can it not be with the amount of of money that we're printing. How can we not experience strong inflation, despite what Jerome Powell is saying, hey, we're still hitting our target right about two, two and a half percent. Yeah, but my wife's Starbucks latte is up 25 percent from this time last year. That's real inflation. That's the part that we feel. And when that inflation is all but guaranteed, your best hedge against it is low interest, long, term debt on hard income producing assets.

That's how you win. You put yourself on the right side of the economy. You don't want to pay off your house because that inflation is going to eat up your equity. You don't want to save your money because that inflation is going to eat up the value and the purchasing power of your money. You want to take on debt, responsible debt and debt for income producing assets. You want to make sure.

that that asset is paying you more than that desk costs you to hold it. Because inflation eats up that debt as well. So that's what I'm doing. And with interest rates, giving us another shot at an all-time low as of just this morning. If you've got the ability to strip some equity, even if it's your primary residence. Oh, no, not my primary residence.

That's my house. I need to pay it off. I'm telling you, if financial freedom is important to you, that's a counterintuitive move. Wait a minute. No, counterintuitive would mean that it feels counterintuitive, but it's not.

It's very intuitive if you understand how the economy works and the money is working. Got it? All righty. So this week in crypto. So this week in crypto, Venmo will now allow you to buy, sell, and hold select cryptocurrencies from the app. That's important. I'll tell you why in a sec. We work now accepts Bitcoin for payments and it will hold it on.

their balance sheet. That's important also for the exact same reason. And the news magazine, Time has partnered with Crypto.com and is now accepting cryptocurrency as a payment method for subscriptions. Also important. Reason being is each week we get a new household name that I get to share in the news that's embracing the future. That's embracing the present and the future of cryptocurrency.

the more mainstream household names that do that, the more adoption there will be of using it. It's just like the internet, just like the digital download, just like Facebook and Instagram and TikTok, right? It's the exact same thing. The more that it becomes a household name, the more that the word of mouth starts to spread,

the more it becomes commonplace. Remember those Q cards or the QR code things? Yeah, not Q cards. the QR codes. Remember that those were like introduced maybe five or six years ago. And we all downloaded the little app on our phone so we could scan the QR codes. And then they just kind of disappeared for a minute. And I was like, I guess those things didn't stick.

That's some old technology. No, it turns out it's highly advanced technology. And if it weren't for the pandemic, I mean, the pandemic gave it a nice kick in the butt because now you go to the restaurants and you got to pull out your phone and you got to scan the QR code so you can read the menu, right? the cryptocurrency is going to be just like that. It's so transformative and it's so, or transformative or transformational, I guess, or transforming.

Anyway, it's going to change things. That's what I'm trying to say. Significantly, that the adoption, there's a lot of resistance in the adoption. And it just means that you just don't know enough about it. There's a time where I was like, Facebook, that sounds stupid. Why would I want to do that? I really thought that around Twitter.

140 characters and I just going to do that all day? That sounds dumb. And then the whole Snapchat thing with the stories and everything. I was like, you're going to go to all that work, post that thing, and then the video just disappears in a day? Well, why, that's dumb. Who's going to be adopted that? And those were all of my thoughts at one point.

And especially what cost me dearly was the advancement of the digital download. for music consumption. I was like, no one's going to download it from their computer. They just have a computer file. They don't get the case. They don't get to see the record cover. They don't get to read the notes. They don't have the pleasure of getting in their car

and driving to downtown and going through the music store and fingering through the bins and looking for their stuff. And my God, that was such a joy to me to do. I couldn't imagine anybody would just sit there, click a button, and they got the song now.

Now there's not even the download, right? That's advanced out just a straight streaming. You got everything at the touch of a, at your fingertips. I'm not going to make that mistake with this. You can do what you want to do. This is not investment advice. And I am not promoting any specific investment that I'm in. I'm in a bunch of them.

But it's turned out pretty well over the last few years. I just kind of set it aside. I automated it on. on my app on the Coinbase app. And I just started like, okay, 50 bucks a week buy Bitcoin and set it and forget it. And then I started to have a little bit more discretionary income. I said, bumped it up to 100 bucks. Let's add this Ethereum thing, 50 bucks.

I did that for the last few years. And just set it and forget it and never even really looked at it. I'd look at it once in a while just to see what is growing to. and boy, what a remarkable situation it's put me in now to be able to have another option when it comes to, I don't know, diversifying my investments and diversifying, of which means diversifying my risk, but also adding an extra level of creativity to my real estate investing efforts. So, consider it. I don't know if you want to be the last one out or you're the last one looking in. I think it's still extremely early, extremely early. So if you're thinking about you missed the boat, no, you did.

You might have missed the boat on TikTok already, right? There's already millions of influencers with millions of subscribers or followers, whatever they call them on there. But not the case. This is going to be global. This is going to take over the world. And if you listen to Elon Musk, he's taking it to the moon and then he's taking it to Mars. All right, last piece of crypto news is Maker. This is a software running on Ethereum and one of the number of emerging decentralized finance cryptocurrencies.

There's that expression again. You're going to hear that a lot. Decentralized finance or you'll hear it shortened up as defy. Made history in 2017 as the first blockchain-based protocol to launch a major automated cryptocurrency lending platform, helping to initiate a boom in what's known as decentralized finance or defy. Now, Maker is paving the way for what might become another source of growth in the now $60 billion DeFi industry, lending against trillions of dollars of real world assets like, wait for it, residential properties, real estate, in competition with banks and other finances. So in this case, real world refers to collateral other than cryptocurrencies.

even the giant US bank city group is writing about maker so holders of the projects maker tokens have been and that's mkr and uh I used to hold those I had that for a very long time and it did absolutely nothing I got bored with it and so I sold it and I bought more Bitcoin with it big mistake I made there I've made a lot of those along the way and have still done very well with despite myself But holders of that token, the MKR, that's called Maker, they've been rewarded with a 55% increase in value in this past week. That's the second most among the 46 cryptocurrencies with a market capitalization of at least $3 billion. The token has gained nearly sixfold this year to a market value of about $4 billion.

The Maker tokens price surged above $4,000 on Wednesday for the first time as members of the Acre community, the decentralized organization that governs the project, passed an executive vote to allow an ERC-20 token representing an ownership stake in a pool of real estate assets as collateral. So that's a lot of crypto-mumbo jumbo. They're going into real estate and they found a place for it. And so that's why it's surged in short. So the proposal passed April 14th and executed two days later allows the Tin Lake blockchain

protocol to serve as a bridge between new silver, a real estate loan company, and Maker Dow. That's their company. So two tranches of interest-bearing tokens will be issued under the Ethereum blockchain's ERC-20 token standard drop and 10. Those are the two tokens, DROP and T-I-N. I do not own any of those. But if you want to get a head start, maybe that would be a good place to go, particularly

if you're looking to merge your crypto with your real estate. So I'll look into it. And I think that's it. Oh, hold on. That says, yeah, that's it. So this is defy taking on traditional financing. That's what's happening. It's decentralized financing is taking on centralized financing.

That means there's a middleman. This decentralized finance means there's no middleman. It's just an app and two individuals borrowing and lending. So this is defy taking on traditional finance, specifically public lending to finance loans to renovate houses in the United States. And that's this week in crypto, and that's the show. If you found this episode valuable, who else do you know that might too? There is a good chance you know someone else who would.

And when their name comes to mind, please share it with them and ask them to click the subscribe button when they get here. I'll take great care of them. All righty, that's it for today. God loves you. And so do I. Health, peace, blessings, and success to you. I'm Matt Terrio.

Yeah, yeah, we got the cash flow. Yeah, yeah, we got the cash flow. Yeah, yeah, we got the cash flow. You didn't know home for us, we got the cash flow. This podcast is a part of the C-suite Radio Network. For more top business podcasts, visit c-sweetradio.com.