Epic Real Estate Investing - Silicon Valley's SECRET Plan for You (UBI Exposed!) | 1506

Episode Date: July 25, 2025

This episode delves into the implications of Universal Basic Income (UBI) and AI automation on society and the economy. It discusses how $2,000 per month UBI might seem like a relief but is actually a form of containment, keeping people compliant while tech industries quietly replace human jobs. Silicon Valley's advances in automation, from robotic kitchens to AI customer service, are side-lining human participation. The episode warns that UBI could inflate the housing market and create a 'useless class' of people the economy no longer needs. As prices adjust to absorb UBI, only those who control assets will thrive. The discussion draws from examples like the Stockton, California UBI pilot, suggesting that UBI could raise living costs without improving quality of life, pushing people to seek financial independence outside conventional systems. BUT BEFORE THAT, hear the shocking truth behind the dollars big drop, and how tariffs made America richer this year! Useful links: https://myescapebook.com/escape-2?video=0KDH7rzZZWk https://epicearnwhileyoulearn.com/yfd?video=0KDH7rzZZWk https://intensive2025.com/?video=0KDH7rzZZWk Learn more about your ad choices. Visit megaphone.fm/adchoices

This is Terio Media. Hey, strap in. It's time for the epic real estate investing show. We'll be your guides as we navigate the housing market, the landscape of creative financing strategies, and everything you need to swap that office chair for a beach chair. If you're looking for some one-on-one help, meet us at rei-aise.com. Let's go, let's go, let's go, let's go, let's go, let's go.

Let's go. The U.S. dollar just had its worst start to a year since 1973. That's not fearmongering. That's a fact. But this isn't just a blip, and it's not the full story. Because there's one chart, one shift in global reserves, that proves this isn't just a dip in value. It's the beginning of the end of dollar dominance. And almost nobody's talking about it.

You know, back in 1973, the dollar collapsed. The U.S. dollar index has slumped 10.8% in the first six months of 2025. And that's the biggest first half form since 1973. Gold was unpegged. Inflation exploded and trust in the dollar nearly vanished. Fast forward to 2025 and we're watching the exact same foundation crack again. But this time, it's not loud. It's quiet.

It's strategic. And it's global. This isn't a dramatic event. It's a slow motion collapse. And it's already started. In the first half of 2025, the U.S. dollar dropped. over 10%. Its worst six-month start in more than 50 years. The last time we saw a fall this sharp, Nixon had just pulled the U.S. off the gold standard. Accordingly, I have directed the Secretary

of the Treasury to take the action necessary to defend the dollar against the speculators. I have directed Secretary Connolly to suspend temporarily the convertibility of the dollar in the gold or other reserve assets, except in amounts and conditions, determine to be in the interest, the monetary stability and in the best interest of the United States. But what's happening now is even more alarming. Because it's not just market volatility or political headlines. It's the world quietly walking away from the dollar. Central banks are unloading U.S. Treasuries and loading up on gold.

Over 1,000 tons per year for the last three years. And here's the chart that should stop you in your tracks. Gold now makes up 20% of central bank reserves by value, surpassing even the euro. And let me say that again, central banks now hold more of their reserves in gold than in euros because they're hedging against fiat currencies, political instability, and the risk of U.S. sanctions. Gold doesn't default. It doesn't print. It doesn't require trust from any one government. And right now, trust is wearing thin. And those same central banks, especially in Asia, the Middle East, and parts of Europe are reducing their exposure to the dollar in the process.

According to IMF data, central banks plan to continue increasing their gold holdings while reducing their dollar exposure over the next year. That shift isn't speculative. It's strategic. Meanwhile, U.S. debt levels have skyrocketed. The Fed's credibility has cracked, and foreign governments are asking one quiet but dangerous question. What happens if we stop trusting the dollar? Let's talk about Bricks. Brazil, Russia, India, China, and South Africa, they've added new members, formed their own financial institutions, and most importantly, they've started settling major trade deals like oil and gas outside of the dollar. Russia is taking rubles, China's demanding yuan, India's paying in rupees, and even non-bricks countries like Saudi Arabia are starting to flirt

with this parallel system. There's even talk of a commodity-backed bricks currency. It hasn't launched yet, but the building blocks are there. Meanwhile, the U.S. is going on defense. President Trump just warned that any country helping Bricks undermine the dollar could face new tariffs. Donald Trump is angry. He posted on True Social on Sunday, July 6th, that any country aligning themselves with the anti-American policies of Bricks will be charged an additional 10% tariff. There will be no exceptions to this policy. That's the first time in modern history. We've seen U.S. trade policy explicitly used to protect dollar supremacy. But it gets deeper because

the shift isn't just about countries making noise, it's about central banks making moves. Let's look at behavior, not headlines. Central banks in Asia and the Middle East are buying gold at historic levels. They're building swift alternatives. And they're striking bilateral trade deals in local currencies. It's not a revolution. It's a methodical abandonment. And here's how to think about it. You know, imagine the U.S. dollar is the only basketball in the neighborhood. And for decades, Every kid had to come to our court to play. We had the ball. We made the rules.

But now, other kids are buying their own basketballs. They're building their own hoops. And they're saying, we don't need to play at your house anymore. But here's the thing. Our ball is still the best. The court is still the most organized. The scoreboard still works. But if we don't take care of it, if we keep changing the rules mid-game,

if we start overcharging to play, then yeah, kids are going to start playing elsewhere. This isn't a crash. It's a migration. And if you wait until the neighborhood is empty, you've lost. And this isn't the first time a dominant currency lost its crown. In the 19th century, the British pound ruled global trade. Then, two wars, a mountain of debt, and a rising U.S. economy quietly took that title away. No explosion, no headlines, just slow erosion. Until one day, the pound wasn't the center of the world anymore. It wasn't an event. It was a process. And the dollar is in the same process right now. Just like the neighborhood kids with new basketballs, other countries are starting to play their own game on their own courts. We still have the best ball, but if we don't protect it,

the game moves on. Back in 1973, after the U.S. sever the last link between the dollar and gold, the dollar tanked. Inflation exploded. Oil prices quadrupled. To survive, the U.S. struck the petro dollar deal with Saudi Arabia. Price oil in dollars and will protect your regime. That deal created global demand for the dollar overnight. But guess what? That deal is unraveling. Today, Saudi Arabia is selling oil to China for Yuan.

Brazil is using the Yuan to buy goods from Argentina. And dozens of countries are applying to join bricks. The petro dollar engine is sputtering. And unlike 1973, there's no Volker ready to jack interest rates to 15% to save it. So what is this? mean for you. If you're holding dollars or dollar-based assets, this affects everything. Imports become more expensive. Travel gets pricier. Inflation eats your savings and retirement accounts tied to dollar-denominated investments exposed. This isn't the kind of hit that flattens you in a second.

It doesn't kill you like being struck by a truck. No, it kills you like carbon monoxide leaking from the truck's exhaust, quiet, invisible, and deadly. By the time you notice the symptoms, it's already done the damage. One day your grocery bills are up 12%. Then your 401K takes a weird dip. Then your international ETF underperforms. And you think, is this just market noise? Or is something bigger happening?

It's not noise. It's a slow motion shift in the global power structure. And while most people are focused on the headlines, the smart ones are watching the money flows. Because money leaves first. News comes second. And if you're waiting for the truck to hit, you'll miss the fact that the engine's already been running.

and the fumes are already filling the room. We're not necessarily witnessing the end of the U.S. dollar. We are witnessing, however, the end of the illusion that it's untouchable. The collapse isn't coming. It's happening. The chart here is proof. The dollar's grip is loosening. The real question now is, what is there to do about it?

Hope is not a financial strategy. Let's get back to work. The U.S. government just posted a profit, A budget surplus. For the first time in years, Washington actually took in more money than it spent. The U.S. government had a $27 billion surplus. $27 billion surplus. And guess what made it happen?

The same thing the media said would crash the economy, destroy trade, and bankrupt the middle class. Tariffs, specifically Trump's tariff. I always say tariffs is the most beautiful word to me in the dictionary. The tariff on... President Trump's tariff policies. In June 2025 alone, tariff revenue hit nearly $27 billion, which, oddly enough, is the exact amount of the surplus. So no tariffs? No surplus. And now, no one in Washington wants to talk about it.

Because if they do, it'd have to admit something that makes a lot of people very uncomfortable. Trump might have been right. Again, just like he was for the lab leak, the laptop, and NATO support. I mean, it's okay if you don't like him, but that alone doesn't make him wrong. Let's start with the scoreboard. In May, the federal government ran a $316 billion deficit. The very next month, a $27 billion surplus. That's a $343 billion swing in 30 days.

Why? Because June saw the largest tariff hall in U.S. history. Over $27 billion collected. That's more than quadruple what came in the same month last year. Tariffs are now the fourth largest source of federal revenue. Bigger than capital gains. Bigger than estate taxes. Bigger than fuel taxes.

Just income tax, corporate tax, and payroll taxes beat it. But this isn't just about numbers. This is about what these numbers say. For years, the media painted tariffs as economic suicide. CNN called them a tax on American consumers. Paul Krugman said they were based on ignorance. And Joe Biden himself, back in terms, 2019 said Trump's tariffs meant American farmers, manufacturers, and consumers losing and paying

more. But in 2025, those same policies are now quietly propping up the federal budget. Even Treasury Secretary Scott Bessent, Trump's own appointee, openly celebrated it. We're reaping the rewards of Trump's tariff strategy with no inflation. Wait, what? Yeah. Gas prices hit a four-year low in June. Grocery prices didn't spike. So where's the disaster everyone predicted? Well, here's where it gets political. If Trump cured cancer, the media would complain that he put oncologists out of work. That's the level of bias that we're dealing with. But this surplus? It puts DC in a weird position because they hate the guy who designed the system. But they love the money it's bringing in. No one in the Biden admin is throwing a party over the surplus. Because admitting it

worked means giving Trump credit. And in D.C., that's radioactive. So they bury it. They label it a one-off, a fluke, a quirk of timing. But here's the truth. Tariffs made the surplus possible. Without them, we're back in the red. And that's why this story barely made a blip in the headlines. Now, let's be fair. Tariffs aren't magic. They don't grow money from trees. They work by charging importers more. And guess who importers pass the cost on? to? Yeah, you. According to the Tax Foundation, tariffs are costing the average U.S. household about $1,200 per year. It's a stealth tax, kind of like inflation is a stealth tax. You don't see it on your paycheck, but you feel it at checkout. But what most people overlook is this.

Inflation didn't spike. Some foreign suppliers ate the cost to stay competitive. Some companies shifted supply chains. And in certain cases, domestic manufacturers stepped in. So instead of prices soaring, the system adjusted. Now, let's zoom out. The headline surplus, it's real. But is it repeatable? Because in June, the government also slashed spending by nearly $187 billion. Not through sweeping budget cuts, but through a mix of payment timing shifts,

short-term hiring freezes, and paused federal contracts. Some expenses were quietly pushed to July, making June's books look leaner than usually. It was smart financial maneuvering, not a structural overhaul. And while it helped create the surplus, it doesn't diminish the fact that tariffs alone still matched that $27 billion surplus dollar for dollar. So yeah, tariffs plugged the hole, but smart accounting moves helped too. Still, the fact that tariffs alone matched the surplus dollar for dollar, that matters. This is a strategic pivot in U.S. fiscal policy, not just Trump being Trump.

Tariffs are now acting like a national sales tax on foreign goods. And for the first time in decades, they're making a serious dent in the deficit. That's why this matters. It isn't about credit or blame. It's about a policy that worked, even if it came with tradeoffs. Here's where it hits home. If tariffs stick around or even expand, we'll see ripple effects. More domestic manufacturing.

More factory jobs in the U.S., higher demand for industrial real estate, local support, suppliers replacing global ones. That means opportunity. Think warehouses near ports, housing near logistics hubs, or starting a side hustle that benefits from made-in-USA demand. This isn't theory, it's happening. You can complain or you can capitalize. You want proof? Take a look at Granite City, Illinois. Back in 2015, under Obama, their steel plant shut down. Over 2,000 workers lost their jobs. Local businesses collapsed. It felt like the town was dying. Then, in 2018, Trump's steel tariffs kicked in. Within months, U.S. Steel reopened the plant. Hundreds of jobs came back. Families who left returned. Was it perfect? No. The jobs didn't all stay forever,

and the plant still faces global pressure. But for a time, tariffs literally rewired the town's economy. One local union rep said it best, it was like someone turned the lights back on. It was like someone turn the lights back on. That's what happens when policy meets people. But here's the catch most people forget. Policy can open a door. But if you don't have the capital ready to move through it, someone else will. The factory reopens. The tax incentive shift. The prices drop. And you're stuck watching from the sidelines because your bank needs 30 days to return a phone call. That's why having money at the ready isn't just nice. It's how you win. Ever hear someone say, I have too much money?

Me neither. Let's get you some more. Back to the show. $2,000 a month sounds nice until you realize it's just hush money. While you're budgeting groceries, while you're preying rent doesn't go up again, Silicon Valley is quietly building society without you. And now the only way to keep you calm is to pay you to stay quiet. UBI isn't freedom.

It's containment. And when the money hits, it won't fix the housing market. It'll finish what tech already started. You see, just this year, Ford's CEO said, half of all white-collar jobs could vanish to AI. That's how fast they're making humans optional. Here's what no one's telling you. Tech isn't improving the economy.

It's creating a new one, and you're not invited. Travis Kalanick is building robotic kitchens that don't need staff. Yeah, Uber's founder now runs, cloud kitchens, and he's testing a robot that cranks out hundreds of meals a day with zero human cooks. Elon Musk is replacing white-collar workers with AI agents. He's even predicted there will come a point where no job is needed. Uber-style delivery, automated. Fast food, automated.

Shopping, scheduling, customer service, all of it, automated. These guys aren't fixing the system. They're replacing the system, a system that runs without you. No drivers, no chefs, no call center reps. No admin. And here's the creepy part. It doesn't scream in your face. It doesn't announce itself on CNN.

It just quietly logs you out of the future. As historian, Yuval Harari warned, AI could create a useless class. Millions of people the economy simply no longer needs. So universal basic income, salvation or sedative. Now, with millions of people being displaced, what's the only way to keep the system from snapping? You guessed it. Send everybody a check. Sounds generous, right?

But think about it. When you can't work and you can't participate and the market doesn't need you anymore, what's left? They pay you to stay still. They pay you to stop resisting. They pay you to comply. UBI becomes a digital leash.

Want more money? Vote correctly. Renew your compliance. Prove your worth. One version of UBI already in development requires a retina scan in exchange for your monthly check. That's not freedom.

that's a leash with facial recognition. You're not working anymore, but you're still being managed. It's the digital age version of bread and circuses. Keep the populace fed and entertained so they don't ask questions. And this is where things get dark. Because UBI isn't just changing jobs, it's about to break the housing market. Here's how. Step one, UBI creates a floor on rent.

If everyone gets $2,000 a month, landlords adjust. rents rise to absorb it, just like tuition, just like health care, just like every other subsidized industry. This isn't a new trick. It's just the same game with a shinier interface. Now, step two, institutions start securitizing that income. So if UBI is guaranteed, Wall Street turns it into a bond. Picture this, Wall Street bundling up millions of your monthly checks and trading them like mortgage-backed securities. If that sounds crazy, remember, they already did it with subprime loans, and they're already doing it with rent. By 2022, investors were buying 30% of all homes.

Step three, housing becomes a vending machine. Every renter is a revenue stream. Every zip code gets priced, packaged, and traded. But you, you get priced out. Because once that $2,000 hits your account, the system's already raised the cost of staying alive to $2,001. So who wins? the guy cash in the check, not the guy waiting for approval, not the guy locked into a 15-minute city that tells them where to shop and what to eat. The winners are the ones who own the housing

before the reset, the ones who control the assets UBI will be forced to pay. The great reset idea says you'll own nothing and be happy, but they didn't mean you. They meant them. Because whether the system crashes or inflates, cash flow wins both ways. In a crash, you hold. In inflation, You raise. Own the housing. Own the outcome. You know, in 2019, Stockton, California ran a UBI pilot. 125 low-income residents were given $500 a month. No strings attached. At first, it was a relief. Groceries got easier, grills got paid, but within a year, something weird happened. Rents and Stockton started rising faster than surrounding cities. One landlord, when asked why, said, if they're getting extra money, it's only fair, I get a piece too. That was just $500.

Now imagine $2,000 nationally. It's not hard to see where this goes. Prices rise to meet the subsidy. Ownership gets more expensive. And the people cashing checks? They're stuck chasing a moving target they can never catch. UBI didn't level the playing field in Stockton. It just told the market how much everyone could afford.

And the market responded. You just heard this from me. But in the very near future, this message might only come from this version of me. If you're not in the system they're building, then you'd better start building one of your own, and you don't need a bank to do it. Because if you want to slow this thing down, even just for yourself,

you start with how you make your money now, before the leash, before the collapse, before the pricing floor gets locked in. If you want access to the kind of money banks and Wall Street don't control, the real met recorded a short video to walk you through how it works. The sooner you understand this,

the sooner you stop asking permission. No banks, no gatekeepers, no waiting, no AI like me, just control. Take care. And that wraps up the epic show. If you found this episode valuable, who else do you know that might too? There's a really good chance you know someone else who would. And when their name comes to mind, please share it with them and ask them to click the subscribe button when they get here and I'll take great care of them. God loves you and so do I. Health, peace, blessings and success to you. I'm Matt Terrio. Living the dream.

Yeah, yeah, we got the cash flow. You didn't know home for us. We got to gas. Okay, only 10 more presents to wrap. You're almost at the finish line. But first? There, the last one. Enjoy a Coca-Cola for a pause that refreshes. This podcast is a part of the C-suite Radio Network. For more top business podcasts, visit c-sweetradio.com.