Epic Real Estate Investing - They Laughed at Trump’s Tariffs... Until the Numbers Came In (FULL BREAKDOWN) | 1504

Episode Date: July 11, 2025

This episode delves into the consequences and misconceptions surrounding President Trump's tariffs. Initially predicted to cause economic disaster, these tariffs instead led to a complex but resilient economic landscape. The market crash that ensued was driven more by panic from expert predictions than by the tariffs themselves. The episode highlights the swift recovery of key tech companies, the notable revenue generated from tariffs, and significant shifts in global supply chains. It also examines the political and economic pressures facing the Federal Reserve and the potential future of global trade. The takeaway emphasizes the importance of adapting to real-world changes rather than succumbing to panic and media sensationalism. BUT BEFORE THAT, hear more about Biden’s $42 billion heist, and one big beautiful bill! Useful links: https://myescapebook.com/freedom-formula?video=tKzdoqaiXxk https://www.notion.so/The-3-Property-Escape-Plan-220315cb4ef9809e9febe64c81d51f71 Learn more about your ad choices. Visit megaphone.fm/adchoices

This is Terio Media. Hey, strap in. It's time for the epic real estate investing show. We'll be your guides as we navigate the housing market, the landscape of creative financing strategies, and everything you need to swap that office chair for a beach chair. If you're looking for some one-on-one help, meet us at rei-i-a-east.com. Let's go, let's go, let's go, let's go, let's go, let's go.

Let's go. If you've watched even a few videos about the big beautiful bill and feel more confused than when you started, you're not going crazy. Here's why. Every other video is missing the one fact that makes everything else make sense. Ready? The bill, everyone says, is destroying America with debt. I actually saved you from a much bigger bill, and I can prove it. You see, they're screaming about the $3.4 trillion price tag, but staying quiet about the $4.4.4.4.4.

$5 trillion price tag that was a verdict. I'm breaking down the facts versus the fears in plain English and showing you exactly what just happened to America. Congress passed the one big, beautiful bill. It rewrote America's tax and debt rules almost overnight, and we're talking either debt disaster or taxpayer savior, depending on who you ask. So, let's cut through the noise and look at both sides, one at a time. And if you're like most people, you've heard the scary numbers, but you're wondering what they actually mean. Your gut is telling you something doesn't add up. Trust that instinct. First, it puts $3.4 trillion on America's credit card. That's true. It's like America just made a massive purchase on credit. But here's what blew my mind when I dug deeper. If the bill hadn't passed,

nearly every American family would have faced a four to four and a half trillion dollar tax hike starting in 2006. So let me make this super simple. Three point four trillion dollars. That's a about $10,000 for every single person in America, including kids. But without this bill, your taxes would have gone up even more than that. It's like Congress had to choose, take out a bigger mortgage or stick you with a higher payment every month. They picked the mortgage. Number two, the borrowing hits hard and fast. Five hundred billion dollars more next year, $600 billion the year after. That's real. There's a big jump in borrowing right away. But here's what most people don't know. About 12% of that debt might get paid back if more people

get jobs and businesses grow. It's like hoping your side hustle covers your car payment. It'll be nice if it happens, but you probably shouldn't plan on it. And I bet you're thinking, that doesn't sound like that much. Well, you're right to think that. But here's why it matters. Number three, America already owes $37 trillion. This just makes it worse. More of your taxes go to interest, not schools or health care or other stuff like that. Yes, our national. debt is already huge, and this adds more. And here's the thing. All this borrowing makes interest rates go up a bit, which means your mortgage and credit cards get more expensive too. But skipping the bill could have been worse. Without it, economists said there was almost a 50-50 chance

of a recession, like flipping a coin to see if you'd lose your job. Both choices stink, but one stinks less. Number four, they had to raise the debt ceiling by $5 trillion. If this bill fixes things, why borrow even more? Think of the debt ceiling like your credit card limit. Congress had to raise America's credit card limit by $5 trillion just to pay bills we already promised to pay, like Grandma's Social Security check. Not raising it would have meant the government couldn't pay what it already promised. Imagine if your bank suddenly said, sorry, we're not letting you pay your electric bill this month.

That's what would have happened to the whole country. Not raising the debt ceiling means grandma doesn't get her social security, soldiers don't get paid, and government workers get IOUs. Five, tariffs and government savings are just a distraction. Tariffs bring in less than 5% of what the government spends, and promised savings are just too small to matter. Here's a fun fact. Even though tariff money doubled this year, it's still like finding a $20 bill when you owe thousands. It helps, but it doesn't solve the problem.

And then savings. The government says they'll save $19 billion a year through the efforts of Doge. Remember that? But that's less than what the government spends in 24 hours. The critics are right. These don't cover much. The main reason the bill costs so much is that it keeps most people's taxes lower. The small savings help, but they're not the big story. Number six, this bill could push the dollar closer to losing its spot as the world's reserve currency. Some people worry this could make other countries stop using the dollar like the world's favorite money. But right now, the dollar is still like the iPhone of money. Everyone wants it, even if it's not perfect for now. The dollar does make up about 58% of the world's piggy bank,

and that actually went up a tiny bit recently. So while some people are freaking out, the rest of the world is still betting on America. Let me show you what almost happened in a 72-hour window that would have changed everything. Most Americans have no idea how close we came to real financial chaos. What if the big, beautiful bill hadn't passed? Working families and small businesses would have faced sudden massive tax hikes over $4 trillion worth, almost overnight. That's like your boss suddenly cutting your paycheck by 20%. The debt ceiling could have been hit, meaning government shutdowns, delayed social security checks, and financial panic. Grandma doesn't get paid,

soldiers don't get paid, nobody gets paid. Millions would see smaller paychecks. Right when everything costs more, about two million people could have lost their jobs, according to the experts. Markets could have crashed like 2008 all over again. Bottom line, America just bought time. Nobody fixed the real problem of spending more than we earn. It's like paying your minimum credit card payment. You're not defaulting today, but the problem is still there. Congress had two choices. One, raise everyone's taxes by $4 trillion right now, or two, borrow $3.4 trillion and hope we figured out later. They picked option two. That's it.

That's the whole story. Now, what do you do? If you have a job, your paycheck stays bigger for now. If you have debt, interest rates might go up, making it more expensive. If you have kids, they'll inherit this bill. It's like co-signing a loan they didn't ask for. If you're working, the big, beautiful bill gives you a little breathing room and a slightly bigger paycheck, but it pushes the debt problem down the road.

If you're worried about debt or prices going up, this isn't the final answer, just a bigger pause. If you're still watching, you're not just smarter, you're now more prepared than 95% of America. The question is, what are you going to do with that knowledge? Because if you're waiting for Washington to solve your money problems, you're probably going to be disobeyed disappointed. The people making money during all this chaos, they're not smarter than you. They just know something you don't. Yet, the last real way for regular people to protect themselves is this, to borrow money that loses value, to buy things that make money and go up in value. And the only way for the average person to do this with the least amount of risk is through cash flowing

income property. Hope is not a financial strategy. Let's get back to work. Biden had 48 hours. Trump was coming and $42 billion was about to slip away. Money that could have fixed your roads, lowered your taxes, or stayed in your pocket. Instead, it went to Biden's friends,

owners of companies that were already failing. Here's what he did in those final hours. But real quick, where are my manners? Meet Cass. It's about time. Hi, I'm Matt's new AI sidekick. Tonight, broadcasting from my midnight lemonade stand right outside the Capitol, because if anyone's handing out free money at this hour, I want in. What I'm about to show you isn't being reported anywhere else.

The mainstream media won't touch this because it exposes how the game is really played. Stick with me. You'll see which companies cashed in, how taxpayers got played, and three smart ways you can flip these government heists into your own win. But first, you need to know just how bad this gets. Ooh, secrets. Should I grab my tinfoil hat or is this more of a follow the money situation? Because trust me, my Venmo is always ready for unexplained millions.

No tinfoil hat required. On January 16th, 1147 p.m., while most Americans were asleep, government officials were in a frenzy, signing away your tax dollars, as fast as they could type. Biden's Energy Department rushed to approve almost $42 billion in green loans in just two days. That's more money than they handed out in the last 10 years combined. Why the panic? Because they knew their time was up.

Trump was about to move into the White House, and they had $42 billion to burn before the new administration could stop them. This was just the cap on a $93 billion spending spree, all fueled by the 2000 22 Inflation Reduction Act. But wait, it gets worse. Let me guess. The only thing moving faster than that cash was the excuses. We swear, we can spend this responsibly in 48 hours. Just trust us.

Classic government speed run mode. Exactly. Even the government's own watchdog, the inspector general, said in December, stop, don't do these loans after the election. It's too risky. Too many conflicts of interest. The exact quote, The Department of Energy Loan Program's office is a

administering more than $385 billion in new loan authority without ensuring a regulatory and contractually compliant and effective system to manage organizational conflicts of interest. Biden's team did it anyway. And here's the part that will shock you. Let's look at where your money went and what happened to it. Sinova filed for bankruptcy June 8th, 2025. They got a $3 billion loan guarantee approved. But here's the thing. Only $3,7,7,000. $372 million was actually obligated before they collapsed. Still, that's $372 million of your tax dollars at risk. Life cycle. Bankrupt. Battery recycling company got a $475 million loan approved, filed for bankruptcy in May 2025. Zum Energy got $705 million approved for electric

school buses that cost $350,000 each. Double what diesel buses. cost. They've received $21.7 million of your money so far for buses that cost twice as much as the ones that actually work. Blue Oval SK. 9.6 billion dollar loan guarantee for Ford's battery plants that are already delayed with worker complaints. Over $7 billion of your tax dollars committed to a project that's falling apart. Pacific Gas and Electric got the biggest slice. 15 billion dollars for renewables. Here's what this really means. Every time government picks winner, and losers with your money, you lose. Because when these companies fail and they are failing, you don't get a refund. You get the bill. And here's the terrifying part. There's still almost

$300 billion left unspent from the Inflation Reduction Act. That's roughly $2,300 more per working American they're planning to invest for you, whether you like it or not. Nobody puts broke baby in a corner, except apparently the Department of Energy who keeps inviting them back for another dance with your money. Tell me again why regular folks need credit checks, but billion-dollar companies don't. Great question. And here's another. How did your money disappear so fast? In 2003, Biden's team changed the rules. They modified the conditional commitment process to obligate funds earlier, making them nearly impossible to cancel. They cut all the normal strings, less paperwork, less oversight.

Once the deal was obligated, even the new team could barely touch it. This next part is really hard to believe, but they said it. A Biden EPA official literally described their strategy as throwing gold bars off to Titanic as insurance against

Trump winning. Now it's just how to get the money on as half as possible before they come in and like fuck up. It truly feels like run a Titanic or not knowing like gold bars off to them and top of where the gold bars. are going to.

It's speech, tribes. We gave them the money because it was harder. It was a government run a program. They could make them on your way. They gave Trump one. And because it was a experience policy against Trump winning. They designed this system to make your money impossible to get back. Wild, right?

Oh, it's wild, all right. You ever try Titanic insurance at a lemonade stand, Matt? I lose a pitcher. I'm out three bucks. They lose a billion. Apparently, it's a strategic pivot. Must be nice. Yep, you're catching on.

While everyone else is distracted by the news cycle, the smart money is already positioned for the next government cash grab. So how do you turn this chaos into a win? Well, here's your protection checklist. One, track the collapses, watch for bankruptcies, and failing government-backed companies. When these assets hit auction, you might find valuable tech, equipment, or property.

Dirt cheap. I put a list of the resources that I use in the document pinned below. Don't let hedge funds grab all the deals while you're left holding the tax bill. So basically dumpster diving, but for a billion-dollar leftovers. Sounds glamorous. Should I bring gloves or just a shopping cart big enough for a failed solar company? Two, build real, not political, wealth.

D.C. will always change the rules, but cash-flowing income property and recession-proof sidegigs don't depend on politics. Focus on assets and skills. Nobody can pull the rug out from under you. Three, don't fall for the hype. When government throws money at the latest trend, ask yourself, would these companies survive without a bailout? Most fortunes are made after the hype when everyone else gives up.

Remember, Tesla got a DOE loan too, but they paid it back early with profit to taxpayers. The difference? Tesla had a real business model. Let's be honest. If Tesla had failed, we'd probably all be driving subsidized rollerblades by now. Hey, at least you got clean energy and a broken ankle. Most people think government cash is a golden ticket.

But as you just saw, when politicians spend your money this fast, it's not investment. It's wealth transfer from your pocket to their friends' companies. The smart move? Use the chaos. Don't get used by it. Because here's what they don't want you to know. This isn't over. It's just getting started.

Here's the dirty little secret mat. The house always wins because they build. the house with your bricks and your wallet. You want to play? Play smart. Otherwise, you're just betting the rent money on someone else's coin toss. If this makes your blood boil, good, it should. But anger without action is just noise. The comments are already pouring in. Thousands of Americans who had no idea this was happening. Don't be the last to know. Here's the thing. While politicians are gambling away your tax dollars on failing companies, smart investors are quietly building wealth the old-fashioned way with assets that actually work. I'm talking about a proven system that

can take you from zero rentals to owning 10 properties in just one year, regardless of what chaos is happening in Washington. This is your blueprint for building the kind of wealth that politicians can't touch. Regulators can't regulate away and economic chaos can't destroy. And if you're still waiting on Congress for a bailout, take a number. Midnight Empire's open, but profits still missing. See you on the other side. Ever hear someone say, I have too much money? Me neither. Let's get you some more. Back to the show.

President Trump's tariffs are here, and the investors really don't like them. Remember when tariffs were going to end civilization as we know it? Jim Kramer literally said Black Monday 2.0. Goldman Sachs screamed a 45% recession risk. The New York Times ran headlines like it was the apocalypse. Then something funny happened. The news cycle moved on. There was Ukraine, Hamas, Doge, ICE raids, Iran.

But what actually happened to those economy-destroying tariffs while everyone was distracted? The answer might make you question everything that you've been told about, well, everything. April 2nd, 2025, Liberation Day. announced. April 2nd, 2025 will forever be remembered as the day American industry was reborn, the day America's destiny was reclaimed, and the day that we began to make America wealthy again. Within 48 hours, the S&P 500 lost $5 trillion. The Dow dropped 4,000 points. The volatility index spiked to levels not seen since COVID. Jim Kramer, live on CNBC. The president doesn't try to reach out reward these countries and companies that play by the rules in the 1987 scenario.

The one where we went down three days and then down 22% on Monday has the most coagency. Man Sachs says the odds of a recession are more likely in the wake of tariffs. Economists have raised their 12-month recession probability from 35% to 45%. J.P. Morgan upping its recession odds to 60% from 40% previously. Every financial expert on TV was basically saying the same thing. Trump just broke America. But here's what they didn't tell you. The crash happened before the tariffs even took effect. I mean, think about that for a second.

The market didn't crash because of tariffs. It crashed because everyone believed what the experts said about tariffs. Then, as fast as the panic started, it stopped. Not because tariffs were canceled, not because Trump backed down, but because people realized something the media forgot to mention. The sky wasn't actually falling. The Dow shot back up 1,200 points in days. S&P had its best May since 1990.

Turn 2.0 has been a source of endless punishment. U.S. stocks are proving to be resilient. The S&P 500 index marked its strongest May since 1990. But here's the thing. That entire recovery, it was driven by just seven companies. The magnificent seven tech stocks accounted for 57% of all gains. Apple, Microsoft, Google, Amazon, Tesla, meta, and Nvidia. Seven companies carried the entire market,

while everyone else was still arguing about tariffs. Same tariffs, same policies, same market, different story. So while everyone was distracted by the next crisis, here's how it's going. The GDP up 3.8% per the Atlanta Fed. Inflation, 2.4%. Basically where the Fed wants it, jobs added $139,000 in May alone. The newly released June jobs report hiring shattered expectations, is easy for me to say. 147,000 jobs added just last month. Unemployment also ticked down a 4.1%. And those economy-destroying tariffs,

$23 billion in revenue generated last month. That's up 270% year-over-year. But here's the historical context nobody mentions. We now have the highest tariffs since 1909. 1909. That's before World War I, before the Great Depression, before everything. The average effective tariff rate is,

now 22 and a half percent, higher than it's been in over a century. And yet, the economy didn't collapse. But wait, there's more the experts didn't tell you. While tariffs brought in $23 billion, they also cost the average household $3,800 this year. That's real money out of real pockets. China hit back with tariffs on $330 billion of our exports, farmers, manufacturers, tech companies, all got hit. China hit back hard against U.S. tariffs on Friday with counterfeit. measures of its own. Beijing announced tariffs of 34% on all U.S. goods and placed curbs on the export of some rare earth materials. Global supply chains actually shifted. Companies moved production from China to Vietnam, Mexico, India, and Bangladesh. Entire industry is restructured in months.

The Organization for Economic Cooperation and Development, the OECD, cut our 2025 growth forecast to 1.6% because of trade disruptions. So it's not all sunshine and rain. But here's the thing. It's also not the apocalypse they promised. It's just complicated, like most real world economics. The White House taking a victory lap on Friday after President Trump announced he signed a new trade deal with China. The full details haven't been announced yet, but its focus on lowering American tariffs on Chinese imports in exchange for concessions from China on shipments of rare earth minerals to the U.S. Clearly, the White House is set to position this as a big victory this morning, given that all eyes have been focused on that

July 9th date for trade deals to start to come to fruition. The White House now saying they've got a trade deal. It's a big one with Vietnam, guys. Back over to you. India and the United States likely to sign an interim trade deal within the next two days to avoid additional 26 percent tariff from the 9th of July. Here's what really happened while everyone was panicking. American companies didn't just sit there and take it. They adapted. Apple moved iPod. Apple moved iPod. production to Vietnam. Tesla expanded Mexico operations. Walmart shifted sourcing to India and Bangladesh. In six months, we saw supply chains shift that normally take years. The result? Trade with Vietnam up 40%. Mexico imports up 25%. India manufacturing partnerships doubled. China's share of

U.S. imports dropped for the first time in decades. Mission accomplished? Maybe. But at what cost? That's the real question, and we'll see. Now, here's where it gets interesting. Jerome Powell, the Fed Chair, has kept rates steady for four straight meetings. The federal funds rate, 4.5% to 4.5%. Trump wants him to cut rates by two percentage points. Why? Because every 1% cut saves the government $300 billion a year in debt payments.

We're spending over $1 trillion annually just on interest, more than defense spending. So do the math. 2% rate cut equals $600 billion saved annually. That's real money that could go to infrastructure, military, social programs, or tax cuts. But here's Powell's impossible dilemma. Cut now, that looks like he's helping Trump before an election. Don't cut, and you risk choking growth and making the debt crisis worse. And here's what the media won't tell you about central banking.

It's not just economics. It is politics. It is perception. It's timing. Powell isn't just fighting inflation. He's fighting the appearance of bias. The Fed is supposed to be independent, but in reality, every decision gets judged through a political lens. Here's what smart money is watching. If tariffs keep filling the U.S. Treasury at $23 billion per month, watch Europe try the same playbook, watch other countries follow suit, because here's the dirty

secret about global trade. Everyone talks about free trade until they need the revenue. France is already floating a digital sovereignty tax. Germany is considering carbon border adjustments. The UK is exploring strategic industry protection fees. Different names, same concept. Tariffs. The U.S. just proved that you can survive them without economic collapse. Now, every finance minister in the world is taking notes.

Within 12 months, we could see European tariffs on U.S. tech companies, Asian tariffs on American agriculture. Everyone copying the national. security exemption playbook. The era of free trade, it might be ending, not because of ideology, but because governments are broke and need revenue. Tariffs are the easiest tax to sell politically because they hit foreign companies, even though consumers ultimately pay the price. So where does this go? We've got two paths. Path one, Powell cuts rates. Government saves $600 billion annually. Stocks and real estate, boom. Inflation risk returns. Trump looks vindicated.

Other countries copy the tariff playbook, global trade war accelerates. Or path two. Powell holds firm. Rates, they stay high. Growth slows. Recession risk rises. Government debt crisis worsens. Political pressure on Fed intensifies.

International trade tensions escalate anyway. Either way, the winner won't be whoever screams loudest on TV. It'll be whoever reads the actual data instead of the headlines. And whoever adapts fastest to the new reality. The age of free trade. trade is ending. The age of strategic trade is beginning. Here's what the last six months taught us. The experts who predicted disaster, they moved on to the next crisis. The politician who screamed about economic collapse, they found new things to scream about. The media that

promised recession, they're covering wars and raids now. But the tariffs still here, still working, still generating $23 billion per month. Not perfect, not terrible, just working. Maybe, just maybe. The next time every expert agrees something will be a disaster, maybe wait and see what actually happens. Maybe ask, who benefits from this panic? Maybe remember, the loudest voices are rarely the smartest ones. And maybe, just maybe, the people making real money aren't the ones arguing on TV. They're the ones quietly adapting to whatever comes next. Because here's what I noticed while everyone was panicking about tariffs. Some people actually got richer during all the chaos. because they predicted the market moves, not because they had insider information, not because they

were smarter than everyone else. There was something else, something nobody talks about, and it had nothing to do with economics, politics, or even luck. When I figured out what it was, everything clicked. You'll see why some brilliant people stay broke their entire lives, why others with average intelligence build massive wealth, why the smartest person in the room is often the brokest. You'll never guess, though, what the real difference is. is. And once you see it, you can't unsee it. Don't miss it. I'll see you soon. And that wraps up the epic show. If you found this episode valuable, who else do you know that might too? There's a really good chance you know someone else who would. And when their name comes to mind, please share it

with them and ask them to click the subscribe button when they get here and I'll take great care of them. God loves you and so do I. Health, peace, blessings, and success to you. I'm Matt Terrio. Living the dream. Yeah, yeah, we got the cash boat. You didn't know home for us. Okay, only 10 more presents to wrap. You're almost at the finish line. But first? There, the last one.

Enjoy a Coca-Cola for a pause that refreshes. This podcast is a part of the C-suite Radio Network. For more top business podcasts, visit c-sweetradio.com. Thank you.