Frequent Miler on the Air - Speculative Bilt transfer bonuses | Coffee Break Ep112 | 6-30-26

Episode Date: June 30, 2026

When it comes to transfer bonuses, conventional wisdom has been not to transfer unless there's specific use in mind. But sometimes the bonus is too good to ignore.Speculative Bilt transfer bonuses(00:...16) - Conventional wisdom: don’t transfer without specific use in mind. But...(01:19) - With Bilt 2.0, earning hundreds of thousands of Bilt points is not so difficult anymore(04:11) - So which bonuses are worth doing for airline programs?Transfer bonuses where Greg & Nick disagree (or both said maybe)Southwest Airlines Rapid RewardsAir France-KLM Flying BlueBritish Airways AviosAvianca LifeMilesCathay Pacific Cathay Japan Airlines JAL Mileage BankTurkish Airlines Miles&SmilesVirgin Atlantic Flying ClubTransfer bonuses Greg & Nick would NOT doEtihad GuestEmirates SkywardsTAP Air Portugal Miles&Go(26:15) - So which bonuses are worth doing for hotel programs?Transfer bonuses Greg & Nick would definitely doHyattAccorTransfer bonuses where Greg & Nick disagree (or both said maybe)I PreferSubscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don’t forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderMentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of Voyascape, a podcast network that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast NetworkFrequent Miler Beginner's Guidehttps://frequentmiler.com/start-here/

Transcript
Discussion (0)
Starting point is 00:00:00 This is a Voyescape podcast. You can find all of our travel podcasts from around the world at voyescape.com. Today's coffee break. Speculative built transfer bonuses. Welcome to Frequent Milers Coffee Break, where we focus on a single topic related to miles and points. Each coffee break is limited to 20 minutes or less or your money back. Conventional wisdom tells us,
Starting point is 00:00:29 don't transfer your points to specific loyalty programs until you have a specific use in mind. And that's important in general because once you do the transfer, you can't get those points back. They don't become transferable again if you change your mind about how you want to use them. So, you know, once you transfer to, you know, Avianca Life Miles or something, you've got to use them as Avianca Life Miles miles, for example. So that's, that kind of conventional wisdom has basically gotten us through many, many years of points and miles. But then, you know, Bill came along and started changing things with these huge 100%ish transfer bonuses that they fairly regularly offer. And I think there are aspects of Built 2.0, especially, that have.
Starting point is 00:01:26 have made us really question that old conventional wisdom. Yeah, you know, now with Bill 2.0, you can earn lots more built points than you ever could before because you have a 2x base earn rate if you've got the Palladium card. You can earn on rent and mortgage payments potentially now, and you can even pay other people's mortgage with it. Alternatively, you could enable the boosts on the Palladium card and be earning essentially three points per dollar on up to 25K spend. If you split that up the right way, we won't dive into all the details. but plenty of earn opportunities from spending. And then on top of that, you've got the Racketon shopping portal where you can earn points
Starting point is 00:02:04 from shopping online that can transfer to built. And if you get built elite status, it'll be one-to-one transfers. And you got built neighborhood rewards. So you might just dine at a restaurant in your neighborhood and earn built points. If you link whatever card it is used to pay for your dining with built, then you can just automatically earn additional points on dining, potentially, pharmacy, other things in your neighborhood. So there are far more ways.
Starting point is 00:02:29 And of course, obviously you've got the welcome bonuses on the cards now. So there are more ways to earn points today than there would have been a year ago. So I think a lot of us are stacking up more and more built points, which makes us wonder, okay, well, if we've stacked up a huge pile of built points, which bonuses are worth going after. Yeah. Yeah. And another thing that has changed besides the fact that earning hundreds of thousands of points
Starting point is 00:02:53 is no longer a ridiculous idea. Now, a lot of people are doing that with Bill 2.0. The other thing that's, I think, an important factor is that with Bill 2.0, Bill has started capping their big transfer bonuses at 100,000 points. And so, you know, it used to be reasonable to say, well, you know, I'm going to hold on to my points until either there's a perfect transfer bonus or until I need, you know, maybe high at points, which you'll never see a transfer bonus for. So, you know, that made a lot of sense. But now if you're earning hundreds of thousands of points and there's this cap on the 100K transfer bonuses, then like maybe waiting for the perfect transfer bonus isn't a great idea because you're not going to be able to,
Starting point is 00:03:48 you know, use all of your built points for that perfect transfer bonuses. bonus if it ever comes around. So to me, that makes a difference in like how much I want to consider at least taking advantage of any given transfer bonus, even if I don't have plans for the particular miles or hotel points that that transfer bonus is for. So that really changes things in a fundamental way than ever before. Absolutely. So let's talk about which ones are worth doing right after this. Jamie writes in, love the show, but I have no idea what you're talking about. Please help. That's true.
Starting point is 00:04:29 Well, this can be confusing. And luckily for you, Jamie, we have a beginner's guide that can help. You want to go to frequentmiler.com slash start here to check out our full beginners guide. And we're back. So what we're going to do now is we're going to go through each of Bill's transfer partners and we're going to ask this question. If there was 100% transfer bonus available to you up to 100,000 points, and you didn't have, you didn't already have, like, a massive collection of those points,
Starting point is 00:05:03 is it worth doing that transfer bonus prospectively without having any idea how you're going to use those miles or hotel points? Yeah. And so when Greg says you don't already have a massive pile of those points, we mean the airline or hotel partner points, right? So, you know, if you have a massive pile of built points, of course, you're going to be considering these speculative transfer bonuses. But yeah, you know, if you already have two million of something, then you may not want more of it. But we're going to assume, like Greg said, we don't already have that huge pile of airline miles in this specific program or hotel points and say, okay, well, if we get 100% and we're simplifying there because built oftentimes has multiple tiers, but we're going to keep it simple and just say 100% transfer bonus, would you or would you not? So let's start with airline programs.
Starting point is 00:05:48 And I'll ask you, Greg, if there were 100% transfer bonus to Alaska Atmos rewards, would you or would you not take that one up speculatively? In a heartbeat. I mean, Alaska is one of built's best transfer partners. Their miles are so valuable for so many things that getting double is a great deal. So absolutely, yes. Very good. What about Southwest Airlines?
Starting point is 00:06:12 Well, I would probably very seriously consider Southwest, and I don't find Southwest to be among the most exciting miles because they have a pretty fixed value. But they do have a pretty fixed value. So getting 100% transfer bonus would yield great results. And because we have two companion passes in my household, we're very frequently looking at Southwest ahead of other airlines. So, yep, I would do Southwest, although I think that that is maybe less universal. I mean, would you? I'm more curious about you, I think. Yeah, the funny thing is, I think I probably would.
Starting point is 00:06:42 So with their new assigned seating, I'd be more likely to book Southwest than I would before. Sometimes I'm booking flights for other family members that include Southwest flights. And so being able to get those points so sort of cheaply, if you think of it as sort of buying points with your built points, that actually would be a great deal when that comes up. So I would do that. All right. Next up is United Airlines. What do you think, Nick, would you transfer prospectively to United if there was ever a transfer bonus, which we should caveat that there's certain programs that we don't expect to ever see a transfer bonus to, or at least not a massive one. And United is one of those.
Starting point is 00:07:34 United, yeah. So United is one that, like we said, very unlikely. So this is just a theoretical exercise, really. I would probably do this. I wouldn't be excited about it because I don't tend to use a lot of United Miles for exciting redemptions. However, domestically, I very frequently see flights available for 15,000 miles each way. And so essentially paying half that, like 7,500 bill points each way, is too good of a deal to pass up. So I wouldn't be wildly excited about it, but I would have a hard time saying no. So I think I would probably transfer to United. What about you? Would you be I would do it in a heartbeat. So United Miles to me are, they're one of the best to have a big pile of because you can often,
Starting point is 00:08:18 they're often like a great program for booking good enough awards and they're freely cancelable. So like, you know, you're planning some big trip and you're not finding like exactly what you want. Book something that's good enough with United Miles and keep watching until something even better. better comes. And if you also have a United credit card that unlocks better saver business class award availability and also the discounts that it gives you on award flights these days, then, you know, those miles become even more valuable than they were before. So there's a lot of reasons I actually, even though United doesn't necessarily have the best Star Alliance pricing, it tends to be okay. And if you can, you know, I find I often use it for these purposes of,
Starting point is 00:09:07 flying United itself because having a card, I get better availability and better rates, or because it's just so useful as a placeholder, you know, for a booking placeholder, thanks. Great points. All right, foreign programs. How do you feel about Air Canada Aeroplane? Would you do the 100% bonus there? Yeah, Air Canada Airplane also is, you know, a really solid program. And, you know, I would have no problem banking, basically, miles with them at 100% transfer bonus. Yes. Yeah, absolutely. They've got so many airline partners beyond just the Star Alliance that there's just so many opportunities to find an award that fits that.
Starting point is 00:09:50 Yeah, I would take that one in a heartbeat too. Air France, KLM Flying Blue. Here's one where we might disagree. What would you say? Yeah. In fact, I've done it. So there was one. and I dumped all my built points at that time for a big transfer bonus to Air France.
Starting point is 00:10:08 I'd be more hesitant these days. I mean, I often see great deals. And one of the things I love about Flying Blue as a family traveler is that kids ages 2 to 11 get 25% off on long haul awards. So that makes a big difference on the cost of an award. So on the one hand, I very often see good attractive Air France, Kaelin Flying Blue flights. But on the other hand, man, those surcharges are starting to. get to me because I was looking at one just recently, $367 a person, it would have been. So, I mean, we're talking, I'm going to spend $14, $1,500 in taxes and fees for an award that,
Starting point is 00:10:40 yeah, I mean, it would probably still work out to be a deal with the 100% transfer bonus. I just don't want to dip into pocket that far for the taxes and fees for a family of four. So I'm less bullish on Flying Blue right now. If the surcharges come down a little to where they were before, I might be a little bit more interested in that one. But I think most people would probably do well with that. Right. What about the obvious programs? So British Airways, Finare, all those, would you do 100% transfer bonus to Obvious? I probably would. And you might say, well, that doesn't make any sense because they have high surcharges too. They do, but there are some opportunities to fly airlines where you don't have surcharges, you know, maybe flying in American
Starting point is 00:11:21 Airlines award tickets, other short distance, one world award tickets using Finare for flights within the United States or within Europe can be a good deal sometimes. So I think it'd be more likely to take that because Auvios has so many different airlines. You know, the Aviso's program, you can move your Avis from Iberia to British Airways to Qatar to I'm, I can't even think of the Aer Lingus, voiling maybe, I don't know, Logan Air. There's all sorts of different opportunities. So because of the breadth of opportunities there, I probably would with Averos. I assume you would. Yeah. Yeah, this is a little more on the fence than the others that we've talked about so far, but I think I still would. One thing that you didn't mention that is a good use is British Airways itself, when
Starting point is 00:12:08 you want to fly British Airways, they often or usually have an option to pay more aviose and fewer taxes and fees on the flight. And so I think of this as a way to, you know, basically open up those kind of flies. They also, you know, give their members more awards space than others. So that combination is very useful. Same time, I mean, I don't have occasion to fly like British Airways that often that it would necessarily be a good investment. But as you said, there are so many different uses that it's likely to be able to use them. One common use that I used to talk about is, is Qatar Airways on their own flights. They have like almost, they often have like nearly wide open availability at the sort of double price for QSuite.
Starting point is 00:13:08 So instead of paying 70,000 points per person one way, business class to Doha, you would pay 140,000. And those would be wide open. And so like if you use a transfer bonus to get there, it doesn't feel as painful to spend that much. But they've changed their program now to where if you're going to be booking for yourself and others, you got to jump through a bunch of hoops. So I don't see myself doing that anymore. That's a really interesting point. Yeah. Very interesting there. All right. Next up, let's let's let's go to Avianca Life Miles. Would you do a speculative transfer bonus to Avianca Life Miles? 100%. Um, yeah, I don't know. Um, I'm going to, I'm going to, yeah, I'm just going to leave that there.
Starting point is 00:13:55 I don't know. Obvianca Life Miles, I mean, you can still get really good deals from it, but there's still plenty of reports of, like, problems with trying to use the miles. And they have a shorter sort of lifespan than most programs as far as how often you have to, like, earn more miles or get more miles in the program in order to keep your miles alive, things like that. So I'm going to put this on the I don't know pile for me. How about you? In a heartbeat.
Starting point is 00:14:24 Yeah, I would. And, you know, all of the things that you made, the reasons you mentioned not to are valid. I can't, you know, come back and combat any of those particular reasons to be hesitant. For me, we end up flying Star Alliance carriers to Europe pretty often. And the fact that there's no surcharges is really a big advantage. Now, you know, it's a mixed bag. It's not quite as no-brainer as it would have been a year ago because they've like kind of devaliener. valued and changed the prices of a lot of awards and gotten rid of some of the pricing anomalies that
Starting point is 00:14:53 used to be really exciting and they killed their mixed cabin pricing. There's plenty to be upset about. But on the flip side, even the most expensive awards now, I guess the very most are really high at like $92,000, I think, each way. So you'd be paying what, $46,000 each way if you were taking advantage of 100% transfer bonus. But there's routes that you can book for about $70,000 miles each way in business class between the U.S. and Europe. So 35,000 no surcharges. I don't know. I feel like that's such a no-brainer that I would probably take advantage of the 100% transfer bonus and deal with some of the annoyances. And the annoyances are real. I think I mentioned before that there was a United flight that I wanted to book this week. It's available to Air Canada Aeroplane.
Starting point is 00:15:35 It would be cheaper if it were available to Avianca, but they don't have the one I want. And that's a lot. So what you just said about the pricing, though, it's very similar to United's pricing for anyone who has. a credit card. Yeah, I don't have a united credit card. So that and I'm over 524. So I have no intention to get a united credit card anytime in the foreseeable future. So I'm happy enough with Aviancoa Miles. Yeah, there you go. Well, it's good when we don't agree 100% on everything. I mean, how boring would it be if we. We can't even agree on 100% transfer bonus. That's fun, isn't it? All right. Next up, Cathay Pacific. Would you do the 100% transfer bonus there?
Starting point is 00:16:13 I probably would not, but it's close. Cathay Pacific has okay pricing, and they have like some sort of sweet spots, like lower surcharges on British Airways flights. And they could also book further out in the booking window than some of the other programs we're talking about. So sometimes it gives you a chance to book things that aren't yet available to some, like, Alaska, for example. But I don't know. I've had Cathay Miles for a long time now that I just haven't found a lot of good uses for. Yeah, you know, I think I would, this is one that I wouldn't do.
Starting point is 00:16:55 So all the ones you talked about so far that I said I would do, I would do probably even if I only had like one or 200,000 built points because I know I can build the build points back up, probably before there's another great transfer bonus and I have enough uses that I'd be happy to have used them that way. this is the one where if I only had one or 200,000, I'd be pretty hesitant for all of the reasons you said. If I had like 500 or 600,000 bill points or something like that, then I probably would because the lower surcharges on British Airways are pretty handy. And the additional availability flying Cathay Pacific is pretty handy. So I would find that a use for that eventually, I think.
Starting point is 00:17:33 So that's what I sit at with that one. All right. What about Eddie Hodd? No. Hard pass. Hard pass. You can't even get me with 100% to. transfer bonus that you had. Only if I absolutely need your points will I consider transferring to you
Starting point is 00:17:46 and only if I'm flying like tomorrow and you have the best reward price. That's it. Yeah. You're not getting my points otherwise. They have the worst change in cancellation penalties in the world. What about Emirates? No, hard pass there too. The hard expiration is not any fun for Emirates and nor is the fact that the surcharges have just gotten ridiculous on their own flights. They do have some partner awards, but not enough that I would consider speculatively transferring points. I'm not even sure I would take up the 100% transfer bonus if I had an award I wanted to book unless it was really near term, because I know plans can change. And so I'd be pretty hesitant. We've been stuck with 200,000 Emirates points for like two years already. We've got about one more year before they expire. And I don't
Starting point is 00:18:34 even know what I'm going to do with them yet. So, no, hard pass. Yeah. Yeah. Same for me for both of those. Japan Airlines. In a heartbeat. I'd find some other people with Bill points to transfer them to. I'd be like, come on, yes, Japan Airlines has some really good uses, some great pricing. Even for just the chance to get some of those Air France, KLM flights with no surcharges to Europe would be nice. But then, of course, obviously flying business class to Asia, you know, using Japan Airlines miles can be a great value. So, yeah, in a heartbeat, definitely. So one big, one big issue, transferring to Japan Airlines without any plans for how to use them, is that their miles expire
Starting point is 00:19:17 after three years with no way to keep them alive. That's a really good point. Anything you transfer, you've got to use it. At the same time, as you said, there's some awesome uses for it. I think I would do it if I would probably do it, but only because I would commit myself, to making sure that I use all of those, all of the points. And so it's a bit of sort of like giving myself homework, right? Yeah.
Starting point is 00:19:51 But yeah, the value you can get from Japan Airlines miles for partner awards, for, you know, unlocking some, you know, maybe not the most saver awards with their own program, but like still okay-priced awards to fly Japan Airlines itself. those kind of things can give you tremendous value. So yeah. Yep. And again, we're talking at 100%.
Starting point is 00:20:15 You know, like Capital One runs and Transfer bonus to Japan Airlines and it becomes one to one. I'm not speculatively transferring at that rate. But at a one to two, yeah, I'm in on that even. But Greg makes excellent points about all the caveats you need to know before you do that. And the homework, you know, you need to know you're signing yourself up for that homework. Right. It's great. All right.
Starting point is 00:20:37 about tap miles and go would you do that one no way i don't know of any good uses for tap miles so uh you know i i've heard of some like not nauseating uses but not like exciting uses so no no you know i would be no because of my lack of familiarity with the program but i will say that recently doing award searches to europe i've very frequently seen them have availability on their own flights for 130,000 points each way, which is a rate I don't generally want to pay for business class to Europe. But if you look at that, you're paying half at 65K each with billed points and like pretty wide open availability, I could see it being appealing for some people. But overall, I have a general, like I said, lack of familiarity with the program, no handle
Starting point is 00:21:24 on when they might devalue or how often or whatever else might change. So I don't think I'd be speculative on that one either. Turkish Airlines smiles and smiles. Speculative transfer? So in my unique situation, I might, I would think about it. And here's why. So for the most part, like Turkish miles aren't super valuable anymore. And there aren't a lot of great reasons to think about doing this. Plus, I think these miles also expire after three years without any way to extend them or something along.
Starting point is 00:22:04 They do. You're right. So there's a lot of reasons to not do this. But since Detroit is my home airport and we do have a Turkish Airlines flight to Istanbul, if I could get a lot of Turkish miles cheaply, they often, sort of like what I was saying about Qatar before. Actually, I think even the same pricing. I think you could get wide open availability in business class to Istanbul for, I think, 140,000 miles one way, instead of the cheaper 70,000-ish points that's very rarely available. So, like, I guess I would consider it if I knew, you know, we have a trip we want to do
Starting point is 00:22:49 to Istanbul coming up and our dates aren't flexible. And so I just want to make sure I'm in business class, you know, then maybe I'd consider it. But that's such a specific case. And it's not where I am right at this moment. Like, if, if you're just, you know, if you're just a you asked me right now, hey, transfer bonus just happened. You've got an hour to decide. No. Yeah, you know, you also have to consider the fact that we're talking about this through the lens of these bonuses being capped at 100,000. And so, you know, if you transferred 100,000 at 100% transfer bonus, you have 200,000, you wouldn't even have enough for one person round trip. And never mind, too. So right, right. At the 140 that you're talking about. No, Turkish does,
Starting point is 00:23:28 I think, have the low pricing on their own flights is 65K each way, I think. So, you know, if you found that, you'd be close after the 100% transfer bonus to getting two passengers round round trip. But I think, yeah, my hesitation would come in in that space where it's like, I can't quite get enough for the whole family. I guess I'd get close enough with 100% transfer bonus that I maybe would, I feel like you said, I don't think I would probably do it. The one thing I really like about Turkish is I like the length of the flight to Istanbul.
Starting point is 00:23:59 Like, if it were up to me, if I were the only person planning my trips, I would be. really happy to connect in Istanbul each time because it's I get a full night's sleep on the way to Europe and then get somewhere in the morning because you know it's only going to be a few hours from Istanbul in the morning. So yeah. So I would like it for that. But I don't think that, I will always convince my wife that we should take the nine hour flight and then connect on the three hour flight. And have another. Right. Yeah. No. And I totally agree with that. I love the fact that it's long enough to sleep, plus, you know, a lot of times you can't even get into your hotel before, you know, one, two, or three in the afternoon. And so that extra few hours to get to where you
Starting point is 00:24:43 need to go might not matter, you know, as far as like you'd be hanging out, I don't know, trying to figure out what to do with your bags anyway. So, yeah. Yeah, yeah, but probably not speculative, like Greg said. All right. Last one, Virgin. Last airline. Anyway, Virgin, what do you say? Speculative transfer? Yeah. Now there's a glowing endorsement. Put that in the next Virgin commercial. I mean, Virgin, you know, the nice thing is their points don't expire. They do have some really good uses for booking their own flights and partners. They do have very high surcharges on their own flights, though. And it's just kind of a quirky program. So I think it's kind of like where you were with Cathay for me, which is, If I only had 100,000 built points, would I transfer them all? No, it's a Virgin, no.
Starting point is 00:25:36 But 500,000 built points? Would I transfer 100,000? Yeah, I probably would. Yeah, that's an interesting perspective. Maybe if I had the 500,000 I would. I definitely wouldn't. I'd be a hard pass if I only had one or 200,000. Not only for the reasons that you mentioned,
Starting point is 00:25:54 but because Virgin has devalued and devalued and devalued without any advanced notice or notification, they just change things up and leave it to the members to determine. And that really turns me off to the program, especially for transferring speculatively, even transferring to book an award I want a book, I'm hesitant these days because if I cancel that, I know I'm going to be stuck with virgin points that may or may not be useful in the future. Now, they do have some fantastic deals, like 6,000 points one way from New York to Britain can be terrific in the right situations, particularly near term.
Starting point is 00:26:33 You know, if you need to fly this week, you need to go to London, if you can find availability for 6,000 miles and $100 or whatever it is in taxes and fees, that could be a great deal. But I'm not excited enough. I wouldn't expect that we transferred here. Yeah, I'm with you. Yeah, yeah. All right.
Starting point is 00:26:48 Let's speed things up now as we talk about hotels. So, Bill has one-to-one transfers to a number of hotel programs plus some different transfer ratios to some others. So let's first talk about the one-to-one transfers, Hilton, IHG, Marriott, Hyatt, Hyatt, and Wyndham. Are there any of those that you would take advantage of 100% transfer bonus to? Only Hyatt. You know, Hyatt, you're never going to see it. So it's just a theoretical thing. But if they had 100% transfer bonus to Hyatt, yes, I would transfer. Even though Hyatt has recently devalued pretty significant. significantly, I'm still confident I'd get good enough value out of Hyatt to make that a really good deal.
Starting point is 00:27:33 I wouldn't do any of the others. You? Yeah. No, 100% agree with that. You know, Marriott's one where maybe if I needed the points and I had a specific use in mine. But remember, this whole exercise is about prospective transfers. And I would not do that prospectively. All right, what about a core? The standard transfer ratio is three to two. All right. Can you do the math for me? What does that mean with 100% transfer bonus. It means more. It means getting, I think you'd standardly get somewhere around 1.55 cents per point value. So it would be getting around 3.0 a little bit cents per point value. Hard to say no to that. Yeah, I would do this one in a heartbeat. And it's one that's interesting because a court doesn't have much of a footprint in the United States. So I feel like a lot
Starting point is 00:28:24 of us tend to ignore a core, you know, because there just aren't that many. uses for it. And it's not super exciting because you can't get way outsized value. But this would make it exciting because you could get outsized value. And I just recently updated our post about getting the elite experience by booking through preferred partner booking programs. And apparently with a core, you can do that. You can book through their preferred partner program, get yourself free breakfast, maybe like a property credit, all the type of stuff you would generally need elite status for. And then use your core points at checkout to pay. So I, yeah, I would do a core for sure. Yeah, me too. What about I prefer? So the standard transfer ratio is one to two.
Starting point is 00:29:03 Nah, I don't know. I'm not that excited about I prefer. I haven't found many instances where I would want to book I preferred properties and even in those fewer yet where I want to book them through I prefer rather than choice privileges of when they're available via choice privileges. So no, I think I'm a pass on that, but you might be different. Yeah, I would I would do it if I didn't have a big stash of points already. but I do have a big stash of points already because I did the exact same thing with City before it was too late to transfer at a 1 to 4 ratio. So basically this would put the bill to that same 1 to 4 ratio.
Starting point is 00:29:40 All right. So I think that that winds up our discussion. For the most part, we agree, but definitely not on everything. One place we do agree is that we're going to owe a lot of refunds for this episode. This episode was produced and edited by Carrie Yoder, Music by Annie Yoder.
Starting point is 00:29:58 If you've enjoyed what you've heard today and you'd like to get more of this in your email inbox each day or each week, go to Frequentmyler.com slash subscribe to join our email list. Follow us on all the various social media. Join our Frequent Myler Insiders Facebook group. And wherever you're watching or listening, don't forget to like this or give it a thumbs up. If you have a question that you'd like to be considered for a future question of the week or a piece of feedback that you'd like to be considered for our giant mailbag. You can send that to mailbag. Send it to Mailbag at Frequentmiler.com. Hi, I'm Mike Siegel comedian and since 2011 host of the Travel Tales podcast.
Starting point is 00:30:33 When I'm not traveling the world telling jokes for money, I'm traveling for fun out of curiosity and love of new places. And I love talking about travel with other people who share my passion. Whether they're travel experts, influencers, expats, or I'm just catching up with a fun friend, the subject is always my favorite one, travel. So if you love travel and want to listen to other people who love travel, and maybe even laugh or learn a thing or two,
Starting point is 00:30:54 Check out the Travel Tales podcast with me, your host, Mike Siegel, anywhere you get your podcasts. If you love travel but don't always have time to plan, we've got a podcast for you. It's called Travel in 10, and in every episode, in about 10 minutes, we give you a smart, practical overview of destinations all around the world. We cover what to see, where to stay, where to eat, and what actually matters when you're planning out a truck. It's designed for real life. Listen on the way to the airport, in the car, or while you're thinking about your next getaway. So if you want expert advice, zero fluff, and travel inspiration that you can actually use, search for travel and tin wherever you listen to podcasts, or you can also find us at boyescape.com.

There aren't comments yet for this episode. Click on any sentence in the transcript to leave a comment.