George Kamel - 27 Minutes of the Craziest Car Debt I’ve Ever Seen

Episode Date: August 24, 2026

📊 Check out the Investment Calculator!   I’ve talked to a lot of people with A LOT of debt this year. And you know what’s driving a bunch of it? Cars. So today, I’m counting down the top 10 most insane car debt stories I’ve heard this year . . . and I’m saving the best of the worst for last.   Next Steps: • 🎥 Watch my video I Asked People About Their Car Debt. • 💵 Start your free budget today. Download the EveryDollar app! • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Go to Boost Mobile to switch today! • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle! • Sign up with Privacy today and receive a $5 credit just for being a George Kamel fan.   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

I've talked to a lot of people with a lot of debt this year. And what's driving a bunch of it? Cars. So today I'm counting down the top 10 most insane car debt stories I have personally heard this year. And I've saved the best of the worst for last. So with a casual wave to the best channel sponsor a guy could ask for, aka delete me, let's jump in with number 10. A finance manager from a car dealership convincing me that his $500 a month lease was the best idea since sliced bread.

What is your truck payment? 5.02 a month. That's very specific. Yeah. You couldn't get it to 500. Nice, even number? If I could, I would. What kind of truck is this?

What's the year-making model? It's 2026 RAM-1500. Whoa. That's a fancy truck. How much you put down on it? 5-02. That's the money you put down? Yeah.

So what's your monthly payment? $502. So you put $502 down. The rest was on a loan. It's a lease. Oh, it's a lease. Okay. So there's no loan.

balance. You know the early payoff amount? Early buyout? I could buy out the lease. How much is that, do you think? It's down to 18 when it's originally, it was 20,500 for 39 months. Wow. Okay. So what's the game plan? You're just going to keep paying the lease payments and then give back the truck? Yeah, yeah, I'm a leased. I repeat lease, three years, two years, whatever benefits you most. Whoa. Okay, so when you say whatever benefits you most, how does the lease benefit you versus just owning a car and driving it? So when you own a car, I mean, I'm an everyday consumer. I can't just pay cash for a car. What is the everyday consumer?

Am I an everyday consumer? Do you pay cash for your cars? Yeah. So then you're not an everyday consumer. You got a little bit more money than your average folks. So your average folks buy on monthly payments. Well, here's what I did and tell me if this is crazy. So I saved up, I bought my first car six grand in cash.

Like I beat up old 09 Honda Civic. Gotcha. And then I drove that while saving up for the next car. Gotcha. And I just stair stepped it. across a couple of cars. Answer me this, why you drove that $6,000 car and saved up. Yeah.

How much money did you have to put into that $6,000 Honda? You mean like repairs and maintenance? I mean, you gotta keep it on the road somehow. I probably did maybe $600 bucks worth. 600 bucks and you drove it for how long? Let's see, 27,000, five years? Five years. So you invested about $100 a year into the car.

Yeah. If you break that down, you still paid for it monthly, somehow, some way. Just an emanate, Sharmelon twist. What's going on here? You're talking to a finance manager of a dealership. I cannot tell you how frustrating that conversation was. I mean, he was a good salesman, but I wasn't buying it. Let's just put it that way. He was really trying going, hey, listen, your cars still cost you money.

Might as well add to the payment. Drive something new so I can make more money at my dealership. Make it make sense. But I will say this guy was eating what he was cooking. Okay? It's like a, it's like a drug. dealer who does his own drugs. Like, at least he believes in it. It's the nicest thing I can say about him. So it took us a while to figure out that this guy is a finance manager at a dealership who loves a good car lease. He loves driving a lease car. He loves selling you a leased car. And it's for one reason or one reason only. Dealerships make so much money on these leases. Because guess what? They get the car back unless you buy it at a steep price at the end. So here's the issue with

car leases. You are paying the steepest portion of depreciation. up front and then giving the car back and you own nothing. But they lure you in going, hey, you don't have to worry about it. And then all of a sudden you go over the mileage, you do excessive wear and tear, and then they start digging you with fees all over the place. It is not worth it. It's the most expensive way to operate a vehicle, and I wouldn't wish it upon my worst enemy. Moving on to number nine.

Any other debt that you want to speak of? No, that's it. Honestly, I'm just student loans. No credit card debt, no car payment. Oh man, we got a car payment. but that's nothing. That's lease. Is that debt? Oh, you lease? Well, a lease is a contract that you'll make the payments. So it's a debt in that you owe the money. You're not getting out of it. She's good. I told you not all debt is bad debt. It's good debt.

What kind of car? People want to know what you're driving. I'm a Tesla. What kind? Why? Tesla, because it drives itself. I don't really. Is it the model Y? Is it the mid-sized SUV? No, it's the car. It's the model S? I don't know.

It's a low car. It's not the big one. It's the car. It's a sedan. It drives itself. And that comes in handy. 100% for a bunch of things, especially car concerts. Car concerts?

Singing with your hands. Oh, I've never tried that. I've got to do it next time I'm in the car. You've got to wear really dark shades so the video doesn't read your eyes that you're not looking directly at the thing. You're giving me all the hacks. next time I get in my car. This is great. I did that. I don't have that kind of rhythm. Even what you just did right there would have hurt me.

That was a lot. As much as I appreciate her vibe and I'm jealous that she has that much Riz. I just, I don't know if I could pull off a car concert in the car. I think I'd immediately get pulled over somehow. Somehow they would be like, yeah, there's a law against you doing that specifically. But you heard her in the beginning. She was like, yeah, we got a car. It's no big deal. It's just a car payment. Well, it's a lease. Is that really even debt, but that's how they get you. Okay, this is how people get roped into these leases.

The dealerships will push these things for a reason. They make a ton of money because they own the car. It's their collateral. You're just paying a payment, the steepest part of depreciation and then giving the car back, all while getting dinged with fees for going over the mileage, wear and tear, disposition. There's 17 things they'll ding you with. So not a fan of these is the worst way to drive a car. But she did give me that good idea.

Appreciate that. Okay, this next guy comes in at number eight, not just for the car loan, but because he drags his family down with him. How much debt do you currently have? Ooh, man, if we're including school along with car loan. I'd say about 30, $30,000. $30,000. Break that $30,000 down for us.

So that would be 23 in car and about 14 in school. So 30 plus. Yeah. 37 now. Yeah, there you go. It's going up there. What kind of car is it? I got a Jeep Compass, 2023.

Jeep Compass. Okay, so pretty new Jeep Compass. Did you buy it brand new? Yeah, pretty much, yeah. Okay. How long is it left on the term to pay it off? Man, I just made my first year. Woo!

Yeah, one year down. Yeah, one year down. Five to go? Five to go. Okay, you know the interest rate on it? I want to say maybe six. What's the payment every month? Man, we're looking at $5.50.

Okay. Five fifty every month. We co-signed on the car, so his debt's pretty much mostly my debt. You co-sign on his car. So technically you owe $23,000, well. There's right there, folks. You're making the payment every month. He doesn't drive it, but you needed him to co-sign because your credit was shot? Yeah, you can say that. That's usually why they require a

cosigner. Yes. Is they don't think you're going to pay. Right. Well, I wouldn't go as far as saying that, but they probably feel like, you know. It was risky business. I don't know about risky business either, but more like I was trying to get the payments to be reasonable. Oh. Yeah. So I went out of co-signer, so the payments could be reasonable. Oh, boy. co-signing is one of the biggest stupid taxes you could pay. And usually how these things go is the person who co-signed

ends up needing to cover the debt because the person who needed the co-signer ends up not being able to pay for whatever reason. And this can destroy relationships. And usually who's co-signing? It's the people who love you the most. And that's not who you want to destroy a relationship with.

So, know this. When you co-sign that debt, you are basically taking on that debt personally. Legally, that's what happens. So, no, I would never co-sign on any loan for any reason, especially $23,000 at 6 plus percent for six years. This is madness. This guy way overpaid for this Jeep Compass. Just go buy a cheaper car you could afford in cash.

That might be a $5,000 Jeep Compass for now, and then you can upgrade to a slightly newer Jeep Compass if you love it so much. And then a slightly newer one over time. But if you do it with cash, you can finally get out of this payment cycle that keeps you stuck, keeps you driving fancier cars with a payment, needing a co-signer, not a fan. All right, coming at number seven was a teacher in Nashville whose car lease was so high it made me question everything. Check this out.

Let's talk money. How much do you have saved for retirement? I think I have around now about 15K, not a lot. Nice. What is your wealth plan? What's your investing goal? Well, I mean, I would hope to at least quadruple that before I die. So we're going to quadruple it.

We're talking 60 grand. If you have 60 grand before you die, you're like, I made it, I'm good. I think that should be enough. No, probably not. To get through retirement? Probably not. Okay, so how much are you currently contributing to retirement each month? It comes out of my check.

I think it's like 200 every other week. Okay, so $400 a month. I think so. You want to crunch some numbers with me? Sure. So I'm going to use our free investment. calculator and I'm gonna type in your age here you said you're 41 and let's say you go till 60 how's that yeah or maybe 61 we'll make it an even 20 years okay okay and you

said you've currently have $15,000 saved and you're gonna invest you said 400 a month okay let's see what that turns out to let's hit the calculate button you want to do it for me to really get the full effect let's see boop $413,000 is that more than you thought yeah that's a lot more than I thought. Okay, let's play this out. What if you could invest more than 200 bucks a check? Well, then it would probably be a lot more than that. Could you do 800 instead of 400? It would be tight, but yeah. Do you have any debt? Well, yeah. How much? I have a lease vehicle and I have a camper. What's the lease vehicle? What's left on that? Forty-five grand? Just bought it in August. Oh my goodness. I can't breathe. What's the payment on that lease?

$1,100. So you can't invest in extra $400 because it's tight because of it. It's tight because of your $1,100 leased vehicle? Yes. What if you got out of this lease and paid for something in cash and you invested $1,100 instead? Well, that'd be amazing if I could. Okay, well, let's just add it to your $400, right?

Okay. So instead of $400 a month, you're adding $1,500. That's $1,500. Yeah. All right? Per month. So instead of $413,000, hit calculate, let's see what you'd have.

$1.2 million. By the time I'm 61. I like that hit you. That's a lot better. Did that just prove to you that your lease car is costing you $800,000? Yeah. Okay, so are you feeling better about your retirement based on this conversation or worse? Well, I mean, a little bit worse now because I know I make really bad decisions.

But maybe a little bit... Are you encouraged to make better decisions? Yes. That's the goal. That's what I'm here for. I'm not here to shame you. I think you work too hard to stay broke. And you're not broke right now.

Right. But you will be if you continue at this pace. I told you. That one was a doozy. She had 15 grand in retirement. her life goal before she dies is to quadruple it to $60,000. That's not a retirement plan. That is a wish, especially considering her car lease had 45 grand left on it,

which was triple what she had in retirement, while she owns nothing at the end of that. And I showed her the math. Her lease is costing her $800,000. That's a lot of zeros. And this was a great example of what these monthly payments are actually doing to people. It is robbing them from their future while demanding they pay for the past, and at the end they got nothing to show for it.

But this next girl coming up, she takes ignorance as bliss to, frankly, a concerning level. What's your truck payment? Ooh, I don't have a truck, but my car payment is pretty high. I would say it's a good $600. 600 bucks. What's the year-making model of this vehicle? It is a 2024 Ford Bronco.

I feel like that's a truck for ladies. Yeah. Yeah, I would say so, yeah. It's a lady truck. No offense to the guys with the Ford Bronco. out there, very manly, very masculine. What's the balance of this loan? That, I'm not too sure.

Forty thousand? Potentially, yeah. All right, do you know your interest rate? I figure if you didn't know the balance, you for sure don't know the interest rate. Okay, are you underwater on it? Like, do you owe more than the car's worth at this point? Maybe, maybe a little bit, but...

You're looking to me like, I'm going to know the answer. This is fun. Okay, hey, we're having a good time. We're having a good time. It's one thing to be in a bad thing. bunch of debt and be stressed about it. It's another one to be in a bunch of debt and have no clue what the balance is, no clue what the interest rate is, and just happily pay your payment. Saying it's a good 600 bucks. It's fine. It'll get paid off eventually or not. That part scares me.

You've got to know going into this what you're actually paying for the car. Now, I never recommend getting a car loan. So I'm not going to tell you to read the fine print as you take on the debt. Now, if you've already done that, go back and look at the fine print. But if you haven't done this yet, I am begging you. The easiest way to avoid all of this is just to pay cash for the car. There's no payment. There's no interest rate. There's no balance.

You can never be underwater on it. And for those reasons, I'm always going to be against car loans, especially because things like this happen. You get the fanciest cars you want to feel good. It becomes part of your identity. Instead of just acting your wage, drive what you can afford to drive right now, and realize that nobody cares but you. and you need to stop caring so much. So she clearly has no idea what's going on with this car loan. Kind of like how most people have no idea what's going on with their online data.

Even now, your personal info is being scooped up by dirty data brokers, your phone number, your email, your home address, and they're packaging it and selling it to who knows where, putting you at risk for spam, scam, fraud, and fishing. Unless you use our sponsor delete me, which I very much do and very much appreciate. They're like data broker bounty hunters, finding and removing your info for you all year long,

behind the scenes so you don't have to deal with this yourself. Check them out and get 20% off an annual plan by going to join deleteme.com slash George. Or just click the link in the description. And you know, there's a lot of personal stuff I don't want floating around online. Anything about my kids, the karaoke video of me singing man I feel like a woman, which I will defend

because it's a good karaoke song. And least of all, my debit card number. Which is why I'm a big fan of privacy, another one of our sponsors. They create virtual card numbers you can use online instead of handing over your debit card number. You can even make cards tied to a specific merchant with spending limits, time limits, you name it. So if there's a data breach, your bank account remains unbreached.

And since you're special and watch this channel, they're offering a $5 credit to sign up. Just go to privacy.com slash George or use the link in the description. Okay, from here on, the car loans get bigger, the payments get higher, and the excuses get, excuseier. Which brings us to this lady at number five, who isn't just driving her debt around. She's living in it. Do you have any other debts right now? Trying to pay off? Yeah.

I got a brand new camper. Oh. That one's got, that one makes this look like nothing. Okay, the camper, is this like a $50,000 camper? What's the balance on that, $45? 47. Oh, my goodness. It's like I've done this before.

This is wild. And I'm guessing the payments, a thousand bucks? No, it's $600. So it's like over nine years. Huh? About 15 years. 15 years? My mortgage was 15 years.

years. This is crazy. Well, I used to travel, so I bought a camper to travel in, and then I quit traveling, so I just put my camera on my son's property. So it's just parked. It's just parked. Are you living in the camper? Yeah. Well, at least it's your home if it's on a 15-year loan. Yeah. Wow. That is, so did you plan on living in the camper? Yeah, for a while. But not, this was not the plan. No, it was not the plan. Wow. The heartburn is back all over again after reliving that tale. I cannot imagine a 15-year loan on a camper. And she said to herself, this was not the plan.

This is just kind of where she ended up. And I hope she can break out of this cycle. Now, if you want to live in your camper and that is your dream, have at it. But please do this with cash. Because as I take calls on the Ramsey show, I hear too many calls of people saying, well, rent was so expensive,

so we just started living in our camper. Now we're underwater on it, and we owe $75,000 and it's only worth 40. And now they're really stuck because you can go deeply underwater on these things and they are hard to get rid of. And it is a difficult quality of life for most people. So I hope she's in a good place now. I hope she's no longer in the camper, but my bet as she is.

All right, this next video is a twofer, a little card debt bogo, if you will. So fourth and third place, go to these ladies. I just got me a brand new car, a 20, 2025 of Accra, ADX. I don't know if you know about cars. Oh, Accura ADX? ADX. ADX. It's a new model.

That's the new one. Yes. So what does that run? Up the door like 42,000. Really? Yes. Credit card, a low, a little 3,000. Okay, we're up to, you know, 45 now.

Yeah, and then no student loans. You know what, a little target, another thousand for a target credit card. Okay. And then... Number 46? That's about it right now. So 46 grand in debt. What's the car payment on that, ACRA?

It's... About $600 a month. Okay. And that's for how many years? Do you even know? Or interest rate? My interest rate is like 6.7. And it's about six years. Six years. Yeah.

Are you going to take six years to pay it? Like just make the payment every month or what? Hopefully I can do a little extra payment, monthly payment. Then I'll throw it on the principal. Okay. All right. You're up next. How much debt do you have?

My car is like $42,000 also. Oh, nice. Yeah. I got a 2025 Hyundai, Santa Fe. Okay. Because I got four kids. So, yeah. They all fit in the Santa Fe.

Is that a third row situation? Yeah. Okay. Third row. Yeah. Nice. And then. What's the payment on that?

It's a little high because I was upside down. So you rolled over negative equity from another car. Because it wasn't worth it. Like, the car I had was almost 19,000 left on it. And the car's worth was like $5,000. So you double down. So it's like, I'd rather get something that I love that I will keep long term and just bite the bullet now. Won't you be underwater on that already now?

Because cars. isn't worth it because you had the negative equity? So I sold it. So I sold it. So I got some money on it. So it made my payment go a little lower. Okay. So what's the payment now with all that negative equity? It's like a seven. Seven something? Seven. Yeah, 700. Yeah, 700. Okay. Any other debt?

And then I have probably like, with all my credit cards, like 10,000. Another 10. Okay. So she got you beat. Woof. Six, seven hundred dollars a month for car payments still boggles my mind. And the average car payment is now about $750,000. Which is just, so wild to think about because people all the time are going, George, I don't have money. Who can invest $700 a month? I'm like, well, if you just had avoided the car payment by driving the car you could afford, you could have $700 to your name every month to invest instead.

And the negative equity one is what I'm hearing more and more about. People are going, hey, I'm already underwater. Let me just roll that into another loan, which dealerships are happy to do because they're making money either way. And now you've got a bigger hole to get out of. And it's even harder to get out of those situations. So I hope they get rid of these cars. They said, hopefully I'll put extra payments on it, but hopefully it's not a strong game plan. So I hope one day I meet them again and they tell me, hey, after our conversation, I went after it. Never again am I taking on a car payment. All right, coming in at number two with the silver medal is an NFL player that I happened to run into on the streets of Nashville. And you wouldn't know it

from looking at the guy that he plays ball. You might think that about me, but not this guy. He's only a few inches taller than me. Check this out. What kind of car do you currently drive? Give me the year-making model. I have a 2021 Jeep Grand Cherokee track art and a 24 Mercedes-G-L-E 63S. Okay. This is getting interesting.

Do you have credit cards? Yes. How many? I only got one. What is it? Amex. Okay. All right.

Are you investing currently? My financial advisor is, yes. Okay. So you've got an advisor now. You're making good money in the NFL. Do you rent or own a home? I rent. Okay.

Yeah. And where do you live? In Lexington, Kentucky, and Orchard Park, New York. Okay, so you got two places because you're traveling a lot? Yeah, Buffalo. Oh, this is such a tough one, man. Because you said you're 22? Uh-huh.

You haven't had a lot of time to go in the debt. Exactly. But now you make good money. You can carry a payment and feel like you can afford it. I mean, my heart of heart says that Mercedes has got a loan on it. And so I'm going to guess that you are currently $50,000 in consumer debt. A little bit more. Give me the number.

Around 80. Woo! Okay. I'm wrong, but I was in the ballpark. Yeah, you were there. But I wasn't close enough to get a green light on that. Okay, 80 grand. Break down that debt for us.

A lot of it is just paying the loan back on the Mercedes. That was a big hit for loan. just all the rent. I have two rents. My parents rent, car notes, car payments, and stuff like that. What do the car payments add up to right now? It's like $1,500 a month. Only $1,500.

Yeah, that's a lot. Don't get you. That's a lot. But, you know, that's- Covering mom and dad's rent because you're like, hey, I made it. I want to pay it back to them for all they've done for me. Exactly.

That's a very nice thing for you to do. Yes, sir. That's awesome. Woo! Now, this is a very young guy who was crushing. it financially and in his career, obviously. He's making seven figures, and you would think, man, wouldn't it be nice? But he's still got a lot of payments in his life, $1,500 a month just for the cars, multiple rents, 80 grand in debt total. And my hope is, after this video, he went and just

wrote a check and paid it off. But I see this a lot with pro athletes, musicians, celebrities, anyone making a lot of money all of a sudden, they often make some big money mistakes to go along with it. And that is my fear, is that lifestyle. creep can happen to any of us. Whether you're making $100,000 or a million dollars, you tend to just expand into the fish bowl that you're put in. And so you've got a big old fishbowl, you're going to fill it with a lot

of stuff and a lot of payments. But if you do it the right way, you keep living on less than you make, you will have so much margin to do so many better things than take on an extra car payment. And finally, our number one worst car debt story of the year, without question, has to go to this guy.

What Hyundai is this? Palisade. That's a great SUV. It's the full size. It's my daughter's car. Oh, nice. Okay, this makes it so much more interesting. I'm paying for it. I'm going to guess if you have a loan on this car and what the payment is.

Sure. Okay. I'm going to go out on a limb and say you paid cash. You should be correct because I'm very financially responsible, but I made a huge mistake when I bought this car. No way. Tell us about it. We wanted to buy a car for my daughter. And we went into the place and I normally do tend to not get a little.

loans and stuff, but I did get a loan for this car. Did they talk you into it? Was like the sales guy was like, well, you know, makes more, I can get the payment as low as you want, bud. They tried that, but yeah, I didn't really go for that. It's just like the lowest, not the lowest payment, the lowest term. Yeah. You know what I mean? I went with that instead. So, okay, so I'll guess now. I'll guess the balance and the monthly payment. I'm going to say $26,000 $4.50 a month. No. How much? Oh. Oh. 38, I want to say. 38,000 jumping Jehosefats.

That's a lot for a teenager. Did you put a down payment on it? Yeah. I think so. Not much, though. After the down payment, it was still 38 plus for the loan. Right. What's the monthly payment?

We also made a huge mistake of getting all the extra bowl. Oh, I guess, I can't swear, but. Hey, you can say whatever you want. The extra baloney that they try to talk you into. So you got like the warranty? Yes. Oh, all that. And I really, when I left that place, I felt stupid, like, very stupid.

Like, I can't believe I did that. So you immediately were like, this was a bad decision? Yes. Yes. Immediately. You didn't walk back in and cancel it. No. All right.

What is the monthly payment on this Hyundai Palisade? It is 900 and I want to say nine something. Call it a thousand. Mid-90s, yeah. Oh, mid-nine. Man, and you're paying that. You're footing the bill for your daughter. Plus insurance.

As the dad of the year. Or not. Well, you know, would you rather have a dead child or an expensive car? Well, here's what you just said. If you don't buy a $45,000 vehicle, your child will die. That's all I heard. Okay, I'm getting restressed all over again. Breathe, breathe.

Almost $1,000 a month, $38,000 loan, all for the safety of his child, who otherwise, I guess, would not be with us if they were driving a car half as expensive. I'm picking up your sarcasm. This is the kind of stuff that causes parents to make terrible financial decisions. And the good news is he is very self-aware. He started this whole thing going, I made a terrible mistake. I feel so dumb. So I'm not here to shame this guy.

But I want to warn all the other parents out there that your child will be safe in a $10,000, $15,000 used car that you paid cash for. You do not need to go out and buy the most expensive SUV money can buy with the warranties and the bells and whistles because the dealership talked to you into it. This guy's going to spend a whole bunch of years trying to knock out this debt while his sweet child gets a sweet ride. Okay, I can't just end on a note like that. So I've got one more for you, and it's easily one of the most, how do I say this, chaotic conversations I've had in a while. What do you got? A Honda passport. Oh, that's nice.

What's the year? Maybe 2021. I'm not sure. It's paid off, though. Oh, way to go. Was that from the get-go? It was paid in cash, or did you have a loan and paid it off? No, I had a loan.

Okay, how'd you pay it off? I paid extra payments. Working my stuff. There we go. That's the truth. You got any other dead? No. That's it.

That was just the car loan and that's on. Just the hotel I charged just now for a CIPA best. On a credit card? Yes. But I had a Facebook yard sale before I came. That's not making me feel better. You did a Facebook yard sale to pay off the credit card bill? I have stories and stories days for days.

Yes. Are you with her? I have her daughter. Does the apple fall far from the tree? Yes. I still the horse step on the... Wait, no, it doesn't fall apart, what's that mean? It's still on the tree.

They were too much fun. I would love to hang with them. They're a good time, and I bet she's still drinking right now as we speak. You can watch the rest of my conversation with them, plus even more people confessing their car debt in this next video. Click right here to watch it or use the link in the description. That's it for today. Thanks for watching.

We'll see you next time.