George Kamel - Reacting to Insane Money TikToks

Episode Date: January 21, 2026

Today, I’m reacting to TikToks full of people whose “get rich” tips are more woo-woo than making a crystal grid while reading your horoscope and balancing your chakras. Let’s get into it.   Next Steps: • 🎥 Watch my video: Money Experts React to the “New Economy” (feat. Rachel Cruze). • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

I have seen some truly bonkers wealth-building advice on the internet over the years, but apparently I haven't seen it all. So today I'm reacting to more TikToks full of people whose tips for getting rich are more woo-woo than making a crystal grid while reading your horoscope and balancing your chakra. Whatever that means. So without further ado, let's hop into the madness. I'm done gatekeeping. Here's the one affirmation you're going to use to get fucking rich in 2023, promise you.

You're going to love it when you hear it. Say this out loud for 21 days. Watch how rich you fucking become. I get paid to exist. I get paid to exist. My existence pays for itself. This affirmation is how I started making, Gwop.

Just so for 21 days, I tell myself, I get paid to exist. Y'all, please, someone try this and report back as you're being evicted and your car gets repoed, because I think she missed the part where you have to, like, add value to someone's life, a company, or if you're a business owner, the customers, and then they reward you with something called money. It's got, like, president's faces on it, and you can use that to, like, pay your bills. So does your existence pay for itself?

I guess if you make hot garbage on TikTok, you can make money from that. Does she sell an online course? She has a stand dot store slash hot high priestess. I don't like anything about this. Whatever demonic thing you're going after, I rebuke it. All right. In the name of the Father, the Son, and the Holy Spirit. Manifest Magic Workshop, only $22.

So apparently, you can't just exist. You have to launch a scammy online course in order to exist. Got it. Enough of that. I don't even want to look at this on a work laptop. I got to call IT and tell them I did this for the YouTube. Let's keep it going. Oh, that was a strong start.

If I don't have a dollar in my account right here today as we speak, I'm going to be straight for the rest of my life. No question, right? I don't think everybody is in that. And when you've sacrificed your whole life to get here and you're like, yeah, I play 10 years in the league. And I always explain this to people. I'm like, bro, you give somebody a five-year, $100 million contract, right?

What is it really? It's five years for 60. You're getting tax. Do the amount. That's 12 a year. you know, that you have to spend, use, save, save, invest, flaunt, like whatever, however, just being real. I'm going to buy a car, I'm going to get my mom my house, I'm going to do, everything costs money.

So if you're spending $4 million a year, that's really $40 million over five years, eight a year, you know, and now you start breaking down the numbers. It's like, that's a five-year span of where you're getting $8 million. Can you make that last forever? and you always hear the people who ain't us and ain't been in the position and be like, oh, well, that would last like that. Okay.

Wow. O.B.J. O'Dell Beckham Jr. And you guys say I'm out of touch. Did you hear this? I can't even follow the math of it. He's like, well, five years, $100 million. That's $12,000. Man, that's $4 million. 40 over 8.

Carry the two, and you're broke, bro. You're broke. You might as well go bankrupt. If you can't make it work on $12 million, how much? This is just lifestyle creep on steroids, okay? Because here's the truth with athletes. They are really good at spending money.

And a lot of them didn't have money before. Now, all of a sudden, someone just threw a ton of wealth at them, and they go, well, I guess I got to buy every single person in my life, everything they've ever wanted, and spend all of this money. Instead of doing the wise thing, which is keep living a relatively normal lifestyle and invest the rest, and it will create so much income that you won't ever have to work again. But in this case, I think our friend Odell here is going to be working a long time and he's going to have to keep up this fancy lifestyle

and keep up all the bills that go along with it. But do I have any pity? No, zero pity. I just want to see if the comments are agreeing with me. Rich people crying is crazy to me. That's good. Yeah, how would he be if he had 60K like a regular person? That's the truth.

Give me a reality show where we take super amazing athletes who get paid a lot of money and they have to live a normal person's life and make it on 60K and see what their lifestyle would be, see if they go into crippling debt to try to keep it up, or see if they go, you know what, I'm going to buy a used Camry and live an apartment like a normal person. That was on the other side of the spectrum from old hot high priestess over there. All right, let's see if we can find something in between.

Somebody whose cornbread is done in the middle. We'll find out. I'm going to hypnotize you to become a millionaire. This is a very powerful. Warning works fast. So I don't want you to do this. Okay, I'm going to try to get hypnotized. You are ready to become a millionaire.

So go ahead. No, I'm ready. I'm ready to be a millionaire. Okay. Allow your eyes to close. Okay. Eyes closed. And as your eyes closed, you might notice yourself relaxing easily and effortlessly.

I've never been relaxed easily or effortlessly. Thank you. You're deciding to allow yourself to relax and go even deeper. Noticing the more you hear my voice, the more relaxed you become. Okay. And now I want you to notice. She's relaxing. Relaxation, starting at the top of your forehead, flowing down through your face.

I should feel all the little frown lines and worry lines in your forehead. I don't have any worry lines. Feeling relaxation, move down through your cheekbones to pull to the bottom of your jaw. I'm not right. You feel it flow through your neck over your shoulders to spread through your torso, relaxing you vertebrae by vertebrae. Vertebrae. Noticing just how effortlessly you're allowing yourself to relax. Whenever you are ready to become a millionaire.

Okay, now we're getting back to the leader. I want you to see you and me standing at the top of a flight of five stairs covered in your favorite color. Five stairs covered in my favorite color. Okay. In each numeral, we'll take it deeper and deeper. I'm with Julia. If that's all right with you, please nod your head. Now, back to the money part?

Now, I want you to know that the more you imagine and see yourself as a millionaire. Okay, just imagine. The more limiting beliefs and blocks you're going to release. Great. And in this space, I want you to. to imagine yourself as a millionaire. What does that even mean? Like, imagine I have a million dollars in a bank account?

That's not how that works. Notice what you're wearing, what clothes you have on. Probably the same clothes that I'm wearing now. And if you just pay attention, you can hear the sound of your blood rushing through your veins. No, why would I hear the sound of my blood rushing through my veins? What is millionaire blood? Inside your body.

Is that a different kind of blood? Your blood doesn't change just because you're not. worth increased. Now that you're a millionaire. Imagine yourself speaking so positively. Okay. So millionaires speak positively. And until then, you speak negatively, apparently.

Notice how whatever you do works and you are thriving abundantly. Okay. Take a moment to integrate these changes at the deepest. You're just using $10 words now. Knowing that they are reality. What changes? Seeing your new friends. What did I do?

Opportunities and experiences around you. I have new friends too? Where did the new friends come from? What happened to the old friends? Oh, they no longer serve me, I guess. Knowing that you will bring all of these back with you. Oh my gosh. Now, as you notice the place where you last left your conscious mind at the count of five.

Whoa, whoa, she's talking fast now. This is how they get you to wake up. One, two, three, four, five, coming back to the present, eyes opening, feeling incredible. Oh my gosh. Coming back, you guys. Let me know in the comments. what you saw. Okay. And if you want my help to remember, oh my gosh. Now I want to know what the comments saw. I saw me thin living in a beautiful cottage in the woods and had nice pretty friends, said Fennie Ferry.

I think Fennie Ferry's already living in the woods in her mind. Wow, that was really good. I really felt hypnotized. Okay. Me and my family living the life of her higher self with no harm done to any species. What harm were you doing to species before this? I saw my kids and I in a beautiful green garden. with a large beautiful home and deck. Okay, you can have a garden now. I don't know why you need to wait.

I mean, you can go to Home Depot and start a garden today. Saw myself counting money with an all-white outfit, white headband, brown sandies, a brown purse and sunglasses. I had long straight extensions and was about to go eat seafood. That took a turn. I am done with Julia. And how that has 72,000 likes is beyond me. Uh, but she's here.

This is what she does. I rewire your subconscious so you can scale to millions and become a world maker. I don't like any of that. What is a world maker? Not interested in learning. And for those reasons, I'm out. This is Shark Tank, but for hot garbage on the internet. I'm going to just shake the hypnosis off of that one.

Didn't like that at all. I can feel every vertebrae still. And the blood coursing through my veins, which I didn't know was a thing I wanted to know. What's good, bro? Happy Mother. Are we going out tonight? Some brain? What? Bro, he just got a job.

East and Southern Western Mutual, bro. Yeah, bro. Selling life insurance, bro. I guess how much you're making? What's the base hour? Technically, zero dollars, but I think I can make anywhere from like 40K to like 400K.

So like, I'm gonna do 400K, right? I think I can make even more than that. Yeah, like, no offense. Like, how much is your base salary? It's only 120K? Yeah, yeah, you don't make commission, right? No, I'm just kidding. Like, that's not bad, bro,

but like, I'd rather do what I do. Just like straight commission, bro. Like, did you work super hard. I'm like, bro, met a bunch of bros on the team, bro. They were mad, smart. They were all communications majors in college. They were infrasse in college. They had like two-pointed GPAs like just like me, bro.

But yeah, bro, I've been like making like an incentive to like spend money and work harder, bro. I already bought this golf set. And it was only like 4K finance too as well. Bought this dog as well. Oh my gosh. So yeah, bro. Basically, it's your work super hard. Not with the golf swing indoors.

Like God, every single day. Look, bro. Matt and I said golf. Something wrong with this club? I was the right. He said, I am a lefty. Whatever. It's only 4K.

I don't care. Gosh, the accuracy. Why is it every young guy out of college who, like, doesn't know what they want to do, goes into selling life insurance to all of his college buddies to scam them into making a commission, which is what this represents very accurately. A lot of bro-broughiness here. Bro, bro, bro. Anyone who doesn't think it's a pyramid scheme, this comment sums it up.

It's not a pyramid scheme. You just get two friends and they get two friends and so on. So that's what's happening. And I don't want to call out any specific company. but Northwestern Mutual. If you know anybody who is a young man who works for Northwestern Mutual, block him from your phone because he's about to call you with an opportunity to build wealth through an insurance policy,

otherwise known as whole life, permanent life, you name it. It's a scam, hard pass, and I don't know why, but they all are cut from the same cloth, and it's a cloth I don't like. I prefer 100% fabric. and this guy is, he's giving polyester. That's all I'm gonna say. All right, we'll get back to these garbage clips in just a second.

But first, how much would you pay someone to scrub your personal information off of the internet? You know, your address, your phone number, that pick you posted in college wearing a wetsuit. Well, that's exactly what you'll get by signing up for Delete Me, a sponsor of today's video. They can't make the world forget about your embarrassing college photo, but they can scour through hundreds of data broker sites

to make sure your personal data gets removed. What you uploaded to your own personal Facebook, that's your business. That's your business. And here's the deal. It won't cost you a small fortune to get this service. You can get started for 20% off their annual plans, which comes out to around $9 a month. Just go to join delete me.com slash George or use the link in the description below. And while we're on the topic of embarrassing college photos, allow me to be brave and show you one of mine.

Now why is this embarrassing, you ask? Well, for a thousand reasons, namely because I uploaded this to my personal Facebook. And number two, because that hoodie definitely did not come from Cozy Earth, another sponsor of today's video. Cozy Earth's hoodies are unbelievably soft, along with literally everything else they make. I'm talking joggers, socks, bed sheets, towels, the whole gamut. And not only is it soft, but it's stylish too. You're going to want the world to see pictures of you wearing Cozy Earth. And right now, they're offering my audience 20% off when you go to CozyEarth.com slash George

and use the promo code George at checkout. You can also use the link in the description below. All right, let's dive back into the deep end. If you got expensive taste, it's because God knows you can. can afford it. Have you ever noticed that everything you're drawn to in life somehow turns out to be the most expensive option, that hotel that you like, the car that you want, even the random chair that you just picked up in a store, it's always the place. You were randomly picking up chairs. And you laugh like, why me? But what if it's not an accident? What if expensive taste is God

showing you your frequency? No, no, no, no, no. It's almost. Don't bring God into it. You're never meant for average, never meant for cheap. Your spirit recognizes quality before your bank account catches up. That is not a burden. That is a clue. Because desire is direction. If luxury calls to you, it's not to tease you.

It's to train you. You don't need to change your taste to fit your income. You need to raise your income to match your taste. Expensive taste isn't the problem. It's a prophecy. Okay, she must have went to alliteration school because she is good with the words. Like, take her to slam poetry night. She will crush.

Your spirit recognizes quality before your bank account catches up. You don't need to change your taste to fit your income. You need to raise your income to match your taste. And the only thing I agree with was at the end is you're going to need to raise your income if you want. want to keep up with a very expensive lifestyle, an expensive taste. But everything else she said and the fact that she brought God into it, well, God wants you to have expensive things and be rich and you just need to manifest it and rise to desire is direction. What the crap was all that about? I got to say, are people agreeing with this?

Because this really, I'm losing hope and humanity by the second because this has way too many likes, which means people saw this video and went, hmm, 27,000 saves. They went, I want to watch that again later. That was good advice right there. All right, let me see what the people are saying about this. Don't change your taste. Taste your change. What?

He who questions training only trains himself at asking questions. God is not materialistic. He wants you to give it all up for him. Okay, someone with some common sense there. This is how DeLulu I am. Thank you for your honesty. I love her watch. This is me, and people think I'm just a spender and don't save.

I think you're just a spender and don't save, Deborah. What? Claiming this rich life. Amen, amen, amen. It's definitely not an accident. Oh my gosh. Someone said, I kind of like this idea. God likes me to have expensive stuff.

Guys, it is no wonder that people are broke and stressed out to their eyeballs, because they watch trash like this. So they go, well, I guess my bank account just needs to catch up. So I'll go ahead and finance it for now. But bank account, you've got some work to do catching up. Because I got nice taste. So keep up, bud. Yikes.

Is this a real part? Like, was she on a real podcast that someone invited her on to? Or was this a fair? I think people are doing fake podcasts just to clip out trash like this. That's my guess. Build your brand, monetize, a repeat, the brand code. I just like to see what these people are all about. It's very telling.

She is the brand code waitless. What is the brand code? Build an unbreakable brand. Get 40 of my proven strategies that generate over a million dollars per month for my brand. I hope she's lying. If anybody is paying her a million dollars a month through brand deals, customers, like, you're all getting scammed. I want you to know that. All right.

Enough of that before her lawyers come after me, which I will just manifest them away. Kill the lawyer! I'm about to see. a dramatic increase in my finances. I was going to pick up all that fake cash. I attract wealth, luxury and leisure with ease. I attract one. I am manifesting financial freedom.

Wealth is my birthright. Oh, no. Oh, this is just random B-roll. This isn't even a real person or account. Look, I attract wealth, luxury, and leisure. I wish you would attract a comma. Like, can we get some puncture? Can we buy a comma in here?

I attract wealth, luxury and leisure with ease. Okay. I'm manifesting financial freedom. Got it. Wealth is my birthright. Well, unless you're entitled to a trust fund, I don't think so, sister. Please tell me people aren't, oh my gosh, I claim this energy. Claiming, claim, claim. Does it say comment, claim to get my free course? It doesn't. People are just saying claim. Guys, I did not know. There was like a whole subculture of woo-woo idiots on the internet just watching these. Because guess what happens? The algorithm goes, oh, you like hot garbage? There's more where that came from. So all they get in their feeds is more of this woo-woo crap,

telling them they can just manifest their wealth, instead of, I don't know, taking all this time they spent watching videos and go get a job that gives you a paycheck, and then you can have wealth instead of hope for it. One man's take, but who am I to yucked her yum? All right? All right, let's do one more. Rich kid tries to buy whole parmesan or cheese.

cheese. What are you doing? I'm going to buy this topic. Why are you going to do with it? Oh, this guy's not having it. What are you going to do with it? Eat it. We eat it, the whole thing.

Yes, the whole thing. Why is it? Can I not buy this whole thing? I can sell you a chunk. Because I say so. You're the owner? Yes. Oh.

It's almost $2,000. But what are you going to do with it? I know it's $2,000. He doesn't want wasted cheese. I respect this guy. You don't let me buy the parmesan. You can't. Why?

Not here, not here, my friend. Oh. No way. See? It's too heavy. Too heavy. See? Too heavy. That was this whole argument.

It's too heavy. Not that it's too much cheese for one man. This is what the internet has come to. And here's the problem. This guy got exactly what he wanted, which was a bajillion views on him trolling this sweet shop owner because he wanted to buy some cheese as a flex for a TikTok video. It's a weird place.

I expect before. Yeah, the comments here. I didn't realize you need to state your intentions when buying food. He raised that cheese from birth. He wants it to go to the right family. Oh, I just like, I like that there's men out there who have some respect for cheese, some class when it comes to dairy. All right? They're not out here trying to let some TikTok riffraffer go take some cheese to go, who knows what with.

Drop it off a building to make another video to get some viral views out of it. Just let the man buy cheese. What are you going to do? What are you going to do with it? It's a skit. No American businessman will turn down a big sale. That's the respect. If this is a true story, this guy turned down $2,000. Now, I don't know how much of that is profit. But he turned down a big sale that day to avoid getting scammed by this TikToker. And you know what? That TikToker will not be back. He knows better than to mess with my boy.

The European Kid 21 is his account. Of course he's shirtless in his profile pick. All right, my favorite comment here, we can't let Big Parma win. Perfection. I think we could do worse than letting Big Parma win, to be honest, but I appreciate the pun there. Very nice. All right, as per usual, producer Alex has given me a bonus video to react to, and all he said was, try not to cringe. But before we get to that, let me tell you something that never makes me cringe, and that's Boost Mobile. They're a sponsor of today's episode, and here's what I love about them.

They charge you the perfect amount for your phone plan. Not too much, not too little. 25 bucks a month for their unlimited everything plan, which includes unlimited talk, text, data. So you get quality service, just like the big name carriers, for a fraction of the price. And it's not some bait and switch to get you in the doors so they can raise the rate later. No, that $25 price tag is not promotional. It's just who they are. It is locked forever.

And if you ever do decide to change your mind, you can. There's no contract required. And right now, you can get $10 off your first three months of the Unlimited Plan at boostmobile.com slash Ramsey. Or just click the link in the description below. All right. Let's get to the probably cringe video. No. No, no, no, no, no.

You can break everything I am. Go off! No, oh, seeing his face just made it worse. It sounded beautiful. Demi, can I get a... Demi is a great actor, because she acted like that wasn't horrific. I am. Like a made of blast.

Is he trolling? What do you think? It sounded beautiful. Demi, can I get a... Or is he just a theater kid being authentically himself? I'm not sure. what's worse. That's not even a natural color in society.

Why did he choose that for his hair? Her face, I'm dying. She looks scared. Demi's sister in the background laughing. I wish I have that confidence. She was lying to you, bro. Demi with her corporate laugh. Oh, she got that Wallace and Grommet smile that Millie pulled.

I cringed. I cringe on her behalf. I feel bad for Demi. Security should have stopped that guy before he got another, whatever this little trill he's doing. What in the SpongeBob voice was that? It was wild, dude. All right, I need a mental health break.

But if you can stomach more of this, there's plenty more where that came from. Because I recently reacted to an onslaught of TikToks featuring people coming to grips with the cost of living, alongside my friend and Smart Money Happy Hour co-host, Rachel Cruz. So click here to watch that next or use the link in the description.

That's it for today. Be sure to hit like on this. video, subscribe to the channel if you haven't already, and share it with a friend who could use some cringe. Thanks for watching. We'll see you next time.