George Kamel - “Rich People Things” That Are (And Aren't) Worth The Money

Episode Date: July 3, 2026

📙Check out my book Breaking Free From Broke!   There are some things I’ll never buy, no matter how much money I make. But Redditors are making a case for some of them—so today I’m going through their list of “rich people things” to see if I’m wrong.    Next Steps: • 🎥 Watch my video 14 Things Under $100 That Are Totally Worth the Money. • 💵 Start your free budget today. Download the EveryDollar app! • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get $5 credit when you join Privacy. • Get 20% off when you join DeleteMe. • Go to Boost Mobile to switch today!  • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

There are some things I'll never buy, no matter how much money I make. But Redditors are making a case for rich people things that actually turned out to be worth the money. And together as a family, we're going to go through this list to see what we agree with or disagree with as a family. As a family. Do not make me turn this car around. So let's give a quick pip-pip cheerio to delete me for sponsoring this channel and hop right in. Oh, the Brits are offended? Well, guess what?

We're an independent nation. We can do what we want. You're not our mom anymore. You make a bloody good king. All right. Back to the topic at hand. What's a rich person thing that actually turned out to be totally worth it? Setting the thermostat to whatever temperature you want.

481 upboats on this. This one, I don't know why, but maybe our dads just instilled it into us with their own frugality, that you cannot touch the thermostat. Only rich people can do that. And so now in my house, I don't mean to brag. I don't mean to boast here. But I do this. Though I do wonder the actual cost savings on this.

when people go, well, I don't keep the thermostat below 75 in the summer. And I go, I don't want to come over your house, to be honest. You ever go in someone's house and you're like, it is way too hot in here? And you can't touch the thermostat, and you don't know if they're doing it to be frugal or if they just are secretly lizards? We don't know. We don't know. But looking into this, apparently according to energy.gov, you can save as much as 10% a year on heating and cooling by simply turning your thermostat back 7 or 10 degrees Fahrenheit

for 8 hours a day from its normal setting. I'm doing the math here. If you're, let's say your bill is $200. You could save $20 max by living in agony. If someone said, hey, you can pay $20 this month and set the temperature to whatever you want. I would happily pay that every month for the rest of my life. I would cut every subscription in my life in order to pay for that bill. But it is kind of a rich person thing.

They just don't care as much to save on their utility bills. Next on the list, I send my luggage ahead of me whenever I do a big trip. It's so much nicer to just worry about my one bag, knowing my bags will be at my next hotel once I reach it. Okay, so you take the bag on the actual airplane, but then once you're in the city, you send it ahead, like with a luggage service? What do you mean you send it ahead? Like, I don't know, is it luggage delivery service?

Intrigued by this. Oh, allows you to send your bags directly your destination bypassing you to check them at the airport. That's legit. Well, I didn't know. This is how not rich I am. I didn't even know you could do that. I just thought as a peasant, I had to carry my own luggage.

But that's fine. I think that's a cool one. I mean, it's on wheels. It's not like you're having to carry it by hand, but I guess it does free you up a little bit if you're super rich, and you'll notice rich people don't carry things, except for like a dog in a little purse. That's it.

Other than that, they can't be bothered. Moving on, personal chef. They show up twice a week and cook a bunch of food. It's not as expensive as you might think, and I'm actually close to breaking even because it stopped me from eating out almost entirely. I'm also eating a lot healthier. I mean, I'm trying to think of the break even here.

That feels like it would take a while. I mean, I guess if you're eating out constantly, then yeah, if you're spending a couple grand eating out, then spending a couple grand on a personal chef could even it out and you're eating healthier. Twice a week. All right, I'm trying to think through this. That's eight times a month or so.

They're showing up cooking meals. I don't know what they're charging, but I assume it's a couple hundred bucks every time they show up. I mean, if I'm a personal chef, I'm charging what I'm worth, okay? Plus the cost of groceries and their time, if they're going to get the groceries. So that could easily cost between two and three grand a month. So that's definitely a rich person thing. But on the list of if I had a limited money, where would I spend it? Personal chef would be top five easily. Next on the list, we've got a decent hair transplant. We'll run you about $6,000 these days.

If you're a dude that needs it and you can afford to socially disappear for a month, it's definitely worth it. I imagine because, you know, after the hair transplant, you kind of, they like got to shave it down, the hairs have to grow back, and it takes a while. But I've been socially disappearing for my whole life. I've been socially invisible to women for most of my life, so. Where'd he go? I could definitely do this. Now, luckily, I still got enough. Like, I'm probably, I probably got a little spot back here that could use some love. God forbid, you know, Lord willing, the Creek don't rise. I keep my hair. It's all I have left. This is all I have. Don't take it from me.

It's a real Jobb situation. If you take my hair, what else is there to live for? Biblical reference. Do I have to do all the evangelism around here? I can do without the biblical reference. Hair transplant. I think this one, I think if it can really improve your quality of life and you're on the younger side, especially single,

this can actually improve your life. So I can co-sign this one if you have the cash to do it. Co-signing? Then it could be a good idea. And it's definitely a rich person thing, because who has six grand to blow on a hair transplant, we have real problems to deal with. Or just wear a hat.

Hats work, too. All right, next up on the list of rich people things that are actually worth it? This may be a 1% perk, but business class tickets for international travel, being able to lay down and rest after getting a full well-rounded dinner, solves the jet lag and lets you enjoy every minute of your destination, or, you know, perform well in that quick turnaround business meeting in another hemisphere.

I wish I was cool enough to even relate to this at all, like, oh, I got a meeting in Hong Kong tomorrow. Let me make sure I get a well-rounded dinner and a full-night sleep in this airline seat. I want to see how much this is, though. I'm very curious. Let's say B&A. Let's go to London. All right, round trip, depart, return.

Let's go later on this year. Okay. So they all have a layover, which is not ideal, but what can you do? So Delta, Maine, $1,400 is what you're looking at for just the old peasant ticket. will. We're flying economy here for $1,400, and to get the Delta 1, which has the laydown seat, $6,000 almost round trip. That's pretty insane. So you're talking $3,000 a leg to sleep a little bit better than you would have in a seat sitting up? I don't know, because here's how I look at it. This is boy math. If I was in this laydown bed and I paid $6,000 and someone walked up to me and said,

I'll give you $4,500 if you go to those seats over there. I'm taking that money every single time. So personally, I don't think it's worth it. But again, if I had unlimited money, would I do this? Never say never. If you guys want to book one for me, I'm not going to turn that down. But I don't think this one's worth it. Just ain't worth a squeeze, as they say.

Direct quote, Ken Coleman. He who shall not be named. He's my Dumbledore. Not my Voldemort. He's my Dumbledore. It's not evil. He's just old. Next up on the list, a cleaner.

Always thought it was a lazy, rich people thing. I love coming home to a clean house on a Friday, and knowing someone else had to clean up has made the house tidier slash cleaner. It helps knowing the big jobs are not my problem, and I don't have to clean the toilets, et cetera. That is true. I mean, it solved a lot of fights in my marriage

when we got a house cleaner. Not a brag, but two times a month. The cleaners roll up, and I know I'm going to come back to a squeaky, clean house, they're scrubbing the baseboards, they're mopping, toilet showers, you name it. Now, the pre-clean is what's stressful, because you've got to pre-clean before the cleaners show up so that they, you know, clear the countertops, make sure everything's in its place so that they can actually access all the areas. But I would say it's well worth it. I think, I'm trying to

think of what we pay, probably close to 200 bucks, and that's two times a month. You're talking 400 bucks, but the amount of time it would take us, the amount of stress, the amount of marital agony it would cause, I'd be happy to put that in the budget every month for the rest of my life. And I'm supporting a small business. So what do you, you mad at me for that? All right, next on our list. Good pillows. I slept on $15 Walmart pillows my entire life and thought neck pain was just a normal part of being alive. My wife bought one nice pillow and I genuinely thought something was wrong with me when I woke up without pain. My mom tried it and said, quote, I wasted 30 years of sleep. I do think pillows are underwere.

And everyone's got a different situation. You know, some people love the shredded memory foam. Some people want the cooling. Some people, you know, want the traditional sort of down pillow or alternative down. I have currently the Casper pillow, the original Casper. It's wonderful. And when I sleep in a hotel, I do have neck pain. Because these stupid, what is going on with these hotel pillows where they just like, they just keep

going, they keep deflating into like a pancake? So then you need like two of them. but then that's too much. And so you can never find the Goldilocks sweet spot of pillow. And so I started bringing my own, Casper makes a mini travel pillow. So I will bring that and put my little head on this tiny pillow, and it's still better than these stupid hotel pillows.

What are you doing? Why do you want us to be tired when we have to check out at 11 a.m.? Because you wouldn't give us a late checkout. All right, next up on the list of rich people things that are actually worth the money, hiring movers, complete game changer. I, a thousand percent agree. And it's not just for the hassle factor.

It's because if you don't hire movers, your entire family hates you. Your friends hate you. If you've asked your friends to help you move and you pull up in the U-Haul and you're like, how are we going to carry this thing up the stairs? And then they damage it on their way in or they damage a wall.

What are you going to do? Sue them for helping you for free? Paper! Shut up! Oh, it wasn't for... Oh, you got some bud lights and some pizzas that are now cold and the bud lights are warm. Worst day ever.

Don't ask me to help you move. I'll help you organize in the AC, but I'm not out here in the heat, lifting up a bureau. Why do they even make bureaus? Who's using bureaus anymore? I've used movers for all of my moves in my adult life, and I have no regrets. So is it a rich people thing? I don't know. I mean, I guess a lot of people go, that's not worth a thousand bucks.

I can do it myself. You could do a lot of things yourself, and you'll also break your back and lose your friends. So is it worth it? I don't know. Comment here, though. Honestly, this is such a big one. And moving is so hard as it is, and it's so nice to have a professional crew who know what they're doing. I've had some super unprofessional crews, too, though, sadly.

That is true. I feel like movers are a gamble these days. Sometimes you get just amazing, an amazing group of guys. Or gals. I just have never had a gal on the crew. And sometimes they're kind of unprofessional. They're vaping and smoking on the job. Your stuff smells like smoke.

They're taking long breaks. And you're like, hey, we're on the clock. Chip chop. Chop, chop. I've never said chip chop to them because I think they'd punch me, but I've wanted to. I thought it in my head. Yeah, hiring movers, game changer. Also a complete game changer?

A brand new sponsor on this channel, privacy.com, which I have used for many years to shop safely online without a credit card. Here's how privacy works. They'll create virtual card numbers, so you never have to hand over your real debit card info to random websites. Even better, privacy cards can lock to one merchant and have both spending limits and time limits that you set, even a one-time use. You can also pause or close cards at any time. And unlike a lot of these

free tech companies, privacy makes money from merchant fees not by selling your data. So try it out for yourself today and you'll receive a $5 credit just for being a fan of this channel. That's a free five bucks people. What are you waiting for? Go check it out at privacy.com slash George. That's privacy.com slash george. And before we get back to questionable rich people purchases, here's a purchase that everyone can make right now that is totally worth it. And that is a subscription to Delete Me, another sponsor of today's video. Delete Me is like a Neighborhood Watch program for your online data. Except unlike Neighborhood Watch programs, Delete Me is actually qualified and is not

concerned if you leave your garage door open for more than an hour. Which is not a crime last time I checked, Brenda. You don't need to report me to the HOA. Delete Me will comb through hundreds of data broker sites to remove your personal data before it falls into the wrong hands and leads to spam, scam, phishing, fraud, you name it. And best of all, they're currently offering my audience 20% off their annual plan. So go get the deal at join deleteme.com slash George.

All right, back to our list of rich people things that are totally worth it. Tires. Buy the best tires you can. The ride is so much better. I like this one. I mean, there's a safety component here, but also just an enjoyability. Buy once, cry once. Like that.

And obviously you have to replace tires, you know, every couple of years. But cheap tires is going to affect your fuel efficiency and your safety. So I don't fool around. Now that I have a family, a wife, kids, I make sure I get good tires on there and that I replace them before it's too late. Before they get super bald. Nobody likes a bald tire. No offense, Dave Ramsey. Give yourself a little time, hon.

I have found tires have gotten real expensive these days, though, especially if you get, like, the more premium in the car, the more expensive they can just take you to the cleaners on those tires. But you need them. It's where the rubber meets the road. Tires. Where the rubber meets the road. Next up on the list. laser hair removal on my legs. Very specific. Best $1,000 I ever spent. Years later, it's still gone, and I don't have to shave or wax anything in the summer. I assume this is a woman, but never assume.

Maybe there's a hairless sphinx cat of a man out there who's just real happy. Maybe he's a swimmer. I've heard swimmers, that can help, you know, just like a fish. You don't want that hair slowing you down? Yeah, I mean, a thousand bucks, and you never have to shave again, I feel like most women would be like, Hey, if you paid me $1,000, you will never have to shave her legs again. I think most women in the country would say absolutely. If I had that kind of money, I would spend it. So not mad at that one. And for sure, rich people things getting all the work done.

I mean, the laser hair removal is the least of it. I'm talking fillers, baby. We can tell. I get through like a tin of gasoline a week. Because you can't move your face anymore. That's a problem. Next rich people thing, linen clothing. Asante.

Hey, I mean, I don't know why this is true. It is true. I don't know why. I guess because it sort of signals this quiet luxury. It feels very Martha's vineyard, very Martha Stewart, just very Martha in general. And, I mean, linen is, it's one solid material, like 100% cotton, 100% linen. It's more comfortable in the heat. It's more expensive than other materials.

So I get why they can charge what they want for linen these days, and rich people will pay for it. Next on the list, my friends laugh at how much I spent on a cash. cashmere blanket, but as an Arizonan, I got the last laugh on an all-season soft, breathable blanket perfect for couch naps. Why are there so much laughing here? Your friends laugh at you, but you got the laugh. Why are they, you were like, I got a cashmere blanket. They're like, ha ha ha ha ha, ha, loser. And then you were like, ha ha, ha, I'm comfy. It's a weird scenario. But sure, I mean, cashmere is a very nice material. I mean, if you buy a cashmere sweater, you're talking over 100 bucks. So I can't imagine what a blanket cost you. But I guess it's

worth it. If you don't have dogs or, you know, it's not going to get destroyed, that'll last you a long time. All season. I feel like Arizona has one season. Next up on the list, we have decent pots and pans. Cooking is so much better now. That's the truth, especially if you cook a lot, you want to have good cookware. Now, cookware, there's a huge spectrum here. You can get the cheapest of the cheap and you're going to replace it or you're going to be, you know, putting forever chemicals in your body. I don't know what they call it these days. And a good quality mid-range cookware set can run you 250 bucks to 500 bucks. Really high quality, you're talking 500 to 800 for the set. And then premium luxury level, we're talking all clad, stainless steel. I mean, there's a set at Costco for $1,700.

And knives are at a similar price point. This comment says a couple of good knives. Knives are expensive, but worth it if you cook a lot. And the Germans are real proud of their knives, only to be met by the Japanese knife. And I feel like they should fight. And they should be like a knife fight, if you will, a duel of sorts to see who has the sharpest knife. And people scoff at these price points, but I'm telling you, if you really enjoy cooking, a sharp knife makes all the difference, good cookware makes all the difference. So I do think it's worth upgrading over time, especially as you get out of debt, have an emergency fund, you can budget for these kinds of things, especially at this quality and the warranties, I think it's worth it. So overall, this is

a solid list. I mean, I do a bunch of these things on the list, and I hope I'm on my way to Rich. I don't know at what number you think someone's rich, but I aspire to a lot of these to go, I want some conveniences in life. I want to add to the quality of my life and my family's life. I want to buy back my time. I want quality items that will last the test of time. You might scoff at some of the things on this list, and that's perfectly fine. But if people want to spend their money there and it adds value to their life and they're paying cash and they're not doing it to impress other people, then I'd say that is worth the money, especially if it buys your time back or it's high enough quality that you don't have to replace it every couple of years.

But the truth is you can make your life easier without spending a lot of money. And I recently compiled a list of my favorite items under $100 that are totally worth the money. And that's coming up next. So click here to watch it or use the link below. That's it for today. Thank you guys for watching. Hit like and subscribe. And we'll see you next time.