Heroes in Business - Balancing Ego and Living Abundantly with ADAM KELLER

Episode Date: February 18, 2022

Following graduation, ADAM KELLER CFP, AEP went to work overseas creating investment guides on developing countries highlighting foreign direct investment and joint venture opportunities in Turkey in this episode of the Health and Wealth podcast with Carter Wilcoxson.

Welcome to the Health and Wealth Podcast with your hosts, Tim and Carter. What's trending, enrichers? Carter Wilcox, founder of CSI Financial Group here with my co-host and former wealth advisor, Tim James, founder of? ChemicalFreeBody.com and your new health advisor. This is the show where we reveal the connection between physical and financial abundance. What's that? Keep going. We've started. Let's go. Well, all right. Well, hey, welcome back, Enrichers, then. There you go. There's our typical intro, but yeah, the show's already started, so we sort of had our typical intro but yeah the show's already started so we have we sort of had

our own intro improv intro enricher so hey uh sit back and relax and get ready to enjoy a very fun um uh advisor that we have been you know talking with for uh for a while now and you know for for those of you out there uh please listen no matter what even though he's a longhorn he's worth hearing just listen to him he's great man boo this man um you know um let me go ahead and uh bring in my co-host mr tim james tim james how are you buddy oh i'm doing awesome so glad to be here thank you everybody thank everybody. Thank you so much. So happy to be back. So you're going to hear some sound effects today because I have a new, what'd you call it? It's a board. Soundboard. Soundboard. Our podcast producer, Justin, over at GMP Production told me to get this. He came over and helped me set it up. This is the

inaugural run. So you might hear a few little things here and there throughout the show to kind of spice it up. I'm be me playing around on my soundboard, but I am excited to be here. I'm excited to have Adam in the house with us today. He's got a great attitude. I'm excited to hear his backstory and then just, you know, talk about health and wealth. Yeah. Yeah. It's awesome. So, so Adam Keller, um, coming in, coming in hot from the, from the Midwest, right? So Adam, um, you know, you are, we were just talking pre-show and everything about how you're going to be in my neck of the woods. I'm obviously in Phoenix as the enrichers know and everything, uh, Mr. Tim James coming in from Portland, Oregon and everything.

So we are going to go ahead and do a little bit of a backstory on you. And all of our enrichers really want to know sort of like what led you to wanting to be a CFP and, you know, an overall a planner. And typically that's someone who has a heart for helping people and everything. So I know that we're going to get into some pretty cool, unique things. I know when we had our initial interview about having you be on the podcast, I was really excited about getting you on here and everything. So let's go back in time a little bit and share with our listeners on what sort of sent you down this path of becoming a financial planner. Yeah, you know, like every good relationship, career, et cetera, is really from a referral. So we all love referrals, right? I was an international business major in college at the University of Texas at Austin and studied in Spain. And one of the gentlemen with whom I studied was a year ahead of me.

So I was going to come back, go to senior year. He was graduating and going to work for American Express Financial Advisors out in the Los Angeles area. And so you kind of file that away. I go back to school. I graduate. I go to work overseas for a year and some change and come back and just started pumping my resume out and shooting it to all my buddies within my network. And lo and behold, that buddy whom I'd studied with said, hey, I know the hiring manager at American Express in Dallas. You should go meet with him. I did. And it happened to coincide with having met with a friend of the family who is kind of an aptitude tester slash career guidance

counselor. And we had gone through some stuff and financial advisor was one of the careers that he narrowed things down to. I love math. I love people. I love relationship businesses. When I was working overseas, it was highly sales oriented. And so we'd be in a country three to four months, we'd sell a program we'd put it together i'd never get to see the people that i interacted with on that to see if it was valuable if it came to fruition what they were looking for and i think this provided that opportunity to use a little bit of math and then to engage folks in a relationship that ideally would be long lasting and 16 years later gosh we've got clients that have been clients 15, 16 years.

So thanks be to God, it's kind of working out that way. So you were at the University of Texas. Now, did you grow up in Texas or is that just so? So tell us a little bit about, you know, what it was like, you know, growing up. Obviously, Friday Night Lights, right? I mean, football in Texas. Did you have did you play, you know, some sports? You know, give us a little bit of that background. Yeah. Well, I have to say before I even get to mine, my oldest daughter is now 13 and she's on the drill team. And so she performs Tuesday night lights at their games.

And it's so cool going back into that vibe, which I have not been in in years. But, yeah, I'm a nomadic Texan. So I was born here in the Dallas-Fort Worth area. I've lived down in the Rio Grande Valley on the border with Mexico. I've lived in Austin, which is where UT is. Lived in Fort Worth, Waco, Victoria, you name it. Pretty much all up and down the I-35 corridor. And yeah, as a kid growing up, my dad, I guess I come from good genes in that respect. He was a hurdler in Iowa. He was a Hawkeye. So I did track.

I played basketball, all those kinds of things. They kept me out of trouble probably. And tying into the health side, I think to this day, I love to go get a good track workout in. I can't play basketball anymore because my feet are torn up you know old white guy syndrome here um but yeah man with that we'll fix that yeah i need that come on tim share some knowledge man basketball is like i think about to my injuries you know

playing football baseball but most of my big injuries were hoops i mean you don't you're it's pretty a rough sport you don't there's no pads there's no nothing and yeah i was i twisted my ankle bad man it was like that's no joke i was uh i was a quarterback like junior high and to your point i did not get hurt at all playing football but i got knocked out a couple times playing basketball blew my ankles up all that good stuff jam your fingers yeah weird stuff happens yeah turf toe but in basketball yeah so um look adam you you know you got a 13 year old um daughter um is is that your only child or you got some other kids talk about a little bit about them yeah two girls so 13 year old daughter and a 9-year-old daughter.

She'll turn 10 in November. Those are our two. My wife, Lori, and I tried for a third. And I think God said, look, two-killer progeny is ample. We don't need any more of your seed running around this earth. Oh, that's funny. Where are you guys at in this picture, Adam? It's you and your family holding arms.

There's a huge tree behind you. So that is in Sequoia National Park. Oh, yeah, okay. Where were you guys at in this picture, Adam? It's you and your family holding arms. There's a huge tree behind you. So that is in Sequoia National Park. Oh, yeah. Okay. And Kings Canyon. Oh, my gosh. Those, by the way, that was 2019. I did not know that sequoias and redwoods were two different trees.

I thought they were the same thing. I learned something on that trip. And those trees are amazing. We are always learning, enrichers. We are always learning, Enrichers. We're always learning, aren't we? Yes, that's why we call them Enrichers, because we're always educating. Amen. Can't stop learning.

Can't stop learning. Stop learning. And you can, but then you die. Yeah, that's exactly right. If you stop learning, you stop moving, you die, right? That's like Zen wisdom right there, right? You don't use it you lose it yeah there you go there you go 100 um well hey i want to hear a little bit more about overseas you were

in spain i want to know like you know how young were you what what attracted you to being you know going over to spain and and maybe there's some other areas i know one of my most favorite places on the planet that i've ever been to was Lisbon, Portugal. And I know that neighbors, and I never even imagined, again, we were talking pre-show, like I used to think Phoenix, whenever I was in Arkansas,

I thought Phoenix, the desert was like the Sahara, right? You got a bunch of camels running around and everything, right? Well, I was thinking the same thing. I never thought of myself Lisbon, Portugal. I mean, like, what's cool about that place? Why are we going there for this trip? Amazing, right? So talk a little bit about what it was like being in Spain as an American. Man, I'm a little bit jealous because I haven't been to Portugal and it is certainly on my list. But Spain was awesome. I was there when I was 20, actually turned 21 in Spain, ran with the Bulls, much to the chagrin of my mom.

That was her one thing she said not to do. And so I sent her a postcard from there. We didn't die. That was good. Love to tell about it. Yeah, Spain was amazing. I think traveling is always wonderful because you get out of your own norm. You get to meet folks who have different perspectives on life. I love cultures. I was a Spanish minor, so it was cool to get to practice a little bit of Spanish as well. I loved it. I'd retire there in a heartbeat. I'd go buy a piece of property there. But we have both sets of grandparents that are alive and kicking and

they're awesome. And I would hate to take my kiddos away from my grand from their grandparents. Sure. So, but I think otherwise we'd be back overseas. So it's awesome. And then I came back here, finished school, then went to work for a company that was based in Belgium up in the Flemish speaking part. So Belgium's divided into the French speaking and the Flemish speaking. And we're in a really small town where there were probably more bicycles than cars, really close to the border with Germany. But we did our projects in Turkey, Romania and Azerbaijan, or as my wife calls it, Azerbaijan what? And those were great too.

I never would have chosen to go there because I was hoping they would send me to Latin American countries with Spanish being a minor. But now I'm thankful they did. I met some amazing folks that we still keep in touch with and it was awesome. spectacular if you get a chance to go over and and uh well for you by the way if you get a chance to go to lisbon definitely you know take that opportunity because it was it was our favorite place we've been to many different places i mean we went to monte carlo for a trip one time and that was really really cool but lisbon you know it was just so like down to earth and they loved their country and the people were just super awesome and then i remember one time uh we they had like

these little cars you were talking about like you went to a place where more bikes than cars well the roads are really small right sure they didn't build them like they build the super free ways here in america right so uh and a lot of it it's very mountainous so you're like neander and down through stuff so you know riding bikes pretty normal over there but one day we rented these like little i don't want to say go-karts i mean they were sort of like um you know those funny car you know fast track engines in them they had engines in them absolutely it wasn't a tesla cart go-kart no it was it was it was like it was like one step up from like a golf cart almost right like like a gator like a gator or something totally so we were but

we were but it was enclosed and everything but it had rails on it and you know doors and the whole thing and we took them downtown what's that probably had cup holders for your beer uh it was wine because you were in lisbon it was Carter drinks water. So we're very proud of him. Out of glass containers. Hey, wait a minute. For a year and he's awesome. Why don't you drink Turkish rakia? You should have

that, bro. That's cool. Dude, I don't even know what that is. That's your homework. You got to go figure it out. I'm happy about that. Is that water or vodka? It's like ouzo. If you've had ouzo, it's like that liquor flavor deal.

But it's so – I told you one of the places I was is Turkey, and that's like the Turkish version of that. Oh, okay. Got it. That's like the one that grew and gets a little sniffer. It's like the one that keeps those sours. Every culture has their drink like Germany's like beer strong beer

no doubt room temperature the beer is so strong you could run a golf cart on it and it has to be wielded by frowns that can hold like 14 steins and it's crazy yeah it's one place I've never been I've never been to Germany so So I'm jealous of you. Cause you've been there. Yeah, but not enough.

I've only really up in Berlin Dusseldorf and it was mostly on business stuff. I'd really love to go to Bavaria down there and be in Munich for Oktoberfest. And I think that'd be a blast. That would be, it'd be a total blast. And Richards hop on board. let's we're all going here we go i feel bad he tips about health and all i'm like i just want to go drink a lot of beer a lot of people do that's okay we'll just clean you out yeah absolutely we we sure will so um the um so when you come back to the States, you know, was there any adjusting whenever you got back? Has you been gone for a while? And like so you're like, man, I remember being different than that or whatever.

Talk talk a little bit about the adjustment. I mean, I think for sure it's it's funny. Every time we leave a country, you'd almost feel like you left a girlfriend behind. And you have this like two week period of withdrawals of like, oh, I miss it. No country's ever going to be like this. I seem to sit in my room and look at pictures for a little bit. And so, you know, I think being back in the US, it was good because Texas is home, you know. But part of you wonders like, man, am I going to have the chance to go back out and get to do this kind of stuff again? And so there's an adjustment for that.

Um, I think it's also funny, and this may be ties into the health side and, and Tim, maybe you can attest to this, but Hey, Texans like to eat, right. And we, we like to eat like Tex-Mex, queso, fried foods, throw it all in the mix. And, and you notice folks that are a little bit more robust uh you know they enjoy their food a little bit more here and so you just kind of call it as it is that we're overweight yes yes we're trying to be diplomatic yeah we don't have to that's i think that's the problem with all this cancel culture and all this stuff going on it's like just call it as you see it you know the reality is is like you know when i was 42 pounds overweight i was overweight and you know

and that's uh i was suffering so and i think part of it's like that i'm glad i'm not there anymore amen i think part of that's our culture right so that's part of the things i noticed from the adjustment standpoint was like in spain for instance, and Portugal, I imagine is exactly the same. In August, they take the whole month off, right? And they get away. And I think what I noticed in coming back into the US was a different appreciation for work life. And I don't think it has to be one way or the other. But I certainly learned things not only in Western Europe, but also in the developing countries that were instrumental, I think, in shaping the way that I view my work, how that relates to my personal life, how that

relates to how I'm involved in the community. And I mean, the developing countries were amazing. We'd go outside of the capital city and it would be like you reverted back 400 years. And I remember walking in the streets of a city called Brasov, which is kind of northern Romania. And I mean, there were like donkey drawn carriages with wooden wheels. But the people saw this big eared white kid that obviously was not from there walking in their street. And they'd go, hey, come into my house and eat with me. Obviously, it was in Romanian and I didn't fully understand it, but they were inviting me in and super generous.

Share everything. And you go, oh, from an American standpoint, you guys have nothing, but they were inviting me in and super generous, share everything. And you go, huh, from an American standpoint, you guys have nothing, but you're super happy and you're generous and you're willing to share everything you've got. And I go, huh, that had a really big effect on just the way that I look at what we're here to do. Is building wealth paramount? Is your bank account balance the most important thing in the world? Is that what makes you successful? And maybe that's because that leads into the unhealthy piece. We sit behind a desk all day. We feel like we have to work so hard. We forget to take care of ourselves to be healthy, to spend time with our family and all that kind of stuff, too. Ah, the hell with all that. So the hell with all that. And, you know, Tim, I don't know on that point. I don't know if it was one of our recent podcasts or if we were having a conversation or if I was having a conversation with somebody else. But they were like, if you know, if you're a billionaire and you have all the money in the world.

Right. And like you have like a sore throat and you're just you're like you feel horrible whatever all that money in the world the only thing you can think about is how bad you feel you can't think about all the great stuff and all the money that you've got and everything so and again that was really the purpose of our podcast and this is why we call it The Enrichers, is we wanted to explain and explore with our guests about how all the money in the world, and I have this saying that I use on a regular basis, I stole this, but if money can solve your problems, you really don't have any problems at all, right? So without your health, your wealth matters not. Let's just clear this up before we go to break because Adam brings up a good point. So first off, there's two camps on this.

Like one camp is, you know, money, money, money, money can't buy love, right? And you can't buy everything with money, blah, blah, blah. We get that. But then there's the other side where people make their whole, they put everything off to the side for financial reasons, chasing the dollar and doing all this stuff, right? So what I want to clear up is that to understand that my opinion, my belief is, is that money is a valid form of abundance, but it's only one form of abundance. There are many forms of abundance on this time-space reality, this journey that we're on right now on earth. So the problem is, is that our society and humans

in general make money like the only way in which abundance can come to them. And what they're literally doing is closing and locking all of the other doorways and paths in which abundance can come to you, be it money, or it could be somebody gifting you something or just walking up and a stranger bringing you in and all of a sudden you've got food and shelter and you didn't even plan for it. It's just like the synchronicities. And again, I think all this goes back to when you follow your highest excitement in life, the things that give you the most excitement, that's the path, that's the map for your life. And when you do that, you just have to be very conscious about not having money be the only form of abundance, even though it is a valid form, again, in this time-space reality.

So if we can look at it that way, and understand there's many forms of abundance, then I think that's a good place to start. Well, I mean, I couldn't have said it any better. There's absolutely no doubt about that. And, you know, we were, I feel like, in my humble opinion, we were put on this earth to live abundantly and have an abundant life and everything. And that's why I've really been disappointed in what's been happening with our quote unquote leadership over the last 18 months and trying to disconnect us when abundances, you know, your family and your friends and your colleagues and those. I mean, I know that we're going to talk in this next segment and I know we're coming up on a heartbreaker in a second.

But, you know, having that get together, you know, and building team building things that you are getting ready to go on yourself, Adam, and everything that's such a, it's so necessary to continue that abundance, but you can only, you can't do abundance by yourself. Abundance is a team effort. Right. And, and of course, the other thing is that the two different camps that Tim's talking about, there's also a balance to the abundance, right? I mean, people go over the top in certain areas.

And, you know, I was going to bring up something like The Wolf of Wall Street and how over the top that was, but I digress. Without it, we wouldn't have had that movie and that story, and that guy created a lot of contrast for a lot of people. Yeah. No doubt about it so hopefully some people watch that movie and it's like okay well just because i'm making a bunch of money maybe it's probably not a good idea to snort cocaine off a lot of different things i can't remember what we're rated here but i think we're okay for the exploit explicit things. That was good to lead us to the precipice and then just say it's up to you if you want to jump off of that. Yeah.

There you go. It's funny, too, because I think a lot of our ego is the reason why we enjoy. There's something about stuff like that we enjoy watching, seeing that struggle and seeing people come out of it. And I don't know what ended up happening. I know that dude is teaching sales stuff still oh yeah jordan belford oh yeah belford yeah he's still still teaching i listen to him on a regular basis actually and doing stuff i mean i he's got his own podcast yeah yeah we should have him on that's what i'm thinking that'd be that'd be cool wouldn't be as cool as having Adam on. Hey, to your point, my ego is my biggest hurdle at times.

I think that guy would be way cooler than having me. All right. Well, let's take a quick break. When we get back, we'll talk about Adam's ego. We'll be right back. Estate planning. What does that even mean? When the inevitable happens for everyone on this planet,

your estate plan kicks into action. But first, let's start with what an estate is. An estate is simply everything you own. Now, here's the issue and what needs to be understood when this event occurs. You only have two choices on this plan. Number one, either you plan how your estate gets handed out and distributed to those you leave behind. Or number two, your state decides who gets everything you own. For the first time ever, you can now take complete and total control of this plan that you've been deprived of for most of your life and generations before you.

You can get personalized assistance along the way with a team of specialists whose job it is to make sure you have true peace of mind. It's important to understand that estate planning is a journey and rest assured that our team will be available to you all along the way and at every step. Welcome to E-State Plan, home of the last estate plan you'll ever need. To learn more, make sure to reach out to your local advisor licensed with us or go to our website for more information. Welcome back, Enrichers. Tim James here with my co-host, Carter Wilcoxon. Today in the house, we have Adam Keller,

Certified Financial Planner or Cardiac Financial Planner. So he's going to help you with your money so you don't have a heart attack. I'm not sure what that designation means. It's one or the other. I'm glad to have you here. What was that? Certified Fashion Police. Oh, okay. Did you or is that your wife and your girls yeah i was like if you see my wardrobe you know immediately that's not true so

you look good yeah look it's all it's all about covet attire and then just being fun down low so nice wow fancy green socks nikes are those nikes those are a little throwback man yeah throwbacks i have some old school uh air jordans that i and i can't even they're old i haven't i haven't i never like really wore them because i think they hurt my foot so they're probably worth like a billion dollars now don't deal with my buddy my buddy's got a like a closet full of old jordans and different shoes and he had a pair of the old pippins and after like 15 years he went to put his foot in it and the glue basically deteriorated he pushed the sole right off so don't try to put those old ones on

man keep them then they'll be worth a billion yeah awesome oh so we were talking about ego yeah and you were talking adam about like that's your biggest struggle is letting letting go of your ego. And I think, you know, that is something that especially men aren't even there's no awareness around it in the beginning. Like I had no awareness about ego, nothing. And people say, oh, you got a big ego or whatever. Like, OK, yeah, whatever. Yeah, of course I do. You need a little bit of ego to be successful nowadays. Right. Right. And just

set back and, you know, like the old Chinese proverb, um, man, wait on side of Hill long time with mouth wide open before roast duck fly in. Right. That's a good one. Don't sit on your butt. You need to get out there and do something. And I connected action with ego or something. I don't know. But, uh, so tell us about us about when did you discover ego and what are you doing about it? Yeah. You know, I think for me, it's one of those things that it's disguised in a lot of ways. And for me, it was this idea of self-reliance and self-sufficiency. And you get raised like just, you know, kind of like you said, get out and do something. And I think my folks always said, go work hard, you know, you'll make things happen. And so you kind of, you get let down by other folks, like it points along the way

and you figure out like, well, relying on other people sucks. So I'm just going to do it myself. And I am quote unquote, a self-made man, which is such a fallacy. I think Carter, to your point before nobody does abundance on their own. We're not successful because of ourselves, but it's a really easy fallacy to fall into and believe. And so I think you kind of build up these walls. And part of that is the the you erect this structure around your ego to protect it, too, so that you don't get hurt when you get let down. And I don't know, I think it started to, I became aware of it through this career. We had really good leadership at American Express and Ameriprise and went through a lot of, I don't know, different, almost like psychological training pieces that really

helped you become self-aware as you get married, as you have kids. I think guys are inherently maybe more selfish and you see it in the way that we interact with our wives, with our, with our kids. So that, that was always good. And I'm still discovering every day, the extent of that and how to potentially, like you said, I think Tim, like you said, it's important to have a little bit of ego, but just maybe not let it rule things. Right. Well, are you reading some books or something? Because you were talking, you were like framing like a shroud around, you were putting up walls. You're talking about this. What books are you reading? Cause that sounds like some of the spiritual,

I mean, some of the teachings that I've learned. Are you reading a few books out there? What books are you reading over there, buddy? Man, uh, actually a guy across the hall gave me a book from Dan Harris. Um, and I can't even remember the name of it. I just I read it like three weeks ago. It's awesome. And it was really talking about meditation, things of that nature.

Just finished a book called Making Sense of God from Timothy Keller. No relation. I know, right? I only read books by authors named Keller. Helen. She's my aunt. Just kidding. She's my great aunt.

Exactly. Real estate company. Yeah. Gosh, there are two other ones. I just finished Confessions by St. Augustine. That's like an old English, by the way. So if you're not down to dissect that a little bit, maybe pump the brakes. And then it just slipped my mind, the one that I just finished. But it was a page turner.

Obviously, it was so great that I remember it. I'll come back to you. What about you guys? What are y'all reading? And, you know, I'm so busy building that I read just article after article after article about, you know, my profession, if you will. Right. Trying to always, you know, embody this idea that we're in the knowledge for profit business. So the more I know, the more I can share, the more valuable I can become to somebody. And then that ultimately, you know, that that's how you win as far as I'm concerned, what I call the relationship war. Cause in my space, a lot of advisors are targeted for, you know, trying to do business with them and everything. So if I can deliver, you know, value every chance I get. So that's why, you know, going back to like reading thing, I read a lot of articles, a lot of them on, you know, estate planning, a lot of them on business development. You know,

I've got podcasts that I listened to, as well. I've got like Tim's, Tim brought his whole library over here. He's like this, let me tell you all the books I'm reading, though. all the books he's like this let me tell you all the books i'm reading though yeah there you go there it is i read hey look i i listen to tim's health hero podcast instead of reading books nice well you're downloading a bunch of them then hey i need to read books on memory but thanks to me the god google's in the background. So the Dan Harris book was 10% happier. And then the most recent one that I finished was the undoing project. Um, both, both legit worth reading. Nice.

Nice. So the one I'm reading right now is called perfect love, imperfect relationships, healing the wound of the heart by John Wellwood. Really good. And I've got, there's some really good ones in here. Um, if the buddha got stuck a handbook for change on a spiritual pass like charlotte charlotte castle phd um this one's really heavy it's called inward revolution by jake christian murdy bringing about radical change in

the world i i actually when i go home to eastern oregon can't even believe it i read this to my 81 year old father and he's over there going, yes, yes. He's just hanging on every word. He's got macular degeneration. He used to read, like, all the time, read, read, read Cowboy Westerns. This is really good stuff. This is a really good one called Being in Love by Osho. It's unbelievable.

Like, especially for people that are having trouble in relationships and they can't figure out why they can't make a relationship work. Amazing. And this was the first one that was turned onto for spiritual path was like the power of now by Eckhart Tolle. That was, it's about living in the present,

but I tell you what, I've been recommending this book for years for people with eyesight issues. And it's called the Bates method. And like in the late 1800s, this dude like helped over 1100 people get their eyesight back through the information in this book. And I thought, oh, it's just eye exercises. And I got it. I never really read it. I bought it for my mom. And it was sitting at her house. And I'm like, you're gonna read this again. She's like, no, I'm like, I'm gonna read it. I started reading this. Oh, my God, like, everybody just needs to

read the book to read it. It's like the amount of research and what this. Oh my God. Like everybody just needs to read the book to read it. It's like the amount of research and what this guy put it into besides just, you know, a lot of people in their forties, the eyesight starts going, who are going to be spellbound blown away. And you have no idea. It's not just extra eye exercises at all. And the, some of the stuff he's talking about in here is actually, it's quite profound. He's talking about our school system and how by the time we get done with school, we have been basically indoctrinated and we don't even want to learn.

It's pretty profound stuff, so I'll put the books down. But anyway. That was called Better Eyesight for People Without Glasses. Yeah, let me grab it. It's called The Batesates method for better eyesight without glasses and it was william h bates medical doctor this was like it's so funny you say that tim because you know i'll never forget two and a half years ago my 50th it will be in january but two and a half years ago um i'm like reading you know i'm on my phone and i'm like having to put it and my wife's like

just go get some readers like because i still have i can still see the golf ball 300 yards away well when you yeah will you read this dude you're gonna throw your glasses away i'm telling you like it's it's pretty profound stuff i mean or at least there's a path for you to kind of get off of your glasses it's really cool yeah. Yeah. And they're just readers. So I can imagine that maybe I'm not as, I mean, Christina and my son, they have, they have horrible eyeglasses or eyesight. Right. So, but you know, it sounds like fun for the whole family.

Yeah. It's a pretty profound thing. We actually see people just by, you know, cleaning up their gut and their body and flood their body with nutrients. A lot of people's eyesight's improved. Craig Sawyer, Navy SEAL that I've worked with recently, he's like, dude, my eyesight's getting better. I haven't even shared with him the Bates method yet.

Didn't even know he had eyesight issues at all. That guy's been through a lot, a lot of concussions and all the stuff that they do, blast and C4 and all the things the Navy SEALs do. Adam, you know you have that. We were just talking about that earlier. There was group of guys uh carry the load or something like that isn't that the the group yep that's correct yeah so they're they're solid group of guys founded by former navy seals and and to your point when we went to deliver that check uh some of the stories they were telling us were awesome we had just finished doing a 264 mile canoe race

and they were like oh that's awesome and we're like yeah right weak sauce and we were like why are you telling us that's awesome you're seals like you freaking your your monday morning is harder than that uh when they were talking about time they were on a training drill and they were down underwater with their breathing apparatus and whatnot. And a, like a, a Marine seal, like, or, or, or came down and bit onto the helmet that they were wearing. And his buddies looking at him laughing because the seals latched onto the seal. Picture that. How awesome is that? He comes up with these ding bite marks on his helmet.

And I'm going, that had to be pretty awesome, hilarious, maybe a little bit scary. Yeah, luckily he didn't bite his neck. Good Lord. Those things are like ninjas in the water. Oh, they're so fast. It's like an MMA dolphin. Yeah.

We're going to rebrand, and that's going to be our mascot, an MMA dolphin. I love it. Well, of uh so you just got through talking about canoe right so talk a little bit uh about this because I'm I'm really curious and you I think you just talked a little bit about it I want to know about the world's toughest canoe race yeah so that is that it's it's the texas water safari and it goes down every june here in texas it starts in the center of the state in a small little area called san marcos um and it meanders along the san marcos river there's a confluence with the guadalupe and then that'll take you all the way down to the gulf Gulf of Mexico so it's 264 miles total or if you paddle like we do it's probably like 700 because we're snaking uh side to side of the riverbanks uh but it's awesome so the teams that win it they'll finish it in like 40 hours uh it

took Philip and myself 80 and you have to do it in 100 so there's checkpoints along the way and they'll kick you off if you're behind. But our whole goal is not to die, have a little bit of fun. And finish. Yeah, exactly. And so we did. Our goal is to be at 75 hours. We were there at 80.

So that part we didn't quite finish. But I think we had more Miller Lite on the way. We had better food. That's what I was going to say. That's why the zigzagging. Yeah. And maybe it was our eyesight, Tim. If you would have helped me out, I would have been able to see at night. Well, let me finish this book and I'll get back to you.

That's awesome. So, well, just out of curiosity, how did that even happen? You're like, hey, you know what would be fun? It's a 264-mile canoe trip. Exactly. Yeah. Phillip, one of our business partners. So he comes into my office and just read an article in a magazine called Texas Monthly.

And he plops it on my desk and says, we're doing this. And I look at the picture and I'm a pictures guy. I was like, well, that looks like a nice place. Do we get to drink beer? And he's like, well, yeah, but it's a race so I was like I like adventure so I said giddy up so really it was as easy as that he just came in said we're doing this and I was like okay sounds good so obviously 80 hours we're talking a few days here like so do you have like camping equipment on the canoe and you go no no you i mean you could bring it you can bring whatever you want but

whatever you start with um you typically have to port the whole way and there's a lot of portages so camping equipment just kind of gets heavy and weighty so we slept about three hours along the way and you just pull over to a bank sleep or try to sleep in the boat while the other one's paddling um so yeah the idea is that was my thought i was like oh we're gonna camp out and have fun he's like dude how many times do i have to tell you it is a race it's like the talamahara indians on the river exactly are those a bunch of beer and then they run like 200 miles with bare feet or they make actually make shoes out of like uh tires i heard that i never got to read that book but i thought wow that would be awesome to go meet those folks and just hear their stories yeah there's a podcast guest if i've ever heard it

yeah it's awesome one of my buddies david clark um may he rest in peace uh it was an ultra marathon or finished 30 100 mile races his friend uh scott jurick actually read scott's book it's a really good read you want another book um eat to run and he talked about going down there and like scott like ran like 24 hours he ran like 180 some miles oh my he ran for 24 hours straight and made it like 180 miles and ran ran with the talam talam haro indians and it's just the book's really went down and ran with the Tala Mahara Indians. And it's just, the book's really cool. He was like kicking the soccer ball, playing with six-year-olds before a race and like sprained or broke his ankle

and just taped it up and ran it and finished it anyway. I mean, who runs 100 miles with a broken ankle? These people are ultra committed, not just running ultra marathons. It's crazy. That's like the book Can't't hurt me by David Goggins. I mean, that sounds like those two could be two, two peas in a pod and just go at it.

Yeah. Oh, I broke my foot. I got a race tomorrow. Nobody else tape it up and run her miles. I got another one. I got another foot. Like if my, my, I had an ingrown toenail. I'm like, I'm not playing baseball today. I love baseball. I love it. i ain't doing it well that's i'm impressed that people in portland say ain't i didn't figure you guys would do that well i'm from eastern oregon so i'm a i'm a transplant but i'm moving i'm gonna be moving back soon we have like urine and feces in the streets, just like in the late 1800s, turn of the century, needles, masks fall over the place.

You know, what's interesting is all the people here, all the homeless people, they don't they don't get sick. There's no covid. I wonder why that is. Maybe because they're getting vitamin D. They're outside all day long. It's just it's crazy. Like the people that are running the show are obviously clueless because we have people leaving Portland businesses are leaving Portland. They're going to Texas and going to Florida. I know people are fleeing California as well. And it's just,

it's not a conducive place for, for business. It's not safe. You know, when you have like, it's, it's, it's so frustrating.

Like where we go trail run every, almost every time i either see somebody like uh they're smashing grabs there's broken windows there's glass all they're always breaking windows breaking windows breaking windows that's happening all over portland now all over portland last night i went to see my son and the parking lot was overflow where where he lives and i was like i had to park somewhere else and walk up this trail and and there was like i I see broken glass everywhere. I'm like, God dang it. So I make sure my car's all cleaned out.

Everything's in the trunk because if they see anything, it's and they're out of there, you know, they just don't care. It's a, it's such a beautiful place too. I've only been once and was blown away, went up to Multnomah falls and just,

just even in the city with the, the, was it the Willamette river? Is that what runs through there? Yeah, man. What that sucks to hear that i'm sorry yeah there's tents everywhere it's like tent city everywhere garbage trash it's just it's we're we're literally plummeting into a third world country that's what's happening right now our infrastructure is a d minus that's so and um since we are doing that i'm just going to put the sad trombone on it's pretty bad up here in portland people hey i don't have a soundboard but uh

raquel one of our teammates got me this for christmas and this is my favorite sound oh wow that's good that's a good one. All right. Well, hey, I want to contribute. Come on in. I want to know. Actually, I want to know why. Adam, have you checked out all the fantastic, amazing stuff that Carter's got going on in his career? No. So I need to know more about that. He and I got to talk a little bit before doing this, obviously. And they started some pretty amazing stuff. But I don't know your backstory. i don't know all that fun stuff

you told us that you were a hillbilly from arkansas which i love beautiful place so so late on us man well he helps cfps double their income that's what he does yeah well um you know and obviously this is about this is about adam ke This isn't about, you know, Epic Services Company, why we created that to be the, you know, a state and legacy planning solution for advisors and their clients who have typically been relegated to have to, you know, create some sort of quasi relationship with an estate planning attorney, you know, to get this work done.

And, you know, there's actually other very well known, if you research it, companies that are doing some things that are similar to what we're doing. So it's definitely it's outside the box for sure. But it's really about leveraging technology. But everything we've done over the last four years is built around elevating the client experience. So if I've heard once, I've heard a thousand times about, you know, from an advisor, especially when I'm sharing this with them. In fact, I'll share this quick story. When I first started doing the exploratory of this and using the software that was an underutilized software, where we can get a safe plan done for clients all over the country, no matter where they live,

and using a technique called jurisdictional shopping where we site us all of these trusts actually in Nevada. And that's something that a lot of people don't know that you can do. But whenever I went to one of my, in fact, the very first time we went on a trip together where I met this individual was in Lisbon, Portugal. So it was on that trip, ironically enough. So I'm talking to him and I'm like,

hey, Steven, he's in Atlanta, Georgia. I'm like, hey, Steven, you know, we're kind of sort of putting some stuff together. We're gonna build this client acquisition model all around estate planning and delivering what we call the three E's where we educate, enlighten, and empower, you know, the masses of people, the mass affluent in an area where they really not had access to it before. And I

remember him talking to me and I never forgot this. He said, Carter, you know, I've got some clients that I used to be like, Hey, you know, you got to get your trust work done and everything. And I got this, I'm using a Southern draw because he's got a real Southern accent, but he's like, Carter, you know, I don't really, you know, I had this attorney and, you know, I sent him out to him. Then my clients had called me up and they were like, I got to get some more work done or whatever. And they just got tired of having to always change things or fix things and update stuff or whatever. So we, you know, I took that to heart and I'm like, man, well, our system, I think solves for that problem.

And the more and more and more I got to understand how the software works, which I don't own the software, but the genius, as far as I'm concerned, that does own it has been working on it and it's been around since 1985, just completely underutilized. So long story short i'm like well

you know steven that's kind of sort of the whole purpose behind what we call our 90 and 90 formula well what's that well 90 90 formula is where we can get 90 of a client's estate plan done in 90 minutes or less regardless of where they live at in the United States, all from the comfort and safety of their own home. Now, obviously this was four years ago. Now what's actually happened is that what happened in 2020 was supposed to happen in 2030. It actually accelerated the digital transformation

and the digital age that we're living in. And all of this stuff is all technology and digital transformation and the digital age that we're living in. And all of this stuff is, you know, is all, you know, technology and digital transformation. So, so I said, I said, but here's why we call it the 90 in 90 formula is because of what you just got through saying. It's that other 10% that most attorneys are not even going to tell you about that. Oh, by the way, you know, for the rest of your life, you're going to have all these changes. And every time you do, you got to come back to me and I got to charge you an hourly rate. And then we got to restate your trust and we got to do all this stuff. They're not going to tell you all this stuff. Our system is that the reason why we call it that is that the other 10% is that one content that everybody's got to deal with for the rest of their lives called change.

And the beauty of the, in the genius of the system, the entire system, the entire ecosystem that includes all the necessary people, right? The multidisciplinary team approach that we, that we employ is that in real time, the client who's now in total control can be able to make any edits, updates and changes in the system in real time, 24 hours a day, seven days a week, 365 days a year with their annual subscription of $95 a year, not $95 a month, $95 a year. So that means they have access to our onboarding team,

our what we call our outsource estate planning team. And then what they end up ultimately doing in an environment just like this, they actually get to meet with the network attorney who's going to customize all of their distribution plans, right? One of the things that our advisors love about this the most, and you said this, I wrote it down, retention. The biggest fear for households is what's going to happen when I'm no longer here with my money. And if they do the proper planning and they actually have it set up for a distribution plan, spendthrift or not, by the way, what they end up having is, well, okay, as opposed to the typical

outright distribution, which happens 66% of the time, outright distribution, what ends up happening is that now the relationship that the advisor had with the grantors, with the family, right, that you have this retention on, well, now all of a sudden the money goes to the next generation, the money walks out the door because those clients who are now in their 40s or 50s or 60s, they're kids, so to speak. They already have a guy or a girl or a gal, right? They already have somebody that is their financial advisor. They're going to get the inheritance. What is it?

$68 trillion, the great wealth transfer. So our system is all about client acquisition, client retention, and generational control that helps to not only solve the problem of the assets going out the door for the advisor, but it also helps with the clients who have the relationship with the advisor for a reason, right? They know how well of a job you're doing for them. Well, when we educate these clients on these contractual arrangements that we put together using our estate plan portfolio, now you're going to be able to retain those assets. We're going to be able to create these trust funds, these distribution funds.

And then that's why phase two for Epic Services Company will actually be starting our own trust company that's going to be advisor friendly, but on a whole nother advisor friendly level not like what your typical trust company that's out there right now how they call themselves advisor friendly and i'm not throwing any of them under the bus i'm just saying i'll throw them under the bus let me do it i'll throw them under the bus well you're gonna soundboard it you're gonna be beep it come on yeah these other trust companies are really scary stick with carter so so so this again is it doesn't exist what we're putting together doesn't exist you know you try to build something better than what you you know what you've seen in the

past right there's always a a better way to do. The system we're on right now, which by the way, Tim uses the system now, I use a system instead of Zoom because it's real easy to go click, click, click, and then you're in there, right? So there's always a better way. But if you always stay focused on elevating the client experience, they're the ones who make you the money, so to speak, right? Your advice would be worthless without the clients, right? It wouldn't even matter. So, but if you stay focused on elevating the client experience, deliver things that no one else is delivering, soup to nuts, cradle to grave, and in perpetuity, leveraging technology, legal protocols, you know, jurisdictional shopping, all these things and everything that we do, the reason why Incline Village, Nevada, Nevada is where our corporate

headquarters are located. It's for a reason because they've codified in the Nevada revised statutes, everything that we do, everything I just got through talking about is codified. I've already assembled the team. We had the entire process, you know, put together and everything. So Tim, thanks for teeing that up. I appreciate that. But I swear. Unbelievable rendition on how to kick butt with your clients. No, it really is. Like I've, I've, I've actually experienced this because my parents are 81 and I've been telling them for 10 plus years. I mean, I was a financial advisor, Adam, I don't know if you knew this, but before I got into this, that's why we teamed up and did this because I'm

like, it was an idea I had with another friend. We never had it. And then, and then, you know, Carter was like, we should do this podcast. I'm like, yeah, we should. Like I had that idea like five years ago, but my parents, you know, people just keep putting it off, putting it off, putting it off. Not everybody has a hundred million dollars, but so they don't think they need an estate plan, but they do. Everybody needs one because if you don't have a plan, the state has something planned for you, and guess what they have planned for you? Not much. Not very much. Yeah, and if you don't have your shit together, let's say you're a guy out there right now, and you're in your 60s, and you're still feeling pretty good.

You're only on two medications at this point. And then all of a sudden, something happens to you. You get Alzheimer's. You get dementia. All right? Now, who's going to take care of you? Well, probably that angel that you married 30 years ago. She's going to be taking care of you, and you're a big dude and you become stubborn and ignorant and it's not your fault. It's just your brain doesn't work

anymore. Right. And then she can't do it anymore or she dies. Right. But let's say she can't do it anymore. And then all of a sudden you've got to go into care and that's going to be five, six grand, seven, eight grand, nine grand a month, depending on where you go, that's going to, it's going to taper down on your assets pretty quickly. Right. And if you don't have your estate plan in place and you, you know, you run out, you run out of money, you run out of cash, then you go into state run care. Well, then they're going to take your house. Wait, you're not there anymore, but your wife is, and they're going to take, they're going to take your house wait you're not there anymore but your wife is and they're going to take they're going to put a lien on that house so this actually happened to my grandma my dad tried to talk her into you know signing the house over and getting out she didn't do it and then she lost everything and that money could have went to her but she didn't plan accordingly

so planning for this stuff i mean we joke around a lot over here but this is also serious business because you know this is the reality it's happening today. 28% of baby boomers are getting Alzheimer's and dementia, memory loss, and it's on the rise, just like autism is for children. So we've got some major issues going on today with our health, and your poor health doesn't affect just you. It affects everybody else around you, especially the people that you love the most. So that's why we talk about health and wealth, because we want to help you not only, you know, protect your assets and hook up with good financial advisors like Adam here, get your estate plan in place and then take care of your health so that, you know, but we plan

for the worst and expect the best. So anyway, he's been helping Carter help my mom and dad. I went through the process. I just still have I have to call Sierra and do the final thing. I've been traveling for the last three weeks. But it's easy. It was simple. It's all online.

And he's right. You can just log in and make changes. Because as a financial advisor, I tell people, look, you need a good attorney. They're going to set up your plan. We're going to get it into place. It's about three meetings. And it costs some money,'s it's insurance to protect everything you've worked hard for and then you're going to have to meet with them once a year to is there

any changes no did did the laws change you have to change the trust did uh did you change who you want to be the beneficiaries of certain things or who's the you know whatever you might want to make some changes instead of going to have to go to the attorney drive downtown go up in the elevator to the big building be intimidated all these, you can just log in. Where's my username and password? Boop, change, done. And if you have questions, you just call the attorney network that they have on. So they've got a really slick system.

I'm really happy about it, and I promote things that I believe in, and I love my mom and dad more than anything. So if I'm using Carter's system, it's not because I like Carter. I do like Carter, but I'm doing it because I think it's the best thing for my mom and dad more than anything. So if I'm using Carter system, it's not because I like Carter. I do like Carter, but I'm doing it because I think it's the best thing for my mom and dad. I think that's awesome. And I think this day and age, especially if we're not leaning on technology a little bit, that's Philip, my business partner, I'll give him some credit. He always says our fourth partner is technology. And if we're under utilizing it,

maybe that's part of why we're at capacity or have capacity issues. So I think it's cool. Awesome. Well, I think it's time for another break. So when we get back, we will flip the script and Adam can ask me any question he wants on health or anything else. I don't really care. We'll be right back. You want the absolute best for yourself and you want it to be easy.

That's why we created Green 85. It helps with detoxifying the body gently. We're proud it's chemical-free, unlike almost all other supplements you'll find. Bottom line, Green 85 will get you healthier. We look forward to hearing what Green 85 did for you. To get this product and our other amazing products, go to chemicalfreebody.com. That's, enrichers. Tim James here with my co-host Carter Wilcoxson. Again, in the house today, we have Adam Keller, certified financial planner. Now, you're down in Austin, Texas, right? I'm in Dallas-Fort Worth area, but live there.

Yes. Okay. But you live yes okay but you live okay you live there i just um and we just had oh man i've talked to like three people in the last two days that are from they're in austin actually so austin's mantra is keep austin weird and when i was in portland that one time there were stickers everywhere that said keep beard and i was like that's epic at the time i had a really thick beard and i was like that's epic at the time i had a really thick beard and i was like i might need to move here yeah well we could use some help up here because we got a lot of cleanup duty to do in this city no pun intended on duty yeah yeah that's true that's true you definitely need your own podcast brother we'll hook you up with justin yeah love

when you duty this is the end of the show when we flip the script and we talk about duty so go ahead adam i was gonna say that's actually a good segue drink of water if you want i can like push buttons i have like uh go that's adam taking a drink of water he got the heart made him spill a little bit down his beard. Carter, stop it. Tim, it was a good segue on duty because your shirt immediately caught my eye. Love when you poop. How many times a day should you poop? How many times a day is too many?

And is it different for everybody's body type? What do we need to know about this? Those are great questions. I think about 13 to 20 times as average that should be i'm just kidding 22 actually you're talking that's true that's true well you know two to three bowel movements a day and um you know what's really sad is i just i start thinking about it is that i've ran into so many people that have Crohn's and diverticulitis and diverticulosis and ulcerative colitis and Crohn's and all, you know, leaky gut. Their guts are jacked up. I remember a 17 year old boy that came to one of my classes that I teach at my home and he was flunking out of school, not because he wasn't bright, but he literally had to wake up at five in the morning and sit on the toilet for an hour.

And then maybe he could go to school and then he would just have to in the middle class go. And the teacher was getting pissed off at him because he's like, what are you going to the bathroom for? I've got a bathroom. Nobody goes to the bathroom. Dude, you need to do some research there. Teach you might be really good at English or whatever you're doing, but you don't understand gastrointestinal issues. Right. So this kid, you know, had terrible gastrointestinal issues. And so I started asking him questions and they had him on all his medications and stuff. I'm like, dude, what are you eating? And he's like, he's eating like skim milk and, you know, and cereal, two bowls of that

before he goes to bed. And I was just thinking just thinking well dude well there's your problem right there think about your intelligent system you have right here and your inputs are are terrible like cow's milk i'm sorry i mean but if you're listening today i mean i used to drink tons of cow's milk because milk does a body good right that's what all the i mean michael jordan mustache and all that they're selling you that stuff but the reality is it's cow's milk and nature's for a baby cow and that's's it. It's not for anybody else. It's not for a giraffe. It's not for a caterpillar. It's not for humans. It's for a baby cow.

And it's designed specifically for that system in the cow. We should only be drinking our mother's breast milk. So, all right, back to the duty. We should be having about two to three bowel movements a day. And, you know, you shouldn't have to wipe much either. It should just be a a fun enjoyable process you know it should be you know and it should go in it should be like greg luganus just a 10 you know going in there it could be nice nothing but the bottom of the net

there shouldn't be parasites in it okay we'll say that but most people um don't are having are having poop issues you know so i've been on 100 plus maybe 200 podcasts and other people shows and you know i thought i was the only person on earth that was pooping rocks and bleeding rectally and i can't tell you how many other people have reached out to me and they've got the same problems going on and guess what they were eating the same shit going on. And guess what? They were eating the same shit I was eating and they had the same stress levels that I had or worse. Right.

So stress is like the number one killer for everything, especially the gut. So we had people that they come to us and we help them clean their gut, recolonize the bacteria, and we start flooding their body with nutrients and doing all these things. And and they get better, but they can't quite heal all the way and they can't figure it out. And every single time that has happened, they've been in a high stress environment. They're either taking care of a loved one with a special need or a special needs child or a special needs child. And on top of it, they've got a relationship that's not working. Husband and wife are sleeping in different beds. Maybe one of them is a drug addict or alcoholic. It's the same thing.

Alcohol is a drug. You know, taking care, you know, who knows, maybe they're teenagers were on are on drugs and that's stressing them out or combination. There's career stress. There's all kinds of things, you know, taking care of elderly parents. So all these things pile up and then you get that stress. So the one thing that we teach over here is to give people tools to mitigate stress, you know, but first you have to have awareness, just like the ego thing, right? Because a lot of guys are like, I'm not stressed out, I'm fine. And then they go home and drink a six pack of beer and numb themselves or, you know, they smoke weed and then eat the whole fridge and then they have a big duty in the morning, right. So these are the things that, you know, people have their hiding places, whether it's food, whether it's sex, whether it's,

you know, over the counter drugs, even, you know, not, we're not over the counter, but, you know, prescription drugs like oxycodones and these types of things, you know, checking emails, social media, there's hiding places, and all these things are delaying and pushing off the healing, right? So stress is a big one. So I went about seven different ways, zigzag, but to go to number two, you should poop two to three times a day. And what was the other part of your question? I think that you, I think you answered answered it. It's cool just hearing your approach and the system itself. If you know the

inputs and how to do it properly, it's pretty impressive. It's cool. I like your holistic approach to that. Can I ask another health question? Yeah, as many as you want, man. We have four hours. It's a long one.

Carter's like, oh, God. Jim's already been hogging the mic four hours. That's a long time. Yeah. Dang. Carter's like, oh, God, Jim's already been hogging the mic this one. It's because I got so many mics and headphones. The board. You mentioned baseball. Carter was talking about Friday Night Lights. Those of us that like to engage in athletic endeavors, joints hurt as you get older. What are some of the things that you find that we're doing wrong to our joints?

And then what are some things we can do to improve joint function? Well, I think as we age, you know, I was, I was brought up and probably you guys were too. And it's like weightlifting, right? Heavy duty weightlifting. So give an example, like when you're doing chest press and you've got 225 pounds there or whatever you're bench pressing, that's fine when you're out here extended. But as you get here, you're, what you're doing is you're opening up your rotator cuff as an example, right? And, um, you have all that weight down there and you don't have a lot of strength down there. So, um, you know, understanding, um, uh, the body mechanics as an example. So I switched over to elastic bands exercises instead of weights. I mean, I still do weights a little bit here and

there, but not too much. And the reason why is because when I'm down here, there's not much resistance. So there's not much stress against my rotator cuff from my shoulders opened up. And then, but as I go farther and farther away, the resistance goes up, you know, like it's like compounding interest right at the end. It's like, it's like growing grass. Then all of a sudden it gets really hard. And at the very end, there's like lots of growth. Well's a lot of you know three four hundred percent you have all that weight um in that last five to seven percent and that's last five to seven percent is where you're actually um building your strength and and building your muscle and your power and that's where most of us operate like when we run a sprinter runs it's that last five to seven percent

of movement that actually propels them so and that's where we're at our strongest. So that's where exercise bands work out really good. Now, the other thing is stretching. If you're 35 or younger, you should be stretching and doing yoga three days a week. If you're over 35, it should be seven days a week. And this is clear as day. I've done this in my own life where I haven't done it. I've done it for long periods of time, stopped doing it, and started doing it again.

And the stretching component is so critical. And I remember back to these NFL football players that were doing yoga, and they had pictures of them on Sports Illustrated. And there's like 350-pound linemen doing yoga with a bunch of skinny ladies, right? And I'm like like what's he doing that for well it's because his their ligaments and tendons and joints were all messed up because of the the abuse and the heavy weight lifting and all the stuff they were doing now their muscles were strong but they would get injured and they couldn't they couldn't play so an extra year could be an extra four or ten million or twenty million bucks so they're doing yoga baby like so

every year you could play that's that's a lot of money so i got into that yoga and stretching and learned about fascia which is actually the largest organ in the body it's not the skin your fascia is the largest organ and it takes 90 seconds stretching posture just to warm it up before it starts opening so that's why yin yoga is i i promote that to everyone it's a passive, easy type of yoga that you can do at home. You can do it anywhere. Yin yoga, Y-I-N yoga. And it's three to 10 minute stretching postures.

And I became a yin yoga instructor. And I've had many people that I've taught classes to. And then afterwards, they're like, call me up like my chiropractor. He's like, dude, he's like, my hips were so open for snowboarding the next day. And he started coming back and coming back. And I've taught yoga to a lot of people and they, they start joining yoga memberships and doing this kind of stuff. So with that said, you have to be very smart about how you're strengthening your body. Number two, you have to stretch and do yoga and stuff like that. Yin yoga is a good place to start. And then number three is inflammation.

This is a huge problem for people today. So as soon as your body, your naked body breaks contact with mother earth, you start inflammation. Mother earth has a frequency. Have you, Adam, have you heard of the term grounding or earthing? Uh, I think I've heard of grounding, but maybe not to the degree that you are going to talk about it. So enlighten me. Yeah. So you, so you you hear about you know women like barefoot and pregnant right well there's a reason for that we go on vacation why do we get barefoot we go on the beach it's because we're we're reconnecting with nature and we forget that we are nature okay there is no difference between you and the forest you are one in the same we're

all connected very very it's amazing actually when you really learn about it and feel it and you have that inside of you instinctually. So the earth gives off some frequency, you look up a compass, it kind of moves, right? What's moving the needle? Well, there's a frequency giving off the earth that's moving that compass. Again, when you, as soon as you make barefoot contact or with your bare skin to mother earth, instantly your, your body's enveloped in that frequency again, and it's literally charging your cells and reducing inflammation, right? So if you look on my desk right here, I have this little, this is a

grounding pad, and I'm touching it all the time. I have another one down there with bare feet that I, I work bare feet during the day, so I'm grounding, and then I've got, I've got a grounding mat or a sheet on my bed, and you can buy these things, and then you can be grounded 24 seven. So how do you do it? Well, every commercial and residential building has a, uh, like a iron rod driven down into the ground. And then that is the foundation to the electrical grid in your home or your office. It's the third prong. That's the frequency. So that, that iron rod through that electrical grid brings that in and you just take these units and you just plug them in and you are now enveloping yourself in that frequency inside of your house so it's a very smart thing to do to reduce inflammation in the body another thing that reduces inflammation is water drinking

lots and lots of purified and if you're in city tap or restructured water very important to be flooding your body always always it's a lubricant of life. Water's like, you know, I would say number two on the list of needs behind air. You know, if we're going to go, you know, cause you can live without air for about four to seven minutes, water, maybe, you know, seven to 11 days sleep about 11 days. And then, you know, food would be next. So, um, so water's really important. Um, there are also other things you can do to reduce inflammation. Um, one of them, we really important. Um, there are also other things you can do to reduce inflammation. Um, one of them, we have a product, I'm pulling it out without even looking. This is called, this, are you familiar with turmeric? Yeah, actually, uh, my, my buddy Brian started

making this juice with turmeric, uh, cayenne pepper, lemon juice, something else. And so he got, well, the, the, the, that's really good. The lemon juice, when it hits your saliva glands, is very alkalizing. It goes from acid to alkaline. The cayenne pepper that he's putting in there is actually increasing blood flow, which is awesome. And then the turmeric is actually really good anti-inflammatory. Inside of it, there's these things called curcuminoids. These are the anti-inflammatory properties, curcuminin or curcuminoids, that are inside of a turmeric root and in turmeric products. So if you're going to get a turmeric product, you want it to be 95% curcuminoids that are inside of a turmeric root and in turmeric products. So if you're going to get a turmeric product, you want it to be 95% curcuminoids, which

ours is. But a lot of them, they have to put black pepper in it because you're taking them and taking them internally, right? So they're going through the gastrointestinal tract. When you're only getting it at about 10 to 30% absorption that way, that's why they put the black pepper in there to increase absorption because there's a substance in it called piperine or piperine whatever you want to pronounce it okay so what we did is we saw a study where they took um turmeric root and they micronized it and which means they made it really tiny okay they took raw materials and they made it mechanically

small small enough that it'll go through the blood brain barrier. And usually, so what we saw in that study was, is the anti-inflammatory was amazing. It went up like 185 times more absorbable and anti-inflammatory, like off the charts. So that's what we did. We took the 95% curcuminoids, we micronized 100% of it, and you have turmeric 100. And it says, I squirt this in my mouth, 20 drops in the morning and 20 drops at night. And for me as a trail runner, um, I could go from trail running once a week, hardcore to twice a week, right? Rocks up and down the hills. You know, when you're running down hills, that's really hard on the knees and stuff. So it was my knees that was getting the inflammation. Again, I'm, I'm 48 going on 49. So that was one thing.

So now you're drinking lots of good water. You're drinking the grounding mat. Or not drinking the grounding mat. Don't do that. Sleep on it, stand on it, whatever. And you're doing the turmeric. Now, the other thing that will reduce inflammation is infrared saunas, like big time. Carter, did you get your sauna yet?

I haven't gotten it yet. I know. I know. What the heck are you doing over there? I know. You even gave me gave me the big huge discount and everything and I just have not ordered it yet and you know so funny Christina was just talking about needing to get the Christmas present yeah anybody listening today let me give you um besides our products give you a freaking this is a these are golden nuggets I'm dropping here like people pay me thousands of dollars to get this information. I just like do this, do that, do that.

And they put it in their lifestyle and voila. So two things that I added in the last year was this. I've been sauna-ing for nine years. I've been selling them. I think I have found the best brand because I do my homework. I'm like a super researcher on this stuff. A year ago, I got into this other sauna for 10 minutes or I learned about it. And then about nine months ago, I got into it. In 10 minutes minutes, or I learned about it, and then about nine months ago, I got into it.

In 10 minutes, I knew I could no longer sell the other ones. This sauna company from Taiwan has broken natural law, and they're delivering 98% pure infrared. Bottom line is it doubles to triples the core temperature of your body, and it's six to nine times more beneficial than any of the other saunas. Now, all the other saunas are good. There's good ones. As long as they don't have EMFs, electromagnetic frequency, that's not good. You don't want to be zapped while you're trying to heal. Stupid.

So the one I was selling, virtually no EMFs, big box saunas. They're great. But they're like $3,000, $4,000, $5,000, $6,000, $7,000 grand. And they're big. These are little. They're like $1,300 to $1,900 bucks. They take up very little room. You plug them into a 110.

They actually wrap up into a little travel case, and you can take them with you. So anyway, you get in these things. So I started getting in this sauna and then guess what? I can trail run every day now. I have no inflammation. Now I think there's also, because I started doing some magnesium, be clear there. I do magnesium foot soaks and I know that's a master nutrient because I kind of cracked that code. That's episode 56 on the Health Hero Show, my other podcast, and episode 61 is the sauna. So those two things, the magnesium foot soaks, the sauna, the turmeric, grounding, and drinking a whole bunch of really cool, clean, restructured water, you stack those things together, dude, you're going to feel, you're going to feel like

20 years younger. That's, and I've, I've shared that stack with tons and tons of people and our products are alkalizing to their other ones, the greens and all that other stuff. But man, I'm, I'm taking notes here. And then I had a question because we're all about abundance on this trio today. Have you abundantly shared your infrared by going to a Korean sauna and spa and just being in there with like 20 other people? I haven't. One thing that I won't do is I won't wear a mask. Oh, that's true. I haven't done it since COVID.

But before that, dude, those places are awesome, especially as, again, bigger white boy going in and you're in the korean spot and you kind of stand out a little bit yeah but it's it's a cool cultural experience if you're not cool with nudity stay away from the wet area but it's cool it's fun you should be cool with nudity because that's i mean that's we should just get rid of our clothes that's it we don't even need them let's just run around i mean it's like all this it's taking down those walls we were talking about that earlier right um i actually ran into a guy who was a raw food chef down in florida he's a um a friend of mine now he uh he turned me onto my original formulator um that got me making the green stuff um but um he's funny man he was funny

he was he was you know falling the grateful dead around when he was a kid and met his wife there and that's wendy and i met her she was at the she was a working at the hippocrates health institute at the time where i started my journey my health turned around and um and uh he's got a crazy story i should get him on carter and we'll tell his story like he was like one of the biggest, uh, marijuana dealers like in the world. He like, he had, he was hooking up with the people, like the, the, the guy who the, like the King or whatever, the president of Vietnam and son or something like that. And they were just moving massive.

He had his own helicopter and he had his own private place on a Kauai and, and he got caught and, and, um, got caught and they busted him. And he – I think he paid off a DA to get his sentence down to like 10 or 12 years or something like that. Because the DA was like – was buddies with the defendant attorney or whatever, his defense attorney. Like crazy story. But anyway, this guy was like making – he was making some food for us because you're a raw food chef too. And his pants fell off right when he was making it. He had an underwear on.

And it was just me and this other friend of his. But he didn't even blink. His pants fell down. He was just like – kept doing his stuff. And there he is with his ass hanging out. That's awesome. We're sitting there laughing our asses off because he actually, it was like nothing, like nothing happened.

And what a great place to be. Like if you get to a point where like, you know, you just get thrown out there and you're naked and you just don't care. I mean, think about it. Dogs don't care. Cats don't care. Giraffes don't care. Nobody cares except humans.

Where'd all that crap come from? Yeah. The don't care. Cats don't care. Giraffes don't care. Nobody cares except humans. Where did all that crap come from? Yeah. The Puritans. The Puritans. A bunch of crap. In fact, this book here, Being in Love, he says that from 0 to 7, we should just leave our kids alone and let them be. Don't put any religions on them.

Don't let them do anything. Just let them be themselves. And they can run around naked, do whatever they want. And from still from seven to 14, he said that he guessed that 90 over 90 percent of all the pornography and all the stuff would be gone. If we just let boys and girls run around outside naked, then there wouldn't be such a big deal about, oh, you know, looking at each other's genitals because it would just be a normal, natural thing. It's like I've seen a bazillion of them. Who cares? I think it's weird stuff that's going on in people's minds. Even between the U.S. and you mentioned Lisbon and Spain.

And it's it's so different, the level of taboo here versus there on certain things and vice versa. And it's easy to see it when you remove yourself from your culture and you see it in other places. So I would imagine the U S and, and I don't know, I would imagine the U S has higher instances of porn and, and things of that nature. It's really bad. It's something like eight out of 10 boys, like 10 to 12 or something like that are doing it. And three or four out of like children, like eight to 10 are, are watching pornography, which is, it's scary with a 13.

I look on dad's mom's phone. They go in there and look at it. So, you know, if we have so many smart adults why are we allowing that to happen? We've gotten lazy and we've been entertained. So there's a lot of work to be done. So did you have any more questions for me, Adam, about health? Man, I could talk to you for days, but I know we have constraints here. And I'm excited to learn a little bit more about Epic Services because I'm one of those advisors that actually is probably weird and enjoys the nuance of working with clients and their attorneys. But you also realize from a scalability standpoint, you cannot do that beyond a certain number of cases.

And so having a tool like that in an arsenal is one of our stack to be able to go, here's an option, here's an option, here's an option. They're all quality. It really comes back to what your preference is and how you want to engage in a service. I think that'd be cool. Cool to learn. Good timing with the partner, the planning retreat coming up and talking about business planning for the new year. And there you go. Yeah. So, you know, obviously you're going to be out here in Phoenix, Arizona, you know, next month and everything.

And I promise you, I'm coming up to Flagstaff where you guys are going to be at. And I promise you, I'm coming up to Flagstaff where you guys are going to be at. I've got friends up there and everything. Pine Canyon area is where we go up to and vacate on a regular basis. So I'm looking forward to being able to actually see you physically. We can be able to press the flush and have a cocktail. Make sure we drink plenty of water. We're going to put turmeric in whatever cocktail we drink. Yeah, you will.

That will balance you out there. Carter, we need to take the show on the road. We need to get hooked up with these financial advisor organizations. And when they have these big events, we need to be there. Totally. We need to be there. Totally. That's actually a really solid idea.

You guys both know. You've been in wealth management. When you go to the Financial Planning Association or Financial Advisor Magazine, they have a really diverse group of speakers that are there. You guys have myriad podcasts under your belt. So you have the chops. You should hit them up. Why not?

Yeah. Tim, that'll be fun. You know what's funny? Interesting story, Enrichers, in case you didn't know from any of the other podcasts. Tim and I have never met one another, right? He's threatened to come to Phoenix a time or two, but he never has. I almost did when I bought that trailer in Georgia. I know. I got such a good deal on it, and then my super deal on getting it brought up here fell through, so I just sold it.

And I bought it and sold it and never seen it. I never saw it in person. That's awesome. that's trailers a trailer dealer your trailer dealer yeah i'm a trailer dealer well you are now i make money everywhere i go carter yeah yeah and that's trailers pickups that's the beauty of uh technology you can actually a lot of pickup where you go didn't like it because i i don't know why i got a gas i got a short bed i knew better i and i i bought it but the market's all weird a dealer paid me five thousand dollars more than what i bought it for and i drove it for like six months so i was like he's like i'll be out to your house i'm like okay he's like what do you want for him like

uh you know i don't know 53.5 he's like done i was like god dang it how much do i leave on the table i was like all right like when do you get when do you make put five grand in your pocket i mean because i knew i made money when i bought it because i was like you know i'm looking for a deal so that was. Now I got my long bed diesel and, um, just got my tire chains on with my ice grips. So, um, I'm going to go get some straps on those suckers and see if they fit. If not, I might have to cut out a link or two and fit them myself, but it's just the way it is. So anyway, Adam, dude,

thank you for coming on the show today, Carter. I'm glad you could come along for the ride. Yeah, thanks a lot. Thanks for having me today, occasionally, for a little bit of time. I'm just so excited about my new setup. I got headphones. I've got this Shure SM7B. That's the mic you need, Adam. Sure.

Hook him up with Justin. I'll be your first guest on your podcast. Hey, the Bob Barker microphone. It's adjustable, bro. Come on, man. That's pretty cool. It's not all about the girth. Simmer down. Oh, I love it. I love it. It's the motion of the ocean, baby. That's what it's all about. That's what it's all about.

That's what it's all about. Well, hey, Enrichers, thank you again for joining us for another fantastic episode. Make sure to go to our website, www.TheHealthAndWealthPodcastShow.com to see any of our previous shows. But make sure for sure that you share, like and subscribe for this podcast for sure, because Adam Keller from Three Oaks Advisory was phenomenal. For my co-host, Mr. Tim James, Mr. Chemical Free Body himself. I'm Carter Wilcoxon, CEO and co-founder of Epic Services Company. And we thank you for coming on and listening to another episode. Again, you can find us on Google, on Spotify and Apple Podcasts or wherever else that you get your podcast. Adam Keller, thank you again for coming on and being a fantastic guest on the show. And we will

see you quite literally soon. Everybody have an abundant day and have a great weekend. Happy Halloween. This is our Halloween episode. So happy Halloween to everybody as well. And we'll see you next time on the health and wealth podcast show. Thank you everybody for having me guys. Bye guys. Hey, and Richards, thanks for tuning in to another episode of the health and wealth podcast. I'm your host Carter Wilcoxon. And I'm your host, Tim James. And by God,

we are committed to helping you guys have fat wallets, flat bellies. So tune in again for another episode and make sure to like, share, and drink a lot of water. Or beer. You have just listened to the Health and Wealth Podcast with Carter and Tim.