Heroes in Business - Ted Purdy, PGA Tour Winner, Getting High On Giving

Episode Date: August 10, 2021

After beating Tiger Woods and many years on the PGA Tour, Ted Purdy accidentally stumbled into a new career around giving to those who were less fortunate in this episode of The Health and Wealth Podcast.

Welcome to the Health and Wealth Podcast with your hosts, Tim and Carter. What's trending, enrichers? Carter Wilcox, founder of CSI Financial Group here with my co-host and former wealth advisor, Tim James, founder of ChemicalFreeBody.com and your new health advisor. This is the show where we reveal the connection between physical and financial abundance. Hey, enrichers, Carter Wilcoxon here with my co-host, Tim James. Tim James, how are you doing today, bud? Hey, man, I'm doing awesome. I'm excited to have this golf guy on today. I know, I know. I'm so stoked. I can't even tell you how excited I am that my good dear friend, Ted Purdy, PGA Tour winner, is on here with us today on the Health and Wealth Podcast to talk to the enrichers, to be able to share some of his stories,

some of the things that are happening in his life right now, where he's going, where he's been, the direction he's headed. And he wears multiple hats. I will tell you that much right now. It is a true honor, Ted, to have you on today. Thank you. Well, thanks for the invite. This is going to be fun. Yeah, absolutely. So why don't we start off, if you don't mind, Ted Purdy. Let's talk a little bit about and maybe I'll give a little bit of the story. You know, we're fellow members at the same club. I got I met you right after, you know, you were going through some of your personal challenges and everything. And and with the way things are going, you've got the big smile on your face.

the way things are going, you've got the big smile on your face. I know you're a lot happier than, you know, than you, when you, you know, a year and a half ago or something like that, when it kind of, when I think when we first met, maybe two years now. But the backstory, you know, I was trying to play in this group one day and then I got paired with Ted Purdy and I'm like, I don't know if this guy's a prima Donna. So I'm like, well, he's in my group, but there's three of us. So I'm going to put my bag on the back of this other guy's cart because I'm not sure if he even wants me in his car.

Right. I have no idea. I'm making an assumption about Ted Purdy, a tour player. Right. By the way, that comes from an experience I had with Phil Mickelson. That's another story for another time. So I'm like, I'm talking to the guy running the group that day. And he goes, hey, man, he goes, you don't want to be on the bag or have your bag on with that guy, with that other member. He's like, throw it on with Ted. I was like, you sure?

He's like, yeah. I said, all right, cool. I mean, I wanted to ride with a professional golfer, of course. So I throw my bag on. By the time we get to the first hole and ted will talk a little bit about this later on come to find out he's in the insurance business and we have a lot of things in common and we just like hit it off like from the beginning so anyway ted if you want to talk a little bit about you know um uh you know from your perspective on on on all that stuff

and how that happened yeah well your listeners probably don't even know who i am i um yeah let's talk about that i uh i grew up in phoenix arizona i grew up on moon valley country club next to karsten solheim so i am a ping staff player, have been my whole life. I was the only eight-year-old in the 80s to have a full set of ping I2s when it was taking, you know, a year to get a set. And because I grew up on the golf course, the rest is history. I went down to the University of Arizona, got my finance degree. I'm in the Hall of Fame down at U of A for golf.

When I was in college, I was competing against a guy at Stanford named Tiger Woods. I was able to take him down a couple of times in college and I took him down on the PGA Tour as well. So my first year on the PGA Tour was 1999. I still actively play, but I'm, you know, I tell everybody I'm one of the old fat guys now and I'm only getting in about a dozen events a year. But so to, because I have so much free time, Um, so to, because I have so much free time, um, a friend of mine has an insurance company, an insurance business, um, called the Monolith Group. And he asked me to help him out. And I'm a finance guy and, um, you know, a finance degree. And so I went and got my licenses and, uh, and I'm a PGA Tour player and a licensed producer in the insurance world.

So, but yeah, it's it's it's fun. I'm having a great time. It was great to meet Carter at Moon Valley Country Club. And here we are, you know, two years later, I'm on your podcast. Pretty cool. I mean, who knew, who knew right well so now he's modest right and but let's be a little bit specific and let's talk a little bit about what it was like coming down the stretch of winning your very first golf tournament at the byron nelson now we're not talking about some offshoot speed day to our adventure we're talking about lord byron's events and or dallas texas uh why don't we talk a little bit about what that was like you know your your feelings and your

emotions and you know channeling you know past successes for maybe college or when you were eight years old with with your own ping i2s let's talk a little bit about what that was like for you. It was the 2005 Byron Nelson. They called them the Fab Five. We're all playing. It was Tiger, Ernie Els, Phil Mickelson, Ratif Goosen, and Vijay Singh. They called those guys the Fab Five at the time. All five of them were in the field. I was in the third to last group on Sunday. So, um, I was third from last and playing in twosomes and, um, I hit every green, every fairway, I shot 65 and, uh, ended up beating Vijay singh and sean o'hare by a shot um but it was funny like

that week i i had listened to another well we didn't have podcasts back in that day it was actually an audio tape of a guy named mac newton And Mac said, he gave this analogy where they did a study with three groups of free throw shooters at the University of Michigan State, Michigan State University, where one group practiced free throws, the other group meditated and practiced free throws, and the third group just meditated about practicing

three throws for a month and at the end of the month the group that that hadn't shot a basketball at all and just thought about it improved their free throw shooting by 30 the people that just practiced didn't get much better and the people that meditated and shot got a little better so um i went into that week i go you know what i'm just gonna visualize and i'm gonna visualize the shots i'm gonna visualize my putts going in the hole i'm not gonna you know so i i my thing was i'm not gonna take a practice swing i not going to take a practice swing. I'm not going to take a practice putting stroke. I'm just going to visualize, get up and hit. And and I was amazing.

And the other thing that I I would get over. The other thing Mac Newton said in it was he says, tell yourself a thousand times you like yourself. I like myself, like myself, like myself. So I would get over my putts. And, you know, normally when you're a professional, professional golfers or professional athletes or, you know, if we don't do it right, we get frustrated and we get, you know, trying to be perfect trying to be perfect or you miss a putt and you get frustrated so i just told myself you know what i like myself i don't care if this putt goes in or not and um and mac said that the guy who cares the least wins so i just went into that week you know not caring and telling myself i like myself and and visualizing and that and it turned out to be a winning formula for the week now go ahead Tim

maybe you get yeah I was just thinking it's kind of genius that you got your insurance license because you know you can literally you know tee up drive and then go over and talk to people and start selling annuities. They're the perfect demographic. Yeah. No, handing out cards. Golf is the elevation of every occupation. Yeah.

Hey, I'm good. I'm good at golf, but I'm really good at helping people protect their money. Here's my card. Yeah. So, you know, I do want to know, cause I don't know if i've even asked you this you know

when we're when we're hanging out and uh having some drinks or you know dinner or whatever hanging out at bobby d's right um i don't even know if i ever asked you what was it like and how much time did you get to spend with lord byron i mean and for those who podcast you know enrichers if you don't know who byron nelson is he only has the most consecutive wins on the pga tour in history 11 wins in a row that's who i'm talking about here so but i do want to know and enrichers are enrichers that's what we call our listeners they want to hear what was it like hanging out with the lord byron and how much time did you get to spend yeah so i was fortunate he was still alive um and because i was the third to last group i finished about you know 45 minutes an hour before the leaders or the league group finished um so you sign your scorecard uh called lord Byron had his big chair right on the 18th green and

him and Peggy were, were there on the right. And then I was invited to go sit with Byron. And I basically just sat on his arm chair for 45 minutes. And, um, you know, he was looking at the scoreboard and he goes, Ted, you didn't have a bogey today. He goes, I don't think I've ever played a round of golf without a bogey. And I'm like, I'm sure you did. You have lots of rounds without bogeys. You probably have no bogeys. But then Peggy and I started, you know, and Byron used to write letters to every champion on the PGA Tour so if whoever won that week that you know the Sony Open winner he'd write a letter to the to the Sony Open winner

and then the Waste Management winner he said so everybody that won a golf tournament while Byron was alive got a handwritten congratulations note from Byron Nelson. And, you know, and that's, you know, I have that congratulations letter framed and, and I think Tiger's framed all his from Byron. It's just a really cool thing that Byron used to do. And it got me in the habit of whenever I wanted to appreciate somebody or something or, you know, good job. I write a lot of handwritten notes too. And it, it really means a lot to people. And, um, so that was something that Byron kind of taught me. And, um, the other thing is he had me because we became, got, you know, friendly and he had me because we became got you know friendly and he had me come speak at his uh charity

christmas dinner and you know i told stories about the pga tour and uh we had a great great friendship i stayed at his house um in fort worth so just just a great great guy and um yeah i was honored to have won the tournament, but also to have been able to spend a lot of time with him. Yeah, that's obviously, you know, I mean, NPS would be an understatement for any PGA Tour, you know, player. It's much like, you know, being able to spend a little bit of time with Arnold Palmer, right?

I mean, and right now spending time with Jack Nicklaus, because we know it's just a matter of time. Gary Player, these are icons, the big three back in the day. So it had to be almost, for me, I would think it's surreal, but you've been around that for so long. Almost for me, I would think it's surreal, but you've been around that for so long. The first time you maybe even met Byron, but being able to spend that intimate time with him had to be pretty cool. Yeah, no, he just I mean, he was the ultimate gentleman. He was a great Christian guy and just an amazing guy. Amazing for the sport. And, you know, he's just an amazing guy. and he's just an amazing guy.

Yeah, that's awesome. So, hey, Tim, do you have anything you want to kind of sort of chime in on and ask if there's anything? I know you're not necessarily really a golfer, but is there anything that you were thinking, I would ask a PGA Tour player this, maybe if I ever, maybe recreationally you've played golf or whatever, anything you want to ask Ted? Well, I would just, I would want to know what, what you've ever learned about nutrition as far as, you know, using that as a, you know, obviously as an added advantage.

Because usually when you're in sports, like I played baseball at a high level for 30 years. It was always like, if somebody said I could hit the ball harder, farther, I could i could you know have a higher batting average or whatever i'm like i'm doing it yeah so what was something that you actually um uh was told as far as nutrition or health that that actually produced results for you yeah so um my trainer is a guy named mac newton in phoenix arizona mac newton's a three-time world Taekwondo champion. He's in the World Martial Arts Hall of Fame. He has studios here in Phoenix, Arizona. He's got a Super Bowl ring when he was the trainer

for the Cowboys in the 90s. And he has two or three World Series rings when he was the trainer for the the nineties. And he has three, uh, three or two or three world series rings. Uh, when he was the trainer for the Oakland A's in the eighties. So, um, I got referred to Mac when I was, before I got on the PGA tour,

I was kind of struggling and I wasn't making much money. And I think I made 30 grand on playing golf before I met Mac. And I went in September. I remember what in September was hot. His room is 110 degrees when you work out. But the very next year I made a million six. The next year I made two million. The next year I made a million six the next year i made two million the next year i made

three million i mean after getting in shape and um doing his he called it the three two eating plan and the three two eating plan is basically the um there's three things you can eat lean uh vegetables fruit and lean protein those are the three things you eat. Two things you can drink, water, and 100% fruit juices or vegetable juices. So he makes it super simple. If it's 100% juice, you can drink it or water. And if it's lean meat and nothing processed and vegetables and fruit, you can eat it so he made it super simple and also wanted you to have a he calls it the big five a green vegetable with every you know every meal like and he called the big five broccoli asparagus brussels sprouts collard

greens and i forget the fifth but um but you had to have one of the green vegetables with every meal and and honestly when I would just do his Mac diet and like on the course if I had access to or I'd tell the the the club I'd say hey can you put a couple hamburger patties and Ziplocs? And I, you know, I'd be on the course and I'd eat a hamburger patty. And then I was in a playoff once at Harbortown against Stewart sink and it was late and it was a long day. And out of my bag, I pulled a bag of broccoli, raw broccoli, literally.

And I was eating raw broccoli on the golf course and gary mccord was giving me so much hell on the telecast but but yeah i mean i i just had like carrots and broccoli and whatever anything that was green and real and and uh fresh in my bag. Um, you know, no power bars, no, um, process, you know, things and stuff like that. So when I, uh, when I ate properly and when I worked out and did a lot of sweating, I, I, I made a lot of money. So they go hand in hand. Yeah. thanks for sharing that, brother. It really does make a lot of sense because that plan eliminates a lot of processed foods and eliminates a lot of improper food combining that people are doing that's really destroying their gut health and that kind of stuff. And it simplifies it. It definitely simplifies it. So, well, we're going to take a quick break, guys.

And when we get back, we'll get more into any other stories that Ted's got. And then maybe anything that he's doing now in the insurance business. Or you can talk about anything else that you have going on. We'll be right back. Yeah, great. If you build it, they will come. For most financial advisors, the subject of estate planning for their clients is relegated to a side activity

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you'll get all the exclusive tools, resources, and processes needed to cement your ideal clients while creating professional conference. We look forward to hearing from you and sharing more. Thank you. what's up enrichers tim here with carter we've got ted purdy in the house uh pga golf uh tour winner and insurance agent and he's wrangling up a whole lot of food to help feed people so let's why don't we get into this uh do you want to talk, Ted, about the food bank first? Yeah, let's do that. It's an interesting story. There's a really great, so my dad's a good Christian guy and one of his best friends.

So they, at the end of the year, they look at the top 10 Christian organizations that they can donate to at the end of the year. And number one was this food bank called Midwest Food Bank based out of Bloomington, Illinois. But they had seven locations around the country and they have one in Haiti and one in Africa, a food bank. have one in Haiti and one in Africa, a food bank. So Eric Sheldahl, my dad's buddy, donates to Midwest Food Bank. The founder gets his, you know, it was like a $5,000 check. So it wasn't a huge donation, but it was, you know, it wasn't chump change. And the founder, David Kieser is his name david calls eric and says thank you and eric's like i donate money all the time and i never had a founder call me and thank me

but so they started talking well the next year they look at the top 10 you know christian charities and number one again is this Midwest Food Bank. It's based off their expense ratios and the money that they are goods and services that they provide the community. He donates

again. David Kieser calls him again and he's just so impressed. He said, you know what? How do we get a Midwest Food Bank to Phoenix, Arizona? him again and he's just so impressed he said you know what how do we get a midwest food bank to phoenix arizona and uh and david said you just you just you just do it so my dad and eric put a board together they raised the initial funds they bought a warehouse in gilbert arizona. And they started bringing in food through the network of the Midwest Food Bank. And that happened just over three years ago. They came to, and last year they gave $20 million of food away. And this year we're going to give away just in the Phoenix, Arizona,

the whole state of Arizona we support, including the reservations. They're going to give away just in the Phoenix, Phoenix, Arizona, um, the whole state of Arizona, we support including the reservations. They're going to give over $60 million for the foodway this year. Um, and during this pandemic, it's just phenomenal. But the story of me going to the food bank and helping out as they, they had lost their, their executive director. They needed help. And I had called my dad and Eric, and I said, hey, I want to buy a golf course called Coldwater in Phoenix. Will you guys help me put up the dough to buy this golf course? So they drive out, and they meet me at the golf course,

and they look at it, and they go, yeah, this is great. We'll buy it, you know, we'll help you buy it. But you know what? We need somebody to run the food bank for us. So if we're going to lose money running a golf course, we might as well just lose money hiring you to run the food bank. So it wasn't, you know, what I was intending to do. It wasn't what I wanted to do. So the first day I, you know, what I was intending to do. It wasn't what I wanted to do. So the first day, you know, I'm coming to the food bank, kicking and screaming, like, what am I doing here? Like, I don't know how to run a food bank. Like, really?

So I get there and just fell in love from the first second I got there. The first person I go load out, the charities come every 15 minutes. They come through the warehouse. We fill their vehicles, their vans, their trucks, their cars, whatever they've got. We fill their cars up and vans up with food. And then 15 minutes later, there's another charity coming through. So I show up the first day and every 15 minutes, I'm filling up these cars and I'm asking these amazing people, you know, what are they doing? And like the first lady says, well, I run a home for teenage mothers so we basically are raising the mother and the baby

you know and we support them with food and and then the next guy comes up and he goes well i have a church inside the prison in rocky point and i support the i built this church inside the prison in Rocky Point, and I support them with food. So we filled up his trailer. Just every 15 minutes, there's somebody doing some amazing things for people, and I was just hooked. I went home and woke up the next day, and I felt like I had a hangover. I felt horrible.

And I, you know, and I went to work and then, you know, the energy came back and I felt great again. And I was talking to one of the guys who was a recovery guy who was volunteering at the food bank. And he says, yeah, he goes, Ted, serving is just like doing cocaine. It's like doing drugs or alcohol. He goes, you get that high when you serve. And the next morning you're you know, you feel burned out. So the only way you can get that high back is you got to go serve again.

So I use that a lot. And but, you know, so the recovery that's, you know, and that's why the recovery guys really and gals love to volunteer or encouraged to volunteer because it is kind of it does lift your spirits and does make you feel good. So anyway, I was I was under a six month. I started in November of 19. And I had a six month contract until we found a proper executive director. And then COVID hit. And then when COVID hit, it was all hands on deck. I mean, the need for food was astronomical. And like, there was no food in the grocery stores, there was no toilet paper, there was I mean, I don't know if you remember the first few months of the pandemic. It was crazy. Well, the demand on the food bank was exponential and we were trying to help so many people. We'd have distributions and there would be three mile long lines of cars, you know, one by one coming through to get a couple boxes of food, you know, and we do

distributions and, um, there's the needs still there. This pandemic has really hurt people economically. Um, so there's, you know, we're still working hard to, to, to get through it, but, um, it's been life-changing for me. They They they hired a proper executive director from Vanguard, a gal named Marilee. She came over from Vanguard. She's very successful. You know, one of the leaders over there. I think she was making, you know, a good mid six figure salary. And now she's not at the food bank, but she's having more fun too. So it's just, uh, it's been life changing for me, uh, to be part of the food bank. That's awesome. Um, is that, is the, uh, the warehouse that I went that one time when I,

when I came in with, you know, our, uh, our network, a state planning attorney, uh, Sierra Lister was was is that the same warehouse that they built originally or bought yeah they just bought that yeah that's the same warehouse same um during covid we were donated another 90 000 square foot warehouse that we filled to the brim in central phoenix um so because of the philanthropic people around phoenix you know we've been able to to really serve the people for sure it's been it's been great the community's really can't you know the name really you know why is it why is it called midwest well it is but um when they realize what we're doing uh the community is really, really supporting us.

It's fun. Yeah, it was funny when I remember when we went there that day. I'm like Midwest. Like, I don't get it. But then they played that. You know, it was like maybe a 10 minute, you know, trailer or whatever. And then it started in the Midwest, which is hence the name and then seven locations i think you said across the country yeah so now there's nine um we just opened one um in dallas and one in new york city just outside of new york city in hershey pennsylvania so um and then we've got the two one in haiti and one in Africa. Wow. Yeah.

It's the Midwest food bank and it's, you know, it's just started by this, these three brothers in Bloomington. And you look at the good that they're doing, they're the largest food bank in the country right now. They're doing more pounds and more dollars worth of food than, than any other food bank. Um, and they go, you you know that's a god thing like it's not because of anything we're doing that's it's uh yeah it's a it's really an amazing place i think it's pretty what i'm noticing from that is that from that personal touch where that guy reached out with the owner owner, after the food bank, reached out to your friend, that's what started like, hey, I really like this. If he wouldn't have reached out,

maybe that would have never happened and all those people would have been served. No, you're exactly right. I mean, it's kind of the same thing as Byron writing the thank you card. I mean, it means a lot to get a little thank you call or a little thank you card. Yeah, you framed it. Yeah, I framed it. You framed the darn thing. So I think for me, a takeaway is, you know, like I did that when I was back in the mortgage business because I, my coaches had me do it. I'm like, I was writing out thank you cards. It became kind of mechanical, but you know, when you were doing it, you, I have my like writing out thank you cards. It became kind of mechanical. But, you know, when you were doing it, I have my assistant put the thank you cards on my desk.

And every day I was writing thank you cards out, 10 thank you cards to people. And I can't tell you how far that went. It's like, God, maybe I'm going to get back into that. But what I do as a business owner is I reach out to my clients. I try to call personally, call 10 people a day and it blows their mind. It blows their mind. So for those of you listening, whether you're a financial advisor, business owner, mom, dad, it doesn't really matter, man. It's like, there's certain things that you can do that will lift, not only it will lift your spirits up and that's volunteering like when you went down to the food bank there's just something about giving without any expectation for return creating when you create things like whether it's music or building a little you know a wood

structure or something a little wood music box for your daughter stuff like that creates it and i also think like you know writing writing letters or calling people for no reason, just to tell them, thank you. It's that personal touch. And that's what's really missing today in the technology age. So if we can incorporate that in there, I think there's some real power in that, not just for the clients and building that client loyalty and that kind of stuff, but also for yourself spiritually, right? I mean, you feel good. Right. You just told me you, you, you know, I don't want to give this food bank bill and now it's like, you can't wait to get there. Yeah. That's pretty cool. So anyway, those were, those were,

those were my takeaways. Yeah. Yeah. Well, you know, when, whenever, I mean, just to piggyback off of that, you know, anytime you're, you know, serving people, that's absolutely what's, um, off of that. You know, anytime you're, you know, serving people, that's absolutely what's, um, going to help you feel much better about yourself. So kudos to you. And that was, that was awesome. And I'm right. First, you told me you were going to be working at the food bank. I'm like, wait a second. My buddy, Teddy's going to be, by the way, Teddy bear, that's his nickname. My son started calling him that as soon as he met him uh by the way talk about someone who has no idea who ted purdy is that's a you know a 13 year old kid right he doesn't know when we told carter samuel that you know well you understand like this is a big like he's a he's a pga tour

winner like you you have aspirations you're out there you you're grinding it. And, um, just to tell a quick story, I remember the very first time you met Carter Samuel and, uh, and you can talk a little bit about your, your, I want to call it a gadget, but the, the, um, the grip, um, right. But that was like number one at the PGA tour at merchandise show. Yeah. So Carter Samuel, actually coach comes in. He brings one of those in.

I'm like, what is that? And you tell me all about it. And I'm like, wrap it up. I'll buy it right now. So I give him the money. Ted, talking about a servant mentality. This is the middle of summer, right? In Phoenix, Arizona, we just got through playing golf. You know, we've had, you know, maybe a couple of beers at the,

in the clubhouse. He takes Carter Samuel out to the range and shows him how to use it. He was like, he was gone for like an hour. So that was, that was amazing. But that's, that's, that's kind of heart that, that Ted Purdy has. But, hey, if you don't mind, let's talk a little bit about how you serve your clients. And let's talk a little bit about Monolith Group and maybe how that got started and who it is that your ideal client is and what you're trying to do to help serve people in that financial solution. you know, financial solution. Yeah. So, um, we had, I went to Brophy prep here in Phoenix, Arizona, all boys prep school. And, um,

senior year economics was taught by a guy named, um, the, our teacher was amazing. He was a bond trader, uh, Ray Zimmerman. He was a retired bond trader from New York, moves to Arizona, wants to give back. So he goes to Brophy and says, hey, I'll be your senior economics teacher and, you know, and I won't take a salary. So we were the seniors at Brophy while Ray was there. We're getting this bond trader, you know, economic genius, you know, teaching us how to about economics and how Alan Greenspan was the most powerful man on the planet. And, you know, we had to get read the Wall Street Journal every morning. You know, we had to get read the Wall Street Journal every morning. And so anyway, well, in my class was my classmate was getting John Gazowski. Well, John Gazowski. But Ray got us so excited about economics and finance that, you know, I went and got my finance degree.

that, you know, I went and got my finance degree and half of the guys that, you know, graduated our class are in the finance world. And, um, just because of this one teacher, but John was a bond trader in Chicago. Well, he patented a process where a high net worth individual can purchase life insurance and never write a check for. And he does it by creating a bond, going to the bond market and raising the money through the capital markets to purchase life insurance for an individual. So it's just a, it's a brilliant, you know, amazing product. You obviously have to be super high net worth there has to be a super high need for for life insurance but um when i was introduced on nice you know john's now based out of fort worth and when i was in fort worth playing the colonial

uh john i was you know went to dinner with john he says hey you know why don't you come work and you know i'm hiring what why don't you come work for me and i said well and i just love john and i love his product and um so i went to work for uh for john and um and because it's such a niche product and there aren't a ton of sales, so I can work at the food bank and I can still play golf and also help John with the Monolith Group product. So it just it is a perfect fit for me. And it just, it does a perfect fit for me. I love it because I'm a finance guy and it's an ingenious patented process that he invented. And yeah, I just, you know, I'm just blessed to be, you know, be a part of the Monolith Group. Awesome. That's great. We're going to take a quick break and when we get back, I want to get into more about that product. I'm interested in hearing more about it and all the other stuff that you're doing with the Monolith Group. We'll be right back. You want the absolute best for yourself and you want it to be easy. That's why we created Green

85. It helps with detoxifying the body gently. We're proud it's chemical free, unlike almost all other supplements you'll find. Bottom line, Green 85 will get you healthier. We look forward to hearing what Green 85 did for you. To get this product and our other amazing products, go to chemicalfreebody.com. That's chemicalfreebody.com. Hey, Enrichers. It's Tim. Tim, what's your name?

Oh, Carter. That's right. We got Carter here. name? Oh, Carter. That's right. We got Carter here. It's my buddy, Carter. I know. It's more like your co-host is like Ted Purdy today. I'm just sitting here kind of being quiet today. Yeah, Ted's giving us some, I mean, there's some gems here,

like just what we're talking about, about the, you know, the handwritten letters and personal phone calls and, you know, the millions of people that you can literally change lives just by a phone call. Like, it's amazing. And I mean, that's just, I mean, I'm just sitting there thinking about like some little kid that gets to eat a meal because of that phone call, right? Yeah, that phone call. We're literally feeding 500,000 people a month. Yeah. Because of that phone call that's pretty pretty powerful just in phoenix yeah i mean that's awesome that's awesome that's that's that's that feel good stuff that you that

we really live for so you were talking about the monolith group you've got this uh specialized product it's very niche um for high net worth individuals where they can get a a ton of life insurance and never write a check so can can you explain that a little bit? Yeah. So John Kozlowski was the inventor of it. He there's a, in the insurance world, there's a product called premium financing. Premium financing is when, you know, a high net worth individual who has a huge estate problem, they need life insurance to solve that problem. And what they would do is, but those big policies, you know, if it's a 20 or $30 million policy to pay life insurance, those premiums could be a million dollars a year.

So a lot of high net worth individuals are like, you know, I need that for my estate, but I don't really want to stroke the check for a million bucks every year for 10 years. So instead of doing it, writing a check for it out of their own pocket for that million bucks a year, they would go to the bank and get, it's called premium financing. They literally get a loan from the bank, just like they get a loan to buy a house. But what they're using the loan money from the bank is to pay the premiums. So, you know, our high net worth individual now has a, say, So our high net worth individual now has a million dollars a year for 10 years. So now that high net worth individual has a $10 million loan paying his life insurance. But he has to pay interest and principal on that loan. And he has to make sure his and the interest rates are variable and and higher at the bank and

so john had a his partner was a life insurance premium finance life insurance guy came to john and said john the bank rates are way too high too high. What are bond rates right now? And he says, well, I'm borrowing at the bank from 6% and the seven-day lower floater, it's called the seven-day LIBOR, is at 1%. And John's like, well, I build bonds every day at 1%. So Mike's like, well, why don't we make a bond to pay for life insurance instead of going to the bank and getting a 6% loan? And John Gazowski, my buddy says, well, it's never been done before. How do we, how do I even do that? So in 2004, he went and got a process patent. He figured out how to build a bond and sell that into the marketplace and use the proceeds to pay the life insurance instead of having to go to the bank. And so these high net worth individual

clients, that $10 million bond is at 1% interest versus a loan at a bank at 5% or 6% or 7%. So John just patented the process of being able to borrow, basically essentially borrow money at much low, at the lowest rate possible to solve the high net worth individuals, estate tax problems. That's, it's also used for life insurance, also used for other things as well. Buy sell agreements and, and, you know and for younger clients for, you know, future cash payments or retirement cash payment outlays and things like that. So, um, it was just a genius product. I'm, I'm very fortunate to have, you know, been taught by Ray Zimmerman and John Gazowski was in my class and riding his coattails.

And so so my role basically is when the monolith group gets a call and a broker wants to sell the monolith. sell the model the pro they got a they got a perfect client for the program but the insurance agent the producer doesn't have enough like knowledge of the product to be able to pitch it to their client all right so where the client will understand it and have to walk through so i'll get a call from john and said hey can you know next week thursday can you be in seattle and meet with this client and his insurance producer and his attorney? I said, sure. So, you know, and if my schedule is free, which it normally is, I'll get on a flight, go to Seattle for the day and then get back on and come home. So that's kind of my role for Monolith is, you know, I just basically help the attorneys and the clients and the insurance agents understand

the product. And, um, and hopefully we can, uh, close the deal and get them to, to go with the monolith group. That's awesome. Carter, we got to make sure we put his contact information in the show description, the show notes down down below. So for those of you advisors out there that would like to talk to Ted about this, I think it's a, you know, it's a niche deal, but it could come in handy. And then he'll come see you and maybe you can get around to golf with him. Yeah. Interestingly enough, I remember whenever Ted started talking to me about it and, you know, they've talked to other different distribution arms like us.

And as far as contact goes, we can give Ted's contact, but they can also contact me because we have, you know, we've partnered up to be able to bring this to our advisor network. So it's not like it's something that we don't provide. That's why I wanted, you know, Ted to talk about the monolith Group today to let everybody know that that is another resource that we have. Now, obviously, again, these are ultra high net worth clients that we're talking about, right? These are professional athletes in a lot of situations or, you know, multi-conglomerate, you know, high, I would say high earning individuals, but a lot of times, you know, they're business owners or they're well-established individuals that are, you know, worth 30, 50, 70, you know, $100 million.

Yeah. The minimum client we say is net worth of 10 million bucks and income of 350,000 a year would be kind of the bottom of the ability of the program to work. Because the individual needs to have a need for life insurance so that the carrier will approve the big policy. And the smallest bond we can sell in a marketplace is $5 million. So it'd have to be a premium of at least a half million a year for 10 years. Yeah. And then, and then of course, you know, all the, and you, you touch on a little bit, you know, even with the younger generation, you know, this thing we

call life insurance, a lot of people, they think about it as like just death insurance, right? It's, it is self-completing, but what a lot of people don't know is that, you know, you can get tax free income from your life insurance. And that's the that's really the big thing. When you when you show the illustration, when you came in here and I'd sign the NDA and everything, you know, you're showing how much free income that you can get from it basically as well. That becomes when the inevitable happens for all of us. as well that becomes when the inevitable happens for all of us. Yeah. The younger the client, the more opportunity to get tax-free income when they're in their retirement, their older years. Yeah, for sure. So enrichers, listen up. If you have if you're a financial advisor, insurance agent out there right now and you really wish you had a very unique differentiator for ultra high net worth individuals,

we can be your solution, no doubt about it. Right, Ted? Absolutely. Yeah. Now we partnered with CSI and we're grateful for all the stuff they do for us. Yeah. So, hey, let's talk a little bit. You know, we've talked almost seven eighths of this. I know we got a little more time here. And, Richards, thank you for staying on all the way through all three segments. I know that Ted Purdy was very gracious with his time today. He's super busy. Obviously, I know he's out there grinding in his backyard in the short game area at Moon Valley Country Club, you know, getting ready for the next event. Yeah, our moonwalk's playing good right now.

Moonwalk is fantastic absolutely the let's talk a little bit about you know more of the health things that that can you know maybe give more insight and and benefit for those out there and i know that uh tim you talk a lot about like your four core things or whatever, but let's talk a little bit about things, some takeaways for those who are listening that they can do it and continue to incorporate. You know, Mac Newton, right? You said drinking water. Let's talk a little bit about, you know, the water solution that is really key. And, you know, here I am. I got uh i got my i got my juice right i want to cleanse right now so i got my i got my juice but i got my you know uh when you get a glass bottle yeah yeah plastic's not good anyone as soon as you said one you know you would think

i had one of those moonshine bottles being from Arkansas. That's right. Let's talk about the kind of water that people need to drink also, not necessarily the tap water and how that can be able to benefit their energy level and get that flowing. Well, you know, a lot of it is that the water is just polluted today. I think we've talked about it a little bit on a previous episode, but with Ted being here, we'll talk about water. You brought it up. So water is polluted today. I think we've talked about it a little bit on a previous episode, but with Ted being here, we'll talk about water. You brought it up. So water's polluted today. Again, you can go 1,500 miles into the interior. You can see the little two and two and a half inch fish today have both male and female organs. Well, why is that? Well, it's because of the estrogen mimickers from plastics, Carter. Oh, that that's why so if you want man boobs you want cervical issues cervical cysts breast cancer prostate issues um throwing off your hormones

your thyroid and all that stuff this these these microscopic nocm plastics have infiltrated into our ecosystem today right same thing like if you're wearing um because i remember like when i was playing baseball we were with those cotton shirts and you get all sweaty and you have to change them you know um or football and stuff and then they came out with nike dry fit and it was like you know and then under armor stuff it's like it just kept wicking the the moisture away it was light and you could wear it was awesome the problem is is those are from polyesters. And now I know that polyester comes from crude oil and it takes like 3000 chemicals to make these things. So again, you're, you're adorning your body, your largest organ, your skin with plastic. And then the plastic, these shirts and underwear and bras

and stuff like for bras that are off gassing these plastics. So why am I getting into this? We're talking about water because it's important. It's in the fricking water day. And then every time you wash your, you know, under armor deal or dry fit thing, like I used to do, there's these microplastics that come off of it and they go out into the ecosystem, right? So it's, it's a buildup. It's been building up. So that's why we, today, we have to make sure that our water is purified. That's number one. The second thing is, is that you have to make sure the water is restructured. And the reason why is because in these high pressure pipes, for those of you listening that are on city tap water, you know, I used to do construction work back when I was 18, early 20s.

And, you know, water is under super high pressure pipes. Like I saw some break and it's like, you know, it's like, it'll knock you out. It'll knock you completely out. I mean, it could kill you. It's so much pressure in the bigger pipes. So it takes these water molecules and it kind of globs them together. So instead of being like four or five clusters, they're in 20 to 25 clusters. And what's the deal?

Well, when you drink it, it goes into your intestinal tract. And that's where those little clusters are supposed to be able to go through the intestinal lining, which would be like a chain link fence. But the problem is, is they're the size of a bowling ball. They're too big. So they bounce off. So you want them to be restructured so that they can go through the intestinal lining, get into the bloodstream, get into the cell and get into the lymphatic system, which is our garbage removal system. system, which is our garbage removal system. So that these other toxins that we've been breathing in and stuff like that can then start getting pushed out by the body naturally through that natural detoxification system called the lymph, the lymph system or the lymphatic system. So this

is like really, really important stuff. Water is like one of the most, it's foundational. The first thing is air and then water. So if you can change your water, you can literally change your life. You can change your energy levels. You can start helping yourself to push out these toxins. And a good rule of thumb is just drinking about half of your body weight in liquid ounces daily of this purified, restructured water. And if you're a high level athlete or you live in a very arid climate like you guys do, where it's very hot, you might need a little bit more than that. But, um, um, I like, uh, Mac Newton's idea of like you just drink a lot of water or a hundred percent juice. Um, I, I would just be, you know, it,

that's a good thing because it gives somebody some leeway there. They can have a little juice once in a while. You just want to be very careful that it's, um, you know, because one thing that happens if you're just drinking tons and tons of juice and you're not out hustling and moving, that's a lot of calories and that could lead to weight gain. And especially if other issues, like if you have arthritis or cancer or problems like that, too much sugar is like throwing gasoline on a bonfire as far as health goes. It's very acid. So just make sure you get that water in there first. Nice. Awesome.

Those are obviously great takeaways. Ted Purdy, you've got, you know, my co-host Tim James here. Is there anything additionally that, you know, health-wise or whatever? Obviously, Mac Newton's got you all, you know, squared away. He's got some structure yourself. Is there anything from his perspective as a health coach that you want to ask him? And then we'll let our enrichers get going. And, obviously, thank you very much for being on here again today.

Yeah, I think I know the answer to this. What do you think of, like, the sports drinks and the the guys on tour putting those packets of crap in their water and um what do you think about all that well i'll give you an example if you're talking about like gatorade gatorade or you know the sports we'll just take gatorade example well i i knew back even when i was a financial or actually before as a financial advisor when i was in the mortgage industry, I had a client and his job was, he owned a bottling company. So people don't realize this,

but like Coca-Cola and Pepsi and Gatorade and Red Bulls and that kind of stuff, they don't bottle that stuff somewhere and then just send it all over the place. They send the raw materials to local bottling places and the bottling places make it. So this guy had purchased, the biggest expense in his entire business. He had these big steel vats.

And at the bottom of these vats are these gears that spin and turn the ingredients to mix it to go to bottle. And he said his biggest expense was replacing those gears. Why would you need to replace the gears? Because the acid in the products would like they would just eat them up. They'd go away. So think about this. Number one, what the hell is that? Are we drinking?

That's we're going to eat a metal, massive, big, huge metal gear. Right. And he said the worst of the worst. He goes, what do you think? He goes, what do you think is worse? He goes, do you think it's Gatorade? Do you think it's the Red Bulls? Or do you think it's, um, uh, it was like some other energy drinking mentioned or something like that. And I was like, um, I don't know. And I said, I said like the energy drink, probably. And he's like, uh, the Red Bull. And he's like, no, it's the Gatorade. The Gatorade

eats the shit out of those gears. Um, and I'm thinking and from and i used to be i go play baseball and i'm getting my red gatorade and my green one those are the two flavors that i like i stopped drinking that shit immediately after he told me that because i'm like if it's eating the gears of a metal deal what's it doing to my guts and then the metal that it's eating is getting blended into that stuff. And then I'm eating it. So I'm like, I'm out of there. Now, your other point, those packets, it all depends on the ingredients. Somebody could actually do this because it was like one of my goals like five years ago when I was talking to our formulator, Dr. Treadwise, like we could make like a like a little packets. We could have a sugar alternative. We could do like a sports drink type thing.

And, and I actually have a client right now that just came out with an energy drink that we helped formulate for them and it tastes delicious. And you fricking get, I mean, it's awesome. I, they're just about done with it.

I have the samples and I'm like, I'm adding it into my regimen. Cause it's like better ship me some dude. It's like our, our green 85 product. Like this is the one Ted that we, this me some dude it's like our green 85 product like this is the one ted that this is our number one seller our green so yeah this replaces the 85 of the stuff in the soil but um this energy drink deal that this guy's got he's got the right ingredients because they're actually from nature right it doesn't have any of these synthetics and these

chemicals and these weird things and some things are banned on the epa's uh know, or they're on the EPA's list of toxins, but they're in sports drinks and supplements and drinks and stuff like that. So yeah, you're, you're right. And I wouldn't, I wouldn't touch that stuff with a 10 foot pole. Yeah, no, that's cool. I learned a lot. That was good. By the way, you know, you completely changed. You're going to wreck Carter Samuel, just so you know, after you just got through saying that. Carter Samuel's favorite drink is G2, right?

Oh, well, it's sugar-free. So, yeah, we're probably not going to be able to buy Gatorade anymore for my son. So I'll say Gatorade. Gatorade. Gatorade. It should stand for gut acid because that's what it does, man. It's just going to eat your guts away and your ears. I mean, here's another one, guys.

Like, if you go to an auto body shop, anybody go check this. Go to an auto body shop. And a lot of auto body shops are using, like, Coca-Cola and Pepsi to remove, like, pitch off of trees and stuff like that off of cars. Like what they do to clean cars. They, cause it's acid. It just eats stuff and we're drinking that. So I think that's why, um, Ted had so much results with Mac Newton's program. Cause it's not so much of what he was eating. It's what he wasn't eating. The standard American diet is so bad that when you get off of it at all, everything, your life's going to improve. And I really like what he wasn't eating. The standard American diet is so bad that when you get off of it at all, your life's going to improve.

And I really like what he shared. I think that's really good. We like to take things to another level. We go to raw and even living foods. So sprouting and sprouted nuts and seeds and grains and beans, because you need living foods for a living body. And then you can have energy like me, like a chipmunk. But have your nerves be very calm

when you're doing that final putt on the 18th green that's right yeah yeah the three the three footer left to right downhill yeah the energy without the shakes yeah that's right that's great stuff well hey uh enrichers thank you so much for joining us today for this special podcast. My dear friend, Ted, PGA Tour winner. Thank you so much for joining us today to be on here and sharing so much insightful information about your backstory and where you're at today. And again, my co-host, Tim James. I want to thank both of you guys so much for the time today. Yeah. And if you guys, I appreciate it, Carter. If you guys like this episode, please give us a like, share the episode, leave us a note.

You know, if you have questions or comments, we really appreciate that. We really thank you for liking and sharing and doing all that good stuff. Yeah. And by the way, enrichers, if you're listening to this, you probably have downloaded our, our episodes. We are on Apple podcasts. We're on Spotify. Nice and easy to be able to find us out there.

The health and wealth podcast with Carter and Tim. Thank you guys all for joining us today. Thank you. And Richard so much, Ted Purdy, again, so gracious of his time and being able to come on and tell us all the great things that's going on with his life right now. Thanks, guys. That was fun. Appreciate it.

Thanks, everybody. Hey, guys. Hey, Enrichers. Thanks for tuning in to another episode of the Health and Wealth Podcast. I'm your host, Carter Wilcoxon. And I'm your host, Tim James. And by God, we are committed to helping you guys have fat wallets, flat bellies.

So tune in again for another episode and make sure to like, share, and drink a lot of water. Or beer. You have just listened to the Health and Wealth Podcast with Carter and Tim.