Investor's Edge with Gary Kaltbaum - At Support.

Episode Date: February 28, 2023

Follow Gary on GaryK.com or http://garykaltbaum.com

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Terms apply. Lounge access is subject to change. See Capital One.com for detail. Investor's Edge with Gary Coltbaum. Straight talk about you and your money. Now from the BizTalk Studios, here is Gary Cultbaum. And welcome once again to Investors Edge. I'm Gary Coltbaum, your host.

A thanks of being with us today. Glad you here, ladies and gentlemen, happy that you are listening. It's the end of February. Yes, the month of February ends on the 28th, 2003. and as always a ton to cover as always I will be your Mr. Logic

as always I will be a voice with no agenda bias or ulterior motive I will be your voice that can't stand any of these people run in the joint

into the ground 32 trillion of debt says so. And at the start of the show, I want to talk about a few things. I'm going to start off very morbid. Then we'll get into the markets in a very big way. But first, if you do not get this radio show in your city, we'll post it at garyk.com. We'll also post it on our Twitter feed. If you don't follow us on Twitter, press the Twitter button at garyk.com. We're on Twitter, put our name in. We used to have 90,000. And somewhere along the line, I woke up one morning. I was down to $30,000. No, not kidding. And it happened to a lot of people.

What can I tell you? We'll get it back up. You know what one of the most underreported stories is? That was very much reported under the last administration. It's the borders. Joe Biden has destroyed our border. destroyed our borders. And one of the outcomes of this border problem,

they had, and as you know, I can't stand either party, but I am squarely behind that we need. You know, the government's all about rules, regulations, fees, fines, mandates, the whole works, except for the border. And I always ask myself the question, what's their game?

What are they trying to accomplish by being just absolutely moronic, stupid, doofus-like, the opposite of everything that should be done? What's their goal? You know, I hear, oh, they want them here so they can vote. Really? That's the reason? Great. But that's not what I want to talk about today. On the immigration front, I want to talk about fentanyl.

They had, in Congress today, some hearings. They had a young lady up there whose son died of fentanyl, which basically is a death sentence. And they had this schmuck come on from the Brookings Institute saying, oh, we got to work on, you know, the most important thing we can do is speak to these. people oh no you got to stop it from coming in they're lacing normal stuff with fentanyl and I don't know if you've been reading the stories about how much has come in and how many people it would kill and I think I've heard Biden say the word once in the last year and a half the opposite of what a leader should be he's a

nightmare oh yeah I lowered the deficit and you know I don't know, I'm doing this and I'm doing that, and, you know, I'm taking care of you and taking care of that. By the way, they're starting to come in from the northern border also. If you do have the chance, you may want to read up the statistics on fentanyl and what's going on there and how it's coming in. And you know where it's coming in from. And you know, they named the vice president as the saar of the border. She couldn't be a saar of a lemonade stand.

So I just wanted to start with that because I watched this young lady today a mom. Man, oh man, I couldn't imagine losing my son. I couldn't. Could you? Life has changed forever. And this Homeland Security Yuts, what's his name, Majorcas? I don't even blame him. They're talking about impeaching him. I don't blame him.

He represents Joe Biden. This is all Joe Biden's policy, not Majoricus. He's a figurehead. So what are you going to do, impeach him and bring in another dofus? I want to start with that. I'm going to stay with the morbid. Economically, I'm just going to read some things to you. These are all facts.

These are not made up. These are not opinions. Where it takes us, I don't know. But these are facts. Household debt has now hit a record $16.9 trillion. Credit card debt is now hit a record of $980. billion mortgages now hit a record of 11.9 trillion and by the way that's with elevated prices just remember that auto loans hit a record 1.6 trillion student loans hit a record 1.6 trillion

that's all debt and of course you have the Marxists in DC wanting to forgive the student debt on their moronic government run student loans yeah go ahead we know you want you want want to be a teacher and you'll make 50 grand a year. After tax, 40, after all your spending, you'll have savings of maybe seven, go ahead, take out 250,000 in loans. We know you're never going to pay it back. Don't worry, the other taxpayers will take care of it. How about that? Anyway, those are debt numbers. I have to mention this. You know what PIMCO is? It's, what was a Pacific investment management. They owned offices and a landlord defaulted on a $1.7 billion mortgage seven properties. Don't worry. Brookfield, largest owner of downtown L.A. just defaulted on loans of two

buildings rather than refinance. One's $465 million in loans. The other's $290 million. They could have extended it, but they realized, ain't nobody coming back, well, at least on a percentage basis. U.S. mortgage applications, lowest level of buying demand, buyer demand in 28 years, lower than the depths of the 2008 housing crash. U.S. mortgage applications, and of course, remember what we told you. Nobody wanted to listen to us until it became a problem, and we still get no credit. But that's okay. We don't care about credit. We just want to do right. But we'll take the credit if somebody wants to give it. What would we tell you about zero percent interest rates?

It was going to create massive distortions and demand that really is irregular. And guess what? It happened. You had huge cannibalization because of how low mortgage rates were. Not real rates. Rigged and manipulated rates. And what happens when the rigged and manipulated rates go by the wayside? Well, you're seeing it.

You're seeing it. And of course, as you know, nobody wants to believe us because it's not great to go after the central bank. You want to go after politicians, but the central bank created the inflation that they're now fighting. With them raising rates, they've caused all this. So we're just letting you know. And of course, 32 trillion of debt were almost there. and now we're being told by the CBO, Congressional Budget Office, I call it the Congressional BS Office, because they don't really know. They just put out numbers. They're counting $19 more trillion

added to the $32 trillion in the next 10 years. No, I'm not making that up. 19 trillion more. That means it's another $30 trillion. How can that be in just, well, because we're now going to have a trillion a year in interest. and our government programs suck. Social Security sucks. Medicare sucks. Medicare sucks. Medicaid sucks. They took all the power out of your hands. And they'll never tell you that. Up next.

We'll finish that. Then the markets. I'm Gary. This is the one only Investors Edge. Hi, I'm Gary Kalbaum, hosted a nationally syndicated radio show Investors Edge. We're not just handsome radio people. We manage investors' money for a living, specializing in fee-based discretionary money management.

No big commissions, just a fee on the assets that's managed. We also provide a full range of personalized services, including retirement planning, fixed income, and educational needs, all to assist you in achieving your financial goals. Understanding not all individuals have the same needs, we'll carefully evaluate your personal goals to determine a proper investment strategy. If your current approach to investing is not getting you to where you would like to be,

call us to make an appointment for a complementary portfolio review. The number to call is 888-4-22-55-9. That's 8-8-8-4-2-5-9. That's 888-4-2-2-5-5-9. Investment Advisory Services offered through call-bomb Capital Management. This message is brought to you by the Capital One VentureX card. Venture X offers the premium benefits you expect, like a $300 annual Capital One travel credit for less than you expect.

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The last bastion of quality programming. With Gary Coltbaum. It doesn't get better than this. Gary. Gary you handsome and buffed host you just said Social Security sucks how can that be I live off of it it helps my life out well let's have the facts you see con artistry today looks like they were great con artists back there also social security hmm why couldn't they just do Social Security back then where the money comes out out of your paycheck, but doesn't go into government's hands.

It goes into an account that you cannot touch, and all that money just quarterly goes into 10-year bonds, forget even the stock market, or five-year, but it's in your name. and then at a certain age you get to decide how much to take out with we want it to last so we'll throw some limitations in there unless there is

real extenuating circumstances instead it was government government handles it all government runs it government decides it they came up with their own rules and regulations and how much you can take and when you can take and how much taxes you pay on.

And guess what's happened throughout the years? Taxes, the amount of taxes you have to pay in coming out of your check a lot higher. They kept raising the bar and raising the bar because it sucks. And these morons in D.C. did not account for simplicity. Simple. With the advances in medicine, people are going to live longer. If people are going to live longer, they're going to get checks for a lot of money. longer period of time if they get checks for a longer period of time uh-oh and then the other part of the

equation the other part the other part they used it as a slush fund they stole from it they rated it simple as that they have to honor the commitment made to those who have paid into it but they took it when they weren't supposed to. They promised there was a lockbox. President Biden knew it. Go look at the video of years ago saying, we need to do something about Social Security. Now he yells and screams and blames the Republicans for wanting to do something about it. And now he claims Republicans want to get rid of it, which is just another Joe Biden lie, just bold-faced lie. doesn't even hide the lie. So you retirees now,

you're not getting your money that was taken out of your paycheck. You're getting my money that's coming out of my paycheck to pay you and all other workers today. Because they confiscated the money. Thus, Social Security sucks. We put it in their hands.

And they're lying to you not to worry. If no changes are made, it runs out. They don't have it. Years ago, there were 15 people workers to pay for each retirees down to about one and a half now. They don't care. Do you know why? They'll all be debt or retired. That's why they keep running up debt and deficits.

They don't care. They're all going to be debt or retired. And as we've said to you, we think the Republicans, and Democrats are cursing each other out in front of camera and laughing their asses off behind the camera. If government would have taken their sleazy, slimy hands off of it and just let you have it. But you had to be in 10-year notes. You'd have all your money. And they wouldn't have to run deficits for it. It wouldn't be part of the federal spending. They confiscated it. And when you hear it, and when you hear them say entitlements. It's not an entitlement. It's not about it being entitled. It's your

money. Entitlement. They're handing it over. It's your money. And with a decent amount of interest, you'd have a lot more than they're telling you have now. And on top of that, they're cutting you the check. The government. And do you know how much they spend every year on the Social Security administration and how many people work in it? How big it? How big it is? is how bloated it is that's big on the deficit also and we haven't even started on medicare and medicate just remember it's all at a cost everything's at a cost and they're crushing us crushing and all this debt build up on student loans because government made it easier for people to get any amount they wanted regardless of how much money they're going to make when they move into the private world

guess what just another boondoggle all facts none of this is opinion and in case you didn't know when george bush won second george bush one re-election i was invited to the white house a bunch of us radio people they were brought there because they wanted to talk about social security i sat down in the treasury department i interviewed call rove um who else Mitch dan Daniels, budget director. Interviewed the Treasury Secretary at the time. About talking about, man, we really got to address it. You know what happened a week later? They shut it down. Do you know why? The Democrats started running ads about throwing Grandma off the cliff.

All facts. All facts. Ladies and gentlemen. You've been warned. By the way, we warned you about central banks. We warned you about bubbles. We warned you about interest rates. We warned you about bond markets.

We warned you about crypto. We warned you about everything. We're warning you. Up next, the markets. Quite interesting day. I'm Gary. This is the one only investor's edge. This message is brought to you by the Capital One Venture X card. Venture X offers the premium benefits you expect,

Like a $300 annual Capital One travel credit for less than you expect. Elevate your earn with unlimited double miles on every purchase, bringing you one step closer to your next dream destination. Plus, enjoy access to over 1,000 airport lounges worldwide. The Capital One Venture X card. What's in your wallet? Terms apply. Lounge access is subject to change.

See Capital One.com for details. This episode is brought to you by Spreker. The platform responsible for a rapidly spreading condition known as podcast brain. Symptoms include buying microphones you don't need, explaining RSS feeds to confused relatives, and saying things like, sorry, I can't talk right now, I'm editing audio. If this sounds familiar, you're probably already a podcaster. The good news is Spreaker makes the whole process simple. You record your show, upload it once, and Spreaker distributes it everywhere people listen,

Apple Podcasts, Spotify, and about a dozen apps your cousin's swears are the next big thing. Even better, Spreaker helps you monetize your show with ads, meaning your podcast. might someday pay for, well, more microphones. Start your show today at spreeker.com. Sprinker, because if you're going to talk to yourself for an hour, you might as well publish it. This message is brought to you by the Capital One Venture X card. Venture X offers the premium benefits you expect, like a $300 annual Capital One travel credit for less than you expect.

Elevate your earn with unlimited double miles on every purchase, bringing you one step closer to your next dream destination. Plus, enjoy access to over 1,000 airport lounges worldwide. The Capital One Venture X card. What's in your wallet? Terms apply, lounge access is subject to change. See Capital One.com for details. We're listening to.

America is talking. Investors Edge. He's got to be pleased with that. The crowd is just on his feet here. He's a Cinderella boy. With Gary Colbomb. It comes highly recommended. You're going to feel bad.

if you talk to by the way all facts we're gonna have to deal in opinion go Google the words how much what is the bar you have to pay Social Security taxes on raise it every year every year every year it's up to 150 and now the Marxists want to raise it in for night in other words if you make a million you're paying taxes up to one million even though you'll never get that money back so they want the money so they can steal that to save Social Security that they screwed up in the first place. You know, the doctor. The one you went to for your broken right arm and he put a cast on your broken left arm.

That doctor. Today's market wrap is brought to by Investment-Models.com. That's Jim Rohrabak, one of the great market timers. No gray areas with the man you're either in or out of the market with his proprietary indicators. Go check it out. Investment-mottles.com. The NASDAQ had great relative strength today.

It took the Dow to get whacked into the clothes to even get the NASDAQ down. If nothing changes, then the Dow settles. NASDAQ probably wants to move higher. That said, tomorrow is another day. Dow down 232. Goldman Sachs was down $13.88. Big drop today for Goldman. technical picture really worsens.

They had like an investor day today. The market didn't like it. That's all I can tell you. That's not good news. Goldman Sachs is not an unimportant name. Bear market, stocks in the Dow, United Health down another seven. Johnson and Johnson down another two and change.

Honeywell down three and a half. Chevron down two. Yeah, Chevron and the oils were in a bearish phase. Amgen down another three. That did the trick. And Goldman, of course, down 13. Proctrine Gamble down 160. Proctrine gambles in a bare market.

But with the Dow down 232, the NASDAQ only down 11, and it was in the last minute. Held up like a rock. We'll see what tomorrow brings. NASDAQ 100 only down 15. The Sox was up seven. Transport's down 102. advanced declines with the Dow down 232, 18 up, 21 down on the New York.

Whopi. On the NASDAQ, 21 up, 21 down. But a lot of Dow names and a real crappy end of the day. I was saying if the Dow was flat today, the NASDAQ would have been up 100. But obviously the Dow wasn't flat. And then when the Dow was only down 100, I think the NASDAQ was up 60 or 70. but very tough when they're flattening other areas. Yield's actually flat today.

Dollar was up a little bit. We don't know what causes this, that, and the other thing on a daily basis. We'll just tell you oils, except for pipelines, some of the shippers and stuff like that. Most oils are in bearish phase. managed care of the HMOs further into bare markets stunning

and they get paid by the government a lot of money and waste management still bearish autos bearish drugs and a lot of staples bearish a lot of the nascent rallies off the low of the bombed out tech software internet

that have rallied up a little bit. A lot of them have rolled over. Rolling over means turning down. So whatever I tell you is, on the bullish front, there's still plenty of you got to worry about. And as always, if anything, gold, bearish, bounced a little bit today.

And gold had its moments. And as soon as the silver broke down and gold didn't, You got a gold followed pretty quickly. So wish I had better news. Not a good finish. And I'm thinking all day, man, NASDAQ's ready to make a move, a counter-trend move here. And it was. But you can't fight 230 Dow points.

Again, tomorrow is another day. And tomorrow you can have the Dow strong in the NASDAQ week. That weird of a market. Just leave no doubt. we've been in pullback mode today could have been much better and there was some outliers again can't really fight 232 now I started the show with all the debt not just federal as we've been saying to you one of our big worries of the economy the consumer they say is 70% of the economy I won't quibble with that give or take savings rates have

Plunge, credit card usage is skyrocketed. That's got to mean you're spent up. That's a worry. I've already told you out, and I said to you, last week, next 90 days, I think we're going to see a high in the employment front. I'm actually trying to time employment. Just getting that feel. Nevertheless, as we stated to you, and I think one of the best things we've ever told you, make yourself the go-to-per-you-you-and-you-you-you-make-your-go-to. person at your firm so they can't fire you. We've been saying that for quite a while. And we've got a lot

of complimentary emails just on that. Or own your own firm so you can't fire yourself, right? And now we have the Fed at four and a quarter percent with the 10 year at 3.9. Looks like they're going to raise. I'm calling for a half. Other people think I'm nuts, but I think it's going to be a half based on the last two inflation things. If they were smart, they should have come out and already Set it. They've just telegraphed it and we'll see what comes of it. We're just going to stick with one word on the market, mushy. At best. I'm going to give you a simple, write this down. T-W-L-O, Twilio. Just letting you know the CEO just bought $10 million worth of stock at 63 and a quarter. It closed at 67 a quarter today. It was up three in change on that news. it's got a little higher low in place. That's a good number. Just because Insiders buy does not mean it's going to go up in the stock.

We just want to make note of it. Also a director bought a quarter million dollars around the same price. I'd keep it on watch. I saw some other buying and some other stocks, but I also noticed they bought a lot higher and then bought a lot lower and then lower and lower. Oh, we're going to tend to not mention those. It means they've been wrong.

We'll keep an eye. We just think 10 million bucks, that's, that's, you know, a decent number. Don't you think? A word of warning. Back in 1999, I think we've already mentioned this, but something happened again today. Back in 1999, all the miscreants, not all, a bunch, decided to change their mutual fund name from the technology fund to the internet fund so they can raise more bucks. because the internet was insane. Back in 99, some companies added dot com to their name. Why? So people would buy their stock.

And you know what? It actually worked for a little bit of time before everything crashed. And every now and then you get something that gets all hot and excited. You never know. Well, recently we told you about Snapchat mentioning artificial intelligence. And we said to be careful about these things. And it'll tell you a lot. Well, Facebook, meta, I'll read the quote,

creating artificial intelligence focus group. Stock was up seven to half at one time today. Close 470 when the market pulled in. It reminds me of 1999. I'm interested to see if companies change their name to dot AI. Oh, I don't put it past any of them. Just a word to the wise. Know why something's going up or down?

Up next. More in the markets, news of the day, whatever else today. I'm Gary. This is the one only investors, Ed. This message is brought to you by the Capital One Venture X card. Venture X offers the premium benefits you expect, like a $300 annual Capital One travel credit for less than you expect. Elevate your earn with unlimited double miles on every purchase, bringing you one step closer to your next dream destination. Plus, enjoy access to over 1,000 airport lounges worldwide. The Capital One Venture X card.

What's in your wallet? Terms apply. Lounge Access is subject to your wallet. change. See Capital One.com for details. This episode is brought to you by Spreaker, the platform responsible for a rapidly spreading condition known as podcast brain. Symptoms include buying microphones you don't need, explaining RSS feeds to confused relatives, and saying things like, sorry, I can't talk right now, I'm editing audio. If this sounds familiar, you're probably already a podcaster. The good news is Spreaker makes the whole process simple.

You record your show, upload it once, and Spreaker distributes it everywhere people listen. Apple Podcasts, Spotify, and about a dozen apps your cousin swears are the next big thing. Even better, Spreaker helps you monetize your show with ads, meaning your podcast might someday pay for, well, more microphones. Start your show today at spreeker.com. Sprinker, because if you're going to talk to yourself for an hour, you might as well publish it. This message is brought to you by the Capital One Venture X card. Venture X offers the premium benefits you expect, like a $300 annual annual. Capital One travel credit for less than you expect.

Elevate your earn with unlimited double miles on every purchase, bringing you one step closer to your next dream destination. Plus, enjoy access to over 1,000 airport lounges worldwide. The Capital One Venture X card. What's in your wallet? Terms apply. Lounge access is subject to change. See Capital One.com for details.

You're listening to. What are we waiting for? Well, what are you waiting for? One, two, ready, go. In the Gester's Edge with Gary Culper. I just want to make note the aftermarket Rivian. Oh, they beat by $0.22 a $1.73 loss. Great.

Consensus was for $729 million in sales, they did $663. Stock closed at 1930 at $1790, and the aftermarket, remember one of our best calls in history for you. when everybody was losing their minds and Rivian came public and we told you when it came public that the investment bankers screwed you but you can't blame them their job is to bring it public

at the highest price possible but they brought it out at a price of 78 bucks it hit 178 in four days and I'm sure they were popping the champagne corks we came on and said well wait a minute they have no sales but the market cap now is almost GM and Ford that has 260 billion of sales and we basically said to you this was a $20 stock we also told you they're going to sell cars and they did a lot of business this quarter got to make money and we knew they're going to sell cars because they had a big order out of

Amazon, like 100,000 of them. And guess what? Amazon is an investor in the company. But there's something called, you don't pay $10 for $1 bills. That's what's happened here. And we know you listen because we got dozens and dozens of emails on it. And maybe one day it'll be the next Tesla. But interesting enough, it still has a market cap of $18.000. billion dollars losses of the last four quarters now let's call it six bucks five point four billion dollars of losses they making that up by the way how can a company lose five point four billion dollars in a year they have just so you know they have nine hundred and twenty one million shares outstanding and they lost six dollars a share you can multiply aren't they

going to run out of money or they keep raising money because they're going to have they're going to sell cars but are they ever going to make any money anyway what do we say pick your poison carefully this was a big yonking and of course there was a ton more of this in the past couple of years don't know if i have the need not much more in the market today there was some things that Gapped up. That's fine and dandy. NASDAQ definitely with the strength today, but who knows what that means tomorrow. But in the news,

of course, Visa and MasterCard, remember I announced to you that they were going into, they were pushing now crypto. And crypto was going to be involved in Visa MasterCard. I think that's the same that I said. That ain't lasting. Headline, Visa MasterCard,

pause crypto push in wake of industry meltdown. What heading, does that come under? Duh. And of course, Facebook parent and Snap embrace AI technology. I already mentioned that. That's a little headline today. Biden's regulatory deluge.

Well, let me just repeat this to you so you know. In two years, Joe Biden, 517 regulatory actions with some $318 billion in total costs. Just let you know. $318 billion. How do you define a Marxist? Rules. Regulations, which by the way, hardly ever talked about, fees, fines, mandates, taxes, oversight, giveaways.

All in the greater good. Because they know better than you. They're smarter than you. you know, we're all doofuses. Without them, what would they be? What would we be? Right? And speaking of that, how about this headline?

And this is actually a headline. How legalizing pot in New York became a farce. We warned you. We warned you. And as we told you, New York City right now, the nickname should be. The big bong hit. It's everywhere you walk. It's just pot stink.

Marijuana stink. Brought to you by the government. Brought to you by the government. In order to make more money for themselves. Tomorrow, we're going to talk about what they did with the lottery. In order to extract more money out of the not wealthy. You know how they say to you, how much they care about, the poor and the downtrodden, who do you think is spending most of the money on the

lotteries that's promising wealth beyond imagination? The poor in the middle class, getting buried. Wait to hear what they did. We'll explain that tomorrow. But back on markets, yuck. Let's hope we walk in tomorrow and the same thing happens, meaning, the Dow lags and the NASDAQ great relative strength. Just for today, if the Dow was flat, the NASDAQ would have been up, I think, probably

125. It took a 230-point drop to just to get the NASDAQ down 11 measly points. Tomorrow will be another day. That all said, you have a great evening, you drive carefully. And when you get home, do like we do. Well, first off, I will not be on with Charles Payne tomorrow. They removed me from Wednesdays. They just have a lot of guests now.

I will still be on with him on Mondays. Until tomorrow, you have a great evening drive carefully when you get home to like we do. Quite simple. Make sure you hug your family. Make sure you hug your children. They will feel better. You will feel better. I promise until tomorrow.

Always a pleasure. Always an honor that you even listen to us. Have a good night, everybody. Bye bye. This has been Investors Edge with Gary Cultbaum on BizTalk. To listen to past episodes or to listen to. get in contact with Gary, go to Garyk.com. That's GaryKK.com. This message is brought to you by the Capital One VentureX card. VentureX offers the premium

benefits you expect, like a $300 annual Capital One travel credit for less than you expect. Elevate your earn with unlimited double miles on every purchase, bringing you one step closer to your next dream destination. Plus, enjoy access to over 1,000 airport lounges worldwide. The Capital One Venture X card. What's in your wallet? Terms apply. Lounge access is subject to change. See Capital1.com for details.