Investor's Edge with Gary Kaltbaum - Broadening! [07.09.2025]

Episode Date: July 9, 2025

https://garykaltbaum.com/

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VALA through 327. Selection varies by location. Raw supplies last. Investor's Edge with Gary Coltbaum. Straight talk about you and your money. Now from the BizTalk Studios, here is Gary Cultbaum. And welcome once again to Investors Edge. I'm Gary Coltbaum, your host.

A thanks of being with us today. Glad you here, ladies and gentlemen. Happy that you are listening is July 9th, 2025. It's a Wednesday. Hope you're having a good day. As always, serious talk on everything that affects you. We start with the markets, the economy, your job, your industry. What I consider to be the absolute craziness that is going on with the people in power.

But roads need to more government spending that flushes into the economy through massive debt and deficits and the latest. Look, I'm rooting for him. I really am. I am rooting for him so much. I can't begin

to tell you, but we have to cover some things today that we think of import, but most importantly, there's a lot going on in market that we want you to know about. And despite the guy who sent me an email that says, I suck and never give you out anything,

and never tell you anything, we're going to tell you a lot today. Some things are repetitive, some things are new. And we're not here to tell you what to do. We're telling you what we think and you get to decide because it's, your money. But first, if you do not get this radio show in your city,

we will post it at garyk.com. We'll also post it on our Twitter feed, which is now X. I know I keep saying Twitter, but our X feed, I'll try to figure that out where I say that. Somebody called me on that.

And if you'd like to email me, just be nice in fact the guy who said I sucked who was writing a letter to somebody else but by accident said it to me I think is a very nice person and he actually apologized that it got to me

and that's cool we can't please everybody right it's not the way it is okay in no particular order a few things of note and we say this very carefully for starters because as you know, we have been saying to you about Bitcoin and the coins that over 30,000 coins are at zero. 30,000 coins are at zero.

But Bitcoin, they have been able to create, and I'm not going to use the word scheme, I'm just going to say they've been able to create this entity back. by now the president and many others to where they're all in there buying an object that does nothing for nobody, no service, no product, no earnings, no sales, just an asset. I do hear the Emirates Airlines, though, will accept Bitcoin to pay for the flights. I haven't seen that in a long while now. I will promise you as long as the Bitcoin performs, they'll keep accepting. But if Bitcoin drops 75% like its last bare market, that'll be another story.

But we're here to tell you Bitcoin is on the verge of breaking out. I'm going to call it a trading range going back to mid-December, even though you kind of sort of over-timore. took that high a few weeks ago. Just letting you know. We're not telling you to buy it, sell it shorter to cover it. We're just letting you know it looks like it's going to break out here. Looks like the ETFs that mimic it are the IBIT and the GBT. And again, I say this loudly.

We're not telling you to buy it, sell it shorter to cover it. We're just letting you know. We think it looks like it's about to break out of range. That's number one. Number two. So last week, from our lair in London, England, lair, I was in a hotel. We had said to you,

the broad market was turning up. What do we mean by that? well we mentioned to you economically sensitive names like chemicals industrials construction home builders auto dealers and the like that what they have done was lag miserably the market but for whatever reason they turned the corner last week. They were going through a bare market, flattened out, and turned up. Simple as that. It was on heavy volume, and we just reported that to you.

In the subsequent days, they've been sitting slash kind of sort of little pullbacks here and there because that was a big day last week. And it was Tuesday of last week. Today, I believe you got some serious confirmation of a further move, especially the home builders and the construction building construction. Simple is that. If you want to look and see what we're seeing,

XHB ITB The XHB is the S&P Home Builders Exchange Traded Fund The ITB is the Home Construction

But if you look at both There's housing in there Housing-related type stuff Things like symbol BLDR And that broke above This little range

It was in after the move up. BLD even stronger because they announced yesterday they're buying some other company. I guess the market liked it. BLD provides insulation, installation services to the construction industry. So just letting you know they went through a bare market for months. It stopped two or three months ago but didn't go anywhere, just flattened out. slightly turned up. I'm going to say three weeks ago, but the real confirmation was Tuesday of last week, and let me just say for the record today, furthermore. Simple as that. Furthermore, now when we say these things to you, there are no guarantees. We don't know how long they last,

how far they go, but the market is strong. Another good day today. Advanced declines got better throughout the day. Tomorrow's another day, but we'll let you know these areas of note. And believe it or not, we're mentioning to you Bitcoin. Ethereum is the other one, and that is so much weaker than the Bitcoin, but that's starting to come on also. The Dow up 217 today. Why, Boeing breaks out to a yearly high. Haven't been able to say that in a very long time. Why? Caterpillar. Guess what Caterpillar is? Economically sensitive. That was up

almost eight. Why Microsoft got another upgrade and actually got above the big 500 number. That was up six and a half bucks today why sherwin williams housing related up five and change today there's your home depot up three and a half housing related also so good dow day up two 17 s and p up 37 nasdak 192 nasdaq 100 162 the semis up 24 a lot of semis were red today but nVIDia was up three Broadcom was up five. That's the artificial intelligence crap. So decent day there. But really sticking out for me sore thumb today, home builders, economically sensitive. Financials, but not the big banks. Up next, we'll continue. This is the one only Investor's Edge. Hi, I'm Gary Kalbaum, hosted a nationally syndicated radio show Investors Edge. We're not just handsome radio people.

We manage investors' money for a living, specializing in fee-based discretionary money management. No big commissions, just a fee on the assets that's managed. We also provide a full range of personalized services, including retirement planning, fixed income, and educational needs, all to assist you in achieving your financial goals. Understanding not all individuals have the same needs, we'll carefully evaluate your personal goals

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the podcast where I sit down with pharmacists to answer the health question. you didn't even know you could ask at the pharmacy counter. In this episode, we are diving into gut health with CVS pharmacist Victoria Motola, who explains why so many of us live with stomach issues we should not accept as normal. A lot of what I see is just like chronic bloating, chronic stomach aches. Like I get a stomachache every time that I eat and it just becomes like a lifestyle where, oh yeah, you know, I just have a stomachache every day. or I'm constantly feeling like gassy.

And all of those things are not something that generally, if you have a healthy gut, you should be living with. So that's when we deep dive. We deep dive into your medication. We deep dive into your OTC medication. And then at that point, we can probably identify something that we can change. Hear the full conversation, plus some fascinating facts about how gut health affects so much more than just your stomach

on Beyond the Script, a podcast from CVS Pharmacy and IHeart Radio. Listen now wherever you get your podcasts. Struggling to see up close, make it visible with Viz. Viz is a once daily prescription eye drop to treat blurry near vision for up to 10 hours. The most common side effects that may be experienced while using Viz include eye irritation, temporary, dimmer, dark vision, headaches and eye redness. Talk to an eye doctor to learn if Viz is right for you. Learn more at Viz.com. Cashflow crunch.

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Investors Edge. The last bastion of quality programming. With Gary Coltbaum. It doesn't get better than this. So, how will you know if Bitcoin breaks out? I-B-I-T would have to break through 6370. Simple as that. Break above it and stick.

The GBTC would have to break above 8836. six and stick. If it doesn't break above there, then it ain't happening. Simple as that. But it looks like it wants to. Again, no product, no service, no sales, no earnings, whatever. We're just letting you know. We mentioned to you the home builders and housing related.

We mentioned to you what the ETFs were. I can tell you as I look at all the housing. stocks. I'm looking at D.R. Horton, classic topping out last October at 194, dropped all the way to 114, flattened out from February to June. Last Tuesday, move up on, well, let me put it best. Even before that, the first initial move was June 23rd, move up on volume, sat for a few days, last Tuesday, move up on volume, sat for a few days, move up on volume today. Those are the identifying marks we tend to look for if something wants to go higher. And I can pick out any other home builder.

Some are stronger than others, and we'll see if it goes. Toll brothers, all the same. Now, why would the home builders do this? Well, first and foremost, they've been through a bare market, number one, number two, in a bullish market, usually eventually they get to everything to where they rally up some to what extent we don't know. But also, the 10-year yield has done okay. And it was down three quarters today to 4.342. We say three quarters. that went from 4.415 to 4.342.

But the other part of the equation is we believe the Fed has telegraphed that they're going to lower their Fed funds rates. And then the Nod House. And I have to preface this. I'm rooting for him. I pray for him. I hope his decisions that he makes are good for the country. but it's a freaking nut house. The president today called for a three point cut in interest rates on the Fed funds,

more than three from four and a quarter down to 1%. I can't begin to tell you how moronic and ignorant that is. That is the opposite of free market conservatism. That is not Republican. That is, I'm not going to use the word dictatorship, but that is everything we are against, and that is government mandating, moving, pushing in a crazy fashion, all he wants to do is move markets up and you know what it will do.

It may just, if he ever got a chance to do that, take Fed funds down to 1% from 4.4.4. We may see the 10-year go from 4-3 to 5-3, and then all hell breaks loose. Remember, J-Palb taking rates to zero caused 9, 10% inflation. I want to give the president the benefit. It's insanity. Absolute insanity.

It's totally economic illiteracy. And I, man, because, can you tell my frustration? And you know what's next. President Trump is sicking one of his departments on Jay Powell to investigate the guy. It's craziness. He promised not to do this and go after, quote unquote, enemies and people that disagree. And that's what they're doing. It's crazy.

And you know Jay Powell's getting death. now from MAGA, you know that, right? They get death threats. Because he went after Fauci. Fauci gets death threats up the wazoo. He needs to have security. And I believe Trump took away his security. And again, I'm so wanting him to do great things.

I would give him a big hug for what he did at the border, for what he does for Israel, protecting the students at colleges by taking all the money away from these ass clowns at the colleges. I love so many things he does, but my goodness, but then this. And don't get me, I'm not even going to do the tariffs today, which is just another part that makes no sense. So anyway, just letting you know, but the market had a very good day. it's the best way I can put it

what else happened today not much bad interest rates down oil didn't go up wasn't down but didn't go up good action in the broad market did not

affect other areas recently when the broad market went up a lot of the crap went down so you had good moves today in let's say meta up 12 and Viti up 3 The cues were up 4 bucks Microsoft up 6

Netflix up 13 holding the 21 day moving average But Gary don't you think the market's telling you something That he knows what he's doing I sure hope so I sure hope so I just know how three things work Much better than they do

And why is that? Because I'm not in the tank I'm not in the tank and the president's going to put somebody in that does what he wants. You know that. He's interviewing right now somebody to take over for Powell in 26. That's going to do exactly what he wants and is such a huge mistake. Gargantuan.

And I could never get an audience with him because I don't think he wants an audience of somebody who will completely disagree with him on that. And I don't think he'd even listen. All right. We move on. By the way, he put a 30% tariff on Libya and Iraq and 25% on Philippines today. Okay, whatever. I gather that's not going to affect too much. What else?

I have to segue. 119 dead in that tragedy in Texas. 160 missing. We'll talk about that up next. on Investor's Edge. Hi, I'm Dr. Jake Goodman, host of Beyond the Script, the podcast where I sit down with pharmacists to answer the health questions

you didn't even know you could ask at the pharmacy counter. In this episode, we are diving into gut health with CVS pharmacist Victoria Motola, who explains why so many of us live with stomach issues we should not accept as normal. A lot of what I see is just like chronic bloating, chronic stomach aches. Like, I get a stomach ache every time that I eat.

And it just becomes like a lifestyle where, oh, yeah, you know, I just, I have a stomachache every day. Or I'm constantly feeling like gassy. And all of those things are not something that generally, if you have a healthy gut, you should be living with. So that's when we deep dive. We deep dive into your medication. We deep dive into your OTC medication.

And then at that point, we can probably identify something that we can change. Hear the full conversation, plus some fast, fascinating facts about how gut health affects so much more than just your stomach on Beyond the Script, a podcast from CVS Pharmacy and IHeart Radio. Listen now wherever you get your podcasts. Struggling to see up close, make it visible with Viz. Viz is a once daily prescription eye drop to treat blurry near vision for up to 10 hours. The most common side effects that may be experienced while using Viz include eye irritation, temporary dimmer, dark vision, headaches and eye redness. Talk to an eye doctor to learn if Viz is right for you. Learn more at Viz.com.

OnDec's small business line of credit gives your business immediate access to funds up to $200,000 right when you need it. Cover seasonal dips, manage payroll, restock inventory, or tackle unexpected expenses without missing a beat with flexible draws, transparent pricing, and control over repayment. Get funded quickly and confidently. Apply today at on deck.com. Funds could be available as soon as tomorrow. Depending on certain loan attributes, your business loan may be issued by OnDec or Celtic Bank. OnDec does not lend in North Dakota. All loans and amount subject to lender approval. listening to. America is talking. Investors

Edge. He's got to be pleased with that. The crowd is just on his feet here. He's a Cinderella boy. With Gary Colbomb. It comes highly recommended. You're going to feel better if you talk to him. So in Texas, they're counting 119 dead

more than 160 missing. A lot of them, children, and now the blame game is going on and all that stuff. And they're blaming the president for his doge cuts on whatever. Let me give you the facts, ladies and gentlemen. They're full of crap.

Just so you know there have been no cuts as of yet. They weren't going to come till October. So I just want to make sure you know that it's politics as usual. The Democratic Marxist Socialist Party that has never done anything for anybody. continues to lie out their rear end, just letting you know. I'm sure they're going to find out there were mistakes and human error.

There's talk that maybe they should have been given a better word on the impending floods, but I gather nobody knew how bad they would be. I just want to make sure you know that the BS is flowing in a very big way. the Democratic Marxist Socialist Party, led by Yutzbags like Schumer, they're out today, and I'm not making this up either. They're saying because of the tax and spend bill, and I call it the tax and spend bill, that people are going to die. Just major cuts.

People are going to die. Ladies and gentlemen, Chuck Schumer has been telling you people are going to die because of the Republican. for decades. Throw grandma off the cliff and all that. We just want to let you know the numbers. In 2019, federal spending was $4.4 trillion. This next year is going to be almost $7.5 trillion. And they're telling you that they're cutting.

only in Washington, D.C. can something go up 20% in spending and then cut by 1% and they're cutting, even though it's up 19%. Just remember, unfortunately, their con artists.

Their job is to con the live in hell out of you with their lies, deceit, and bull crap. And unfortunately, that's what the Democratic socialist Marxist party has become throughout the years. I am no fan of the Republicans either. But we're letting you know, they love spending big time also,

and they love debt and deficits also. And you know what the cuts are going to be? This is what they consider cuts. They believe that, just so you know, Medicaid, they want to know that if you have the ability to work, you cannot sit on your arse all day and get government money. They want to know you're working a whopping 80 hours a month and that if you do not follow that, you're not going to get.

That is, by the way, what Bill Clinton wanted in the late 90s. Other Democrats in the early 2000 called for that. It's work for. You want you work for. What a concept. But now that's the end of the world. You're going to die. Don't believe a word they say.

They have perfected bull crap artistry. And it makes me sick. scares the living hell out of elderly that actually turn on networks that spend their days telling you that you're racist and you're going to die because of others

I get calls from the elderly, I get emails. Is this really going to happen? We just want you to remember all this, kids, because I watch today, Schumer, my favorite, you're going to die. People are going to die. Even though federal spending has gone from 4.4, it'll be 7.5 and change this year with $2 trillion deficits. What does that have to do with you and your money? Well, it has to do with you and your life.

Anyway, I wanted to bring that up also. It's the same playbook. And our mantra remains, they all suck. They're all debt-laden, deficit-laden politicians from Trump on down. When it all blows up, they'll be the retired or dead, and whoever's left is going to blame each other and will be the victims. That's all. Case closed. Back on the markets.

Again, I gave you the numbers on Bitcoin. If it breaks above those numbers, if it doesn't, then it doesn't. Told you about the home builders coming on. A lot of economically sensitive names coming on. And just the breadth of the market pretty darn good. Is there anything in bare phases? Absolutely. Absolutely.

And you avoid those. By the way, you know, it's in bare phases? a bunch of Coca-Cola Monster beverage Hershey's a bunch of food and beverage the managed care stocks

there's another big investigation that was in the Wall Street Journal against United Health which was down again today that whole managed care industry has been in a death drop I said yesterday I think oils I'm not bullish on them

but I don't think I'm a voids anymore because they're starting to act better, but certainly no bull markets there. Gold seems to be just, and miners, range bound for the last two, three months. We'll let you know if it breaks down or breaks out again. But overall, man, even 3M looks like it's going to break out a range. 3M with their no sales growth. And that's the story of today. And if anything changes, we'll let you know but we gave you some things to think about

we didn't tell you what to do we told you what we're seeing and that's that and again if Bitcoin doesn't break above those numbers then it's not a breakout it just looks like it's poised to poised one other note that has nothing to do with you and your money the TSA has ended

their shoe removal at airports It's just letting you know. I think that happened because of the shoe bomber. I think that's correct. Don't quote me on that, but I'm pretty sure that had to do with the shoe bomber. His name was Richard something, and I think he's in jail for the rest of his life, and probably not in a nice jail.

And you ever see a picture of the guy? What a goober. What a goober. But anyway, that's good news. And by the way, the airports are getting so good now. at things. I know sometimes there's big lines and stuff, but man, oh man, get TSA pre and clear. And now Delta has this digital thing that I use it, I think, I, LaGuardia, I just walk right through. I just look at a thing. It gets my face, a lot of face recognition going on at the airports right now.

And I think it's just going to get better and better and better. And by the way, flying into London, 30 seconds through customs, flying back, 30 seconds. What I fly back into? I flew back into Kennedy. I just walked right through. So they're on their game.

Good to see. At least some places. Where was there? Oh, Toronto. Toronto, a couple of years before COVID. What a nightmare. Toronto Airport. Was it Pearson Airport?

I was stuck two hours. Customs. Quite the nightmarish. Get TSA pre and get clear if you can afford. Even though clear, I don't know if we're going to need too much anymore going forward. But I love the TSA pre because when I travel with my four laptops for work, all right. Up next. News of the day and whatever else. This is the one only investors edge. Hi, I'm Dr. Jake Goodman, host of Beyond the Script, the podcast where I sit down with pharmacists to answer the health questions you didn't even know you could ask at the pharmacy counter. In this episode, we are diving into gut health with CBS pharmacist Victoria Motola, who explains why so many of us live with stomach issues we should not accept as normal. A lot of what I see is just like chronic bloating, chronic stomach aches. Like I get a stomach ache every time. that I eat. And it just becomes like a lifestyle where, oh, yeah, you know, I just, I have a stomach

kick every day. Or I'm constantly feeling like gassy. And all of those things are not something that generally, if you have a healthy gut, you should be living with. So that's when we deep dive. We deep dive into your medication. We deep dive into your OTC medication. And then at that point, we can probably identify something that we can change. Here the full conversation, plus some fascinating facts about how gut health affects so much more than just your stomach on Beyond the Script, a podcast from CVS Pharmacy and Eye Heart Radio. Listen now wherever you get your podcasts. Struggling to see up close, make it visible with Viz. Viz is a once daily prescription eye drop to treat blurry near vision for up to 10 hours. The most common side effects that may be

experienced while using Viz include eye irritation, temporary dimmer dark vision, headaches and eye redness. Talk to an eye doctor to learn if Viz is right for you. Learn more at Viz.com. Cash flow crunch. OnDek's small business line of credit gives your business immediate access to funds up to $200,000, right when you need it. Cover seasonal dips, manage payroll, restock inventory, or tackle unexpected expenses without missing a beat. With flexible draws, transparent pricing, and control over repayment, get funded quickly and confidently. Apply today at ondek.com. Funds could be available as soon as tomorrow.

Depending on certain loan attributes, your business loan may be issued by Ondek or Celtic Bank. on deck does not lend in North Dakota all loans an amount subject to lender approval you're listening to what are we waiting for well what are you waiting for one two ready go action investors edge with gary colpa da da da da da da da da da da da da da da da da da da da da da da da da da da hey in other news i guess Amazon Prime Day started yesterday i'm being told that sales fell a lot lot from year over year. By the way, I love Amazon. I mean, the delivery comes so, I told you the story, right?

I got those, I get these date minders every year. One I keep from my, at a glance, it's called for stocks, and one is for my workouts. And I can tell you that I paid 50% of the price less than the office joint. around here. Amongst other things. Oh, I got Post-it notes for much cheaper. Where were they when I was buying cars? What else in other news?

And I think this is meaningful. And I'm looking more into it. You ready? Microsoft announced it saved $500 million because of artificial intelligence, intelligence efficiencies while cutting jobs across the divisions, though. Microsoft also shared that artificial intelligence now writes 35% of the code for its new products.

Wow. Just so you know, I still, I haven't used chat GBT or grok or anything. When I got Alexa as a present from Amazon or whatever, somebody bought it, I put it in my closet. I don't want modern technology. But I guess I'm going to have to try JetBeb, GPT one day. I want to thank Sergei Bryn, who is the Google co-founder because it looks like he agrees with me. He called the United Nations transparently anti-Semitic. That is correct.

The United Nations hates Jews and hates Israel. They prove it day in and day out, while they kiss the ass of North Korea and all these other places by putting them on human rights commissions. Anyway, I just had to bring that up. I know it's off the beaten path, but the UN keeps having this woman, Francesca Albert she's a special so-and-so that keeps reporting how bad Israel is and how everybody else is terrific.

Anyway, I had to mention that to you. I know. In other news, Biden's White House doctor pleaded the Fifth Amendment today. He refused to testify at a closed-door house meeting, house hearing on Biden's mental health, which calls into question again. Who cares? We all know. They lied. We all know he was getting older and stuff. Why are we even wasting our time bringing in a doctor who takes the fifth? I wish the republicans would just leave it alone.

We got bigger fish to fry, don't we? But these donut heads are determined. We've got to go after them. Enough. Enough. And last, I have to bring up, Associated Press in the New York Times removed images of Hamas terrorists from photos taken inside Gaza's Shifa Hospital at the start of the war. I don't doubt it. By the way, there's evidence of it. Just letting you know, I don't doubt any of it. I don't know what's happened to these. media rags, but I don't doubt any of it at this point in time. Trust 0.0 is John Vernon said in Animal House. So I mentioned yesterday, copper, the presidents, I don't know if he's doing it or threatening it 50% on copper tariffs, which to me is insane.

And copper went up yesterday. I think it was up a little bit today. It was up like 10% yesterday. 200% tariffs on pharmaceuticals, and I can't, I guess it's not done. I guess it's a threat. We'll stay on top of these things, kids. I will promise you that if the president is insistent on these huge tariffs across the board, there will be repercussions.

What form I don't know, what way I don't know, know, but just remember the first is go around that Liberation Day, markets crashed. Markets crashed. Markets crashed. We don't want markets crashing. Other news, over the last 10 years, U.S. federal government tax revenue has increased 60%, but spending has increased 95%. Just want to let you know. Just want to let you know. And just want to let you know that this administration worsened it. know, I have some Thomas Jefferson quotes here to finish the show. The democracy will cease to exist when you take away from those who are willing to work and give to those who would not. Boy, sounded like Biden. It is incumbent on every generation to pay its own debt as it goes.

A principle which, if acted on, would save one half the wars of the world. I predict future happiness for Americans if they can prevent the government from wasting the labors of the people under the pretense of taking care of them. Last but not least, my reading of history convinces me that most bad government results from too much government. I thought it was an opportune time to mention Thomas Jefferson that, look how many years ago, he nailed it. He warned us.

He warned us about what's going on now. He warned us. But a good market day. Let's hope it continues. Have a great evening. Drive carefully. When you get home, do like I do. Quite simple. Make sure you hug your family.

Make sure you hug your children. They will feel better. You will feel better. I promise they will be well. I will be on Varnie and Company tomorrow on Fox Business Network 10 a.m. hour. Check me out. Have a great evening. Good night.

This has been Investor's Edge with Gary Cultbaum on BizTalk. To listen to past episodes or to get in contact with Gary, go to GaryK.com. That's GaryK.com. Guys, it's no use putting it off. The best time for an underwear refresh is now. Tommy John underwear is designed for a perfect fit that stays put all day. Their zero-chafe thanks to four times more stretch than competing brands. And their innovative horizontal quick-draw fly is a game changer.

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