Investor's Edge with Gary Kaltbaum - Crumbling down [11.17.2025]

Episode Date: November 17, 2025

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That's Tommyjohn.com, code comfort. Tommy John. Comfort perfected. Investor's Edge with Gary Coltbaum. Straight talk about you and your money. Now from the BizTalk Studios, here is Gary Cultbaum. And welcome once again to Investors Edge. I'm Gary Coltbaum, your host. A thanks of being with us today.

Glad you here, ladies and gentlemen. Happy that you're listening. It's Monday. It's November 17th. It's 2000. and 25. Hope you had a good weekend. Huh. Huh. We have lots to discuss. And I'm not talking about another loss by my giants. This is serious talk on everything that affects. We'll talk to markets and the economy

and your job, your industry. Scams and shams. Corruptions. lies, thievery, and anything that comes to mind. And if you do not get this radio show in your city, we'll post at garyk.com, we'll post it on our X feed, also podcast apps. Also YouTube channel, a biz TV. And you like to email me, just be nice. That's all we ask. Respectful, nice.

As long as you don't like Hamas, we'll be respectful back. and you know what I mean by that. Okay. Number one, we warned you very timely about the BS. All these companies with no sales skyrocketing. And I'm the first to admit, darn, I wish I had them while they were skyrocketing. But we warned you. and we warned you with very simple words.

If nothing changes, if nothing changes, they're all going to go back to where they came from. And by the words, if nothing changes, meaning if the bull market turns bearish for these areas, and there's still no sales, they're going to crash. and they've crashed. Nuclear has crashed. Quantum names have crashed. Drones.

Robo anything. Rare earth. And whatever else comes under that realm. We warned you. We sincerely hope you listened. We did not know what the timing would be. It just so happened to be pretty darn quick. Last five or six weeks. I think the average is 50% drop so far. I think there's some that are 70% down. And nothing against the companies.

I don't think no sales company should be trading on the exchanges. No sales. And don't get me wrong, Last week, we even told you there was a no-sales biotech bought out for big bucks by Merck. So we warned you about that. And we hope you listened. We warned you that crypto was going bearish and to avoid it. How did we know? Well, we didn't predict it. We interpreted it.

Simple as that. Because on first, first, week of October the 50 day broke they try to bounce it and it failed on the underside of the 50 day and that was game so now the Bitcoin let's see I'm not gonna do the I BIT and the GBT those are the ETFs let's actually do Bitcoin price 92,040 the high recently was let's call it

124,000 so 124, that's 32 on 124 what is about 27% 2627 Ethereum that's the other one I look at it closed today at 3,018

the high was Really? 44, 46 86? 16 on 46. That's 30 some odd percent. And they remain in bare phases. Another rough day today. We warned you about micro strategy. We told you others are calling it a scheme.

We're just going to say it's weird. And we've always worried about more leverage to buy one asset. More debt to buy one asset? What if the asset goes bad? So micro strategy, which they change their name to strategy, and I don't know what kind of freaking strategy that is, that's gone from 457 to 195. We know that's more than 50%.

I think it's 60. And by the way, the high of all time was a year ago at 543. down to 195 and the worry is the CEO was on TV saying we're good it's all according to plan we've warned you recently about the deterioration in the market what do we mean by that well we always do the hundred stock market hundred stocks imagine Imagine if 100 stocks and assume we know what an up trend is, imagine 100 stocks and that's it. And the 100 stocks are in an uptrend, well, the market's in an uptrend. And let's say they're all equal weighted.

Well, if 25 of them stop going up but flatten out, no biggie. You still have 75 going up, 25 flatten out. but what if those 25 start heading down? Well, it kind of sort of means that you got some headwinds. No biggie. 75 up, 25 down. But what if the 75 going up stop going up and flatten out, but 25 are going down? Well, the market's now going down.

And so on and so forth. Well, that's simplifying things. what we do here is break it all apart because we're not equal weighted. Goldman Sachs is 20 times important than Verizon because it's price weighted. And Goldman Sachs moving 1% is 20 times more important than the down number than Verizon because of the price. and then of course there's the big tech that is gargantuanly weighted now in the S&P and the NASDAQ 100. Big time. So we have to pay attention to those names and anything else that comes up.

We know the SMH with semiconductors is very weighted in Nvidia and Broadcom. So we've got to watch those for that. And so on and so forth. And we have warned you that as we scan, well, what have we told you? Avoid the housing and housing-related bear market. Avoid the payroll. ADP and paychecks have crashed, which has us worried about the job market. Avoid most of the retail, auto dealers.

The cruise lines had topped out. they were acting fine and we told you, oh, they topped out and they're gone. The airlines, the truckers, a lot of the economically sensitive names that are not artificial intelligence. We warned you about the ridiculous openings of the IPOs that have crashed, initial public offerings. We've warned you about our left screen. What's our left screen?

Well, it's lesser tech, which is just going by the wayside. continuously. We warned you about the private equity slash mergers companies, KKR, Apollo, and the like. We've warned you about a lot of things. Up next today, this is the one only Investors' Edge. Hi, I'm Gary Kalbaum, hosted a nationally syndicated radio show Investors Edge. We're not just handsome radio people. We manage investors' money for a living, specializing in fee-based discretionary money management. No big commissions, just a fee on the assets that's managed. We also provide a full range of personalized services, including retirement planning, fixed income, and educational needs, all to assist you in achieving your financial goals. Understanding not all

individuals have the same needs, we'll carefully evaluate your personal goals to determine a proper investment strategy. If your current approach to investing is not getting you to where you would like to be, call us to make an appointment for a complimentary point. portfolio review. The number to call is 888-422-559. That's 888-4-2-5-59. That's 885-59. That's 888-4-2-4-2-5-9. Investment Advisory Services offered through call-bomb capital management. Guys, it's no use putting it off. The best time for an underwear refresh is now. Tommy John Underwear is designed for a perfect fit that stays put all day. There's zero-chafe thanks to four times more stretched than competing brands, and their innovative horizontal quick draw fly is a game changer. With over 30 million pairs sold, there are thousands of men out there more

comfortable than you. Don't settle for less. Go to Tommyjohn.com today for 25% off your first order with code comfort. That's Tommyjohn.com code comfort. Tommy John. Comfort perfected. This message is brought to you by the Capital One Venture X card. Venture X offers the premium benefits you expect, like a $300 annual Capital One travel credit for less than you expect. Elevate your earn with unlimited double miles on every purchase, bringing you one step closer to your next dream destination. Plus, enjoy access to over 1,000 airport lounges worldwide. The Capital One Venture X card.

What's in your wallet? Terms apply. Lounge access is subject to change. See Capital One.com for details. This episode is brought to you by Spreaker. The platform responsible for a rapidly spreading condition known as Podger. podcast brain. Symptoms include buying microphones you don't need, explaining RSS feeds to confused relatives, and saying things like, sorry, I can't talk right now, I'm editing audio.

If this sounds familiar, you're probably already a podcaster. The good news is Spreaker makes the whole process simple. You record your show, upload it once, and Spreaker distributes it everywhere people listen, Apple Podcasts, Spotify, and about a dozen apps your cousin swears are the next big thing. Even better, Spreaker helps you monetize your show with ads. Meaning your podcast might someday pay for, well, more microphones. Start your show today at spreeker.com. Sprinker, because if you're going to talk to yourself for an hour, you might as well publish it. It's time to switch on the integrator units and get the brain cells working.

You're listening to. Hey, this promises to be fun. Investors Edge. The last bastion of quality programming. With Gary Coltbaum. It doesn't get better than this. And we forgot our favorite warning, the restaurants. Avoid the restaurants.

We've told you to avoid a lot of the smaller financials and we actually listed, we actually gave you out symbols, some we've never heard of. We've warned you about the managed care stocks, even though recently much better action in health care. pharmaceuticals we've talked about that all these things we warned you about as well some down names we warned you about salesforce.com Disney and then there's some other things we have been telling you as of recent watch the big banks they

better keep them in good stead remember that we've also said to you they better keep the AI going because it's really narrowing down we've also warned you about some of these names because of the debt. Oracle, Oracle was strong as an ox. And you know what we had to do? Mid-October say to you, something's wrong with Oracle. And little did we know, 300 down to 220 at the close today, as well as other names. We've just warned. And of course, we tell you anything that's above the 50-day moving average and then breaks the 50-day moving average. Warning, we warned you about the advanced declines on a daily basis. Wow, 1,000 up, 3,000 down.

We've warned you about the new highs versus new lows. We've warned you that the lesser indices were dead. but the big indices were holding up pretty darn good. We warned you about the 50-day moving average. On the S&P, NASDAQ, NASDAQ, 100, we don't worry too much about the Dow, but the Dow also. Things worsened today. And I'm going to pick it apart.

And it's not that the Dow was down 557 of the S&P 61 and the NASDAQ 192, but by the way, the NASDAQ finished 192, and that's actually a good 192, because I got to tell you it was down about three-something with a half hour to go today. So they bumped that up. And I'm going to let you know that the NASDAQ closed today for the first time, first time since May 1st, below the 50-day moving average, but I'm not going to get all worried just yet. The S&P, a close below the 50-day,

a close below for the first time since May 1st. The NASDAQ 100 did the same since May 1st. A couple of times they fell below, but finished above on the day. Now, before I get all crazy on you, they're just below the 50-day moving average. Not a biggie. Good day tomorrow gets them right back above. But underneath the surface is very, very weak. And it got weaker today.

And how do we know this? Are you ready for some numbers? There were 559 new yearly lows on the New York and NASDAQ today. In spite of the fact, the new yearly lows were way back in April, way lower than where prices now for the indices telling you what we've been telling you underneath the surface is very weak. Advanced declines today, 877 up 3487 down on the New York, 1157 up 3385 down on the NASDAQ, that sucks. I'm not as worried about these big indices, though it looks like they're starting to buckle. What we always tell you, we use the same language all the time,

under the weight of the weakness, more and more stocks going by the wayside, it's tougher to hold these things up. And as you know, there's a big influence in the NASDAQ, NASDAQ, 100, S&P with these technology names. And more those are going by the wayside. Dell was down 11 bucks today. Costco 9.

Booking holdings down 241 bucks today, and that was news-driven. Expedia was down 22. They do basically the same thing. There was news on Google with artificial intelligence and travel. Whatever. That's besides the point. What got me today is the financials. The housing stocks were hit hard again today, but they've already been to bear market and they just worsened.

Retail, most of them, they've been to bear market and they worsened. Transports worsened. Hotels, cruise lines, airlines, worsened. Economically sensitive that are not artificial intelligence, worsened. Restaurants worsened, except for Brinker International. They had a good day. What's got me is they were getting the banks today. Not the regionals.

The regionals have been weak. Not the other financials we've been telling you. MasterCard Visa Capital One, they've been breaking down badly. But the big banks, as well as another name in the Dow, American Express. American Express down $16 today, $16 on some price. Pretty serious volume. Don't know what's going on. Really don't.

But Goldman Sachs. Breaking out last Wednesday. Fails Thursday. Drops Friday. Breaks the 50 day on a Monday. Down 15 today. J.P. Morgan, below the 50 day. City Group, below the 50 day.

Not by much, but still below. And then you have the Black Rock down another 34 bucks today. Black, BlackRock, Blackstone, Apollo, Evercore, KKR, these are the companies that do all these mergers and deals and this, that, and the other thing. Very weak. Up next. Artificial intelligence. We'll explain. This is the one only investors end. Guys, it's no use putting it off. The best time for an underwear refresh is now.

Tommy John Underwear is designed for a perfect fit that stays put all day. Their zero-chafe thanks to four times more stretch than competing brands, and their innovative horizontal quick-draw fly is a game-changer. With over 30 million pairs sold, there are thousands of men out there more comfortable than you. Don't settle for less. Go to Tommyjohn.com today for 25% off your first order with Code Comfort. That's Tommyjohn.com code comfort. Tommy John. Comfort perfected.

This message is brought to you by the Capital One VentureX card. Venture X offers the premium benefits you expect. Like a $300 annual Capital One travel credit for less than you expect. Elevate your earn with unlimited double miles on every purchase, bringing you one step closer to your next dream destination. Plus, enjoy access to over 1,000 airport lounges worldwide. The Capital One Venture X card. What's in your wallet?

Terms apply. Lounge Access is subject to change. See Capital One.com for details. This episode is brought to you by Spreker. The platform responsible for a rapidly spreading condition known as podcast brain. Symptoms include buying microphones you don't need, explaining RSS feeds to confused relatives, and saying things like, sorry, I can't talk right now, I'm editing audio. If this sounds familiar, you're probably already a podcaster. The good news is Spreaker makes the whole process simple.

You record your show, upload it once, and Spreaker distributes it everywhere people listen. Apple Podcasts, Spotify, and about a dozen apps your cousin's swears are the next big thing. Even better, Spreaker helps you monetize your show with ads, meaning your podcast. might someday pay for, well, more microphones. Start your show today at spreeker.com. Sprinker, because if you're going to talk to yourself for an hour, you might as well publish it. We're listening to.

America is talking. Investors Edge. He's got to be pleased with that. The crowd is just on his feet here. He's a Cinderella boy. With Gary Colbomb. It comes highly recommended. You're going to feel better if you talk to him.

So, NVIDIA. reports Wednesday I'm sure the report will be fine maybe the stock bounces up on it maybe it goes down on it I don't know the stock is right now where it was in August after ripping to the upside we traded out of it made a few bucks should have made more but we were trying to give it a chance but some things have come to our attention which we have been warning you about as of recent and as we say to you we're no in our block, but I know how to read a balance sheet and a financial statement. And what I also know how to do is when I read other stuff from other people, pick up on whether they know what they're saying or not. And I'm letting you know, what have we been worried about with artificial intelligence? What have we been saying to you?

The numbers are outrageous. How can companies that have $10 in cash flow say they're going to spend $100,000? And there's some hyperbole to what I just said, but you get my point. And then what's the story with, hey, we got this product. hey we're going to loan you money or give you money or invest in your company and you're going to go buy our product circular vendor financing and then all we're reading every day is more debt hey we're going to float this amount of debt to do this in artificial intelligence and all I'm thinking to myself and think with me

if somebody says oh we're going to spend a hundred billion aren't they supposed to make 101 billion off of that and I'm just adding up the numbers and again I'm just a dummy how the hell

there's going to be a return on investment how the hell they think they're going to have a return on investment or all these numbers and then the depreciate thing with this post to depreciate for a certain amount of years and they're extending it out and it goes to the bottom line making things better than it should and there's accusations being bandied about on certain companies and we won't do that but what we will do is say Corweave stock just went from 153 to 755 and they lowered guidance and they're still losing money

and still has a huge market cap, we'll do that. And we're not picking on Corweave, but I've got to tell you, there's some smart people out there that think there's some crap going on. And then you have some pretty smart people. Michael Burry of the short guy, is short Palantir and Invidia, think something up there that he doesn't think things adds up. Peter Thiel sold all his.

as well as the dude from SoftBank. These are not dummies. We'll see. And then we have Oracle. Remember what we're about here. One plus one equals two. That's all we're trying to figure out. One plus one equals two.

How is it Oracle can announce monstrous numbers and go from 345 to 220? Debt. And just so you know, there is this thing about insurance. Insurance. The buying of insurance, the buying of insurance,

for debt and all that crap. And I have to tell you, the price to insure a lot of this stuff has skyrocketed. And that's the free market. And who would pay the Piper? The lenders. And we're just noticing the lenders

and the private equities and all that is getting smoked. So we're just watching closely. More and more and more of these areas broke down. If you had listened to us, you don't own any of those areas. If you had listened to us, the only thing really game in town right now,

some of the, again, the AI tech semis are still strong but pulling back. And the recent, move into health care and pharma we mentioned the oils but we also said there's only a handful of good looking names and there's your story

and I want you to be careful do you know why they're going to tell you that the third quarter GDP was in the high threes if not 4% a gargantuan number there's something wrong

and we're going to be watching and closely. And we hope we're wrong. But we're big believers in markets and free markets and the big money and the institutional money. Not talking Aunt Mary and Uncle Bob, nothing against them. But there's a crap load of stuff breaking down. More and more names going by the wayside. In the last week or two, Robin Hood breaks down. Shopify breaks down. Softbank breaks down. terrible reactions in that core weave and that circle internet, whatever the hell that is, they blew up all those things with no sales. And by the way, we don't mind that.

We hope you didn't lose any money, but we don't mind that. We don't like froth. You know what else is going on that nobody talks about all the junk. And I'm going to mention names, and this is not them being junk, but the item junk. but the item junk. You know they came out with a Melania coin? Just a coin. It's down 99%. They came out with a Trump coin. It's down 90%.

Again, that's not on them, but when you bring out coins that are just meaningless and they get spiked up in a whatever frenzy, guess what? And then you have these crypto-mines. and these crypto people and the crypto this and crypto that. And what did we tell you here? They have all forgot that bear markets will happen. It's just an asset. And the last one was down 75%.

And not one of them has even thought another bear could happen. But we're in the midst of one. I don't have no idea how bad it gets or how far it goes. I don't know. By the way, speaking to the Trump's, again, this is not on them. It's on the whole scenario. The Donald Trump media, DJT,

is down to $10.60. In a frenzy, they ripped that to the upside. 175 to 10. And this is not, again, I'm just making the point, even the most popular of people, to their people,

obviously one side not thrilled with them, get caught up the frenzies. And as we said, the nuclear, the quantum, the rare, they came out, these rarest stocks skyrocketed in a day, within five days, they're all the way back down. The drones, the robotaxies, the Bitcoin miners, you can't have 50 of them. You know, this all reminds me of the marijuana stocks. Remember we warned you about them a long time ago? Really? You're going to go to a store and buy marijuana and pay taxes

on them when your uncle Biff around the corner comes over charges your left less no taxes and much better stuff? It was a gimme that the marijuana stocks would crash. Duh. We warned you about

Beyond Meat. Plants? Really? Yeah, sure. I'm going to go into a steakhouse. Give me the plant. Don't give me the porterhouse. Beyond meets a buck. Up next, we'll put it all together and think about tomorrow. This is the one only investors then.

Guys, it's no use putting it off. The best time for an underwear refresh is now. Tommy John Underwear is designed for a perfect fit that stays put all day. Their zero-chafe thanks to four times more stretch than competing brands, and their innovative horizontal quick-draw fly is a game changer. With over 30 million pairs sold, there are thousands of men out there more comfortable than you. Don't settle for less. Go to Tommyjohn.com today for 25% off your first order with code comfort. That's Tommyjohn.com code comfort. Tommy John, comfort perfected. This message is

brought to you by the Capital One Venture X card. Venture X offers the premium benefits you expect, like a $300 annual Capital One travel credit for less than you expect. Elevate your earn with unlimited double miles on every purchase, bringing you one step closer to your next dream destination. Plus, enjoy access to over 1,000 airport lounges worldwide. The Capital One Venture X card. What's in your wallet? Terms apply, lounge access is subject to change. See Capital One.com for details.

This episode is brought to you by Spreaker. The platform responsible for a rapidly spreading condition known as podcast brain. Symptoms include buying microphones you don't need, explaining RSS feeds to confused relatives, and saying things like, sorry, I can't talk right now, I'm editing audio. If this sounds familiar, you're probably already a podcaster. The good news is, Sprinker makes the whole process simple. You record your show, upload it once, and Sprinker distributes it everywhere people listen.

Apple Podcasts, Spotify, and about a dozen apps your cousin swears are the next big thing. Even better, Sprinker helps you monetize your show with ads, meaning your podcast might someday pay for, well, more microphones. Start your show today at spreeker.com. Sprinker, because if you're going to talk to yourself for an hour, you might as well publish it. You're listening to. What are we waiting for? Well, what are you waiting for? One, two, ready, go.

Investors Edge with Gary Kaltba. And welcome once again to Investor's Edge. And please, don't be email me because I mentioned the Trump things. I'm just trying to explain to you how mania's work and how much. money can be lost. And by the way, Beyond Meat is a buck. I don't know if they, did they announce a bankruptcy? I'm not sure.

And it's only gone from $239.71 to a buck. That was a gimme. Plants. Stop! Google. Berkshire Hathaway spent $4 billion on Google stock. Alphabet, they call it. And the stock today was finished up $8.76.

Before the market got trashed early, it was up $17 or $18. What has my interest on that is, that wasn't Warren Buffett buying it. There's a new guy. Buffett's out. So I don't know everybody jumping on it. And the other thing is he spent $4 billion. bucks. They got like $400 billion in cash. That's like a fly on an elephant's butt. So, you know, but we will follow it. And Google's been a strong, Google is the strongest big name. The strongest. But overall, Berkshire Hathaway has been offloading stock, raising cash for a while, and we'll watch it.

We have no idea what happens tomorrow. could bounce. If the NASDAQ, NASDAQ 100 S&P stay below the 50 day, not good news, but even if they get back above, man, there's a lot of more technical damage done today. More technical damage done in the market.

Deeper into bare markets, a lot of names have gone. And of course, if they get the biggies, that are so concentrated with tech, it tells you tech is having some trouble also. And of course, NVIDIA's Wednesday. Also this week, I believe, Home Depot, Walmart, Target, Lowe's, NVIDIA, T.J. Max, William Sonoma, The Gap in raw stores, and BJ's wholesale and all that. So it's a little bit of a retail week.

And just so you know, I'm bearish on a ton of those things that we've been telling you about for a while. We're not yet bearish on the big indices, but they're getting there. Today, though, I want to repeat, they were coming after financials in a big way. And I'm wondering if they're doing the little one plus one equals two with all this AI, frenzy, and when I use the word frenzy, I mean it. The numbers that have been coming out are just unbelievable. And as I have said to you, they better do those numbers. Tidbits. Just let you know China produces 70% of global rare earths and refines 91% of the total supply. Just let you know. Just letting you know central banks have cut rates 312 times over the last 24 months. You wonder why markets have

gone up, especially in Europe and other places where there's recessions. Today is day 199, the S&P finally closes below the 50-day moving average, but just by a little bit. Just by a little bit. Just so you know, the S&P 500 has never been this expensive. Price the sale hit 3.6, way above the 2000.com of 2.1. Just let you know. Something on the AI that, has me weary. Have you been hearing about this Open AI guy? Never met him. So an investor, asked the CEO of OpenAI, how do you have commitments to spend $1.4 trillion, but you only have $13 billion in revenue? See what I'm talking about? So that's a good question. You only have 13 billion in revenue, commitments for $1.4 trillion. You know what the CEO said back to him? I'd be happy to find the

buyer for your shares. No answer would scare the crap out of me. Just letting you know. The Trump administration listened to me and got rid of some tariffs on a bunch of things. Friday after the close. Good. We applaud that. It makes it. us nauseous that the defenders of him say oh yeah but you know prices haven't gone up under him of course they've gone up the good news is oil's gone down and yields have gone down and that's bigger than the food but guess what for votes food a 30 to 50 year mortgages just let you know on a 30-year mortgage on a 400,000 dollar home 6% monthly payment 23998. 50 year 2106. You save $292 a month. Total loan cost on the 30 year, $863,000. Total loan cost on the 50 year,

$1.263 million, only another $400,000. Yeah, let's go with the 50 year. Not. By the way, they've already backed away from that. We told you that they would back away from that. Just let you know. And I think that's about it for the tidbits. Again, the cost to ensure the CDs of Corweave and Oracle and all these companies, to ensure them has skyrocketed. The betting on all this is that something is up. Doesn't mean they're right, but we are watching, and more importantly, more importantly

and by the way these are called credit default swaps they're tied to the debt of these companies we're watching it closely but more importantly we're just going to watch the stocks the stocks will tell us everything we need to know

have I depressed you yet kids we're here in real time reality pay attention. If you just paid attention on what we've told you avoid, you saved a ton. Until tomorrow, by the way, I'll be on with Charles Payne tomorrow 2 p.m.

Fox Business Network, check it out. And until tomorrow, have a great evening. Drive carefully when you get home to like we do quite simple. Make sure you hug your family. Make sure you hug your children. They will feel better. You'll feel better. I promise stay well.

Be well. Better days ahead, we hope. Good night. This has been investors. Edge with Gary Cult Bomb on BizTalk. To listen to past episodes or to get in contact with Gary, go to GaryK.com. That's GaryK.com.

Guys, it's no use putting it off. The best time for an underwear refresh is now. Tommy John underwear is designed for a perfect fit that stays put all day. Their zero-chafe thanks to four times more stretch than competing brands. And their innovative horizontal quick-draw fly is a game changer. With over 30 million pairs sold, there are thousands of. of men out there more comfortable than you. Don't settle for less.

Go to Tommyjohn.com today for 25% off your first order with Code Comfort. That's Tommyjohn.com code comfort. Tommy John. Comfort perfected. This message is brought to you by the Capital One Venture X card. Venture X offers the premium benefits you expect, like a $300 annual Capital One travel credit for less than you expect. Elevate your earn with unlimited double miles on every purchase,

bringing you one step closer to your next dream destination. Plus, enjoy access to over 1,000 airport lounges worldwide. The Capital One Venture X card. What's in your wallet? Terms apply. Lounge access is subject to change. See Capital1.com for details.