Investor's Edge with Gary Kaltbaum - Our 1 prediction for 2024 [12.27.2023]

Episode Date: December 27, 2023

https://garykaltbaum.com/

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Investor's Edge with Gary Coltbaum. Straight talk about you and your money. Now from the BizTalk Studios, here is Gary Cultbaum. And welcome once again to Investors Edge. I'm Gary Colpom. I'm your host. A thanks for being with us today. Glad you here, ladies and gentlemen, happy that you are listening.

It is Wednesday, what is it, 27th, 2023, as we head into the new year. Hope you having a good day. Hope you having a good week. Lots to cover, and I mean lots to cover and lots to answer from you, the peeps. First off, you do not get this radio show in your city. We'll post it at garyk.com. We'll also post it on our Twitter feed, which is now X. And if you don't follow us there, you should follow us because we're very charming and very sarcastic.

You can email me, just be nice. All you've got to do is be nice. It's quite simple. And we leave it at that. And by the way, this is serious talk with a little comedy injected. but right now we give no comedy we have no comedy because of what's going on with Israel and just so you know a bunch of racist bigoted anti-Israel anti-Jew I won't use the other words I'm thinking blocked JFK Airport they went on to the main highway

and blocked it that as you enter JFK And that's not what pisses me off. What really irks me, nothing's going to happen to any of them. Maybe a grandma missed her flight to see her grandkids because of them. And I can give any other scenario that would make somebody upset. Not one thing is going to happen. And we, I, Mr. Logic. and we mean that sincerely.

I don't say that as sarcasm. I'm the most logical man on earth. It's simple. If you arrest them, if you indict them with a felony, if you make them pay a decent amount of bail, if you take them to trial, if you find them guilty

and they may have to do even a month in bail, they may think about not doing it a second time. but all these people around the country, not in every area, these shoplifters, these people that are threatening Jews, or anybody, they're just getting away with it because they know they can. The stories I'm reading on a daily basis, it's stunning. We would have never known unless some good reporting was done. amazingly, there's this Harvard review, it's like a newspaper or whatever, one of the editors got in the Jews' faces and threatened them.

Nothing happened to them. Nothing. Not a word. Not a thing. Nothing. Imagine being threatened. Your life threatened. Your body threatened. from the head of the Harvard Business Review, whatever it's called, and not a thing. Haven't heard a word. In Grand Central Station, a man, Stephen Hutchinson, 36 years old, stabbed a 14-16-year-old girls that were there visiting from Paraguay. They were just there in Grand Central Station. You ever been there?

They have this nice food court and this and that. The man who stabbed these two teenage girls on vacation has 17 prior arrests and was let out of jail two weeks before, even though he said, I want all the white people dead, and has been arrested for beating the crap out of people. Another victim said on November 7th, this same man was harassing a woman pulling a gun on him. for trying to protect the woman and this guy is roaming grand central station gary your district attorney in new york city me handsome and buff gary this dude's in jail he ain't out screw you i put enough bail on his ass that he is not out but this is going on and on and on in so many places The shoplifters being arrested 30, 40 times and doing it again and again? To the point where did you read the story?

This is months ago. A shoplifter in Home Depot, I'm not sure where. One of the Home Depot men who, like, are at the front, gets pushed down, hits his head and dies. The shoplifter murder. It took murder to put him in jail. I'm very careful with my words, and I know there's people out there, lose in our country, this that, this that. I try to get away from that and just tell you

the specifics. But I got to tell you the more and more I see on a daily, it's stunning. It's absolutely stunning. And I can sit here and do three hours of this and go through one by

one, one by one. One of the girls, the knife sticking out of her back, nicked her lung. the other one was stabbed in the thigh. He was finally booked on attempted murder, assault, criminal possession of a weapon, and misdemeanor, endangering the welfare trial.

Maybe that'll keep him in. Insanity rules. And unfortunately, we have to start with these because this really, it's getting worse and worse, and it's going to affect things down the road, somewhere down the road. People were getting out of their ubers and lifts and walking a mile,

which is about 20 minutes, maybe even more with luggage, to get to the terminal. I got to tell you something. If it happened to me, all I'd be thinking about is my good buddy John Bradshaw-Layfield, JBL of the WWE, his finishing maneuver was a close line from hell it was called. That's what I'd be thinking about as I pass these people. and oh, we're protesting for Palestinians. No, you're protesting against Israel and Jews. Who are you trying to freaking kid?

You lie in sacks. Anyway, sorry we had to start with that because now we segue. Because that's what we do. And ladies and gentlemen, I want to thank you. We put out this little offer. We did a webcast, I don't know, 10 days ago. Just so you know, it is the most important webcast you would ever have. It's an hour long, and basically we define bull and bare markets by what you see, not what you hear.

Because as we tell you, for the physicality of bull and bare markets, there's a physicality. They have to look a certain way. They have to go a certain way. They have to cover a certain way. Regardless what people tell you, oh, you can't time the market. You can't do this. You can't do that. Yeah, right, sure.

So what we did was offer, if you donate a minimum of $20, just $20, I should have made it $50. $20 to the Boys and Girls Clubs of Central Florida, we will send you it. And here's how you do it. BGCCF.org. And by the way, we had one person give $500, a lot of $100. So whatever you want to give it, it's tax deductible. BGCCF.org.

And by the way, we are not, this is not hyperbole to tell you, this is the hour that defines Bull and bare markets. Of course, you've got to follow the stuff. You've got to be looking at the markets on a daily basis, but it's the definition of what stocks look like and how they act in bull and bare markets versus their moving averages because that's what matters most. So check that out. Again, BGCCF.org, 20 bucks. We'd like you to go more, but we'll go 20. And once you put it in, we'll see it. If you email us also, that'll make it get to you quicker. And that's that. So we appreciate it. We are in triple digits on how many people have signed.

Next, we did a little thing yesterday on no sales biotex and no sales stocks, and two of them were bought out yesterday. Well, here's another one today, up 82%. CY-T-K, something about phase three trial. The endpoint was good. Here's the amazing part about another one with no sales. Massive insider selling. And the company went public in 2004 at $103. Hit a low of $3 in 2014. It was up 50 bucks today to 83.

Nice. Another one. Up next, lots to cover. Stay tuned. I'm Gary. This is the one on the Investor's Edge. Hi, I'm Gary Kalbaum, hosted a nationally syndicated radio show Investors Edge. We're not just handsome radio people.

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If your current approach to investing is not getting you to where you would like to be, call us to make an appointment for a complementary portfolio review. The number to call is 888-4-2-5-59. That's 8-8-5-59. That's 888-4-22-55-59. Investment advisory services offered through call-bomb Capital, management. Economic headlines keep shifting, but the uncertainty remains.

Market volatility, rising debt, and global tensions are affecting retirement accounts and long-term savings. Many Americans are turning to physical gold and silver as tangible assets to help diversify their portfolios. Preserve gold provides educational guidance, including how metals can be held in an IRA. Get your free wealth protection guide when you text IHeart to 50505. That's IHeart to 505. Success starts with your drive, and American Public University is here to fuel it.

With affordable tuition and over 200 flexible online programs, APU helps you gain the skills and confidence to move forward. Whether you're changing careers, starting fresh, or pursuing a lifelong passion, our programs are designed for people who never stop. You bring the fire, APU will fuel the journey. Learn more at APU.APUS.edu.edu. of a Hershey's bar and suddenly I'm right back sitting on the front porch with my grandmother on a slow summer afternoon. She doesn't say much, just breaks the bar in half and hands me a piece. I open my mouth to say whatever a nine-year-old wants to say. And she replies with a low, listen. So we sat there, listening. That was the first time I learned that quiet can feel full.

Hershey's, it's your happy place. It's time to switch on the integrator. units and get the brain cells working. You're listening to. Hey, this promises to be fun. Investors Edge. The last bastion of quality programming. With Gary Coltbaum.

It doesn't get better than this. And welcome once again to Investors Edge. So, while the SPACs were going on, we warned you. We warned you. This was another money grab from the sleaze bags on Wall Street. and the sleaze bags putting these spacks together. Not all of them. Some of them, I'm sure, met well,

but I also know a lot of them knew what the hell they were doing and got away with it. We just want to report to you. We work, Lordstown Motors, App Harvest, Pro Terra, Virgin Orbit, Iron Net, Six Terra Technologies, Bird Global, Rockley Photonics, Starry Group, peer therapeutics, sunlight financial, Agile thought, boxed, shift technologies, near intelligence, jealousis holdings, Qualtech services, parts ID, Calera, and Noggin or Noggin all went bankrupt.

$46 billion of scummy SPACs went bankrupt. And just remember what SPACs are. When I started in this business, I started at a penny stock firm. A penny stock firm. We did things called Blind Pools. And what it is. instead of going public through an initial public offering where you got to go through the regulations and all that and all kinds of stuff back and forth in a road show and this, that, and the other thing, the SPACs are, you just merge it into, the SPACs are just a blind pool. They came up with this bull crap name, special purpose acquisition corp. Let me tell you what it really is. A special purpose bull crap acquisition corp because they merge with companies. Most of them were never going to make it. They created companies just to put in the SPACs because you only have two years. If you cannot put a company in within two years, you've got to shut down the SPAC.

And what this ended up being was a big gigantic money grab by a bunch of scumb bags, a bunch of sleaze bags, and we warn you while it was going on. $46 billion went bankrupt. I believe we work was a public company, went out, and then came back as a SPAC, and I was screaming on this show. I could not believe they were able to bring this. There was no way it was ever going to be a going concern when all was said and done.

It was a gimmie. Remember, missed the logic. And we told you there's no way. The economics of the business, forget it. The amount of debt they still had on the books. Forget it. It was like fitting a 10-pound salami and a five-pound bag. Gone.

That was only 9.4 billion scumbags. Lordstown Motors. I believe that guy was indicted. Oh, yeah. contracts for electric vehicles, yeah, that's what we do. We have big contracts. Yeah, we do. Yeah, sure, indicted. And the rest, whatever. Thus, the reason why we bring this up is because the market's up. And people get a little bit full of themselves when the market's up. And people think that, ooh, the market's up, everything's well and good. And when the market's up, it gets a little bit

frothy. And stupid things go up and sometimes go up a lot. And crazy things go up and sometimes a lot. And I just don't want you to get crazy again because guess what Wall Street's going to do if the market keeps going up. They're going to come up with more stupid stuff at ridiculous valuations that screws you big time. Spacks.

Spacks. And nobody, well, I believe one guy is going to jail. One guy got indicted and he was just sentenced. Nicola was the name of the company. NKLA. And by the way, I think that's still trading. N-K-L-A. It's at a buck.

89 cents. It was at, let's see, they had that up at $94. And the Lordstown Motor Symbol was ride. The guy was a lie in sack. I remember that he went on TV, and he just plainly lied, and he got called on the lie the next day. I don't know if anything happened to him.

So we just want you to remember this stuff. Unfortunately, there are very bad people in my business. And unfortunately, it comes from the big firms too Because they get greedy and they think they're omnipotent And they could do anything And that's a lot of these spacks came from these mega people And one of these guys, I forget his name Chammis, Chammoth Became a billionaire

And sold out What a smart guy Came out with a bunch of dog crap By the way, I shouldn't put down the dog crap And then sold out all his stock Made a billion and he doesn't do it anymore And he's into other things now. The next hot thing.

And I don't know. The guy never met him, but I know what the hell he did. Foistled a bunch of crap on you. That's why we tell you, there are people on TV that go on TV, that dollar stocks that trade 20,000 shares a day, and they own it. Oh, but they disclose it. That's scum. That's sleaze. They should not be allowed on tube.

But unfortunately, it's out there. And we just want you to be careful. The latest thing, hey, listen, I admit it. Some of these crypto stocks are going insane. They're going vertical. They got nothing behind them except the price of crypto keeps going up. God bless it. Just remember, they were on Maylocks and Pepto-Bismol 12 months ago when they were down 80% on their money.

And they have no clue why it's going up right now. Be careful. But I must tell you, dang. Mood shots. All right, so those are the SPACs. Next, quietly, the 10-year yield dropped another stick today to 3.789. The market was doing nothing all day, and in the last three minutes was the whole day. Seriously, the Dow with like three minutes ago was up 25 or 30.

The NASDAQ was down, I think, two points. Dow finished up 11, the NASDAQ only 24, but still was up 24. and what's the deal? Holy crap, 3.789 on the 10 year, down from 4.997 on October 27th, two months. Unprecedented. And amazingly, the bond market's overbought, yields are oversold, and they keep going lower on yields it up on the bond market. On the 10-year yield. It's a guarantee the Fed's going to play catch-up.

I'm not sure when the next stupid meeting is the meeting. We have a two-day meeting. We sit at a table, play paper football, then we stand up and play. space invaders and then we say you know kind of like you know anyway and that's the story why the market's doing what it's doing simple as that unbelievable unbelievable move in yields we thought a top was in place but in no way shape or form can we ever predict that wow wow wow wow wow next gold tried again today and then couldn't stick the landing, we'll let you know if it does, and you know how you'll know, because we'll tell you

we own some. I don't own any gold right now in accounts, but boy, it's teasing. The crypto was the better play, but no thanks. You know what my biggest problem with the crypto is? It trades overnight. It trades on the weekend. I've seen at night it went down 15%. Of course, I've seen going up 15%. Next. So I did this. this thing, and I said to you, don't listen to anybody predicting what's going to happen in 2024 because it's just pie in the sky. Nobody knows there's too many variables. In October, the predictions were for, holy crap, we're dead, we're dead meat. Predictions were, oh, six and seven percent, ten-year yield. Why? Because yields were going up and the market

was going down. The Russell 2000 was at yearly lows. last week of October. It's at yearly highs now. You can't predict. Maybe. That's up next. On this, the one-only investor's edge. If you've been following the news,

you know the world is dealing with a level of uncertainty that isn't going away anytime soon. Inflation pressures, global tensions, and the highest U.S. debt levels on record continue to influence markets day after day. And the result is familiar to anyone checking their retirement balances or savings accounts. Volatility has become the norm.

In times like these, people often look for ways to strengthen their financial foundation. Physical gold and silver have served that purpose throughout history. They're real assets that exist outside the digital and financial systems that tend to fluctuate during economic stress. They're not a guarantee and they're not a shortcut to wealth, but they can offer diversification when things feel unpredictable. Preserve gold is committed to helping Americans understand their options with simple educational information, including how precious metals can be held in an IRA.

For your free wealth protection guide, Text iHeart to 50505. And with a qualified purchase, you could receive up to $15,000 in free gold or silver. Don't wait. Text iHeart to 50505. Success starts with your drive, and American Public University is here to fuel it. With affordable tuition and over 200 flexible online programs, APU helps you gain the skills and confidence to move forward. Whether you're changing careers, starting fresh, or pursuing a lifelong passion,

Our programs are designed for people who never stop. You bring the fire, APU will fuel the journey. Learn more at APU.APUS.edu. One sweet, melty bite of a Hershey's bar, and suddenly I'm right back sitting on the front porch with my grandmother on a slow summer afternoon. She doesn't say much, just breaks the bar in half and hands me a piece. I open my mouth to say whatever a nine-year-old wants to say.

And she replies with a low... Listen. So we sat there. Listening. That was the first time I learned that quiet can feel full. Hershey's. It's your happy place.

We're listening to. America is talking. Investors edge. He's got to be pleased with that. The crowd is just on his feet here. He's a Cinderella boy. With Gary Colbomb. It comes highly recommended.

You're going to feel better if you talk to him. So, we always say, Don't listen to anybody who predicts the Big Ten for 2024, the number one stock to own in 2004, the best sector to own in in 2024. Here's where the market's going to be at 20204. Here's our target for 20204. Here's this, that, and the other thing for

2024. We're here to tell you it's just all bull crap. Look what's going on in the world. There's too many variables. Look at this year. October 26th, the Russell 2000 was at New Year, New Bear Market Lows. October 20, let me get the date right. My bad, it was October 27th.

New bare market lows. J.P. Morgan on October 27th was plummeting, breaking down even worse than it already was. The regional banks at the low, a thousand stocks at New York. yearly lows. You hear anybody say we'd be at 37,000 Dow at the end of the year in two months? I didn't. We shortly didn't because we don't predict. On November 1st, we thought simply the market put in a low and we'll see where it goes. There is no way in any way, shape, or form to what I would have believed. We'd make a move we moved in two months based on a crash in yields that's still going

on right now. No way. And we were already into the end of October. And we were told that beginning of October would be the lows. Anyhow, we got some emails. Come on, give us a prediction. Come on, what do you think? Give us some thought. We try to explain. We just want to interpret what's going on now and stick with it. And when wrong, be wrong, fast, and be wrong. I stopped out of two stocks, two big stocks in the last two weeks with 1% losses, just underperforming, knowing that if they break out, I'll just buy right back in. We just win wrong, be wrong fast, be wrong small, when right, try to let them run. That's all we want to do. Scan 1,500 stocks a night, 200 sectors, every country, every commodity, whatever.

And then close our eyes, hold our nose and pray, which does not work, but we still, you know. So we don't predict it because we don't know. I just do have one thought. And I'm going to mention it to you with the proviso, with the preface, that we will not act on it until we see it. And in no way, shape, or form do we see it right now?

no way, shape or form. Do we see it right now? And the reason being is there's hardly anything breaking down. You have to have things topping out and breaking down to get in trouble. And that's my little prediction. Based on what the NASDAQ did this year. I predict sometime this year, we're going to have a 15% correction, 10 to 15. That's my prediction.

That's my only one. But it's only based on the fact of how far it's gone. And valuation's a joke and people piling on each other. That's all. I just opened the bottle of Seltzer. I just knocked down some Seltzer. That's my prediction. But in no way, shape, or form is it happening now?

We're at 15,000 in 99 in NASDAQ. Maybe we go to 16. thousand before it happens maybe we go to 17,000 before it happens or maybe it doesn't happen at all because we don't predict we're just saying based on based on sometime during the year and maybe we'll have a 10 to 15% correction and still be up 30% for the year drop 10% and then rally back up I just think somewhere in there based on the law of smiles in the stock market there's a law of smiles in the stock market and there's a law of frowns in the stock market

what the heck am I talking about well it's simple when everybody's smiling the market gives the hook when everybody's frowning market tends to go up and I can tell you there's a lot of glee right now there's a lot of nothing can go wrong

the Fed engineered a soft landing yeah they haven't done squat the Fed the Fed is the doctor that you go see with a broken left arm and they put a cast on the right arm but everybody's in their little

comfy market thoughts and there's a laws of smile. You know, who's really smiling right now? The crypto. Micro strategy up. What was that up today? 10%.

Coinbase up 7%. Boom, boom, boom. Smiles are always wiped off the faces ultimately and eventually. Frowns always show up eventually. To what extent you never know. So just letting you know the law of smiles, the law of frowns,

the law of how much the NASDAs, That's been up this year. By the way, if the NASDAQ just pulled back to the last breakout of 14.5, be 4%. So I actually think there's a chance we go higher first. But who the heck knows as we enter the new year? But I must tell you the big thing that's sticking out for me is again, the 10-year yield finishes at the low of the day. And of course, that takes the dollar with it.

and there's just been a direct correlation with better markets and yields slash the dollar versus other currencies. And I'm headed to Europe January 12th. It's a holiday week. And darn, I'm going to be paying more for anything I do over there as the pound and the euro has gone up. I may be going to Budapest and I think they have their own currency there. I'm not even sure. And that's all. My prediction.

simple as that and we won't act on it unless we see it and if we see it you will know it because we got big mouths in other news got to get my timing right social security i was just reading something today is this possibly right this is what somebody writes today and i'm not sure if it's correct somebody writes by the time I am 67 over $600,000 will be paid into Social Security on my behalf. Is that possible $600,000? I guess it can be if you make a certain amount. He says that money would have been worth $1.9 million if I had gotten just a 5% return. My annual interest would have been $95,000.

but now the government is just promising me $3,075 a month at 67, which is 37,000 a year. I guess that sounds about right because the government's screwing you. Just remember, they keep telling you how important socio-curt is. It was the biggest scam perpetrated by this government on each and every one of us. All we had to do is go back in time. and instead of Social Security and creating this blob of another part of government, and you put it into an account, how to stay there, and you just 10-year bonds, and then 10 years you do it again, do it again, do it again, do it again,

my goodness, what you would have right now and not have to worry about getting paid by a system that's bankrupt because they stole all the money. Just letting you know. It's just like the other great scam the lottery. It's the greatest scam on earth. And you know what's a scam on? The poor. Because you know who wants to play the lottery the most?

The poor. They want to get out of being poor. Or lower middle class, get me out of here. So they put out this lottery, and you have a better chance of being hit by lightning at the same place, at the same time, two days in a row. And they get your money.

From the government. Up next. Other news. Whatever else. This is the one only investors' edge. Economic headlines keep shifting, but the uncertainty remains. Market volatility, rising debt, and global tensions are affecting retirement accounts and long-term savings. Many Americans are turning to physical gold and silver as tangible assets to help diversify their portfolios. Preserve gold provides educational guidance, including how metals can be held in an IRA. Get your free wealth protection guide when you text IHeart to 505.5.5. That's Iheart to 505.05. Success starts with your drive, and American Public University is here to fuel it.

With affordable tuition and over 200 flexible online programs, APU helps you gain the skills and confidence to move forward. Whether you're changing careers, starting fresh, or pursuing a lifelong passion, our programs are designed for people who never stop. You bring the fire, APU will fuel the journey. Learn more at APU. APUS.edu.edu. One sweet, melty bite of a Hershey's bar, and suddenly I'm right back sitting on the front porch with my grandmother on a slow summer afternoon. She doesn't say much, just breaks the bar in half and hands me a piece. I open my mouth to say whatever a nine-year-old wants to say.

And she replies with a low, listen. So we sat there, listening. That was the first time I learned that quiet. it can feel full. Hershey's. It's your happy place. You're listening to.

What are we waiting for? Well, what are you waiting for? One, two, ready, go. Action! In the Gester's Edge. With Gary Culpa. Let's continue.

Boy, don't I sound like a little bit of a whiner today? That's okay. I wine free. Me and you. Governor Gavin Newsom of California. just signed into law to raise the minimum wage for fast food workers to $20 an hour. In other words, you've got to pay that or else. We don't give a crap how it affects you as a business.

We're the government and we can do whatever we want to do. We'll just sign into law. Well, California Pizza Hut has announced they're laying off all their delivery drivers. One month before the law goes into effect, which is 1,200 jobs eliminated overnight. Repercussions, repercussions, repercussions. Want me to continue? Because there are others. Other fast food chains have announced price hikes on the menu. Of course they will.

and just remember the highest poverty rate in the nation California the highest gas taxes in the nation California the highest state income tax in America California record homelessness

California and they keep voting in this Marxist control freak and if you watch them do a debate weeks ago double up on moron and they'll keep voting them in a moron

but I'm not done today here on the one and only Investor's Edge let's talk Joe Biden just letting you know our president is heading to vacation

today I believe he's going to Barbados or St. Bartz or something like that he just returned from vacation yesterday. Just wanted to let you know, I have nothing against vacation, but just letting you know he went on vacation and just, last but not least, our friends in Canada, what's the dude's name that runs the joint there? Trudeau? Yeah. $2,000 a month universal income. It doesn't matter how much you make. not making it up Canada

2000 per month UBI yeah 2000 a month every Canadian when you have a chance what I'd like you to do is go look at all the quotes

of a man named Thomas Jefferson a man before his time warned us of all this in the name of we're here for you now I want you to remember when anybody gets two thousand dollars a month in Canada they are paying that two thousand dollars a month a lot of people sometimes forget money I hate cliches but money does not grow on trees a

government gets all their money from the taxpayer so any money that's given The taxpayer pays. This vote buying by Marxist control freaks is getting worse and worse, and now Canada is going into the depths of hell. Oh, but Gary, what about the poor? What about it? Well, it's supposed to start by not having poor people. You're supposed to have a system. of great education from kindergarten all the way up because that's what our taxes pay for.

Great education. And as you get into the workforce, you should have low taxes, not so many regulations, so you can grow to the point where you're not poor and you're not in need. but government is set it up in so many places taxes rules regulations fees fines mandates oversight California is like 500 government departments overseeing you

and I worry that if the Marxist in our White House has his way we're next and you know me I think people need to be taken care of I believe there should be a safety net but 2000 a month for every person if you made 10 million a year you're going to get 24 grand a year hey thanks you idiot

so i weep for some of the things that i am seeing i weep for the fact that we have a guy here that's running two trillion dollar death two trillion our whole federal spending in the year 2000 was 1.8. I whip that it's masking, masking everything that's going on. I can have a GDP at 10% every quarter. Five trillion in debt. Whoever gets in next, I hope, gets it right. Trump didn't. I know you guys loved him, but he was $6,7 trillion. By the way, that's before COVID. he spent like crazy right out of the box stupid tariffs all kinds of crap and this guy here

just took the championship belt but the good news the market was up again today and another good close last three minutes boom boom boom somebody press the button have a great evening drive carefully I will be on tomorrow with Varnie and company I'm not sure who's hosting 10 a.m. hour check it out probably won't be whining on that show Have a good evening drive carefully.

When you get home, do like I do. It's simple. Make sure you hug your family. Make sure you hug your children. They will feel better. You will feel better. I promise. As always, thanks for joining us.

And donate if you can, BGCCF.org. Good night, all. Take care. Bye, bye. This has been Investor's Edge with Gary Coltbaum on BizTalk. To listen to past episodes or to get in contact with Gary, go to GaryK. That's GaryK.com. Success starts with your drive.

and American Public University is here to fuel it. With affordable tuition and over 200 flexible online programs, APU helps you gain the skills and confidence to move forward. Whether you're changing careers, starting fresh, or pursuing a lifelong passion, our programs are designed for people who never stop. You bring the fire, APU will fuel the journey. Learn more at APU.APUS.edu.

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