Investor's Edge with Gary Kaltbaum - QUIETER BUT

Episode Date: May 8, 2023

Follow Gary on GaryK.com or http://garykaltbaum.com

I tell myself, it's not about comparing. But then I start wondering, what can they lift? Are they adding more weight to their barbell than I am? And suddenly, I'm not training. Then I realize, my journey is not theirs. I've earned every step. So I smile. My smile is the shape resilience takes to keep me moving.

To put more smiles out into the world, Colgate has supported female athletes for over 50 years with the Colgate Women's Games, the nation's longest-running indoor track and field series for girls and women. Colgate, your smile is your story. Thank you. Investor's Edge with Gary Coltbaum. Straight talk about you and your money. Now from the BizTalk Studios, here is Gary Coltbaum. And welcome once again to Investors Edge. I'm Gary Colp. I'm your host. A thanks of being with us today. Glad you hear, ladies and gentlemen, happy that you are listening. It's May 8th. It's Monday. It's 2003. Don't forget it's Mother's Day this coming Sunday. Heads up. Hope you had a good weekend. Let's see. Did I have a good weekend? What did I? Yeah, I had a good weekend. Very relaxing.

Nix are down 2.1. Not happy about that. They play tonight. That's what I'm living off of right now. And I just hung out with Winston. Set out in the sun, Winston goes wherever I go. He's my shadow. dogs, right? They're the greatest. Ladies and gentlemen, every now and then we start, we start the show with news. Every now and then we start the show with the market. Every now and then we start the show with utter jackassery stupidity. That's how we start today. You know, ladies and gentlemen, you know, we have a lot to complain here. We complain a lot. And it's not really opinions when we complain it's it's facts it's just simple straight facts you can't hide numbers right one plus one still equals two these days right so let's start off

and I thought this was a joke when I read it and remember everything we do here now most everything has everything to do with you and the future this country and your job and your money and the markets. How many senators are there? I believe there's two per state. That means there's only 100 senators in this whole country. There's somebody that's a senior senator means they were longer there. By the name of Bernie Sanders.

Let me give you some backgrounds of Bernie Sanders. He's 81 years old. He has been in government, his whole life. He's really never had a job except government. He was the mayor of Burlington, Vermont, from 81 to 89. 81 to 89. That's a long time ago, right? 42 years.

U.S. House of Representatives from 91 to 2,000. 2007, should I continue? Senator from 2007 to today. I will read his tweet. This was not the cold open of Saturday Night Live. It's time for us to move to a 32-hour work week with no loss in pay. We can reduce the stress level on our country and allow Americans to enjoy a better quality of life. Let me explain communism.

Marxism and socialism. Let me explain the three. Let me explain communists, Marxist, and socialist. They are only communist, Marxist, and socialists with your life and your money. With their own life, they're quite the capitalists. Bernie Sanders years ago called for a 100% tax rate. above $1 million. Imagine, after a million dollars you pay 100% tax. We're not making this up. Yet he got voted in the House and Senate bringing the question is, what are they smoking in Vermont?

But I digress. One of our 100 senators thinks we should work less and pay them pay the same amount from the company that pay us, guaranteeing a major drop in economic growth, major drop in productivity, major drop in upward mobility, which people like Bernie Sanders love. They hate success. They hate wealth. The reason they hate success in wealth unless it's their own is success in wealth do not

need control freaks like a person like this. Imagine. We've already highlighted. some school districts are lowering the standards to pass. Getting rid of honors, it's basically telling your kids reach for the sidewalk, guaranteeing your kids going to lose out. Do you know why? Because regardless what these communist, Marxists, and socialists do,

you can't stop people that want to work hard, educate, learn, and become great and successful and wealthy and philanthropic and all that. It's amazing. It's amazing. It is utterly amazing that one of our senators wants to kill the economy. Work less. Make your companies pay the same amount. Oh, what would that mean for the stock market? You want to cut it by 20%? How would that be for your 401Ks? How would that be for your company? Oh, that's right.

They're going to fire a bunch of people. More people unemployed so they can reach out to the communist, Marxist, socialist for handouts. It's unbelievable. They keep voting for this ass claim. I haven't used that in a while, but I can't think of any words, any two better words to describe this person that keeps being elected as a senator. As I sit here all the time and tell you, work hard, work smart, educate yourself, reach for the stars, create, produce, work harder and smarter and better than anybody. else where you work at. Reach for upward mobility. Become great. This ass clown wants you to work less, but don't worry, we'll still pay you the same. Oh, excuse me, your company will pay you the same

amount. I use the words ask clown. I'm going to stop right there because I know other words would be coming out. It's stunning. It's stunning. And I, here's the bigger problem with this. So you go to Bernie Sanders where he does that, and you go to people that reply. And you've got plenty of people that agree with me. One person says, incredible, I really do not think I ever work less than 70 hours a week in my life, often up to 120 when it was both on Wall Street and still in the reserves. One made a joke of him. You sure you want to do that?

Congressman and Senators would need to increase their work week by 10 hours. But then people are agreeing with him. Right on Bernie. The people that are saying right on Bernie, I'm going to be careful. I don't want to sound elitist. But you know what hard work does versus people that don't work hard? Work smart versus don't work smart. Sit on your arse versus don't sit on your arse.

We start with that. Next, I'm going to make no comment on the following. I'll let it speak for itself. California Reparations Task Force saying they're looking at $800 billion but that's a low number it should be more I'll finish that up then we'll do markets

and whatever else I won't complain about I'm Gary this is the one only Investors Edge Hi I'm Gary Kallbaum hosted a nationally syndicated radio show Investors Edge we're not just handsome radio people we manage investors money for a living specializing in fee-based discretionary money management. No big commissions, just a fee on the assets that's managed. We also provide a full range of personalized services, including retirement planning, fixed income, and educational needs,

all to assist you in achieving your financial goals. Understanding not all individuals have the same needs, we'll carefully evaluate your personal goals to determine a proper investment strategy. If your current approach to investing is not getting you to where you would like to be, call us to make an appointment for a complementary portfolio review. The number to call is 888-422-559. That's 888-4-2-2-5-5-9. That's 888-4-2-2-5-5-9. Investment Advisory Services offered through call-bomb capital management.

Hi, I'm Dr. Jake Goodman, host of Beyond the Script, the podcast where I sit down with pharmacists to answer the health questions you didn't even know you could ask at the pharmacy counter. In this episode, we are diving into gut health with CVS pharmacist Victoria Motola, who explains why so many of us live with stomach issues we should not accept as normal. A lot of what I see is just like chronic bloating, chronic stomach aches. Like I get a stomach ache every time that I eat. And it just becomes like a lifestyle where, oh, yeah, you know, I just have a stomachache every day. Or I'm constantly feeling like gassy.

And all of those things are not something that generally, if you have a healthy gut, you should be living with. So that's when we deep dive. We deep dive into your medication. We deep dive into your OTC medication. And then at that point, we can probably identify something that we can change. Hear the full conversation, plus some fascinating facts about how gut health affects so much more than just your stomach on Beyond the Script, a podcast from CVS Pharmacy and IHeartRadio. Listen now wherever you get your podcasts. One sweet, melty bite of a Hershey's bar,

and suddenly I'm right back sitting on the front porch with my grandmother on a slow summer afternoon. She doesn't say much, just breaks the bar in half and hands me a piece. I open my mouth to say whatever a nine-year-old wants to say. And she replies with a low, listen. So we sat there, listening. That was the first time I learned that quiet can feel full.

Hershey's, it's your happy place. It's time to switch on the integrator units and get the brain cells working. You're listening to. Hey, this promises to be fun. Investors Edge. The last bastion of quality programming. With Gary Coltbaum. It doesn't get better than this.

So a California Reparations Task Force is talking 850 billion and saying that's a small number. It should be more. I won't go any further than that. except when you all have a chance, just remember any money that comes from any government comes from the taxpayer because governments have no money except what the taxpayer gives them. I just want you to remember that. And go look up what the whole budget of California is, by the way, that has major deficits at this point. in time. Why don't I comment on it? Don't need to. Next, what have we told you about them

taken over our lives? What have we told you? Sometimes they do it loudly, sometimes they do it quietly. When they can't do it loudly, they do it quietly. They do it in ways where we don't get choices. They just stick it where the sun don't shine. And unfortunately, Unfortunately, we're talking about us. And maybe this isn't a big deal, but it kind of sort of is the shape of things to come if we continue to vote these type of people in. And by the way, I don't care whether there's an R or D in front of their name. There's plenty of bad R's also. Joe Biden now and his administration is going after dishwashers.

You know, they're going after stoves, too. I'm not making this up. They sat in a room and they want new rules for dishwashers and they're going to have 27% less power going forward. Our dishwashers have too much power. This is what they're addressing. It's now our dishwashers. What have we told you about these people

and meddling in our lives and making it more uncomfortable? making it a bigger problem. You already know about, oh, how's the inflation? By the way, I was at Publix yesterday. Prices for everything is still up. Way up. Have you seen chips?

The party bag of chips is getting close to the normal bag of chips. Not the small one, the big size one. The big size one, less than the party. It used to be $3.99, $5 to $5.99 now. Chips. How dare they? Every now and then they have the two-for-ones. But the party bag is now small than it used to be, and so is the regular-sized one. Shrinkflation. Don't get me started on the small little chocolates, which used to be in Hershey's 1199 bag that's now still 1499. I can go on and on.

What do you think that came from the inflation? Government. If they just left us the hell alone, we wouldn't have had that. Stoves, dishwashers, this is what they're doing. This is what they care about.

Yet they are now going to make the border more open this coming week. Do you use? know how many people have died coming across the border and do you know if trump was still president that cnn would be doing 24-7 on trump the evil and by the way you know i can't stand them but i'm making a point you only people are dying crossing the border and they're not covering it

or blaming biden in any way shape or form or the saar of the immigration kamala harris Kamala Harris. I'm not sure which way that name goes. Vice President Harris. It's just stunning to watch. And it all encompasses in he's proposed a $6.8 trillion government budget. It was 4-4 the year before COVID. And of that 6.8, I'm going to guess 1.8 is deficit. Yet he tells us what a wonderful job he's done with the deficits. That would be. your record. I had to start this way because 32-hour work week, but make companies pay the same amount other than just go out of business. Or, if the company has 200 employees, yeah, make it 160.

Trillion bucks in reparation, sure. Because it grows on trees. By the way, no comment on slavery. You know where we stand on that. But it seems like everything's got a dollar sign. Dishwashers, stoves. We can go all the way back to Obamacare. The grapefruits of them to tell us, oh, our premiums will go down,

even though we're going to bring all these people onto insurance and get rid of pre-existing conditions. Yet, of course, you can go on video right now. Just put up the words Jonathan Gruber tells us they had a lie about Obamacare, and he will save him and the Obama administration lied about Obamacare to get it passed, and the reason they were able to lie to us is because we're stupid. Did the media cover that? Hell no. By the way, my premiums are more than triple now since Obamacare.

But who's counting? Somebody said the other day it was a success Obamacare. It depends on which side of the table you're on. So we just wanted to start with that. National polls has Trump's seven points above Biden now. Everybody's questioning Biden's age. We've never approached his age here, but I'm letting you know finally now after a couple of years. Oh, he's looking very old and talking very old.

But I don't care if he's 150 years old if he had good policy, pro people, we the people. I don't care if he's 40 years old. His policies suck. And hamstring in the future. And now Trump is seven points ahead, so we may get him for another four years. Great. Turks and Kekos, here I come. All right, up next, market wrap.

I'm done with all that. I'm Gary. This is the one to only investors' edge. Hi, I'm Dr. Jay Goodman, host of Beyond the Script, the podcast where I sit down with pharmacist to answer the health. health questions you didn't even know you could ask at the pharmacy counter. In this episode, we are diving into gut health with CBS pharmacist Victoria Motola, who explains why so many of us live with stomach issues we should not accept as normal.

A lot of what I see is just like chronic bloating, chronic stomach aches. Like I get a stomach ache every time that I eat and it just becomes like a lifestyle where, oh, yeah, you know, I just have a stomachache every day. or I'm constantly feeling like gassy. And all of those things are not something that generally, if you have a healthy gut, you should be living with. So that's when we deep dive. We deep dive into your medication.

We deep dive into your OTC medication. And then at that point, we can probably identify something that we can change. Hear the full conversation, plus some fascinating facts about how gut health affects so much more than just your stomach on Beyond the Script, a podcast from CVS Pharmacy and IHeart Radio. Listen now wherever you get your podcasts. One sweet, melty bite of a Hershey's bar, and suddenly I'm right back sitting on the front porch with my grandmother

on a slow summer afternoon. She doesn't say much, just breaks the bar in half and hands me a piece. I open my mouth to say whatever a nine-year-old wants to say. And she replies with a low, listen. So we sat there, listening. That was the first time I learned that quiet can feel full. Hershey's, it's your happy place.

When you're a happy place. When you've learned some things, like the value of the family, the importance of the job, and that the 99% of the people of more to 50 have the virus that caused the Culebrilla. Although not all the persons in risk the will have developed,

I si la suffer. The eruption dolorousa with ampollosos during that even the more simple are all a retort, not learn about the culebrilla of the way difficult. Talked today. Talked to Dr. Or Pharmaceutical, patrocinoed for GSC.

You're listening to. America is talking. Investors Edge. He's got to be pleased with that. The crowd is just on his feet here. He's a Cinderella boy. With Gary Colbomb. It comes highly recommended.

You're going to feel better if you talk to him. Just a few other things here and we'll get in. I'm letting you know credit is tightening. tightening, access to credit is tightening, and obviously the bank thing. Tomorrow, we are going to go through, there are certain people I follow on Twitter that I think are brilliant, and they post a lot of great facts. Somebody called the card dealership guy, for one. He writes, USA Auto Sales, Shut down 39.

dealerships after losing this alley floor plan. Wells Fargo laid off all its junior auto loan underwriters and cap future loans. Capital One showed off all dealer floor plans, aka inventory lines of credit. These are the type of things that I follow. From the same guy, ready for this? 16.8% of consumers who financed a new vehicle in quarter one, 2000, 23 committed to a monthly payment of $1,000 or more an all-time high. Wow, huh? Anyway, we'll do that tomorrow. And we just want you to remember, we believe, and we the people.

We're all a lot smarter than these morons in D.C. And of course, there's differing levels of moron. But the fact that a matter is, 32 trillion of debt later. Need I say more? Okay. I was up at 5 a.m. for the coronation. I loved it. This may sound crazy.

I love everything about it. I'm going to Wimbledon again this year. I think it's just a magnificent place. The people are fantastic there. I just dig the whole pomp in circumstance. I know, I know. Talk about your power. The market, good to be born in that family, I guess, right?

Well, most. The market wrap is brought to you by Investment-Dashmottles.com. That's Jim Rohrabak, one of the great market timers. No gray areas with the man you're either in or out of the market risk proprietary indicators. Go check it out. Investment-dashmottles.com, now a quiet day, but some things stuck out. Dowdown 55. In the Dow, Disney up two and a half.

I heard which movie came out and did big. I think it was up on that. Downside Microsoft was down 220, I guess. Amgen down for, bare market stock. Boeing can't get out of its own way. We move on. Sticking it. Oh, S&P up one, NASDAQ 21, NASDAQ 132, SOX 16.

Advanced declines were pretty much flattish. You ready for this? Again. more new yearly lows than new yearly highs on the NASDAQ. I think that's like every day for the last couple of months. But some things sticking out. You ready? So security software, Z scale, symbol ZS, maybe a lot of you haven't heard of it.

The stock before today has only gone from a high, this is one of those names, of 376 November 21. Remember, November 21 is when everything really topped. Closed it to 89 coming into today. That's how bad it's been. They announced revenues would be 4% better than estimates. And it was good enough for a 20% gate today. ZS. So other names like Crouchstrike, Palo Alto Networks,

Octa had a good day and some other software names. I'm not so sure that puts them in gear, puts it in gear, but we'll be watching. It's a group that's been dead. What else stuck out? Well, they kind of opened up the financials hot, but the KRE, that's the regional bank index ETF finished down 77 cents today, 2%. After being up 3%. And you know how we've said to you, we're not going to tell you what to do with these regional banks, but you better trade them right. So they opened up, remember, Pac West was up 80% on Friday. Well, it closed Friday at 576.

It was 750 early in the day. In fact, I think that opened at 750, but it closed at 597. Now, last I looked, that's 20% from, the open to the close today. That's basically what we mean by being careful. These stocks are in a major league downtrend, bare market, bearish market crash of pretty epic proportions. If we ever get normalized, they'll be very good money to make. Depending on that normalization, we'll see. I personally have not bought one share from J.P. Morgan on down. Not one. I don't have the grapefruits to go home and wake up the next morning. And certainly no inclination to buy small regionals. I haven't mentioned Big. I ain't buying them either. Biggs meaning truest PNC Bank and the like. Maybe the worst is over.

But there's other fish to fry in the industry right now. What I say earlier, credits contracting. You know how these small and mid-sized banks make money? Extending credit at high yields, higher than what? They pay out. No, thank you very much. We stand fast on that. If it changes, we will let you know.

We repeat, oh, there's definitely some great trades if you catch them. Look at Pack West. Hell, if you had the grapefruits to buy at the close Thursday, you made 80% on your money Friday on a regional bank. Not one of these frothy thingabobes and AI that have all crashed. We're just letting you know. I'm just letting you know how I think. I think the market is tough.

Tough enough, tough enough, let alone dealing in an industry that has some turmoil right now. Again, if things change, we'll let you know. Will there be other disasters? I've been saying my guess is, yeah, this should be. They'll probably be. But it seems like it has quieted down some. The other part of the equation is interesting that yields are 10-year yield is back above 3.5. it was just 3.3 on Thursday morning.

I don't know if it's a big deal, but I am letting you know. Higher mortgage rates would not be good news if it keeps going higher. And by the way, inventory in a lot of areas are not that big, and do you know why? Because people don't want to trade their 3% mortgages and buy a new home and have to, what, is it 7 now? I don't have the exact numbers on me, but you get the point. that's really what's going on and if we go back over four I will not be responsible for that

it will not be my fault and that's kind of sort of not much more movement the housing was up again today after opening red that really is the only sector that kind of sort of has that up trend going gold less so needs more time to do that

but as I go through groups there are some stocks in certain groups, but overall, there's not much going on in Up Trend City at all, hoping for better. And you know how we'll know if we're better? We'll start getting a lot of two-for-ones, advanced declines, more new yearly highs, just hasn't happened yet. Up next, this, that, and the other thing, or whatever else. I'm Gary. This is the one known investors edge. Hi, I'm Dr. Jay Goodman, host of Beyond the Script. The podcast, where I sit down with pharmacists to answer the health questions you didn't even know you could ask at the pharmacy counter. In this episode, we are diving into gut health with CVS pharmacist Victoria Motola, who explains why so many of us live with stomach issues we should not accept as normal.

A lot of what I see is just like chronic bloating, chronic stomach aches. Like I get a stomach ache every time that I eat and it just becomes like a lifestyle where, oh yeah, you know, I just have a stomach kick every day. Or I'm constantly feeling like gassy. And all of those things are not something that generally, if you have a healthy gut, you should be living with. So that's when we deep dive. We deep dive into your medication. We deep dive into your OTC medication.

And then at that point, we can probably identify something that we can change. Hear the full conversation, plus some fascinating facts about how gut health affects so much more than just your stomach on Beyond the Script, a podcast from CVS Pharmacy. and IHeart Radio. Listen now wherever you get your podcasts. One sweet, melty bite of a Hershey's bar, and suddenly I'm right back sitting on the front porch with my grandmother on a slow summer afternoon. She doesn't say much, just breaks the bar in half and hands me a piece. I open my mouth to say whatever a nine-year-old wants to say. And she replies with a low, listen.

So we sat there, listening. That was the first time I learned that quiet. can feel full. Hershey's, it's your happy place. Al-Jolk. I've learned some of the the family, the importance of the job, and that the 99% of the persons of

more of 50, have the virus that cause a Culebrilla. Although not all the persons in risk that will have developed, I if I suffered. The eruption dolorouss with ampollos' longs, making that even the

more simple are all a retto. No, learn about the Culebrae to the way difficult. Abla today with your doctor or pharmaceutical, patrocinoed for GSK. You're listening to. What are we waiting for? Well, what are you waiting for?

One, two, ready, go. In The Gester's Edge. With Gary Culpa. You all know my favorite shows, and one of them was Taxi. So Christopher Lloyd, Jim Ignatowski, just put out a picture of him, having, I guess, some lunch or whatever, with Tony Danza, Judd Hirsch, and Carol King. from the show taxi and I'll tell you what's amazing

I mean they're all older and gray it's just man as you get all just things you haven't seen a while and you're like wow just big wows uh Jim Ignatowski is one of my top 10

comedic characters of all time he's down around 10 I would say he was incredible on that show and in case you don't know he was from back to the future. The doc. Okay. So here's some facts.

I got a few things here. US paid $853. Let me slow this down. The US paid $853 billion in interest in 2022. 853 billion of our tax dollars went towards interest in 2022. Interest. You know what that is? Let me tell you what it isn't. It's not for the elderly. Children, downtrodden, infirm, streets, roads, bridges, sewers, the grid, police, firemen, fire women, policemen, police women. Interest. There's no law out there, but shouldn't this be criminal what they're doing to us? You know much 853 billion

would do if it was used of tax dollars efficiently. It's sickening. A credit card debt in the U.S. is passing $1 trillion a new record. Average interest rate on that debt, 24.24%. Did you hear that? They try to put a new law in about higher fees for somebody with a higher credit score to give to people with a lower credit score to get mortgages. As I stated for you, and we're finding that out, plenty of people make $35,000 a year have an $800 credit score, and people that make $1.5 million a year have a $600 credit score. So in other words, the idiots in D.C.

are going to screw people with not a lot of money. It's unbelievable to watch. These are just some facts. Here's good news Corn The price Lowest since 22 July

Wheat since 2021 July Lumber lowest since 2020 of May This is great news Why cost of all that Lumber It's to build a home

I don't know if you ever Had a chance Go take a look at a chart of lumber And you'll see that it's skyrocketed Way way way down now The three banks that collapsed and are out, gone, history out of here, had more in assets than all the banks that collapsed in 2008 financial crisis, even adjusting for inflation. Just letting you know, I think that's important. Auto loan and credit card interest rates just hit a new record high.

Average interest rates for credit card 24.5, use cars 14, and new. cars. Nine? That I didn't realize. That I did not realize. Nine percent to buy a new car? That is news to me. Janet Yellen, I just want to let you know our Treasury Secretary that does not give a crap about our treasure. Said, she is not concerned if our debt goes from 32 trillion to 50 trillion, as long as we're on a sustainable fiscal course. Well, I'd like to know from Ms. Yellen what a sustainable fiscal course is. 6.8 trillion budget proposal from her boss. Just some things I wanted to read to you. I have a lot more for tomorrow. That said, markets acting fine. Well, let me take that back.

65% isn't. Big cap indices are acting. okay, small caps are still acting like the south end of a northbound jackass. The Russell 2000 cannot find a friend. And that's some of the facts today. Wish I had more to tell you. I would love to be able to come on to this show and state some really good facts. Like we did last week about Eli Lilly's drug that may really slow down Alzheimer's. be awesome. I had grandparents many years ago that Alzheimer's, I cannot imagine anybody with that.

I cannot imagine it. So good on Eli Lilly and let's hope more and more drugs come out. The wonderment of our great pharmaceutical companies that keep getting blasted by our failure politicians. While they're running us into the ground, the pharmaceutical companies are coming out with new wonder drugs. but they're the bad guys right topsy-turvy upside down all right quieter day to day

but some fireworks you'll have a great evening drive carefully go nicks and when you get home do like we do it's quite simple make sure you hug your family

make sure you hug your children they will feel better I promise you will feel better you have a great night everybody tomorrow TV I'm not sure. But we will be back same time for radio. Thanks for joining us.

Always appreciate you listening to us. Good night, all. This has been Investor's Edge with Gary Cult Bomb on BizTalk. To listen to past episodes or to get in contact with Gary, go to GaryK.com. That's GaryK.com. Today, we're exploring deep in the North American wilderness among nature's wildest, plants, animals, and cows?

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