Investor's Edge with Gary Kaltbaum - stunning moves [11.10.2025]

Episode Date: November 10, 2025

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Starting point is 00:00:26 That's Tommyjohn.com, code comfort. Tommy John. Comfort perfected. Investor's Edge with Gary Coltbaum. Straight talk about you and your money. Now from the BizTalk Studios, here is Gary Cultbaum. And welcome once again to Investors Edge. I'm Gary Coltbaum, your host. A thanks for being with us today.
Starting point is 00:00:47 Glad you here, ladies and gentlemen, happy that you are listening. It is November 10th, 2025. Hope you have it a good day. Hope you had a good weekend. I've had a better day today. Why? they finally fired the coach of the Giants. Nothing personal.
Starting point is 00:01:05 Never met him. Sure, he's a nice man. If I was coaching the Giants this year, they'd be 7 and 3. And he obviously does not know how to close a game, as they gave another one away yesterday. So I feel better. But seasons almost lost. Well, probably lost.
Starting point is 00:01:29 That's my show for today. Anyway, thanks for being here in case you don't know, really, there is serious talk about you and everything that affects you. And ladies and gentlemen, I have a crap load of things to discuss today. So I want to go right into it. But first, if you do not get this radio show in your city, we'll post it at garyk.com. We'll also post it on our X-Fee. If you don't follow on us X, you should.
Starting point is 00:01:50 We'll also post it on the YouTube channel of BizTV and other podcast apps. And if you'd like to email me, just be nice. Okay. Number one. Number one. On Friday, we had said to you, the market had a classic, big, juicy reversal day where it was, the NASDAQ was down over 400 and finished only down like 50. The rest of the market was down big and finished very well. And where the market held was what we teach all the time to our peeps and.
Starting point is 00:02:41 to you. And that is that all important 50-day moving average. And as we've explained to you, without getting too technical or in the weeds, markets follow roadmaps in bull and bear markets. And the most important part of the roadmap in bullish phases is the 50-day moving average. How do we know this? We've studied every bull and bear phase throughout history. And all it is, you know, you can very easily plot. price and time on a chart and the 50-day moving averages just adding up the last 50 days divide by 50 the closes divide by 50 and you get a smoothed out line versus the wiggles and squiggles of daily moves and in bullish phases prices contained above an ascending 50-day line and prices ascending along with it and all visits down to the 50-day
Starting point is 00:03:41 get held, defended. How, who? The big institutions. These are your big hedge funds, your mutual funds. We call it the smart money. Do they really do this in unison? Well, they all know it works. And what happens when the 50-day moving average
Starting point is 00:03:59 finally caves in? Well, it invites more selling. Why? Because the institutions as a whole recognize they are not strong enough anymore. And it was party. Well, on Friday, holy crap, a monstrous reversal. And the thought process is, okay, we're going to get some upside testing off of it. That's what normally happens.
Starting point is 00:04:27 You get upside testing, if not a further good rally or a further bullish phase or a further bull market. That was the thought process. and I must tell you, normally I'm probing on that day. We already owned the big indices on Friday while they were cramming everything to the downside. They were blasting Nvidia, the number one influence in the whole market. They were blasting it. It was down like eight bucks and finished up on the day. We told you that on Friday.
Starting point is 00:05:05 normally we're going to do some buying on that day and I didn't reason government shutdowns government this government that and what happens today we walk in let me see where the market open today because we found out and we predicted this that the government's going to open eight Democrats the Marxist Party decided to vote with the Republicans, so they wasted all this time. And as we said last week, the reason that happened is because they wanted to wait for the election, because they figure a government shutdown hurts the Republicans, which normally it does because the media's a suck fest. Anyway, and this was all on the Dems.
Starting point is 00:06:02 So the government's going to open back up. We knew it was getting close. Why? Because there's no way. they're going into another week where they're shutting down airports. And the government officially doesn't open back up for a few more days. The House has to vote and then the president signs off. But all the TSA people and the air traffic controls,
Starting point is 00:06:28 they're getting back because they know they're getting paid soon. And that's the story. And all I can tell you is the NASDAQ gapped up today, opened up its 23336, 300 points. The NASDAQ, after getting squashed Friday, they were crushing it. So between the lower Friday and the open today, 750 NASDAQ points in four hours because the low was noon? What's with that?
Starting point is 00:07:11 But that's not the whole. The NASDAQ finished up 522 today. And I'll get into individual stuff in a second. The S&P, well, you know, has a ton of tech. The S&P opened up at 6798, 70 points, 65 to 70. The Dow was a weakling early, but came on at the end because the market got stronger. but the Dow very quickly was 47-330 up 350 and we finished up 381103
Starting point is 00:07:56 522 on the NASDAQ 551 on the NASDAQ 500 transports were down and what led everything that was being crushed into Friday morning, everything that was being crushed into Friday morning. But something else I was thinking about today, and that's NVIDIA. Let me explain why. Envidia at 12 o'clock on Friday Envidia
Starting point is 00:08:42 was down broke below the 50 day hit 170 I'm going to round out to 179 down from the high on Monday of 211 closed at 188
Starting point is 00:09:06 was up 11 and change today and I'm thinking to myself this is almost a $5 trillion market cap trading like a small cap stock. For me, today's action, not in number, but in what? Stunning to see big mega caps moving like small caps. And is the worst of the correction over? It sure feels like it. Big reversal Friday.
Starting point is 00:09:46 remember that and not just upside testing but holy crap upside testing the indices are not back at the highs but one has to wonder they're going to get there or should I just say they're going to get there we'll see as we always say we have no clue what tomorrow brings but dang that big freaking reversal and a monster day for semis tech
Starting point is 00:10:28 artificial intelligence that data crap and throw in Eli Lilly because whatever they're doing with those diet things or whatever you call. It's not a diet
Starting point is 00:10:44 it's a whatever to get yourself in good shape Why? Because they've adjusted pricing and payouts by government that'll benefit. And that means, I guess, the market thinks they're going to sell a hell of a lot more. But for me, the stunning thing is the movement in such large companies. Up next, we'll continue with this. Lots to cover. I'm Gary. This is the one only Investor's Edge. Hi, I'm Gary Kalpom, hosted a nationally syndicated radio show Investors Edge.
Starting point is 00:11:38 We're not just handsome radio people. We manage investors' money for a living, specializing in fee-based discretionary money management. No big commissions, just a fee on the assets that's managed. We also provide a full range of personalized services, including retirement planning, fixed income, and educational needs, all to assist you in achieving your financial goals. Understanding not all individuals have the same needs,
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Starting point is 00:13:01 That's Tommyjohn.com code comfort. Tommy John. Comfort perfected. This message is brought to you by the Capital One Venture X card. Venture X offers the premium benefits you expect, like a $300 annual Capital One travel credit for less than you expect. Elevate your earn with unlimited double miles on every purchase, bringing you one step closer to your next dream destination.
Starting point is 00:13:24 Plus, enjoy access to over 1,000 airport lounges worldwide. The Capital One Venture X card. What's in your wallet? Terms apply. Lounge access is subject to change. See Capital One.com for detail. This episode is brought to you by Spreaker, the platform responsible for a rapidly spreading condition known as podcast brain. Symptoms include buying microphones you don't need, explaining RSS feeds to confused relatives, and saying things like, sorry, I can't talk right now, I'm editing audio.
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Starting point is 00:14:38 the end of quality programming with Gary Coltbaum it doesn't get better than this and welcome once again to investors edge uh gold strong day today uh gold miners strong day today uh both look like we had mentioned uh that both corrected sat built a little floor moved above today. Let's see if that sticks. Looks pretty darn good. Gold and gold miners throw in silver also. Looks like that correction's over.
Starting point is 00:15:38 We had been saying to you, we do not think that bullish phase is over yet. Tomorrow will be another day. But I want to backtrack and just the size. Sox up 209. And by the way, let's just throw that out. The Philadelphia Semiconductor Index hit a low around noon. 6688 on Friday. Closed at 7157 today.
Starting point is 00:16:14 It was about 7.5%. From noon. Yeah, 12.10 p.m. The guess. Maybe some backing and filling for. Maybe some catching up of this move off the low Friday. But we'll keep a very close watch on it. The Big Banks, a little disappointing.
Starting point is 00:16:52 Goldman was up 20 early, then it was only up 5, finished up 10, hasn't broken out yet. J.P. Morgan was up 6 early, finished up 260, broke out early, tucked back in. But the Big Banks act, let's use the word SWIFT. Well, they need to break out of this, what is it about a one, two, three, four, five, six, seven weeks of sitting around type of thing, maybe eight. Bank of New York looks like it's edged above. And what do we say about the semiconductors and the big banks? They've been leading. Other areas, as I mentioned gold, oil is a pretty decent day. And I got to tell you something. BP is in a new yearly hub. High. Just letting you know. Valero, right at New Yearly High. Shell, New Yearly High. Just letting you know, there are some oils that are at New Yearly Highs. One, you probably never heard of. Par Pacific, New Yearly High. So some oils. Broad Market was crappy early. Got better throughout the day. Still plenty of red on my stuff screen. but better. The place, though, and let me repeat a statement, because I've seen it all.
Starting point is 00:18:23 I've seen everything. I've studied everything. I'm even taken aback. Notice the big word, a back, by the moves. From the drop into noon on Friday to the move into the close, which as we said a reversal off the 50 day and by the way
Starting point is 00:18:52 I'm always talking to myself on a day like that and really what I was saying to myself throughout I should be buying right I should be buying I know I'm invested but I should be buying oh but the government thing and they're talking this and talking that I'll wait till Monday morning
Starting point is 00:19:09 do my scans that was the thought when it was all said and done I'll wait do my scans know what I want to do, and I got to tell you my favorite names were nuts to the upside today. Absolutely nuts. The data storage, dish drives, selective software, artificial intelligence. Remember, Palantir? Gap down on earnings.
Starting point is 00:19:40 Followed through badly to the downside. Broke the 50-day badly on Friday. a low of 169, Clobes at 178. I'm thinking that'll bounce 2. No, I did not think it would bounce 15 bucks today, back
Starting point is 00:19:58 up to 193. And it gapped to the downside on earnings. That is institutional money going almost one note and quite the pile
Starting point is 00:20:14 on. emerging markets, the IFA index, China, all with good chart patterns. The DAX was again saved at support levels, though it's, yeah, held the lows of the support going back about six months. I can't find much to really accept it's very narrow, but the narrow is such an influence. Remember, eight stocks, almost 70% of the NASDAQ 100, no same eight, 38% of the S&P, and number one is Nvidia, and it just had a magnificent, marvelous reversal and a jump to the upside today. Like I said, like a small cap. And I got asked by a dozen people today, how do you go from vicious selling to vicious buying?
Starting point is 00:21:21 and so quickly, what's going on? My only answer is I don't know. I would think the government being shut down and then opening up wouldn't do something like that. The government was shut down for what, six weeks or something like that, and the market was going up, not down. So instead of worrying and rationalizing why, I just deal what the market does. And then close our eyes, hold our nose and pray. of course I've tried praying it does not work so we don't do that anymore and trust me I've been doing my giants for a very long time and my Mets you know the Mets with the Rally caps and everything boy that hasn't worked in a long while so that's the story yields today we're up a little bit oil prices were up a little bit
Starting point is 00:22:19 weakness in hospitals and managed care because whatever the deal was with the Democrats to open the government was a great for health care. Chuck Schumer's having crap fits today. Oh, yeah, you're screwing people. Chuck Schumer's been in DC for about 32 of our 38 trillion of our debt. So you know my line, right? Go screw. I don't want to hear from you. All these people that have been there for decades are the culprits. They're the ones that started the garganty, the garganty, Upward Move in Deficits in Government Spending. Chuck Schumer, Nancy Pelosi, Ground Zero and Ground 1. Oh, and what's his face in the Republican Party?
Starting point is 00:23:12 I'm Gary. This is the one only investor's edge. Guys, it's no use putting it off. The best time for an underwear refresh is now. Tommy John Underwear is designed for a perfect fit that stays put all day. Their zero-chafe thanks to four times more stretch than competing brands, and their innovative horizontal quick draw fly is a game changer. With over 30 million pairs sold, there are thousands of men out there more comfortable than you. Don't settle for less.
Starting point is 00:23:51 Go to Tommyjohn.com today for 25% off your first order with Code Comfort. That's Tommyjohn.com code comfort. Tommy John. Comfort perfected. This message is brought to you by the Capital One Venture X card. Venture X offers the premium benefits you expect, like a $300 annual Capital One travel credit. for less than you expect. Elevate your earn with unlimited double miles on every purchase,
Starting point is 00:24:15 bringing you one step closer to your next dream destination. Plus, enjoy access to over 1,000 airport lounges worldwide. The Capital One Venture X card. What's in your wallet? Terms apply, lounge access is subject to change. See Capital One.com for details. This episode is brought to you by Spreker. The platform responsible for a rapidly spreading condition known as podcast brain.
Starting point is 00:24:38 Symptoms include buying microphones you don't need. explaining RSS feeds to confused relatives, and saying things like, sorry, I can't talk right now, I'm editing audio. If this sounds familiar, you're probably already a podcaster. The good news is Spreaker makes the whole process simple. You record your show, upload it once, and Spreaker distributes it everywhere people listen. Apple Podcasts, Spotify, and about a dozen apps your cousin swears are the next big thing. Even better, Spreaker helps you monetize your show with ads,
Starting point is 00:25:06 meaning your podcast might someday pay for, well, more my... microphones. Start your show today at spreeker.com. Spreaker, because if you're going to talk to yourself for an hour, you might as well publish it. We're listening to America is talking. Investors Edge. He's got to be pleased with that. The crowd is just on his feet here. He's a Cinderella boy. With Gary Coltbaum. It comes highly recommended. You're going to feel better if you talk to him. All right. Stupid is as stupid does. Let me take on. this administration. I hope you don't mind. Anybody who's been listening to us for a very long time,
Starting point is 00:26:08 we have been telling you we don't even like the 30-year mortgage. If you do an amortization table on the 30-year mortgage versus the 15, you will notice in the 15-year mortgage you are paying off principal from the first month of a payment and grows and grows and grows and grows because you are only 15 years. Now, of course, your payment is higher than a 30 year. But a home is a home, but it's also an investment. And do you want to have a good investment or a bad? Because a 30-year mortgage, you are not paying down your debt to like year 14 or 15. It's infinitesimal. Look at the big word. Infinitessimal. Isn't that a word?
Starting point is 00:27:03 It's so minor. Go look at an amortization table of a 30 year versus a 15. Now, some will say, yeah, but I can do the 30 and make extra payments a year. That is correct. You can. You can get a 30-year mortgage and treat it as a 15-year. Pay $100 a month or $200. It really wipes a lot of interest out over time.
Starting point is 00:27:27 I agree. So I agree for some. Not a bad move, as long as you do that paying off quicker. As my nanny-a-a-nanny used to say, well, you veasmere. The president came out and proposed a 50-year mortgage. And let me be blunt. One of the stupidest freaking ideas I have ever heard.
Starting point is 00:27:58 And boy, we've had stupid ideas come from Washington, D.C. Amazingly, we're getting that from the President of the United States who was a billionaire, a real estate mogul, a creator of magnificent golf courses, but yet he proposes a 50-year mortgage, which is, again, the dumbest idea. And let me explain why. Their basis is, well, nobody can afford to get into homes these days because prices are two-eye.
Starting point is 00:28:27 Well, let me give you a couple of things. Number one, then shut up about taking yields down to 2% of the Fed funds. Remember, the reason why we have the housing price, is because Jay Powell sucks. He isn't, I take it back. I don't want to, I'll just say he sucks. He printed to $9 trillion. He took rates to zero, kept them there,
Starting point is 00:28:52 created 3% mortgages when nobody wants to sell, so there's no inventory, so prices skyrocket when there's no inventory. And that's what happened. Simple as that. That's what created all the destroy. the ridiculous easy money, but the president wants easier money now. And I'm thinking to myself, does he not understand this? And I really want to get an audience with him so I can explain this to him.
Starting point is 00:29:21 I don't know if he told me to go screw or not, but somebody needs to explain it to him. So he proposes a 50-year mortgage and here's why. Your payments lower. You're paying it over 50 years, but here's the problem. You're paying the bank. For decades, you're not paying for the house. That's why. All the interest is front-loaded to the bank,
Starting point is 00:29:59 and you're not running down the equity in the house. You're not gaining anything. Versus the 15-year, if you make a $3,000 payment, maybe $600 is going towards you. You're paying yourself back. A 30-year, maybe $15,000. bucks is a 50 years like a buck no sense affordability you lower payment you can't afford to do it
Starting point is 00:30:30 because you're creating no wealth by just paying banks interest that's it's it's in a nutshell and don't believe me go online do an amortization table Put a $500,000 home in there. Use 7%, whatever you want. Use six and a half. And look at the payments and the interest and what comes down out of equity, meaning what you owe.
Starting point is 00:31:19 It's a nightmare. Compare it 50 to a 30, compare it to the 15. Stupid is a stupid. it does. That's number one. Number two, if I am going to whine and complain about Joe Biden picking winners
Starting point is 00:31:42 and losers, hey, we're going to take the loan that you owe college and we're going to get rid of it. Hey, you over there? Ha ha. We're not doing anything for you. But you over there? Yeah, we're taking care of you.
Starting point is 00:32:12 Can't stand it. Don't like it. Nothing I like about it. As we have told you, if I was president, keep taxes low. Get rid of the onerous regulations. Tech the border. Protect the citizens and get the hell out of the way.
Starting point is 00:32:42 No! Let's tariff the hell out of the country. Taxes. And after we do that, Let's send the $2,000 check to these people. No, not those people, these people. Well, that's the president's proposal. If you make a certain amount or don't make a certain amount,
Starting point is 00:33:08 you will get a $2,000 check from us. And you know what that $2,000 is coming from? Tariffs. So raise taxes on the country, and pay off the country with those raised taxes. Stupid is as stupid does. We don't want that. We don't want any of that from people that are running the country.
Starting point is 00:33:39 We don't want tariffs. We don't want any of it. And we certainly don't want payoffs. The farmers, they're getting there. You know what's you know what it. Because of the president's tariffs. He says he's going to bail him out. with our tax dollars no no we don't want that get rid of the tariffs if they're
Starting point is 00:34:12 hurting people that's all and stop doling out things because of what somebody does hey Apple comes to the White House kisses the butt and they get exemptions from the tariffs after they paid 1.8 billion I don't Don't blame Tim Cook for doing that, but it shouldn't get to that. So sorry, I am not for $2,000 checks. I am not for $2,000 checks to you, but not them. And stop telling people the money's coming into the country. It is not.
Starting point is 00:35:00 The money is being paid by this country. That's my taking on the administration today with two. Stupid is as stupid does. They have already started walking back to $2,000. And they look like they're starting to already walk back the 50-year mortgage. We basically take a little glimpse of some smart people on social media. They're all agreeing with us. Just enough.
Starting point is 00:35:42 We want government out of our lives, except to protect the citizens, protect the border, keep taxes low, enough of the regulations, and get out of the way. That's all. Not asking much.
Starting point is 00:35:59 Up next, this, that, and the other thing. This is the one only investor's edge. Guys, it's no use putting it off. The best time for an underwear refresh is now. Tommy John underwear is designed for a perfect fit that stays put all day. Their zero-chafe thanks to four times more stretch than competing brands. And their innovative horizontal quick-draw fly is a game changer.
Starting point is 00:36:41 With over 30 million pairs sold, there are thousands of men out there more comfortable than you. Don't settle for less. Go to Tommyjohn.com today for 25% off your first order with code comfort. That's Tommyjohn.com code comfort. Tommy John. Comfort perfected. This message is brought to you by the Capital One VentureX car. Venture X offers the premium benefits you expect, like a $300 annual Capital One travel credit for less than you expect. Elevate your earn with unlimited double miles on every purchase, bringing you one step closer to your next dream destination.
Starting point is 00:37:15 Plus, enjoy access to over 1,000 airport lounges worldwide. The Capital One Venture X card. What's in your wallet? Terms apply. Lounge access is subject to change. See Capital One.com for details. This episode is brought to you by Spreaker. The platform responsible for a rapidly spreading condition known as podcast brain. Symptoms include buying microphones you don't need, explaining RSS feeds to confused relatives,
Starting point is 00:37:39 and saying things like, sorry, I can't talk right now, I'm editing audio. If this sounds familiar, you're probably already a podcaster. The good news is Spreaker makes the whole process simple. You record your show, upload it once, and Sprinker distributes it everywhere people listen, Apple Podcasts, Spotify, and about a dozen apps your cousin's swears are the next big, thing. Even better, Spreaker helps you monetize your show with ads, meaning your podcast might someday pay for, well, more microphones. Start your show today at spreeker.com. Spreaker, because if you're going to talk to yourself for an hour, you might as well publish it. You're listening to
Starting point is 00:38:19 What are we waiting for? Well, what are you waiting for? One, two, ready, go. Action! In The Gester's Edge with Gary Kulp. once again to Investors Edge so I keep this running notebook for the markets on Friday I took out my blue dry erase marker and wrote these words on the whole page and usually I'm writing down stocks and stuff but instead the whole page big blanking can't mention reversal right at vital support areas this is one I would have liked to do over. Why? Nine out of ten times. I take that back. 97 out of a hundred times. A reversal at vital support areas like we saw on Friday, upside testing. Little did we know
Starting point is 00:39:46 it would be a big blanking gap to the upside. Had a little selling early in the side. Had a little selling early in the day and then they just bought it up led by unbelievable nVIDIA 13% of the of the nasdaq 100 i think it's like almost 8% of the s and p it's 38 times i remember the number from friday 38 times what a normal s and p equal weighting stock should be which is two-tenths of 1%. wow and i was watching a today move like it was a small cap. Wow. Wow. In other news today, that may or may not matter. You know, I don't think I've ever mentioned this on radio because it's not really your, but I felt necessary today. You know why? I'm Mr. Logic. I just believe in logic. That's all. I believe in logic. I have not
Starting point is 00:41:08 understood, and this has nothing to do with the markets, how a physically what male is racing females, or doing the shot put against a female or wrestling
Starting point is 00:41:29 a female. It's just the laws of nature. I've never understood it. And yet people that say, I don't understand why, are called phobic this, phobic that, when I believe it's just logic. The Olympics today said they are now going to ban males, born males, in female events today. And people are up in arms and others are saying, yay.
Starting point is 00:42:04 and the Olympics, and I'm thinking to myself, what did Columbus just discover America? I don't know if you've seen some of the athletic contests where they had this. I saw one where it was a race and the male beat the females by like 200 yards in a like, What was it like a two-mile race? 300 yards? Anyway, don't curse me out for bringing this up if you disagree.
Starting point is 00:42:49 But I'm just missed a logic, and I just wanted to bring that up because that's getting headlines today. That one is getting headlines today. May I state that for the record on top of 50-year mortgages and stuff like that? In the news, Syrian president. Ahmed al-Shara is meeting with the president at the White House. He is a former Al-Qaeda and ISIS leader, but he now is running Syria because the last scumbag is gone, was sent packing.
Starting point is 00:43:32 Wow, huh? This guy was the head of ISIS, and al-Qaeda, who just beheaded people left and right and murdered people left and right, and rape women left and right. But he is the head of Syria now. And I'm thinking to myself, if I was president, would I meet with him? And what would I want to accomplish? Because Syria has been bad stuff.
Starting point is 00:44:06 The last guy must have gassed his own people. You go on and on, you can read about it. I'm thinking to myself, if I was president, would I meet with him, knowing, knowing he's running the place. And nothing I can do about that. I haven't come to an answer yet. Because I'm always thinking, hey, if Syria can become a great place, if the guy has professed moderation and has totally blew off all the bad,
Starting point is 00:44:43 but he still was bad. So I don't know. I'm not there yet. Anyway, just let you know. That's a big story today. Big story. And of course, as we circle back, the Giants gave up another easy win yesterday and the coach is now gone. And I bet you the interim coach does a better job. Nah, don't bet me. Lastly, the BBC, British Broadcasting. I've complained about them. They're just like the UN. They hate it. Israel and they lie about Israel and they quote Hamas.
Starting point is 00:45:34 They like the terrorists more they like the Israel government. They have admitted to lying about the president and his speeches and the two heads of BBC has stepped down. And now the president says if he does not get a good, some sort of apology, he's suing him for a billion. I'm thinking Israel should sue him for 10 billion. Anyway, so that's going on. And that's good to see.
Starting point is 00:46:01 We want good media that don't lie. That's all. Anyway, what a day. I can't wait to scan this. You have a great evening. Drive carefully when you get home to like we do. Quite simple. Make sure you hug your family.
Starting point is 00:46:17 Hug your children. They will feel better. You will feel better. I promise they will be well. Have a good night, everybody. Until tomorrow. Peace out. Bye-bye.
Starting point is 00:46:25 This has been Investors Edge with Gary Cultbaum on BizTalk. To listen to past episodes or to get in contact with Gary, go to GaryK.com. That's GaryK.com. Guys, it's no use putting it off. The best time for an underwear refresh is now. Tommy John Underwear is designed for a perfect fit that stays put all day. Their zero-chafe thanks to four times more stretch than competing brands, and their innovative horizontal quick-draw fly is a game changer.
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