Investor's Edge with Gary Kaltbaum - The Hulkster [07.24.2025]
Episode Date: July 24, 2025https://garykaltbaum.com/...
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store we can't wait to meet you store hours vary by location investors edge with gary coltbaum
straight talk about you and your money now from the biz talk studios here is gary cult bomb
and welcome once again to investors edge i'm gary coltbaum your host hey thanks for being with
today glad you hear ladies and gentlemen happy that you are listening it is uh the 24th of july uh 2000
25 and it's a another tough day.
We'll get to that in a minute.
In case you don't know, this is serious talk on everything that affects you, do the markets, the economy, your job, your industry, them over in D.C., and whatever else we think matters.
And if you do not get this radio show in your city, we'll post it at garyk.com.
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I got it right.
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So as we go through life, you know, we all are a product of our decisions, our choices.
And some things you're in control of and other things you are not.
That's how it works.
We all have our loves, our likes, and our dislikes.
and when I was young, my idols were Arnold Palmer in golf,
Dusty Roads in professional wrestling,
Willie Mays in baseball.
I was in Vegas, and I saw Willie Mays at the ticket counter,
and I ran up to him.
and I said, say hey.
And he gave me a big smile, and I just said, just letting you know how much I love you.
And he couldn't have been happier.
There's no pictures, no cell phones to take pictures, nothing.
But I will never forget that moment.
I got to meet Dusty Roads every Wednesday at Miami Beach Convention Center.
every Wednesday to watch him
fight the bad guy
and when
he passed
it hit
in fact there was some
really weird
coincidences
with that in that
I was in the hospital
visiting somebody
the same day
he showed up at the hospital and passed
away that night. You got to realize something that I lived and breathed him when I was a kid.
His famous move is the elbow, and I used to do elbows off of my parents' dresser onto the bed.
And Arnold Palmer loved him, everything about him. And the year before he passed away, I paid
some serious bucks to go on a private jet blue jet to La Trobe, Pennsylvania with my good friend Larry
for the, it was an Arnold Palmer charity event and I got to meet him. I shook his hand and his
first time I was ever up close with him. I was almost crying, just meeting this guy. And Hulk Hogan
passed away today at 71. I heard he's been Hill, but he was.
went home and I guess he had a heart attack this morning.
And as you all know, I'm an insane professional wrestling fan.
You know, there's now a 24-7 wrestling channel on Sirius.
I could easily be hosting a show better than most of them that are on there, except for the wrestlers.
Very tough to outdo the wrestlers, but there are hosts there that are not wrestlers.
I'd eat them alive.
We all lived and breathed Hulk Hogan.
He was the guy.
He was the money.
I will tell you that one of the worst things that happened for me was I got on a flight from Vegas back to Florida and he sat down next to me on the plane.
and I'm thinking I was going to talk his ear off
and what
he says to me
would you mind if my friend
whose two rows behind sits here
and what am I going to do say no
and it turned out it was Rick McCord
a jobber a guy who loses all these matches
but I've met him a couple of times after
and in awe every time of Hulk Hogan.
I know this controversy and all that.
I don't give a crap about that today.
But as you get older, we're losing all our favorites.
I guess this is the norm.
When Neil Pert died from Rush,
Glenn Fry from the Eagles,
Becker from Steely Dan,
Johnny Carson,
which I watch,
every night religiously and pretty much every day now and you're at anybody that's my age
going through the same thing I'm reading every day about somebody who died who won a Super Bowl
when you were younger and the next person and the next person and you know I love the
general hospital and all my children when I see the actor or actress I guess that's
What you call life now.
And now I'm in my 60s.
Anybody who meets me thinks I'm in my 40s.
And I act like I'm still 16.
But I just wanted to, I got affected today.
Because another one of my professional wrestling,
and I have other favorites, but he was the guy.
The three, probably three of the top five most important moments was Hulk
Hogan, slamming Andre the giant, turning heel, the greatest heel turn of all time,
and then Rock against the Rock in WrestleMania 18, was, had me, I think I've watched that back
a hundred times.
Anyway, Terry Bolea passed away at 71, and you know how you know somebody of import
every channel is covering it at not just for 30 seconds, but for a long while.
Every professional wrestler is commenting on it.
Everybody in the business commenting on it.
71.
Ladies and gentlemen, I just spoke to my father a couple of minutes ago,
who's going to be 94 in October.
and he had said to me, you know, Hulk Hogan passed away, and I said, you know he's 71.
He goes, I know what you mean.
You all take care of your health.
Alcohol is not cool.
Drugs ain't cool.
Take care of yourselves.
Please.
Anyway, that's my little history of my athletes and professional wrestling.
and by the way, I will be at SummerSlam in New Jersey next Saturday.
I may go Sunday also.
They made it two nights, but I have ringside for Saturday, camera side also.
So you'll be seeing me if you watch SummerSlam at ringside, a few rows back.
And I still remember being made fun of all my life, professional wrestling.
And now it is so freaking mainstream, it's not even funny.
We move on.
We segue because that's what we do.
I want to start with something that's of import.
Two other things.
First off, Columbia University is paying $200 million.
I guess you can call it a fine.
I want to thank President Trump for
doing what you had to do.
Columbia University
treated Jewish students
like they were the dirt on the ground.
They let people
threaten them.
There's video of students
being blocked
and being corralled
by a bunch of these scumbags.
They're lucky I wasn't one of the students.
I would have kicked all their asses.
So Columbia is paying
the price. Harvard wants to fight it. We'll screw them. Up next. We'll finish that up. Hit the markets.
Much more. I'm Gary. This is the one only Investor's Edge. Hi, I'm Gary Kalbaum, hosted a nationally
syndicated radio show Investors Edge. We're not just handsome radio people. We manage investors'
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5559. That's 888-422-5-5-9. Investment advisory services offered through call bomb capital management.
Hi, I'm Dr. Jake Goodman, host of Beyond the Script, the podcast where I sit down with pharmacists
to answer the health questions you didn't even know you could ask at the pharmacy counter.
In this episode, we are diving into gut health with CVS pharmacist Victoria Motola,
who explains why so many of us live with stomach issues we should not accept as normal.
A lot of what I see is just like chronic bloating, chronic stomach aches.
Like I get a stomach ache every time that I eat.
And it just becomes like a lifestyle where, oh, yeah, you know, I just, I have a stomach
ache every day.
Or I'm constantly feeling like gassy.
And all of those things are not something that generally, if you have a healthy gut,
you should be living with.
So that's when we deep dive.
We deep dive into your medication, we deep dive into your OTC medication,
and then at that point we can probably identify something that we can change.
Hear the full conversation, plus some fascinating facts about how gut health affects
so much more than just your stomach on Beyond the Script,
a podcast from CVS Pharmacy and IHeart Radio.
Listen now wherever you get your podcasts.
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hey this promises to be fun investors edge the last bastion of quality programming with gary cult bomb it doesn't get better than this so uh i'm jewish and this has nothing
to do with you and your money and the markets.
But I would say this if they did it to any race, creed, color, denomination, gender, short, tall, big, little, fat, skinny, wouldn't matter to me.
What those stupid pricks did at these colleges, I cannot believe how bad the people running the colleges were.
you saw the college presidents up on Capitol Hill when asked about it that do you believe in the death of the Jewish state that these people are calling for?
Well, it has to depend on the context.
They were women, all three of them.
If they were men, I would have jumped over those tables if I was there.
Imagine going to school to study.
and being, you're having your life threatened by a bunch of scumbags because of your religion.
And we all know that these morons running these colleges,
if it was anybody else but Jews being harassed,
imagine if there's the blacks,
they would have been going nuts.
If it was the gay community, what they would have done.
We know what they would have done.
So the penalties aren't even enough.
I believe some of the presidents are gone.
This latest one at Columbia used to be, I think, a journalist or an anchor.
She's terrible.
The fact that they have to pay tells you everything you need to know.
I thank the president because that last president, the worst president we've ever had,
and boy, we've had some bad ones.
Joe Biden was doing nothing about it.
I had to bring that up.
But the other thing I got to bring up, so I compliment the president.
But there's so much weird going on because yesterday there was, how do I put it?
Japan.
The president announced a massive trade deal with Japan.
a massive.
He used the word massive
and explain what it was
in specifics.
Japan, and I quote,
there have been no discussions
with President Trump
regarding the implementation
of this deal.
Currently, there are no plans
to sign a legally
binding agreement.
We have established
a mutual understanding
with the U.S. regarding
the trade deal, but that's all.
What have we told you about
overpromising?
I don't think the president's listening.
I taught my kids a few things.
One of them was, don't lie, don't overpromise,
because first off, if you overpromise,
you're going to disappoint.
If you lie, you're going to have to cover it up.
If you found out, people are going to believe you're a liar
and not believe anything you say going forward.
I wish I could have a sit down with the dude.
I think I could help out.
I don't know if he'd listen.
But man, oh man, there is no signed
anything binding with Japan.
Nothing.
And I don't know if you know trade deals.
Not much ever gets through.
We'll be hopeful.
Today in the market,
interesting that the Dow was down 316,
but the S&P was up for,
which means that the technology stocks are up
because technology is so huge to the market.
The NASDAQ up 37,
NASDAQ 100, down, up 57.
That was the story today, but advanced declines were sinister today.
Could be meaningful, maybe nothing.
Of note, in the Dow, IBM down 21 and a half today.
Ouch.
That would be about 135 Dow points.
Honeywell, a low beta name, down 15.
About 95 Dow points.
So between those two no help and yet a few.
Oh, United Health.
Oh, my goodness.
Down another 14 to 278.
Talk about no help.
Something about the Justice Department.
You can all thank me, right?
What have we told you to avoid more than anything recently?
The managed care.
They were ripped again today.
M-O-H down 32 to 158.
ELV down 16 to 280,
Cigna down 10 to 293 in United Health, my goodness.
Of no decent, though, was the AI semiconductors.
Why?
Yesterday the president had this confab on AI,
and the market was happy about that today
and completely ignored the Dow.
And you had Microsoft content,
on, I believe they report next week.
And Vidi as I mentioned, part of that AI.
A broadcom up four, Amazon up three.
That'll do the trick.
Some of the biggies doing the heavy lifting today.
But of note, and not to be ignored,
you don't want to see too many bad advance decline days
while some of the big indices are up.
Tesla.
down 28. And you know what I was doing today all day?
Waiting for the defenders of Tesla.
Because it's kind of been Teflon-ish, if that's a word.
And all we keep hearing is don't worry.
They're doing robotaxies and doing robots and this and that and all that fun stuff.
All I can tell you is that it's weak, got weaker today,
but it's had a reputation in the past, even on bad news to get defended and turning up.
It did not happen today.
You got strong support in the 280 to 300 area closed at 305.
And by the way, the numbers stunk.
Free cash flow was down huge.
May I state that for the record.
Others of note, Chipotle,
down 7 to 45 and 3 quarters.
Do you remember what I told you when they did their 50 for one split?
That normally that's a sign near a top.
It's exactly when the top was.
Anyway, sales growth measly 3%.
And earnings were down 3.
So my little small sampling of Chipotle came out true.
Up next, we'll explain that.
Starbucks and whatever else is going on in the market. I'm Gary. This is the one
only investor's edge. Hi, I'm Dr. Jake Goodman, host of Beyond the script, the podcast where I sit
down with pharmacists to answer the health questions you didn't even know you could ask at the
pharmacy counter. In this episode, we are diving into gut health with CVS pharmacist, Victoria
Motola, who explains why so many of us live with stomach issues we should not accept as normal.
A lot of what I see is just like chronic bloating, chronic stomach aches.
Like I get a stomach ache every time that I eat.
And it just becomes like a lifestyle where, oh, yeah, you know, I just have a stomachache
every day.
Or I'm constantly feeling like gassy.
And all of those things are not something that generally, if you have a healthy gut, you
should be living with.
So that's when we deep dive.
We deep dive into your medication.
We deep dive into your OTC medication.
And then at that point, we can probably identify something that we can change.
change.
Hear the full conversation, plus some fascinating facts about how gut health affects so much more than just your stomach on Beyond the Script, a podcast from CVS Pharmacy and IHeartRadio.
Listen now wherever you get your podcasts.
Struggling to see up close, make it visible with Viz.
Viz is a once daily prescription eye drop to treat blurry near vision for up to 10 hours.
The most common side effects that may be experienced while using Viz include eye irritation, temporary dimmer, dark vision, headaches and eye redness.
Talk to an eye doctor to learn if Viz is right for you.
Learn more at Viz.com.
OnDec is built to back small businesses like yours.
Whether you're buying equipment,
expanding your team, or bridging cash flow gaps,
OnDex loans up to $400,000 make it happen fast.
Rated A-plus by the Better Business Bureau
and earning thousands of five-star trust pilot reviews,
On-Dec delivers funding you can count on.
Apply in minutes at on-deck.com.
Depending on certain loan attributes,
your business loan may be issued by On-Dec or Celtic Bank.
On deck does not lend in North Dakota all loans and amounts subject to lender approval.
You're listening to.
America is talking.
Investors Edge.
He's got to be pleased with that.
The crowd is just on his feet here.
He's a Cinderella boy.
With Gary Colbomb.
It comes highly recommended.
You're going to feel better if you talk to him.
So, as you know, we do these little samplings, and we qualify them.
But one of the things we told you was we thought,
Chipotle's business was soft.
Softer.
Coming true.
And we ask questions.
The other one's Starbucks.
I can tell you where I go.
Business is way down.
And you know how you know.
Well, you just think about where you are and where you are.
When you used to have 15 cars in the drive-thru lane and now there's one.
We'll see how that plays out.
and I still don't get it.
They bring in the new CEO, pay him big bucks.
And he says, we are not going to lower prices, even though the world is price conscience.
He's saying that because we're the elite.
You know, we're like the four seasons of coffee.
Well, we'll see.
I hope it works out for them.
I hope it works out for them.
People a lot more price conscious now.
We'll see.
What else today that's stuck out?
I have to tell you there was some good action, but still a lot of blowups going on.
Google Open Strong, this is of note, was up eight, finished up $1.95.
That's what is known as distribution.
But there's some good movers in Deutsche Bank, United Rentals, was up $72, $72, on 2% drop in earnings.
and a deceleration of sales growth of only 5%.
And I look at what they said.
I didn't see much, but strong action in United Rentals today.
Blackstone good move, T-Mobile, good move, NASDAQ good move.
On the other end, I mentioned a few on the downside.
There were others.
The home builders, which have tried to get out of here to the upside,
well, TMHC Taylor Morrison got smoked today.
on their numbers.
Southwest airline stock, which was acting much better, got smoked today.
On their numbers, earnings down 26%, revenues down one.
That ain't no hill for a climber.
Coming up, let's see who hasn't reported yet.
Apple has not.
Amazon has not.
Oh, by the way, excuse me.
SAP with that big gap to the downside, follow through to the downside today.
Netflix, which had that gap to the downside, has been following through to the downside.
Those are a couple of big names, that not good.
And you can now add Tesla to that, not good.
Coming up soon will be, I think meta's next week.
I'm pretty sure it's not tomorrow.
That is correct.
And meta also.
So there's some biggies to come.
as always we'll tell you the exact same thing we're thinking
and that is we have no clue what they're going to say
or how they react but we'll be on top of it
now I mentioned Chipotle just letting you know some of the restaurant stocks
got young today with Chipotle just let you know
Cracker Barrel was down 8%
Cheesecake Factory down 5%
Darden was down Brinker International
which was strong getting yacked
shake shack down
foreign change today
so wasn't a very
oh wink stop
down 20 today
6% they report next week
so restaurants
not good
and as we have told you
if more and more areas show up
on the lookout side
we'll let you know
but overall as we've stated to you
if the financials are in shake
If the semiconductors are in shape, very tough to crack the whole market.
Very tough.
And the AI semiconductors, as Larry David would say, pretty good as of now.
And the big banks, which were up much stronger early in the day and finished crappy,
because the Dow is down 300 in change, still in shape.
if that changes, we'll let you know.
But it is quite interesting.
I'm going to do a little exercise tonight with my peeps.
Wow, a lot of blow-ups.
A lot of blow-ups in the market.
And that may just be because we've had a good move up,
but a lot of blow-ups.
I was just noticing that.
Union Pacific blew up.
They're only a rail company with like $25 billion in revenues.
down about 5%.
And yeah, that's a blowup for something like that.
But overall, still in shape.
The big indices refuse to buckle.
Other notes, gold pull back a little bit, but off the lows.
It looks like a normal pullback right now.
You can add the hospitals to the buy-bye.
So hospital stocks in real bad shape.
and we've been telling you, excuse me, a lot of the health care, ew.
So now throw hospitals into the, somebody took out the machete and cut them off at the knees.
And as you know, we complain about them.
I don't understand how I go in for a few hours and get a $26,000 bill.
And then they charged me $5,000 for outpatient when I wasn't an outpatient.
6,000 for the emergency room when I was in there for 10 minutes.
And then they had to change all the coding when I called up to complain.
And they changed it to observation.
Some of these hospital billing departments are full of crap.
Speaking of that, you know what I have to do now?
I'm turning 65 in October.
I can do this Medicare stuff.
I have no clue how to do it and what to do.
But oh boy, am I getting a lot of mail on it?
I guess everybody knows your birthdays, huh?
every day I'm getting three or four pieces of mail from every insurance company or every whatever that does that.
Hey, you're about to do-da-da-da-da and Medicare this and Medicare that and I started reading up on it.
And, you know, I think they just make it confusing on purpose.
Seriously.
Part A, part B.
What the hell is all that?
Anyway, I'm going to figure it out.
And I have no clue what to do how to do it.
figure it out. After all, when you look at your paycheck, see how much you pay in for all this
crap. I also got my Social Security thing, by the way. You know, you get that every now and
them. Hey, gee, if I start taking Social Security, they're going to pay me $3,000 a month.
But if you wait a year, it's $3,300. And if you wait two years, it's 36. Gee, thanks.
do you know
I don't know the exact number
but if there wasn't Social Security
but I was forced to take all that money
that I put into that Social Security pot
and just put in an account
and just bought 10 year bonds
and every 10 years I'd roll it over
just 10 year bonds
it'd be in my name still
not government
and I have a lot more money
and imagine if I just put it into an S&P fund
maybe 20% of it
what a great con
and just so you know
they did it for control
because they don't think you can handle your own money
we didn't need social security
oh yes we did
no you didn't
individual responsibility
you know some of the Marxists
were trying to get rid of our 401ks
and put it in their hands a few years ago
you know that
they floated it
and they got kicked in the nuts
within 15 minutes and they shut it
down pretty quickly. Remember, controlling domination. That's what a Marxist loves, says the mayor
of New York soon to be. By the way, he's probably going to win because the people in New York
city, the voters, are insane, are insane. Yeah, let's vote in a communist. Sure enough. Anything else
sticking out? Well, there's just thousands more earnings to come. That's all I can tell you.
And what I do is I mine them.
Today I got this new list.
Blackstone, Deutsche Bank.
I'll take Google off because that reversed.
LabCore, NASDAQ, T-Mobile, United Rentals.
We're always looking for the strongest reactions and why,
but some of these have down earnings and we won't touch them.
And we do ask the question, why would it be up that much?
And the answer is, don't know.
Hey, up next.
What else is going on in the world?
We'll figure it out.
I'm Gary. This is the one only investor's edge.
Hi, I'm Dr. Jay Goodman, host of Beyond the Script,
the podcast where I sit down with pharmacists
to answer the health questions you didn't even know you could ask at the pharmacy counter.
In this episode, we are diving into gut health with CVS pharmacist,
Victoria Motola, who explains why so many of us live with stomach issues
we should not accept as normal.
A lot of what I see is just like chronic bloating, chronic stomach aches.
Like I get a stomachache every time that I eat.
And it just becomes like a lifestyle where, oh, yeah, you know, I just have a stomachache
every day.
Or I'm constantly feeling like gassy.
And all of those things are not something that generally, if you have a healthy gut, you
should be living with.
So that's when we deep dive.
We deep dive into your medication.
We deep dive into your OTC medication.
And then at that point, we can put it.
probably identify something that we can change.
Hear the full conversation, plus some fascinating facts about how gut health affects so
much more than just your stomach on Beyond the Script, a podcast from CVS Pharmacy and IHeart
Radio. Listen now wherever you get your podcasts.
Struggling to see up close, make it visible with Viz.
Viz is a once daily prescription eye drop to treat blurry near vision for up to 10 hours.
The most common side effects that may be experienced while using Viz include eye irritation,
temporary dimmer dark vision, headaches and eye redness.
Talk to an eye doctor to learn if Viz is right for you.
Learn more at Viz.com.
OnDEC is built to back small businesses like yours.
Whether you're buying equipment, expanding your team, or bridging cash flow gaps,
OnDex loans up to $400,000 help make it happen fast.
Rated A plus by the Better Business Bureau and earning thousands of five-star trust pilot reviews,
OnDec delivers funding you can count on.
Apply in minutes at ondeck.com.
Depending on certain loan attributes, your business loan may be issued by OnDx.
deck or Celtic Bank. On deck does not lend in North Dakota. All loans and amount subject to lender approval.
You're listening to.
What are we waiting for?
Well, what are you waiting for?
One, two, ready, go.
In the investors edge with Gary Culper.
So Trump is
touring with the Powell and hard hats.
With the Federal Reserve, just an excuse that it's such bull crap.
I don't like what this administration is doing,
targeting people, making them the enemy.
And I'm no J-Powell fan, but it's ridiculous.
It is ridiculous.
Just my opinion.
I'm sure somebody will disagree.
I don't care.
There's a lot of retaliation going on.
You know what I want.
Right?
This is less regulations get the hell out of the way.
Everything else is nonsense.
Excuse me, strong on crime.
A strong on the border, which he gets an A plus, plus, plus, plus plus, plus.
If Trump did nothing else, what he's done with the border,
A plus, plus, plus, plus, plus, saved lives.
He's saving lives.
but now they're doing a cover up
of the Epstein thing and they're looking bad
they should just come out with
it's no big deal
we know what Epstein was
and we know he didn't commit suicide
he was murdered
of course he was
moving on
interest rates
calm
oil prices
calm
the economy
in shape
not sizzling
Not hot economy.
The president's saying the greatest economy ever.
No, it isn't.
But it's fine.
Job market fine.
Housing market, well, guess what?
Not affordable.
By the way, because of Jay Powell.
All this is an outcome of him.
He should have been fired for that, not this other thing.
And what we are seeing now in the housing,
market is fantasy land going away. I will tell you here in Florida, a ton of inventory, a ton of houses
staying up for sale, and a ton of prices being dropped, and a ton of homes just being taken off
because they're not being sold.
You're in one of those moments.
It has not gotten bad.
I know there's a condo issue because of other things.
Let's hope it doesn't get bad.
And I really do believe all we are seeing is fantasy land prices coming back to some sort of norm.
And when I mean fantasy land, I've been seeing homes that went three years ago for a million.
going up for 1.8.
Houses that sold for 500,000 three years ago
trying to be sold for nine, some even higher.
And I also look at the very high end, wow.
Homes that went for $2.5 million, three, four years ago,
six.
And it just ain't moving.
So we'll keep you informed on that, let you know.
It's easily becoming more and more of a buyer's market
in a lot of areas around the country.
and I suspect that's going to continue for two reasons. Number one, the three, seven, who wants to sell their home with 3% and get a 7, and the affordability.
Average person cannot buy a place in New York City. Wealthy people can't buy a place in New York City.
And here in Florida in some areas, wealthy people cannot get into nice country clubs right now.
high. We'll let you know if it changes. We'll let you know if it worsens. But there's a rhyme
and a reason. The home builders have been very weak for the last, I don't know, a year and
change. They have bounced a little bit recently, but certainly not leadership. And now back
on to earnings. Stay tuned. So far, okay. The good is gooder. The bad is badder.
and we'll have a lot more
in the next two to three weeks.
I haven't even looked yet,
but after the close today was Decker's Intel?
Intel.
Veracine.
Tomorrow will be charter communications,
GenTechs, a bunch.
And then next week, look out.
Apple, Amazon, meta.
And we'll get a better idea.
but today Google
Big Gap Up didn't finish well
Tesla
Toast
And again
They just ain't selling cars like they used to
And all this dependency on robots
They better sell a lot of them
And robotaxies
They better sell a lot of them
Because
They're not selling as many Teslers at all
and free cash flow way, way, way down.
We'll see what's next.
My big worries, this second I really only have one.
The president going nuts again on tariffs.
That's the only worry I got this second.
Yeah, there's some things breaking down.
There's some areas, as I mentioned, still not in good shape.
But until them financials and semis get gagged,
I'm not so worried overall.
That all said, you have a great evening.
Drive carefully when you get home, do like I do.
Quite simple.
Make sure you hug your family.
Make sure you hug your children.
They will feel better.
You'll feel better.
I promise they will be well.
Until tomorrow.
Good night.
This has been Investor's Edge with Gary Cult Bomb on BizTalk.
To listen to past episodes or to get in contact with Gary, go to GaryK.com.
That's GaryK.com.
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