Investor's Edge with Gary Kaltbaum - Very Good Recovery!

Episode Date: October 5, 2022

Follow Gary on GaryK.com or http://garykaltbaum.com

During Lowe's Pro Savings Days, the job works in your favor. My Lowe's Pro Rewards Members, buy more and save more of the materials they rely on every day. Get up to 25% off select molding when you spend $1,000 or more, and up to 25% off Pergo, Evercraft, Laminate, Florida. Put Pro Savings Days to work for you. Members get more at Lowe's. Valor 327, selection varies by location, while supplies last. Loyalty program subject to terms and conditions.

Visit the prodesk or Lose.com slash terms for more details. Subject to change. Investor's Edge with Gary Coltbaum. Straight talk about you and your money. Now from the BizTalk Studios, here is Gary Cultbaum. And welcome once again to Investors Edge. I'm Gary Coltbaum, your host day. Thanks for being with us today.

Glad you're here, ladies and gentlemen, happy that you're listening. It's October 5th, Wednesday, 2022. Hope you are having a good day for those who observe, like I, the high holy days thinking of you with you as the sun sets this is the only day of the year

I do not work until the sun goes down I must tell you as an addict of the markets it's not the easiest thing but hey, we do what we do. As always, lots to cover.

Lots I do want to talk about, but I first want to thank our president of the United States, Joe Biden, for coming to the state of Florida today and meeting with the governor, and fortunately, they didn't punch each other out because we know the left and the right are not happy with each other, but he came here. It was on TV. He made it known that the state needs help, and they're going to provide all the help.

So I applaud the president for being here and getting front and center and providing the federalness of what this state needs. the southwest Florida um wow you know as I have told you when Andrew hit myself and a couple of buddies drove down from Boca Raton did not know we'd be able to get there but we could and we went to a certain area where we met up with the National Guard and we helped out for a couple of days had no sleep basically took little naps outside. And what we did was, there was like a hundred of us just, it was like a conveyor belt, a moving product and supplies. And then I was able to drive around

with the National Guard. The place was leveled. Leveled. Whole blocks were leveled. and what I saw and I have not been down to Fort Myers, leveled. And I didn't even know this. I live in Seminole County. East of me is a place called Geneva in Seminole County here in Florida. It's underwater. I had no idea.

It's pretty lakes, roads blocked. I did not know until yesterday. So the devastation from this wide and far. We dodged a big bullet here in central Florida, but there are places that really got hit, though, not like Southwest. But man, oh man. So we just want to thank the president.

Well done. Your job well done with DeSantis. Our governor, who I think has done a very good job also. In spite of the corrupt sleazy, slimy media, we will take no quarter, we'll give them no quarter for their slees that they're trying to pull. And let's hope everything gets pulled together. And it's going to be time, sweat, toil, dollars, and a while. Forget to get back. The Sanibel Island Bridge out.

And just swathes of Fort Myers and Naples and Sanibel in those areas down. there, wow. I told you I have some good friends down there. They dodged the bullet. While some homes are gone, they just had some damage. It is very much hit and miss, and I can promise you, it has no bias. It'll knock down mansions as well as small apartments. So again, let me say it again. We thank the president. Job well done today. And we continue to think of all the great people down in southwest Florida and anybody who was affected. Which gets me the segue. And you know, normally when I talk about the debt,

I mention the president since he's been there for 50, but I'm not going to do that today. He's getting a pass today. I'm just letting you know our national debt is at $31 trillion. You got that? $31 trillion. Let me explain what that is. it's $31 trillion. It's $31 trillion that they were not supposed to spend. You got me on that?

Our government has created the greatest con and Ponzi scheme in the history of time by using their power, whatever you want to call it, and is disgustingly pretty, much hamstrung the future, and they don't care. A ton of them are retiring, and they don't care. The first trillion was hit, 1981. It took 1,642 days for number 2 trillion. 1370 days for number 3. That's 1990. 914 days to get to 4 trillion, 1992. 1241 days to get to 6 trillion, 2002. And then the compassionate conservative came in. He, Obama, and Trump, gave us double-barreled middle fingers. Bush, Obama, Trump, double-barreled middle fingers. And just so you know, it started under Clinton, but he was nothing compared to Bush, Obama, and Trump. From 2002, we were at $6 trillion, $2, 2002. Our whole history of the United States, $6 trillion. From $2,000, from

2002, 16 years later, another 25 trillion. Every politician should be arrested, put in jail, and is a male kicked in that area that makes them whine and scream? Of course, no violence on women. Oh, I know COVID. Yes, I do. Let's back away COVID. You're still at 28, 29 trillion. Simple as that. I have different words I use for all these politicians. I'm not going to use it today as we're getting past the high holy day. It took our whole history to get the six trillion bucks. I got a better one. Yeah, six trillion. Two thousand and two. Another 25 trillion in the next 20 years. That's what they've done. Double-barreled middle fingers at you and I. And as I've said to you on the show, I really do. believe what's going on is in front of the camera they're cursing each other out, behind the

camera they're laughing their arses off at us. And we let it happen. I don't know what we could have done about it, but I think we could have done something, but you can't turn back the clock. Bush, Obama, Trump, the three worst presidents we have ever had on our treasure. Bush, a repatriress. Republican, Obama, a Democrat. Trump, I'm not sure what the hell he is. But I still remember the businessman Trump coming in and saying, we're going to get rid of the debt and deficits. He immediately spent the hell out of our tax dollars.

Up next. Today's market, lots to talk about. I'm Gary. This is the one only Investor's Edge. Hi, I'm Gary Kalpom, hosted a nationally syndicated radio show Investor's Edge. We're not just handsome radio people. We manage investors' money for a living, specializing in fee-based discretionary money management. No big commissions, just a fee on the assets that's managed. We also provide a full range of personalized services, including retirement planning, fixed income,

and educational needs, all to assist you in achieving your financial goals. Understanding not all individuals have the same needs, we'll carefully evaluate your personal goals to determine a proper investment strategy. If your current approach to investing is not getting you to where you would like to be, call us to make an appointment for a complementary portfolio review. The number to call is 888-4-22-5-59. That's 8-8-8-5-59. That's 888-4-22-5-59.

Investment Advisory Services offered through Call Bomb Capital Management. Hello, hello. I'm Malcolm Gladwell, host of Smart Talks with IBM. recently spoke with IBM's new director of research, Jake Embatta. We discussed his vision for the future of quantum computing. At IBM research, what we always do is answer what is the future of computing, whether it's coming up with new algorithms, coming up with better AI, coming up with quantum, or coming up with just how do different accelerators go together. It's our DNA to answer the question of what is the future. Isn't it a perfect problem for IBM because you kind of need to have a legacy of building stuff.

Yes. Building actual physical machines. Yeah, it's why I came to IBM. I wanted the experience, the culture of building hard things that others have not done before. Where do you imagine we are in the timeline of this technology? There will come a point when it will mature. Right? My cell phone is a mature technology at this point.

How far are we from that point with cars? By 2029, we'll build the first fault-tolerant quantum computer. That is one that can run a very, very large, large problem. To learn how IBM is building the future of computing, visit IBM.com slash quantum. Success starts with your drive, and American Public University is here to fuel it. With affordable tuition and over 200 flexible online programs, APU helps you gain the skills and confidence to move forward. Whether you're changing careers, starting fresh, or pursuing a lifelong passion,

our programs are designed for people who never stop. You bring the fire, APU will fuel the journey. Learn more at APU.apus.edu. It's time to switch on the integrator units and get the brain cells working. You're listening to. Hey, this promises to be fun. Investors Edge. The last bastion of quality programming.

With Gary Coltbaum. It doesn't get better than that. Let me put a little bow tie around this. When you hear a Republican on TV saying, Joe Biden's spending too much. You know what I say? Go screw Republican. That's what I say.

Why do I say that? Why? Six trillion under Trump. You think the Republican said a word? on too much spending over those years? Oh, but Gary, he did it for defense. Did you know the defense budget when Trump came in? Was it an all-time record on a yearly basis already? Oh, but Gary, he needed to do this and that. Here's what I have to say. Screw. Trump promised to lower the debt and deficits. Let's work backwards.

Obama. He campaigned, I'm going to do something about the debt and deficits. And he just immediately rolled out massive spending. Another con artist. Bush, the compassionate conservative. You know us conservatives. We're compassionate. And we care about you. And we care about your wallet and your tax dollars. Nope. So we're just letting you know, on top of the trillions of dollars we send to them. From 2002, by the way, Bush started in 2000. From 2002, from the beginning of the United States, $6 trillion of debt.

In 20 years, another $25 trillion, which brings me to my motto that I've said many times on this show, they all suck. And I would say it to every one of their, faces. I don't see them as politicians. I don't see them as celebrities. I don't go gaga over them. And I know you got the mag on one side and the, they call themselves progressives on the other. They all suck in D.C. Every one of them. By the way, these numbers do not include the rigging, manipulating, and the taking over of the interest rate market by our government, which they can no longer

do. So guess what happens to the interest on this debt, which right now is already $1.6 trillion, $1.6 billion a day of interest. 1.6 billion of our tax dollars each day goes to interest. imagine what $1.6 billion can do just for a state? The homeless, the downtrodden, the elderly, the children, the at-risk children, the children they say are not getting enough food each day. Imagine just $1.5 billion in one day would that would do. How many happy meals would that buy from McDonald's for kids?

Hey, happy meals. Fortunately, because we're all, we wake up in the morning and we really all of us want to do better for our families and ourselves. We want to move up in life. And we have to concentrate on our kids and our spouses and our business. Who's got time for this? Because they tell us everything's okay. I'm really the only one yelling and screaming this. nobody seems to care that they screwed us for $31 trillion.

And let me be clear, they're screwing us with $31 trillion of money they weren't supposed to spend. Just so you know, listen carefully, the last 20 years of government spending, not move the debt on the side, I'm going to guess over the last 20 years we have sent them $60 trillion of our town. tax dollars and they couldn't make do with 60 trillion of our tax dollars since 2002. That's a guess, pretty good guess. Let's say 50 to 60 trillion. You get my point? They had to spend another 25 trillion over and above the 50 to 60 trillion we already spent

them. And I'm just wondering, I wish I was a little more famous. You know, I got eight people listening to this show. Yeah, more people watch me on. TV if we can get like five million people in Washington DC on the Capitol and the whole thing would be no more deficits you take in a dollar you spend the dollar go screw yourself guess what they're gonna say well then we can't pay out the Social Security and the Medicare and of course you gotta do that do you see what they did they set the

whole freaking thing up that we can never roll back what they've done thus the great con and the great Ponzi scheme on us. And they did it on purpose. And the longer they've been there, the more pissed off you should be at that person. Anyway, we'll stop right there. I'm going to post those things on my website later. If you do not get this show in your city,

we'll post it at garyk.com. We'll also post it on a Twitter feed, also at garyk.com and by the way you should follow us on Twitter you can email us on anything just be nice any question any suggestion we take it all just be respectful just be nice why because that's the way we are

we're big time nice and respectful and we can disagree with you a thousand percent we'll still respect you unless you're a crook okay so 3,779 Dow points to the downside in 14 trading days, almost 1,600 points to the upside in just two days. We have told you one of the greatest characteristics of bare markets are the rallies are sharp, they're quick, they make you feel good, they get everybody called on the bottoms, they suck you in and bury you soon after.

One of the other great characteristics, and this is by fact, most of the biggest days the market has ever had, occurred in bare markets. So we take pause and think, hmm, those last two days, up next, today's action. Can we get more upside? Whatever else, I'm Gary. This is the one only investor's edge. Hello, hello. I'm Malcolm Gladwell, host of Smart Talks with IBM.

I recently spoke with IBM's new director of research, Jake Mbeta. We discussed his vision for the future of quantum computing. At IBM research, what we always do is answer what is the future of computing, whether it's coming up with new algorithms, coming up with better AI, coming up with quantum, or coming up with just how do different accelerators go together. It's our DNA to answer the question of what is the future. Isn't it a perfect problem for IBM because you kind of need to, to have a legacy of building stuff,

building actual physical machines. Yeah, it's why I came to IBM. I wanted the experience, the culture of building hard things that others have not done before. Where do you imagine we are in the timeline of this technology? There will come a point when it will mature, right?

My cell phone is a mature technology at this point. How far are we from that point? with quantum. By 2029, we'll build the first fault-tolerant quantum computer. That is one that can run a very, very large, large problem. To learn how IBM is building the future of computing, visit IBM.com slash quantum. Success starts with your drive, and American Public University is here to fuel it. With affordable tuition and over 200 flexible online programs, APU helps you gain the skills and confidence to move forward. changing careers, starting fresh, or pursuing a lifelong passion.

Our programs are designed for people who never stop. You bring the fire, APU will fuel the journey. Learn more at APU.APUS.edu. Today, we're exploring deep in the North American wilderness among nature's wildest, plants, animals, and cows? You're actually on an organic valley dairy farm, where nutritious, delicious, organic food gets at start. But there's so much nature.

Exactly. Organic Valley, small family farms, protect the land and the plants and animals that call it home. Extraordinary. Sure is. Organic Valley. Protecting where your food comes from. Learn more about their delicious dairy at ov.c.

C-O-O-O-P. We're listening to. America is talking. Investors Edge. He's got to be pleased with that. The crowd is just on its feet here. He's a Cinderella boy. With Gary Colbomb.

Come. Highly recommended. you're going to feel better if you talk to him. And welcome once again to Investor's Edge. I'm Gary Koppammy host. You know, people go to jail if you work at a company and you have the access to the checkbooks and you spend a hundred times more than you're supposed to.

You go to jail for things like that. Interesting, huh? Okay. First off, today's market wrap is brought to you by Investment-Models.com. That's Jim Rohrabak, one of the great market timers. No gray areas with the man you're either in or out of the market with his proprietary indicators. Go check it out.

Investment dash models.com. So here's the great news. The great news. In the early part of the market today, the Dow was down, I'm going to just give an estimate, 420, 420, which I guess you can call that normal because we just went up 1,600, but then again, we dropped 3,714 days, but we were down over 400. We finished down only 42, but we're up 150 in the final hour. The NASDAQ was down early in the day.

9-138, 165. Finished only down 27, but was up at one time, 50. but I think it's great news that when all said and done that a market that could have pulled back today didn't though it was down a little bit at the close Dow down 42 S&P 7 NASDAQ 27 NASDAQ 109 you know it was up today the SOX SOMIConductor index that's good to see

at one time today semiconductors were down about 65 points finished up 23 though at one time today they were up 40 But we'll call this a win. And here's why it's even a better win. Yields are up from 3.617, 3.617 to 3.759. In the past, yields going up that much, the market gets trashed.

And the dollar was up strong today. And OPEC is going to stop lower production. So oil prices are up. So oil prices up, dollar up, yields up, and the market was hardly down and the semiconductors were up. After having a chance to be down big, I think that's a win. Of course, I have absolutely no clue what happens tomorrow. We say that every day. We think the big, gargantuan picture remains one of another one of those bare market rallies of unknown price and time.

whenever we get one of those bare market rallies we say to you we do not think we have seen the lows but we're open for more cards to come out of the desk to tell us differently because we do know bottoming is a process does not happen in a shot and you never know for all we know we hit lows in July, undercut him just a little bit in September. Not by much, though. That's the good news. And now we're back above the June-July lows. Maybe that's the retest.

Only one problem. There really isn't any leadership in the market. And you know what the leading group in the market has been, right? The Solars. Well, the strongest name, N-phase, E-N-P-H, down 20s. $7 today. That broke down today. And other solar stocks are now breaking down.

I'm not so sure that's good news. If the strongest group is breaking down. Catcher my drift? But more improvement today in the semis. A little more improvement in some of the higher beta stuff that

has been bombed out and destroyed. Definite improvement in oil stocks today. And may I state for the record. You know, I'm the greatest technical analyst on earth. No, I mean that. Every now and then, you get outlier moves that just change all the, it doesn't change the rules. It just breaks all the rules. And it's usually because of a major event or it's a commodity. I can tell you, oil stocks did what I call the rope.

Sometimes the rope is straight down, straight up, and then straight up, straight down. A lot of oil stocks straight down, straight up. Break down, break up. That's what a bunch of oils did. And again, it's commodity and it's news-driven OPEC. it's an outlier move. We'll see if it lasts, how far it goes, but that's a story, and may I state for the record.

Oil prices going up is not good news. Oil prices going up is not good news. Remember, as we said it all long while they were going up, it's not just the pump. It's all the products that use petroleum. Those prices are going to go. up. Heck, plastic containers, tires, solar panels. So to be watched very closely. But overall, a win compared to 11 a.m. this morning. What wasn't so great today? Financials, not very good at all.

Retail was mixed, but a few got smacked. Housing, down. Bare market. commodities down bear market and bearish markets and just a lot of drib drab the advance declines were not that great today 13 up 28 down on the New York 16 up 27 down on the NASDAQ that will have to be better

the last two days were really good but that's because the Dow was down 3,779 points in 14 days and that's why you get rallies and I must tell you everybody was talking about today on TV about how, oh wow, after the last six, we just went up 1600 and the market is buying back up a bad morning. That's great. They don't mention that the Dow dropped 3,779 points to get this little move. Big move. So most people just don't get it. We call it

perspective here. Everything needs to be noted. Where did things come from? Or are you going to be in big trouble. We're asked about Twitter, closed at $51.30 today. Looks like the deal is not done, but looks like it will be done. I get asked, well, he's paying $54.20. It's $51.30. What if Elon must change his mind tomorrow. Now when it was $41, you had some room. But I wouldn't take a chance at $41. Because my estimate was if the deal didn't get done, and I must tell you, two days ago and an ex-employee came out and said Twitter's lying about their numbers. I'm thinking two days ago, there's no way this deal gets done. And then all of a sudden, about face yesterday.

I would have thought the stock would have been 30. So Elon Musk is paying. He should have been paying 30 for the stock if he ends up paying 54. 20, 20 really big overpayment of it. What he does with it, I don't know. We'll see. All I can tell you is Twitter's earnings. Last four quarters.

You ready? a loss, down 13%. And then you had a weird swing in the March quarter. Last quarter, though, down $0.8.0. They lost $0.0.00. But revenue growth, that's more important, really, because you can play with earnings. You ready? Plus 37, plus 22, plus 16, minus one. Not a business I would want to buy unless on the cheap.

He made a boo-boo. Up next, this, that and the other thing and whatever else. I'm Gary. This is the one only investors' edge. Hello, hello. I'm Malcolm Gladwell, host of Smart Talks with IBM. I recently spoke with IBM's new director of research, Jake Embatta. We discussed his vision for the future of quantum computing. At IBM research, what we always do is answer what is the future of computing, whether it's coming up with new algorithms, coming up with better AI,

coming up with quantum or coming up with just how do different accelerators go together. It's our DNA to answer the question of what is the future. Isn't it a perfect problem for IBM because you kind of need to have a legacy of building stuff? Yes. Building actual physical machines. Yeah, it's why I came to IBM. I wanted the experience, the culture of building hard things that others have not done before. Where do you imagine we are in the timeline of this technology?

There will come a point when it will mature. Right? Yeah. My cell phone is a mature technology at this point. How far are we from that point with quantum? By 2029, we'll build the first fault-tolerant quantum computer. That is one that can run a very, very large, large problem. To learn how IBM is building the future of computing, visit IBM.com slash quantum.

Success starts with your drive, and American Public University is here to fuel it. With affordable tuition and over 200 flexible online programs, APU helps you gain the skills and confidence to move forward. Whether you're changing careers, starting fresh, or pursuing a lifelong passion, our programs are designed for people who never stop. You bring the fire, APU will fuel the journey. Learn more at APU.APUS.edu.edu. So what do this animal And this animal And this animal?

Have in common? They all live on an organic valley farm. Organic Valley dairy comes from small organic family farms that protect the land And the plants and animals that live on it From toxic pesticides Which leads to a thriving ecosystem And delicious, nutritious milk and cheese.

Learn more at ovi.coop And taste the difference. You're listening to What are we waiting for? Well, what are you waiting for? One, two, ready, go. Inverester's Edge with Gary Culper. And walk once again to Investor's Edge.

In case you didn't know there's a midterm election coming up, I think you know that, right? It's going to decide the House and the Senate and some governorships. The Republicans are going to win that. house. You got that? It's 100% certainty. Senate is up for grabs. Don't know what's going to happen. We just want you to realize when you see advertisements from all of them on both sides, they're all full of crap. Just want you to remember that. That's all. Promises, they never keep. What they say about each other, they make things up. I can, from the ads I, see here, I can pick a lie out of every ad on each person. Just a lie. Just a complete lie. I wish I

had hope, but it's just nauseating to watch. Nauseating. The hypocrisy, gargantuan, the excuses made, laughable. I'm not going to mention names, but there are some that are just comedy acts and amazingly some of them may win and be your senator or congressperson voting on our future there's already people in D.C. that are just so awful

human being awful and the numbers are growing some of the things out of their mouths some of the things they do some of the things they say sickening. We'll try to be some sort of voice but each and every one of us is limited in our ways. But again, leave no doubt on my thought, well, you can think what you want. I really do believe they're cursing each other out in front of the camera for a photo op,

and they're laughing their arses off behind the camera as they continue to destroy our future. don't know if you've seen how many of them are retiring. A ton of them. I'd retire if I were them. Anyway, Serenity now. My Mets did not win the division. They will be in the wild card, two out of three. We'll see what happens.

My Giants are three and one. Playing decent ball for them. And Aaron Judge, let's talk about him for a second. I'm a Mets fan. but I'm New York at heart and Miami Dolphins because I lived in Miami for many years and I used to go to, I was season ticket holder for the 17 and no season. Aaron Judge is a munch and I'm really happy for him. 62 home runs for me.

That's the all-time record, not just the American League. The others cheated. And though I don't believe steroids helps the swing, oh, it definitely helped the power. And we know that as fact because you saw it. what happened during those years. So I consider Aaron Judge the greatest one-year home run hitter in history at 62

home runs. I just love the way the man handles himself. I just love the way the man handles himself. Good for him. Very happy for him. And I say that because I'm not going to mention who. Many years ago, I was at a golf

tournament Fort Lauderdale. I'm not going to mention who, baseball player. And I watched a kid walk up to a baseball player at a golf tournament asked for an autograph. And the baseball player said to him, kid, this is my time, not your time.

Please. Kid walked away crying. There are plenty like that out there. So good on Aaron, Judge. Well done. And man, could he get the ball? The guy who caught the ball, I believe works for Fisher

Investments. They're saying somebody already offered $2 million to do an auction. If I'm him, do not give it away now. Do not sell it now. It'd be $10 million. Do you know there's some crap going on right now that people are paying $2 million for dog crap from sports? This is the American League home run, 62nd, and for many, like me, all time. I'd wait it out.

We'll see what happens. All right. Counter-trent rally of unknown price and time. Had a real chance to pull back hard today. And even with higher rates and higher oil and higher dollar, market finished pretty decent, though off the highs. There's hardly any new yearly highs in the market. If I was to pick out a few things, not very good.

Solar's breaking down. That's been pretty much the strongest group. Oil is going high. I'm not sure that that's good. Tesla stock under real pressure now. I think that's number four in the NASDAQ 100. And I really don't have a mega-cap stock. Netflix, which was trying off the bottom.

Was down 11 today? Finish only down 4 and just sitting. I don't have a mega-cap stock, you know, the fangs that led in a bull market. In fact, they're just all the opposite. Not so sure that's good news. And we'll just take it one day at a time. I will promise you this. They ain't going to make it easy.

The good news is those June lows have held. And we get asked this very often. Well, wait a minute, it broke the lows. Isn't that bad? Well, you can break the lows of something for a few days. And as long as you get back above within those few, good. And we were oversold when we broke. If we now go back down and break, then we'll be talking even more.

you all have a great evening drive carefully and when you get home do like we do it's quite simple make sure you hug your family hug your children they will feel better you will feel better tomorrow be on with stewart varny 10 a.m. on fox business network and same time tomorrow back here for the most important show on you and your money anywhere and i mean that have a good night everybody Bye-bye. This has been Investor's Edge with Gary Cult Bomb on BizTalk. To listen to past episodes or to get in contact with Gary, go to GaryK.com. That's GaryK.com.

Success starts with your drive, and American Public University is here to fuel it. With affordable tuition and over 200 flexible online programs, APU helps you gain the skills and confidence to move forward. Whether you're changing careers, starting fresh, or pursuing a lifelong passion. Our programs are designed for people who never stop. You bring the fire, APU will fuel the journey. Learn more at APU. APUS.edu. Guys, it's no use putting it off. The best time for an underwear refresh is now. Tommy John underwear is designed for a perfect fit that stays put all day. Their zero chafe thanks to four

times more stretch than competing brands and their innovative horizontal quick draw fly is a game changer. With over 30 million pairs sold, there are thousands of men out there more comfortable than you. Don't settle for less. Go to Tommyjohn.com today for 25% off your first order with code comfort. That's Tommyjohn.com code comfort. Tommy John. Comfort, perfected.