I've Had It - The HBIC with Suze Orman

Episode Date: October 3, 2023

Jennifer and Pumps sit down with the OG head b**** in charge, Suze Orman. Suze has had it with people spending money they don't have to impress people they don't even like and gives the listeners some advice that'll change their life. The three also discuss the issue that is Forced Capitalism. Pumps gets a little too excited performing an ear extraction on Kiley and Jennifer *finally* clears the air about the sexual tension between her and Pumps. Come see I've Had It live on the Hot Sh*t Tour! More info & tickets available at https://linktr.ee/ivehaditpodcast and subscribe to I've Had It wherever you get your podcasts. Thank you to our sponsors: BetterHelp: This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/HADIT today and get 10% off your first month. Happy Mammoth: Listener, you can get your first bottle of Hormone Harmony for 15% OFF if you use the code HADIT on the checkout page. Go to HappyMammoth.com and enter the promo code HADIT on the checkout page. Valid till November 30th. Jenni Kayne: Find your forever pieces @jennikayne and get 15% off with promo code Hadit at jennikayne.com/hadit! #jennikaynepartner Shopify: Sign up for a $1 per month trial period at shopify.com/hadit and take your business to the next level today. Subscribe to our Patreon: https://www.patreon.com/IveHadItPodcast Follow Us: I've Had It Podcast: @Ivehaditpodcast Jennifer Welch: @mizzwelch Angie "Pumps" Sullivan: @pumpspumpspumps Special Guest: Suze Orman: @suzeorman

So we're supposed to start the podcast. Ready? One, two, three. It's just like, if I don't look, it's better. Crush Nation. Crush Nation. I've had a podcast. Listener, you need to know that I would like to give a shout out to our friends at Hampton, HAMPDNClothing.com. Yeah, out of South Carolina, they have outfitted,

look how cute my little skirt is for you YouTubers. They have outfitted pumps in me for today's episode. Pumps is blazer. I've got a blazer, I've got this fabulous cashmere little tank thing that I love. I mean jeans. Pumps is completely outfitted. Rollin' in style today.

So go visit our friends, HamptonClothing.com. And Hampton Clothing, thank you so much. The way to my heart is through clothes because I love to shop. And I appreciate the artistry of fashion. And you did a great job dressing pumps. She totally looks like a power lesbian. All right. Listen up, listen up. Before we get into petty grievances,

there's something I want to share with you all. So yesterday Kylie told Pumps and Me in a meeting that her girlfriend had looked into one of her ears. Yes. And photographed like some earwax sitting in it. And Kylie's never used a Q-tip because she's been told since birth, never to stick a Q-tip in your ear.

I find that unbelievable. So pumps is not a sexually active person listener at all. I mean, like she just doesn't do it. But when it comes to earwax extractions, pimple extractions, ingrown hair extractions. She makes noises that could be considered orgasmic. Yes, I love it. So pumps is looking in the ear.

She's got a flashlight out. I mean, she's frothing at the mouth. She's excited. I'm just like, oh boy, here we go. So much to my surprise this morning at 9am, pumps waltz is into the podcast studio. And let me just let you know a little something about our star. She shows up, she belly laughs, she looks pretty, she's royalty, a grinder she is not. royalty, a grinder she is not. Show up three hours before filming doesn't happen. So about 10 minutes into her early morning, which I'm perceiving like what's going on here? Are we overachieving? Are we buttering up? What's going on? Then I hear a ruckus in the office next to me. And Pumps has a

Next to me. And Pumps has a little Doppler ear camera that she is sending into Kylie's ear. And all I hear Kylie say is, I'm scared. I'm scared and Pumps is going, oh my God, oh my God. Oh my God. And basically Pumps is getting close to extracting, but doesn't take it over the finish line because Kylie's terrified, and

I have a question for you, Kylie. Are you more, does her excitement exacerbate how terrified you are? Yeah, I made her show me her hand to see if it was steady because she was just so giddy. I was like, this isn't going to go good. But I was steady as a rock. I brought all my tools. Yeah, I walk in the office and she whips out this like duck kid And it looked like a Hannibal Lecter style right set of tools. It's kind of mini-tools

Yeah, it hurt. I don't know if you could hear me yelling in pain. I heard it zero pain tolerance Kylie I heard it. I cock blocked her. I didn't let her finish. Yeah, she didn't let me finish because she's such a titty baby Well, I was very surprised to see her royal highness waltz into the studio at 9 a.m. and I was like, hmm, I wonder what's going on here. Within 10 minutes, I'd crack the case. Poor Kylie's on the OR. Yeah.

And Pumps has, I mean, and she has so many tools for extractions. And the noises she makes are could be confused with that of sexual intercourse slash orgasms. Would you agree, Kylie? I do feel like I immediately had to call on after and tell her what happened. Right. Luckily, she didn't. Just so yeah, she heard it from me directly. Yeah. But I didn't get to take it over the finish line. I'm so so disappointed. Yep. Welcome to I've had it. I'm Jennifer. I'm Angie. And she is our in-house, ear wax extractor.

Yes. And pimple popper sensation, you know, blah, blah, yada, yada, yada, yada. I should have been a dermatologist or an ENT. And I could just do that all day long. I could just go people, like, be a house-called doctor and just go house to house and do all that stuff. I think you'd probably get reported to the medical board for making sexual mums during your instructions. Now that's true. Medical license would have been revoked years ago.

Probably years ago. Pumps, what have you had it with? Okay, what I've had it with is I thought we were all on a list that we weren't getting solicitation phone calls. Right. Scam phone calls. I remember it was on the news, back in the day when people watched the news. Yep. And it was like call your attorney general. Yep. Get your phone on this list. And it's just like girls gone wild on the solicitation and the scammer calls. Just calling for no reason. It's scurting. It's scurting. And no oversight. No oversight.

And attorney general's supposed to be over-siding, but then someone told me, oh, well, it's only for landlines. I'm like, fucking wake up, it's 2023. Nobody has a landline anymore. I mean, it's ridiculous. No, it's unbelievable. At least our mobile providers are starting to inform us

that it's spanked. It's like they come in waves. Like one day I'll get like 10 to 15 one day. Right. And then they do all this trickery. Like they use your area code and then the first three numbers of your phone number. So it feels familiar. Right.

And they bait you into and then it's like, I want to talk to you about your student loans. I'm like, I don't have any right. You know, it's always all this stuff. But no, the, the telemarketing and the way it's been skirted, there's zero oversight. It's forced capitalism. It's an invasion of privacy. It's annoying. I mean, the list goes on and on and on. And I wonder, do people fall for this but then I remember that you got a text at 3 a.m. from somebody pretending to be Amazon, wherein you turned over basically everything including your burst tone. Yes, everything.

Yes. Yeah, I think that I never go in blind for that reason because of the 405 area code change. I never answer, I just make them leave a message, and if it's a message I wanna return, then I'll return it. But I just, I get tired of it. My phone filling up with that shit. I had it and it's just one of these things,

there's just no oversight. Nobody's overseeing this. It's just the wild, wild west with these spam calls. Nobody's doing anything about it. They do this big talk and the attorney general and it sounds so serious and all these tough guys are getting involved in it. Nothing happens.

Nothing. Fucking nothing. Fucking nothing. Hate it. Had it. It's the worst. The worst. What have you had it with?

Okay, I've had it the worst. The worst. What have you had it with? Okay. I've had it without a situation where a woman with whom I do business and my other business called me yesterday and she says, hey, I wanted to see if you wanted to take over this aspect of my business. Before she could even finish saying it, I said no. And then she continued and then she continued and. I said no, right. And then she continued. And then she continued and I go, no, not interested. And then she keeps going.

And so at this point, I'm probably at about six knows. And I'm like, absolutely not, not interested. It's a firm now. And then she keeps going. And I'm like, I need to tell you that it is an absolutely positively no full stop. And then she continues. And I'm like, I don't know how many times I can tell you that it is an absolutely positively no full stop. And then she continues. And I'm like, I don't know how many times I can tell you this,

but it is a no full stop, will you please accept my no? Did she think you were gonna like, she was gonna sugar talk it, is that why she kept pushing? I don't know. I don't know what it is. But I'm like, didn't we all learn, has never really learned that like no means no. Right, no as's a meeting. People like you and me that are really fucked up,

have had to go to a lot of therapy, right? So one of the things I garnered from therapy was, if somebody asks you something, don't be coded, and you know that it's a no on your gut instinct, don't be codependent, and don't feel guilt, shame, embarrassment or anything, just clearly state no and draw your boundary. Thank you for asking, but no, I'm not interested and be firm about it and you owe them nothing if they're asking something of you. So I do this like just like my therapist taught me. I do it. And she just continues down this war path of not accepting that it is a full stop. No, Kylie ever heard it and she thought, who on earth is she talking to? You did not give consent and she kept pushing. How many times do you think you heard me say no?

Well, didn't she call back and you had to say no about five more times? That is correct. There was two phone calls. Yeah. So it was a call and then what was her second pitch? A follow up. Just a follow up of the dance. To the first pitch. Yes, and my thing is like if somebody tells you no, you have to accept it.

You're not interested. Just accept it and move on down the right. Like if somebody tells me very firmly, no. I mean, I think all of us can be pushy from time to time. I know I can, but if somebody is very, like, no, and it's a full stop, I am immediately backpedal. Of course. I don't see that as an opportunity to plow over

because I respect that, okay, this person has told me no full stop and I have to move on. And I just, it just bugged the shit out of me that I had to say no to a grown-ass woman 15 to 20 times and it still wasn't penetrating and somehow she kind of left the conversation with like me being the asshole Did you get pissy after the 15th now Kylie you're over her Not pissy, but very, you know, you knew exactly

what you wanted and what you didn't want. She was firm. I was firm. Just like my therapist taught me to be. Right. Getting an A-plus in therapy here at... I've had a podcast. I'm telling you what, listeners,

you can go and get all the skills you need to deal with this. And then these people still can come at you, blazing and you have to just hold firm. Yeah. Had it had it had it Kylie. Do you have anything going on at social media? I know I mean another Trumpers are probably still bad hurt anything else. Yeah we have a lot of hate comments lately but we have one comment that I want to read you. Okay. And it's the opposite of a hate comment. Oh, good. It's from someone with the username, why EJQ123? Okay. Jennifer, please divorce Josh. You and pumps are obviously meant to be. I can feel the tension through the screen.

screen. user Y Z F G K one two three. If it if it did it for me, I'd marry her on the spot live on this podcast. We'd already be married 20 years ago. Yeah, it would have been the perfect batch. It would have been the perfect life. It would have been so easy, so compatible, so hassle free.

Yeah. But I just don't think it's going to happen. Jennifer, let me ask you, we give pumps this advice all the time. You have to try. Have you thought about just giving it a shot with pumps? I think it would have. Having gay love with pumps? Gay love, yeah.

No. No. I really, I genuinely like and born. Like when I think about sex, I think about hot men. Like there's a tennis player in particular, I mean, I'm very sexually attracted to men. I find women beautiful. I think pumps is beautiful. I can find women sexy, but it doesn't cross over to I want to scissor or French kiss them or MF dive. You know, like that doesn't appeal to me.

But I mean, you know, I mean, pumps out a lesbian dream, you're a lesbian, I embrace it, I'm surrounded by over lesbianism in this podcasting studio. I embrace it. But I just, I really like men. Kylie, we did have back in the day when we were, had little kids and we would do everything together. A couple times when the kids were at school, we would take a nap together. Oh, yeah.

And I think, was it one of our husbands or a friend that was like, I mean, what are you all doing in that bed? I mean, you're snapping together? It was your ex husband. Probably sick twisted fuck, of course it was. Yeah, we took naps together. We would take naps together. But when we spoon or anything. When we travel, we took naps together. We would take naps together. But when we spoon or anything.

When we travel, we share room. Right. I want to be with her like we share a bed, but absolutely no lesbianism goes on. And if it was a choice, like the... If it were a choice, I would have chosen. You know, the hardcore right winger say that it's sexuality is a choice. I choose pops. I choose pumps. I choose pumps. But it's not like when

it gets, when I get excited in that regard, it's a man that does it for me. Pumps isn't in that equation. No, the second dragons are not in that. They're not in your top five. Fantasy. Yeah. I can understand that. Yeah. Even though the second dragons are exquisite, but I do not mean to belittle or demean them, because I think one of your future wives down the road is just gonna have a motorboat city.

She's gonna motorboat those mother fuckers, like nobody's changed. She's gonna need a snorkel. For sure, a total snorkel. How can when you say, I've just not attracted to women, it's full drop, but you keep acting like I'm going to be a lesbian because the dream, the dream, the softball, the football, the football. Yeah, if there's corroborating evidence, I'll tell you, that dream is always going to leave

a little an asterisk. Like, you know, like, I know you want to be creamed and not buried. Right. So if I am able to speak at your, I'm so much younger, I'm, you'll die before me. So when I give a eulogy at your funeral, I'm just going to say, I want it noted for the permanent record. Yes. That there was a lesbian dream. And in fact, it's the only sexual dream. Right.

She ever had. So she may not have honored her lesbianism in her life but by God I will honor it in her death she will not be burned and ashes in the closet I will out you with pride and joy because I'm an ally outed after death I like it. Totally. Sounds good. Listener, today we have a guest that I think is going to be very exciting, because she knows about stuff that pumps and I know nothing about. Nothing. Investment, finances, all of the stuff. Before you think, oh, this is going to be boring, it's not going to be boring, because one of the things that we love to bash about is forced capitalism,

solicitations, the spam calls, but Our guess is kind of a big deal. Total big deal. Yes, and so without further ado, let's welcome to I've had it Susie Orman. This show is sponsored by BetterHelp. You know, pumps, I've gone through these phases in my life where everything's great, and then I'll go through like two or three months where I have like situational anxiety and a lot more stress and my schedule's so hectic. And when I enter into these phases,

I have found when I reach out to our friends at BetterHelp and schedule an online therapy session. After three or four sessions, I'm already processing my problems and my stress and I feel so much better. There's nothing better you can do for yourself than visit with a therapist. If you're thinking of starting therapy, get BetterHelp a try. It's entirely online and it's designed to be convenient, flexible, and suited to your schedule.

All you have to do is fill out a brief questionnaire and you can get matched with a license therapist and switch therapists at any time for no additional charge. Make your brain your friend with better help. Visit betterhelp.com slash had it today to get 10% off your first month. That's better help, HELP.com slash had it today to get 10% off your first month. That's better help. H-E-L-P dot com slash had it. Pumps, there are so many things in life that no matter how hard we try, we're unable to fix them. For example, you being a bad peddiner, I have tried and tried and can't fix it. However, when it comes to women in their hormones, specifically pariaminopause,

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And this offer is valid until November 30th Suzy welcome to I've had it. I'm Jennifer. I'm Angie Jennifer Angie have I had it with you yet? Probably The call is young Suzy. There's all I mean give yourself about 10 to 15 minutes Jennifer Angie have I had it with you yet? Probably. The call is young, Susie. I mean, give yourself about 10 to 15 minutes. Oh, that's a long time.

KT asked me before we started. She said, what have you really had it with? And I said, you KT. I've had it with you. For those of you who don't know, KT is my spouse. How do you work with your spouse? 24 hours a day now for over 22 years. It's actually very easy.

KT is used to be behind the camera and promoting people. And for years, lived in Asia as one of the presidents of Olga Vimey, they're with really creating brands. So we never mix. whenever we do anything, she has what she does, I have what I do, and whatever she says in her field, it goes whether I agree with it or not. Oh, that's smart, that's nice.

Well, Susie, we like to air petty grievances on this show because we believe that sustained positivity is not achievable. That if one travels through a commercial airport and goes through TSA, it gets on a highway, goes to a shopping mall, tries to park a car, goes to a restaurant, orders food, you're bound to get irritated.

And if you don't, we worry about your will be if you don't fill irritation. So we like to call our podcast a place to come, get some therapy to get stuff off your chest, and we like to really marinate in the stuff that irritates people. So can you tell us what you've had it with? Actually, I haven't had it in airports.

Oh my gosh. And that's because I fly private. So I've had it with commercial airliners years ago. But because I've been good with my money and everything, now I fly private. I really don't get irritated in traffic because Katie and I live on a private island. There are no cars in the Bahama and all there happened to be our little golf carts, so I don't get irritated with that either. The things that I do get irritated with, however,

well, two things irritate me. Well, maybe more. I get irritated when we have somebody over for dinner, it's a man, he goes into the bathroom and he leaves the toilet seat up. I so just like that, I can't even tell you. Then I have to go in there. I have to touch the toilet seat.

Yes. Put it down. How do I know if he knows how to aim or not? You know, so that irritates me. But really, because I've spent the past 40 years, really trying to help people with their money. I get so irritated, even to this day where I've had it, where people spend money that they don't have, simply to impress people they don't even know or like.

They buy a car, they can't afford, they buy clothes, they can't afford, they buy a house, they can't afford, and they're miserable even though they look like they're doing great. Right. It irritates me and I have had it with that. I have had it with that too. And one thing I can relate, like when I was younger, I would go to a clothing store and the sales girls would dress me up. And they'd put me in an outfit and they thought it looked great.

And they'd be like, oh, it looks great, Jennifer, you look amazing, this looks great. But in my gut, I was like, I don't know if I'd wear this or there was something about it I didn't feel comfortable with. But because of the pressure and this is me like in my 20s, I would buy the outfit Susie to not disappoint these retailers that don't even own the store that are just working there. And then I'd take it home.

And my gut instinct that I would never wear it came to fruition. And then I felt like, why did I do that with my money? Why didn't I stand up for myself? Why am I not advocating for myself better? And so now, like the last 15 years or so, when I try something on, even if they're like, it's dynamite, it's made for you, it's perfect, you should wear it.

I'm like, I really appreciate that, and I love the piece. I know me, and I know that I will never wear it. I love it, but it's just not a purchasable item for me. And so I've done that. I think we've all fallen prey to succumbing to items that we don't want to please other people. And then it puts our finances into a precarious situation.

Yeah, but truthfully, what happens is you said that items we don't want. The truth of the matter is most of the time, we want that item. We want that new purse. We want that, you know, that jewelry, we want that makeup, we want those things, but we don't even need them, you know, for so many years when I did 30 episodes on the Oprah Winfrey show years ago. One of my jobs was I would go into people's houses. I hated that more than anything in life. I have to tell you. I just, ugh, anyway. And I was to figure out why these people didn't have money. And I was to

figure out what they could do to change their situation around. Especially with women, I'm so sorry sorry to say, they had 10 shampoos, 15 cremrens, four dozen lipsticks, all of these things, 15 purses, so much jewelry. It was, and that's where all their money was. And all these things that they wanted, because they truly believed if they had those things, they would look better, they would feel better. Everybody would be totally looking at them going, whoa, you look good, girlfriend.

And they would buy them with money. They didn't have to impress people. They didn't even know or like one quick story doing an Oprah show. And I'm really now into it. It's 2007, 2008, the economy has crashed. Everything is going down. And this woman stands up and tells me she's in debt. And she has a blue dress on and I said,

so just out of curiosity, is that dress new? And she said, yes. And I said, well, how were you able to buy it if you have so much debt? She says, oh, I'm gonna return it right after this show. And I said, well, why are you doing that? She said, well, I'm on TV, Suzy. I need it to look good.

And I'm sitting there thinking, I still have the same earrings on that I've had over 30 years now. Any picture you look at me or whatever book cover these earrings, this necklace, you know, I don't even wear a watch anymore. My wedding rings, that's it. I have one person I've only had one person for over 30 years now. And so it's just so funny when you don't have money what you choose to spend it on. And so it's just so funny when you don't have money, what you choose to spend it on. And when you have all the money in the world, how you don't care about any of that anymore.

But you do fly private. And I'm going to continue to fly private. So let me tell you what's going on on commercial airliners right now. you could fly private. So let me tell you what's going on on commercial airliners right now. I mean, please tell me update you on some stuff that's going on since you've been in the PJ world. So I'm tonight, we're on a flight recently to New York. And the flight attendant comes over the speaker to give a commercial while while we are flying for the Delta Sky Miles credit card. You can apply here, you can log into our Wi-Fi

and apply for it. You can, we can give you an application to fill out to mail in and this is, you know, this is what, they've already sent you through the racket of if you want to better seat, you have to pay for it. If you want to snack, you have to pay for it. Legroom, Wi-Fi, you're paying for it. So, I mean, it's a total racket now.

It's not used to just be, this is your price, this is what you pay. So now they're nickel and diamond you. And then when you're hostage on the airplane, they're trying to get you to sign up for their credit card. And I just thought to myself, Suzy, I have had it with this. Can we not have one space in the world

where somebody isn't trying to schlep something on us like a credit card? I don't think so because I think most corporate entities are just ripoffs to begin with, truthfully, that all they care about, especially if they have stocked on the stock exchange is their bottom line. Why CEOs would be making millions and millions and millions of dollars in income while their workforce is making buckas, I don't know, I just think why we pay teachers nothing, why I don't understand that on any level.

And all of us should have had it with that. But the mere fact that they're advertising and they're trying to get you to do something is that any different than you going on your phone, you know, and all of a sudden, because you're walking by a store, they're sending you a thing, oh, come in, there's 10% off.

Right. They're tracking you, where you're having a conversation with somebody and all the sudden an ad comes up for the thing you're having a conversation about. Right. So, rather than being pissed off about it, wasting your energy about that, there's so many things really that so many of us should be so I've had it with. We should be so upset that the United States of America

is going backwards, especially if you're a woman. We are going back, especially if you're a gay woman. Right. Right. We are going backwards. And the other day I said, KT, I've had it. Well, we really, we do talk about politics quite a bit on our podcast and we live in Oklahoma City which this is abortion ban America. Right. So we're on the front lines of a lot of these egregious laws that are passed as a way to stoke fear and to further marginalize marginalized groups. And let me tell you what happened yesterday to me.

This is on my list of stuff I've had it with. So my son is in 11th grade and he plays varsity basketball. And the governor and our legislator in our state, deep red state, I had to sign a affidavit that confirmed that he was a biological male. And I thought to myself, it's terrible. What a complete waste of time. And then for the parents that have a transgender kid, the thing that they're going through already,

to have the government put a document in front and make you feel shame for something that you didn't choose. Something that is a private matter, I had steam coming out of my ears and I text one of the administrators who I know personally, is this legit? Do I have to sign this? And she said, yes, it is a law. Private schools, public schools, everybody has to sign this. And I'm like, what a waste of time. What a waste of waste of time. The things guys, they don't give a shit about people running into kindergarten classrooms with guns and shooting people.

So don't act like you care about children with this faux gender identity bullshit, Suzy. I've had it. Had it. Yeah. But here's what's so sad. And I really don't know what to do about it is more and more people that I know are starting to believe that. Right. More and more people that I thought were so incredible. I'm voting for people like Trump. I would vote for him again. Are you just kidding me? No, I'm just kidding.

So it's, I don't know what to do about that. So the only thing that I can continue to do is hopefully give people advice that don't have money, that want to have money, be responsible with money, whether it's through the women and money podcasts, which I absolutely adore. I have to tell you, or the new company I created called SecureSave.com, which is for employers to finally help their employees have an emergency savings account. So it's amazing. It's amazing. Yeah, you should look it up. That's called again.

It's called securesafe.com. And we started it three years ago and it is now skyrocketing. We just signed a company with 50,000 employees. And basically it is for people who have, you do know that 75% of the people in the United States of America today do not have $400 to their name. You didn't know that? No, I did not know that.

So what we realize, and I've done so many experiments with this, but if you simply automate savings for people, they become addicted to saving. So secure save. We've created an app that's so easy to use, I can't even tell you, where an employee simply decides how much per paycheck they want taken out.

And it's usually like $25 a paycheck. The employer matches that paycheck, let's say $3 per paycheck. That's a 12% return on the money. Right. That's done every single month, buy weekly, whatever it is. And they can get the money whenever they want.

A push of a button on the app. They leave. It's their money. If you're financially abused woman, now your abuser doesn't know that you have money anywhere, because it's yours and there's no statements with it. I think that that's such a smart idea because I do divorce law. And there's so many times that I find financial abuse. Like one spouse has to ask for money

like an allowance to be, you know, before they'll allow the money to come out of the joint account, you know, show the receipts for the electric bills, show the receipts for the gas bill. So they have no access to money. And it turns out there's all kinds of money, but they're just abusing the spouse making her stay

or him stay in a marriage because there's no access to any finances. Yeah, I've done a lot of work with domestic abuse, financial abuse, many interviews with it. Financial abuse always leads to psychological abuse, emotional abuse, physical abuse, but it all starts with financial abuse. If you've interviewed as many domestic survivors

as I have over my life, it all started with financial abuse. I have many of the podcasts at the very beginning years when I was doing the podcast. So if you go back maybe two or three years ago, you'll see interviews with women who are survivors, but they all started with financial abuse. It's so, so sad. You know, as a divorce lawyer, what's really important is also making sure that once a woman in particular, because men don't have a problem with this, but with women in particular,

because a lot of them are heartbroken, devastated, whatever it may be, they forget to change the beneficiary. Right. Um, they're 401k's, they're IRA accounts, they're insurance policies, and they leave, they leave their ex-husband or ex-spouse as the beneficiary. They die. Now, in many states, it can be resolved, but in many states, it's going to go to the ex-spouse. Very sad. Yes. In Oklahoma, luckily, it's automatically, once youyear divorced, you're taken off the beneficiary.

You have to reaffirm them as a beneficiary. But on the retirement account, you're right. You have to tell people because it's just not something they're thinking about, especially 30, 40, 50 years old. Yeah. Very sad. It happens all the time. Pumps, it has only been a year since we started.

I've had it. And shortly after we started, so many people were like, you've got to have merch. And I'm like, OK, that sounds like a great idea. But how are two morons, like pumps and I supposed to navigate? How on earth do we get a store online on the worldwide web to sell to other people? It would have been completely impossible without Shopify.

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you have to worry about. That's 15% off your first order, J-E-N-N-I-K-A-Y. the promo code had it. Let getting dressed be one less thing you have to worry about. That's 15% off your first order, J-E-N-N-I-K-A-Y-N-E.com. Be sure to use the promo code had it. Okay, Susie, we're going to play a game with you called had it or hit it. Oh my God. Welcome to had it or hit it. I would hit it. Had it. Had it. I hit it every day sometimes twice a day. Okay. Had it or hit it texting during meals.

Oh my God. I've had it. Faults are not allowed around me most of the time in a movie at a tape. Oh, had it. Ha ha ha ha. in a movie at a tape, oh, had it. Okay, had it or hit it, knuckle popping in public. Had it. How gross can you be?

Plus the fact I haven't even with it in private. I hate when people sit there and they go, me, me. It's like, are you kidding me? You think that's good for your hands? I don't think so. I cannot stand it, Susie. And I have these girls that work for my interior design business, darling. And the knuckle popping that I hear multiple times a day,

it just sends me into orbit. And I think, when did this happen that everybody just started brazenly popping knuckles? It was a horrible thing. It's just gross. Tell them it's going to give them arthritis when they get old. Okay, had it or hit it, nose picking. Had it.

Are you kidding? Especially if it's in public, but you know where it always happens? In the car. Yeah. You pull up to somebody and you look over and they think nobody can see that. Are you kidding, especially if it's in public, but you know where it always happens in the car? Yeah. You pull up to somebody and you look over and they think nobody can see them, right? And they're sitting there picking their nose.

Now in private, it's kind of great, isn't it? I love it. I'm just gonna pick my nose and private. I love it. It's like, and KT went, but even when KT starts to walk in, I'll stop. Right. So KT and I don went but even when KT starts to walk in I'll stop right So I don't pick our nose and try to be sure That's a very good boundary. That is a great boundary

I'm gonna talk to my husband about it. I'm gonna say Susie and KT reserve this further private time And they don't do it and for like yeah, it leaves it just but it feels good Especially if you get a sticky one. Yeah I had one other day that I was like, this is almost as good as an orgasm. It was so great. I know, right? Right.

Okay. I just have to be full. All right. I was going to just tell you another quick story. I was on QVC and this woman in her 80s called up and it's live. And she says, oh my God, I just paid off my credit card debt the first time in my life. And I said to her, I bet that felt better than the first orgasm you ever had. And she said, oh, what most certainly did.

I'll just say I don't think the first one is ever the best one. No, it's a big word. Yeah. Mine was pretty good, But anyway, go on. Okay, had it or hit it, telemarketing. Oh, I've had it with it. It's like, but they don't get to me. There's no way for them to get to me anymore. So it's like, it's just stupid. I agree. You have the constant calling. Okay, knowing how you're preferred way to fly, I think you'll have a different answer on this than what I anticipated.

Seat recliners on airplanes. Oh, I've hit it. I absolutely love those because you could go to sleep. You can do whatever you want. Nobody bothers you. And I love when my legs go up. Right. If it's a long flight and your legs are down for too long, so I like when I can put my legs up.

I'm a real lounger. Yeah, I'm a lounger, can you? I like to lounge. Katie's always says, sit up, Suzy. Right. But I love to lounge. Katie's always says, sit up, Suzy. Right. But it's, I love to lounge. And so I love recliners on airplanes. And I love them also in the movie theaters. Yeah. That's such a nice new feature. I do. Right. And with the heat in the seat.

Yes. Even this. I had one of my days. I had a little vibrator, a little massage. Oh, I haven't had one of those. I think that's good because I should never mind. Okay, Susie, had it or hit it 24 hour news cycle? I have to tell you, hit it. I love the 24 hour. Haiti thinks something's radically wrong with me because I'll watch, let's say Rachel Maddala and Mondays at nine o'clock. And I'll watch the exact same show again at midnight.

Yes. I let go. She's so smart once isn't enough. I know, but it's, but I'll watch if it were up to me, I would watch news even though the news is the same over and over again. I would watch a 24 hours a day. There's something about it.

So I don't know that fascinates me. Pumps is the same way. And I used to be really into it. And then after Trump got out, I felt like, oh, I can breathe now. I don't have to monitor what's going on. Not like I could do anything, but I felt like I had to keep my eyes on everything.

And now I've started watching the BBC for like 45 minutes in the morning and that's it. But pumps, we recently went on tour and we shared a hotel room because we're, we get to gotten around, but we like to be together. And so she has on MSNBC 24, 7, 360, 5. And she refers to every single person that comes on who's your favorite you look Rachel's one of your friends is the other one Nicole Wallace. I just I love

her. I'm married that guy that's always on as a guest Steve something or as a other. I know she married somebody that's a New York Times reporter that's on that guy with this hair there and dark hair. Oh my, they're married. Yes. And he's 12 years younger. I'm like, you go girl. No, I think she is the cat's me out. I love her.

I think they almost all are. I do too. I like them all. Susie, when we're in New York and you could run into any a list celebrity, Pumps and I are there. And she starts looking around on the streets and I go, what are you looking for? She's like, Nicole Wallace. Iumps and I are there and she starts looking around on the streets and I go, what are you looking for?

She's like, Nicole Wallace. I mean, that is the person she wants to bump into. So Nicole Wallace. Yes, I love you. Susie loves you. Susie loves you. I love her. I don't love her hair.

Don't you think Tor is hair? Have you noticed how she cut her hair? Yes, it's so cute. I don't like how Nicole wears her hair. She needs a makeup. See, I like it, but sometimes they don't style it as good. Sometimes I feel like they style it really cute. They should either hair is good or it's not. It's like, you know, it's not a hit one day and a hat at the other. It's either a head or it's not. So it's a you two are MSNBC twins. I mean, y'all are just going on. This is what pumps does. She Googles the anchors and who they've married and they're whole it's it's beyond just what

they present on the news. And you going into who Nicole Wallace's husband is your speaker. I love her leveling. But one no, the one regret it's funny. I really don't have many regrets in my life, is that, and it was during the time that every show wanted me on, I was like, you couldn't, you know, I couldn't fit everything in. Rachel Maddow was always politics, and I never got to be a guest on her show. I ran into her once in the MSNBC building. I was like, yeah. But, um, oh my God, I think she's amazing. Oh my God, amazing words for it.

And I love how much money she's making now. I love everything about her. She has dethroned Fox. I just saw the nightly ratings. And she is the queen at the top of the ratings. A female, a gay female, a road scholar is owning that white boy patriarchy of the news. And I love it. I love it.

That. And I just love that for her. You did too. Okay. Last one, Susie, had it or hit it, the minimum wage in the United States. Oh, I've had it with that. It's ridiculous. It's how do they expect people to live

in today's economy? And 15 or $20 an hour, are you kidding me? Everybody should be paid a wage that allows them to be able to save money, pay their bills, take a little vacation every once in a while, eat out every once in a while, and it just doesn't exist today. And the rich are getting richer, the poor are getting poorer. You know, there used to be, you know, there's a highway into poverty today. There's not even a sidewalk out anymore.

It breaks my heart. It is a moral shortcoming of our country and the leaders of our country to not pay people a livable wage where they can have a sense of worth and decency and not have that debilitating financial anxiety that really when I think about this country and how wealthy it is and how much excess there is and how much religion there is. And it really, I have a hard time reconciling that people can justify that huge gaping hole of not paying people morally a livable wage. And it really, I think it's really tragic.

Shortcoming. But now do you understand why I've dedicated the past 40 years of my life for people who don't have a pot to pee in. Right. Yep. I, I, from the Kardashians calling, will I come teach the kids about value,

tomorrow in Brando, to more stars than you have any idea calling me to say, Susie, will you help us with our money? And I've always said to them, no. If you have a lot of money, anybody will take care of you. Right. If you don't have a pot to pee pin, I'm the place you should come. I love that Susie. I mean, you, I was super excited to have you on because you're one of those

people that like, I've known my whole, who you are my whole life. And like you've always been in the background, you know, you turn on the TV, you're on Oprah, you're on some, you know, financial show, and I've heard so many interviews that you do. So it's a real dream for us to have you on. And you aren't amazing. And this has been so much fun. So helpful. And I think it also throws people a lifeline to get onto your websites and employers like me to help set up my employees to have a savings account that is their own. Yeah, and again, if there's one thing

because it doesn't cost anything, place listen to the Women and Money podcast. It has saved people through the pandemic. It will tell you what to do with money. It will help you with mistakes, Hey, tease on it. Once a week with me with Ask Katie and Susie anything, we have a lot of fun,

and we really do make finances of family affair. I love it. Susie, thank you so much for joining us. I'll tell you one thing, if you were to ask me, have I had it or hit it with the two of you, I hit it. Ah! Thank you Susie. Thank you Susie. I had it or hit it with the two of you, I hit it. Yeah.

Thank you, Susan. Thank you, Susan. We would hit you and KT just by proxy. Yes. Totally. Absolutely love you guys. And we wish you the best of luck. Take your podcast all the way to number one.

Thank you, Susan. Thank you, Susan. Bye. Bye. I have this overwhelming desire to like go to my banker right now and say, am I saving enough? What more can I do? Right. Listen to her podcast. And I love what a boss bitch. She's a boss bitch. It has been forever. Like it all in my memory. Always a boss bitch. B, I see, I don't get irritated with airports because I fly private.

She's the best. I mean, because I've been good with my money. Yeah, I mean, just a total boss bitch. Kylie, I mean, when I think about like power gays, I mean, that's like a queen number one. That's the one. I mean, when I think about like power gays, I mean, that's like a queen number one. That's the one. I mean, yeah. She could tell me to do anything I would do.

Yes. This goes back to my argument that somebody like that needs to be president. Absolutely. I picked up everything she put down. I did too. I did too. And how much do we left that she and I are in the MSNBC

junkies together and she loves Nicole Wallace, like I do. When y'all went off about the haircuts and who she's married to, I was like, oh my God, like, she's totally your twin in the 24 hour new cycle. Yes, I just love her. She's so great. Listener, I want to leave you all with this. We know that we talk about a lot of stuff,

but we wanted to have Susie on because financial anxiety is very real. Yes. And all of this capital is a because financial anxiety is very real. Yes. And all of this capital is a month's speed is very real. And sometimes, you know, you're good with your money, and I'm sure bad with your many, but it's a conversation in lieu of, you know, brow beating everything, which we're still going to do.

We still want to throw you guys some tidbits on how to be a little bit better. And I know that when I'm running my finances better, I'm a lot happier. Yes. And I'm reckless with them. I have a lot more anxiety. Yeah. I mean, that's true. Yep. 100%. All right. Listener, super important. Go to Patreon and subscribe because we have our documentary club in full swing. Go give us five stars on Apple immediately. Immediately. And direct message us on Instagram, your voice mimas of what you've had it with. She's unbelievable. How good a podcasting she is. We'll see you at the hot shit tour. Hot shit tour. See you Tuesday. See you Thursday. If I can mic drop pass. Ha ha.

Ha ha. Ha ha. Ha ha. Ha ha. I'll tell you what I'm having with. Let's hear it. I'm having it with that. Ha ha.

Two sisters. One, a respected TV producer, Jill Blackstone, and the other, Wendy. She was disabled, nearly blind in death, and Jill had devoted herself to taking care of Wendy. Jill was her best friend, her sister, her everything. But the sister bond was shattered when Wendy and some of the sister's rescue dogs

were found dead in a garage next to a toppled over barbecue grill. Jill says accidental carbon monoxide poisoning killed everyone. Police do not believe her. Police arrested Jill Blackstone for the murder of her sister. Investigators think it was staged to look like an accident. Who will you believe, especially now, that a secret source has come forward with evidence never made public before?

Jill was a good producer. There's no doubt about that, but would she produce murder? Is the question. Season 2 of Bad Bad Thing, the Blackstone Sisters, available now, wherever you get your podcasts. I always say show me a perfect family. I'll show you a family with secrets.