Klein/Ally Show: The Podcast - What To Do with Found Money

Episode Date: September 9, 2026

We'll get into an episode of Klein Alley Show in just a moment, but in the meantime, let's tell you about our absolute favorite place on the planet. Yep, that would be San Bernardino International Airport, where you can go through the airport process without waiting in long lines and overpaying for parking. Quick connections to the Bay Area and the world, plus ski and snowboard in Provo from San Bernardino all winter long. Every other airport, you're going to be in long TSA lines, you're going to be miserable, you're going to say, oh, I got to get there two, three hours before my flight.

Not at San Bernardino International Airport. And now we send you on a direct flight into our podcast, which starts right now. Some people say $10 is $10 is $10, the thousands, the thousands, the thousands, but it's different. Money hits different. And when it's unexpected money, you were not expecting it. It happened. And I'm not talking about reaching into your pocket, putting on pants you haven't worn in a while, and there's a 20 in there that you forgot you had.

That's great, but that was your money to begin with. So even though it feels good because you found it, that was still your money, kind of. Yeah, this is like class action lawsuit money, even if it's $5.29. I'm excited about it. But I know when you come across real money unexpectedly and you have to start thinking about how you're going to spend it, that's a whole different conversation in your head. The best type of unexpected money is you find out that there was a relative you had that you didn't even know, so it's not sad that they're dead, and you get a call, so-and-so died. You had an uncle you didn't know about, by the way. They invented the shoehorn or some random thing, and they're a billionaire, and they left you a ton of money.

And you're like, what? I know. That's a unicorn situation. I don't know if that's ever happened to you or someone you know, but that's probably as good as it gets. And then, you know, a close second to that would be maybe a lottery win or something. But Postmaster Johnny got himself an unexpected check the other day. That he put no effort into because with a lottery win, you still have to pick numbers. You have to put in effort.

It's not totally unexpected because you bought the ticket. This was an unexpected call that he received. You got a call, Johnny, or it just showed up in the mail? It showed up in the mail at my mom's house. She's like, hey, you got a letter. And it came from my last job. And apparently, one of my old co-workers, she sued that chiropractic company because they stole hours from us. It was like wage theft, I believe.

So Johnny all of a sudden gets an unexpected letter in the mail, opens it up, and inside there's a check. Yep, it was a check for, can I say the dollar amount? $600. Oh, I thought it was $6,000. No, it was $600. $600 is a lot to have unexpectedly. That's exciting. Yeah, it's not as exciting as $6,000, though. Well, of course.

When $6,000 is not as exciting as $600,000, how are we going to get going? John, you got $600,000? That's amazing. Now I know why we're talking about this. So the question is, do you spend it on something stupid? You have to because it's completely unexpected. And $600,000 is enough to do something fun. Yeah, it's like not a crazy amount of money to do something wild, but it's also fun money.

How much is that dream guitar you want? Dude, it's like $1,400, but now if I spend $600,000 towards it, now I only owe $800,000. Yeah, but then that's not... See, I think it has to be... Interesting. Well, here's the thing, Johnny. You could gamble on the game today. First game of the NFL season.

Double that money. Turn that into a guitar right now. I was thinking about that, because now I can make $1,200. No, no, no, no, no, no, no, no. But it's free money, though. It's like money I didn't have before and didn't even know I had. But if you lose, you're going to be so pissed that you couldn't even spend it on anything useful. If you win, you're only $200 away.

If he loses, he's right back to where he was before he even got the letter in the mail, which he wasn't expecting anyway. He's found money. But I didn't even know I had it. Are you one of these living paycheck to paycheck people, or do you have savings? No, I have savings, and it's like, I was going to be responsible and just save it for, like, Christmas or something. But I kind of want, like, a new guitar, though. Boring. Don't be one of them savers, dude.

That's nothing. Yeah, you need some posters. It's important to save. It is important to save. You know, if you put that in an IRA, slowly would accumulate. You could have $605. in five years. You can get that guitar by the time you're in your mid-fifties

and you can noodle around in some tulle. Probably not that soon. That's a lose-lose situation. So, Johnny, here's the thing about found money. Found money, you can't think of it the way that Allie's trying to do it, which is responsible thing and put it away

and, you know, oh, my God, you can put that in, start a 529 savings account. Put it in a nice business that's growing. Well, I can invest it in a bookie to help make money because if he flips it and makes $600 into $1,200,

now we're talking. Yeah, you do one of two things. You got that new girlfriend. You guys just moved in together. You either go do a crazy, like go stay at a hotel, move in, go somewhere for the night.

You go to a hotel, road trip somewhere. Nice hotel. Yeah, nice hotel, nice dinner. That covers that. That's a good night out. Or we double it right now. Or you take half and save it

and spend half on something stupid. It's like splitting the baby, though. That's not fun. Then you go, then that's not fun. You've made it now responsible. You've made a responsible decision. You're half responsible. That's great.

You have to be fully irresponsible. But I feel like, look how excited my girlfriend would get if I told her, hey, I took the $600 and I actually made it $1,200. That's right. Or like $1,800. She'd think you're a genius. She'd call you Johnny Genius again. You know, 213 said they, sadly, this person won on a $500 Friday from Allie Knows the News.

Got the $500. Found money. and spent it on rent. That sucks. That's the worst when you just spend it on bills or a grocery shop or just money that you spend every single week. I get it. It has to happen.

It sucks. Have to do it. I really want to get the new Xbox and the new GTA 6 too, actually. Yeah, 626 said you should spend it on video games. Yeah, because my girlfriend got mad at me. She's like, you're like 28 years old. You don't need to be playing video games no more. Why would you buy money?

But she's not wrong, though. She's not right, because I kind of feel the same way. Andrew on KROQ. Good morning. Hi. Hi. How are you guys? Good.

What's up? So my wife got her car towed for missed payments, and they took the car away when she was making her payments, but then she lost her car and everything, but then we got a check in the mail from Chrysler Dodge and Wells Fargo for $15,000. And why? Yes. Because they towed her car for non-payment when she was making the payment. Whoa.

yes so you just got an unexpected check for fifteen thousand dollars in the mail yeah is that what she owed and what she was paying on for months and next thing you know we got a check and it was a blessing in disguise it was it was totally well okay so it makes sense they tow it don't you just go to the tow yard and pick it up there why why no no not at all no not when when it's getting towed by the you know when the non-payment where you can't pick it up like that even yeah the repo guy you you can't just go and pick it up especially when they just take it like that and she was making payments so the 15 000 was for the trouble sorry for the inconvenience there's 15k well she was like complained about it for you know months and everything like i've been

up to date on my payments and everything and yeah it was it was insane so what do you do with the 15 you had an unexpected check on the mail 15 000 what do you do with it fun on vacation for sure vacation yeah that's right now you could have had a 30 000 vacation if you placed one bet yeah put that on the uh sea hawks tonight minus three all right he's not betting on the pigeons uh what happened to you jordan you got unexpected money yeah i worked for a kidney dialysis place i was doing some pretty malpractice stuff so about two years ago i got a check for about four grand that came in the mail pretty much they were doing some messed up stuff and we made deliveries that kind of stuff with like iv infusions but they were doing some messed up stuff when it comes down to

you know, hooking people up to it, and yeah, got a call. And you just randomly got a check for $4,000? Yeah, me and like four other people. It was a pretty small operation, but they closed down. We weren't sure why, and that's obviously why we're there. Did you do something responsible with the $4,000, or did you do

something fun with it? Oh, no. I went to Hawaii with my girl at the time. Nice. Nice. These are our listeners. See, a vacation. That's... Impulsive. Impulsive. Oh, yeah. How'd that end up? Yeah, yeah. Not together anymore? That's so sweet. Yeah.

No, no, no, no. We had a great time. Yeah, that's all that matters. A great Hawaii trip. You know what you're getting into. You can't have a bad time there. The memory will last forever. Probably banged her in Hawaii, so he's got that memory.

Yeah, so for $600, where can that... Yeah, yeah. Johnny, you can get to Victorville. You can have yourself a decent night there, maybe. I'm going to get my ticket for a Greyhound bus to go see these Broncos lose. Yeah! Hey, Johnny, I'm being serious. All jokes aside, because Allie's going to tell you to do something boring with it.

Omar's probably going to tell you to do something smart, but it'll be long-term. I'm telling you right now, by tomorrow morning at this time, that $600 could be $1,200 easy. You want to bet this game goes to overtime tonight? We could turn that $600 into about $4,000. I think I try to really trust you because you're a very betting, skeezy guy. I kind of trust you. You're trusting him because he's a betting, skeezy guy? Look, he talks so confidently. He talks a good game.

Don't talk him out of it. Hey, skeezy. Fine. You do what you want with your money. No one's laughing now. I'm going to take this tonight. I'll let you know where I'm putting it on. Okay. And you're going to walk in tomorrow with enough to buy that guitar.

Really? How much is that guitar with tax and everything? It's probably going to come out to like $1,487. All right. So we need to get you $1,500. We need to turn $600 into $1,500 in 24 hours. No way. Can you really do that?

Oh, yeah. No, he can't. Yes, I can. He does not do it every year. I don't do it with my money, but I can do it with other people's money. Oh, man. Johnny. I am very curious how this is going to turn out.

All right, worst case scenario, if we can't do that, then we just get an Xbox. Are you okay servicing other... No, this is the worst case scenario. If you get an Xbox, there's a 100% chance that you're getting an Xbox. Yeah. Then let's get an Xbox. No, no, no, no, no, Johnny, no. This is going to be fun.

No, bad Johnny. Listen to me. Listen to Skis, Uncle Skis. All right, Uncle Skis, go ahead. We are going to turn that money into, I'm going to find a bet that's going to be just a little bit better than 50-50, odds-wise. Oh, no. And we're going to figure out a way to get you to turn your six into, maybe I'll go on couchy. I'll figure something out.

Well, look, if you could do that, maybe I'll cut you off a little bit to make it worth your effort. Now we're talking. You're going to get a little bit of a zero dollar. 20%. Are you excited? 20%. Okay, let's do it. Hey, found money becomes found more money, because that's even better.

Yes, but this is a... What's the line tonight, Jake? Is it three? Is Eagles favored by three at home? Eagles is Patriots. I mean, no, Seahawks are favored by three, right? You're trusting this guy, Johnny? He doesn't even know he's playing tonight.

He doesn't even know what's happening. Hold on, hold on, hold on. This guy has bet on Korean table tennis. Yeah, and I won that, by the way. I won until they changed the rules, and then I lost. This is insane. You know that he's saying he's going to pick a bet where he gets less than 50% odds of it actually working out. because you're going to win more money,

but it's less likely that it's going to happen. No, don't confuse Johnny. His head's going to explode. Yeah, it might explode, actually. I'll give you money, Klein, to do it. Yeah, I don't need any money. I'm going to help you win this guitar. I'm going to help you get this guitar.

Hell yeah. But is that what you're going to buy if we double the money? Yeah, dude. I want my Thunder Jaguar. Don't you have guitars? I only have one. I had to sell my last one.

I thought you told someone on OfferUp your girl was pregnant and you needed to sell the guitar for money or something. Bro, don't be blowing my cover like that. Isn't that what happened? Yes. Okay, yeah.

I told them my girlfriend's pregnant just so they don't hassle me, and they were like, okay, and they hand over the money quicker. If you need a stand-in girlfriend, I'll be your pregnant girlfriend. They're going to be real sad then. Why was that so silent after? No one watched that story. I'm not paying you more than you asked, but you're good.

You can take this guitar to hit your girlfriend. Katie on KROQ. Hi, good morning. Hey, guys. How you doing? Hi, how are you? I got an unexpected check of 700 grand. $700,000?

Yes. I can tell because Vanessa wrote she got $700. I've been with my cousin for six or seven years and it's sad. He OD'd and he was waiting for a settlement money so he died like nine days before he got

the money. So it got passed down to you? Yeah. What'd you do with it? I don't know yet. It's sitting in an account. Oh, now we're talking. Okay, Klein, what are you going to do with her money?

You want me to turn that into a quick $1.4 million? To be $700,000 sounds nice, but I'll tell you what's nice. A millionaire is nice. Right, right. Although, you know, it could be spent quick. First half spread is looking pretty nice right now. I was very sad for a while, but now I'm stoked. All right, well, sorry about your loss, but congrats on the money.

Hey, Mark, you're on KROQ. Good morning. Hey, guys, we did shut up for the nutbangers. Just a PSA for Johnny Be careful betting with Klein Because he lost a lot of money To me over the last couple football seasons How much money did he owe you?

Well, let's see He lost over a thousand to me I think he paid off about five hundred Alright, that's enough of this guy You owe somebody money? I don't owe him money We double or nothing done something This could be you, Johnny

Johnny, don't worry about that guy That's a fake call Screen the call. Fake. What? Fake call. Daniel, hi. Hi.

What's up? Good morning, guys. Good morning. So I got like $1,500 from this lumber yard I used to work at. Just, you know, one of those blue-collar jobs where everyone just hates going there every morning. I guess they were just stealing a bunch of hours from us and underpaying us. So that was nice. As someone, by the way, pointed out

Johnny really isn't found money Because these were hours Johnny worked He finally just got paid He didn't realize that he was getting Johnny didn't realize he had to fill out his payment card So you got paid, what did you do with the $1,500, Daniel? Just a bunch of bills Caught up on car payment

Nah, that sucks 310 said they got $13,000 after a car accident And went to Japan with their girlfriend Girlfriend trip, that's a great way to spend it Alright, Johnny I'm looking So you gotta make a decision now I'm serious.

Like, if you could, like, make some, like, I'm giving you a chance to make money off of this, too. So if you pick well tonight, we'll both be making some money. Okay. I'm on a bit of a cold streak. But I think, no, no, let's go. We're getting guitar, baby. Let's go. We're getting guitar rich.

Yeah, skis. Johnny and skis tonight, NFL action.