LadyGang - Jason Tartick
Episode Date: April 5, 2022Kaitlyn Bristow’s other half and entrepreneur, Jason Tartick proves he’s the man we all deserve as he shares what went into designing her ring and what their future holds. Plus, he’s he...lping fix your lives with his Restart Roadmap, tips and tricks to get paid and where to begin if you want to start investing. Check out our amazing sponsors!!! Rothys: Get $20 off your first purchase at rothys.com/ladygang Ritual: Get 10% off your first three months at ritual.com/ladygang StoryWorth: Save $10 on your first purchase at StoryWorth.com/lady Daily Harvest: Go to DailyHarvest.com/lady to get up to $40 off your first box! Redecor: Download Redecor for FREE on the App Store or Google Play Store! Progressive: Be kind to your budget! Get a quote today at Progressive.com See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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Guess what, everybody? We're going on tour. So all of our Lady Gang fans in Florida are always like,
Florida gets left off the tour. And that's because it always gets left off because it's
very hard to get to when you're touring because it's like kind of out of the way. But we were
like, nope, this summer, it's Florida. We are heading to the Tampa Improv on June 26th. It is
a nice Sunday afternoon brunch, 3 p.m. Lady Hang Live with us in Tampa. You can get tickets at
theladygang.com or tampaimprov.com we'll see you there lady gang is brought to you by progressive
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well what is this welcome to the lady gang that's amazing say that again the lady gang
things are about to change around here each week we catch up with hollywood's hottest girl posse
kelty knight becca tobin and jack vanik
hello hello hello welcome to the lady gang podcast i am kelty knight joined by
jack vanik and as you have been listening and realizing this is not my part of the show to do
This is Becca's part, but Becca is on maternity leave. Baby Ford is here. We are leaving her
alone. She just recently wrote an essay on motherhood for our new book coming out in the
fall. And I read it this morning and I was like, oh yeah, no, she's in it. She's in like the non
sleep mode right now. So anyway, we decided that while she's on maternity leave, we're going to
invite some of our famous friends to come on the podcast and be guest hosts. So today we're very
excited to welcome Caitlin Bursta's other half, Jason Tartik. He has a brand new book called
The Restart Roadmap. It's out April 5th. And we posted in Facebook that we're going to talk to
you today. I'm being so long-winded. Anyway, the girls freaked out. The girls freaked out. They
want to know about money. They want to know about crypto. They want to be successful. They want to
retire at 50. We're going to get to that. But first, it's time for Good Week. Yes, it is. Bad
week oh no okay so my good week this week is uh jason we're actually working on our second book
right now um we're in the grind we're doing it again and my good week is that we are turning in
the entire book tomorrow and we will be done with the hard part you know with the text part of it
all of the words um but it's been another huge grind and you think would be easier the second
time around, but it's still really fucking hard. Good for you guys. Well, while just getting this
book across finish line, the first thing I've been telling people is never write a book. So
for two, good for you guys. That's awesome. Writing a book is hard. Like I think that
everybody thinks it's the same thing about starting a podcast, right? Everybody's like,
I can do a podcast. I can talk for an hour. I can write a book. And then when it comes time
for the nitty gritty, it's like, Oh wow, this is way harder than I thought it would be.
so many moving parts so many moving parts exactly it's hard um so that's my good week uh the hard
part's done now we just have to deal with all of the some creative stuff which is great um
my bad week and this has to do with you jason is um you cut your hair
i mean listen i you it's divided it looks great you are such an attractive guy that like you can
look good with any haircut, but I personally am a long hair lover on men. I have made my fiance
grow his hair out to about here. And he started with a crew cut when we started dating. And I
just think like any guy that has a full head of hair should embrace it and just grow it as long
as they can. Maybe it hits their butt. I don't know. God, that is painful to hear because for
the same thing for me, it's like, I'm just going to do it. I'm going to let it go. I don't care.
i'm at the age now where like soon it's gonna be like dude you can't pull this off
yeah and i just woke up one day and i was like i'm sick of it i'm done i'm done i'm done
you know but were you going through an awkward phase i went through like eight awkward phases
everyone there's like so many different awkward phases i know i know you just have to push through
and then you finally get to the finish line you're like wow this is really worth it but there are so
many times with my fiance's hair it would be like to hear on his neck and it would do the kind of
flip out it would be that's what mine did yeah and it got mulledy so i was like a susan you're
caitlin was calling me her auntie judy she's like you literally look like my auntie judy and i'm
like okay i'm done what made you cut it you're just over it to be honest i was just no no one
in my inner circle liked it anymore but i didn't care and that was actually a little motivation
for me to keep going so like caitlin didn't like my mom didn't like it my grandmother didn't like
it my friends were like dude it's too long but i was like nope i'm doing me and just one day
i was like i'm honestly just sick of this hair like it is a project just taking a shower now
and i was like i'm done welcome to womanhood jason you guys are heroes oh it's such a pain
in the ass well i loved it just i just have to put my vote out there but it also looks great
sure i mean you it looks yeah you know you can do whatever this is like when i got bangs and i
came home and and like my i was like what do you think and my husband was like i liked it better
before and i was like well don't say that because now i gotta grow them out for three more years
Exactly. You can't win them all. You just got to do what you got to do, you know?
Jason, what is your good week and bad week this week?
All right. So good week and bad week. So good week, similar to you guys. I finally got this
book across the finish line. We were super, super late getting the pre-sale out. So pre-sale is a
big part of the process. People would suggest a minimum of three to four months. We gave ourselves
38 days. So we really screwed up there. But in the first week, we just got numbers back.
i didn't write this book to make lists right it's not i don't have like all this secret juicy gossip
i have what i think is like really constructive insight that can make an impact so i don't expect
to sell a ton i was worried i wouldn't sell any and we just got uh some numbers back that we've
sold we're in the thousands now so we're gonna have into it so that was like super exciting
uh for a book i didn't know you know what would happen with it so that's the good news
yeah the bad news so i got this my someone on my team called me not too long ago i was like you
gotta come up with something bad that's happened in the last week and i'm sitting here thinking
like this is like when caitlin puts me on the spot for confessions i'm like shit here we go
so i'm gonna it's a little gross but i was like you know what it's the first thing that came to
mind so i'm just gonna tell it this is perfect for our podcast okay i'm not sure the audience
so it will fit but i'm on the way and i've never done this before but i'm on the way back from
going out on Saturday. We did like some day drinking
and I didn't get an Uber
Excel. I didn't get like the comfort.
I got the small little economy
Uber. So it's a tight space
and I'm on my phone not
paying attention. There's no music on by the way
and all of a sudden I didn't even
realize it. I let out a toot.
I let out a pretty good toot but it was like
a silencer PP7
toot. So I'm like I'm good. No
worries. And then like it was
a couple seconds later I'm like oh shit.
We're not okay. The aroma
is coming through on that yeah so now i'm in this awkward position i haven't done it's just me no
one else can't point the finger small car and it's it's got some aroma going yeah i'm thinking what
do i do i like let the window go do i let it go do i ignore it there's no music there's no noise
so i just let it go and i'm like no i just rolled the dice let's see what happens but then the poor
guy he rolled the window down and i was like oh no it was like a game of chess that i lost
wait what did you call what pp7 yeah oh like a silencer pp7 it's like one of the guns that you
could use in james bond where it doesn't make a noise so like a big noise but deadly yes an sbd
yeah so yeah yeah yes so that was my saturday i felt that tipped the guy extra well for that one
and you know those uber drivers love to listen to a podcast and watch reality tv so they're
probably like writing into day as we speak had jason in my uber farted like a crazy
scumbag that's a great bad week you really understood the assignment i love it i'm glad
that was the first thing that came to mind. Well, mine is very, uh, surface level. So
my good week is, is that I've been renovating. Do you guys renovate your kitchen yet?
Yeah, we finished it. Yep. Oh, of course you did. So in the time it took Jason to renovate
a whole kitchen, I've done one thing in my kitchen. Um, I, uh, I renovate my kitchen and
I got a bubble ice maker, which is like the most thrilling thing that's ever existed in my life.
So basically it's like this bougie thing that you don't need. It's like a third freezer in
my house. And when you open it, it has perfectly round bubble ice ready for your iced teas and
iced coffees at all time. This is like, this is a Heather Dubrow thing. This is like, you do not
need it. You regularize works, but I just was like, I'm doing it. I'm making this my dream
kitchen. So yesterday was the first day I had full 24 hours of bubble ice. I've drank more iced tea
and more waters with bubble ice than I know what to do with. And it was glorious. I was like,
you know what? I'm glad I waited six months. I haven't had a sink. I've been doing dishes in my
powder room you know sink I was like this was all worth it for the bubble ice I woke up this morning
bad week my bubble ice freezer is now just filled with water so and and Chris is in New York my
husband and even if he was here he couldn't fix it because he's not handy at all no and now the
plumber, we, when you put the bubble ice and I know this is me on the, this is me to a T on the
podcast, talking about something that like no one can relate to. When you put the machine in,
it wasn't making ice and the light was blinking. We're like, I don't know. So the plumber and I
pulled it back out and we like moved a toggle from like here to here. And then we heard,
and it started like doing water. And I was like, oh great, this must be it. And then it worked.
Now it's just spouting water. There is no ice. There's a little bit. Cause I filled up my cup
before this podcast, but anyway, I'm going to have to call a plumber. I don't have time for
this shit in my life and um it serves me right for trying to be bougie why couldn't i just have
a regular fucking home just have an ice tray you know it's just an old school ice tray
well you put hot water in it right and then the ice cube will be clear right if you do that
oh see this jason is fancy no my friend works for the hyatt hotels and before the new hyatt
in century i think it's a hyatt oh my god he's worked at some hotels anyway he's like the head
of the events right so like the bougie events that happen and he one time i was at his house
and he was on a zoom about ice and like the people came and showed all the ice so you can do like the
ball ice you can do an ice spear like what shape was our signature ice going to be for the bar and
like there was all different kinds of ices and you could just do like anyway i went out on saturday
night to see robin play in la and they gave me a margarita with the big round ices and i hate that
fucking ice because you can't get a drink out you just hit the ice anyway the reason for the ice is
to keep your drink cold and it won't water your drink down the one big ice cube i understand that
but i like to drink my margaritas as you know so quickly but then i just got i just got to the
bottom and i just had the bottom ring of water and then every time i tried to take a drink the
ice just went on my face there was no drink available okay when we come back jason's gonna
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All right. So Jason, before we get into it, I think you know this already, but I grew up with
Katie. Um, and I've, I've said this before on the podcast when she's on, but her mom less and my
mom, Sheila, and this other lady, Nancy, who was a Highland dance championship. I just want to throw
that out there. We're a trio of misfits in Edmonton, Alberta. And Caitlin's mom was like an
insanely talented ballerina. Like had she not had those children, no offense, Caitlin, like she
probably would have been like at the National Ballet of Canada she was incredible she's this
tiny little pipsqueak like right height right body anyway very very talented anyway so we all
grew up together um when we were kids we like always went to the funerals and the Christmases
and the you know we did some child modeling as one does um but what's funny is that you know
I'm from Sherwood Park which is like the Leduc another version of Leduc where Caitlin is from
leduc and leduc is really shitty and sure park is really shitty and i just think i've thought about
this so much i think it's so funny that you flew or like went to leduc canada to get this engagement
ring like you're hollywood you guys live in nashville you're in la she's not you know and
then you're like you know what i'm gonna go get this engagement ring in leduc oh my god i thought
that i didn't know that yeah well i mean technically it's so there's a jeweler parish
jewelers her name is chow she's out of uh edmonton and it's a small small business the whole family
um are a great group of people that started it and um came and immigrated into uh canada
and they're just an amazing family and i went through you know i did my due diligence i
probably talked to every single jeweler that's out there and she was she blew me away I mean she blew
me away with the creativity uh the way she came prepared to our meeting some of the things she
knew I mean she had she had a creative board of every single different type of dress that Caitlin
wore to big functions and was like based on her style this this is the direction I think we should
go so like you name a jeweler in new york city or you name a jeweler in la i promise you i had
some sort of discussion or did research on them and her work just blew everyone away so did she
caitlin didn't tell you what she wanted for her ring she gave me she gave me an idea i knew that
she wanted oval but i knew like with caitlin and everything she does she wants originality like
she wants creativeness she wants just like um thought-provoking ideas right so on the side of
her ring there is it's all laced so there's like a custom um lace on all of it with diamonds in it
and the lace was derived from the fact that we she sat down and brought pictures that every single
like red carpet caitlin's been on and she always has some form of lace so she did that and then
like on the like four different prongs uh we put three diamonds for ramen pino and i so she was
like very helpful with creative inspo. Uh, so Edmonton coming through, that's where it all
went down. How much time have you spent in the home and native? Oh man. Well, I grew up Buffalo,
right? So I could throw a football and I would be into Ontario. Like we would go up there all
the time. And when you could start drinking at 19, it's 19 in Niagara Falls. We would go party
all the time up there. So I've between hockey and just like growing up in that area, spent a lot of
time but in alberta not as much especially because caitlin and i started dating you know 2019 and a
year later you know the shutdown so it's been it's been a train wreck trying to get back and
and see her family which is too bad and then um starbucks or tim hortons is like the most
i mean that's just a no-brainer timmy ho's all day
although caitlin tells me that what do you think about this kelty caitlin tells me that
because we'll go back to buffalo and tim hortons are everywhere because tim horton was a former
buffalo saber he actually died on his way in a car crash on his way home from a hockey game
and so there's tim hortons everywhere and caitlin says that the tim hortons in canada
is completely different than the tim hortons in america for the better in canada you agree with
that i agree with that oh all right i agree with that also did you play hockey growing up yes i
did yep would you play i played left wing and then on the power play i played defense actually
it's great actually i got hot night i still play such a hockey boy vibe i know just from sitting
with you for this five minutes i feel like i know exactly why caitlin fell in love with you and i'm
like jason is the guy we grew up with do you have a large circumference of hamstring yes i have a
big hamstring yes yes always have a big hamstring it's so hot it's like there's the confidence of
like just growing up in the cold you're like burly you're not a sissy you can fix things
i think caitlin definitely has mentioned before she reminds me of people from her hometown that's
yeah you definitely sometimes i think it's for the good and bad like i'll wear like a white hat i
don't know what her deal is with white hats but like she'll be like take that white hat off it
reminds me of leduc like i can't or like like there's certain things i'll wear she's like oh
my god you look like you're from leduc take that off i don't think men need to be wearing white
hats well like what about golfing huh like you're golfing with a white hat on I guess you might have
to what else would you wear I guess a white hat I guess black blue gray that is a man in a white
hat just it screams home renovation yeah all right well I'm here for fashion tips if you got
them guys okay I want to talk I do want to talk about the book but just because this is your first
time on the podcast there's a couple things that I need to get out of the way before we like get
into, you know, the whole, like you're going to save our lives. Um, you post on Instagram that
about the laundry. This is important. Oh yeah. Do you, do you wash your laundry with your
significant other? And you said no. Yeah, no. That, that was the rare answer too. Do you guys
do your laundry together? Do you do your own laundry? I do my own laundry. Yes. Well, he'd
have to because how would that work i don't do my laundry yeah we have an assistant at our house
that works every part-time here and there if she's here and her list allows for the her to do
laundry that's like the dream but i would say very often i do my laundry yeah are you surprised by
that yeah you know what else i think is ridiculous i have buddies that say that they're significant
others like they do their laundry but they also say they pack for them like how the f**k would
how would you know what to pack yeah they say their significant others will pack for them i'm
like i would never want that i think that laundry is the most annoying chore to do i would in packing
i would just never go out of my way to do that for somebody else i barely even want to do it for
myself yeah i do i don't pack for chris but i pack for chris what do you mean you pack for us like
if we're when we were going on our trip at the holidays went on a big trip and um i sat with
him in his closet and we like picked out what he was gonna bring yeah as he decided what was being
brought i folded it and put it in the space bag um no that's i'll sit in this i'll sit aside but
i'm like i'm not touching your clothes i did paris fashion week with a carry-on like i can
pack a bag you know what i mean so maybe it's just but he just left for new york this morning
and i didn't even i don't even know if he took clothes so both of you you guys both do your
laundry for the household like together you mix it all up when how my fiance and i do it i will
like do a load of my laundry and if some of his stuff just ends up getting in there or if i don't
have a full load and i throw some of his darks in there like we'll do that for each other but we
like mostly just do our own and then maybe like three-fourths of mine and then some extras of
you out is it the fact that my period panties with like a whole strip of menstrual blood are
mixing in with your white t-shirts like what is it that's destroying you often could it be that
i don't know i mean i wouldn't give a shit the only thing is that caitlin is caitlin doesn't
want anyone touching her laundry that's like her thing she's like very set like so what when here
and there we do have uh an assistant that can come and help with that she will direct her to say
like i don't know what's on your list if like how you're helping out but today do not like never
touch my laundry so she's like very particular that she will do her laundry even on dancing with
the stars i know she was like she just doesn't like people doing her laundry but she's a lot
like she's cool with it because they give you this like bag right so you put you put it all
in the bag right then you close and kind of like seal and lock it and they just throw the bag in
there and they give you the bag back so no one's technically like touching her laundry i wonder
who shamed her someone shamed her in her childhood about next time you have her on ask her why that
is interesting it has to stem from something yeah i also think if you're a germaphobe you don't want
anyone like touching the cotton line gusset of your whatever but if it you know katie is like
so small as a human that i'm assuming that she probably has a hard time getting clothes and she
probably needs to get a lot of things tailored down to her so maybe she like doesn't want you
to shrink it, but then that would help her. I don't know. Next question. Yeah. When you have
her on, you ask her what that's like. I'm interested. Okay. So my last question before
we get into you fixing our lives, um, is I think it's very interesting that Caitlin obviously is
having a moment, which we are so happy for her. I mean, for everything she's done. And I know
there were a ton of no's along the way for her to get to this place but right now she's crazy busy
I know that she's making a ton of money and she has a million jobs and a million things to do
so how do you as a guy in that relationship um you know keep your ego in check and I think you
like do you have to work at it and or or does it just come naturally is who you are
Yeah, I think like if you are having issues with like in a relationship with your ego, or you're just having ego issues in general, I think you have to do some type of self examination, like right down to the bedrock of what's going on. I don't think enough people do that.
I think for me, I'm so, I guess, like, comfortable and confident with where I'm at professionally, with where my businesses are going, with the things I want to achieve and what I want to do, that in no way am I at all intimidated or insecure or, you know, vulnerable about her success, right?
I think if anything, it's motivating, it's inspiring.
And I think if you're with a partner that is regardless of what the situation is or
who you are, that's just extremely, extremely toxic.
And for me, I, with every bone in my body, want to do anything I can do to keep helping
her kill it.
Like when she is doing what she's doing and she's killing it, she's happy.
When she's happy, our relationship is more connected.
Our relationship is doing better.
We're doing better as a unit.
And I think people that just drive on ego will literally drive themselves nuts.
And there's so many people just throwing shit at other people because they're hurting so
bad.
And for me, I mean, I'm inspired by it.
I think it's awesome.
And it is, you know, it's definitely unconventional in a little ways.
And I actually get this question a lot.
So it's fascinating to see, and I'm shocked to hear that there are other people out there
that want to compete with their significant others that want to be better or that want to
uh try and take them down to put themselves ahead to me that is just bullshit yeah i actually don't
i don't see it as much as let me i want to be like clear as to what i'm thinking i see it as um
i see two things happen there's guys like you that are like my husband is very much the same
I think Jared is very much the same with Jack. Like you go, like, I want to do whatever I can
to help you. And like, I hope you out earn me. I hope you can crush. Like, I love this for you.
The other, the other side to me is not someone that my first husband was like, I want to take
you down. I don't believe in you. You'll never be a rocket. Go yourself. But, um, but, but it's
actually the thing of like, there's guys and they're like, I want a boss bitch. I want a girl
with her own job that makes her own money. That's like crushing. But then when it actually comes
down to it in my life, I have alienated a lot of men because I have my own thing and I do my own
thing and I'm not a bit available to just follow you around and be your wifey. Does that make
sense? No, I think that does make sense. And I think like, I don't know, I guess you'd have to
do some like digging deep there, but I think there are a lot of men out there that are looking for
validation. I think a lot of them, you know, in general want to be held at a high like regard
and respected. And I do agree with you. I think there's a lot of people that talk a big game about
out there, how they want an independent bitch. They want a strong woman, but they can't handle
what comes with that. Right. And I think maybe it's been, uh, derived from like, I look at my
mom and she's very similar. She's always worked in her career. Um, she's very strong minded and
independent. I've always seen that balance with my parents' relationship and they've been together
over 35 years and it's worked. So, you know, it's just something that has, has worked, but I agree
but like yeah obviously with the good comes bad and you know caitlin being on tour for two three
months is that ideal absolutely not like what as we're trying to you know get on the next you know
pages as it comes to like planning our wedding and doing things is that ideal no but like through
communication and understanding expectations you work through some of this stuff and uh it's all
part of you know the bigger plan and it's all working out and she's happy and she's crushing
it it's a beautiful thing it always stays exciting that way too my fiance is a musician and you know
he's gone for months out of the year at the same time too we're gonna go on tour like but it just
if you accept that that's like your lifestyle and there is so much benefit to living this
unconventional lifestyle and a creative lifestyle then it's so exciting and you're just i've had to
be like okay i'm never gonna have my partner around all the time but there's so many exciting
things that come along with it 100 and like it's kind of like a little bit of long distance like
we're counting down the days till she gets bad on us. We can't wait. We're super excited. I think
the other thing too, is like really understanding it doesn't matter what your title is or what your
job is or what you do. It's really important in every relationship to understand what value you
can bring to your partner and what value that partner can bring to you. And that is so much
more important than fame or money earned, et cetera. For Caitlin, she struggles with analytics.
She struggles with planning. She struggles with understanding some of the finances behind her
businesses. I've sat down and gone through the P&L, the balance sheet, all that stuff.
And she kind of relies on me to help her with that stuff. She won't sign a deal or do something
until like, she'll just like get my opinion or take on the analytics and vice versa. I'm way
too worried about what people think. I need to be more open, more vulnerable. I'm not as creative
and she helps me out in areas. So I think really understanding value and making sure with your
partner, regardless, yeah, that this is our situation, but anyone listening, making sure
that you put value on one another's values is huge she is so lucky to have you as a partner
like in that aspect with the financial and the numbers and all that like that's nice somebody
who also struggles with that like that's like the best you'll never get over if you're she's dating
you at least less at least less i mean we all get over professionally somehow but you know yeah
i'll say there's a lot of cleanup that happened when i first came in like wait where did this go
where's that rate how did this happen there are a lot of cleanup and there's total checks and
balances in every which way right now so the system is in is in good shape because especially
in this world i mean people every world every world people are getting over left and right
and to just make sure that all your t's are crossed and your eyes are dotted i mean now more
than ever is so so so important i just had the tinder swindler on uh the girl that on the podcast
And I mean, it's just another example of, you know, cross your T's, dot your I's and
check your back.
Because if you don't, there's someone out there that'll take advantage of that gap.
Yeah.
It's crazy.
All right.
When we come back, Jason's finally going to tell us what to do with our money.
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you're listening to the lady gang all right we're back there's an instagram quote that i love that
you posted every once in a while you'll instagram a tweet and you said the real burn of being so
good and still not being good enough is like, Oh, I think with that, the idea is that there's so
much subjectivity in this world, uh, that you can't, uh, unfortunately rely on strictly the
objective performance metrics. Think about people like that. You're listening to this, like you do
your job, but you didn't get your bonus or the bonus pool was half full because it was a tough
year, or you thought you were going to get the promotion, but then someone, uh, somehow side
their way into it and it's it's a real it's a real thing and it it hurts it hurts so the book
what am i reading what what i what are you i i know it's this restart and and it's kind of like
taking if you will like doing the checks and balances of your own life like you do for caitlin
um and what made you want to write it and what's in there yeah so the big thing that made me want
to write is after i got off the show i get this platform and i pulled my audience i was like
right now, could you describe what the S&P 500 is, audience? And it was about over 250,000 of them.
91% of them said they had no idea. So I started to realize there's a huge gap in the information
that we know and what we're learned and what we have to know. And so I started this company
called Restart. Now, a little tea about why I started the company Restart is I got off the show
and went right back to work. And when I went right back to work, the show was like,
this all worked out for the kid all right go speak over here go do this go do that and I'm
like sure you guys let me go and I still got my job let's do it yeah and then there was a time
where as you guys know with Caitlin's podcast there was a confession released on Caitlin's
podcast where she told the story about our first hookup story so for you know things are going
and while with the bank life is good nine years seven promotions four relocations and Caitlin
tells a story about the first time we hooked up now it was a fully clothed dry humping story
and she tells it and she got off from dry humping and she says that is how I knew it was my guy
in a funny facetious way well that that sparked a lot of headlines those headlines sparked a lot
of meetings. And those meetings inside my bank came down to this ultimate ultimatum. And that
was restart your entire brand here at the bank or leave the bank and go restart whatever you want to
do. And so when they told me that though, they said, no social media, no Instagram, no more
podcasts, no more doing any form of media outside the bank. And I'm like, well, I've created a lot
a side hustle off this. And, uh, you know, I've, I've literally like, you know, I, I can make more
as sometimes in a post that I can in a month, how can you eliminate this, this, everything I've done
that thing could come out of my mouth. And, uh, and so that was the ultimatum I was put in. And
so what I did was I restarted my brand outside the bank. I started some companies and one of them
is called restart to kind of help people refine their career and learn personal, uh, financial
acumen. And so this book is really centered on anyone that's rethinking their professional
position right now. So it could be as small as managing relationships at work, negotiating for
yourself, branding for yourself, or it could be as large as making an absolute material move into a
different industry. This book has an eight-step roadmap for people to do that. So I would say if
you have any bit of career confusion or anxiety about what you're doing for work or where you'll
be five, 10, 15, 20 years from now, there's something from this book that can benefit your
journey. Wow. I did not know that about that story. I haven't really told it often.
That's so crazy. Like I can, I can see why though, like, right. If you're handling like
multi-billion and million dollar deals, like it can't be the guy who's like dry humping his
podcast or wife. I mean, here's another funny story. I've never really told anyone, but I'm,
you know, I'm talking to an attorney. Like, what are you, what do I do? I don't know how this works.
And he was, uh, he's a, uh, a labor attorney. I believe that's what his title was, but he was a
friend of my brother's. So it's not like I called some material. I was like, Steven, you own a
company. And what do I do here? He's like, I have a buddy. You should talk to. I talked to him.
He said, I got to tell you, I've dealt with a lot of bankers. I've dealt with a lot of people
on wall street with issues and their job and what's next. I've never dealt with a fully clothed
consensual hookup with their significant other. That's led to trouble. This is a first
for me. Right? So crazy. I mean, that's not even that's like, that's not scandalous at all. When
you think about the logistics of it, like, that's so funny, but obviously such a good
moment for you to redirect what you're doing professionally. And it's led you to where you
are now. Like, and you get to kind of have your cake and eat it too, right? You still get to
give the financial advice, do the thing that you were, you know, professionally doing before
and have your platform. For sure. And it really, I was at my last, if I'm being fully honest,
I was ready to leave in its entirety. I had a plan to get out of there when I wanted to get
out there and I had financial stability to do so. And in the book, I talk about a lot of like
the struggles I dealt with in the corporate world, right? The constant camouflaging of my inner
voice, the things I would do to keep everything on the surface, what was perceived as success to
continue to climb the ladder. And it got pretty intense. I mean, everything from, I was, I got to
a point where I was just having these like crazy anxiety attacks, trying to keep up with what I
thought was the impression of what they wanted that I started to lose my identity. I had this,
like I talk all about it in the book, but I had this massive panic attack and a huge meeting.
I had to exit the meeting. I get into the bathroom. I close the door. I just hit the deck
and it's the executive's bathroom and I'm sitting there passing out. So as a result of that, I'm
like, I call, I get back from that meeting, trying to figure out what the hell happened. You know,
I can't show those colors in corporate America. If I show any of that weakness, that will be
perceived as an opportunity to, for improvement and would definitely impact my success rate.
So I started, you know, taking beta blockers and holding Xanax on me 24 seven, anything I could do
to camouflage the inner voice. And I talk a lot about that and some of the issues I had and some
that I know others face, maybe not at that level, but at other levels and finding, you know, your
restart before, you know, you hit the deck of an executive's bathroom is truly, truly critically
important. Oh my gosh. Well, I love that. Hey, Jason, I know this is kind of crazy, but what is
the 500 SMP. Okay. So the S and P 500, here's the, here's the best breakdown I'm going to get
for you. Okay. I have like no idea what it is, but I'm okay to look uncool. Okay. So tell me
if this helps click a little bit. So we're going to, we're going to go one Oh one. Wait, can I
guess? Is it like the 500 most profitable stocks or something? I think it could be the 500, like
most traded um companies fortune 500 companies or something okay that makes okay i mean those are
those are good guesses but here's here's what i want but you know what so suppose you are right
do you know what it does um it's controlling the economy at the moment i believe i believe this is
what when i go on to my vanguard.com and i either like lose or gain some zeros yep i think it's that
is doing that okay so here's what i want i wanted to hopefully make this click because it's not
about knowing exactly what it is it's about more understanding like the mechanism of of like what
it is okay let's facetime me cute but so imagine you can pick up if you want should we pick up
let's do it maybe that she knows i'm with you guys hey do you want to say hi to the lady gang
26% alcohol in this tiny little can yeah those things are awesome
serve them in delta planes it's insane yeah oh my god i love you guys love you
just we're just talking about la duke back to it i can't really hear you but we're getting
our nails done and pump the music and get
Bye Jason. Bye guys.
We're dating.
Alright, you enjoy it. See ya.
Bye. I love you guys. She got so drunk
off a tiny margarita. That's like the most Caitlin
FaceTime. 26% alcohol
in a can to drink? That's insane.
It's a small business out of
Atlanta and they're these little things.
You're supposed to put them on rocks. I don't think
she got that message. But they certainly
just locked up the Delta contract and they're
in every Delta. Oh, hell yes.
Cannot wait. Tip-top margaritas.
All right. So S&P 500, right? So think about it like this. People want to know what the S&P is
trading at daily. And they want to know why it's trading, what it's at, because it gives an
indicator of how the overall market's doing. So it's like if we go to the doctor or we go to like
the ER, the first thing the doctor is going to be is they're going to try and figure out what's
happening. So they're going to want to know your vitals, right? Your heart rate, your blood
pressure, your temperature. Those three things, your heart rate, your blood pressure, your
temperature, that doesn't tell them exactly what's wrong with Kelty or Jack, but it tells
the doctor an overall idea of how the body's performing, right? Temperature's up, something's
not right. Temperature's right, it's healthy. That's what the S&P 500 is really supposed to do.
So if you take a basket and you put in the 500 largest market cap U.S. publicly traded companies
and you put it in a big basket, that's going to be the S&P 500. So you're going to get a number
that'll show how all 500 of these companies collectively as a whole are performing today.
So the first thing you'll do, right, is I'll go to, suppose I'm moving quick meeting to meeting,
I'll go to my stocks, I'll look at S&P 500, it's down 2.73% today. So without looking at anything,
I know that's really, really bad, that on today's day, 500 of the biggest and largest companies
all together in one big basket are collectively down 2.73%. That's bad. That's like having a
101 degree fever. So it gives you an idea of what's happening with the 500 largest companies.
Does that kind of make sense? Yes. I feel so smart. I'm definitely using this at a general
part. I'm a genius. The other thing, so we get so many questions about money. I think that women
and money is like probably your next book, even though you're a dude. Mansplaining women and
money. Yeah, exactly. But we, we, we do not talk about it. We're scared to talk about it. I actually
had an opportunity this week with, um, a person that I know, and she was like very unhappy or
unhappy in her job. And I was like, well, what's your salary? And she told me the salary. And I
was like, jaw on the floor. I was like, you know, that you're like being underpaid by this, this,
this much, like, because we don't talk about it, we don't ever find out what's happening.
Um, and so I want to be like straight up honest. I, I know you have this whole,
like retiring at 50 thing i'm also on like in that do you have that you do right um you want
to retire i don't but you know we'll see i think that might be a caitlin thing i love that you just
made that up though i don't know we're talking about anyway so my whole thing is like i i'm
working on this new project this new show and if it doesn't do what i hope it will do i'm out like
i'm gonna lady gang and then i'm gonna like just live on my count compounded interest like i'm a
psycho. I've saved all my money. Like I do not want to do anything anymore, but there's a lot
of people who did not grow up the way that I grew up, which was, you know, in insured park being
like, I'm going to sew my own dance costumes. Like, and I've always been a saver. So I was
really lucky because I started saving my money even when I was broke. But if you're sitting here
in your thirties and you're like, okay, I have a little bit of credit card debt. I got 10 grand
of my bank account, maybe three grand in my bank account. Like what I have nothing in my retirement
except like what I put in my 401k sometimes. And sometimes I didn't because I wanted the money at
home. Like, what do you tell that person how to get their shit together? Absolutely. I love it.
So I did in this book, there is a whole chapter on it called let's get you paid. And so it's a
whole chapter of breaking down all the tips and tricks you got to do. But the biggest and first
step right there is let's increase the cash inflow, right? So we already know we have financial
distress. Let's get more money in our pockets. And so to do that, we have to be able to negotiate
for ourselves. I'm going to ask you guys a quick question. What percentage of people do you think
do not negotiate for themselves, not in a year, in their entire career? They don't negotiate their
annual pay. They're not sitting down doing reviews. What percentage of people go their
entire career i bet like 60 oh i think it's way higher i think that you sit there at the end
jack's never had a real job her only real job is at old navy in like a corporate world i feel like
you sit there and they give you a three percent bump that's contractually obligated and you never
say i here's the things i did and this is why i need this ten thousand dollars or whatever i would
say like 80 okay so the percentage of people that don't negotiate on an annual basis right so when
they get their review is over 80 but it's actually around 63 think about a career though if you start
at 18 and you were you're 18 and you retire at 62 44 years never once negotiating 63 of people
aren't doing it it's crazy when a male and a female go to the table and negotiate the same
exact way in the same manner with the same performance right now. And fortunately the
gap is changing a little bit, but the male will get a higher raise based on every study that is
done. So when you really put that in perspective, the importance of negotiating and given historical
information, the performance of negotiating as a female, even at a higher level is that much
more important. And so you got to start with getting your cash inflow to be higher. One quick
tip I'll give people to do it. Whatever you do, find out what the market is paying. You can find
out what the market is paying by going to get another offer, calling recruiters in the area,
talking to different associations, just call someone that works for another bank,
figure what, or for another company in that industry, figure out what they're getting paid
and bring those offers and bring that market rate to your boss and say, Hey, I know people are
getting paid X amount of dollars in this industry. If I'm not compensated appropriately, I'm going to
have to start looking and I don't want to start looking. Is there anything you can do? Doing just
that, that exact thing in a six minute conversation, I got a 20% raise, just that. So start
with that. The second thing is you got to manage your debt. Your debt is, it will weigh you down
for the rest of your life. If you have rolling credit card debt, you have to find it, find ways
to refinance it and get that paid off because it doesn't matter how much you're getting in
increasing your rate. If you're getting a 20% bump and you're paying 20% interest, you're now
net, net, even you have to get rid of your credit card debt. And once you manage that big thing,
people don't talk enough about is really understanding your behaviors. So take out two
statements of your last credit card history, just print out two. They'll take you five minutes. It
sounds awful. Take you five minutes and just look, look at what you're spending money on.
Understand your psychology, your behaviors, your patterns. And it's okay. If there's,
you go splurge on a night out or you're a big dinner person, but you can't splurge in
every single direction, especially right now when the cost of things are going up seven and a half
percent. Inflation's crazy. So if you're not budgeting, the impact of that will be so much
greater. So negotiate for your top line, take care of your high interest rate debt, so likely credit
card debt, and make sure you're doing behavioral-based budgeting. Understanding yourself
and then saying to yourself, you know what? I'm going to allow myself to go shopping once a month,
But I'm not going to allow myself to go shopping every week, go out to dinner every week, go eat drinks every day, and then go do this, right?
So behavioral-based budgeting is huge.
But I love this because this is like a little triangle, if you will.
The Jason – do I dare say the Tartik triangle?
Wow.
I'm going to start writing this down.
It's been marketing.
But what's interesting is that you see so many money books and there's so many money books for women that are like, you got to budget and like give up your Starbucks every day.
No avocado toast.
But the part that is very important was the first point that you made. We all know we got to get rid of our credit card debt and we all know we have to like take a hard look at ourselves and be like, is this the right car I'm driving? Do, can I go out to the hotspot and drink $25 cocktails? Like all of that, those things.
But the thing that you said first, which is you need to increase your rate. I think as women, we look around and I see this a lot in our Facebook group is just you're like, I'm trying to increase my thing. Should I start an Etsy store? Should I start, you know, selling my extra thing?
Get a side hustle full job. And I think the point that you made, Jason, that's so important is
before you go start doing that, in which I love a side hustle, I have many side hustles, but like
before you start doing that, wherever you are, where that first job is, that first paycheck,
go and try to find a way to maximize that. I love that advice because I think that that's number one.
Yeah. When you look at like career pillars and issues people have, compensation is one of them
and it is the easiest to fix. It's the easiest fix. And if you can't sell yourself, you got to
rethink about that because you can't sell yourself. You're not gonna be able to sell much and it's
time to like really, really start selling yourself. So negotiate for yourself and that'll be a huge
thing. And to your point is that there's 168 hours in a week, 168. Like what do you, you work 40,
maybe 50, maybe 60 cause you got a crazy job, but what are you doing with the other hours to really
like maximize what you're trying to achieve out of life. And it's, it's just so important that
people start addressing this. The other thing too, with the spending that you kind of clicked
when you said the car I drive, when you're doing this, like behavioral based budgeting,
which is different negotiating, you might want to start asking yourself some questions like,
why am I doing this? Right. In my early twenties, my bar bills were outrageous. Why? Because I was
trying to act like the guy that will buy people drinks. Cause I wanted to be cool. Why did I want
to be cool i had some deep-rooted insecurities because i wasn't being killed in other ways right
if you can understand this shit earlier the amount of money you'll save and the satisfaction
you'll have in life the money i wasted on just bullshit because i had internal issues uh it was
just stupid and so to get ahead of that now is just so important oh my god do you want to look
within yes i have a i have a dirty i have a dirty 20s 30 secret very similar jason but mine is at
high-end luxury stores. So I now really do not buy anything new. I buy all of my luxury items
on consignment just because I don't need to pay an extra five grand to get the box. But
when I was younger, I wanted to be seen as fashionable and in the know. And so I'd go to
the Beverly Center and I'd look at the stores. And then I'm in the store and I'm looking around
And there's nothing that I really, really need or can afford, to be honest with you.
But I'm so willing to be judged by the sales associate who's probably making minimum wage.
But I'm like, I don't want to be seen as a loser who just like comes in to look at this
store.
I need to buy something so they think I'm cool.
And then I would like buy a bag.
Like that's some dark shit.
Like I would like, you know, I don't know.
There's just so many things like that.
Like yours is the bar bill.
mine was like i want to have the bag so that i can you know have self-worth or whatever but like
once you do do that deep work it's actually jack was great when we put out our first book we were
at dr diamonds getting injections and we put out our first book it went on sale and it went to the
top of the amazon charts and we were like so excited and we were right next door to fendi
and we're like you guys we never we never spent any money on anything like every penny to that
point that was lady gang had gone back into like fighting lawsuits and getting insurance and stuff
sure like guys we got to celebrate so me and becca go into fendi with jack and we're like let's all
buy a purse so like i buy a purse i don't even think i want it becca buys a purse and jack's like
um you know i actually am not gonna buy a purse here i would like you to direct deposit that money
into my account and i'll take the cash and i was like oh my god like i love that jack but that's
that's how i was raised like i never really my parents never had that much money growing up and
i always am very very careful with my spending and i never really went through one of those
phases where i was just like binge spending on things so especially like a big purchase i've
always been like do i really want this let me think about it for like two weeks straight and
if i can't stop thinking about it then i'll get it but i'm not like a impulsive big purchase buyer
so that like stressed me out and then the pandemic happened and i was like i'm really glad i have
this extra $2,500. I love that. The one thing with those, those two scenarios I do think are
like very different, right? Because one is you're going to celebrate yourself because it's something
you want and something you earned. And that is great. The other scenario though, when you're
like, you don't want to be judged and you're embarrassed and you're trying to create satisfaction
for the actual retail employee, like that is more of like an insecurity that you have to talk to
yourself about, right? Because like, why is that? What's the issue? Because if you don't address
that. Think about how many circumstances like that in life will come your way that you'll end
up spending and it will create an endless, endless pit. So the first thing is like acknowledging that
and then doing what you did, like put a solution in place. Like I like nice shit. Guess what?
That's what I like. So I'll just find a way to get it more affordably priced. Right.
It's so smart. It's like therapizing your spending. Like nobody has ever,
I've never seen it put that way before, but it's so, so true.
right but it tells you so much like you have if you go pull up two freaking statements of your
credit card you will learn more shit about you than you ever imagined at the moment we're in
march april of 2022 like is it a good time to be putting a big chunk of money in a new investment
account or is that like what would you recommend doing for that yeah so okay so the top is falling
apart, Jason. The world is, it is crazy right now. And there are so many moving parts, right?
You have oil prices that are now about $130 a barrel. Like it's crazy. You have world war three,
you have inflation, interest rates are going up. So there are so many moving parts. The big thing,
everyone says like, where do I start with investing? Like, what do I do? And the first
thing to say to yourself that you have to be able to answer is what is your risk tolerance? And
let's break it down like the S&P 500 question. Go to a casino. You ever go to a casino with 10
people? All 10 people do different things. You got one person who's going to go put $1,000 on red,
and you got another person who's literally going to sit at a slot machine, not spend any money,
and just take the free drinks. Those risk tolerances are night and day. So based on
what your risk level is, the investment options are going to change completely and drastically.
The one thing I think everyone needs to know right now is that the value of your dollar is being decreased by the second.
So if you're sitting, Jack, and you have money that's sitting in a cash account doing nothing, that money is literally bleeding every day and it's worth less and less.
So if you look at like a dollar, $1 in 1970, this is a time value of money situation.
And the whole idea of time value of money is that next year, suppose you have a hundred
thousand dollars, just making this up a hundred thousand dollars, your bank account next year
at this time, that a hundred thousand dollars will still be a hundred thousand dollars,
but it's worth a lot less.
So a dollar in 1970 today is worth almost eight dollars.
That's eight, you know, that's huge, 800% increase.
So you got to manage inflation.
One of the easiest ways to do it with just the most you could put in this account is
10 K it's called an eye bond.
So what the government essentially says is inflation is getting crazy.
We're going to help out.
We're going to create this thing called an I-bomb that's going to give you a return that will at least meet inflation.
So can you put all your money in it?
No, but you can put up to $10,000 in it.
And right now the rate is set at 7.5%.
So you'll get 7.5% return.
It sets again in April.
There's no risk.
There's no fees.
So it's likely in April that rate will go up.
You can put 10K in there.
You won't lose a penny.
That is the most risk averse option.
That is your person that goes to the casino, sits at the slot machine and doesn't put in
a penny, but gets the free drinks.
And right there, you're talking a minimum of seven and a half to eight and a half percent.
Now, at the opposite end of the spectrum, if you wanted to get absolutely crazy with
your money, and I would not suggest doing this, but if you had no risk tolerance, just
like, I don't care what you do.
I just put my money in and if it's gone, it's gone.
Some of the most volatile moving assets right now is cryptocurrency, right?
The volatility of it is all over.
Volatility is what that means is the highs and lows.
It's like a roller coaster.
It's changing every second.
So cryptocurrency is a place if you want to get crazy returns, crazy losses, but you have to know that's highly risky.
Another one is what they'll tell you, and I'll take a breath here because I could talk about this all day, is if you look at the market cap of a company, so the size of the company.
Have you guys heard of penny stocks before?
Yeah.
The word penny stocks?
Yeah.
those are extremely small companies. So smaller companies will have higher volatility and bigger
changes than your mega companies, like an Apple, right? Your Apple is like one of the biggest
companies market cap in the world. They're going to have less swings. So the smaller the company,
the greater swings, the bigger the company, the less swings. And I mean, we could do three
podcasts just on all about this. So I'll take a pause and see if you have any questions.
This is amazing. We actually have to go and tell all our girls to buy your book now.
and, but we're definitely having you back on. I know we need you back. I have so many more
questions. We're not even, I spent way too much time on the Duke. I'm an idiot. The restart roadmap
is out April 5th. You can follow Jason at Jason underscore Tartik. Um, of course we are so happy
for you. So if you have a friend or, you know, someone that could use this book, please recommend
it. And, and Jason's been so nice and given us so much free advice today. Let's go invest in his
project for him and jason congratulations man your baby is born that's right it is here thank
you guys so much for having me it's fun to be on and anytime you let me know i'll come on and
we'll talk business finance bachelor whatever you got yes i love it all right we will see you next
tuesday thanks for listening the lady gang is produced by alex ingber steve delameter and
jared monaco make sure you subscribe rate and review our podcast and if you love it share it
with your friends on social media like oh my god i just listened lady gang this episode's so great
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