Life Uncut - SHOW ME THE MONEY HONEY

Episode Date: May 26, 2020

Your money, my money, our honey.HAPPY TUESDAY LOVERS!Today we are talking money in relationships! We realise this is generally not a very sexy conversation and let’s be real, it’s also boring as all hell! But not when we navigate it!Financial stress makes up a large percentage of why relationships fall apart. It can also be confronting and confusing which is why we wanted to break it down for you! This ep we talk all things monayyyyy from who pays on the first date, when to get a joint bank account, how to split bills, who pays what, account transparency all the way up to pre nups!We want to help you make cents of it all! (Lolcano. Get it?)Get in on the conversation - Follow us on Instagram @lifeuncutpodcast or join the conversation on our facebook page Life Uncut PodcastIf you’re enjoying having us in your ears and you're feeling extra zesty please leave a review and don't forget to subscribe! That way we can keep doing what we’re doing. And don’t forget to share the love, because, well, we love love xSee omnystudio.com/listener for privacy information.

I feel like we were lower last time. Well, you would think that, Brittany, wouldn't you? I'm actually pretty sure we were. No, I think it's fine. Hi guys and welcome back to another episode of Life Uncut. I'm Laura and I'm the other host Brittany. Hi Brittany. My cheeks are already hurting from laughing. Oh god it's been a real hoot today guys. Guys happy Tuesday. We have a real ripper episode for you today is what Britt was trying to say. Today we're talking about something that sounds a little bit boring but

I guarantee you it's not going to be we're going to be talking about finance in relationships now wake up don't go to sleep yet we think this is actually going to be a really great topic I put some feelers out on Instagram and can I say I have actually never had more interest in any of my stories that I have ever put up than I have had when I put a relationship finance question up it was unbelievable show me the money honey I just couldn't believe how many people were actually passionate about it. So many people wrote to me saying, I'm so excited for this episode. My husband and I are bigger about this all the time. I can't wait to see what people have said. The interest was incredible. I didn't expect it. Well, it's definitely something that causes a lot

of friction in a lot of relationships. So I'm super stoked to get into this as well. But before we get into the topic, we've got a few other things we need to, you know, housekeeping. We've got to check off the list. Britt, how's your day? How's your week been? Where you been? I mean, Grand Hog Day really, isn't it? My week's been pretty good, pretty uneventful. I actually well I'm moving I secured a new little house on the weekend so that's exciting I have two weeks to wrap up my whole life and prepare a new life how did you tell your current housemate that you're moving out it always comes with some sort of like just trepidation and fear it does and I'm not moving out for any reason other than I want my own space I wanted I just it was time

for something a bit different in my life I wanted something creative I wanted a new energy um and I wanted to live alone um so I just shot them a message really took that on in the most non-confrontational way as possible don't break up with your boyfriend via text but break up with your housemates via text that's really healthy I okay let me explain myself um I yeah I hate confrontation but I don't see this as confrontation I just see this as the only reason I sent a message was because I am at home they're working long hours and I was like I just want to I just want to tell them so I was like hey just letting you know um my time has come see you bitches you're like it's not it's not you it's me I've got to go it really was me I might the place and the people have been amazing

I've been there for about 15 months love it beautiful house but it's just time for my next chapter so I actually own nothing not one thing I have to furnish a whole house and I don't know if you remember how hard that is you've probably accumulated stuff over the years I when I was poor I used to just get things off the side of the road there's one for you daily mail I so much of my furniture up until very recently when I moved in with Matt so much of my furniture was from council cleanups we live in the eastern suburbs so we live very close to an area that's called Bellevue Hill and Bellevue Hill is where all the stinking rich people in Sydney live and they put such good stuff out on the side of the road it's such an affluent area that the things

on the side of the road here are like some people's dreams before we moved into this apartment we actually lived with two housemates so when I was pregnant we lived with two housemates and we lived in yeah when I'm looking at Laura I'm going did you yeah I know because I think that you know people kind of normally think when you're pregnant you take this really traditional linear path towards like a normal relationship Matt and I did not at all so when I was pregnant Matt and I lived with his two best friends Lisa and Ed. We lived sort of in South Bondi and I prior to that had lived with my housemates so when I actually found out I was pregnant we weren't living together. We were living separately still and then we moved in together. I didn't know this. Yeah wild right.

You're up the duff and not even living together. Controversial. I can't believe I haven't shared that yet. Yes we live in sin guys. We're still not married. Banking on baby number two. At least got a ring now that's true yeah he's trying to make an honest woman of myself you probably never actually make the wedding but the point of this story is is that when we moved in together matt accidentally threw away the top of my coffee table the coffee table that i found about seven years ago on the side of the road he threw it away by accident he thought it was garbage and i was so attached so much i was so attached to this coffee table that we had a full-blown fight about it so there you go guys if you're really in need of some furniture I recommend Bellevue Hills that is

actually so funny imagine thinking it was trash and that's why you threw it out yeah anyway well trash to treasure well anyway besides from moving house and trying to organize that part of my life something just happened to me it was so funny but also it was so painful I was in tears literally Laura as I was coming here so it's been pouring all day now I have this house that's quite big and open and from the front door in it's all polished concrete the rain had come underneath my front door and I couldn't see it and it was like all over the concrete and I went sort of like skip hop run jumping like I don't know something that Brittany would do why were you doing that just why do I do anything so I'm sort of doing this thing to get out the front door and

I hit the water and one leg goes one way and the other leg goes the other way the front leg smashes into the front door I'm pretty sure I've broken my toes the other leg I rolled my ankle and then my arm has smashed into this hook on the wall and you saw my arm Laura I've got like this big blood scratch up it I start crying rolling around on the ground in the water still I've got wet pants it's like it was a very dramatic scene and this is the real reason why you should all stay inside and stay safe it's got nothing to do with corona that just happened and i guess what else can i update you on oh i do have another update this is how exciting my life is guys so the last thing i have to update is i like the rest of the world have been making banana bread i make it every day

okay that's a lie i make it once a week love it but today i just went super rogue and i put heaps a Kit Kat in the banana bread and I feel like that's newsworthy for me because nothing else has happened how is that news story oh yeah that's it it doesn't get better that was just it was delicious though I mean I understand why it's a highlight like it's pretty exciting but at the same time it's also not a highlight for the rest of Australia actually do you know what I realized I'm sorry I'll work on my ISO stories Laura what's happening in my life I was saying this to Matt so Matt was listening when I was doing the editing on our last podcast Matt walked in and one something I had said I was like oh you know when this goes out on like a national podcast

and Matt turns around to me and he's like it's not a national podcast it's an international podcast and it made me realize it's true I'm an idiot yeah this isn't just people from Australia who are listening to this this is an international podcast and I say a lot of really dumb shit Does it matter if the dumb shit you have said only reaches Australians or reaches Americans or Norwegians? Like, does that matter? It's just, yeah. I think it's because, I mean.

It's a lot of broadcasting of my personal life, guys. Well, we do have listeners writing from Norway and Sweden, Canada, and America, so they are out there. Actually, I did see the other day that we'd gone up 25 places in Hungary, so do allow. I love that because I. If you're in Budapest and you're listening to us, I'm here for you. Because I feel like if I were a country, I would be hungry.

That was so bad, but it was excellent. I loved every second of it. All right, shout out to hungry. Anyway, how was your week? Well, look, I gave you a bit of flack for talking about your Kit Kat banana bread, but do you know what happened to me this week? Okay, two things. I've got two things to tell you.

One thing is that Marley is teething, and if you're a parent, I really highly recommend don't do it. Just skip it. What, don't parent? don't go through the teething phase I reckon just miss it blend their food until they're 18 like fuck teeth kids do not need them they are a waste of time her tooth is actually that cute it's like one mil long Marley woke up every 45 minutes all through the night for 20 minute to half an hour at a time like screaming I have not had a night like this since she was a newborn she was like

in pain inconsolable and like gnashing her teeth and trying to scratch my face I was like this is this is the spawn of satan this is a demon child my child is in the exorcist right now it was just one bad bad night of teething but since then every single night has been super disruptive but then all of a sudden a little slither of a second tooth has popped up it's so cute i can't even and then i was like holy shit we've got 36 more of these to go i love that i came in tonight marley's sitting on the lounge really chill holding a toothbrush and I'm like babe your teeth like one mil long what are you brushing we're teaching you oral hygiene it's very very important guys second thing that I'm going to tell you about may indicate that you probably shouldn't take

finance advice from me but also it was a win advice Brittany all right don't take English advice from right I love you love you so I I told you guys ages ago about this minor prang that I had in my car where I ran into my ex-boyfriend's current or slash very recently ex-girlfriend right like something that shouldn't happen to anyone ever happened to me well I love triangle car crash you want is it no look at my relationship with him was enough of a car crash I definitely didn't need to run into his current girlfriend in my freaking car I got her I got a letter from NRMA saying that I needed to pay for the damages which came as a bit of a surprise to me because when I had spoken to GAO they had told me that it was kind of mutually both our faults and

anyway so that that stuff's boring sure but I called GAO today to try and sort out what was happening and then I found out that they had lodged the claim against a car that I owned five years ago and for the past five years I have been paying CTP insurance on a car that I don't own insane how do you not do you was it like a monthly deduction or were you paying annually without like how were you paying that it was like just a direct debit that just constantly came out my bank account and then when I needed to renew it I would call up and renew it on the phone and of course when I when I sold that car I told them I didn't want it anymore I told them I didn't have it I told them I didn't need to insure it and somewhere along the paper train that didn't

exist because everything's done on the internet now I just didn't read the details and so I got reimbursed a shit ton of money today well that's a plus yeah it was a kind of weird situation that turned into a bonus however five years of forced savings yeah look I wouldn't recommend it but I am now going to tell you how to navigate your financial love life if you're still with us before we jump into that um I want to follow up something from last week and I think the week before it's been ongoing that Celeste Barber and her fundraiser it was sort of on the fence with what was going to happen with the 51 million was it actually going to be able to be dispersed or was it going to be stuck in this one charity and it has come out that it cannot be spread it cannot

be dispersed and it has to stay in the one charity i'm so disappointed well we were talking about this in the last podcast and our how like conversation around this was like there's no possible way that it's going to have a ruling where it's not going to end up being redistributed out to other charities and to families and firefighters and everyone else who has been affected by what happened earlier this year we were just so certain which i think like i mean there's there's an issue in that we should never be certain of anything before it actually comes to fruition but it's yeah they've come out now they've said that no that 51 million dollars has to go to the rfs and it has to be distributed throughout the trust and through the services

that the rfs specialize in like it can be used on administration costs it can be used on training it can be used on equipment it can be used for therapy and for the firefighters and their families who lost their lives during what happened earlier in january but it cannot be distributed or evenly dispersed throughout any other charities in australia and i just feel i feel a little bit angry about it guys i feel like it's personal because so many people were emotionally and financially invested in that and they were doing it because they really really believed that their money was going to go to all these people and all these states and all these animals and like every single person or situation that was affected by the fires and to hear now i get that this is

legislation. I get that there's a dotted line that we signed on, but have a bit of compassion and almost use your heart a little bit. I guess, I guess like, look, I mean, it's definitely not the RFS's fault. Like they have, they have come to the table and they are trying to find ways to better distribute the money, but the high court has ruled that that's not a possibility. The issue I guess I have with it is it doesn't lie with Celeste Barber. I think that she's an incredible woman. We all know that her intention was so pure and that it came from a place of wanting to do everything that she possibly could to make a difference in a time where so many people were suffering and so many people were so horribly affected the problem is

as much as it said on the GoFundMe page it was very black and white it said the money that was raised would be going to the RFS however Celeste Barber then got on her social media which at that point in time had seven million or so followers and she promised that it would be distributed to other charities. And I think that that's where this conversation really has a bit of a social and moral implications because this promise was made and then she continued to encourage people to continue to donate under the promise that it would be redistributed evenly. You know, maybe there needs to be some reconsideration as to how it's distributed. And Britt and I were talking earlier and I was like, surely, surely they could have created an email or like an email

petition where an email gets sent out to every single person who donated to that GoFundMe page and it's literally like hey guys you're from Australia you fucking know what's going on because everyone does and this is all over the news at the moment do you want your ten dollar contribution to go to several different charities please tick which charities do you want it to only go to the RFS like I feel like that could have been a solution to this also I think Celeste is such an incredible woman and what she has done is incredible and it pains me a little bit to see her go through this because she's copped a lot of slack for it like people some people are saying almost like it was intentional you could see from her that she honestly from the bottom of her heart

believed it was going to be spread evenly she there's no way she would have encouraged people from around the world to donate that amount of money thinking that it would be going to one place she really really believed that it was going to be spread out evenly and I my heart breaks for a little bit because she's copped a lot of slack she has fought it tooth and nail she she's done everything she possibly can so we still need to take our hat off to her and I don't know I'm just I'm definitely a bit deflated and a bit disappointed yeah I'm with you Brit like I think it's so important to not point the finger at someone who has done everything that they possibly can to do what they thought was the right thing because all that's going to do is discourage other people in

the future to put their hand up to try and raise money for really important causes I think this is a huge lesson to learn maybe that when there is legislation in place that that laws are laws rules are rules and sometimes they can't be broken regardless of whatever social influence you have but I do genuinely believe that her intentions were so pure and so incredible and that she should not be copying the brunt for any of this anyway welcome to the newsroom with Britain Laura now it's time to get into accidentally unfiltered or in this case accidentally vomited oh god yeah guys last week we put a call out after my disgusting story where i vomited through the fly screen and brit vomiting up a kebab we shouldn't have done that because you guys

are fucked up you're a bunch of sickos for sure no look we put a call out we were just on the spot we were just saying hey have you guys ever done something that's so ridiculous and embarrassing on our first date and you've continued to date that was the question it could have been anything but all we got was vomit. That's like hundreds of vomit questions. Well, I mean, I do think that we were kind of to blame with that. Like both our stories were vomit stories, but guys, I'm not even exaggerating. We have received hundreds of messages over the past week

with your disgusting vomit stories. Yeah, we've had hours of laughter, but I want to kick it off. Hours, lols, so many of them. It was a lol-a-derby all around. It was. I definitely needed some panalol, but I'd run out. I'm going to kick it off with actually a message I got from my dad just yesterday. Hey, big tones.

We miss you. This is the message. Hey, babe. Just listened to both eps from last week during my workout this morning. Good staying in shape. Yeah. Anyway, just about Laura's vomit story. It really resonated with me because once, a long, long time ago,

we had a wardrobe with sliding doors right next to the en suite, which also had sliding doors. and yep one night I was very drunk and I needed to get to the ensuite quick I remember just getting the door open before I coded what I thought was the ensuite in my vomit my projectile vomit now imagine my puzzlement when the next morning I went to clean up the ensuite to find it was completely untouched and my horror when I went to get my workshop from the wardrobe made me laugh out loud thinking of it your mum not so much oh papa Tony bless you Tony bless you is that the one that you're reading or did you have one i just tried dean and i wanted to read

it do we want to do multiple vomit stories i want to read one more yeah i feel gross already so i need to go on to say that like that happened with mom and dad and they have been together for 42 years so that was success out of the out of the hundreds of vomit stories we did receive guys i have picked one that really stood out to me i guess to me because it made my skin crawl a little bit here we go when i first met my now fiance we would go out for long dinners followed by drinks late into the night at multiple bars one night very early on into seeing each other we headed home after a huge night out and i thought it would be super hot and sexy to have a bath together i was so drunk and i started to feel really unwell and i couldn't hold it back any longer

i vomited up all of the pasta and red wine into the bath you cannot imagine the color of the water and the chunks floating everywhere he's sitting opposite me he got me out chunks covered everywhere showered me and put me in my pajamas that was five years ago we had to cancel our wedding due to covid this year but we have been engaged for a year oh that is it's actually so rank so romantic guys like i just you know what i picture that's a good man who stands by you no you know when you through the good times and the bad times you know you throw that um fish chunks to sharks what's that called it's like chuck it's like chuck yeah thanks thanks for that image i have one accidentally unfiltered that has nothing to do with vomit and can i just

i'm just gonna put this out there if you have a vomit story do not send it to us i don't want to read anymore keep that to yourself and bury it but this one i quite liked and had a really really good chuckle over i am a fully grown adult and i moved home to be with my family during covid so you know what i'm 32 and i live with my parents anyway this one day i was sat home alone everyone else was out in dog walk and i was pretending like i was gonna study bored and horny so i decided to stick on some porn my family had just left so i figured you know what i've got some time to myself but boy was i wrong i love me i was midway through my meantime when i saw something out the corner of my eye i look up and i see the biggest fucking

spider i've ever seen in my entire life like think the size of a computer mouse and it's lowering itself from the ceiling i let out the most blood curdling ground shaking scream that i could possibly muster and at that very second my door flies open my father runs in holding a dog collar and looks eyes for me his innocent young girl butt naked sprawling across her bed with one hand on her vagina he slowly backs out closes the door doesn't say a word and the look of pure horror on his face was remarkable that's so good do you know what i think the funniest thing is wait there's more i'm pretty sure he must have come home for the spare dog collar that we keep in the cupboard next to my bedroom and then he

heard me scream but because i was wearing earphones i didn't hear him come in they have been home for hours now and i haven't left my room i'm gonna post you guys an update if i don't die from embarrassment you know what the funny thing was when you're reading that story and you were like until i realized i wasn't home alone and then you said the spider was lowering itself on the roof i'm like girl get a life a spider watching you masturbate is not a big deal that's right i thought the story was going like the spider quarter like sprung oh my god i just love this so much i just love that she got full butt naked to masturbate like what's wrong with just putting your hands down your pants she needs the freedom that's a lot

of effort it's more effort than i go to but i'm pretty lazy let's be real ah guys well on that note i think it's time for us to dive into the topic of today guys talking money in a relationship it is generally not a very sexy topic and I don't know about you but it puts me to sleep direct debit interest-free joint bank account are you trying to seduce me well you said it's not sexy so I'm trying to make a real sexy like okay well you definitely didn't but thanks but nonetheless guys it is boring and it's definitely not sexy even though Laura tries to make it sexy, but it is important. And it is something that has to be discussed at some point in your relationship in order to have a healthy, open, ongoing and long-term relationship. So

whether or not you guys want to talk about it, we're going to. Double penetration. I mean, dual income. It was a while. No, but honestly guys, finances and fighting about finance is one of the biggest, biggest hurdles in a relationship. I think it's like cheating is like the number one reason why people break up. And the second one to that is finance. And maybe it doesn't seem like a big deal when you're young and you know, you're just getting into a relationship, but you know what, as you start to mature that relationship, as you guys get older, as you have more responsibilities and you know, just life, everything, there's more pressures that come with age and there's more pressures that come with commitment. That's when your savings, your ability to save the way

that you guys deal with money, the way that you view money, the way that you put your money together and what's mine is yours or yours is mine or mine and yours is ours. That was a lot of things going on there, but you know what I mean? I'm more like what's yours is mine. What's mine is mine. So don't take it. But that all will massively impact your ability to communicate or massively impact your ability to have a happy, long and fulfilling relationship. So that's why we thought it was really important. And we wanted to kind of break it down and talk about a few different aspects of it. Like when do you have that conversation with your partner about opening a joint bank account and how do you manage your finances when you move from being just newly

dating to being a married couple when you have dependents like kids. So we're going to kind of unpack a few aspects of this. I found it so interesting and I know that we joke and we say it's a boring topic. It actually isn't that boring. Once I put the feelers out and I was asking some questions from our Instagram listeners and once I did my own research it's quite interesting the way people do things the way they break it down the way people like in the relationship one couple thinks that something should be done one way and the other couple things should be done the other way and also I guess like what we want to just kind of preface before we really get into this is that there isn't one hard and fast rule for how this should be there's so many colors of

gray to like what works for different relationships there are definitely some hard and fast rules like obviously you never want to be in a relationship where someone is using money as a way of having control or as a power play in a relationship but there are multiple healthy ways for you to deal with money in a relationship so we just want to make sure that like you guys know like we don't think that there is a black and white way of doing things we're just kind of giving you some best case scenarios and some options if this is a conversation that you're ready to have with your partner or it's something that you're struggling with right now I found it really interesting when I looked at this studies have shown that most couples do not know what is going on in their

partner's finances it's been shown that 30% of people don't know their partner's salary which I find mind-boggling because I think that if I was in a relationship to the point of wanting to buy a house or getting married or saving for a wedding I would want to know what my partner earns I think I mean guys I'm not in a long-term relationship I have been before and I have known what he earned I just can't imagine being with someone and having no idea what they were bringing home well I think like it blows my mind that that there are couples that don't know but I guess it also comes down to I think this comes when there can be a big discrepancy between someone's income so for example just say you're dating someone and they earn way more than you like you know that they

earn a shit ton of money but you don't really know how much money I think that that's when this conversation is sometimes kept a bit private maybe it's kept because whoever it is that's earning more money doesn't want to be fully disclosing of it because one they don't want to feel like they're having to pay for every single thing or they're not wanting the person to like want to be with them from their financial perspective but I do think that if you're in a really committed relationship where you have really open dialogue and you talk about everything which is what you're supposed to be doing then finances is part of that and you should kind of know what somebody is earning. In the beginning in the early days of dating getting to know someone I don't

think it's anyone's business what you're earning and I think you sort of navigate that on your your own terms maybe you paid for dinner last week I'll get this week it's not about you earn more than me so you're paying for more but definitely down the track when you move in together and you get married and you need to start budgeting for your life i.e children and houses paying bills maybe you're a stay-at-home mom you definitely need to know then and not even just that like holidays and dinners and like the fun shit that you guys do you kind of need to know that because we need to know what you're bringing in yeah and if you're always going out for like fancy dinners and one of you is actually living above their means and they can't really afford it and the

other one is earning bank and can afford it then like you need to make sure that you're kind of contributing to that evenly and evenly doesn't always mean 50 50 split monetarily down the middle it is super tricky to navigate and it does change throughout the whole relationship so from the beginning when you just start dating to when you do decide to get more serious and then you move in together and then you get married and then you have kids. It all changes. So we're going to go and start back at the very beginning. And that is, we have touched on it in a previous episode, but I just think we need to bundle them all together in this episode. Laura, thoughts, who pays on the first date? We have very conflicting ideas on this. And like Britt said,

we've done a whole nother episode on this. It's called Dating Etiquette. Dating Etiquette 101. one go back and listen to that after this but I think first date depending on who asked for the date I think at first date can be very 50 50 I think that as a chick you can offer to pay if the guy asked to pay like if the guy says he wants to pay then let him pay like you don't have to force that but I will always offer to pay because especially if I don't even know if I want to see the guy again I don't want to feel indebted to seeing him I don't want to feel like I owe him anything so I'll always offer a 50 50 split yeah like I'm fine with that your thoughts if yeah look if he's asked me on a date I will always offer as well but I'm not going to fight

him to the death I'll always throw in the offer but I do think that if he's asked me on the date then he can pay but I will probably go and get the drinks after like I have I have a hard time letting anyone do too much for me or pay for too much for me I've never been able to do that yeah and I think it depends on who you are as a person like I'm sure that there's people out there who are way more comfortable with taking in that sort of situation where they're like a bit more traditional and like, okay, the guy pays for dinners. But I think more and more in like today's society and also in like today's dating culture, there's a bit more of an expectation that it's 50-50. Then I think once you start dating, if you go on a date the next week, he paid last week,

you can pay. I think in the early days, it doesn't have to be the guy trying to woo the woman for a month or two months. I think those days are long gone and I think it should be pretty 50-50 at the beginning, 100%. And I don't mean 50-50 like maybe he took you to a $200 dinner because he earns more. You don't have to go and match that and take him to an equally expensive place. But it's more the idea of, hey, look, you got last time, I'll get this time. Even if it was just like pizza and a few beers, it's just, it's the effort and the thought. Well, the other thing is if he's asked you, invited you to a dinner and he has booked the restaurant and it is a ridiculously expensive restaurant he can't expect you to pay half I don't think and the same if you

decide on the restaurant if you have picked a really really expensive restaurant you can't expect him to pay for that either so I think you just have to use your brain be smart about it and I do think like also at the beginning when you start dating someone you start to kind of suss out what someone likes to do and like that does also play into their finances so if you are someone who's like super bougie and you like to go out for really expensive dinners because you are working really hard and you make really good money and like you want to you want to enjoy those things and then you start dating someone who clearly doesn't enjoy those things or they just want to like you know get a bottle of wine and go sit down the beach and that's just not for

you well then you're probably not going to continue dating them anyway because I do think for like the longevity of a relationship it is really important that you both have aspirations to have similar types of lives and that you like to do very similar things. So I think that that kind of wears itself out in the wash anyway. I remember I went on a date, quick story, love this. I remember I went on a date in Bondi. I can't remember if I've told you guys this before. I probably have in one of my ridiculous past stories, but long story short, he, it was a lunch date. It was literally a sandwich and a smoothie date. And he made me go and get $20 cash out to give him so that it would be paid evenly even though I tried to pay for the whole thing on my card he outrageous

outrageous and then the whole date he proceeded to tell me about how wealthy he was and like how many properties he had and blah blah blah and I was like dude you literally just made me something's not adding up here because I had to go get $20 cash out to pay for a bloody turkey and cranberry sandwich doesn't that just highlight like when somebody is of such a different saving personality to you so like I think that's something else that we will talk about as well but like maybe you are a spender. Like you, like I said, you're a bougie. You like to spend your money. And maybe the person that you're dating is a saver and they're like super frugal. And if anything, like sometimes they're a bit cheap about it. That doesn't make either one of these personalities a bad personality.

Like it doesn't mean that you're a bad person because you like to spend money. It doesn't mean that they're a bad person because they like to really save money. It just means you're very different and you're going to probably have to work a bit harder to be on the same page. Anyway, moving along, we're moving in together. You're moving in with your partner. You've never lived together before how do you work out your finances who pays for what you earn different incomes how do you work out your rent bills groceries furniture etc okay so I've had a couple of long-term relationships now where I've lived with a partner like I've lived with three different guys for you know several years um each one not just like in total anyway so and all of them have

been extremely different personality types when it comes to their money. So the first guy that I was with, we were together for six years. He was, um, he was a musician. He definitely had aspirations to be successful in a music career, but he was not driven by money and he was quite happy and quite content to, I don't think to say that he would settle is very fair on him because I know that he wanted to be successful in music, but, but he was very happy to settle from a monetary like perspective then like my second relationship the guy who I was dating he was like very ambitious saved a lot of money was very very successful in his career but wasn't very good at sharing that money with me as in like he very much wanted things to be 50 50 straight down the middle and

by 50 50 he saw things as like I paid 50 percent as in like if something cost ten dollars I paid five dollars he paid five dollars and that's what he saw as being 50 50 but it left me feeling really resentful because at that time I wasn't earning a lot of money and so when we would spend what was 50 50 it always left me being broke and him being financially fine yeah it's not it wasn't relative to what you were earning yeah relative to your salary and it caused me it caused me a lot of stress so I think that like there are different ways of approaching this depending on the personality type and depending on the the sort of the financial personality type whereas like Matt and I now like we as you guys learned earlier in this episode we moved in together in

a true baptism of fire. Like we moved in together, had to sort out our finances, had to be really open with things because we were having a freaking baby as well, right? That was a whole nother spanner in the works. But we don't have a joint bank account yet, which I know some people will think is crazy. Like we don't have a joint bank account, but we are incredibly open with our income and we're incredibly open with our savings. So I know everything that's in Matt's bank account and he knows everything that's in mine. And we pay for everything financially 50-50 because we earn very similar amounts and the only reason why we haven't gotten a joint bank account yet is kind of because we're lazy yeah I actually believe that we haven't gotten around to it but we intend

to continue to support each other and contribute 50 50 financially you know it could take you about 10 minutes to do ah don't you start I had this conversation with my sister yesterday I am going to start because a I care about you I care about your financial stability no b because um it's actually going to be my advice for people in your situation and from everything that I've looked at my advice and their professional's advice is that you have three accounts you both have your own account so you have your own financial independence and you have a joint account and that is where you decide a percentage relative to your wage so for you and Matt it's even you earn the same sort of money so you might just say let's both put 30% in every week every week regardless of what your

other bills are you put that amount of money in because you've picked an amount of money that you can afford so you don't go crazy guys if you get leftovers you can add it later but you just pick an amount that every week consistently can go in then you still have your own money to spend and do what you want with and you can still add to it and pay bills with it and whatever else but it's I guess a it's a forced saving and b it's something that sort of ties you together and makes you feel more financially stable I agree with all of that because I do think that you should have a joint bank account if you live together I think that that's what your that's what your shared expenses should be coming out of. That's what your rent and your electricity and

your food and all that stuff should be coming out of. What I really want to highlight, which is what Britt has said, but I really want to highlight the importance of when you're in a committed relationship and you've moved in with someone and you've started to merge your finances, sometimes it can seem really exciting. Like it's the next step, you know, like it's really, it solidifies the relationship that you have a joint bank account. Like, and I know that sounds silly, but I remember with me, like there was this little bit of me that was like, oh my God, he loves me so much because we have this joint bank account but because I was like I was living far outside my means to be able to match his salary so my the relationship I spoke about earlier

it meant that I didn't have any money siphoned off in my own account so I think it's really important to like stick to this idea of having three accounts so he has his own separate account you have a joint bank account and you have your own account make sure that you have savings in your own bank account. And that's like your, that's your security savings. That's so if you decide you want to leave the relationship because you're not happy anymore. And I know that's a really morbid way of looking at it, but you need to have some security. Maybe it's not, maybe it's so that you can go on that holiday. You really want to, it can be for positive things as well. But I think that every single person needs to have some financial stability so that they're

not ever in a position where they're vulnerable to their partner. And I think that that's something to be really wary of and I don't say this because I was like you know under like the terrible spell of my ex like he was a really great guy but I wasn't financially safe to leave the relationship when I wanted to and that was a huge stress for me when I decided I wanted to get out I was like well I can't afford to leave everything I have is with him yeah and I couldn't agree with that more it's the way that my parents always brought me up was to be like that but I spoke to a financial planner this week and they actually suggest is that you have two months minimum wage put aside for a rainy day minimum so if you lost a job if there was a worldwide pandemic which you know as

if that would happen that's so crazy yeah so well maybe you just need to buy some um meredith's goat cheese and you know that's my favorite cheese but they do say to try and have two to three months put away for a rainy day and then you pretend you don't have it then you start your savings again I understand that's not viable for everyone. I'm lucky that I don't have a lot of other things in my life. Like I don't have a partner that I have a joint bank account with. I don't have children and mortgages. So I actually followed the financial advice and I saved and saved and saved, put that money away and then I pretend I don't have it. And that has helped me out in this situation right now. And if I ever needed to leave a partner for any reason, it would help me

for that. I was in a situation years ago where I wasn't this savvy and I wanted to leave a toxic relationship and I, I literally had no money. Like I couldn't leave. So I think that that's super, super, super important. Yeah. And we don't mean it from like a doom and gloom. Like I know that sounds like a really negative way to get into a relationship. We're not saying put that money aside because you're going to need it when you want to get out. We're just saying like, it's always good to have a backup. It's always good to have some sort of financial security on your own. And I think that as women, especially, it's really important to make sure that that's something that you prioritize in your life, because as much as it's very flattering and

it's very exciting to have a joint bank account and to start to really see your future with someone, it's also very important to have some protections in place if things, for whatever reason, work-wise, relationship-wise, bloody natural disaster-wise, don't go to plan. The next thing I kind of want to really sort of talk about and sit on for a little while here is the importance of setting a sexy budget. oh I love a sexy a sexy sexy budget how do you sexy budget I don't know it's definitely not sexy and I hate budgeting but I also think if you're gonna start to have a joint bank account with someone you guys are aligning your life goals and what you want in a relationship and like you're

thinking hey this guy's end goal or girl is end goal then I think it's really important to have a really open conversation about finances and about budgeting because maybe you guys want to have like a bougie holiday every year. I need to stop saying bougie. I've said like six times in this episode. Maybe you guys want to have like a really fancy bougie holiday. Maybe you really want to save for a house. Maybe you just want to know that you have some savings there for a rainy day, whatever it is. I think it's really important to be on the same page with how you're going to save your money because resentment can kind of come from this idea of like having one person who thinks they're really good at saving and having the other person be very like frivolous

and spending money on things that that one person in the relationship deems unnecessary and what can happen and it's a very slow burn is this like parenting voice where it's like well did you really need to go and buy that or like what are you doing that for and you don't want that from your partner you don't need that from your partner you need some privacy I know my parents 42 years married they still have their own accounts they pull their money for the bills and stuff but they they can go and spend what they want without the other one knowing they'll still tell each other it's just that it's not like they're not looking through each other's accounts being like what was this what was this they trust each other enough that if they want to go and

treat themselves to something they can so I was listening to some podcasts in preparation for this episode because like I only have my experiences with how I finance with my partners but I was listening to this um financial psychologist talking about how one of his clients had come in and the the husband and the wife were very different personality types he was like crazy saver. And she was like pretty normal. Like she was like not going crazy. She wasn't spending too much money. Normal living. Yeah. Just living. They had kids. She was living. They had had this massive fight because he had found a credit card. So she had been having like financial infidelity. She had a hidden credit card. That's what it's called. Financial infidelity. You cheated on me

with your Amex card. So she had spent $13,000, which is no small sum of money, but she'd spent $13,000 on a credit card that he didn't know about. And then this financial psychologist was like, okay, when you come to the next session, I want you to bring your bank statement of what you have spent your money on. And we're going to go through it and we're going to talk about it. And so she came and she brought the bank statement. He'd already gone through it before the session. And, and he sat down, he was like, cool, what is this charge for? And it was like $200 at say Kmart. And she was like, well, that was buying the kids uniforms and clothes for this event. And he was like okay and what's this for and she was like well that was for food for this event and he he

looked through it and he was like do you know what all of these expenses are absolutely justifiable and the fact that she needs to have a credit card because you're restricting her ability to spend this much the issues on the husband not on the wife absolutely so I think that you even if you are the person who really wants to save money you've got to keep in mind that like you don't want to save money at the sacrifice of your relationship you still have to have fun and make memories and enjoy yourself along the way but that sounds like she wasn't even having fun she was just buying the essentials for her children yeah and she just got into a point where she was like I'm so sick of having this argument with you day in day out about things

that we need to have so I'm just going to go and do it anyway which I think that that's that's just it right if you aggressively try and make someone do what you want them to do people are just they just get over it and they're just going to do what they want or behind your back yeah we had one girl actually write in and she said that she's having a really really tough time now and she's been in this tough time for years she her partner she owns a lot more than him and her partner basically has a severe gambling problem and to the point that she can't even give him twenty dollars to go and get milk and bread because he won't come back for two hours and he would have just spent it at the tab oh my god yeah so it's quite severe um and it's to the point now

that he just won't ever have money so she pays for everything and she said that this has been going on for years now I really feel for her and obviously we don't know the ins and outs of that relationship but on a surface level my mind is a bit like I would have left I would have been like they're not married throwing her money down the drain so yeah like I mean I hate I hate just like coming to some of these questions and being like oh no leave him but then in this situation like leave him but no but I think like you the fact that he's doing that yes it's an illness and it's something that he needs to seek help for and you can help him through this um you can go to a counselor I think that this is like a very isolated situation where like he needs to go and get some

help for that but there is so much inherent lying in that there's so much betrayal in that there's so much disrespect in that that there's so many levels being taken advantage of in that that I think at some point you have to prioritize what's important to you over over like that's terrible yeah you definitely need to have a point I think in this situation this is where we would say don't have a joint bank account because you will literally be saying goodbye to all your money but it's just interesting to see how many levels there are to financial stresses in relationships and we understand you're probably listening now and you know that you have your own financial stresses with your relationship and it might be mainstream like we've just said like someone just

throws more money away than the other it might be a lot deeper like drug problems and gambling problems and I think that's why it's important to for us to say we wanted to touch on everything because there's no right answer for every relationship there's the best thing I ever did to be honest was call up a financial advisor I did that years and years and years ago and that was just me on my own because I wanted to make my money work for me we all work so hard we all are grinding out there just to get enough to live so my advice is call a financial advisor call a planner you go through everything with them and they start to budget for you they start to tell you where your money could be going to work better for you and they just give you a

better understanding of how to grow as a couple yeah and you can do this as a relationship you can do this as a couple as well like matt and i recently we've started to go and see a financial advisor because we're not very good with our money and we need someone to be like this is how you do it because you're doing it wrong I guess on that as well another question we get a lot and I guess it's a bit difficult to navigate is what happens when the woman does earn more a lot of women feel uncomfortable with that a lot of men feel uncomfortable with that I have definitely dated people where I have been the higher income earner and it hasn't bothered me because if I'm happy and I know they're working hard like you just said if they're not lazy and they're working

hard and they're doing their passion it doesn't matter really what they're earning because I can see that they're trying their hardest. I think in this situation, it affects the men more. I feel like a lot of them feel inferior or not as masculine because we've always been brought up to think that the men is, that men are the breadwinners. So I think this is a struggle with a lot of relationships. Speaking to Matt about this as well, when we were doing some research for this episode, I was saying to Matt, like, you know, why is it that, and like people who we know like you know we I've we have great friends who the the guy pays for a lot more than the girl even sometimes when she has a really really great job as well but like it just seems

to be that gender norm where the man pays for more and Matt said that like his opinion on it which I kind of agree as well is like there is power in that there's power in paying for someone because like you then dictate where you go on holidays you then dictate where you eat you then dictate what you're buying and what you're doing and so I do kind of agree with this like power a play that comes from a financialist like perspective as well in relationships and how that's always been geared towards the man. After everything I've read and looked up and researched I'm really big on and what I will do one day when that lucky man comes into my life. Ding ding! Shout out. When he comes into my life I am going to be of the person that I think you have the

joint account but you you pick a percentage that's relative to both of you so if one of you is on 100 grand, one's on 50 grand. You both just put in 30% of that and it's relative. And I think that is absolutely from every single option I have read, I think that is the best and fairest way to maintain a healthy relationship where you're not fighting about money because the financial stress on each individual is exactly the same. And then you take it in turns. One of you might take the other one out to dinner and then the woman can take him out the next time. But I definitely think that from everything I've seen, that's what I'm 100% going to do. Laura, you should get on that joint account no we don't have a joint account like I'm I'm there with you I

totally totally agree with everything you said because we do split everything 50 50 and like the most reasonable and like we we that's what we do you know that's how we approach our finances in our relationship Matt doesn't pay for any more than me and I don't pay for any more than him we really kind of just take it in turns and I think I wanted to touch on another listener wrote in saying that she's having some troubles with her partner her husband husband because she had a baby eight months ago so she's a stay-at-home mom and he has made some like snipey sort of comments here and there about how she's not contributing as much financially it blew my mind how is she supposed to be contributing financially when she is a stay-at-home mom like there has to

be a point where you're in a relationship with kids that your money my money becomes our money I think that this is a common issue though I really do and like I know that that sort of paint as, as a modern woman, as a feminist, like that pains me because I do think that there is still a culture that happens where men are going to work and then they think, oh, you're just home all day playing with the baby and it's really fun and it's really great. But do you know, like it's as any mom knows spending all day with your own child who you love to death, but spending all day every day and not getting a break, it's actually maddening for all different reasons because it's so it's they require so much of you and you really lose your own identity and you really

lose your sleep and you lose so much of yourself in spending all your time with your child so I think if you're the one who is doing the full-time parenting while your partner works like that's a job because otherwise your kid would be in daycare and you'd be back at work so I don't I don't have the answers to that I don't know how you get your husband to respect you more other than potentially going to counseling or potentially trying to explain to him what you do during the day and, and, and how much work you have, like how much work staying at home and being a mom actually takes. You know, I had this one, this one woman who was friends of Matt's mom. So her husband had made, made a comment that she, you know, she, exactly that she doesn't do anything.

Like she, they had two kids and it was like, you don't do anything. I work so hard. You're at home with the kids and then you complain and you make it out like it's such a difficult job. And she was like right so she didn't she didn't do one single thing at all so she took care of the kids and did the bare minimum but she didn't she didn't wipe the floors she didn't pick one thing up when it landed on the ground she just didn't do anything no washing no cleaning no three days didn't touch a thing and he was like what the fuck is happening to this place and she was like yeah this is what i do every single day fucking mic drop this is it like this house is an absolute pigsty i spend all freaking day running around cleaning and making sure that this home and this life is

exactly how you want to live it maybe you can do that to set an example or to make a point and just not do any cleaning or cooking or anything for a little while until that really drives a home but maybe that's passive-aggressive and we don't encourage that but there's a difference with being passive no I don't think it's passive-aggressive it's some people are visual people some people need to physically see a result so maybe the man your husband actually needs to to visually see oh I can see now what you must do because when you walk into a clean house you don't you don't you know it's clean but you don't think about what went into it when you walk into a dirty house you're like what the hell like why is it totally you know there's a difference

so I think I'm all for that I don't think that's passive-aggressive I think that's just like I'm just going to show you for one weekend or give him the kids for the weekend 24 hours a day and just go on holidays just go have a weekend with the girls drink some prosecco and just have the best time you'll be kissing your butt when you get back like we don't have the answer for this but I honestly do think that that is something that so many new mums go through and I think that that is an often recurrent point of contention in relationships where there's this inequality in work like my because I go to work my work's more important and because you stay here your work is easier okay moving along one more step um prenups what do you think of the old prenup

oh i think that every situation is so different i i think it's really difficult to kind of say what is right and wrong i don't have the sort of crazy savings that are so different to what matt owns that we need to do a prenup do you know but i think that there are circumstances where someone has worked incredibly hard or they've inherited a hell of a lot of money and their situation is something that like we can't relate to because like maybe they're the heir to a bloody fortune and they need to protect that so I think that they're valid and I think that I think the fact that one in three marriages ends in divorce is a testament to the fact that prenups are necessary so I think there's so many levels and I mean we can't discuss it all they're of course

they're pretty confronting and they can be a bit upsetting when your partner says like let's sign a prenup you're sort of like whoa are you thinking this is going to be doomed before it's actually doomed that's probably not what it is I think a prenup is okay if it takes into consideration like maybe your partner earns maybe they have a fortune as long as a prenup takes into consideration the fact that maybe for five years you're at home not earning your own money because you've got kids there has to be something in it that is going to protect you to a point you don't have to bleed him out and take everything totally do you know actually Laura well like if a prenup is just like hey if we break up I get everything that's mine and you don't get anything then that's a

piece of shit but if the prenup is like okay we acknowledge that I have a lot of money and if we break up I'm gonna take care of you but to this extent fine you're still taken care of you're still getting something but it's saying like you know let's be real about about this you know so I know you're not marrying me because I'm a filthy rich millionaire yeah I didn't tell you this and this didn't make it to air on The Bachelor but Nick and I were having this conversation like this one-on-one really nice time and he just says to me Brit what like I just want to say like what do you think of prenups and I was like oh Nick I don't earn that much you don't need to worry about that I just made him think it was like I was gonna write a prenup fully and in my head I was like

okay why did he ask me basically if I was like would you sign a prenup that's what he said would I sign one and this is like this is not finale like this is a few before and I was like whoa I even went back to the other girls and I was like has Nick asked any of you about signing a prenup and they're like no and I was like yeah it's been a sign of prenup that is so weird so weird and I don't know we never got into it enough that I don't know if it was a general throwaway I don't know if he was like actually saying he has enough that he wants prenup I don't know I just thought it was funny do you sign a prenup I mean I'm not going to choose anyone at the end but I just like to know if you're trying to get hypothetically if I was gonna pick someone

would you sign one that's crazy though maybe that's like a positive thing I think that there is testament to the fact that you should openly talk about finances at different points in your relationship not too early on because I think it can be a bit of a mood killer but not when you're still dating five other people well yeah but when when you guys are moving in together when you're starting to get really serious about merging your life that's when finance becomes so important and that's been talking about and making sure that you're on the same page with things is so imperative to having a happy life together so what if one person does make more there's a woman named Kelly Long she's a member of the National CPA Financial Literacy Commission and she just states that

basically it's almost inevitable that one person is going to earn significantly more than the other person and those amounts might vary widely but it also might vary throughout the relationship like there might be one point where you're earning more and maybe there's a point where your partner's earning more. Yeah, exactly. And so if this does happen, if this is in your relationship, is it fair in this case to split a mortgage 50-50, for example, is it fair to split the bill 50-50? And fair doesn't necessarily mean equal. No, it means percentages. Amen. But I mean, this comes back to what we were saying earlier on in the beginning, especially like where I was saying about my partner, where I felt financially stressed because we were doing the 50-50 split,

but financial to the dollar 50 50. I think that that's a really, really great take home from this. And if you do take one thing home, it's that when you merge your expenses and if you do have hugely different incomes, then doing a percentage split is a much fairer way of splitting your income than doing a dollar for dollar split. Absolutely. And I did put some questions out for you guys, some polls on Instagram because I wanted the general public's feedback. and because we're just so well researched yeah we have to we we leave no stone unturned no question on instagram unanswered um i did have to turn off the responses because you guys were overwhelming but before this is the result should a relationship be 50 50 67 said yes i like that 67 said yes

without any other details they're like should a relationship be 50 50 and there is 33 of people out there being like nah you can pay more exactly well i mean yes no poll no there shouldn't be 50 50 does the person that earns more pay more yes and only 51 of people said no i know wow that one weirds me out that weirds me out too so if someone earns more there is 49 of people out there as who were saying no and I bet you they're the 49% who earn more yeah they would be for sure do you share a bank account with your partner Laura this is you 51% said yes so 49% people still are in a relationship and don't share a bank account with a partner I actually found that really interesting but also these questions don't really take into account the depth of the relationship they don't

take into account how long you've been together the seriousness any of those things so I think like at a base level this was just a whole lot of people saying yes no yes no but I mean I wanted I just wanted a general feel of where people were at yeah and a 51 said that they do and lastly and I found this really um interesting only 25 percent of you that are in long-term relationships said money is what you fight about most that's actually a huge statistic so like 25 higher yeah but I mean most of our audience is relatively young and I think that the older you get the more that money becomes something that you will significantly fight about. So the fact that a quarter of you are already fighting about money and you're only probably relatively, I'm not going to say you're

new to your relationship, but girlfriend, you're in your thirties, probably you're new to life. So like, you're not, you're not, you know, we don't have like the full spectrum of all the shit that life puts on us yet. So I reckon that the older we get, the more that that number is going to grow. So I think for a quarter of our listeners to be affected by financial problems, their relationships that is huge so I really hope one in four of you found this interesting we hope one in four of you learned something we hope one in four of you will put that into place and save your relationship there you go I wanted to tell you guys about some apps that I looked up they are directed mainly at couples you can use them as singles as well but essentially

it's like money budgeting money sharing way to split and pay each other way to keep track of things, but these are some of the top apps that were recommended. So some of them are free and some of them have like an upgraded paid version where you can access more features, but a few of them are Pocketbook, Good Budget, Pocketsmith, Money Lover. I've used Pocketbook before. Have you? Do you love it? Yeah. I mean, if you're somebody who needs a bit of assistance with budgeting and needs a little bit of assistance with their finances, then there are so many solutions out there. Another thing that I recommend as well, if you haven't read it, read it. It's the Barefoot Investor. It's so good. It's actually really, really like money

can be very confusing. It can seem like very overwhelming to get into. And like a lot of finance books are just too wordy, too difficult, too complicated. The Barefoot Investor is a great book. It just makes finance very, very tactile. If you haven't read it, this is going to be your 374th recommendation for that book, because I'm pretty sure everyone recommends it. and then lastly my recommendation for a relationship and if you are at the point where you're starting to merge your finances my recommendation is that you do what they call a money huddle which is every so often maybe once a month maybe once every two three months sit down have a glass of wine have dinner with your partner and talk about your money

talk about what you're saving for talk about what you're looking forward to whether it be holidays a house your kids whatever it is but just make sure that you're checking in every so often like you would in all other aspects of a relationship to make sure that you're aligned and you're saving for the same things and you care about the same things and you're moving forward not just in your relationship but in your money honey an open goal-setting huddle what oh i don't know i haven't huddled before i was just trying to get you on it oh a money huddle yeah like an open communication huddle oh i'm sorry i huddle myself to sleep all right guys um we have a little bit of some disappointing news for you if you've made it to

this point in the episode which of course you have because you know it's great we are not going to be doing an ask uncut episode this week just life and work and everything has become a little bit too mental so look if if things kind of clear up before wednesday and we're able to get an ask uncut episode out to you then we will but at the moment it's just like i'm getting mad anxiety by all the work that's piling up so I kind of need a bit of a break it's a super super big week for both of us I'm actually starting a new job at a new hospital as well I'm still at the old hospital that I was at I'm not going to tell anyone where I'm at because I don't want anyone to turn up there but I'm starting a new everyone everyone flops to Britney's works is that Britney from

The Bachelor no I actually had a I actually had a proper stalker what um yeah he it was it was pretty big he he'd been in jail before he had like a tattoo on his face you know how they get the teardrops and stuff um yeah he killed a man he I couldn't leave um he had called up and and put in a threat a death threat and it was a really big deal I couldn't I couldn't work nights I couldn't walk to the car park by myself without security it was like a huge deal I so I I yeah I genuinely don't tell people where I am how have I never heard this story I don't know I don't really talk about it i've had some i've had a rough life mate god that is wild also you know what this is an international podcast so it really will go far and wide we're gonna try and get you the ask and

cut but i just wanted to i just wanted to put it out there just in case we're not able to do it but before we go you know that we never i'll stop finish an episode without our suck and our sweet should i say that again just in case you absolutely need to say that again i'm leaving it okay we don't finish an episode without our suck and our sweet the highlights the lowlights the best and the worst of our week all right you can kick it off okay my suck would have to be just the story that I told at the start where I just said I did like some runny split thing on my cement I feel like I've broken my toes into the door and I I'm I'm only bringing this up again now because it happened on my way here and my foot since we've been recording this podcast is

throbbing so i broke my toes in the amazon jungle a few years ago chasing pigs another story i was chasing these wild pigs and i broke my foot my sister had to carry me out ever since then um they've been really sensitive and i'm pretty sure like i've just re-broken that toe that it's a solid sucky yeah like you think it's broken are you exaggerating are we gonna have to go to the hospital after this a broken toe you don't toes generally unless they're displace which I can tell it's not I just feel like it might have like re-cracked I mean this is my job I do the x-rays but they don't do anything you just strap it and chill so I don't know it's just very very tender it's probably not broken but that's my suck like it's that was it

was funny I would have taken a really big hit to my pride had anyone been there but they weren't but that's the worst things happen to me this also just shows like what a fucking trooper Brit is and how dedicated she is to the course she just broke her toe she broke her toe and then she came here recorded this episode like what a trooper I broke my foot in the jungle and then I went on like a three-day hike with it that's outrageous I was ridiculous ridiculous anyway do you know I'm gonna like hijack do you know what your suck also should be then because you slipped over tell me the weather here oh that was because of the weather yeah the weather is horrific so like we we kind of like I know guys we live in Bandai in case you didn't know we're that obnoxious but

we missed the end of summer like summer kind of ended because we all went into lockdown and now literally the day that schools have gone back and like things are starting to get back to normal it is pissing down here it's been torrential for like the past week it's so cold it's baltic and i feel like we've been robbed we have i mean we were robbed of 2020 2020 is we're just gonna that was my phone we've been robbed of 2020 i feel like we just everyone just forgets that happened yeah let's just start again blank slate 2021 all right you're sweet my sweet would have to just be the fact that I got this new apartment and I'm moving in a couple of weeks and the fact that I own nothing a this sucks because my bank account is already crying but it's also amazing

because I love interiors and I love starting fresh and creating a new energy and I can pick every single thing in my whole house which is a it's daunting and it's expensive and I will be eating tuna for a while but it's exciting it's also like a really nice blank space to be able to like make whatever you want of it exactly amazing what an opportunity uh if you're a furniture business out there and you want someone to sponsor you brini's hustling that wasn't even a hustle but like i wouldn't say no girl's gotta eat what's uh what's your suck okay my suck is my my suck is also it's also a personal injury i um is it up there with mine no it's pretty pretty pathetic in comparison but i burnt my arm cooking yesterday and um one it's a bit of a sore

spot because it's actually a sore spot but secondly it's because i'm just such a terrible cook that i always manage something always manages to go wrong show me the burn oh it's you're gonna laugh at me it's not that bad i won't laugh oh it's cute it's like i had a pretty good week okay it's a pretty cute burn but burns hurt man yes they hurt and also like this week this week nothing is wrong like i know that i just said that i've had so much like surmounting work and stuff that then I'm like drowning in my anxiety about things but from like nothing bad has happened this week has been a pretty good week so I can't complain about that love that for you just busy just really really busy feel like I can't catch a breath my sweet my sweet is as much

as I complained about at the beginning of the episode the whole teething thing it's pretty fun um Marley has fully popped out two teeth she's almost 12 months old she'll be 12 months on the 19th of June and she's just grown her first two teeth in like one little go and it's so exciting because it's like the next chapter isn't it and oh my god I'm turning into a mum oh I'm gonna get full mum on you guys she also learned how to give a kiss properly so now she purses her lips and goes and it's so cute I could die I mean she's been kissing for a while but she sort of just like opens her mouth and puts it on your face just passes you yeah she's got no chill my girl no chill I'm so obsessed with her I might try and kiss her on the way out oh no social

distancing I absolutely will not keep it to yourself Brittany guys thank you so much for tuning in we actually really enjoyed this episode a little bit different but I loved it I hope you guys learned something um and I hope you guys are on the way to a successful financial relationship financial freedom we want you to find financial love to every single person who's left a review recently we like we say it all the time but we're so incredibly grateful like it's just humbling to read the amazing reviews that you leave us and it also like it's a real confidence boost for us it also makes us want to keep creating this content for you so if you listen to every episode or you're a big old fan of the podcast and you haven't left a review yet then please go ahead leave a review

we would really love that from you we would also love it if you haven't subscribed yet that is what helps our podcast grow that's what helps us you know get into the whole ranking system on apple ranking podcasty thingy and it's what helps other people discover this podcast too so um so you know the drill subscribe review share the love tell your friends because oh wait no sorry well i fucked it up let's try that one more time okay guys you know the drill review subscribe tell your friends and share the love because we love love! We love love!

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