Matthew Cox | Inside True Crime Podcast - Credit Card Scammer Finds Infinite Money Glitch!

Episode Date: May 18, 2026

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Not available in all states. Have you ever looked at some of the most successful women and wondered how did she get there? And how does she make it all work? Well, here we have some answers. I'm Karen Feinerman, the host of how she does it. You may have seen me on CNBC's Fast Money. Every woman I admire has a story, a pivot that challenged her, a risk that paid off. On the podcast, I sit down with CEOs and industry leaders who are carving their own paths,

and they share with us how they build lives of impact, meaning, and financial success. So join us. Subscribe to how she does it with me, Karen Feinerman, wherever you listen to podcasts. $60,000 spending limit every day. I'm hitting stores, hitting stores. It's like we struck gold. That's the Trump hotel. I go inside the penthouse. I thought I'll cheat at life. I'm going to just keep doing this till I get a million dollar house. I'm going to get married and then I'm just doing it's forever. the first scam I did. I was in the house one day. I'm on a computer.

I'm on eBay. And eBay, it had a checkout thing called Bill Me Later. And I remember they used to ask for like the name, date of birth and social. If you could put in that information, I guess you can pay. You could pay what's your social, basically. I remember I did it. I seen it at checkout.

I was doing something else. And I seen it at checkout. So I went and I went. I added an iPhone to the car. And I did the process. I forgot who's social I use, but I had somebody social at the time. I'm not really sure where I got the social from,

how I obtained it. But I put it in, and it went through, and the iPhone came in the mail. And I was just like, oh, wow, it worked. I was just freaking babbled. So I'm like, okay, that's what's up. So I had a girlfriend at the time, And her mom worked in the office, like, where she dealt with people information, social and stuff.

So one day I went to her, I'm like, oh, you think you could ask your mom. No, I was just talking to her about, like, what I found out and what I did and stuff like that. And she was like, oh, my mom worked in a customer service thing. I think I could get you some socials and stuff like that. And I'm like, yeah, that's perfect. Like, whatever she gave me, I could break you off money and stuff like that. It sounded good. We're excited about it.

So she went to her mom, and she had a cool mom. I guess her mom started giving her her sole shoes. She used to give me on the little yellow post, sticky post things. And she used to bring them to me when I meet up with her. And I was just sitting there on a computer, just ordering everything to my house, just sitting there, bail me later, trying some show shoes wouldn't work. Most of them didn't work, honestly. I'm not going to lie.

And it's all coming to your house. It's all coming in mind. It's a bad idea. I don't know. I don't know what I'm doing. I was just on a computer one day. Right. Just put it in stuff.

So. Just trial and error. Yeah. I do it. It's working. It's working. Once you get caught, then you go, oh, that's, now I know not the mail at my house. Yeah.

But it's funny because I never got caught. I never got caught for it or nothing. I just did it a couple of times. And it was cool. And I don't know if they stopped the bill and me at that time or, which one came first or her parents stopped working there or she stopped giving her the information. One of those came first, so I end up not going too far.

You know what I'm saying? It was just like a temporary couple of months thing, got a couple of iPhones out of it. Yeah, it gave me a taste of, yeah, perfect. It gave me a taste of like getting something for free. You get what I'm saying? I'm getting some of information. That was like the first thing I did.

So one day, me and my friend, we go to our buddy house. We had a friend. And every time we go to his house, this friend, like, he always had, like, nice clothes. Like, we call him, um, Diddy, diggy, diggy. I didn't know him personally. My friends knew him. Like, that was their day friends. And I always used to wonder, like, what he'd do, like, what he do for a living.

He had this nice house. His parents' house, obviously, I'm like 19 at the time. He around the same age, probably a year older, if anything. two years. And he always, every time he come around, even before we went to the house that day, always coming around. He was driving. I remember that was another thing like, oh, like he's driving. None of us was driving. I didn't know too many people driving at that age. He went to his house one day and I remember he came, he came to my friend. And he was like, oh, don't your friend work like at a, at a register? And he was like, yeah, so they talk in. He gave him something. So my friend

come back to me. He was like, yo, I was just talking to Diggy, and he said, like, he got, like, a little black box thing. Like, that's what it's called, a black box. It's called, like, a mini-X-D, like the name of it. This is it a skimmer? Yeah, it's a reader. Yeah, yeah. So, first time seeing it, don't know what it is. It just looked like a tiny little handheld, little register, card swiper thing. So he was just like, listen, when you go to your job, just Take this, just swipe cards on it. You're still working at McDonald's. Still working at McDonald's.

So that's why they came to me for it. So he's like, just take this swipe cards on it, and you're just going to get some money. Like, he's going to pay you for just swipe. Swipe as much card that you can on it. What did you get per swipe? It wasn't even per swipe. It was just swipe cards, and I'm going to just give you,

I forgot the amount. He offered me an amount. He just to swipe as much as you can. If you get a lot, I give you some money. They didn't really understand. I understand it. Because I understand. I need a 10 bucks every time I swipe this fucking thing.

That's what I need. Because I didn't know how much. You need a set fucking price here, bro. I didn't know the gratitude. I didn't know the gratitude of how much money he was really making. Offer it. Like, I didn't really understand it. I know it's a credit card.

I understand it got money on it. And I know he told me a decent price, probably like, 500 every time I give it to him. somewhere, a thousand. And I was just like, cool, all right, cool. Like, I'm going to try to do this as much. I'm trying to get, like, $500 every, $1,000 every week. Try to give it to you twice a week. So I just took it, took it, took it to McDonald's.

I'm doing, I'm doing great. I'm swiping, working a drive-thru, so it was perfect, swiping, swiping, swiping, swiping, boom. Even in the front register, I found, I found the way to swipe the card like myself because you know in McDonald's they got the the self the self-swip thing in front of them so they don't they're not supposed to hand you their card yeah the point of sale yeah yeah so i came up what i did so ring their order up rang they order up boo-whoop-boop-boop-boop-boop- after i ring their order up um they'll go and swipe their card but it's a button i remember this I remember this, I swear to God.

It's a button that you have to press so it can process the transaction. If not, it's just going to keep saying processing on their screen. It's just say process and processing. You click the button, it either approve or decline. So when they swipe their card, I don't press like the final checker. I remember it was a yellow button on the bottom right hand side that you have to press to complete the transaction. You could press it before they swipe it and then it just goes through.

Or if you don't press it before they swipe it, it's just going to. it's just going to stay there, whatever the case may be. But it's still a checkout button. It's still a checkout. Like, you have to press it so the screen can light up, but you got to press it to, like, process it. So once that screen pop up for them, I tell them, like, oh, we having difficulty, like,

with the system right now. So I got to swipe the card, like, in the main office for it to finish processing. And this is when I started learning, like, reading people, like, who would really go for something like this or who would really give me their card or who really looked like they had money,

You get what I'm saying? So I started picking out certain people that didn't know or people that was really in a rush. So they'll swipe their card and basically give it to me. I'd be like, there's something going on with the system. I have to finish the transaction in the back. I have to finish it. So I take their card, go to the back, swipe it on the card. And when I come back, I'll just say, just give it a little time.

It's running through the system right now. And then I'll, in that time, I'll click the button real quick. the receipt would just come out. And I'd be like, thank you, giving their card back what they receive. And they were just like, okay, it wasn't a big deal. So I found out how to do it from both ways because I wasn't always in drive-thru. Your drive-thru is easier because they hand you the card, just swipe it, then hit it, then push it and give them the card back, right?

Like, they don't see what's going on back there. Uh-huh. Do you have to hide that from your coworkers, or is it, like, you know? At the time, I was. I was hiding it from my coworkers. I didn't want to nobody know because I didn't really make friends there. It was just, like, you know. more older people. It was more older people. I remember it was like this one African guy.

Like he was on to me. Like, he knew like I was doing something. I was taking money out to register and stuff like that. I used to do a lot of crazy stuff and I ended up getting fired for that too. Like three in the morning, the system in McDonald's closed down. You ever went to McDonald's like three, four in the morning back in the days and they'll tell you like, oh, our system is rebooting or something like that. Like, people know. Like, if you've been to McDonald's, like around three, four in the morning,

to this day, the system have to reset from the regular menu to breakfast. And when it's switching over, they can't accept any payments. So what we used to do at our store, we used to take the payments manually. So we used to ask them what they want, write it down,

do the math for how much it costs, and tell the cooks to make this, you'll make this, make that, make that. They go and make it, boop, put it in the bag, bag it up. Get the money. Listen, your total is this much. They give you the money. They give you a calculator.

Put how much they gave you, how much change they're supposed to get back. It's only cash at the sum. Give them to change, food, boo. So what I used to do sometimes, I used to get their order, tell a cook to make the cook, and only put that, he wanted two items instead of the five items he won. And I would do the math for it. it was ever left pocketed give him they changed nobody knew doing that for a while along with the thing so i was in there just working sometimes that african dude he used to leave his register

because he used to be working one register i'm working in a drive-thru i used to just go and just go to his register both of our registers just open it's sitting there just go just take money out that's a little stupid stupid so i was taking the black box to that i used to Give it to my friend. You have to go through my friend. I didn't know him personally. So you should go back and forth. That's all I was doing at McDonald's, like, you know, through the time.

I would give the box to my friend. He would give it to him and give it back to him to give to me. And the first couple of times he was just like, oh, are you swiping a card right? Make sure you're swiping it right. None of the cards was good, this and not in the third. Right. Okay. Did it a couple more time.

Brought it back. Same thing. It probably didn't take like three weeks. Probably like the third week I said, all right. Something got to give. I didn't give you probably over 200 cards. Like, there's no way you're not telling me nothing is like like, because I don't even understand. I don't even know what you're doing.

I just, I just know like, all right, I'm swiping it, right? You told me how to swipe. I'm doing everything. This is not working. And now I'm getting suspicious, like, all right, you're doing something funny. So my friend, he was supposed to get money from it, too, from, from, like, introducing us. So he's getting mad now, too. You get what I'm saying?

So he's so, so we both go to him one day. We're like, listen, we're not doing this no more unless you cough up some bread. And he was like, yo, look, you could come with me and I'll show you. He was like, you will come with me. I'll show you. So what he was talking about, he just wanted my friend. to go with him. He didn't want me to come. So, so, so we, so we all in the house and he was just like, all right, so, though, we made a plan. Boom. We made a plan. He's like, yo, we're

going to go this day. That day came, me and my friend thinking, we sitting in the house thinking that he's talking about both of us. So the whole time, he's moving where? Like, we walking downstairs, like, he's moving like, it's something wrong, like, but I wasn't supposed to be there. That's the whole, that's the whole, that's the whole reason why he, why he moving, like, uncomfortable so we get to the car i remember it's like a little like an iudi ily s uvs silver we sit in a car we're chilling we we talk and we like all right come on like like let's go like you got the credit card right and he like oh yeah but uh mind it's night time too this was another strange thing it was it was night it was dark and he was like oh yeah but um

i only could bring you i can't bring him to my friend to my friend to my friend immediately at the time, he's like, oh, nah, that's not going to work. Like, he got to come. He don't want to get in the cards. Very genuine, you know what I'm saying? I respect them to this day for that. He was like, oh, now, he got to come along. If we go do this, he got to come.

Marjor, I don't even know what we're about to do. I'm just going. Like, I want money. I want money. And I know you said, you're going to take us to get the money. I know we probably got to swipe the car somewhere. I know it's something in that nature. Still don't know too much about it.

So my friend ended up saying like, nah, we don't want to do that. So he ended up giving my friends a couple of cards and just like, you know what, y'all can do it on y'allown. He got mad and just like, yo, y'all can do it on your own, gave us some cards and just got out the car. We went back upstairs. So we just like, all right, cool. We take the couple of cards. All right, no big deal. We do it by ourselves.

So the cards that he gave us, they like the blank cards. Like, it was crazy. Like, it's like the all-white version with a magnetic strip on it. So, mind you, at the time, I'm like, oh, so this is how y'all do it. It's not supposed to look. I don't know nothing. I'm like a brand-new person. Like, I'm like, oh, so this is how y'all do it.

Like, it's a white card and I just swipe it like that. Like, I didn't know you could put an actual bank logo on it and put some color on it and put numbers on it and everything. It was just a white, all-white card. weird, it looked like a security card or so we took it, tried that at McDonald's, didn't work. We tried it a couple of paces. We went to like a couple other fast food restaurants trying the other ones. We didn't work.

We sitting there swiping like 10 white cards, back-to-back lady. You know, it's people like us working at the time. They don't care. They just sit in there laughing. They don't know what's going on. The whole town city, they don't, you know, nobody know about scamming. This is early, like, when they first started in my city. So.

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nothing working nothing working so my friend call him he's like listen none of the cars you gave us to work we try to test it at McDonald's before we go even do anything and it's not working so he was just like oh I don't know I told you this is what happens to me when he gave me the card

I tried him and they they never working so long story short I think like from that day like we cut our hands from him like we ain't deal with right so I end up getting fire for McDonald's they found out I was stealing from the register thank God that's all they found out they said listen we're firing you because you've been

money been coming missing and we we don't even want to talk about it anymore like I just came in for work one day it was no I came in to work I remember I was about to leave so when I was leaving clocking out they said listen we don't want you work to hear no more things are going missing And that's in that nature. Things go missing. You know what you're doing. So the whole time I'm thinking like, damn, that they know I was swiping the cars.

Like, I'm going to have the police at my door later, or something case may be. But thank God never happened. They just fired me, went about my way. So now I'm just, I'm just freelancing. I didn't graduate yet. My friend that I was with, like my best friend, like basically the two people I'm talking about

they're brothers. One is around my age one is older just so I don't have to keep explaining that. One name is T I'm going to just say T the other one is W Wiz T and Wiz because where is even

really was a part but not too much like this like T I went to school with him I went to school we did everything together that's how I met him and then I met him through I met his older brother through him so he was going to school at the time. I wasn't. So I'm in the house one day and I remember when I had the black box,

I remember flipping it over one day and I seen like a name on it. And I remember I took a picture of it. Like I took a picture of the name. It was a white sticker on a reader. And I was just in the house board and I typed that name. I typed in everything I seen on that sticker. I just typed it in in Google. Pops up, Google search, eBay. Amazon, this, YouTube videos. Oh, you can order this? Mind you, the whole time I'm thinking some foreign thing, he probably, you know, some, like, impossible to get. Right.

Like, like some classified secret thing. Boom. Yeah, so, yeah, because it's a credit card reader. It's a criminal. That's what I'm thinking. Like, it's criminals, only criminals use this. I've been using Mando's whole body deodorant. And let me tell you, you can use it anywhere.

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That's S-H-O-M-A-N-D-O.com. Please support our show and tell them we sent you. Once again, that's shopmando.com and use the promo code Cox. It's not legal. So I type it in, boom. I click on the eBay one and I see the price for it. And it wasn't that much. It was like I've seen one for like 100.

Then I see another for like 80, 60 around that price. So I'm like, you know what? I'm going to order one, but I don't know what I'm going to do with it. I don't know. I'm just like, I'm an order one. So I order it, whatever the case may be, it's on this way. Boom, I get the tracking information. So I click on the YouTube videos for it. Go on YouTube, type it in, get a clear search. And I see YouTube videos, like people talking about this. I'm like, wow. So they see them in the videos like, oh, this is the reader. This is used to collect the information on the back of the people credit cards on a magnetic strip, the black strip, they called it the magnetic

strip. So, like, this is how businesses use it to, like, run people credit cards or the process people credit cards and stuff like that. So I'm like, okay, that's all I knew at the time. Okay, cool. So that comes in the mail. I get it. So I'm like, all right, now I got to find a job to swipe the cards.

Or I got to find somebody who works. work and a job. But mind you, I still don't know nothing. So I get it, put it to the side. I'm like, I got to figure out how this go. Boom. It come with a little CD. It's like a, it's not even a regular CD. It's a tiny CD, but you could put it like in a regular computer. And that CD was the program for the, for the reader. So I put it in. I download the program, I download the program. And then after the program, downloaded a box pop up. It's a track one, track two, track three. So from the video, I remember, like,

oh, this on a track one is going to have like the people name and on that side of the information. On track one, it's going to have the people first, last name, wherever the case may be in a bunch of other numbers, bunch of random numbers after the name. It just looked like a bunch of numbers, but within that number you could see the person first, last thing.

And then in track two, you're going to see the card number, the expiration date, and that's it. And I'm like, okay, cool. So okay, cool. So I started understanding so as I'm watching those videos,

they're suggesting videos like suggest or video that people also watch. So that's when I learned about the reader and the writer, the bigger one. So I took an interest in that, clicked on that video, that video opened up, basically learned about the

MSR, it was called the MSR, 206, 306, something like that. So I learned about that. I'm learning. And this is so crazy at the time, it's really like a one, two, three step on YouTube, like how to really operate, like the simplest way how to operate it. Right. I just found this amazing. And I was always like one of those computer kids, always on a computer, always researching, always opening my Xbox and PlayStation's and going on YouTube and seeing how to put it back together. So I was like a YouTube kid growing up and stuff like that.

So, okay, cool. I learned how to use the MSR. And then I did the same thing. Found out the name of that. Put it on Google. Found out where to order it. End up ordering the MSR now. So now I got the MSR because I know I need this to read and write the call, whatever.

And when I brought the MSR, every MSR come with like a 2010 pack of white cards, Blane cards, all of them come with it. And they come with the CD for the program. Boom. So I'm like, oh, okay, these are just the white cards. Okay, cool, cool, cool, cool, cool. And then also I'm seeing videos of like Chinese videos of people like making the card. Like, oh, they could print stuff.

So I'm learning all this on the answer. Like YouTube and Google, I swear to God, Google and YouTube. So I'm learning, oh, do people print stuff on this? Okay. So now it's making sense. So now I got an idea. Okay, I got to get the black box in the store, swipe some cards. When I get it, this information going to pop up here.

Boom, I could take this white card. I could swipe the information on it. and I could go use it. Cool. So I have it. I didn't jump right into it. I had it. Boom.

I'm waiting for opportunity. So my sister, one of my little sister, that's two years for me, she worked at a store in Soho. You know where Soho is in Manhattan? Yeah, it's a nice area, right? Yeah. It's like tourist attraction and stuff. So she got, so she worked in the closing store.

So she got me a job in the closing store. as a security guard, just put the word in for me, talk to a boss, listen, my brother need a job, blah, got me in there. So I'm working there regular, boo-bo-boo-boo, cool. I end up getting fired. I end up getting fired. I wasn't there too long. Couldn't call the job.

I was there. And I remember I was working there before, and this was like my first time really in the city. I'm seeing nice cars, drive by. And I remember just always looking. I'm in the security, so I'm always in the front door. And I remember always looking out, seeing the people, nice clothes, good. And it's always this blue Audi R8 that used to always just come like once a week.

And he used to just run in the bank and just go back in his car. And I watch him, it's like every Thursday or Friday, he would just be there at a certain time with a nice female sitting in his car. And he would just run in the bank and just come back out with a Chase Bank across the street. And I'm, you know, like, okay, like, I want this life. Like, I started craving it. That's when I, you know, like, like, like, I want this life. Like, Soho, like, it opened my eyes, like, to, like, it's more.

It's more than just my neighborhood that I've seen growing up. It's more to life. So, boom, I end up being fired. So I remember it was one girl. She was cool. She was cool with just, just, you know, regular talking. And I remember I hit her up one day. I was like, um, like, I ain't going to lie.

I'm trying to make some money wherever. the case may be, she was like, I ain't talk to me. What's up? I'm like, um, you know the, um, the girl, the Chinese girl, um, the Philippian girl that work at the register. Um, I need to, I need to talk to her and I explained to her a little bit about it. Like, I got, I got like a tool, like where she could swipe credit cards and stuff. I explained the whole thing to, like, she swiped the cards on it, boop, poop, poop. I'm like, explain that to her and just let her know, like, let her know what she, how she feel about it. Because in my head, I'm not thinking it's a goal, because this girl's like

clean slate like look all the way Philippine like Chinese got the accent I don't ever think she's from here I think she moved ahead but like you would never

you can trust her you would give her for me your card to pay with in the store you would never think twice like right so she talked to her boom talked to her she'd come back to me she like she's like she wants to do it

and I'm like seriously I'm like all right So let's do it. So now it's my first time. So I'm like, all right, let's get it. So we meet up by the store before they open. I go there early. Jump on the train. Go over there.

Boom, give it a box, told her how to work. You press this button on the side. When it turn green, when a green light, the green light going to pop up immediately. When it turn green, swipe the card like this. Boom. Make sure the magnetic strip is touching the silver thing. It's a little silver thing. It's a little silver thing.

And when you look in the box, you can see it. But that's too much work trying to look between that little space. The button, just make sure that magnetic strip is always facing the button, just an easy way to remember. So she don't even have to look at it. She could just fill it, fill where the button is and know that the black part of the card, I got to swipe that way. You swipe it the wrong way. It's not going to read enough that you got to swipe it so it can read it on a strip.

So explained it to her, gave it to her, boom. First day she had it, it was cool. Got a couple of numbers. I plugged it in the computer. Went home, took it, plugged in the computer. Numbers pop up. Boop, poop. Just exactly how they explained in the video.

Track one, track two. Some had track three. I didn't really know what track three was at this time. Still, don't kind of know. It wasn't really a point, no. But got all information. And I'm like, cool, cool, cool, cool. Looking through the numbers.

No, I'm figuring out. It's my first time seeing it. numbers. I see an example like how it's supposed to look like like fake random numbers like one, two, three, four, five, six, seven, eight, nine, ten. Just, just random. So I'm looking at real card numbers now. I'm like, okay, like this is how it is. Transfer it, copy all the cards, put it in the notes. Took, took one, took one card number, copy, paste it on a writer, because now you want the writer, put the, put the information in and then the writer, put track one to track one. It's like matching. Like, like put the first information.

track one and track one, put the information in track two and track two, and swipe the card, swipe it so it can write it, write the information on the card. So I did, boom, write it, and then I read it again, switched it to read, so when you swipe it, it pops up and it tells you was showing the card just to make sure, like, you know, it's good, yeah, boom, did that, and I was excited. I was excited. Took like five more calls, swiped it, swiped it, swiped it, swiped it, swiped it, ran to my friend I was like, listen, I got some cards.

I swiped it. Let's go try it. Don't really have faith. I was excited when I did it by myself, but I wasn't too excited yet because I felt like it was going to be the same thing. Like, what if he was telling the truth? Like, I'm swiping the cards and they're not working. So we go to McDonald's, same thing we did before. Go to McDonald's, swipe them.

And mind you, at this time, this is a big thing, too. this is before they had chips on the card. Right. This is before. This is when it was just people had credit cards where you would just swipe and that's it. You either put in a PIN number. If it's debit, credit, you just got to sign.

Debit, PIN number, credit, you sign. But even what I found out, even with a debit card, you can press credit still and it would charge the card just like debit. It would charge you as a debit. You just don't have to type in a PIN number and you just sign. Right.

It's weird. It's just like, you could bypass the pin. You could bypass the pin number, like, with no problem. Like, it's just weird. It's just mind-boggling to me at the time. Because I couldn't distinguish which was credit, what was the credit card and what was the debit card. I don't know what's Bank of America.

I don't know what's well-forgo. I just know it's credit cards at this time. So. All right. I realized like the first few numbers. The first six number, the bin number, bank identification number, yeah. So at this time, I ain't know nothing.

I'm just, we buying food at this time. We just buying food. Test in a mouth. But they're working. Yeah, they, they was working. Like, they was working for food. Like, we, we was happy. Like, we was happy because you got to just think, like,

we never got this to work. We never had nothing free. Like, this is, it's like we struck gold. Like, this is, like, when I brought it to my friend, This is nothing that nobody, but the one stingy diggy dude, he knew how to do it. He didn't tell nobody. Like he was to himself. He didn't have too much friends.

So out of everybody we knew and the people in our community that surround us, the people that we bump into, nobody is doing it. So we feeling like, like, like, this is our secret. You know what I'm saying? Like we struck growth. We struck gold, whatever the case may be. Maybe. Do you keep going back to the chick, the Asian chick? Like she's...

Oh, yeah. What are you giving her? At this time, I wasn't giving her nothing. Well, why? I mean, she's getting the numbers. But we're not getting no money yet. Oh, it's just, it's just hamburgers and french fries. We just hamburgers, French fries.

We're just happy that it's just working. So boom. So, you know, get for the box back or whatever. the case may be she getting numbers so now this is when we thinking like all right so so what can we do with it we immediately thinking like electronics um just just bigger items just just bigger items so if i could remember the first place we tried that the first place we tried that i think it was target it was target because we had to take the train because we didn't because i know we we didn't a vehicle at the time. We didn't have

vehicle. So everything was just hopping on the train, going to places, coming back. Like the local train, not like the express train that go out of state. So we hopped in the train. I remember we went into Target. No, Toys R.S. We went into Toys R Us. And the Toys R Us, they were selling iPads at the time. So we picked up an iPad. We

sitting there happy with the white card in our hand. We swipe it, cover in the whole car, swipe it. Boom, decline. Oh, I'm It probably only hit for food, getting discouraged. He was like, you know, try another one. Try another one. Take the other one out. Swipe.

The client. Ah, man. At this time, you get what I'm saying? We're about to leave. We mad as shit. Yo, I'm not about to sit here. The lady looking suspicious. So my friend that was telling me to swipe, like, like try another one.

He telling me like, yeah, like, let's go. Like, let's go. We'll try again another time. I'm like, no, no, no. I'm going to try one more. For some reason, I'm like, I'm going to draw one more. Swipe it. Boom.

Approve. Oh, shit. Looking at each other. We're cheesing from mouth to mouth, happy, running out with the iPad. So we're running around the city now. We get it. We're like, all right, cool. We didn't care about getting nothing else at the sound.

Like, we didn't care about work. We just like, we got to find some weird sellers. We end up going to, like, the Diamond District in New York City. and it was like a bunch of Jewish people were like, you know, running around selling diamonds, but on Google and online they always say like, oh, we buy electronics, we buy this, so

that was a place, a lot of people, a lot of people in New York went to like pawn stuff. So we went there, boom, he gave us a percentage on it, we sold it, made some money. All right, like it works. It works, so, boom. So gave her the car, gave the girl a,

the reader back. So now we just like, all right, we got to figure out like better ways, how to, how to do this, better ways. We're like, yo, listen, we go get a rental. We got a little bit of money. What's a little bit of money? 500 bucks? Like, no, no, no. Because I jump. So after we gave it a box, like, she was giving it back. We went back and forth with it. So, so, so that was our thing. Like, we would just go to Toys R Us or we would go to Target because we didn't have like Walmart and stuff. And we would just get one iPad at a time. We just keep swiping cars to one work and we get an iPad. But it got to the point like the first car we swiping, it's working. Like it. And it was so stupid at the top. And then

it turned into like quick, like the second week, I get one and he'd get one. So we had a little money. We had a little, probably like in the first three weeks, probably like after spending money like 2,000, 3,000, like little pocket money to run around with. So we was okay. We was like, all right, boom, whoa, whoa, whoa, whoa, moving on. We was like, yo, these white cars, like, it was giving us a problem now. Now they're looking at them funny, like, they're catching a glimpse. And we went at one store one day and they, and they caught it basically.

They was like, can I see the car? Can I see your ID? This and the third? And we was like, oh, we made up some excuse. Can't remember. We made up an excuse, but we left. That was the first time, like, we heard them access for ID. So we just like, dang.

And I was telling my friend, like, yeah, I know. Like, they got the real thing all along. Like, they was talking about it where people could put their names on it or whatever the case may be. So we were just like, we got to figure out of the way how to get our names on this car. So, like I said, the Chinese girl that was getting the car, she was, I'm not going to lie shout out to her

she she's just going she just dealing with like the dumb shit that's going on she dealing with taking it not receiving nothing at the time

did you ever pay her anything yeah yeah basically yeah but that doesn't sound like a lot it sounds like you gave her you gave her

200 bucks one time and some hamburgers I boom so I came up with out there right I'm in the house one day So I got like Like I had my own personal car

I had like a TD car I had like Some prepaid cards with my name on it So I was like what if I put the What if I swipe these cards And put the information on my car Even though it's just like Two, three of them I have right now

Like it would be good It can match with my ID But the last four numbers That come out on a receipt It's not gonna match It's gonna be my original card number That's on my card and whatever number, car number that I put on to my car, basically.

I don't want to confuse nobody, but the information I'm putting on to my car, it's not going to match the same card number as my original car. Yeah. Yeah. All right. So I found that out. So I told my friends, listen, bring a couple of calls with your name on it to my house.

I'm going to put them on, and this is how we go do it now. So we was just like, all right, we can't go to the rest. We don't probably went to all of them. scared at the time or whatever the case may be. So we came up with our idea. We were like, yo, we're going to start going to jewelry stores, like in the city, like jewelry stores, jewelers. And we were going there and we would be like, oh, I got a graduation today or just some event.

Like my parents getting married. I just need a chain talking to them. And jewelers in New York City, they greedy. They always try to, oh, listen, oh, these earrings go nice with that chain. You should get it to. and this and that and the third, and they very slick what they were. So that end up going good. And with the jewelry store, you know, they're a little bit more smarter.

It's not like minimum wage workers going to work on to toys, the rest. Some of them are our age. These are just, like, grown people. Like, they're more hip to, like, what's going on and stuff. So they were asked for the ID. This one, we started getting an X-Fi ID. The X-Fi ID, I give them the ID, and I give him my T-D card,

and he will swipe it. Boom. He will make sure match. Okay, it match. All right, perfect. That's all he wanted. All right. It's your card.

He's not matching the numbers. Right. He's just seeing if it's the ID is on the name and he swiped it. So the numbers have to be perfectly. Because he doesn't really understand how it works. Yeah. So he's just concerned. It's my car.

And it went through. And it's a real card. This is my real bank card too. But I'm not swiping my real bank card. It's really somebody else's information on it. But this is my bank. So it's legit. Like any way like he could tell a card is fake.

It appears legit. Yeah. No, no, it's a real, it's a real card. I know it's a real card, but it's not your real information. It's running through the system. It's charging John Doe's credit cards. Right. Right. So that was good. So, so, so we, so we were satisfied with that for the moment. You get what I'm saying? To you start hitting the Diamond District? Is that? It was, it was stores by the Diamond District we hit. We tried to, we didn't hit the Diamond District directly because they know. They're the ones that buying the, like, I guess. Yes, they was doing this before.

Like, you know what I'm saying? But our neighborhood, we didn't really know too much. But I guess people have been coming to them were like selling gift cards and iPads. Right. So we knew that they was buying stuff that we sell them, so we didn't really go to them to hit them. You get what I'm saying?

Yeah, you don't want to burn your name up. Yeah, and it's just like... I already know you. We figured they would know. Like, they would know as soon as we come in. Because they kind of knew how we were getting the stuff. They knew we was using people's credit cards. So they hit to it.

You get what I'm saying? They know we're coming in there. Other people information. and then they still get charged back and eat the payment later. So it would be like little stores, like around the city, like, like little small businesses we'll go for. We never go for like no high end. We try to stay away from that.

Like, and that was from the beginning. That was my thing from the beginning. Like all the big name brand stores that people after like started going to and like getting this and this. And even with the clothes and the big name, Louis, Gucci, I try to stay away from all those stores. Like anything that was too much. the small mom and pop stores.

Mom and pop stores. Because they can afford it. Right. You're a horrible person. Not because they can afford it. Not because they can't afford it because they most likely not going to be as hip to it.

They got more security in a big store. They got security. They got security. But the mom and pop, they can't really afford security. It's a messed up way of thinking. You get what I'm saying? I know. I'm just fucking kidding.

But even at the time, we don't know about chargeback. So in our head, they're going to get paid. They get into money. Yeah. And we're not stealing it. We're not robbing them. Like, yeah, it's not our money.

Like, the person we seen as the victim, like, whoever called it was. Like, we didn't really see, like, the store. Like, we found it helping them. Like, be happy that we're giving you business, kind of. Like, we're giving you money regardless, even though it's somebody else's. It's not ours. But we're giving you money. Like, that's how we was looking at it, first starting out.

Like, so. So what happened? So, we got a little money. No, that went good with the jury. We ended up getting jewelry under keeping some. So now we got our little jewelry. We heading up sleeker stores. Now we're getting nicer clothes.

Our clothes was decent. We wasn't like bag looking. It was decent, but we just had like so much clothes, like so much. All the new jewelry that came out, all of this, all of this. And, like, quick. Like, I'm talking about, like, within a month spent. So now we got money. Boom, we got getting our little money.

So now I can start paying a girl now. So now I go to pay her. Like, every week I'm giving her, like, $200. $100. And it was okay because, like I said, even the money we was making, and it wasn't even too crazy. But she just happy.

I don't know. Poor girl, I know she was just happy because she's seen something. Like, all right, now, all right, all right. Yeah, got figuring it out. I believe in this. So we got enough money to start paying her. Started paying her like 100, 200 at a time, stuff like that.

So we're doing our little thing. We're still going on. Boop, poop, poop. We just finding, like, new places to try it at. We're going to, like, little restaurants. and, you know, like, like, just, just playing around with it. Like, getting money playing around, getting money playing around. So the next step from that, I was in my house one day.

And, no, I was walking somewhere, and I walked past the bank. And when I got to the bank, I looked at the ATM, and I'm like, I had calls on me, And I'm like, let me try to put it in an ATM. I'm just curious. Let me just put it in the ATM. Ask for the pin number. I'm guessing the pin number. They didn't work.

End up blocking the card. You think you're going to guess the pin number? I don't know. It's like a thousand or shoot, way more than that drives. I did. 100,000 fucking guessing, a guess is. One, two, three, four. Yeah.

That was crazy. I don't know. I don't know. Something was just fascinating. then like, like, I want the money out the car. Like, yeah, the electronics good selling them, but, like, I want the money out the car. Like, but I'm like, and then I started like Googling, like, like, is it a way, like, in one of the tracks, the track one, track two or three, there's a show the pin number. I'm trying to figure out how I can find a pen number.

I'm like, dang, it's no way. There's don't come with the pin number. So it don't even come with the address. Like, that's a whole different kind of credit card you buy that come, like, with the address, stuff like that. I get into that later, but, yeah, but I was always figuring, trying to figure that out. So one day I'm sitting, I'm thinking, and I'm like, what if I tell this girl to, to write down the PIN numbers? Because they got like a little keypad.

It was like a little gray keypad. I remember I looked at it before I went in there. And it's like a little keypad in front of them. Canada in a Volvo. Destination. Vancouver. Turn left to leave. Travel west through. Approaching. Continue toward.

You've arrived. Adventure in comfort with Volvo. Whether you prefer gas, plug-in hybrid, or fully electric, there's a Volvo for everyone. Learn more at VolvoCars.C.A. I just got numbers. It got the red green button, and then it's just a wire to the register.

But I remember, like, it's not blocking it. It's not, like, a whole POS register, like, where they got the little cover about the numbers and stuff. It was just, like, just a keypad, like, flat key, rectangle keypad. So I'm just thinking, like, can she see it? I'm like, yeah, she can see. I remember working. Yeah, she's looking right at.

It's like the keypad right there. Like, she's right there, or whatever. So I actually, I'm like, I'm, um, I have. X a girl that I was going through to talk to. I'm like, um, ask her if she could see the PIN numbers and ask her if she interested and getting the PIN numbers. For $200 a week, I'm not. Well, she probably thinking like, all right, I could probably get some more money.

He's thinking of something new. She doesn't know you. Yeah. So, so, oh, man. So, so, so I, so, so she come back to me and she was just like, yeah, she could get the PIN numbers and stuff like that. So I'm like, all right, this. This is how she's going to do it.

So you mean the CVV number on the back? No, no, no, the PIN number to the car. Oh, when they punch in the PIN number, I thought you were talking about the CVV number. I was like, that's not going to work at an ATM. No, no, no, no, no. I'm talking about the actual PIN. Oh, okay. Because remember I was at the ATM, and I'm just trying to, and then since that day,

I've been trying to, like, just find a way, like, even through the information, if I could, if I could find a PIN number through somehow swiping this card on this box, but I couldn't. So I was, so I came up with that idea. So she came back to me, she was just like, yeah, like, yeah, like, She says she'll do it. And I'm like, all right, that's what's up. So I told her how to do it. So I came up with a way I'm like,

because she could just swipe the cards, swipe the cards and write down pin numbers, but I'm not going to know which card does that pin number belong to. So I came up with that idea. I'm like. What do you do one, two? If she does five a day, you know, number one, that's the number I got. Number two, that's the number, you know, right?

I mean, or sometimes she gets them, sometimes she doesn't. But yeah, sometimes she gets them. Sometimes she doesn't. She only get pin numbers because some people, they use credit. So they just swipe it. And then another thing is sometimes when she swipe, it doesn't pick up, like, track two, which is the main information that you need for the car to work.

Like, she could swipe it, but it's weird. Like, if you don't swipe it right, it's not going to catch certain tracks. Like, it might not catch track one or it might not catch track two. So it could be a swipe. It could be a time she's swiping and it doesn't catch nothing. And she thinks she swiked it. She doesn't know.

It doesn't tell you. It doesn't. There's not like a light that lights up and says, hey, you got all of them. Yeah. Like, like it was a successful swipe or nothing. Yeah, that's stupid. The only thing, it was just a group. It was just a little tiny green light on the box.

That says it's on. And it just blinks. Like, it blinks when you swipe the card. It blinks. But how she's doing it, she can't really look down. Like, you could just fill it. All right, that's the button. Right, that's the card.

I fill her numbers. It's supposed to be. be this way, swipe it, book, because they standing right in front of her. To this day, I don't know exactly how she was doing it, but how her workstation is set up is something in that nature. So I was just like, boom, this is what you're going to do. You're going to, since you're swiping a card, you got the card in your hand, so you see the card.

So I was like, remember the last four of the numbers of that card, and then remember the PIN number or just write it down somewhere. We act like you write in a receipt or something. So you swipe the car, write down the last four numbers, boop, bo, bo. And if they got a pin for it, write down a pin right next to that number.

So I know that pin goes to that car. So when I go back and when I pull it up, I look for that car number with the last four, and I know, all right, this pen goes to that car. Right. So it was just a crazy idea. I'm like, I'm going to just try it, see if she could do it. She can handle it.

She's Asian, bro. She can do it. They're amazing. They're great mathematicians. Oh, my gosh. Oh, my. They have good memories. That's crazy.

I couldn't remember shit. I'd be like, you're lucky. I'm fucking able to swipe this thing. That's the crazy part. But like, that was crazy. So I got the box back. She did it. I was happy as fuck.

She was just like, oh, yeah, I got it. I was able to do it. I'm like, yeah. So I'm like, okay, she probably got a couple of them. probably four or five. I got the boxback. She had like 15 cards with like pin numbers. I'm like, oh, I'm just in my house shaking.

I'm writing them. And, my God, I still got the, no, no, no. Let me say this part real quick. So if you know what we're running around, swiping the cards and stuff, we need more cards. So what I end up doing, I told you I had the TD bank card. I end up reporting it loss and then I order a new one. And then, like, it was stupid.

As soon as I get it, I reported loss and order a new one. So I had, like, 20 TV cards with my name on it. And it was crazy. Like, they don't care. They just keep sending you a new one. But I had a bunch of TD cards with my name on it. It's weird. Like, if I was ever get pulled over, it would still look crazy.

Like, but I don't know. It worked in store. I had my name on it. I didn't know how to print cards up at the time. You get what I'm saying? So this was my idea. Like, all the prepay cards. And that come with your name in the mail.

Just doing that, getting as much, trying to make it look like different colors. So it's not all just green cards in my pocket. So that was another thing. So I'm sitting there. I'm reading and I'm writing the cars. I'm happy as fuck. I got the pen.

I'm just thinking about running to the ATM and just pulling out all the money off this card. That's not how hard. What is an ATM? How much do they give you? it depends. Like, if I knew what I knew, what I knew now, some banks is different credit.

It's different ATM limits. Like, well, Fargo, they would have the ATM limit. But if you had it for this long, your ATM limit might be longer than somebody who had it for only six months. Or if you just got the car, your ATM limit might be 500. His might be 1,000.

His might be 1,500. Like, it's, it's different. It's different. Or somebody could just have a, increase, they go call up and say, hey, I want to increase my ATM limit for this month or for this year. So you just never know. You never know.

And there's some weird cards because, mind you, a lot of these is, I end up finding out, like, they're foreign cards. They're not Bank of America. They're not, they like cars like from people coming from China. Because the store she was working at, it wasn't like Prado or like, um, rainbow. Like, it wasn't a common, like, U.S. stores. Like, like, it was like a weird. store. I think it was, it was, I don't even, I don't even know.

But it was high end. It was a high end store, right? Like, this is it. People have money that are coming here. They sell Oakley Shade. They sell, like, like, yeah. Like, like they, like, they sell brand stuff that's been passed down, like, G stars or they'll get some stuff from, from certain, like, high-end stores. Yeah, where they're resell. Kind of like an outlet thing. Like, yeah, it's brand names, it's brand names, but it's like, It's the stuff that didn't sell, but it's still brand name. It's still brand. It's got a discount brand. Right.

But it wasn't like a commercial store. It was like a store like they only had like for them and it was all on the same street. Like it was weird like they had these to send me to different stores and it was only for them like in the world. Like it's only for them and they all like in Soho. So it wasn't like a commercial place. So a lot of foreign, I don't know, it attracted like a lot of tourists and stuff like so. So, so, so, so, so, so a lot of the cars, like, like, they would, they was, they was foreign. So who knows if they even have an ATM limit set on their cars?

Some people who call it's low risk? Some people who call it's high risk? Which, which, which, which mean, like, like, certain banks, like, they will, they will have ATM limits. And certain banks, like, that you probably never heard of, they don't, they don't even know about, like, they don't care for ATM limits. They don't want to put ATM limits on it. So what happened? So, so, so, so boom. So I'll print the cars up.

I've run to the ATM. The closest ATM to me I could find. I started with the little ATM. You know the little ATM that be like in a store and they just say ATM? It's not a bank or no. I go to that. Another mom and pop guy that put it in there. I just run to the close.

That was the closest one to me. It was like in a corner store. That was the closest ATM. I'm thirsty. I take a cab. Run to the store. boom put the ATM put the pin in heart beating put $200 money come out boom receipt come out oh wow 10,000 13 000 whatever whatever it was on that first receipt it was it was a good amount I'm like oh my

gosh I'm rich I'm like holy shit it tells you what their balance with the balances you know you make a riff drawer yeah and then they print out the receipt how much you took out how much is left so I'm like oh shit I'm rich so my heart beeping more coming out. I put it in again. Another 200. I'm like, oh, I'm going to just stay here all day until I clean this machine, put it in again. You're a small business owner's worst nightmare. What? They hated me when I came in it.

And they started getting suspicious. Like, it was crazy. But good thing, I stopped. Like, I found out quick, like, this is not it. So, boom. So I'm withdrawing. So on the third one, it's a decline. And I'm thinking, like, how to decline? Like it got all this money on it. It's the client. Third card or do you keep putting the card in?

With the same card. Oh, yeah. Then you hit the limit. Right? It's, it come up as fraudulent activity. Oh, well,

you just hit them two for like three times in a row for $200. Yeah. Yeah. This dude knew he wanted $600. Why not go to your bank ATM and take out how much you need? Or why not get the $400? Wait two days or wait a day. Go back to another ATM.

Boom. I know. I know nothing. I didn't know nothing about banks. I didn't know about ATM limits. I didn't know. Try the next card. Yeah, I tried the next car.

Same thing. Boop, and it's keep blocking on the third try. Try the next car. Same thing. You're burning out them cards. What are you doing? They're going to call the people,

be like, did you just take out two different things for 400? If I knew what I knew. Could it get them for 400 bucks and then waited two days or waited a day. Like, people don't, you know, rich people don't check their balances every single day. I imagine this before like a lot of the app stuff notifications a lot of this wasn't around at the time yeah they don't know for 30 days so I imagine a lot of them is tourists right so like I said they bank statements probably back in China or Japan Canada wherever they came from so not American doesn't matter they don't live there in hotels they're fair game they're fair game No, but yeah, so I thought I was doing something wrong, you know, so I'll start acting like you feel bad now. No, no, no, I don't feel bad. I'm happy, but I'm mad because I see all of this money.

And you just made 800 bucks. And you're not paying this poor chick a dime. Poor chick. She's over there and you're like, hey, nice job, Lucy. There's two, there's an extra 50. and I got a McDonald's hamburger for you because we've been killing McDonald's with these no

so what else so what happened so I go back home I'm like nah like it's it's no way like I'm at like I'm probably think I gotta wait a hundred bucks I'm not angry but like like I don't know there's 10,000 in that

yeah like like like yeah I know I know it's there so it's weird It's like I got the money. I got the PIN number. And I'm thinking like that's all I needed. Like, why it's not working? So I'm thinking I'm doing something wrong.

So I'm like, well, what if I hit the big banks? Like, what if I go to Chase and go to their ATM? Because that's the real bank. Or I go to Bank of America and use their A-A-T. Why am I using this little tiny ATM where I could only take out $200. I could take out $500. Because that was the ATM limit, like on a small ones. You only could take out $200 max.

So I'm like, I'm going to go to the big ATM. I can take out however much I want. I can take out more money. So I take a couple of fresh cards. I take the old one with me the next day. Go to the big one, try the old ones from before, just to make sure before I toss it. They didn't work.

The client. One of them worked. I remember one of them worked. I think it was the first one. The first one worked. The first one I tried worked. So I'm like, oh, that's what it is. Okay.

So I'm thinking that the other two cards is. It's good. I'm still good. All I got to do is just come to a big ATM. That was the problem. So I remember Chase, my sister had a chase or something. I asked her like, how much, like, what's the max withdrawal you could take out? She was like, she's at like $1,500 or something like that.

But you only can take out $500 at a time. That's how she'd do it. You could probably take out the whole $15. But that was the case. So I put $500. No, boom. Anything more than $5.500. 500, they asked for the zip code.

I remember, that's what they were asking for for Chase. If you put withdraw amount, bo bo boop, anything over 500, they actually type in your zip code. I don't got the zip code. So I was doing 500. So I put 500 and I got it. I did it again. A decline.

And I'm still trying to figure it out. Like, why just keep declining? Oh, well, take out the next card, 500, 500 to the decline. All of them keep declining. I'm only getting but so much, but I'm looking at all of the receipts. and I see balance some 8,000, 4,000, 10, 20, 50. I'm going, like, I'm getting pissed off.

You know what I'm saying? So I'm like, all right, this is not working. So boom, I go to the girl, boom, give her money, her weekly money, boo, boo, boo, boo, thank you. I need more cards. And from now on I need you to check their IDs to get their zip code. Should have.

You know, she can do it. I should have, yeah. Lucy's like that. I should have. I should have. Can you imagine? She would like, you were like,

hey, it's an extra 50. You get you up to $300 a week. Oh, big. I should have. But I don't know. It didn't come to my head.

I just thought I was just doing something wrong at the time. So I started brainstorming again. And I came up with an idea. I'm like, well, I went to the postal. before and I got money orders because if I got the pen I could buy electronics I could go to the store and just pay but but I could just do that with credit so it didn't make no sense

so I'm like what can I get money I'm like the post office the post office oh and I remember at the time my one of my boys was doing the check shit with the check like dropping checks on people accounts and stuff end up learning about that later so I was just back and forth with the to, but when he used to drop the checks on people accounts and stuff like that, then in the morning when it clears, before the bank, no, it's a, it's a balanced check. He used to go to the ATM, take out the limit, and then he used to go to the post office and get money orders and stuff. And I'm like, okay.

Like, I end up finding out, like, that's how people cash out. That's how people get the, get money. You get what I'm saying? So I was just like, oh, I can go to the post office because they get in the, a pen in a debit card from people. That's how I'm looking at it. They get in the pen in the debit card. I know it's a debit card because they type in the pen in the physical credit. She wouldn't have the pen.

So I'm going to go to the post office. So I tried it. Cooked it up. Got the box back from her, obviously. Cooked it up. Went to the post office. Can I get, I think I started low like an idiot. Can I get a $500 money order?

Yeah, all right He swiped your car Swiped it Put the PIN number in And there's always a machine Like it print the The purple The purple number on the machine

And they used to put the money Order in the machine And we'd print And I just fell in love With that noise That came up And I'm like Oh okay

I'm not happy I can get this from the ATM I said You know what I need a tool She's like, you need two. I'm like, yeah, if you know, I told you, I need it too. I don't know if I forgot.

I started acting like I'm on the phone. So I look like, like I'm doing more than once. For some reason, I used to always use this tax. I get on the phone and just act like I'm distracted. Like, like, just weird. Like, I don't know. I just felt like criminals, like, they'll be sitting there like and just looking. So I try to act normal.

I feel like being on the phone with just normal. Like I'm just here, just getting post office. I'm on the phone chilling because I didn't know if I looked, I didn't know if I looked nervous. Right. So that was just one way I avoided looking at them, making our contacts to be on the phone. So I asked for another one, boom. Another one goes through.

Printing up, printing up, printing up, printing up. And I'm like, can I get another one? That doesn't look suspicious? Yeah, she looked up at me. She said, like, it was weird. She was just like, no. Like, what are you doing? She gave me one of them looked like.

something's wrong yeah so she gave me she put it like in the envelope little post office envelope and she just slid it to me slid the receipt she was just like next but I'm happy as fuck I take it I'm like fuck it I know it's another post office

down the street get on the phone call a cab go to the next post office same card can I get a money order can I get a thousand same card I approve

Oh my gosh So I'm going crazy But my dude It's still limits It's still spending limits On cars ATM limits You got spending limits So I'm still not hitting

The whole balance I'm not clearing them For some reason I'm thinking about just cleaning them $0 and I'm satisfied There's $7,000 in some of these guys I can't leave I can't leave money on the table

So I only made $5,000 today. I can't live on that. Oh, boy. So, yeah, I did that, boom. It was working. So then I just started going, I started going in with, like, with the other cards, I declined. Boom, like after where I declined.

I got the thousand, then it declined after, asked for 500 after I set the thousand. It declined. Boom. So pulled out the next car. Went to another place. Went to another place. Went to another place. $1,500.

Every time when I do two transactions for $1,500, $1,000, $1,000, $3,000, you should decline for some reason. For some reason, probably too much of the same number, the same transactions, something, something keep flagging the card after $3,000. So I'm happy with that. I'm like $3,000 a card. Fuck it.

Like, now I'm in business. This is what I'm doing. I'm getting these cards. I still got the regular credit cards to go in stores, to do this, to play around. but this is how I'm going to do it. Two transactions, $1,500, had a downpack. So I went home, boo, boo, boo, boo,

told my friend about it, because now I need help, because now I got a bunch of cards with PID numbers. They're my best friends. I don't know nobody else, so I'm like, listen, I got some, I found something out, listen, this is what we're going to do, gave them, like, three cards, PIN numbers each, cooked their cards up,

and we just went out. Like, we go out together and we just split up, or we, some days, we'll be together, and we just, ch-ch-ch-ch-ch-ch-ch-ch-ch-ch-ch-ch-ch-ch-ch-ch. All day, money-olders. Coming back, I remember coming back, I had these cargo, these G-star cargo pins, one pocket full of money-olders,

this pocket for the money, this pocket, this pocket, this pocket, this pocket. It was, it was crazy. So what do you do with these? Do you depositing them in your bank account? No, I'm, so, so after I get them, So I would do 500 500 500 But before I was doing

A thousand A thousand is the most You could put on one U.S. Money order That's the max So you could still pay for all of them In one transaction But you could divide them

How much, I have much you want So At first I was doing a thousand A thousand, a thousand A thousand Or no, yeah A thousand A thousand

Sometimes I split the last, like, it was different way. No, a thousand, a thousand, five hundred, five hundred. That's how I used to split up. Thousand thousand, because it was 500 to every thousand. So I used to go to the post office and cash them. Like, you can go to the post office and just cash them. And it got the tool in the from.

I put, like, whoever gave it to me, boom. And I'm putting my name. Right. I'm not going to. Yeah. I didn't have no ID. Well, I mean, they don't, you would think that the credit card companies would say, hey, he bought three or $4,000 worth of money orders. Let's track the money orders.

But the truth is, they just write it off. They don't have time to track it down. They're never going to get the money. They just write it off. They probably think it's fake anyway. Who use their real name to cash their money? But they don't get that far. They don't get that far.

They typically don't investigate anything that's under $10,000. Okay. You know, so the idea that. And it was on different people. Well, and, you know, I have my buddy, Zach, I mean, I met a bunch of guys in prison that would do the same thing, the post office thing, where they'd go to the post office. And I used to always say, like, that's stupid. Like, they'll just track it. And they'd be like, yeah, but they don't.

Like, the whole thing is to me, I'd be like, I'm not going to use my name. I'll use a fake ID, a fake this, they'd be like, I'd deposit them in my own bank account. Now, Zach actually had somebody open up a corporate account and he would deposit in a corporate account. But, you know, typically, but he also had deployed. deposit tons of them in his own bank account, his wife's bank account, friends bank account. They never once ever went back to his bank or showed up and said, hey, this was bought using a fraudulent credit card. Because once you buy that, that is $1,000. It's done. Doesn't matter if they can track it. Doesn't matter. For some reason, they just don't follow up on it. They can't

cancel it even if they file it out. I didn't have money or the sitting. Because it's cash. It's actually, it's actually a monetary, a U.S. government monetary document or whatever you want to call it, note. And so they legal, like they just can't. They could, to me, they could track it back and be like, hey, here's the bank. Let's go investigate. Who did it? They could, but they don't. Why they don't. That to me is so stupid, but they just don't. I've never met one guy that's done something similar to this with those that they ever track them down. It doesn't even make sense. It's like you don't even give a shit. Like, I mean, don't you want to catch these guys?

Like, you keep talking about it. Keeps out, oh, we got to stop fraud. Well, maybe look into these postal money owners. And allegedly, from the post office. Yes, as good as gold. It was the amount we took altogether. It's crazy. I don't even want to estimate the amount, like, on camera, but it was crazy.

Like, all together, like, how long we were running up. It was crazy. Like, I'm talking about it. are we coming back with pockets, everything full, till we had to start carrying book bags because it just looked crazy in our pockets. Book bags full of cash. It got crazy.

Like crazy. Like coming home, $10,000 and money orders, $20,000, and money orders. And money orders. Yeah. So it was, it was a ride. So how long did this? This lasted for like.

Until the girl quit her job and said, I got a better paying job. It pays me an extra $300 a week. So this house you under quit. So we're doing all of that. I'm telling you the money we make it. I'm still bringing her the same bullshit. I'm still bringing her the same bullshit.

I swear I could at least gave this girl a $1,000. It wouldn't bother me in the slightest way. It wouldn't affect me. Even $5,000. It would a week. And she would have, I don't know what. I was 19 I was all I could say

I don't know what I was thinking if I knew what I like if I understand business or how it worked how to keep something going it would have been different at the time but I was just greedy

I'd never seen any money like this ever I thought I cheated life I'm like this is going to be my life forever I'm gonna do this forever I'm gonna just keep doing this

till I get a million dollar house 19 that's just a 19 year old I'm gonna get a car I'm gonna get a car I'm going to get married and I'm just do this forever. Forever. Like, this is my mind said at the time.

Like, I didn't care if I was just blowing through money. I was running through the money. I was just burning. So what happened with her? What happened? Why did you? All right, so we doing that on and on, poop, pooh, pooh, doing the money all this.

How long does go on? This goes on for like a year. I go drop off the box on one day. And she told me, I don't want to take it and I'm like what happened she was just like I quit my job

I quit I don't want to work no more and I was just like fuck I'm like damn it's like nothing you can say about that like please you can't beg like it's just it's over I'm like so like where you're gonna work at now like she was just like I don't know

I don't know but I'm chilling right now I could just tell she was just avoiding it I ended up finding out she didn't quit. She was working there still a little bit more longer, but that was her excuse. That's why she was just hesitant about everything. Like, oh, I don't want to do this no more. Something spooked her.

Yeah, something. Sorry. She ain't want to do it. But I felt like it was the money because she kept asking for more. I'm like, oh, this is all I got. I remember, but she used to ask me like, oh, like, oh, I'm giving you this car. You get in pin numbers. She probably thinking, like, I'm going just to the ATM.

So, like, in her mind, she thinks I'm giving you. You always pin numbers, all these, even if you go into the ATM, getting $200 on each car, like, I know you're getting more than this. She don't know I'm with my friends. She just think this all for me. So her mind, she's just like, it's not adding up. So I guess that's why she ended up not doing it, which I regret. Like, I regret.

Oh, man, fuck, I can go back to time. Poor Lucy. I regret it to this day. But that happened, like, that's when I brought my first car for them. I bought like an affinity, like a G-35 at the time. And I had bad credit. So I wanted a Maserati when I first went there. And he was just like, oh, you're going to have to put high of it down.

I'm like, I don't want to put high-furt of it down. Why I can't put this much like your credit, credit? He was like, listen, just take this G-35. And once you make a couple of payments on this, just bring it back. And then we could put you in the Maserati. So I don't know. It was just like the most nicest car he had in that lot. And how he caught us, he was like, I remember we just driving one day,

or it was a sign that said, $500 down, you can get a car. I don't know anything, anything, no knowledge about buying cars. And after I just, $500 down to buy a car, do you make payments, it sounded good. So I went there. I acquired about a BMW. I seen that first in the front. And I couldn't get that credit. I'm young. I don't got no credit.

I acquired about the Maserati after he stuck me with the affinity. So he just wanted to put me in the car and just pushed me out of there. So I'm like, I took the affinity. I'm like, cool. I'm like, I'm going to make a bunch of payments. Don't worry about it. I'm going to finish paying this car off like in a couple of months. I'm coming back for that Mazurati.

At the time I come back with this car, I might not even have payments. So you all got to worry. I'm like, bring this car back, pay the full, and grab the Mazzarati. So the day I got my car, the day after I went to get for the, no, I was going to pick it up. And when she gave it to me, that's when she told me like, yeah, I'm quitting and stuff like that. The first thing I thought about, I just burned through most of this money already. And you took them, are you quitting? I just, like, in my head, I didn't tell them, but I'm like, I just brought a car.

Like, you can't quit now. I got payments. I'm on a mile of rod to me. You go to fire somebody there. I just bought a house. My wife is, my wife is pregnant. What do you can't do this to me? I was,

I just bought a car. I just brought it. I just like, not even a week I had this car. And you telling me this immediately, I just, I just went to the car like, bang, I was thinking about the payments. Like, it was stupid. It was stupid.

So what happened? You got to just got to go get a job. You go get a job. I'll work a job making fucking shit money if I'm making an extra, you know, $40,000 a week. You know, I'll go get a job working out. And I'll go find a good job. Of course.

Of course. I mean, now, yeah, but at that time, I'm like, I don't, I got this going on. I don't know. At my head, I was just thinking I don't have to work for the rest of my life. Like I, like, I, like, I cheat in life in my head. I know, but like, you know, it's sometimes you got to put in a little effort and fraud, you know. I mean, it didn't work out. Yeah.

We got the car payments coming. up we got to get back in there right you know so we got to go get a job like somebody does one of these one you or one of your buddies one of your buddy yeah for the cards yeah no not to fucking go legit nobody's going legit at this point yeah we don't go legit till we go to prison no it's it's a hundred miles straight to the fucking wall bro no right right somebody we got to everybody's got to start putting in a application somebody needs a cash to your job at a decent place place where they're not a bunch of knuckleheads buying hamburgers. I need people that are buying real shit, people to come in here that have money.

Right. And I need a bunch of older white women that come in here, you know, that look like they're driving BMWs and that's where we need her card. Yes, me and my God. Oh, I go, okay, no, I, there's something wrong. It's not going through. Can I have a card real quick? Thank you.

Mm-hmm. Boom. Hit the button on the cap, go straight through. There you go. Thank you. Right. Mrs. Johnson. A couple of weeks later, you go to see some crazy transactions pop up.

You get the job. You work there for two months, and then you quit the job, and then you get another job, because what you don't want to do is for some, you don't want some do-gooder fraud guy in the fraud department to put this together. And you know what? We got a bunch of fraud that's happening, and we're running it through LexisNexis, and there's other fraud going through. and all of these cards are going, this fraud is going through at this location.

Like it takes six months to a year for them to figure that out. So you did it for 60 days, quit that job, go get another job. And I can get another job. Why? Because I have experience. Yeah.

I was just working at Louis Vuitton. Yeah. You know? So you go and, yeah, I currently work at Louis, but be honest with you, I just not happy there.

Yeah. And then you go get another job. Then you do that for three or four months, and you quit that job. And you go, and at the whole time, you and your buddies are out at night, which you go,

which go, which go, you know, hey, can I get $1,500 in money worth us? You know, you're doing that on the, I mean,

granted, you're going to be working 80 hours around the clock, but it's worth it. Yeah, yeah. I'm not going to allow, to this day,

I never, I haven't met or seen anybody that was getting the PIN numbers the way I was. Like, how people do it out here and now it's like,

you know, the gas stations, like they, they got the key pads so they can tell what numbers you press them but like with a black box all the stories out here like oh i gave it to somebody like in a drive-through they swipe cars and we just go swipe and it's credit i never and i was always interested like i wonder if i'm running or because i watch this is what i like i watch podcast about like fraud all the time so i was just trying to look i haven't i haven't seen i haven't heard about it so what happened

since then so so so so boom so i got so so so so so so so so so so so so So I got the black box, you know, it was just a couple left. We ran up the couple of cars that was on there. I told my friends at the time that they're going to find out now. But like I said, we know we no longer friends right now. But it was a couple of cars left. I was just telling like, yeah, she just held it and she ain't do nothing with it. So I had a couple of cars left, but I had to figure out what I was going to do.

You know what I'm saying? So I kept that one to myself. Like, all right, this money, whatever I make off this, this is where. I got to figure out what I got to do. So the whole pen thing was cool, but like I said, it didn't last long. So now I got to get money how we was getting it before. Now I just got to buy stuff. And now I got to work.

Like before I wasn't working, it was just handing to me. Now I got to go out there. Now I got to work for the money. It was annoying. I think tea or whiz have to go get a fucking job. That's what I think. Somebody's got to get it. Somebody needs to start.

We need to start flirting with some cashiers. I got to flirt with some cashiers. I got to get in good with one of these chicks, you know? That's what ended up happening. So, you know, at the time I'm making money, you get what I'm saying. I wasn't too, like before this whole credit card thing, I wasn't like, you know, like really outside. I wasn't like really talking to females that much. But like since this thing happening, you know, I'm posting nice pictures now.

So I'm attracting people now. So around this time. You know, I got a couple of, it wasn't too much at this time. It was just a couple of females that I'm talking to here and there, and the case may be. So, you know, I start asking the run. Like, oh, you know, somebody who worked in a job, you know, get the word out, I'm telling my friends, yo, try to get somebody who will work in a job.

And we just went running. So it wasn't long. It was quick. Like, we like, yo, we paying this much. We know what to do with the cards ready. This is how much we paying now. Just tell them. Just tell them a thousand.

Tell them me giving them a thousand a week Swipe cards It was never really old You get this much for this card No we wasn't doing it We're just like yo we're giving you this much Flat rate We flat rating people

You getting this much for Whatever the case may be Which was stupid Because it's just like Horrible Yeah This girl could give you a thing with She could get 14 cards

Or she could give you 75 thousand No no I need 50 cards Just 10 bucks a card Right And it's 20 if you got the pin And I'll take And by the way If the pin doesn't work, like you just think, oh, I'll get cute and make it up.

Well, then next week when you give me the 50, I deduct the 20. I deduct if the card didn't work. Right. But, but yeah, like I said, like, I wasn't thinking too much in the business asset. Like, I thought it would have been a great idea. If I told them that, they'd be like, all right, so now they determined to swipe every card. They're not just there. I know I got to do this until he's satisfied and he's going to give me the same price,

no matter how much I get. But for some reason, they was doing good. Like, without the disparate card, they was doing wonderful still. Thank God. I mean, thank God. I don't know what type of females I was dealing with at the time, but they was doing good. But I remember I had one in Starbucks. It's like a million of them in New York City, millions of them.

So I gave it to a boom. I remember I had one go, working at Starbucks, getting a couple of cards. So, you know, we just rolling out. We're rolling, we working, and we, now I got a car. That's another thing. Now I got a car. So now I can move around a little farther. I can stretch my arms a little farther.

So my friends, they end up getting like they rent tools. I get my car. I'm giving them, they cars. And mind you, I'm just doing this off the rest. Like, I'm just doing this. Y'all, my boys, I'm just going to always throw your cars. I'm always making sure y'all, y'all okay. You get what I'm saying?

Just the type of person I was. Like I said, I don't, it's not like I'm with this set of friends, this day, and that set of friends. They're just 24 hours, just the only people out there with. So it was just like that. You know, it's boring. You're making money by yourself. Like, it's whack. You want to go out.

You got to always pay for everybody. Let me just make sure y'all straight. So you get what I'm saying? So even if we go out and have fun, we can all have fun together. We can all chip in together. It's just not me all the time. So we, so we're doing that. We're hitting more stores and stuff like that.

And then I remember one day, I went to the Diamond Districts. We just bringing them iPads and stuff, bringing them iPads, iPhones. And he was just like, oh, you can't get gift cards. And I'm like, what kind of gift cards? You're like, any gift cards you get is good. This, I'm going to pay you this amount. Like, if you get a high-end one, like Louis Vuitton gift card or, like, Target. I give you like 80%, 85, 70 for certain stores.

Like he had a list on his wall. Like this with the store name and the percentage he's given for the gift cards. So around this time too, it was for some, it was just weird. It was just like an epidemic of scamming in Brooklyn around this time. Like little people started finding out about it. And it started becoming a little bit more. of a thing. Not where everybody ended up doing it, like, to

the point that it got to, but it started becoming the more of a thing. So now other people talking. Now I'm hearing what this person doing, with that person doing. So, all right. So, so, boom. So, he said he won't give cards. All right, cool.

Get in a box. Get in the gift cards. I brought him high-end gift cards at first. He took him. It was okay. Cash me out. Brought him, brought him, brought him the gift cards.

And I remember it was a time he, no, it was a time we couldn't get the gift cards no more. Like, they started becoming harder to get. Because now when we're going in the stores, like, as soon as they see us walk into the gift cards out, they listen, we know what you're doing. Or we put gift cards on the cashier. Listen, we know we're doing. Somebody just came in just a couple of minutes or yesterday. It might be you. Did you come in here yesterday?

I remember you. You would say yesterday doing this. Like I said, now it's starting to become a kind of a thing in Brooklyn. So it was great. You got to go to Manhattan. You got to go to New Jersey. That's where everybody going. You got to start going to.

That's where everybody going because it's the closest. Fly in to go to Dallas, go to Houston. Go to some places. If I have to jump on a plane for a day, I'll run an hotel. Like, I mean, you know, we've got to keep this thing going. Right. But. But.

But. But. I was just going to say it's funny because every time you say, man, you got to do this. And then you say, well, yeah, that's what we started to do. Yeah. Like, like, like, it got there eventually. But I was making money at the time. Like, like, if it was ever a thing like where I couldn't make money here or like it, it wasn't like to.

It was just becoming more difficult. It was just becoming a little bit more difficult at this time. Yeah. Yeah. Disgusting. It was coming like, it wasn't just walk in, just get it, leave how I used to be. Now I got to, maybe I might get it from here. Maybe I might get it from here.

So one day I'm talking to him and no, one day, before I started talking to him, I went in a fast food place before and I was just getting food, just getting food. And I seen a kid, he was in front of me and he's buying food, but then he, it was He's buying food, but he also go to the gift card, right? And he's buying Chipotle gift cards. He's getting food gift cards. What can he be doing with this? You get what I'm saying?

Some people use him for gifts. Yeah, but he's getting a lot. Yeah, okay. He's bringing him up. I mean, from where I'm from at the time, it's just like, oh, yeah, I know. I'm looking at him, yeah, Diorz, Chavinci. Yeah, I know. Yeah.

You could tell. Like, when we run into each other, we could tell, like, oh, yeah, you, yeah, you know, you know what's going on. You walk by each other and go. Yeah, like, it's really like that. I swear to God, anybody watching this, they would be like, yeah. Like, you just know, like, yeah, you know what's going on. So what happened? So, boom, so he's getting a bunch of gift cards.

I'm watching him. I'm watching them. And it's a state in my mind. I'm like, okay, that's interesting. I wonder who's buying those gift cards from him. Because that's easy. Fast food, that's, that's easy. Like, you know what I'm saying?

You're not dodging, loss prevention, LP in a store. You're not worrying about if they got cops sitting in the camera room. It's fast. It's like, I like zero risks. Like, I go for zero. Nobody at Panera is going to come fucking Joe. There's not a SWATD waiting in the back of Panera. That's what, that was another spot for me.

Panera. All right, so boom. So I seen what he did. I go to my, my, my, um, my person, boom, no, dropping off my regular op-age and stuff. It's getting harder. It's getting less and less and less. I'm like, yeah, they're getting harder to get. He's like, yeah, so much people coming and dropping off the op-out.

Jewish guy. All these guys are Jews, like straight Jews. I picture, I picture the Jewish guy, like the Hasidic one with the curls. Exactly. With the white button off, black pants, shoes, black shoes on. Yes. Oh, yes, it's very bad. They, crumb, they is criminals.

Oh, very bad. That's the Indian, sorry. That's when I knew, like, all right, this, when I first went to the master, I'm like, like, all right, this world is bigger than what I thought it was. Like, like, like, I don't know. Like, I just had a whole agenda. Like, like, now, I really be y'all, like, this is how y'all making your money. Like, y'all probably using these shops, my money laundering.

I started thinking crazy because it's just like, it was crazy. It was just like, back in the day, I wouldn't think y'all type of people would deal with us. You get what I'm saying? But now I'm seeing how things work. You know what I'm saying? I'm dealing with y'all. Y'all paying me. Y'all know y'all know. We never really talked about like, yeah, I'm taking credit cards. And I'm, you know, I'm just up from bringing you from credit card. It's like they know. Like, they know. Of course they know. Yeah. At first, I did it. But after I kept going, it's just like it's plausible deniability. They don't, you don't talk about it because of that way, if I ever get questioned, I can be like, what are you talking?

What are you talking about that nice guy that used to bring me the cards at a discount? What do you mean? They was buying him with fake critic? No. I don't know. I take the cards. I put him on the website. I don't know.

I thought he was a, he thought he had an end. Right. Yeah, he's. That's how he was going. So I'm dropping off my stuff to him. And I talked to him. I'm like, you take fast food gift cards? He was like, yeah.

But I only could do 50. 50% on those, like, why you can't get the record? Of course, I'm like, nah, I'm just asking. It was hard for me to get at the time, but I ain't want to, like, to disturb him or something. So I'm like, I'm like, no, I'm just asking. So I'm like, if I bring you, don't, you go take them. Like, yeah, yeah, I'll take them.

No, it was 60% at first. I end up going down to 50 when I started going somewhere else. But I'm like, okay, cool. So left, boom. So I started trying it out. I'm going to McDonald's. Going to McDonald's trying them, trying to car. Boop, boop, boop.

And mind you, at this time, I'm still using the cars. That's why I don't want to get too deep in the conversation because I'm still using the cars with my name on it. Like my personal car. I didn't know about the making cars, like with the same numbers of who cars it was. That comes later. But I'm running around now, fast food restaurant McDonald's,

Starbucks, IHop, Applebee's. Like any fast food, Boston Market was another big one. So I'm going. I'm getting a fast food. So I'm killing it. I'm killing it. I'm driving from New York to damn near Connecticut. Like all the surrounding states just fast.

And there's so much fast food. It's fast foods everywhere. So I'm just on Google Maps. Next stop, look up to fast food. I'm marking them. All right. I'm going to start up and I'm just going to keep driving to here. But I'm going to hit everyone.

and I'm going to remember everyone and I'm going to pattern so I don't miss not one fast food just type it all y'all do is typing fast food and all the fast food go up up so I'm just going one one easy easy two hair two hair three hair not trying to cause too much suspicion

I'm coming back with three four thousand on a calm day if it's a good day I'm out all day it was like it was worth for like the 50% that I thought it was bad it was just like it's so easy easy to get these. So I was doing that for a while. I was doing that for a while. That was one of the ways. I'm still doing my little things here and there when I get a can if I drive by a CBS,

pick up a vanilla card sometimes. You get what I'm saying? Like, but that was my bread and butter. Five days a week. That's 15 grand. Half that's $7,500. That's $7,500. That's, that's $30,000 a month. Plus all the sour shit I'm doing still. So it was good. It was good. That's what I'm saying. And it was easy. Like, I like, I don't like running from running out of stores. That's almost 400,000 a year just on fast food.

I swear to God. I swear. Where's this guy selling him? Too gone. He's got, is he got like a website? He's got to have a website or something. Yeah, he basically have a website. So basically it's weird.

Like, like, he owned a jewelry store downstairs. Then we go upstairs. And he had, like, I mean, he had this big giant safe. He used to always open up. And they would just. just be stacks of cars, stacks, stacks, like, it was, it was crazy. Like, it's to the point, I remember one time he was, he would tell me like, yo, slow down on Starbucks or slow down on on these ones or slow down on these ones because,

because it's, I can't, I'm not selling them like that. You get what I'm saying? Then, like, like, even how that ended, like, it came to a point. Like, he was just like, all right, the fast food, like, after a couple of months, he was just like, all right, the fast food is... Played out. Yeah, like, you could stop. Like, I got enough here to last me probably for the rest of this year.

Like, like, you bring in two... Yeah, it makes sense. And then what end up happening, I guess... I don't know how, but some of them end up cutting off on him. So now he's blowing up my phone. Listen, man, just bring some more gift cards and just try to make it up. I don't want to ask you for the money. I know usually when I ask people for money, they don't show up or I don't want to make you run away from me.

I want to still do business with you. So I'm going to still pay you, but I'm going to just give you probably like 25%. Like when you come just so you can make up the ones that's dead. Right. So I was doing that like for a while. It didn't last long, like a couple of weeks. And everything was just dying all of a sudden. Not everything, but like a lot of stuff, like a lot of cars was just dying.

And I'm like, yo, you sure? Like, like, and it's, it's no way I could really know. I'm just taking this word for it at the time. I'm like, I'm like, all right, all right. If that died, every time I bring him something, he would tell me the last bash that died before that. And it was just like, all right, I'm done with this. You know what I'm saying?

I'm going back to what I know and stuff like that. So I remember one of my boys came to my house one time, right? He also was dealing with the credit card stuff. So he came to my house. And at this time, I was like, like, I figured out, like, how to make the cards. Like, with the printer. It was like, it was just, it was like this big printer, bigger than a usual printer. And they use it to print IDs.

Right. But this printer. Is it the Fargo? Is it a Fargo one? I mean, they have different ones. Yeah. I just know this. The Fargo one is, it's one of them.

But the one I had exactly, it was like some aftermarket Chinese one. Like, it was more of a cheaper one. Like, that was the first one I figured out about that I could get some of them. You got to go through like businesses and you got to have certain qualifications. But Fargo was a good one. I remember I'm like, I was like one of the cheap dudes. Like, yeah, I got money. I don't want the Fargo.

And I felt like if this could do the job and if I could stay away from the Fargo, then I'd do it. Which it did. It did the job. So they got a bunch of ID makers so much. Over 100, 200 different ones. but I bought an ID maker started learning from the internet because I didn't have too much people around me

telling me like you do this, do that I didn't really learn how to do this so I'm just figuring it out testing printing stuff seeing how they come out messing up figuring out so I basically figured out I figure out how to make the face

how to put like the bank face on the car got that down pack and then it was something else called It's called the emboser. It's like a big... Embosser. Embosser, yeah. So it's just, what it is,

it's just like a big wheel. It's like a machine with a big handle on it and it got like numbers, letters, characters on it, uppercase, lowercase. And that's just for the, to put, like, to embole the car, like to indent the numbers

from under the car. Basically, it's lifting the plastic up to put the numbers in. So it's like this little tray you slot it in, boom, put it in, punching the name, punch in the name. Your name usually all capitals, you use the capital letters, punch in the name. Then they got the expiration date, slide the card over. And it's like practice because it's not like a grid.

Like you got to align it on a little tray and slide it in and hope, and just hope like where the numbers be. being punches where it's supposed to be on the car. But at the time and time practice, like, like, you figure it out. Like, like, you figure it all right. I'm supposed to push it in this much, or I'm supposed to move the card this much to type right

here on the card. If I want the numbers right here, this is where I got to move the card. Such and such. Put the expiration date card number and the name at the bottom. Figured that out, and I was okay. So I got the emboser, ID makeup. Found out

One of my boys, he was making IDs for his check thing. So he gave me the software to make the IDs. So I was making the IDs. I was making the bank face. I was good. I had all that. The only thing I was missing was a tipper. Just to make the numbers you pushed up,

instead of being the color of the card that it is already, it would be like a gold. Like the numbers would be gold or silver and stuff like that. Then it got the hologram. It goes deep. You call it a hologram. They like the little stickers, but I ain't really like the stickers too much,

but sometimes I didn't even need the stickers. They're not, like I said, like when you're going in high-end stores and stuff, are you trying to really, the stuff I was doing at the time, I didn't really need too much, so I put the sticker on it, boom. It was okay.

And then it was like the UV thing. I didn't get that. It was like the UV thing for the car, where they put it under the light. It's supposed to show like a hologram, like Visa or, or a master, I'm gonna get too far if I go into that. So, so basically got that downpacks.

So at the time, a few people from, like, around the way, a couple of my friends I went to school with, they started figuring out, like, what we was doing. So they was coming to my house or whatever, like, not coming in my house, but, like, coming to my house, they would be like, yo, I want this car pressed up, and I was just basically, like, they was paying me to, like, make their cars for them

or whatever the case may be. They'll come with their numbers, and they trust me not to use like their numbers information. I put it on their car, give it to them. And I was good at this time. At this time, too, I wasn't dealing with the Starbucks person.

I found out about the dark web. So once I found out about the dark web, I found out it was a site called Joker, Joker CC. It was like a great site. Like one of the top sites at the time, like all the heavy skimmers and stuff like that. Like you needed like an invitation to even get on a site. Like you just can't go on the dark web, go on the onion and just sign up and make a account.

A lot of, most of the sites, almost 99% of sites you can. But for this site, it was Joker. People know, like if you, you know, if you know Joker, you know Joker. You know Joker Stash. They got raided by the feds and everything. It was like a bunch of Albanians. Some guys, like they got raided. It was a big thing.

The website shot down. They said he made over something billion dollars, and that was it. Like, I don't know. He wouldn't miss him. I don't know what happened with his case, but he went missing out of that. He made a lot of money, like, when it was all a sudden time. So people was coming to my house. Like I said, I was getting my numbers on the dark web at the time.

Find out about the dark web. So one day one of my boys, they come to my house and regular, listen, I'm about to go to Miami or whatever the case may be. I need you to print these cards up for me. So I print the cards up for him, make the cards, give it to him, send him about his way. And what was it? He didn't pay me. He didn't pay me. He was like, I'm going to pay you in cards.

like he going to throw me a couple of card numbers if I do it for him so I said okay made him his cards gave it to him printed up my cards that he gave me just to see so I didn't touch I put my cards to the side I know they could printed up the cards he gave me went to go like test it out real quick like on a parking meter or something none of them is working not one not one and he know who he is too funny guy but But oh my gosh.

But I was mad. So I'm mad. I go to the house. This is the highlight. I go to my house. I'm mad as shit. I'm calling him. Yo, why none of these cars work?

Oh, I don't know. I don't know, bro. They're supposed to work. I'm like, okay. Like, okay. All right, all right. All right. All right, cool.

Hang up the phone. That's not his first time doing something funny. Like, you're a little sketchy guy. You always. doing a little sketchy shit. So, I go on a computer. I got the numbers.

I just printed him. I still have them in my computer. So I'm like, all right, you want to play these games? And he knows, I told him about this. Like,

now, I'm like, you want to play these games. I'm going to print all your cards that I just made for you because you got to wait to Miami to go use them. I could use them right now. So I'm like,

I'm going to get my money. I think I only printed like three. Like, he brought like six of them. I only printed like, like half of them. I'm like, I ain't going to Valley all the way. I'm just take what I feel like I deserve, take my three cards and I'll be right. So I take the three cards. I go out, doing my fast food thing. I remember the first spot I hit. I went to the city, hit up a Starbucks, $700 gift card. And I'm like, you know what? I'm a no, no. Matter of fact, yeah, yeah.

This is because you see, this is before he dubbed it. This is before, like, remember when I said that he stopped taking the full gift card. This is like right before. Like this is when it got bad. This with the eye hop and stuff. So, so this probably lasted like about two, three weeks. So I'm going. And I usually go with one card and I keep using that card to the decline.

So I hit Starbucks, boom. Go to the next Starbucks, boom. This time I'm just hitting just straight Starbucks. Starbucks, Starbucks. I'm hitting stores. Hit in stores. Hit in stores. And by the time I got to the 10th store, this card is still going.

Never happened. I never probably get past five stores with one car. So I'll pay the no mind. I'm going. I'm going. I'm going. I'm going. Still going.

Still going. And then now I know, like, about the bin number, the first six. Like, if I start with a three, it's American Express. If I start with a six, it's a master. No, if it's a five, it's a master car. If it starts with a force, it's a visa. Like, just the first number, it starts with. If it started with a six, it's a discover.

So it started with a three. So I'm like, it's an American Express. So I know it's a credit card. But it's just going. So I run through 10 more stores. It's going. I'm going through the whole night. I didn't switch cars yet.

It's just going, going, going. So to the point, I just stop. I stopped using the card. I'm like, let me just see if these other car work. I'm using the other cars. I'm going. I'm going. I'm going.

Night fours, end of the day, I can't get no more. go in the house, and I'm just, I'm baffled. I'm like, wow. I'm like, yeah, these cars are going to be off by tomorrow. Go to the bump, boop, drop the car door, go back on the road. Same thing, hitting, hitting, hitting. Now I started a little earlier because I'm trying to see something. It's just going, going, going, going, going, going.

It's not declining. So I thought when I didn't use that, they all American Express, they all start with threes, and for some reason, they all got the same bin number. but they all start with the first six digits. So they all the same kind of card. So I see that. I see the pattern.

I'm like, okay. So I'm going, going. I'm using a third one now. Going. It's working. It's working. It's working. It's working.

It's working. I'm like, oh, shit. End of the day. Nothing decline. Nothing decline. My mind is blown. I go. So I'm like, all right.

So now the next day, I pack a bag up. I'm about to take this. to the moon. I don't fully understand what's going on yet. I'm like, I'm about to take this to the moon. So jump in my car, pack a little bag, I'll jump out. And my wife at the time, my wife now, but my girlfriend at the time, she was my girlfriend at the time,

I remember we left out. I'm like, yo, listen, we're about to go do something. Like, I'm about to go out, about to work. I got these cards that's, I don't know, that they freaking, They're moving like black cars right now. I need to go fix something out real quick. So I go out, boo, and I'm just ripping.

Start with Target, ripping, iPads, ripping, ripping, ripping, repas, ripping, ripping, ripping. I'm trying to decline the card at this point just to see, like, what can I max it to? Got two iPads ringed up, gold. Got four iPads, one place, gold. Like, nah. And I'm just working, work in the car, work in a car, get a hotel for the night. Bull, use the car. that was nothing.

I was a hotel junkie. Like, I was always in and out of hotels with the credit card. So I go in the hotel, boom. Next day, going again, going again, going again. These cars is just going, going, going, going. To this day, we still talk about this. It's crazy.

So I called my friend called me, and I already know what he's calling me about. The one that I made the car for, I know what he calling me about, because by this time he had already got to Miami, he already doing this thing. He's like, yo, bro, you, yo, yo, bro, those cars, you're printing me up.

He was like, yo, they're going crazy right now. And I'm like, I'm like, what, the cars? And I'm like, which ones? And he was telling me like the last four of the ones. But he was like, yeah, I tried all of them, but these are the ones I'm trapped with right now. I'm working with right now. And those are the same ones I'm using.

I'm like, what you got? He was like, yo, bro, I didn't got this. I didn't got that. I didn't got this. A whole bunch of shit. Like, he's just going crazy. So he don't know. I'm using them too.

Right. So now I'm trying to put it together in my head. Mind you, we use in the same card. Yeah. But he's in Miami and you're in New York. You would think that the card manufacturer or the card, the bank system would say, hey, this guy can't be in two different places at once. I don't know where these cars came from,

but they changed our life for it. I wish he was here to like, all right, so boom. So he's telling me he was, and I'm like, oh, word, I'm like, okay, okay, that's what's up. Like, like, like, where my money at? Like, like, like, like, nigger the car. you gave me, wasn't working. He was like, yo, bro, just take one of them

and just use it. I'm like, okay, I will. We'll hanged up. I'm already using three of them. So I'm using them. I'm working, time going on. I'm working on the same car, time going on. Working, working, working, working, working.

So he ended up coming back from Miami. We together, we talking one day. He was like, yo, bro, I'm about to go to Cali next. but he couldn't hold his tongue he like yo bro i ain't called lie like these these cars like like like like like like i don't know what the limit is but they they different like they different and i'm like yeah i see so he end up so so he end up talking about it i'm like yeah i've been using it too it's the same thing it's like it don't decline he's like yeah i'll be talking about it boom he go by his way I go by my way.

So he ended up going to one of our other friends. He ended up getting a card too. So now it's three of us that end up like knowing about this card. So now all three of us is using the card. I print up the rest just in case. And basically I took one card. I'm going. I'm going just to see boop, boop.

And the card finally declined. One day it declined. So I'm like, okay. So I spent, I'm adding the receipts up. I'm like, okay, okay. I spent about $10,000 on this car. So I'm guessing it's $10,000. Next day come up, do the same thing again.

Grab another car. Stopping at $10,000. So I'm like, all right, the limit $10,000. But the crazy part, the limit is $10,000. But every day, it's like a new $10,000 to spend. Like, it's to the point the cars didn't feel real. They didn't feel like these are real people cars because how we all using these cars,

60, that's like, out of the six cars, that's like $60,000 spending limit every day. And we, to the point, we maxing it out. And sometimes I'll use like $5,000 and decline. All right, I know he's using this car today because it's supposed to hit $10,000. That's how I started figuring out, like, what card, like, these two idiots was using. And at the time, they wasn't really money hungry. Like, they focused on getting hotels. they want to invite girls to hotel

this is dumb like they get in hotels every week because they see me like they wasn't getting hotels at first but when they found out like I was using it for hotels like to go out work and stuff they just took it to a different point that they in Manhattan

now they get in hotels and the Trump the Trump pin houses they're getting pin houses there like they get in the best room at every hotel they go to like the penthouse top floor so I meet up with these idiots

They idiots to be. Like, I say this every day. Like, I'm older than both of them, and I'm young at the time. So I remember one time they was like, yo, bro, pull up. Like, we got a new penthouse. And I'm like, yeah, I'm not surprised. So I wasn't doing much at the time, you know. And it was like, yo, we got these girls over.

I'm like, oh, yeah? And at the time, I needed somebody to go on Rosewoods because I'm like, all right, I'm showing my face a lot. I want somebody to work. I know these going for sure. I want somebody to work. to go in the stores for me. So around this time, like, like, I'm jumping a little, like,

like, that's what I would do. I'll go meet up with them because I know they'll always have females around and I get to no one. Boop, pooh, pooh, get her number, meet up with her. Boop. Get a telly, take her out. Nice dinner. Nice, whining down her.

The best of everything. Because I know it's a different feeling where you're not sitting there. Like, if it might work. I'm going out. Like, this is what we're doing. Like, it's a different, like, for a scammer, like, when you know, like, I know, like, this is food. We're not getting money.

It's different. Like, we go into the best or the best or the best. Like, I'm trying to find, I'm on Google typing five-star, like, what's the best hotel in New York City? What is the best restaurant? I'm just going crazy. Shit that I don't even eat. I eat in duck and freaking.

All types of crazy shit. So just trying to go all out. So I'm selling them this illusion, basically. Like, this is how I'm living. This is what it is. And get that illusion. Go to the nice big hotel for the night. Next morning.

Boom. What's your name? You got your ID on you? All right. We go a drive to my house. I'm going to get you an ID. No, I used to make them use. They ID.

I wasn't cooking them up ID. That takes too long. I didn't have time for that. You got your ID. D, all right, cool, we go into my house. If they didn't, I'll do it. You go to my house, putting these American expresses in your name, and we're going out.

And it was just like that for a while. So one day, they caught me to the Trump Hotel. So I'm like, all right. So I know they got females there. I get there. And I'm like, what floor y'all on? He was like, the last one is pee on the elevator. I'm like, okay, yeah, I should have knew.

Y'all, y'all, y'all's dickheads. Like, they end up getting locked up to the cops raining inside the hotels a couple of times. They come back out and do the same thing again. Crazy. So I go up, I walk inside the this the Trump Hotel.

I go inside the Penn House and the Trump. Oh my God. Mind you, it's $5,000 a night. So they use one of the American Express. Now they push it. They push in their buttons. I would never, I'm too scared to get a hotel $5,000 a night.

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Again, that's ghostbed.com slash Cox with the code Cox at the checkout to save a whopping 50% off sitewide. They got it for, a week. Y'all paying $5,000 a week in the hotel. So this is like the third, this is like the third day when I get there. I get there. They got girls running around, half naked. They got two girls in a bathtub. And I'm like, yeah, y'all don't like money. Y'all, this is what I want to do all day. And it's just like, yo, bro, just relax. I look at the table. So what they was doing, they order it from the

room service, you know, they bill it to the car or whatever the case may be. be so they even though it's 5,000 in the night they're rocking up a bill in there I'm talking about they bringing platters of food inside the to the room they got these little

big tables they put in the food out of this is enough just like some movies like something out of a movie I swear to God then they ordering bottles that was another thing like they used to go to hotel to hotel and they would get a room or go go in a room

call up the room service order like 20, 30 bottles, take the bottles and they would leave and they would sell it. Like that's all they got the room for. Just to go in there, use the room service get the bottles and leave. So

at this occasion, I guess they fill in a-A-so. They're in a Trump. It's like 50 bottles, a Don Perri-on, Acese, and he's just, I just remember, I walk in, he's like, yo, bro, here, take a bottle.

He, you know, I'm not, I'm not, I'm not, I'm not comfortable with this. You know, I hate, I hate shit like this. But it's just like, at that time, I'm not going to lie. I, I just took, I kind of took it in. Like, the place was humongous, like, pillars inside the room. Oh, my gosh, it was, it was, it was something. Like, it was something. I'm like, y'all did something.

Like, if you ever, like, going Google and just type in a Trump penthouse is crazy. High silence. It was crazy. But they got all these girls running around, stuff and that. So, you know, I do my little thing, pour one to the side, this and that, this. Listen, this is what we're going to do. Look, I even got a hotel across the street. We can go there.

They're like, all right, that's cool. We can do that. Make my little plans. So a couple of minutes later, it's a knock on the door. Somebody knocking. The guest person come up like, yo, y'all too loud. Because one of my idiot friends, he arguing with one of the females, because he's trying to get in the bathroom with them,

taking a bath, and my other friend was dating one of them, and then she got another girl to go in the bathroom with them, and my other friend was mad because he didn't get invited. So he's sitting and arguing with the girl and shit, and they're going back and forth, so they're coming up knocking on the door, bringing attention to the room, whatever the case. So they keep coming to the room, knocking.

So we left, me and my friend left to get something. We come back, and as we coming back up, we got to get off like a floor. That's like the lobby. And then once you get off the lobby to get to the penthouse, you got to go through another elevator that take you up different floors of the hotel. So we get off the floor in the lobby. We go talk to the reception.

She's like, oh, can I see the card y'all use for the hotel? And I look at him and I'm like, I just walk away. You fucking idiot. I know it. You got some problems, Jimmy. Yeah. Show her the card.

You got to go get my car. And he said, they're looking stupid. I'm like, show the car. He's like, oh, I didn't get the room. My friend got the room and whatever. He's telling them whatever. I walk, I just sit by the elevator and stuff like that. And he gave him the car.

She took it. She's on the phone. She's calling people doing this. And she gave him the car that said, like, have a nice day, kind of. Like, okay, everything's good. No, no. They said it's unpaid charges for the shit that they ordered.

It's unpaid charges. They need to bill it, but the card that's on file, not going through. Can we see a different car? He gave them a different card. She charged it and went through. There's two cars on file that they charged. And she was like, yeah, just use that one. That one, that shoe authorized, just keep that one on file.

And you could just use that one, blah, blah, blah. Go back to the room. As soon as we go there, I'm telling him, like, yo, we got to leave. Like, they're on to you. So he thought about it. He'd be going back and forth, idiot. He wanted to stay because it's the worst. We ended up leaving. We end up leaving. I think they came back because they were still

argument or some, some shit like that. They came back. I remember when they came back to the door, that's what I left. Like, it was two people at the door and I remember like, yeah, like I'm leaving, like, excuse me, like I want. And it's like soon as I left, everybody, females, everybody just started leaving, everybody leaving. So that was just one of the stories. I ended going to like my hotel with the other female. Like three of them came with me. We woke up the next morning. I'm like, yo, y'all want to work?

And we just tore up. So went to my house and Brooklyn came back to my house. I had a couple of cars on me already. I did what I did. Came back to the hotel. They seen it. Blah, blah, blah. They seen what I did.

They were like, oh, we want to do that to you. All right, cool, cool. Got them eight pieces. Did what we did. But, yeah. But that was just the extent of the, American Expresses like we had like we those cars probably last us like three full months with no no problem like no problem and then they just started dying out little by little like

this one would die this one would die this one would die this one would die and one day all of them wasn't working and my friend was like yo he came to me one day he was like yo I found something no I'm like what happened he was like oh um all um all I What I did is change, like, after the six numbers, he said, all you got to do is just keep going up on a number. And it's, and it's like another card. It's like a new card. I'm like, never. Calls don't work like that.

Just change a number to work. She was like, all right, for me. I'm like, I try it all right. Same thing. We had that going for like a month. That didn't last long. Then they just started dying out, dying out. Like, to this day, we don't know.

Like, we don't know. Like, if it was a black card. We try to look up the bank identification number, but it just was saying American Express. It wasn't giving us a Pacific Bank. Like, we don't know. Like, I felt like it was just, like, I felt like it was the Fed's, like, they just giving us numbers to use to just build up a case on us or something like that. But like I said, like, they was getting arrested with the calls and stuff like that. They keep receipts and their calls.

Like, they was just messy. So they got questioned about the American Express, but I forgot what it was exactly. they was getting questioned about, but they was like, these cars just keep popping up at different hotels or something like that. And what you know about these cars?

Like, why, like, like, who card is this that you keep using and they're not turning it off? Like, it was crazy. Because they, in their money, like, how could you stay in this hotel for a week using this so much

and the owner of that car didn't cut it off? Like, and they minds for a second, it's like it had to be yours. Like, even these little car scammers, they don't come get the penthouse. They come get, like,

a nice sweet, you know, like a thousand, two, that, but they, not, not to this extent, plus you running up the bill, so it was crazy. That was another thing, but that was like the American express little wave we had going on.

That was crazy. But, but yeah, I'm done with that topic. Because I'm gonna, I'm just go on, yeah. All right. What, so, it was, it was just like, did you ever get, did you, do you ever get arrested? for credit card fraud?

Oh, yeah. Let me get to that. Let me get to that. I never got arrested for those. I remember because, like, I don't know. Like, they, those, like, ghost cards. I don't know. But, boom, the first time I got arrested for the credit card fraud,

I was at Dave and Busters, went out to eat in a city one day. I had a girl at the time. Went to Dave and Busters. We went in there, you know, got food. It's got food, ate our food, then we went to the game section, started playing. And I was just like, yo, I'm going to go get a drink real quick. And went to go get a drink and use the card.

And at that time, I didn't have the machine. That was the first time. Use the card, boom. Receit came up. And I'm looking at the lady because she got her back over here. It's like a little bar by the game section. and she got her back process in the car there. So I'm watching her because I know the last number don't match.

So I'm always watched them when those type of transaction go on. And the receipt came up and she just went like this, like to show this talking on a mic or something. I'm like, oh, shit. That's not a good sign. That's not a good sign. So I'm standing there nervous. I'm like, as soon as she gave me this card, like, I'm out of here.

Like, I just want it so they don't have evidence. So not even 30 seconds go by. this big security dude walk up to me like I see him walking up to me and he like um excuse me can you come with me real quick uh-uh-uh and at that time the girl I was with she's walked I see her walking up to me she sees

something going on and I just booked it booked it past him left him left the girl ran past him and two more scars like they was just popping up out of the freaking woodworks. They were just popping up.

Two more came in front of me. Got past them. And soon as I get to the door, it's a host at the door that greet people to come in and stuff, she comes from around the corner. She jumps down, grab my legs, and wrap it up,

and I bust my eyes. And this is a girl, a young female, and I grab me and put me onto the floor, and I ran past all of the big security, They're trying to grab me. I'm getting out of them. Ran past them and the girl got me

by jumping on my feet. And I was just pissed. Got locked up. That was the first time I got locked up for like a credit card or something. Got locked up for that. Went to court or whatever. Boop, pooh, boopoo.

They offered me probation. I belt out. Went to court. They offered me probation. They said, we're going to give you five year probation. It's a felony. And, yeah, that's either that.

And the alternative was one year in jail. So I said, I'll do the five-year probation. Took the probation. A couple of months after that. After the probation is ended or a couple months after you got out? A couple of months after I got out. I finished the court. So it's already a couple months because I went back and forth to court.

So it's already a couple of months after that. I got into a police chase. this one I had my affinity I got into a police chase I was out with a girl one night and you know I'm just speeding pulling up the stop signs

I was just blowing stops not blowing them but just pulling up quick and just just dipping so reckless driving um cop turning a light on and stuff like that

and then I look in my mirrors and like in New York we caught on the paddy wagon You know the pack the, it's like a van. Yeah, yeah, where they pick somebody up and they bring them to jail. Yeah, but it's like the van. It's not like the Ford Explorer. Because in New York, they be in a Ford Explorer or they be in like these big eight passenger vans.

Yeah, yeah. Yeah, so it's one of those. So I'm like, oh, they're in a van. They're not going to catch me. I'm a NASCAR driver. They don't messed up trying to pull me over in this van. Never ran from the cops before the first time, but I always said people talking about it. Yeah, I'm running from the cop.

They'd be like, don't take no check. Like, don't take a ticket. So I'm like, yeah, I'm feeling good. Got a girl with me. I know she's going to be excited. She's going to think I'm a badass. So I'll take it. Boom.

Running, running. I'm doing good so far. I'm driving, driving, heading corners. Boom. I'm losing distance. So I turn on to this one street, and it's a one way. And it's cars parked on both sides, be in New York City.

It's cars parked on both sides And it's the car right in the middle At the light So I get to him Now I see them turn the corner of my mat They're coming down the street I'm beeping my horn At the person in front of me

I'm like, dang it's lighting To turn green I'm beeping my own Just so they could just move over a little bit I'm trying to like show them I'm trying to squeeze in They're not budging So they catch up

Come to the car Step out the car Through the speaker phone And they still in front of me The light is going to turn green They still I guess they're trying to figure what's going on, but I found out. So they tell me to step out the car, step up the car, boom, boo, boo, boo.

Me and the girl step out. And as I'm stepping out, I see the people in front of me. It was like a family, like the kids and the wife and the husband. They stepping out the call, too, with their hands up in the air. So I'm laughing. So I'm like, I know they think that the cop is probably talking about dumb or everybody who was in front of them. I don't know. But they stepped out the car.

Then the cop came and arrest me and they was going crazy. They was like, why are you arresting him? You didn't do nothing. Y'all always harassing black people. I was like one of those. It's like, only if y'all knew what I just finished doing. I don't think y'all, yeah. But they was just kind of like just vouching.

But you're okay? You need me to call with somebody? I'm like, no, I'm okay. You know how these cops are. They're always bothering us for no reason. I ain't do nothing. You see, I was just driving. It's crazy.

But that was, that was. like the second time. So they gave me with the court for that. I was on probation already. So now I'm trying to figure out like, dang, what they're going to do next? They gave me probation again. They gave me a three-year misdemeanor probation. They gave them misdemeanor.

Fleeing from a police officer and a motor vehicle. You're going to prison in Florida. On everything you've mentioned, you're doing sometime. I'm trying to, this is crazy. So they give me probation. I'm not even done. I'm not even like. So I'm just through the charges. So they gave me probation for that three-year misdemeanor probation.

So they just basically ran a concurrent. Like how they said it's going to work, it's going to run concurrent with the probation I have already. So I just got to do five, I still got to do the five-year probation. So I'm like, I'm like, who? You look to double-triple secret probation. Like what is this? Yeah, like two probation that's the same only in New York. But so I'm like, all right, I'll take it. Boom. So, what was the next one? Long Island. So this is another thing I was doing.

I was going to, like, dog shops, basically. And I was basically swiping dogs, like, going in, buying dogs, credit cards. And I would go, like, on Cragglist. Like, I was always finding little stuff to do, like, buying, like, stuff that nobody doing. Like, this is, like, the low stuff I was doing. Like, everybody else running in all these high-end stores, this is what I'm doing. I'm going to buying dogs. I don't know nobody buying dogs with these credit cards.

So I started buying a little cute little dogs, the little wolf huskies, and the stuff I see people asking, built a little clientele for it, sold it to one rich, rich person, nice house I pulled up to a million-dollar brown storehouse, beautiful. They started telling me, like, oh, they friends won dogs, and they want them at good front. It was just crazy to me because it's just like, I know y'all got money. What are you paying for a dog? A couple thousand dollars?

You're selling it for what? a thousand or 50,000 thousand they mean three rich people don't like spending money I learned that that's how they get rich

I learned that I learned that I'm driving better cars than nothing I'm coming to a day driveway and I'm like oh like but I learn like like bro y'all got money but y'all I see and then they're Craiglin shopper for dogs usually I'm thinking like you know just being a regular

person I'm like y'all would go to the pet store but you have people buying dogs on Crailus. So I was doing that for a while. So one time I went to go get a dog, it didn't go so good. So go in there, swipe the car, the client, and I'm like, oh, try to do half. And I'm with a female. I took a female with me.

So swipe the car. It didn't go for the full price. Swiped it again. It went for half. So I didn't have any calls on me at the time. So they was just like, I never really done nothing like this, but they were just like come back tomorrow, talk to your bank and try to see if they can unblock your card and just try to come back and pay the rest and we give you the dog tomorrow. So I'm like, okay, no, I go home,

make new cards. And I'm like, yeah, I'm going to get this dog. This was a nice one, nice husky, green, blue eyes, all white, beautiful. And I had this one ready to sell already. So I'm ancient. I'm aging about this dog. So I go boom. drive, pick the girl back up. And this time I told her, you know what? Just go by yourself. Just go get the dog. They already know who you are. Boop, just go swipe the rest. So she go inside. She ended up calling me on a phone. Like, listen, they telling me that something that they swipe in the car and it's not working. And I'm like, it's no way it's working. At this time, I knew exactly what I was buying. So it's like, it's no way it's working.

They said it's not working, but they told me just give them a second. They try to figure it out. And I'm on a phone with her. I'm like, get the car back and get the fuck out. Get the fuck out of it. She like, you don't want me to wait for the dog? Is she not understanding? She don't know better.

These females I was fine and they were just civilians. Like that's all I could say. Like, they don't know no better. So, and they're young. So I'm like, no, I'm like, like, come on. Like, come on. Forget the card at this point. First I was saying, get the car.

But now I just, a minute went by. That's too much for me. I'm like, just come, just come. Come to the car. I already done, drove around the corner already. I don't even want to be about the business. I'm like, get your ass, come in the car, boop, pooh. So she leaves the store, left the car, then there.

Come in the car. She'd get in. We drive off. And I'm like, all right, we go. We out of here. We leave him. And so drive off, drive down the block, as soon as we make a right, I see it like a, like, an unmarked car sitting like in the middle of the intersection.

It's a two-way street, double yellow line, and it's a vehicle just sitting in the unmarked car with like a dog's charge or something. And I'm like, I'm like, damn, I'm like, what if that's? I'm like, nah, it's too fast. Like, it's just, no way. So I'm driving. I'm watching them as I'm going past them Windows tenant I can't see who's inside

Driving soon as we get past them They pull out Pull up behind me I'm like Fuck my heart dropped down And I'm just like fuck And I'm just waiting for I'm just looking at the mirror I'm just waiting for the lights I'm just waiting for the lights

Lights turned on Pulled over What's the problem They come up to the car License registration I think my license was suspended At the time but I don't know It was suspended for a while, too.

Like, a lot of times I was driving. But New York, like, they don't really stress suspended license. Like, they don't lock you up, like, here. Like, New York, like, they'll let you go. Like, a long as you y'all got no drugs in the car and something like that. They'll let you go. It's crazy. Here, I had to.

I came to Florida and got my license together because I had to. Because they don't take you to jail if you got your license. That's great. But pull me over a boo-boo-boo-boo. They asked the girl. they're asking a girl through the window. They're like, did you just come from a store, a dog store? She's like, no, ah, I didn't come from no dog store.

They were like, we got you coming from there. Boom, boop, step out the car. I had a little bit of weird. Like a couple of extra cars. I just took it out. I'm not going to lie. I just threw it in her bag. Through everything.

I did that before they even came up to the car. That's what I forgot about. So before they even told us to get out the car, I already done. Did you give her the look? When they asked her about the dog, did you give her the look like, what have you done now? That's the look you got to give. Officer, I know why you pulled me over. She's running some kind of scam, didn't she?

I know I've been telling her. I told her. I told her. She's trouble. That's how I was trying to play it. Like, at least like, I'm thinking like, if I, if even when I was putting the shit out back, I'm like, listen, like, I could bail you out. But we can't both be in there.

Like, we can't hope each other from in there. Like, I'm trying to. explaining to the fastest way I can before they get to the car. So they tell both of us step out. Like I said, I got a fake ID in the car in my socks. Like, for some reason, that was like one of my hiding spots. Like in my socks at the bottom of my shoes. So they check me.

They don't find her in. They check her bag. They find a whitt and stuff. Like, who is that? And I'm like, no, that's her. She just got a little bit of weed and stuff like that. Who's got it? Because in my mind, she already in trouble.

She already going to jet, like, for the credit card, though. Just like, oh, just a little extra charge. They don't care about that. They care about the felony. It's an extra month of probation. Yeah, she's going to be fine. They ain't going to stress. You're dealing with something way more bigger than that.

Don't worry about the weed. Like, I don't really don't, like, I don't want to go in for just weed. I'm going to be pissed. Like, so. It's embarrassing. It's not an respectable charge. So for some weird reason, they lock her up, boom. I'm like, okay, okay.

They, okay, they didn't lock me up. Yeah, I'm like, that's a surprise. So they put me on the back of the car, and they, they're searching me. And they was like, take your shoes off. Like, they never told me take my shoes off. Take my shoes off in the middle of the street. They're like, take your shoes off.

Damn, fuck. Take my shoes off. I'm in my socks. And they was like, take your socks off. And I'm like, what? I'm like, damn. Like, somebody stole my little thing. I didn't think nobody knew about it.

Like, we put stuff in our socks, but they end up going in my socks, finding an ID and thing. And they charge me for it and locked me up. We both locked up and stuff like that. And I end up making bail fighting a case. And she's still in there. And I'm trying to get money together. And I had money out.

They didn't want to touch. So I didn't want to bail out just yet. That's her friends calling me, cursing me out. You piece of shit, how you leave there and leave her inside. So I end up coming with the money, dealing with it. And before I even paid the bell, her mom came and bailed the out. So she was extra pissed. I don't even think she knew.

I was, like, trying to do something to get her out of there. So that's how that went. She came out. I think she ended up getting, like, probation or something. And she ended up stop talking to me. Yeah. And it was crazy. But they slayed me.

I end up doing six months for that case. You're six months in jail? Yeah, but not like going in court, turning myself in. I end up being like with the other charges. So boom. So I'm out on bail for that thing. I'm fighting a charge. So I'm on two probation already.

And you're out on bail bail. And I bailed out from Long Island. So boom. So I'm like, dang, I got to get my money up. I didn't have that finish. at the time I crashed that, like, toted it. I had another infinity of Q70. I rented from some guy that was renting cars and stuff,

got it from a rental company. Had that. And I'm like, I got to figure out a way to make money. Whatever case may be. So first I'm like, I got to figure out of the way how to get a car. Get a car. So I'm like, I never thought about using the car

to get, like, go to a rental. company and rent out of car. I'm like, well, I never thought about this. I'm like, I'm actually paying cash for cars, but I guess when you just dealing with money, you just forget about, like, certain things. It's like, it's when you need it and you don't want to pay cash for it. It's when you start thinking, like, all right, like, I could use this card to get this and that. So I went back, boom, thought of my idea, end up going to a rental company and got a car. Boom, got the car, started doing a little work and work and that and the incident happened where I end up crashing a car

and I had to get another one went back to a different place, got a car, fake driver license got another car, boop, boop, boob, driving it. And then one day I was just thinking like, like, it's kind of easy getting these cars. So I'm like, okay, it's not bad. So I ended up parking a car I had went with somebody else, grabbed another car

and I remember I forgot how I went but I end up like advertising it like oh who needs a rental so word got around boo boo boo gave it gave it the keys to somebody will exchange information he took the rental run it back in the week pay me put the money in my hands once he put the money in my hands I'm like that's what I felt like all right I'm in business this is what I'm going to do so For like the next couple of months, I was just going back and forth, back and forth to airports and rental companies. And I was just pulling cars, pulling cars, putting cars. Just to the point, like, it was crazy.

Like, like, like, I had, like, like, I had to start noting, like, all right, this car is here. This car is here. This car. So when people want a car, I send them the list, copy and paste it to them. Like, these are the cars that have available. Like, I'm running a rental car. companies with running cars. So,

so it was, oh, man, it's, it was just crazy. So I'm doing that for a while, running cars out. And then it started becoming a little problem. Some people,

they're not bringing a car back in time. And then people started getting an accident with the car. And it was funny. Like, one time somebody got it, they got into accident with the car. And I was just like, all right.

So I went online and I typed in, like, like accidents, disclaim of something. And I sent it to them. Like, I made up this whole report. Like, basically, like, they got it, like, they're responsible for the damage. Like, this is my vehicle. This is how much damage you did to the car.

And if you don't pay this, this and that, like, I got to do it the legal way because they don't know that I'm swiping these cars. Like, these are not, like, friends that I'm written it to. Yeah, I'm renting some of them to friends. I know. But some of these people is just, like, regular people, like friends. Like, my friend will get some. somebody like that they know like regular people that's using it to go to their jobs or using

it to go out for the night, whatever they want it for. So I'm doing that and a couple of people pay me for the claim like or I'll be like, set up a payment plan. Listen, it was crazy. I swear to God, cash at me here, tell me it. Doing that for a while in the case may be doing that for a while. And then it was another thing with Zell at the time. So you know, before when Zell first came out, it was just a Zell app.

And on the app you could send money, blah, blah, blah. You could just download the app and just put the card in and then send money with Zell. So it was a whole thing. I was doing that for a while, like getting the cars, putting it on Zell, and making another Zelle and basically sending it like attaching like a rail bank. profile that I have access to and basically like just sending the money to the sending the money to like clean that clean that card out or hit the limit for the zelle because zelle it was like you only could send a certain amount on the app when it was just before they put it like in a banking app like it was a certain limit

500 a thousand something like that and once I hit that limit I could either take that same card and make a new zelle account refresh the phone make a new zelle account send it again and And keep doing that, like, like, until the phone, like, basically, like, they felt the way, like, to stop the transactions from the phone. Like, they was blocking the, like, the phones, like, it don't matter what card you put in. Like, they, like, they, like, they was blocking the IP or something. So when they started doing that, now we have to keep getting new phones. Like, every transaction, like, we go to Target and it was, like, a certain phone we had to get, like, it was weird. Like, you don't work on all phones.

There was a certain Verizon phone. I remember get a one-month plan and doing that for a while. I want to get too deep because I'm going to end up all day. But I remember that was the thing we was doing for a while around the same time. That was good. I'm not going to lie. That was amazing. The checks, I'm going to close this out with the car.

So I'm doing a rental car thing. I was doing a Zelle at the time. I went to the airport one day. And when I got to the airport, again, I remember it was an Audi A-4. I got to the register, gave her my credentials, license, car, bo, boo, bo, bo.

And she went to the back. I remember she turned off. But usually they don't go to the back. They do everything in front of you. They check the license. Enter the information. Then they give you the card until you swipe it.

But she went to the back with the card and the ID. So she came back up to the front. She's talking to me. She was just like, yeah, where you going with the car? Were you taking it? I'm like,

wait for the cops to get there. Just, just milking me. You get what I'm saying? Just milking me, asking me questions. Hey, what are you doing this weekend? Wait a minute.

So next thing you know, she's talking to me. I just heard it was like automatic doors because it was like the airport plus like the car rental that was inside the airport. So I heard that automatic doors open from like inside the airport

to the car rental. And I just knew. I just knew for some reason. Like, it could have been somebody just coming in getting their car. I just knew. I just looked back and I just seen the Port Authority. It was the Port authorities. And, like, they're the cops for the airport.

So they come walking in. They walk in. I'm not turning back, watching them. He's looking straight at me. I'm like, fuck. He woke up to me. He said something like, Like, they called for you.

Like, I got a call for you here that you're doing fraud. Like, he was straight. I remember he, like, he came to be straight up. Like, like, I got a call for you. Did you look her right in the face and say, when I get out, I'm coming back here for you? I gave her that look. Quit that job right then. She quit that night.

You know what's something? On Jesus Christ, on my dead brother life. On everything I love, this lady tried to warn me. No. That's why she called. I swear to God, I don't know if a higher up made her do it or if it was a policy, but she really warmed my dumb ass and I did not take the hint. I'm so happy you brought that up.

As I'm talking to her, she's telling me, like, what she says? She said, oh, if I was you, I would run out of here right now. And the whole, for some reason, I'm thinking, she's thinking about, like, Because I was talking about the price, like I was in there trying to act like I'm trying to get a good deal. Like, can I get a better deal than that? Like, that's the kind of conversation we just happen. So I'm thinking she's talking about like running off with the price. Like, if I was you, I would like kind of take the car and just run up out of here.

So when she said it, I laugh. I just laugh. I'm like, yeah. But now, but when I seen the cop, it's like, oh shit, she was really telling me to get the fuck up out of here. But I'm just so excited because I wasn't really doing. I wasn't too much into the luxury cars and I know I could make more money off it. I didn't really want to let it go.

I didn't really want to hear nothing. And it's what you doing stuff for so long and it's working. You're getting boldened by it. You start feeling like you can't, you can't do no wrong. And I wasn't supposed to really touch airports. And that was another thing I messed up

because they got more advanced stuff at the airport and I end up finding that out later on. The cops arrest you? Yeah, so the car came up to me. He's like, yeah, they called somebody in the red vest. I had a red vest on. He was like, yeah, it's you. I'm like, no, that's not me.

It was just like, yeah. You just missed them. Yeah. So they locked me up. And I'm just, at this point, like, I ain't going to law. Like, I ain't never been, like, depressed and feeling bad. Because now I'm out on two probation. I got the case in Long Island.

I'm still fighting. And then this shit pops up. So I'm like, fuck. I got the two cases for probation plus the Long Island. So that's the four. fun. So I'm like, I'm fucked. Like, I'm fucked. I'm all the way fuck. I'm thinking about I'm fucked. I'm fucked. It's just over. Like, at this point, like, like, I'm just like, yeah, I ain't coming home. There's no bell. I'm not even thinking about bell. Like, it was, it was a bad,

I was at a bad place in my mind at that time. I'm not going to lie. I was just depressed. Like, I was, I fell. I fell. I fell. But. Went through the system. Got to Rikers Island. I'm back in Rikers Island. Now I got all these cases I'm going to. So how can I explain this? So usually you're on your court date, right?

They would come call your name and they would say Queens Court line up here or Brooklyn Court line up here and Bronx court, like all the borough's court basically. like they had separate lines like buses that was going to different courts and it was just so funny because I was like on every other line every time like usually people going in there they fight in a shooting charge or gun charge and I'm just fighting all of these fraud every other every week I had a court date like at another place I'm on a different line and then people looking like oh you was just going to brook I'm like yeah I got to go to Manhattan too I got something in there I had probation

over there and then I had to go to Brooklyn for running on the cops over there and then I had to go to brooklyn for running on the cops over there and it was it was it was it was crazy in queens because the airport is in jfk that's because of queen's i had to go to to the airport i had to go to queen's court so i was all over it was it was crazy so i went to the first court date um it was for my five-year probation for the felony when i went in david busters and stuff that was the first court date like i went to and they She was just like, you know what? Mama do, uh-uh, uh, listen. I never seen, like, she gave me this crazy speech.

Like, I never met somebody so stupid like you. Like, you've been given so much chance. And since the last time I've seen you, you managed to rack up three extra charges. Like, she was like, I'm so mad. The maximum penalty I can give you it's a year. Because if it was anything more that I could, that I can possibly give you, you deserve it.

Like, and mind you, all of this from the Daven Busters to now, to the airport was one year, 2016, was just four cases. It's crazy. So, yeah, so she gave me her speech or whatever, her hate speech, and she gave me a year. So now I know, all right, I got one case out the way. I got the three others. Now I know I'm not going nowhere for,

year. The year, you know, you stay in the city, and I still got the court. So even if it was more than a year, I still got to stay and fight the case. So got that out the way. The other case, the miscellaneous in the probation, they gave me two, three months, ran concurrent with the year, got those two out the way. After I got those out the way, a detective came to the jail and took me downstairs and re-fringed printed me, and he locked me up again. So now I have to had another charge. I knocked two down and another one came up. And he was like, oh, we from the auto detective department. I'm like, what's that? Like, what's the auto detective department? He was like, oh, we detect vehicles and stolen cars. And they took me to some room I never seen

inside the jail. And they were like, listen to us. Like, we know, because with the idea I got caught with, like, I took out a couple of cars with that actual license. But the crazy part is I just changed that ID not too long ago, so the last ID was crazy, but they don't know about that. They only know about the ID.

So... Must have been Vic Ferrari. Remember? We actually, we did an interview with a guy from the Auto Thief Division in New York City. His name's Vic Ferrari.

Seriously? Yeah. He's got a bunch of crazy. stories. He probably, he probably worried about me. Yeah, well,

he lives like, uh, like probably 45 minutes north of here. Yeah. He's another guy podcast would probably get you on his body. You got,

you got to do sixes. You got to do Vicks. That's crazy. Auto theft of the division. And he had to detect, I never knew they had a detective squad in New York for just that. Oh, the auto theft's huge in New York.

I didn't know. I was a little credit card scam with the damn car. But they came. Yeah, he brought me downstairs. He was just like, yeah, so we just want to know where the vehicle is. He was like the vehicles. We did the amount.

We did the paperwork. We took to Hertz Enterprise, and they say they have about X, Y, Z car missing about 3 million in cars, this and that, that we believe that's just associated with this license. That's not recovered. But if you can help us find these cars, then we can work on getting, talking to the DA. It was like one of those things.

We could talk to the DA, putting in a good word for you. We're trying to help you out. Yeah, it was one of those things. So I'm like, honestly, I was a little bit nervous. I'm like, hey, when he said millions, I ain't never really heard millions with anything I was doing. but he's adding up like the MSRP value of the vehicle so yeah yeah you're like no no no I was

selling I was I was renting them for like a thousand a week it can't be that much no that's not how it works they my guy may have given you a thousand dollars but he drove off with a 70,000 dollar vehicle and you don't rent to you know they always sell up-to-date they only rent like they only rent up-to-date vehicles yeah it was crazy so so so yeah he scared me a little So I'm like, yeah, I'm like a couple of them is on this street. I think if you look over here on this street, but I got it in my notes and my phone if I can get my phone. So he ended up letting me, not me going to my, but he went to my property.

He got my phone out of it. And we sat down and we was looking through the notes. And I had a bunch of notes. And I'm just sitting there. Like, I would show him. Like, boom, I would open up one note. And I was like, all right, this. This car is right here, he excited, he's writing it down.

I'm like, let me see the other car. Like once he see, like, I figured like he seemed to cooperate. I can delete the cars. I know, like, you get what I'm saying? Like, they know, I'm deleting, deleting, delete it. And I show him another car. I'm like, yeah, this one should be on this street. Get the phone back here.

And I'm like, oh, the other car delete. But yeah, so I don't know. He came back. I gave him the call, gave him the information. He was like, all right, I'm going to check it out. I'm going to go see. find it, then it's good. I appreciate you.

I'm like, yeah, yeah. He was like, as long as we get the call back, like, like, like, they don't care. Like, they might not even press charges kind of. I'm like, I'm like, I sound wonderful. All right. Why not? So he goes back. Is that not true?

They didn't, but they weren't so thankful that they, they, they dropped the charges? I, I, I, I, he didn't mislead you. Dickheads. But, but, but, now, I feel like he did because he did. He did. He did. He did. But I still. I know. I went to jail for the having, they charged me with projection of credit cards at the airport

and trying to get the car. Because I'm like, I still went to jail for it. But that was a new case that he brought up to me. Right. And I end up, I end up beating that charge. Yeah. Because I was a whole, that was a whole other, whole other subject. But you got the one year.

How much time is you do on the one year? I did the whole thing You did the whole year? But look, no, no, I'm going to tell you why because I'm still fighting the case. So he came and got me for that. He came and got me for the cars. And then I was just going to court for that now.

Now I'm going to court for the other three charges. So the misdemeanor, I talked about the misdemeanor, Rennick occurring, the Long Island. Now they expedited me to Long Island because Long Island is not considerable. like it's New York but it's a different jurisdiction so Nassau County like they got their own county in Long Island so Nassau County Department they came pick me up brought me over there

for the dog thing when I was doing the dogs they brought me over there and I went to court there I got sentenced there they gave me six months over there that's how I did six months over there and but they ran a concurrent with the time they were just running everything concurrent well you must have never spent more than a week or two without going to court I mean, that must have been, that's actually a not bad way to do it. Like, you're getting, when you're going to, well, it sucks to kind of be moved, but it breaks up the day. Yeah, I ain't going to lie.

It did. For the time being, it did. Sometimes you probably get a better meal. Yeah, no. Nashville County is suck, but good thing I wasn't there for too long. It was just like a trip. Like, like, it was good to get out, to get out, you know, go take a ride and drive to Nashville County and come back. But, yeah, went over there.

thank God they wasn't running it wasn't running nothing concurrent we're going to run six months with the year you're doing already all right cool boom so it's like the year is the top charge right now so

everything I'm getting sent to is under this so I don't know I'm call it lucky I'm just blessed get back to to Rikers Island now I got I got rid of the

So now it was just the airport one and then the car theft, the new charge he came and arrested me on. So he came. I was going to court to that. We ended up verifying. He didn't find all of the cars. He found most of them. And I ended up finding out later on, like, they found all the vehicles, all the vehicles was covered. But they end up dropping the case because it was only like three, four cars still like wandering someone. I'm like somebody probably had it. Some of them was crashed. They didn't know about so they had to do like for the report, but they felt like it was just good enough to satisfy like the Hurtier in the car place. So they end up dropping that with the court for the last one, the airport, and they got it down.

I got it down to two to four years. So basically two to four years, nonviolent, you do two years, your max is four. With good time, if you got good time, you come out on two, if you go to the parole board, boom, they could be about two years. So at this time, I already got like 60 months in. I've been sitting in a jail for 60 months. So I took it. I'm like, yeah, that's the last one.

Let me just get it out the way. I heard two years. I got a couple of more months to do. I took that. End up taking that. And they sent me to, they sent me to prison. That was my first time. They sent me up to prison and went through that.

And, yeah, went up there for a couple of months. Like I said, it was different. got off the bus. First thing that C.O. saying, listen, this is not right, because all that stuff y'all was doing down there. This is not this or that. And, you know, just went through the process. They break you in.

And, yeah, it went through that. Like, prison, like I said, it wasn't too bad. I wish I got there before. Yeah. Because I could have got out before two years because they got, like, other programs you could do before your minimum date. So, like I said, it wasn't too bad. It was cool, went through that.

When did you get out on that? 2018, I told her. And did you have probation after that? Yeah, the two years, because it's four years, two to four years. So I had to do another two years on parole. But you didn't, you, that's when you started working, you started working at McDonald's again. Nah. And you haven't gotten in trouble since then.

I went to the credit card, started getting in trouble again. And yeah, I was. What is your wife saying? What is your wife saying? Do you have any idea what my wife would do if I told her, listen, I'm thinking about doing this. She'd be like, are you having it? That's never going to happen. I'm not going to allow me.

She stayed with me the whole two years. Like the whole time coming up, driving, taking the bus eight hours to come see me when they ship me off the prison. And I only knew her for that year. I didn't, like, I just met her, like, 2016. That's when I met her. So I gave her the speech, like, listen, you don't got to stay around. You know, like, I know you was my girlfriend, but you don't got to stay, but you didn't know each other.

You know, this is not an easy thing. You didn't sign up for this. Yeah. So she would just know, I'm doing this with you. And I'm like, trust me, you don't know. You don't know what it's like. It's just not easy. I'm going to do this with you.

I'm like, okay, you go to do this? Yeah, all right. So, like I said, she was coming up almost every week, like every, almost, almost every, she made almost every visit. That's nuts. I was just like, wow, this girl, but you like me? Because I was always around females, you get what I'm saying? Yeah, it was just the money, it's the lifestyle. Yeah, but like I said, even from back then, it was just different.

Like, like, I couldn't even rush doing things, like, even sexually well, like, and they got me mad to the point. Like, I wasn't just about to cut off. Like, I don't got time for this. Like, you don't want to drop your panties. Like, I don't even want to be around. Like, I was one of them because, like, even growing up, like, like, I said, like, I even got picked on by females. Like, it was just like, oh, like, I was never they type.

You get what I'm saying. So, like, even when I got into that life, it was just like, just calm or like backfire. Like, like, no, like, get away from me, this or not, this or not. You know what I'm saying? Like, I wasn't too believable. Oh, I like you. Oh, I want to know. I don't like you, though.

Like, I was very blunt, like, with females. Like, I let it be known like, this and this is what it is. So it was just different when she came around, like I said, a lot of females I've been, it was just different. Like, she wasn't too excited about shit I had going on. Like, she wasn't, I don't know to really explain. Like, she wasn't too, like, we would do stuff. And she's like, what we do doing? I don't got to do this.

My wife is. She's like, she's not really impressed. Yeah. She's like, yeah, yeah, that's nice. No, it's, it's nice. I've never done this before. That's great. But she's not impressed by it.

She could take it or leave it. Like, you want to go? Yeah, we'll go on vacation. But she's not the one to be saying like, oh, we got to go here. Oh, I want this car. Oh, I want this bag. Can you buy me this bag? She doesn't do any of that.

Yeah, nothing. Never asks for nothing. Yeah. Which is funny because that tends to make me want to do it more. Do it. Yeah. Because now you're like, I want to spend money on you. I used to tell her, like, it's free.

Like, I'm telling you, it's free. Like, go, like, to get something. Like, I used to be mad at her. Like, you gave me, like, no. Like, it's not my money. Like, I don't know how I was always to tell you. It was just crazy. Like, even the first time I knew, like, I even felt some type of way.

I remember I sent them in a store because I was doing returns basically, like, some things called return at a time. Like, where you would go like to Marsh's or Kmark and you would just buy like $3,000 worth of stuff. And it was certain stores that let you swipe the card to put the money back on your car. You know, when you return stuff, they usually be like, all right, we're going to send it back to the card you paid with. Yeah.

Swipe the card here and it was like that. So you would just buy, we'll go buy stuff. Boop, boop, boop, and I would get like a rail bank card. Like it would either be somebody I know or even. Even minds, I get a prepaid card or make my wife open up a prepaid card and I would just have that car for the return. So like that time I had the machine already at this point already. So I'm putting the last four of the receipt number because they checked in for the return.

They started checking like to see if this is the card you pay with. Like, yeah, this is the car I pay with. It's the same last four and match. So they'll be like, okay, return like the $3,000, $4,000, whatever I get that day, amount of stuff. They take it, process it, book, swipe the card. They'll be like this amount going back to your car, boop, boop, and then when you swipe it, that returns now go to whatever card.

Right. So you can load up a card with $8, 9, 10 grand over the course of a week and now I've got $9,000 on a card I can use. Right. Just go shopping. You just go shopping and keep all your receipts. Couldn't you take it out? I mean, if it's really your card, couldn't you take it?

Of course. You've got the pin card. You got the pin. Couldn't you go take money out of the bank account? Yeah. We used to just leave it on there. Right. Like, it's just money.

You could do whatever you were. Like, once they return the money on there, it's good. They're not bothering. So, yeah, so that was okay for a while. I was doing that for a while. So one day, when I was talking, I brought that up because I sent my wife and to do it just a return. Like, I never had it, like, going in and buying and stuff.

I used to have other people doing that. But there was a whole thing, like even like being with her, like it used to be like situations. Like like she think I'm cheating. I ain't go a lot. Like she knows she went through my phone. Like like, yeah, I was I was cheating. But yeah, but like like I had them working too. It wasn't just like playing around.

We wasn't just playing around running around cheating. Like I had them doing stuff that my dirty work too. So. And then it would just be times. I like doing a return. I don't like really seeing the people I work with like. returns, like they don't really know how much I'm getting. I'm not really paying them.

You get what I'm saying. I'm acting like I like I'm making these fake relationships. So they just like, it's just like you doing me a favor. Like, I should have to pay you for that. So I was very manipulative when it came to that. So it would just be like friends. Yeah. You're going to ask.

I'm just asking you to return. We just went out last night and it's just like, I understand. I understand how to play the game. You know what I just brought you this. I just, we just ate at this nice restaurant. You stay at this beautiful hotel. Like, this is the least you could just do it. Just go in the store and swipe a car and go shopping.

Yeah, because you're going to get yourself a couple of gift cards. You like Victoria's Secret. Just go in there, get whatever you want, clothes, whatever. And just when you go to the checkout, just grab these two gift cards. You know what I'm saying? Or grab some clothes and then whatever you don't want, not whatever you don't want. Grab what you want. And then make sure you grab this much of merchandise.

But keep this, keep this for yourself, keep that, whatever you want for yourself. So just put it to the side. But we go into like five different Victoria Secrets. So don't get greedy in one store. Just get two items per store until we finish doing what we do. So it'd be like little stuff like, like no, sometimes. I'm feeling good. I'll do that.

But, but yeah, but my wife, she went to go do her return. And she had a problem. They caught on to one of the pieces I gave for edit, the last four didn't match. And they caught on to it when she did. get the return because when she swip the card, after you do the return, the receipt come up and then it shows my real bank card. That was the thing, too.

Like whoever bank card, like I'm going to just say, it showed my last four that it went to this card and my last four show up. When they swipe the receipt, the receipt come up and they said, oh, it went to this card. It didn't go. It's not showing that. Yeah, yeah. They're looking at the ID. I mean, I'm sorry, they're looking at the credit card.

It matches. It matches the car I pay with. Right. They swipe it, but then the real, on the receipt, the real number comes up. My number came up that it went to. This money went to his car. But on a car, they say it went to the original car. Yeah, yeah.

So she got caught up like that. Like, I didn't forget, like, everything was good. But I forgot when I swiped the card, my bank come up. So she got caught up in a store. And usually, like, I'd be thinking about leaving people, like, in a store. And a situation like that happened because I know, like, The cops about to come, but I jumped out my car. I'm running in the store looking for her because she was, she, she, she's saying something

like, oh, they don't want to let me leave at first or something like that. So now I'm running in the store. I'm trying to see if I can push her security guard down and something and just tell her run out. Like, I see like I can't like, I can't like this one is special. Like, you were kind of little special to me. Let me come try to see what I could do. But by the time I get to her. She walking away.

I'm walking to her. She's walking to me and she got the receipt on her end. She said, like, I did it. I'm finished. I'm like, come on, so. Like, you, you, you, you're playing. She's like, no, they were just a ride. They were surprising me.

Every time I did it, it was easy. When they started asking me questions, I said, can they just give me the merchandise back? And I just leave. And they said, no. And I was telling her, leave the merchandise. And that's when she was like, oh, they telling me, I can't leave. So that's when I came in.

But they end up. doing a return for, like, it was crazy. It'd be times like where they think something going on, they think they want to something, but they're looking at the receipt. It's the same car she paid with. They probably looking at the hologram on the car and that's what she's getting scared. Like, like, they looking into it because they feel like something going on, but they can't prove nothing right then and there.

They can prove when a receipt, but they don't care. It's just like, once the transaction is finished, that last receipt come up, you keep. No, matter of fact, you saw them, give it to them, then they give you one. But they don't never look at the last full. It's crazy. Like, I don't know. I don't know. But after a while, I guess, like, they caught on to that.

But, but, yeah, but I did my two years. I came home, and I realized that the credit card game has changed. Because right before I went in, I started seeing the chip machines. Like, like, the registers looking different. They got new registers, and it got, like, something where you could put, like, the card in. I'm like, oh, this is crazy. It wasn't activated. Like, they used to have, like, little red cards stuck in them, like, telling you not to use the chip.

But they just had the register there, though, like, for the chip, but it wasn't active. So by the time when I came home, it was active. The chip was running. So it was just different. Like, now I know I couldn't do what I was doing before. Now, it was ways, like, you could buy past the chip, like, you would take the card and you would, like, stick it in the chip. the chip, and then you would stick it three times. You'll put it in, card error, put it in car error.

Third time, swipe the card. Like, you can't read the chip. Swipe card, please swipe it, swipe it, go through, whatever. That was good for a while. We found out how to bypass the chip. Now, that was working for a couple of months, and then they stopped it altogether. They was like, now if they see somebody bypassing a chip,

they just not, they declined in the transaction. Then it was an amount It's only approved for $50. It was crazy. It was like now you have to do low amounts because anything higher than 100 they declined in it. So we're doing the gift cards.

We take one gift card through jamming, jamming, jamming, jamming, swipe $50. Jamming, jamming, jamming, swipe, swipe, $50. Ranging the gift card back up. Jamming, jamming, $50. Just sitting there.

So now we have the registers. Hoodie over just doing anything at this point. Like, standing there at the self-checkout looking crazy in Target, like, jam, jam, jam, jam, $50, jam, jam, jam, filling it up to the car at the climb on Star Burger. So, yeah, it was just crazy stuff. I got locked up three more times when I came home. End up beating, like, two of the cases. End up beating all of them, really.

Like, when I finished parole, I didn't catch no violation, but I got arrested three times. What were those for? Just. Fraud. Bro, one of them I got caught in the hotel, like, just coming down and check up. I had swiped a rental. Like, yeah, I was back to the rental. But I wasn't renting them.

I was just getting them to drive. I swip one rental book. And they was holding the keys at the front desk for one of them. Like, I had valet my car. So they was just like, oh, we don't feel like this your car, whatever the case may be. And I was trying to ask for my key back so I could leave. It's time to check out anyways. And then they waited for the cops to come.

That was another thing. Locked me up for that. And that one I ended up beating. I don't know how. I went to court. I don't know how. I went to court case dismissed one day. I don't know.

To this day. And then my lawyer was like, you know, I could, you know, I could file a lawsuit against them. You got a case dismissed. And he was just telling me that whenever you got a case dismissed by the state, you know, you can file a lawsuit. And blah. blah, blah, and I'm like, all right, let's do it.

Like, I don't got none to lose. She's like, yeah, I don't got to pay nine, whatever, I'll take my cut. When we do the lawsuit, we did the lawsuit for me. Like, two, two years later, come pick up your check. What did they settle for?

It was, like, something low, like $20,000, and my lawyer took, like, $7,500 or something like that. It was just small, because we took, took like the second offer like we ain't really waited out and you know like see if they could go up or there and and yeah it was it was it was it was crazy like when i came home it was a lot it was a lot going on like but it's a whole that's a whole another story like even how i got to florida

i end up coming down here because um i needed my car registered and at the time me and my wife for you separated at the time. So she lived in Florida here with her parents. I was still in New York. So I was trying to get in contact with her because my car got told. That's the first thing. And I was using Dillard Place. So they didn't want to give the car back to me.

I got told to New Jersey, they're like a little more stricter out there than New York City. So they were just like, oh, we want the person who got the title to the car to come pick the car. Me and my wife is separated. So it was just weird. I had to call her and then, you know, like, look, how are you doing? I know we're not on a good, too much of turn, but they got the car and I need help getting it.

So she said, okay, I'm going on vacation for a month. I'll be back and try to get the car for you or whatever case may be. And I'm like, oh, okay. So I didn't really think she was serious. So two months went by. ended up finding out like I had a daughter went to Virginia that's when I got caught up out there

came out on bail that's where my wife just got back now now she in Florida she went to go get the car I didn't even know she came got the car when she came back she came to New York instead of going to Florida that was a thing she didn't go to Florida

she came to New York got the car out parked it at her brother house that lives in New York and she went back to Florida. So last time I talked to, I was like, yeah, so when they could come get the car, she was like, oh, the car's out already at my brother's house. This is not the case in the third. And I was like, oh, I wanted you to tell me so you could just register it out here because the deal of place they was from Florida. Like even the whole time when we was together, when I got the car in her name, the place was always from Florida for some reason. Oh, because she had a Florida

ID because she was already back and forth, like to her parents' house. So she ended up getting the ID out there. So when we was in New York together, she got, when we got the car, she had a Florida ID, so they register it with Florida plates. I don't know. I don't really know how it works too much, but that's what they end up doing. So she was just like, oh, I can't do it right now, right now, right now. And I'm thinking how New York cops is, they're going to keep bothering me with these

dealer place because I got to get it renewed because the sticker, it was past dude. And I usually get like new stickers from the dealer, but he don't work at the dealership no more. So now I can't pay him every year for like the insurance and get the new stickers. So I'm like, you know what? Listen, I'm going to come out here. I'm going to come out there, registered a car. So that's what I did.

I came, drove from New York, came all the way out of Florida, met up with her. We went to the DMV, got the car. I was just like, all right, thank you, this is an an case. And I was about to drive back, and she was just like, you know what? Like I miss you and this and that. Like, I was about to leave. And I was, you know, I was like, yeah, I miss you too. And I did.

I did miss the time. You know, we caught up a little, you know. So I'm like, oh, we had a good conversation. So it was a mutual agreement, you know, so she just, Just like, yeah, just stay here with me for a while, you know, get your stuff together. And I'm thinking I still got the case there. I'm fighting it. And I just end up staying.

I end up staying. Yeah, and I just, I would just, I just figuring it out. I was just like, I was more telling her, like, listen, I want to get this case out the way first before I really start anything serious and start doing nothing. Because the worst thing I want to do is start something, then I got to go away and leave it behind and leave you with everything. And I don't want to do that. So let me just fight this case for a couple of months, get it out the way so we can start doing what we got to do.

So one couple of months turned into one year. One year turned into two years. And now, like, we just came to an agreement. It was supposed to be in November. They pushed it up again to January, pushed it up again in February. So February for now, it's my sentence. date um for for the charge i have in virginia so um my lawyer worked out of deal got like five charges drop it's two charges right now and it's an agreement they're not charging me like with the

charge hold but just an agreement like i can't be charged with no more than six months so anywhere from zero to six month is the guideline that we made a deal with the prosecutor that the judge consensus me up to. And they have good time. It's like nonviolent, 80, 80 percent. You do 85 percent of your time and violent do 95, something like that. So I got to do 85, 80, 85, something like that. So, six months. I'm looking at it. I got a month and a half and basically two months. About three months.

Two, three months. Yeah, about three, four months. Anyway, and that's if the judge say, I'm going to give you the max on your guy on. If I'm going to give you six months. If you give you four months, I'm okay. Probably sit there for one day, go home. You know what I'm saying.

So that's what I'm dealing with right now. So that's just like the last berry I have right now. I've been looking to a lot of stuff, like real estate, just so much stuff. Like, I'm learning now with so much you could do with your money. And like I said, I want to do something that fits. Like, even like I'm talking about, like, if a smoke shop, like, like, how can I explain this? Like a smoke, like any small business?

that I could just use, run, that could generate revenues so I could do what I really want to do. Like I'm trying to find little small revenues here and there, here and there, put something together and just start something. I don't want to speak it. Like, I'm a believer, like, I don't want to put nothing out there. Then you got people that took down on it or pray upon it. So I got something that I want to do.

I want to put together. I know what I want. I sat down. I planned that out. This is what I want to do. This is how much I need to do it. I'm like just, oh, this is what I want to do one day. Like, nah, like I got down.

I talked to a couple of people that's going to help me. I agreed to help me with it once I got everything out the way. So, so, yeah, that's where I'm at. And I believe, honestly, even coming to Florida, like, it saved me. Like, I'm not going to lie. Like, if my wife didn't stop me from leaving, like, I don't know where I would be. I don't know what case I'll be fighting right now. Just going back into the same environment.

Like, I came out here. It was different. Her parents, they have a lovely, nice house in the community. It's just different. Like, never living outside of New York coming, like, here is different. Like, I don't need to see these coming. Like, growing up in New York, if you grew up in New York, you know, like, going out of town and seeing, like, nice houses, gated communities.

These are stuff like we seen growing up on TV and stuff like that or like shows and stuff. They neighborhood look different from ours. We just got houses or touching together, big tour buildings and stuff like that. No, it's different. You've got space here. Parking. It's not an issue. It's just nice weather.

So it's just different. I feel like I kind of got lucky. Like I got saved coming here to Florida. Hey, you guys. I appreciate you watching. If you like the video, please hit the subscribe button. button. Also, please share the video, leave a comment. We're going to leave all ghosts social media links in the description box. So click on there and follow him. Also, please consider joining our

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