Matthew Cox | Inside True Crime Podcast - Credit Card Scammer Finds Unlimited Money Glitch!

Episode Date: February 1, 2025

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$60,000 spending limit every day. I'm hitting stores, hitting stores. It's like we struck gold. That's the Trump Hotel. I go inside the penthouse. I thought I'm cheated life. I'm going to just keep doing this till I get a million-dollar house. I'm going to get married and I'm just doing this forever.

The first scam I did, I was in a house one day. I'm on a computer. I'm on eBay. And eBay, it had a checkout thing called Bail Me Later. And I remember they used to ask for, like, the name, date of birth, and social. If you could put in that information, I guess you can pay. You could pay what's your social, basically. I remember I did it.

I seen it at checkout. I was doing something else, and I seen it at checkout. So I went and I added an iPhone to the car. And I did the process. I forgot who social I used, but I had somebody social at the time. I'm not really sure where I. I got the social from how I obtained it

but I put it in and it went through and the iPhone came in the mail and I was just like oh wow it worked I was just freaking babbled so I'm like okay

that's what's up so I had a girlfriend at the time and her mom worked in the office like where she dealt with people information, social and stuff so one day I went to her I'm like oh um you think you could ask your mom

no I was just talking to her about like what I found out and what I did and stuff like that. And she was like, oh, my mom worked in a customer service thing. I think I could get you some so shoes and stuff like that. And I'm like, yeah, that's perfect. Like whatever she gave me, I could break you off money and stuff like that. It sounded good.

We excited about it. So she went to her mom and she had a cool mom. I guess her mom started giving her social shoes. She used to give me on the little yellow post, sticky post things. And she used to bring them to me when I meet up. with her and I was just sitting there on a computer just ordering everything to my house just sitting there billed me laid up trying some show shoes wouldn't work most of them didn't work honestly I'm not going to lie but and it's all coming to your house it's all coming

a bad idea I don't know I don't know what I'm doing I was I was just on a computer one day like just just just trial and error yeah I do it it's working it's working once you get caught then you go, oh, that's, now I know not the mail it to my house. Yeah, but it's funny because I never, I never got caught for it or nothing. I just did it a couple of times and it was cool. And I don't know if they stopped the bill and me at that time or which one came first or her, or her parents stopped working there or she stopped giving her the information. One of those came first, so I end up not going too far.

You know what I'm saying? It was just like a temporary couple of months thing, got a couple of iPhones. a taste of yeah it gave me a taste of yeah perfect it gave me a taste of like getting something for free you get what i'm saying on getting some of information that was like the first thing i did so one day um me and my friend we go to our buddy house we had a friend and every time we go to his house just like this friend like he always had like nice clothes like we call him um diddy diggy diggy diggy I didn't know him personally my friends knew him like that was their day friends and and I always used to wonder like what he do like what he do for a living he had this nice house

his parents house obviously I'm like 19 at the sum he around the same age probably a year older if anything two years and he always every time he come around even before we went to the house that day always coming around he was driving I remember that was another thing like oh like he's driving none of us was driving I didn't know too many people who driving at that age. He went to his house one day, and I remember he came to my friend, and he was like, oh, don't your friend work, like, at a register? And he was like, yeah, so they talk in, he'd give him something.

So my friend come back to me. He was just like, yo, I was just talking to Diggy, and he said, like, he got, like, a little black box thing. Like, that's what it's called, a black box. It's called like a mini-X-D, like the name of it. This is it a skimmer? Yeah, it's a reader. Yeah, yeah.

So first time seeing it, don't know what it is. It just looked like a tiny little handheld little register card swiper thing. So he was just like, listen, when you go to your job, just take this, just swipe cards on it. You're still working at McDonald's. Still working at McDonald's. So that's why they came to me for it. So he's like, just take this swipe cards. on it and you're just

going to get some money. Like he's going to pay you for just swipe as much card that you can on it. What did you get per swipe? It wasn't even per swipe. It was just swipe cards and I'm just give you, I forgot the amount. He offered me amount. He's just to swipe as much as you can. If you get a lot, I give you some money.

They didn't really understand it. I need a 10 bucks every time I swipe this fucking thing. That's what I need. Because I didn't know how much. I didn't know how much... You're a set fucking price here, bro. I didn't know the gratitude. I didn't know the gratitude of how much money he was really making.

Offer it. Like, I didn't really understand. I know it's a credit card. I understand it got money on it. And I know he told me a decent price, probably like, like, 500 every time I give it to him somewhere, 1,000. And I was just like, cool. All right, cool.

Like, I'm going to try to do this as much. I'm trying to get, like, $500 every day. every $1,000 every week. Try to give it to you twice a week. So I just took it, took it to McDonald's. I'm doing, I'm doing great. I'm swiping, working a drive-through, so it was perfect, swiping, swiping, swiping, boom. Even in the front, the front register, I found, I found the way to swipe the car, like myself.

Because, you know, in McDonald's, they got the self-swipe thing in front of them. So they're not supposed to hand you their card. Yeah, the point of sale. Yeah. So I came up what I did. So ring their order up, ring their order up, boo-whoop, boop, bo, boo. After I ring their order up, they'll go and swipe their card. But it's a button, I remember this.

I'll remember this, I swear to God. It's a button that you have to press so it can process the transaction. If not, it's just going to keep saying processing on their screen. It just say process and process them. You click the button, it either approve or decline. So when they swipe their card, I don't press like the final checkout. I remember it was a yellow button on the bottom right hand side that you have to press to complete the transaction.

You could press it before they swipe it and then it just goes through. Or if you don't press it before they swipe it, it's just going to stay there, whatever the case may be. But it's still a checkout button. It's still a checkout. Like you have to press it so the screen can light up, but you got to press it to like process it. processes. So once that screen pop up for them, I tell them, like, oh, we having difficulty like with the system right now. So I got to swipe the card, like, in the main office for it to finish processing. And this is when I started learning, like, reading people, like, who

would really go for something like this or who would really give me their card or who really looked like they had money. You get what I'm saying? So I started picking out certain people like I didn't know or people that was really in a rush. So they'll swipe their card and basically give it to me. I'd be like, there's something going on with the system. I have to finish the transaction in the back. I have to finish it. So I'll take their card, go to the back, swipe it on the card.

And when I come back, I'll just say, just give it a little time. It's running through the system right now. And then I'll, in that time, I'll click the button real quick. And then the receipt would just come out. And I'd be like, thank you, give them their car. back what they received. And they were just like, okay, it wasn't a big deal. So I found out how to do it from both ways, because I wasn't always in drive-thru.

Your drive-thru is easier because they hand you the car, you'll swipe it, then hit it, and push it and give them the card back, right? Like, they don't see what's going on back there. Do you have to hide that from your coworkers, or is it, like, you know, like that? At the time, I was. I was hiding it from my coworkers. I didn't want to nobody know because I didn't really make friends there. It was just like more older people.

It was more older people. I remember it was like this one African guy. Like, he was on to me. Like, he knew, like, I was doing something. I was taking money out to register and stuff like that. I used to do a lot of crazy stuff, and I ended up getting fired for that, too. Like, three in the morning, the system in McDonald's closed down. You ever went to McDonald's, like, three, four in the morning back in the days,

and they'll tell you, like, oh, our system is rebooting or something like that. Like, people know. Like, if you've been to McDonald's, like, around three, four in the morning, to this day, the system have to reset from the regular menu to breakfast. And when it's switching over, they can't accept any payments. So what we used to do at our store, we used to take the payments manually. So we used to ask them what they want, write it down, do the math for how much it costs, and tell the cooks to make this, yo, make this, make this, make that, make that. They go and make it, boop, pooh, put it in the bag, bag, it up. get the money, listen, your total is this much,

they give you the money, they give you a calculator, put how much they gave you, how much change they're supposed to get back, it's only cash at the sum, give them to change, food, boot. So what I used to do sometimes, I used to get their order, tell a cook to make the cook, and only put that,

he wanted two items, instead of the five items he won. And I would do the math on it, whatever left, pocket it, give them a change, nobody knew. doing that for a while, along with the thing. So I was in there just working.

Sometimes that African dude, he used to leave his register, because he used to be working one register. I'm working in a drive-thru. I used to just go and just go to his register. Both of our registers, it's open, it's just sitting there. I just go just take money out, register. A little stupid, stupid. Greedy.

So I was taking the black box to, I used to give it to my friend. I used to go through my friend. I didn't know him personally. So I used to go back. back and forth. That's all I was doing at McDonald's, like, you know, through the time. I would give the box to my friend. He would give it to him and give it back to him to give to me.

And the first couple of times he was just like, oh, are you swiping a card right? Make sure you're swiping it right. None of the cards was good. This and not in the third. Right. Okay. Did it a couple more times. brought it back same thing it probably didn't take like three weeks probably like the third

week i said all right um something got to give i didn't give you probably over 200 cards like it's no way you're not telling me nothing is like like because i don't even under i don't even know what you're doing i just i just know like i'm swiping it right you tell me how to swipe i'm doing everything this is not working and now i'm getting suspicious like all right you doing something funny. So my friend, he was supposed to get money from it too, from like introducing us. So he's getting mad now too. You get what I'm saying? So he's so, so we both go to him one day. We're like, listen, we're not doing this no more unless you, you cough up some bread. And he was like, yo, look, you could come with me and I'll show you. He was like, you will come with me.

I'll show you. So what he was talking about, he just wanted my friend to go with him. He wanted me to come so so so we so we all in the house and he was just like all right so though we made a plan boom we made a plan we's like yo we're gonna go this day that day came me and my friend thinking we sitting in the house thinking that he's talking about both of us so the whole time he he moving where like we walking downstairs he like he's moving like it's something wrong like but i wasn't supposed to be there that's that's the whole that's the whole reason why he while he moving like uncomfortable so we get to the car i remember it was like a little like an iudi ii SUVs silver we sit in a car we're chilling we talking we like all right come on like

let's go like you got the credit card right and he like oh yeah but uh mind you it's night time too this was another strange thing it was it was night it was dark and he was like oh yeah but um i only could bring you i can't bring him so my friend to my friend immediately at the time, he's like, oh, nah, that's not going to work. Like, he got to come. He don't want to get in the cards. Very genuine, you know what I'm saying? I respect them to this day for that.

He was like, oh, now, he got to come along. If we go do this, he got to come. Marjor, I don't even know what we're about to do. I'm just going. Like, I want money. I want money. And I know you said, you're going to take us to get the money. I know we probably got to swipe the car somewhere.

I know it's something in that nature. Still don't know too much about it. So my friend ended up saying, like, nah, we don't want to do that. So he ended up giving my friends a couple of cards and just like, you know what, y'all can do it on y'allown. He got mad and just like, yo, y'all can do it on your own, gave us some cards and just got out the car. We went back upstairs. So we just like, all right, cool. We take the couple of cards.

All right, no big deal. We do it by ourselves. So the cards that he gave us, they like the blank cards. Like, it was crazy. Like, it's like the all-white, the old-white version with a magnetic strip on it. So, mind you, at the time, I'm like, oh, so this is how y'all do it. It's not supposed to look. I don't know nothing.

I'm like a brand-new person. Like, I'm like, oh, so this is how y'all do it. Like, it's a white card and I just swipe it like that. Like, I didn't know you could put an actual bank logo on it and put some color on it and put numbers on it and everything. It was just a white, all-white card. weird. It looked like a security car. So we took it, tried that at McDonald's. We didn't work. We tried

it a couple of paces. We went to like a couple other fast food restaurants trying to other ones. We didn't work. We sat in there swiping like 10 white cards, back to back lady. You know, it's people like us working at McDonald's at the time. They don't care. They just sit in there laughing. They don't know what's going on. The whole town

city, nobody know about scamming. This is early, like when they first started in my city. So we sitting in swiping. Nothing worked, nothing worked. So my friend called him. He's like, listen, none of the cars you gave us to work. We try to test it at McDonald's before we go even do anything, and it's not working.

So he was just like, oh, I don't know. I told you this is what happens to me. When he gave me the card, I tried them, and they never working. So long story short, I think, like, from that day, like, we cut our hands from him. Like, we ain't deal with. Right? So I ended up getting fire from McDonald's. They found out I was stealing from the register.

Thank God that's all they found out. They said, listen, we're firing you because money's been coming missing. And we don't even want to talk about it anymore. Like I just came in for work one day. No, I came into work. I remember I was about to leave. So when I was leaving, clocking out, they said, listen, we don't want you work to hear no more. Things are going missing.

And that's in that nature. Things are going missing. You know what you're doing. So the whole time I'm thinking like, damn, that they know I was swiping the cars. Like, I'm going to have the police at my door later or something. The case may be. But thank God never happened.

They just fired me, went about my way. So now I'm just, I'm just freelancing. I didn't graduate yet. My friend that I was with, like my best friend, Like basically the two people I'm talking about They're brothers Right One is around my age

One is older Just so I don't have to keep explaining that One name One name is T I'm gonna just say T The other one is W WZ T and whiz

Because where is even He was a part But not too much Like this Like T I went to school with him I went to school We did everything together That's how I met him

And then I met him I met his older brother Through him So He was going to school at the time. I wasn't. So I'm in the house one day and I remember when I had the black box, I remember flipping it over one day and I seen like a name on it. And I remember I took a picture of it. Like I took a picture of the name. It was a white sticker on a reader. And I was just

in the house board and I typed that name. I typed in everything I seen on that stick. I just typed it in in Google. Pops up, Google search, eBay. Amazon, this, YouTube videos. Oh, you can order this? Mind you, the whole time I'm thinking some foreign thing, he probably, you know, some, like, impossible to get, like, like some classified secret thing.

Boom. Yeah, so, yeah, because it's a credit card reader. It's a criminal. That's what I'm thinking. Like, it's criminals, only criminals users. I've been using Mando's whole body deal. And let me tell you, you can use it anywhere. Pits, balls, thighs, and even your feet. Mando's powered by mandelic acid. So it stops odor before it even starts. It blocks odor all day.

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As a special offer for listeners, new customers get $5 off a starter pack with our exclusive code. You'll get 40% off your starter pack if you used code Cox at shopmando.com. That's S-H-O-M-A-N-D-O.com. Please support our show and tell them we sent you. Once again, that's shopmando.com and use the promo code Cox. It's not legal. So I type it in, boom.

I click on the eBay one, and I see the price for it, and it wasn't that much. It was like I seen one for like 100, then I see another for like 80, 60 around that price. So I'm like, you know what? I'm going to order one, but I don't know what I'm going to do with it. I don't know. I'm just like, I'm an order one. So I order it, whatever the case may be, it's on this way. Boom, I get the tracking information.

So I click on the YouTube videos for that. Go on YouTube, type it in, get a clear search. And I see YouTube videos, like, people talking about this. I'm like, wow. So they see them in the videos like, oh, this is the reader. This is used to collect the information on the back. The back of the people credit cards on a magnetic strip, the black strip.

They called it the magnetic strip. So, like, this is how businesses use it to, like, run people credit cards or the process people credit cards and stuff like that. So I'm like, okay, that's all I knew at the time. Okay, cool. So that comes in the mail. I get it.

So I'm like, all right, now I've got to find a job to swipe the cards. Or I got to find somebody who works. working it, y'all. But mind you, I still don't know nothing. So I get it, put it to the side. I'm like, I got to figure out how this go. Boom. It come with a little CD. It's like a, it's not even a regular CD. It's a tiny CD, but you could put it like in a regular computer. And that CD was the program for the, for the reader. So I put it in, I download the program, I download the program, and then after the program downloaded a box pop up. It's a track one, track two,

track three so from the video i remember like oh this on a track one is going to have like the people name and on that side of the information on track one it's going to have the people first last name whatever the case may be in a bunch of other numbers bunch of random numbers after the name it just looked like a bunch of numbers but and within that number you could see the person first last thing and then in track two you're going to see the the card number the expiration date and that's it and i'm like okay cool So, okay, cool. So I started understanding.

So as I'm watching those videos, they're suggesting videos, like suggest or video that people also watch. So that's when I learned about the reader and the writer, the bigger one. So I took an interest in that, clicked on that video, that video opened up, basically learned about the MSR. It was called like the MSR, 206, 306, something like that. So I learned about that. I'm learning and this is so crazy at the time. It's really like a one, two, three step on YouTube, like how to really operate, like the simplest way how to operate it.

Right. I just found this amazing. And I was always like one of those computer kids, always on a computer, always researching, always opening my Xbox and PlayStation's and going on YouTube and seeing how to put it back together. So I was like a YouTube kid growing up and stuff like that. So, okay, cool.

I learned how to use the MSR. And then I did the same thing. Found out the name of that. Put it on Google. Found out where to order it. End up ordering the MSR now. So now I got the MSR because I know I need this to read and write the call, whatever. And when I brought the MSR, every MSR come with like a 2010 pack of white card,

Blank cards, all of them come with it. And they come with the CD for the program, boom. So I'm like, oh, okay, these are the white cars. Okay, cool, cool, cool, cool, cool. Cool, cool. And then also, I'm seeing videos of like Chinese videos of people like making a card. Like, oh, they could print stuff. So I'm learning all this on the answer.

Like YouTube and Google, I swear to God, Google and YouTube. So I'm learning, oh, do people print stuff on this? Okay. So now it's making sense. So now I got an idea. Okay, I got to get the black box in the store, swipe some cards. When I get it, this information going to pop up here, boom. I could take this white card, I could swipe the information on it, and I could go use it.

Cool. So I have it. I didn't jump right into it. I had it. Boom. I'm waiting for opportunity. So my sister, one of my little sister, that's two years for me, she worked at a store in Soho. You know, you know where Soho is in Manhattan?

Yeah, it's a nice, it's a nice area, right? Yeah, it's like tourist attraction and stuff. So she got, so she worked in the closing store. So she got me a job in the closing store as a security guard. Just put the word in for me, talk to a boss, listen, my brother need a job, blah, got me in there. So I'm working there regular, boo-bo-bo-boo, cool. I end up getting fired. I end up getting fired.

I wasn't there too long. Couldn't hold a job. I was there. And I remember I was working there before, and this was like my first time really in the city. I'm seeing nice cars, drive by. And I remember just always looking. I'm in the security, so I'm always in the front door. And I remember always looking out, seeing the people, nice clothes, good.

And it's always this blue Audi R8 that used to always just come, like, once a week. And he used to just run in the bank and just go back in his car. And I watch him, it's like every Thursday or Friday, he would just be there at a certain time with a nice female sitting in his car. And he would just run in the bank and just come back out with a Chase Bank across the street. And I'm, you know, like, okay, like, I want this life. Like, I started craving it. That's when I, you know, like, like, like, like, I want this life.

Like, Soho, like, it opened my eyes, like, to, like, it's more. It's more than just my neighborhood that I've seen growing up. It's more to life. So, boom, I end up being fired. So I remember it was one girl. She was cool. She was cool with just, just, no, regular talking. And I remember I hit her up one day.

I was like, um, like, I ain't go a lot. I'm trying to make some money wherever. the case may be, she was like, all right, talk to me, what's up? I'm like, um, you know the, um, the girl, the Chinese girl, um, the Philippian girl that work at the, the register. Um, I need to, I need to talk to her, and I explain to her a little bit about it. Like, I got, I got, like, a tool, like, where she could swipe credit cards and stuff. I explained the whole thing to, like, she swiped the cards on it, pooh, poop, poop. I'm like, explain that to her to her and just let her know, like, let her know what she, how she feel about it.

Because in my head, I'm not thinking it's a goal, because this girl's, like, clean slate like but look all the way Philippine like Chinese got the accent I don't ever think

she's from here I think she moved ahead but like you would never you can trust her you would give her for me your card to pay

with in the store you would never think twice like right so she talked to her boom talked to her she'd come back to me

she's like she wants to do it and I'm like seriously I'm like all right so let's let's do it.

So now this is my first time. So I'm like, all right, let's get it. So we meet up by the store before they open. I go there early. Jump on the train. Go over there. Boom, give it a box. Told her how they work.

You press this button on the side. When it turn green, when a green light, the green light going to pop up immediately. When it turn green, swipe the card like this. Boom. Make sure the magnetic strip is touching the silver thing. It's a little silver thing. It's a little silver thing.

It got to slide across. And when you look in the box, You can see it, but that's too much work trying to look between that little space. The button, just make sure that magnetic strip is always facing the button, just an easy way to remember. So she don't even have to look at it. She could just fill it, fill where the button is, and know that the black part of the card, I got to swipe that way. So if you swipe it the wrong way, it's not going to read enough that you got to swipe it so it can read it on a strip. So, explained it to her, gave it to her, boom.

First day she had it, it was cool. got a couple of numbers I plugged it in the computer went home took it plugged in the computer numbers pop up just exactly how they explained in the video

track one track two some had track three I didn't really know what track three was at this time still don't kind of know it wasn't really a point no but got all information and I'm like cool cool cool cool

looking through the numbers no I'm figuring out it's my first time seeing seeing the numbers. I see an example like how it's supposed to look like fake random numbers like 1, 2, 3, 4, 5, 6, 7, 8, 9, 10. Just random. So I'm looking at real card numbers now. I'm like, okay, like this is how it is.

Transfer it, copy all the cards, put it in the notes. Took one card number, copy, paste it on the writer, because now you want the writer, put the information in and the writer, put track one to track one. It's like matching. Like,

Like put the first information track one and track one, put the information in track two and track two, and swipe the card, swipe it so it can write it, write the information on the card. So I did, boom, write it, and then I read it again, switched it to read. So when you swipe it, it pops up and it tells you what's on the card just to make sure, like, you know, it's good. Yeah, boom. Did that, and I was excited. I was excited. Took like five more calls, swiped it, swiped it, swiped it, swiped it, swiped it.

ran to my friend house, like, listen, I got some cards, I swiped it, let's go try it. Don't really have faith. I was excited when I did it by myself, but I wasn't too excited yet because I felt like it was going to be the same thing. Like, what if he was telling the truth? Like, I'm swiping the cards and they're not working. So we go to McDonald's, same thing we did before, go to McDonald's, swipe them. It went.

And mind you, at this time, this is a big. thing too. This is before they had chips on the card. Right. This is before. This is when it was just people had credit cards where you would just swipe and that's it. You either put in a PIN number. If it's debit, credit,

you just got to sign. Debit, pin number, credit, you sign. But even what I found out, even with a debit card, you can press credit still and it would charge the card just like debit. It would charge you as a debit. You just don't have to type in a PIN number and you just sign. It's weird. It's just

Like, you could bypass the PIN. You could bypass the PIN number, like, with no problem. Like, it's just weird. It's just mind-boggling to me at the time. Because I couldn't distinguish what was credit card and what was the debit card. Why just survive back to school when you can thrive by creating a space that does it all for you, no matter the size. Whether you're taking over your parents' basement or moving to campus,

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All right. You realize like the first few numbers. The first six number, the bin number, bank identification number, yeah. So at this time, I ain't know nothing. I'm just, we're buying food at this time. We're just buying food. testing them out.

But they're working. Yeah, they, they was working. Like, they was working for food. Like, we, we was happy. Like, we was happy because you got to just think, like, we never got this to work. We never had nothing free. Like, this is, it's like we struck gold. Like, this is, like, when I brought it to my friend, this is nothing that nobody,

but the one stingy diggy dude, he knew how to do it. He didn't tell. Nobody, like he was to himself. He didn't have too much friends, so out of everybody we knew and the people in our community that's around us, the people that we bump into, nobody is doing it. So we feeling like, like, like, like, this is our secret. You know what I'm saying? Like we struck growth, we struck gold, whatever the case may be.

Do you keep going back to the chick, the, the Asian chick? Like she's... Oh, yeah. What are you giving her? at this time i wasn't giving her nothing well why i mean she's she's getting the numbers but we're not getting no money yet oh it's just it's just hamburgers and french fries we just hamburgers french fries we just happy that it's just working so boom so you know get for the the box back or whatever the case may be she get in numbers so now this is when we're thinking like all right so so

So what can we do with it? We immediately thinking like electronics, just bigger items, just bigger items. So if I could remember the first place we tried it, the first place we tried that I think it was Target. It was Target because we had to take the train because we didn't, because I know we didn't have a vehicle at the time. We didn't have vehicle. So everything was just hopping on a train. going to places, coming back, like the local train, not like the express train that go out of state.

So we hopped in the train. I remember we went into Target. No, Toys R Us. We went into Toys R Us, and the Toys R Us, they were selling iPads at the time. So we picked up an iPad. We sitting there happy with the white card in our hand. We swipe it, covering the whole card, swipe it.

Boom, decline. Oh, it probably only hit for food, getting discouraged. He was like, you'll try another one, try another one. Take the other one out. Swipe. The client. Ah, man. At this time, you get what I'm saying?

We're about to leave. We mad at shit. Yo, I'm not about to sit here. The lady looking suspicious. So my friend that was telling me to swipe, like try another one. He telling me like, yeah, like, let's go. Like, let's go. We'll try again another time.

I'm like, no, no, no. I'm going to try one more. For some reason, I'm like, I'm going to try one more. Swipe it. Boom. approve oh shit looking at each other we're cheesing from mouth to mouth happy running out with the iPad so we running around the city now we get it we like all right um cool um we didn't care about getting nothing else at the sound like we ain't care about work we just like we gotta find

somewhere sellers we end up going to like the diamond district in new york city and it was like a bunch of jewish people like no running around selling diamonds but on a on on On Google and online, they always say, like, oh, we buy electronics. We buy this. So that was a place, a lot of people. A lot of people in New York went to, like, pawn stuff. So we went there, boom, he gave us a percentage on it. We sold it, made some money.

All right. Like, it works. It works. So, boom. So gave her the car. Gave the, gave the girl the reader back. So now we just like, all right, we got to figure out, like, better ways, how to do this. better wage we're like

yo listen we go get a rental we got a little bit of money what's a little bit of money 500 bucks like no no no because I jump so after we gave it a box like she was giving it back we went back and forth with it so so that was our thing like we would just go to our rest or we would go to Target because we didn't have like Walmart and stuff

and we would just get one iPad at a time we just keep swiping cars to one work and we get an iPad but it got to the point like the first car we swiping it's working like it and it was so stupid at the top and then it turned into like like quick like the second week i i get one and he get one so we we had a little money we had a little little probably like in the first three weeks probably like after spending money like 2,000 3 000 like little pocket money to run around with so we was okay we was like all right boom boom whoa whoa moving on

we was like yo these white cars like it was giving us a problem now now they're looking at them funny like they're catching a glimpse and we went at one store one day and they caught it basically they was like can I see the car

can I see your ID this and out of third and we was like oh we made up some excuse can't remember we made up an excuse but we left that was the first time like we heard them access for ID so we just like dang And I was telling my friend, like, yeah, I know, like, they got the real thing all along.

Like, they was talking about it where people could put their names on it or whatever the case may be. So we're just like, we got to figure out of the way how to get our names on this car. So, like I said, the Chinese girl that was getting the car, she was, I'm not going to lie, shout out to her. She just going, she's just dealing with, like, the dumb shit that's going on. She dealing with taking it, not receiving nothing at the time. did you ever pay her anything yeah yeah basically yeah but that doesn't sound like a lot it sounds like you gave her you gave her 200 bucks one time and some hamburgers I boom so so I came up with out there right I'm in the house one day

so I got like like I had my own personal car I had like a TD car I had like some prepaid cars with my name on it so I was like what if I put the What if I swipe these cards and put the information on my car, even though it's just like two, three of them I have right now, like, it'll be good. It can match with my ID, but the last four numbers that come out on a receipt, it's not going to match. It's going to be my original car number that's on my card. And whatever number, car number that I put onto my car, basically, I don't want to confuse nobody, but like the information I'm putting on to my card, it's not going to match the. the same car number as my original car. Yeah.

Yeah. All right. So I found that out. So I told my friends, listen, bring a couple of calls with your name on it to my house. I'm going to put them on, and this is how we go doing now. So we was just like, all right, we can't go to toys or rest. We don't probably went to all of them. We scared at the time or whatever the case may be.

So we came up with our idea. We were like, yo, we're going to start going to jewelry stores, like in the city, like jewelry stores, jewelers. And we were going there and we'd be like, oh, I got a graduation today or just some event. Like, my parents getting married. I just need a chain talking to them. And jewelers in New York City, they're greedy. They always trying to, oh, listen, oh, these earrings go nice with that chain.

You should get it to. And this and not in the third. And they very slick what they were. So that end up going good. And with the jewelry store, you know, they're a little bit more smarter. It's not like minimum wage. workers going to work on toys at rest some of them is our age these just like grown people like they more hip to like what's going on and stuff so they were asked for the ID this one we

started getting asked for ID to ask for ID I give him the ID and I give him my TD card and he'll swipe it boom he will make sure match okay it match all right perfect that that's all he wanted all right he's not matching the the numbers right he's just seen if it's the ID is on the name and he swiped it. So the numbers have to be perfectly because he doesn't really understand how it works. Yeah. So he's just concerned. It's my card. And it went through. And it's a real card. This is my real bank card too. But I'm not swiping my real bank card. It's really somebody else's information on it, but this is my

bank. So it's legit. Like any way like he could tell a card is fake. It appears legit. Yeah. No, no. It's a real, it's a real card. I know it's a real card, but it's not your real information. It's not my real information. It's running through the system is charging John Doe's credit cards. Right. Right. So that was good. So we were satisfied with that for the moment.

You get what I'm saying? Do you start hitting the Diamond District? Is that? It was stores by the Diamond District we hit. We didn't hit the Diamond District directly because they know. They're the ones that's buying the, like I guess they was doing this before. Like, I'm saying. But our neighborhood, we didn't really know too much.

But I guess people have been coming to them were like selling gift cards and iPads. Right. So we knew that they was buying stuff that we sell them. So we didn't really go to them to hit them. You get what I'm saying? Yeah, you don't want to burn your name up. Yeah. And it's just like, I already know you.

We figured they would know, like they would know as soon as we coming. Because they kind of knew how we were getting the stuff. They knew we's using people credit cards. So they hit to it. You get to it. You get to what I'm saying? They know we're coming in there. Other people information.

Then they still get charged back and eat the payment later. So it would be like little stores like around the city. like little small businesses we'll go for. We never go for like no high end. We try to stay away from that. And that was from the beginning. That was my thing from the beginning. Like all the big name brand stores that people after like started going to and like getting this and this.

And even with the clothes and the big name, Louis, Gucci, I try to stay away from all those stores. Like anything, that was too much attention. The small mom and pop stores. Mom and pop stores. Because they can afford it. Right. you're a horrible person not because they can afford it not because they can't afford it because they most like they most likely not going to be as hip to it right they got more security

in a big store they got security work the one of the security got us but the mom and pop they can't they can't really afford security it's a messed up way of thinking you get what I'm saying I know I'm just fucking but even at the time right we don't know about chargeback yeah so in our head they're going to get paid they get into money yeah Like, and we're not stealing it. We're not robbing them. Like, yeah, it's not our monies. Like, the person we seen as the victim, like, whoever called it was.

Like, we didn't really see, like, the store. Like, we found it helping them. Like, like, be happy that we're giving you business, kind of. Like, we're giving you money regardless, even though it's somebody else's. It's not ours. But we're giving you money. Like, that's how we're looking at it, first starting out. Like, so.

So what happened? So we got a little money. No, that went good with the jewelry We ended up getting jewelry Underkeeping some So now we got our little jewelry We heading up sleeker stores Now we're getting nicer clothes

Our clothes was decent We wasn't like Bag looking It was decent But we just had like So much clothes Like so much All the new joys that came out

All of this all of this And Like quick I'm talking about Like within a month spent So now we got money Born We got getting our little money

So now I can start paying a girl now. So now I go to pay her, like, every week I'm giving her, like, $200. $100. And it was okay because, like I said, even the money we was making and it wasn't even too crazy. But she just happy. I know poor girl, I know she was just happy because she's seen something. All right, now, all right, all right, all right.

Yeah, I got figuring it out. I believe in this. So we got enough money to start paying her, started paying her like 100, 200 at a time, stuff like that. So we're doing our little thing. We're still going on. Boop, poop, poop. We just finding, like, new places to try it at.

We're going to, like, little restaurants. And, you know, like, just playing around with it. like getting money playing around, getting money playing around. So the next step from that, I was in my house one day. And no, I was walking somewhere and I walked past the bank. And when I got to the bank, I looked at the ATM and I'm like, I had calls on me. And I'm like, let me try to put it in an ATM. I'm just curious.

Let me just put it in an ATM. ATM, asks for the PIN number. I'm guessing the PIN number. They didn't work. End up blocking the car. You think you're going to guess the PIN number? I don't know. It's like a thousand or shoot, way more than that drives, right?

The 100,000 fucking guessing, I guess is. One, two, three, four. Yeah. That was crazy. I don't know. I don't know. Something was just fascinating. Like, I want the money out of the car.

Like, yeah, the electronics good selling them. like I want the money out the car like but I'm like and then I started like Googling like like like is it a way like in one of the tracks the track one track two or three there's a show the pin number I'm trying to figure out how I could find a pen number I'm like dang it's no way it's no it's no it don't come with the pin number so it don't even come with the address like that's a whole different kind of credit card you buy that come like with the address stuff like I get into that later, but, yeah, but I was always figuring, trying to figure that out. So one day I'm sitting, I'm thinking, and I'm like, what if I tell this girl to, to write down the PIN numbers?

Because they got like a little keypad. It was like a little gray keypad. I remember I looked at it before I went in there. And it's like a little keypad in front of them. And it just got numbers. the red green button and it's just a wire to the register but i remember like it's not in blocking it it's not like a whole p o s register like where they got the little cover about a about the numbers and stuff it's just like a just a keypad like flat key rectangle keypad so i'm just thinking like

can she see the because she even see it i'm like yeah she can see i remember working yeah she she she she's looking right at it's like the keypad right there like she's right there or whatever So I asked I'm like I asked a girl that I was going through the talk to I'm like Asked if she could See the PIN numbers

And ask her if she interested And getting the PIN numbers Not for 200 bucks a week I'm not Well she probably thinking like all right I could probably get some more money He's thinking of something new She doesn't know you

Yeah So Oh man So so so she comes back to me and she was just like, yeah, she could get the pin numbers and stuff like that. So I'm like, all right, this is how she going to do it. So you mean the CVV number on the back? No, no, no, the pin number to the car.

Oh, when they punch in the pin number, I thought you were talking about the CVV number. I was like, that's not going to work at an ATM. No, no, no, no, I'm talking about the actual pay. Oh, okay. Because remember, I was at the ATM, and I'm just trying to, and then since that day, I've been trying to, like, just find the way, like, even through the information, if I could, if I could find a pin number through somehow swiping this card on this box, but I couldn't.

So I came up with that idea. So she came back to me, she was just like, yeah, like, she said she'll do it. And I'm like, oh, all right, that's what's up. So I told her how to do it. So I came up with a way I'm like, because she could just swipe the cards, swipe the cards and write down pin numbers, but I'm not going to know which card does that pin number belong to. So I came up with an idea.

I'm like. What do you do one, two? If she does five a day, you know, she's number one, that's the number. I got number two, that's the number, you know, right? I mean, or sometimes she gets them, sometimes she doesn't. But, yeah, sometimes she gets them, sometimes she doesn't. She only get pin numbers because some people, they use credit, so they just swipe it. And then another thing is sometimes when she swipe, it doesn't pick up, like, track two,

like, which is the main information that you need for the, for the car to work. Like, she could swipe it, but it's weird, like, if you don't swipe it, right, it's not going to catch certain tracks. Like, it might not catch track one or it might not catch track two. So it could be a swipe. It could be a time she's swiping and it doesn't catch nothing. And she thinks she swiped it. She doesn't know.

It doesn't tell you. It doesn't. There's not like a light that lights up and says, hey, you got all of them. Yeah. Like it was a successful swipe or nothing. Yeah, that's stupid. The only thing, it was just a group. It was just a little tiny green light on the box.

That says it's on. And it just blinks. Like it blinks when you swipe the card, it blinks. But how she's doing it, she can't really. Look down Like you could just fill it All right That's the button

Right That's the card I fill her numbers It's supposed to be this way Swipe it Because they stand it right in front of her To this day I don't know exactly how she was doing it

But how her workstation is set up It's something in that nature So I was just like boom That's what you're gonna do You're gonna send you swiping a card You got the card in your hands So you see the card So I was like

Remember the last four of the numbers And of that card and then remember the pin number or just write it down somewhere. Act like you write in a receipt or something. So when you swipe the car, write down the last four numbers, boop, bo, boo. And if they got a pin for it,

write down a pin right next to that number. So I know that pin goes to that car. So when I go back and when I pull it up, I look for that car number with the last four and I know, all right, this pin goes to that car. Right. So it was just a crazy idea. I'm like, I'm going to just try it,

see if she could do it, she can handle it. She's Asian, bro. She can do it. They're amazing. Great mathematicians. Oh, my gosh. Oh, my. They're good memories.

That's crazy. I couldn't remember shit. I'd be like, you're lucky. I'm fucking able to swipe this thing. That's the crazy part. But like, that was crazy. So I got the box back. She did it.

I was happy as fuck. She was just like, oh, yeah, I got it. I was able to do it. I'm like, yeah. So I'm like, okay, she probably got a couple of them, probably four or five. I got the box back. She had like 15 cards with like pin numbers. I'm like, oh, I'm just in my house shaking.

I'm writing them. And, my, you, I still got the, no, no, no. Let me say this part real quick. So if you know what we're running around, swiping the cards and stuff, we need more cards. So what I end up doing, I told you I had the TD Bank card. I end up reporting a loss and then I order a new one and then like

it was stupid as soon as I get it I reported loss and order a new one so I had like 20 TD calls with my name on it and it was crazy like they don't care

they just keep sending you a new one but I had a bunch of TD calls like with my name on it it's weird like if I was to ever get pulled over it would still look crazy like but I don't know it worked in store

it had my name on it I didn't know how to print cards up at the time you get what I'm saying So this was my idea, like all just order prepay cards and that come with your name in the mail. Just doing that, getting in as much, try to make it look like different colors. So it's not all just green cards in my pocket. So that was another thing.

So I'm sitting there. I'm reading and I'm writing the cards. I'm happy as fuck. I got the pen. I'm just thinking about running to the ATM and just pulling out all the money off this card. That's how hard. What is an ATM, how much do they give you? It depends.

Like, if I knew what I knew now, what I knew now, some banks is different credit. It's different ATM limits. Like, well, Fargo, they would have the ATM limit. But if you had it for this long, your ATM limit might be longer than somebody who had it for only six months. Or if you just got the car, your ATM may be 500. His might be 1,000. His might be 1,500. Like, it's, it's different.

It's different or somebody could just have an increase. They could call up and say, hey, I want to increase my ATM limit for this month or for this year. So you just never know. You never know. And there's some weird cards because, mind you, a lot of these is, I end up finding out, like, they're foreign cards. They're not Bank of America. They like, they like cars, like, from people coming from China. Because the store she was working at, it wasn't, like, Prado or, like, Rainbow.

Like, it wasn't a common, like, U.S. stores, like, like, it was, like, a weird store. I think it was, it was, I don't, I don't even, I don't even know. But it was high end. It was a high end store, right? Like, this is it. People have money that are coming here. They sell, like, like, like, yeah, like, like, they, like, they, like, they sell brand stuff that's been passed down, like, G stars or they'll get some stuff from, from certain, like, high-end stores. And they're resell it.

Kind of like an outlet thing, like, yeah, it's brand names, it's brand names, but it's like, it's the stuff that didn't sell, but it's still brand name. It's still brand. So it's got a discount brand. Right. But it wasn't like a commercial store. It was like a store like they only had like for them and it was all on the same street. Like it was weird, like they had these to send me to different stores and it was only

for them like in the world, like it's only for them and they all like in Soho. So it wasn't like a commercial place. So a lot of foreign, I don't know, it attracted like a lot of tourists and stuff. Like, so, so, so, so, so, so, so, so, so, so, so, so, so, so, so, so, so, so, so, so, so, so, which, so, so, so, so, they would, they, they were, they, they were, they, they were, have ATM limits, and, and, and certain banks, like, that you probably never heard, of they don't even know about like they don't care for ATM limits they don't want to put ATM limits on it so what happened so so so so boom so I'll print the cars up I've run to the

ATM the closest ATM to me I could find I started with the little ATM you know the little ATM that be like in a store and they just say ATM it's not a bank or not yeah yeah I go to that another mom and pop guy that put it in there I just run to the close that was the closest one to me it was like in a corner store that was the closest ATM I'm thirsty, I'll take a cab, run to the store, boom, put the ATM, put the pin in, heart beating, put $200, money come out, boom, receipt come out, oh wow, $10,000, $13,000, whatever it was on that first receipt. It was a good amount. I'm like, oh, my gosh, I'm rich. I'm like, holy shit.

So it tells you what their balance is. With the balances, you know, you make a riff drawer, and then they print out the receipt, how much you took out, how much is left. So I'm like, oh, shit, I'm rich. So my heart beeping, money coming out. I put it in again. Another 200. I'm like, oh, I'm going to just stay here all day until I clean this machine, put it in again.

You're a small business owner's worst nightmare. What? They hated me when I came in there. And they started getting suspicious. Like, it was crazy. But good thing, I stopped. Like, I found out quick. Like, this is not it.

So boom. So I'm withdrawing. So on the third one, it's a decline and I'm thinking like how did the car like it got all this money on it it's the client now third card or do you keep putting the card in the same card oh yeah then you hit the limit right it's it come up as fraudulent activity oh well you just hit them too for like three times in a row for 200 bucks they're like oh something's wrong yeah you get what I'm saying why not go to your bank ATM and yeah take out how much you need or why not get the 400 bucks wait two

days or wait a day go back to another ATM boom i know i know nothing right i didn't know nothing about banks eight i didn't know about atm limits i didn't try the next card um yeah i tried the next car same thing bo bo bo bo and it's keep blocking on the third try try the next car same thing i'll you're burning out them cards what are you doing you can't they're gonna call the people be like did you just take out if i knew different things if if i knew what i knew could it could get them for 400 bucks and then waited two days or waited a day like people don't you know rich people don't check their balances every single day. It's before, like, a lot of the app stuff, notifications.

A lot of this wasn't around at the time yet. Yeah, they don't know for 30 days. So I imagine, a lot of them is tourists. Right. So, like I said, any bank statements probably back in China or Japan, Canada, wherever they came from. Yeah, they're not American. Doesn't matter. They don't live there.

They're in hotels. They're fair game. They're fair game. But, yeah. So I thought I was doing something wrong, you know, so I'll start acting like you feel bad now. No, no, no, I didn't feel bad. I'm happy, but I'm, but I'm mad because I see all of this money. And you just made 800 bucks.

And you're not paying this poor chick. I was happy. Poor chick. She's over there and you're like, hey, nice job, Lucy. There's two, there's an extra 50. And I got a McDonald's hamburger for you. Because we've been killing McDonald's with these. No.

So what else? So what happened? So I go back home. I'm like, nah, like, it's, it's no way. Like, I'm probably think I got to waste. $800. No, I'm not angry, but like, like, I don't have to explain it. You know there's $10,000 in that account.

Yeah, like, like, like, yeah, yeah. I know, I know it's there. So, so it's weird. It's like, I got the money. I got the PIN number. And I'm thinking, like, that's all. I need it, like, why it's not working. So I'm thinking I'm doing something wrong.

So I'm like, well, what if I hit the big banks? Like, what if I go to Chase and go to their ATM because that's the real bank or I go to Bank of America and use the age... Why I'm using this little tiny ATM where I can only take out $200? I could take out $500 because that was the ATM limit, like on a small one. You only could take out $200 max.

So I'm like, I'm going to go to the big ATM. I can take out however much I want. I can take out more money. So I take a couple of... fresh cards. I take the old one with me the next day. Go to the big one, try the old ones from before, just to, you know, just to make sure before I, before I toss it. They didn't work. The client, one of them worked. I remember one of them worked. I think it was the first one. The first one worked, the first one I tried worked. So I'm like, oh, that's what it is. Okay.

So I'm thinking that the other two cards is good. I'm still good. All I got to do is just come to a big ATM, that was the problem. So I remember Chase, my sister had a chase or something and I asked her like, how much, like, like, what's the max withdrawal you could take out? She was like, she's at like $1,500

or something like that, but you only could take out 500 at a time. That's how she'd do it. You could probably take out the whole 15, but that was the case. So I put 500, no, boom, anything more than 500, they asked for the zip code. I remember, that's what they were asking for,

for Chase. If you put withdraw amount, boo-bo-bo-boop, anything over 500, they're actually type in your zip code. I don't got the zip code. So I was doing 500. So I put 500 and I got it. I did it again. A decline. And I'm still trying to figure it out. Like, why just keep declining? Oh, well, take out the next card, 500, 500 to the decline. All of them keep declining. I'm only getting but so much, but I'm looking at all of the receipts. And I see balance of some 8,000, 4,000, 10, 20, 50. I'm going, like, I'm getting pissed off. You know what I'm saying?

So I'm like, all right, this is not working. So boom, I go to the girl, boom, give her her money, her weekly money, boo, boo, boo, thank you. I need more cards. And from now on I need you to check their IDs to get their zip code. Should have. You know, she can do it. I should have.

Lucy, Lucy's like that. I should have. I should have. Can you imagine? She would like, hey, it's an extra 50. You get you up to $300 a week. Oh, big. I should have.

But I don't know. It didn't come to my head. I just thought I was just doing something wrong at the time. So I started brainstorming again. And I came up with an idea. I'm like, well, I went to the post office before. and I got money on this because if I got the pen

I could buy electronics I could go to the store and just pay but I could just do that with credit so it didn't make no sense so I'm like what can I get money I'm like the post office the post office oh and I remember

at the time one of my boys was doing the check shit with the checks like dropping checks on people accounts and stuff end up learning about that later so I was just back and forth with the two

But when he used to drop the checks on people accounts and stuff like that, and then in the morning when it clears, before the bank knows it's a balance check, he used to go to the ATM, take out the limit. And then he used to go to the post office and get money orders and stuff. And I'm like, okay. Like, that's how people cash out. That's how people get to get money. You get what I'm saying.

So I was just like, oh, I can go to the post office because they get in the pen. a debit card from people. That's how I'm looking at it. They get a pen in the debit card. I know it's a debit card because they type a pen in the fitness credit. She wouldn't have the pen. So I'm going to go to the post office.

So I tried it. Cooked it up. Got the box back from her, obviously. Cooked it up. Went to the post office. Can I get, I think I started low, like an idiot. Can I get a $500 money order?

Yeah. He swiped your car. Fubb, swiped it, put the PIN number in. Choo-ch-ch-ch-ch-ch-ch-ch-ch-ch-ch-ch. And there's always a machine, like, because it print the purple, the purple number on the machine. And they used to, like, put the money order in the machine. And we're print, too-ch-ch-ch-ch-ch-ch-ch-ch-ch-ch-ch.

And I just fell in love with that noise. That came up, too, do-ch-ch-ch-ch-ch-ch-ch-ch-ch. And I'm like, oh, okay, I'm not happy. I can get this from the ATM. I said, you know what? I need it, too. She's like, you know what? I'm like, yeah, if you know, I told you, I need it, too.

I don't know if I forgot. I started acting like I'm on the phone. So I look like I'm doing more than once. For some reason, I used to always use this taxi. I get on the phone and just act like I'm distracted. Like, like, just weird. Like, I don't know. I just felt like criminals, like, they'll be sitting there, like, and just, like, just looking.

So I try to act normal. I feel like being on the phone with just normal. Like, I'm just here, just getting post office. I'm on the phone chilling because I didn't know if I looked, I didn't know if I looked in nervous. Right. So that was just one way I avoided looking at them

making our contact to be on the phone so I asked for another one, boom another one goes through printing up, printing up, printing up and I'm like, can I get another one? She said, That doesn't look suspicious?

Yeah, she looked up at me, she said, like it was weird, she was just like, no. Like, what are you doing? She gave me one of them look like Something's wrong. Yeah. So she gave me. She put it like in the envelope, a little post office envelope,

and she just slid it to me, slid the receipt. She was just like, next. But I'm happy as fuck. I take it. I'm like, fuck it. I know it's another post office down the street. Get on the phone, call the cab. Go to the next post office.

Same card. Can I get a money order? Can I get a thousand? Same card. Approved. I'm like, oh, my gosh. So I'm going crazy, but my God, it's still limits.

It's still spending limits on cost. ATM limits, you've got spending limits. So I'm still not hitting the whole balance. I'm not clearing them. For some reason, I'm thinking about just cleaning them, zero dollars, and I'm satisfied.

There's $7,000 and $8,000 in some of these guys. I can't leave money on the table. So, I've got, I only made $5,000 today. I can't live on that. oh boy so yeah i did that boom it was working so then i just started going i started going in with like with the other cards that declined boom like after where i declined i got the thousand then it declined after i asked for 500 after i set the thousand it declined boom so pulled out the next

car went to another place went to another place pulled out the next car charged there boom can i get 1500 now i'm just straight going for 500 1500 every time when i do two trends for 1,500, 1,500, 3,000, used to decline for some reason. For some reason, probably too much of the same number, the same transactions, something, something keep flagging the card after 3,000. So I'm happy with that. I'm like, 3,000 a card. Fuck it.

Like, now I'm in business. This is what I'm doing. I'm getting these cards. I still got the regular credit cards to go in stores, to do this, to play around. But this is how I'm going to do it. Two transactions, $1,500. had a downpacks. So I went home, boo, boo, boo, boo.

Told my friend about it. Because now I need help. Because now I got a bunch of cards with PID numbers. They my best friends. I don't know nobody else. So I'm like, listen, I got some, I found something out. Listen, this is what we're going to do. Gave them like three cards, pit numbers each,

cooked their cards up. And we just went out. Like, we go out together and we just split up. or some days we'll be together and we just all day money orders coming back I remember coming back I had these cargo CG star cargo pins one pocket full of money orders

this pocket for the money this pocket this pocket this pocket this pocket it was it was crazy so what are you doing with these they're depositing them in your bank account no I'm so after I get them so I would do 500 500 500

but before I was doing a thousand a thousand is the most you could put on one US money order that's the max so you could still pay for all of them in one transaction but you could divide them how much you ever much you want so at first I was doing a thousand a thousand thousand

or no yeah a thousand thousand a thousand sometimes I split the last like it was different way No, a thousand, $1,500, $500, $500,000. That's how I used to split up $1,000, because it was $500 to every $1,000. So I used to go to the post office and cash them.

Like, you can go to the post office and just cash them. And it got the tool and the from. I put, like, whoever gave it to me, boom. And I'm putting my name. Right. I'm not going to, I didn't have no ID. Well, I mean, they don't, you would, think that the credit card companies would say, hey, he bought three or $4,000 worth of money

orders. Let's track the money orders. But the truth is, they just write it off. They don't have time to track it down. They're never going to get the money. They just write it off. They probably think it's fake anyway. Who use their real name to cash your money? But they don't get that far. They typically don't, they typically don't investigate anything that's under $10,000. Okay. You know, so you're the idea that. And that's different people. Well, and, you know, I have my buddy, Zach. I mean, I met a bunch of guys in prison that would do the same thing, the post office thing, where they'd go to the post office. And I used to always say, like, that's stupid.

Like, they'll just track it. And they'd be like, yeah, but they don't. Like, the whole thing is to me, I'd be like, I'm not going to use my name. I'll use a fake ID, a fake this way. They'd be like, I deposit them in my own bank account. Now, Zach actually had somebody open up a corporate account and he would deposit in the corporate account. But, you know, typically, but he also had deposited tons of them in his own bank account,

his wife's bank account, friends bank account, they never once ever went back to his bank or showed up and said, hey, this was bought using a fraudulent credit card

because once you buy that, that is $1,000. It's done. Doesn't matter if they can track it. Doesn't matter. For some reason, they just don't follow up on it. They can't cancel it

even if they file it out. I didn't have money or to sit in. Because it's cash. It's actually, it's actually a monetary a U.S. government monetary document or whatever you want to call it note and so they legal like they just can't they could to me they could track it back and be like hey here's the bank let's go investigate who did it they could but they don't what why they

don't that to me is so stupid but they just don't I've never met one guy that's done something similar to this with those that they ever track them down it doesn't even make sense it's like you don't even give a shit like I mean don't you want to catch these guys like you keep talking about it keeps oh we got to stop fraud well maybe look into these postal money owners and allegedly

from the post office yes as good as gold it was the amount we took all together it's crazy I don't even want to estimate the amount like on camera but it was crazy like all together like how long we're running up it was crazy

like I'm talking about we coming back with pockets It's everything full until we had to start carrying book bags because it just looked crazy in our pockets. Book bags full of cash. It got crazy. Like crazy. Like coming home, $10,000 in money orders, $20,000 in money orders. And money orders.

Yeah. So it was, it was a ride. So how long did this? This lasted for like. Until the girl quit her job and said, I got a better paying job. It pays me an extra $300 a week. So this house, you have to quit.

So we're doing all of that. I'm telling you the money we make it. I'm still bringing her the same bullshit. I'm still bringing her the same bullshit. I swear I could at least gave this girl a thousand dollars. It wouldn't bother me. In the slightest way, it wouldn't affect me. Even $5,000.

It would a week. And she would have, I don't know what, I was 19, that's all I could say. I don't know what I was thinking. If I knew what I like, if I understand business and how it work, how to keep something going, it would have been different at the time. But I was just greedy. I'd never seen any money like this ever.

I thought I cheated life. I'm like, this is going to be my life forever. I'm going to do this forever. I'm going to just keep doing this till I get a million dollar house. 19. That's just a 19 year old. I'm going to get a car. I'm going to get married.

and I'm just do this forever, forever. Like, this is my mindset at the time. Like, I didn't care if I was just blowing through money. I was running through the money. I was just burning. So what happened with her? What happened? Why did you?

So, all right, so we doing that on and on, boop, pooh, pooh, bo, pooh. Doing the money all this. How long does this go on? This goes on for like a year. I go drop off the box on one day, and she told me, um like i don't want to take it and i'm like what happened she was just like um i quit my job like i quit i don't want to work no more and i was just like fuck i'm like damn it's like nothing you could say about that like please you can't beg like it's just it's over i'm like so like

where you're going to work at now like like like she was just like i don't know i don't know but i'm chilling right now i could just tell she was just avoiding it i don't up finding out she didn't quit she was working there still a little bit more longer but that was her excuse that's why she was just hesitant about everything like like oh i don't want to do this no more something spooked her yeah so something something she she ain't want to do it but i feel like it was the money because she she kept asking for more i'm like oh this all i got i remember but she used to ask me like oh like oh i'm giving you this call you getting pin numbers she probably thinking like i'm going just to the ATM so like in her mind she thinks i'm giving you all the

these pin numbers, even if you go into the ATMs getting $200 on each car. Like, I know you're getting more than this. She don't know I'm with my friends. She just think this all for me. So her mind, she's just like, it's not adding up. So I guess that's why she ended up not doing it. Which I regret.

Like, I regret. Oh, man, fuck, I can go back to time. Poor Lucy. I regret it to this day. But that happened, like, that's when I brought my first car for them. I brought, like, an affinity, like a G. 35 at the time and I had bad credit so I wanted a Maserati when I first went there and he was just like oh you're going to have to put half of it down I'm like I don't want to

put high food down but I can't put this much like your credit credit he was like listen just take this G35 and once you make a couple of payments on this just bring it back and then we could put you in the Maserati so I don't know it was just like the most nicest car he had in that lot and how he caught us he was like um i remember we just driving one day or was a sign i said 500 dollars down you can get a car i don't know anything anything no knowledge about buying cars and after i just 500 down to buy a car do you make payments it sounded good so i went there i acquired about a bmw i seen that first in the front um and i couldn't get that my credit i'm young i don't got no credit i acquired a bar

about the Maserati after he stuck me with the affinity. So he just wanted to put me in the car and just pushed me out of there. So I'm like, all right, I took the affinity. I'm like, cool. I'm like, I'm going to make a bunch of payments. Don't worry about it. I'm going to finish paying this car off like in a couple of months. I'm coming back for that Mazurati.

By the time I come back with this car, I might not even have payments. So you all got to worry. I'm like, bring this car back, paid the full and grab the Mazzarati. So the day I got my car, the day after. I went to get for the, no, I was going to pick it up. And when she gave it to me, that's when she told me, like, yeah, I'm quitting and stuff like that. The first thing I thought about, I just burned through most of this money already. And you took them, are you quitting?

I just, like, in my head, I didn't tell them, but I'm like, I just brought a car. Like, you can't quit now. I got payments. I want a miles of roddy. You go to fire somebody there. I just bought a house. My wife is pregnant. What do you can't do this to me?

I was pissed I just bought a car I just brought it I just like not even a week I had this car and you telling me this immediately

and I just went to the car like bang I was thinking about the payments like it was stupid it was stupid so what happened you got to go get a job

you go get a job I'll work a job making fucking shit money if I'm making an extra you know $40,000 a week you know i'll go get a job working and i'll go find a good job i'll be like of course i mean now yeah but at that time i'm like i don't i got this going on i don't at my head i was just thinking

i don't have to work for the rest of my life like i like i like i like i cheated life in my head i know but life you know it's sometimes you got to put in a little effort and fraud you know i mean it didn't work out yeah we've got the car payments coming up we got to get back in there right you know so we gotta go get a job like somebody does one of these one of you or one of your one of your buddies one of your buddy yeah for the cards yeah no not to fucking go legit nobody's going legit at this point yeah we don't go legit till we go to prison no it's it's a hundred miles straight into the fucking wall bro no right right somebody we got to everybody's got to start putting in a application somebody needs a cash to your job at a decent place where they're not

a bunch of knuckleheads buying hamburgers i need people that are buying real shit people to come in here that have money right and in a bunch of older white white women that come in here you know that look like they're driving bmws and and that's where we we need her card yes ma'am i got it oh i go okay no i there's something wrong it's not going through can i have a card real quick thank you uh-huh boom hit the button on the cap go straight through there you go Thank you, Mrs. Johnson. A couple of weeks later, you go to see some crazy transactions. You get the job, you work there for two months, and then you quit the job, and then you get another job,

because what you don't want to do is for some, you don't want some do-gooder fraud guy in the fraud department to put this together. And you know what? We got a bunch of fraud that's happening, and we're running it through LexisNexis, and there's other fraud going through and all of these cards are going this fraud is going through at this location like it takes six months to a year for them to figure it out so you did it for 60 days quit that job

go get another job and I can get another job why because I have experience I was just working at Louis Vuitton you know so you go and y'all I currently work at Louis but be honest with you I just not happy there and then you go get another job then you do that for three or four months

and you quit that job and you go and at the whole time you and your buddies are out at night you go which you go right you know hey can I get

$1,500 in money worth you know you're doing that on the I mean granted you're going to be you're going to be working 80 hours around the clock

but it's worth it yeah yeah I'm not going to allow to this day I never I haven't met or seen

anybody that was getting the pin numbers the way I was like how people do it are here now It was like, you know, the gas stations, like, they got the key pads so they can tell what numbers you press them, but, like, with a black box, all the stories out here, like,

oh, I gave it to somebody, like, in a drive-through, they swipe cars, and we just go swipe and it's credit. I never, and I was always interesting. Like, I wonder if I'm running or, because I watch a, this is what I, like, I watch podcasts about, like, fraud all the time. So, I was just trying to look. I haven't, I haven't seen. I haven't heard about it.

So what happened since then, so. So. So, boom, so I got the black box, you know, it was just a couple left. We ran up the couple of cars that was on there. I told my friends at the time that they're going to find out now. But like I said, we're no longer friends right now. But it was a couple of cars left. I just told him like, yeah, she just held it and she ain't do nothing with it.

So I had a couple of cars left, but I had to figure out what I was going to do. You know what I'm saying? So I kept that one to myself, like, all right, this money, Whatever I make off this, this is where I got to figure out what I got to do. So the whole pen thing was cool, but like I said, it didn't last long. So now I got to get money how we was getting it before. Now I just got to buy stuff. And now I got to work.

Like before I wasn't working, it was just handing to me. Now I got to go out there. Now I got to work for the money. It was annoying. I think tea or whiz have to go get a fucking job. That's what I think. Somebody's got to get it. Somebody needs to start.

We need to start flirting with some cashiers. I got to flirt with some cashiers. I got to get in good with one of these chicks, you know? That's what ended up happening. So, you know, at the time I'm making money, you get what I'm saying. I wasn't too, like before this whole credit card thing, I wasn't like, you know, like really outside. I wasn't like really talking to females that much. But like, since this thing happening, you know, I'm posting nice pictures now.

So I'm attracting people now So around this time You know I got a couple of It wasn't too much at this time It was a couple of females that I'm talking to Here and there And the case may be So you know I start asking around

Like oh you know Somebody who work in a job You know Get the word out I'm telling my friends Yo try to get somebody Who work in a job And we just went running

So it wasn't long It was quick Like we like yo We pay in this much We know what to do With the college ready This is how much paying now just tell them just tell them a thousand tell them me giving them a thousand a week

swipe cards it was never really old you you get this much for this card no we wasn't doing it we just like yo we're giving you this much flat rate we flat rating people you getting this much for for whatever you do for today whatever the case may be which was stupid because it's just like horrible yeah this a girl could give you a thing with she could to get 14 cards or she could give you 75 no no I need 50 cards it's 10 bucks a card right and it's 20 bucks a card right and it's if you got the pin and i'll take and by the way if the pin doesn't work like you just think oh i'll get cute and make it up well then next week when you give me the 50 i deduct the 20 i deduct if the card didn't work right but but yeah like i said like i wasn't thinking too too too much in

a business asset like i thought it would have been a great idea if i told them that they'd be like all right so now they determine to swipe every card they're not just there just no i know i got to do this until he's satisfied and he's going to give me the same price no matter how much I get. But for some reason, they was doing, they was doing good. Without the disparate card, they was doing wonderful still. Thank God. I mean, thank God. I don't know what type of females I was dealing with at the time, but they, they was doing good. But I remember I had one in Starbucks. It's like a million of them in New York City, millions of them. So I gave it to a boom. I remember I had to work in a Starbucks, getting a couple of cards. So, you know,

we're just rolling now. We're rolling. We're working. And we, now I got a car. That's another thing. Now I got a car. So now I can move around a little farther. I can stretch my arms a little farther.

So my friends, they end up getting like they rent tools. I get my car. I'm giving them day cars. And mind you, I'm just doing this off the wrist. Like, I'm just doing this. Y'all my boys. I'm just going to always throw your cars. I'm always making sure y'all, y'all okay.

You get what I'm saying? just the type of person I was. Like I said, I don't, it's not like I'm with this set of friends, this day, and that set of friends, they're just 24 hours, just the only people I dealt with. So it was just like that. You know, it's boring. You're making money by yourself, why not, like, it's whack. You want to go out, you got to always pay for everybody.

Let me just make sure y'all straight, so you get what I'm saying? So even if we go out and have fun, we can all have fun together, we can all chip in together. It's just not me all the time. So we're doing that. We're hitting more stores and stuff like that. And then I remember one day, I went to the Diamond Districts. We just bringing them iPads and stuff, bringing them iPads, iPhones. And he was just like, oh, you can't get gift cards.

And I'm like, what kind of gift cards? Like, any gift cards you get is good. This, I'm going to pay you this amount. Like, if you get a high-end one, like Louis Vuitton gift card or, like, Target. I give you like 80%, 85, 70 for certain stores. Like, he had a list on his wall, like this, with the store name and the percentage he's given for the gift cards. So around this time, too, it was for some, it was just weird.

It was just like an epidemic of scamming in Brooklyn around this time. Like little people started finding out about it, and it started becoming a little bit more of the, thing not not not where everybody end up doing it like to the point that it got to but it started becoming the more of a thing so now other people talking now i'm hearing what this person doing with that person doing so all right so so so he said he went gift cards all right cool get in a box get in the gift cards um i brought him i brought him high-in gift cards at first He took him, it was okay, cash me out, brought him, brought him, brought him the gift cards.

And I remember it was a time he, no, it was a time we couldn't get the gift cards no more. Like, they started becoming harder to get because now when we're going in the stores, like, as soon as they see us walk into the gift cards out, they listen, we know what you're doing, or we put gift cards on the cashier, listen, we know we're doing, somebody just came in just a couple of minutes or yesterday. It might be you. Did you come in here yesterday? I remember you. You would say yesterday doing this.

Like I said, now it was starting to become a kind of a thing in Brooklyn. So it was great. You got to go to Manhattan. You got to go to New Jersey. That's where everybody going. You got to start going to. That's where everybody going because it's the closest. Fly in to go to Dallas, go to Houston, go to some places, you know.

If I have to jump on a plane for a day, I'll run an hotel. Like, I mean, you know, we got to keep this thing going. Right. but but I was just going to say it's funny because every time you say man you got to do this and then you say well yeah that's what we started to do yeah I mean I like like it got there eventually but I was making money at the time like like like if it was ever a thing like where I couldn't make money here or like it wasn't like it was so working it just becoming more difficult it was just becoming a little bit more difficult at this job

Yeah, yeah. Disgusting. It wasn't just walking, just get it, leave how I used to be. Now, I got to, maybe I might get it from here. Maybe I might get it from here. So one day I'm talking to him, and no, one day, before I started talking to him, I went in a fast food place before, and I was just getting food, just getting food. And I seen a kid, he was in front of me, and he'd buying food, but then.

Then it was Chipotle. He's buying food, but he also goes to the gift card, right? And he's buying Chipotle gift cards. I'm like, he getting food gift cards. What can he be doing with this? You get what I'm saying? Some people use him for gifts. Yeah, but he's getting a lot.

Yeah, okay. He's bringing him up. I mean, from where I'm from at the time, it's just like, oh, yeah, I know. I'm looking at him, yeah, Diorz, Chavinci. Yeah, I know. Yeah, you could tell. Like, like, when we run into each other, we could tell, like, oh, yeah, you, yeah, you, you know what's going on. You know what's going on.

Yeah, like, it's really like that. I swear to God, anybody watching this, they would be like, yeah. Like, you just know, like, yeah, you know what's going on. So what happened? So boom, so he's getting a bunch of gift calls. I'm watching them, I'm watching them. And it's a state in my mind. I'm like, okay, that's interesting.

I wonder who's, who's buying those gift cards? for him because that's easy fast food that's that that's easy like like you know what I'm saying you're not dodging loss prevention LP in a store you're not worrying about if they got cops sitting in the camera room it's fast it's like I like zero ritzers like I go for zero panera is going to come fucking jump over there's not a swatty waiting in the back of panera that's that that's what that was another spot for me panera all right so boom so so I seen what he did I go to my My person, boom, you know, dropping off my regular op-age and stuff. It's getting harder.

It's getting less and less and less. I'm like, yeah, they're getting harder to get. He's like, yeah, so much people come in and dropping off the op-out. Jewish guy. All these guys is Jews, like straight Jews. I picture the Jewish guy, like the Hasidic one with the curls. That's exactly. With the white button up, black pants, shoes, black shoes on.

Yes. Yes. Oh, yes, it's very bad. They, crumb, they is criminal. Oh, very bad. That's Indian, sorry. That's when I knew, like, all right, this, when I first went to the restaurant,

like, all right, this world is bigger than what I thought it was. Like, like, I don't know. Like, I just had a whole agenda. Like, like, nah, it really be y'all. Like, this is how y'all making your money. Like, y'all probably using these shops, my money laundering. I started thinking crazy because it was just like,

it was crazy. It was just like. Back in the day, I wouldn't think y'all type of people were there. with us you get what I'm saying but but now I'm seeing how things work you know what I'm saying I'm dealing with y'all y'all paying me y'all y'all know y'all know we never really talked about like yeah I'm taking credit cards and I'm you know I'm just up from bringing you from credit card it's like they know like they know of course they know yeah you're bringing me first I did

it but after I kept going it's just like it's plausible deniability they don't you don't talk about it because if that way if I ever get questioned I can be like what do you talk what are you talking about that nice guy that used to bring me the cards at a discount what do you mean they was buying him

with fake critic no I don't know I take the cards I put him on the website I don't know I thought he was a he thought he had an in

right yeah he's that's how he was going so I'm dropping off my stuff to him and I talk to him I'm like you take fast food gift cards

he was like yeah but I only could do 50% or knows like why you can't get the regular cause. I'm like, no, I'm just asking. It was hard for me to get at the time, but I ain't want to, like, disturb him or something. So I'm like, I'm like, no, I'm just oxen. So I'm like, if I bring you, don't, you go take them. Like, yeah, yeah, I'll take them. No, it was 60% at first. I end up going down to 50 when I started going somewhere else.

But I'm like, okay, cool. So left, boom. So I started trying it out. I'm going to McDonald's. Going to McDonald's, trying them, trying the cars. Boop, boop, boop. And mind you, at this time, I'm still using the cars. That's why I don't want to get too deep in the conversation because I'm still using the cars with my name on it, like my personal car. I didn't know about the making cars, like, with the same numbers of who cars it was.

That come later. But I'm running around now, fast food restaurant McDonald's, Starbucks, IHop, Applebee's. Like, any fast food, Boston Market was another big one. So I'm going. I'm getting a fast food. So I'm killing it. I'm killing it.

I'm driving from New York to damn near, Connecticut. Like, all the surrounding states, just fast. And there's so much fast food. It's fast foods everywhere. So I'm just on Google Maps. Next stop, look up to fast food. I'm marketing them. All right, I'm going to start up, and I'm just going to keep driving to here.

But I'm going to hit everyone. and I'm going to remember everyone and I'm going to pattern so I don't miss not one fast food just type it all y'all do is typing fast food and all the fast food go up up. So I'm just going one one easy easy two hair, two hair, three hair

not trying to cause too much suspicion I'm coming back with three, four thousand on a calm day if it's a good day I'm out all day it was like it was worth for like the 50% that I thought it was bad it was just like it's so easy to get these so i was doing that for a while i was doing that for a while that was one of the ways i'm still doing my little things here and there when i get a can

if i'll drive by a cbs pick up um a vanilla card sometimes you get what i'm saying like but that was my bread and butter five days a week that's 15 grand half that's 7500 that's that's 7500 that's that's oh that's 30 000 a month plus all the salt shit i'm doing still So, it was good. Right. It was good. That's what I'm saying. And it was easy.

Like, I like, I like, I don't like running from running out of stores. That's almost 400,000 a year just on fast food. I swear to God. I swear. Where's this guy selling him? He's got, is he got like a website? He's got to have a website or something. Yeah, he basically have a website.

So basically it's weird. Like, like, he owned a jewelry store downstairs. Then we go upstairs and he had like, he had this big giant safe. He used to always. open up and it would just be stacks of cars, stacks, stacks, like, it was, it was crazy. Like, it's to the point, I remember one time,

he would tell me like, yo, slow down on Starbucks or slow down on these ones or slow down on these ones because, because it's, I can't, I'm not selling them like that. You get what I'm saying? Then, like, even how that ended, like, it came to a point. Like, he was just like, all right, the fast food, like after a couple of months he was just like all right the fast food is like laid out yeah like you could stop like i got enough here to to last me probably for the rest of this year like like it's

bringing too yeah it makes sense and then what end up happening i guess i don't know how but some of them end up cutting off on him so now he's blowing up my phone listen man um just bring some more gift cards and just try to make it up. I don't want to ask you for the money. I know usually when I ask people for money, they don't show up or I don't want to make you run away from me. I want to still do business with you. So I'm going to still pay you,

but I'm going to just give you probably like 25%. Like when you come just so you can make up the ones that's dead. Right. So I was doing that for a while. It didn't last long, like a couple of weeks. And everything was just dying all of a sudden. Not everything, but, like, a lot of stuff, like, a lot of cars was just dying. And I'm like, yo, you sure?

Like, like, and it's, it's no way I could really know. I'm just taking this word for it at the time. I'm like, I'm like, all right, all right. If that died, every time I bring him something, he would tell him me the last batch that died before that. And it was just like, I'm done with this. You know what I'm saying? I'm going back to what I know and stuff like that. So I remember one of my boys came to my house one time, right?

he also was dealing with the credit card stuff so he came in my house and at this time I was like like I figured out like how to make the cards like with the printer it was like it was just it was like this big printer bigger than a usual printer and they use it to print IDs right but this printer is the Fargo is it a Fargo one I mean they have different one yeah I just know this the Fargo one is it's one of them but the one the one I had exactly, it was like some aftermarket Chinese one. Like, it was more of a cheaper one.

Like, that was the first one I figured out about. That I could get some of them, you got to go through, like, businesses and you got to have certain qualifications. But Fargo was a good one. I remember, I'm like, I was like, one of them cheap dudes, like, yeah, I got money. I don't want to Fargo.

And I felt like if this could do the job, if I could stay away from the Fargo, then I'll do it. Which it did. It did the job. So, they got a bunch ID makers so so much over 100 200 different ones but I bought an ID maker um started learning from the internet because I didn't have too much people around me telling me like you do this through that I didn't really learn how to do this so I'm just figuring it out testing printing stuff seeing how they come out um messing up figure it out so I basically figured out I figure out how to make

the face how to put like the the bank face on the car got that down pack and then it was something else called it's called the emboza it's like a big embosser yeah yeah so it's just what it is it's just like

a big wheel it's like a machine with a big handle on it and it got like numbers letters characters on it uppercase lowercase and that's just for the to put like to emboat the car like to indent the numbers from under the card.

Basically, it's lifting the plastic up to put the numbers in. So it's like this little tray, you slot it in, boom, put it in, punching the name, punch in the name. Your name, usually all capitals, you use the capital letters, punching the name. Then they got the expiration date, slide the card over. And it's like practice, because it's not like a grid. Like, you got to align it on the,

on a little tray and slide it in and hope and just hope like where the number's being punches where it's supposed to be on the car but at the time and time practice like like like you figure it out

like you figure it all right I'm supposed to push it in this much or I'm supposed to move the card this much to type right here on the card if I want the numbers right here this way I got to move the card such and such put the expiration date card number

and the name at the bottom figured that out and I was okay so I got the Mboza ID maker found out one of my boys he was making IDs for his check thing so he gave me the software to make the ID so I was making IDs I was making the bank face

so I was good I had all that the only thing I was missing was a tipper just like just to make the numbers you pushed up instead of being the color of the card that it is already it would be like a gold like the numbers would be gold or silver and stuff like that

then it got the hologram like it goes deep you go out of the hologram they like the little stickers but I ain't really like the stickers too much but sometimes I didn't even need the stickers they're not really I'm not like I said like when you're going in high end stores

and stuff are you trying to really the stuff I was doing at the time I didn't really need too much so I put the sticker on it boom it was okay and then it was like the UV thing I didn't get that it was like the UV thing thing for the card, where they put it under the light.

It's supposed to show like a hologram, like Visa or Master. I'm going to get too far if I go into that. So basically, got that downpacks. So at the time, a few people from, like, around the way, a couple of my friends I went to school with, they started figuring out, like, what we was doing. So they was coming to my house or whatever, like, not coming in my house, but like, coming to my house they would be like yo I want this car pressed up and I was just basically like they was paying me to like make their cars for them or whatever the case may be they'll come with

their numbers and they trust me not to use like their numbers information I put it on their car give it to them and I was I was good at this time at this time too um I wasn't I wasn't dealing with the Starbucks person I found out about the the dark web so once I found out about the dark web, I found out it was a site called Joker, Joker CC. It was like a great site, like one, like one of the top sites at the time, like all the heavy schemers and stuff like that. Like you needed like an invitation to even get on a site. Like you just can't go on a dark web, go on the onion and just sign up and make a account. A lot of, most of the sites, almost 99% of sites you can, but for this site, it was Joker. People know. Like if you, you know, you know,

If you know Joker, you know Joker's stash. They got raided by the feds and everything. It was like a bunch of Albanians. Some guys, like they got rated. It was a big thing. The website shot down. They said he made over a certain billion dollars. And that was it.

Like, I don't know. He went missing. I don't know what happened with his case, but he went missing out there. But he made a lot of money, like, when it was all said and done. So people was coming to my house. Like I said, I was getting my numbers on the dark web at the time To find out about the dark web So one day one of my boys, they come to my house

And regular, listen, I'm about to go to Miami Or whatever the case may be I need you to print these cards up for me So I print the cards up for him Make the cards Give it to him, send him about his way And What was it?

he didn't pay me he didn't pay me he was like um i'm gonna pay you in cards like like like he gonna give me he gonna throw me a couple of card numbers if i if i do it for him so i said okay made him his cards gave it to him printed up my cards that he gave me just to see so i didn't touch i put my cards to the side i know they could printed up the cards he gave me went to go like test it out real quick like on a parking meter or something None of them is working, not one, not one.

And he knows who he is, too, funny guy. But, oh, my gosh. But I was mad. So I'm mad. I go to the house. This is the highlight. I go to my house. I'm mad at shit.

I'm calling him. Yo, why none of these cars work? Oh, I don't know. I don't know, bro. They're supposed to work. I'm like, okay. Like, okay. All right, all right.

All right, cool. Hang up the phone. That's not his first time doing something funny. Like, you're a little sketchy guy. You're always doing a little sketchy shit. So I go on a computer. I got the numbers. I just printed him.

I still have him in my computer. So I'm like, all right, you want to play these games? And he knows I told him about this. Like, now, I'm like, when you want to play these games? I'm going to print all your cards that I just made. for you because you got to wait to Miami to go use them. I could use them right now. So I'm like, I'm going to get my money.

I think I only printed like three. Like he brought like six of them. I only printed like half of them. I'm like, I ain't going to Valley all the way. I'm going to just take what I feel like I deserve. Take my three cards and I'll be right. So I take the three cards. I go out doing my fast food thing.

I remember the first spot I hit. I went to the city, hit up at Starbucks, $700 gift card. And I'm like, you know what? No, no, matter of fact, yeah, yeah, this is, because you see, this is before he dubbed it. This is before, like, remember when I said that, that he stopped taking the full gift card? This is, like, right before. Like, this is when it got bad.

This with the eye-hop and stuff. So, so this probably lasted, like, about two, three weeks. So I'm going. And I usually go with one card, and I keep using that card to the decline. So I hit Starbucks, boom, go to the next Starbucks, boom. This time I'm just hitting just straight Starbucks. Starbucks, Starbucks, Starbucks. I'm hitting stores, hitting stores, hitting stores.

And by the time I got to the 10th store, this card is still going. Never happened. I never probably get past five stores with one car. So I'll pay it no mind. I'm going, I'm going, I'm going, I'm going, I'm going. Still going, still going. And then now I know about. the bin number the first six

like if it start with a three it's American Express it's for start with a six it's it's a master no if it's a start with a five it's a master card if it starts with a four it's a visa like just the first number it starts with it for start with a six it's a discover so it's

started with a three so I'm like it's an American Express so I know it's a credit card but it's just going so I run through 10 more stores it's going I'm going through the whole night I didn't switch cards yet it's just going going So to the point, I just stop. I stopped using the car.

I'm like, let me just see if these other car work. I'm using the other cars. I'm going. I'm going. I'm going. Night fours, end of the day, I can't get no more. Go in the house. And I'm just, I'm baffled.

I'm like, wow. I'm like, yeah, these cars are going to be off by tomorrow. Go to the bump. Drop the car door. Go back on the road. Same thing. Hitting, hitting, hitting. And now I started a little earlier because I'm trying to see something.

It's just going, going, going, going, going, going. going going it's not declining so i try the one i didn't use that they all american express they all start with threes and for some reason they all got the same bin number they all start with the first six six digits so they don't they all the same kind of car so so i see that i see the pattern i'm like okay so i'm going going i'm using a third one now going it's working it's working it's working it's working it's working, it's working. I'm like, oh shit, end of the day. Nothing decline.

Nothing decline. My mind is blown. I go, so I'm like, all right. So now the next day, I pack a bag up. I'm like, I'm about to take this to the moon. I don't fully understand what's going on yet. I'm like, I'm about to take this to the moon. So jump in my car, pack a little bag.

I'll jump out. And my wife at the time, my wife now, But my girlfriend at the time, she was my girlfriend at the time. I remember we left out. I'm like, yo, listen, we're about to go do something. Like, I'm about to go out. I'm about to work. I got these cards that's, I don't know.

That they freaking, they're moving like black cards right now. I need to go fix something out real quick. So I go out, boo, and I'm just ripping. Start with Target, ripping, iPads, ripping, ripping. I'm trying to decline the card at this point just to see, like, Like, what can I max it to? Got two iPads, ringed up, gold. Got four iPads, one place, goals.

Like, nah. And I'm just working, work in the car, work in a car, get a hotel for the night, boom, use the car. That was nothing. I was a hotel junkie. Like, I was always in and not a hotel with the credit card. So I go in the hotel, boom. Next day, going again, going again, going again.

These cars is just going, going, going, going. To this day, we still talk about this. It's great. So I called my, so, no, my friend called me, and I already know what he's calling me about. The one that I made the car for, I know what he's calling me about, because by this time he had already got to Miami, he already doing this thing. He's like, yo, bro, you, yo, yo, those cars, you're printing me up.

He was like, yo, they're going crazy right now. And I'm like, I'm like, what, the cars? And I'm like, which ones? And he was telling me, like, the last four of the ones. But he was like, yeah, I tried all of them. But these are the ones I'm trapping with right now. I'm working with right now. And those are the same ones I'm using.

I'm like, what you got? He was like, yo, bro, I didn't got this. I didn't got that. I didn't got this. A whole bunch of shit. Like, he's just going crazy. So he don't know. I'm using them, too.

Right. So now I'm trying to put it together in my head. Mind you, we use in the same card. Yeah, but he's in Miami and you're in New York. You would think that the card manufacturer or the card, the bank system would say, hey, these guys can't be in two different places at once. Look, I don't know where these cars came from,

but they changed our life for it. I wish she was head. to like, all right, so, boom. So he's telling me he using them. I'm like, oh, word. I'm like, okay, okay, that's what's up. Like, like, like, where my money at? Like, like, nigga, the car you gave me, wasn't working.

He was like, yo, bro, just take one of them and just use it. I'm like, okay, I will, we'll hanged up. I'm already using three of them. So I'm using them. I'm working, time going on. I'm working on the same car, time going on. Working, working, working, working, working, working, working. So he ended up coming back from Miami.

We together, we talking one day. He was like, yo, bro, I'm about to go to Cali next. But he couldn't hold his tongue. He's like, yo, bro, I ain't called a lot. Like, these cars, like, like, like, I don't know what the limit is, but they're different. Like, they different. And I'm like, yeah, I see.

So he ended up, so he ended up talking. I'm like, yeah, I've been using it too. It's the same thing. It's like it don't decline. He's like, yeah, I'm talking about it. Boom. He goes by his way. I go by my way.

So he ended up going to one of our other friends. He ended up getting a card too. So now it's three of us that end up like knowing about this card. So now all three of us is using the card. I print up the rest just in case. And basically I took one card. I'm going, I'm going just to see. Boop, boop, boop.

And the card finally declined. one day it declined so I'm like okay so I spent I'm adding the receipts up I'm like okay okay I spent about 10,000 on this car so I'm guessing it's 10,000 next day come up do the same thing again grab another card stopping at 10,000 so I'm like all right the limit 10,000 but the crazy part the limit is 10,000 but every day it's like a new 10,000 to spin like the it's to the point the cars didn't feel real. They didn't feel like these are real people cars

because how we all using these cars 60, that's like out of the six cars, that's like $60,000 spending limit every day. And we to the point, we're maxing it out. And sometimes I'll use like $5,000 and decline. All right, I know he's using

this car today because it's supposed to hit $10,000. That's how I started figuring out like what card, like these two idiots was using. And at the time, they wasn't really money hungry like they focused on on getting hotels they want to invite girls to hotel this is dumb like they get in hotels every week because they see me like they wasn't getting hotels at first but when they found out like i was using it for hotels like to go out

work and stuff they just took it to a different point that they in Manhattan now they get in hotels and the trump the the trump pin houses they getting pin houses there like they get in the best room at every hotel they go to like the pinhouse house, top floor. So I meet up with these idiots. They're idiots to be. Like, I say this every day. Like, I'm older than both of them, and I'm young at the time.

So I remember one time, they was like, yo, bro, pull up. Like, we got a new penthouse. And I'm like, yeah, I'm not surprised. So I wasn't doing much at the time, you know. And it was like, yo, we got these girls over. I'm like, oh, yeah? And at the time, I needed somebody to go on Rose West because I'm like, all right, I'm showing my face a lot.

I want somebody to work. I know these going for sure. I want somebody to work to go in the stores for me. So around this time, like, I'm jumping a little, like, that's what I would do. I'll go meet up with them because I know they'll always have females around and I get to no one. Boop, pooh, pooh, get her number, meet up with her. Boop.

Get a telly, take her out. Nice dinner. Nice, whining down her. The best of everything. because I know it's a different feeling where you're not sitting there like if it might work I'm going out like

this is what we're doing and like it's a different like for a scammer like when you know like I know like this is food we're not getting money it's different like we go into the best or the best or the best like I'm trying to find

I'm on Google typing five star like what's the best hotel in New York City what is the best restaurant, I'm just going crazy shit that I don't even eat. I eat in duck and freaking all types of crazy shit. So, just trying to go all out. So I'm selling them this illusion basically like, like, like, like this is how I'm living. This is what it is. And get that illusion. Go to the nice big hotel for the night next morning. Boom, what's your name? You got your ID on you? All right. We go, you go a drive to my house. I'm going to get you an ID. No, I used to

make them use their ID. I wasn't cooking them up ID. That take too long. I didn't have time for that. You got your ID? All right, cool. We go into my house. If they didn't, I'll do it. You go to my house, putting these American Expresses in your name, and we're going out. And it was just like that for a while. So one day,

they caught me to the Trump Hotel. So I'm like, all right, so I know they got female there. I get there. And I'm like, what floor are y'all on? He was like, the last one is Pee on the elevator. I'm like, okay, yeah, I should have knew y'all. Y'all, y'all. y'all y'all's dickheads like they end up getting locked up to the cops rain inside the

hotels a couple of times they come back out do the same thing again crazy so i go up there i walk inside the the this the trump hotel this just um i go inside the the penthouse and the trump oh my god mind you it's 5,000 in the night so they use one of the american express now they push it they push in their buttons i would never i'm too sorry to get a hotel 5,000 a night. Even a thousand, I'll be in there. Scary, I leave, I'll go to the city, play around, and then come back for a couple hours

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y'all paying $5,000 a week in the hotel so this is like the third this is like the third day when I get there I get there they got girls running around half naked they got two girls in the bathtub and I'm like yeah y'all don't like money

this is this is what I want to do all day and it's just like yo bro just relax I look at the table so what they was doing they order in from the room service You know, they bill it to the car or whatever the case may be. So even though it's $5,000 a night, they're rocking up a bill in there. I'm talking about they bringing platters of food inside to the room.

They got these little big tables. They put in the food out. This is enough. It's like some movies, like something out of a movie. I swear to God. Then they ordering bottles. That was another thing. Like, they used to go to hotel to hotel.

And they would get a room. go in the room call up the room service order like 20, 30 bottles take the bottles and they would leave and they would sell it

like that's all they got the room for just to go in there use the room service get the bottles and leave so at this occasion I guess they feel in a name so they're in the Trump

they're just like 50 bottles at Don Perri-on Ace of Spade and he's just I just remember I walk in, he's like, yo, bro, here, take a bottle. He, he, you know, I'm not, I'm not, I'm not, I'm not comfortable with this.

You know, I hate, I hate shit like this. But it's just like, at that time, I'm not going to lie. I, I just took, I kind of took it in. Like, the place was humongous, like, pillars inside the room. Oh, my gosh, it was, it was, it was, it was something. Like, it was something. I'm like, y'all did something. Like, if you ever, like, go on Google and just.

Type in the Trump penthouse is crazy, high silence. It was crazy, but they got all these girls running around, stuff and that. So, you know, I do my little thing, pour one to the side, this and that, this. Listen, this is what we're going to do. Look, I even got a hotel across the street. We can go there. They're like, all right, that's cool. We can do that.

Make my little plans. So a couple of minutes later, it's a knock on the door. Somebody knocking. The guest person come up like, yo, y'all too loud. because one of my idiot friends, he's arguing with one of the females because he's trying to get in the bathroom with them, taking a bath. And my other friend was dating one of them. And then she got another girl to go in the bathroom with them.

And my other friend was mad because he didn't get invited. So he's sitting and arguing with the girl and shit. And they're going back and forth. So they're coming up knocking on the door, bringing attention to the room. Whatever the case. So they keep coming to the room, knocking. So we left, me and my friend left to get something. We come back and as we coming back up,

we got to get off like a floor. That's like the lobby. And then once you get off the lobby to get to the penthouse, you got to go through another elevator that take you up different floors of the hotel. So we get off the floor in the lobby. We go talk to the reception. She's like, oh, can I see the car you y'all use for the hotel?

And I look at him and I'm like, I just walk away. You fucking idiot. I knew it. You got some problems, Jimmy. Yeah. Show her the card. You've got to go get my car.

And he said, they're looking stupid. I'm like, show the car. He's like, oh, I didn't get the room. My friend got the room and whatever. He's telling them whatever. I walk, I just sit by the elevator and stuck like that. And he gave him the car. She took it.

She's on the phone. She's calling people doing this. And she gave him the card and said, like, have a nice day, Kanda. Like, okay, everything is good. No, no, they said it's unpaid charges for the shit that they ordered. It's unpaid charges. They need to bill it.

But the car that's on file, not going through. Can we see a different car? He gave them a different car. She charged it and went through. There's two cars on file that they charged. And she was like, yeah, just use that one. That one, that shoe authorized, just keep that one on file. And you could just use that one, blah, blah, blah.

Go back to the room. As soon as we go there, I'm telling him, like, yo, we got to. leave like they they on to you so he thought about it he'd be going back and forth idiot he want to stay because it's still there and we end up leaving we end up leaving um I think they came back because they were still arguing or some some some some shit like that it came back because I remember when they came back to the door that's what I left like they it was two people at the door and I remember like yeah like I'm leaving like excuse me like I like I'm and it's like soon as I left everybody females everybody just started leaving everything

So that was just one of the stories. I ended up going to like my hotel with the other female. Like three of them came with me. We woke up the next morning. I'm like, yo, y'all want to work and we just tore up. So went to my house and Brooklyn came back to my house. I had a couple of cars on me already. I did what I did.

Came back to the hotel. They seen it. Blah, blah, blah. They seen what I did. They were like, oh, we want to do that to you. All right, cool, cool. Got them they pieces. Did what we did.

But, yeah, but that was just the extent of the American expresses like we had. Like, we, those cars probably last us like three, four months with no, no problem. Like, no problem. And then they just started dying out little by little, like this one would die, this one would die, this one would die, this one would die. And one day, all of them wasn't working. And my friend was like, yo, he came to me one day. He was like, y'all, I found something up. I'm like, what happened?

He was like, oh, all I did is change, like, after the six numbers, he said, all you got to do is just keep going up on a number. And it's like another card. It's like a new card. I'm like, never. Calls don't work like that. Just change the number to work. She was like, all right, for me.

I'm like, I'll try it all right. Same thing. We had that going for like a month. That didn't last long. And then they just started dying out, dying out. Like, to this day, we don't. know like we don't know like if it was a black card we try to look up the bank identification number but it just was saying american express it wasn't giving us a pacific bank like we don't know

like we i felt like it was just like i feel like it was the feds like they just giving us numbers to use to just build up a case on us or something like that but like i said like they was getting arrested with the cars and stuff like that they they keep receipts and they calls like they was just messy. So they got question about the American Express, but I forgot what it was exactly they was getting questioned about. But it was like, these cars just keep popping up at different hotels or something like that.

And what you know about these cars? Like, why you, like, who card is this that you keep using and they're not turning it off? Like, it was crazy because they, in their mind, they like, how could you stay in this hotel for a week using this so much and the owner of that car didn't cut it off? Like, in their minds for a second, it's like it has. It had to be yours. Like, even these little car scammers, they don't come get the penthouse.

They come get, like, a nice sweet, you know, like a thousand, two, that. But they, not, not to this extent, plus you running up the bill. So it was crazy. That was another thing. But that was, like, the American Express little wave we had going on. That was crazy. But, yeah, I'm done with that topic. Because I'm going to just go on.

It was just like, like... Did you ever get arrested for credit card fraud? Oh, yeah. Let me get to that. Let me get to that. I never got arrested for those of America, because, like, I don't know. Like, they, those, like, ghost cars, I don't know. But, boom, the first time I got arrested for the credit card fraud,

I was at Dave and Busters, went out to eat in a city one day. I had a girl at the time Went to Dave & Busters We went in there You know, got food It got food ate our food Then we went to the game section

Started playing And I was just like Yo, I'm gonna go get a drink real quick And went to go get a drink And Use the card And at that time I didn't have the machine

That was the first time Use the card, boom Receit came up And I'm looking at the lady because she got her back over here it's like a little bar about the game section

she got her back process in the car there so I'm watching her because I know the last number don't match so I'm always watched them when those type of transaction go on and the receipt came up and she just went like this

like to show this talking on a mic or something and I'm like oh shit that's not a good sign that's not a good sign so I'm standing and nervous I'm like so soon as she gave me this car Like, I'm out of here.

Like, I just want it so they don't have evidence. So not even 30 seconds go by this big security dude walk up to me. Like, I see him walking up to me. And he like, excuse me, can you come with me real quick, I, ah, ah. And at that time, the girl I was with, she's walked. I see her walking up to me. She sees something going on. And I just booked it.

Booked it past him, left him, left the girl, ran past him, and two more scars, like, they was just popping up out of the freaking woodworks. They were just popping up. Two more came in front of me, got past them, and soon as I get to the door, it's a host at the door that, like, greet people to come in and stuff. She comes from around the corner, she jumps down, grab my legs, and wrap it up, and I bust my eyes. And this was a girl, a young female, and I grabbed me and put me onto the floor, and I ran past

all of the big security guard. They're trying to grab me. I'm getting out of them, ran past them, and the girl got me by jumping on my feet. And I was just pissed. Got locked up. That was the first time I got locked up, like, for like a credit card or something. Got locked up for that. Went to court or whatever.

Boop, boopoo. they offer me probation. I bailed out, went to court, they offered me probation. They said, we're going to give you five-year probation because it's a felony. And, yeah, either that, and the alternative was one year in jail. So I said, I'll do the five-year probation. Took the probation a couple of months after that.

after the probation is ended or a couple months after you got out a couple of months after I got out I finished the court so it's already a couple months because I went back and forth to court so it's already a couple of months after that I got into a police chase this one I had my affinity I got into a police chase I was out with a girl one night and you know I'm just speeding pulling up the stop signs I was just blowing stops not blowing them but just pulling up quick and just just dipping. So reckless driving.

Cop turning light on and stuff like that. And then I look in my mirrors and like in New York we caught on the paddy wagon. You know the pack, it's like a van. Yeah, yeah. They pick somebody up

and they bring them to jail. Yeah, but it's like the van. It's not like the Ford Explorer. Because in New York, they'd be in a Ford Explorer or they'd be in like these big eight passenger vans. Yeah, so it was one of those.

So I'm like, oh, they're in a van. They're not going to catch me. I'm a NASCAR driver. They don't messed up trying to pull me over in this van. Never ran from the cops before, first time. But I always heard people talking about it. Like, yeah, I'm running from the cop. They be like, don't take no check.

Like, don't take a ticket. So I'm like, yeah, I'm feeling good. Got a girl with me. I know she's going to be excited. She's going to think I'm a badass. So I take it. Boom. running running i'm doing good so far i'm driving driving heading corners boom i'm losing distance so i turn

onto this one street and it's a one way and it's cars parked on both sides be in new york city it's cars parked on both sides and it's the car right in the middle at the light so i get to him now i see them turn the corner i'm at they coming down the street i'm beeping my horn at the person in front of me i'm like dang it's lighten to turn green i'm beeping my own just so they could just move over a little bit. I'm trying to, like, show them. I'm trying to squeeze in. They're not budging.

So they catch up, come to the car, step out the car, through the speaker phone, and they still in front of me. The light is going to turn green. They still, I guess they're trying to figure

what's going on, but I found out. So they tell me, step out the car, step out the car, boo, boo, boop, me and the girl step out. And as I'm stepping out,

I see the people in front of me. It was like a family, like the kids and the wife and the husband, they stepping out the call, too, with their hands up in the air. So I'm laughing, so I'm like, I know they think that the cop

is probably talking about dumb or everybody who was in front of them. I don't know. But they stepped out the car, and the cop came in and arrest me and they was going crazy. They was like, why are you arresting him? You didn't do nothing.

Y'all always harassing black people. I was like, one of those. It's like, only if y'all knew what I just finished doing. I don't think y'all, yeah, But they was just kind of like just vouching. But you're okay? You need me to call with somebody?

I'm like, no, I'm okay. You know how these cops are. They always bothering us for no reason. I ain't do nothing. You see, I was just driving. It's crazy. But that was like the second time. So they gave me, I went to court for that.

I was on probation already. So now I'm trying to figure out like, dang, what they're going to do next. They gave me probation again. They gave me a three-year misdemeanor probation. They gave them misdemeanor fleeing from a police. officer and a motor vehicle. You're going to prison in Florida on everything you've mentioned. You're doing

some time. I'm trying to, this is crazy. So they give me probation. I'm not even done. I'm not even like, so I'm just going through the charges. So they gave me probation for that three-year misdemeanor probation. So they just basically ran a

concurrent. Like how they said it's going to work, it's going to run concurrent with the probation I have already. So I just got to do five, I still got to do the five-year probation. So I'm I'm like, who? You look to double-triple secret probation. Like, what is this? Yeah, like two probation.

That's the same, only in New York. But so I'm like, all right, I'll take it. Boom. So what would the next one? Long Island. So this is another thing I was doing. I was going to like dog shops, basically. And I was basically swiping dogs, like going in,

buying dogs, credit cards. and I would go like on Craigs. Like I was always finding a little stuff to do like buying like stuff that nobody doing like this is like the low stuff I was doing like everybody else running in all these high-end stores this is what I'm doing. I'm going to buying dogs.

I don't know nobody buying dogs with these credit cards. So I started buying a little cute little dogs, the little wolf huskies and the stuff I see people asking, built a little clientele for it, sold it to one rich, rich person. Nice house I pulled up to a million dollar brown. Stone House, beautiful. They started telling me, like, oh, they friends won dogs, and they wanted my good friend.

It was just crazy to me because it's just like, I know y'all got money. What are you paying for a dog? A couple thousand dollars? You're selling it for what? A thousand or? $1,500,000. They mean three. Rich people don't like spending money.

I learned that. That's how they get rich. I learned that. I learned. I'm driving better cars than nothing. I'm coming in a day driveway, and I'm like, oh, like, but I learned. Like, bro, y'all got money, but y'all, I see. And then they're on Craigs shopping for dogs.

Usually, I'm thinking, like, you know, just being a regular person, I'm like, y'all would go to the pet store, but you have people buying dogs on Craiglin. So I was doing that for a while. So one time I went to go get a dog, it ain't go so good. So go in there, swipe the car, a decline. And I'm like, oh, try to do half. And I'm with a female.

I took a female with me. So swipe the card It didn't go for the full price Swiped it again It went for half So I didn't have any cards on me at the time So they was just like I never really done nothing like this

But they was just like come back Tomorrow Talk to your bank And try to see if They can unblock your card And just try to come back And pay the rest And we give you the dog tomorrow

So I'm like okay No I go home Make new cards And I'm like Yeah I'm gonna get this dog This was a nice one. Nice husky, green, blue, eyes, all white. Beautiful.

And I had this one ready to sell already. So I'm ancient. I'm aging about this dog. So I go, boom, drive, pick the girl back up. And this time I told her, you know what? Just go by yourself. Just go get the dog. They already know who you are.

Boo, boop, boop. Just go swipe the rest. So she go inside. She ended up calling me on a phone. like um listen um they telling me that something that they swipe in the car and it's not working and i'm like it's no way it's working at this time i knew exactly what i was buying so it's like it's no way it's working they said it's not working but they told me just give them a second um um um they try to figure it out and i'm on a phone with her i'm like get the car back and get the

fuck out get get the fuck out of it she like you don't want me to wait for the for the for the dog is she not understanding she don't know better so these these these females i was fine and they was just just civilians like that's all i could say like they don't know no better so and they young so i'm like no i'm like like like come on like come on forget the card at this point first i was saying get the car but now i just a minute went by that's too much for me i'm like just just come just come to the car i already done drove around the corner already i don't even want to be about the business. I'm like, get your ass, come in the car, boop, pooh, pooh.

So she leaves the store, left the car, then come in the car, she'd get in, we drive off. And I'm like, all right, we go, we're out of here, we leave him. So drive off, draw down the block. As soon as we make a right, I see it like an unmarked car sitting in the middle of the intersection. It's a two-way street, double yellow line, And it's a vehicle just sitting in the unmarked car

is like a dog's charger or something. And I'm like, I'm like, damn. I'm like, what if that's? I'm like, nah, it's too fast. Like, it's just, no way. So I'm driving. I'm watching them as I'm going past them. Windows tenant, I can't see who's inside driving.

As soon as we get past them, they pull up behind me. I'm like, fuck, my heart dropped down. And I'm just like, fuck. And I'm just waiting for it. I'm just looking at the mirror. I'm just waiting for the lights. I'm just waiting for the lights. Lights turned on, pulled it over.

What's the problem? They come up to the car. License registration. I think my license was suspended at the time, but I don't know. It was suspended for a while, too. Like, a lot of times I was driving. But New York, like, they don't really stress suspended license. Like, they don't lock you up like here.

Like, New York, like, they'll let you go. Like, as long as you don't got no drugs in the car and something like that. They'll let you go. It's crazy. Here, I had to, I came to Florida and got my license together because I had to, because they don't take you to Jeff. Yeah. Got your license.

That's crazy. But pull me over, boo, bo, bo, bo. They asked the girl, they're asking a girl through the window. They were like, did you just come from a store, a dog store? She's like, no, ah, I didn't come from a dog store. They were like, we got you coming from there, bo, bo, bo, step out the car. I had a little bit of weird. Like, a couple of extra cars.

I just took it out. I'm not going to lie. I just threw it in her bag. Through everything. I did that before they even came up to the car. That's what I forgot about. So before they even told us to get out the car, I already done. Did you give her the look?

When they asked her about the dog, did you give her the look like, what have you done now? That's the look you got to give. Officer, I know why you pulled me over. She's running some kind of scam, didn't you? I know. I've been telling her. I told her. I told her.

That's how I was... She's trouble. That's how I was trying to play it. Like, at least, like, I'm thinking, like, if I, if... Even when I was putting the shit out back, I'm like, listen, like, I could bail you out, but we can't both be in there. Like, we can't hope each other from in there. Like, I'm trying to explain to the fastest way I can before they get to the car.

So they tell both of us step out. Like I said, I got a fake ID in the car in my socks. Like, for some reason, like, that was, like, one of my heart and stuff. like in my socks at the bottom of my shoes. So they check me, they don't find her, and they check her bag, they find a whitt and stuff like, who is that? And I'm like, no, that's her. She just got a little bit of weed and stuff like that.

Who's got it? Because in my mind, she already in trouble. She already going to jazz, like for the credit card, though. Just like, oh, just a little extra charge. They don't care about that. They care about the felony. It's an extra month of probation. Yeah, she's going to be fine.

They ain't going to stress. You're dealing with something way more bigger than that. Don't worry about the weed. Like, I don't really, like, I don't want to go in for just weed. I'm going to be pissed. Like, so. It's embarrassing. It's not an respectable charge.

So for some weird reason, they lock her up, boom. I'm like, okay, okay. They, okay, they didn't lock me up. Yeah, like, that's a surprise. So they put me on the back of the car, and they, they're searching me again. They're searching me. And they was like, take your shoes off.

Like, they never told me, take my shoes off. Take my shoes off in the middle of the street. They were like, take your shoes off. Damn, fuck. Take my shoes off. I'm in my socks. And they was like, take your socks off. And I'm like, what?

I'm like, dang. Like, somebody stole my little thing. I didn't think nobody knew about it. Like, we put stuff in our socks. But they end up going in my socks, find an ID, and thing. And they charge me for it and lock me up. We both locked up and stuff like that. And I end up making bail fighting a case.

And she's still in there. And I'm trying to get money together. And I had money out. They didn't want to touch. So I didn't want to bail her out just yet. That's her friends calling me, cursing me out. You piece of shit, how you leave there and leave her inside. So I end up coming with the money, dealing with it.

And before I even paid the bell, her mom came and bailed the out. So she was extra pissed. So I don't even think she knew. knew. I was like trying to do something to get her out of there. So that's how that went. She came out. I think she ended up getting like probation or something and she ended up stop talking to me. Yeah. And it was crazy and but but they slave me. I end up doing six months for that case. But you six months in jail? Yeah, but but but not like going in court turning myself in like they end up being like with the other charges. So boom. So I'm out on bail for that thing.

I'm fighting a charge. So I'm on two probations already. And you're out on bail. And I bailed out from Long Island. So boom. So I'm like, dang, I got to get my money. I got to get my money up. I didn't have the infinity at the time.

I crashed that, like, toted it. I had another infinity of Q70. I rent it from some guy that was renting cars and stuff. Got it from a rental company. Had that. And I'm like, I got to figure out a way to make money, whatever case may be. So first I'm like, I got to figure out of the way how to get a car. Get a car.

So I'm like, I never thought about using the car to get, like, go to a rental company and rent out of car. I'm like, well, I never thought about this. I'm like, I'm actually paying cash for cars. But I guess when you're just dealing with money, you just forget about, like, certain things. It's like it's when you need it and you don't want to pay cash for it. just when you start thinking, like, all right, like, I could use this car to get this and that. So I went back, boom, thought of my idea, ended up going to a rental company and got a car. Boom, got the car.

Started doing a little work and work and that. And the incident happened where I ended up crashing a car. And I had to get another one, went back to a different place, got a car, fake driver license. Got another car. Boop, boom, boom, driving it. And then one day I was just thinking, like, hmm, like. it's kind of easy getting these cars like so i'm like okay it's not not bad so i end up parking the car i had went with somebody else grabbed another car and i remember i forgot how i went but i

end up like advertising it like like oh who needs a rental so word got around bo boop bo gave it data keys to somebody book exchange information he took the rental run it back in the week back in the week, paid me, put the money in my hands. Once he put the money in my hands, I'm like, that's what I felt. Like, all right, I'm in business. This is what I'm going to do. So for like the next couple of months, I was just going back and forth, back and forth to airports and rental companies. And I was just pulling cars, pulling cars, putting cars. This to the point, like, it was crazy. Like, like, like, I had, like, I had to start noting, like, all right, this car is here, this car is here, this car.

So when people want a car, I send them the list, copy, and paste it to them. Like, these are the cars that have available. Like, I'm running a rental company with rental cars. So, so it was, oh, man, it's, it was just crazy. So I'm doing that for a while, running cars out. And then it started becoming a little problem. Some people, they're not bringing a car back in time. And then people started getting an accident with the car.

And it was funny. Like, one time somebody got it, they got in an accident with the car. And I was just like, all right, so I went online and I typed in, like, like, accidents, disclaim of something. And I sent it to them. Like, I made up this whole report, like, basically, like, they got it, like, they're responsible for the damage. Like, this is my vehicle.

This is how much damage you did to the car. And if you don't pay this, this and that, like, I got to do it the legal way because they don't know that I'm swiping these. cars. Like, these are not, like, friends that I'm written it to. Yeah, I'm renting some of them to friends, I know. But some of these people is just, like, regular people, like, friends, like, my friend will get somebody, like, that they know, like, regular people that's using it to go to their jobs or using it to go out for the night, whatever they want it for. So, I'm doing that. And a couple of people pay me for the claim. Like, or I'll be, like,

you could set up a payment plan. Listen, just, it was crazy. I swear to God. Cash at me here, Zell me here, doing that for a while, in the case maybe, doing that for a while. And then it was another thing with Zell at the time. So, you know, before when Zell first came out, it was just a Zell app. And on the app, you could send money, blah, blah, blah. You could just download the app and just put the card in and then send money with Zell. So it was a whole thing. I was doing that for a while, like, getting the cars, putting it on Zelle and making another Zelle

and basically sending it, like, attaching, like, a real bank profile that I have access to and basically, like, just sending the money to, sending the money to, like, clean that, clean that card out or hit the limit for the Zelle because Zelle, it was, like, you only could send a certain amount on the app when it was just before they put it, like, in a banking app, like, it was a certain limit, 500, that, thousand, something like that. And once I hit that limit, I could either take that same card and make a new Zelle account, refresh the phone, make a new Zelle account, send it again. And, and keep doing that, like, until the phone, like, basically, like, they found

the way, like, to stop the transactions from the phone. Like, they was blocking the, like, the phone, like, it don't matter what card you put in, like, they, like, they was blocking the IP or something so when they started doing that now we have to keep getting new phones like every transaction like we go to target and it was like a certain phone we had to get like it was weird like you don't work on all phones it was a certain Verizon phone I remember get a one-month plan and doing that for a while I want to get too deep because I'm going to end up all day but I remember that was the thing we was doing for a while around the same time that was good I'm not going to lie that that was that was amazing um the checks I'm

I'm going to close this out with the car. So I'm doing a rental car thing. I was doing a Zelle at the time. I went to the airport one day. And when I got to the airport, I remember it was an Audi A4. I got to the register, gave her my credentials, license, car, boo, pooh, pooh.

And she went to the back. I remember she turned off. But usually they don't go to the back. They do everything in front of you. They check the license. enter the information then they give you the card until you swipe it

but she went to the back with the card and the ID so she came back up to the front she's talking to me she was just like yeah where you going with the car where you taking it I'm like waiting for the cops to get there just just

just milking me you get what I'm saying? Just milking me asking me questions so what are you doing this weekend wait a minute so next thing you know, she's talking to me, and I just heard it was like automatic doors because it was like the airport, plus like the car rental was inside the airport.

So I heard that automatic doors open from like inside the airport to the car rental. And that's for some, I just knew, I just knew for some reason. Like it could have been somebody just coming in and getting their car. I just knew. I just looked back and I just seen the port authorities. It was the port authorities and like they're the cops for the airport. So they come walking in. They walk in.

I'm not, I'm turning back, watching him. He's looking straight at me. I'm like, fuck. He woke up to me. He said something like, like, they called for you. Like, I got a call for you here that you're doing fraud. Like, he was straight. I remember he came to be straight up.

Like, I got a call for you. Did you look her right in the face and say, when I get out, I'm coming back here for you? I gave for that look. Quit that job right there. She quit that night. You know what's something on Jesus Christ, on all my dead brother life, on everything I love, this lady tried to warn me.

No. That's why she called. I swear to God, I don't know if a higher up made her do it or if it was a policy, but she really warmed my dumb ass and I did not take the hint. I'm so happy you brought that up. As I'm talking to her, she's telling me, like, what she said. She said, oh, if I was you, I would run out of here right now. And the whole, for some reason, I'm thinking, she's thinking about, like, because I was talking

about the price. Like, I was in there trying to act like I'm trying to get a good deal. Like, can I get a better deal than that? Like, that's the kind of conversation we just happen. So I'm thinking she's talking about, like, running off with the price. Like, if I was you, I would, like, kind of take the car and just run up out of here. So when she said it, I laugh. I just laugh.

I'm like, I'm like, yeah. But now, but when I seen the cop, it's like, oh, shit, she was really telling me to get the fuck about it. But I'm just so excited because I wasn't really doing, I wasn't too much into the luxury cars and I know I could make more money off it. I didn't really want to let it go. I didn't really want to hear nothing. And it's what you doing stuff for so long and it's working. You're getting boldened by it. Yeah, you get.

You start feeling like you can't, you can't do no wrong. And I wasn't supposed to really touch airports. And that was another thing I messed up because they got more advanced stuff at the airport and I end up finding that out later on. The cops arrest you? Yeah, so the cop came up to me. He's like, yeah, they called for somebody

in the red vest. I had a red vest on. He was like, yeah, it's you. I'm like, nah, that's not me. It was just like, yeah. You just missed them. Yeah. So they locked me up.

And I'm just, at this point, like, I ain't going long. Like, I ain't never been, like, depressed and feeling bad because now I'm out on two probation. I got the case in Long Island. I'm still fighting. And then this shit pops up. So I'm like, fuck. I got the two cases for probation plus the Long Island. So that's the fourth one.

So I'm like, I'm fucked. Like, I'm fucked. I'm all the way. I'm fucking. I'm thinking about I'm fucked. I'm fucked. It's just over. Like, at this point, like, like, I'll just.

Like, yeah, I ain't coming home. There's no bail. I'm not even thinking about bail. Like, it was a bad, I was at a bad place in my mind at that time. I'm not going to lie. I was just depressed. Like, I was, I fell. I fell, I fell, I fell.

But went through the system. Who got to Rikers Island. I'm back in Rikers Island. Now I got all these cases I'm going to. So how can I explain this? so usually you're on your court day right they would come call your name and they would say queen's court line up here or Brooklyn court line up here and Bronx court like all the borough's court basically like they had separate lines like buses that was going to different courts

and it was just so funny because I was like on every other line every time like usually people going in there they're fighting a shoot in charge or gun And I'm just fighting all of these frauds every other, every week I had a, I had a court date, like at another place. I'm on a different line. And then people looking like, oh, you was just going to Brooklyn. I'm like, yeah, I got to go to Manhattan, too. I got something in there.

I had probation over there. And then I had to go to Brooklyn for running on the cops over there. And it was, it was crazy. And Queens, because the airport is in JFK. That's because of Queens. I had to go to the airport. I had to go to Queens court. So I was all over.

It was crazy. It was crazy. So I went to the first court date. It was for my five-year probation for the felony when I went in Dave and Busters and stuff. That was the first court date like I went to. And she was just like, you know what? Mama do. Listen, I never seen, like, she gave me this crazy speech.

Like, I never met somebody so stupid like you. Like, you've been given so much chance. And since the last time I've seen you, you managed to rack up three extra charges. Like, she was like, I'm so mad. The maximum penalty I can give you it's a year. Because if it was anything more that I can possibly give you, you deserve it. Like, and mind you, all of this from the Dave and Busters to now to the airport was one year, 2016, which is four cases. It's crazy.

So yeah So she gave me her speech or whatever Her hate speech And she gave me a year So now I know All right I got one case out the way I got the three others

Now I know I'm not going nowhere For a year The year you know you stay in the city And I still got the court So even if it was more than a year I still got to stay and fight the case So got that out the way The other case

The missing in the probation They gave me two three months ran concurrent with the year got those two out the way after i got those out the way a detective came to the jail and took me downstairs and re fingerprinted me and he locked me up again so now i had another charge i knocked two down and another one came up and he was like oh we from the the auto detective department i'm like what's that like what's the auto detective department He was like, oh, we detect vehicles and stolen cars. And they took me to some room I've never seen inside the jail.

And they were like, listen to us. Like, we know, because with the ID I got caught with, like, I took out a couple of cars with that actual license. But the crazy part is I just changed that ID not too long ago. So the last ID was crazy. But they don't know about that. They only know about the ID. So.

it must have been Vic Ferrari Remember? We actually We did an interview With a guy from From the auto theft division And New York

New York City His name's Vic Ferrari Seriously? Yeah He's got a bunch of crazy stories He probably He probably heard about me Yeah well he lives like

Like probably 45 minutes north of here Yeah He's another guy Podcasts Would probably get you on his body You gotta do sixes You gotta do Vicks that's crazy

auto theft division and they had a detect I never knew they had a detective squad in New York for just that auto theft's huge in New York

I didn't know I was a little credit card scam but they came he brought me downstairs he was just like

yeah so we just want to know where the vehicle is he was like the vehicles we did the

the amount we did the paperwork we talked to Hertz Enterprise and the Um, they say they have about X, Y, Z car missing, um, about three million in cars, this and that, that we believe that's just associated with this, this license. That's, that's not recovered. Um, if you can hope us find these cars, then we can work on, um, getting, talking to the DA. It was like one of those things that we could talk to the DA, putting the good work for you. We're trying to help you out. Yeah, it was one of those things.

So I'm like, I'm like, honestly, I was a little bit nervous. I'm like, hey, when he said millions, I ain't never really hit millions with anything I was doing. But he's adding up like the MSRP value of the vehicle. So. Yeah. Yeah. You're like, no, no, no. I was selling them. I was renting them for like a thousand a week.

It can't be that. No, that's not how it works. My guy may have given you $1,000, but he drove off with his $70,000. vehicle. And you don't rent to. You know, they always sell up-to-date. They only rent, like, they only rent up-to-date vehicles and stuff. So it was crazy. So, yeah, he scared me a little. So I'm like, yeah, I'm like, a couple of them is on this street. I think if you look over here on this street, but I got it in my notes and my phone if I can get my phone. So he ended up letting me, not me going to my, but he went to my property. He got my phone out of it.

And we sat down and we was looking through the notes and, and I had, I remember I had a bunch of notes and I'm just sitting there, like, I would show him, like, boom, I would open up one note and I was like, all right, this car is right here, boom, he excited, he writing it down. I'm like, let me see the other car. Like, once he see, like, I figured like, he seemed cooperating or I could delete the cars. I know, like, you get what I'm saying?

Like, they know what I'm deleting, deleting, delete it. Now, show him another car. I'm like, yeah, this one should be on this street. Get the phone back here. And I'm like, oh, the other call, delete this. But, but, yeah, so I don't know, he came back. I gave him the call, gave him the information. He was like, all right, I'm going to check it out.

I'm going to go see if he found it, then it's good. I appreciate you. I'm like, yeah, yeah. He was like, as long as we get the call back, like, like, they don't care. Like, they might not even press charges. I'm like, oh, I sound wonderful, all right, why not? so he goes back is that not true

they didn't but they weren't so thankful that they they dropped the charges he didn't mislead you dick heads but but but I feel like he did because he did

he did he did he did but I know I went to jail for the having they charged me with possession of credit cards at the airport and trying to get the car because I'm like I still went

to jail for it, but that was a new case that he brought up to me and I end up, I end up beating that charge yeah, because I was a whole, that was a whole other, another subject. But you got the one year, how much time is you do on the one year? I did the whole thing.

You did the whole year? But look, no, no, I'm going to tell you why. Because I'm still fighting the case. So he came and got me for that. He came and got me for the for the cars. And then I was just going to court for that now. Now I'm going to court for the other three charges. So, um, the misdemeanor, yeah, the misdemeanor, I talked about the misdemeanor, Rennicka current, the Long Island. Now they expedited me to Long Island because Long Island

is not considered like, it's New York, but it's a different jurisdiction. So Nassau County, like, like that, they got their own county in Long Island. So Nassau County department, they came, picked me up, brought me over there for the dog thing when I was doing the dogs. They brought me over there. And I went to court there. I went to court there. I got sentenced there, they gave me six months over there. That's how I did six months over there. But they ran a concurrent with the time.

They were just running everything concurrent. Well, you must have never spent more than a week or two without going to court. I mean, that must have been that's actually a not bad way to do it. Like, you're going to go to court. Well, it sucks to kind of be moved, but it breaks up the day. Yeah, I ain't going to lie. It did. For the time being,

it did. Sometimes you probably get a better meal. Yeah, now. National County is sucked, but good thing I was I wasn't there for too long. It was just like a trip. Like, it was good to get out, to get out, you know, go take a ride and drive to Nashville County and come back.

But, yeah, went over there. Thank God they wasn't running. It wasn't running nothing concurrent. Cocurrent, we've got to run six-month concurrent with the year you're doing already. All right, cool. Boom. So it's like the year is the top charge right now. So everything I'm getting sentenced to is under this.

So I don't know. call it lucky i don't i'm just blessed get back to to rikers island um now i got the i got rid of the long island one so now it was just the airport one and then the car theft of the new charge he came and the rest of me on so he came i was going to court to that we ended up verifying he didn't find all of the cars he found most of them and i ended up finding out like later on like they found all the vehicles, all the vehicles was covered. But they end up dropping the case because it was only like three, four cars still, like, wandering someone.

I'm like, somebody probably had it. Some of them was crashed. They didn't know about, so they had to do, like, for the report. But they felt like, like, it was just good enough to satisfy, like, the Hertz room in the car place. So they end up dropping that with the court for the last one, the airport, and they got it down. I got it down to two to four years. So basically, two to four years. nonviolent. You do two years. Your max is four. With good time, if you got good time, you come out

on two, if you go to the parole board, boom, they could be about two years. So at this time, I already got like 16 months in. I've been sitting in a jail for 60 months. So I took it. I'm like, I'm like, yeah, it's the last one. Let me just get it out the way. I heard two years. I got a couple of more months to do. I took that. End up taking that. And they send me to, they sent me to prison. That was my first time. They sent me up to prison and went through that. And yeah, went up there for a couple of months. Like I said, it was different. Got off the bus. First thing that SEAL was saying, listen, this is not right because all and all that stuff y'all was doing down there. This is not this or not. And, you know, just went through the process. They break you in.

And yeah, went through that. Like prison, like I said, it wasn't too bad. I wish I got there before. because I could have got out before two years because they got other programs you could do before your minimum date so like I said it wasn't too bad it was cool went through that and when did you get out on that

2018 I told her and did you have probation after that yeah the two years because it's four years two to four years so so I had to do another two years on parole so but you didn't you you that's that's when you you started working you started working at

mcdonald's again and you haven't gotten in trouble you haven't gotten trouble since then i went to the credit card started getting in trouble again and yeah i was what is your wife saying what is your wife saying do you have any idea what my wife would do if i told her listen i'm thinking about doing this she'd be like are you that's never gonna fucking happen I'm not going to laugh. She stayed with me. She stayed with me the whole two years. Like, the whole time coming up, driving, taking the bus eight hours to come see me when they ship me off the prison.

And I only knew her for that year. I didn't, like, I just met her, like, 2016. That's when I met her. So I gave her the speech, like, listen, you don't got to stay around. You know, like, I know you was my girlfriend, but you don't got to stay. Maybe we didn't know each other. You know, this is not an easy thing. You didn't sign up for this.

Yeah. So she would just know, I'm doing this with you. And I'm like, trust me, you don't know. You don't know what this like. It's just not easy. I'm going to do this with you. I'm like, okay, you're going to do this? Yeah, all right.

So, like I said, she was coming up almost every week. Like every, almost every, she made almost every visit. That's nuts. I was just like, wow, this girl. What do you like me? Because I was always around females. You get what I'm saying? Yeah, it was just, it's the money, it's the money, it's the lifestyle.

Yeah, but like I said, even from back then, it was just different. Like, like, I couldn't even rush doing things, like, even sexually well, like, and they got me mad to the point, like, I wasn't just about to cut off, like, I don't got time for this. Like, like, you don't want to drop your panties, like, like, I don't even want to be around. Like, I was one of them because, like, even growing up, like, like I said, like, I even got picked on by females, like, it was just like, oh, like. I was never they type, you get what I'm saying.

So, like, even when I got into that life, it was just like, just calm or like backfire. Like, no, like, get away for me, this or not, this or not, you know what I'm saying. Like, I wasn't too believable. Oh, I like you. Oh, I want to know. I don't like you, though. Like, I was very blunt, like, what female was. Like, I let it be known, like, this is what it is.

So it was just different when she came around, like I said, a lot of females I've been, it was just different. She wasn't too excited about should I had going on. Like, she wasn't, I don't know how to really explain. Like, she wasn't too, like, we would do stuff. And she's like, what we doing? I don't got to do this. My wife is, she's like, she's not really impressed. Yeah, yeah, yeah, that's nice.

No, it's, it's nice. I've never done this before. That's great. But she's not impressed by it. She could take it or leave it. Like, you want to go? Yeah, we'll go on vacation. But she's not the one to be saying, like, oh, we got to go here.

Oh, I want this car. Oh, I want this bag. can you buy me this bad she didn't do any of that she's like never asked for nothing yeah what's funny because that tends to make me want to do it more do it yeah yeah because now you're like I want to spend money on you I used to tell like it was like it's free like I'm telling him it's free like go like get something like I used to be mad at her like like like like you gave me like no like it's like it's not my money like like like I like I don't know how I was I was to tell you it was just crazy like even the first time I knew like like

Like, I even felt some type of way. I remember, I sent in a store because I was doing returns basically, like some things called return at a time, like, where you would go like to Marshoos or Kaymark and you would just buy like $3,000 worth of stuff. And it was certain stores that let you swipe the card to put the money back on your car. You know, when you return stuff, they usually be like, all right, we're going to send it back to the card you paid with.

Yeah. swipe the card here and it was like that. So you would just buy, we'll go buy stuff, boop, boop, and I would get like a rail bank card, like it would either be somebody I know or even mine's, I get a prepaid card or make my wife open up a prepaid card and I would just have that car for the return. So like that time I had the machine already at this point already. So I'm putting the last four of the receipt number because they checked in for the return. They started checking like to see if this is the card you pay.

with like yeah it's the car I pay with it's the same last four and match so they'll be like okay returning like the 3,000 4,000 whatever I get that day amount of stuff um they take it process it book swipe the card they'll be like this amount going um back to your car bo bo boop and then when you swipe it that returns now go to whatever card right so you can load up a card with eight nine 10 grand over the course of a week and now I've got $9,000 on a card I can use right just go shopping one week you just go shopping keep all your receipts couldn't you take it out i mean if it's really your card couldn't you take it you've got the pin card couldn't you got the pin couldn't you couldn't you go take money out of the bank account yeah we used to just leave it on there right like

it's just money you can do whatever you were like once they return the money on there's good they're they're not they're not bothering so so yeah so that was that was okay for a while i was doing that for for a while so one day um why i was talking about that up because i i sent my wife right my wife and to do it just a return like i never had it like going in and buying and stuff i used have other people doing that there was a whole thing like even like being with her like it used to be like situations like like like she think i'm cheating i ain't go a lot like she like she knows she went through my phone like like yeah i was i was i was cheating but yeah but like like i had them working too it wasn't just like playing around we wasn't just playing around running around

cheating. Like, like, you know, I had them doing stuff that my dirty work too. So, and then it would just be timed. I like doing the return. I don't like really seeing the people I work with, like, do the returns. Like, they don't really know how much I'm getting. I'm not really paying them. You get what I'm saying. I'm acting like I like I'm making these fake relationships. So they just like, it's just like you doing me a favor. Like, like, I should have to pay you for that. So I was very manipulative when it came to that. Like, so it would just be like, friends. Yeah. You're going to ask, I'm just asking you to return. We just went out last night, and it's just like, I understand.

I understand how to play the game. You know what I'm saying? I just brought you this. I just, we just ate at this nice restaurant. You stayed at this beautiful hotel. Like, this is the least you could just do it. Just go in the store and swipe a car and go shopping. Yeah, because you're going to get yourself a couple of gift cards.

You like Victoria's Secret. Just go in there, get whatever you want, clothes, whatever. And just, when you go to the checkout, just grab these two gift cards. You know what I'm saying? Or grab some clothes and then whatever you, you, you, you, you, you, you, you, you, you, you, You don't want, not whatever you don't want. Grab what you want and then make sure you grab this much of merchandise, but keep this, keep this for yourself, keep that.

Whatever you want for yourself, just put it to the side. But we go into like five different Victoria Secrets, so don't get greedy in one store, just get two items per store until we finish doing what we do. So it'd be like little stuff like, like, no, sometimes. If I'm feeling good, I'll do that. But, yeah, but my wife, she went to go during the return, and she had a problem.

Hold on to one of the pieces I gave for edit, the last four didn't match, and they caught on to it when she did the return. Because when she swiped the card, after you do the return, the receipt come up, and then it shows my real bank card. That was the thing, too. Like whoever bank card,

like I'm going to just say, it showed my last four that it went to this card, and my last four show up. When they swipe the receipt, the receipt come up, They said, oh, it went to this card. It didn't go. It's not showing that.

Yeah, yeah. They're looking at the ID. I mean, I'm sorry, they're looking at the credit card. It matches. It matches the card I pay with. Right. They swipe it, but then the real, on the receipt, the real number comes up. My number came up that it went to.

This money went to his car. But on a card, it said it went to the original car. Yeah. So she got caught up like that. Like, I didn't forget. Like, everything was good. But I forgot when I swip the card, my bank came up. So she got caught up in a store.

And usually, like, I'll be thinking about leaving people, like, in a store and a situation like that happened because I know, like, the cops about to come. But I jumped out my car. I'm running in the store looking for her because she was, she's saying something. Like, oh, they don't want to let me leave at first or something like that. So now I'm running in the store. I'm trying to see if I can push her security guard down and something and just tell her run out. Like, I see like I kid.

Like, nah, I can't. I can't, like, this one is special. Like, you were kind of little special to me. Let me come try to see what I could do. But by the time I get to her, she walking away. I'm walking to her. She's walking to me and she got the receipt of her hand. She said, like, I did it.

I'm finished. I'm like, come on. Like, you, you, you're playing. She's like, no, they were just a ride. It was a ride to me. Every time I did it, it was easy. When they started asking me questions, I said, can they just give me the merchandise back? And I just leave.

know. And I was telling her, leave the merchandise. And then she, that's when she was like, oh, they, they telling me, I can't leave. So that's when I came in. But they end up doing a return for, like, it was crazy. It'd be times, like, where they think something going on, they think they don't want to something, but they're looking at the receipt. It's the same car she paid with. They probably looking at the hologram on the car. And that's what she's getting scared. Like, like, they're looking into it because they feel like something going on, but they can't prove nothing right then and there. They can prove when a receipt, but they don't care. It's just like once the transaction is finished, that last receipt come up,

you keep. No, matter of fact, you saw them one, give it to them, then they give you one. But they don't never look at the last four. It's crazy. Like, I don't know. I don't know. But after a while, I guess like, like, they caught on to that. But, but yeah, but I did my two years. I came home and I realized that, um, the, the credit card game has changed because Right before I went in, I started seeing the chip machines. Like, the registers looking different. They got new registers and it got like something where you could put like the card in. I'm like, oh, this is crazy, but it wasn't activated.

Like they used to have like little red cards stuck in them, like telling you not to use the chip. But they just had the register there though, like for the chip, but it wasn't active. So by the time when I came home, it was active, the chip was running. So it was just different. Like, now I know I couldn't do what I was doing before. Now, it was ways, like, you could buy a Paster Chip. Like, you would take the card and you would, like, stick it in the chip, the chip, and then you would stick it three times.

You would put it in card error, put it in car error. Third time, swipe the card. Like, you can't read the chip. Swipe card, please. Swipe it. Go through, whatever. That was good for a while. We found out how to buy past the chip.

Now, and then, you know, That was working for a couple of months, and then they stopped it all together. They was like, now if they see somebody bypassing a chip, they just not, they declined in the transaction. Then it was an amount, like it's only approved for $50. It was crazy. It was like, now you have to do low amounts because anything higher than $100, they declined in it. So we're doing the gift cards. We take one gift card, do jamming, jamming, jamming, swipe, $50.

Jamming, jamming, jamming, swipe, swipe, swipe, swipe. $50, ringing the gift card back up, jamming, jamming, $50, just sitting there. So now we have the registers, hoodie over, just doing anything at this point. Like, standing there at the self-checkout looking crazy in Target, like, jam, jam, jam, jam, $50, jam, jam, filling it up to the car at the client, no stop working. So, so, yeah, it was just crazy stuff. I got locked up three more times when I came home, end up beating, like, two of the cases. End up being all of them really, like, when I finished parole, I didn't catch no violations,

but I got arrested three times. What were those for just? Fraud. Fraud. Fraud. One of them I got caught in a hotel, like, just coming down and check up. I had swiped the rental. Like, yeah, I was back to the rental.

But I wasn't renting them. I was just getting them to drive. I swip one rental book, and they was holding the keys at the front desk for one of them. Like, I had valet my car, so they was just like, oh, we don't feel like this your car, or whatever the case may be. And I was trying to ask for my keyback so I could leave. It's time to check out anyways. And then they waited for the cops to come.

That was another thing. Lock me up for that. And that one, I end up beating. I don't know. I went to court. I don't know how. I went to court case dismissed one day. I don't know.

To this day. And then my lawyer was like, you know, I could. You know, I could file a lawsuit against them. You got a case dismissed. And he was just telling me that whenever you got a case dismissed by the state, you know, you can file a lawsuit and blah, blah, blah, blah, and I'm like, all right, let's do it. Like, I don't got none of lawsuits.

Like, yeah, I don't got to pay nine, whatever, I take my cut. When we do the lawsuit, he did the lawsuit for me. Like, two, two years later, come pick up your check. What did they settle for? It was, like, sudden low, like 20,000, and my lawyer took. like 7, 7,500 or something like that. Not too greatness. It was just small, because we took like the second off of, like, we ain't really

waited out and, you know, like, see if they could go up or there. And, and yeah, it was, it was, it was crazy. Like, when I came home, it was a lot, it was a lot going on. Like, but it's a whole, that's a whole other story. Like, even how I got to Florida. I ended up coming down here because I needed my car registered. And at the time, me and my wife were separated at the time. So she lived in Florida here with her parents.

I was still in New York. So I was trying to get in contact with her because my car got told. That's the first thing. And I was using Diller Place. So they didn't want to give the car back to me. I got told to New Jersey, they're like a little more stricter out there than New York City. So they were just like, oh, we want the person who got the title to the car to pick the car. Me and my wife is separated.

So it was just weird. I had to call her, and then, you know, like, look, how are you doing? I know we're not on a good, too much of turn, but they got the car, and I need help getting it. So she said, okay, I'm going on vacation for a month. I'll be back and try to get the car for you or whatever case may be. And I'm like, oh, okay. So I didn't really think she was serious. So two months went by.

Ended up finding out, like I had a daughter, went to Virginia. That's when I got caught up out there, came out on bail. That's where my wife just got back now. Now she in Florida. She went to go get the car. I didn't even know. She came, got the car. When she came back, she came to New York instead of going to Florida.

That was a thing. She didn't go to Florida. She came to New York, got the car out, parked it at her brother house that lives in New York, and she went back to Florida. So last time I talked to her, I was like, yeah, so when they could come get the car, she was like, oh, the car's out already at my brother's house. This is not the case in the third.

And I was like, oh, I wanted you to tell me so you could just register it out here because the deal of place they were from Florida. Like even the whole time when we was together, when I got the car in her name, the place was always from Florida for some reason oh because she had a Florida ID because she was already back and forth like to her parents' house so she ended up getting the ID out there so when we were in New York together

she got when we got the car she had a Florida ID so they register it with Florida place I don't know I didn't really know how car works too much but that's what they end up doing so she was just like oh I can't do it right now right now, right now. And I'm thinking how New York cops is.

They're going to keep bothering me with these dealer plates because I got to get it renewed because the sticker, it was past dude. And I usually get, like, new stickers from the dealer, but he don't work at the dealership no more. So now I can't pay him every year for, like, the insurance and get the new stickers. So I'm like, you know what?

Listen, I'm going to come out here. I'm going to come out there, register the car. So that's what I did. I came, drove from New York, came all. I heard of Florida, met up with her. We went to the DMV, got the car registered. And I was just like, all right, thank you, this is a nanof case. And I was about to drive back.

And she was just like, you know what? Like, I miss you and this and that. Like, I was about to leave. And I was, you know, I was like, yeah, I miss you too. And I did. I did miss the time. You know, we caught up a little, you know. So I'm like, oh, we had a good conversation.

So it was a mutual agreement, you know. So she was just like, yeah, just stay here with me for a while, you know, get your stuff together. And I'm thinking I still got the case there. I'm fighting it. And I just end up staying. I end up staying. Yeah, and I just, I would just, I just figuring it out.

I was just like, I was more telling her, like, listen, I want to get this case out the way first before I really start. anything serious and start doing nothing. Because the worst thing I want to, the worst I want to do is start something, then I got to go away and leave it behind and leave you with everything. And I don't want to do that. So let me just fight this case for a couple of months, get it out the way so we can start doing what we got to do.

So one couple of months turned into one year. One year turned into two years. And now, like, we just came to an agreement. it was supposed to be in November they pushed it up again to January pushed it up again to February so February for now it's my sentencing date

for the charge I have in Virginia so my lawyer worked out of deal got like five charges dropped it's two charges right now and it's an agreement they're not charging me like with the charge hold, but just an agreement, like, I can be charged with no more than six months. So anywhere from zero to six months is the guideline that we made a deal with

the prosecutor that the judge can sentence me up to. And they have good time. It's like nonviolent, 80%, you do 85% of your time. And violent, and violent do 95% of your time. And violent do 95. something like that so so i got to do 85 80 80 85 something like that so six months i'm looking at it i got a month and a half and basically two months so three months two three months yeah about three four four months anyway and that's if the judge say i'm going to give you the the max on your your galah number right if i'm going to give you six months so yeah he could give me four months I'm okay probably sit there

for one day go home you know what I'm saying so that's what I'm dealing with right now so that's just like the last berry I have right now

I've been looking into a lot of stuff like real estate just so much stuff like I'm learning now with so much you could do with your money

like and like I said I want to I want to do something that fits like even like I'm talking about like

if a smoke shop. Like, like, I cannot explain this. Like, like a smoke, like, like any, like any small business that I could just use, run that could generate revenue so I could do what I really want to do. Like, I'm trying to find, like, little small revenues here and there, here and there, put something together and just start something. I don't want to speak it. Like, I'm a believer, like, I don't want to put nothing out there. Then you got people that, that took, down on it or pray upon it. So I got something that I want to do.

I want to put together. I know what I want. I sat down. I planned that out. This is what I want to do. This is how much I need to do it. I'm like just, oh, this is what I want to do one day. Like, nah.

Like I got down. I talked to a couple of people that's going to help me. I agree to help me with it once I got everything out the way. So, so, yeah, that's where I'm at. And I believe, honestly, even coming to Florida, like, it saved me. Like, I'm not going to lie. Like, if my wife didn't stop me from leaving, like, I don't know where I would be.

I don't know what case I'll be fighting right now. Just going back into the same environment. Like, I came out here. It was different. Her parents had to have a lovely, nice house in the community. It's just different. Like, never living outside of New York coming, like, here is, it's different. Like, I don't need, like, seeing these come, like, growing up in New York, if we grew up in New York, you know, like, going out of town and seeing, like, nice houses, gated communities.

Like, these are stuff like we've seen, like, growing up on TV and stuff like that or, like, shows and stuff, like, their neighborhood look different from ours. We just got houses or touching together, big tour buildings and stuff like that. No, it's different. You've got space here, parking, it's not an issue, it's just nice weather. So it's just different. I feel like I kind of got lucky. Like I got saved coming here to Florida. Hey, you guys.

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