Matthew Cox | Inside True Crime Podcast - Fraudsters Breakdown Hilarious Scam Stories

Episode Date: June 1, 2023

Fraudsters Breakdown Hilarious Scam Stories ...

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Starting point is 00:00:00 Listen, this is my 25, 26-year-old black ass hanging out with all these 55, 60-year-old rich white men. So he's an old white man. I'm a big black guy. Right. And so in the middle of the night, he's screaming, oh, help! Help! Oh, help! FBI just got us run.
Starting point is 00:00:23 He goes out the back. He gets into a vehicle, takes off, jumps on a plane, goes back to Nigeria. and as far as I know has not been caught since is in Nigeria they said with whatever 20, 30 million dollars 40 million dollars
Starting point is 00:00:37 God knows what that isn't Nigeria Hey this is Matt Cox and I'm here with Zach and check out my channel at Black Zach Zach's got a new channel or a new channel a channel
Starting point is 00:00:52 It is new channel It's new. Zach has a channel It's called it's Black Zach and the link is in the description also the link to his cash app is in the description please go subscribe to his channel also he's got a bunch of videos we've taken some of the some of the videos that we have we did months ago and we've consolidated a few of those videos the entire art app video is on his channel so check out this this video we are going to be
Starting point is 00:01:22 investigating a credit card scam done by a university student at LaSalle, that we're not quite sure what she did. Information about a LaSalle University student accused of running a scam to steal close to a million dollars. Please say this may not have even been the first time she's done it. Ms. Foster, good morning. Walking into court, accused of stealing as much as a million dollars. A far cry from track star Ariel Foster's reputation at LaSalle University. She won a couple of words for the school.
Starting point is 00:01:56 she broke a few records now the 19 year old faces a judge accused of faking transactions at her part-time job at la visa jewelry store in the burlington mall and some of the ways they say she spent the money a louis Vuitton bag plane tickets a trip to hawaii and a tesla police report says foster eventually said she would take the blame saying i'm sorry for what i did she is now out on a thousand dollars bail live in newton christina hager UBC News. The line is of she's been accused of stealing up to a million dollars. I never understood.
Starting point is 00:02:32 What does that mean? I think that what they're, it's kind of like saying, they're probably saying, hey, this was a credit card that had a $10,000 limit. You ran up $2,000 on the credit card. And they say that you had it,
Starting point is 00:02:46 that it was. Intentment loss. Yeah, or potential of stealing up to $10,000. You know how they, you know how they'll do that like with intended loss. Intended loss or, you know, there was the potential that they could have lost a million dollars.
Starting point is 00:02:59 Yeah, but I didn't lose a million dollars. I lost $200,000. Why are you saying? So you're actually making three categories. You know what? You'd say that because it brings me back on a conversation we had with, what was his name, Michael, Gordon, John Gordon. John Gordon.
Starting point is 00:03:16 Yes. And he had a conversation that cracked me up about the intended loss, you know, because. The bank robber one? Yes. Yeah. Yeah, that's what, well, that's what, that's what got, that's what put me away. Like, I would have only had 10 years except for intended loss, right? And there was an account where it was only, there was like $50,000 in the account and we only took 20.
Starting point is 00:03:45 Right. But they gave us intended loss of 50. Right. So had I been more greedy or taken all, but because it was accessible. Yes. but I didn't take it exactly and that's what Gordon made a line he's like that's like going in the bank and saying give me all the money right and you walk out of there with a thousand dollars they go but the bank had like 30 million yeah like you you intended to get you intended to get all
Starting point is 00:04:09 that money potential loss was 30 million because you could have gone into the bank potential potential is different from intended right okay I mean do you would you know what the difference is yeah I mean I agree but I don't think his his his So his intention was to, it wasn't to get all the money in the bank. Because let's face it, he knew that when he got the $1,000, that wasn't all the money in the bank. You know, his intention was to get some money. Right. Well, they have it all twisted up in language.
Starting point is 00:04:40 The way the government looks at it, they say, yeah, but the potential is there was $30 million in the vault. He could have gotten that, which is silly because like, yeah, but he didn't even try to get that. It's not like he ran to the vault, ran in there and couldn't fit in his bag and then left. well you were planning on getting the whole 30 million but you weren't smart enough to realize you couldn't fit it all in your bag like I could I still couldn't even make that argument that's still just stupid it's just like well how much was your intended your actual and intended they started off at they started off at 26 million and then I argued and then they dropped it down to like 20 million no 19 then they dropped it down to um to 15 million And then I settled, we settled that, the, the potential loss was 15 million. And then we kept arguing because I disagreed because they were trying to give me like what the, what the value of those properties were. And I'm like, you know, based on what, what the, what it was at the time and what it had gone up to.
Starting point is 00:05:42 And then so we argued and I eventually got them down to six million and they just went with, the actual loss was six million. And see, in my mind, that's potential. is the value of the argument of the value of the the property right because like if the property at the time you you had something to do with it was worth a hundred thousand but now it's worth 150 you know the potential is like like the other 50 000 because had he took in control of it that person would be out that so that's the potential intended loss is like give me all eight million like if just because that money's there and you don't get all of it
Starting point is 00:06:22 doesn't mean it's an intended loss it's I think the I think you know what they upgraded they upgraded the definition of that anyway well I was going to say it's like intended losses let's say let's say there's an account there's a credit card it's got $20,000 limit you go out and you spend a thousand then you spend another thousand you spend another thousand then they catch you they say hey the intent the intended loss was 20,000 she was trying to get all 20,000 we just caught her first she if we hadn't caught she would have gone all the way up to 20 that's what I think is intended so you know how we disagree or potential I don't know I think it's a silly I think this is a horrible podcast
Starting point is 00:07:03 look he's nodding yeah I mean you forgot to your intro nobody listens to me that's we'll do it at the end anyway I disagree because I think intended would be if I wrote a $20,000 check and and he didn't cash it. So if you had 20 grand and I wrote a $20,000 check and I tried to cash it. Listen, I'm just hoping none of this shit ever comes up in my life again. Me too.
Starting point is 00:07:30 Me too. I don't need it. Me too. I don't be sitting at a table talking to a U.S. attorney going, no, no. I was just going to be like. I didn't intend to get none of that. Anyway, all right, never mind.
Starting point is 00:07:42 What happened? So what they were saying is she had the potential of up to a million dollars. I never, I don't understand what. $540 that they only gave her a $1,000 bond. Yeah, but did you see the one thing, the second one said that it was five, a loss was $540,000 something thousand.
Starting point is 00:08:01 Really? Yeah. Yeah. How would she only get a $1,000 bond on a $500,000 loss? She's pretty. Yeah, that doesn't make sense. She's pretty here. Let me, watch, watch this.
Starting point is 00:08:12 This is going to trigger. She's pretty and she's a girl, and girls just have it easier than guys. Oh, whoa. Look, you see that? that all personal. That's so incorrect, but I'm going to let you do that. Is that considerate of her?
Starting point is 00:08:28 I, look, what is going on with this? I said, considerate, considerate. There's no end. There's no end. You're making it. Here it is. Look, right here. This one is, there, 547,000 in credit card, right?
Starting point is 00:08:45 Right. Well, that's enough for a Tesla. That's enough for everything that they say you have. Yeah, easily, easily. So, that's why I don't understand the million. Because they're probably saying she could have potentially gotten to a million if she had maxed out all those cards. I don't know, bro. I don't know.
Starting point is 00:09:01 I don't know what's happening. The point is, here's her scam. Okay. You want to get to, let's go. What's her scam? Which, of course, she did, you know, she's bad. She was, it was, she did it badly. Well, not that she didn't get some good money.
Starting point is 00:09:14 I'm not saying, well, you understand also, just real quick, you understand that she was using stolen credit cards to, pay for her tuition she was using funds from no they said they were looking at her oh yes right they were looking at her you're on the side okay for a separate scam they were investigating her the university was investigating her because she was using stolen credit cards to pay for her tuition which is insane that's ridiculous that's like that that's like using stolen credit card to pay for your utilities or your airline tickets your utilities you would bring or any of the other that story? Yes, of course. Like, well, if you were smart, I'd be like, hmm. Yeah. So, okay, so what I'm, what I'm saying is that, so she's been doing this and just getting away with it and became emboldened.
Starting point is 00:10:02 But what she was doing, she was working for that, she was working for like, what was it, a jewelry or an accessory place, like a clothing shop or something? Right. And in the mall and she, and what was it, Burlington Mall? How many Burlington Malls are? Is that like a huge company or something? Burlington, they do malls. I thought they did coat factories, but they're, Burlington Co well there's a ton of malls called Burlington Mall yeah I don't know where it's at so anyway she did this and what she did was she would take your your credit card your customer and then she would ring up something for a larger amount so this cup she rings it up for 50 bucks and you're like whoa whoa whoa whoa whoa it was $15 and she goes oh my god I'm so sorry and then she would swipe her she would go I'll return the difference and she would swipe her own credit card and put it back on a credit card that she was in charge of like her credit card and then her credit card built up a balance and she could spend that money as she wanted and then what do you do you get back and you're like oh yeah I see the $15 oh it's 50 it was 50 well where's the return money she didn't return the money so maybe you dispute it with your credit card
Starting point is 00:11:13 company and they just give you the money back and maybe they don't even try and get the money back or they reverse the charges something along those lines and so it took a a while for that to eventually catch up with her and get investigated and get her get arrested. But she did it to the tune of half a million dollars. So over how long of a period of time was that, I wonder, a year
Starting point is 00:11:34 or so? Well, I mean, if she did it on a consistent basis, I'm sure daily she was making a goal of it. So her thought process was kind of like the one I had in crimes is like if I do this much every day,
Starting point is 00:11:52 this is how much I have at the end of the week. Right. So obviously, like certain items, she was probably tagging. But I knew someone doing that same scam. This is back early in my crime spree. When I was in jail, a gentleman was telling me about his girlfriend
Starting point is 00:12:10 that was doing that. And every day, what she would do is she was, this is like late 90s. So it was, absolutely undetected, but she would run the amount and do a credit and just put it back on her card. So she would actually give them the product. So she would pay for the product, they'd let them go, and then she would just credit it back on her card. She just do a credit back on her card. And on a daily basis, it's like about $5, $600 a week.
Starting point is 00:12:42 Yeah, which, I mean, let's face it, if you're getting paid $6 or $700 a week, an extra $500, That brings you from the, I'm barely paying my bills to I'm doing all right. Like I'm making a couple thousand dollars a month extra. But it seems like she was in a high dollar, wherever she was working, she was in a high dollar store. But that shows up pretty quickly. If it's a high dollar amounts, or you're doing a lot of returns like that, her drawer would be wrong. I don't know how it would be consistent unless like what you were saying, some and this is what I'm thinking in my mind so you like you said the cup is
Starting point is 00:13:19 $15 so she charges you 50 so what she would do is she might return the $35 to your card and put the 15 on hers maybe you know some somehow another she was hiding it something allowed her to stay there on a consistent basis and do that because a half a million is not something that like would happen over a short period of time and it's not something that would happen where your boss wouldn't go what the hell is how do you keep coming up wrong right like how is it that you had this much in sales and when I count up your receipts which includes your cash and checks and credit cards you're short this money at some like that wouldn't go on consistently enough for half a million bucks unless you're able to hide it somewhere in the
Starting point is 00:14:10 numbers right because I guess so maybe I like I could see like if if somebody rang something up for me and it was 30 or 40 or 50 bucks off like honestly I wouldn't I probably wouldn't even notice it you know you just you just answered it so that's probably what she was doing she was probably over so if she charged you 50 bucks for this right you didn't notice it and she was returning the 35 to her card right and letting you keep the $15 item right and think about that would hide it. What would be the worst that would happen is you get a bill, you see the 50 and you go, oh, that's right. She charged me 50. Maybe it just hasn't caught up yet. She did return it. I saw she returned it. No, you're putting the customer in on the return. Take the customer
Starting point is 00:14:56 out of the return. You come to my store and you buy this cup and it's 15 bucks. I charge you 50. You take the cup and you leave. I do the return on my card for $35. You have no idea. I just did a $35 return. You just left. Right. You just paid $50 for this $15 cup. That would allow me to operate week after week because. Right, but doesn't the customer get home at some point their bill comes in and they go,
Starting point is 00:15:26 man, let me check. And they start scrolling through and look and go, hey, I only spent $15 at this place. What's this $50 charge? Thing is, even if they do, like most of the time, that's 30 days later. who knows like and then he might not even catch it yeah if they catch it all because if my bill was off by 50 or 100 bucks at the end of the month like honestly I'm not tracking all that amen and if she's able like I was telling you somehow she's able to do that what if they're big like what if she works at a place where it's every transaction's 400 500 a thousand 1100 like
Starting point is 00:15:57 if she worked at a high-end boutique where women are paying $300 for a blouse do people she charge blouses yeah okay cool she just doesn't wear them that's all So, yeah, so these are women that are buying $1,500 or $2,000 purses and she charged them $2,300. Yeah, even if it's just a hundred, even if it's a couple hundred bucks on three purchases a day. That's $1,000. That's $300 extra, five days away.
Starting point is 00:16:24 That's $1,500 extra. And let's, well, $1,500 in a year, you'd almost have half a million. Yes. That's what I'm saying. So she would overcharge them and give herself, I was trying to figure out how she could consistently do it. And the way it is, she just overcharged the customer and then just return the, the overcharged amount. Way off.
Starting point is 00:16:45 50. That's only 77,000. Well, it's way off. 77,000. But how long has she been doing it? I don't know. But that would allow her to stay there and there'd be no question. She would just have a lot of, so they were just like, you know, you're doing a lot of returns.
Starting point is 00:16:58 Yeah, I'm overcharging people by mistake. Right. What's the worst that happens is she probably, well, the worst happens is what happened to her. But pretty much if you're boss, but at some point. it might just fire you, if you quit and just left, might not. Well, I, so I would imagine, like you said, a couple of customers came back. But for her to get that much money, she's been doing it consistently. She's doing it consistently.
Starting point is 00:17:24 I don't, so personally for me, I'm not a huge. So I started off with credit card fraud when I was doing what I was doing. and I got caught every time to the point where there was one time when I was sitting in booking for those hours after my arrest and I said, I'm not doing credit card fraud anymore because that is the worst crime.
Starting point is 00:17:54 That is the most known and it's the easiest to get caught. Credit card fraud. I just, I hated it. so um so and i've done it like where people like you have guys that go to gas stations when women are pumping gas and they'll grab their purse out of their car and then they'll sell the credit cards to people like myself and i'd buy them and i try to use them up real fast you know before they turn them off you know all that stuff credit card fraud leads to you
Starting point is 00:18:29 being running somewhere out of a store because you try to use the card that comes up stolen and you're like oh I gotta go stolen that's I'm so surprised by that let me call my credit card companies I'm running out the store
Starting point is 00:18:44 Bozziak has a story he and his brother had they bought something like he wasn't even a big deal 50 or 100 bucks or something like a game some game components or accessories or something for some game and they weren't like circuit city or target
Starting point is 00:18:59 or something and they and his as soon as they swipe the, his brother was standing there and swipe the card or did Bozac swipe it? Anyway, they were both at the register and they're sitting there and all of a sudden the guy kind of glanced and then went up and picked up the phone
Starting point is 00:19:17 and say, you know, I have a code gray and such and such and such. And Bozac said, I looked at my brother and I went like this and he goes and he turned around and walked off. He's like and he stood there. He was, I thought he was behind. I'm like, I just started bolting and it got faster. Before you know what, I was really going.
Starting point is 00:19:32 He said, next thing I know I hear hit, he was like, I can hear, you know, his brother was wearing flip flops. So I can hear the flip flops. On the menolium, the linoleum. And he's like, run. And he shoots right by him. And he's like, then I fucking take off. He's like, I go one way.
Starting point is 00:19:49 The cops grab. He goes, he had one of his flip flop blew out. And he said, and he tripped and he grabbed them and they grabbed him and he took off. Bozziac got away. Bozzi, I got away. And then he said, like the next day his brother was like, where were you? He's like, well, he's like, what did you just, I turned around?
Starting point is 00:20:03 You were gone when the cops came. He's like, I gave you the nod. Is there a nod? Did you have to plan before you go to the register? I mean, you would think he's like, he's like, like that. And he said, his brother was just like, yeah, he said, I turned around. And he goes, I thought you were using the phone. I thought you got like a phone call.
Starting point is 00:20:18 And you were like, hey, I'm using the phone because he said, and I did do that. He said, I did put my hand and walked away thinking he was coming with me. Nope, just stood there. I got a code gray Yes I'm telling you I I swore off of credit cards Because they caused me to to run and bolt
Starting point is 00:20:40 Like three three times arrested trying to use credit cards I'm like now I'm not I'm not using credit card fraud anymore I hated it So listen she would if she did it over 18 months She had to be stealing $30,000 a month over the course of $8,000 to steal $540,000. And see, that's what I'm saying. I don't think you're giving her credit
Starting point is 00:21:05 because like you're saying, what if she's able? So in my mind, she's got it down to a fine tune to where she knows exactly what she's going to overcharge for each item. And so she's consistent and with it and working it.
Starting point is 00:21:20 She's probably $1,000 a day. It would have been $1,000 a day. That's $30,000 a month. That's $1,000. in a day so you're so hey listen and here's what i don't think she could get away with it i don't think there's i don't think well but i'm not for 18 months 18 months i don't think i don't think you can steal a thousand dollars a day from a store for 18 months and get away that seems excessive hey but it depends on how high end of a store though but listen here's the thing so listen i got i got a story
Starting point is 00:21:45 this is when i was a kid we had a friend that worked at umc theaters yes did i tell you this no so he worked at amc theaters and we used to always he always had my money and we used to always kind of go like you work like 20 hours a week at eight like why do you work there he's like man it's good money bro and we're like what do you get paid an hour he's like oh and this is back when like minimum wage was like three yeah it was like three ninety five four twenty five and you're like how is that good money and and he he was like well it's really like 20 25 bucks an hour and we were like what he goes yeah listen to this.
Starting point is 00:22:28 So, you know, their whole, like, you know, they hire, like, it's like McDonald's, like, it's dummy proof. Like, we can hire somebody, train them in one hour. We can train them on everything. Well, McDonald's has pictures of the food on the register. Right. I want a fry. Beep.
Starting point is 00:22:42 Exactly. And that's how this was at AMC. He said, everything's done by inventory. And we're like, okay. He said, so they don't, like, they don't, he's the way they do that is, like, you have, you get a stack of cups. You get 50 cups. You get 50 popcorns. You get 50 this.
Starting point is 00:22:59 So when you're done, you get another 50, then they just, boom. Okay, we know we just sold 50. That's how they do. It's just inventory on the actual items you're selling. He said, well, the way they do that is not by the syrup, not by the popcorn. They do it by the actual container. And I was like, we were like, okay. He said, so what we do is whoever goes and gets the garbage grabs the garbage to take it out.
Starting point is 00:23:27 pulls out all the used cups and all the used containers for popcorn containers. He goes, and we stack them up, and then we wash them out, and we stack them up, and we sit them back there, he goes, so we sit there,
Starting point is 00:23:40 and whenever somebody comes in, and if they give you exact change, like, okay, it comes to $20 is, and they pull out cash for, this is 20 years ago. So somebody pulls out of 20,
Starting point is 00:23:52 he is, we're like jackpot. You take the 20, you reach under, you grab one of the, used ones you get them the popcorn you get the two sodas and you give it to them and they leave and you pocket 20 bucks he said i mean you don't have to do that very often he is for 20 bucks he said you do that he said you do that 10 times a nice that's a couple hundred bucks because the popcorn
Starting point is 00:24:12 and even back then was 15 20 bucks for popcorn and a couple of coax right so he was like he was like you do that you do that 10 times a night he said i mean you're making bank he's so yeah of course i'm going to keep that job he's i'm doing great and he's like and i'm I let my friends in for free. Like, they want to come in. I just go and I meet them. At the back door. At the back door and open the door.
Starting point is 00:24:33 He's like, everybody, the whole store is in on it. So he said, and I was like, man, that's, that's, I go, Jesus. Bro, that's fucked up. And he goes like this. I said, but you wash him out. He goes, we do. He said one time, though. Like I had the cups and everything.
Starting point is 00:24:50 He said, I had the cups. And the guy came up. And he just, it was like five bucks for, four dollars for like a thing of. Coke. Like, oh, yeah, give me a Coke. Give me a large Coke. Here's four bucks. And he goes, okay. He said, I was like, but I had gotten the stuff back, but I didn't have a chance to wash it out yet.
Starting point is 00:25:06 So I turned around and I grabbed the cup. He was an in the cup was a chewed up bubble gum at the bottom of the cup. He's like, I reached over, pulled it off, saw the bubble gum, but it was $4. So I was like, fuck, boom. He said,
Starting point is 00:25:22 I hit the ice, ice filled it up, filled it up with soda, put the thing on, boom, here's your cup. The guy was like, thanks, man. And walked off. I was like, that's horrible, bro. He's like, I know I felt bad about that. Law enforcement often questions him, not because he's suspected of a crime,
Starting point is 00:25:39 but because they find him fascinating. He is the most interesting man in the world. I don't typically commit crime, but when I do, it's bank fraud. Stay greedy, my friends. Support the channel. Join Matthew Cox's Patreon. but that's the same kind of thing where like if you're in those stores
Starting point is 00:25:59 and you can figure out how things work you can usually figure out a way that like you know how does it same thing with me and the how to make fake identities is like it just slowly you get a piece here and a piece here and piece here and you go you know right I did this and you break
Starting point is 00:26:15 the system yeah you break the system down yeah there's a hole there so that's all she must have done I'm not I mean I just don't know we could call her we'll have to get her on the show was she going to get probation 500,000 500,000 never in trouble
Starting point is 00:26:32 now she'll get probation if she doesn't hire some high dollar lawyer that she's in college it depends on who's bringing who who's the backing of the charge it's like my mind works legal so it would have to be the store
Starting point is 00:26:48 it wouldn't be the customer so the store pushes yeah if the store pushes it then she's going to get I don't think it's the I don't know what it is, not for a $1,000 bond. Because the store would come in and she would have multiple charges. It sounds like she's got one charge. Right.
Starting point is 00:27:04 With a thousand, because she couldn't have, like, that would be like 30, 40 charges. At least. At least. Because there's no way she did all that on one transaction. So the fact that she only has a $1,000 bond tells me it's one charge, they just kind of know what she's done. I think they're going to probably come back. I don't know and charge it. I don't fully understand that.
Starting point is 00:27:24 I think it's I don't know I'd be interested in reading the paperwork because if it was okay if it was sorry
Starting point is 00:27:33 go ahead no I was going to say if it was federal like I could pull it up I got Pacer like I could pull it up on pace or like I could pull it up on state on state yes
Starting point is 00:27:43 all the time why didn't you pull it up you know what we were doing you should have pulled it up and printed out the paper you're right I should have sorry sorry
Starting point is 00:27:51 Matt fans I'm Matt fans Um, what, uh, did I ever tell you about the, did we ever talk about the guy, the, the king of helox? Does that sound familiar? No. God, forget the guy's name. He's been on like America's most wanted. He's from Nigeria.
Starting point is 00:28:10 What, he, oh, he lock. Home equity line of credit, yeah. No, tell me. So this guy. I think you have, though. Yeah, this, this was a guy from Nigeria who grew up in like the Nigerian, um, phone rooms right where they were doing like that uh is it the four a four one nine scams where they you know there's a there's a princess or a prince that died and his heirs need the money and all the money
Starting point is 00:28:35 was in the barrister's account and you happen to have the same name as the barrister that died cash the check right so you can actually go to the bank in london and get the money and we can set it up so that you can we can just have it wired directly into your account we'll give you 10% it's 15 or it's whatever it's usually like you know ridiculous like it's 80 million dollars you'll get 10% all you've got to do is this and then you get so excited about it and the next thing you know they're like if all you have to do you know but look you in order you have to pay the wire transfer and that's 1% of this so you have to send them like $8,000 or there's different variations of the scam so but he grew up in those rooms well at some point he came to the United States started working for a couple credit for like a credit card company just selling credit cards got in trouble Or issued some cards to his own address. Got in trouble in Los Angeles. I think he was in Los Angeles. Got in trouble.
Starting point is 00:29:29 Got in trouble. Got arrested. Was in trouble. Then he started working for like, I want to say a mortgage company or something. Anyway, he, um, he's got a Nigerian name. I can't even say it's Tobiasi, Tobi, Tobiushi, something. Anyway, he, he ended up. So I was reading an article.
Starting point is 00:29:50 It was in, I remember, I think it was in Fortune magazine. It was called the Helot King. And he stole it like, it was like $80 million is what they had, um, had estimated if he had stolen. They said it could be as high as a, a, um, a hundred million. But what he eventually figured out how to do was he would, he would, he would go through and find these houses that were worth, you know, several million dollars and he knew they had equity. Because you got a $2 million house and maybe you owe $1.5. Right.
Starting point is 00:30:21 So he would then turn around and he would figure out how to get your, the person who owned the house is social security number. It's the public record back then. Well, social security number. And then what he would do is he would call the spoof app had just come out on phones. So he would call. The phone number. Right, from their phone number.
Starting point is 00:30:43 So they think, so if you're a Bank of America, you think this person's calling from this phone number. And he would say, I work here. you know I work here here's my home phone number here's you know here's my address and and back then you know that they were giving home equity lines of credit away especially especially since the LTV was below 80%
Starting point is 00:31:04 like the CLT is way below 80s this is late 90s right um late 90 well no it was early 2000 it was still before the crash right so what he did was so he'd make the phone call so the bank thinks you're calling from the house right so he obviously is the guy he also has his date of birth social security number full name knows where the guy works so when they pull the credit it all checks
Starting point is 00:31:30 out and and because it's a he lock and it was below like an 80 or 90 percent CLT cumulative loan to value meaning the first and the second still aren't going to exceed 90 percent because of house value right because of that they don't even do a full appraisal they would just do a like either a drive-by appraisal or a desktop review so they have some guy in-house look at the house look at the comparable houses and go yeah this thing's definitely worth 2.5 and they would do the numbers they say yeah okay he's got perfect credit so go ahead and let's close the loan and then they would say okay well you know where do you want you know let's do the closing and they would they would do a closing they would either like mail the documents in or have him go to a title company and then they would just make a fake ID
Starting point is 00:32:12 have the guy walk in sign the papers and then they would wire the money to a bank account had the money wired to mules in in like china who would wash the yeah this was where it got like wow like this guy went this guy's amazing like i don't know how to get in touch with a guy like that so they wire the money they then wash the money take like five or ten percent and send the money back to an account controlled by this guy and some of the money would go back to Nigeria right anyway this went on for forever they used to go and they would rent rooms at the W and they would get like a penthouse and stay there for two weeks and do nothing but he would just go out and get all the documents and they would do nothing but just make phone calls
Starting point is 00:32:57 and do closings for like two weeks straight and then they go on vacation for a month or two eventually the the FBI got on to him they knew he knew he and his whole crew knew he was on to him they were that that the FBI was on to them and at some point they came to a arrest him when he was at the he was in Las Vegas at a casino so they surround the the or they're watching the casino and when he walks out and his entourage walk out they get into whatever some Mercedes or BMW or something they surround the car and immediately they they they close in on the car but it wasn't him it was his cousin who everybody said look they looked exactly alike like they very much So while they're in there, his girlfriend, who was hanging out, who's one of the, he was still in the casino. She says, like, the feds just got us run. Of course, that got her extra time, right? Really?
Starting point is 00:34:00 Oh, yeah. What did that, was it? Eating and a bed? Of justice. Obstruction of justice. So she sat there while they're pulling on the doors and stuff. She's texting him, telling him the FBI just got us run. He goes out the back, gets into a.
Starting point is 00:34:17 gets into a vehicle, takes off, jumps on a plane, goes back to Nigeria, and as far as I know, has not been caught since. Is in Nigeria, they said with whatever, $20, $30 million, $40 million, God knows what that isn't Nigeria. And his father, by the way, who they said ran phone rooms, is actually a well-known politician and owns like several nice hotels in Nigeria. what's funny is like people here would be like well how's he a politician and he's running scams from Nigeria trust me it's Nigeria it's the same that's what's happening anyway scams and
Starting point is 00:34:56 politicians are one and the same but go ahead so so he's now if I'm right he's still back in Nigeria I'm almost positive he's still in Nigeria um but it was one of those things where it was like he was on the inside he already had this kind of scammer you know frame of mind but he learned a little bit and a little bit and a little bit and then he put it together together and it worked and he blew it out and then he got lucky and took off like most of the people got like eight years 10 years you know they weren't like the mastermind like he was a top guy so yeah I can't believe you that I've never told you that story like I read that I still have where did you see that though it was in Forbes magazine no it was in fortune magazine and I'm
Starting point is 00:35:39 telling you right now it was this guy's been on he was on America's Most Wanted he was on because I follow the story the whole time. I read the Forbes magazine when I was locked up. I was in below. And what's funny, that's one of those Fortune. Fortune. That's one of those scams that like, because like when I was on my run, I tried, I tested
Starting point is 00:36:00 out three or four scams that I had seen on America's Most Wanted or when someone gave a scam, just like what we just did about the girl, I would try to analyze it in my mind and go, I wonder if we could do that. I wonder if we could do that. Yes. I learned, I learned a couple of
Starting point is 00:36:15 from the Nigerians at one point when you were talking about the the checks right I was I don't know who I was telling that to so part of the what I had going on
Starting point is 00:36:30 I had a bunch of track phones right can you read this name for me I'm sorry that's his name this is a CNN article on Wahora God he's young yeah he was a
Starting point is 00:36:45 young black guy I want that send that story to me I want to read that it listen this is yeah he yeah this is a CNN one but there's one on I'll send it to you can find the one on the king of home equity fraud yeah there's the fortune one
Starting point is 00:37:03 is it's a great article great article wow so I'm sorry you were saying no no what I would do is I would I would copy it anyway I had a couple of run-ins with the Nigerian So you know how you were saying that they would tell you to deposit a fake money order in your account and send us 10%. Right. Oh, listen, I was.
Starting point is 00:37:27 I mean, that's one of the. There's so many variations. Oh, I was, I called them actively. Right. Trying to figure it out. No, I wanted them because of what I was doing. I had bank accounts in people's names and I had phones. Right.
Starting point is 00:37:44 And when I saw that on the television, and I, you know what it was? Somebody had told me that I just, you know, I just got this offer. I think I'd heard from one or two people. I just got this offer where they're telling me to deposit a certain check in my account. I got a text message or a phone call about that. Right. Right. Somebody had told me that.
Starting point is 00:38:02 And it just kind of went, it blew in one ear and out the other. And then I was watching that on the news. And I remember looking at, Taurin saying, I go, we should do that. I go, we, what do we got, 30, 40 bank accounts? Right. I go, I would love to get one of those $20,000 checks. She go, would you give them their, because they wanted me to keep 10% or whatever it was. I'm like, no, I'm keeping all their money.
Starting point is 00:38:29 Yeah. Like, why would I pay you? You're scamming me. Right. I'm keeping all your crap. You know, so we actually got, so they must have got on to us because we pursued them and we actually got like four or five checks and I just never paid them. Like we, from different, like we, we had a room full of cell phones.
Starting point is 00:38:51 I'll never. You see it. They're calling up asking for them and you're like, you're a criminal. Yes. Like you, You tell me, oh, I got one of those calls about a Nigerian and then I'd call you up. I go, hey, find that number. Yeah.
Starting point is 00:39:04 Yeah, I'll give you 200 bucks finding. You'd find a number and I call. So once I start reaching out, like I'd reach out to them from different phones and oh yes, you know, I got, you know, I started reaching out to them and all of a sudden they're like, hey, somebody's ripping us off down there. These damn Americans. I started stealing, yeah, I wouldn't give them anything.
Starting point is 00:39:24 They called back and I go, oh, I did get the money. I'm going to send it. You know, they'd be like, ahshall. You know, they'd be mad as hell. Like, what's wrong with you mine? Send me my damn money. You know, they're giving you a hard time. Yeah.
Starting point is 00:39:39 I was going to say, you know, what's funny is like those scams. like they always seem well they're not harmless obviously you know there's victims but there was actually there's actually a case where a guy was furious and he actually flew like to Nigeria like they got him over and over again when he finally realized he'd lost like 40 grand or something outrageous he like flew to Nigeria to track the people down and they killed him they killed the guy no that's the the victim from like the America or the UK or wherever they got him he killed Lou to Nigeria, tracked down where the phone room was. Like, went to the police department.
Starting point is 00:40:16 They're not helping you. They're in on it. And actually ended up getting killed. So it was that or it was the bank scam where they do the bank where you fly in and give them the money. It was one of those two. It was still in Nigeria where you went in. There's that one scam where you bring money and you go to like a bank. Right.
Starting point is 00:40:41 And they have the money. Like they show you like $10 million. They're like, this is yours, but you have to pay them whatever up front. And the guy was like, oh, my God. And so then he pays over like $100,000. And then like the next day he goes to the bank to get the money. Right. And the bank manager is like, I'm sorry.
Starting point is 00:40:59 Same guy he talked to. What are you talking about? You are who? Yeah. I'm here to get my $100 million. $100 million. We don't have $100 million. What are you talking about?
Starting point is 00:41:08 Yeah. And then he calls the police and the police drag him away. way. And they're like, you know, and they're like, this is, oh my God, what's going on? I'm going to, what, call the FBI? It's Nigeria, bro. Yeah. It's like, I'm in on it. You're just an American. Amen. Amen. So there was a war, I guess, some kind of financial, because they were going at it. And this is the 90s. Right. This is specifically, I remember in the 90s. They were all over the place, Nigerian scams working out of Houston. Listen, them and what is, is it, is it the Indians? or Pakistanis that are also doing the scams.
Starting point is 00:41:44 The IRS, have you ever been contacted by the IRS? I've been contacted by the IRS scam over and over again, and I can never, like, you don't have times I've gotten the phone call and they've told me like they're from the IRS and I'm like, oh my God, like it's one of the scams. Like I'm trying to get my equipment together so I can record it to be like, okay, now what's going on? And have you ever had that where the scam, this was a big one?
Starting point is 00:42:08 The scam is they call and they tell you, And this cracks me up because I almost want to correct them and be like, listen, bro, that's not how it works. What are you doing? Work on your game, bro. Work on this. Okay. Perfect your craft for Christ's. Who's doing this?
Starting point is 00:42:22 Who's reading the script? Who's writing this script for you? Like, let's work on this. Let's tailor it so that it's actually believable. But the scam is that they call you and they, so there's obviously different version. So anybody in the comment section is going to be like, that's not the skit. There's different versions.
Starting point is 00:42:42 But one of the ones that was very popular, probably about two years ago, was they would call you up and they would tell you that they were from the IRS or law enforcement. Usually like IRS. They said they were like an IRS agent. They made it sound like they were. And there are IRS agents that are investigators
Starting point is 00:43:02 that are almost like the FBI. They have guns, the whole thing. But they were from the IRS and they were saying, look, a vehicle was found in Texas that is connected to your social security number. And it was like, okay. And they go, so, you know, and it would always be like, what is your name? And of course, you just readily give them your name. They're like, yep, okay.
Starting point is 00:43:29 So, Mr. Cox, it's connected to your social security number. And the vehicle was found abandoned. there was a weapon in the vehicle as well as like two kilos of like you know drugs right you know coke or something this is the IRS calling you that's what I'm saying like it doesn't make sense and then they would say um you know we how did it go where they basically said that we're going to that we need you to pay the fine to return the vehicle back to the rental company and pay the fine for like the the the deposit for like the the insurance deductible or something. This is ridiculous.
Starting point is 00:44:11 It's like $2,200 or whatever. And they're like, if you don't do this within the next, you know, 48 hours, then you're, it was, they were going to cancel your social security number. I remember that. Like, none of this, like, there's no canceling my social security. Nothing you're saying makes sense. Like, and I've been told when I've talked to people about this scam. They're like, it's funny because, you know, sometimes you get the emails, right? You read the email.
Starting point is 00:44:42 We used to be big on the emails. And I used to get the emails all the time before I went to prison because that, you know, that scam has, like I said, it's evolved. Right. And I would read the emails and the emails would have like misspelled words and poor, poor sentence structure. And you're like, this is supposed to be from a lawyer. Yeah.
Starting point is 00:44:59 And it doesn't even make sense. And I was told that the reason that they do that on purpose. And I went, why? They were like, they do it on purpose because if you're dumb enough to not catch those things, then you're dumb enough to fall for the scam. Now, I disagree. If that's their their mentality, I disagree because you don't have to be stupid to fall for a scam. Lots of smart people fall for scams. Probably not those scams.
Starting point is 00:45:30 Oh, my girl laughs at me all the time. I fell for the, I got a test. text from Amazon saying my account's been canceled. I need to verify your account. That's when I was, remember I was here and people were hitting me cash app on my card? Remember I said, hey, somebody's cash cashing money off my card. Oh, yeah. What happened?
Starting point is 00:45:52 One day I got a text message telling me my Amazon account was canceled. And I'm like, what? They go, we need you to verify your information. So I click on the link and the text. And I start filling out, they go, give me your card. I give them my card number. Then I give them my address. Then they wanted my social and date of birth.
Starting point is 00:46:11 That's why I saying. What are you doing? Yeah, I'm saying to myself, I'm like, I never even gave Amazon my social. But then my mind goes, no, no, no, no. They're verifying that that is your card. So I put it in my social and my date of birth. And then like two days later, someone snatching money off of my cash app. Did you get the money back from cash out?
Starting point is 00:46:29 Yeah, yeah. They had canceled it. They hadn't transferred it. When they did the transfer, they put it on hold. They did like, remember it was like 300. They did like 250. They started off with 50, then 100, then 200. You know that Jess got hit with OnlyFans the other day.
Starting point is 00:46:49 They charged her for like 20 bucks and then they charge her like 10 bucks and then 15 and then like another 10. And then she realized what was happening and she like called and said, hey, what's going on and shut the card off. It had a new card issued. But her whole thing was she was like, like how? would only fans even get my number? Like I've never been on like she was like I've never been on only fans right like I don't have a page I've never somebody has her so they you know they sell our our card information and and like the FBI has been the FBI let those sites operate almost with
Starting point is 00:47:25 impunity for right long time and I guess they waited and then they they went in and they shut down like 95% of them you know but before it was it was just wide open they were competing for price but i know that they're getting them by since because i get the text message now i don't even fall for it first time i fell for it and you know my girl laughs because she's like you're a scam or how do you fail for a scam i said i had just placed i run the scam i just placed an amazon order and i'm like oh no i don't want my stuff canceled oh my god they just the timing was perfect and what's so funny is after i put all that information in they just sent me to the amazon site right where i looked and and my um
Starting point is 00:48:11 account wasn't locked so it made it look like oh yeah we unlocked it well thank you they're taking care of me i can run to the bathroom real quick we just looked up another video on the la salle university student and uh uh uh uh zach was right what was it eight so i was saying like 18 months or something no she did it obviously it was eight transactions so what i guess they said it was a low-end jury store yeah items were typically 50 bucks right and so i guess she overpriced a couple of customers and then i get priced that's insane well i say yeah i don't like how do you like i still don't don't understand how do you run up like if you said hey i'm going to hit this guy's credit card up for a hundred thousand dollars no you're not like well well as fargo's not giving you 100,000
Starting point is 00:49:05 Well, they said she did eight transactions totaling $540,000 and the reason Or did they say she got greedy and she tried to do a million dollars at the end that's what a million dollars came from
Starting point is 00:49:20 like the last day before she left she tried to do a million dollar return onto her card and one of the other crew members got suspicious and called the cops okay
Starting point is 00:49:34 I don't I don't understand like like the sloppiness well yeah you I'm gonna still like 500,000 dollars from this company and nobody's gonna say anything yeah I don't that's what I'm saying I don't understand like that's why like the one scam I had where I made the synthetic identities and I borrowed against the properties. Like, that scam was, you know, had the people I was dealing with not got caught on another scam, that scam was like foolproof. You know, I'm buying something for $50,000.
Starting point is 00:50:19 I'm getting the value run up to $200,000. I'm borrowing $180,000. So I pay back to $50,000. So I just made $130. And then I make a few payments and I let it go into foreclosure. The bank takes the property back. They were sticking them back on the market for $200. It's like, are you serious?
Starting point is 00:50:36 Like they believed it. Now, they could never sell them for that. They ended up selling them for like $70,000, still more than the $50,000 that I had bought. But by that time, the whole area was going up. But they never thought fraud because all of the ways that they went out of their way to check. Like, how do we know what this house is really worth? Do an appraisal. The appraisal.
Starting point is 00:50:55 The appraisal. Yeah, the appraisal comes back and says, that's what it's worth it. Why can't we sell it? Well, it's in bad shape. Oh, my gosh. How bad is shape? Well, you know, well, the bank doesn't want to fix it up. Right.
Starting point is 00:51:04 They don't want to dump money into it. That's not their business. And people don't realize that, too. Like you, the banks don't do repairs because now they're, they're stuck up for the repairs. You know, oh, we fix the roof. Well, you have a two, two years later or two months later, it starts to rain or it leaks. They go back to the bank and say, fix the roof. You said it had a brand new roof.
Starting point is 00:51:24 Right. You know, anything that goes wrong, they just go back, keep going back to the bank. And who's going to side with the bank? If the bank, they go to court, no jury's going to side with Bank of America. No. They're just not. They're going to be like, no, you sold the house. You said you renovated the house.
Starting point is 00:51:39 And the wire's bad. Right. Or the plumbing's bad or the whatever's bad. And you're a bank. You're a rich bank. You should have fixed it. They're like, they would rather just take the loss and to eliminate the liability. Right.
Starting point is 00:51:52 But, you know, the point is that, like, that was a great scam. Because even when people came looking, they just said, yeah, it just, we. lost the money. It just happened sometimes because sometimes, like sometimes you go in the bank, you have perfect credit, you go in the bank, you borrow $20,000, you know, a personal loan, and you do it to do something. He'll go on vacation to pay back your parents who lent you you money for a new boat or whatever the reason is you, to consolidate your credit cards. The point is, is you take $20,000 out, you make four payments, you lose your job, or suddenly your wife leaves you. Right. Or you're in a car accident.
Starting point is 00:52:30 And you can't pay. Right. And it goes into foreclosure. Right. That's not fraud. No. That's something bad happened. Right.
Starting point is 00:52:38 But that's the appearance you were giving that wasn't fraud. Right. But I'm saying that was like that's why they don't, they weren't, they didn't think they were, you know, scammed. But in this case, like, you're not going to take half a million dollars from a small business. Well, right. You're right. Because the customers weren't affected. Even though they were.
Starting point is 00:52:59 I don't know. doesn't make sense. That's what I'm saying. What they just said doesn't make sense. Yeah. Unless somehow there's a return, there's a separate. So on a, when you're working a credit card machine, you've got your purchases and you've got your returns. So I would imagine either the machine held the amount of the returns in one area. And at the end of the day, she would process out all the payments. And I guess at some point she built up the returns to like $80,000 or $100,000. and just and then like she doesn't have a card worth a hundred thousand dollars no so I'm sure she doesn't have a credit card with an $80,000 balance that she's paying off so if she put $80,000 on her $10,000 credit card so she's got $10,000 I don't I don't fully understand I don't either you know did I tell you this um there was a guy who was telling me a story you know I get guys all the time we're like bro you got to hear this and I'm like you know sometimes
Starting point is 00:54:00 like honestly if out of all out of five let's say I get five a week right I might actually the my guy might write up as email or something and I might think this is a potential story so I'm interested and so I'll say hey text me or I'll text in my phone number or whatever we'll end up on a call and we'll talk you know sometimes it's just like sometimes I just wanted to tell you this story like they don't they're not interested it's something that happened to a friend this was actually pretty good this guy said um He knew somebody who was making counterfeit American Express black cards. And what would happen is he said if you had an American Express card, he would put your real numbers on the black card.
Starting point is 00:54:50 Now, the black card doesn't work. It's not like you can go in and buy a car like a real one or a house. You can't do that. Right. But he said, like, you could literally pull the card out and get into special. Like in a lot of nice airports, American Express has certain rooms. They have like where you can go and it's a nice restaurant.
Starting point is 00:55:13 It's a nice area. What do they call it a club room or something at the airports? You ever been in one of those? No, no. Oh, my God. Nice. What? So in my day, wow.
Starting point is 00:55:26 All right. Remember I told you how I used to fly back and forth from, Texas to Georgia when I moved to Atlanta. Right. I got a gold membership on. I just flew Delta because Delta is right out of Atlanta. I got a gold membership that allowed me to upgrade the first class, which allowed me to meet Tony Robbins.
Starting point is 00:55:46 But with that membership came the club, the gold member. God, I've got the name. I'm saying it wrong. Isn't it the air for the flight club or the air, it's got some? So I'm like, Sky Miles Club or something. They gave me, oh, this gives you access to the sky. It became a platinum. I was a gold member.
Starting point is 00:56:09 And I became a platinum member. And so this gives me the sky. So I go into the club one day and like there's someone there giving you free drinks. There's a spread. Cuttory. What is it? Cotoury. No, the board with the meats and the cheese.
Starting point is 00:56:30 Couture. board or something like that. I don't know. I'm not that big shit. I'm not that. Fruit, fruit. Oh,
Starting point is 00:56:34 Foofoo. All right. No, they'd have like different meats, smoked salmon, cheese. Right. Like food there to eat. Look. And like breakfast.
Starting point is 00:56:44 Like if you flew in the morning, they'd have a breakfast out there. I'm like, this is, I'm going, I'm in there. I'm like, this is unbelievable. Right. So tonight, it's nice. You get to hang out. It's got like a office area.
Starting point is 00:56:55 Listen, this is my 25, 26 year old black ass. hanging out with all these 55, 60 year old rich white men, you know, you know, just having a great time telling all kind of stories that had racial undertones, but it was kind of fun. Always with that. So listen, so anyway, that card, he said the cards were so good. You could get into those clubs. You could walk in and you show your card and they would like,
Starting point is 00:57:22 come on because it came with those, whatever, the Sky Miles Club or whatever it's called. Yes, Delta, Delta and American. express yes so he said he would get in there he said not just that he said you could use the card like if you went to buy something you could buy it said now it went on your regular card they don't know that right but he said and people would pay him like he'd sell him for like a thousand or so dollars just to make the card even though he's like it's not really a counterfeit card like it's a counterfeit card but you're not using it it's a counterfeit card it's a counterfeit card but you're not using it to counterfeit to scam anybody you're not it's not like a fake credit credit
Starting point is 00:57:59 card no it's attached to my real card and he said to this guy he's this guy did this for years and he's like you know think about it he goes it's a status signal like like you know you pull out a card to go pay for drinks with some chick at a club and they're like well he's got a black card like you know that's like no limits you put a couple two three hundred thousand a million dollars on that card they probably get a call but you know like that's that's impressive right like and so people would pay him and he he made a ton of money doing that now i don't know That was one of these emails that I got where the guy was going, we were going back and forth. And the guy was like, yeah, bro, I listen to this.
Starting point is 00:58:34 And he just told me this. I think he just told me the story and wasn't interested in coming on because it, like, wasn't him. Right. I forget who it was. I get so many of these. I feel bad because people email me and sometimes I don't respond to them, but I get so many. And then sometimes it's like, does that require a response? Like, did he expect a response?
Starting point is 00:58:54 He just told me the story. Like, he didn't, like, are you trying to come on the program and tell that story? Like, I don't understand. If you work at Target, you're telling me a story about a guy you once knew. I appreciate it. I appreciate it. It's amazing how far the credit cards or charge cards have come because American Express used to be the elite card, you know, and it was unlimited.
Starting point is 00:59:19 And then they started limiting it because they wanted to get more members. And they started with that, didn't they switch to like the, I had a blue card or something like that. Yeah, American Express Blue Card. Yeah, it was actually a credit card. Yes, it was a regular credit card with monthly. So American Express, at some point, I guess the elite and millionaires, they're like, okay, y'all aren't spinning enough, and MasterCard and Visa are beating our ass. You know, just I don't remember where I studied credit cards, but I remember reading it as I was frauding,
Starting point is 00:59:53 but it wasn't in school. It was just one of those things that I studied. I'm sure. but so when when credit first of all when credit cards came out there was just a book that would come out once a week of stolen cards and they would match up the numbers like it would go from the last number forward right you know if it was a seven they'd go to the pages with the seven and then six and they go to the six see if it was listed in the stolen card book right otherwise they would so they would take the charge and and mail it in and get their check back and you know that that's how it started off. Then they had the authorization. They had a machine that would call up and get authorization. Because after the manual, then they could use a phone to dial it up and all that stuff. But through all of that, American Express is a, as a charge card stayed. And the American Express card was always unlimited. It's when they started trying, when they got superseded or
Starting point is 01:00:51 passed by Visa and MasterCard, they said, hey, we want that. part of that market that they started doing credit cards but they're the first ones to come up with the black card right because they they're the first ones to do the gold and platinum cards they're the first ones to do the black card you know capital one has a black card now everyone everyone follows behind american express and what they're doing so i guess the the elite the black card was by itself for 10 years and now it's a couple of them i was going to say i i like when i first got an American Express card I would um like they would tell you oh there's no limit it was like you know like stop it's you're not going to let me go spend 50 60 thousand dollars on a on a card
Starting point is 01:01:35 because I but they wouldn't I had the regular card because what happened one yeah just the regular green one and what would happen is you'd go and you'd I'd run it up to three grand or four grand and at some point they would call this was back when they would call like that doesn't happen anymore you know they would call and they would say can you put him on the phone and I'd say, yeah, what's up? They go, hey, you know, listen, what's going on? You're up, you know, like, it was not that, you know, you're up to $3,000. You know, it's not that we're limiting you, but I'm just wondering, you know, you have a payment.
Starting point is 01:02:06 Did you pay it off at the end of the month? I did pay it off at the end of the month. But what happened is when you're jumping from a couple of months at 1,000 or 1,200, then suddenly you jump to 7,500, something like that. Then they call you and they just want to make sure. They'd call the merchant at the store. Right, just to make sure everything's okay. and yeah, yeah, no, I know, I know I spent.
Starting point is 01:02:25 And they go, well, can you tell me what your last transaction was? Yeah. See, people now don't realize, like, they don't get those calls. No. Like, now you don't get a call. You don't, you go, it's either declined or it's accepted. And they don't realize like it used to be. They would, sometimes it would get a call or they'd tell them the call.
Starting point is 01:02:39 They'd call. And they'd say, yes. And they go, can I see your ID? And they'd give your ID and they'd read it to the person. And yeah, no, it's him. It's him. It's him. Okay, hang up the phone.
Starting point is 01:02:46 And like, now people are like, that's insane. Who would do this, does that. 90s. Yeah. Well, of course, the 90s was, what, 30 years ago? Listen, we got to the point when I, when I had a business American Express, where we were spending $30,000, $40,000 a month on it. I remember we got free, I was told Justice the other day.
Starting point is 01:03:07 I remember we hired a manager to run the broker to run consortium financial services. So we hired a manager and he came on board. He got like a bonus of like 10 grand. He was there and he said, look, I still have loans to close. out at the other place I was at. So he said, I'm going to be working on those loans, but I'm managing, but I'll don't, it won't interfere, but I have to close out. I got like eight loans to close out.
Starting point is 01:03:31 We're like, okay, that's fine. So he was closing those loans out for like over the course of a month or two. So you're still working for the other company. And you're managing my guys, kind of, like he is. And then by about the third month, we got American Express. We were spending so much money. They gave us two tickets to the. Super Bowl when the Super Bowl was in
Starting point is 01:03:54 Tampa. We gave them to him. So he got free Super Bowl tickets. He brought his daughter to Super Bowl and a week later he quit. You're a scumbag. And we were paying him a salary. We're paying you a salary. We're paying you to close loans for another company. You're not really doing your job.
Starting point is 01:04:21 We gave you Super Bowl. tickets and you quit so can I ask why like you got the Super Bowl tickets and you're like I don't want to go I'm not I wasn't interested like honestly and Dave so you offered it to him do you remember the call did you offer it to him or something no no um Dave Walker was my business this by this point I was I was actually on probation for the first time I got caught right I was running a scam and Dave was running consortium. He'd hired a ton of people. Dave really didn't know much about loans. And I can only kind of help so much. I'm doing this other thing. I'm also doing a development company with another guy. So, you know, I can't come there. So he hired a manager. And he's paying the guy,
Starting point is 01:05:10 you know, we're paying him like, I don't know what it was. It wasn't, it was like four or five thousand a month, right? But he's doing that. Plus, he's getting a percentage of all the loans that are closing. So I don't know how much that was. Is that a few thousand? I don't know. But he's also closing loans at the other place he used to work at. And so had he been getting his salary and getting a portion of what everybody was closing, he could have been making $15,000 or $20,000 a month. Now, we didn't get to that point because after he basically got the $10,000, got a couple of checks for $5,000, got another $7 or $8,000 from his old place he was working, got his tickets,
Starting point is 01:05:49 took his daughter to Super Bowl, and got him. quit so we never got to the point where because the place we part of his job was you got to you got to you got to you got to train these guys you have to um get them motivated like we just hired a bunch of guys so the the point is is that i didn't go dave for some reason didn't go and you would think if you'd seen dave you would have thought he would have been a sports guy but he really wasn't you know um and so he didn't want to go and so it was like hey let's as a let's give it to this guy like this guy we're really banging on this guy let's make him happy let's and you know he was just it's funny too because when he wondering his reaction like oh well when he quit
Starting point is 01:06:31 he took a couple of guys with him to another company i think they might have even started their own company well here's the thing like a lot of these guys were in aa and i what alcohol was anonymous right um and they were all sober you know they've been so but that's how they kind of knew each other, right? So what was funny was Dave, I remember like a month or so later, Dave said he had seen one of the guys at a meeting. And the guy
Starting point is 01:06:59 just walked up behind him and patted him on the back. And Dave looked at him and he goes, you can't shove the knife in any further. And he was like, oh, don't be like that. He goes, and he just walked off. But I was and I remember Dave was smart. Like I was like,
Starting point is 01:07:15 God, that was fast. That was fast. I had an Audi TT Dave was six foot six. Wow. And I, and fat, like a big old belly. I remember I had an Audi TT quattro.
Starting point is 01:07:27 He tried to get, he did get in it, but I mean, you wanted to, it was like, it was like a, it was like a big old clown in one of those little tiny,
Starting point is 01:07:36 um, uh, Volkswagen, like not the, like the ones where the midget cars where they shrink them down and the midgets drive around them like he just like his legs are practically sticking out like that. I mean,
Starting point is 01:07:46 he's, he could barely, he's like this and his legs are up. He's driving it? He's trying to drive my. I was like, bro, this's not going to work. David, oh, I can get in here. I can get in.
Starting point is 01:07:54 I'm like, what are you doing, Dave? So, yeah. Anyway, I just thought it was, did I, I, didn't I tell you about the time we were walking down the stairs? I mean, David, I were, I sure I did that multiple times. Listen, one time we were moving and this was, I had to, I know, I think I, maybe I told Jess this, because I remember laughing about it and Jess was just looked at me like, what am I doing? What a mistake I've made being with you. I had, we had a half a million dollar life insurance policy on each of us.
Starting point is 01:08:25 Beneficiary, each of you? Each of us. Right. If you died of an accident, it was double indemnity. Right. So Dave, like I said, Dave had spinal pitha. You know what that is? It's like a deterioration of your spine.
Starting point is 01:08:41 So he had, like, you couldn't tell, but he was, he was in bad shape. And even, it's funny, too, this was before oxycodone and stuff, right? Like, before pill mills. Like, he was on oxies. But I knew he was on painkillers, but for his back. But I didn't think any, like, I didn't realize how bad of a problem it was. Right. So I don't know, didn't know anything about drugs at the time.
Starting point is 01:09:02 So, but I do remember he would take them and he would, he would say stuff to me. And he'd say, well, you know, I'm a little groggy right now because I just took a pain pill. I'd be like, oh, okay. And I don't even, you know, I was like, oh, do-do-do. So anyway, I remember we were walking, he had a box in his hand, big old box, and I had a big old box in my hand. And we were walking down the staircases. Now, the building we were in was built back in probably the late 60s or early 70s. So code now is you have, let's say, 10 stairs and a platform.
Starting point is 01:09:38 Right. And then you have a platform, which then it turns 10 stairs. Anybody who's been to a, has walked upstairs, you know you always have the platform. platforms. This was a rear staircase in the back of the building. I'm telling you, man, that thing went 30 feet straight. Concrete really wide. Like you couldn't grab one rail or the other at the same time. Wow. Right. Now, maybe Dave could. He was, I would never be able to do it. But, and Dave's walking at, and I'm walking down with a box. Like, we had just turned and he's walking. Like I said, he was so tall and gangly. And I remember, I almost tripped. And I was like,
Starting point is 01:10:12 oh my God. And if I had tripped, I would have dropped the box on him. And he would have just tumbled down the stairs and I remember walking and thinking to myself if I drop this like if I lean through it on and pushed him he's already holding this thing he's going to draw he's going to go down 30 feet worth of stairs concrete stairs man that'll kill him this dude like this is this is and I thought man I got a huge insurance policy on this guy and let's face it if it doesn't kill him like if it doesn't kill him like i tripped i'm so sorry dave i tripped like what's he going to say like i almost like i like i did almost trip just now oh he could be pissed but i mean but even even pissed like i'm sorry you could have
Starting point is 01:11:02 tripped like and i mean listen when we got down to the very end and we walked over and put the put the put the the boxes in the back of the truck i remember i i had bought this truck it wasn't even in my name. It was in like a fake person's name. I bought a like an F-250 crew cab four by four. It was a giant of a truck. And he drove it. Um, we put the boxes back and we sit them down there. And he like looked at me as what's up? And I went, oh god, David, you don't know how close you came to dying. And he goes, what? I said, listen, I, I kind of almost tripped, right? Like when I was behind you, he was, oh, Jesus. I said, yeah. And I would have dropped that box on you.
Starting point is 01:11:47 He goes, oh, man, I said, yeah. And then I started thinking, but I didn't. I said, and then I started thinking, if I just dropped this box on this, dude, he's going down those stairs. And he immediately looked open the stairs and thought, and he goes, that would have killed me. And I said, I know. And the policy flashed to my head. And there was a couple of seconds there. I said, I'm sorry.
Starting point is 01:12:07 He goes, Jesus. He looked to me, he was like, you are a devious little fucker. He was, I'm five, six. Dave's a foot tall. I'm like, yeah, Dave, it was horrible. I was really concerned with him. I was like, you don't know how came. It was, it was a, there was a real argument in, there was a battle.
Starting point is 01:12:24 I mean, the good, the angel and devil were going at it. It wasn't, the battle wasn't over until about the halfway point where I got to that, finally got to that point and I thought, he'll survive. And listen, I, I went so far as like glancing around thinking, are there cameras back here? There's no cameras. I would have absolutely got away with it. There was no cameras. cameras. And what does it matter? If I were cameras, it just show me tripping. Like, if I finally fall and hit him with the box and grab the rail, like, I'm going to be okay. I'm in good shape. He's dead. This guy's 150 pounds overweight. He's massively overweight. He's addicted to these pills. So he looked like, oh, my God, that would have killed him. Oh, he was like that way. And I was like, whew, I was like, you don't know the battle. You don't know. The internal struggle that happened over those few seconds.
Starting point is 01:13:15 And I was like, he was like, yeah, he was just like, well, thank God, you made the right call. Did I? Did I make the right call? Well, do you think that now? He died eventually. I mean, he was 20 years later, but he did die of natural causes. So would that have been like, you know, he did die. He was going to die eventually.
Starting point is 01:13:34 Amen. Of something. Yeah. Yeah. Why not you get paid? What happened to that policy? Oh, I'm sure it expired or whatever. You know, it's, it's, it's, it's, it's, it's, it's, it's, it's, it's, it's, it's, it's, it's,
Starting point is 01:13:45 I'd call him maybe you can call him up now and be like he died yeah listen you it's 20 years later you had your chance yeah I just watched your podcast I saw the thing about the box we would have never questioned that I mean you had your chance you blew it oh listen he was he was brittle too brittle brittle Brittle really he did Mr. Glass yeah he really because at one point he something happened and he had like appendicitis or something and had to go into the the hospital and he was in there and he actually went into a coma because when he went in he explained to them listen i'm i'm on this much oxycodone and you cannot now they wanted to
Starting point is 01:14:27 take them off of it because apparently you don't heal as well if you're on opiates it slows you anyway right right right right and so what he said was so they were like well you're going to get off that and then he goes listen i'm telling you don't just take me off of it if you just take me off of. He's like, I don't know what will happen. Like, I'm taking a ton of this stuff. Like, he was it, this was back before they had maximums. There was no doctor shopping yet. This is back
Starting point is 01:14:54 in like 2000. You get 90 pills from, you know who I, remember Doc at Coleman? Yeah. I read his paperwork. Good old Doc. The girl, with it on her tongue when she. Yes, they found her day. I think they over,
Starting point is 01:15:10 I think they overhyped that. They actually had a pill on her tongue. Yeah. Come on. One of the cops put that in their mouth, but go ahead. They just dropped. Yeah, we read that together. Yeah, it was horrible, horrible. He'd come in and, I'll give you 90 oxies.
Starting point is 01:15:28 Like, geez. Doc, did you? God, do you remember the time? I know I've told this story, but did you, have you told this story? The story about Doc waking him up where he would have a nightcare? Yes, I was his son. Right. But, I mean, did you ever tell that story on the podcast? No.
Starting point is 01:15:48 Where he had, so Doc was. Oh, yeah. When I'm six, six foot. Doc is a skinny, probably in his early 70s. Early. Oh, was it late 70s? You know, he died. He died.
Starting point is 01:16:02 Well, you're not shocked. He was, his hands were turning blue all the time, remember? He, oh, just warmed that up. Yeah, his hands would turn blue because he had some condition with his heart. So he's in the late 70s. tall and skinny he had a hawk of a nose didn't he oh yes he had a beaker from out of his world and he was on the um i remember his name jeb bush he was on the jeb bush yes case he he prescribed his um neat one of his daughters or i think he he supplied one of the people who supplied
Starting point is 01:16:33 jeb bush's daughter's right right he had written the scripts that ended up in just jeb bush's daughter's hands jenna or whatever right so jenna is george's bush's daughter but anyway well so so he used Doc used to have night terrors. Yes. And was screaming one night. And you had to wake him up. Yes. Yeah,
Starting point is 01:16:54 he had to wake him up. He's screaming, oh, no, help. This is in a two-man cell. Three man, really, but it was two of us in there.
Starting point is 01:17:04 Okay. So, yeah, I'm in the room with Doc with an old man that had night terrors often. And people go, those dead bodies
Starting point is 01:17:10 coming to haunt you. So he's an old white man. I'm a big black. guy. Right. And so in the middle of the night, he's screaming, oh, help, help. So I get off my bunk and I'd have to wake him up. So the way the bunks were structured, it was three bunks. The tallest bunk is right here. So you can't sit up on any bunk. Yeah. And the bottom bunk is so low that you really can't sit down. If you're sitting down on it, your knees are like right here. Yeah, you'd have to lean way forward. It would hit your back.
Starting point is 01:17:44 Yes. And so when he's on this bottom bunk, I actually have to go down low and reach in and grab him out of the bunk. So he's screaming and I'm reaching in to help him wake him up like, Doc, get up. But I'm reaching in and I'm saying to myself, as I'm waking him up, I'm saying to myself, if a guard looked in the door. If a CEO came in right now. and saw me reaching in grabbing this guy and he's screaming for help. They're like, get your hands off that fragile man. Well, didn't you say one time you would wake him up and he'd roll over like what? Yeah, like what's going on?
Starting point is 01:18:24 Yeah, like what's going on? What do you want? What are you waking me up? Insane. Like he used to have the ones about his wife trying to put him in a fire or something. Yes, he told me. Those are the nightmares he told me about that she was like, she,
Starting point is 01:18:37 I can't let him remember that. Doc was the biggest heart in the world but just like angry I guess angry old white guy But he had the huge like he'd buy you if you needed something he'd ask what do you want from commissary You can have anything that belonged to him and super smart like you could walk in and just ask him He was like he was like you could walk in and say jeopardy yeah hey doc what's up with such and so oh you know that happened and night that was a the gold standard let's see that was 1970 such a day now here's the issue with that and he would just you could just listen to him for an hour he just tell you everything he got caught up in the pill mill yeah and he it's funny too because this is a guy who got he used to say he had a life sentence but really what did he have 30 30 years
Starting point is 01:19:23 which was a life sentence for him he was 75 78 but it wasn't even he paid he paid like over quarter of a million for his legal team who was that conrad black was it conrad black paid 200 million. Oh. Doc paid like $250,000. I'm sorry. Conrad Black paid. Conrad Black had.
Starting point is 01:19:45 I was thinking Roy Black. I'm sorry. The lawyer lawyer is in Miami. Roy is Roy. Yes. Sorry. Conrad Black was at the low. He paid 200.
Starting point is 01:19:55 Conrad Black had five law offices on complete retainer. 200 million dollars worth the law. Right. And his whole thing was I can't, I still can't get justice with 200, million dollars like that that's like you fart and they're like you want us to sue them no no it's like gas um he i was gonna say um jeb i mean the uh doc thing i'm gonna remember his name he was there for it wasn't even for like distribution of the drugs he got the time was actually for like medicare or something like that wasn't it yes that's what was so weird that's right
Starting point is 01:20:36 like they hammered him for like couldn't really drug was legal right they couldn't really get him for for prescribing the the for but they did i mean they did but that's not what he got the time for was the medicare they they blasted him on the medicare fraud like they bloomed up the numbers they said okay well we can't get them on this but we can get you on medicare fraud and you know how they get them on the medicare fraud you know because he thought what he was doing was legal right that's a big problem i don't know if you've ever seen the stuff on the pill mill guys but the pill mill guys the u.s attorneys are like what's interesting about arresting these guys is that usually if you arrest a drug dealer
Starting point is 01:21:16 soon as you get in there like he knows he's a drug dealer so if you're negotiating with him you're negotiating with someone at least we both know you're a drug dealer i'm the u.s attorney you have to go to jail what you did you know what you did was wrong right he said but with the doctors the problem is when they if they plead guilty or whatever you spend half the time just explaining to them what they did was illegal he's like because they don't want to admit that what i did was illegal and look in my opinion i'd say 90% of those doctors that are in there like it's not illegal like they they would get some of these guys well it must it must have been a gray area it is a gray area but for them that you know the i never understood
Starting point is 01:21:58 it well well i was like so medicare was covering that wasn't it right but here's the problem with the medic well no it wasn't even that Like that like those the drugs had nothing to do with Medicare they just went in and said so I knew a guy that did that this happened to with With they were reading go ahead they went in and when you go to Medicare you have like four different levels you can bill at And you would bill you would say okay. So there's a there's a there's the number one is where you walk in. They just talk to you and you prescribe them something or you don't prescribe them something. And there's never an examination. Right that's you bill them. let's say $90 for the visit but then you have the second tier where it's a cursory and whatever and then it's it's second level and you get a hundred and something for that and then you for a little bit more it's when you do an
Starting point is 01:22:50 examination and then there's a top tier where you do an examination and you take blood or you do whatever right well a lot of doctors would come in and they talk to the person and then they'd bill at the third level like and they write it up like I gave them an examination this and this but the truth is based on what what he said, you didn't need to give him an examination. Right. You're checking the box so you can charge at the third level. Well, I'm going to tell you what's, because I specifically remember this for Doc's paperwork,
Starting point is 01:23:16 is he would, they would give him their Medicare number and he would bill it. He wouldn't verify. So you might be able to go in there with your aunt's Medicare number. Right. And just give me the number. He wouldn't verify it. Okay. I remember one of the people that the guy that said that he just touched his neck a couple of
Starting point is 01:23:36 times and gave him a prescription for 96 pills and he built like Medicare like a few thousand dollars my neck hurts oh yeah yeah no no we need you need the max yeah what you like 96 pills would you like some Xanax with that of course I like to throw in some Xanax to kind of you know smooth take the edge on yeah yeah that's crazy poor doc man yeah died and died and uh he died um I left in 12 he died and I looked him up once that's why I'm dying I can't once I when I got out the first time I looked him up I had a bunch of those names written down and I started looking people I had a ton of them like people whenever I left any institution I had all the people who I knew I'd write their name down and then I'd look them up when I got out and Doc was one of them and he died he died
Starting point is 01:24:27 in in like 15 2015 yeah I have people like that I look up everyone's well I look up Red Bull There's a guy named Red Bull Andrew Levinson So I look him up every once in a while And see where he is Is he out? No, he's still in prison He's another one that went to trial
Starting point is 01:24:46 Like they probably offered him like two or three years And I'm not doing that And he went to trial and got like 15 or 16 years He was like Jesus Somebody was just telling me the other day About somebody that ran from the police Took him on chases And got offered seven years
Starting point is 01:24:59 And like I don't know I'm not taking that crap He was dealing drugs And then they ended up giving him life and he's been in this is state he's been in jail for 12 years fighting it fighting to get the life off when they offered him to seven you know like that's the weirdest part is when whatever conviction you have at the arrest like I'm going to trial motherfuckers no matter what here here well here's a deal of seven years listen F you I'm going to trial right right right And then you lose, you get life, and then on the eighth year, like the regret has to be, like just sitting there like, hey, like, I'm regret.
Starting point is 01:25:45 Like, hey, man, how you doing? Look at it like, you son of a baby. Probably be in the halfway house right now. God, you'd be home. Like, I'm just here to remind you you would be home right now. I mean, I'm just to love the guys. I used to love the guys that would say. I think, why'd you go to trial, bro?
Starting point is 01:26:04 And they go, well, you know, I reserve my rights, though. You still got 10 years. They offered you probation. You got 10 years. That's the low talking. Yeah. People, that is the low talking because the people I talk to, it's like, okay, you're never getting out. What did they initially offer you?
Starting point is 01:26:24 They initially offered me five years. That was 20 years ago. Oh, my God. Oh, they gave me. 10. Aw. Whatever happened at John Gordon?
Starting point is 01:26:37 We need to find out. Oh, man. I, I, John Gordon. I've reached out. Like, we found him. Remember we found him
Starting point is 01:26:44 on Facebook or something? And we sent him. And he didn't respond? No, what a jerk. Well, I don't, you know, John Gordon gave me to spiel that one day he wanted to leave.
Starting point is 01:26:54 He told me that when he got out, he didn't want to talk to anybody from prison. He said, he said, no offense. But when I get out of here, I don't want to talk to anybody. But I'm sure you can't hold that. conviction forever.
Starting point is 01:27:04 The funniest guy I've ever come across. I had a perfect story for him earlier. I didn't get a chance to tell it when he was telling us about one incident. He gave the, oh yeah, I did, the intended loss. Oh, yeah, yeah. He's like, oh, you intended to get all that money. But he gave the best examples at all times. He would write motions.
Starting point is 01:27:32 and say ridiculous stuff. Like he would always throw in something like, you know, you know, that doesn't even, you know, it doesn't make sense. That's the equivalent of I steal an ice cream truck. Yes. So I'm driving at the ice cream truck and I hit a tree. As it was,
Starting point is 01:27:46 and it would just be this outlandish ice cream truck clown. You know, like, you know, I run and I hit a clown. Does that mean that I'm responsible for the, and it'd be like, well, there's clowns and ice cream trucks and what are you doing? And he was, he was a metaphor. King he was like John Gordon was awesome awesome one of the most awesome people to meet there yeah besides us I guess you know yeah he was good oh man he do you remember when he said he was talking about his daughter he was talking to his daughter on the phone one time and she go and yeah and
Starting point is 01:28:20 and she was like oh my God and she was complaining about something about his her school or whatever he's like well would you like me to teach you you know when I get out I can teach you algebra I can teach you I'll be, you know, you'll be about the age. Well, I'll teach you math. Are you listening? Baby, I'll teach you math. And she goes, I, would you like that? And she goes, I don't know.
Starting point is 01:28:38 I don't even know you. And he said he almost dropped to his knees. He said, listen, it was like getting hit by a baseball bat in the gut. Did you not hear, did you hear what Winter said here? No, because I went outside because it was getting, you guys were going. Did you hear that? She said the same thing. She's like.
Starting point is 01:28:57 Oh, no. Oh, I heard that when she was like, she was scared. when she came in and kind of was when I came when I came home she's like I don't know this guy right like you're just a guy I remember when you told me that she said and she said that's when she was really angry yeah like you told me that when you were out and I was like how is that going and you were like bro the other day she told me like I don't really even know you yeah and you were like wow but I mean let's you know I don't think that you know probably know anybody that much better like to me growing up with my dad like I saw him
Starting point is 01:29:29 but we never had any real interactions almost never it was he was almost like this guy that sat in the den and i had a relationship with my mother and periodically once or twice a once or twice a month she would say i don't know let's go ask your father and we would walk in and i would stand there and she would explain the situation and he'd go he'd look from his book or his paper with a cigarette and he go that's fine that's fine that's fine is that what you want to do Yes, sir. Yeah, that's fine. I don't have a problem with that.
Starting point is 01:30:04 Right back to the paper. And you're just like, that was the relationship I had with him. So, you know, so I, but so I, so I, so I, so I, had I, had he not been in the house, I almost feel like I could say, I don't know you. Like, I don't know. I didn't know him until I was, till really I graduated. I got older. So what if I disagreed with you on that?
Starting point is 01:30:22 Well, I could because I'm in the house. At least I'm in the house with them. Well, true. I disagree with you because you impersonated him. what do you mean you told me a time when you would do impersonation and then go Matt
Starting point is 01:30:34 do dad do dad and he goes yeah yeah well I observed yeah I would observe him so I definitely that's what I'm saying I was in the house
Starting point is 01:30:43 and you said you did the impersonation and he didn't even laugh he's like no he did he said he goes he didn't laugh but he goes that's pretty good he used to
Starting point is 01:30:52 he used to always do but yeah I observed him so I guess you know you could say I knew him but I didn't have really any interactions with him, but I could watch him. His big thing was, um, was Jesus H. Christ, Margaret, the hell are you doing? Yeah.
Starting point is 01:31:08 And he just, everybody was an idiot. Yeah. He was, well, see, and that, to me that was so, like, I didn't even get into this the last video, but that was the part that I wanted in a relationship, because of the relationship I had with my dad was pretty close, is I wanted Winter to know, like, what I'm thinking. and like I wanted to be close enough to where she would make the thoughts of, oh, I already know what you're thinking, Dad. Right.
Starting point is 01:31:35 You know, and we've actually kind of gotten to that point, even though we're kind of distant, but she does kind of know what I'm thinking sometimes. She'll tell me, oh, I only did that because I'm sure that's what you wanted me to do. You know, and I'm like, okay, that's cool. Right. That comes to me, that was the threshold I thought of getting to know someone. impersonation is to me is the ultimate compliment of knowing someone because if you impersonated
Starting point is 01:32:03 like when you told me that story right i thought i'm like i tell you when i went to jail i thought i was a horrible dad i kept saying i am a horrible father i'm a horrible so like i'm gonna have to work from that point i got to work right from being a horrible dad you know and i see you getting upset because i know what you're thinking about what your son oh no yeah yeah that's that he's gone that's that's over and that hurts yeah yeah yeah i i i i i didn't think about him that much anymore because now i'm at the point now he doesn't even respond to my to my um my texts well here's the last i was it was i think it was christmas or thanksgiving and kela my my ex-wife said do you and jess want to come over for thanksgiving or something like that and i said um yeah
Starting point is 01:32:54 won't Casp be there. And he always says, like, if he shows up, I'm leaving. And she goes, yeah, but I thought it'd be an opportunity. You could text him and you could ask him if he would be okay with it. And so I texted him. I said, hey, what are your thoughts on me coming by with my girlfriend and having Thanksgiving dinner with you guys? And his response was, find something else to do.
Starting point is 01:33:19 Find someone else to have, yeah, find someone else to have a Thanksgiving dinner with. I want to say it was Thanksgiving or it was New Year's. Find something else to do with your New Year. I mean, that was it. Keep in December, every day I send people a Christmas song. I didn't get one. Oh, that's right. Never mind.
Starting point is 01:33:41 So. Yeah, yeah. So I was sending it every single day. And, you know, so I know he gets them. Like, you know, because I'll talk to, you know, Kayla and. she'd say hey have you you heard from you know you heard from that lately he'd go well nobody sends me these damn songs every day what's wrong with this guy when's he gonna get a hint like it's just you know she's like you could block him he's like no i should i should you know but he doesn't so
Starting point is 01:34:10 we'll see that's that's that's an opening that's that's an opening please that's it's it's it's it's hard it's weird it hurts you know but i like i just for me i just endured i said okay like like you're doing. I just, you're like, okay, beat it, beat it,
Starting point is 01:34:26 get it out of you because it's it. Because if he didn't want to hear from you, he'd block you. Listen, it went on forever. Like there was like,
Starting point is 01:34:33 I was texting him like every day, every other day, and it was nothing but just vile coming back. You're a piece of garbage. You're a scumbag. You're this, you're that. And I would come back and I'd say,
Starting point is 01:34:43 I love these little talks we have. And he's like, fuck you. You know, and then I, one time I remember he was, we were going back and forth. And I said,
Starting point is 01:34:53 And he was like, you know, you this, you're that, you this. And I go, I mean, I said, listen, I get it. You're upset. I said, but let's be honest. If I'm half the person that you think I am, I said, do you really think that these insults are going to affect me in any way? I mean, let's be honest. You have too many great lives.
Starting point is 01:35:10 I mean, sometimes you've got to let them know. Do you really think that I'm on the ground crying right now, my eyes out? Because, you know, if I'm the person you think I am, this doesn't bother me. Like, you know, if I can have. Those are great lines. Listen, if every two weeks I can have a guy to go see my mom say, you know, strip your clothes down, bend over, spread your cheeks, let me look in your asshole, you know, then basically it's like, you can't humiliate me. You think, well, you think I'm going to be like, you got to get to the next level, kid. That's beneath me.
Starting point is 01:35:40 Yeah, you got to get to the next level. All right, let's roll. I got to get out of here. Oh, all right. What are we doing? Outro. Outro. Oh, and, Ed, I don't like the word that the term.
Starting point is 01:35:52 intro you don't like outro outro is okay you know that was a movie that was a yeah yes that was a weird weird British sex like it was British you know like back in the 80s British movies had a lot of nudity in them that was a weird movie called outro swear to look that up you know what I want to watch
Starting point is 01:36:16 poor poor Jasbro I make her watch horrible movies some of the movies where I'm like this is an amazing movie let's rent it and then we rent it and I'm like that movie was horrible like I remember
Starting point is 01:36:26 that movie being Space Odyssey 2001 if you watch that it's fucking three and a half hours long it's horrible is it I don't think I've ever seen it
Starting point is 01:36:36 I just hear about it because everybody says amazing it is what about and it would be amazing I want to re-edit it I told just I said I wish I had
Starting point is 01:36:45 this kind of time because I would like to take that and trim off an hour maybe it's maybe it's two hours and 40 minutes there's a three hours. Anyway, I could trim off two hours of that movie and it would be
Starting point is 01:36:55 amazing. The problem is they built these elaborate models and instead of saying, hey, we're going to build it. We're going to show you a quick clip like a normal movie. And they take you through. And they play the music. And it's like, oh, wow, they are proud of this. Yeah. Oh, they're proud. Oh, they're, are you serious? Is this a minute and a half? Are we? Oh, my God. They're still going. No. They take it, they take you through the hallways of it. Yeah. Yes, I remember that. I did see part of that movie. The concept is great.
Starting point is 01:37:25 And if you trimmed it down to where it was an hour and 20 minutes or maybe just an hour and 10 minutes, it would be a good movie. How was the computer space odyssey? Yeah, yeah. You mean how. H-A-L, right? Yeah. It's, what did I say? How?
Starting point is 01:37:40 You said the computer space odyssey. No, I said, how was the computer? Oh. And you said, you mean how? And I'm like, yeah. I'm sorry, I didn't hear that. Oh, no problem. Yeah.
Starting point is 01:37:50 I'm sorry, Dave. I can't do that. How? Open the pod. How? I'm not going to argue with you. You know, Richard Pryor did a spoof on that. Oh, God, it's sorry.
Starting point is 01:38:01 Open the Pond doors out. So another one I was thinking about renting was Brazil. Do you remember Brazil? No. It was a British movie called Brazil just about bureaucracy and like literally like somebody, they punch in the wrong number and ruin this guy's life. And it's like the whole movie. What do you mean?
Starting point is 01:38:19 like somebody punches in the wrong number and they decide this person's like a criminal and then so like the police come and they chase him and they it's a whole i think i have the premise right it's like the whole and it's basically like saying look because you know bureaucracy is so the bureaucracy is so overblown there was no way to even correct the mistake so they torment this guy his whole life because somebody punched it in a six instead of a three you know that kind of thing so and it's just about how just overblown society is and how overbuilt everything is but I would love to watch that movie because I think I may have it wrong somebody in the comment section will be like you're an idiot
Starting point is 01:39:01 that's not what it's about at all but the point is I remember watching it once and remember thinking wow this is a great movie but I'd love to go back and watch it and I'll probably be wrong I'll be like it's not what it's about and it's a horrible movie
Starting point is 01:39:12 you know it's a great movie to watch that you would think is a horrible movie it's Casablanca If you watch Casablanca, you don't even know it's in black and white, bro. It's such a great movie. I don't think I've ever seen that one either. And when you watch it,
Starting point is 01:39:29 you'll realize, like, as they're talking, you're like, oh, my God. There are so many amazing lines that you know the lines. You just don't know where they're from. Like, there are all these, you know, round up the usual suspects. Casablanca. What was another one is played again, Sam.
Starting point is 01:39:45 Yeah, Casablanca. I know that's from Casablanca. This is the start of a beautiful relationship. Yeah. Like there's like as they go, there's the first ones that come in mind. But as you watch it, you're like, wow. Wow. Is it a love story or is it a detective?
Starting point is 01:40:00 We'll always have Paris. Yeah, I remember that. Yeah. Like there's like, like, you go and you're like, oh my God. Like there's all these amazing lines. The movie I'm dying to see is, um, close encounters of the third guy. May Jess watch it the other day. That was a matter of fact.
Starting point is 01:40:15 I think I bought it. I might have rented it because I remember. That was a good movie. That was a great movie. Yes, it was. You realize how just bad the sets are and stuff. You kind of realize. But what about when,
Starting point is 01:40:26 because I want to see when he made the, so like I just wanted to, there were parts because I've only seen it once. I'm going to take another movie. I've only seen one time that I wanted to go back and check out. I saw it on Netflix, AI. That was horrible. In the,
Starting point is 01:40:41 in the theater, it was horrible. It might be amazing now. It, the con, well, it was one. kid who thought he was real.
Starting point is 01:40:50 Yes, they built him so that he Would think he was real. No, he, no, no, he felt he was in love. He actually. No, no, he, he, he, he. He, he. Oh, yeah. Remember?
Starting point is 01:41:02 And he was like, and then they, then, because her son, her son was a coma. And then he comes out of it. And they don't really get along. And so. He was, he's supposed to be a brother. God, it's been so long. I have it.
Starting point is 01:41:13 I only saw that once. You know what he was. He was like, who was, who was, who was the robot? What? That wasn't Johnny De. was it the robot that was the lover he was the the Jude law Jude law was that's right he was the Gigolo robot hi ladies um hold on did I did I buy where did he oh man I wanted to see that movie again I saw it one time I think it was a was a prison movie or something
Starting point is 01:41:39 like when I first went to prison like at Coleman oh bro listen to the movies I have let me tell you, let me read my movie list. Okay. Valkyry with, right, with Tom, with Tom Cruise. Oh, yeah, yeah, yeah, yeah. Of, yes, yeah. Any given Sunday.
Starting point is 01:41:58 That's a good one. Any given Sunday? Yeah. It's amazing. No. Have you seen it? Yes, I own it. I own it.
Starting point is 01:42:07 Okay. Moonfall. Horrible movie. This is recent. Oh, Outlander. No, Outland. just called Outland. Sean Connery is a like a police officer on,
Starting point is 01:42:20 on, uh, uh, I-O, which is one of the moons around Jupiter and they're mining. Um, the Martian. Oh,
Starting point is 01:42:29 with him with Matt Damon. Yeah, those plants. That was, that was all right. That's like gravity. I loved gravity. Okay,
Starting point is 01:42:37 look, wait, old. That's a, uh, shine lawn. What's his name? The guy that did,
Starting point is 01:42:42 uh, the seven. The buff? No. The guy that did. the seven cents or seven senses or six cents or something oh yeah shylo la buff or something or what was name or shylock night night something i can never say his name anyway um baby uh baby driver solo oh wait the road solo yeah the road do you remember the road that was a book
Starting point is 01:43:05 well i read that book is that a movie of course it's great not as good as the book obviously but oh listen that's the guy that did um uh no country for old men. Escape from New York. With Kurt Franklin. Kurt Russell. Kurt Russell. Planet of the Apes.
Starting point is 01:43:26 1968 version. The original. The big short. Layer cake. Great movie. Lord of War. Redic, the Chronicles of Reddick. Reddick.
Starting point is 01:43:42 Dune, the new one. the last of the Mohicans Wait Four weddings and a funeral It's great movie What live die repeat Edge of Tomorrow That is actually my favorite movie
Starting point is 01:43:55 Which which one Live die Edge of Tomorrow It's a great movie Right Tom Cruise Yes I forget the chick's name But she's amazing looking
Starting point is 01:44:03 A star is born I have something on my face Go ahead A star is born I may just watch Harry Met Sally When Harry Met Sally Oh that's a good movie
Starting point is 01:44:13 good man well seven oh that's classic have you ever seen that the cult classic oh my god Morgan Freeman and at their best yeah only the the the worst part is when Brad Pitt's acting like he's crying what's in the box I thought that was I thought he did a horrible job it's like come on Brad Brad do that again man and that was horrible I thought it's a great it's a great movie what's in the box what watch how he says that line have you seen it Yeah, I own it. Watch how he says that line. Watch how he says that's the worst acting ever.
Starting point is 01:44:50 Jack Reacher. Wait, night and day. You ever seen that? Oh, my God, yes. Are you a Tom Cruise fan? He's pretty good. He's like five foot seven. That is a hilarious movie.
Starting point is 01:45:02 We got Guardians of the Galaxy. Yeah, I like that one. Alien. The second one? No, this is, well, I have Alien the first one. And this is Covenant. Covenant? Yes.
Starting point is 01:45:14 And then I got hustlers. Wait. I haven't seen that one. Hustlers. Yeah. It's got Jennifer Lopez in it. It's a true story. Fight Club.
Starting point is 01:45:25 What's the one rule of fight club? There's one that I can talk about it. Romancing the Stone. Oh. Of course. Joan Wilda. Joan Wilder? Yeah.
Starting point is 01:45:38 Socaro the day of Salah I don't fuck it now I can't read What was a romantic in the stone? What was the follow-up? Yeah there wasn't a second one Was it Jewel of the Nile? No
Starting point is 01:45:56 Wasn't there a second one? Yeah I think it was Jewel of the Nile What about the Blade Runner? Oh Blade Runner. Man I'm glad he said that 2049. You know what?
Starting point is 01:46:07 I've been meaning to watch that Blade Runner was a good movie Yeah When they're doing all those interviews of the robots Yeah Like yeah That was Harrison Ford I got Thor
Starting point is 01:46:20 I got Inders game Nah No Harrison Ford was in that too The grumpy old man What about American made Tom Cruise I have a lot of Tom Cruise
Starting point is 01:46:31 It's weird Can you close this out So I can just go without him closing it out? I keep going bro I love movies I keep going Well, I got it because I got to pick up winter And I got a war Z.
Starting point is 01:46:42 Oh yeah, I don't think I've seen all of that yet. Oh, bro, you got to watch it. It's, it's, it's, it's, it's, it's, it's, it's, it's, it's, it's, it's, it's, it's, it's, it's, it's, it's, it's, I like my zombies or way, I like my zombies slow. You don't like the fast zombies. I like the idea that maybe I can make it. I'm not beating these guys. There's no way. All right. See, I got another miss call. Oh, all right. Hey, I, read what she says. Who's this. Tammy? Tammy.
Starting point is 01:47:06 she's going off I thought it was your day off bro I all I pray for is to come here and not deal with that I don't listen I know how to not deal with that yeah okay
Starting point is 01:47:20 hey it's Matt Cox edit that too please no don't know did you see that yes I did those damn that's freaking Popeye that's that's um that's um
Starting point is 01:47:32 TH uh THT THT so all right hey it's buff hey it's mac yeah buff exactly it's i want to say it's not too late but it is too late it's probably all right hey it's matt cox why am i saying it's mac all right listen i appreciate you guys watching check out my trailers for my book please join my patreon it's it's like 10 bucks it's nothing it's 10 All these guys leave comments in the comments section like, bro, you're awesome, you're so cool, you're that it's $10. It's, you know, like you're not even going to miss it. All right. I appreciate it. Thank you for watching. Check out Zach's channel. Also, Zach has a cash app that you can donate to. The link is in the description. The link is in every single description of every video on his channel, which is called, which is Black Zach. Also, the link to Black Zach's channel is in the description.
Starting point is 01:48:35 I really appreciate you guys watching. Thank you very much. I have a bunch of books. Check out my books. They're amazing. It doesn't sound like I'm being humble. Thank you. Using forgeries and bogus identities,
Starting point is 01:48:50 Matthew B. Cox, one of the most ingenious comment in history, built America's biggest banks out of millions. Despite numerous encounters with bank security, state, and federal authorities, Cox narrowly, and quite luckily, avoided capture for years.
Starting point is 01:49:09 Eventually, he topped the U.S. Secret Service's most wanted list and led the U.S. Marshal's FBI and Secret Service on a three-year chase, while jet-setting around the world with his attractive female accomplices. Cox has been declared one of the most prolific mortgage fraud con artists of all time by CNBC's American Greed. can greed. Bloomberg Business Week called him the mortgage industry's worst nightmare, while Dateline NBC described Cox as a gifted forger and silver-tonged liar. Playboy magazine proclaimed his scam was real estate fraud, and he was the best. Shark in the housing pool is Cox's exhilarating first-person account of his Stranger Than Fiction story, available now on
Starting point is 01:50:00 Amazon and Audible. Bent is the story of John J. Boziak's phenomenal life of crime. Inked from head to toe, with an addiction to strippers and fast catalanx, Boziac was not your typical computer geek. He was, however, one of the most cunning scammers, counterfeiters, identity thieves, and escape artists alive, and a major thorn in the side of the U.S. Secret Service as they fought a war on cyberprime. With a savant-like ability to circumvent banking security and stay one step ahead of law enforcement,
Starting point is 01:50:34 Boziak made millions of dollars in the international cyber underworld, with the help of the Chinese and the Russians. Then, leaving nothing but a John Doe warrant and a cleaned-out bank account in his wake, he vanished. Boziak's stranger-than-fiction tale of ingenious scams and impossible escapes, of brazen run-ins with the law and secret desires to straighten out and settle down, makes his story a true crime con game that will keep you guessing. Bent, how a homeless team became one of the cybercrime industry's most prolific counterfeiters. Available now on Amazon and Audible. Buried by the U.S. government and ignored by the national media,
Starting point is 01:51:14 this is the story they don't want you to know. When Frank Amadeo met with President George W. Bush at the White House to discuss NATO operations in Afghanistan, No one knew that he'd already embezzled nearly $200 million from the federal government. Money he intended to use to bankroll his plan to take over the world. From Amadeo's global headquarters in the shadow of Florida's Disney World, with a nearly inexhaustible supply of the Internal Revenue Services funds, Amadeo acquired multiple businesses, amassing a mega conglomerate.
Starting point is 01:51:48 Driven by his delusions of world conquest, he negotiated the purchase of a squadron. of American fighter jets and the controlling interest in a former Soviet ICBM factory. He began working to build the largest private militia on the planet, over one million Africans strong. Simultaneously, Amadeo hired an international black ops force to orchestrate a coup in the Congo while plotting to take over several small Eastern European countries. The most disturbing part of it all is, had the U.S. government not thwarted his plans, he might have just pulled it off. It's insanity. The bizarre, true story of a bipolar megalomaniac's insane plan
Starting point is 01:52:30 for total world domination. Available now on Amazon and Audubor. Pierre Rossini in the 1990s was a 20-something-year-old Los Angeles-based drug trafficker of ecstasy and ice. He and his associates drove luxury European supercars, lived in Beverly Hills penthouses, and dated Playboy models. while dodging federal indictments. Then, two FBI officers with the organized crime drug enforcement task force entered the picture. Dirty agents, willing to fix cases and identify informants. Suddenly, two of Racini's associates,
Starting point is 01:53:10 confidential informants working with federal law enforcement, or murdered, everyone pointed to Racini. As his co-defendants prepared for trial, U.S. Attorney Robert Mueller sat down to debriefers, Rossini at Leavenworth Penitentiary and another story emerged. A tale of FBI corruption and complicity in murder. You see, Pierre Rossini knew something that no one else knew. The truth. And Robert Miller and the federal government have been covering it up to this very day. The Devil Exposed. A twisted tale of drug trafficking, corruption, and murder in the city of Angels.
Starting point is 01:53:50 Available on Amazon and Audible. Bailout is a psychological true crime thriller that pits a narcissistic con man against an egotistical pathological liar. Marcus Shrinker, the money manager who attempted to fake his own death during the 2008 financial crisis, is about to be released from prison, and he's ready to talk. He's ready to tell you the story no one's heard. Shrinker sits down with true crime writer, Matthew B. Cox, a fellow inmate serving time for bank fraud. Shrinker lays out the details, the disgruntled clients who persecuted him for unanticipated market losses, the affair that ruined his marriage, and the treachery of his scorned wife,
Starting point is 01:54:33 the woman who framed him for securities fraud, leaving him no choice but to make a bogus distress call and plunge from his multi-million dollar private aircraft in the dead of night. The $11.1 million in life insurance, the missing $1.5 million in gold. The fact is, Shrinker wants you to think he's innocent. The problem is, Cox knows Shrinker's a pathological liar and his stories of fabrication. As Cox subtly coaxes, cajoles, and yes, Khan's Shrinker into revealing his deceptions, his stranger-than-fiction life of lies slowly unravels. This is the story Shrinker didn't want you to know.
Starting point is 01:55:11 Bailout. The Life and Lies of Marcus Shrinker. Available now on Barnes & Noble, Etsy, and All. Matthew B. Cox is a con man, incarcerated in the Federal Bureau of Prisons, for a variety of bank fraud-related scams. Despite not having a drug problem, Cox inexplicably ends up in the prison's residential drug abuse program, known as Ardap. A drug program in name only. Ardap is an invasive behavior modification therapy, specifically designed to correct the cognitive thinking errors associated with criminal behavior. The program is a non-fiction dark comedy which chronicles Cox's side-splitting journey. This first-person account is a fascinating glimpse at the survival-like atmosphere
Starting point is 01:56:01 inside of the government-sponsored rehabilitation unit. While navigating the treachery of his backstabbing peers, Cox simultaneously manipulates prison policies and the bumbling staff every step of the way. The program. How a con man survive to the Federal Bureau of Prisons, Cult of Ardap. Available now on Amazon and Audible. If you saw anything you like, links to all the books are in the description box.

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