Matthew Cox | Inside True Crime Podcast - He Made Millions in Secret! | Credit Card Scammer's Double Life

Episode Date: June 6, 2026

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We're making $1.2 million a month. I have IDs to go with any card that I need. So I had a crib in Scottsdale. I had a crib in Houston in Miami. One of my best friends is a U.S. Marshall. Nobody knows that I'm a scammer. So I was charged with bank fraud, wire fraud, aggravated identity theft. My mindset is, bro, I'm coming back with a vengeance.

The girl that I was talking to at the time, she's like, hey, listen, you have the gift of gap, you know. I know you got this college degree. Nobody's really hiring right now because of this recession thing that's trying to blow over. This is in 2010. And she's like, hey, look, why don't you just come work at this collection agency? Right. So I'm like, all right, cool.

Yeah, I'll try. There's no shortage of collections. I'll try it out. I see what's going on. So in my mind, I'm thinking bill collector whole time, right? That's what I'm saying. Yeah. I'm thinking bill collector.

So the pay wasn't, it wasn't that much. I think it might have been $12 an hour at the time. This, like I said, this is 2010. And I'm like, all right, cool. So boom, go to the collection agency. My first month, I made a bonus because what they did was they paid you 25% of whatever. Okay, so you had a goal. Let's say your goal is $7,000, right?

but you collect 10,000. It's 25% of the 3,000 over is what your bonus would. All right. So my first bonus was $2,000, you know. Plus the $12. Plus my $12 an hour, right? So I was like, it can't be this easy. So what we were doing, we were collecting on payday loans.

Okay. Online payday loans are like Ace cash, stuff like that. So I'm like, man, this is pretty sweet. week. So. That's almost, that's like $85,000 a year. 80,000 a year. If you could, that's on the low end.

That's on the low end. That's on the low end. Like, if you're just a trash collector, like, you know, you might, you, you know, trash collectors clear 60. Right. But I actually, so I actually got in the character with this stuff, right? So, um, I had a shake name, right? I had a shake name and I will also have a clothes name.

So whenever I called to people, it would be like, ring, ring, ring, ring, ring, ring, hello. Hey, this is Victor Roy. And so this is a thing, too. You have to, you, okay, so look, this is how the collections used to work. You had to abide by the FDCPA laws, all right? So I can't call you and say I'm the sheriff. I'm not the sheriff. I can't call you and say anybody that I'm not.

not, but I can be a process server. Okay. Anybody can be a process server. You, me, Kobe, anybody, right? So that's what I would do. And I will also use different lingoes to be like, let's say, like, Lakeland County, right? I would never say I'm with Lakeland County. I would always say I'm within Lakeland County.

You understand what I'm saying? So I will call you, it'll be something like this. You answer the phone. Hey, hello. Hey, Matthew. I wouldn't even ask if there was a mail on the phone and I'm calling a mail, I would never even ask. Is this? Because I'm giving you the opportunity to lie.

Right. Right. So when I call you is, hey, Matthew. Yeah. Yeah. Hey, how are you? This is Victor Roy. I'm calling.

I'm a process server calling within Lakeland County. I've been trying to reach you at such and such address. in that whatever place of employment, right? I have a formal complaint that I'm trying to serve to you and I've been unsuccessful in doing so. Well, ain't nobody tried to serve me. Well, I went over there two days ago, blah. I'm lying, right?

I went over there two days. Yeah, I went over there two days ago. And then also what I might do too is call your employer ahead of time, right? So I might call your employer and be like, hey, what's the protocol and procedure for me to serve this individual at the place of employment? I'm trying to be discreet. Oh, it's da-da-da-da-da. Okay, what's your name, ma'am?

Oh, my name's Cindy. Okay. So now I know that your boss is Cindy. Right. So I tell you that over the phone as the process server, right? And I got this stern voice. Yeah, you need to call 855. Da-da-da-da-da-da.

Right. And I bang it on you. Hang up the phone. No, I don't give you any. You don't get to know any additional information. I'm just a process server. All I want to do is get you served, right? And I'm just trying to make it believable.

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This is Brent Horton. Hello? Yes. Okay. Yeah, man, they gave me a case number. And mind you, now, let's say that I wasn't able to get in contact with you, right? And I spoke to maybe your mother. Because, you know, we had skip tracing.

You know, we had Lexus, nexus and stuff like that. accurate LexisNexis and all that. So I had to skip tracing. So I'll call all your family members really before I call you too. Yeah, they know you're out. They know it's something's happening. It's out there. Somebody's called you and said, hey.

I'm leaving voicemails on their phones. I'm also contacting your mother, father. I'm talking to the auntie that you haven't spoken to since the family reunion five years ago. Right. You know what I mean? Hey, Matthew, you need to call these people. then it turns into, hey, the police looking for you. Yeah, yeah.

You know what I'm saying? Because it goes from process server to the police, right? So they called back and I collect on it, you know. So what we did was we had green money and blue money. Green money was money that day, right? And blue money was post-dated money. So let's say that my account for you was $500, right? me personally, I would always put like an extra 200 on it.

Right. And that's just to boost my, you know, that's just to boost my bonus. Right. You know what I mean? And guess what? I need that today. Right. No, I need it today.

Right. Yeah, yeah, yeah. Oh, well, hey, I can't do anything today. Sir, I need something today. Matter of fact, give me a second. Let me put you on hold. Let me go speak to the attorneys. Let me see what they can do.

I don't even know if they can do anything for you at this point in time. You know, if they can't, I'll go ahead and get, who'd you say? If some guy, Roy He, I'll get, oh, Victor. Yeah, I'll get, because, of course, it was me. Yeah. I'll get Victor to go ahead and get you served, you know, probably at your place of employment, you know, and we go ahead and get this thing in the court. Man, hey, did you see what you can do for me, man, please.

Put him on hold. And I swear, I'll let them. sweat. I sit, I'll sit there, I'll let them sweat. I'll keep my whole three, four minutes, come back. Hey, listen, um, your account is showing $700 and they're saying that needs to be paid today. What I can do for you, Mr. Cox, is I can go ahead and, you know, I can get half of that in today and I can go ahead and get the other half next month. Hey, look, man, I can give you $200. Absolutely. All right. So, ah, on my end, absolutely. I don't know, sir.

Let me see what the attorneys have to say. I know I keep putting you on hold. Just one second. You know I'm taking the green money. Yeah, yeah. That's green money. That's for today. That's guaranteed.

So that's what I would do. And then I would just post date the remaining 500, you know. So it would be, you know, I say the count might say five, but I put seven on it. And he gave me the two today. I'll post date the remaining. and 500. So it'll be 250, 250. Sometimes I split it up, you know, give me 250 next month and 250 in March, right? How often do those checks go through? They were clearing. Oh, all of them? Okay. They was that. So at that point in time, we were taking checks, too. We were

taking, writing in account numbers. But the green money would be. Well, the green money is good now. Like, I get, you probably get that. I'm saying when they say it. The green money is on the card. Right. Oh, okay. I didn't know how you did it. So yeah, we're processing. in the card right now. Right. Yeah, we're doing a green money. I was thinking, I was thinking like you were maybe printing check, you know, like the check. You know, yeah, yeah.

You used to do the checks. No, we would. So, so we would put a check in account on file, but what we started running into was that that stuff would start bouncing. Right. You know. And that was another thing, too, though. So I had a script, right?

My script was not just a shake, but my closing script, you know, hey, look, I see. I see here you were with Woolfors Bank. I see your, you know, your bank account went into an R-O-1 status, which means insufficient funds or a closed bank account. Our client here, CMG group, they feel like you tried to defraud them, like you took their money and you tried to defraud. They're fraud in there. Sounds like they're going to get arrested, right?

Like, this could be a fraud charge out. Well, you did. I said, well, what you did, Mr. Cox, was you did agree to pay the money back in the check form. Right. And you didn't adhere to that. So, I mean, my client feels like you tried to defraud them. It feels like you took their money and ran. I'm not sure exactly what happened.

Oh, I had this going on my account. I had to change over. Like so many stories, you know. Right. But the best time to really, the best, the most money. I was making around the time was like tax season. Man, they didn't care. You know, they get $7,000, $8,000 back.

They paying that little $5,700. They don't care. I just don't want it to, you know, mess with me. And, of course, you know, I made them feel comfortable. Hey, listen, I'll have my HR send you out a letter showing that you've paid this and da-da-da-da. Man, we didn't have an HR to do that stuff, man. But it was very lucrative.

So I did that, I did that for about four years, actually. Okay. Yeah, I did that for about four years. It was really, really good. I put a lot of guys on, like a lot of guys that I was friends with that I knew could actually, you know, talk. Right. And, yeah, man. Did they teach you that hustle or did you kind of develop it?

Like, did they have you like, hey, this is our basic script? And you're like, oh, let me see how I can twist this and make it. No, I'm, no, I wrote my own scripts. Yeah. Yeah, yeah, I wrote my own scripts. Yeah, like I said, I got into character. When I was at work, I was behind the phone. Right.

So you can be anybody you want to behind the phone. Right. You know what I'm saying? Like, you could be anybody you wanted to be. So when I wanted to be aggressive, I was Victor Royhee. When I wanted to keep it cool, I was, I was Brent Horton. Yes. Sounds like a mad duck situation.

Yeah. Yeah. Where did you get that idea? You just kind of like, hey, like, I think this will work. Well, you got to, so in collections, you can't think of it as being a collector. You know what I mean? Well, I never did anyway. You know, I didn't think about it as being a collector.

I thought about it as, you know, getting the money. Right. That's what it was. That's what it was about. I have a $10,000 goal. I need to be $25,000 up, you know. And then my next month for blue money, I need to be, I need to come into the next. month at 15 or 16,000, you know, already at gold.

You know what I'm saying? And collect on that as well. And that's essentially how it went, you know. When you're collecting like that, you know, it's, you never, you never want to start the next month off like under, I never did anyway. I didn't want to start under goal. I wanted to start over gold. Every, every month I needed my stuff well over 10,000, at least 15, 16,000.

And that's pretty much what I did. So I did that. It was good. It was real good. It was lucrative. And at the time, the guys that I was actually working for, they used to work with me. So they opened up their own. So we went from like 11, 12 people, right, taking $50 payments, like taking the low.

in just to like build up you know to and I think we had like 150 people you know when it was all said and done so this is 2014 all right so 2014 this is around maybe uh may 2014 we going to work and when we go in to work um the boss is like hey you know, hey, y'all, I got something to tell y'all. I'm shutting the doors. I mean, this is out of nowhere. Right. Right?

And I'm like, wait, what? Shutting it down. It's shutting the doors if you're not making any money. How is that possible? No. Mind you now, 2013, 12, 13, leading them in the 14, we're making $1.2 million a month. Right. Collecting.

So how's he shutting the doors? He's got to do some prison time. Nah, no, no, he didn't, no, he didn't do that at all, at all. So about maybe about a week before that, a week, let's say about a week or two before that, the FDCPA came in and we started doing training. Okay. So, you know, FDCPA, these are the people, anytime you're trained that way and like a bill collector calls you, that's the bill collector that says, hey, this is, an attempt to collect a debt. Right.

We were never saying that. Okay. We weren't certified. So now North Carolina law is like, hey, you all getting these complaints through the, through the Attorney General in North Carolina, right? X-Ed companies getting these complaints, right? So you all need to go ahead and be FDCPA certified on paper, all right? And abide by that to stay open.

So he brought him in for like a week And then I guess he was like, yeah, no I ain't gonna do it like that You know what I mean? Like so he literally, I mean, dude, I'm telling you it's a hundred people down. We went straight to the unemployment office same day. Right.

Right. So, I'm thinking to myself like, galley, man. Like, it's over. But there are other collection agents. So when you're in that field, you know the people that own collection agencies.

It's like an underworld right sense. You know what I'm saying? Like, oh, yeah, I know such and such has that collection agency and he does and he does. So, yeah, you could have bounced around and work for different agencies and stuff like that. But it's like, ah, you know, they probably not going to pay you what you're going to get paid. And the paper, well, I call it paper, but the portfolios probably aren't that good. They're probably stepped on, stepped on meaning like, It's already been through one collection agency they couldn't get anything.

One, maybe four. Okay. Yeah, man, I already heard this already, man. Get off my phone, man. Right. Y'all playing. And y'all still calling me, man. That was 2007, you know.

That's seven years ago, man, I don't care about all, you know. So. Somebody calling me from 2000 and, from 2000 and like, was it four? No, no, 2000. Recently? Yeah, recently. From 2002 and, I want to say 2002. And I was like, 2002.

Like, I was like, when I went, I said, bro, that's, that's over 20 something years ago. Yeah, yeah. What are you talking about? Yeah, they're still trying to collect on it. Yeah. I said, I don't know what you're talking about. And it's sad that somebody, it's sad that somebody even paid for that portfolio. Yeah.

That's terrible. Yeah. I would never. 2002? Yeah, it was like 2000. Because I remember thinking, and then I asked them, they said, well, we, you know, we've mailed of stuff and we've been and I went where and they were like 405 East Amelia and I thought that's that's a house I owned in Ebor City 20 something years ago right and they were like they were like well you know it's uh the

debt is 13,000 we're letting we're allowing you to saddle it today for five. So it's like nine or seven or something and I was like give you seven grand a fucking 20-something year old debt I would have gave him a bullshit card. A what? Bullshit card one of my old expired card. Say, yeah, here you go. I got a card for you right now, man. Let's just put it on file. It'll be there tomorrow.

They were telling me, they're, well, you know, we can, or it's going to be, it's going to be handed over to the, to, they're going to file, in the courts. We don't want to have this to get to the courts. Oh, yeah, that was me. Yeah. That was me. That was me for sure. So, yeah, man, we all go down to the, to the, unemployment office and file for

unemployment. And so this is where I'm kind of introduced to fraud, right? So, but mind you now, I will say this too. While I was there, right, I was, I used to write down socials here and there, like, ah, man, you know, just, you know, on my little sticky note, like, ah, An odd thing to do. Man, you know, I wonder what I could do with this thing. But I didn't know what I could do with it at the time because I never really tried to tap into that. You know, I was about a book for the most part. When I was with the stripper, though, I did get locked up for uttering a forged instrument.

Okay. In Asheville, North Carolina. Well, out of Asheville, North Carolina, I met up with some African guys. and we would take some trips and go to the Piggly Wiggly. Pigley Wiggly. Yeah, that's a... I know a Piggly Wiggly. I know what it is.

Yeah, you know what Piggly Wiggly is. So, yeah, we'll go to the Piggly Wiggly and I would cash the checks. And, you know, back then, you could cash at the grocery store. So they gave me straight cash, boom. Now, where he messed up with how I got caught and how I found out I got caught was he didn't change enough numbers on my license. You remember the old license? Yeah.

You know, those were just like PVC and like a piece of whatever. You know, like just it was, it was very simplistic versus now. Yeah. Very much so. So he didn't change enough numbers on there. They end up coming back. And you know what? I didn't even know I had a warrant out there.

I got pulled over for speeding, right? Going to get the girlfriend from the strip club. Get pulled over. All right. And dude like, hey, man, you know, he said, man, I ran you through the NCIC. You know, you got a, you know, you got a Warren in Asheville in Buncom County. Absolutely not. For what?

I'm saying. It's crazy. Yeah, uttering the four-ish instrument. Do you know some Nigerians? Man, sir, what's that? So, yeah, but end up getting out. And it wasn't a felony. They just wanted me to pay.

So actually, only one check came back. Right. So I just had to pay. It was like $300. Paid that. Mastominer, cool. So boom. Back to 2014, though, we did that.

And one of my homeboys that was actually living with me, I had two of my homeboys that worked at the collection agency living with me at the time, right? One of my homeboys, he knew somebody that could do like, the transfers with Bank of America, right? So I'm like, all right, cool. You know, I don't know. So, but first you went and got on unemployment. Sure.

Okay. And then you've got a bunch of social security numbers. I'm not doing anything with them. Okay. They're just sitting on sticky pads. Right. Right. Sitting on sticky pads.

And so I'm like, ah, I don't know what to do with them, right? I just got the name, the social. Cool. All right. So my homeboy, like, listen, I got a quick, you know, little money thing we can get, you know, we can do. And I'm like, all right, cool, let's do it. So he does it and it's successful. Mind you now, what is it?

So they're transferring, they're transferring the, I guess, like from your account to his. Right. Right. And it shows up, but it goes away. or something like that. I didn't really indulge in what they were doing. I just knew he did it and he didn't pay the people that he was, that did it for him, right?

But he split it amongst us. So we all got like $3,300 a piece. And now at this time, now I'm dealing with this girl that lives in Houston. So I'm like, you know what? I'm about to move to Houston. So me and my homeboy, pack up, drive from North Carolina, Carolina to Houston. Get out to Houston because she was an HR for her job at the time. And she's like, look, baby, I got job interview for you. Boom, boom, one, one. All right.

I clear my job interview. I've been telling him, hey, bro, you got to stop smoking. You know, he's still smoking. So he fails his drug test. I pass mine. I passed the typing all that stuff. It was for a logistics company. And I get the job, but I don't want to leave my homeboy. You know what I'm saying? I'm like, ah, I'm like, dang. I'm like, so we come back to North Carolina. We go back to North Carolina.

All right. So when we get back to North Carolina, he ends up moving to Orlando with my other homeboy, right? They take their money, leave me. And I'm like, dang, maybe I should have left him. You know what I'm saying? Like, hey, bro, you know, I'm saying? like, hey, bro, you know, I'm with the bros, you feel me? So they leave me, they come down here to Orlando.

They come to Orlando. And that's when I'm introduced to the dark web. So if I would have known what I know now, I would have kept all my Bitcoins. Right. All of them, you know, because, man, we were getting Bitcoins for the, we would, we would pay $300 for 20, 30 Bitcoins at that time. You know, it was fairly low, you know. So they have, so they end up meeting some guys from New York out here in Orlando.

And they have their little thing going on with the cards, right? So what they were doing was they had the reader and writer, right? So they had a reader. They would take the card, they would take your card number, put it on a strip. All right. And they would go and make purchases. All right. This is a,

do they still have Win Dixie out here? Yes, they do. You remember Win Dixie? Yeah. So that's where they, they were, they were banging Win Dixie out too. You know,

but the thing was, uh, they were guessing. Because I came down here for like a week and hung out with them and, uh, saw what they were doing. I mean, these guys,

they massive, massive piles of just like gift cards and stuff. like that. And I'm like, dang, I'm like, bro, do y'all even, like, y'all just guessing, right? So what do I do? I say, man, how can I make this better, right? Instead of guessing. So I come back to Charlotte. I started working at another collection agency briefly. This is after the unemployment ran out. I started working for another collection agency. And in the midst of me working for that collection agency, I started doing my criminal mischief. All right.

So this is what I started doing, though. So let me think. Was it? Yeah. All right. Lending tree was out. So this is before credit karma and all of that stuff. So what I would do was I would check the person's credit ahead of time, right?

check their credit. Now this is in 2014, yeah, into 14, 15, where, like, people, you're not really, at that time, you're not really keeping up with your credit like that. You know what I'm saying? Like, you don't have alerts on your phone, like credit alerts, you know what I'm saying? So I would check the person's credit, see what credit cards they didn't have, and then I would apply for the credit cards that they didn't have, right? So I would know the limits, right?

And now the only bad thing about that was I would have it sent to your house. All right. So I would have to know your mail schedule. So I could get your mail before you got it. Do you have to go sit in front of the house or you're just going and check in like that's, that's scary. Having to walk up, pull up, stop, get out. Get out. I ain't getting out.

I'm the male man. So I'm not getting out. I'm the mailman. So that's how I actually incorporated myself into the fraud that I started doing. So boom. All right. I have the lending tree going. All right.

I'm checking your stuff. Okay. You don't have Amex, Discover, Capital One, Chase. And out of platform. Well, first I'll check. your credit and see what you could and then I pre-qualified you right so I never really went in the blind and the reason why I had because I had a few trial and errors what would happen was you know a denial letter would get sent to your address so let's say that you didn't qualify for

Amex but I'm like oh you have a 680 or you have a 700 just because you have a 700 doesn't mean that Amex is going to give you a credit card right right so I would start seeing denial letters when I'm getting the cards. And I'm like, oh, whoa, okay, how can I bypass that? Let me start pre-qualifying to see. I also ran into, like, I also ran into hiccups with getting the cards whenever I would do more than like four in a day. So if I try to do like four credit cards in your name and one day, one of the credit card companies would kick it out. No matter, mostly Citibank. City Bank would kick it out real bad.

Like they like, yeah, no too many credit card inquiries for the day. Right, right. Or the month, whatever. So boom, I started doing that. So I'm getting the credit cards and I had a few different trials and errors with the credit cards. credit cards, all right? So I get the credit card. I activate it. I'm like, oh, yeah. And mind you, now, this is when, like, with Capital One and Discover and stuff, you could just call and set the pin up instead of them sending the pen in the mail, right? You could just call, set the pin up

over the phone. So that's what I would do. First day, boom. I activate the card, set the pen up. I'm going to the ATM. Baby is, I got 15,000 in Matt Cox's name. And, and I'm, you know, And then saying that I can get $7,500 cash. I'm going to the ATM. I need that. Because, you know, at that point in time, we didn't have the cash apps and stuff now. We didn't have VEMO, cash apps. It was hard.

So I went, so this was one of my trialing errors. I go to the bank, I mean, excuse me, I go to the ATM, put the card in, put the number in. Mind you, I just activated this card 30 minutes ago, maybe 40. Right. Decline. Nothing. Yep. Locked up.

Card locked up. I called the people. Hey, I just got my card in the mail. I'm trying to figure out why, you know, I got denied for a cash advance. Oh, sir, I mean, that looks like fraud. Yeah, I swear. Yeah. The lady over the phone, when she said that, I was like, oh, okay.

I was like, no. She was like, well, look, this is what you can do. You can send this in because this was a. This was A-Mex, actually. So, you know, A-Mex is the worst. They want you to send driver's license number in and proof of residence and all this stuff. So, of course, I couldn't send that in. So I did that, and I'm like, okay, well, how, you know, how can I get around that?

Because at the time, I don't, you know, I'm not doing the ID thing yet. I don't, you know, I'm not, I'm not sophisticated. This is like my first round. Right. You know? So I'm just buying a little dumb stuff at Walmart doing, you know, just buying a gas, just just little knick-knack stuff. I'm not, I haven't gotten built up yet to do anything. All right.

Come back down to Orlando. All right. My guys, they've gotten a little bit more sophisticated with what they have going on. So now they have the, uh, what they have the, uh, what they're. call an embosser. Okay. So now what they're doing is they're embossing their names on the gift cards. Okay. I'm like, bro, what? Yeah, they little thing is making a little noise. You got to line it up just right. And they're embossing their names on the gift cards and also matching the last four, right? They matching everything. So I'm like, okay, I need to get an embosser then.

However, I'm clicking in my mind like, wait, but how am I going to emboss my name on somebody else's card? All right? Because your name already comes with your, you know, your card already comes with your name on it. What I did was I started, I bought a flat iron, like the one that the girls used for their hair. And I started melting the card down. And it'll melt. So I melted the card down and I used a like a brillo pad, scrape it right off. and then I would emboss my name over the top of it.

Okay. Yeah. But when the receipt came, it says Matthew Cox. Yeah, yeah. Yeah, not me. So I started bypassing with that. And then that just was that turn from little purchases into a few more big purchases, going to the mall here and there.

And so what I did start running into was spending ability with the car. right so I you know I might go and try to make a $600 purchase decline that's my card decline and I got 12 yeah 12,000 dollars left on the card you know all we've been doing is eating out you know buying liquor or whatever you know so I had to sit back and think I say golly what you know how can I how can I get past that oh treat the card as if it's mine. So once I start doing that, make a payment? No, not at all. Just say you make one, one or two payments. These people will. No, no, no, no, I'm burning this card in the month. Oh, okay, because you don't want them to get the bill in the mail. You could go paper,

paperless. Not at that time. No. No, not yet. Not yet. No, not yet. Not yet. Well, maybe. Some car. They're probably slowly switching over. Yeah, this was before the chip. Yeah, I ain't even have a chip yet. This is just straight sliding. Right. So, yeah, so I was like, all right, instead of me treating this as fraud, right, let me go ahead and start treating it as my own. Now, I'm still at the collection agency. And I'm like, you know what? I got enough money. I'm going to get my own collection agency because the people that I was actually, like, taken from were people that were on my accounts.

See what I'm saying? So it could kind of come back like, well, you know, if we went back and looked. So I'm like, well, let me just go ahead and get my own collection agency. And then I, so because I could get my own skip tracing service with the collection agency. So that's what I did. I got my collection agency down in Rock Hill, South Carolina, because the FDCPA laws were different. I got TLO, right? TLO was through TransUnion.

Now, TLO was so in depth with everything. I mean, this thing would tell me square footage of your residence. It would tell me who the lien is, I mean, down to your license plate number on the car that you had in 95. Right. If it was registered to you. You know what I'm saying? TLO was so in depth. So I'm like, yeah, cool bet.

All right. So I got the collection agency up and running. It's, I mean, it's doing all right. You know, about about 10 people in there, 9 or 10. 9 of 10 people in there. Everything's going well. And I'm just like, yeah, this still ain't enough. So I go back to doing what I'm doing, right?

Go back to doing what I was doing. Because I stopped briefly, jump back into it. But when I jump back into it, this next time, this is in 2015. When I jump back into it, the next time, it was just all systems go. So I started hitting, and this was my mistake too, I started hitting everybody on the same street. Right? So I was, all right, so this is what I would do. So the way that TLO works, right, I can have your phone number.

And if your phone number is registered in your name, only thing I have to do is put phone number in and it's going to come up with your name on it and I can see everything about your birthday, social relatives, possible associates, neighbors, everything about you, right? So what I would do is I would just go to a prominent neighborhood, right? Type their address in. That's it. Now I know who lives there. Right.

Right. So I'm like, okay, cool. I'm going to do this house, this house. Okay, they're not at home. They're not at home. They're not at home. I figured out the postal routes. So when you say you were the mailman, like what are you doing?

Are you just walking through the neighborhood and the man man man outfit? No, no. So what I did was, so when I said I was the mailman, what I did was on eBay. I bought the like the rural mailman thing. Right. Go on the car. So I didn't look out of place when I went to the mailbox. Okay.

So I look like... What do you mean the rule? What do you mean? So if you ever go to like a rural place, they do mail service out of their personal vehicles. Yes. Right. But so they have, like you can buy something that says U.S. like you're the... Is it sit on the car?

Yeah, it's a magnet. It's a magnet. So, I mean, is it slap up against the car? Is it sit on the top? On the top. Okay. Okay. I didn't know that. Yeah, yeah.

I mean, I've seen people. I've seen people do it in their own vehicles, but they usually have like, they'll have like a Jeep and they have like a magnetic thing stuck on the side, but it's like a regular car. That's what I'm something. Yeah, that's what I got. Yeah. That's what I had. But I usually saw the magnet on the side, not on, not. Well, it was, I had, I had one that stuck on the top of. Oh, okay. Yeah. So. But then again, this is. Hold on. This is, um, I was going to say, this is Rock Hill. There's a little, no? No, this is in Charlotte. Oh, in Charlotte? Okay. Yeah, I'm in Charlotte. Yeah, I'm in Charlotte doing that.

We're going to say Rock Hill is a tiny little town, right? Yeah, I'm in Charlotte doing that. So you're just scoping out, you're literally sitting in the neighborhood for a couple hours or 30 minutes, kind of. You wait until, like, the real mail mound goes by and then you swing him behind them? Oh, absolutely. Yeah. And then, so I also knew the pattern of the credit card people, right? which was if I did, if I did an application on a Monday,

I knew I would get it back on a Monday or maybe a Tuesday. You know, I never did anything. I like to get them in the beginning of the week. So that's what I would do. I would apply for it for your applications on, I would make a fake phone number on my phone. This is like the text apps and stuff. Make a fake phone number, fake email.

mail, all right? And I would do it like on a Monday or Tuesday because it would come back in seven days. It would tell me, hey, you know, your card is on the way. This is on like maybe a Thursday. Your card is on the way. So I know what day to come pick it up. Right. Boom.

Pick up your card. And so this is when I started like being the person. All right. So I get the card and I figured out like, okay. If I do go make a big purchase, I need to call a Discover card. And of course, I have the number on my phone that's registered with your application. Right. So that's what I would do.

I would call Discover Card. Hey, how are you? This is Matthew Cox. I'm in Louis Vuitton right now. I have here with the lovely lady, Brittany, and I have a purchase for $1,623. I just wanted to stay on the phone with you. that way, you know, my car didn't decline. Okay, no problem.

Mr. Cox, yeah, you have more than enough available. And so at the time, I didn't have the IDs yet. So I would have it on speakerphone so she could hear it. I ain't really got to show no ID. She know, you know, clear. I was going to say, I've done that before. Like, listen, I'm going to buy something for $2,000,000. Like, I don't want to get up there and be declined.

Right. And they'd be like, okay, well, how much is going to be a move? it's going to be under $2,500. And they'd be like, okay, you're good. Yep. Because, you know, because you maybe had done it before for $1,000 in it declined. Oh, man. A-Mex.

Listen, dude, I have went to Walmart with an A-Mex, fresh A-Mex, $20,000 or like the green card, gold card, whatever, you know, the titanium. Yeah. I've been meaning to apply for one. But, bro, I owed them so much money when I left. Like American Express keeps sending me these pre-approved American Express. Absolutely. Not American Express. I'm sorry.

Oh. No, I want to get an American Express, but I owe them a bunch of money. But I also owe. No, Bank of America. So one of the people I owe money to is Bank of America. I own like, whatever, $1.2 million or something ridiculous. Yeah. And I've actually gone and opened up a bank account.

When I was in the halfway house, I went and opened up a bank account. They let me. Yeah. Put like $1,000 in it. And like two weeks later, they mailed me cash. shares check back for the $1,000 and closed it. And then don't tell you why. They're like, you can call this number.

But if you call the number, they're like, it's up to us. We're allowed to do it. Chase did me like that. But see, they're holding resentment. Yeah. Chase did it. Like, ARDAP, right? They're holding resentment because like, oh, that was years ago.

I'm like, why are you holding resentment? And that's like, that's the past. Yeah, Chase did me like that, man. I was like, where is this coming from? Yeah, they sent them back. Well, you owe us $1.2 million. Oh, are you still on that? Are y'all still on that?

Godly. But so, yeah, so at this point in time, I'm using the card as if it's mine. All right. I meet this girl and come to find out she's doing fraud too. But she knows how to make the IDs. Now, this is when it got good for me because now I have IDs to go with the card, any card that I need. The relationship made in heaven. Man, golly.

It was amazing. No, it really was, man. I ended up, man, I bought that girl a range rover and some more stuff within this mix. I really did. So, boom, all right. I meet her. She's giving me the IDs. So now I can go anywhere and do anything at this point in time that I want to do with the cards.

And I'm doing it. I mean, I'm, man, I got my cousins, my dad. Everybody, I got them in Vegas. I got them in Miami. I mean, we in Puerto Rico, man, we are taking crazy trips. I mean, everywhere. And I'm paying for everybody. I mean, everybody.

Oh, we're down at live one night. Yeah, the table's going to be $7,500. Oh, that's it? I got $60,000. Listen, I got $60,000. Yeah, I came out here with $60K and cards. You know what I'm saying? So I also transitioned to knowing that I had to wait a week and a half.

I had to wait, yeah, I had to wait 10 days in order to start using the cards at the ATM, right? So that's what I did. And what I would also do was when I did use the cards at the ATM, I will go to the ATM at like 1158. Take 500 from this card. Let's say I got three cards. Take 500 from all three. Wait, two minutes, three minutes. 12.1.

Take 500 more. Right? Because I'm trying to clear this card in a month. That's my objective. I got to clear this card in a month because I'm not paying a bill. And when these people find out, it's going to get cut off. Right. So I'm trying to expand.

I'm trying to like get everything, right? All right. Fast forward, I end up meeting somebody that works in the bank. That made my life so much easier. So if the car did get locked or anything. But I mean, if the car did get locked, what I would do is still call, hey, this is Matthew Cox. I'm trying to figure out when my car got locked. Oh, it's showing a suspicious thing, da-da-da-da-da.

Because that happened to me one time in Arizona, actually. It happened to me in Arizona at a hotel. The girl ran my car twice for the same thing, and it locked my card up. Mind you, I'm out of town. But when I used to go out of town, I had to find out very fast that. When you go out of town with these cars, you have to put a travel notice on it. Yeah, yeah. I didn't know that.

You know, so I found out quick, okay, put a travel notice on this thing on. But she messed my card up. So I call, hey, you know, this is such and such. Okay. You know, I'm just trying to get my card unlocked, trying to make a purchase. So they run you through, like, the questionnaire. Okay. Have you ever owned property in Ebor City, 38, E-Bore Drive?

Yes or no. Yes. What year was the Chevy Monte Carlo that you had in 98? I mean, excuse me, what color was it in 98? Black, but I had all the answers. Right. Because I had TLO. So it was nothing for me to just, you know. And it's like the thing, the instant credit thing that Zach would do. He would have that, he had Lex's Nexus. And so they would ask questions, you know, for instant credit. And he would go, and he'd have his wife on the on the Bluetooth, right? The old. Yeah, yeah, yeah. And he'd be like, uh, what college, so that, what college did I go to? What time was it? What, what, what, because I switched college. Yeah. And she'd be like, you know, University of South Florida.

He'd go, is it University of South Florida? Because I actually switched school. And they, they, yes, it is. Okay. And then they'd ask and I, he'd go, uh, yeah, I had a couple. I might have been red. Red. And they, you know, because she'd be going, oh, you know, what colors is such a red, red, red.

That's tough in person, though. Yeah. See, over the phone is easy because I, you know, I got the cheat sheet right here. And I can kind of like, oh, yeah, scroll to it. Keep my two, these people want you to have the, they want you to get the answer. Like they're not trying to catch you for fraud, you know what I'm saying? Even when you're in person, he'd be up, shoot, that's a long time ago. You know, he would do a whole, I've been in person before where I didn't know the answer and

you've done the whole thing where they're like, what's your date of birth? I'd be like, date of birth, that's a good, you know what? Hold on a second. I'd open up my, like, are you serious? Like, I'd open up my idea. July 7th, 1970. And they, they, yeah, July 7th, 1970. It's like, you know, you're sitting there.

Because you needed to go through. Yeah, well, I sort of want to have to talk to the cops, you know. But yeah, they just think, they think you're just being obnoxious. And they say, they tell the person up, this is when they would call the bank. You know, you go to use the card and they'd say to call like American Express. Right. You call American Express. They don't do this anymore.

Oh, so you were, okay, so you're saying you were at the bank and they would. Well, no, it'd be more like you go. go to buy something for like 800 bucks and you give them your you they they they they would you would give them the card yeah they swipe it then something would show up and they'd be like um it's telling me to call hold on and they'd have to call american express right and american express be like uh can you just verify that so they go you had to verify your phone or not phone number but your your date of birth and you know and i do you tell them they go okay okay thank you they'd hang up and keep going something they'd ask something that right but imagine that you're sitting there the

first time that happens. What's your date of birth? And you're like, fucking A. You know, luckily I have a fucking ID or something. I'm like, oh, you know, that's, who am I today? That's a fact. Like, that's a fact. But see, see, with me too, I didn't do guys only. I did women as well. Okay. So, like, yeah, you better not tell me my name ain't Brittany. Right. My name is Brittany today. Brittany Dawkins. Right. Yeah, yeah, for sure. And I'm calling with my regular voice. Right. Yeah. Yeah. I mean, yeah, I mean, it. It's equal rights. Yeah.

Yeah. For sure. So, yeah, man. And that made my life so much easier, though, with her working in the bank because now I can get. So if I get a $20,000 card and they say, hey, you got $9,000, I can get the whole nine now. Because I going in the bank, boom, she gave me the whole nine. I've given her like $2,000 out the $9. You know what I'm saying?

Walking out. You know, do you even need the, well, you already have IDs. Well, I didn't need the ID she worked here. I know that. That's what I'm saying. I'm saying. You already had IDs, but regardless, you could hand her anything. As long as if from the camera, they could see that she could say, okay.

And they say, well, what did he hand? It was his ID. It was him. Yep. You know, so all that means is that this guy has a fake ID. Like, how am I supposed to know? Yep. I get a million grand.

So, so I even got even more greedier from just having all the cash, right? I got even more greedier. So what I started doing was I'd go to, so Money Graham used to kind of piss me off because they wouldn't allow me to do anything with my credit card, right? So I started going to CVS and Walgreens. So I started going to CVS and Walgreens and getting like the vanilla visas. So and then, mind you, though, I think I put a limit on Charlotte to where you can can't get more than $1,000 a day, you know, per person at CVS or Walgreens.

So you're using the credit card to buy? Vanilla visas. And then you go get the cash? So how I was getting the cash was money orders. Okay. I would go to like the food lion, right? I go to Food Lion and, you know, the money order, it would never be no less than 500 per vanilla visa, okay?

So when I would go to Food Lion, I would give them, you know, you know, know, it'd be like $500 and $27. I would give them $27. Physically. Swipe my vanilla visa, put a whatever pin in. Man, dude, I had so, I had so many, just, man, I had so many money orders. It was crazy. I mean, because I wanted everything off the card.

I didn't want to just. How much is this scam making for, for all? all these different things. Well, this is so far, it's really not fidgeting. It's really credit cards. So at this point. So how much a month is this making? It's six figures a month. Okay. Easily. Yeah. Easily. So for one person, right? Realistically, for one person, let's say that you maybe have two credit cards or so. I get a no preset American Express. right discover car is probably going to give me anywhere from 17 5 to 20,000 capital one if i do a venture card that's going to give me 20,000 you know um and i shot away from city bank and chase because they

were they were funny chase sapphire was good but like yeah they were they were funny so yeah well i was going to say their their fraud detection is too tight because they tend to give those cards to people with lower credit scores. So fraud seemed to be done. They probably have a higher rate of fraud. Right. And as a result of that, they basically, they have, they have the settings so tight on those things. You just, they're constantly shutting them off.

Well, you would think the Discover card had it like that, but they don't. Or A-Mix, you know, because at the time, I started learning, like, with A-Mex. The only thing I had to do was go to the app and go to spending ability. And, you know, if it was a crazy purchase. because, you know, they go off of how you actually spend. Like, if you're a big spender, then they're going to know, okay, that's good. And they're going to keep raising it up and raising it. Right.

But see, I only have this car for a month. Yeah. I don't care about it, you know. So, yeah, fast forward that. Let's get into 2016, all right? 2016 comes, I got everything rolling. At this point in time, like, this is my job. You know, I change my image, right?

I start wearing different clothes. I'm wearing slacks, button up shirts. Like, this is a normality for me because I want to look like, you know, I own a collection agency and this is where my money is coming from. Nobody knows what I have. Family, nobody. They just know that, oh, wow, you know, he's doing really well for himself. Plus, you're creating the collections. At this point, you can go in and say, hey, here's some names.

these guys are going to be need. These guys are going to be calling these guys in two weeks. That's a fact. That's a fact. I ought to buy a paper from them. Yeah. So, but yeah, that's what transpired. So I changed my image. I'm wearing my slacks, hard bottoms.

I mean, this is every day, you know, and traveling as well, because, you know, if I'm traveling first class, I'm traveling, you know, if first class is taken, I'm right behind them. And I have my friends and family with me. Like, this is my image. When I walk up to a club or wherever, a bank, wherever, I need to be presentable. And that's how I started to carry myself. So I started taking things a little step further.

Now I start buying, I started buying cars in people's name. I start buying properties in people's name. Okay. That's a mistake. That's a mistake. Those are all titled. Like, that's going to be at some point. Not even.

I mean, well, I'm the... Are you buying the property in their name? I'm getting... You're using property for you in their name or using their stuff. I'm using their credit to purchase different things. Cars, cribs. So... But you're driving a vehicle in their name?

a few times Okay Yes Yeah That's gonna be That could be a problem So okay So for instance

Right All right It was a Corvette that I per Okay Let me tell you What happened Right

I'm in Charlotte All right And I ride by This Chevrolet dealership And I'm like Oh my God This is when the

Corvette came out The stingray The body style Before the one now Okay I said It was convertible

white. It didn't have red interior, those black seeds, black wheels. And I was like, man, I want that car. So I go up there and I'm like, I'm about to fill out everything for the car. And the sales associates are actually arguing with each other about who's going to get the sale.

And I honestly, I didn't like that. And I'm like, dang, like, I just need some help. But instead of helping me, they arguing about who's going to get the sale. So I left. I ended up going on. This is before Car Gurus was even a thing. I go on car gurus, right? I see the vet that I want out of Ohio. Contact the people in Ohio. Send them over ID, right? Send them over ID with my face, someone else's name. I had a, I had a burner address that I used to. I used to. I used to. I used to, I used to I used to have little stuff sent to packages or what, because I was buying, I was buying like expensive watches online, expensive glass, like shades, all kind of stuff.

Expense. Anything I bought online, I used to have it sent to the burner address. Now, the burner address was vacant. Nobody lived there. And it wasn't too far from my place, so I could get there excessively. And I contact these people out there in Ohio for the car. and they FedEx me the paperwork. They're like, all right, yeah, you know, you're approved, no money down, blah, blah, blah. And I asked them, I say, hey, look, you know, I'm not trying to come to Ohio.

You know, can you include the hot shot, you know, the hot shot where they put your car in the enclosed trailer? Can you put that inside of my deal, you know, with the car because I don't want to pay that out of pocket? Yeah, sure. So lo and behold, man, I sign that paperwork, sent it back to him. And I had that car in two days. Maybe I got that call on the Thursday. I remember for sure I got that car on the Thursday. And they met me instead of meeting at the address of the individual whose name I did it in, they met me at the mall.

Okay. Yeah. So I go to the mall, pick the car. up and I was like it can't be this eat right yeah it was yeah it was it was it was very easy so all right this is this is when this is when things started uh ramping up for me and this is when I was like all right so this little few you know maybe 100,000 a month I need more I need more because now I'm greedy I got I got a vet I do The vet, all white, red seats, red break calibers, black wheels, convertible.

I can drop the top without being in it. Like, yes, I need that. Z-0-6, all that. I need, I need, so let me see how far I can go. Before I end up in prison. I need to see how far I can go. My fear is that it's a real person that's eventually going to figure out, hey, I got a $90,000 Corvette or auto loan that was just taken out in my name.

And once they start complaining, somebody's going to track that back to the registration that's going somewhere. Oh, okay. I'm going to get to that part. Yeah, yeah. I'm going to get to that part. Okay. So I want to see how far I can take this. Right.

All right. So I also went and got a crib in Miami. in his name, High Rise. What's this guy's name? Hey, Jimmy. That's their best.

Yeah. I'm just going to say Philip. I mean, his name is Philip, but I'm not going to say his last name. But it's definitely Philip. And he was, you know what?

You know what was crazy at that time? Because this is in 2016. At that time, he wasn't even that. Oh, he wasn't even 30 yet. He wasn't even, I think that kid. might have been 23 or 24.

He wasn't that old. I get the vet. I get a crib in his name in Miami. Mind you, I'm in the Opera Tower. I'm not sure if y'all are familiar with the Opera Tower. So the Opera Tower has like 55 floors or 54. I'm on the 53rd. Okay.

Right? And I can see everything. I can see all of Miami. I can see all of South Beach. I mean, this is... Philip didn't know he could live this good. He didn't know, but I found out for him, for sure. On top of the credit cards I had in his name, too.

Right. And I got an ID. I got everything. Man, I am Mr. Philip. Because, well, like, if I, like, I've done that whole thing, but I built the, like, the person doesn't even exist. Or it's a homeless guy that's five states away. Like, he has no clue that what's going on.

He doesn't know. I have a driver's license, and I've got a... condo and two cars in his name. Oh, yeah, definitely got the condo. But Philip at one point might go get, he might pull his credit, you know, and be like, so with the condo, with the condo. Terrified. But listen, though, I was paying the condo.

You are. So, yeah, so, okay, whenever I ended up getting a condo, and I bought it, I, I was really, like, renting it through this low-life Cuban guy. Right. So it was like 11 grand up front. I think it was something like that. It was like 11 or 12,000 up front. And the payments was 4,500 a month. All right. Cool. I'm not tripping about that. And then he asked me, he like, hey, you know, I know you got your Corvette. You want another car? Don't mind if I do. What can I get? lime green Lamborghini it is why yeah man it was it was bad so i get lime and it's and it's convertible so i have so mind you though i'm driving the corvette from charlotte to miami right so now i don't even have to drive it to miami anymore because i got the lambo down there right and i did that i went

to Houston, Texas in the Galleria area with somebody else's name. I'm not going to say their last name, but their first name was Darren. You know what? Darren fucked me. Not literally, but Darren. Darren's the problem. No, yeah, Darren. Hey, listen, Darren is the reason why I got fucked up.

For real, for real. Darren, motherfucker. It's really your fault, a black guy trying to pull off Darren. That is a white guy's name. name. That's like Chip. No, I know a black, Darren. Are you really? I know.

Now, Philip, that's a white person. Really? You think? I look like Philip on the ID. If they say anything, you go. Yeah, right there. So, because, remember, I told you with those IDs, there were just the, the old ones with the, you know, the green or the, like the little green lines that was, it was just like, it was easy to make. Right.

Like, not now. It wasn't a lot of race. It wasn't any race as edges at that point in time. Remember, like, those old IDs, kind of. I mean, I know what the, I mean, I know what the Florida IDs look like. And I know what a lot of them, like, it's funny because when I had the Florida ID and I had, like, I've had Florida. I got, you know, Florida, South Carolina, North Carolina, Alabama. So the North Carolina IDs.

So North Carolina. You remember, those IDs weren't hard to make. Yeah, they were just the, you're just a PVC. That's kind of what they look like now. The difference is that they had a very simple hologram. Now the hologram, it's in between, well, at least in Florida, like literally the holograms, like, one of the holograms is see through through the plastic and it's your face. And it's like, there's all kinds of stuff now. I'd be like, this is a nightmare.

You have to get special cards and, oh, wow. It'd be a nightmare. And I don't know how you do it. Other than, to me, it'd just be easier to just, let me just go in the DMV and get them to give it to me. Right. So, yeah, I go to, so. So Darren. Man, listen, I had a, I had a field day with Darren, though.

I ain't, so I get a condo. Well, I got this townhouse in, in Houston, got a G-wagon, got a Mercedes for my best friend. Like, it was, it was, it was lovely. And, and listen. And you know what? But Darren, I ended up hitting Darren for about 100K. Right. Yeah, yeah, yeah.

And I was trying. Listen, I had so much credit with Darren. I couldn't blow it all in the month. Like, that's how much his flowed over to the next month because I couldn't do it all. Because at that point in time, too, once I, like, started getting like maybe, let's say, 40,000 this person and 40,000 for this person, and then I might do 100 for you. Like, at that point, it was, it was, it was hard to kind of maintain and try to, like, get all of that stuff off the cards in that month.

You know what I mean? And I feel like, too, because I stopped making it a job and I'm just having fun at this point in time, you know what I mean? Like, I'm just living. I'm just living. I'm flying girls in. from that I met in Arizona to Houston because I'm bored. Hey, baby, you know, what you got going on?

All right. The next flight out, you know, I'm doing stuff like that. At that point, we're just having fun. I got the crib. I forgot. I had another crib in, in Arizona. But that was a, it was, come to find out, it was a female. Godly, what was her name?

But it was like an African name. I can't remember. I couldn't find out it was a female. But I ended up getting a Maserati out there to Maserati, and I had a crib in Scottsdale in her name. So I had a crib in Scottsdale. I had a crib in Houston and Miami. And then me being just my real self in Charlotte.

Right. Yeah. So all of that's going on, and I'm having a good time. Really what I'm doing for real. I'm just taking trips like all the time. I'm taking trips. I'm blowing money as fast as I can. I don't care what it is.

I don't care what we're doing. I don't care what the cost is. Oh, I need. Man, I'm paying bills. I'm just, you know, I'm just really giving back because honestly I had never had anything. I never had any real money, you know, with that magnitude. And I didn't realize, like, that money brings plenty of power. Like, you can do what you want to do when you want to do it.

And, too, this is before, I wish we had DoorDash back then. I didn't even have DoorDash or anything. So it was, you know, you had to still get up and go get something. But let's say that they bought the clothes and you're like, hey, maybe I get you $500 to turn the grill back on now. Right. You see what I'm saying? It was easy. Also what I was doing, too, to try to get all that money off, I would open up Square.

Remember Square? Square accounts. Man, PayPal has taken so much money from my operation. I still got money locked up with PayPal that I need invoices for. Them Square. It was Google Pay back then, which is why I went to the money orders. Because money orders made it easier for me to get all of the money off. You see what I'm saying?

The squares, they had like the location tracking on it. And, you know, I would swipe it, it go to my bank account or, you know, because at that time I wasn't thinking about putting bank accounts in other people's names, which I wish I would have, but I didn't. You know, I just wanted the credit from the people. that's pretty much ultimately where my mindset was. I just want your credit. I want these credit cards and I want whatever I can get, you know.

And I want all the money, though. That was my main focus, too. I wanted, when I went into getting a credit card, I was going to get cash. I mean, even if I left credit on there, I did get all of the cash limit off. Right. You know, whether that was ATM or with old girl at the bank. So running through 2016 like that and I am I'm having a field day. All right.

All right, cool. Having a field day and this one lady that I hit because I was, I had burnt her card up in Miami with this one girl. I mean, jet skis, boats, everything. I burnt her card up with doing that. there was a note, not a note, but a letter that came to my burner address, right, with her name on it. And I'm like, I'm like, what is going on? And it was like, yeah, this is the U.S. Postal Inspector, Mrs. Such and Such. I can't remember.

She was a Spanish lady. I can't remember her name. And we are, you know, we're working diligently to, you know, we're working diligently to, you know, with the claim, blah, blah, blah. And I'm like, how did I get to my burner address? I get a little nervous, ball it up, throw it in the sewer. Because I'm like, dang, I'm like, how did that get to my burner address? And I'm thinking to myself, like, I've never had anything sent in her name to the burner address.

And the only thing that I got in her name, I do distinctively remember that, was a Discovered Card and a Capital One. And her Discover card was only like nine grand, you know. And the capital one was like five, right? Mind you, though, she was an early person that I hit too. All right. So I saw that note, didn't pay any attention to it at all. I'm still doing my fraud, still doing my fraud. I'm just having fun living life.

We're going to fast forward to October. October, okay, October 2016. This is, this was like Halloween weekend, right? So me and my best friend, we go to Houston. And this is what I was telling you. This is how I mess myself up. So I've been doing everything right, you know, not really leaving any traces or trails. And I messed around. And I messed around. and paid my TLO bill with Darren's card. What's a TLO? TLO, the TransUnion, the skip tracing. Oh, okay. Because it's in my name with the collection agency. Okay.

Right. So now, you know back then, this isn't where you could just instantly transfer money from account to account like you can now, right? It's going to take three to five. And another thing, too, with my business account that I had, I never left any extra money in there aside from what I would pay the employees. And that's just because I didn't trust them

because they might wash a check or something on me. Right. You know what I'm saying? And hit my account for it. Because that happened when I was working at the collection agency one time. That happened to the boss. Somebody washed a check for like 10 grand.

You know what I'm saying? Like they changed the number on the check. It's a real check, but they changed the number on it. It should have been 900 bucks. And they washed it and said 9,000. And they deposit that and it went through. And it definitely did. So I said to myself like I would never keep, you know, but a certain amount of money in there.

And I forgot that the TLO was due at the end of the month that particular weekend. Man, I was like, I've been rolling for two years at this point, about a year and a half. And I'm like, man, I'm going to just pay it. You know what I'm saying? I'm going to just pay it on Darren's card. Because like I said, it was like 25, $2,500 and some change. I pay it. This is October.

And everything cool, everything smooth. Middle of November. Let me see. Right, yeah, right before, this is right before Thanksgiving, 2016, my TLO gets cut off. And I'm like, why my TLO cut? You know, my people like, hey, you know, TLO ain't. working, what's going on? I don't know. Let me see. I call them. Hey, you know, I'm trying to figure out what's going on with my TLO. Oh, um, I see here there was a chargeback or something.

Oh, shit, daring to found out. Right. That, you know, I'm like, oh, man, charge back, Darren and found out. So I'm like, all right, cool, I'll take care of it. You know, this month and next month. Take care of it. Boom. And in the midst of that, beginning of December came. No, no, I'm lying.

I take this girl on a trip to Miami for Art Basel. Okay. All right? So we in the, we in the Lambo, because we flew, we flew out there. And we just having fun. And we were only supposed to stay maybe four days. we stay for like almost two weeks right so i'm in like the middle of december at this point in time

so we were about to come back and um i bought our flights right i buy our flights boom everything good everything good we get the QR code i sent her her QR code we get to the airport and they're like yeah no you've been kicked off this flight and i'm like wait a minute i'm you know i'm like i just bought these tickets like this morning. Yeah, no, I don't know. You need to go to the desk. So I go to the desk. I'm like, hey, what's going on?

Oh, yeah, we don't know. So I had cash on me. So I paid for the flights and cash, right? We missed our regular flights. Pay for the flights and cash. Get back to Charlotte. And I'm like, dang, I'm like, what's going on? You know, so I'm at one of my residences in Charlotte.

And at that time, too, so I had a townhouse in Matthews, all right? So I got a townhouse in Matthews and I got cameras, right? I had cameras at both places, too. Man, this is about a week and a half before Christmas. I see the U.S. Postal Inspector, Charlotte Mecklenburg Police Department, like, all at the town. Yeah, at the townhouse. I'm like, oh, my God, what is going on, right? my homeboy is there, but he didn't answer the door.

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No, no, no, no. You specifically? No. So, yeah, they're definitely looking for me for sure. So, so, oh, they leave, right? Now, I will tell you, my one of my other best friends is a U.S. Marshal. Okay. Right?

Like right now, like right now. Well, he was then too. Yeah, yeah, yeah, since 2011. 11. We grew up together. And so I call him, I'm like, hey, bro, who is the U.S. Postal Inspector? Mind you, nobody knows that I'm a scammer. Right. Nobody knows this, right? Nobody. My parents, nobody. They just think like, you're just super successful running this. Man, this collection agency is booming. Man, and it is. Yeah. It definitely is. So he's like, yeah, they deal with fraud and da-da-da-da. I say, well, they were. They were at. my place, man. I don't know what's going on. He was like, well, what happened? He was like, they probably just want to talk to you. And I'm like, no, motherfucker. You don't understand.

They don't want to just talk. All right. So that, that happens. And I'm still, I'm, I don't, it spooked me. So, okay, yeah, that's, okay. So it spooked me to the point where I put the vet up, all right? Because I still have, I had a, I still had a BMW at a seven, and an Audi as well. So I put the vet, but the vet, of course, wasn't in my name. Everything else, the other two were in my name. I put the vet in my best friend's backyard, right? Like I parked it because he had a privacy fence and everything.

I parked the vet back there and I'm like, yeah, okay, I'm not going to drive this vet. I need to lay low. I don't know what's going on. And then I was like, maybe they do just want to talk to me, right? my best friend wouldn't know wouldn't it yeah yeah swing by yeah just didn't ask him say hey can you do me a favor and run my name did I what do he say yeah he did what he said he did it and then there was nothing on my name okay so that's when I went so after that I go back get the vet I'm like fucking it is what it is oh another thing with the vet right what I started to do was um with the vehicles that I did acquire

I would buy salvage titles of the same vehicle. Right. Right. And swap out the thin numbers. Yeah. So that's what I would do, right? And that's how I could register them. Even though the loans were with somebody else, you know, the registration.

It's irrelevant. You just want as you got the vehicle, yeah, swap out the numbers. I've got it. I've got it. I've got the registration. I have the tags. Everything was good. Unless they have a, you know, like a low jack type device.

They ain't going to fly in that vehicle. That's over. At all. That's Darren's problem. That's Darren's problem. Yeah, I hope you're not dealing with it. If you see this, Darren, I hope you ain't dealing with it, buddy. My bad, man.

He's going to be all right. Darren's, he's going to bounce back. He was young. Yeah. No, no, no. Philip was older. No, man, Darren had a nice house, too. Because, you know, I was going through the neighborhoods.

Yeah. in the box. Yeah, man, Darren had a beautiful, oh my God, it's beautiful. He's going to be fine. South Side of Charlotte, you know. He's over there with Steve Smith, man, he's good. Yeah. Yeah, he got it written off for sure.

So I go back outside and I stopped, I stopped for a little bit, well, about a week. And then I'm like, ah, Christmas coming up. Got this little chick I'm dealing with at the time. We go out on the run. You know? And so within this run, right, the mailman was super late this day for whatever reason. I don't know. He was late this day.

I go pick everything up, but I'm missing a person. And I'm like, ah, man. And I'm just itching just to go back and get that person when I really should have just left. Because I got like two out of the three people. I go back over there and the police pull me over, right? They're like, yeah, yeah, for sure. Yeah, this is when it gets all bad. So the police pull me over and I have the cards on me,

but I give them to her because I know like, hey, what's up, boo? And she's with it, though. Right. Yeah, she take them because, I mean, we just hit like 30, minutes ago. We just hit these other, you know what I mean? These other mailboxes. So she takes them. They don't search her anything. You got the U.S. Postal thing on your, on the top of the car? No, because I'm in a vet. Oh, okay. Yeah, I'm in the, yeah, I'm in, yeah. You're just emboldened by not. You're just blatantly just. Yeah, yeah, I'm in a vet. I'm in a vet at this point.

And who's going to really think if you pull up in a vet get out in a nice neighborhood, you're in a nice fucking vet. Who's going to think that you're committing fraud? Yeah. And I dress well. Right. See what I'm saying? So like, only thing else is he's black. Yeah, but you're in Atlanta. No, I'm in Charlotte. Damn, I don't know where you are any times at all. Okay, anyway. It's all right. So they pull me over. So unbeknownst to me, though, with the vet, Philip has already found out. All right. So this vet is actually on the radar anyway, and I didn't know that. So they're like, yeah, hey, you know, how did you, you know, blah, blah, blah. Because little things starting to match up.

And I'm like, so I get arrested. I get arrested. But the feds don't come yet. What do they say when they arrest you? You got a warrant? Nope, no warrant. I get arrested because of multiple people saying that I was going in mailboxes. Okay.

Right. I guess that was wrong. It does look suspicious. Okay. So I get arrested for that. And I also got arrested for the vehicle. It was like a stolen motor vehicle, right? Okay, cool bet.

I thought the VIN number was different, though. Right. Okay, so the VIN number was different, but I don't know how they traced everything back. Right. You see what I'm saying? Like, everything was just traced back to Philip. So, honestly, I still don't know to this day. But they traced everything back with Philip and the Corvette and me in my face.

Okay. Because, you know, when I sent everything over to the guys in Ohio, it had my face on the ID. Okay. So it's like, yeah, this is the same dude that we're looking for anyway. Glasses, beard. Yeah, this is him. So you see what I'm saying? So I think that's more so where they traced it, not necessarily the VIN.

I think it was just more so like, okay, we have everything from the dealership because, you know, they did the loan and everything, gave it to the finance company. And everything that trickled down came back to me because my face was on it. All right. So I get locked up for that. I get out, get right out. And I'm like, I guess I'll. I'll just chill for a little bit. And I did.

I chill, I chill for maybe a few days. Seriously, it was a few days, right? I chill for a few days. I'm out. They had a concert in Charlotte. I'm outside. I don't care about none of this, right? Like, I'm outside, but I'm driving my regular vehicle.

And I'm just thinking, like, okay, I do need to, I need to figure out, like, what, you know, what I need to do and where I, you know, I need to just wing back. Because at this point in time, though, I have money. Like, I got, like, I have six figures in cash. Like, I got cash, you know what I'm saying? Like, for sure, for sure. Like, I got money. And it was in my chimney at the, at my crib in Matthews.

I had it inside my chimney actually wrapped up. So I got money. So I'm just, you know, I'm chilling. I mean, the collection agency is just collecting. Like that's, you know what I'm saying? Like, that's not enough. Once my peak hit, like the collection agency is definitely not enough money to sustain anything that I have going on. Because you have to understand, I'm still paying for the car in the crib in Miami.

Right. And so everything I was paying for as far as like the properties, I'm paying for the properties. You know what I'm saying? But I'm also paying for the properties with the car. So I'm getting a lot of chargebacks at this point in time because everything is catching up. So I'm getting chargebacks on stuff. Like some of the girls' bills, like females' bills I was paying, getting charged back. Hey, hey, my Tom Warner thing kicked back, bro.

What's going on? They're about to cut my phone off because I'm like, dang, I'm like. So this is when I knew like, all right, everything is all bad. So I go to Atlanta for Christmas that year. And I came back, right? And I dropped my son off. Okay? So I dropped my son off and his mom, like, hey, you know, I need some money, blah, blah, and I'm like, all right, cool.

I got, I have one card left. So I'm like, all right, I'll go to the bank, shoot or something because, you know, this is it for me. I'm thinking in my mind, I'm going to take six to eight months off. Like at this point I can still sustain my lifestyle in Maybe not six months Maybe three to four months I could sustain my lifestyle With the money that I had right right Cool so I'm like all right

I'm gonna give her some money from this card You know not from my stash Because my stash has always been a rainy day stash I always you know thought about What if I did get caught right? You know, so I was, you know, I was blowing a lot of money, but I was blowing a lot of credit money. Anything, majority of the money that I got from, like, the bank and stuff, I just put that up. Like, that was, or, you know, just pay my real bills with that too.

Right. See what I'm saying? So I put up a lot of money. Well, enough, I felt at the time, which was what it was. And so I dropped my son off. I go to the bank, right? Well, I'm on the way to the bank. I run a red light.

Well, the light is, you know how it turns red and you're going through the intersection. And it pinged my license plate, right? So when it pinged my license plate, it alerted the police. So now I do have a warrant come to find out because I'm over in the South Park area, which is like a nice prominent area by the mall. and they're like, I mean, helicopters, everything. So I pull into the bank, no soon as I pull into the bank, police everywhere, everywhere. And I'm like, man, I'm like, what's going on?

Because now I'm thinking, like, dude, I didn't miss a court date for the car incident. Right. So I'm on, like, Charlotte Mecklenburg's, like, warrant site. And I'm like, dude, hey, I'm like, bird, what are y'all pulling me over for? I don't have a warrant. So it was a rookie cop, too. He was pretty cool. He was like, hey, look, man.

look, let me check it out. Let me see what's going on. And who do I see pull up? The U.S. Postal Inspector. So at the time, though, I had a card and an ID. And the way that my visor was, I actually put the card. So the visor opened up like this, and I slipped the cards in there and closed it. Because that's the only thing that I have to say, hey, mandatory two, right?

For the, you know, mandatory two years for aggravated identity. Yeah, absolutely. That's the only thing that could tie me to that. So they don't find it in the car, right? My homeboy, he comes, picks the car up, takes it to my son's mom, right? So they arrest me, take me into interrogation. And I tell you what, I will say this about the feds. A lot of times, they don't know.

anything unless somebody actually tells. I'm going to say that. Like, if you're, all right, I'm going to tell you. So when I get there, I see they have, like, pictures. And they don't even know if it's me. They're like, is this such and such, you know, is this Jay? They got three different pictures. Two of them from other people's social media that I guess, you know, they,

found out about, you know, one, two of my friends, right? Not from my social media, though, from theirs. And that picture that I had with Philip, well, I use that picture for everything, to be honest, I took that picture at CVS, like the passport picture. Yeah. Yeah, and I put that on everything. I put that on everybody's name. But they were like, yeah, we don't know if this is him, boom, you know.

and they were actually trying to intertwine my two friends as well. And I'm like, what are you? I'm like, y'all, y'all really are lost. So instead of me like, hey, let me get an attorney and all that, because I didn't want them to be involved because really they were just alone for the ride, you know. One of them knew what I had going on.

But, like, well, really both of them did. But, you know, they were just along for the ride. You know what I'm saying? Like, they weren't active participants. At all, at all, you know. So I told them, I'm like, no, listen, it's me. It's not them. Tried to get my son's mom off.

Didn't work. They're like, oh, no. So come to find out, it was, so I would give her, now, she, she she did what she did i would give her i would give her cards and you know what i'm saying and she do whatever she did with them and it was one time so this is what they told me it was one time that uh one of the cards locked up and she called from her real cell phone number so when i get my discovery i see it in depth like oh um um uh um um um um um um um um um um um um um um um um um um identity decane called

Discover Card is this Jay's girlfriend da da da da like this is all in my discovery now come to find out Discover card is hip to what I have going on as well and that's because I let

I I would hit everybody on the street on the same street and then it would be the same police reports so that's what prompted like, man, hold on, there's a pattern. So I'm giving these people a pattern now. Instead of me just staying in Miami for like two weeks, three weeks, and hitting people in Miami, then probably hitting people in Texas and hitting people in Phoenix. I just want to stay in

Charlotte and just, you know, that's where I messed up at. Right. Is that how you're doing it now? Just joking. I work I have a job I do I have a job though I promise I got a job I'm scared

I'm scared I'm not listen dude I'm scared to lose my freedom again that is not a fun thing at all I don't I don't like it I like to be able to be out here with y'all hang out

I mean, I mean, the car was nice outside, but I mean, I'm... Yeah, yeah, it doesn't, yeah. The, what is it? The worst day out here is better than the best day in that. For sure. Yeah, so, yeah, so I get locked up and I can't take the rap for her. They lock her up at the daycare. Oh, she has a daycare job?

No, no, no, no, no. She was dropping my son off. Oh, okay. So, well, she's working at the car. collection agency. Okay. The one in Raquel. Right.

Right. So I know I didn't really incorporate her too much, but whatever. So, yeah, they lock her up at the daycare, and she gets right out. Me, I had to wait until the first of the year to get out. So I go to, oh, man, my bond hearing, dude, these people, mind you now, my record, My record wasn't, wasn't bad. Like, it was a lot of speeding tickets and stuff like that. And when I go to my bond hearing, though, like, the DA is like, yeah, your honor, he has, he has speeding tickets in the school zone.

I wouldn't want them speeding in my kid's school zone. Like, they're not trying to let me out. And I'm like, bro, wait a minute. So, because, so listen, this is two now, I had a homeboy that was a bondsman. I didn't know that the feds was like, yeah, bro, you don't get no money bond. It's, you know, I don't know how it works. You know what I'm saying? Like, I had never been locked up or dealt with the feds before.

So I'm thinking, so I call him like, hey, look, bro, I call you when I get to the free phones. You know what I'm saying? All right, bro, just give me a call, boom on. No, it ain't no free phones. No, bro, you go and you going straight upstairs. with the Fed band and you'll see the judge the next day so I did that one senior judge the next day my my parents came and because I told told my attorney hey can you contact my parents you know so did that and they ended up letting me out

on ankle monitor right and and I had to stay with my mother right right and with a surety bond like come on dude like dang bro yeah your honor he's got money he can leave da-da-da-da he can flee i'm like bro like in my mind i'm thinking like oh i might might get a year or two you know that's in my mind i'm like i might get a year or so probation or something Like I haven't been in like real bad trouble to get, you know, like 10 years or nothing crazy. So I mean, I'm not fleeing, right. So my stipulations for being on ankle monitor was I could only, I can only be gone from 7 a.m. to 12 noon. And come to find out, I didn't realize that that was per job.

job search. All right. So I'm like, yeah. So once you get a job, no, no. No, so in order for me to leave, I had to be looking for a job. Right.

Right. So what I would do is from seven to 12, I would leave and go to my crib in Matthews, right? And have a chick come over and hang out for until noon. I mean, come on, we're talking from 7 a.m. to noon. Yeah. Five hours.

Like, you know what I'm saying? So I was doing that, you know what I'm saying, you know, I'm just thinking about what may happen. You know, I'm on this ankle monitor. I'm back at home with my mother, which is terrible. You know what I mean? Because it's like, God, Lee, I got to just go through these motions with her. I mean, it wasn't bad, but it was like, dude, you know, you're grown. You just, I've been doing what I wanted to do.

You know what I mean? For a long time. And, you know, especially with the magnitude that I was doing it at. with the cards and that was just like subtle like it is high and it's just like dang and and I'm on ankle monitor you see what I'm saying so um roll through those motions my uh CO not CO but my probation officer came she was a female um I think she liked my mom keeping it real I think she liked my mom. And she didn't like me too, too well.

Oh, another stipulation. I couldn't have a, I couldn't have a smartphone. So, yeah, dude, yeah, they, man, I swear, I swear to God, they, they, they, like. We're concerned. Man, the DA was like, yo. U.S. attorney. U.S. attorney. Right.

Was like, his name was O'Malley. O'Malley did not like me at all. And I don't know why. I mean, I ain't do none to the guy, you know. I just... They seem to get irritated and you're committing crimes and then they take it personally. Definitely took it personal. So, anyway, I couldn't have a smartphone, anything like that.

And what we charged with? So I was charged with bank fraud, wire fraud. aggravated identity theft and what else I think that was it wait bank fraud wire fraud sophisticated means well that's an enhancement yeah these are all the yeah that that starts that that's when yeah like getting charged with like bank fraud like okay bank fraud well bank fraud and wire fraud are no big deal right if there's no dollar amount like okay so what I'll get probation then they start they're saying oh no no oh my god sophisticated means changing jurisdiction you know They start a $2.5 million.

They start adding it up. Next thing you're like, oh, my God, I'm going to do five years. So what they did was, too, dude, they put the Corvette on my money amount. But while I was in jail, because, okay, so before the jail, I got relocked up again. All right. So, and I'm going to tell you what happened. So I'm joking. I'm thinking everything, cool, you know, my PO, I'm thinking she cool, we cool.

yeah, we're joking. And I kind of wanted to go out that weekend, right? So I'm joking. I mean, I'm poking the bear a little bit. I'm like, hey, I got this envelope. You know, I want to go out this weekend. Let me just throw an envelope in your back seat, girl. Ha, ha, ha, ha.

I'm going to see, we here go. But I'm joking, but I'm not joking. Because if she said... I think you're joking at all. You're just testing the waters. If she say, yeah, I'm going to do it. Right. I'm for real.

She said, yeah, it's going. And she said no and went and got my ass locked up. Right. U.S. Marshall. So, okay, I had a court date coming up. I was going to get a haircut, right? So I leave within my 7 to 12.

I go out, boom, get my hair cut, go to Hooters real quick. Because I think they opened it like 10, went to Hooters, got me some wings. go back home and um um i i galley she called me and was like i just you just drove by me da da da da and i'm thinking to myself i'm like i know she because she had never seen the vehicle i was in right she had only seen one of my cars so i i had the other car that particular day so i knew for sure and and and it's tenant right she like yeah you just passed me on highway. I'm like, that was odd. She was like, where are you going? I was going home. All right. Okay. I ain't know. Seen your big head. I'm like, okay. I get back to my mom house,

chilling. You know, I'm just taking it easy because at this point in time is, you know, 12 is hit, so I got to be in the house, right? Can't go past the book. I can't even go to the mailbox, dude. All jokes aside, I can't even walk past the mailbox. This thing's going to go all right so um probably around 1 30 u.s. marshal for fucking what what have i done what so i call her i'm like yo why do you s marshals here at my house oh just let them take you in da da da da man i swear to god this is before they her name even answered the door dude charaine teal like yeah fucking bitch dude so you didn't even answer the door. You just pick up the phone. Let me call my P.O. before I answer the door.

Yeah, but they got my mom's house around it, so it doesn't matter. And my dog, God rest her little soul, that was my baby, Sasha. She's barking. She's a pit bull, too. So she's like going haywire. They hitting the door, boom, boom. And I'm like, call, Lee, dude, what is going on? So I opened the door. They locked me up. And, yeah, man, I, I'm. I, man, I, I didn't get out of jail until I came home from prison. So they locked me up. Oh, so the next day she comes and cuts the damn monitor off my leg. And we ended up going to court the next day for the new charge, for the bribery.

Wait, is it a new charge or was she trying to, or was it a violation? So it was the violation and the charge at the same time. So the violation was he's not going to be able to get out, be out anymore. Okay. And they're trying to hit me with the bribery of a probation officer. So it's just hurt word against yours. And so that's what my attorney said. Shout out to Kevin Tate.

All right. For sure. He was like, look, if she want to do that, then I'm going to just. let them know we're going to take it all the way to trial. And we're going to make her take this stand and take an oath on if that's really what was said and how it was done. And you know what was crazy, man? When I walked in that courtroom, I felt so bad because Kevin reminds me of my father.

So in the midst of me coming back in the courtroom after I've been violated, it was like, I let this dude down. He fought so hard for me to get on this ankle, man. and I let him down. He's like, man, what the fuck going on? I'm like, I'm like, man, I don't know. Like me, you don't bribe this fat bitch. I'm like, I'm like, no, what?

I said, that's what we here for? That's crazy. That's why they violated me. So, and then she tried to say I didn't have a job search papers and all this. I'm like, job search papers. Bitch, I didn't know when I could leave from five to 12. I had to go get people to, like, I'm going to, Circle K and like, hey, can you sign here and say I was looking for a job?

I didn't know that. Like, bitch, I'm just thinking this is my window. Right. Because y'all got me in the fucking house all day anyway. You know what I'm saying? So. I was at Hoosiers that one time. We drove by each other.

I'd just gone for a job interview with the manager. But you really didn't drive by me. He was lying. You just wanted to see where I was going. So you could go ahead and send them people. Yeah. And that's what it was. Honestly, I'm going to keep it real.

If I would have known it was going to go down like that, I would have ran. Man, for show. Oh, they would have had to come get me. Because, I mean, I could be anybody that I wanted to be. Yeah. You know what I'm saying? I would have just migrated. And, you know, I was just trying to do the right thing.

I'm like, all right, you know, they got me. And that'll catch up with it. Like, if you take off and if they catch me in three years, they catch me in three years. Well, I didn't want my parents' house to get taken either, though. You know what I'm saying? I mean, cut a bottom of the house. They've been in a house since 98. So, you know, that's their baby.

You feel me? They're not going to take the house. That's not, I don't think they would have taken the house. They would have, they would have threatened to take the house. No, they put the, I think the shirt, what's the shirt? No, no, I understand that what they do, and they would have threatened to do it, but they probably would have let me make payments or something. Like, it's homesteaded. Like, the judge is going to be like, come on, what are we doing?

Like, we're going to catch this guy. We're going to put a lien against it. Let's just wait. They wouldn't have called me. Huh? They wouldn't have called me. That's what I said. three years and my IDs came from the DMV right but I start moving sloppy though that's where

I messed up you know what I'm saying that one mistake with me with Darren shout out to Darren that's all it takes and that was it yeah that was it and the cops can be wrong over and over they only have to be right once you only have to be wrong ones yep and and and and and with that um and it was it was it was crazy because TLO wasn't even helping them at first. TLO, the TransUnion, the skip tracing, they weren't even helping them. They were like, yeah, so they, yeah, they like, I saw it in my discovery. It was like they, they sent TLO something like, hey, listen. Well, it was along the lines of like the terms and contract that you do with Apple, with your ICloud. You know, you know, you, uh, so, okay.

So they took my phone. I didn't, man, I didn't give them nothing. Yeah, y'all can have it. But they can't go through your phone like that. Like your, like, I know back then they couldn't. I don't know what the laws are now. I don't know if Apple's working with them now. But, man, even when I came home, I had the same iPhone that I gave them.

I had like my exact same phone when I came home. Yeah, it was an iPhone 6. And so I get locked up, man. and go through those motions. And in the midst of me getting locked up, my son's mom gets my BMW and gives her attorney the ID and the card that I put in there when I initially got locked up

at the bank. And they held, they hold it against me. That's my, boom, we got them aggravated. because anything else they couldn't really put aggravated on me because they didn't have they didn't have substantial proof that I did such but now they got we got an ID and a card to go with it because in the papers man they tried to they tried to say that I took 20,000 PII's you know the personal information and I'm thinking of myself 20,000 people not even close, you know. But what they come to find out, what they did was just my employees

skipped tracing as well. You know what I'm saying? They intertwined that with me. And then they called me an employee. They didn't even say, they said, I worked for my own establishment. I'm like, how do I work for premium acquisitions? I don't understand. Yeah, I don't understand how I did that. But it is what it is. But yeah, man, they tried to, they tried to make me out there. to just this evil villain in the city. If they don't. I don't understand. They don't go in front of the judge and say, like, they're just a nice guy.

You made a mistake. That's not how they present it. At all, man. So, yeah, I get, I got, oh, so, yeah, boom, that adds two years. So, and I've got a servant consecutive, right? Okay. So, yeah. That they added on to, well, what, what are you facing?

And what's the first amount of time yours? So I'm so, so me and Kevin, he like, listen, man, you're going to do about 18 months. Right. And I'm like, dang, I'm like 18 months. And I'm thinking to myself, right, 18 months. Right, that's a long, bro, that's a long time to me. Br, I've been out here having my way. You feel me?

18 months. Like, bro, I've never, I've never done no jail time. Like, I've been to jail. Yeah. Right. But you got arrested to let go. Yeah, I got a bond. I just, you know, deal with it and let it be done.

But he's like, yeah, man, you know, he's like 18, maybe 24 months, man, maybe try to get this low end. Man, yeah. It's getting worse. Man, stop talking. So I'm like, man, I'm like, oh, man. Plus the two years. And then they go to the two years. So that was after she.

So come to find out, she did that whenever, um, she. She did that whenever I was on ankle monitor. And she ended up telling me why. She got mad about something she saw on social media had to do with me. Yeah, yeah, yeah. I was playing good back then, man. I was playing real good. It was fun.

Like, I had never had that type of money. So, yeah, I'm out here having, I'm having a good time. My cousins, everybody need a loan. I got you. Don't worry, but I love you. It is with it. Everybody, everybody around. me, I will say,

everybody around me was good. Nobody can ever say, and you know what? I had, when I did get locked up, I had a lot of support. You know what I'm saying? Like, I really did. I really had a lot of people in my circle because, you know, you know, some guys get that money and they become scumbags. You feel me?

Yeah. I love it. Those are my buddies. That's my buddies. I like to share the well. Oh, scumbag buddies? Oh, yeah. Yeah.

They stopped answering the phone. phone. I only had one. Made you a half a million dollars and you can't fucking send me $400 for my commissary this month? Yeah. Something. Something.

So, yeah. Like I said, I, you know, I had a pretty good support system. So I go to court, right? Get in front of my judge. And while I'm there, I'm going to go to my sentence. man, Discover Card came to my citizen. Like the guy from Discover Card, I swear to God, he came to my citizen. And he was like, so he gets up there.

And I guess this is to try to further how many, you know, what my years are going to be. So he gets up there. Well, two, I took the most money from Discover Card. Like, oh, yeah, man, yeah, I did damage to them real bad. Like, it was too easy. And, you know, Discover card, your name is on the back. So with the embossor, I could just put the name on the front and nobody actually knew. Right.

And put, like, the 1-800 number, you know, the little sticker that comes on there. Like, activate me. I just put it over the name on the back of the card because that's where, you know, that's where it is. So the guy gets there and he's going through everything. And this also brought light to a lot of things. Kind of made me smile a little bit. He's like, yeah, Your Honor, I'm not going to lie. Yeah, I wasn't expecting him to sound like that because when he calls in, he has all these voices and I've listened to all these recordings.

And I'm thinking it really is like a 70-year-old man on the other end. And man, because I call in, I, hello. Right. No, this is, hello. No, this is, this is Darren. Man, dude, I have so many voices. I'm killing them. You feel me?

Like, I. The judge look at you and you go, I'm good. I'm good, your honor. No, hell, no, man. I'm sitting there with my paper because, you know, I got something to say. And then I'll, and then my homeboy, that's the marshal. He got all his martial buddies write, you know, writing a character. letters. Dude, I ain't a lot now. I had about, I had about 30 character letters. You know what I'm

saying? 30 about and that still nothing. No play. Man, no play, bro. Nothing. They like that. Yeah, no. No. I, I, at my sentencing, I remember, sorry, this broke, at my sentencing, this is funny, because did you ever see the movie, the first Pirates of Caribbean? So, okay, so you got Johnny Depp plays a guy named Jack Sparrow. Okay. Captain Jack Sparrow. Yeah. And he's about to be hung.

And they're reading all the thick charges against him. Okay. And so he's sitting there listening and they're like, you know, theft of a ship, you know, theft of this, theft of. And he's sitting there like, listening like, yeah, yeah. And then they're like impersonation of a, of a, of a clergyman. And he goes, he says, he looks at him and he goes. that's right Oh man

Because you don't forgot Yeah he kind of like you I literally had That moment When the U.S. Attorney is reading off Mr. Cox did this And he did this and this

And she said Mr. Cox Stole someone's identity Yeah And had his name Legally changed Yeah And I went And I have

And the judge is staring at me While he's doing While she said this You know Had his name legally changed And I thought That's right And I did

I actually I was like, and I kind of smiled. And I look up at the judge and I'm like, oh, my God. Because he catches me smiling. And I'm thinking, what the fuck are you doing? Right. You're just smiling? Did you just smile?

I had like that Jack Sparrow moment where I was like, that's right. I did have that dude's name change. So yeah, it was not good. You know what? I left something out too because it was a few people. And this is before people got hip. I started putting life lock on people on some of my people. People's stuff.

I don't even know how if they ever, I mean, I'm pretty sure now they've gotten it released. But yeah, I definitely did because I put life lock on Darren. But it was- Darren had it common, though. Yeah, but it was a, I think it was a little too late when I did him. Yeah, man, Darren, Darren was a roller. What's life lock? I know I probably should know what that is, but I don't.

It's identity theft and it could lock your- Yeah, you can, you can. So it's for identity theft. And let's say that I go to a dealership and try to use your stuff, it's not, it's going to call. It's going to call the actual person. So let's say that, okay, let's say that I even try to do a credit card in your name or something. It's going to tell, it's going to kick it back. It's not going to allow it to go through.

Yeah, it doesn't allow them the credit bureaus to provide the information. It kind of like locks the credit. So you have to give permission. Yeah, you got to get permission. No, no, no, no. He doesn't want them to be able. So he puts it on, he steals your identity. He puts it on you so that if you go two weeks from now to go apply for anything, it won't let you pull your own credit.

They're calling him to say, hey, somebody's trying to pull your credit. And you're like, so now he knows like, ah, shit. Yeah, fuck, they're fucking. Yeah, yeah. So that's, yeah, so, so, yeah, that's where I started, like, you know. And this is when LifeLock first came out. Right. This guy's got his social security number on his, on the, he would put his social security number.

Oh, yeah, did you, did you see that? Yeah. So it was so, yeah, it's so secure. And he'll give you my social security number. And he put it in the ad. Yeah, he did. Now, this is the dude. His identity got stolen by the line.

Like eight times. Yeah. Over and over again. Yeah, yeah. So LifeLog didn't help. No. It was a bad idea. Yeah, that was terrible.

Who does that? I mean, he felt confident that he had something there. Yeah. Yeah, so, yeah, Discover Guy, Discover card guy says all that. And so boom, the judge is like, okay. And he's like, listen, oh, also, like I said, they still charged me with the Corvette along with the money amount. So that hiked the money amount.

That gave me an extra level. That pushed you over the... It pushed me over to $250. Right. It was at $287, right? So we take the car. off, I only probably get 20, in the range of 24 to 36. Right.

So, well, I'm going to get the mandatory to. So I'll get, you know, within that 20, yeah, 24 to 36. I'm lying. It's going to be, uh, it was a, so I got the mandatory to. So I probably would have only been looking at probably a year with, right. You know what I'm saying? A year, maybe 16 months at it. but with everything, it was 24 for the aggravated.

For the aggravated, but then it was also 24 for the wire fraud. So you got 48 months. Five years probation. Okay. Okay. I had five years probation. I think they give all the scammers five years because all the drug deal with it. They typically give, they'll give a couple of years that if they really feel like you need

monitoring like hey this is somebody who let's fraud has a very very high that's the highest recidivism is fraud it's not drugs it's fraud right you know what that has the lowest recidivism rate what's that murder almost nobody gets out and i'm talking about when you get out not people like go because they never get out no no this is based on getting out right so the guys that murder somebody and get out they never murder anybody else not never but i'm sure there's a guy out there but you know what i'm saying like um uh but i'm saying fraud fraud has a high recidivitivism Right? Because let's face it, once you've done it once, you realize how easy it is. You've learned all the tricks. Right. And when you get anxious about money, your first thought is, fuck. Man, listen, that criminal mindset is crazy. Got to run my mind through the five rules of rational thinking. Remember that? Oh, yeah. Yeah. I'm going to give you my Ardap book. I don't need it. No, it's, it's comical. I say it's like me going to, it's me, you know, I don't want to say it's not me mocking it because it's not mocking it.

But it's very fun. Like it's practically, it's basically a comedy. You'd laugh your ass all the whole time you'd just be laughing and laughing. Because you know how insane it wasn't that. Man, it was crazy, wasn't it? Could you imagine going through there and not needing the year off? Because that's how I went through it. Well, that's-

I just wanted to stay in the unit. Well, okay, so, so that's kind of what ended up happening. That's what kind of ended up happening with me. So when I got locked up, boom. I get sent down at Edgefield, South Carolina. All right. I'm in Edgefield, and I didn't know anything about Ardap when I first got there. You know, I'm just like, all right, you know, I'm going to do my bid.

And it was trash, to be honest with you. The compound was trash. Nobody really had no money there, for real. So I messed around and I'm playing with the cell phones. I got there on, I can't make this up. I got there on Wednesday. I had a cell phone on Friday immediately, right? And I'm playing good with the cell phones.

Then I ended up finding out, hey, you know what? You can get, this is when they were actually giving the six months and a year. So you can get 18 months off because I had already did. I was down in Gastonia because they had a big, like a big gang roundup while I was locked up in 2017. And they shipped a lot. It was like 90 something people. they got locked up in Charlotte and they shipped um quite a few of us down to gastonia so i've never

even heard of gastonia but sorry go ahead yeah so i was down in gastonia for let me see i was down in gastonia until um january of so yeah until jane i was in gastonia for a year until january of 2018 that's when they shipped me you know you know how you waiting on the bus waiting on the bus you know, after you get sentenced and you're like, all right, cool, well, I know the bus's going to be here. I hope I'm on this one because you're ready to get out of jail at this point in time. I'm ready. I'm like, yo, because we never were able to go outside in jail. You know what I mean?

Everything inside. The guys that have been in jail or been to prison have explained, trust me, prison is so much better. You can walk the track. You can play. You can do this. You can play games. You can watch movies. You can get ice cream.

You can get, you know, you can get, because listen, ice cream. was a big deal to me. Like I almost... Wait, hold on. Wait, wait, wait. The, like, the inmates making the ice cream with the cream? No, no, no. I mean, go into commissary and getting an ice cream. Yeah, that's a fact.

Yeah, yeah, yeah, yeah. Because I remember saying it, like, it was a little... It was like five minutes of freedom to eat that, you know, five or ten. As you were eating it, it was like being free. Okay. Yeah. I never ate the ice cream. Are you serious?

No, man. No. You didn't even have any time. You weren't even... You were still planning... You were still planning... You were still planning... planning on things in the street when you were.

Man, was I? People were still talking to you. Man, listen. People wrote me off. I was dead. That dude's gone. The dude's gone. He's dead.

He's got 26 years. He's over. It's over. It's over. He's over for him. Yeah. Man, well, that's how I felt for a little bit. I guess until I went to prison.

So, yeah, I'm waiting on the bus. I get on the bus. Boom. Get out there. I'm playing with the phones pretty good. And then I'm like, oh, wow, I can get 18 months off. Yeah. Where's the unit downstairs?

Are that? Oh, let me sign up. Sign up. Get accepted because, you know, sometimes it's a waiting list. Yeah. Did you tell that was there drugs in your PSI? Did you tell them that you had a drug problem? Oh, I'm an alcoholic.

Yeah. And, you know, okay, yeah. So they accepted me. So I'm down there. And I'm like, okay, cool. I'm coming home as soon because because by this time I'm already a year in, right, in jail. You got to get to nine months. Your girl practically going home.

Nine months I'm going home. Yeah. Man, I'm playing good with them phones, though. Right? I'm, man, and look, and I'm in Ardap playing good with them. No, that's not good. That's no wayno. That's no way.

You just go back to your old unit. Might as well go back to my old unit. Yeah. So by that time, I get two phones. So I got two phones now. And me and my homeboy sharing one of them Because one of them doesn't work in the unit I'm in, but it was weird.

One of them worked in the unit that I was in, and then one did. So vice versa, how can I say this? So the KioSera worked in RDAP, but the Verizon phone didn't work in RDAP. But the Verizon phone worked upstairs and the Kiosera didn't.

Right. All right. So this particular. day, I'm supposed to send one of my phones upstairs, right? I missed the move. Didn't get it, right? Didn't get it to him. So I'm like, all right, it's cool.

Next day, you know, I'll give it to him next day. And mind you, in this particular unit, the phone that did work, I used to have it inside of the water fountain. You know what I'm saying? So I had a, a lot of them dudes were putting it up in the, um, the drop ceiling. Yeah. And, you know, different, different little, they had, they had a few little spots.

But my spot was like, you know, the water fountain on the wall. It was kind of loose. Stuck it in, boom. Like, it was sweet. So the other phone, though, this particular day, I slid it. up underneath a, like one of the door, the utility doors that nobody ever opens. This day, they came in, oh, the next day, I swear to God, they came and opened it, right? Open the door.

Yeah, they got a, oh, man, y'all heard about the phone in Ardap? Shit, who's on? Huh? In my home, we're like, boy, that was your other phone. Oh, my God. The one I need to. Oh. So I'm like, okay, there's what it is.

You know. Hey, that's what it is. I haven't been moving funny, right? So I'm at Chow. I'm outside, you know. Only thing is, you know how, you know how nosy they are in Aadapto. Like, man, why he always, why? He was in the bathroom for an hour.

Mm-hmm. What's going on with him? They're watching you. Yeah, they have the inmates are policing you. Especially the ones with the, what do we use to call them? the ones that steal in R-DAP after they didn't graduate. Oh, yeah. The, we call them completes or comps or yeah.

The purple. Yeah, yeah. Yeah. Super dappers. Yeah, the super dappers. Bro, why are you weighing back on the compound, dog? Yeah. So that's really who, well, I know who told on me.

Shout out to Patrick Sutherland. Yeah. I know you out here in Florida too, man. But I appreciate you, though. I do appreciate you, though, Patrick, for telling on me. I went to the hole for five months from June till October behind that, brother. And lost your, your potential year and change. Did I?

Man, and let me tell you, the hole was so bad at Edfield. Like, it was terrible. Listen, no windows. The windows were frosted. Yeah, I swear to God, frosted windows. they were jacking wreck they was not letting us out the

it flooded in there one time like feces flooded yeah messed up yeah man messed up my letters pictures all kind of stuff and this is on chicken day matter of fact because we

look we bucked the flaps no for real we bucked the flaps and me and my celly because ended up ended up finding the other phone that me and my cellie was messing with and they knocked him off too so now he my cellie in in the hole too for five months yeah yep and yeah well I know who told he ended up telling me who told on him with that and it it was just a mess man it really

was so I'm just like yo why y'all still got us down here you know I'm saying. It was bad, though. So fast forward that, October came, and they like, yeah, you're going to Kentucky. I'm like, oh, man, Kentucky. Man, that's six

hours, six and a half hours away from home. So they shipped me to Kentucky. Well, of course, you know, you go back to Atlanta, go from Atlanta, get on Con Air, get a... That experience. Man, that... Did your sandwich still have ice in it?

You know what I'm talking about. No, but I remember when they took off, like, listen, you know, you fly commercial. Like, it's a gentle takeoff. It's a gentle, these guys. They like, they, they, it was like a stall. Yeah, you, it was like a stall. I didn't know that those big commercial planes could take off like that. Like, I mean, they literally, this thing is like, you're like, Jesus God, all my.

I mean, it is going like this. And then it's not like a turbine type of, it's a propeller. Oh, no, no, I didn't have a propeller. We had a, we had, there was the big, this was like a commercial. Oh, no, no, this thing was, listen, this was unmarked one, the unmarked one. It ain't have no markings on it. You know, this didn't either, but this, you understand that the rows? Yeah, like there were literally.

It was three and, yeah, there was a, there was four in the middle. This was a massive point. Yeah, it was a big point. And they had the girls in the front. Yeah, that's, they always do that. Yeah. Yeah. They could.

Like, I'm, my wife said, you know, she's like, oh yeah, you go in there with all these guys. Hey, baby. Yeah, you know,

giving them a hard time. And, yeah. Yeah. No, no, this wasn't a, a propeller plane. This was a jet. Like, I mean,

and it went, it went straight. It was like, dear God, like, what are you doing? Yeah. And then if you use the bathroom,

you got to go, like, back to back. You know what I'm saying? Going to the restroom. And then, look, some of the dudes in black boxes. Yeah,

you can't. Yeah, you can't even do nothing. It was hard to eat. The sandwich still got ice in it. Look, man, just get me there. Yeah. So get to Oklahoma. I didn't know how long I was going to be in Oklahoma.

I was there probably a week and a half, you know. Oklahoma wasn't too bad, though, actually. Oklahoma was straight. I don't know how your experience was. I was there like maybe 10 days. Yeah, that's about, yeah, about like me. Yeah. I was in and out, and it was, they put you in that room with the fucking diamond-plated

that big room when you first get there and they could teach a Nazi something bro like they they took off them chains so quick like they you know what I'm saying like those it's like geez and they got like the neat line that everybody's it felt

like living in like a dystopian futuristic I mean it was yeah it was crazy like the Nick Cage like what was the movie with Nick Cage yeah no no no no not Con Air no no not Con Air was it Face off? Face off.

Yeah. Yeah. Without those boots. Yeah. It feels very strange in there. It's like a different reality. Yeah. Yeah.

And then so they send me to Kentucky. I get to Kentucky and I'm like, dang, I wish I would have did my whole bid here. Right. Man, I get out there to Kentucky. I met some, I met some solid guys out in Kentucky, man. Real solid guys, man. And it's crazy because I was in Lexington, right? So you would think that Lexington run

Run that prison, but they don't. You know what I mean? It's more so Indianapolis was really running it. This is still a low. Right? It's a low. Yeah, I'm at the low, yeah.

But they still, I mean, they were still politic and though at the low. You know what I'm saying? I've told guys before, I'm like, you know, it's funny because I saw more fights and there were more fights. Like they weren't as bad as the medium. Like, people aren't getting stabbed and really, like, I saw some vicious fights or attacks.

I don't know what you want to call it at the medium, but I only saw a few. Of course, I was only there three years. But at the low, guys are cutting each other with a razor. That's a fact. Like, you're not going to get hurt, but there's a lot of, it's happening a lot. Yeah, it is. Yeah, well, yeah, because it's still got a little bit more freedom, you know. Yeah.

You ain't got a lockdown until 11. Well, the phones don't cut off till 11. I don't know. That's not what happened with us. What time your phones was cutting off? Nine. Was it? Or y'all just kept running all night?

No, no, it was like 10. It was like nine or 10 they would shut off. Really? Yeah, you had to be, of course, you have to be, you get counted. You know, you have to basically be, as soon as they start counting. So you got to be standing in your cubicle by like 1045 or 1030. So you get counted, you go to bed. Really?

Yeah, you go to bed. No way. Not at Lexington. When I first got there, you. you could go get counted and get back on the phone and they leave they the phones were on and everything was open till like 12 o'clock at 9 or something about 1130 yeah yeah but that's but that's stopped oh they messed it up no I mean it had stopped everywhere at that time oh it had stopped well that's what they listen that's what they told us yeah that doesn't mean shit they're like

oh this is a nationwide thing you know they always trying to say nationwide yeah but then other guys would come in and be like like that's they're not doing this here or they're not doing that you know things like oh no they do no they said there was this nationwide they're like from where i just came yeah i don't know about that well see well this is a thing though so at edgefield even though it was uh it was a camp we still was around a fence we had a fence and everything cut off when the medium cut off okay and we had moves oh that's weird that might as well be in a low what's the difference right yeah and it was trash right super trash because You know, like I said, you know when you hit the pound and, you know, well, I don't know.

I don't, I think, I think we did. I think we bid it a little differently because I wouldn't have touched a cell phone. Like I would have been terrified. Yeah, yeah. I don't want to lose any time. I don't want to go shoot. Not that I'm, I've been in this shoe multiple times, but I don't, here's the problem. I had a routine.

Right. I don't want to break my routine. I don't want any problems. I got a good routine. My time is flying by. Right. I got a couple of guys here that I love. I don't want to get shipped.

So if somebody's like, you know, hey man, you want to use a phone. I'm like, I don't want to know about a phone. I don't want to know nothing. Well, I didn't play with him when I got to Kentucky. But I had all the compound pictures. You know the compound pics. Yeah, yeah, yeah. I had all the black and white corn.

That was, see, that was my forte when I got there. Yeah. With the, where they take the clear tape and they put over the. Oh, no. So you can bring it to the showers, slap it up there on the shower. Hey, I had multiple. Right. Multiple.

Yeah, that was my forte right there. I was just a trade. I liked the barter. I was trading everything. It was fun. I'd say, I'd tell you that. And you know, it was cool, too. I would rent it out.

So it'd be like it. You know, you want, hey, hey, let me see them black and whites. The guy that named rented out the porn books. And Coleman was, they called them porn. They called them a star. Oh, wow. He was no star. bro. Like his neck was fused together. He was like 60 years old. And the guards called him porn.

Star, why? Oh, wow. But he would start rented out the nudie mags. Yeah, man. Yeah, that was a man. It was lucrative. It was very lucrative. Because real talk, because this is when, so like when I, when I ended up leaving, I sold everything. Right. And this is, by this time, this is cash app. So I'm like, they're like, yeah, man, I have my girl just, you know, cash app your people. What's that? This is a cash app. Right. Oh, bro, it's instant.

So I had to ask, hey, what is this cash app? They said? Oh, yeah, go straight to the. Hey, I'm thinking, God, Lee, why didn't I think about? I mean, why? This couldn't be out a few years back because, Godly, man, I wouldn't have had to go through so much trouble that I did in the beginning. And, yeah, I would have wiped a lot of things. It's clean.

But yeah. Let me think. And I'm saying in some way fraud is easier now than it's ever been. In some ways it's probably more difficult. Like there's differences, you know? Yeah. Yep. So yeah, man, I went back to Ardap.

Okay. Oh. I went to Ardap to get the extra halfway house. That's it. Yeah. That's why I was there. I thought I was going to get a year. It didn't do shit.

But I thought I'll get the year. And I got, listen. and how ironic I got set back in Ardap in Kentucky as well. You know how they come in there unannounced. You know what I'm saying? Hey, yeah, we're checking rooms today on this floor. Oh, my God. It's part of my addiction.

Jesus. I'm glad you guys found that. I feel glad you found it. I need to address it. I got problems. I have issues. I'm going to talk about it tomorrow. That's fine.

We'll set you back. What? What? Yeah, we're going to set you back. Don't worry about it. Set you back. So that messed me up even further. So I ended up getting like four and a half months, halfway house.

Yeah, man. That is what it is. I had a guy in prison put like $400 or $300. Do you put $300? I want to say in prison, I think he put $300. I was joking that when I got out, you know, they gave you the card. Yep, yeah. With your comments here, man.

I was like, like, I'm going to get out with like 87 cents on my card. You know, just like joking about it. And one of my buddies looked at me. It was like, what? And I was like, yeah, yeah, yeah, because I'm doing this. Like at the very, like, boom, like I only had like 15 bucks and I was going to go to store or do whatever it was. And it was going to end up being next to almost less than like a dollar. Right.

And I was like, I was like, I was like, that's, they charge you a $1.50 just to get the money. I was like, so I was like, so I don't even have a chance to get the money. So I was kind of laughing about it. And he's like, huh. And I mean, like a week or two before, probably a week before I got out before I'm leaving, like a week, I go to get on, you know, true links or whatever. Core links. Yeah. And there's 300 bucks on my account.

And he had had somebody. And he deposited money on my account before. Yeah. Because he was always hitting his spending limit. He's like, hey, let me send you 200 bucks. Yeah, yeah. Buy me this. And I'd be like, yeah, yeah, no problem.

Because I never hit my spending. Or the phone. Yeah. I never. I definitely. phone because I was using my phone, but I wouldn't let like I'm not I'm not I'm not let somebody use my phone you're gonna let me use your phone fuck no bro you're gonna get me throw in the fucking shoe you're gonna get my shit well well you have shit going on right

that's so so stuff to do I can't do nothing but the motherfucker's smoking K2 of course they're doing it definitely I'm definitely I'm not saying you don't need me anyway there's 10 guys in every unit ready to do I got six I got 800 minutes a month yeah for show no I'm not but but so I checked and boom there's three And he'd sent me money before. And I looked and I was like, the fuck. And I remember thinking, I don't have time to go to comments. Because that's initially my thought was he sent me money because he wants me to buy him

something, right? Right. And I thought, I don't have time to buy. Like, I'm about to leave. Yeah, I'm leaving like whatever. Like I missed my commissary or whatever it was. And I was like, fuck. So I go, bro, did you put 300 bucks on my books?

Because it tell you the name on your. Yeah, it wasn't his name with somebody else. But that person had sent it to me before. I knew it was for him. So I was like, bro, did you? It was Tommy. I was like, Tommy, did you? And he said, yeah, yeah.

And I said, bro, I'm not going to commissary. Like, what are you? What are you doing? Yeah. And he said, oh, no, no, that's just for you for getting the halfway house. He said, I know you think it's cute. You're going to get there with no money and start from. Is what you're going to need some shit, bro?

I was like, oh, wow. Like, you know what I'm saying? Like cool guys, right? Yeah. That's a real stand up right there. Yeah, but you meet those kind of guys being locked up rather than on the street, man. Because y'all kind of going through the same things, you know? But that's what I was saying, too, with Patrick Sutherland telling on me.

Thanks, Pat. It's good that you're not holding resentment. No, not at all. But you know why, though? You know why I'm not? Because when I did those five months in the hole before. Okay. So I'm going to keep it real.

before those five months, my mindset is, bro, I'm coming back with a vengeance. Right. I don't give a fuck about nothing. I know what they know. I know how they move, how they operate. I'm about to come out of here. You know where you're messed up. Man, I'm about to wreck some shit.

And then those five months. And then honestly, like, I was a good dude, but I was like, I was very arrogant. I was an asshole to a lot of people, even though my heart was going. good. I was still like, you know, rude. And it just, it, it, it helped me find myself when I was locked up, you know, well, not locked up necessarily, but like in the hole. You know what I'm saying? Like me being in that hole and, because our hole was only one phone call a week, I mean, excuse me, a month on your, uh, revalidation date. You know what I'm saying? So it's like, who am I going to call? You know, like, I got to pick and choose. They, they jack and wreck.

They holding your mail, you know what I mean? So all of that tied in was like, yeah, nah. That's why I didn't play with the phones in Kentucky too, because I was like, yeah, I don't want to go back to the shoe. You know, I'm just ready to get home by this time. So, yeah, get home. And I got a job, man. I've been at that job since I've been home. So, yeah.

How long ago was that? How long have you been home? 2020, January 2020. Day after Martin Luther King birthday. Oh, man, that was perfect. Just in time for, uh, just for COVID. Oh, right before COVID, too. Oh, really?

Oh, yeah, it was right before COVID. So COVID hit, what you walk out too. Yeah, COVID hit around like beginning of March 2020. So, yeah, I, um, let me see. I was, I was only in the halfway house for, um, a week and a half to I got home confinement. if you had told me if you had told me hey this can happen it's going to happen and they're going to shut down the world i told you i'd have bet every single everything i had i'd have been like you're fucking crazy no fucking way they do that that's not going to happen that's not the world

yeah not the world that's insane when did you come home uh i came in uh as july uh night uh july 2019 okay i can't remember shit Yeah, 2019. 2019, you think, yeah. So, I mean, I got out, I was out for a while. Like, I was out for it. You know what, now that I think I'm glad you've dated that for me. Because it was, yeah, I'd been out a year before I started doing YouTube videos.

Because, yeah, it was. Like March, 2020. Yeah, but it was probably, I probably didn't start doing it until August or, or, yeah, it was definitely, it was August. So it's a little bit maybe over a year because, yes, I usually think sometimes it's, oh, six months to a year. There's definitely over a year, slightly over a year, maybe 14 months, whatever. Yeah. And our halfway house was at the jail.

Was it the jail? Yeah, I had to go back to jail. Orange was it, yeah. It was crazy. But, you know, they were lenient. So they were cool when it came to, like, the halfway house people. They allowed us to, they still allowed us to leave from like eight to four 30 every day. Listen, my halfway house was in the Goodwill and it was worse than prison.

Really? It took like three days before, two or three days before they would allow me to go to Walmart. And you had like, okay, you've got, you've got an hour, an hour. It's a 20-minute drive. Like the Walmart, and you could only go to this one super Walmart. You had to go here. It was like, what are you talking about? Yeah.

15 to 20 minute drive board and I'm just to run around the store. I've never been been in a Walmart. Right. You know what I'm saying? Like, it's not like I was shopping at Walmart. How many times you go to Walmart when you had money? Never. Uh.

Did you? Really? Oh, I got a story about that. Oh, that was, that's part of your scam. I'm saying. No, no, no, no, no. No. Hell no.

I did leave. I left something out. Okay. Let's hear it. All right. So. I got scammed by some Africans. No, that's not true.

I swear to God. No, not a bunch of Nigerians, was it, Nigerians? Like some black money. Brooke. You ever heard of that? No, you did not fall for the black money. Yes, I did. Have you heard this?

You know who I heard it from was the guy who, the Philly guy who was doing the cars. That's the first time I ever heard of what that was. Oh, yeah, I got him. Yeah, I got scammed, man. This dude named Ali, man. Yeah, yeah. And what made me think of Walmart was I caught back up with his ass at Walmart at like 3 o'clock in the morning one day, one night. Yeah.

So let me tell you. All right. So, all right, I'm at the gas station one day. Mind you, this is when I got everything rolling to. I'm at the gas station one day. And I'm going back to my car. Now, mind you, now, he's sitting in a nice, he's sitting in like an Audi truck, right? So he's like, yo, let me how I let you, man.

So he's talking about, he's like, look, hey, I got this black money. I can turn your 20s and the more 20s. I'm like, no way. And he gives me a demonstration right here in the parking lot of the gas station, right? I'm right down the street from the airport off Queen City Drive, right? give me a demonstration, boom. So I'm like, dang, I'm like, oh, that was sweet. He had some foil, he did something with, you know,

and whatever the little solution was kind of burned my eyes. I think it was like, I don't know if it was ammonia mixed with something. It was weird. It kind of burned my eyes. But he did it in the car in front of me, right? Now, I'm scared to death, right, at this point in time. So I'm like, I don't know if I, I don't know if I should trust it. Because I got what I got going on with the scam.

So I'm like, I don't know if I should trust it. trust this. So he gave me his number. And mind you, we have each other's number and he's not pressing me. Right. You know what I mean? Like he's not no, he not. He doesn't need it. He didn't need to do it. He ain't putting a press game on me like none of that. I'm like, yo, look, I'll hit you up when I come back from Miami, you know, da-da-da-da. He's like, all right, cool. So, I come back from Miami. I didn't hit him up. I probably still waited about a month and a half to hit him up. I'm like, man, let me see what this dude's talking about. Hit him up. He does another demonstration, right? We, we out war-walk billies. He does another demonstration, but he did it for,

I think I gave him like, I gave him 200. So look, this is how it went. Black money, real money, black money. All right, so it was like a sandwich. It's how he was done. demonstrating it. But the 20 turns into 60 altogether. All right. So these two that were black now turn regular and now I got

60 instead of a dub. So every 20 makes 40. Right. All right. So we did the little flip for 200 real quick. He did it. Dude, listen, I don't know how this dude did it magician shit.

I promise. Like it was weird. I mean, Yeah, yeah, slight of hand. Somehow or another, he's swapping them out. Yeah. But he's putting it in the foil, too. Right. And probably two other bills in the foil already. So, mate, right.

Man, you know what? I ain't think about that, Matt. That's probably what he did. So I'm like, all right, cool. And he gave me the money, everything good. Listen, this shit, I'm like, yo, this can't be real. You're thinking you can just, I can, he's like, you can leave with the money.

That's your money go. No, that's what happened. Right. But that's the whole thing. he knows you're not leaving. You're going to be like, okay, I can leave? Yeah, yeah. No, no, no.

I did leave with it. I know that. The first two terms. That's a fact. And I can't. So I came back. All right, I can't make this shit up, man. I come back.

I go to the bank. I go to the bank. Boom. Get the money from the chick at the bank from the cards. How much you get? Give them. 10,000. Listen, that's, listen, I know, I, there was a, um, I'm thinking in my mind, 10 going to turn in the, you feel me?

Yeah, yeah. Well, listen, I don't know the, a lot. I've heard about guys that have done like hundreds of thousands of dollars and done it. Man, listen. All right. So this is what he tells me before. All right, this is what happened. This is the whole, the whole scoop on the last time, like the last interaction with the money.

All right. I contact them like, hey, look, well, I got 10 grand. Ten bands, like, what's up? All right, cool. Yeah. Hey, look, I need you to get a hotel. I need you to go buy a safe, right? I'm like, all right, cool, bad.

Yeah, go get a hotel, buy a safe, bring it. Boom. No lie. We spread. We got two double beds, right? We spread it. We spread all the money out. He got, for every 20, he got the black.

He got two blacks. So he putting it, boom, putting it, putting it, putting it, putting it, putting it, putting it, putting it, boom, boom, boom, boom, boom, wrapping it up and foil. Br, bro, I can't make this shit up. Wrapping this shit up and foil. Rapping it up, wrapping it up, wrapping it up, wrapping it up, wrapping it up. Whatever that ammonia stuff was that I was smelling in the car, is in the bathroom. So he takes the money,

puts it, puts it in. He's like, look, hey, I just want you to see I'm putting it in the safe. I got the little solution in the bathtub, which he did have a solution in the bathtub, right? And this shit is like burning.

I swear to God, I don't know how he was withstanding it. But it's like burning my eyes, burning my nose. Like, it's just like hard to be in the room, right? So I'm like, It's what it is. So he's like, hey, look, it got to sit for a little bit because we did a lot.

I'm going to go grab something to eat. I'm going to be right back. Look, hey, bro, you got the key to the safe. You've seen me put this shit in here. Yeah. But what I realized was he didn't switch. So what I, okay, I'm going to tell you how I realized this in the end. So I leave.

I call him, call him. He doesn't answer the phone, right? You, oh, you leave. We both left. Oh, okay. I got the key to the room and the key to the safe. Yeah, I was going to say, I was thinking he was going to say, hey, man, I'm going to go get something to eat real quick. Don't leave.

Don't let, I don't want anybody walking in and finding out. So you stay here. And then you leave, or he leaves and gets in his car and just leaves because he's got your money tucked in his pocket. No, he did. He had the money tucked for sure. But you left together. So where the flam flam was, was that I wasn't in the restroom with him at the, at the the same time. So he got me. Boom. I don't, I don't know this yet, though. So I'm like, yo,

I leave. What's up, baby? Hey, we're going to meet back at the room? Like, you know, that's why I'm calling him for it, but he's not answering the phone. So in the midst of him not answering the phone, now I will say this motherfucker was sophisticated because when I tell you, he had some African girl called my fucking phone and it was the sheriff's department's number. Like, If you look it up on Google, I swear to God, it was the sheriff's department's number. Yeah, it was a spoof app. Spoof me. Yeah.

Hey, you can do it right now. Hey, this number was in Ali's phone. He got locked up. This is what she's telling me over the phone. But by that time, I had already went back. And this motherfucker gives me black construction paper in the safe. Yeah. You know, I say God damn.

I say, damn. I'm like, yo. So I'm telling her, I say, hey, listen, you just let Ali know. If I catch up with him, we're going to have a problem. Straight like that. We're going to have a problem. And lo and behold. You didn't really think it was the sheriff's department when she called?

Or did you call her back? No, no, I knew it wasn't the sheriff's department. Her fucking accent was his. She had the same fucking Nigerian accent. No, she didn't know. I thought, because what will happen is, is they'll, they'll, it's called a blowoff. What they do is they'll, they'll have somebody call you like as from like the sheriff's department or something.

Yeah. And then you're so like, oh, like, you hang up or you're like, you know, they're like, oh, I don't know what this is about. And you hang up. And you're so happy to not have been arrested. Yeah. You don't pursue it. And what, in the old, the, the, there's a scam called the rag where they, they call the

rag and then there's the wire. And what would happen is, it's almost, it's not the same thing, but it's similar where basically you know you're doing something illegal. Right. And so then you get to a point where you're about to get your money. Right. And two police officers come in and they arrest the guy. And while he's being arrested, he's like, they go to grab you.

And he's like, no, no, he didn't have anything to do with it. He didn't have anything to do with it. and they grab the money and then you're so happy that you didn't get arrested in the fraud, even though they took your money. You're like, at least I'm not getting arrested. You don't even, you basically take off and you don't ever look back. You're like, yeah, I just lost 20 grand, but at least I didn't get arrested. So you don't pursue it.

Right. You know, it's called the blow off. But all three of them in cahoots. Oh, yeah. And you're in cahoots. You knew what he was doing with fraud. No, no, I'm saying the guys they're. grabbed the money.

Oh, of course they're not real police officers, but you don't know. So that girl calling you, he was hoping, if he'd used like an American woman, she might have been like. She might have, yeah, yeah, she might have, yeah, for sure. You might have seen him in the Walmart a year later and been like, yo, bro, what happened, man? They called the cops, called. You would have never known. No, I wouldn't have said that.

Where is my money? You left me with construction paper. Well, I know, but obviously they fucked up at that point. Yeah. The big thing was for you to have thought he got arrested in some way and that that money got seized. Then he would have been able to say, yo, bro, they got all the money. I got, I'm still waiting to be sentenced. I ain't going for that shit.

Okay. I mean, no, I know what you're saying. Yeah. But people do. Yeah, yeah. Yeah, I'm saying with me, yeah, but I'm a fraudster myself. I know, but you also fell for the black money. Man, I did, man.

I did two runs with this dude. Man, it was good. I did two little smooth runs, something light. Yeah. And I was like gusto. You know, that's like betting on red, man. I got, I got, yeah, man. Come on, that's like the roulette table, man.

You know, red hit them two times. It's probably going to hit the third. No. It's not. I know. It ain't red no more. Black money. Oh, my God.

It got me. Man, I couldn't believe it. I was really, I'm holding resentment with that one. Yeah. For real. Yeah, I end up seeing them at the Walmart, though. And I ain't do nothing to him. No, real talk. I didn't, man. Yeah, man, I wanted to, but I was like, yeah, no, because I had too much shit going on. So, I mean, did he see you? Absolutely. So look, this is when Walmart was 24 hours, right?

Right. So I'm leaving out. And mind you, it's like 2 o'clock in the morning. I'm walking out. He's walking by me coming in. And I'm like, I say, Ali. I swear to God. I was like, Ali, he looked. He was like, oh, my God. Yeah, for sure.

And I'm like, man, ooh, wee. So. You didn't walk back in, go to the sports department, ground baseball bat. No, I was dragging it up behind him. He'd be all like, ugh. No, I, no, I sat outside in the car and thought about it. Man, I thought about it real bad too. Yeah, I followed them for a little bit.

And, yeah, because the car that I had when he did that to me, I didn't have anymore. I had a new car, so he didn't know what kind of car I was in. But at the same time, it wasn't a lot of cars on the road at that time of night anyway. But, yeah, I followed him for a little bit. And I was like, yeah, no. I was like, I got too much to lose right now for him. You know what I mean? Because, man, my operation was rolling.

So, yeah, I'm not going to blow my office. Operation over 10. For 10. Yeah, not for 10. No, no, no, no. I get that back. Do you think fraudsters are more, I guess, susceptible is the word? Do you think they're more able or more vulnerable to fall for other types of frauds?

Because they're thinking, like, I just think of the thing with Zach, you know, Zach, who's been on the show. Yeah. He fell for a fraud that was like, kind of like a Nigerian print scam. Yeah. You ever heard that? Yeah. You know, I have all this inheritance. And like me or most people would just immediately write that off.

Like, okay, that doesn't work. But he was trying to think, like, it is a scam. Maybe he really does have the money or something. Yeah, so the Nigerian print scam. And there's different versions of it, right? Is that a lawyer, a barrister, and usually in the UK will contact you and say that they represent someone from Nigeria, a Nigerian, the royal family. And the Nigerian prince and his lawyer got killed in a car accident.

Right. And all the Nigerian prince's money is in the UK, in a bank, in the UK. The barrister that got killed with him had access to the bank or the bank account. Right. And this is the, obviously the one that Zach had was altered slightly. this is the original one. And so the barrister, guess what? The barrister happens to have the exact same name as you. Amen.

And so I need you. So we're willing to, if you will allow us, we can, you'll have to sign some documents and we'll wire the money to you. And we're asking you to accept 10%, take, you take your 10% out, wire the money back. It's like $15 million. You'll get a, you'll make $1.5 million, you know. And so you have these phone calls and you get excited, right? Like he'll send you, like, they'll send you like the article about the prince dying and a car bomb and the bear.

They're sending real articles. Oh, it's not real. No, I'm just saying. No, no, I'm just saying. Oh, yeah. They'll send all kinds. They'll send like the guy you're dealing with. He'll, he'll, the lawyer you're dealing with.

He makes it sound good. He'll send you all his information. You can call the law firm. You could, like, it sounds legit. Of course, it's in the UK. So you don't really. know how things work there. And you kind of feel like that's possible. Like, yeah, if there's another Matt Cox and his name's on the account, like if there was another Matt Cox, I could

walk into the bank right now as Matt Cox, given my account number, my ID. They give me the money. Right. This is true. So that's how, and you're talking to a lawyer. And you can call the lawyer back. There's a secretary answered the phone, the whole thing. Well, so you get all excited. And what you find out is just before he wires the money, you have to pay, before they'll allow him to wire it. it international law says you have to pay for the taxes on it and that's you know $18,000 or something but by this point you're so in you know you're so excited about it and you know they may even show you they've filled out all the paper whatever they'll show you paperwork so now of course you lose a lot of people right so but some people pay you know

yeah i'd say did you ever see that you know casey anthony right the casey anthony trial yeah Yeah, yeah. Her father was a, was a police officer at one time. He fell for that scam. He paid like $7,000 or something. Like, a lot of people fall for it. So there was a version of the scam that's going around right now where these guys are, and they're going back to the old school. They're not emailing anymore.

So it used to be, it used to, when it started back in like the 50s or 60s, it was they mailed you a letter. So it was mail. Right. Then it evolved to phone calls. Right. then it evolved to emails, and now it's back to you get something in the mail. And what they're doing now is they're hitting up roofers. Because roofers typically have, they'll have like a credit line, right?

Because they'll fund $5,000, $10,000, and then you pay them. So they're hitting up all these different roofers, and the letter comes, it's on letterhead. And you know, you get this letter. And then you, and it says, hey, I'm a lawyer with so-and-so. and it's got your name. You call them. They answer the phone. Yeah.

They explain the situation to you and you're like, holy shit. Like, this is legit. These guys mailed me. It's got to be, right? And so my buddy, Zach believed that. Right. How much did he give him? He didn't give him any money.

Like, because his whole thing, he never got to the point. Well, he got to the point where he's excited. He's like, this is happening. We're going to make, like, because he had a buddy who's a roofer who came to him and like, bro, is this real? And he's like, oh, my God. He's like, and the guy's like, it's got to be a scam. He's like, no, they're going to send you the money.

Right. And his whole thing was the scam was that the lawyer was taken like 30%, right? And the scam was, he felt like the lawyer was like, look, this, this money, I know this isn't your money. So I'm going to wire you the money. And you're going to send me whatever, 30% or whatever it was, send it back to me. Because he's like, no, the lawyer's committing a fraud. So he felt like, hey, the lawyer's going to get the money. I'm going to keep some.

He's going to keep that. He's figured this out. Right. And then the last minute, they asked the guy to send them money for the tax wire fee or taxes or. And that's when he was like, fuck. That's what he realized. You know, you know what? No, I was locked up with a few guys that did the, um, the, um, oh, man, the sweepstakes scam.

You know about the sweepstakes scam? No, but it has got to be something similar, right? Like, you have to pay the fee before you get the check. Absolutely. Well, okay, so you remember the sweepstakes when you just fill them out, put them in a little box. Yeah. Fill them out, put them in the box, right? Right.

So, you know. Okay, I know. Yeah, so you get the leads on those. Right. Right. So I was locked up with a few guys used to get the leads on them. And like you said, they'll tell them, hey, look, you know, hey, this is such and such. Hey, you know, you won.

You won. Yeah, you won $150,000 in the sweepstakes. Oh, my gosh. You just got to pay on the taxes real quick to get it released. And they, man, but see, they were actually, they were taking like old ladies and old men. Yeah, they're targeting old people. That's crazy. Or the car.

It's like that you want a car. You have to pay for the shipping. Oh, wow. Or there's one right now that they got. This was funny too. This was the one with Jess where Jess, where she, where basically this, some, So they'll go on, people will go on Etsy. Yeah.

And they'll go on Etsy. And so let's say you're selling something for $400. Okay. And they'll say, hey, look, you know, my, whatever, my credit, I don't want to do it on my credit card, whatever. Can you give me an address? I'll just mail you a cashier's check. You can deposit the check. And of course, people are like, yeah, that's fine because I'll deposit it.

They know you have an established account, right? Right. So they mail you the check. You get the check. And on the way, both just before you get it, they go, oh my gosh, my husband or my uncle is the one who got the check. And he was supposed to be mailing a check for this and something else. And the cashier's check is for $1,200. Right.

Look, because I want to get that as a present for my whatever son, I really need it to be in the mail as quick as possible, can you do me a favor? just deposit the check, send me the painting, and just wire me back the rest of the money, the extra $800. Right. So that happened to me. That happened to you? Yeah, this person contacted me and said, hey, I want to buy this painting from you for, it was $300.

Yeah. And they came back, I'm sending you $1,100, whatever it was, $1,400, whatever. And they sent me an email. I was supposed to get the cashier check like the next day. They sent me an email, and I'm looking at it. And I read the email to my wife where we're in Starbucks drive-through. Right. Like, listen to this.

And I read the email, and I'm kind of chuckling because I realize it's a scam. Right. And she goes, she goes, oh, that's trusting of them, like to expect to trust you to sit in the money back. And I just looked at her and I thought, man, I'd take all your money. If I was active, yeah. Like I thought, you understand it's a scam? She goes, how?

And the cashier's check is fake. Facts. I'll deposit it. It will clear within a day or two. And it's going to bounce back. Right. And it will bounce back in a week. When the bank figures out, they mail that into the originating bank.

That bank says, this isn't good. There's no account here with that money. They then take the money. But by that point, I've wired the $800. Right. And she was like, and you get hit with the bounce back. Right. And she's sitting there.

She's like, no, no, but it's a cashier's check. I'm like, no, it looks like a cashier. Like nobody knows it's not a real cashier's check except for the original bank. My bank thinks it's real. They give me the money right away. And she's like, that's how it works. Especially if you put it in an ATM. Right.

Or you take a picture or whatever. You know, they were doing that too. Around 2013, they were doing, yeah, 13. They're still doing it now. It's huge. No, no, no. They would call it the secret shopper. Secret shopper.

Yeah. Secret shopper. Hey. I've heard the term secret shopper. I didn't realize that's what this was. Yeah. Hey, see, hey, I want. want you to be a secret shopper for me, okay?

I want you to go in to, they give you a list of places. I want you to go into this, this, this, and this. Hey, here's 2,500. 1,500 is yours. 1,000 is mine. You know, just you secret shopping. Don't tell anybody that you in their shop. And they send the chain.

And they'll send you $1,000 back. No. You said they give you $2,500, $1,500 is there, send me $1,000. So they send you a thousand, and I got the $1,000. No, you got $1,000. You got the 15. Oh, yeah, you got the, yeah. Yeah, I'm screwed.

The scamster gets a thousand back. But it's, yeah, it's bouncing all over your bank account, though. It's over for you. There's so many. It's over. Especially if you actually have your own hard-earned money in your bank account. You know what I'm saying? So let's say that you can cover that.

You're still out of $25. You're out. Yeah. Well, you know, what's so funny is people say, you know, well, how could somebody fall for that? No, no, if you hit up enough people, somebody, you might have to hit up 20 people, but what is it matter? It's free money. If I hit up, if I hit up 40 people a day and two people fall for it, I just made $2,000 a day. Right.

You know, now granted, I have to find somebody that deposit that money or I have to do. But for $2,000 a day, I can do that. Yep. Yeah, you'd keep sending those emails, too. You know, listen, I had a guy who was, he would go just meet. He'd pull up in a, pull up in a limo. He's buying, you know, tape, whatever they call it, bottle service. He's VIP blowing money.

And he would pick up girls. And this is a guy's complete geek. Yeah. I mean, just this nerdy little fucker. And him and his buddies, and they would go out and they, and girls, of course, are flocking to them. And then the girls would be like, like, what do you do? And they go, man, I'm a scamster.

I'm a scam. Yeah. And they're like, what do you do? And they'd go, well, you want to get, I make like a couple hundred thousand, you know, a month. You know, you want to make some money? Look, here's what, you got a bank account? And they would convince these chicks, like, let me have $30,000 deposited into your account

over the next month, month and a half. You pull the money out. You keep 10%, which is ridiculous because, let's face it, your taxes, if you paid taxes on the money, you know what I'm saying, or X amount of dollars. So they take 10 or 20%, whatever their agreement is. They pull out the money in cash, give them the money. And the thing is the girls don't realize, like, they don't have their real cell phone number. They don't know their real name.

It's all a part of their scam. Right. And yet I was always like, you're telling me, like, these chicks are letting you deposit. That's the dude that said he got too close and the girl knew his name. You know, his partner. Or homeboy. His partner falls in love with this shit. Yeah, with the chick.

Yep. And she told on everything. He was so. I would love to have him. That was good. I would love to have the. the original guy on

this show because he was so unabashedly I mean just he had no shame he loved what he had done he would like his he's just no shame

it was I mean it was it was so over the top obnoxious it was funny yeah I mean in a horrible way Like he would he would do a whole, you know how Dossie did the whole, Mr. Dossie? He would do a whole thing with him talking to some old woman on the phone. And he would do her voice and his voice and her voice. And he would do this whole, and he'd laugh about it.

Yeah. And then I was like, well, no, no, that, well, yeah, I understand you paid the $15,000. But now this is what happened. Like, why didn't you tell me about that, Mrs. Jennifer? You know, and she said, oh, I'm so sorry. He'd go, well, you're going to have to go to the bank right now. And he'd be like, ha ha ha. And you're like, I mean, he was just horrible.

She's like, I don't, but I don't have the money. I don't have to wait for my social security to get it. What is that going to be? Well, you need to go to the bank now. He was like, oh, you're a horrible human being. And he would be like. That is bad, man. I ain't taking those social security.

Oh, my God, bro. You know, I just, I took what I knew you could get back. Yeah. Well, I mean, listen, that's credit cards. Like, I, you know, you know, Everybody's like, oh, you're a horrible person. Like, listen, man, don't, you think Capital One can't afford to lose a couple thousand here or there. And it's not that big of a deal.

I mean, I know the right thing to say is you're a horrible person. But, you know, so what's, what are we doing? Like, I have it to the bathroom here. Hey, you guys, I appreciate you watching. Do me a favor. Hit the subscribe button. Hit the bell so get notified of videos like this. Also, please consider joining our Patreon.

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