Matthew Cox | Inside True Crime Podcast - Insane True Story of Timeshare Scams, Corrupt Cops & Life in Prison | Bill O'Hanlon

Episode Date: March 13, 2024

Insane True Story of Timeshare Scams, Corrupt Cops & Life in Prison | Bill O'Hanlon

They're trying to put me in jail for the rest of my life. If they got me out of the house and put enough pressure on me, they could get a hold of my father's $3 million. The FBI comes knocking on our door. Now I got someone who's taken money from us out of the house. I'm dealing with corruption. I've never committed any crimes in my life. All I wanted to do was take care of my father

and make sure that he had the best gear that he could have as he grew old. The truth is it's not about. not about justice for them. It's about winning. I kept thinking that there's going to be some good person in government that realizes his charges aren't real. They're false. There's nothing you can do. If I get on the stand and I tell a story about you and it's a complete lie and you're found not guilty, that doesn't help me. But if I get on the stand and I lie about you and you're found guilty, that does help me. That's terrifying. Yeah, that's the way the justice system works, though. I feel like this is bigger than me because I have two cases hanging over me right now

that they're trying to put me in jail for the rest of my life, they're saying. And for me to speak before my cases, it's bigger than me. It's bigger than me of what's going on. And What I'd like to do is just tell you about, you know, where I came from a little bit about myself and how I ended up in this predicament. And, you know, basically my story is going to be if one government, one person in government doesn't like you, they can destroy your life. But I was born in the Bronx, New York, 1964, and I come from a family that always serves in the military. My father was in the military, his father, my brother, and myself, I was in the Navy. So my father was served during the Korean War, but he was really, he was in Bamberg, Germany during the German occupation.

And so when he came back from that, he went to 12 years in night school to NYU on the GI Bill. You know, it's a big deal. We're living in the ghetto in the Bronx. And on the fifth floor tenement, I remember. it well. I mean, I was in grammar school at the time. After he graduated NYU, which is a big deal. It's a good school. He got a job in Philadelphia. So that got us out of New York, my mother and father, my mom. You know, my father got a job in Philadelphia and we moved to South Jersey, you know, a nice suburb. Just to give you an idea of like my parents were just

two kids from the Bronx that had children and worked their way out and believed in family and loved us to death. They did everything for my brother and my sister and myself. And it's just really top shelf people. My father was very successful in business. He had gone back and forth between Philadelphia and New York and worked for AIG. He was very successful. He was, worked for Marsha McLennon and uh you know he had it he was an executive he worked his way up to be an executive and as he worked his way up in life we worked our way up in life as the kids we went from the Bronx to a little home and then we went to big homes and nice you know estate neighborhoods like that so right um it was uh you know I came from a world of different people I

I learned how to get along with, you know, in the Bronx, it was a Puerto Rican neighborhood. And I had a babysitter that took care of me that when my mom was working. And she said, I came home from, my mom came home from work and picked me up and said, and I was like, oh, I learned how to count to 10 today, mom, you know, and I'm all excited. And she's like, okay, go ahead, tell me, you know. and I was like, Uno de Vos, Trace, and she's like, Harry, you got to get a Santa or Bronx. The only knows had accounted then in Spanish before English, you know, that kind of thing.

So, very, very proud of what they've done. And as I got older, even more proud. And so, and then just a little bit about my background is that I was entrepreneurial at a very young age. I had graduated from Washington Township Play School. I went to a community college, and then I went to Eastern University. And then I opened up my own business. And I opened up back in the day, if you remember, the internet connections where they went,

like, and they made those noises for you to connect. Right. There was what's called bulletin board services. and the U.S. Department of Commerce had put out these bulletin board services because other countries were looking for products that we made in America. We used to make stuff back then for export. And they didn't know how to make contacts with anyone. There was no internet like there is today.

So what I did was I put together this company in my mid-20s that was called American Trading international. And I exported the raw, I make the connections through the government bulletin board service and then I start wheeling and deal on. And I exported the role material

for convertible tops for BMWs and Mercedes. I had the manufactured in Johannesburg, South Africa. And then I imported them back in when my big client was Maryland casualty. They would call me up and say, okay, we have someone

in your zip code that a tree fell on their top you know so I the more tops I sold the more material I exported and that and so I was very successful at a young age and what happened with that was Nelson I was having a manufacturing in Johannesburg and when Nelson Mandela took over he was afraid all the white people with money were going to flee the country so he froze the money and that put me out of business unfortunately so I learned my lesson never to have just like one good client you know to have multiple clients that was a learning curve for me and um just prior to that I should say and I'm sorry that's just going back in time but it's only a couple of years after college I was working at a beneficial finance

offices and we were doing loans and doing mortgages. And I'd become a collection manager and collecting on those loans. So personal loans, second mortgages, things like that. And then I got a job in Philadelphia, just outside of Philadelphia at a company called Credit Mediators, which was a commercial collection agency. So I was, you know, people that, you know, businesses that didn't pay their bills to other businesses would get placed in our office for collections and I would negotiate. It was more negotiating. It wasn't like dunning people like consumer collections like, hey, your bill, wasn't like that. It was more like, well, this invoice here, we feel we didn't pay. It was a negotiation is what it was. But, you know, it was still businesses that weren't

paying their bills. And then I started the American Trading International. And then when that went under, I went to a company called Milligan and Michaels, which was the largest commercial collection agency in the country. And I decided at that point, I was going to work my way up to corporate ladder like my father did. And that's how I was going to, you know, be successful in life. And I did just that. I worked my way up to vice president of marketing. and the company got bought and anyone making over a certain salary got laid off so I had worked my way up

this company and I got laid off and I was like devastated by this because I put my all into it this was my career. It was part of my name and so I decided you know what I'm going to start my own collection agency already on entrepreneurialism in me so I started my own

own commercial collection agency, which took off, you know. So I was always above average at things, but had a strong work ethic. I wasn't the smartest guy in a room, but I was above average intelligence, and I could outwork anybody. So with commercial collections, I could bring clients on. You have to bring, you have to call people up and get them to place accounts with you for collections. And then I could also collect money as well and negotiated because I knew both sides of the business. And I did that for years. And I mean, just back in the day, Matthew, you know, not being a very big company, but being the owner of a successful company because I always believe if you can sell, you can have your own company. It's the key to everything.

sales. If there's no sales, I don't care how good your accounting department is. It doesn't make any sense. All right. But if you can sell, then you can be an entrepreneur. And so, you know, the company was very successful for years and years and years. And, you know, back then I was making between $10,000 and $20,000 a month. It's a lot of money back then. And it's a lot of money now. Well, money now. Yeah. Right. But, you know, so when I was young, and then, During that period of time, somewhere in between in my early 20s, I forgot to tell you that. After I did a couple of years in the community college, I was going to go to a university and I went into the U.S. Navy Reserves to finance that, kind of like my father did with the GI Bill.

And so I went into the C.A. Mariner program, the Sam program in the Navy, where you go to boot camp and your schooling. I was a signaling in the Navy. And then after that, you did one weekend a month and two weeks in the summer. And they helped pay for your college. I mean, it was just so many benefits to doing it. And I absolutely loved the Navy. I was assigned to the USS Station, which was a fast frigate with guided missiles. And I love the Navy. I thought about making a career out of it. I really enjoyed it. And then a war broke out. So I was like, wait a minute, I just joined this to get college money. I didn't know, you know, that this was going to happen. So what happened was is I got, my ship got activated to go over to the desert storm. And I don't know if you remember,

but there was a ship called the USS Stark that got hit by an exocet missile a couple of years before that in the Persian Gulf and the reason why it got hit the same class ship is mine is because it had, there's a failings gun on the front of the ship and what it does is it's your last line of defense when missiles are coming in

and um... it went around that at the missiles right exactly it wasn't working right exactly it wasn't working with offline for three right exactly

and um so it wasn't working on my ship So they helped be going I got hit It seemed class ship I'm being activated I gotta go I got to go to Philadelphia Navy Yard

I'm not coming back I had a big going away party for me at the VFW And my ship was in Guantanamo Bay For two weeks of training That's where you go before you go to war And the bailings It's gone what's work

So they were like All right well you know after your weekend, you can go home. And I was like, what? I brought everything with me. I'd say goodbye to everyone. So it was pretty funny because I came home, and my father's like, oh, my God, are you a wall?

And I'm like, no, the ship, you know, I came back because the failing scum wasn't working. I don't know. I think some people thought that I just had a big party on them. You know, it was pretty funny. So now I'm in the Navy. and what happens is I get injured in the Navy and as you ever did you end up going

no my ship never went and the war was over in like three months right it was nothing to that war I just stopped by the time they fixed the God and we were going to get ready to go over now they're looking to get people out of the military they got too many people in that war went by in like six months and um so in the Navy as a signalman, I was the guy on the flashing light

and the flags you know, that was my job and we would talk to other ships during radio silence you know if we're going back in time a little bit so you know other ships couldn't locate where you are so you use

the light to communicate to your fellowships and part of what I had to do is I had to be on top I had to service the light at the very top of the mass as a signalment and I did so I'm up there and when you go up that high okay you're there's radar that goes around on off on other ships and if that radar from another ship hits you and you're up high like that you're dead okay it just fries you like a microwave and so I was

up there that they'd notified the other ships hey we're sending our signal men off um turn off your radar and someone turned their radar back on so i was hit with like a microwave and um it's kind of like cooking my inside it's like a microwave and i get sick and they bring me down and uh they basically the ship's doctor was saying you know do you want to do the hospital where I'm like, I'm nauseous, I'm sick, but I don't really feel the effects of what happened to me. I'm just very sick and throwing up and vomiting. And the old man came down, that's what we call a captain. And you've got to understand when there's a time of war like that,

and you're going off to fight the people next to you are going to be the people that are going to save your life. you're not really fighting for your country you're fighting for the guy next to you and there's a certain camaraderie that comes with that and the captain basically said to me if you end up going to the hospital

it's going to affect people's careers you know we messed up if you go to the hospital if you want to go if you think you're sick and I was like no I don't want to go and then a couple of days later I felt better But one thing that the gyps doctor told me was that there was a chance I could be sterilized from that. And I think I'm young in my 20s.

I'm like, whatever. Unfortunately, that's what ended up happening. And so it prevented me from having a family, from having kids. And that was really destructive to me in my 20s because, I mean, you think about, you know, you're young and pretty girls. you know, you fall in love, and then you think, I can't have a family with this person, you know, I'm not going to do that, you know, how many girls that were in love with me that were like, oh, I don't care, Bill, we can adopt. Man, I'm not doing that to someone, Matthew. I'm just not, you know, you don't do that to people. So this kind of affected me, and I drank a lot as a result

of it. I'm a sober alcoholic now seven and a half years, almost eight years. And I'm a And so it really affected my life because I thought I was going to be a family man. I thought I was going to be successful. This is what I thought was going to be set up for me in life, that my mother and father worked so hard to give us this opportunity, and I was going to take full advantage of it. Matthew, I really was. I wasn't like one of those free, though, first. I wanted to have stuff in life.

I wanted to be successful. And so it really affected. me mentally, which, you know, so I drank a lot over it. And, um, and it just affected my career. Now, um, back then, um, in my, in my 20s, uh, I have a younger sister. She's seven years younger than me. And I never told anybody about it, by the way. I kept it to myself, you know, so I harbored it inside me. I never told my parents. I never told anybody. I felt a shame. Um, so, I have a younger sister that I absolutely adore. I'm seven years older.

I look out for her big brother. And she does the right thing in life. She goes to college. She runs track. I was, I failed to mention that I was a nationally ranked tennis player in college. I thought that I had a chance to be a professional. professional tennis player, but I just felt sure. So we can, you know, my father ran track to at Madison Square Garden when we're family

of athletes, military people, you know, like this, jocks, you know, like that. And so she did the right thing. She went to college and she falls in love and she falls in love with a person, his name's James Nuller, that he wants to be a New Jersey State troop. And he comes from a family of cops, like his grandfather was a police officer, he's a police officer, his father was a police officer, his son's a police officer. And the reason why I'm telling you this is because, because of him, he's caused him, my wife and I, so much pain and anguish by going after me.

my father's inheritance and I'll get to that in a minute but you know he was a dick he just was you know like he it's just bully bearish big dude German big guy and know it all um just you know like have people over for Thanksgiving and have them over and you'd be watching a game and he comes and changed his channel in front of everybody, like that, just a dick, you know, didn't care, you know, like that. So, um, very arrogant, uh, and I knew, like, he knew everything. He couldn't tell him up. Um, and I also would like to say that, uh, my mother was the glue that held my family together. She, she was a, she was a amazing. And she was, like I told you before, she was a waitress, but she had gone to school in Manhattan when she was younger. Like, you remember they had like secretarial schools and like back in the day they would work for an executive as like a secretary and, you know, like in the 50s and 60s, she went to one of those schools. So she worked at Canning County College for

one of the deans, and she was the dean's secretary. She also ended up becoming the president of the union for not the, for like cafeteria workers. And this like security, not the teachers, but the union for the service workers. So I'm a union guy too. I was in the sheet metal union at one point. And so just this wonderful lady who every year on Thanksgiving would have she would invite a homeless person into our home

to have Thanksgiving dinner with us and um you know I don't really know anybody who does stuff like that so we tried to make them feel at home show them what family was um just like people don't do that you know and then and I don't think I appreciated it as much then as I do now because Karen and I just had a silver house into our house for Thanksgiving. So I guess I got it from my mom. And so just, you know, I just want to let you know that wonderful lady, just really just outstanding people, my mother and father, just outstanding. And so what happens is I have this successful commercial work. collection agency.

I'm doing well in life. And the drinking gets old to me later on in life. It starts begins to affect my health. And now I'm having trouble not drinking. All right. But by the time I

realized I had a drinking problem was too late. I was best to point in no return. So because I had been successful and stuff, you know, I could get away with it. I could work for six months and not work for six months because I had the collection agency and I was good at it and worked really hard at it. And but now the drinking gets old to me.

So I began, you know, trying to get sober in my life. I failed miserably. You know, I could get a few months without a drink, and then I'd go on a bender and this kind of stuff. So it was really disrupting my life. And during this period of time, I'm talking about maybe around the age of 40, my mom has cancer.

My mom gets sick with cancer. And she's in the hospital, and I'm watching my mother and father, talk about, you know, they know that she's going to die, okay? The cancer had spread to her lungs. She had breast cancer. They managed it for 12 years, but now it's spreading, and they can't fight it off. And she needs to go on a ventilator to assist her breathing.

So I'm in the hospital room, and I'm watching my mother and father. and my mom is apologizing to my father about a fight that they had in 1952 you know and I saw how much they loved each other like this is romance late in life you know during their 70s and they love each other

just like they did when they were kids they were no different and her wish was that my sister had a family And she had three kids And my parents love the grandkids They live for the grandkids And she wanted to fight

She told my dad Don't let them pull the plug ball on me I want to fight because I want one more summer Down in Jersey Shore with the kids That's the thing They used to get two weeks down in Jersey Shore With the grandkids And we just had a blast down there

So she wanted to continue to fight and so okay we're going to fight and my father and I are in there helping my mom I took eight-hour shifts he took eight-hour shifts we never when you're in the hospital and there are people there you get treated better when family is president if you don't have family there you know sometimes like they don't they're not responsive the staff, you know, so, um, you know, um, my mom's on the ventilator. She can still write. She can still speak. She can not speak, but write and think and, you know, open our eyes and express opinions and stuff. And, um, I'm in there one day and, and she points down. And I'm like,

what are you pointing down? Like between her legs and she booted herself. And so I go to get the nurse and they're like, okay, we'll be in and I waited like five minutes. And I'm like, what are you doing? You're like, we'll get in there in 30 minutes. I'm like, I'm not letting my mother lay in shit. I put the gloves on. I put the gown on, you know, and I'm going to work. I'm not, I'm going to clean, you know, for my mom. I'm just not going to allow her to sit like that. And that's why I say, when you're there, they get better care from the staff. When they know that family it's just the way it is in hospitals so um now the doctors are she's on it she this is going on for seat suites where she's on she needs help breathing and um the doctors

are starting to say that maybe it's time to let go but you know if someone could still write And someone's been still, you know, it's not the time to let go. This person can, you know, you're, I don't know, I just felt like my sister and a husband come down and the doctors bring us in the back room. And her husband, you know her is like, you know, the balls, right? I think we should pull the plug. What? What are you even doing in this room?

It's not even your mother. You know, what are you doing here? You know, so I'm like, get out of your, this is the relationship I have with it. You know, I just, I'm disgusted. You know, can you imagine going to somebody else's mom and voicing an opinion? You would never do that. You know, this is the kind of person I'm dealing with. So, eventually, you know, my mom passed.

And, um, and, uh, so. she's to glue then held the family together now my father is in his 70s they live about an hour and a half to two hours away in New Jersey and I stayed to live with my father because we had had other family members when I was younger where as where a spouse died like my great-aunt, her husband died, and she died six months later of a broken off. She was healthy. Very common. Right, exactly. And I'm determined, I'm not going to let this happen. And so I'm going to live with my dad. I'm going to take care of that. You know, what matter, I can do the collection agency from anywhere. And so what happens is, is that my father is now going up to

seeing my sister and her husband to see the grandkids, and now they decide they don't pop me up there. All right. Now, I'm doing all the driving because he's like almost 80 years old, 70 years old. You know, he's older. It's a long drive for someone drive two hours there, stay there, drive two hours home. Not that he wasn't in good shape. It's just too much for people when they get older. And I'm like, what? But, you know, they don't want me. I don't get along with the husband and I don't know so um he's doing all this driving himself and just I don't get along with them my father's grieving he's not eating and I realize I'm not going to be a superhero year I'm in over my head you know I'm watching him die in front

of me and he's healthy so I find on in his insurance met I think it was Medicare I find where you can go see a psychologist when you lose a spouse and they cover it. So I got him help. And that got him into almost like a 12-step program for people of grieving people of lost spouses. It's exactly what it is. Come to think of it. And it got him out of it. It broke him out of it.

So I lived with him for six months. the counseling and the referrals and now he's involved with grieving group and now he's coming back you know and now it's time for him to live on his own and it's time for me to go live my life again and and that's exactly what happened

so I'm in Florida and having trouble with this drinking thing again right so it suggested to me that I work for somebody else let somebody else take care of payroll let somebody else do everything just go work a job and try and focus on staying soon and I got involved you know with a guy from an AA meeting and he's like oh we work over here come work with us and I'm like all right I didn't care about the money you know still feeling it from my mom passing and

you know and uh so it's a timeshare room okay and i've always done like commercial collections it's american trading international working for big companies and now i'm in florida right and there's a company called transval time share international and they if for a fee you know we were calling people and they would put their time shares up on a website and try and sell them right I didn't know that none of them ever sold, right? It was just... Right, they put them up there and says that, and they say, this is what we told you we would do,

we'd put them on the website, and we'd try and tell them. That's what we're doing. Exactly. Exactly right. But I didn't feel right about it. And I don't want to sit there and pitch someone and tell them, if you advertise with us, we're going to bring you offers when they come in on your timeshare

and knowing that there's something there's no, Nobody wants to buy a timeshare. Time share's a soul. They've got to offer people make billions of dollars in free gifts just to get them into a presentation. There's the only waking up that morning and deciding to buy a timeshare.

So what I decided, and then I realized the extent of timeshare fraud all away from the resort to timeshare resale companies, there's an unbelievable amount of fraud. and I decided maybe I can use my collection experience to help people get money back from fraudsters.

Right. And that's what I did. My first six months, I fell miserably at it. Anything that was out to the site a dispute period on a credit card, I couldn't give back. Until one day I got this Capital One credit manager on the phone and I'm fighting.

And what I found out was, is that these people are all in the 70s and the 80s. There are elderly people getting preyed upon with a greed pitch. If you pay me $5,000 in six months, you'll have a check for $50,000. That's the bitch. No matter how you dice it off. And they would pay it, and they would pay it over and over again. And because they didn't want to saddle their kids. with a timeshare when they leave because time shares get passed down like real estate and so they're

trying to do a noble thing to get out of their time share that they've used to over the years and they're getting ripped off 50,000 60,000 now they're getting on other lists and you know they're getting defrauded in vacation rooms are now calling them in so when I dove into this collection industry, I realized this isn't meant because this credit manager at Capital One just explained to me how to help one of these customers get their money back. All right. And he said he told you this on purpose or by accident. No, they just struck up a conversation and said, you know, it's a shame because if you had done this and and I can't tell you because it proprietary information, but

my business took off after that, okay? Because now I was able to recover extraordinary amounts of money for my clientele and on a commission. You know, in collections you work on commission. You get 50% of whatever you collect. Right.

And so in 2010 to 2015, I'm in South Beach, I'm single, you know, I'm drinking, I'm not drinking, I'm drinking, I'm not drinking, you know, like I'm having a good time, and we're doing well, we're making money, and my father calls me and says, basically, can you come up and see me? And one of my friends called me and said, they saw my father at CVS and said, you need to come see your father, he didn't recognize who I was. CVS, and this is someone that he had known for 30 years. You need to come up and check on your dad. So I go up and check on my dad, and he says that my sister is trying to put him into assisted living and wants to liquidate his assets. You know, he's about 82 now, and he doesn't want to do it.

And ask me, can you move in with me? and stop her. Can you help me with the house? He had a 3,500 square foot home, monstrosity. You know, it's just himself. It was too much for him. And he wanted to live his life out in his home. That was the thing, you know, that that was his measure.

He came from nothing and he had this big home. And he paid it off over 30 years, you know. it meant a lot to him as well it should it was a major accomplishment and um so i move in thinking that my sister will be happy i get along with my sister we're friends you know i like her husband but i get along with my sister so i remember the date because it's my sobriety date The last time I took a drink was February 1st of 2016, and I had fallen in love with my now wife, who said, you drink again, I'm out of here. I'm done with you. And I did not want to lose her. It's hard to find love late in life. And I didn't want to lose her. So I just know because I received a phone call from my, I'm living with my father, okay?

Taking care of my dad. And I'm thinking my search is going to be happy. Billy came to the rescue again, just like he did last time when Mommy died. Now he's going to, but no. They had different plans, and their plans were, they wanted his money.

And my father was worth around $3 million. And I guess they wanted it before he was ready to go. and so they wanted they were threatening to put him into assisted living and sell off his assets and I thought they were going to be I thought it was more of they were concerned about him living a home alone I you know and I'll move in with him and I'll help take care of him right I didn't know it was I'm on his money because you know people get old and they get a little paranoid so when he told me that I wasn't really certain

that that was the case but it was because that first week in February of 2016 was a Super Bowl I'm not drinking, I'm detoxing and I get a call from Captain James Nuller New Jersey State Police

saying you need to get out of the house it's red being me if you don't get out of the house I'm going to come down here and beat the shit out of you I'm going to drag you out of the house and I'm like it's not even your father like remember this thing that happened with my mom right you know who does this

die think he is and of course i just think of those two his knuckleheads i don't know why you know i just i never i never i knew he was a captain with the new jersey state police but i didn't realize what kind of authority he had i just because i knew when he was younger it's kind of a buffoon right you know and arrogant and whatever So he's threatening me. And I'm like, what are you talking about? It's not even your father. If you, you know, and then he goes, you don't think I can have you arrested.

I'm like, no, I don't think you can have me arrested. You know, don't you ever do something wrong? You know, I don't. Boy, was I naive. And this is what happened. All right. So now I'm staying with my father. Karen and I get married.

And she's helping me take care of my father. it's very difficult to take care of another person and um you know we had to have the talk with my father of you're not allowed to drive anymore dad you know um I'd sit now would you have to be respectful yeah that's a horrible conversation because it is it because it's so you know it's it's their their um you know their independence, they're extremely prideful. It's a horrible conversation when they had to have that conversation with one, my dad, and then when they had it with my mom, she kept the car. She wouldn't let them sell her car. Like, you're not going to be driving your car anymore. I'm not selling my

car. Right. Like, nobody's taking the money and taken off with it. But she's like, it's fine if it sits in the parking lot. I have a space. I want my car. It's fine. But yeah, but you know, it's like, even though she knew I can't drive it, it doesn't matter, you know? So, yeah, I know it. It's crushing. It's crushing. It's really hard. But what's funny is, is that so he agrees and we take his keys because he had had some close calls and, you know, he has fender menders, you know, no turt yet. But it could be coming. And, you know, I just told them, if you hurt someone or killed somebody or something happened, do you know how horrible you would feel?

So he agreed. But what he had was he had a spare set of car keys. And so when we didn't park behind them in the drive, buddy. He would take a car? He would go out. So we had the bag got lost. My dad got lost one time. Right.

Like called from literally. called from not even a mile away from the house that he had, you know, or the, the area, really, they had two houses in this area that weren't even half a mile away from one another. And this is an area he'd been in for 30 years. He was about a mile away from the house he was living in. Didn't know where he was, but they had to track him down. My ex-wife and my mom and my sister had to track him down, find him. So, yeah, I mean, it's, you know, yeah.

And then when you would say, well, you know, are you going? Maybe somebody should go with you. I mean, you got lost that one time. He'd go, one time. It was like you were a mile away. Like, it's an issue, bro. Like, dad. But I hear, yeah, I know exactly what you're talking about. I've had the same experiences. But the thing is, is that my father has got to be dangerous on the road. And, you know, so it had to be done. Yeah. Yeah. It just had to be done. But again, and he feels like my sister's trying to put him into a sister living. I'm here to help him, so he can stay in his home.

But now I'm taking his car away. You know, it's hard when you get older. And you have to be able to realize that even though he's having memory problems, he still has feelings. And you've got to, you have to be cognizant and respectful of that. because well you're you're you're balancing the friend or foe

in his eyes like you were the protector at one moment now you're taking away that my car keys you're doing it he doesn't understand you're doing it for his own good but so in your mind you kind of start to you could shift from being the friendly protector to the foe who's trying to take away his things even though

I'm not taking your stuff I'm just keeping you from killing somebody potentially right you know that's right but of course they don't think that Right. I think you're okay. No. My mom very much became, and my dad, they become, you know, almost like children again.

You start to have to explain it like you would explain it to a four-year-old that doesn't understand why they can't, you know, drink coffee or, you know, stay up till two in the morning or, you know, you're trying to explain, no, but you understand tomorrow you have to wake up early and you'll be tired all day. You know, you're trying like, like, what am I doing? You're 80 years old. You know this, but they do. They revert. they do and um like i remember one time he said um did you take my medication because he had all kinds of medications that we used to keep track in an organizer and uh he's like i'm out of this medication i'm like why when i take your medication it would kill me you know i swear this was a full model

yesterday no dad i didn't take your medicine um so that those kind of things but what had happened to me is in that 2016 my i had had a heart attack and um i had a hundred percent clogged artery that was twisted okay now i'm thinking back to what happened to me in the navy and the microate you know and because it's not it's it's it's it's not like it's a million to one to have something like that and the doctors had told me that it was inoperable that I only had a short period of time to live maybe maybe a year or two and so now I'm married I'm taking care of my father and I have a growing business because I decided to grow the business there were so many victims out there in time sharing

and I could hire a thousand people and not even scratch the surface of it. So I'm deciding to grow the business and I'm sick. So remember my strength is my work ethic, above average, but I'm there 10 a.m. and midnight. Now, I'm not there anymore. I'm sick. I have managers, training managers here's how you do it if you guys want to keep your jobs I'm too sick to work

I'm dying okay so don't worry Billy we can do it we can handle it and I believed in them I really did I had a talented crew and um

so I'm fighting for my life though I'm going to the uh cardiologist for an appointment and he calls me an antinorin since sticks to me in the hospital just happened several times they couldn't fix my artery my feet were swelling I had no circulation

I couldn't function um there was my hair didn't grow I didn't need a haircut for six months I was dying didn't need to cut my fingernails and there was this treatment called EECP and it's for people with heart condition it helps with your circulation and it did help me because when I was walking now I had a flop on my right foot

it would flop you know what I mean like I couldn't carry you know like you would go drag flop and you know of course my wife Karen, she was a widow from her first marriage and she's like, God would never do this to me twice. And I'm taking care of my father and I'm running

this business. I have a lion on a chain with the business. It was so successful. And I got my sister and her husband threatening me all the time, right? I had my hands full.

And I get a call from my sister and she says now my businesses are always A-rated with the BBB I know I'm not a big fan at a BBB but there's a lot of people who are and when you have a good reading with the BBB they'll do business with you

so it means you're able to overcome complaints and I had very few complaints with our business which is odd because our clientele senior citizens. So, you know, they, they were paying fraudsters over and over, and they were getting preyed upon, I should say. And so I get a call from my sister, the company's they rated with the BBB, and she's like, I saw a couple of complaints with the Better Business Bureau, and you, you're stealing from old people.

And I was like, seriously, no, I'm not. I'm like, we have thousands of clients. We have like three or four complaints and we're, I think the lowest our reading ever got was B-Miles. And which is good for that industry. It's excellent for that industry. And after she made that phone call to me, the FBI comes to our knocking on our door. at 5.30 in the morning

and the FBI opened up search warrant and how long after this was the phone you had the phone call and how long... Two weeks after. Yeah, two weeks after.

Do you know what happened? Do you know what the complaint was? Like, do you know that she made, they made a complaint or you're just making that connection? I didn't find out later until my father told me. But at the time, I didn't make the connection because, first of all, we weren't doing anything wrong. We're helping people.

We work on commission. Right. And I just never made that connection. I just didn't do it. I mean, I didn't think they had that kind of power. And so the FBI is in our house. And I used to have great reverence for the FBI, you know. I thought they were protecting our country.

And I had great reverence for all law enforcement, to be honest with you. If I ever had trouble with law enforcement, it's usually I was the problem. It wasn't them. And so they're going to our house. It's like, I'm going to say a dozen agents in our house a lot. And they are acting as if it's a frat party. and if I wasn't the subject of the search warrant they were having I would have joined in

they were having a lot of fun they were nice and saying stuff but why are you here we don't even know why you're here right and you'd never had any subpoenas at your office you'd never had anybody no nobody's been indicted nothing It's just suddenly, boom, knock on the door. Right.

You know, to come in your out. Did they also go to your office? Yes. So at the same time they're at the office. Right. Simultaneously. Yep. And, but you have to remember that we work on commission.

We're helping people get money back. If I get you $10,000 back, you owe me $5 grand. That's the way it works. Right. and people were happy to pay it because we were helping them get a lot of money back. And so what's going on here? Why are you here?

And now finally, after they go through everything and they have me, my father and my wife, sitting on the sofa, I think we were handcuffed. And my wife, my wife, wife parents said that um oh they found your father's money because my father used to keep 50,000 in the house because he didn't believe in banks he was afraid the banks could go under and stuff like that right and um so okay so what so they'd have 50,000 dollars in the search

warrant it said they could take any cash did they fail and I'm like okay So, why are you here? And they don't tell, they won't tell us. He's like, oh, did you have a DUI? Have you ever been arrested before? And I was like, no. And he's like, you didn't have a DUI in 2015? And I was like, oh, yeah, I did, but that's a misdemeanor in New Jersey.

Like, I'm thinking arrests. Right. And I have no arrests. I have no criminal background. and certainly Karen doesn't my wife and neither is my father and my dad says well like why are you here and they don't tell us so now they're making us sign for $32,000 and I'm like it was $50,000 in that envelope Now I knew at that point I'm in trouble

Right Because now I'm not dealing with These outstanding members of the FBI And all this thought that I had in my head Now I got someone who's taken money from us out of the house I'm dealing with corruption So now I'm frightened Because I don't want to sign for it

First of all it's my father's money What do I have to sign for it? And second of all, there was 50 grand in there. And so my father is, you know, so now they're leaving, okay? You know, they terrorize us and they don't tell us why they're there. And now that he's going to go. And my father says, so I guess that's it for the business because we just found out that they're also simultaneously at the business.

We just thought they were at the house. and the epiagin goes I never said that don't put words in my mouth I never said you had to shut your business down and I'm like this why are you here then what is this

don't know but you obviously know it has something to do with the business because they're at the business also how did you find out that they were at the business he told me the FBI agent Michael T. Poulton told me told you that we're we're also we also have agents at the business conducting a search one right so when they left I I drove down to the business and um you know they took them some computers and stuff and I mean didn't matter I mean so

the thing is is that when I conducted this business in Florida for 2010 to 2015. In Florida, this is a regulated industry. You need to have license. You need to have bonds. You need to be approved by the Department of Agriculture and Consumer Services. And so do all your salespeople. You need to submit a pitch to the Department of Agriculture.

It needs to get approved. And then they need to, you know, and then you need to stick to that pitch. Right. Okay. So, New Jersey has never seen this type of business before. I'm thinking, so maybe they don't understand what we're doing. I know there's no one that I really know that are helping people get money back for people. They're signing them up to sell or rent it, and there's a legal way to do that.

You don't have to steal from people. You can do it legally like auto trader. So your car, you can put your car up on a website. But, you know, for the most part, like I said, they were telling people that then buyers, you're going to get a check and they're just ripping them off and six months later running out of business and I'm helping the customers get that money back. I'm doing, you know, commission. So you get the money first and then you pay me.

And so I'm thinking that they don't understand what, going on because in Florida, they started to crack down on businesses that were doing the right thing in the timeshare industry. And I was investigated in Florida and clear. I was clear. I actually got a ladder. I remember his name Scott Barnes. They were nice.

They investigated me. And they actually said, it's finally nice to see someone's doing the right thing. I was like, all right. you know so um i'm thinking they just don't understand so i hire uh c sg law which is my attorney's leaver tan outstanding attorney white collar ivy leager um i need the best of the best here and he goes down and makes a presentation two months later he calls him up the FBI let me go down, let me, you know, he came in, he interviewed all my employees and sales for apps and what do you do? And he's like, though, you're running a lawful business here.

And you're running a, it's a moral business too, but all attorneys care about is illegal. Right. And he goes down to the FBI and makes a presentation to them and says, this is what my client is doing. You know, we don't know why you are in there or what you think they're doing. So he gives them an entire presentation for two hours on what we were doing, how we're conducting the business

and says in Florida, it's regulated. New Jersey, it's not. So if there was an issue with the pitch, we can come to agreement on wording. We can work this out because he's helping a lot of people, meaning me. And after he made the two-hour presentation, I'm like, what did they say? He said crickets.

They didn't say one thing back home. So I actually went there to make the presentation on what we're doing. And if you think that we're somehow doing it, maybe you don't like the way we're pitching it, maybe don't like the words we're using, we can come to an agreement on that. Because, you know,

we're going to collect money back for customers on commission. Right. It's a big deal. So now, you know, I mean, this didn't take on a life of its own. So I'm talking to, I don't really hear much from the, from them anymore.

Did you start a bit? Did you guys go right back to work? Hmm? Yeah, we never stop working. Okay. And you're not doing anything wrong. Why would we stop work? But I did lose all my staff.

Right, yeah, they get spooked and quit, right? Of course. And I'm like, once you talk to your clients, aren't they get money back? And they're like, yeah, Bill, but I got kids. All right, fine. So I lost my staff. At that point, we had about. 55 people working and um how many of them quit 50 whoa no i'd just start over yeah i'd just start over

you know we had collectors we had customer support we had um sales reps so we had you know and you know there was a learning curve involved for me with this business as well you know as an entrepreneur, you take your own money and your own ideas, and you try things, and there are things that you can't foresee, you know, and for example, after we got clients back money, I just figured that they would never pay a fraudster again, but they would take the money we got to back, and they would pay someone again, and then call us back in three months. you help me and I'm like all right

like I had not foreseen that so just things like that when you're an entrepreneur you don't have everything all figured out you try you go you rent an office you put desks in you put computers in you take your own money your own profits you know I'm not asking anybody for money

I'm doing this all on my own and so I had to you know, re-hire, we had to start over again. And now I became the punching bag for the FBI. They started to torment us. Like... Okay.

Okay. So, and what I mean by that is that I lost all my staff. So at the same time, I'm getting sicker and sicker. I'm dying. They're not giving me any chance of survival, the doctors. And so I'm trying to attend this EECP therapy. I lost my staff.

So I bring in new managers and I train them. And I say, here you go. You're in charge. All right. And up until this point, they're bringing in more people. They're bringing in good. And the thing is, is being a sober alcoholic, I would like, I told them, we always used to put this in our classified ad.

Friends of Bill W. Welcome. That's code for, if you're an alcoholic, you can work here, you know. So we want them, we want people to come in. who want to help elderly people get money back from fraudsters and at the same time you get paid very well and you can change your life too. So we had a comment. People were really like this is the best job I ever had because if you're a salesperson and you sell a car, it's just, it's a machine. But if you get a call from Ethel who says, thank you so much. you, I was able to put a hot meter heater in my house because you got this money back and I live

in Wisconsin. This is the kind of impact we were having all people's lives. That affects you as a salesperson. It makes you want to even do better. And that's what was going on with the company, train new managers, bring them in. But here's the problem I was having. The banks. The FBI is sending my bank's letters saying that they're investigating me for fraud. They want to subpoena my records. So one day, everything is fine, and the next day, I can't even do payroll. And no matter how good you feel about what you're doing, people need to get paid or they're going to walk. It's just the way life is.

you're not working for free. So I would go to another bank, open up a new account, because I don't know if the bank's any money. I don't know why they're closing my account. You know, that account would be good for a couple of mods. I guess I don't know how the FBI investigates, but they must have got win with the tax ID number or whatever.

Now, that bank wants to shut me down. And so not only did they shut me down, but they hold my money for 90 days. So I have to be able to do payroll and pay bills and pay rent and pay for leads. But so I need to have multiple bank accounts open, you know, four or five bank accounts open, hoping that they don't hit them all at the same time. And I'm thinking this is going to go away eventually because remember it in Florida, I was clear.

I'll think the best of them. I'm thinking, don't figure out we're helping senior citizens get money back and they'll be like, you know what, Bill, it's finally nice to see someone's doing the right thing. And the thing that happened in Florida is going to happen to me in Jersey and it's all just one big misunderstanding

because I don't have any criminal background. Matthew, it's one thing to be 25 years old ago before a judge and say he has no criminal record. It's another thing to be 60 I've lived my whole life felony free It's different So

I'm having issues with banks And this is causing turnover With my employees Because you're supposed to get paid on Friday And now I can't pay until Tuesday And that gets old That gets old And also they might think the company's insolvent

They don't know It's hard to sell And believe in something when you don't know if you're getting peed on Friday. So at the same time, I'm telling you I'm very sick. I'm getting sicker and sicker. I'm spending more time in the hospitals now than I am at home. Okay, so I might do two or three weeks in the hospital,

and I might do a month at home like that, and then back into the hospital again. So I'm dying. And, if you know anything about on what's probably considered a devout Catholic because I said a rosary before our podcast we've got to help

and we go to Mass a lot my wife and I go to Mass a lot more than once a week so I would guess not that I'm you know a saint I'm not saying I'm a saint but I'm just saying that Catholics believe you have to answer for your life someday and I'm dying and I'm not going to God and saying, you know, I'm doing something wrong right before I die. I'm making sure my business is honest. And Crystal, you know, there's no funny business at all. When no one was looking at my business, I did the right thing. And so I had no

fear of anything being uncovered at all. So I have an issue. with the banks on cooperating with the FBI. Lee Vartan is saying, okay, now they're requesting subpoenas. They want to know who your client tells. All right, okay, we give them our clients. These are our clients. Name addresses, phone numbers.

What do they do? They sent all my clients out a letter saying that they're investigating me for fraud. And they want to know what we said. Now, these people have already, been defrauded. Right. And eventually those letters

make them think they were defrauded again. Again, right? And so maybe we got $20,000 back for someone and they paid us 10 grand. And we would do an ACH payment, a check by phone.

And they were taking, the clientele was taking these letters into their banks going, it happened to me again. even though they knew different and the banks were taking the money out of my account and giving it back. They were refunding everyone. So in less than a year, we lost two or three hundred thousand dollars in reversals on checks, services rendered, collection services performed, but I couldn't even get manned to clients because all they did was get old. They didn't do anything

wrong. And now they get this letter from the FBI. They were probably like I was, had great reverence. Oh, this company's ripping people off. So they're destroying my business without charging me is what they're doing. They're destroying me with the banks. They're destroying me with the clients. One day they showed up in the parking lot out in front of the office and it was a dozen of them and they had Dunkin' Donuts and coffee and as a sales rep would come out to take a smoke break they were like hey can we talk to you for a minute come over here and they're like Bill why is the FBI

in the parking lot because I didn't tell them what happened before you know and um you know there goes you know 50 more people let's start over again and I felt this was like calling in life that I was going to use my collection talent to help senior citizens and I knew I was doing the right thing

and this was a calling for me this wasn't just a job this was I am going to help Matthew if you had a mother or grandmother that was late in age and they got ripped off you would want to kill that person

you know what I mean these are very hot emotional issues If someone stole from my mother, you know, I want to go there and fly to Texas and kill him, I would get you the money back. You don't have to do that. All right? I'm here. And it felt good. It felt really good to do this. It felt like a calling. And so they didn't just send one letter, the FBI. They sent a second on a few months later. There was a phone number in the letter. If anybody called the phone number, they would tell him not to pay me. And I remember one guy specifically, I'm not going to say his name, but we got him back $17,000.

And he said, hey, I just called him for our payment. And he said, I just got a letter from the FBI. And he said, you're a fraud. And I'm like, but you got to check for $17,000. He goes, I don't care. I'm not paying you. All right. So, you know, all the senior.

aren't scenes either. Right. But that's okay. So now I'm getting contacted by the New Jersey State Attorney General's office. They're investigating. And now my

I don't know what happened with the better business bureau. We didn't really have any more complaints, but my reading went to F. And I'm on the phone with them. Protecting the

experience with them before because I never had any complaints and I'm sending them over all the

collections that we've done for our audience going this one's in a plus and this and here's

that we're doing we're a rated but I I guess did they work with law

enforcement and once they get contacted by law enforcement you're F-rated no matter

what even if you're a member and So now I'm afraid Now my banks I can't hold the bank account Now my clients are reversing payments And I'm spiraling down

financially So I'm talking to my father one day And he says Hey Susan My sister talked to your buddy Mike the other day And I was like Oh really Mike And he goes yeah you know

Mike. And I was like, which Mike? My friend in Jereo? No, no, the guy who came to the house. I'm like, Mike, came to the house? I don't remember. He's like, yeah, the FBI agent. And I was like, that's my friend, Dad? This is who you think my friend is? I'm like, why is my sister calling the FBI agent that's investigating me? And he says, dear friends, that she spent an hour on the phone went on, that they've been friends a long time, and that's when I put it together in order to get me

out of the house. She used her husband's power with being a captain with the New Jersey's gay police that they had called the FBI on my business because

if they got me out of the house and put enough pressure on me, they could get a hold to my father's $3 million. And as long as I was there, I was in the way. Right. And it was devastating to me because you have to understand something, Matthew, I love my sister. She's my sister. I'm her older brother.

I never thought. I always kind of cleaned. It must be her husband, but they wanted his money and they were willing to do whatever they wanted to do to me to get to the money. So I have the New Jersey AG coming after me and all of this is ringing up my legal fees. Because I keep saying to everyone, you don't understand, we're not doing anything wrong here. And I'm thinking that's going to make a difference. But I know now it doesn't make any difference. They're just trying to make a case and get promoted or something.

So it took me a while. to come to this understanding because I have great reverence for law enforcement. And I didn't know that this could happen. I didn't know if one person in the government was powerful that they could destroy your life. I kept thinking, well, they would see we collected way more money than what the customers pay. Therefore, they'll go, we're not a fraud. but it didn't come down to that. And it just, so the legal fees, they got worse and worse.

And I'm back in the hospital again, and I'm in the hospital for a couple of weeks. And every time I go into the hospital, I don't know if I'm coming out. And every time I go to bed at night, I don't know if I'm going to wake up in the morning. I'm telling you, I had chest pain. And I thought I was going to die. and they told me I was going to die, and I believed them. And there's this doctor, he says to me, he, though, remember I'm in Jersey hospitals, I mean, Jefferson, and he says, give me a shot at this, I think I can fix it. And I was like, what?

That's his pitch? Give me a shot at this. Give me a shot at. I think I can fix it. And I was like, what? His name is Dr. Zinn. I come to find out later he's fixing hearts all over South Jersey

this guy's amazing I just you know have to be my cardiologist that day and I'm like okay so we go he said he I agree he's like you're going to have to sign off and everything

because it's a high risk operation and we're at Cooper Hospital and Camden that's where he feels comfortable doing the operation and this staff comes down from like risk management at the hospital and they're telling me everything they have to tell me everything that could go wrong with the operation I'm like okay and it's not comforting

behind them is the staff the doctors and the nurses that are going to perform the operation and they're like, okay, you understand that if your artery could tear and you would bleed out right away. And I'm like, no, I didn't know that, but okay. And they're in the background going, don't worry, Bill, I know when to stop. And I'm like, there's like a cheering gout.

And I'm like, all right, I would never do that to you, Phil. so I'm like well you know they told me I had an 80% chance at this that's pretty good odds I've already made up my mind to do it you don't even have a 30% chance I'm like what they're like you don't have a 30% chance and you can walk out of here right now and I'm like well what happens if I walk well you might live another six months you might not but at the time I had the option and I said no I can't live like this

I want to try it and then an operation that should have taken two and a half hours took them about six and I'm under there and it was like they were playing music I remember how are you going to do it

if you really don't want to dance by standing on the wall get your back up off I heard all of people and they were like get down on it and they were like operating It was like something you would see on television. And he was just so proud of himself when they went in a vein in my left leg, a vene in my right leg, and they went up and met in the middle, and they turned and they untwisted the artery, and then punched the blockage drill, put two stints in my heart, and I walked out of there the next deck. Brand new beer

I ordered everybody pizza at the nursing station because I don't want to eat their food and I'm ready to go home and it was a miracle. It was a miracle. So God's performing miracles in my lives

and my life and got me sober. That was divine intervention. I take no credit for that. And solve my health issues, fix my health. So now I have my strength back, all right? So now you're fucking with the wrong person. All right?

I got my health back. All right? I can go 10 a.m. to midnight. And you're not going to push me around anymore. I haven't done anything wrong, and you're going to find out what's up. So, I'm better. This is what I'm thinking. So my father is having trouble with some of his medications, and it's lowering his blood pressure.

It's called memmeteen for dementia. So when he would get up out of bed or go from a sitting to a standing position, he would feel loosey or he might fall. So we take him to urgent care, put him in the hospital, and the hospital said that he just needs to, we're going to adjust his medication from. Prior to that, I'm getting threatened by my sister, her husband.

This never ends. This goes on every two or three weeks. you're a piece of shit get out of the house we want daddy an assisted living this never ends but now

is there a specific reason that they're saying why he should be in an assisted living when he wants to be in his own home all they ever said was we want to sell off his assets

we want to liquidate his assets that's why they never said because we think his care would be better there because he wasn't an invalid, he was doing fine. I mean, we'd have to remind him when they

eat and stuff like that, but it's not like he couldn't walk around and he'd still get him ass with us. You know, he was still functioning. So, but between the FBI, between the New Jersey AG,

the threats, the phone calls, you've got to understand what this is doing to my wife, Matt. She's not made for this. And neither am I, to be honest with you. I'm not me for this. She's crying, upset. She's afraid the guy's going to come down and hurt me, Jim Roller. And nothing, we're not going to be able to do anything about it because he's a captain with the New Jersey State Police. So finally, I called my sister and I say, look, my wife, Karen, said, maybe they can do a better job taking care of them

in us. So they said, we won't put him into assisted living. We're going to bring Daddy into our home. And I was like, all right, we'll try that, dad. So, but they hate, they're saying they hate my gut so much that for me to give them a date that I'm going to leave the house, and they will come that day and get daddy, okay? So I talked to my father and I say, Dad, you know, the FBI, I mean, something bad is going,

I mean, we can't take this anymore, Dad, you know? So he says, he talks to my sister and says, okay, I'm going to live with Susan Bill. I'm like, okay. So he was feeling we give them a deal. which is, I'm going to say, let's say today's Tuesday, and it was next Thursday, not this Thursday, but next Thursday. We're going to call movers, we're going to get all our stuff out because, you know,

all my stuff is there, my furniture, all the electronics, everything, and we're going to move. and um my dad's okay with it i wanted to make sure he was okay with it so and he didn't need to go into assisted living either if they had left us alone he could have lived his life out in that house he wasn't he wasn't in poor health he had trouble with his mind but he wasn't in poor physical health. So we take them to urgent care on Thursday and remember I'm leaving a week from Thursday. Right. And urgent care says, we're going to adjust his medication. This is why he's feeling woozy and stuff like this. And I think he's nervous too about the change that's going to take place. So I said to the doctors at the hospital, we're turning my father over to my sister's care

a week from today anyway. So why don't you discharge him to her? And it'll give us a chance to clean up the house, get our stuff out, even in good condition. And I get a call from a social worker that says, Your sister said your father's not welcome there, not nail, not ever. And I'm like, what are you talking about? She's supposed to go there on Thursday. Well, Steve's power of attorney. And do you want me to call her and say something to her?

And I was like, well, yeah, of course. Like, what are you talking about? I just these two. they're incredibly disgusting people, right? It's your father. It's our father. And

the social worker, I don't know what the social worker said to my sister but that night I received resignation to power of attorney and the previous power of attorney automatically transferred to me if she resigned or became incapacitated or died or something that's how it was written up so

it went automatically to me okay all the legal stuff has been done prior to any diagnosis of dementia okay this is how they wanted it okay but you want to be power attorney to be valve I don't care I'm still going to take care of dad he's my father so that night dad He gets out of bed and goes to use the restroom and fell and broke his hip because he didn't give himself enough time from the sitting to the standing position. Back to the hospital again. That has a successful hip operation, but he needs to go to Morristown Paraback Rehab to rehabilitate his hip. this is under COVID you can't

you have to wear masks you're not allowed in certain facilities when he was in the hospital only a family member could go say him like you can't have gas there's restrictions under COVID right so he goes to Morristown

power back rehab by ambulance and I call Northtown Powerback rehab We had already scheduled movers, and now we can't move because now I'm a power of attorney, and he's no longer going to go to her house. He's going to stay in his own home. And so I call the facility, and they say he can't get guests. It's clues for COVID. You're not allowed to have any visitors.

And at the time, COVID was ravaging our senior. That's what it affected. It affected elderly people. It killed off more than anybody else. So you could not have visitors at that facility. That's it. So my wife and I, we had always maintained my place in Florida, and we decided to go take a break.

It's very hard to take care of another person. So we go on vacation to Florida. And a couple weeks later, I get a call from my friend who says Susan and Jim and their kids and their son is a police officer as well

are emptying out the contents of your home and I'm like what are you talking about I found out later but what they did was they had he used to position as a captain went to New Jersey State Police and had them open it up so that

they, he could sign power of attorney back over to them, realized that we weren't in the house, that we were on vacation, went to the house, wood of locksmith, went in, and began removing all the belongings. I'm freaking out. everything I own is there. Matthew, could you imagine? I'm going to go on vacation. What do you bring?

I have shorts and T-shirts. Right? I mean, granted, it was our place there. But, you know, I didn't have any, you know, maybe I brought a laptop with me, you know? Like, I didn't, we wouldn't move. Everything was in New Jersey. That was my residence.

So, I called the police. and I should say this before I called the police. I can still talk to my father before I found out they were emptying out the contents of my home. And I was like, Dad. When you say your home, you mean your father's residence where you were saying. My father's resident. Okay.

But it was my residence too. I know that, but you also said you have a home in Florida. I do. I always maintained a home in Florida. And I grew up in that home. You know what I mean? It's my childhood home. When I moved in in 2016, I moved into my old room.

I saw tennis trophies, football trophies. It was like a museum. I was like, this is my bedroom from when I was 17. I saw my yearbook. You know, it was hilarious. So I'm talking to my dad prior to this, and he says, I don't want to go to a sister living, Billy. I want a chance to come home.

And I'm like, well, dad, if you come home with this hip, it's a three-story home, basically. We need to have you on one floor. We need to put a shower in and we'll move your office up to the dining room and we'll move your bedroom set to the living room. And then we have a family room with kitchen and an outside deck so you can go outside and get because you're not going to be able to do the stairs with the hit. So, if this is what you want to do, it's going to cost a lot of money, and they've destroyed my business. So he says, yes, this is what I want to do.

I'm power of attorney. He had left me sign checks anyway. I never took any money off. My father, I didn't need to. I didn't want to. And I start calling around, and it's going to cost us. like $30, $40,000 to put in a new bathroom shower. It's very expensive.

So I withdraw, I think it was $32,000 from his account, and I'll figure that's going to cover it. And now we're getting estimates because he's going to be released, and I want to make sure that the work is done so that he can come home and we'll have everything ready for him. So that's one. I find out from my friend that my sister and her husband and her son are emptying out the content to my home.

What are you doing? You're not power of attorney. You resigned his power attorney. Daddy wants to come home because my thinking is this. I don't want him in assisted living. He's going to die in assisted living. You need them home to be around other people so that, you know, you can function and and I didn't want him to go and his sister

living I just didn't want it I wanted him home I wanted to take care of and my wife is a saint and she treated them as if it was her own father and she loved him took care of him so I call the cops

and I say they're emptying out the contents of my home not only are they not allowed to do that but it's COVID there is an eviction moratorium. I can't go to my attorneys and say, go to a court, go to a judge, because they're all closed.

I had to rely on the local police department and the sheriff's department to stop them. Captain New Jersey State Police. Right. My brother-in-law is stealing from all people. The FBI's investigating them. If you don't believe me, call Michael T. Walton.

he'll tell you he's going to go to prison so the local police refuse to help not only that they charge we would steal him from my father taking that money out of his account so I called a case on it

I think that's the terminology I called a case so I overnight the prosecutor her name is Jackie I don't know how to pronounce it. C-H-A-B-A-N. Prior,

I'm following charges against them. Not the other way around. I'm pressing charges against them. You can't do this. It's under COVID. You're not allowed to evict someone, and I'm power of attorney. Who do you think you are?

And there was a sheriff who asked me not to name his name, a detective with the Gloucester County Sheriff's department that said he wanted to charge my sister and a husband with these crimes and he brought it to the prosecutor, this Jackie Chabon, and she told them it was civil and they weren't going to pursue it. What I didn't know is a few days later, I was charged with taking money out of my father's account. I'm power of attorney. Right. I'm putting in the bathroom. I'm not paying rent with it so I'm upset I'm really upset over this they have me under investigation by the FBI my

business they have me charged in a municipal court now I've lost everything I I've lost my business I'm upset and there's nothing I can do about it I even said to them and I have my attorney and my cardiologist write a letter just give me more time and I'll get my stuff out he doesn't want me flying back I just had a heart operation

and he doesn't want me getting on a plane and I'm in no physical shape although I feel better I can't be picking up beds and stuff and moving give me some time to heal and I'll come get my stuffed out what's the rush

when they said if I return back to the property I'd be arrested and I believe them because they just had me falsely charged with stealing from my father and I provided that district attorney a copy of the power of attorney that she drew up with her attorneys in 2017 that said if she resigned

his power of attorney, it automatically went to me. I also had my own attorney come into the hospital when my dad was still in the hospital and draw a power of attorney and make it legal for me so that if I needed to withdraw money from his bank accounts, I wasn't just showing them you know, paragraph 11 in another thing saying I actually have it that I'll power of attorney. And that was a very difficult conversation

to have with my father when he was in the hospital because I'm showing him Susan resigned his power of attorney and he's crying. I guess she's not gonna talk like this. I guess she's not going to step up

to the plate for me when I really need her. He's crying. I'm so disgusting. Did you got to remember? They want to pull the plug on my mother. They're doing this. Like, what is wrong with these people?

What is wrong with them? And then just because he's a captain with the New Jersey State Police, he's going to be able to make phone calls and have me falsely arrested when I'm given the prosecutor evidence that I'm to our attorney. I go into court and it's just guilty or not guilty. That's it. and they stuck me in jail for two days and I bond out

and, you know, and they're laughing at me. Billy's in jail for two days. Ha, ha, ha, ha, you know. I'm disgusted. I'm going to fight everything, though. So, at least I have my health back. I have my wife. But I'm not allowed to talk to my father anymore

because of the charge. and even though it's a false charge, no one was listening to me, no one at all. And Matthew, there was a detective at Washington Township Police Department. His name is Fred Volpe. I knew him from high school. I picked on him in high school.

I gave on wedgies. and stepped on the back of his sneakers and did stuff like that. Tom gave him flat tires. Like, that's what you call flat tire in high school. And he was just creepy dude. And I feel bad about picking on him

the way I did bully, I guess would be the word. And he was the detective that spoke to my sister's husband. This guy hates my guts. Right. And he was the one that sent sent it over. I've actually since sent him a letter apologizing and told him I wasn't, I'm a different person now and I wasn't proud of, you know, that the way I mistreated you in high

school. And I must have really affected you because you as a police officer had me falsely charged. When you knew I was power of attorney, everybody knows on power of attorney. I sent the paperwork out to everyone, and no one seems to care. So I figure maybe I really traumatized this guy or something. So I said, I'm a apology letter about picking on him in high school, but he still didn't have the right to falsely charge me. Doesn't give you the right to do that. Doesn't give any of these people that are working within the government, just because Captain Nuller is a captain with the New Jersey State Police and has connections with the FBI. and now is talking to a township police.

I've never committed any crimes in my life. All I wanted to do was take care of my father and make sure that he had the best gear that he could have as he grew old. So I don't hear anything now from, I call it the Gloucester County case. It's been like three years. I have never even heard back from them.

I check him with them once a month to a pretrial officer. And I decide that when I was in Florida, I'm going to restart the business. We're going to start under a different name. We're going to take a different approach. We're going to do recovery. And we hooked up with a law firm that could solve the customer's problem. And the root cause of the fraud was timeshare ownership.

If you remember, and they're paying people to sales, they're really telling them to get out of the timeshare so it doesn't pass on to the kids. Well, we're doing recovery, and if they want to get out of their time share, we can send them to our attorneys, and the attorneys will get to manage their property. Not a single complaint.

Everyone's getting money back. everyone's getting out of their timeshare properties. Maybe they didn't get what they bought for it, but at least it's not passing down to the kids. And aerated with the BBB, everything is fine.

So what happens? We're doing fantastic. This company now blows up to a couple of hundred employees. I diversify. I got my health back now. Matthew. I got my help. I have five travel

agencies. I have an automotive repair franchise. I'm diversifying. I own a sober house. Men and women trying to recover from drug addiction and alcoholism. And

I haven't heard from the FBI in four years. I haven't heard from the Gloucester County in three years. I don't know what's going on with that. You know? And then one day, boom, boom, boom, you know that knock? FBI arrest warrant. It was a couple of weeks before the statute of limitations went.

Yeah. Right? And I had paid all this money to these, you know, high-priced attorneys that said, if they do charge you, Bill, but they haven't admitted that it's a very difficult case for them. Well, no, no shit, I'm innocent. Of course it's difficult. That you'd be able to turn yourself in.

No. Unbelievable. We're in shackles like this. And we're like you, they put them around your ankles and you can't take a full step. They bring us down to Miami. And the one FBI agent put me in an hospital. He grinded his boot down the back of my calf and took all my skin off.

And I was cooperating. I wasn't doing it. I'm like this on the wall. And he decided to have some fun. And when we got to the Miami, they turned you over to different law enforcement agents. I've never been arrested. So I don't know what this was going on. But it goes from FBI to them.

And then they see my leg. And they take me to the hospital. And I'm like, I don't. want to go to the hospital because we're supposed to have an appearance before a judge later that morning, that afternoon. And I don't want to miss that because that's the one where they'll let me back out. Right. So, you know, guy puts me in the hospital. I don't complain about it. Whatever. Not that I'm this big tough guy, but what are you going to do? You know, really, you're going to kick a 59-year-old man. You're 255 years old. You're in a prime of

your life. You've got machine guns and bulletproof vests on and you just decide to have some fun and it's just not right. And two weeks before the arrest, I decided that I was going to run for mayor of Washington Downship. And I announced my candidacy because I can't believe all is corruption. I'm saying. So I'm going to make a difference. I'm going to restore integrity back to the Washington Township, Mayor's Office. And they saw I was running, and two weeks later I was arrested. I don't know if that had anything to do with it, but I don't know. My attorney says they like to arrest politicians. So not that I'm a big politician, it's just there are some things that I wanted to do in Washington Township to make a difference in people's lives.

And God had blessed me so much, even though I had these problems. He blessed Karen and I with money. He blessed our employees with money. We were a big contributor to the Catholic Church. And I wanted to give back. And I was getting older. And it was getting hard for me to work 10 a.m. to midnight every day. So I was going to sell the business.

So I get all these offers on the business, tentative, though, and I'm assigned a pre-trial officer, Jimmy Navarro. And in our apartment, we had a den. We had a three-bedroom apartment with a den. We were renting. And in that den, we had like a little customer. service a couple of desks in there offices it was a pretty big firm and a couple hundred employees you know big firm but we just had a couple of right there where you know we could a couple of customer service reps and some of them would help Karen with payroll and stuff like that so when the

pretrial officer came out he said He violated me because part of my pretrial release condition was I can't see PII. Do you know what that is? No. It's people's personal information. They've never really said what it was. So Karen did payroll, but they said she could do payroll. That's all Karen ever did.

She was the bookkeeper. And he said, oh, there's a check. on the desk you have PII here and I was like well that's somebody's paycheck you know like their name's going to be on their paycheck right and he went and violated me now I got to go back before the judge prior to that one of my employees this company here I perfect it the first one I was telling you there's a learning curve Right You know everything

Second time I am Oh I got this down We got docu-science We got verifications We have everything No one's ever going to come back at me again And say I did something wrong Because now I got everything

In writing and recorded everything And um And we changed it from recovery And recovery And the attorney exit program So I had an excellent management team, Matthew. I'm telling you, I just, it was a great company.

People love working there. People love making money. I paid more than other companies. That was my employee retention program. You can't make this kind of money anywhere else. You know, if you're like, if you, I don't like the way you talk to me, and you go home, your wife's going to be like, you better go back there Monday and apologize.

That's my employee retention. your program. And we, Karen and I were still being blessed with wealth. You know, we had a hundred African Americans that made six figure incomes. We had 20 that made between $300,000 and $500,000 in sales. Most people don't pay that much in sales. I didn't care. We were making great money as a company we were growing. We were about to double in size. Well, we were known as a second chance company, being a sober apaholic, I would hire people in recovery that may have had a felony, but I gave them a chance because I believe, how are you supposed to not reassend if you can't get a job? It's just impossible. So that was part of me giving back to the community. It's

part of my program of staying sober as well. Well, not everyone worked out when it came to that. There was some people that still decided to remain criminals. And so after my arrest and we had to shut down that day because the next day, I went around all the offices

to let them know. This didn't have anything to do with the new company. I had to do an old company. It was in New Jersey and everything is fine well one of the managers that I entrusted a high level manager Enrique Ruiz he had a

crack problem so he had felonies but now he's clean and I give those people a chance and he stole he took this as an opportunity to steal a company information he stole the clientele

he stole leads and he went and started his own company with Jader Lopez two career criminals see you later they're going to go steal from people we don't do that here good riddens but I filed a police report

against them and had a BSO detective come out I'm like this guy stole everything we got him on camera we have everything here here's to cancel checks for the leads he took customer information, which had bank information, account numbers, running numbers. You can, you know, he stole that information.

That is confidential, only entrusted to a certain management team. Right. So instead of the Broward Sheriff's Office detective going and arresting them, he must have talked to the prosecutor in my Fed case. and he puts the webcam on me and instead of arresting them, he says that part of my pretrial release is I was supposed to report to my pretrial officer

any contact I'd have with law enforcement. But I didn't know that meant if you called them yourself. Right. I've never been in trouble before. I should have told them, but I didn't. I thought it meant if you got arrested again. And you had to, I didn't realize it. So they dragged me in to court on these two things to violate me.

This prosecutor wants to put me in prison until my court date, which could be two or three years from now. I'm certainly, it's not going to be quick if they get me in prison. She wants me in prison. I'm like, what? I just went from running for mayor and we're doing fun and never heard. to all these false allegations and false charges. And I go before the judge, and you said you had a judge that liked you at one time, didn't you?

I don't think this judge. I don't know that he liked me, but he was semi-fair. Okay. I think I'm in the same boat. I don't think she hates me, but she was fair. and she Did you get thrown back in jail? No

No she let me walk out Then she kind of saw through the bullshit And went No Right Exactly right Yeah And there are some judges

That no matter what the prosecutor says They go oh that sounds right to me Boom No matter how unfair it is No matter how slanted they make it The judge just rubber stamps anything they want If you have a fair judge And they're going to kind of look at stuff and go

yeah i i could see where where he didn't understand that and and that's been reasonable to think that he will it's like he got burglarized and he called the police and the next day you guys show up and arrest him because i called the police you should have told us well it was you know i i i was figured i'd tell you and my police on my monthly statement or something i figured i'd call you at some point in the future i didn't get arrested right no so that seems yeah i'm I'm not going to throw somebody in jail because he called the police. Right. You know, so.

It's right. It was so funny is the nice thing about. But I'd be in jail right until my court date. Right. It could be years. Yeah. And this prosecutor wants me in jail. I get that, but the prosecutors don't you. You're thinking you've watched too much law and order.

That's the problem. Your problem is you watched, you know, the, um, the, um, district attorney McCoy find out that one of his one of his the people person he thought was guilty wasn't guilty and he immediately rushed down to have him removed from prison and he fought and he woke the judge up in the middle of the night and said this isn't right I made him to say yeah the truth is what they really do when they've done something like that is they say nothing and they bury it and they don't tell anybody and they just let you do your time because the truth is it's not about justice for them it's about winning well i've come to that

realization now because i kept thinking that there's going to be some good person in government that realizes his charges are real they're false wouldn't that be nice yeah but i love people like you you're very trusting because i believed in the system this arrow me through a loop and this is why i was running for mayor because I wanted to change it one township maybe you know that that's how you start and I just they've destroyed our lives I can't bank anywhere Karen cries every day the pressure of this case is unbelievable in it yes did we make a lot of money we did but we worked our asses off we paid everybody well um and and it wasn't illegal that's right and it wasn't immoral either. It was a good thing. So I don't know. Maybe the resorts are behind this, maybe

credit card companies. I don't understand because the facts are the facts. And my New Jersey age eight case, right? So we are, my attorney, you know, these attorneys are really expensive. I've spent a couple million dollars in legal fees and um because they're innocent people go to prison now i'm starting to realize this and i did not know that before i thought if if this was me and i was looking at somebody else i would be like they did something wrong there's no way they would do all of that against somebody right now now i know different so the new jersey a j i I'm dealing with the New Jersey A.G. I'm dealing with a Gloucester County case,

and I'm dealing with a FEC case now. And the New Jersey AG case does everything by certified mail, except for the most important thing, like my trial date, when court date. They said they sent it out regular mail, right? And I never got it. I never got it. I don't think they sent it.

But what happened was this one morning I got a call from one of my friends, and they were like, Bill, you're all over the internet. And I'm like, what? And it says, the New Jersey AG just got a $10 million judgment against some telemarketing scheme and they're running my name through the vapor. And I call my attorney, I'm like, what is going on here? And he says, oh, let it go. It's just a judgment, right?

I'm like, look, I can never own a house. Come on, man, I can't have this. They get me before the judge, right, a couple of months later. And basically, they're saying that they promised they could rent people's timeshears out and they didn't. And my attorney is like, no, Your Honor, they offer two services. They offer collections and timeshare advertising. They did both. and the customers got collections, and they're in the plus.

So the judge says, Judge Paganello or Nelly says, well, are you counting the collections against the money that these people paid? And she says, no. And it's like, okay, so victim number one here, how much did this victim pay? And then she said, $4,000. And how much did this victim get back? And she said $10,000. so the victim is plus 6,000

and he started and he started writing and she's like you don't understand your honor and you hold his head up like this like a mafia mafia boss and she she was quiet I was like oh my god you know and she stopped

mid sentence mid word and he vacated to judgment right then and there and then I never heard back from them so I mean it's the same case with the feds, it's the same thing. The only difference is that the feds are terrorizing people. I'm starting to feel like you think the government isn't playing fair. Exactly.

That's crazy. It's crazy because looking at a veteran from the military, I was injured. I don't have any criminal record. and my attorney told me that the prosecutor is 100% convinced I'm a career criminal. And all your victims walked away with money. Right. Listen. Not even close.

You know how we were wildly successful. Hold on. Hold on a second. In my case, by the way, and not that I'm not guilty, I am guilty. But they literally, if I had, let's say I had your personal information. Maybe I had your name and your date of birth. Or maybe I even had just a name, but that's all I had. Sometimes I just made up the name.

In one case, when they were counting up victims, they said, they were listing them off. And I go, who's David Freeman? They said, oh, well, that's the name you had on a piece of paper. That's a victim. And I went, and I said, I made that name up. I just signed it as an insurance salesman. Like, somebody had to sign it, so I signed it. And I looked at the person and they go, well, somebody's named David Freeman.

And I went, that constitutes a victim. And, you know, so we, so here's the thing, though. The victims, because they couldn't find the victims and they were just made up names, they accounted $200 to every single victim, even names that I made up. So if I said, hey, this guy's name is Michael White, they added $200 for Michael White. because they had to make Michael White a victim. Right. So, you know, everything you're saying, like, one, like, they're making up victims.

Like, that's not a victim. You're just making it up because nobody questions the government. If they say he has 375 victims and this is a fraud of $16 million. Nobody questions that. And if someone does, they say, say, well, they collected $16 million. And then if you go, yeah, but if you go through it, they returned $12 million to the customers. They made a profit of, you know, $4 million, but that was their fee. And then they would go, and you go, so how did you figure the math on $16 million? And they

would be like, well, you know, we look for the number. And you go, also, how did you come up with these names? What they do is they pick a number so they can say, here's where we got the number. But if you look into it, typically they've manufactured a case, or at least made the case seem much larger than it actually is to justify kind of the brutality of their investigation. And I'm not saying it's always like that. Look, law enforcement for the most part, for the most part, they investigate criminals, they do a great job. But every once in a while, they get a vendetta and they have extreme latitude. And the other thing is, there's nothing you can do.

So even if you could prove that your prosecutor lied and altered documents and manipulated the case and did all of these things, they have prosecutorial immunity. You can't do anything. You can't sell them. No. They won't bring charges against them. Nothing will happen. But what they did was, is they shut down all my business. is when I went to my pretrial hearing, they said the businesses that I started in Florida

that were a-rated again, the one where there was a theft on, I mean, we may have had a half a dozen complaints. You're always going to get complaints when you have business. Right. But you're talking about maybe 4,000 clients. I don't know a lot. Okay. and they forced me to either shut the business down or go to jail.

I could leave the business open, but I'd have to go to jail or shut the business down and I can stay free. So I'm not allowed to work. I'm not allowed to do charity work. All those people lost their jobs in one day. day. It affected over 500 people jobs. You got a sober alcohol because they're forced to be reckoned with. We were working 10 a.m. to midnight and we were really trying to be, we had competitors like Wesley Financial is a big competitor. They had 400 employees. We were at a couple

hundred. I was trying to, just trying to be number one, you know. I don't mean it keeps saying, you know, but I was trying to be number one. I was competitive. And, all those people were put out of work in a single day. And then they went after the bank accounts and they took a half a million dollars from the bank accounts. And their last paycheck balance. The prosecutors don't care about that. I mean, I know right now you're thinking they didn't think about that or they didn't realize it. They did realize it.

They know that's going to happen. They don't care. Like you're working, you're functioning under the assumption that the prosecutor, that the prosecutors and the justice system and law enforcement in general cares about justice and what happens to the average person. And that's not what's happening. There's not necessarily logic behind what they do. It's you're thrown into the machinery and it just, it just chews you up and spits you out and all of them go home that night and they sleep like a baby you know there was a woman in um there was a woman in Nashville Tennessee right even now I still have that in my head

that some I still believe in the system yeah that's a that's a mistake so listen there was a there was a woman in the rest of my life believing in the system right so there was a woman in Nashville Tennessee who spent like 18 months in prison or I'm sorry in the county jail for, I think for bouncing a check that was like $60. And she lost her house. Her kids were taken by social services. She lost her job. She's been 18 months.

Oh, my God. 18 months. Just because she went into the system, nobody was willing to help her. It wasn't until she finally some other inmates said, heard her story and did legal work, you know, for other inmates and said, you need to start writing. the newspaper and the local news stations and suddenly a news station did a report on it and guess what? They immediately got her out of jail and oh my gosh and this and they dropped the case

and it was all a mistake and it wasn't a mistake. She'd been complaining for months and months and months and you guys heard about it and there was tons of paperwork and you didn't care. Well I mean the prosecutor told my attorney we spent too much time and money on Billy and Karen so we can't let them go, Scott Free. And I'm like, what? What are you talking about? These Florida guys, when they investigated it,

they did the right thing. And they realized there was nothing wrong with what we were doing, and they called the clients and clients got money back. Like, are you kidding me? You're going to arrest someone because you spent a lot of money on them? It just doesn't even make any sense.

Once again. How did this be? How did this system end up like this? And I see them, they're going after a lot of entrepreneurs now. They're going to the left. There are a lot of smaller. Because when I was in court. Because it pays to go after entrepreneurs.

It doesn't pay to go after a guy making $45,000 a year. You, it pays to go. Right. Well, my attorney says, said, I don't understand why the FBI, they usually work on $50 million and above businesses because there's so much fraud going on out there. Let's assume they think I'm a fraudster. And when we were in court, they said, well, how much is, how much do you think he's worth? And they said, 13 million. Now, I'm not worth 13 million. Okay. And how much was the fraud?

and they said 2 million and the judge is like you know who would if you were worth 13 million why would you defraud 2 million for you? You know what I mean? It doesn't even make sense none of it makes sense I don't know how to explain it

but what they've done is every single time somebody knocks on our door we're terrified is it them again are they coming? Are they going to steal our money like they did before Karen cries every day

I mean I'm trying to and she believes in me and she believes in she was doing payroll so she knew it was a legit biz

she wasn't going to work for a company that was it she's not like that she wouldn't do that like we didn't even operate in the gray area Matthew I'm telling you we were

pristine we were pristine and the you know part of that had to do with being a sober alcoholic um i didn't want to drink again and i always felt if someone if if i've seen in recovery people that do bed things to other people, like they set up fraud, like vacation rooms and, you know, they're not real vacations that they're selling. They end up relapsing and I'm afraid of that. You know, so I wouldn't even touch something like that. I wouldn't, like, I would, every single time I sided on the client's side. And a lot of times a salesman might quit over that because I just always did. I just, I, I, I read, you're going to make mistakes. Nobody's perfect. And

out of all, you know, thousands and thousands of people that we help, that you can, I think you can count on two hands to victims that they're saying there were. You know, maybe someone didn't get any clue. I don't know, you know, but that's not cause to charge someone. and destroy their lives, things could have been worked out, maybe a customer needed to be refunded, you know what I mean? Like, you don't do this drastic and destroy people's lives

because you spend too much money on them. And you found out that it was probably not an illegitimate business, but you have to do something anyway. Like, what is that? I mean, I just, we're living in terror. basically. We never know if they're going to come knock on our door again. I mean, they're trying to violate me and put me in jail. We're afraid to, we can't keep a bank account. I can't open up a bank account. I can't have one.

I open one up and three weeks later they just say we decided to shut your bank down. I don't know. They have me on some kind of list. It's not like I owe banks any money. and everything that we believed in has been turned upside down our whole life is do the right thing, you work hard and maybe you hit on something as an entrepreneur oh man we're making money, yeah, that's the American dream

and then to have a rotten brother-in-law bringing on false investigations for no reason and then it takes a life of its is what happens they spend money on it now they got a safe face now they've got to charge you

and it's just it's destroyed our lives it really has what's happening with the case now where are you I'm just putting together my defense with I mean, are they going, are they, they, is there a trial set date?

No, trial date, sorry, a trial date set? No, not yet. Probably 10 months away. Okay. I was told, but no, not yet. What we're doing is there's 1,500 pages in the indictment and I'm going through it line by line with a team of line, you know, giving our defense on everything. and I don't want to get into the details of the case, but I understand. Have they provided discovery yet? Have you guys got

discovery? You're just going through the indictment? No, I got discovery. Okay. I got discovery and there's, it's basically there, they took people that worked for my company that committed crimes after they worked for me and then said, if you see this about Bill we'll just go on that. Yeah, yeah.

So they'll get a 5K1 or a Rule 35. They'll get their sentence reduced by providing evidence against shoe. And they ought to lie. No, that's okay. They'll lie. They don't have a problem with that. Listen, people in federal holding facilities and people that have been arrested for federal crimes would line up to get on the stand and say, oh, Bill used to have to have

secret meetings where he would tell us to say this and tell us to say that and and he would say to to sign the papers for these people and he would say to uh uh you know sometimes what we would do is we would and they'll just come up with stuff and whether it's true or there's any evidence at all they'll be able to get on the stand they'll be able to say those things your attorney will get on the stand and say well how does that relate to this fraud and how does that relate to this So there'll be no evidence showing that you were involved in any of these things. But the jury will hear it and the fact that you're sitting in the defense chair with two attorneys standing, sitting beside you. And you've been indicted on 65 counts of wire fraud or mail fraud or whatever they count.

Right. Then the fact is, is there will be jurors sitting there thinking to themselves this in because of the position that they're in. average people that are living off of 50, 60,000. They're trying to raise two kids and a wife on less than $100,000 a year. And they'll be looking at you. Well, if they had worked for me, they would have got double that pay. Yeah, I wouldn't say that. And they're going to look at you and they're going to say this guy was driving a $200,000 Mercedes. This guy was living in a nice house. This guy was doing, they're going to say all these things. They're going to show them that you went on vacations and you spent money on this and that. And whether you're actually guilty of the

crime that they're presenting and that there's proof, those people will begin to despise you. Oh my God. Just based on jealousy. And the prosecutors know this. And they know they're putting these people on the stand. And they know these people might be manipulating or, or let's say, exaggerating or maybe they're inflating it or they're even just making up things to say because they here's the thing if i get on the stand and i tell a story about you and it's a complete lie and you're found not guilty that doesn't help me but if i get on the stand and i lie about you and you're found guilty that does help me i'll get my sentence reduced maybe i don't have to go to jail. Maybe instead of doing eight years, I only have to do three years or two years.

So are people who are already criminals willing to be right? Of course they are. Huh? That's terrifying. Yeah, that's the way the justice system works, though. You have to make allowances. When you're giving people 20 and 30 years sentences, you have to make allowances. And that's the allowance they decided to make that they're going to allow this kinds of testimony it's you know look i always say if you're guilty and you go to trial you're an absolute fool you've got a hundred percent chance of being found guilty if you're not guilty and you go to trial you still got about an 80 percent chance of being found guilty it's a it's a shitty system it's a shitty situation you know i'm sorry i mean i'm sorry i'm sorry

I got divine intervention, and I think God will protect me, and he got me sober. I had divine intervention with my alcoholism, and then comes along and fixes my heart, and I don't think he's going to let them do that to me. I just don't, and that's why I'm going to trial, and I hope I don't spend the rest of my life in prison because it's a death sentence for me at this age. it really is I might maybe not

I mean I'm 59 I know but you maybe you'll get a few years maybe you'll get found not guilty well then then I give the credit to God because

we didn't do anything illegal and we certainly didn't do anything tomorrow all we do see when you help senior citizens you have to realize that there's always going to be people that maybe their kids found out that their mom was defrauded for 40 grand and they see a check cut to us and they think we're part of that

and it's a very emotional issue. We tried our best. We refunded people just because we were legally right didn't mean we wanted people we wanted to help people we didn't want them to feel like like that like their families or anything because it's just such a hot button issue when you have a mom or a grandmother or grand you know father and all of a sudden you come to find out that they've been wiped out of 150 grand and that's your inheritance I'm in there getting them back that money 20 grand, 30 grand, 40 grand. It might take a year, but I can get them back usually 75, 80% of the money that they spent.

And it may be 50%. I understand what you're saying. What I'm saying is, like, here's the problem. The problem is people kind of are just, you know, they're selfish, they're greedy, and, you know, and their word is really no good. give you an example. I can't tell you how many times somebody came to me and said, Matt, if I could, you know, if I could just get $50,000, you know, I could do, I could really, it would

help me and I could pay off my credit cards and I could pay off my car and I'd be able to breathe and I could invest that in a small business. And I was like, okay. And they said, hey, can you help me do that? I said, sure. I mean, like, you could buy this property and we can pull some money out. You'll get $50,000. And now, granted, you're going to have to manage the property. You have to rent it out, get a renter that will pay you. And keep in mind, maybe in a year and a half from now, the person stops paying. You might have to evict them.

And at that moment, they're saying, you're telling me in a month from now, I could have $50,000 in my hand. Yes. And they're like, yeah, yeah, yeah, no, no, no. I'll rent it out. I got a buddy. And if he doesn't, you know, and he'll pay. Right. I can rent it out.

And I can, listen, I got my. You know, so I know somebody that could do it for you. No, no, no, I can do it myself. And, and okay, well, let me know. They get the $50,000. Eight months later, they come in my office. Or you see them out at a club or see them out somewhere. And I go, hey, man, how's it going?

And they go, what's up? What's wrong? How's your property doing? And they go, man, you really fuck me on that deal. Excuse me? and they say yeah bro like uh uh i i put that dude in there you mean your buddy the buddy that you put in there that you asked me to pull his credit i pulled his credit and he had two evictions and i told you don't put linda don't put that guy in that house that buddy well yeah bro so i put him in there

and then like eight months later he didn't pay and then uh he kept saying he was going to pay but he didn't pay so i didn't so i let him go a month and then another month and eventually i had to go hire an attorney and to do why didn't you just evict him you could do it yourself well i don't know how to do all that. So I had to pay an attorney $1,500 to get, so I ended up having to make two months mortgage payments. And, well, gee, you got $50,000. That should have easily covered all of that. Your mortgage payment was only $1,000 plus that. So you had $3,500 out of $50,000 on a mistake that you made. Why are you mad at me? And they said that I'm like, by the way, whatever, whatever happened with that small business you were going to open? Um, you know, didn't you pay off your credit cards?

Well, I did. Yeah, I did. But I mean, you know, I ended up, you know, running them back up and, and, you know, I paid off my car. But then a couple months later, I ended up trading in on a new Jeep. And then me and my girlfriend, we went on vacation. And now that money's gone. So you blew through the money. And you ended up paying for the correction that the mistake you made. And you blew the money. And you blew the money. And you blew the money. And you. And now you're upset at me. You begged me to get you into that situation. You begged me to get you the $50,000. You were promising anything. But once you got the money, you decided that I'd screwed you. And so what I always said at those times was this. This is how I was got out of it.

I would say, you know what, bro? So you're stuck with this property now that you're renting out and you never know if the guy's going to pay and you're always nervous? Yeah, bro. You know what? Listen, come by the office, quit claim deed the property over to me, and I'll take it over. I'll make the payments and run it and do everything. And they would go, you do that? And I go, yeah, yeah. And they go, okay, okay. Let me think about that. I go, yeah, yeah. Just bring a check for 50 grand. And I'll take over the property. Well, what do you mean 50 grand?

I'd say, yeah, oh, you mean you thought I was just going to make the payments. You were going to, right, so that's the person you really are. You're willing to take 50 grand below it, and you were going to let me make the payments on the 50 grand that you, that you, that you, you pissed away. People are scumbags. So do I see these people saying to you, I'm begging you to help me, Bill, please, get me, some money back. I'm in the hole. Get me some money. And you go, look, I've negotiated with the companies. I've done this. I've done that. I can get you $20,000. Or you, up front, you say, look, I can probably get you $20,000. But I take 50 percent. And they say, man, I don't care, bro.

If you could get me anything, I'm out $100,000 right now. If you could get me anything, I'll pay you whatever you want. Well, we take 50% of all collections. I don't care, bro. I'll pay it. And then you get them 20. You give them 10. You say, here's 10,000. dollars and then they go man bro you made 10 grand right man that's some bullshit you did it's true what you do i mean you guys only made a few phone calls really if it was that easy why didn't exactly right people are scumbags i mean i know you don't want to say that but i've dealt with customers customers are horrible people in general are horrific i can't stand them I would rather deal with criminal than average people

because I know what I'm getting into You don't expect a CPA to screw you over Or to start making telling you that you you fucked them over You're like you're a CPA, you're a smart guy You know what was happening You agreed to all these things Yeah I know but I opened that business And I lost that 100,000 you got me

And now I got to be pissed at somebody I can't be pissed at me It must be you So I have no doubt That I know I'm excluded What? People now

And they think I'm weak Because I'm jammed up With these arrests and everything They come and distort me I'm going to say this about you Unless you pay me money Absolutely I'm like

But you go ahead and say it I'm not paying it I'm not doing it And I think the prosecutor's in on that I can't prove it But because they don't investigate themselves But I just

why you know I don't know I don't understand it someone I pissed off somebody I think I don't know who but it sounds to me it sounds to me like you pissed off your

sister and your brother-in-law and they threw you into the machinery and once it gets moving it doesn't stop and the prosecutors here's what's going to happen is that just before you go to trial you know they're probably delay

if you try and delay it. But just before trial, they're probably going to come to your lawyer and say, look, he's 60 years old. I know, maybe he didn't realize what he was doing. I don't know. This is a slam dunk case for us, though. We can get him. We've got them. But you know what?

Listen, we don't want this guy to die in prison. Have him take three years. We'll give him three years. And, you know, and they'll start, they're going to start. start making offers because the truth is if they go to trial they may have a hard time maybe they win maybe they do boy but let me tell you something they don't want to go to trial and lose boy that doesn't make them look good at all they don't want to walk through the office on tuesday and fight and have everybody looking like yeah man you lost that man he lost that case

they spent how much money on that case how many investigators were on it how many this how many that how long was the case and they lost yeah that guy does that guy doesn't have a chance of becoming a U.S. attorney, you'd have a chance to become the main district attorney of Tampa or Miami. They were furious and stormed out when the judge didn't put me in prison until trial. And I'm like, why are they doing this? I thought, why are you mad that I'm not in jail before my trial? Like, you hate me that much? And apparently they do. In jail, you're more, and it's easier to manipulate you. You're more susceptible to taking a plea

if you're sitting in jail. Well, I'm not going to- Right now you're free and you can go to Burger King and you still think that you've got a fighting chance. Boy, I hate that. You still got hope. Oh, hope they hate hope.

Right. I don't know. You're healthy. I mean, I don't want that. I don't want this guy to feel like he can go to trial. we might actually have to be in front of a jury for two weeks. And then what if we lose?

Fuck, that'd suck. You know, so they'll do everything they can. They'll throw everything at it. And keep in mind, they're throwing all that at 12 jurors that honestly are not qualified to determine whether someone goes to prison or not. And the expert, they don't, those jurors don't look at your attorneys as the experts. they look at the prosecutor as the expert. So if a prosecutor says this is illegal and it's confusing, they think it's got to be illegal. They indicted him on 65 counts of wire fraud.

And the prosecutor said he's illegal. And so it said it's illegal. And they got these four guys on the stand that say he did stuff wrong, although I'm really not sure. It doesn't really sound like maybe he did something wrong, but I'm not sure how that relates to his case. And he wasn't there. And there's no proof that he did anything wrong. But there's three of them. And the prosecutor said they're telling the truth.

Right. You know, it's terrifying. It is terrifying. It's a horrible situation. I am sorry, bro. I wish I could sit here and throw, give you. Well, I'm going to stand up to him. I'm going to stand up to home because it's somebody has to.

It just has to be done because there's, I just feel like they're going after. the little guy now because they're easier convictions because you can't afford a defense and that is getting them promoted the bigger cases are too hard to fight because they have you know legal teams and um yeah i don't know i just you know what's so funny is that in front of the judge and the jury they'll make you look like a monster a completely anger to society he cannot be allowed to walk and roam the countryside with regular citizens. He's a menace. And then the Bureau of Prisons will send you to a camp with no fences.

They'll give you the keys to a truck and they'll have you like mowing yards or dropping stuff off. You'll be like, if I'm a menace, why do I have the keys to a truck and I'm in charge of mowing the yards or bringing, you know, whatever you're, or why am I working in the laundry? and there's no there's two guards here for 400 guys and I could leave any time it this is a messed up system oh my god well I mean how do you feel how do you feel about this conversation you feel anything else it's eye opening you know I don't mean you and I'm in oh I'm like thinking oh my God I'm thinking I have an overwhelming amount of evidence of my innocence and and even with that the odds are against me and you have to explain it to a bunch to 12 people that couldn't get themselves out of jury duty yes I genuinely I got a jury summons the other day I wanted to go I desperately went but I read the whole thing and it said one of the things that said you're automatically excluded if you have, um, if you have a felony. So I called down

to the, uh, the clerk and said, listen, I got a felony, but I'm willing to come. They said, no, you can't come. I'm like, yeah, we don't want anybody who's you who understands the system. We're going to need some people that believe it's fair. Right. Oh my God. I get in there with those 12 people. I'll be like, listen. I don't know like you guys. You could turn null. That I see it. I don't trust him. I'm not saying that kind of innocent. But I tell you right now, they don't have enough guilty for me to feel comfortable with it, sending a hand to jail for 10 years. How about you? You know, I'll tell a few stories. Every single thing that my sister's husband said, he was going to have done it to me,

came true. I can't believe it. It started out with, don't I? have to do something wrong to go to jail. You don't think I can put you in prison? This is how it started in 2016. And every single thing he said and all the crimes that they committed. It was a felony to evict someone during COVID. You're not allowed to do it. The governor said you're not allowed to do it. What did they do? They charged me. And not him, me. The closed COVID facility, again, another thing, it's just unbelievable if you have one person in government that has it in for you, you can end up like me. And I just never knew it was like that. This has all been unbelievable so much so I wanted to run for mayor.

And when I announced, I was running for mayor two weeks later, I got in with charges. It's like they're picking our leaders now. So I don't know. I'm going to keep praying. I say a rosary every day. And I feel like God's going to protect me. And I hope we're talking in a year from now. And I'm free.

It'd be great to do a second piece to this. We could rerun the whole video. And then at the end, you can say, you know, I would I hope the second piece. isn't like, mad, help me, you've got to get me out of here. I hope that's not the second piece because it's terrifying. So, but the thing I do have on my side is I have great attorneys and I am innocent. At least I know that. So that's what I'm hoping for. And I think I'm going to be mayor of Washington Downship. Well, I do. I think I'm going to win. Nuts. I think I'm going a win, so. Great. When is that, though? What is that in November? I mean, I'm sorry, when is that? I don't

know. It's a week, it's a year from now. It's November of next year. Okay. Like during the presidential campaign and all that, all those elections are at the same time. And I have a big following. People who know me and grew up with me, know how much to love my father. They would know I would never they know me they know he would never steal from old people that's ridiculous and he would never steal from his father it's just when when no no long believes you when the government charges you all of a sudden now and they run your name through the paper and they say these horrible things and like you said at my pre-trial hearings the prosecutor was saying he needs to be stopped your honor. He's, he didn't put paid for by the campaign of William O. Handlin on his website for,

you know, so he's violating election law. The John, what? It was a website that I didn't even think they had access to. I didn't tell anybody. I was still working on it. And they got into my, my GoDaddy account or something and saw what I was doing. And it wasn't even completed yet. But you're right. That's what she was basically saying that I'm running around and I shouldn't be free and meanwhile, I don't have any criminal record. I don't have nothing. I mean, I've DUIs. I had two DUIs. So I don't know. Boy, oh boy. I hope we do a follow up on this and I'm in the same blue suit and not a red one or an orange suit. I don't even know the collars. It will probably be green or beige, but yeah, I am sorry. Yeah. Well, thank you for hearing me out.

Yeah, I do hope it works out. And I do hope we do a follow-up. I do hope that, you know, a year from now, you, you know, you send me a text and you say, you got to answer the phone right now and I talk to you and you say, you're not going to fucking believe this. I just walked out of prison. All right, not prison. Sorry, I just walked out of court.

I was just found not guilty. When can we do a podcast? Okay. I'll be like, oh, we'll do it tomorrow. All right. All right. That's great. All right.

Well, thank you very much, Matthew. I appreciate you hearing the story. I think it's bigger than me. And that's why I'm talking about it prior to a court date because this shouldn't happen to anybody. It just shouldn't. You know, the love I had for my father and my family, if I, if I, I, had just left and let them put him into assistant i mean i wouldn't be in this situation but i can't i couldn't do that you know i could i just couldn't do that so you know i really appreciate appreciate you hearing me

out absolutely all right thank you bond yeah thank you for doing the podcast hey if you guys like the uh the interview do me a favor hit the subscribe button and share it and hit the bell also get notified of the interviews just like this. Also, please consider joining my Patreon. It really helps me make content. And I appreciate you guys watching. Thank you. Oh, one more thing is also I just started a Clips channel

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