Matthew Cox | Inside True Crime Podcast - Stealing $7 Million from Kelloggs
Episode Date: January 6, 2024Stealing $7 Million from Kelloggs ...
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She saw the checks where, like, Publix or Win Dixie paid Kellogg's for their supply of cereal.
So can you imagine the size of those checks?
I don't know.
A couple hundred thousand, millions, millions?
Like $7, $8 million.
And this was back when they were paying in checks.
Right.
So.
Hey, this is Matt Cox.
This is a podcast and or the true crime podcast with Zach.
With Zach.
Yes.
And we're going to be going over and I,
you notice I did not talk in the mic, doesn't matter.
Nobody expects professionalism from me.
Absolutely.
So not even me.
So I, we are going to be going over questions that were asked by viewers.
Some of the questions are for Zach and some the questions are for me.
and summer for both actually
summer for both okay cool
are you ready you ready
I'm ready
all right so
apple shampoo
which is one of my favorite flavors
you
you said you want to turn
some of your stories into movies
who is your dream film director
to be able to work with
oh man
who did
you know what's who
I mean I have a few
and I don't know any of their names
but, you know who, so hold on.
Who directed matchstick men?
Great movie.
Sorquee.
Oh, Ridley Scott.
Ridley Scott.
Of course, you're never going to work with, I mean, who am I'm never going to work with
Ridley's, something's gone drastically wrong in the universe.
Ridley's, he's more of the real intense murder type.
But he did matchstick men, you know, or you could, you know, there's Martin, you know,
or Scorsese and, you know, that sort of thing.
But I mean, you know, but who's my, you know, obviously those would be amazing, but, you know.
I'm thinking Tarantino.
Oh, Quentin Tarantino.
Oh, yes.
Some of my stories.
Like he could start it from the back and working to the beginning when you.
No, not, not me.
They're talking about, I don't think they're just talking about my stories.
I mean, in general, like some of my true crime stories.
Right.
Listen, I've got some Scorsese stories.
Like, I've got some insane.
Like, that's so out there stories.
stories, he would be, that would be amazing.
Does he do true crime though?
Like he's like Pulp Fiction.
Or Sacey or Tarantino?
Quinn Tarantino.
Oh yeah.
No, no.
He does crime.
Yes, he pretty much writes, he loves crime.
He pretty much writes his own stuff anyway.
You know, it's all his creativity, what's in his mind.
Like he kind of goes whatever he sees.
But I think he'd be great, the, add the music and the flavor.
It would be great is, uh, so did you ever see Argo, the movie Argo?
No.
You probably, okay, so it was about the Iran, about the Iranian hostages.
I still didn't see that.
I didn't.
That was a great movie.
So that was written by, it was a story that was in Wired Magazine called The Great Escape,
and it was written by, gosh, I can't believe I can't remember his name.
Anyway, he actually has a website called Epic Magazine.
It's not Kevin Paulson.
Kevin Paulson. It's not Kevin Paulson. Anyway, the point is, is that he wrote the article,
article got picked up. It got bought by Matt Damon. So it was optioned by Matt Damon's production
company. Then Matt Damon, is it Affleck? Is it Affleck? Affleck. Came to Matt Damon. He's like,
look, they were talking. He's like, I want to do that film. And he's like, look, I don't have
time to do it. I'd love to do it. I optioned it. Do you want to take the option? He goes,
yeah, he took it and then he turned it into the movie Argo. Great movie. I got to check that
I can't believe I can't remember the guy's name who runs Epic Magazine.
I mean, I got a buddy who actually knows him.
You know, we're podcasting now.
You're mumbling.
Come back.
Come back.
How about the next question is from Austin Navarro?
Beerman.
Joshua Beerman.
Sorry.
He's a writer.
Go ahead.
He wrote.
He wrote.
Sorry, Austin.
Sorry, he's not.
All right.
out of curiosity when you first started doing somewhat shady or illegal things not the paperwork for the mortgage files but physically going into bank branches and stuff like that how did you feel on the inside outside the first few times i mean it's florida so on the outside i was warm
it was hot muggy my shirt was sticking to me because it does inside the house it practically sticks to you it's so fucking human anyway um so
So I think I actually answered this in the comments to him, to, is it Austin?
Yeah.
Okay.
So, and actually I talk about this in my book.
I think Colby should put my book up right here, just a picture of the book right here.
Anyway, what you can buy on Amazon.
It's called Shark in the Housing Pool.
I actually talk about that the first time I went into a bank and I talked about how I went in multiple times.
This is how bad it was.
I went into the bank to open up a bank account with a fake.
ID. And I don't mean a fake ID like I got it from some Russian website and actually looks pretty good. I mean, I made it myself. I actually took my real driver's license, sanded off the information, but managed to leave most of the hologram on there, took a piece of transparency, printed the new information of the fake person I was going in as. I forget what his name was. I think was Joel Cologne. Now I think about it. So I actually did that in reverse. Then I glued the piece of laminate.
over it, trimmed it out, buffed it up a little bit, buffed the sides, and literally it was,
it looked solid, but it wouldn't pass anything. Like, I can't imagine it would pass. It looked
pretty good. And I actually went in the bank. I talk about why I went in the bank. Let me talk
about just sick to your stomach. I mean, terrified. On Xanax, like, that's literally like, boom,
like I'm on Paxil. I'm on Xanax. I'm so flipped out. So, but I walk in there and I sat down.
the worst thing you ever want to happen happened the after i walk in and they're like oh which
which checking count would you like i was like oh you know the gold the silver the people i'll take the gold
you know and they're okay and i give her a lot you know she's doing the thing she runs is runs takes my
license puts it on her little puts it on her little uh keyboard and goes oh okay uh mr uh you know
mr cologne okay how are you do you work around here okay she's typing away and all of a sudden
And she goes, hmm, hmm, that's strange.
Bro, the overwhelming sense of anxiety that hit me, it was like heat.
It was like a blow dryer shot from my knees up through my chest.
And I swear I immediately started sweating.
Like I felt like I was sweating.
Now, I didn't freak out or anything.
I remember there was outside.
Oh, yeah.
I think I felt okay outside like I looked okay.
but I mean inside I was like boom
Oh it's horrible
Horrible
Pitching a scream
There was a cop
They had like an off duty cop
That's actually in his uniform
But he was in the
I mean all I could think about
Was like how can I bolt
How can I get out of here
Like I'm like all these things
Are running through my head like out
Where am I going to go
Like my car's in the parking lot
Like that was stupid
What were thinking?
Like all these things you're sitting there going
Oh okay
And she went
Huh
Picked up the license
looked at it
looked at me
and held it up to the light
like to the reflection and went
and twisted it
and I
what's happening
I was just like
I was like
this is the worst thing ever
were you talking
did you say anything?
I'm sitting there like
looking at her like
gee that's
why are you doing that
like I'm talking to myself
but kind of like
I'm not saying anything to her
but I'm going
huh
like I'm looking like
at her
and she goes
hold on one second
gets up and walks off
I mean
motherfucker
walks over
to the manager
goes into her office
she comes out
they come out
she walks over
they're standing in front
of this woman's cubicle
or whatever it is
she's standing
and she's like
really huh
they both look over at me
then she hands her
the ID
the bank manager
whoever she was talking to
hold it up
looks for the reflection
tilts it a little bit
you know does the little
and goes
looks over at me again
says something
hands or the ID back
she comes walking
so whatever her name is Mary
or whoever name comes walking back
over sit down
puts the
puts the card back on her little
on her little
keyboard and goes
okay and so is everything okay
and of course I'm like
and I'm thinking
like are the cops coming you know
are they going to put me in a prison
where my mom can come visit
it like i mean well what's good am i going to have a am i going to have a celly named bubba who thinks
i have pretty lips and what's happening here like what's going on so anyway she uh she goes and i said
hey i said everything okay she says yeah it's just strange i ran you through check systems
and there's no she said there's there's no history of you ever having been run through
check systems and i've never seen that before now of course what she didn't say which i
obviously know is and i thought possibly you were using a fake ID and trying you to get us to
open a bank account she didn't say that but like everything you just said makes sense but the
id so her of course leap was fraud right she didn't say that she said so i just thought it was weird
you know that doesn't explain why you took my id you know it does but she didn't say that why
she didn't say so i made the leap that maybe you were committing fraud anyway so she sat there and
she typed it up and she's like okay how much would you like to start the uh the account with i'm like
$500 and gave her $500 and she opened the thing and did the thing,
and came back and what kind of checks do you want and give me the basics?
And I left, I walked out and I was like, holy Jesus.
So I opened another bank account, and I remember this one,
there's a bank called Bank of Atlantic.
And I opened a bank account with Bank of Atlantic.
And that was a guy named Lee Black.
I opened that account.
It's funny because like in the book, like I'll mention a guy's name
and then you never really hear about them again.
Right.
You know, so like there's a whole line of fraud
that I never talk about because
there's all this other stuff I didn't mention
because they didn't really further the story.
But yeah, Lee Black, I remember I mentioned
where he's, it was the exact same routine.
But it was a guy.
Right.
Came in.
I really only had one bank account ever shut down.
Like after I did like Lee Black,
I was so confident.
Like I had done maybe a couple other.
So now I've done two or three.
Right.
And I was so overly competent or confident, I walked into a bank one time.
And instead of opening the account with like $300, $200, I walked in, gave the guy the thing.
He looked at it, came back, he goes, huh, that's funny.
It says this, it says that.
Oh.
And he, like, looked at the thing.
It was like, that's fun.
And he just kept going.
He didn't get up and do anything.
He just kind of looked at it and was like, do you have your social security card?
I was like, yeah, I do.
And I gave him that.
And he looked at it.
He was like, okay.
And he just went.
ahead and kept going right open the account and i opened the account i'll never forget with a thousand
dollars that's how confident you were right but here's the problem the problem is that like three or
four days later he called the phone the the cell phone the drop phone i was using yes or the burn phone
whatever you want to call him he called it and left a message i called him back i said yeah what's going on
he said yeah we're going to have to close your account i was like really he said yeah it's just there's
there's several problems.
I really don't want to get into them,
but there's several issues.
So I said,
okay,
well, when can I come get the,
can I come get my money?
My money.
And he goes, oh, no, no, no.
We mailed it to the address you gave us.
So he mailed a check.
For $1,000.
For $1,000.
That, of course, you know I can never cash.
Like, I can't cash that check because what if,
you know, there's a very good,
there's a very good chance that not only did he
realize something's wrong, but he also realized, maybe he contacted the authorities,
right, maybe he, who knows? So that's almost the same scenario when someone catches you and
they, or they call you up and they go, hey, uh, yeah, can you come on into the bank? I need you to go
ahead and sign. I forgot to have you sign something. Like, I'm never going back in that bank.
No. So, um, like this guy, Doug Dodd, I knew like they were shipping packages and one day they
get a call from like the U.S. Postal post guy.
He's like, yeah, can you come in?
And I need you to come in and sign something.
Sign for a package.
Same thing with Boziac.
That's how Boziac got called.
This guy?
Yes.
That's how he got caught.
The old man opened up a package at the UPS store, opened it up, and then called
him and said, hey, you have a package here to pick up?
So he walks in.
The Secret Service is there waiting for him.
So, I mean, anytime you get called to come back and sign, just walk away.
It's over.
it's over it's not worth it so same thing that thousand dollar check gone a grand gone i could use
that grand right now i mean i understood i wish you get it back um for for me it's it's a little bit
different like the first time i did that i did have a uh a fake idea i was buying them from a like
a street vendor of fake IDs and um like understanding banking a little bit i guess better than you
I knew that the driver's license number and the social security number all that information has to match because they do like a DMV check just to verify mine did but he'd never been through a bank account there was no inquiry they felt it was weird like there's no inquiry it checked out but there's it's like when if you're 35 years old and somebody pulls your credit and goes you've never had your credit pulled like right that's weird and every time they were like so then they look at the ID and it was questionable
It's a questionable ID.
I mean, I never had it not pass, but trust me, it was questionable.
But anyway, go ahead.
All right.
So I went in there with a, like.
You had a good idea.
You had a good idea.
Well, the information was good.
Right.
So I wasn't going to ever get the, hmm, that's interesting.
That's weird.
Well, yeah, you're good.
Yeah, you're.
But the, but the strangest thing.
It's a real person, though, too.
Right.
It's a real person.
So they put it together.
The strangest thing that ever happened is, like, I went in there with a guy.
that I had convinced, like, hey, this is work.
You've seen me do one the other day.
I did one.
This is absolutely going to work.
So we go in and we sit down with one of the bankers.
And it's a guy, a gay guy, sweet as candy.
And he, yeah, hey.
So he looked at the ID one time.
So we go in and he's typing it up.
You know, he's asking us questions.
He gets the ID and he holds it up and he looks.
And he puts it back down.
And he, like, what kind of account do you want?
Give me the information.
puts the information and he goes in and he's all right well let me go get the paperwork and
process everything so he steps out to get the paperwork and we're in there talking like oh
this is easy this is good he's gone for a good minute not a super good minute like like some people
have left and they've been gone so long I'm like look I'm leaving I don't know what the hell
or where they're at you know what I'm saying I'm gone but he was gone for a good minute but
not a intimidating minute so he comes back gets the ID gets the paperwork he goes through gives
us the checking paper and all the information, gives us the ID back and said, okay, your account's
open. I went ahead and put your money in the account, $100, and the account's open so you'll be
able to access it online. Everything's good. And that police officer will be waiting on you
when you get ready to leave. And we're like, our heads whip around with noise like,
like, we're going, when did you know? Right. And so did you just steal $100 from me?
I'm going to get arrested.
Your account is open.
Yeah, yeah.
You'll never be able to access it.
Wow.
Yes, yes, swear to God.
Like, we're in the police car going, you know, to be honest.
When did he?
Like, that's a banker.
That's a solid.
Like, I shouldn't be shocked.
You shouldn't be shocked?
Yeah, that's a bank.
Oh, he was, like, we're in the car going, like, where did that come from?
You got.
Where did that come from?
You got.
The police at the door.
Like, you don't even.
like you might have seen him come in like oh there's a cop there anyway
there all right here you go and that cop's gonna want to talk because he was so smooth
about it he was incredibly incredibly smooth about it yes he doesn't like I have
telltale signs for when stuff like that goes on like I I watch their hands because once
they realize that they're in the midst of whatever setting you up or in the crime
they get they get nervous they get a lot of anxiety so their hands shake because that's a natural
reflake. He had none of that. He was
absolutely professional
at all times. He's a great guy.
If you're watching, hats off.
Hey, wait, didn't your
this is going to spark
something, bro.
Don't, do
do not spark
anything because I'm still
I still got burns from the last spark.
Do you know anybody else that's ever
walked into a bank and actually
and gotten an ID, like, that wasn't even, like, you had the, oh, no, no, not a bank,
but went and got an actual driver's license or an ID from the DMV.
Do you know anybody that's ever done that, that literally had a, provided a birth certificate
and they were the wrong race?
Yes.
Do you want to tell that story?
Maybe.
Look at it.
Look at him.
Well, I don't know.
You can say no.
You can say no.
I don't even know if that's a story.
That just goes to show you that our civil servants aren't very attentive.
That's not actually a story.
It's funny, though.
It is.
To me, what's hilarious about it is.
What is, what is it?
What's hilarious about that story is, I'm there during that whole process.
So we're requesting the information and they bring it.
Okay, we need you to sign here and such as such.
and the person actually grabs it
and we leave
and they act like they're mad
it's like first of all
we had to wait 10 minutes
and then she gives me this thing
that says I'm black
when clearly I'm white
and I'm like okay
it's like the perpetrator is upset
she doesn't even do her job
that's how crappy she is
to give me that
I mean she sucks
like I could rip her off days I'm in
I would say when I would make a fake birth certificate
and I would go into the DMV and get them to issue me like an ID
so I remember like listen I slaved over these things
I mean I'm baking them so the paper's crispy I'm doing all kinds of stuff
I'm putting splashing coffee on them I'm folding them up five times
I'm you know I mean I'm misting them I'm doing all kinds of stuff I got
bleed through the letters everything seals they're perfect
And then you get to the DMV, and I'm like, this thing is amazing looking.
You get to the DMV and they go, okay, you got this, you got this.
This is your birth certificate.
Okay, that's fine.
And it's almost like, whoa, whoa, whoa.
Hey, you look at this.
You admire, like they just discarded it.
Amen.
Do you have any idea?
Like, that's it.
That was that cursory.
You rub the seal and it's fine.
This is a fucking work at a bard.
What are you talking about?
Look at the bleed through.
on the back from the from the security code like you i've looked at this for hours yeah this you have
no right right to ignore my work i mean it's it's it's upsetting it is it's a good kind of upsetting
though because the the bad kind is the is the okay that police officer will be waiting for you
over there when you leave here's everything you asked for and a trip to jail talking to
can you get coffee no just um okay so what's the next one all right next question is for me we'll
never get through this this is going to be an
hour.
What is Zach's relationship with friends and family now that he's a free man?
Have people stopped talking to him?
No.
Towards the end, you were pretty much surrounded by nothing but criminals anyway.
Yeah, that's true.
Yeah, that's true.
Towards the end.
So, and criminals, like, people who've been arrested or people who've been around or related
to people who have been arrested have no opinion about.
the criminal justice system.
It seems like it's like
an everyday part of life
grocery shopping.
Now,
America locks up
so many people
that it's no longer a taboo
to have been to prison
or been arrested.
That's just how many people
get locked up.
So some people still have an opinion
but most of them,
like I'd say about 80%
of the population now
it's like,
like if you're under 30 or 30 or under,
absolutely like arrest is a everyday part of life.
Well, so they get arrested protesting.
Like the younger people now protests all day.
They're out there marching and they get arrested and let go arrested.
It's like a badge of honor.
Yeah, it is.
It is.
But I have a different perspective.
Like I have a different, like a different experience with that.
Like I think that upper middle class white people, it's a taboo.
Like, you know, you're, you know, like for my sister who's, you know, an upper middle class, you know, suburban mom.
or husbands, a prominent attorney, and, you know, I have friends that are, where, you know,
CPAs and, you know, their lawyer, CPAs, you know, doctors, dentists, like, they don't want
anything to do with you, but I had a vastly different group of friends because I had a group of
friends, my closer friends who were involved with me, they know. Like, they're doing little shady
stuff, but it's like if you're an appraiser and you're doing little stuff on the side for me,
you still have the perception that you're a legitimate person.
You know, and I had a friend that was, one, I was a CPA,
I had another person that was a, they owned an insurance company,
and they also did taxes.
So this is a legitimate woman who's got a husband, a child,
and she's doing fake taxes for people that don't exist, you know, 1040s,
two years 1040s, plus a profit and loss statement.
every single I mean she's doing five six seven maybe ten for me every month every single month
and she's doing them keep in mind this is the same kind of kind of person that they vote they
go to the PTA they go to all the soccer games if somebody's child gets arrested it's like
oh my gosh he did that oh that's horrible I can't play you know well you're committing fraud every
single day just because you never got indicted but those a lot of those people the legitimate
people. So some people were next to me and they knew what was going on. Other people were
outside of that, like my sister, my brother, my other sister, you know, people that had
legitimate people, like, they're like completely like, they don't say my brother's in prison.
They're like ignore the whole thing. Like, they don't want to know about it. They don't want
to be associated with it at all. They're embarrassed. They don't want to come see me in prison.
I'm not going to go up to a prison. I have to wait in line and be around prisoners and be.
It's like, well, yeah.
So it's like, no, that's not happening.
And then you have other people that were close to me
that came to see me in prison.
Like I had my close friends that, you know,
drove from Atlanta, Georgia to come see me, you know,
several times.
People came from Tampa to see me.
You know, your mother's going to come see you no matter what.
Right.
You could run over a busload of children.
And she said, oh, he's really a nice boy.
He didn't see him.
Unless they tell the cameras, but yes.
So, yeah, I, but I also, here's the funny thing.
So the core members of the group when I was in Tampa, not when I was on the run,
but when I was in Tampa that were committing fraud with me that were listed on my indictment
but were never prosecuted.
So there's a guy named Rudy R. Knott's who was listed on my indictment, but never prosecuted.
Another chick named Kelly Bailey, like these are all people in Tampa that are legit people.
look up to them like they're a successful realtor successful broker successful real estate investor like
literally when I see them I saw Kelly Bailey one time right so I'm with this guy Eddie Surrales we're
walking we're walking out of some he was doing some seminar your recent recently oh this was a year ago
okay but just before COVID so I had gone to Eddie Sorales does like a a training seminar
and I went to the seminar and was listening to him and him talk to do this training seminar and I'm
leaving and as I'm walking out I see this woman Kelly Bailey and she sees me and we stop
and I go Kelly I said what's going on and she looks at me and she goes like she doesn't recognize me
and Eddie goes you don't you don't know who this is he goes it's Matt and she went oh um
I said I know you thought I was in prison I said I just got out like that I
I said they messed up.
I'm like laughing.
And I'm thinking she's going to, we were friends.
We were close friends.
And here's the beautiful part about it is that I'm looking at her and she's so overwhelmingly
just disgusted by me.
And I'm looking at her and I'm thinking, oh, you think you're a legitimate person because
you didn't go to prison.
Like I didn't say this, but I'm thinking, oh.
You're one of those people that, keep in mind, I can't tell you, probably close to a million dollars in fraudulent loans that I provided for Kelly Bailey, where she didn't qualify, where she's going to closing with $30,000 and she's walking away with a hundred and something thousand.
I mean, that's a cashback scheme.
Plus, your employment is faked.
you know your you the property is horrible like the property doesn't it doesn't qualify that the
appraisals fake all of which you know you know or the property's gutted inside and I get the
appraiser to say that the property's in perfect condition and get show pictures of another
property to get you the loan and get you the money back to rehab i mean it's fraud from
a to z the only thing that existed that was true was she actually showed up and signed
Like everything, the employment's fake.
Everything's fake.
And I'm looking at her and I'm like, oh, wow.
Like, because you bought all these properties and because you never got indicted,
you think you're a legit person.
You've got everybody so fooled.
You've fooled yourself.
Like, you're believing your own press.
And listen, I almost wanted to say, whoa, whoa, whoa, I don't know who you look at it.
like I almost dove down that and I just looked at it and I went well you know what I hope you're doing great
and I just went ahead and did the whole thing and I'm looking at her but I mean deep down and she had to know
like this yeah I remember yeah it's just like yeah it's like remember the time you walked away with I know
you are remember the time you walked away with a hundred thousand dollars remember that time you walked away with 150
remember that time you walked away with 40,000 or 60 remember that time that I mean there's just left
and right there was just one after another you know all those real estate all that stuff that your house
you were flipping all fraud like all of us fraud but yeah same thing so that was one another one was a guy
named rudy r knott's who's a realtor in tampa yeah so this is funny i went to the halfway house
so i'm in the halfway house and as soon as i get at the halfway house right like i'm looking people up
i'm looking up you know allison i'm looking up so-and-so i'm friending people i figure out how
facebook works because i've never been on facebook right they didn't have iPhones
when I went in.
So I'm looking at all the stuff
and oh, this is cool.
Oh, hey, look at Salison.
Let me say, oh, hey, who's?
So all of a sudden, I'm like,
oh, but there's Rudy.
Rudy are nots,
which Rudy was my,
Rudy was my cut partner.
Right.
You know, like, we get 100 grand.
Like Rudy gets 25.
He gets 25.
I get 25.
This guy, like, we're all cutting it up.
Whether you are involved in it or not.
Absolutely.
We're doing good.
Now, he was, no, he was involved.
So, I mean,
I go and I message him.
Bro, what's going on?
I'm in the halfway house.
I just got out.
You know, hit me up.
Here's my phone number.
Man, you know, we got to get together.
I love to talk to you, catch up.
See how everything's going.
Definitely give me, let me know what's going on.
Call me.
Right.
So, like the next day, Allison calls me.
She goes, hey, say, hey, what's going on?
She goes, um, so.
you message Rudy, huh?
And I go,
like Allison lives like five states away.
She lives in one of those square states
in the middle of the country somewhere, you know?
I was educated in Florida.
I can't tell you the name of it.
And it's one of them.
So she, yeah, something like that.
Yeah.
So she's like, yeah.
So yeah, you contacted him.
And Allison went to prison.
So Allison who went to prison in the scam
talks to me.
No problem.
Totally, like, acceptant of everything.
Rudy, who never should have gone to prison for millions and millions, his count should
almost be the same as mine.
His money count should be the same because he's involved in every transaction.
He's the one acquiring the properties, writing the contracts.
I mean, he's doing every, all, he's involved in every aspect, just like me.
So he ends up saying, so he, after he got my message, he contacted a mutual friend of ours
by the name of Jason
Jason turned around and contacted
Allison
told Allison you need to call Matt
because Rudy said
let Matt know
that
let Matt know
that if he ever contacts me again
I'm going to have
his probation revoked and have him
thrown back in prison
tell him I said I contact my lawyer
and tell him that my lawyer said
that my lawyer said he is not allowed to contact me and he will call your probation officer
and have you thrown back in prison. First of all, I'm already, I'm in the halfway house. I'm still in
prison. I don't have a half. I don't have a probation officer at this time. I haven't met with any.
So I immediately, she's like, yeah, so don't contact him again. I mean, you know, I said, no,
I understand. I got right back on Messenger and I said, when did you become such a bitch? And I
immediately it was like, I don't know what you think.
I reached out to you because we were friends at one time.
Don't think for one second that you weren't as guilty as I was in this fraud.
And I like lay out.
I said, bro, you were on my indictment.
Just because they screwed up and didn't send you to prison doesn't mean that you're not a criminal.
I was like, you pussy.
I mean, I just went.
I went in hard.
I said, and as far as your lawyer's concerned, I said, by all means, for this to your attorney and have him send it.
I said, I'll talk to whoever the boss.
I want to talk to you understand and send it to him because of course the truth is you can't throw
me back in jail for talking to somebody this is like the talking of the guy that works at you know
mel's hot dogs if you ever talk to me again i'm going to call your probation officer call him yeah
who are you you're nobody let me dial the number yeah yeah yeah you've got a false sense of
importance so though i did that and he came back again you let him know
Listen, this is a guy who, like, did, like, cage fighting.
Like, he was into Taekwondo and martial arts.
This guy actually went.
I remember you telling me about him?
Yes.
Super.
This is a guy from Belgium.
Super fit.
He was a short Italian guy.
Well, he's, like, actually, he's, like, 5'10.
Like, he'd beat the brakes off me.
But still, matter of fact, there's a video of him on YouTube interviewing the guy that, like,
some guy that has something to do with Lamborghinis.
Like, he loves Lamborghinis.
He's actually on YouTube.
You should check out.
You should check out his channel.
You can leave a message for him.
So, yeah, he's just, you know, what a jerk off.
Like some people, like, they just, they're delusional.
It's like, you're delusional.
Like, I just wanted to catch up and be like, hey, bro, what's going on?
How are you doing?
I'm not trying to be a jerk to you.
You made me be a jerk to you.
You made me be a jerk to you, Rudy.
Stop making him be a jerk.
bring out the nice match yeah god i just wanted to have lunch and catch up oh you know what's so funny too
this is a guy that always i love this i hope he sees this this is a guy that always refers to himself
as a developer like his business card says developer he's never you're a realtor you've never
developed anything in your life stop introducing yourself to people who say yeah what do you do i'm a developer
no you're not you open doors for a living he's developing developing i mean yeah he's working on
the process of being a developer he's developing a developer position yeah well in that case i'm
in that case i'm a i'm a producer there you go yeah i'm a producer i ever produce what have you
produced well just baby steps baby steps sorry dad all right this one's for me so i get to talk
thank you all right no good good i'm gonna yeah Zach when you were doing
the rental car scam, did anyone ever go and return a car that was wrecked and you were on the
hook? I know you mentioned usually they didn't bring them back. But you didn't buy them in your,
you weren't doing them in your name though. Well, I sign them up under company and corporations
names and I would sign up for the corporate logo so like they would refer to me. So yes,
I had people bring. So you open corporations in your name? You open. No.
No, no, no. It wasn't in my name, but it's just I opened corporations in names.
Okay.
And all right. So, yes, they brought the car back wrecked. Sometimes they told me, sometimes they didn't.
So the rental car company one time would call me up. I have a story for both.
So one time that they brought it back wrecked that they didn't tell me, the rental car company calls me up and says, hey, um, what happened to our car?
I'm like, what do you mean? We turned it in. He's like, no.
yeah you turned it in parts of it you turn it in but you know the bumper the front bumper is kind of
hanging and dragging you know what I'm saying um the the and this is a car that you got so if nobody
watched it this is a car that you rented in the name of a corporation and then you gave it to
like a drug dealer who gave you cash and then he drove it around for two weeks and when it's supposed
to return it and when you returned it it's it's wrecked it's wrecked so they're calling me what
happens. So when I call this guy up, he's like, what? I have no idea what they're talking about.
That's amazing. You know, these people lie. I'm like, why would someone call and, all right,
you know, people are such. You're off the hook. Yeah. Don't worry about it. All right. And one time,
well, it's a couple of instances that comes to mind. But one time, they call me up and the car is
teetering on, it's like, okay, listen, we're a band. They, they call me.
and say we're abandoning the rental car
we're walking down the highway right now
I'm like you're abandoning the rental
what are you leaving it yeah yeah we're not going back
see if you can book us another rental car
I'm like okay well what happened
can you give me a breakdown of what's going on
well the rental car is actually dangling
off an overpass where
like they swirved
because they were either drinking
or they were driving the wrong way down the
the overpass and they tried to get back
where they were supposed to go and now it's
dangling off the middle and somehow they
managed to get out and it's like okay let's go should we call somebody ah let's call Zach let him
know that we're leaving the car and our belongings can you call him and get our stuff back
absolutely I mean yeah let me let me let it's the ground they'll return it you know what I'm
so those are incidents where yes they've returned to rental car wrecked or damaged or stolen
without actually giving any type of long explanation about what happened thank you
hope that answer you deal with criminals
They're irresponsible.
They are irresponsible.
All right.
It says, were you ever on American greed or something similar?
I'd like to see that episode.
Talking to Matt, no, I was not.
Soon, though.
Soon, we're working on it.
Working on it.
Put me on American greed.
They canceled it.
They canceled them?
Yeah, they did.
They canceled it, like two years, a couple years ago.
They did.
But they have something similar now.
They're always going to have, there's always going to be three or four of those shows,
you know, constantly going.
There's a thousand channels.
Yeah.
Like the court TV,
I think they have something like that
talking about.
White vice does them.
There's whatever happened to
the best version
I've ever seen of the
of the doc that's repetitive
of the documentary reenactment
is locked up abroad.
Like you ever see locked up abroad?
Those were great.
They really did a great job
of doing them.
Those reenactments? Those weren't
Yeah, no, they always had reenactments. They do
The interview cut with the reenactment
Of the crime. They had the reenactment of the crime.
Well, they would do the crime and the guy in prison too
Because a lot of times it happened and stuff happened in
Some of these guys things, almost the whole thing happens in prison.
Like some of them almost the whole thing is the crime.
Then I got arrested and I did three months and I got out.
Other guys, it's like I got arrested and the rest of the whole thing
And I did 10 years in a Spanish prison or something.
you're like or french prison or whatever 10 years in our prison is unbelievable all right it says
does a common there's a common con man they put it together kind of threw me off does a con man
ever work with another con man or are they just two egomaniacs to share the leadership
it's definitely it's definitely this is a you a question you says this is a you question so i would
say yes. And if you partner, if a con man partners up with another con man, it's generally
to perform a task or a, or a job, kind of like Oceans 7 or Ocean 11. Which one?
Ocean 11. Ocean 11. It's kind of like that. Because all of those guys were leaders.
They're people who have certain expertise. So if you work with another con man, you're basically
bringing them in to get them to accomplish something that you yourself can't accomplish.
So you basically partner up with that person to share the proceeds. So you both kind of have a
common goal. When you're going into work together, you're probably not lining up to continue to
work together, but you're probably like getting together to pull off something to get a certain
amount of money and then maybe breaking it off. Generally, if I were to team up with Matt,
Like I would probably be learning what he does and going, okay, I got it.
I'll see you later.
I think I can do this myself.
You know what I'm saying?
And you're like, okay, thank you.
I got some information from you.
I'll see you later.
I think I can do what you do myself.
And we would probably just split.
Even though we would split off and just probably done, this is back in our day though.
Probably done our own thing.
I was saying we used to always say when we were locked up like like we had two different.
And when we go over your story, you know, we'll go over this.
But it was we always had two.
We talked about it all the time.
I'm like, we had two different problems.
And the problem was, my problem was like, yeah, I can get a couple million dollars in
the bank, but my biggest problem was, like, it was, that was, I have that part down, like
the borrowing the funds, doing this, doing that, getting the money in the bank.
My big problem was getting the money out of the bank.
And then your problem was always finding a bank account with the money in it.
Your expertise was getting the money out of the bank.
Like, it wasn't hard for you to get the money out of the bank.
It was easy for me to get it in.
It was hard to get it out.
It was hard for you to get it in.
It was easy to get it out.
So we were coming at, you know, and we used to always joke around that it was like,
we just got together.
Before where we were.
I can't tell you.
Before the Coleman Chow Hall.
I can't tell you how many times I left like, left like, I left, like, I left $750,000 in the bank one time.
Wow.
Because they should.
I couldn't get it out before the, before the scam kind of unraveled.
And, and, but I had, I had a month to six weeks to get it out.
Like, you could get that money.
out within a few within a week a couple days yes but me i was slowly i couldn't think of any i didn't know
anything i didn't know other criminals or con men that that was their expertise to me how do you get
the money out in cash you go get the money out in cash like there was no there was no bitcoin there was
no there was no like i didn't know you could buy gold or buy diamonds or buy i didn't know you could
i didn't know anybody like that mine was the remember mine was the prepays right but i didn't
think about any of that thing that and also i didn't think
I always felt like I had plenty of time
you know what's so funny there was a guy
name this is funny the guy's name was
Killian
Killian was
Yeah yeah Killian was with the
Romanian mob
And he in
And he was in
Did we talk about this on the podcast?
And which one?
I don't remember it
Okay
So he um Killian was in
He was actually at the low
And what he got caught for
I mean he started at the medium
but what he got caught for was he was like in new york or something somebody had borrowed money from his boss
and they hadn't paid it it was like a hundred thousand dollars and so they kidnapped the guy
duct taped him to a cattle prod to him to his nuts to his you know to his delicates and so they
and i was like jesus bro and it was a big guy and he was like and he was like what i was like bro i said
I mean, I go, did he come up with the money?
And he goes, oh, he came up with the money.
Of course he came up with the money.
And I went, yeah, but what if, what if he didn't?
He goes, they always come up with the money.
And like, what do you mean always?
This was just the one time, right?
And he goes, yeah, it was just the one time.
I remember me a lie.
But he and I had talked and I remember he talked.
He said, listen, you get out, you ever have a problem like you had before?
Like get pulling the money out of the bank?
You want it out right away?
I was like, of course.
He's like, how much money you get in the bank?
I said, if I really made an effort, like I could get two or three million dollars in a bank
account within a week, you know, three or four different accounts, five accounts, and boom, boom,
boom, boom, three million.
Like I said, I could set that whole up thing up in a month, get it done.
And he goes, and I said, the problem is it takes me a month or two to get the money out.
And he was like, yeah, so here's what he said, here's what you do.
Next time you call me.
He said, because I'll contact the Russian mob in, in Romania.
He said, and they'll go to the bank.
And they'll have a bank in Romania.
You'll wire it to the bank.
They'll put it all in cash.
He said, they'll hire the cops to escort you to another bank.
He was down the street where you can deposit all the money.
And then they'll wire it wherever you want in the world.
He said, it's completely washed.
And I was just like, are you, he was, well, he was now the one bank's going to take 3%.
The other bank's going to take 3%.
So you're going to lose 6, maybe even 8, maybe 2% to them off.
I go, nah, bro, they'll just.
just take the money from me.
Exactly.
And that's what I said.
And he says, no, they won't.
And I go, what do you mean?
He goes, they won't do that because nobody will ever use it.
He said, look, he's the mob in Romania is a business.
He goes, they want you to come back.
They want you to tell you your friends.
They want everybody to know.
He said, and they're not getting arrested because they pay off the government.
He said, everybody, he said, it's all one big.
He said, the government's run by one mob.
The mob is run by this one.
The banks are run by another mob because they're all working together.
Right.
And I was just like, man, like, I would be scared of like, they'll just take the money and kill me.
He's like, no, he said it's not like that.
He said it's not.
I was like, reputation.
You know, that's true of this, I forgot the name of this hacking group that, that, that.
Anonymous?
Anonymous is something else called something evil or something.
Anyway, but they, once you pay the ransom, they release your information.
A ransomware or something like that, yeah, yeah, yeah.
Yeah, once you pay it, they release it.
Because they want it known.
that they'll release the information.
So that's a huge temptation to pay it.
It was the same thing Bozac was saying.
I was like, well, what if you buy the,
what if something, when he was doing the online forums,
I was like, well, if somebody,
what if somebody gives you the money or you pay
and they don't send you this stuff?
He said, then you complain and they kick them off the site.
He has looked at these guys are making so much money.
Like, you don't want a bad review.
He goes, it's set up like a business.
He's like, you can get someone,
you can get a vendor kicked off
because they gave you bad product
or they'd never showed up or they never sent you them you sent you them the money he said you can
get them kicked off he's like trust me he said it's all about reputation i was like that's and and
reputation because that's the consistent money right that right if it's a one time hit those are drug
that's what drug users do you know what i'm saying like i'll burn him what the hell i need the money right now
what about tomorrow they're just listen yeah you're just they're just trying to make it to tomorrow
yeah if i make it that far i'm good all right
Okay, it says, well, who's the smartest criminal of all time in our opinion?
Your opinion?
What, the smartest?
The smartest criminal of all time in your opinion.
That I've met?
I wonder if it should I, okay, okay.
Let me read it again.
I have as much information as you have.
Let me think.
Smartest criminal.
Should we go with just con man?
Well, he says criminal, so...
That could be anything.
Yeah, these guys, they don't know how, like, you got to be specific.
You know, because they're con men that we love and there's criminals that we love.
So maybe I should, maybe I should take it first.
I would say, and I want to kind of make it someone famous and not someone that we've met.
Because if there's someone we met, then they're not going to know who they are.
You know what I'm saying?
We're going to kind of give a half-ass layout of their story.
So someone, smart as criminal, like someone famous-wise, I would say,
because I've seen a couple of episodes of American Greed
where a couple of people I thought were smart that they put off a stunt.
But famous, I'm going to say, what's the guy's name that flew up in the airplane?
D.B. Cooper?
D.B. Cooper.
Assuming he, assuming he didn't die.
True?
Like, you know, but he may, if he actually, if it would be D.B. Cooper, if he actually got away with it, that's, I don't know if it's so much smart as it's just ballsy.
It is ballsy. To get up there with that money after you rob that bank is, right. Right. Is, is extremely. And never do it again? Right. Oh, D.B. Cooper was a. D.B. Cooper was a so sad, bro. How old are you? Oh, my God. See, that's, I, you know, they're children, bro. They don't know. Was he in the 60s? I know, but everybody knows who.
D.B. Cooper's. It's huge. It is huge. D.B. Cooper was a very stylish bank robber. He was one of
those, like they call very courteous when he robbed the bank. You know, he would walk in in a very
nice suit and he'd sit down and say, good. I'm sorry. But he wasn't a D.B. He wasn't in a bank.
No, when he, he had the funds on him. No, I know. But I mean, you were saying bank robber.
He didn't really rob the airline. He robbed the airline.
he robbed the air i thought he robbed the bank oh my god all right listen stop stop sorry let listen okay
okay um so all right so back in the 70s you didn't get searched when you got on a plane right
they're not pat you down there's no metal detectors you're walking through so i want to say it was
late 70 76 or 78 77 yeah something like that so he dressed
in a suit, smoked cigarettes.
You could smoke on planes, too, by the way.
In a section.
Yeah, he went up, he went up and got into a plane, was flying over the United States, somewhere, somewhere
in the west, in the northwest or Midwest in the Midwest.
I can't believe you don't believe this.
You don't know this.
So what happens is he gets on there and he gets on the plane and when the, he ordered a couple
of drinks was smoking a cigarette and when the stewardess came they called flight attendants
now back then they were stewardesses I'm going stewardess females but they were the stewardess
comes and he says to her he he says he gives her a note and he says don't be nervous
does it yeah he gives her a note and it says to tell the pilot that he has a bomb and he's going to
blow up the plane and he shows her the bomb no he's got a briefcase he opens the briefcase
and sticks of dynamite like what really they were like look you know it may have been nothing
knowing this guy it probably was nothing but it definitely wires or the whole thing he looked
exactly like what you thought a bomb looked like he was like boom she was like and he he gave her a piece
of paper and it just said to tell the pilot that i've got a bomb and that he needs to land at like
Dulles, you know, airport, and unload all the plane, everybody on the plane, except for the,
the, except for the, the, um, the staff.
It's right.
Staff.
I said staff.
What are the crew, except for the crew and everybody, but all the passengers can go.
And that he wanted, it was a weird amount.
It was like a 190, it was like 200,000 or 201,000.
It was a weird, like, odd number.
Like, not half a million, not whatever.
It was reasonable.
So it's like $200,000, I want $200,000.
And she was like, okay, she goes, tells the pilot, he lands the plane, he tells, you know, makes an announcement, we're going to be landing here.
They don't know why, like they're not supposed to land there.
They land there, okay, they unload everybody.
And then it takes an hour or two to get the money.
Now, while this is happening, the FBI, they get the money together and they start writing the serial numbers down of all the bills.
so there's like 10 FBI agents just right now serial numbers writing them down right them down right like they didn't have copy machines there like they had copy machines but not there they couldn't do it fast enough so they're writing them down they got like half the bills or something like that and they end up giving him the money and then they take off well when they take off he has so your flight plan is listed on cards this is why they believe that d b cooper actually was a pilot because he gives them he gives the he gives them he gives them he gives them he gives them he gives them he gives them he gives them he gives them
cards to give to the pilots and says he wants to land in like Mexico City and so once he gives
them to him they come back and they go we would have we need to we don't have enough fuel we'd have
to land and refueling refuel is absolutely not so then he picks another airport that's still so if
Mexico City's here and it's here and it's a straight line he picks another another airport that
will be basically is the same line he's like okay then here
right so and by the way this whole time they've now got like f14s or f whatever
behind them right so they're kind of flying around them and flying and not really
scaring them but keeping an eye on them so at some point he now knows once he knows where
they're at some point he gives another card to the sewardess and says and it says i want you
to bring the plane down to this altitude right and i want you you
you to, and I forget, he wanted him to do something else, oh, and slow it down to this
speed. And they were like, they were like, he slowed it down just enough so that it wouldn't
stall. So they could still maintain speed. Right. So they did that. And when he realized, okay,
I'm now there. He waited and waited and waited. He went in the back. When he asked for the
money, he also asked for two parachutes, by the way. So he wraps up the money in one parachute
supposedly. He may have also kept it.
Actually, you know what? He didn't. You know what?
He kept the money on him. Yeah. He...
Right. You're right. Because what he did was the one parachute, he cut up the strings.
Because when they got it back, it was all cut up. He'd used the risers. He'd used them to
help tie him around. Right. Okay. And then he used the other parachute and he jumped out of
the plane. Now back then, the plane that he happened to be on, the, it had a rear staircase that
opened from the rear because face it you can't jump out the side of an airplane like that because you'll
right it's too fast you'll hit the wing like where the where they were um so this happened to have a
rear steel staircase so he opens it and the pilot said he remembered exactly because he said it
an indicator light went off he wrote down like where okay boom right here something's happening
the back staircase went open and then they heard it when he jumped off they knew when he jumped off
because they said he stood there for a while when they knew when he jumped off because when he jumped off
the staircase, slung back up and hit the back of the plane.
They said they heard a boom.
And they were like, oh, what the, what was that?
So they figured that's when he jumped off and it went up and smashed and hit the plane.
And that was it.
He jumped.
He has never been found.
There were tons of rumors, but about 10 or 15 years later in two, in, I want to say it was, it was probably, you know what, it made me, it was like in the eight, mid 80s.
A little boy was building sandcastles
at the side of a river.
And he found like 30 or 40,000 or 50,
I don't know the exact amount,
but he found a ton of money,
not like a little bit of money.
Like it's not like, he jumped out with 200,000, let's say,
and the kid found like five grand.
The kid found like 40 or 50 grand.
Like it was a chunk of money.
And so the kid found a bunch of money.
I forget exact amount.
I could be wrong.
but I think it was a good chunk of money.
He found them wrapped up.
And it was D.B. Cooper's money.
Like they found the, they actually,
it had the serial numbers and everything.
Oh, they've never been found.
There's, there's rumors that some of those serial numbers were in circulation.
Like some of those bills, they've been in circulation.
Yeah, it wasn't like now.
It wasn't like now where like they could actually track it,
like suddenly they put it in the bank and the federal,
when it goes through the Federal Reserve or something, like boom, hey, boom.
This is a marked bill.
So, you know, it's not like that.
no but they're right though you're right they did bring him money he didn't he didn't rob bang i don't
know what i was thinking about yeah i mean you know he robbed the airline and in and yeah but this is
the thing like he was so the one thing that like the sewers said about him because she was really
the only person that had any interaction with him was same thing you said that she did anything
stick out about you he was extremely polite they were like i mean very nice very polite thank you
yes ma'am absolutely don't be scared it's going to be
fine, you know, let out all the past, like, I don't want to hurt any, you know, very nice,
very nice, and then jumped out and disappeared. But here's the thing about that. Now, people,
by the way, there was, you know, there was one guy, a guy that died years later, like 30, 40 years
later, like 30, some years later, that actually told his wife on his deathbed that he was
D.B. Cooper. Yes. This was recent, like. 10, oh, about 10 years ago? Yeah, 2010.
Something. Oh, no, no, that's another one. There have been a couple. There have been a few.
Yeah, there have been a few.
Like, I don't know.
I think there's been a couple.
They actually believed that it was a pilot, by the way.
There was another guy that was a pilot that the FBI had always felt like this is the guy.
Like everything met up.
He was in the area.
He was here.
He was there.
Like, all these things, they were like, he's the guy that could pull it off.
And he ended up getting in trouble for something else.
They questioned him.
He never admitted that this was who he was.
I have nothing.
I know what you're talking about.
And somehow or another, I think he ended up dying in like a shootout.
or something.
I could be wrong,
but something happened
where he ended up dying
and they thought
he may have been D.B. Cooper.
They've just never known.
So, yeah, was he super smart?
He got away with it.
He was polite.
He had his style, bro.
Yeah, well, but only one incident of crime.
You know, like he, like, I don't do,
people, they question, like, how long he planned that
or if it was planned at all,
like supposedly his wife or somebody left him.
Had to be planned.
I mean, you would think.
Oh, I know what it was too, by the way.
like one of the guys that got the money that they thought it was like literally they had
talked to his relatives and like they were going to lose some house was being foreclosed on or a
family farm or something he said don't worry i'm going to get the money and then like a month
later he showed up with like the money wow and so they're always like they've always always
kind of assumed it was him like it really like a lot of these things it was circumstantial but
it still really was good right you know what else reminds me this is like my whole thing is like if
he's really a criminal, he would have done it again.
It's like the idea that these guys that from escape from Alcatraz,
you know, the movie and the real escape,
the, like, everybody's like, did they make, oh, they made it, they made it,
and they drowned.
They were all career criminals.
Was it amazing what they did and how they got out?
That was a brilliant crime.
That breakout was brilliant.
But they died.
They all drowned trying to get through the channel.
Right.
First of all, it's freezing.
It's filled with sharks.
And the bottom line is this, that those were career criminals that had been arrested on and off
and spent their entire lives in and out of prison.
They didn't escape in their 40s and never, they didn't all go get jobs at Walmart and live
out the rest of their lives.
They didn't do that.
They went out, they would have gone on in more crimes, been recaptured, been found out who they were
and gone back to prison.
And had to suffer.
Yes.
Right.
Yes.
They drowned.
You know, I love the romanticism that they went on and got out and, and, and, and,
live the rest of their lives, but that's not what happened. It's just, just no way. Statistically,
70% recidivism. And you're getting out, you can't even say who you are. Like, you have to
start over from scratch with nothing. Like, stop, bro, stop. Sorry.
All right. That is your question? I really felt like this was going to be more you. I'm going to
stop talking so much. That's not. I'm just joking. Exactly. Michael Francis, Francis.
Yeah. The mob guide is. The mob guide.
said that politicians are even less trustworthy than the mafia. As a con man, what is your
opinion of politicians? Do you find it easier to see through their lies? Interesting.
What do you think? I mean, I've bribed. I have, I have, my days of dealing with politicians
were back when I was in college and school and like when I helped Anne Richards become
governor of Texas, well, well, yeah, and then she lost her next term to Bush, but that's the only
time I've ever met politicians. So, um, and I'm, I'm, I'm like a screaming liberal, so I love
them. So I despise them. And, uh, yeah, I don't seem as trustworthy at all. And, and plus I've
bribed, I've bribed, uh, politicians, you know, I mean, I actually had a,
nice. Kevin White, but, uh, bribe him, I beg them. So like, please change the law, but go ahead.
Kevin White, you know.
I funded this guy's entire, almost his entire campaign to become, uh, county, uh, no, he,
well, he was a commissioner, no, he was a county councilman, then he became a commissioner,
but I, the councilman part, like I helped him become the council. Matter of fact, I fund his first,
his first election, and then he, then he, he tied. So then he came back for more money.
So I gave him more money. The break the tie. Yeah. Um, yeah, but he, um, yeah, he, he went on and then
eventually got
there was an article
about how the FBI had come to talk to me
and then there was an article about how the FBI
was looking into him and that I had
said that absolutely I bribed him
like they have all the checks they have everything
they've got all my co-defendant saying yeah
we gave Cox gave us money to give to him
they have money going to his account
that came out of accounts opened in banks
in the name of like Brandon Green
Michael or I'm sorry
Lee Black, you know, David
Silver, you know what I'm saying?
You've got these.
You've got the evidence.
It's fraud.
So they came and they talked to me.
And I'm like, fuck, yeah, I bribed that dude.
So he, of course, he then, when the paper called him, he said,
Cox is just a jailhouse snitch trying to get out of prison.
He's lying.
Can you believe that?
Absolutely true.
Not lying, but true.
Everything else is right.
But the fact that he said it on camera, what an attitude.
Yeah, yeah.
I saw it in the paper, read in the paper.
read in the paper
here's what's funny about that
is like two years later
he gets indicted for bribery
he goes to
not on my case
but he goes to trial
like a true gangster
and loses
like a true gangster
like an idiot yeah
and I think he did
did he get 30 months
or did he get
I think he did a couple
two three years
he did like
he probably ended up doing
a couple two three years
so he's a snitch
now he's the
selling you scars now
good for him
Yeah, worked for the same dealership, my ex-wife's husband.
He worked there for, work there for, like, that's a good job for a politician.
Use car salesman.
All right, it says, was Zach's wife into crime when he met her or did he introduce her to it?
Nice.
Who wrote this question?
I don't, that, seriously, that's just somebody he, I didn't even know.
He just picked it.
Colby picked it.
Okay, so.
That's probably the ex-wife is under an,
alias that asked the question to ask you it's possible all right so i mean for for for light yes
are you sweating yes it's 70 it's like the heat the heat is rising up from the knees
shut up shut up through my all right so um let's just a lot of angry calls on in your in your future
so let's just say um no she wasn't yes i introduced her did she go to prison?
Yes, she did.
But I would say that would be my fault on camera.
It was all you.
It was all me.
You were a bad influence.
I was a horrific influence, you know.
Big bad black guy, poor little white girl.
I have multiple females on my case.
And when they were in front of the judge, they all said that I would, that I convinced them to fall in love with me.
and get boob jobs and then i sent then i then i then i convinced them to commit fraud and then i sent them
all to prison and i took the money and ran oh my god you sent them to prison with big boobs with big
boobs yeah hey cut the camera cut the camera will not be associated with you i'm going to a visitation
somewhere yeah i'm just kidding all right good times okay wait i think i messed up because this one says
Matt, what's your next crime?
L-M-A-O joking.
Like, that's not even a question.
Don't play, bro.
I can't go back.
All right, Matt, I may be able to help you come up with a way to pay the restitution off.
What is this?
Some of her questions.
He's screenshot stuff.
This guy, I get this all the time.
Like, I commented to that guy.
I heard him in the comment.
I put, okay, so what's the secret?
I was like, what are you holding back for?
Tell me.
and this one are there any legal hurdles in starting any real estate or title business due to your past convictions
if so does this bother you or are you more excited about your new career can i answer that he's more
excited about his new career like um for us so my favorite line from matt when coming out of prison
is like because he had been out a year before me so i get out and i get a phone and i i i
I don't understand a lot that's going on.
So, Matt is my, hey, do this.
Go to YouTube, put this, do this.
When I have that problem, do this.
He's telling me everything.
And I'm like, I'm confused.
He goes, yeah, bro.
This is, I'm quoting Matt.
He's like, bro.
I know, bro.
It's like living in the future, right?
Excuse me.
And that's actually what it's like.
Like being gone a decade, it's like you don't, like the other day I went out with some
friends to Chili's.
And they have a little like kiosk or like an iPad on the table
where you order and you pay.
I can't tell you how that freaked me out.
I'm like, whoa.
I couldn't even believe it.
It's like, oh my God.
That's the first time I saw that.
So for us, it's been gone.
All this stuff is brand new.
We can't even fathom that's what's going on.
You know what freaked me out, the self-checkout.
Self-checkout.
They had self-checkout before we left.
I never used it.
Like it was just.
coming available or something like I've never used it.
And it would be one or two aisles.
Yeah, you'd have eight aisles open in like one or two over there that I never used.
Now you go.
It's like if you want to buy something at the grocery store, that's what you use.
It's like, yeah, but no, I don't want to use that.
Well, then you don't get to leave with your stuff because nobody's open.
Like there was, I went to Walmart the other day.
There's a huge line for the self-checkout.
None of the cashiers are open.
I'm thinking, are you serious?
they had one person standing there like this
watching everybody do their stuff
it's like that one cashier is doing
six of these at a time
and you know what's bizarre about that
what's going on behind the scenes is they've got
some kind of
the devices that self-checkout
is first of all there's a camera at every
one of them and the device
warns them if like
you scan something and you don't put it on the
yeah it's also got a wait six
yeah it goes six
and they'll look at six
They start watching the person.
Somebody told me that and I tried it.
They go try it.
Scan something and hold it in your hand.
And look at the person.
They'll be like, they'll be.
See, to me, what ends up.
Sorry.
Like, what happens at, like, Publix is if you don't put it down, it'll say like you
didn't put it down.
It'll stop and like the, like, there's a mistake or something.
And then so you have to kind of sit it down.
Oh, yeah, that's annoying.
Right.
Please place item back in the area.
Please place item back in the area
The anxiety
Yeah, you're right
The anxiety that I felt
The first time I had to go
And like figure out like okay
You know, do that
And then what does it say?
Okay, wait
So I scan it where's the thing
There was the okay
And it like did it like once or twice
I was like
Is it gonna charge me twice?
Is it gonna?
And it was like
I sat it down
I was like
Oh no it just turned me once
Like I mean it was just like
The anxiety that I felt
happened to deal with that
I was like oh I'm not doing this again
So when I was done
I wasn't going to do it again
then next time I did it again did it again now I don't want to deal with the cashier
it's like they got some cashier open I'm like I'm not dealing with that I got to have to have
have to have to be nice to her I could ask oh how is your day I have to do all that I'm not doing it
I'm self-checking I'm self-checking self-checkout 2007 like I remember my first my wife and I
my first experience with it was kind of like we looked at each other like it's like it's like an
invitation yeah this is yeah okay
we'll self-checkout um what i mean i would say what's the rest of the of the the question was
that what's the other um are there any legal hurdles in you starting your real estate business
yeah that's that's like i have a judgment commitment that you know i'm not allowed to work in
i'm not allowed to work in in real estate in finance and construction um and development i'm not
So there's all these things I'm not allowed to do.
I have five years of paper.
I've already done two years.
So I have three more years of paper.
It's probation.
So I have three more years.
And while I'm doing that,
I'm not allowed to work without permission for any,
in any of those fields.
So, you know, I can't do that.
And honestly, I, like, I would love to buy houses and flip houses.
And I've had multiple people come to me and say,
hey, like I can, I'll buy the house and,
my name just help me do this and help me the problem with that is like I so overwhelmingly
don't want to screw up don't want to get involved in something like that don't want like
what people don't seem to realize is like could I do it make some money yeah but if anything
goes wrong along the process and my name gets brought up then I go into back in front of my
judge and my judge is like what are you doing like people don't seem to realize like if I like
it's, it's, you know, well, I like to borrow, I've had people say, look, man, I'll put up the
money to do this. Yeah, but what if the money gets lost? Well, bro, if it gets lost, it's not
your fault. Like, I've had guys come to me and say, I want to put up money to back your YouTube
channel. I'm like, well, you know, you could sponsor a video. You know, they're like, yeah,
no, no, I want like, I'll pay you and I'll put up the money and I'll do this. It's like,
yeah, I can't do that. Because if, if you don't get the money back, no, bro, I mean, as long as you
try I won't blame you what's easy for you to say that now but when you lose 10 grand of your 30
grand like when you lose 10 grand it all you have to do is contact my probation officer and complain
I gave Matt money I can say no I told him this I look I even had him sign a contract I even
and he'll say no that that's a lie he he didn't do this he should have done this he this
he ripped me off he he promised me this like no
Nobody's going to take my, they're not going to take my opinion.
And I can't be in front of my judge saying, this guy lost 20 grand or 10 grand or
five grand or Mr. Cox lied to me.
Mr. Cox's like, judge isn't going to believe me.
So there's huge hurdles other than just a judgment commitment.
There's hurdle.
And of course, like me, I can't get my real estate license.
I can't get my mortgage broker's license because I have what's called, what they call
an act of moral turpitude.
Right.
bank fraud, wire fraud, lying on an application. All money laundering, like all of those are like
acts of moral turpitude. It's where you took advantage of someone or something. It's an act of
moral turpitude. Now, if I had sold drugs, I could probably get my real estate license.
You know, if you'd murdered someone, like I know a guy that had murdered someone that got his
real estate license, you know, or got his mortgage broker's license. Like those aren't acts of moral
turpitude. So, yeah, there's, there's huge hurdles. Like, but this is the thing, too, I'm excited
about this. Like, I'm hoping that YouTube and I'm hoping the stories that are, hoping all of that,
you know, um, blossoms into a huge career where I basically get to just do what I want to do,
you know? Like, that's it. So that's a long explanation, but I think it covers it. Hey,
real quick, I want to go ahead and let you guys know that this video is sponsored by C-Bright
Homes and Seabright Homes is an A to Z company, a real estate company that basically helps you
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They're looking for cash deals.
They'll work with you on financing.
They'll work with you on owner financing.
So I'm going to go ahead and leave a link in the description.
And that's it.
You're going to add?
No, no, no.
It's a sponsor.
Oh, you got a sponsor?
Yeah.
We're going to let people start sponsoring the videos.
We don't charge, I mean, we don't, it's not much.
It's, but the point is, is that.
So, like, yeah, we had, I've got a buddy that owns a real estate channel that,
he wants to start doing real estate related videos and finance related videos on that channel.
So if anybody thinks that's a good idea and they'd be interested in seeing a channel like
that where it'd be me and other people talking about just different real estate transactions
and just real estate in general and just, you know, having discussions on like, you know,
you know, what's a hard money lender, how do you borrow this, going through a transaction,
talking about rooming houses and, you know, just all the various different aspects of real estate.
and maybe finance too just finance in general who knows let us know in the comments because
you know i'm on the fence on whether or not to do it or not so let me know and back to zach
all right was there any scam that he did just because it was cool awesome sexy to me i guess
either one of us i think you i think i mean i think mine's my was all basically real estate
The only thing I liked to do that I never really talk about is, and what I honestly, this is so horrible to say this, that I should have stuck with.
Like Becky, the chick I was on the run with for a little bit until I ditched her.
Like she used to always say, let's just do this.
Let's just do this.
This is easy.
And I was like, it takes too long.
And she's like, yeah, but it's safe.
Nobody knows that you're committing a crime.
That's what we should be doing.
I was already on the run.
I'm like, they're already looking for me.
Or do I care if they look for me for more money.
They're never going to catch me.
Fucking jerk off.
So what I,
one of the things I was doing that,
I don't know if it was,
I mean,
it's always,
it's always sexy to walk in
and be,
be able to buy whatever you want,
you're wearing whatever you want,
you can get whatever you want,
you're living in the life
that you think you deserve,
you know,
you're living in a half a million dollar condo
in the middle of downtown Charlotte.
You're driving a,
a $50,000 sports car, which is now,
now they're selling that same sports car for $80,000.
You know, you're just, you're living a good, a lot of fun.
You're having fun.
You're traveling all over there.
We're walking through passport control.
And there's like, oh, hi, Mr. Eckert.
How are you?
I'm fine.
How are you doing?
You know, it's great.
It's super.
You feel like James Bond.
Right.
But like that, the scam that I did that was probably safe and I probably should have stuck with
was where we were just, we were like interviewing the home.
homeless people. But one of the things we would do is we'd pull their credit. If they had no credit,
we'd just get three secure credit cards, make the payments. And in six months, we would have
700 credit scores. And we would turn around. We'd go to American General. Do you remember
American General? Yes. Are they still around? And they had the little shops in the shopping
center where you'd walk in and they'd have like three little finance specialists. Right. Yeah.
Yes. I remember American General. Yeah. So at six. They were
Everywhere, too.
They were, and so, they were, they were, and so were.
It was one more.
Yeah, you're thinking like green tree or something, or there was, it's city, city bank or
city group, city group had the same type of American General thing.
I don't know if American General's still around, but what we used to do is at six months,
all online, go ahead.
At six months, I would go into American General and I go into City Group and I would give
them a pay stub and, like, one of them would lend me like $5,500.
and the other one would lend you $7,500.
So, you know, right then, you know, you've got $13,000.
Plus you've got these little credit cards, which I started for $200 and $400,000, but I don't owe anything on those.
But those, that's what created the 700 credit score.
So now I got $13,000.
And then I would just make the payments.
And I would wait and wait and wait.
And then at one year, I met the minimum guidelines that set by like Fannie, I'm sorry, by Freddie Mac and FAC.
Fannie Mae and Freddie Mac to borrow money from them for a personal loan.
And it was up to $15,000.
So then I would turn around.
I'd go to like three different banks and I'd borrow $15,000, $15,000, $15,000 from three different banks.
There's an actual-
Backed by Fannie Mae?
Is that what it is?
Well, I don't know.
It's set by, I want to say it's set by like Fannie Mae or the Fed or someone like that
is setting sets this where you can go to Bank of America.
like any FDIC insured bank lends you that money based off of one of these institutions.
I'm not sure which one it was.
Okay. So you can borrow that money. So I go to like three, now that's 45 grand. I've made
45 grand, you know, based on a pay stub. So I've got that money. Then I would also run up
the credit cards because now I've had these credit cards for a year. They're already giving me
my deposits back. So I would immediately apply for like a Bank of America card and they'd give you
like 15 grand and then you'd apply for like let's say sun trust or whoever capital one they'd give
you five grand somebody else would give you a 10 grand right then suddenly your score is now starting to go
down so then you go and you start you you get denied for or you get a card for like two thousand
dollars once we knew okay now we just got a credit card for two thousand dollars i was like okay
great let's hit home depot let's hit the gap let's hit so then you start hitting department store cards
they'd give you like a thousand two thousand then you know what I'm saying then you get to the point where it's like
denied denied like everybody just starts denying you you realize your credit scores are just
dropped down to nothing but when you added it all up it was like whatever it came to let's say
$70,000 in basically in or like $70,000 in cash because you could take those credit cards
and you could get cash advances or you could and then it ended up plus the department store cards
like Dillards or whoever you could you had $2,000 a thousand whatever 500 you know
but you got like the gap dillards burdines you know all these sacks you know you go in there and
you're just like rah rah you just run them up so it ends up total merchandise plus cash is like
a hundred grand yeah you made a hundred grand in a year product and money in a year in one year worth of
work right and so one person one person so what Becky was saying was let's do 20 people and I was like
I don't want to wait a year I was like I could take that one person and I can go get a million
dollars in real estate in mortgages and i can do that in a month like why would i in a month
she's like yeah but then when we don't pay the fbi shows up i'm like but see at that time i was
like but they're already looking for me so where do i care and she was just like oh god forget it
there's no talking to you you know it was just it was just arrogance and stupidity and just
it was just obnoxious but that's not well i was say that's not what caught you so it doesn't
but that was listen listen and i should absolutely
shouldn't say that was fun yeah like you've got the you got a driver's license or an
ID I never would get a driver's licenses those guys I'd get like an ID so I'd walk in I
you know you just what do you want well get it let's go let's go let's get whatever I'll get
this you know you have just tons of just stupid stuff underwear and T-shirts and
you're buying blue jeans for two three hundred dollars a piece and it's like you know that's
just stupid three hundred dollars for a pair of blue jeans well my my sexy
crime was um i figured out that if you were going somewhere out of town let's say you were taking a
trip to let's say Arizona and i was gonna i go look let me pay your hotel room well then the hotel
that you were staying in would ask me to fax over a copy of my ID and a front and back of my credit
card right and they would punch the card number in and they would cover your room and
and to dentals so you could go to the room stay there eat whatever you want to
to eat and so far.
And then I found out that even in Las Vegas, not only could I cover your room and incidentals,
but I can also give you $2,000 credit in the casino using a card.
So of course, you know, computer generated.
So if I was able to buy MasterCard or credit card numbers, I'd have a computer generated
front and back of ID, front and back a credit card, and we would just alter the numbers
and fax it to the hotel.
So anybody that wanted to go anywhere
Yeah, yeah
Don't worry about it. I got your room and bored
So I just faxed it over to him
It became kind of a fun way to take care of your friends
Are you going to Vegas?
Hey, I'm going to shoot you $2,000
Just give me half of what you win
So that was a kind of fun, sexy
My wife led that pretty much
They'd always call her for a room
Hey, we need a room
We got you
At the fanciest place in town
Yeah
Big shots.
$300 a night.
All right.
It says, what was the scam that you planned and never got to do?
Is there any scheme old or new that makes you itchy just thinking about it?
Yeah, I have one.
I got like four that just kill me.
All right.
You're going to hit all four?
No, I can't hit all four.
I can't hit all four.
I can't.
What's the pentacle?
of that um oh god bro i i don't want you didn't do it right no i didn't do it but the problem it's like
it's come up since i've been incarcerated since i was incarcerated so i think to myself like i would
watch tv and think no it can't be that easy and my my my crimes primarily consisted of um
like, you know, like financial institution crimes.
Like, to me, I went out on my way to try to not, like, take somebody's house.
You know what I'm saying?
Like, I was like, ah, that's easy, that's this.
But, like, I was like, I'm just going to go ahead and get the money from Bank of America.
And all than that, they'll be, you know.
But then in the end, I realized that once I was sentenced and once you go through the process,
you realize that they're going to make you look like a monster no matter what.
But, like, you're thinking, oh, but I spared this.
I did, I could have done this.
I didn't do it.
It doesn't matter what you didn't do.
So it's like, you might as well just mow down everybody, like, because you're going to
end up, if you get caught, you're done.
There's, they have, they have no, there's, they don't hold back at all.
They make you sound horrible.
And everybody does.
Like, I'm doing a documentary.
I'm going to go film this documentary.
And they contacted, they're like, well, we really like to talk to your, your victims.
You know, can you think of any victims.
that we could get on, you know, on camera and we would like to just, you know, for the documentary,
just kind of show the other side. I said, absolutely, sure. So it shouldn't be hard at all.
Oh, you have their numbers? I said, well, I don't have their numbers, but it shouldn't be
hard to find somebody at Bank of America that's willing to be interviewed. Or someone that maybe used
to work at SunTrust or someone that worked at, oh, I said, gosh, countrywide. I owe them a couple
million. And they went, well, no, we were thinking more, we were thinking more like, you know,
individuals and I went well there's four individuals that lost money but I didn't like directly
scam them out of money I didn't go to them and say give me $200,000 and then take off with it like
I got them to owner finance their house you know and then I borrowed money on their house and they
filed they hired an attorney and they got their house back so did I cause them some financial
problems absolutely but it wasn't like a scam directed to get money from them so I'm not sure how
that really
that way they weren't my intended
victims or marks
right so I said
but there's only four of them
there's like 60 institutions
I said so
if you want a good sampling
of who my victims were
well then I would go talk to someone
like bank of someone from Bank of America
and they were like
um
do you do you know the names of the four people
they weren't the people right
and it's like
no I mean you're
you're a documentary company
like you're you're trying to do a legitimate newsworthy documentary that is is unbiased then you would
want to go with the largest sample of people like that but you wouldn't want to talk to those
four people they don't what's representative is the financial institutions well i i know it's
you know we would just prefer like so what are their names and i thought i'm sitting there thinking
right it was the same thing with the government
the government didn't they didn't march anybody from Bank of America into to when I was being sentenced they found some guy who had lost $4,000 who was an accountant it was a CPA owned his own CPA company had several rental properties that were all $200,000 pieces of property and he spent $4,000 for an attorney to get his house back well he I never took the house out of his name actually just really spent $4,000 given attorney $4,000 to talk to the banks and get that cleared up.
So they didn't march Bank of America executives in to say, Mr. Coxlaw caused us some real issues.
They marched him in and he screamed and hollered and yelled and said, oh, my life is ruined.
My credit's ruined.
I didn't use your credit.
Your life isn't ruined.
It's $4,000.
You know, I mean, I did what I did was fucked up and I agree I'm a scumbag, but come on, stop it.
You know, he's the guy that said, he left a statue in the middle of the room screaming.
He was taunting me.
I left it in the garage.
I did not leave it in the stop line.
In the middle of the living room.
And I can't say anything.
I have to sit there with my lawyer going,
I'm like, this guy's lying.
Don't say anything, don't say anything, don't say anything.
Don't say anything.
And I'm like, oh my God.
The judge is looking to me like, you bastard.
And I'm thinking, are you serious?
But yeah.
So yeah, that's the same thing.
So it's like to me now, if I were to say, you know what,
I'm not, I spare no one.
Like to me,
I would just go out and I would rent a piece of property.
I would go rent a piece of property.
So I'm going to go rent your half a million dollar house.
And an easy scam is I just go downtown and I satisfy any loans that are in that house on the house.
I create satisfaction of mortgages.
I then transfer the deed out of that house to someone that I know, someone I have control over, right?
Like a fake ID, whatever.
Because think about it.
I don't even have to show up at closing.
You know what I mean?
Like I don't necessarily even have to show up.
And all I really need is an ID.
I can go on any, there's tons of websites.
You can get them from Russia, from China.
You can get them all over the place.
You just order an ID.
So I could even get the idea of the homeowner.
Go open a bank account in his name.
So the point is, is that I could either transfer the deed or open that thing.
As long as there's no mortgages on the property and I can satisfy those.
I can then call one of those companies that buys your house.
house. There are these companies that now we'll buy your house in like five days or above market value
or at market value. We'll send out an appraiser. Great. It's a $500,000 house that has no liens on it.
I have an ID in the name of the person who owns it. And we don't even have, we don't even have a
closing. It's all done. It's all going to be done online. And where are you on with the money sent?
Why are the money here? So you never see me. Nobody ever sees. I can rent the house through over the
phone. I can do a, oh, I know, oh, you have a virtual tour. Oh, the house is great. I want to rent it.
Sure, here's a couple thousand dollars for the first month's rent. You know, $3,000 for the
first month's rent. Here's a couple thousand dollars deposit. Mail me the key. I'm going to go
ahead and, you know, I can call, I can, I can go ahead and then go downtown. Like, they don't
have to see me. I can go downtown, satisfy the loans. I can then make a phone call to these one of these
online companies, and then I can sell that same house to four different companies at the same
time. If I close all of them on the same day, open up multiple bank accounts, and then have them
wire the money into the bank accounts. Suddenly, bam, there's, if it's a half a million dollar house,
they buy it for $400,000. I mean, that's still going to be $1.6 million. Right. Let's say
they buy it for $500. So you could do that in the name of, you could do, I could go do that
with four different houses. You know, you could end up with, I could end up with five or $10 million
and it would literally take
if I did it casually
a month
let's say two months
and I could have $10 million in the bank
right you know now the whole problem
is how do I get the money on the bank but that's not
that hard so you know
didn't know it then but like to me it's like guys
are always like you ever think
about fraud man I think about fraud
every day
like every time I
every time I think I buy a Starbucks and think
yeah bro I can't I
I can't get another star.
It's like five bucks a day, six bucks a day.
It's $150 a month.
Like that's, I can't do it.
I'm not doing it.
You know, yeah, there's all kind, like, I'm constantly, you know, I'm going out to my car.
It's, you know, it's like, this isn't what I want to drive.
You know, this is where I want to, where I can be this, I could be that, I could be that.
But, you know, it's like you have to sacrifice.
Anything worth having is worth that.
That money spent so quick, none of it's left, none of it's around anymore.
the people that were all involved with me
none of those people want to take my calls
the people that I feel like I
contributed to sending them to prison
want to hang out with me
because they understand
the people that almost went to jail and should be thankful
don't want to talk to you
that's how it is for me
might be different so yeah
so is that a crime that's a
crime that did not was not
possible
when I was originally
wasn't it was possible
but it would have been more interaction.
Like now I could do that whole crime over the internet.
By a cell phone and over the internet,
I could commit that entire crime and never be seen.
Never went to a closing, never know.
They would never have my picture, nothing.
The FBI would be in secret service.
They would be running around like chickens with their heads cut off
trying to figure out what the hell happened.
And keep in mind, too, it would be months
before they even knew what happened.
Because it could be, you could do that for five or six months.
Like I could keep paying the rent.
and keep paying the mortgages.
So it could be six months before you stop paying everybody
and they all start to figure out, okay, we have to hire it.
We have to foreclose.
They go to foreclose and they find out,
hey, there's like four or five different loans on this property
or there's multiple people on the property.
Or let's say it's a month or two
and realtors start showing up to sell the property.
They bump into each other.
So I mean, you could keep that loan.
You could keep that going for, well, not six months.
You could if you borrowed money.
That's why I used to like to borrow.
because I could make a couple payments.
Right.
But if you sold it, you probably would have at least a month,
maybe two months before the people started figuring out what happened.
But it's not going to happen.
Well, my un-comitted crime...
Give me a second.
You're all right?
You're going to be all right?
my uncommitted crime was has to do with um we had a a friend that had a friend i guess just to make
a long story short we had a friend that had a friend that worked in the front office in
michigan i'm sorry got the city for kellogs it was a kellogs or post anyway for one of the
large cereal companies.
So what had happened was what we had been doing for a minute is like we'd get access to
some of these business checks.
And what we do is we would start a business close to that check to the name on the
check.
Right.
And then just drop the check in there.
Like you get a $20,000, $30,000 check.
Like somebody that works somewhere and go, hey, you know, I've seen where they paid my
company $30,000 or we'll take that check.
we're going to start a business
and you just give us the check
and we'll deposit it
and we'll give you like
$4,000 or $5,000.
Well, this girl
had access
to the checks
where Publix
and I want to,
it's either Kellogg's a post
it won't come to me
I think I'll think it in the middle
had access to the checks
where Publix
paid Kellogg's
your ex-wife probably knows
we'll get asked her.
Stop.
Stop.
Okay.
Sorry.
Sorry.
it'll be in the comments now yes yes hopefully I'm gonna give you I'm gonna give her
your number I'm telling you I'm not getting good times all right so yeah good times so
she saw the checks where like Publix or when Dixie paid Kellogg's for their supply of
cereal so can you imagine the size of those checks I don't know talking a couple hundred
thousand millions millions seven eight million dollars and and this was back when they were paying in
checks right so the thought of that was like huh okay that's going to be a different animal
to take on that's not something that we could just hey this is a brand new company we got a
seven million dollar check you know what I'm saying so it was getting ready to get prepped
and ready to receive that payment and like
we were arrested before then but like but so upsetting right the preparation went as far as to
like talking to the person that was providing the check about okay you're going to need to quit
you know and like like like once this is deposited and goes through you're going to need to go
ahead and tell them hey i i'm out of here because you don't want them asking you because you know
employers will when they call you in like hey like hey like go ahead and log out of your
computer. Can we holl at you real quick? That's normally the arrest because what they do is they
talk to you enough and maybe claim you said something to confess and they arrest you. Whereas if
they're calling you from home, you're like, well, I'll be there when I get my lawyer. If you're on
premises, you can't, hey, I want a lawyer. You're just trying to talk your way out of it.
Yes, because it's your job. You know, so I mean, the preparation for that that never actually
happened. So it's just one of those things that keeps me up at night. I'm like, mine, if that had happened,
you know, maybe everything would have been different.
Or it would have just been another million dollars on your indictment.
Or it would have been another thing.
Well, I'd still be in.
I think I'd be calling you for money.
What's that?
That's it.
That's the last one.
Well, they said to tell a story about grocery shopping, but I think we did that.
Self-checkout.
No.
There was actually a guy in the comment section that said,
bro, I could listen to your stories all day.
I could listen to your stories.
about grocery shopping yeah he said something like yeah he said uh i could what did he say what
does it say this one say it says i should actually oh no this is what you said i love every
story you tell you could tell a story about grocery shopping and you'd be able to make it
interesting keep it up but you told a story about self-checkout this is actually i this is a different
one like because i was like i actually have a story about i should actually tell a story about
going to the supermarket just to see what happens i actually have a very of a very short
funny story about going to the supermarket recently.
Only because I thought about this was hilarious.
I was walking around.
So Allison calls me, right?
This shit calls me.
And she had just finished reading my book.
And so I facetined with her.
I'm walking, I'm in the grocery store.
She phacimed and I was like, I'm walking down the aisle.
Nobody's in Publix.
This is like at like 1030 or 1030 in the morning.
Like nobody's there.
So I'm walking, I look and I go, you know, I go, hey, what's going on?
Actually, it was super early.
It was probably, it was probably around 8.30.
So I go, hey, what's going on?
She's like, hey, what's going on?
I just finished your book.
And I was walking into the, to where the cashier is, right?
And so I walk into where the cashier is and I'm unloading my groceries, right, right, right?
And she's, oh, my God, I totally didn't know that, she said, I totally didn't know that Amanda was, what was, was, was bipolar, was, was, what is it when you're like?
guys and chicks was bisexual she goes i she says i totally didn't know that amanda was bisexual she
goes what's with you in these this is face time so she's screaming and she goes what's with you in
these bisexual chicks i mean there was so-and-so and so-and-so and now you're dating jess and she's
bisexual i go whoa whoa i'm going hey hey hey hey i'm trying to tell her hey hey hey hey stop stop stop stop stop
like there's somebody behind me the cashier stops and looked at me turn around there's this woman
hold her baby like and i'm going to look at her money and i'm going hey hey hey hey and she wouldn't
stop talking. And she says, oh my God,
what's with you? She says, I mean, you must really have a
thing for that. I go, hey, hey, I said, what, what are you doing?
And she goes, I go, I'm in the
cashier. I'm in the line. I'm at
the grocery store. I'm at the cashier now.
She goes, oh gosh, I'm sorry. I didn't realize.
Oh, my gosh. She saw me walking through the aisle.
It means you had to know where I want.
And I was like, all right, I call you back. Call you back. And I hung up the phone.
I was like, hey, this and that. And the cashier,
she couldn't stop grinning at me. She was like a 21
year old chick's like giggling and smiling.
And anyway, so that was my.
That was so I was thinking myself.
I was like, I walked out, called Allison back.
I said, what are you doing?
What are you doing?
I didn't know.
That's my, uh, yeah.
He's like, and you never did answer the question.
What does she say?
Actually, she did say.
She said, we know what it is.
You're not like a really macho guy.
They feel safe with you.
That's what it is.
I was like, okay.
She said, you know, you're kind of a dandy.
All right, all right.
A dandy.
You ever heard of dandy?
No, what is this from the 19,
20s. That's what the guys that were really, like they called metrosexual, like a guy that's
concerned about how he looks. And they call him, oh, he's a bit of a dandy. He's always
I have never. I know. I've seen the movie Yankee doodle dandy, but I've never heard that.
What are you talking about, man? A dandy. I haven't turned mine back on now.
All right. So, oh, definition. Dandy. A man unduly devoted to style.
neatness and fashion
and dress and appearance
nice
or the vocabulary
nobody ever uses
who's using dandy
I am from here on out
you're a bit of a dandy aren't you
think you look dandy
okay what are we doing that's it
is that it for the questions
wrap it yeah I just wrap this one up
and then we'll do that
you want to do the
this better probably be short
You can do the round up.
No, I mean, he said you're wrapping it out.
You're going to do it wrap up?
You want to say, hey.
This is MacCard.
Oh, okay.
Hey, this is MacCard.
No.
I just say, yeah.
You know somebody actually said, don't like, yeah, bro, you don't have to beg for subscribers.
Well, you're wrong about that, bro.
I'm begging for subscribers.
So share the video.
Hit the like button.
Hit the bell.
Don't be a jerk.
Don't just hit the subscribe, but I'm not going to hit that.
Listen, if you don't watch the videos,
it's not it's it's no good so hit the bell do the algorithm thing another guy said bro you stole
the algorithm thing from graham step and i did that's what i do so hit the so uh leave a comment
for the what is it the uh the gods of the algorithm or he says something about the the almighty
algorithm yeah the almighty algorithm uh so so hit the uh share leave a comment send the bit share the
video do do the right thing i got a book nobody's watching this at this point nobody's watching
you got to be like a hardcore fan to have gotten this far like trust me we lost them when i started
talking about the supermarket we'll probably lost like 80% of the guys long time ago long time
ago so i'm like you must do a hell of a cleanup job on that closing he's gonna go straight
That's, listen, they, so, listen, I need to do the West Watson thing.
I need to, you know, West Watson thing. I got to watch this guy. I'm going to show you this guy. This is the guy that you, you didn't want to be in prison with. It's, it, it's the, he's got a whole time. He's got his arm like this. He's tatted up. He's all huge and everything. It's terrifying looking. And the whole time, no, this is, he's out of YouTube channel. He's got like half a million subscribers. Oh, okay.
And the whole time, he's like, as soon as I got to the, as soon as I got to the pin, I would strike.
on the yard. I went right to the shot collar
and I told them I'm ready to do my duty
you let me know what you need for me
I'm here from you and I said
and they said well you got your paperwork
said I carry my paperwork with me
I went into the bathroom and I
had that shit suitcase and I pulled it
out and I washed off the bag
and I went back and I said here's my paperwork
he looked at the paperwork and he said
you're the guy I said you're damn right on the guy
and then that was it does this whole thing
and listen I get so much anxiety
watching this guy's videos
I'm just like this is
Who the hell?
He has an half a million viewers
My God, it's ridiculous
Then they've got like the best of Wes Watson
They're hilarious
I mean I can watch the best of what
Because he says hilarious
Like it's total intimidation screaming insanity
But comical
He's like he's like
He's like some guys like that
You know
And I got some
You know I can read your fucking comments
And you know
But Wes
Wes what if I have ads
what if I have had you better fucking stow that shit motherfucker man up you're gonna put in some
what is this like oh my god Wes what if I have anxiety toughen up bitch you know it's like
jeezer horrible bro horrible so if you like the video and this whole if you like the video
subscribe like he ain't doing none of that he's not this guy's not
I had a guy literally tell me, like, bro, you got to do Wes Watson.
Are you out of your fucking mind?
Wes Watson would beat my ass.
West Watson, I'm the opposite of West Watson.
I'm the guy Wes Watson doesn't like.
He doesn't want.
He's, I got, it would be a bad situation.
It'd be 10 times worse than the big Herc interview.
He wanted to hurt me.
Living in your little fantasy like nobody's telling you.
what are you doing do your time all right so anyway all right that's it and uh listen
buy a t-shirt i need to get a t-shirt remind me i'll buy a t-shirt and i need to start
wearing a t-shirt yeah and a book and i got a book and it's on audible i got a couple
book i got four or five books on audible who reads you a book on audible i had another guy read it
because you know i'm really my readings is not good not good anyway yeah it's good book though
audible got the whole thing i got physical copies i'll sign a copy whatever all right that's it
see you peace