Matthew Cox | Inside True Crime Podcast - This Is How the Rich Avoid Taxes!

Episode Date: February 3, 2026

Mike Fedele, a high-powered accountant with a wild past, shares how helping wealthy clients legally navigate complex IRS audits transformed his life, reputation, and career.⁣ ⁣ Mike's links⁣ https://lifefortheworld.com/about/⁣ https://www.instagram.com/themikefedele/?hl=en⁣ https://fedeleandassociates.com⁣ ⁣ Do you want to be a guest? Fill out the form https://www.insidetruecrimepodcast.com/apply-to-be-a-guest⁣ ⁣ Get 10% sitewide for a limited time. Just visit https://GhostBed.com/cox and use code COX at checkout. ⁣ ⁣ Go to https://HelloFresh.com/itc10fm to get 10 free meals + a FREE Zwilling Knife ⁣ ⁣ Send me an email here: [e-mail]⁣ ⁣ Do you extra clips and behind the scenes content?⁣ Subscribe to my Patreon: https://patreon.com/InsideTrueCrime ⁣ ⁣ Check out my Dark Docs YouTube channel here -⁣ https://www.youtube.com/@DarkDocsMatthewCox⁣ ⁣ Follow me on all socials!⁣ Instagram: https://www.instagram.com/insidetruecrime/⁣ TikTok: https://www.tiktok.com/@matthewcoxtruecrime⁣ ⁣ ⁣ Do you want a custom painting done by me? Check out my Etsy Store: https://www.etsy.com/shop/coxpopart⁣ ⁣ Listen to my True Crime Podcasts anywhere: https://anchor.fm/mattcox ⁣ ⁣ Check out my true crime books! ⁣ Shark in the Housing Pool: https://www.amazon.com/dp/B0851KBYCF⁣ Bent: https://www.amazon.com/dp/B0BV4GC7TM⁣ It's Insanity: https://www.amazon.com/dp/B08KFYXKK8⁣ Devil Exposed: https://www.amazon.com/dp/B08TH1WT5G⁣ Devil Exposed (The Abridgment): https://www.amazon.com/dp/1070682438⁣ The Program: https://www.amazon.com/dp/B0858W4G3K⁣ Bailout: https://www.barnesandnoble.com/w/bailout-matthew-cox/1142275402⁣ Dude, Where's My Hand-Grenade?: https://www.amazon.com/dp/B0BXNFHBDF/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1678623676&sr=1-1⁣ ⁣ Checkout my disturbingly twisted satiric novel!⁣ Stranger Danger: https://www.amazon.com/dp/B0BSWQP3WX⁣ ⁣ If you would like to support me directly, I accept donations here:⁣ Paypal: https://www.paypal.me/MattCox69⁣ Cashapp: $coxcon69 Learn more about your ad choices. Visit megaphone.fm/adchoices

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I wanted to make money. I have content girls, and we did the tax returns for NFL players. You can never talk to the IRS. I've never met a white guy like me before. Everybody thinks they're going to jail and everything. What people don't know is, I'm Mike Fidelity. I came to South Beach because I knew that there were a lot of high net worth athletes and entertainers who had many serious IRS problems.

I did a lot of videos showing the things that I do for clients, even getting on the phone with the IRS, getting on the phone with clients, getting on the phone with clients and also videos that my clients did, success stories that are tied into my website. But then it's become clear to me I got to, what really happened is people started hating on me for my hair.

And I was, to be really honest with you, at first I was surprised because I, I guess because I have hair, I don't think much about my hair. Right. And I was absolutely, blown away at how many young people were seeing, oh, take off the toupee, grandpa.

You know, who's your, you know, who's your plastic surgeon, grandpa? And you've got hair of a 15-year-old and a face of a 75-year-old. People are very brave. Yeah, they're keyboard warrior brave, right? Yeah, they could get on the keyboard. And at first I'm like, what?

like this is my real hair. No, it isn't. And you're just lying. So then I posted a video and said, okay, we're going to turn this into a wager. Right. Okay. My 500,000 to your foot, 500,000. Anybody.

How sure are you? There you go. So let's meet somewhere. Let's, you know, let's turn us into a wager. Let's turn into money for either you or for me. And you can bring in your lawyer, your doctor, your girlfriend, anybody you want. and in fact, let's go a step further. I'll cut off all my hair.

Now, I'll do that for a million because I'm not just going to... And then we'll grow it back. And if it doesn't grow back, you get a million plus the million you gave me. Or if it does grow back, I get another million. How's that? So I'll cut it off. I'm not doing it unless I get the million. But, hey, if you're right, if you're right, and it isn't my real hair, you're going to get that

million plus another million. And how about that? You think anybody took me up? No. Of course not. And then they were saying, well, now we think it's real, but you're coloring it. So, you know, I just got all that. So that's how it started. And then hate for other things.

Oh, you're not really 5-7, you're 4-11. Oh, listen, I'm 5.6. I get it all the time. Yeah. All the time. I even had a chick show up here the other day. She walked in the door, was talking to Colby, and I stood up and walked over to her. walked over, it was like, oh, hey, what's up?

She turned to me, she was, oh, wow, she's, I had no idea you were so short. So the first thing she said to me. And I went, oh, okay. I said that she's like, no, I mean, I just didn't expect you to be 4-11. What? I'm like, I'm five, six. She's like, okay, sure you are. You know what I mean?

Yeah. Like, it's a whole, but she, during the whole podcast, like, was making comments. It was, that was super funny because I'm used to it. And then I gave it back, I started giving it back to him. I said, you know what, your parents failed to you. If you could get on here. Oh, I got, so I started giving it to the Gen Zs and millennials big time. So your parents failed you.

And then I had weightlifting gloves on in an Italian restaurant. I had weightlifting gloves on. And they're like, what are you as stupid or whatever? I said, so let me get this tree. You guys care about my weightlifting gloves, but you're vaping every day. You're smoking. You're drug addicted. You got tattoos everywhere.

You know, and you worry about my weightlifting gloves? Like, why don't you get your life together? So I started giving it back to them. And then they started hating it. on me more. And now... Which really only helps the videos. Yeah, which I didn't know, Mike, and so my social media manager, Carlos, I don't know if you met him. He's like, Mike, we've got to continue this. And I just, my hate was blowing up.

More than what I wanted. I wanted, like, clients. Now, I've ended up getting a lot of clients into all this, kind of in a odd sort of way because of the, you know, the videos that are going viral, like that one that you saw of Alexa and me, she's on my content team. In fact, she's here in South Beach. You know, they talk... So you're paying a hooker to be in a Rolls-Royce with you, and she's got fake boobs, and just everything, all the kind of hate you could imagine. Right. You know?

And so... As long as they're watching. They're watching. Yeah. So I got like... And I went 2.7 million viable. And that was just like Carlos, hey, get back of the Rolls-Royce and let me do this quick video. That was that one.

It wasn't even like... We didn't even plan it, really. Right. It just like happened. And I've getting people that... who are a business, like, that is the greatest commercial I've ever seen.

Then I got on yachts, and I got 12 hot girls, 15 hot girls, to ask tax questions. Like, nobody's going to look at me talking to another older guy about tax questions.

But I got one million views on that. Right. Just hot chicks asking, like, what's the difference between a W-2 and a 1099, Mike? That's it. Yeah.

And then I answered a question, one million on that particular video. And so I realized where I was missing the boat because I had a lot of success stories on my website. Nobody looked at them. Yeah. Nobody. Now, not only that, I am literally getting new client, what we call data input requests. I'm getting two a day. Two new potential clients a day just on that, sometimes five. My office is like going crazy, trying to, you know, put all these new clients together and, you know, put them into our software and everything. And, and, respond to them. So, and I'm answering new clients every day on my phone. Like, I'm texting them,

you know, all the time. They're coming in like crazy because, like you said, the haters and getting hot chicks on your boat. Anyway, uh, yeah, that's what I do. That's what I do. I do. I do all this content stuff. Let's start with like, you know, where were you born? What was your, you know, what were your parents like? You know, what was your child's like, right? Well, I was, I'm assuming you didn't rob any bank. So let's, yeah. Yeah, yeah, I got close a few times, though. But, um, me and my brothers were real truants, we were rascals. But yeah, my brother, Gino. But I grew up in the New York City area, old school Italian. My brother, Gino is my older brother, my sister, Linda, and my younger brother, Anthony, Tony. June, Gino and Tony. Those aren't Italian names. Yeah, so Gino and Tony. Gino

senior is my father, Gino. And then my grandfather is Gino also. Wow. All right. So, and so he came in from his, my great-grandfather, my great-granddad. father came in from Calabria, Italy in the late 1890s. Interesting story, real quick here, is a lot of people don't know that Al Capone was a gangster in New York before he was in Chicago. If actually he grew up in Brooklyn, New York City, his father came in around the same time as my great-grandfather. They came from him from a didn't area.

He was, I believe, coming from northern side of Italy. turns out that my great-grandfather and Al Capone's father were very good friends. And a family story, which I believe because, you know, my family has a few stories, and this is one of them, we were connected. We, you know, we were connected. My grandfather was connected. He was part of an Italian family, as my uncle was, but not my father. My father wanted nothing to do with it. He felt it was, you know, the mafia was a black mark on Italians. So my father wanted nothing to do with it, but my grandfather was connected and my uncle Ralph was. connected. He ran a fish store and my grandfather ran a butcher shop. And, you know, one of the stories is, you know, he had a lot of competitors and all of a sudden one day he didn't have

any competitors. And, but the story I'm telling me about is the family story is that my great grandfather hid Al Capone and three of his truant gangsters from, I want to say it was the fifth, they called him the fifth side gang, I believe. They had a little gang. He started off as kind of like a little thug, like a, like a gangster. I don't mean like a gangster, like we think. He was like a gang, like a little street guy. They were rob and they.

Yeah, he had a number of different little ones, but then it was called the fifth side gang, I believe it was called. It was a little bit of a bigger gang. And when he was part of that is when my great grandfather, for four months, hit him in his cellar. Or we might not know the Al Capone that we know. Really? Yep. Why did he hide up? He was in trouble?

He was in jail. These guys, listen, from what I was told, Al Capone, these were dangerous kids. They were killers. They would fist fight. They would kill. Okay. And so they were involved in, you know, with knives. They were involved with, you know, gambling.

That's how he got. He was in that gang. He was like a teenager when he got the scar. They were doing all that stuff. if they were involved in, you know, prostitution, bootlegging. In fact, I was told through the family, my father told me that they would stuff ballots for the politicians. They just stuffed ballots, you know, and they paid them.

So this is what they did. And so, yeah, that's a true story, the family story, that Al Capone was saved by my great-grandfather, or we might not know the Al-Capone today. You know what nobody tells you about dinner? It never stops. Every day, around 5 o'clock, it rolls around again. Hello Fresh doesn't make you a better cook. It gives you your nights back. For me, the hard part wasn't not cooking. It was deciding what to make.

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applied as a discount on your first box. New subscribers only. Varies by plan. When we were kids, this was one of the key stories when I was a kid. He was telling me when I got a stretch to tell this story.

So I want to make it clear, like we weren't criminals, me and my brother. We did steal things. We did. We did. And we did it in the context of like, for us, like,

the winners were so long and the summers were so short when I was kid. I say to people so often, I wish I could have given my kids my childhood. I had a great childhood. We were out in the streets, fishing, hunting, you know, catching snakes, turtles. We were just, you know, always in doing something, climbing trees like you were talking about earlier. And one day, there's this police impound lot that was about half a mile from my house.

And I was probably eight. My brother was probably 10. and here we are just, you know, poking around regular summer day, you know, and we get to thinking, and we saw a little, and we were with one of this, by the way, me and my brother were really good athletes, and there was nobody like within, in our high school, he was probably, by the way, let me back up,

my brother was a nationally ranked 800 meter runner in the United States in 1978, okay, like top 10, and I was a really good athlete as well. I could run 100 yards in under 11, okay, not 100 meters, 100 yards, that was really fast, okay? So we were fast. We were like the fastest kids around. And we had this kid, Stephen Johnson,

and he was with us one day. And at the police impound, we found a crease in the fence. And so we're like, we've seen all this stuff in the cars, you know. And so we get in and we're poking around and we're, you know, we got a pillowcase that we're putting stuff in. And all of a sudden we see these. dogs that they let out, they knew that somebody was inside. And this is a police impound lot.

Right. Okay. And we're stealing stuff. We're still like watches and, you know, balls and, you know, coins and money's in there. You know, because when they impound a vehicle, they don't take anything out. Yeah. So we're going to take it out, right? So we're taking this stuff out.

We're putting it. It's money. All this jewelry, you know, everything, like rings and watches and necklaces. So all of a sudden, the, like, let's see. let these dogs out, and I was too far in. My brother got through the fence again, and he took off. And he's running through the forest, and I go under a car immediately. And so this kid Stephen Johnson, he's slow.

I don't know what happened to either of them. I'm under the car. I stayed under for four hours until they closed, because the dogs were going to get me. Did the dogs know you were there? No, they didn't. I didn't make a peep, man. Okay, so they finally closed up and then they put the dogs inside. So I finally, after that, I got out, four hours on the car.

Maybe you need a little longer. I get out, go, you know, and it's closed. Nobody's there anymore. It's like 6 o'clock, 6.30, whatever it was. And I get through the fence again and I got this two sacks of stuff. I mean, I stayed there longer to get more stuff, right? It's like these two, I'm this little kid, but I'm, you know, hauling it home about a half a mile.

I get home, and lo and behold, I go through the back door, I'm like, hey, everybody, guess what I got? And there's two cops. But they caught your brother? Yeah, no, they caught the slow kid, Stephen Johnson, whose father made him tell on us. And it turns out that my mother's high school friends were the two cops. They let me go. But that's the true story. So I could have, you know, I could have been in a lot of trouble for that.

But we were those kind of kids. You know, I wasn't going to do, like, I wasn't a mean kid like trying to hurt people. You know, we just did it out of adventure and, you know, just trying to find something to do, you know. So me and my brother were caddies. That's what we did. And I helped myself put myself through college as a caddy. Well, we caddyed a place called Willow Ridge Country Club and Harrison. And my brother was so fast as I told you that a guy named Nick Ritini, who was a mafia hitman, who was a honorary member.

he was an Italian guy, but he was an honorary member of a Jewish country club. Okay. Okay, how that happened? I don't know. We were just kids. And Nick Routini would ask for my brother to caddy for him every time because my brother was capable of getting balls really fast and getting him out of the woods wherever he put him. And they were gambling on the, you know, on the course, Nick and all of his Italian guys. And he had a bodyguard with him all the time.

And if you look him up, Nick Ritini, he was, uh, he was, he was, he was, he was, he was, he was, one of the top guys in New York that was a, that was a confirmed mafia hit guy. Okay. And so, yeah, he was a confirmed mafia hit guy. And so that was the guy that my brother caddied for. And he, and he catted from like six or seven years. And he paid my brother like $200 a loop, which was unheard of. But they were, you know, they were doing whip out, which is on every hole. They would whip out $1,000, $2,000 on every hole just to bet. Another story was, my brother and I were on a boat. My brother and I were on a boat.

We would go out, my uncle Ralph, who was connected to the mob. He had, you know, he had his own fish store, and he was connected. He would take us out on his boat, along with some of the mafia guys sometimes, there would be five or six of them, and my father, even though my father was not, you know, didn't want any part of it, but he was on a boat with us. And I never forget hearing those guys talk about, you know, whacking people. Right.

And whores. So I get home with my father after, you know, being on the boat. I'm just like 10 years old. And I said, hey, daddy, what does it mean to whack somebody? And what is a whore? Right. And he said, well, she's a woman that sells her own body, you know. And to whack, he says, don't worry about it.

So don't worry about it. He used to whack people. It doesn't mean anything. that's true story when you were a kid growing up like I mean is that like so you're an Italian neighborhood I mean what are you thinking

you're going to do for a living you're thinking you're thought I'm going to be an account I wanted to be a I like the animals I wanted to be a veterinarian and my father wanted to be a doctor but when I went to school

I went to college state university of New York at Albany you know I didn't really like school much but I was really smart I did well on the standardized tests and I got into SUNY Albany which is like a poor man's Ivy League school in New York. And when I got to, I got serious. Like I got it. I said, I get to get serious with the academics. So I was pre-med, didn't like it, and took business courses, and ended up graduating

from the business school with a, with a degree in accounting. And, I happened to be an event. I just, you know, well, I was pre-med and it was going to be the doctor thing. It's going to be the same. Yeah. I, no, what really happened is when I got into college and then I got, out of the pre-med program. First of all, one of the reasons I got out, I should mention this is because I just realized, oh my gosh, I'm going to be like 28, 29 before making any real money. I wanted to make money. My father was an old school Italian. I loved my father to death. He's passed away. He's been gone since 2011. He was a great father, a great man, taught us how to play basketball, baseball, football. He worked so hard, but he always had time for us. You know, we'd throw ball to us in the

backyard when he, you know, when he finished his job, he worked for Sparry Univac, and he was a computer tech on the old 1,180 system, the mainframes. That's what my father did. Went into Manhattan every day on the train for 25 years, and then eventually he worked in White Plains, but every day he's on a train. He showed me and he modeled before me and my brothers a great work ethic. Right. Okay.

That's the climate I grew up. And he was a man's man, but he was compassionate and he was a family man. And he stayed married to my mother, you know, forever. So that's the, that's where, how I grew up. And then I went to college. I wanted to make money. Right. I loved my father.

I never forget, I was 17 years old. I said, Papa, I want to get rich. He said, I believe in you, son. You know what? I tell people, that's all I needed for my father. All I needed for my father is to say to me, I believe in you. And that was it. That's all I needed.

And I hit the ground running. I'm like, if I get out of here at age 22, I could get a job with a good accounting for a friend, I could start making real money, which is exactly what happened. and I ended up working for Ernst & Winnie, who is now Ernst & Young. Okay. I don't know if you've ever heard of Ernst & Young. Okay, they're a big four-firm.

One of the biggest ones in the world. I was with Ernst & Winnie in New York City, and I was with them in the tax department. I actually did the tax returns for the, I was in the IFFM department, individual family and financial management. I did the tax firm for New York senators, for the New York Yankees,

when they had like Chris Chambliss, I want to say, some of the old school New York Yankees Thurman Munson, I believe, we even did his. We're talking way a long time ago, 30 plus years ago. And so we did the tax returns for high net worth people in New York City. And that's how I started off.

How long did you work there? I was with Ernst about five years. Then I left there into the financial audit department of Pricewaterhouse, which is another big four firm. Now it's Pricewaterhouse. Cooper's, and I was with them for six years in the financial audit department. So I learned

the tax side, and I learned the financial audit side with two different firms, which really kind of completed, you know, the kind of experience that you needed to eventually, then after that, I went off into my own firm. I started my own firm, which I've had now for 30 plus years. Okay. How did you start that? I mean, I, did you? Well, what happened was I got recruited for the New Homest for Chicago program after I had a short stint in North Carolina, and I was engaged to, I was 29 at the time I was engaged from a 19 year old girl. That didn't work out. She was like a young kid and I was a really serious young man making money.

So that didn't work out. When that didn't work out, I got recruited for the new Homest of Chicago program under the Clinton administration. The Clintons were given Chicago incredible amount of money for the new schools, all the buildings and everything. And so I got recruited to run that program from a financial standpoint. through an executive recruiter. When I got here, I finished that program around 1994, 95 is when I started my own firm. So right around 30 years ago, when I finished that program, I just stayed in Chicago. I didn't go back to New York.

And I was in Chicago, built my own firm with a lot of the subcontracts that were using for that program. I got a good reputation. One of the things that did happen, though, was interesting, and that really catapulted me was I found a close to a $20 million fraudulent, a $20 million fraud with Walsh Construction. I was doing work for a company called Craftsone Tuckpointing in Chicago, and Craftsone Tuck Pointing was the biggest Hispanic tuckpointing company in the city at that time, and they were just getting all kinds of work. Wall's Construction used them, and they issued change orders to the city and didn't pay them. under the Freedom of Information Act, I found that out. It was almost 20 million.

They ended up settling. And as part of the deal with crafts on tuck pointing, I made $4 million off of that. And that was the biggest payday of my life at that time. It just put me into a different category. And after that, I got a reputation in Chicago. A lot of the contractors and subcontractors wanted to use my services. And my firm was off and running. And I finished that program.

my firm was off and running and I stayed there. Okay. Yeah. So that's how I kind of got to where I was in my accounting, you know, my accounting field. I mean, is it set up where you hired, you know, it's an accounting firm? I mean, do you have how many accountants? Yes. Is the bulk of the way it's made up bookkeepers?

No, no, we have other CPAs. They call them bookkeepers. Yeah, we have some bookkeepers, but I don't just hire regular bookkeepers. I hire people with an accounting degree because they bring things. theory, not just to practice, although I could train somebody to be an accountant who just got their enrolled agent and passed their enrolled Asian exam, I could turn you in an accountant. Because the bottom line is, what you're learning in college, you don't know anything until you actually get out in the field. And many professions are like that, not just mine. But believe me, most of these

kids have not even done a tax return. They even done a bank reconciliation, and they're walking out. But I hire intelligent people with a good work ethic. So my top three managers, we have about 15 people. But I can get independent contractors if I need more, okay? My top three managers are Asian, Chinese and Vietnamese. They're all cold-blooded assassins. They are

absolutely unbelievable cold-blooded killers in terms of the work. All they do is work. Sorry, one of my favorite scenes is, have you ever seen the big short? Did you ever see the big short? Yeah. Where he's like, he's like, am I sure of the math? He's like, look, this is my my, was he, my quantum?

Or whatever. Yeah, look at him. You noticed anything he's Asian. Exactly. They get done my top three tax managers all came in with no experience. Okay? They're all making the kind of money that they would make with the big four firm. They're doing very well. They don't make mistakes.

They get ten times the amount of work that an American gets done in a given week. And they don't make mistakes. I mean, it's just absolutely unbelievable. All they do is work. But most of the time Americans, and I've been through this, they're on their phone, they're texting and, you know, sexting their boyfriend, their girlfriend. Oh, you have to watch them. I have cameras everywhere when I go away. I'm like, oh, here they are.

They're looking at YouTube videos again. Not the Amations, man. They are serious about their lives. They are serious about the work. And I have a really great staff now. It's been hard to put something like that together because it's hard finding quality help. But you have to pay people well. and I believe in hiring somebody with two things.

Really superior intelligence and a superior work ethic. And we have that right now. I have a job. I appreciate it. You can't do it. Yeah. So we were going to talk about interesting cases you've come across? So I was, I did a full field audit for an Internet marketer.

I'll call him John. He came to me through a referral of someone else I did a full-field audit. A full-field audit, by the way, is a full-field IRS audit where you get a request. It's called an IDR, information document request. And they're coming in and they're going to look at everything, all the books. You can get what's called a correspondence audit or a limited audit. But this is a full-field audit, which means they want to see everything. Okay?

All your books and records, everything, all your income. and they want to meet with you. For a given time period, right? For usually a year or two years. Okay. In this case, it was three years. We, I knocked him down from owning around 1.4 million to 200,000. From him, I got a referral to a guy in Vegas who was also involved in the internet marketing.

What had he done wrong? It's not that he did anything wrong. he had an accountant that did not put all his books and records together properly. He was enabled to do a lot of extra deductions. In addition to that, his accountant did not know that he had net operating loss carrybacks because he lost money in a couple of years after that that we were able to carry back. You can't do that anymore. The Internal Revenue Code is changed now.

The regs are different. You can't carry back losses. But back then in 2008, you could carry back losses. So I carried back losses that he had in his business. For two years, I carried him all the way back. Plus, the bookkeeping wasn't done correctly. He had all kinds of deductions that traveling expenses, a lot of expenses for computers, networking expenses that were not done adequately.

So we knocked him down from 1.2 to around $200,000. Right? Took a long time, but that was the end result. Well, you know, he was giving us referrals to all his. people in the internet marketing business. So we came in, I got a call from a guy in Vegas who was somebody who was working for this guy. He was the top, what I was told at the time, programmer, top five in the world programmer for internet marketing. What does that mean? What is that? Yeah, I had to learn that. It means the guy who is doing the programming for, let's say

you go on the internet, you fill out a form like for a doctor or a new dentist, or a an auto mechanic. You're going to fill out a form looking for somebody. When you fill out that form, it goes somewhere. Somebody pays for that. They pay for you to fill out the form, right? The doctor pays for it, or the medical practice, or the dentist pays for it, what have you,

or an insurance company. They pay to have those forms filled out, a marketing company. That marketing company has, you know, they pay the programmer who programmed it. They pay the actual marketing company that's helping to market it. So there's several different people that make money off of, let's say, that $50 form that gets paid for. Make sense? Yeah.

Okay. Well, that guy is doing millions of them a month. He might be making, you know, I don't know, $1.20 off of every one of those forms that's filled out. But he's going worldwide. So he was making around $3 million a month, like just himself. He hadn't set up an LLC. He hadn't set up anything. We're doing it to 2008.

And so we get called in. I get called in. Was he going through an audit or just, you just, he was going through an audit. He was going through a full field audit for three years. Okay. But it was worse than that. Right.

So when I, so they dropped a downstroke on me for 40 grand. Because I said, you know, I need a downstroke. If you have one, guys want me to come to Vegas. Went to Vegas. He dropped 40 grand on me. I said, you know, these people are serious. Got on a plane for first time, went to Vegas. I get in this house, all these people are standing around the kitchen.

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Yeah. I said, you know, where's Jeff? And he said, oh, he's downstairs. Literally, you get down there. He's this overweight guy, is 300 pounds, literally eating a bag of Cheetos and corn chips, and he's at a computer. Like, he's the, like, the picture of a guy, like, and he's a genius. Right. And he's there programming and making money.

The first thing he turns to me and says, yeah. I said, who are those people who are saying? Yeah, well, there's just people that are kind of feeding off of me. And, you know, I don't believe in anybody. except my father and Jesus, and they're both dead. That's the first thing he said to me. Get rid of that. Get rid of that.

But, you know, there are people that are on his team. He's getting an audit, not just a full field audit, but he already has another, other agents in Las Vegas that have identified money that he gave to people, particularly he had like about 10 girlfriends, that he was buying cars for Lamborghinis, Maseratis, houses for. And he's this overweight guy, and, you know,

the only we can obviously get girls is the money. And so he was not only getting a full field audit, but they were attempting to seize these assets because the IRS has seizure rights under Code Section 6332. They can seize assets of a third party if they believe that those assets, the cash that you used to buy those assets was cash that you should have used to pay them.

Make sense? Yes. So they can seize third party assets if they believe it was a fraudulent. transfer, which would it be a fraudulent transfer? Why? Because the IRS is saying, this is our money. Right. Okay? So I'm being brought in not only to do a full field audit, but to help get these people out of this. In addition to that, his parents, he had sent them around $2 million. That was complicated because his parents, they were, you know, they were trying to seize the assets, this $2 million that was sent to his parents. So the very first order of business I was asked to do from this guy, Jeff, is you've got to get my parents out of this seizure.

So I focused on that. I was able to do that because I was able to establish the fact that they had assets that they used to buy some of this real estate in California. He was in Vegas. He was wearing them money in California. And I was able to get them out of that seizure. But then the IRS wanted him to report that as a gift to his parents, which we were able to get out of because we essentially called it a loan, and we established a loan document with repayments that were being made. So none of that money had to be given back to the IRS.

They couldn't seize that because we created essentially a loan and, you know, loans that were made and also the loan payments that were being made. So that worked. But in the end of the day, a number of these young ladies, these women, got their assets seized. And in addition to that, he had a, he had a, he had a, he had a party at Caesar's Palace in the penthouse. Like he dropped, because I was now as his accountant, he dropped like 100 grand for one night in the penthouse. And he had like, there was like 50 to 100 people up there, just all these young people.

And at the time I was like, you know, what was like 48? I was probably 48 at the time. But they were all easily at least 10 years younger than me. And I'm like tired and everything. I'm like, is there any place to sleeper? Because I'm not going to go back to my hotel. It's like really late in the more. morning. And I just, you know, went into a room. I was basically sleeping on a floor. I've slipped

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See sight for details. And then he comes in with like three girls that he's screwing, you know, for the rest of the morning. And I'm listening to him, screwed up there three different girls. And I got up and went back to my hotel and I went home. And, you know, the end of the story is we eventually had to do a lot of additional work. But some of those women did get their ass that seized. He got out of it.

We basically were able to get him as low as we could on those audits because he got 1099s. And we set him up on a payment plan that he ended up paying off. And that's what happened. But a lot of people don't know the third party can get your, you can get your assets seized as a third party. Right. So is there like a calculation they use where they say, okay, well, right now we think you owe us 15 million.

You currently have $3 million. So, but we know where that money went. They made an assessment. It went here, here, here, here. So we're going to go ahead and start seizing these assets. What if those women, what if they had performed a service, like if it was, if they actually were, like, had a legitimate company that was performing a service, and they were payments.

Instead, these were just, he's just gifting them money. Yeah, well, they actually, that was one of the arguments that, you know, was attempted to be made, but the problem is there was nothing that they did. There's no service. Yeah, yeah. But I mean, if it was legitimate, like they were. Yes, you can. Yes, you can. But then they're going to be responsible for reporting the income.

So what if they had to, if they had already reported the income, then that, but they just took the money and that's it. Then the answer to that is, that's a great question. Then the IRS is getting their money. So, for example, let's say, let's take the $400,000 Lamborghini. Right. Okay. I don't even like Lamborghinis, by the way.

I'd rather have a, I have a, you know, 2010 Camaro 6th, I love that better. But, you know, that's it. The $400,000 Lamborghini. So let's say the IRS says, okay, that Lamborghini was for your services. You're going to have to pay income tax on that money. So the IRS is getting their money either way. Right. Now, the rate's going to be different.

He might be to pay $100,000 or something like that, right. But in this case, these girls... And he would have 1099. You're saying he never 1099 of him. He just bought them an asset and never 1099 them or anything. Yeah. And it is, you know, either a gift or income to them or the, Let us seize it back, and he's going to be responsible and get rid of it.

Otherwise, you're going to be responsible for paying the debt on his taxes that he owes because you have the asset, namely the cash that's been turned into a car that he should have paid. If you don't want to do it that way, you pay the tax. And they're like, no, here, take the car. So the assets were seized. But yeah, you could have done that. That could have been done. But these girls were in such a panic.

Right. You know. I mean, everybody thinks they're going to jail. and everything. And, you know, that's, that's it. They did get a, he did get a, he did get a 50% fraud penalty as well because of, okay. So, um, we were able to negotiate that down as well. It was better than, than five years in prison. Yeah. And very rarely does somebody go to jail? If you come to my office, um, I have a number of cases where people came in with fraudulent tax returns, you know, crying in my office. I had one lady, Diane. Um, she came in with four years of tax returns

that were getting a full field audit. And she was just a regular nurse with four kids, single mom. And she came in in tears, literally in tears, like in the first two or three minutes. She's like, I don't want to go to jail. I don't want to go to jail. I don't want to go to jail. I had to comment on what's going on. Show me to tax return all three years.

Might have been four. Might have been four years. She, the accountant, reported like 70 to 80,000. in salon losses for like four years, okay, just to get her an additional eight or 10,000 back. Right. So. Yeah, it's fraud. Like, as clear as it's clear fraud.

Yeah, you didn't. This is not true. So she had gotten the initial IDR, information document request, and a request for a full field order, and to show up in an IRS office in Chicago. Big time stuff right now. Sounds good. Okay. So she comes in my office. And I said to her, I listened to her whole story and I looked at everything.

Okay, so the very first thing is if you want me to represent you to be your POA, power of attorney, you can never talk to the IRS, okay? You're never going to talk to the IRS. Even if you get a subpoena, you're going to give me that subpoena, and you're not going to talk to the IRS. That's fine. Let them subpoena you, okay? Because she's panicking. Are they going to come and literally put me in jail?

Say, no, they're not. They can't do that. Okay? They can't just come and put you in jail like that without due process. Okay? So due process is they're auditing you. That's the due process. They want to know, did you really have $70 to $80,000 of salon losses for four years? And you didn't. Okay. So I'm going to represent you. They're asking you to show up in this meeting. You're not going to show up at the meeting. I'm going to show up at the meeting. But are they going to arrest me if I don't show up at this meeting? No, they're not. They could subpoena you, though, but don't worry about that. Okay? I'm going to take care of this. But you cannot talk to the IRS. Why?

because you might put yourself in a trick bag. And if you lie to, my main concern is if you are in a full field audit meeting, and there's a manager there, and there's a couple of agents there, and you lie to them, that is charged. Yeah, you can't lie to a federal agent. Correct. They're law enforcement. Exactly. Now you've just perjured yourself.

On top of that, you have fraudulent return. It's like lying to an FBI agent. You got it. So we never want you to be in that position where you're tempted to lie to them because you don't even know what they know. They might ask you a trick question. They already know the answer to it, and they just caught you lying. Now you're in real trouble. So you're going to talk, and what can I do? Also, I can buy time. You can't buy any time. If they ask you a question, if they ask you a question right then and there, and you know the answer to it, and you know, and you answer it

wrong, you know, that's a problem. But I can buy time. You can't. Right. Okay, so I can say, you know what? This is a great question. Let me write that down. Look into this. Talk to the client. get those those bank statements i you know what as you mentioned that let me give me i'll be back with you exactly exactly so and you also have you also have things come up and you i can't meet next week i'm so i'm booked for next three weeks and i you know yeah you can push you can push back meetings and responses and where she's kind of you know exactly so now i have a i've had cases like this but this was an interesting one so she's like well what are we going to do i said First of all, let me think about everything.

Let me see everything. Let me pull all your IRS transcripts and let me talk to the IRS agent. And after doing that, the strategy that I proposed was we're going to fight it a little bit. We're going to fight it a little bit, but we're eventually going to accept their results. Okay? You're going to probably get 100% fraud audit. I mean, a fraud penalty, rather. Don't worry.

But am I going to jail? I said, no, you're not going to go to jail. okay, I'm confident of that, okay? So we accepted the audit results without, you know, too much of a fight, but we did a little pushback. Got the audit results. She ended up owing more than 160,000. That includes all the penalties, fraud penalty, late payment penalty, et cetera, okay? Interest on penalties, all of that.

It was around 160,000. And I say, now what we're going to do is we're going to strategize an offer for incompetent. She says, what? Yes, we're going to strategize an offer and compromise. And this was my plan all along. We're going to accept their results. But to do that, as a nurse, you cannot be making $140,000. So you're going to have to ask the hospital if you can do no more overtime for the next year.

Why? Because I need you making $90,000 with four kids. If you're making $90,000 with four kids, I can do a successful offer and compromising you. I can knock $160,000 down to $500. That's basically almost poverty. Is it like four kids plus her? That's... It gets her.

So here's the deal. When you do an offer in compromise, there are two things you have to evaluate. The assets and the income. She didn't have any assets to speak of. She had a house, but it was underwater, meaning the IRS takes the house. Let's say it was worth $200,000.

They take 80% of value of $200,000, and then they subtract out from the mortgage. Well, she was underwater if you do that. So they took 80% of value. She still owed $195,000. Correct. She would have been, should need a bill. And then they take your income.

They add those two things together to calculate what's called your reasonable collection potential. Your reasonable collection potential is the amount of debt that you owe the IRS that you could pay back. That's your reasonable collection potential. So we have to get you where your reasonable collection potential is close to zero with all of the federal limits that are allowed. So you have to calculate your food and miscellaneous, and there's federal limits to that. So even if you're spending $6,000 a month, there's, there aren't. only allowed certain limits to that. Let's say it's 2,800 in Chicago. Your housing and utilities, even if you have a $7,000 mortgage, they don't give you $7,000. They just give you, let's say,

whatever that allowable limit is, depending on where you're living in the country. And it's depending on the city you're living. Okay. And let's say that that's $2,500. So we give you the allowable limits, which includes transportation. It includes out-of-pocket medical. It includes other things like student loan debt, which she had still, various different expenses. And And we calculate your reasonable collection potential. And in her case, it came close to zero. We were able to do an offer and compromise. So she agreed to knock her wages down and not do any overtime for a year.

I said, because in order for you to get an accepted offer and compromise, it takes a long time. It takes nine. With the RBC Avion Visa, you can book any airline, any flight, any time. So start ticking off your travel list. Grand Canyon? Grand. Great Barrier Reef? Great. Galapagos? Go! Switch and get up to 55,000 Avion points that never expire. Your idea of never missing out happens here. Conditions apply. Visit rbc.com slash avion. It won't take long to tell you neutrals ingredients. Vodka, soda, natural flavors. So... What should we talk about? No sugar added?

Neutral. Refreshingly simple. Months to a year, possibly a little longer. So I need you to agree to this for a year. She says, is it legal? Yes, it's legal. You don't have to work this much. You can agree to not do any overtime.

She's got four kids. Exactly. So we took her down to the 90. It was around 92,000 for the year. Later on, the IRS still checks to see that she's making that amount, because the initial filing on the 656 and the 433A, which are the documents that we have to supply, showed that she's only making the 90s,

so they check it later on to make sure that that's the case, and it was, and we got a successful OIC through. We knocked her down from 160,000, down to $500. Paid it off over five months, and she was done. Jesus. That was the strategy. That's what I do for people. I strategize how to get them compliant for an offer and compromise.

And how long does the IRS have to come back and check? Once it's done, it's done. Okay. But you have to file the next five years and pay your taxes, or they can reverse the OIC. Okay. So a lot of people don't know that. And we make sure that I say, look, let us do your tax for the next five years just to make sure. Don't fuck around.

Yeah. They'll revoke it. So that is one of the requirements. But yeah, once an OIC is done, it's done. You got a final OIC letter that says, You know, we've accepted your offer. It is an offer to the IRS. We've accepted your offer, and you're done.

Yeah. It's a beautiful thing. And I've done hundreds and hundreds of them. If you go to my website, you'd see, you know, I have all those success stories. What I wanted to say, and I'm going to interject this. Like, it's not, I've made a lot of money in this profession. Right. I've done very, very well for myself.

It's not just about that for me. Because people say, I will lay in bed and I will read tax court cases. Right. While other people are playing monsters and aliens, like I'm reading task showcase, I'm reading code, I'm reading regs, I'm reading revenue rulings. For me, it's a chess game. It's like, I say to people like Bobby Fisher, like, he played chess. He was great at it. But I mean, he made some money at it, but it's like anybody that likes to do anything.

Like, pick a game you like to play. Pool, whatever it is. You're not making money at it, are you necessarily? I feel the same way when I'm in an IRS audit. It's like a great challenge for me, and I want to do something. I want to take on the hardest problems that no one else can fix. That's who I am. If you really want to know who Mike Fidelity is, I want those dead-in-water problems that everyone has walked to –

every other accountant has walked away from. Give them to me. Right. That's how I feel. I mentioned this yesterday when we were talking to – we interviewed another guy. He did the legal work, and I used to – the best legal work I've ever gotten in my life. has been in federal prison from prisoners because they're not trying they're not making money like right you're doing it because you know if Pete's doing a case yes or frank is doing these are guys that

worked on my case that got me 12 years off my sentence by the way so so if they're doing it congratulations only do they're doing it because they want to win exactly love the process and doing this and tweet yeah but you know they're going to say this and you know what if we argue this there's the only thing they can say is this And then weak, like, it's a whole strategy with them. And what they're not doing is saying, give me another $40,000. Give me another. They're not trying to, like, pay off their boat and doing it just for the money. They're doing it just for the win.

And those are the best guys. Exactly. So if I could hire, you could, they could go to court for you. It'd be perfect. I take it. My brother, Gene, would say this, Mike, you know what it is? You're just like daddy. You take everything personally.

I don't care if you're a $125 tax account, a client. I take it everything person. personally, when I am in battle, when I am going to war for someone, and it's a battle, it's a war. You know, you're trying to fight for your client legitimately. You're trying to find, you know, tax court cases or, you know, code sections that are going to fight for your client. And, you know, a lot of people don't know this in an audit, in a full field audit at the end. So somebody might say, I have another case I want to say, but somebody might say, well, you know, but I don't think I could get that as a deduction. Let's say, for example, you have these,

I've been in a, you know, in a, you know, kind of like a little battle with people on Instagram that says, no, you can't, you can't take jewelry and roll Lexus as deduction. No, you can. Depends on the business you're in. For example, if you're a music promoter and is part of your brand to show potential musicians who you are, you have to wear certain clothing. You have to look a certain way, and that is your brand, okay? or if you're actually selling music, like 69, for example, he sells, you know, he has the tattoos, he has the jewelry, he has the clothes, he has the cars, that all is part of his brand. And if you're using it to sell your music to a certain clientele to a certain audience, you need to look a certain way. And I would argue, even though a lot of accountants would be scared to take those deductions, I would argue them in a full field audit. What people don't know is, even in a full field audit, at the end, you're going to be sitting with a manager,

or even two managers and an auditor in what we would call a closing meeting, or maybe something before the closing meeting. And you're going to argue your case. In some cases, you're just going to have estimated expenses. In other cases, you're going to have aggressive expenses you took, like, for example, the Rolex, and you're going to make a case for your client under Section 162A, which is ordinary and necessary business expenses are allowable as a deduction.

Ordinary means common in your profession, like for a music producer or a musician, you know, jewelry and tattoos and Rolexes and certain vehicles that they drive are common. And then the necessary is it's necessary for your particular business, for you to be successful. So it's got to satisfy both of those requirements. I would fight that in a full field audit. I would make a case for it. And at a closing meeting, you're going to negotiate that with, typically you're going to negotiate that with an audit manager, an IRS audit manager. an IRS audit manager.

And you're going to be sitting there saying, okay, look, if you don't want to accept these, I'm arguing 50% of these expenses, these estimated expenses we should take, and another 70% of these aggressive expenses that you're not allowing, I'm going to argue with this, and I'm not going to budge on this. And if you don't, then I'm going to go to appeals in 30 days. They don't want you to go to appeals. They want to get this case off. And if you go to appeals, it's going to go to a separate IRS agent

an appeals agent, not that one, but they may very well find it back in that office. So they want to get cases off their desk. Most accountants who don't do audits don't understand that. So you can negotiate expenses, even if you don't have the backup for all of them, and even if they're somewhat aggressive, you can use that as a negotiating point at the end of an audit. In addition to that, once you're in appeals, there's something called the hazards of litigation, which means the IRS in the internal revenue manual that IRS agents have, they are asked to evaluate what are the hazards of litigation if then there is a petition filed in tax court, and they have to evaluate that.

So they're looking at appeals, they're looking at possibly going to tax court and evaluating, you know, the hazards of litigation. They look at all of that and they say, okay, let's say instead of 70%, we'll give you, let's say instead of 70%, will give you 40% of the expenses you're asking for for your client. This is what you do at the end of a full field order. Okay, so you spend 100 grand at Walmart, and I know you spent it. You had office expenses.

You had supplies. You bought there. You've bought food for office parties. You bought a number of different things. Whereas the average account says, you don't have any expenses. You don't have any receipts for these expenses. We can't take anything.

No. Under the Cohan rule, you can estimate what, of that 100 grand, how many of that would be office, business expenses. And so I would argue, let's say 50%, they're going to say 30, and we settle on 40%. All right. That's what you do.

That's what you can do at the end of what we call a full field audit. Now, you might get a lot more pushback than that, but that's what you try to negotiate at the end, because they don't want to go to appeals, they don't want to go to tax court. And even then, after that, you could say, you know what, I might not go to appeals. I might not go to tax court, but I'm going to do a request for audit reconsideration, which means you can request, even if a 10-year-old audit, you can request for that audit to be opened up from scratch again one time. Right.

They don't want to do that. That's four different ways. You got the negotiating at the audit table of the initial audit. You got appeals, you got tax court, and you got a request for order reconsideration, four different ways that you can win for your client. And the IRS doesn't want to just things to drag on. They're told to close cases because guess what? All of that's resources in time, even for the IRS.

And you just got still got 35 more cases behind you. You got it. So you use the, you know, you use the idea of hazardous litigation to your advantage for your client. Right. What's the next one? The next one is, the next one is, so this is what brought me to Miami. So over 10 years ago, a referral came into me for two ex-NFL players, who I will keep nameless. And I have a non-disclosure agreement with them.

I cannot ever mention their name, okay? And I can't even mention a team they were on. Okay? But I met them in South Beach. Right. Once again, through a referral, I got a downstroke from – they were both being audited, and they knew each other, two full field hours. audits, okay? Different reasons, but they got two full field audits and why they both got at the same time. Maybe it was just a stroke of luck, what have you. One owed one point six, the other owed 1.4 million. A couple of years. I met them in South Beach. I met them at Ocean Drive, Ocean Boulevard, Ocean Drive. And we're sitting there in a corner and, you know, away from everybody. And, you know, and, uh,

They started to tell me their story. They didn't bring any documents. I didn't even agree to be a POA at this point. I just wanted to meet them. But they all dropped, both sent me 10 grand each. So, you know, that was enough for me to come to South Beach. They're telling me their story. It's like, incredible.

And then they're like, you know what? Let's go to my, let's go to my condo here. So we went to the condo. And we're over there. And, you know, they're showing me everything. And then they continue to tell the story. And the story is, like, he's got, well, let me back up. So when we were in the condo, he's got like seven phones and that he was, you know, going back and forth on him.

And I'm like, well, what are all these phones for? It's like, yeah, I got to, you know, I got a manager of my women. So I've never seen, seven. He says, yeah, I got this one there. I went, when I'm with this one, you know, I got these phones off. And I got these phones off when I'm with this one. I said, dude, that's a lot of work. He says, yeah, man, but they can't handle it, man.

They can't handle it. So I thought that was funny, man. I thought that was hilarious. But anyway, they were in a full field audit. Once again, it was a disaster because they didn't have a proper bookkeeping done. I mean, they had bank accounts all over the place. They had credit cards that, you know, were not taken, credit card expenses that were not taken into consideration in the bookkeeping that was done.

they just had a terrible account, okay? We pulled it all together, including... How many years are they going back? One was three years, the other was two years. One of the things, what I brought up was 162A. One of them was in the music business already. He started a music company, and we were able to take aggressive deductions on the jewelry,

on some of the cars, aggressive positions on the vehicles. The bling. Yeah, the bling. especially as, you know, he was in music. And then the other guy had a casualty loss because he lost his house and the insurance didn't cover a lot of it. So on a 4684 casualty loss, we took like more than $850,000 in a casualty loss

that his accountant didn't know about. I mean, that was huge. So we did a full bookkeeping. We took the casualty loss on him, and we took aggressive deductions on, the music company that this other guy started, who he also lost money on. He was losing money in the music business

that he had just started out on. And we took them down. One ended up owning $600,000, it was about $400,000. So from 1.6 to $1.4, about a million each. And we saved them, you know, about a million each. So that's the story. You said there's a lot of these knuckleheads to Miami.

I need to move here or get it off. I didn't start an office here. There you go. So I came here to start an office. to create content and to create a presence to attract these people to my business and to help save them. And I am discovering that there is more than this than I even imagined going on here. Yeah.

We talked about, oh, sorry, go ahead. No, I mean, a lot of these crypto guys are, you know, I tell them, you know, you think you're smart skating under the IRS radar. They're going to get you, bro. They're going to get you. Let's get you compliant. Because if they catch you, not only they're going to catch you via taxes, they could potentially get you for a fraud penalty through tax evasion.

Tax avoidance is legal. Tax evasion is not. Right. And if you don't file your returns for a certain period of time, knowing well that you need to, because you have income, that can be constituted as tax evasion. So we've got to get you compliant. And on top of that, you could get lay payment penalties, lay filing penalties is 25%. Well, it's fraud.

You can go to prison. And fraud, if you go to prison. Yeah. Nobody ever thinks they're going to go to prison. I can't tell you right now, I've met multiple guys that were locked up in prison for for tax evasion for fraud you know they tax fraud whatever um and these were guys that like the owned like you know they own like they were just taking deductions that they couldn't prove they'd done it multiple if you if you get caught like twice you get caught once yes and it's not

that you know they and they they hit you and then three years later you get caught again well that's probably gonna you're probably going to go to jail you know what I'm saying like if you can't pay them back and work it out there's a good chance you're going to go to yeah I knew a guy that three years. Yeah, at least a fraud penalty, which could be 100%. So, and then, you know, you could end up only three times the amount of tax due with all the penalties, is my point. So, but that's why I went to, that's why I specifically went to Miami, not L.A. I'm in Chicago. I didn't go to L.A. and I didn't go to New York. Not that that's not going on there, but I knew that this stuff is happening in Miami. And so I came here to provide my services to

people who really need to become compliant. And that's why I came to me. Miami and like I said, I'm discovering a lot of it. But because I'm on Instagram over the country, I'm getting people in California and getting Vegas, getting them in New York, but definitely getting them in Miami too. There's a, like I said, there's a lot of only fans, girls that need to be compliant. I mean, they're saying it right on Instagram. Yeah, we, we, before the podcast started, we talked about how there was, I was, I was just flipping through my TikTok or something, I don't know. And this, these two girls were talking about how much money they were making. on, I want to say it was only fans.

And the one girl, you knew the video I was talking about. And I was like, I don't know, she was like, oh, I'm making, you know, whatever it was, you know, a million dollars a month or whatever. I forget how much it was. I think you said like 40. Well, there's one girl that she said I made 43 million. And I actually got on under answer. So I said, number one, keep your mouth shut.

I literally said that. Why are you telling the world you made 43 million? Yeah. Well, because it creates a lot of risk. Number one, somebody's going to come after you. Somebody might kidnap you, first of all. They're clueless. These are clueless chicks.

But, but she said, She says it, and the other girl says, oh, my God, like, what are you paying in taxes? And she says, what do you mean? She's like, they take the taxes out. Like, no, they don't. And she's like, yeah, they do. You see her like looking around and you're just like, oh, God, baby girl. Like, you know, you're 25 years old.

You're making more money than God knows you deserve. And, you know what I'm saying? It's outrageous. And that's the problem people get on social media and they start getting these checks for 12,000 or 30,000 or 5,000. And they just start blowing the money. It's like, wait a minute, because they don't think it was only 5,000. Oh, it's 12,000.

Wait a minute. The end of the year, you just made $200,000. And it was 1099. And then if they're smart, prior to that, they're already making, they're already making quarterly payments, right? But if they get there and they go, I made $200,000, well, what do you mean? I have to file taxes. Oh, and they go to, let's face it.

there's not a ton of, there is not a ton of, of, um, write-offs if you're using your phone to do an Instagram or to do or whatever. And then suddenly, suddenly it's like, oh, you owe 50, 60,000. And they're like, holy shit, that's three months of, of my next, that's my next three months. Yeah. That's your next. And you have no bookkeeping set up. You don't really know where the money went. This is why these people need, even in Florida where there's no state income tax, except if you have the C-Corp, there is a state income tax. income tax. People don't know that. Your federal, maximum federal rate is 37%. That is more than a third of your money. You better get a good tax accountant. You better get one that knows what they're doing,

and that could legitimately and legally get your taxes down as much as possible. People are like playing with this. This is not something to be played with at all. It's really once you get the system in place, like right now, like my wife, you know, we have a CPA, and it's just, you know, at the end of the month, listen, they're, they're smart enough that they even contact her. to say, hey, we need this. And she sends it. And so it's a constant thing. But once you get on a system, it's not that hard.

It's just because really if you're sending it to your account, I'm not saying if you're doing, I'm saying if they're sending it to their accountant, like if you're a regular person trying to do your taxes yourself, it's difficult, bro. Well, what happened with the curriculum, and there's a lot of crypto people in Miami and other places. What happened with the crypto is because over the last, whenever crypto really started, you weren't getting 1099 for crypto. There was no 1099s.

Now that's changing. So all these people, when I say they were skating under the radar, they're not getting 1099, but that doesn't mean you didn't make the money. You could get caught. You could get audited anyway. So they really felt they were just like rolling the dice, you know, hoping that, you know, because the IRS transcript, the wage and income transcript didn't show any income from crypto transactions, you know, and that would be capital gains.

Right. And this is, so this is when these companies are notified. the IRS that this person made this much money and you think, oh, I didn't get anything. Okay, but the IRS, you know, like the, the, like, in that, it's reported to the IRS. In that case, in that case, they're thinking, I didn't get it to 99. The IRS didn't get it to 99. I'm okay. But if that money still ran, like, there's still a record. It's still ran through your bank account. You still spend the money. You made the money. Right, but it's worse if it's reported to the IRS then because actually then they're going to send you a deficiency notice.

But you're assuming, if you're assuming, if you don't get a 1099 as an individual, you're assuming they didn't tell the IRS, but you're saying they could be telling the IRS. No, I don't think they are. Okay. No, no, no. We don't know. That makes me feel better. No, no, they're not telling the IRS.

I don't think, now, I've been told that Chase Bank really worked closely with the IRS, so I would not advise anybody to work with Chase Bank. But they don't, the banks do not just give your information to the IRS. The answer is no. No, no, I meant like a company. Like if this company... Your customer, your customer is required if you were an LLC or an individual to give the IRS 1099s for you. However, most people don't know this, and I just went through this with a new client I have in Miami.

You're not required to get a 1099 as an S corp or a C corp, even though they're giving it to you. So, you know, you're not required to get one for a C corp or an S corp or an S corp. And an LLC and an individual, yes, you are required to get a 1099 from your customer, either in 1099. Miscellaneous, 1099 NEC, 1099K for if you're, you know, if you're swiping your credit card, all of that's going to be reported to the IRS. But you're right. Even if it's not reported to the IRS, you're responsible for paying income taxes on your income. Of course you did.

But once again, I'm saying that they think because they didn't, it didn't get reported to the IRS that they're going to skate onto the radar. And I said to them, you're not going to, especially if you got on Instagram and say you made $43 million. That just makes no sense to me. Why would you even tell the world any of that? Just keep your mouth shut. I hear you, the 25-year-old chick who's never really had a real job. Trying to flex.

Yeah, it's not the way to flex. Yeah. And she's never really had a real job. So she's, you know, this is, they're not thinking clearly. Things have been going pretty good. Yeah. So I don't know if you want to pivot to some other legal things. Sure.

Okay. So I don't know if you know this. I built an orphanage in a school in Haiti in 2001. I have a not-for-profit called www.org. www.lifeof the world.com. What is it? You said it so quick. What?

www. Life for the world.com. That's my charity. Yeah, that I built myself. In 2001, I'll back up. When I sold my first practice, when I was 37,

I decided to take a year off. I was at that point a millionaire. I was like, I can't believe I finally, you know, got real money in my life, you know. And, and, And that occupied your time for about three months, and then you thought, I got to do something.

Well, no, it's very unusual because I had two small children at the time. Like, who just quits? Like, I quit. I killed my sons since I've been 13. Yeah. Working really, really hard. And I said to myself, what am I going to do with the rest of my life? Right.

I said this to myself. And obviously, I had money, so I wasn't worried about that at all. But I took a year off. I told myself, I'm going to take a year off. And what I did during that year is I meditate. I read books and I exercised. That's what I did. I spent time with my two boys,

who were very young at the time. And one of them was six, the other was three. Okay, two boys. So, and I was criticized for a lot of people by doing it. I don't care about what people think of me. You're living a very boring life to me, and you're not me, okay?

And I really don't care. But, so I would go to the library every day. And I ended up picking up a book called The Delected and Abuse The Positions You're in Haiti, Just toward the end of that year, I picked up the – I just, like, stumbled across it, and it was written by an Italian Catholic. What was it called again?

It was called the neglected and abused of physicians here in Haiti. Okay. All right? I said that kind of fast. You say everything kind of fast, by the way. Sorry. Do I – should I slow it down? No, it's fine.

I'm trying to get a lot here. You're good. Okay. So I have a lot in my head about all these stories. Right. It intrigued me. I literally just read the book, like, in two to three hours, however long it took. And it was a couple hundred pages long.

And it was an Italian Catholic, so that intrigued me because he was Italian. And at the end of the book, this country is a hellhole, and all these diseases that are here, you know, tuberculosis and, you know, obviously AIDS, yellow fever, malaria. it's just 500 miles in the shores of Miami. I'm like, what? And it intrigued me. And because my uncle, and I go back to this, my uncle was handicapped,

and he crawled on the floor, and I grew up right next to him. I told you earlier, I grew up right next to my grandfather, and my uncle lived there forever because, you know, he was a cripple. Okay, he had a bone disease, and he literally crawled on the floor.

And I was at a heart for handicapped people. And to tell you real quick, real quick story short, my father went i never forgot i went to my my aunt's wedding and i'll never forget my father me and my brother were making fun of a fat guy at the at the wedding and my father who had you know 18 inch arms he was this this tough short italian guy he grabbed us and he put up against the wall he said don't you ever ever ever make fun of anybody ever again and i never did man and that was because his own brother was a you know was an and he says you know what people have ever been through so i grew up right

next to my uncle who crawled on the floor so i'm trying to give you a right picture and i always felt called to help people who were kicked to the curb the misfits the broken people you know the island of misfit toy so you say no root off the red nose reindeer i really did feel like that so here i can't forget about this book and i and i told my kid's mother i'm going to haiti this is who I am. Like, I'm going to Haiti. So I know what I was doing. I didn't speak French.

I didn't speak Creole. I've never been any place, but Canada. And I got myself together. And in 2001, I put eight suitcases together. I was smart enough to say, I'm going to hide my cash in different suitcases. I brought all kinds of clothes at me.

That's mostly what I brought with me. And I hid my cash in it. You can't do that now. They have too many scanners. You're going to find your money. And here I was. I got on a plane. to Porter Prince Haiti from Chicago in 2001 by myself.

I knew nothing and no one. I mean, you're going to Haiti for how long? I had no idea, at least two months, I was thinking. I'm not even lying. Fuck that. Okay. Yeah, okay. Yeah, okay.

So this is what I did. You can get on the, my, you can get on the, I have 350 YouTube videos, if you ever want to get on there. You could see them, they're all there. From 2001 on through, you know, essentially the last couple of years. I have 350 doing food distributions with me at the kids in the school

situations where I was ambushed and they tell the story afterward I'll tell a couple of those and I was held at gunpoint I'll tell a couple of those and so here I was I came into a Port of Prince AirCorp airport and I literally said

does anybody know English and this guy, tactic driver and broke on English says to me yeah I speak in English I say you know this place called City Soleil in this book he says yeah but you can't go there you'll be killed

so I said Well, he says, where do you want to go? I can't take it. I says, I don't know. Are there churches around here? So he took me to a church. Here, I mean, eight two cases. I had another car to do this.

So it was four in one car, four in the other, and they brought me to this. Now, they could have just, like, kidnapped me and killed me right there, and it would be the end of the story. But they didn't. Yeah. So they brought me to this church. I ended up staying there for a couple of days, and then I wanted to go to this place called City Soleil. that I read about in this book where all these kids were starving to death

and there was AIDS and everything and dysentery and tuberculosis and all this stuff. So I finally found somebody that was able to do that. I rented an SUV even though Haiti is like a seventh world country. There's almost nothing there. And at the time when I was there,

you couldn't even find a cash machine. There's no cash machines. Okay? There's banks, but no cash machines. So I decided to go to this place called City Soleil, and I was just shattered. I was, like, flabbergasted, and, like, I was in tears.

I really wasn't, like, literal tears to see this poverty, like, real extreme poverty. Kids running around, no clothes, you know, people, you know, living in mud huts. So I ended up staying in a mud hut in city, Sillay for about 35 days, which is, you know, very difficult to do. Staying in a mud hut for 35 days is hard because, number one, you have no water at night, Even if you have water, it's like, it's 90 degrees in Haiti. So, you know, you're going to drink warm water. The mosquitoes are coming at you like kamikazis all night, really big mosquitoes. I didn't even know what I was doing.

I never took malaria pills. I never did any of that. And, you know, they could have given me yellow fever. And when I found out later on, I never caught malaria. In fact, my blood is clean to this day. And my body has been in every dangerous place in Haiti, you can imagine. I didn't even catch tuberculosis. at the hospital in Port of Prince, I had to go there because I got sick.

I got double pneumonia twice. They said to me, you went to that area of City Soleil. I mean, that consumed all of our tuberculosis medicine. We got to check you. I didn't even have TB. Like, it was amazing. So, after the end of the 35 days, I'm with my guide in Haiti. And he says to me, is this the taxi driver?

No, no, no. Another guy from the church. He says to me, what are you going to do? And just to you know, I had been protected during this time because the chiefs of the village that I was in, they were protecting me because I was helping the kids with money. Now, I didn't keep all my money in the mudhop. I had some at the church that was being watched by the pastor's son,

who ended up becoming a friend of mine. His name is Jean-Jean-Lafortun. But I did have some money there, but they never stole it. Like, I was like, they were protecting me because I was feeding the kids. I was feeding the villagers. You know, I was tri- and they don't, you know, they do take American money, but they deal in Haitian Gords. So Haitian Gordes, it got translated, and I was just feeding the kids every day. I was helping the villagers.

I was, you know, doing, you know, that kind of work. So what happened is at the end of it, I'm like, you know, I'm just going to go and visit another area. Well, my guide says to me, in Creole, these kids just said, and I'm going to speak to you a little bit in Creole. the kids said to me in Creo we need we want him to be our father what we want him to be our father

like 12 kids so he says to me in Creole he says to me in English rather what are you going to do because he spoke English but he also spoke Creos said what are you going to do I said I mean I don't know I said okay here's what we'll do we'll get them close will take him to a hotel and get him out of the mud hut. When I did that, within three days,

some guy came to me from the church I was going to, and he said to me in Creole, through a translator, he said, God sent me to help you. God sent me to help you. I heard that there was a man helping the children in misery. And I said, okay, what do we do? he said, I have a house, I have a place, a half a piece of land, we can take the kids there, and we can start a school and an orphanage.

And in October of 2001, Maranatha Orphanagan School started in a place called Sousmetla, Haiti, and since then I have graduated more than 5,000 kids from Maranatha Orphanagan School. I've spent half my net worth. I spent literally half my net worth over 20 years. That is the absolute fact. and my time risked my life on the streets every day. And for the first five years, it was only me. After the five years, we did get donors.

And since then, outside of my money, we've raised about three and a half million over, well, the first five years was all me. So in 2006 to the present, we raised about three and a half million, which is not a lot. And my money is a lot more than that. But we've graduated with 5,000 kids. I've put four through medical school. One of them is in France now. and three of them are in Haiti. And now the kids are in their 20s

that were just little kids when they were in my orphanage in school. And I'm still the president of it. It's called Life of the World. And you can see it on their website. You can go to YouTube videos and see all my YouTube videos and they're all there.

But now, to get to the point, so the danger. Right. Okay. So one time we were buying supplies for the orphanage in a school. And I needed new tires also. And it wasn't City Soule.

City Sillet is a dangerous place. And there's no streetlights in Haiti. Literally no streetlights, okay? So when 7.30, 8 o'clock rolls around, like, it's pitch dark. And in the areas I go in, the only people in Haiti that are white are missionaries. Right. And then me. I wasn't a missionary.

I was just a regular guy. And there is no white people on the street at night. Like, I'm the only. guy you could see. And people say to me, were you scared? And I got to say, except for a few limited cases, I was never scared. Right. I just wasn't. It's just not my, it's not my personality to be scared. I was more, you know, I'm an adventurer, I'm a risk taker, and I wanted to help people. And I knew, you know, there was, there were some dangerous situations, but, and I'll tell you So I went to buy some tires for my SUV that I had already transported over, and I'd transported

a number of vehicles from port in West Palm Beach. It took them to West Palm Beach, West Palm Beach. They go to Port of Prince or St. Mark. And I go to get – we're going to this place to get tires, and I'm with my operations manager, who was a Haitian guy, and he was a poor guy. All the people that I dealt with by way were not rich people, even though there some pastors that a little had a little money. They always tried to bring me into their entourage,

but I wasn't interested. My friends were the kids and the people in extreme poverty. Those were my friends. And those are the people that ended up working for me. I'd hired them to be the teachers in the school. So as soon as we get there, we're walking over. It's casual, you know, and he's a little over to the side, and I'm just standing there waiting for some guy to come out

and show us the tires he's going to buy. And immediately somebody grabs his arm and puts a gun right to my skull. I have two guys. One grabbed my arm, one put a gun to my skull, and he grabbed my hand like this. And I'm like, okay. I mean, it happens so fast, and he said,

Talai, Talai, wait. Like, I think he didn't want me to do anything. Wait, Tali. Simone, my operations manager, turns around, and the guy says, come on, bam'un to Kobla. Bamuintu Kov, Ugiambla.

Give me all your money, white man. Rapide, Cornier, fast now. He's got to, you know, a revolver. And I said, you know, Talé, you know, okay, okay. My pa guilla on peel, I don't have a lot. He said, Blanc again, Blan again. White man, you have it. You have it. You have it. I know.

I said, hey, you know, pose, pose. You know, unpeace. And then Simone, my guy comes over. We're trying to be really good. You've got to be cool. Right. If you make any jerking movement, he's just probably going to shoot me, you know?

So I know he wants money. I know he doesn't want to shoot me. If he wants to shoot me or to shop me already, right? So, and this is not the first time it happened. So Simone comes over and he says to him in Creole, he says, do you know him? No, I don't know. We don't know him.

He says, if you believe in God, you won't do a bad thing to him. You won't do a bad thing, because he is an impilmunio, amplumno, non-leplaine. He helps many children and many people in Laplaine,

which is Sue Smetla, where my orphanage in school is. Right. And he said, Bonjeet profé, a good bagel to him. God will do a bad thing to you. So,

who is what I'm going to do? The guy says, yes, I believe in God. He said, Muen-ponseil or not be a y'emps, I think you better not do anything to him. That's what he says to him.

And I'm not saying anything. They're talking, the good thing with Simone, they're both in extreme poverty. Like, they spoke the same language. You know, the ghetto. In fact, my Creole is ghetto. Yeah, and people,

I've gone to New York and they say, Oh, Fidelia, you're your Creole so ghetto, because I learned it on his trade. I learned it in the classroom. And so he says to me, okay, can you get this one dollar? You have $200? U.S.

And I said, yeah, man, sure. So, you know, I don't, I hide my money in like three different places in my bodies in case you're kidnapped or you're robbed. Do you think you'll have? So I pulled off my shoe. I had, I pulled off my shoe. and out of that I had like 500 and I pulled out 200 and I gave it to him and that was it he let us go right he could have taken the SUV he could have killed us he could have taken everything we had

yeah I mean it's almost a miracle you know you would think because usually when people do it but my my operations manager simone it was an intelligent guy he's super cool and he convinced the guy just to hey let him go I gave him some money and that was it amazing huh no no So, yeah, I just can't imagine spending that much time in that environment. That's why I told you you never met anybody like me. Yeah. You've never met a white guy like me before. I promise you you never have.

And you may never. And we, I remember I went to Jamaica and we asked the cab driver to drive us like, hey, where can we drive? You know, and I forget the name of the town. We're like, oh, we want to go here. He's like, no, I'm not taking it there. You're not going there. He was like, no.

He's like, you'll get robbed killed. It's no. I mean, like, basically they had the tourist areas you could go to, and that was it. You ventured anywhere outside of those areas. They were like, it's extremely dangerous. You could get killed. You'll get robbed for sure. Yeah, they often say to me in Haiti, I have another story where I got ambushed.

We were also buying furniture, and I, with the same guy, Simone, and we were in a safe place near City Solay. I mean, everybody, so you say, well, are there any safe places? It's not really, not for a guy like me. There is no safe place. You could be in central plateau, you know, where there's just coconut trees and lime trees. And, you know, village guys could just come up on you and just, you know, cut your throat and take what you got.

Like, there is really no safe place. The Haitians would say to me, we know God is with you. Or you'd be dead. Right. You know, because you're helping the children, they would tell me that. But, yeah. So in another case,

I was buying furniture, and me and Simone are walking over, right? I was just going to find a couple pictures before. Me and Simone were walking over, and obviously I had money, and we're in a pickup truck, but more than just, it's more than just, here, this is me with, this is all my kids that I found and put in the orphanage. At one time, you know, that was like $375. So that's me in the early years. We're going to get the furniture.

and immediately when I get there, I could see these guys have guns in their pockets. Just kids, you know, 16, 17, 18 years old, you know. So, not normal to see that many. So they were part of a gang. Right. I'm sure they were part of the gang. And Simone, once again, my operations manager, he's a cool customer. He knows his people.

He knows how to move among anybody. So we're buying a furniture. And then he says to me, you know, so we're standing off on the side. And they're saying to us, go, this area, you know, is dangerous. If you go back the same way you came, it's going to be, you know, these other gang members are going to get you guys. So why don't you go around this way and it'll be a little safer for you? And later on, Simone told me, I knew they were going to just ambush us and kill us.

Yeah, yeah. Okay. They may be telling you where to go so they're already waiting for you. So, exactly. And at that point, I understood enough Creel to know what they were asking for. And so we together, this is interesting because we didn't even talk to each other. We're just doing this together. Yeah, sure, we're going to go that way, no problem.

And like real cool, like, yeah, yeah, yeah, we're going to go that way. And so I paid, and we, they didn't even negotiate a higher price for their furniture. And I'm confident it's because they knew. they were just going to kill us and take everything. Right. So they just agreed to the price. And that was very unusual. That even, that itself told me,

they're going to kill us and take everything. Right. Okay. So I give them the money. And then as we're walking, Simone says to me real quietly, he said, Ali Rapide, go fast.

And I already knew. Okay. So we're walking, we're not walking fast. We're acting like, you know, and we got four girls in the back, who were the teachers in our school. Four girls.

Now, it probably was a bad idea to bring them with us, but they wanted to come, and I thought maybe they might be helpful. So it's not just me and him, it's four other lives in the back of the pickup truck, and they were going to hold the furniture, you know, so it didn't pull up. So I get in my Toyota,

and I wanted to make sure everything was, you know, I was ready to goose it. I was ready to, you know, to go, you know, pretty fast. and so I just, you know, hit the gas a little bit, and I took off. And as soon as I took off, they shot at us. We ducked, I ducked, we told the girls to duck because, you know, you have a bed. Yeah. The bullets didn't get through.

They hit the side of the bed, and we got away. So they were just going to just execute everybody. Yeah, they were shooting everybody. Okay. And so we all got away. And there's a video on there where Mike narrowly escaped death in City Soleil, 2005. I got that actually on. He told the story immediately after that.

Simone told the story of how we got away. And he said, God saved us. That's a true story, man. So I was in West Palm Beach delivering container to Haiti. Okay. There's a port there. You take it from Chicago to West Palm Beach. And I'm there at a bar, just having a close.

glass of wine. I worked all day to get the thing delivered, and it's all done, and I'm going to go home tomorrow, but I'm still in my hotel. So I just said, let me go out in West Palm Beach and to hang out for a minute, and I found my bar to hang out on it. It was a dance club and everything looked pretty nice. And somebody says, and I'm by myself. And somebody says to me, one of the waitresses says, yeah, there's a lot of rich people. That guy over there, in fact, that guy's a really rich guy. He's like an ex-jewel or whatever. So somebody then buys me a bottle of wine, and the waitress says, by the way, that guy over there just bought you a bottle of wine,

the guy that she just talked about that was rich, bought you a bottle of wine. He asked what you were drinking, and he bought you a bottle of wine. And then he waves on me, he goes like that, waves at me. And I said, yeah, come on over, man. I mean, I don't know, he was an older guy. Yeah. And he sits down.

And so we're sitting there talking, and I said, hey, man, you know, what's with the wine? He said, no, I just, hey, man, you look new here. You look here. You know, I haven't been here before. I just, you know, I'm a regular here. And I just thought about why you bottled wine to look like you by yourself. I said, oh, yeah, it's cool, it's cool, man.

And what do you do? Well, I'm retired. I, you know, I'm a jeweler from New York City, a Jewish guy. So you know he's got the guy's probably loaded, right? Right. And so he says, yeah, I cycle every day. It's what I do. I'm 70.

I think he said, he's 76. And I said, yeah, man, that's cool. So then he says to me, so which direction you go? What? Like, I was like, what? What do you mean? Restores? I mean, are you straight?

Are you gay? I said, no, I'm straight, man. He goes, you never, like, you never try to have sex in a man before or something? Here's your bottle of wine back. No, no, no. I'm not finished. I'm not finished. I said, nah, man, I don't do that, bro.

I've had guys hit on me. I told him, like, I've had. A lot like this. I had a friend, I had a guy that I worked at IBM when I was an intern in college, uh, hit on me one time. And, um, and I'm like, no, dude, man, you got the wrong guy. Just, I just don't do that. And he said, uh, he said, well, so I was telling him of my orphanage, right?

My orphanage in school. And, uh, he says, uh, and I said, yeah, right now, he says, really, what does it, what does it cost to like run that kind of thing? I said, well, right now, we're running into it for around 30 to 40,000 a month. You know, that includes all the food, the teachers. salaries, everything. And so he says, you know, that's, you know, that's a lot of money. And he's, and he's just like, well, so I said, so I said, obviously I guess what do you,

you know, the reason you're talking like this is, I mean, are you gay? Says, yeah. But I said, I said, you just told me like you have grandchildren and you're married. He says, yep. I mean, only when I really got retired, did I get into this, you know, life? I said, how do you do that? Like, how do you just become gay? and, you know, I'm not asking this loud, we're talking low, right?

How do you just become gay? He says, you know, it's just like I ended up having, you know, sex with a couple of, you know, younger guys. Like, and I, and I, and I pretty much just want to do this. I said, okay, man. And then he says to me, listen. It all started with a bottle of wine. And he says, listen, what did you say the, what did you say that you spend in the orphanage every month? I said it's around 30, 40,000.

says, I'm going to offer you a proposition. This is like, okay. He says, you come down to visit me a couple times a month on a plane. We go out to, you know, play golf or go cycling like I go to, and, you know, you hang out with me, stay with me for a couple nights a week. I'll give you your $40,000 a month. What? He says, yeah, I give $40,000 a month.

I'm assuming he's assuming, is this including sex? Is that what he's thinking? Yeah, yeah, obviously. And I'm like, but dude, I just told you, I said, he said, I'll take care of your old orphanage for $40,000. I'll take care of all. I said, you have that kind of money? He says, I'm filthy loaded.

And I said, he says, to be honest with, then he was like, to be honest with you, I'm 76 years old, and I want what I want at this point. And I'm filthy rich. I said, I believe you, since you're a jeweler from New York, I believe it, but I said, dude, I just don't do it. He goes, here's my card. You think about it.

Is that incredible? Obviously, I didn't do it. No, no, but then I get back to my, look, there's probably some people that wouldn't do that. I mean, I don't know. There probably are. But I go back and I talk to this one guy, Richie on my board, he's Haitian. And he goes, Mike, do it for the team. I said, no, dude, I can't.

So I didn't do it. But that's a true story, dude. I don't know if it really would have happened. Right. But everything looked legit. And then when I finally parted and my wages came over, I said, Rich is that guy. That guy is filtered, Rich.

He was not lying to you. That guy is loaded. But nope, didn't do it. Sorry, dude. I can't. Don't go that direction. I just ran to Miami Half Marathon, by the way. So I was warming down the last two days on the street doing warm downs and walking and running.

And I got stopped by guys. Hey, man, can I take a butcher with you, Mike? Mike, I saw you. You're the guy in Instagram, right? And they want to take pictures with me now. So it's turning. Like I now have a following. And the messages I get every day are,

hey, man, would you mentor me? Oh, yeah, yeah. So it's interesting how this is... Now, I got the haters, too, but there is a real following of Gen Z's, particularly Gen Zs, the guys in their 20s that are saying, hey, man, what is you do in your 20s to set you up for the life you're living?

Like, what would you recommend to a guy like me, 21 and I'm broke, what would you do? Yeah, there's a whole lost generation of these young guys that are just aimless and they have no purpose. Exactly. They need somebody to say, look, this is, this is, every time I talk to one of these guys, I'm telling them the most basic advice, right? And they're like, they're always, they act like it's like, like, wow, like I've never

heard that. Like, you've never heard that. Yeah. You've never heard, like, get a job, work, work out, work on yourself. be a better person, do the right thing. Like, these things that are foreign to them. It's fucking horrible. It is.

I actually got on there one time, and I was responding to what a guy asked me. He said, one guy said, he said, this guy's confidence, he was talking about me, has to be studied. I don't think I come across. I hear you. I don't think I come across that confidence. I'm just a regular guy. I mean, I don't come across like. You might think that.

You're probably not a regular guy, but let's assume you are a regular guy. You're a regular guy for your, and really my generation, right? How old you? I'm 56. So we're pretty close. We're close, you know. But I mean, you know, you, like you said, you know, you can sit here and tell stories about your father who was trying to build, who was, you know, it's so funny because I hear this all the time. I thought these, like, my father's my best friend.

Really? Like, my father was a lot of things. He was not my friend. He was, he wasn't concerned about being my. friends. He was concerned about building someone that could survive in life. Absolutely. Being, you know, being, and being nice about it wasn't even, you know, really that, he wasn't that interested in having to be nice. He was like this, you do this, you do this, you do this, you do, you know, the way I say to do it. Why? Because I said so.

You know, he wasn't trying to explain to me why to do something. It was, listen, I tell this story when I was, um, I got two stories. Oh, I love these stories. We're like, one time I was, in bed. It had to be like 8 o'clock in the morning, let's say. And I was, I'm in an apartment. I'm living in an apartment. I'm in my 20s. And my dad, the phone, this is normal. This is back when you had phones. Yeah. The phone rang. Right. You would have a phone by your bed. It was not a, not a cell phone. It was connected to the wall. So, and the phone rings and I reach, and I'm with my girlfriend at the time. We were living together. I'm in college. I pick up the phone and my, I'm in a dead sleep. I'm like, fuck, what the fuck, you know? And I'm, and I'm a

And he goes, Matthew, and I mean, I sat straight up in bed. Yes, sir. And he goes, your mother needs some boxes, put in the attic. He's, I need you to come over here right now. Yes, sir, I'll be there in 10 minutes. Boom, hung up the phone, got up, and my girlfriend was like, Jesus Christ. She's like, who was that? I was like, that's my dad.

I got to go, put on my pants, put on my, and I wasn't scared. He's not going to beat me up or anything. Yeah. But it was respect. Yes. My other favorite one is I was in college. Uh-huh. and he paged me.

He had a pager. He had a cell phone. He had the one in the car. Right, right. When they had the pagers. Yeah, yeah. But he had the cell phone. You know, he had one of the first cell phones where it was connected to the car.

Right, right, right, right. But he pagers me. I get up, I go to the pay phone. They had these things called pay phones. And so I find it and I pick it up and I start talking. And I call, I'm like, hey, dad, what's going on? He said, Matthew said my tire in my car is flat. I'm on the corner of 56 and Bush Boulevard.

I need you to bring me your car. Keep in mind, I have a BMW. He bought me a BMW. I'm in college. Wow. He's paying for college, right? But so I go, okay, well, I'm in the middle class, dad. I don't get off.

I won't be out of class until like five o'clock. And I said, don't you have AAA? He was AAA, AAA? AAA? $2,000 a semester for your college. He is another $1,000 for, supplies and books. He said, $750 a month for your rent, $400 for your car payment, $500 for fucking, you know, for food. He was, you're my fucking AAA. Get your fucking ass over here.

And I said, yes, sir, I'll be there in 10 minutes. Boom, hung on the phone, bolted. I'm walking right out. As I'm walking out of class, my teacher's like, he's like, where are you going? I got to go. I got to go. I got to go. I got to go. Straight there. When I got there, I pull my car up, get out with my keys as where he holds up his keys. We're walking by. We swap keys and he goes, bring the car back when you have the tire flat. Wow. Got in the car. And he wasn't a dick.

Right. I mean, he was just like, I don't even appreciate you saying AAA, motherfucker. You know, don't even say it. You're costing me a couple grand a month plus this, plus that. And, you know, but that was, and like you said, he wasn't, you could have a sit down and have a conversation. Sure, sure, sure. He was a good guy. But don't, don't question me.

Like, I'm, I'm your father. Absolutely. Oh, that's the way it was. In fact, in fact, you know. You break up the word fuck, and let me just say this. I won't say only the generation, but it was the generation, but in the area where I was, these Italians, you couldn't use the word fuck in front of a woman.

You never heard a girl say fuck. Right. Nowadays, and even now, even now, I hesitate. It's weird. I have content girls and, you know, you see everybody, but I hesitate saying fuck in front of a girl. Right. Because if I did that in front of my mother,

my father would have taken a weightlifting belt and beat me from here to China. Right. You just never, and my grandfather, if I ever said that in front of him, are you crazy? It just wouldn't have happened. So it was a different world and even in terms of how people talk. And nowadays, everybody is bitch this, that pussy this. And it's like, don't you know the English language? You know, and it's so, it's so juvenile and, you know, just trashy and dirty.

But we couldn't even do that. You couldn't even talk like that back then. That was a part of the respect. And my father had a short fuse, though. My father, short fuse was a great man, but he had a short fuse. He was like, get your ass, you know. Get your freaking ass.

I remember me and my brother one time. My mother and father went out, you know, for dinner or something. You went for it, like a date night, whatever it was. And me and my brother, as we did sometime, my older brother, we got into a fist fight over in something stupid. I was, if my brother watches this, he's going to be mad at me. But I was stronger than my older brother.

I could beat my older brother up, okay, even though I was two years younger. And I remember one time we just went at it, and my brother had like a black, by the time my parents got home, my brother had a black eye, fat lip, at least. And I might have had a black eye.

Like he was a lot more beat up than I was. And we just stopped at some point. My father's face was all beat up. my father came in and he could get you god damn you kids get in my frigging room and he took a belt to both of us i'm still feeling that well today i mean he let it he just ripped into us get pull your damn pants down you stupid juvenile rats you know just he let us have it right you are brothers you never you fight you fight with you fight each other against people you don't fight each other that's the way it was but you know, we were, this is what, but nowadays, kids don't even fight.

My young, my son, I have two sons, one in the 29 and 32, like, because they see, they, they know, seen some videos of me, you know, me messing with my brother and everything and even, he said, Dad, guys, we don't fight anymore. People don't fight, they just pull out guns. They don't even know how to fight. I mean, I probably had 50 fights before I got out of grammar school in a school yard. I was, 50.

I mentioned this, I saw a video. I mentioned the other day, it was some, like a, like Generation X guy talking or something. And he mentioned, and then I mentioned it to my wife, and she was like, fuck, you're right.

Like, you never, never see kids with casts anymore. When you grew up, and I grew up, there was always some kid who had a cast. He had a broken arm. There were broken legs.

I don't think I've seen anybody with a cast in a decade since I got out of prison for sure. Like, nobody has casts. Like, because I don't think that, because they don't climb trees. because they don't go out on the house,

because they don't, they don't do crazy stuff. Like, to me, that was normal, they just don't do those things. They're driving around they, you can't get on a bicycle or escape where they got, they got elbow pads and knee pads and helmets and goggles and.

I still have fingers that aren't set right. Right. This is a broken finger and a fifth. I have, I have, I have, I have, um, switch blade cuts.

So look, that's a switch blade when I was 15. That's a switch blade. I almost got killed. Two, I got two, uh, switchblade cuts that have never.

going away since I was 15 and 16 years old. No, there's nobody. This kid, no. That's not happening. And that was to block the guy, the kid was coming after my face and I blocked it. So he got my hands. And, you know, I ended up in a hospital. But they don't even do that anymore.

Yeah. You know? And I mean, I'm talking about, you know, really like throwing hands, man. We got into real fist fights, you know. And I used to fight with my best friend every day when I beat him in basketball. We would just get into a fight. A fist fight. It was like normal.

If you got my brother, Gino on a phone, he's like, yeah, you and Robbie Orbel, like, fought every day. Literally, like, fought, like, you know, throwing punches at each other. And it was... And then the next day, you're friends. Yeah. But, yeah, it's very different now.

And very, very different. But, yeah, my father was a no-nonsense guy. Great father, great compassionate man. I don't even know any fathers around. Like, I mean, you know, everybody says it about their father. But in this case, he was a great man. and the greatest thing was what he modeled to me. You know, he modeled a man that went to work every day at 5.30,

and I can still remember him shaving every morning with, you know, real shaving cream and shaving, and getting up, you know, putting on his clothes, eating the breakfast, and he did that for 25 years, you know? Yeah. And, um, I was going to say my father worked probably six days a week, woke up in the morning, maybe dropped us off at school, usually not, usually just got in his car and left,

came home around five to six o'clock, maybe six or seven. Right. Monday through. Honestly, worked most Sundays, too. Just that was just, it was his whole life. Like, that's just what he, all he wanted to do was work. And I think that that's probably how he just felt being a provider was that that was his job, his role. My mom raised four kids.

He provided, and that was just very simple. He, they, he would, they did go on vacation. periodically. They would go on vacation because my mom said, we have to go on vacation soon. Okay. You know, here's the budget plan. Yes. You know, and then she would, at the end of the day, would he come home after he would eat, we'd eat dinner, he'd go into his den, sit down with either the book or the newspaper or something. My mother would come in and sit down with things that were going on in the house that she needed to ask him, okay, here's what's going on, boom, boom, boom, boom,

do you, can, can she go? What do you think? He'd go, what do you, what do you think? She'd be like,

well, I think it's fine. They've been friends a long time and I know her parents and they're good. Yeah, okay,

that's good. You know, he was a little meeting. It was like another little meeting for him to determine what was going to happen and what he needed

his input on. Sometimes it was agreed that you don't get, she makes those decisions. Usually it was money related and that was it. Yeah, it was just a totally different,

You know, world. I could say my grandfather and my father, who I grew up right next to my grandfather, the two most influential men in my lives, they were leaders of their own house. You know, I mean, my father was in charge. You know, he was the boss. And so it was my grandfather. And I, that's the, I guess you could say, the traditional world. And all my friends as well.

And the women, most of them women, there were some exceptions. It's like my mother, she worked when we were like, you know, 16, 17. But when we were growing up, no, she was a stay-at-home mom. They called stay-at-home mom. Now they didn't call a stay-at-home mom when my... It was housewife. Yeah, it was housewife. And all my friends were the same.

The mothers stayed home with the kids and the father went to work. I mean, this is the whole area that I grew up in. So it's all different now. We don't have garbage men anymore. There's something else, sanitation workers. We don't have stewardesses. It's not a good word. Now it's something else.

They're not stewardesses. In fact, you know, most of the... There's more women in college now than there are men. that's kind of tragic. And also, if you went through the Dominican Republic, which I don't know a lot about, 90% of the classrooms are filled with women, 10% is men.

It's really tragic. So everything's being flip-flopped. And, you know, women, of course, you know, if they're making more money, and I've had many, many clients, and I can just honestly say this, when a woman is making more money than a man, that's a bad sign for you, bro.

Yeah. Something bad's going to happen. And on almost every case that I've ever seen, and I've had it, could I save, more than 200,000 clients in my career. With very rare exceptions to this, the woman does not respect him, she might stay with him,

she gets angry with him, or they end up, you know, she just ends up leaving. And it's just not a happy marriage. Women are not designed to be the providers. Right. They're just not. With rare exceptions to that. I'll say rare exceptions to that.

Even if she, even if she's making, you know, $30,000 or $40,000 more than you, You could see the disrespect. They'll be in my office, and she's ripping him a new butt right in front of me. You know, so I can imagine what I know what's going on at home. It's just a horror show for him. And my advice would be either make more money or, you can't do this anymore to yourself. You're a masculine to yourself, dude.

You're doing it to yourself. You know, get out of this. But you see it all the time. So, women, back then, though, the men made the money, you know, and the women were in the house. And now all that's being flipped up. So especially the money that women are making now. Yeah, but you also see that, you know, what is it? And is it even like five more years from now?

Like more than 50% of women are... Going to be childless. Childless and no... Unmarried and childless. I mean, you know... And I love the women that are out there that act like that's a... Oh, that's a good... That really...

Well, so those four women that I just showed you, I did the video with the three P's. I asked them all, um, or do you plan on having children and getting married? No. to both of those questions. No, I don't plan on getting married, no, I don't plan on getting married, no, I don't planning having children.

That's why all these businesses are putting tons of money into, you know, cat food and boxes of wine. And, you know, because the truth is when you're in your 50s and you start thinking, fuck, I'm old and I'm lonely. And all my friends who have kids that are married, they seem so happy. And I'm lonely. And I'm, you know, I fucked up. I should have had a kid.

And, you know, and when they're in their 50s and they're complaining, and now it's too late because nobody wants to date a 50-year-old woman. So, you know, now you're miserable and you've got these high standards that nobody's going to meet and you're 50 and you got no kids and no fucking husband and you're bitching and moaning. And, you know, you could look back and say, oh, well, I had a great career. Like nobody's on their deathbed saying, I wish I'd spend more time at work. Yep. You know, it's always, you know, it's like, I wish I'd spent more time with my kids or my wife. You're not going to, there's going to be nobody.

Yeah. You're going to be 50 years old. There's no family left. Yeah. Your parents are either passed away or they're, you know, they're, they're, you know, they're, they're. going to pass away. You have no children. You figure out what's important when you're laying in your bunk bed in prison.

Do you? Because nobody, nobody says, I fucking miss my Lambo. Nobody, nobody says that. I believe it. You know, nobody says that. There's always kids, my parents, that's what everybody cares about at that moment. When you're at your lowest, that's when you're like, it's suddenly your priorities become, you know, streamlined and it becomes super, super obvious.

And then you get out of prison, you say you're going to change all that. and then two years later you don't and you're a douchebag again. Right. But the society's drowned that with an artificial way, the artificialness of social media. Like you have connection,

but that's just, that's not real connection, okay? So we've drowned it with more stuff, more social media. It's just this huge, constant noise that these younger people have used to replace family, but it's not the same thing.

And it's not going to be the same thing. It's, and you see the emptiness. and you see the lostness and you see how these kids are turning to more drugs and, you know, now these got, like, you know, they've got a laundry list of drugs, really bad ones, you know?

And all of this stuff is, is because of the emptiness and the brokenness and the loneliness that I think they're feeling. They're escaping into it, right? It's an escape. Yeah. There's a deep hole that's going on.

But anyway, this is very depressing. It's depressing. This is going off the deep end. This is horrible. This is a horrible podcast. No, no, no. But I have a, I mean, I have a couple of solutions for it. Okay.

Well, number one, I know, I mean, they're going to come at me as they already did. We've got to get rid of porn, number one. Because when men are spanking a monkey, they're not chasing women. Exactly. It's real simple. The biology of that is real simple. When you get to release, there's no motivation to be a provider. There's no motivation to chase women.

There's no motivation to go through the difficulty of getting a woman. Because it's difficult. Or improving and improving yourself. And improving yourself, right. So improving yourself, getting women, all of that's part of the same thing, right? And when you got a hard package that, you know, you know, hey, I want to find a woman to, you know, to get the proper amount of release for that and also to, you know, give me motivation to be a provider. When you're, like you said, when you're spanking the movie, all that just gets sucked right out of you. That's that.

That's one of the things it has to be done. The other thing is women cannot have access to men all over the world. that's got to stop somehow. Because women, back in the day, when I'm, you know, let's take me in high school to college, I knew the women in my town, or maybe the town over, they knew me. The women knew the men in their town over. The women knew the men in their college. And a few other people, and that's it.

Now, you can get on social meeting, have 50,000 people from every country in a world, and you can get flown out to Dubai or Colorado or wherever if you're a woman. You have unlimited access to men. So here you got a boyfriend, and you guys are having a hard time, or you guys are working to things. I don't like them anymore. I don't want to work through this. And so you get on social media,

and you message some guy over in, you know, Cancun, and you just get on a plane and go. It's too easy for women to give up on a man. It's too easy, and then also the money. So somehow, we got to make legal somehow. And I'm not trying to ruin anybody's business, okay? I'm really not trying to think about how to save the world, okay? You know, get rid of...

And I really think you just have to get rid of the access that women have to men around the world. Now, how you do that, but I know that that is the solution because if they have this kind of access, they're just not going to be committed to a man. Yeah. What do you think? No, I would actually throw video games in there, too.

Video games. I think video games are just fucking horrific. I, you know, I have, every, I just don't know anybody that's successfully playing six hours of video games a day that is successful. You know what I'm saying? It's just, it's too much and it takes place of you could be spending time with your girlfriend, chasing girls, working, you know. And I've got, I've people that I'm in my life that I'm just, you know, it's, and it's work. Like I hear, I've actually had a conversation with someone one time, recently within the last few months. It was like, well, I mean, yeah, but, you know, if I get a job, then what am I going to be doing?

I'm making, you know, $12 an hour and, and I'm going to be bringing home what, like $100 a month or, I don't know, $100 a day, $120 a day. And I was like, yeah, well, that's no money. You got nothing now. Yeah, everybody started like that. We all started like this. Of course. I said, you know, what you do have is in a month you got $2,000. You're playing fucking video games.

Like you get it, as soon as you get a job, it's very easy to get another job. You know, you don't have that. It's like having a girlfriend. If you're married, you have a girlfriend, you no longer have the stink of desperation on you. It's very easy to go from one girlfriend to the next girlfriend. It's easy to go from one job to the next. If you show up with no job, there's a different vibe about you, and they're not necessarily wanting you work in there.

And you can, now you have experience. You worked here for six months. Somebody wants to hire you. They know somebody else took a risk on you, and you kept that job for six months or a year or two years. You can build off that. You know, these, it's kind of like being, sometimes these people, they get married.

What was his name, James Sexton? Remember, the lawyer, he's a lawyer, a divorce lawyer. Divorce lawyer. And he talks about how I can tell you who's going to be divorced by the spectacle of their marriage. The bigger their marriage, the more they spend, the more, you know, gaudy and audacious, and the more of a spectacle they create,

the faster that marriage is over. He's like the people that I know, he said they went to the justice of peace, got married, he said they're married for 20 years, you know? Like, spending a ton of money on it, that doesn't mean you need to be more concerned about the marriage than you are, the spectacle that you show in front of all of your friends.

That should not be what it is. And, you know, going back to the guys, and one guy, they asked me this a lot actually on Instagram, They say, how can I, like getting back to that confidence thing. So I said, okay, I mean, yeah, I guess you could say I'm confident. What I would do, then they'll say, how do you develop confidence? What I would do is I would do extremely difficult things by yourself with no one's assistance successfully over time. That builds confidence that no one will be able to steal.

You did extremely difficult things by yourself with nobody's help. and that will make you into a man. But now, everybody's cleaning you up. Instant. They're cleaning, and they're cleaning you up. You have a problem, you run to mommy. You have another problem you run to daddy. You have another problem you run to the government.

You're not becoming a man. A man is someone who now has a certain level of self-reliance. You know what I said to my two boys? I told them this, not recently, but a couple of years ago, and they were older, and I said, there was one thing that I absolutely had to give you. Did I want to give you an education? Yes.

Did I want to give you a place to live? Yes. What I wanted to give you was self-reliance. Self-reliance. And they got it. My two boys are really, one of them runs his own construction company. The other is an auto mechanic manager. Manager of an auto mechanic shop.

And they really are young men. And I said, that is what a man is. He is self-reliant. I don't mean that he doesn't believe, that, you know, we can't believe in God or anything. That's not what I mean by that. I mean that you can rely on yourself to get something done when nobody's there to help you.

Right. That is what I'm talking about. And the generation of men that raised me were those men. And that's what they tried to do for me as well. So you don't see this in these young kids. The video games is destroying it. I mean, you're just wasting your life. Every day you're doing that.

Every single day you're doing that. That is one more day that is wasted. And thank God, I was smart enough, and we're talking about 30 years ago, my son was born. I never let them do the video games. I never let them do that. We did other things. We taught them how to play football, baseball. I threw the baseball with them.

I never let them do the video games. And I've never even played, I mean, unless, you know, I was doing a little Atari, or so I don't even know what these video games are today. I have no idea. They're extremely addicted. I won't even have one. Listen, you know, why? because when I was on the run, I bought a, was it an Xbox,

whatever at Halo, you know, is that Xbox? I think it's Xbox, yeah. Yeah, see, I don't even know. And they had Halo 2 had come out, and I spent an absorbent amount of time playing that video game to the point where I realized, like, this is, what is happening? Like, the week's gone, a week's just went by. And I'm like, yeah, I can't, I can't. And after, I played with it for a few months, because, I mean, I was on the run.

I see. And I'm fraud's not a full-time job. So this became my full-time job. So this became my full. time job for a few months and then eventually I just stopped playing. I said I'm done. I took it and I chucked it. Actually, I think when I up and moved, I think I left it. But, um, because this is a secret service after me. So, um, uh, anyway, uh, yeah, so I knew then something's wrong. And now when I get out and I see the way these guys play it for fucking 10 hours in it. And they play it on the headphones

with people all over the world. They're talking to them in the headphones playing the, so I do this. This is how old I am. These guys. say so there's no video there's not now it's this so while they're like but when i was thinking they had pong it was yeah it oh i remember pong a tar yeah tar yeah i remember pong and there was space invaders and then there was asteroids yeah yeah and then there was yeah oh shoot i forget anyway yeah yeah pacmus packman and pacman yeah yeah that was that was high tech yeah yeah it's it's it's it's a waste and it the problem is it while you're doing that it's all all that time you are wasting is time you You could be cleaning your house.

You could be working out. You could be jogging. You could be training yourself to do something else that's more that gives you more confidence and makes you more, makes you a living. Yep. I got out of prison. I've taught everything I know on like to editing, YouTube, everything was all YouTube. I just start watching these videos and just watching the videos.

And I just, okay, well, hold on. Watch it and stop it. Okay, let me see. Okay. Wait, what did you do? You know what I mean? And it did it back and forth back. I can't hire somebody.

There's nobody's, nobody's training you on how to, how to edit software. You watch everything on YouTube. So that's what I did. And eventually I was able to do all those things. And, you know, and I was an old man, I was 50 years old. I hadn't seen an iPhone, had never seen an iPhone. I had 13 years in prison. Went in, texting.

It just come out. Wow. It was just text. On the flip phone. I had the razor. Remember the razor? Yeah. The flip phone.

Yeah, I had a razor. And then I got out. And now there's iPhones. Like, I don't even know this thing's like, like magic. So you have to take the initiative yourself to see what's going on today if you're a young person to not get absorbed in all of this nonsense. And you just have to do it yourself because even if your parents failed you, and I tell them I don't really. And I'm saying that to the parents too, especially the father. I said, for you to be talking to a man like me with this kind of disrespect, your parents, especially your father, and I don't know your situation, failed you.

Period. That's the way I feel about it. because I would never talk to an older man like you're talking to me, because my father would have whipped my ass. I didn't grow up like this. You just immediately give somebody older the benefit of the doubt, and you respect them. Right. Okay?

You don't start talking about their hair or talking about that they're 4-11 or, you know, every day, you know, and saying to that they look 80 years old, you know, and then I get neck wrinkles. This is just disrespectful. I've heard it all. I've heard it all. I'm laughing because I've heard it all. And there's no honor. And how are you going to make it through life talking like this? Well, it's the people that talk like that, behave like that.

Like these are, these are not successful people. These are people that are living at home or they're barely getting, like nobody's successful talks like that. Ever. Nobody's successful, you know. So I would never talk. I don't talk down to people that I think are trying to make a come up. You know what I'm saying? I don't talk really down to anybody or talk bad about it. There's just no benefit to being rude and disrespectful to anybody at any level.

It's just not a smart move. It's not going to help you. And it doesn't have, and it doesn't make me think, first of all, it doesn't, it doesn't doing good for you to talk bad about other people. Like that's just negative energy to you. And you become just kind of a,

you're just a douchebag. You just be, and the more you get away with it, the more you do it, the worst of a person you are. Hey, you guys, I appreciate you watching. Do me a favor. Hit the subscribe button, hit the bell so you get notified of videos like this. Also, if you want to get in touch with Mike, we are going to leave his social media links, which is Instagram and any other links he's got. We're also going to leave his contact information. If you would like to donate to, I'm assuming you can donate to the orphanage, right?

On the website. Website, yeah. We're going to leave the website so you can donate to the orphanage if you want or you want to contact. him or his organization. Once again, I really do appreciate you guys watching. Also, we're going to leave our website in case you want to be a guest. You go to the website, go to the be a guest page, fill out a form, leave a video. We will get back with you.

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