Matthew Cox | Inside True Crime Podcast - VACATION NIGHTMARES | Why So Many People Go Missing On Vacation
Episode Date: July 12, 2025Slaycation is a gripping and darkly comedic podcast that delves into the chilling world of murders that take place on vacation.Check out Staycation https://open.spotify.com/show/6m5al8OnkyVCu...nFq56qwREFollow me on all socials!Instagram: https://www.instagram.com/insidetruecrime/TikTok: https://www.tiktok.com/@matthewcoxtruecrimeDo you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7Send me an email here: insidetruecrime@gmail.comDo you want a custom "con man" painting to shown up at your doorstep every month? Subscribe to my Patreon: https: //www.patreon.com/insidetruecrimeDo you want a custom painting done by me? Check out my Etsy Store: https://www.etsy.com/shop/coxpopartListen to my True Crime Podcasts anywhere: https://anchor.fm/mattcox Check out my true crime books! Shark in the Housing Pool: https://www.amazon.com/dp/B0851KBYCFBent: https://www.amazon.com/dp/B0BV4GC7TMIt's Insanity: https://www.amazon.com/dp/B08KFYXKK8Devil Exposed: https://www.amazon.com/dp/B08TH1WT5GDevil Exposed (The Abridgment): https://www.amazon.com/dp/1070682438The Program: https://www.amazon.com/dp/B0858W4G3KBailout: https://www.barnesandnoble.com/w/bailout-matthew-cox/1142275402Dude, Where's My Hand-Grenade?: https://www.amazon.com/dp/B0BXNFHBDF/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1678623676&sr=1-1Checkout my disturbingly twisted satiric novel!Stranger Danger: https://www.amazon.com/dp/B0BSWQP3WXIf you would like to support me directly, I accept donations here:Paypal: https://www.paypal.me/MattCox69Cashapp: $coxcon69
Transcript
Discussion (0)
If you go on vacation and then see a crime of opportunity and murder somebody else.
There's so many cases like that.
This person isn't from South America.
How much of an investigation can they do in South America about what's going on here?
And a lot of times, the local beliefs, they don't want to make a big deal out of it anyway.
They don't want to scare off tourists and make it seem like murders happen here.
I've always wanted to be in film and TV.
I saw the script a couple of years out of college.
It was called Just Friends.
And it was a romantic comedy movies that wound up getting made, and it stars Ryan Reynolds and Anna Farris and Amy Smart.
It doesn't really have any crime in it.
The crime is of the heart where he wants to date the girl.
She just wants to be friends and trying to overcome that.
And our big thing was we sold the show called Brain Games to National Geographic Channel,
and that was all about neuroscience and how your brain works.
And, you know, the tricks it plays, like why optical illusions work,
and why magic works.
And actually, we worked with a guy named Apollo Robbins,
who you may have heard of,
but his big thing was he was the world's preeminent, like, pickpocket.
Okay.
So he could, like, steal the stuff right off your, you know,
glasses right off your face and be wearing them,
and you wouldn't notice it.
And he had a great line.
He would say, they don't pay me to steal stuff.
They pay me to give it back.
And when the pandemic came, we couldn't make TV.
So we got microphones and we started podcasting and we do a kids educational podcast called
Who Smarted, which has blown up to become one of the top kids educational podcasts.
But you don't make a lot of money doing kids educational podcasts.
So you're like, what else can we do?
And I love crime movies, you know, Henry Portrait of a serial killer, a man bites dog,
a lot of cool crime and serial killer type stuff.
And as it turns out, my wife, Kim, is also a huge crime buff.
Yeah, women are something like, is it 65 or 70% of the consumers of violent,
violent true crime?
Because it's funny that, I mean, this just might interest you real quick,
is that my channel, which I almost never do anything on violent crime.
So most of my stuff is like credit card fraud, bank, you know, bank robberies, maybe bank
fraud on men, or even drug cases, that my consume, the people that consume that,
the people that consume that, based on the analytics, it's like 93, 94% male.
Right.
So, but it's, but violent crime, like serial killers, murders, it's women.
Yeah.
It's, I don't know what it is.
I know one of the things, you know, we talk about is, um, women,
love to play detective. Like even my wife, like she says she missed her true calling as a forensics
or as crime scene investigator. Like that wasn't that big back when she was like figuring out what
to do. She did work for many years as a social worker in domestic violence shelter. So she did
get to see, you know, some real dark stuff. And even as bad as like the batterers were to the
women, the women were also really bad at like turning on each other in the shelter and snitching
on each other to get somebody kicked out. And so, yeah, she was around a lot of, you know,
dark, dark stuff there. But she's always had a true crime at heart. You know, that's always
been her thing. I am good at coming up with names of crime shows. And I had seen a case where
two people had gone on vacation and one person on the drowning and a car.
kayak accident, and I was like, oh, wow, that's like a slaycation. Because they, because they
weren't sure, did she, you know, did she tamper with the boat? Was it sabotage or was it an accident?
And I said, oh, it sounds like a slaycation. And we're like, oh, that title is pretty good.
Let's do that. So it's basically slaycation is a new podcast that we're launching January
9th. It stars me, my wife, the True Crime Nut, and my business partner, Jerry. And Jerry has had
some success in the true crime space.
He's obviously a TV producer as well.
And we were at a company called Jupiter Entertainment,
and they had the first season of a show called Homicide Hunter,
with Sergeant Joe Kenda.
And it was murder cases that he had overseen while he was in Colorado.
And he had like a huge success rate, like solved 90-something percent of his cases.
So the first season hadn't done that well.
So Jerry, he brought in a new showrunner, and together they rebooted Homicide Hunter, and it blew up.
It became one of the most successful true crime shows of all time.
So we have a little bit of true crime cred.
And then, you know, the format of our show is my wife, Kim, and Jerry do the research on the cases,
and I deliberately don't know what's coming.
So they tell me the story, and then I can ask questions and make questions.
jokes and comments and you know learn about it in real time almost like I'm a proxy for the listener
right you know it's a fun it's a fun setup and the cases are great it's kind of like my favorite
murder a little bit I think we try not to like they really I mean we love that show but they
really are over the top we love murder yeah yeah they yeah they that's their space that's their
line, you know, we do comment, like, these things are fucked up, but also, like, you know,
I'm a film guy, you know, so I like a twisty, turny story. And I know we have a good case
when I'm like, I think she did it. Oh, wait, I don't think she did it. Maybe that was an accident.
Oh, wait, no, no, no, no, now I'm back on, she did it. Wait, no, I'm not sure. And, you know,
these cases, because the evident, you know, it's like they find a tampered apparatus. Okay, it seems
cut and dry. Then an expert comes out and says, actually, you don't need that for the kayak
to function properly. You know, like a thing had been removed, the plug. Oh, and the plug was found
in her car. She must be the murderer. No, actually, they had taken the plug out months ago. Their
cat played with it as a toy, and the kayak doesn't need the plug to, you know, keep from
submerging. So was it murder or was it an accident? You listen to the 911 call, and we're trying
to decide, were they a good enough actor to get away with it or not?
And that's a pro tip.
I always say, if you're going to murder somebody, take some acting lessons because you're going to have to do some acting.
I always hate that, by the way, when they hear the 911 tape and they're like, oh, they were over the top or no, they were too calm.
You don't know how you're going to react.
You know what I'm saying?
I interviewed a guy.
I interviewed a guy who was found guilty of his wife's murder.
and then they came to find out that it was her best friend who murdered her.
And they were upset because when he called 911,
he said she had killed herself.
Right.
But the problem was when he went in,
all he saw was blood on her and her laying down.
And he didn't realize like she'd been stabbed,
whatever, 20-something, 30 times, you know, in the, like basically in the neck area.
Like, what all he saw was she was laying in a,
in a pool of blood she had an answer she had tried to um she had i think she uh made attempts on
suicide before so you know he didn't think that and suddenly it became oh he did it he was trying
to cover it up by saying she committed suicide but obviously once we got there we realized it wasn't
so that he lied therefore he must have done it was like it's just in a panic you know and then other
people you find out somebody did brutally kill their spouse or something they came in and they were
very calm. Right. My wife was found dead or my husband was found dead. He was shot in the head.
And then he was that against you. They're like, his demeanor. Yeah. We do get into that a lot.
Yeah, we do get into that a lot, especially, yeah, you know, how you acted, you know, even in the police
station, like you're waiting to be interrogated and they got the camera on you. And the person gets up
and starts doing some stretches or something because they've been sitting for hours. And it's like,
Look, look, look how calm they are.
Look, they're doing jumping jacks.
They must be the murder.
It's like, what?
Yeah, it's pretty crazy.
You know, it's funny.
We actually did work on a true crime podcast.
And actually, it was more like a little video series for Facebook starring Amanda Knox,
who obviously in Italy was accused of killing a roommate.
And she, same thing, we bring it up all the time because the way she acted in the police station didn't jive
with the way they thought somebody should act
if they were truly innocent.
And so much of her life was messed up
because of a stupid, you know,
behind the scenes videotape of a car at a police station.
Yeah, yeah, it's ridiculous.
Yeah, everybody reacts different.
Yeah.
So how, at what point did you decide
that you wanted to do this?
Like, have you always, you know,
were your, was your family involved in TV?
or, you know, like, do we raise in Hollywood?
Now, you know, family members were involved or no?
You know what it is?
I've always been a storyteller.
Like, I love telling stories.
Like, if five of us go out, it's like, you tell the story.
You know, you're going to have the best way of telling the story,
add the jokes, add that, you know, the embellishments when necessary.
And, yeah, you'll make the story good.
So I've always had that storyteller at heart.
And then, yeah, I saw the movie Jaws.
when I was a kid, and I was like, yeah, I want to make movies, preferably about sharks,
but they don't have to all be about sharks, but I love the idea of, like, because that was
supposed to be a stupid movie, right? It's like, a shark is killing people. Okay, we've seen
lots of creature movies. But then you're like, whoa, this is a great movie, you know?
And so much of it. You know, it's so funny, too, that people, if you ask them, let's say,
about jaws, you know, oh, it's about a shark. But the truth is, there's very little shark scenes.
There's very little of that. It's like Rocky. If you ask somebody, oh, yeah, it's a boxing.
movie. Really? Because there's like maybe five or
10 minutes of boxing. It's really more
like a love story. It's a
character movie. It's a great
character movie. And yeah, and so
in fact, it was funny. I said to my wife
if we had a boy, we were going to name
it quaint, but
luckily we had a girl.
But the thing
is, yeah, so I had the film bug
grabbed the camera,
my friends, we would make movies all the time.
I was fortunate enough to get into
NYU Film School.
made movies.
My roommate at film school
was a guy named Todd Phillips
who went on to huge
and, you know, obviously
Joker and Hangover movies and stuff.
And actually, I have a funny story
that, so one of the things
Todd worked on at film school
was a movie called Hated.
And it was about a punk rocker named G.G. Allen,
who was like the most hardcore punk rocker
of all time.
He would shit on the stage.
He would take off all his clothes.
He'd smear the crap all over his face.
He would attack the audience.
He'd smash his teeth out with a microphone.
He'd smash the audience teeth out with the microphone.
This guy was completely out of control.
His concerts, quote-unquote, concerts rarely lasted more than three or four songs.
The police were often called, and either he was getting arrested or he had to flee out the back door
and somehow was able to get a cat, naked and covered in piss and shit and blood.
Anyway, the point is,
Gigi was a big fan of the serial killer John Wayne Gacey
and they would go visit John Wayne Gacy in prison
so when we were making this movie
we thought oh maybe we should get John Wien Gacy who was painting in prison
we'll get him to paint a portrait of Gigi and that'll be our poster art
so it's like how do we get a hold of it well you know through the
you know Gigi and his punk rock connections
we were able to get word to John Wien Gacey and of course
Gacy is like, if you send me a picture of the director with no shirt on, I'll consider it.
We're up on the roof, taking pictures of Todd.
Like, how do I pose for this?
How do I pose for a serial killer's approval to paint a painting?
Yeah.
So we take the pictures, we send it to Gacy.
Gacy approves.
He paints the painting.
They smuggle it out.
We turn it into a poster.
And it's the poster for the movie.
However, what we didn't know is, or didn't count on, was, you know, Gacy got our phone number and would call us collect at the apartment constantly, constantly.
And it was like, always a collect call.
We're two broke college kids.
Collect call from the Indiana State Penitentiary.
Will you accept the charges?
And my friends are like, who's that?
I'm like, just telling Casey.
And they're like, what?
Put them on.
Put them on.
So I'd put them on.
And, you know, he just would have the most.
darkest sexual-laden conversation he was you know obviously crazy and then one year this shows up
and it's a christmas card from john gasey oh wow and so yeah you're on its christmas list
so anyway uh that was a diversion but uh back in yeah back in film school i met jerry um and we
had sort of parallel paths, Jerry Colbert.
He was doing more, actually, theater in college and then got more into television.
I was more film.
So we had these sort of parallel paths where he was show running and I was writing movies.
Like I said, I was fortunate.
I was able to sell a couple of things.
I started getting hired to do rewrites on things.
And then our paths crossed about, I don't know, 10 years, like, you know, early
2008 I'd say or 2008
2009 somewhere around there it was a writer's strike
I was out of work
the deals I had all fell apart
so I was able to get into TV
with Jerry we worked on something together
and we had a great time collaborating
he had hired me for something
and then we
yeah we did the show Brain Games and that got Emmy
nominated it became National Geograph's
highest rated show
Oh, yeah. It's huge. I mean, I can, like, it's funny how many of the shows that you've mentioned that I'm like, oh, yeah, I remember that or I heard what I've watched. I've watched an episode where they were on brain games where they were showing, it was something where they were turning things where it looked like one thing and then you turned it and suddenly became something else. You're like, oh, that's not a face at all. Right. Or that is a face.
Well, it flips. It's like it's concave and then you turn and then it suddenly convex or whatever. And like your brain just makes that.
Yeah, makes that leap
Put for you, yeah.
Yeah, so that was a lot of fun.
We did five seasons and 50-something episodes of that show.
Like I said, it was Emmy-nominated.
So we started our company based on the success of that show.
And then we did a couple of things,
including a show called Brain Child,
which was like, hey, you know,
the thing with Brain Games was it was made for adults, right?
It was National Geographic Channel.
It aired at like 10 o'clock on a Monday.
But we knew a ton of kids were watching.
They were fascinated by this.
And our audience was way younger than the typical NatGeo audience.
Like I think the average NatGeo viewer was like 67 years old.
The average brain games viewer was like late 30s.
So it was like a tremendous drop.
And we knew tons of kids were interested in this.
So when we stopped doing brain games, we did a show called Brain Child for Netflix.
And we did a season of that, 13 episodes.
And we expanded beyond just the brain to like talk about all kinds of things like space in the ocean,
emotions and stuff like that
so that we just got data
like that's in the top 15%
of all Netflix shows
still today
even though we came out in 2018 or something
so kids are still watching the hell out of that
so that was sort of our
entertainment slash educational
journey and then
yeah then we got into podcasting
like I said with Who Smarted
but Slocation is a chance
for us to be on mic
be ourselves be funny
but also get into these dark cases.
And like I said, the cases on slaycation are so twisty and turny.
And people, you know, criminals, you know, they make, they're brilliant in so many aspects.
And then they make a colossal error that how, how could they do that?
Yeah.
I'll give you an example.
There was a guy he pushed his wife off a cliff and made it seem like an accident.
And he would have gotten away with it, except he had a match.
in his car of an ex on the remote spot where she was found and it's like wait was
complete yeah just no listen I I have some friends that are brilliant and then they were caught
just that they would do the dumbest thing before before I mentioned that I want to say one I like
your Salvador dolly clock oh thank you um and uh well and then I was going to ask like what are
some of your favorite
episodes or cases.
What I was going to also wanted to mention is,
I have a friend that would,
his,
he had a quick version of his crime is that,
you know,
he was able to make fake IDs.
So he's got a guy that makes fake IDs.
He's big on putting people together.
So one,
that's a problem because you're involving lots of people in your,
in your crimes.
but whatever the point is he can he's got somebody who can make fake IDs so he ends up
he ends up getting connected with a guy that worked in the fraud department for bank of
America he tells them about something that's been happening and he's like it happens at banks
everywhere and there's really nothing we can do about it even though we know there's a fraud
being committed there's just nothing we can do it's just the cost of doing business and that is
that take take yourself for example you've got 13,000 dollars in your bank
account you go and you send your your debit card to somebody in another state you tell them to go
into let's say the post office and tell them go buy nine thousand dollars worth of money orders
so they do or even if you went to a car a store and went bought something for nine grand
you go and you do it and then for you know whatever 45 minutes later you walk in the bank and
I say my money's gone my money's gone yeah so by law
law, the electronic transfer act, they have to put the money back.
Right.
Now, they can investigate it.
And if they investigate and they find out that it was, that you were involved, then they
can reverse the charges.
Well, here's, here's, what's interesting about that is this guy was like, so the bank
employee tells me this.
And he said, now, I don't know what you can do with this, but I feel like you're the
kind of guy that could do something with it.
I'm just letting you know, this is the thing.
No bank investigates.
any of these crimes under $10,000.
So if you take $8,000 or $9,000,
the worst they will do is close your account.
Right.
What he did was he was like,
okay, so he went and he thought,
if I have guys,
if I give people fake IDs and have them go open bank accounts in other states,
and each person can open about three accounts
before the fourth bank,
they start asking questions like,
hey, you've opened three other accounts in the last two days or whatever.
So he said, so if each guy puts about $10,000 in the account, I removed $9,500 or $9,000, they go in a 20 minutes later or five minutes later and ask for some cash and have the bank tell them, you don't have any money.
You've got like $200.
Right.
What do you mean you want $9,000 or you want $500?
What are you talking about?
I got over $10,000.
And they're like, you're in another state that I couldn't possibly be in.
Right.
Right.
So, and he said, my problem with that was where do I find these people?
Like, who's going to do that?
And I was like, yeah, yeah.
So, where did you find him?
He said, first appearance.
Now, he'd been arrested over and over again.
So he said, I went to the courthouse.
And when people get arrested and they go for their first appearance, typically the prosecutor
stands up and says, Your Honor, we're not giving this guy any bond or we're giving him
$5,000 in bond.
He's been arrested twice for credit card fraud.
He's been arrested for check fraud.
he's been arrested for telecommunications fraud.
And he goes, they basically read their resume.
Right.
So I would sit there for two hours and I would end up with five people's names.
He said if they didn't get bond, I would write them a letter, money on their books and say,
hey, call me, I'm going to bond you out of jail.
They would call him on a phone that is a burner phone.
And he'd explain the scam to them over the phone and say, now if you're interested,
I will bond you out.
He would,
of course,
these are career criminals.
They're like,
Ben,
just bond me out.
Yeah.
So he said,
you know,
if you bonded out like four guys,
he's typically their bonds are 500 bucks a thousand.
I'm going to give them 10% down.
It's nothing.
You know,
it's $5,000 bond.
He's like,
but they're broke because most of them are drug addicts.
Um,
so he said,
I would bond them out.
And when they would go to get their property,
they would,
he would have his wife go and put a phone in their property.
Because when you,
the word your property is held.
you can go there and say hey
John Smith is about to be bonded out
I'm his wife or I'm a friend of his
he doesn't have a cell phone can you put this in
with this property and they would always go
yeah of course they put it in the bag
and so when he got it he would get the phone
he'd call the number
they'd say take a photo of yourself
send it to me they'd send it to them
they would then send him send him the IDs
a plane ticket
he'd go open the accounts
wait a couple of days
get the debit cards
scan them send the duplicate debit cards back to Florida they would go take the money out of the
account and then they'd go back and the guy would go back in the bank and he was sending two or
three people every single month doing this so he's making now that the scam was netting to 300,000
a month he's giving the guys 30 percent and he said they were always good for a trip or two
and then they'd get back on drugs or they'd get re-arrested but I always thought it was brilliant
and the way his whole kind of scam unraveled was that
this one day he and his wife basically it's a little bit more complicated this is one of the
stupid things that he did got him onto his trail he and his wife were on vacation and they used a
stolen credit card to buy their hotel room for a week and I'm like you've got half a million
dollars in the bank you've got a hundred thousand something dollars in cash why would you use a stolen
credit card he goes well why would I pay for it when I have a stolen credit card I'm like
because this is you.
Why would you take that risk?
Why would you?
He's like,
well,
and that got him caught?
Eventually,
that's one of the things that led to his,
well,
there's multiple things
that ended up,
you know,
converging,
but that's one of them
and that's the kind of things
that he would do.
That's such a cell phone.
That's such,
like,
you had expected to be one of these
knuckleheads that he hires,
somebody.
Yeah,
it was,
he owned it himself.
Yeah.
Yeah,
it was,
and that's what always tends
to get these guys that I,
I would meet.
It would be like one little thing.
It's like, why did you do that?
Why did you just give the person the money back?
Like, I had of a guy whose whole Ponzi scheme came undone because of like a $100,000
that suddenly he took from somebody and their daughter started freaking out and said they
started saying they were going to call the police.
They're going to call the FBI.
They're going to do this.
They're going to do that.
Something's wrong.
I don't think something's wrong about your financial Ponzi scheme.
And instead of him saying, listen, I'm just going to give you the money back.
He didn't.
I go, why didn't you?
And he goes, you know, I mean, she was being such a jerk about it.
I'm like, you stole $50 million.
Right.
It's $100,000.
He's like, I know, but you made me so mad.
It was just like, what do you think?
These guys do stupid things.
Yeah.
Oh, I got a scam for you.
You are the perfect guy.
You're the guy that would appreciate this the most.
So back when we were in college, like I said, Todd and I looked together.
It was like freshman year was like 89. 90.
We had a guy.
He was the brother of, there's this Russian girl that we made.
knew at school, her older brother was like a high roller guy show up and then the fancy car
and the fancy clothes and we're like, what does he do? He basically tells us this is what I'm doing
and I want you guys, if you guys want to be in. This was the day, early days of like the 1-800
numbers. Call 1-800, blah, blah, blah. And you could set up those numbers to cost whatever you
want to charge whatever you want per minute. If you, you know, it's like, you know, phone sex,
only $1.99 a minute or whatever, but you could make it $100 a minute, $99 a minute.
Of course, no one's going to want to pay that, so no one would ever call that number.
But what you can do is you set it up to be $99 a minute.
Your first minute is whatever, and then every other minute is $99.
Then he would hire two gibronies like me and Todd to go into office buildings,
dressed like a messenger with a boxer or something under our arm,
and say, hey, I've got a package for,
You know, John Smallberries.
There's no John Smallberries here.
What?
Can I call my home office?
Yeah, sure.
You pick up the phone.
You call the 1-800 number.
You hang on the phone for a couple minutes.
You have a fake conversation.
You've just charged up about $500 in call.
Hang up, sorry.
Go to the next office right in the same building.
And you just work your way down.
You can, you know, 20 offices per floor, 30 floors in New York.
And, you know, the charge gets eaten up.
And, you know, they don't get the phone bill to who knows.
And in the day, thousands and thousands of dollars.
So we tried it once and we're like, we lost our nerve.
And we're like, this is crazy.
We're going to get kicked out of college.
We're in NYU.
We're trying to make movies.
Like, this is stupid.
But this guy was ready to pay us cash.
And he's like, I've got an army of people can, you know, all over canvassing the city,
just making calls to my stupid 1,800 number or whatever.
I was pretty, I thought that was pretty smart.
Yeah, the, the, the, the, uh, the one 900 numbers that, I mean, I've heard a
couple of scams like that you know most of them are like calling you know to like
Jamaica or Haiti or right you know and they would charge whatever and then they would
do it for so many months and build up a credit line with the phone company that
gate provided the the line and then at some point when they were so millions of
dollars in debt to them they would close the company down restart it in somebody
else's name change offices and and start all over again and just you know so it was
funny like the guy that I knew that was kind of investigating this whole many of those he said like
we knew like we we would go and we would look and we're like he's selling it for 75 cents a minute
we're selling him the minutes for 85 cents a minute he's like like we know it's about to go under
right but yeah that's uh yeah those back of the day those always the big time scams and then they
eventually they fall by same thing with the PPP loans like these guys are making
tons of money. They're doing great and they're thinking, I'm brilliant. No, it just hasn't caught up
to you. Exactly. Two years later. What was your thing? I know that you had, like, did you have a
couple of things or? I mean, I had several, but probably the easiest kind of to explain is it was bank
fraud. Okay. And I had owned a mortgage company and eventually, you know, it was, we were doing
fraudulent things in mortgage company. Eventually, I was placed on probation, federal probation for three years.
and that's where the scam that I'm basically most kind of known for is there's something,
do you know what a synthetic identity is?
I think, but you must.
It's kind of like a stolen identity, but it's not a real person or it's a combination of fake people.
What I did was I went into social security and I figured out how to get social security
to issue me social security numbers to children that don't exist.
So I give them a fake birth certificate, fake shot record.
me a social security number, whatever name I wanted. And then I would go out into an area,
you know, lower middle class area and I would buy houses for, let's say for the sake
argument, like $50,000. Well, one, I got the social security number and I would get
secured credit cards. So after paying the minimum payment for six months, they would have 700 credit
scores. Right. You only needed a 620 to borrow, to get a loan, a mortgage from the bank.
right so plus of course i've got w2s pay stubs i have all the documents right and so my person
and i had eight or ten of these guys i would we would go out and i would buy a house in their name
for fifty thousand dollars i would record the sale of that house at 200 000 so if you went to
public records it looked like i just bought a house for 200 000 so what happened if you buy
enough of those within an area, the whole area starts to go up.
And when the bank, and if you want to borrow money against the house, you want to refinance
your mortgage or get a mortgage, the bank send somebody out or you send them an appraisal
based on the comparable sales in the area, all of which are mine, the bank says, this thing's
worth 210, 220, 240. This whole area is going through the roof. So we would then refinance the house,
borrow the money.
And so each person borrowed, you know, only one mortgage per house, five or six houses at each person.
So $1 million, $1.5 million, you'd make $750,000 to $900,000 a million per person.
We would make the payments, of course, you know, for about five or six months and then we'd stop paying.
And then, of course, when the, you know, the collection started coming in, we would get the letters saying, you know, hey, you're in foreclosure.
I would then cut out, I cut out an article from the newspaper.
This was back when you had newspapers, you know, you cut out the article.
Well, we retyped the whole thing where there was like a 17 car pile up on Interstate 4 and someone was life flighted to Tampa General High Hospital.
And I would insert my guy's name in there.
And I'd highlight it.
Right.
And I'd write a letter from his sister saying, my brother is in a coma.
The doctors say, even if he wakes up, he'll never work again.
You might as well take the house.
And, of course, if the bank re-pulled his credit, they would see, well, this guy's got five mortgages, and he's got four personal loans and three credit cards or four credit cards.
And they're all in default.
Like, this is clearly true.
If you called his work, I was his work.
You know, we had multiple employers.
they would say, I'm sorry, he's no longer here, he's sorry, there was an accident.
It was checking out, yeah.
Right.
And so they just foreclosed on the property and, you know, resold it.
So I borrowed $11.5 million in like 18 months or something like that in multiple people's names.
A friend of mine got caught and got caught running a scam that was connected to my scam.
You know, he wanted down on it and something went wrong and he ended getting caught.
And they put together a task force.
which ultimately came after me.
And then I went on the run for three years and I continued to commit fraud.
Right.
So,
but what you might find interesting,
so only since you mentioned this person's name,
is that the names,
predominantly the names of my borrowers were William Blue,
James Red,
Michael White, Lee Black,
you know, Brandon Green.
So you can imagine how,
how easy it was when my buddy got arrested, he said, listen, I know somebody's running a much
bigger scam. And he's like, and I can prove it to you right now. Pull up the property appraisers
website for Hillborough County. Red, five foreclosures. William Blue, seven foreclosures.
You know, it's like boom, boom, boom, boom. This guy currently owns four houses. He's about to
buy another one. In six months, they'll all be in foreclosure. So, yeah. Why do I got to be Mr. Pink?
exactly
that's
so let me ask
I'm just curious
like what made you go from
hey I've got a mortgage company
like it just wasn't
profitable enough or whatever
like what made you say
I'm going to do this
this very complicated scam
you know
explaining it
it seems complicated right
to me it's like
it's like riding a bike
like if I explained to you
about riding a bike right now
you had you'd never ridden a bike it's impossible but once you start riding the bike
within a week you're doing wheelies you're jumping ramps you're right you're you know so to me it was
very it you know owning that mortgage company so I had owned a mortgage company like I said
prior to doing that scam you know I was already periodically changing W-2s or making fake
canceled checks that's what I'm saying okay so it's starting a small things because like
if you start riding a bike it's because I want to get around and my friends had bikes
And, you know, like, there's a reason why you learn, go through that.
Like, what was the, yeah, the reason behind.
And you get emboldened by it.
You know, every time a loan went through and you close it and you made your little $3,500 broker fee, then that was like, wow.
Like, it worked.
You know, and the few times that I, it's not even the few times, the many times we got caught, I was able to kind of learn from those experiences because you'd have an underwriter call up and say, listen, this person's W2 is fake.
And you go, what?
And they go, yeah.
And you say, well, are you telling me my borrower?
Gave me a fake W2?
Well, how did you find it?
And they go, oh, well, turns out that the tax ID number, we went on the web.
One of the ways we check is we do this and this and this.
And I thought, next time that needs to match.
Exactly.
And so, you know, after three or four years of owning that mortgage company, I'd learned how to make.
although I hadn't really done it at the time
I knew it was possible to make synthetic identities
and it was possible to raise the purchase
or to record
sales in public records at a higher level
and you have to pay, the reason people don't do this typically is
you have to pay extra doc stamps
if you buy a house for $100,000
you pay about $700 in dock stamps
if you just pay another $700,000
I mean, I'm sorry, another $700, it shows up as a $200,000 sale.
Right.
So, you know, these were just little things that I learned, and then I was able to manipulate
that whole system.
And, you know, and then I just made it worse for myself because when I came on, when
they came to arrest me, I was tipped off by a sheriff's deputy that was a friend of
mine that they were going to come arrest me.
The FBI was going to come arrest me.
So I took off on the run for three years.
you know I only had a couple days so I was only able to leave Tampa with like 80 grand and you're not going to get far on 80 grand so I immediately over the next three years I borrowed about three and a half to four and a half million dollars running additional more scams a little bit more complicated you know I've so I've had what yeah exactly just making it worse
There's a longer seat.
Yeah.
So, you know, and I had, the worst thing was, too, is that, you know, by that point, I was
able to, I figured out how to go into a DMV, get them to give me a driver's license.
I was able to get passports.
The U.S., the State Department would issue me passports.
So, you know, the times that I would get caught running these scams, if I'd get
handcuffed by the police and questioned, they'd bring me downtown.
They'd question me.
I'd convince them I hadn't done anything wrong.
They'd let me go.
Right.
You know, I'd, like, these are things.
that happened over and over again.
I've numerous, you know, and then, of course, it got worse and worse.
It was, you know, there were tons of newspaper articles.
Then I was in Fortune Magazine.
I was in Bloomberg.
Oh, boy.
Date lines running.
So, you know, it's just, it's like, it's like, I'm thinking, well, this will go away.
It's not going away.
It's getting worse.
Every time I turn around, there's another article.
So, you know, eventually I end up getting caught and, you know, went to prison.
Well, I'm glad you kept it in the financial world and didn't veer.
because, you know, there is, you know, like, there are guys in our, you know, the cases that we cover
that have that sort of like, I'm running a scam, and then I need to also eliminate a person to
really, you know, get that insurance money or, you know, whatever.
Do you have one of those?
Oh, yeah, one of our first cases was a guy, he was, he had everything, you know, impersonating
people.
His big thing, though, was he became like a pastor, and he, he, he became like a pastor, and he, he
would, you know, he knew the very religious people were probably the easiest to do, and he would
meet these women, and he would come across his, you know, I'm doing all this charity work and all
this stuff, and he seemed like the greatest guy. And then he would get all kinds of, you know,
five different life insurances on that person. And then, you know, I don't want to give too much
away, but, like, you know, came and swept her away from work. Hey, I booked us an anniversary.
trip, and they'd been married for a little while, so it wasn't like an immediate thing.
We've had people that kill each other on their honeymoon, but this guy, you know, he'd waited
a bunch of years, and then one day on their anniversary, came to the woman's job, car was packed,
don't worry, we don't have to go home, we're going right on vacation, I packed all your stuff
for you, huge red flag. If someone packs your stuff for you and won't let you go home and call
anybody, probably a red flag. Whisk her away to the Colorado, the Rocky Mountains,
And then, yeah, and then she winds up, you know, off a cliff and, you know, he swears it was an accident.
She fell.
She was taking the selfie or whatever.
But he had all these life insurances on her.
And then also it turned out his first wife died in the same, not the exact same, but also like was changing a car tire and the jack broke and fell and the car fell on her.
I see this has been covered.
Yeah, a little bit
Yeah, this way
Oh, yeah, yeah, yeah.
It just, yeah, this to me was like
the quintessential slaycation
because this guy, yeah,
this guy was great in terms of, you know,
pure evil and, yeah,
his wives and stuff like that.
But, you know, again, you kept it financial.
And this guy decided he had to take lives
to get what he wanted.
No, I was going to say,
this was it a slick Willie Sutton said you know they said why do you rob banks and he said well
that's where the money is so exactly um gosh that the I was going to say that that reminds me of
that did you hear about there were there were two brothers own a mason company and they would hire
like homeless people to work as laborers and they would give them a place to live like on like
they had two or three acres or something they'd put them in a
shed and after they get insurance policy on them they basically have them drink themselves
to death yeah i did hear about that for the insurance it was yeah the insurance money is like
i and there's so many cases like that so many stories that are you know it's funny too a lot
of people will go on vacation and i think it's part of the going on vacation is i think that
They're basically like, this person isn't from South America.
Like how much of an investigation can they do in South America about what's going on here?
That happens a lot where, yeah, you know, what is the local, and a lot of times the local,
the local police or whatever, they don't want to make a big deal out of it anyway.
They don't want to scare off tourists and make it seem like murders happen here.
So they do try to bury a lot of these.
There was that famous case, you know, a woman with her friends, Schenquela Robinson, went to
Cabo with her friends and you know wound up you know found in the morning dead after a night
of partying and you know the friends said it was they drank too much or whatever but then there's
a video of her like being beaten up by one of her friends and stuff and it made national news but
the autopsy the original autopsies oh yeah yeah they just concurred uh yeah no big deal because
they just didn't want the publicity but you know it was such a you know a fervor back here in
the States, people, and then as new evidence would come out like that, like, you know,
the leaked videotape of the girl being beaten up. It's like, wait, there's more here.
And she had like, you know, damage to her face. It's like, that wasn't in the original autopsy.
They're like, oh, yeah, she must have drank too much. And so, yeah, but a lot of the local
authorities don't want the publicity, don't want to make it seem like murders happen here.
But we do say, yeah, vacation is the, you know, I make the joke, I say, if you can't kill
somebody on the vacation, then you have no business killing people.
because you just are not cut out for it.
I mean, you're doing stuff that you don't ordinarily do.
You're in weird position.
I mean, you know, you're kayaking, you're hiking, you're on cliffs, you're on mountain trails.
There's very few people around.
There's always drinking.
There's always like nightlife stuff.
Now we don't just cover, like, so we say, you know, we say, you know, if a couple, you know, if one murders the other, that's a slaycation.
If you go on vacation and you get murdered, we'll also cover that.
There's some interesting cases like that.
A couple goes on vacation, meets another couple.
They seem like good people.
And then after a night of partying, they don't show up to work on Monday.
What happened to them?
And, you know, trying to trace those last moments or whatever.
Was it the couple?
Was it something else?
Did they just disappear?
You know, so we say, if you leave.
for vacation in the plane and you come home under the plane, then you've been on a location.
Do you ever interview like the detectives or is this just research and then you got you kind
of ask questions? Yeah, we might get there, but right now it's just they research the hell out
of it and then I try to probe and ask questions and make off-color jokes and my wife gets
mad at me. So it's a it's a funny dynamic.
but i was going to oh good no i was just like i was just going to say i was going to say something
like i forget what it was last night like like two days ago my wife was just in it something
happened and she looked at me and she's like i am so glad that i married you she's like i mean
she's like i love you so much you were such a great guy and then the next day we were having a
conversation at this desk, and I said something that I knew she was going to be like.
Long bendy Twizzlers candy keeps the fun going.
What did you say? And she, I looked up at her and I said something. I said something.
that I, anyway, whatever it was.
And I looked at her and she goes, why am I married to you?
Wait a minute.
Are you the same person who just, no, I don't believe me.
I get that, I get that a lot too.
I mean, it's funny because it's like I'll make, sometimes I'll make a joke or I'll have
a joke that I'm like, I shouldn't say it, but I got to say it.
So what I was do is I'll say, you know, what I was going to say was, and then I'll say
the joke as if like I didn't say it.
But now I, you know, I'm just blurting it up because I was going to, I thought this thing,
but it's terrible.
And then my wife will just look at me
and she's like, you know, she's such an asshole.
I know.
And it's like, you know, we're recording.
And she's like, yeah, I know.
But I mean, I think that's part of the fun.
And, you know, we do bring our marriage dynamic into it
and, you know, raising our daughter.
And, you know, and it's great because, you know,
we've all known each other for over 30 years.
So it's like we have a camaraderie that you can't really fake.
Right.
Yeah, we try not to be the podcast that's just laughing at,
like, nonsense and nothing.
You know, it's like, make sure you laugh at something
that's actually funny and let's you know tell the stories um you know it's funny uh i know you love
yeah you love the little crime i have a story that i think you'll appreciate it's not a it's not a
murder story but you know it's something um i worked in a in a factory in hackensack new jersey
and we made car washes all the all the all the all the machinery that you'd find in a car wash
okay arms the curtain uh the conveyor that pulls your car and
And there was a guy there named Carlos, who was the cutter.
He would cut all the angles and the flats and the beams and the tubes and stuff.
And Carlos loved to steal.
This guy was just addicting to stealing, the rush of stealing.
It didn't even matter what it was.
He just loved stealing stuff.
I had fucked up my car.
So Carlos offered to give me rides to and from work.
In exchange, he would raid my parents' like freezer and like take my dad worked in a
meat business. So he would take steaks and burgers. He's like, I'll take the little chickens. And I was
like, those are capons. He's like, yeah, whatever. And so this guy loved, you know, he loved
taking the meat in payment for rides home. But the thing was, every ride was fraught with danger
because he had a little pickup truck. And as we're driving, he would just pull over and jump out of
the car and grab something off someone's lawn, bikes, a lawn gnome, a garden hose, whatever. He
you'd just grab it, throw it in this truck, and just drive off.
And I'd be like, what are you doing?
He's like, hey man, this kid's got to learn.
You don't leave your bikes out when Carlos is around.
And I was like, okay, so at each speed, too, like, I was like,
at least stop at the red lights.
You can pull over for that.
Anyway, there was a warehouse across from our factory, and it had a loading dock,
and our warehouse did not have a loading dock.
So we always had to use their loading dock to put the machinery onto the big tractor trailers,
to ship it. And while we were there, he noticed that the warehouse was open and he could just
go right in. And they had like boxes of clothing and stuff. So he would just go in, help himself
to a box, run back to our factory, he'd open it up. And then you'd try to sell the stuff. Hey, guys,
T-shirts, $5, three for ten. And the guys were like, you just stole that. It's like,
they would just help themselves to it. But eventually he started taking so many boxes that
the warehouse knew something was up. So they kept that door closed.
Didn't stop Carlos, he'd go in a window, open the window,
Carlos in, box out, Carlos out, window closed, off he goes.
So then they built a big fence around the warehouse,
and they put a dog of vicious, like early days of pit bulls,
like when, you know, the most ferocious dog you've ever seen into, you know, inside the fence.
And I, you know, snarling, barking.
I was afraid to eat my lunch outside, even though it was in the fence.
Like, if it got loose, it would kill you.
And I say, I guess it's over, Carlos, and he's looking at the dog, and he's just rubbing his chin.
He's like, oh, man, it looks like a happy dog to me.
Whatever, dude.
Neither said, yeah, they put the dog inside the warehouse when we use the loading dock.
And we were terrified.
We're like, if this dog gets out, we're dead.
I had gotten hired to work on a film shoot for a week or so, so I disappeared.
Did the film shoot come back, and when I get to work, Carlos drives up, drives me to work.
I noticed that there's no dog in the yard.
And I say to Carlos, I was like, oh, man, did it kill somebody?
And he just kind of smiles or whatever.
And I'm like, oh, this dog must have ripped somebody apart.
That day, Carlos said, hey, you want to ride home?
Sure.
Get in the car.
We're driving.
I say, did you forget where I lived?
You made a left instead of a right.
He goes, I want to show you something.
He pulls up in front of his house.
He whistles.
The dog comes running out of the house.
He stole the dog.
I was going to say, I knew he, I knew where I was going.
So, I was just like, yeah, hats off to Carlos, wherever he is, whatever prison he's in now.
Or maybe not, I don't know.
But, yeah, I mean, I've always been fascinated by stories about crime.
And then, you know, these stories were just, the dislocation stories are just so, I mean, I don't want to use the word fun because there's, you know, people, you know, are getting killed.
But they're so tricky and convoluted.
Twisty and Turney,
you really won't know
until the very end
was in an accident
or was it murder?
And even at the end,
you're like,
no, there's still something there.
And sometimes the people are caught,
sometimes they let go.
How many episodes do you have per season?
Well, we just, you know,
we just started, like,
we haven't even figured out
what a season is.
We've recorded 11 so far.
We're launching...
the idea is to record two to a month and just stay ahead of our schedule.
And, you know, it's interesting because with our kids education,
we never did a season.
We just keep going.
We have 500.
I think with this, we'll probably, you know, maybe 20-something episodes and we'll call
that a season, you know.
Well, I mean, I guess now you don't really have to have a season.
I was thinking more kind of TV-ish kind of.
well and it depends typically when you go to a production company like they they typically buy a certain or fund a certain amount right so they're like okay your season's 12 or we need 14 of these or um are you concerned about there being an end i mean listen how many high profile like it's got to be high profile enough for you guys to be able to find them right i mean that
That's how we started.
We, you know, because I said the first one, I was like, man, it's location.
And then we got excited.
And then it's like, okay, let's see if we can find 50 or more, then there's probably something.
We found well over 100.
Oh, okay.
So, you know, they're not all going to be super twisty internees sometimes, but they all have something.
Yeah.
They all have something that's going to suck you in.
And, you know, we've even done a couple that are like two-parters because there's so much, you know, you think it's going one way.
And then all of a sudden, a new piece of evidence.
And it's like, oh, my God, we can talk another hour about this.
It's like, all right, then we will.
They surprised me with one the other day.
There was like, Jeffrey started recapping.
Like, why are we recapping?
I know where we are.
He's like, because you think you know where we are.
But we're going to do the rest in part two.
I was like, oh, shit.
We've been talking for 50 minutes.
Like, okay.
So we did, yeah, we did a two-parter on a case.
Yeah, I was going to, I interviewed a couple of, actually, they were,
there are actresses that are turned to podcasters.
And they do a podcast called, I met my murderer online.
Oh, yeah.
Yeah.
Yeah.
Yeah.
Yeah, the problem is
Because they're basically going off
Of people that met like on dating apps
Right
Like I just like how many are there
Yeah, that might be a little bit more finite
Yeah
Well that's why I said yeah
We cover people that murder each other
On the vacation
Or if you get murdered
And then the white whale
If you go on vacation
And then see a crime of opportunity
And actually murder somebody else
And then leave
Because you're like
Hey I'm in a far country
I can probably get away with it
What's the guy that murdered, gosh, the girl Holloway?
Oh, Natalie Holloway, yeah.
Oh, Hallow.
So we haven't even done that one yet.
That one could be like a three-parter, you know, it's like,
but it's so known that we've kind of avoided.
It's, it's, it's, it's, but there's new revelation.
I mean, it is, but, you know, here's the problem is like,
I've always heard bits and pieces, bits and pieces, right?
And now it's come out to the, to where he's basically, hasn't he basically admitted it
and Ben. No, there's actual closure on it after years of nothing. So, yeah. Right. So now you could
probably do an episode, even if it was just one episode on the highlights of it, because like, I don't
know the whole, I know bits and pieces, and I'm sure that's a sick guy. Like, he's, I mean,
the fact is, is like, I don't want to say this. Like, murdering one person. It's almost like,
okay, murdering one person, okay. But murdering, but, but this.
And he murders another person, you know what I'm saying?
So, but yeah, he clearly is just a serial killer that maybe only got to, you know,
maybe only got to two.
He may, there may be other people out there.
Who knows, but this is, like, you already know the scrutiny you're under.
Right.
Well, like you said, you do the one thing, you get away with it and you become a more right, you know,
and then you're like the polar bear that got a taste for it and you're like, I can do it again.
in fact he's probably thinking like
I'm the last person they would think right
I mean I you know after everything I've been
that guy would never remember somebody
look at all the scrutiny and look you know I don't know
but we definitely will cover Natalie Holloway
we've I think avoided it because it was so
known you know like there are cases
that we do that are no
and look we just discovered there was a lifetime movie
made on one of our cases
about a guy who took his
Fiance or actually
They just got married
Honeymoon, Great Barrier Reef
He's a Mr. Pro
Scuba Diver and she's
never scuba dive and she's terrified
And he won't even let her take the lessons
Like no no no I've got it I've got it
And they lied in their interviews
So that she would just be able to scuba dive
Without even getting the lesson
Is it just a guy who's got murder on his mind
Or is he just this alpha male asshole
Who's like I can teach them
better than they can.
Trust me.
Just be with me.
Well, they go down there.
She starts to panic, and he's trying to fix her breathing apparatus.
It's not working something, blah, blah, blah.
And suddenly she starts to sink, and he gets panicky, and he goes up to the surface,
and then she's found dead, and they try to rescue her, but she's already gone.
Then it comes out, like, oh, some other diver thought he saw them struggling, and he thought
he saw him pulling at her, at her, you know, respirators, you know, and then, so then that came out,
but then something else came out that, like, the respirator makes a noise or something if it's,
and it didn't make, you know, so there's like little weird evidence that swings it back and forth,
like a pendulum, like, oh, he's guilty. Oh, wait, maybe not. You know, oh, yeah, because he had
claimed that something was wrong with his thing, and then they tried to say, like, well, that would
never happen, but then they proved that that can happen and that it did happen.
Sue, it's like, you just never, you never quite know.
And then he escaped, he got back to the states, and then Australia wanted him, like,
you know, but they don't have an extradition treaty or whatever.
They weren't going to send him back.
But then he went back on his own.
Yeah, so these cases are convoluted and they're really cool.
And as far as true, Greg goes.
I was going to say there's one, I was thinking about one that it's not, I don't, it's not
a murder because it was a, I think it was a couple that went out.
like scuba diving
and
they were left by the boat
like they got too far away
and they just got left and they just said
okay they got to eat my sharks
like is that the open water
yeah they made a movie
yeah yeah I saw it's just horrible
horrible
horrible yeah like shark movies
so of course I saw that one
yeah they counted wrong
and they thought they were
they counted somebody twice or something like that
and then they left them there
yeah
But that could be on our show because they definitely died on a vacation.
So we, that fits under the slocation umbrella.
Like I said, if you leave in the plane and come home under the plane,
if you pack a bag and come home in a bag, it's just like that.
You're good.
You're good.
Yeah, good for you.
Right.
I'm going to say, it's horrible.
I know, I know.
I know.
What kind of karma in my belly up with this?
Yeah, I was going to say, this is going to come.
This is one of those things you're going to have.
have to answer to answer for sorry you know it's funny because i say all the time like my wife
is so you know she's got the best voice of the three of us she's the one that sounds like a podcaster
uh and she you know her whole thing is like she's doing true crime she just wants to understand
the human psyche and how are people capable of doing so this is this is that and this is part of
the women like they want to know they want to know can people be fixed uh what is it what do i
look for uh why you know how have i gotten away you know i'm lucky that it's
wasn't me, but it could have been me, blah, blah, blah.
So she's coming from that angle.
I'm like, people are going to love you.
Jerry, he does research, and he's very empathetic,
and he almost like doesn't like the true crime genre,
but he understands that, like, some of these stories need to be told,
and he wants to, you know, champion the victims, you know, whatever.
So I said, people will like, or be neutral on him,
and then they got me, and I'm like, I'm the asshole.
They'll either like, they'll think I'm funny,
or they'll be like, this guy's at us.
I'd rather play that part.
Yeah, me too.
Yeah.
Don't rage.
Listen, just to fucking yell at me.
But, you know, listen, people, she's never going to understand the humans.
Like, I can tell you right now, I was in prison for 13 years, and people are just horrific.
They're just horrible.
We're a horrible species.
Really are.
Right.
Right.
The animals just took over.
It'd be probably better.
Well, I don't know if I mentioned this or not, but when, you know, I was a horrible.
Prison, I wrote, I started writing true crime stories.
Oh, yeah, yeah, sure.
So I wrote...
Or nonfiction.
No, no, true crime.
Like, these are, because think about it.
Imagine the wealth of, of, uh...
Oh, you mean, the stories of the other inmates.
Right, right, right.
Right.
And with, um, when you said Todd Phillips, uh, Todd Phillips.
So I wrote a, a book on a guy named Ephraim Devoroli.
Okay.
And war dogs.
The movie Wardogs.
So I was locked up with him.
And I had just finished my own memoir.
So I talked to him about writing, you know, that he should write a book, you know.
And I had a, I said, oh, I got a literary agent if you want one.
And he, you know, and so we had a conversation.
And he was, I was like, you know, he said, I could never write it.
I could never write a book.
He said, because, you know, he's like, I'm ADD.
I'm bipolar.
He said, I'm all over the places.
I couldn't focus long enough.
And I said, okay.
I said, well, you know, you could get somebody on the street.
to write it like a ghost writer
he clearly had tons
of money and I said
you know I'll if you want I'll help you write an outline
and he was like you know I'll think about it well
later on months later
Todd Phillips bought the rights
to the Rolling Stone article based on his story
but it was the story was based on
his co-defendants version of the story
but of course he's the main character
he's the more you know the other guys there
right but
and so you've seen
movie, like the bulk of it, even though it's David Packow's telling, you know, he's narrating
the more interesting of the two characters is that from Deverelli. So, you know, he comes to me and
we talk and I told him to help him write the outline. And so we start writing an outline. And then
he asked if he could read my book. So he read my book and he said, bro, you should, you should write
my story. And I was like, I've, I said, I'm not, I'm not like a really a writer. And he's
like, bro, your story's great. What are you talking about? You can do this. So,
I end up writing his memoir.
It's called Once a Gun Runner.
And then he leaves with it, doesn't talk to me, just blows me off.
Then he publishes the book and he sues Todd Phillips and Warner Brothers.
I didn't know that part.
While I was in prison, I then try and enter the lawsuit.
You know, I file paperwork saying,
Hey, I want to intervene.
This guy ripped me off.
And now he's suing Todd Phillips based on the book.
He was saying that Todd Phillips stole his manuscript, which in fact, they did, I believe, based on Deverelli's motion that Warner Brothers did actually get a hold of his manuscript because he was shopping it around to do a documentary or another, you know, because, you know, these projects are going on at the same time.
Todd Phillips, they hadn't even finalized the script at the time.
The screenplay had been written.
It was rewritten once they got Jonah Hill to play.
They got Ephraim.
They rewrote the script again, but by that point, they had acquired the manuscript.
Now, this is according to Debroli's motion, and he actually has a connection.
They actually did send it to the son of one of the vice presidents of Warner Brothers.
They sent it to his son who does documentaries.
Right.
So there's a direct connection there.
And even, it's funny, too, because in their.
all their responses to all the court proceedings,
never once did Warner Brothers say we never got a hold of his,
they never denied it.
Right.
But what they did was they altered the story so much they said
that basically the movie's fiction.
Oh, wow.
So then they turned around and sued Warner saying,
you advertise it as being a true story.
I was going to say it was not to advertise as a fictional movie.
Right.
And they were like,
There's something called the Landhammed Act.
They're like, now you violated the Lanham Act, which means that you knowingly lied to the public.
So now they soon.
So finally Warner comes in.
They, they settle the lawsuit with him.
I exit prison, and I'm still in the lawsuit with Devoroli.
So Devoroli settles with me.
Oh, wow.
In the meantime, while this whole thing's going on, this is years of battling.
And I'm in prison.
Like the idea that you can fight a civil lawsuit from in prison is ridiculous.
But I happen to be in a prison where they were all.
a lot of lawyers.
Right.
So I also, right.
Which will do, which will work for nothing.
Right.
Like they're just trying to pass their time.
Very shush-shake.
Right.
Yeah.
And what I,
what I ended up doing was while this was happening, I'm still writing stories.
So I had written all of these stories while I was in there.
And you know, you hear so many stories.
Like being in prison, you'd hear a guy's story and you would go, how is that not a movie?
Right.
How is that not?
And you could see.
sometime you'd read their their case you know their paperwork they would have they'd maybe
they'd be fighting their case or you'd read their transcripts and their you know the various
FBI 302s which is like you know chronologically kind of documents the case and right and your views
that sort of thing and you're like how is this this is the most insane thing I've ever heard
but the truth is a lot of these guys they don't have high school diplomas and and even then
they can't really write their story they're not writers and
And they can't take on a project that's going to take three to six months and they can't do the research and they can't.
So what I did was I started writing their stories and some of them were full-blown books.
Right.
Some of them were just, you know, a nine or 10,000 word synopsies, which is essentially like an article.
Yep.
Of the story.
And, you know, I did that for, I did that probably the last four or five years of my sentence.
Mm-hmm.
And that made my time just go by so quickly, so quickly.
It was, it was real.
And that's why, that's kind of how I ended up.
And productively, you know.
Right.
Well, I also got some guys in Rolling Stone magazine.
I optioned their life rights.
I, I, then when I got out, I optioned some guys life rights, some other guys.
You know, working with multiple production companies.
And I'm sure you know this.
you're always working with like if I told you all the things that are going on right now it sounds great
but honestly I've been out of prison for four years and they're they always sound great just before the bottom falls out and you start over and the bottom falls out and you start over like yeah so it all sounds great right now right until it's up yeah right I mean yeah totally I totally know exactly what you're talking about and yeah you have to have a million oars in the water and like are any of them actually going to push the
boat because they you know it changes overnight i was going to say like how how is you know how is what
you did like not a show how is there not a tv series based on all these but then again at the same time
they don't like necessarily crime like the the the true crime genre is murder and if it's not
murders and stuff now granted and maybe some of your stories are murders but you know you said like
how is this not a movie uh one of my teachers at NYU was like uh writing teacher had a great
phrase, he said, there are ideas and there are movies. When you can tell the difference between
them, then you can make money in this business. So there's a lot of great ideas. Wow, that's a
great idea. But isn't a movie? A movie has to have all these different parts and a character that's
relatable and an arc and, you know, all this stuff, three acts. And, you know, so there's a lot
of stuff like that, that's an amazing story. But does that story translate into a movie? Or maybe it's
like you said, maybe it's an article, or maybe it's a novel. Or maybe it's a book of short
stories that, you know, that's part of Bureau Collection, you know, or it's an etiology,
or it's, you know, it's a crime series that each episode is its own thing. So, yeah,
there's, there's many different ways to do it. But like, yeah, I'm listening to what you're
saying. Like, you know, I want to get your book, you know, but that's really, that's really
interesting about the war dogs thing. It's funny. I actually wrote a book about that whole
But because the battle from inside of the prison is so hilarious.
Right.
So it's outrageous the way we're even finding things out.
Like literally the book was published.
Right.
And I hadn't heard from Debroli or the literary agent.
They were still pitching the book.
Then we stopped talking.
They stopped returning or stopped answering the phone.
Stop returning emails.
I have no access to the internet.
And then one day I'm sitting down with a bunch of.
guys and this inmate comes by and he goes hey he said cock you're making any money on that book
and I go what book and he goes he said um devoroli's book and I went no I said they they never
never got a publisher and he goes what are you talking about and he opens up no no he opens up
Oceans Drive magazine and there's a there's a big picture where Devoroli's got about a hundred
books behind him and he's at the at the Miami book fair signing books
And this is exactly the book you wrote.
Yes.
Oh,
he put my name on it.
Like,
my name's on it.
Oh,
okay.
Yeah,
yeah,
it wasn't like,
I didn't do a whole ghost writing.
Like,
I'm in prison.
I'm not trying to get the money.
Right.
You know,
like,
you could,
you could have given me $100,000 in prison.
I can still only buy $300 worth of a commissary a month.
Like,
I can only,
like, it changes nothing for me.
Right, right, right.
They're not going to let me out of jail.
Because I owe $6 million.
If I gave the government a hundred thousand,
they'd be like,
yeah, thanks.
Exactly.
out of jail. Like, so the money was the right. Yeah, it was about getting out. And, you know,
by this point, guys are coming up to me saying, Cox, you, when you get out, you got to do a
podcast. And I was like, what's a podcast? Like, that term didn't even show up in, you know,
and it wasn't even a term until 2009. What year is this, by the way? This is, uh, war dogs came out
in what?
Oh, gosh.
17, 18?
Okay.
Yeah.
So I, I, um, you know, guys are telling me, you got to do some, a true crime,
a true crime podcast.
And I don't even know what that is.
Yeah, you could do one on YouTube.
You could do one on Spotify.
I don't know what these are.
Yeah, yeah, yeah.
These aren't things.
I was locked up in 2006.
I don't know.
I've never been on YouTube.
We're YouTube.
Guys are trying to explain to me what a podcast are, I'm like, so it's like a radio.
like a radio program?
It is, but it's not.
What does that mean?
Right.
It's like a little, like a 45-minute radio program.
And where does it go?
Well, they put it on different platforms.
What does that mean?
Like a website.
Kind of like a website, but not.
What does that mean?
Like, no idea.
So, anyway, yeah.
So when I got out, that's, you know, that's like,
that's how I ended up here.
Right.
You know, and I try.
brilliant what you did uh the more i the more i mean i you know i just was you know looking into it
yesterday when we decided we were going to do this uh i started looking into it yeah i was like wow
and it's a it's a it's a cool niche and you've got the you know you've got the inside uh you know
like you're a true like expert in what you're doing you know uh that's why i don't do anything
really on violent crime because that's how you and there are a few murders like i've done
stuff but i'm never talking to the murderer it's always like someone
on the case got murdered by another co-defendant or you know there was a or the guy that I'm
talking to was blamed for the murder but he didn't do it and then later it came out he didn't
do the murder but he went to jail for something else let's say you know and so you're like okay
so we have to include the murder and what happened but what's that the remarks of it right
yes yeah like I said you know the good thing about podcasting is
you can just do it on your own.
You don't have to have somebody say yes or not.
Because we do, when you're doing a movie.
I mean, I write a movie.
I sold it.
It still took five years to get made.
Countless rights.
And every time, oh, we had a director.
And then the director got fired because they didn't like,
he wasn't doing what the studio wanted.
So the second director came in.
And then the actor comes in and then changing the movie again over and over.
And, you know, it takes five years to get made.
TV shows go faster in some regards.
But also a lot of, you know,
You know, the studio and the network and the this and that, you know, a podcast, I mean, the brilliant thing is you do what you want and you put out what you came up with, you know, like our Who Smarted podcast, we don't get notes. We give the notes. I give the notes to the writers. And we put out the show exactly the way we want it. And it's, you know, and it's fun. With slaycation, we're funding it ourselves. We don't, we didn't sell it to a place or anything. We're going to just, you know, because we see the model. You put it out.
yourself you build up an audience through promo swaps and whatever and then you know if it's good
content you know hopefully the people come but you know you build it up and then you sell the ads
and then have a subscription and you know it's it's a viable thing without having to hear no from
a studio or network or whatever yeah and it takes forever to get the first of all it takes forever
to go through the whole pitching process and then when it's all said and done you're lucky if
you get the no you know you ever notice that like sometimes you just get the blow off and
you're like, and you get the, oh, we're going to talk to Sally next Tuesday.
Oh, we're waiting for John to come back from vacation.
Oh, we're not buying anything for the next two months.
It'll be in the next pitch session.
Oh, and they can drag you for six months to a year before you finally go.
Very true.
Someone wants to say no.
We've built up enough of a reputation in the TV space that at least we get the no.
But now in the podcast space, we've had companies reach out to us, ask us if we wanted, we're
partnered with them, create a show together.
we come up with IP, great, they love it, give us a budget, we give them a budget, and then they
blow us off. And we're waiting for three months. And it's like, are we doing this or not? Well, we had a
really bad, what does that have to do? Like, I don't we were doing this? You know, so it's like,
Oh, listen, I've done that with TV series. And then suddenly you think you've got something.
You've all had the meetings. You're already writing the episode. And guess what? They get bought out by
Disney. Right. The marriage period. There's always the murder. Okay, but no, but we had a, we had a, we
had a no i know everything's on hold yes you know what i better do i better just start pumping out
content on youtube that's what i better do there you go right exactly exactly you're playing it smart
so yeah well playing it smart based on default not because right it was a part of the plan
gotcha the best offense is a good defense so okay well listen what we'll we'll put the um like we can put
the link into or in the description box
or um
flakation. Yeah. And
matter of fact, if you could send me
you got, I'm sure you have some artwork. Yeah. I'll have Nick
sending everything over. Gacy didn't do it. No.
So. It's better. It's better what he does. He's not, he wasn't
the greatest painter. He's better. Listen, the
the, uh, the, the, uh, the,
the painting of him painting the clown,
you know, just so creepy.
And your clowns in general are creepy.
Right.
You know, his whole thing, his whole,
like I've watched several documentaries on the whole thing.
And his, just the arrogance, just across the board,
he was just such an odd guy.
On the phone, he would, he even to us,
he wouldn't even admit he would just be like,
I don't know who put those bodies there
the only thing you can charge me with
is running a cemetery without a license
and we're like
oh come on
right give it up
we put the phone in the shower
because it was so bad like we take a shower afterwards
we were like well we should just put the phone in the shower
so we can share our during the call because it's so grimy
but at the same time it's super intriguing
you know nobody else was getting that call so
you're like right
Laura is.
Well, yeah, definitely.
Send me some art and send me a headshot of you.
Yeah.
Because otherwise you're going to end up getting a screenshot.
My editor will just take a screenshot of you and make a,
he'll make a thumbnail with that.
So if you want to have any hope of getting a picture that you're okay with,
you really need to send some kind of a headshot.
Okay, we'll do.
All right.
Well, I really appreciate it.
Give me one second.
Hold on.
Let me do this.
This is my, I got to do this thing.
Yep.
Hey, I appreciate you guys watching.
Do me a favor.
Hit the subscribe button, hit the bell so you get notified of videos just like this.
Leave me a comment and I will try and respond.
Also, if you want to check out Slaycation, please check the description box.
We're going to put all the links in the description box.
And I really appreciate it.
Please consider joining my Patreon.
Thank you very much.
See you.
years old. The average brain games viewer was like late 30s. So it was like a tremendous drop and we
knew tons of kids were interested in this. So when we stopped doing brain games, we did a show called
Brain Child for Netflix and we did a season of that, 13 episodes, and we expanded beyond just the
brain to like talk about all kinds of things like space and the ocean, uh, emotions and stuff like that
So that, we just got data.
Like, that's in the top 15% of all Netflix shows.
Still, today, even though we came out in 2018 or something.
So kids are still watching the hell out of that.
So that was sort of our entertainment slash educational, you know, journey.
And then, yeah, then we got into podcasting, like I said, we smarted.
But Slaycation is a chance for us to be on mic, be ourselves, be funny, but also get into these dark
cases and like I said the cases on slocation are so twisty and turny and people you know
criminals you know they make they're brilliant in so many aspects and then they make a colossal
error that how how could they do that yeah you know i'll give you an example um there was a guy he he
he pushed his wife off a cliff and made it seem like an accident and he would have gotten away with
it, except he had a map in his car of an ex on the remote spot where she was found.
And it's like, wait, was?
Completely, yeah, just, no, listen, I have some friends that are brilliant, and then
they were caught just, they would do the dumbest thing.
Before, before I mention that, I want to say, one, I like your Salvador dolly clock.
Oh, thank you.
And, well, and then I was going to ask, like, what are some of your,
favorite
episodes or cases.
What I was going to
also want to mention is I have a friend
that would
hit his
he had a
quick version of his crime
is that
you know he was able to make fake IDs
so so he's got a guy that makes fake IDs
he's big on putting people together so one
that's a problem because you're involving lots of people
in your in your crimes but whatever
The point is he's got somebody who can make fake IDs.
So he ends up getting connected with a guy that worked in the fraud department for Bank
of America.
He tells them about something that's been happening.
And he's like, and it happens at banks everywhere.
And there's really nothing we can do about it.
Even though we know there's a fraud being committed, there's just nothing we can do.
It's just the cost of doing business.
And that is that take yourself, for example, you've got $13,000 in your bank account.
you go and you send your your debit card to somebody in another state you tell them to go into
let's say the post office and tell them go buy $9,000 worth of money orders so they do or even if you
went to a store and went bought something for nine grand you go and you do it and then for you know
whatever 45 minutes later you walk in the bank and I say my money's gone my money's gone yeah so by law
the electronic transfer act they have to put the money back right now they can investigate it
and if they investigate and they find out that it was that you were involved then they can reverse
the charges well here's here's what's interesting about that is this guy was like so the the bank
employee tells me this and he said now I don't know what you can do with this but I feel like
you're the kind of guy that could do something with it I'm just letting you know this is the thing
no bank investigates any of these crimes under $10,000.
So if you take $8,000 or $9,000, the worst they will do is close your account.
Right.
What he did was he was like, okay, so he went and he thought, if I have guys,
if I give people fake IDs and have them go open bank accounts in other states.
Right.
And each person can open about three accounts before the fourth bank,
they start asking questions like, hey, you've opened three other accounts in the last two days.
or whatever. So he said, so if each guy puts about $10,000 in the account, I removed $9,500 or $9,000,
they go in a 20 minutes later or five minutes later and ask for some cash and have the bank tell
them, you don't have any money. You've got like $200. Right. What do you mean you want $9,000,
you want $500? What are you talking about? I got over $10,000. And they're like,
you're in another state that I couldn't possibly be in. Right. Right. So, and he said,
my problem with that was, where do I find these people? Like, who's going to do that? And I was
like, yeah, yeah. So where did you find him? He said, first appearance. Now, he's been arrested over and
over again. So he said, I went to the courthouse. And when people get arrested and they go for
their first appearance, typically the prosecutor stands up and says, Your Honor, we're not giving this guy
any bond or we're giving him $5,000 in bond. He's been arrested twice for credit card fraud. He's been
arrested for um check fraud he's been arrested for telecommunications fraud and he goes they basically
read their resume right so i would sit there for two hours and i would end up with five people's names
he said if they didn't get bond i would write them a letter money on their books and say hey
call me i'm going to bond you out of jail he would they would call him on a phone that is a burner
her phone and he'd explain the scam to them over the phone and say now if you're interested
I will bond you out he would they of course these are career criminals are like man on me out
yeah so he said you know if you bonded out like four guys he's and typically their bonds are
500 bucks a thousand I'm giving them 10% down it's nothing you know it's five thousand dollar bond
he's like but they're broke because most of them are drug addicts um so he said I would bond
them out and when they would go to get their property, he would have his wife go and put a phone
in their property. Because when you, where your property is held, you can go there and say,
hey, John Smith is about to be bonded out. I'm his wife or I'm a friend of his. He doesn't have
his cell phone. Can you put this in with this property? And they would always go, yeah, of course.
They put it in the bag. And so when he got it, he would get the phone. He'd call the number.
they take a photo of yourself send it to me they'd send it to them they would then send him send
him the IDs a plane ticket he'd go open the accounts wait a couple of days get the debit cards
scan them send the duplicate debit cards back to florida they would go take the money out of
the account and then they'd go back in the guy would go back in the bank and he was sending two
or three people every single month doing this so he's making now that the scam was netting
two, three hundred thousand a month, he's giving the guys 30%.
And he said they were always good for a trip or two and then they get back on drugs or they get
re-arrested.
But I always thought it was brilliant.
And the way his whole kind of scam unraveled was this.
One day he and his wife, basically it's a little bit more complicated.
This was one of the stupid things that he did that got them onto his trail.
He and his wife were on vacation and they used a stolen credit card to buy their hotel.
room for a week. And I'm like, you've got half a million dollars in the bank. You've got a hundred
thousand something dollars in cash. Why would you use a stolen credit card? He goes, well, why would
I pay for it when I have a stolen credit? I'm like, because this is you. Why would you take that
risk? Why would you? He's like, well, I just. And that got him caught? Eventually, that's one of the
things that led to his, well, there's multiple things that ended up, you know, converging. But that's
one of them and that's but that's the kind of things that he would do that's such a cell phone that's
like you i'd expect it to be one of these knuckleheads that he hires somebody yeah it was
he owned it himself yeah yeah it was um and that's what always tends to get these guys
that i i would meet it would be like one little thing it's like why did you do that why did you
just give the person the money back like out of a guy whose whole ponzi scheme came undone because of
like a a hundred thousand dollars that suddenly he took from somebody and their daughter started
freaking out and said they started saying they were going to call the police they're going to call
the FBI they're going to do this they're going to do that something's wrong I don't think
something's wrong about something's wrong about your financial Ponzi scheme and instead of him saying listen
I'm just going to give you the money back he he he didn't I go why didn't you and he goes you know
I mean she was being such a jerk about it I'm like you stole 50 million dollars right it's
a hundred grand way he's like I know but you made me so mad it was just like what do you think
these guys do stupid things yeah oh I got a scam for you
You are the perfect guy.
You are the guy that would appreciate this the most.
So back when we were in college, like I said, Todd and I looked together.
It was like freshman year was like 89. 90.
We had a guy.
He was the brother of this Russian girl that we knew at school.
Her older brother was like a high roller guy show up and then the fancy car and the fancy clothes.
And we're like, what does he do?
He basically tells us, this is what I'm doing.
and I want you guys, if you guys want to be in,
this was the early days of like the 1-800 numbers.
Call 1-800, blah, blah, blah.
And you could set up those numbers to cost whatever you want,
to charge whatever you want per minute.
If you, you know, it's like, you know, phone sex,
only $1.99 a minute or whatever,
but you could make it $100 a minute, $99 a minute.
Of course, no one's going to want to pay that.
So no one would ever call that number.
But what you can do is you set it up to be $9.
$99 a minute.
Your first minute is whatever, and then every other minute is $99.
Then he would hire two gibronies like me and Todd to go into office buildings,
dressed like a messenger with a boxer or something under our arm,
and say, hey, I've got a package for, you know, John Smallberries.
There's no John Smallberries here.
What?
Can I call my home office?
Yeah, sure.
You pick up the phone.
You call the 1-800 number.
You hang on the phone for a couple minutes.
you have a fake conversation.
You've just charged up about $500 in call.
Hang up, sorry, go to the next office right in the same building.
And you just work your way down.
You can do, you know, 20 offices per floor, 30 floors in New York.
And, you know, the charge gets eaten up and, you know, they don't get the phone bill to who knows.
And in the day, thousands and thousands of dollars.
So we tried it once and we're like, we lost our nerve.
And we're like, this is crazy.
We're going to get kicked out of college.
We're in NYU.
We're trying to make movies like, this is stupid.
But this guy was ready to pay us cash, and he's like, I've got an army of people, you know, all over canvassing the city, just making calls to my stupid 1-800 number or whatever.
I was pretty, I thought that was pretty smart.
Yeah, the, the 1-900 numbers, I mean, I've heard a couple of scams like that, you know, most of them are like calling, you know, to like Jamaica or Haiti or, you know, and they would charge whatever.
And they would do it for so many months and build up a credit line with the phone company that Gate provided the line.
And then at some point when they were so millions of dollars in debt to them, they would close the company down, restart it in somebody else's name, change offices, and start all over again.
And just, you know, so it was funny, like the guy that I knew that was kind of investigating this whole many of those, he said, like, we knew, like we would go and we would look and we're like, he's selling it for 75.
cents a minute, we're selling him the minutes for $0.85 a minute.
He's like, we know it's about to go under.
Right.
But yeah, that's, yeah, those.
Back of the day.
Those are always the big time scams.
And then they, you know, eventually they fall up.
Our same thing with the PPP loans.
Like, these guys are making tons of money.
They're doing great.
And they're thinking, I'm brilliant.
No, it just hasn't caught up to you.
Exactly.
Two years later.
What was your thing?
I know that you had like did you have a couple of things or um i mean i had several but probably the
easiest kind of to explain is it was bank fraud okay and i had owned a mortgage company and
eventually you know it was we were doing fraudulent things in mortgage company eventually i was
placed on probation federal probation for three years and that's where the the scam that i'm basically
most kind of known for is there's something do you know what a synthetic identity is uh i think but you might
It's kind of like a stolen identity, but it's not a real person or it's a combination of fake people.
What I did was I went into Social Security and I figured out how to get Social Security to issue me social security numbers to children that don't exist.
So I give them a fake birth certificate, fake shot record.
They give me a social security number, whatever name I wanted.
And then I would go out into an area, lower middle class area, and I would buy, you know, lower middle class area.
and I would buy houses for, let's say, for the sake of argument, like $50,000.
Mm-hmm.
Well, one, I got the social security number and I would get secured credit cards.
So after paying the minimum payment for six months, they would have 700 credit scores.
Right.
You only needed a $620 to borrow, to get a loan, a mortgage from the bank.
Right.
So, plus, of course, I've got W-2s, pay stubs.
I have all the documents, right?
Right, true.
And so my person, and I had eight or ten,
of these guys. We would go out and I would buy a house in their name for $50,000. I would record the
sale of that house at $200,000. So if you went to public records, it looked like I just bought a
house for $200,000. So what happened if you buy enough of those within an area, the whole area
starts to go up. Yep. And when the bank, and if you want to borrow money against the house,
you want to refinance your mortgage or get a mortgage, the bank send somebody out or you send them an
appraisal based on the comparable sales in the area, all of which are mine, the bank says
this thing's worth $210, $220, $240, this whole area is going through the roof. So we would then
refinance the house, borrow the money. And so each person borrowed, you know, only one mortgage per house,
five or six houses at each person. So $1 million, $1.5 million, you'd make $700,000.
$150,000 to, you know, $900, a million per person, we would make the payments, of course, you know, for about five or six months and then we'd stop paying.
And then when, of course, when the, you know, the collection started coming in, we would get the letters saying, you know, hey, you're in foreclosure.
I would then cut out an article from the newspaper. This was back when you had newspapers, you know, you cut out the article.
Well, we retyped the whole thing where there was like a 17 car pile up on Interstate 4 and someone was life flighted to Tampa General Hospital and I would insert my guy's name in there and I'd highlight it.
And I'd write a letter from his sister saying, my brother is in a coma.
The doctor say even if he wakes up, he'll never work again.
You might as well take the house.
And of course, if the bank re-pulled his credit, they would see, well, this guy's got five mortgages.
And he's got four personal loans and three credit cards or four credit cards.
And they're all in default.
Like, this is clearly true.
If you called his work, I was his work.
You know, we had multiple employers.
They would say, I'm sorry, he's no longer here.
He's, there was an accident.
It was checking out.
Right.
And so they just foreclosed on the property and, you know, resold it.
So I borrowed $11.5 million in like 18 months or something like that in multiple people's names.
A friend of mine got caught and got caught running a scam that was connected to my scam.
You know, he wanted him on it and something went wrong and he ended up getting caught.
And they put together a task force, which ultimately came after me.
And then I went on the run for three years and I continued to commit fraud.
Right.
So, but what you might find interesting, so only since you mentioned this person's name,
is that the names predominantly the names of my.
my borrowers were William Blue, James Red, Michael White, Lee Black, you know, Brandon Green.
So you can imagine how easy it was.
When my buddy got arrested, he said, listen, I know somebody who's running a much bigger scam.
And he's like, and I can prove it to you right now.
Pull up the property appraiser's website for Hillsborough County.
Red, five foreclosures.
William Blue, seven foreclosures.
You know, it's like boom, boom, boom, boom.
This guy currently owns four houses.
He's about to buy another one.
And in six months, they'll all be in foreclosure.
So, yeah.
Why do I got to be Mr. Pink?
Exactly.
That's, so let me ask, I'm just curious.
Like, what made you go from, hey, I've got a mortgage company?
Like, it just wasn't profitable enough or whatever.
Like, what made you say, I'm going to do this very complicated scam?
um you know it what it it explaining it or it seems complicated right it to me it's like it's like
riding a bike like if you if i explained to you about riding a bike right now you would you'd never
ridden a bike it's impossible but once you start riding the bike within a week you're doing wheelies
you're jumping ramps you're right you know so to me it was very it you know owning that mortgage
company so i i had owned a mortgage company like i said prior to doing that scam you know i was
already periodically changing W-2s or making fake canceled chess.
That's what I'm saying.
Okay.
So it started as small things.
Because like if you start riding a bike, it's because I want to get around and my
friends have bikes.
And, you know, like there's a reason why you learn to go through that.
Like what was the, yeah, the reason behind.
And you get emboldened by it.
You know, every time a loan went through and you close it and you made your little $3,500
broker fee, then that was like, wow.
Like, it worked.
Right.
And the few times that I, it's not even the few times, the many times we got caught, I was able to kind of learn from those experiences because you'd have an underwriter call up and say, listen, this person's W2 is fake. And you go, what? And they go, yeah. And you say, well, are you telling me my borrower? Gave me a fake W2? Well, how did you find it? And they go, oh, well, turns out that the tax ID number, we went on the web. One of the ways we check is we do this and this and this. And I thought,
Next time, that needs to match.
Exactly.
And so, you know, after three or four years of owning that mortgage company,
I'd learned how to make, although I hadn't really done it at the time,
I knew it was possible to make synthetic identities.
I knew it was possible to raise the purchase, or to record sales in public records
at a higher level.
And you have to pay, the reason people don't do this typically is you have to pay,
extra doc stamps. If you buy a house for $100,000, you pay about $700 in dock stamps. If you just
pay another $700,000, I'm sorry, another $700, it shows up as a $200,000 sale. Right.
So, you know, these were just little things that I learned and then I was able to manipulate that
whole system. And, you know, and then I just made it worse for myself because when I came on, when
When they came to arrest me, I was tipped off by a sheriff's deputy that was a friend of mine that they were going to come arrest me.
The FBI was going to come arrest me.
So I took off on the run for three years.
You know, I only had a couple days.
So I was only able to leave Tampa with like 80 grand and you're not going to get far on 80 grand.
So I immediately, over the next three years, I borrowed about three and a half to four and a half million dollars running additional more scams, a little bit more complicated.
you know, I've, so I've had 20,
what, yeah, exactly, just making it worse.
There's a longer, yeah.
So, you know, and I had, the worst thing was, too, is that, you know, by that point I was able to,
I figured out how to go into a DMV, get them to give me a driver's license.
I was able to get passports.
The US, the state department could, would issue me passports.
So, you know, the times that I would get caught running these scams, if I get handcuffed,
by the police and questioned they bring me downtown they questioned me i convinced them i hadn't done
anything wrong they let me go right you know i like these are things that happened over and over
again i've numerous you know and then of course it got worse and worse it was you know there were
tons of newspaper articles then i was in fortune magazine i was in bloomberg oh boy date lines running
so you know it's just it's like it's like i'm thinking well this will go away it's not going away
it's getting worse every time i turn around there's another article so you know eventually i end up
getting caught and you know went to prison and well i'm glad you kept it in the financial world
and didn't uh veered because because you know there is you know like there are guys in our you know
the cases that we cover that have that sort of like i'm running a scam and then i need to also
eliminate a person to uh to really you know get that insurance money or you know whatever um
do you have one of those oh yeah one of our first cases was a guy he was he was he had everything
thing, you know, impersonating people. His big thing, though, he became like a pastor and he would,
you know, he knew the very religious people were probably the easiest to do, and he would meet
these women, and he would come across his, you know, I'm doing all this charity work and all this
stuff, and he seemed like the greatest guy. And then he would get all kinds of, you know,
five different life insurances on that person. And then, um,
I don't want to give too much away, but, like, you know, came and swept her away from work.
Hey, I booked us an anniversary trip, and they'd been married for a little while, so it didn't, it wasn't like an immediate thing.
We've had people that kill each other on their honeymoon, and but this guy, you know, he'd waited a bunch of years.
And then one day on their anniversary came to the woman's job.
Car was packed.
Don't worry.
We don't have to go home.
We're going right on vacation.
I packed all your stuff for you.
Huge red flag.
if someone packs your stuff for you
and won't let you go home and call anybody
probably a red flag
whisks her away to the Colorado
the Rocky Mountains
and then yeah
and then she winds up
you know off a cliff
and you know he swears it was an accident
she fell she was taking the selfie or whatever
but he had all these life insurances
on her
and then also it turned out
his first wife
died in the same
Not the exact same, but also like was changing a car tire and the jack broke and fell and the car fell on her.
I see this has been covered.
Yeah, a little bit.
Yeah, this way.
Oh, yeah, yeah, yeah.
It just, yeah, this was, this to me was like the quintessential salocation because this guy, yeah, this guy was great in terms of, you know, pure evil and, yeah, his wives and stuff like that.
but you know again you kept it financial uh and and this guy decided he had to take lives
to uh to get what he wanted um you know i was going to say this uh was it uh slick willie
sutton said you know they said why do you rob banks and he said well that's where the money is
so exactly um gosh the the i was going to say that that reminds me of that did you ever hear about
There were two brothers owned a Mason company, and they would hire, like, homeless people to work as laborers,
and they would give them a place to live, like, on, like, they had two or three acres or something.
They'd put them in a shed.
And after they'd get insurance policy on them, they'd basically have them drink themselves to death.
Yeah, I did hear about that.
For the insurance.
It was, yeah, the insurance money is, like, I mean, there's so many cases like that.
So many stories that are, you know, it's funny too.
A lot of people will go on vacation.
And I think it's part of the going on vacation is I think that they're basically like,
this person isn't from South America.
Like how much of an investigation can they do in South America about what's going on here?
That happens a lot where, yeah, you know, what is the local, and a lot of times the local,
the local police or whatever, they don't want to make a big deal out of.
of it anyway. They don't want to scare off tourists and make it seem like murders happen here.
So they do try to bury a lot of these. There was that famous case, you know, a woman with her
friends, Schenquilla Robinson went to Cabo with her friends and, you know, wound up, you know,
found in the morning dead after a night of partying. And, you know, the friends said it was,
they drank too much or whatever. But then there's a video of her like being beaten up by one
of her friends and stuff. And it made national news. But the autopsy, the original autopsy,
Oh, yeah, yeah, they just concurred, yeah, no big deal, because they just didn't want the publicity, but, you know, it was such a, you know, a fervor back here in the States, people.
And then as new evidence would come out, like that, like, you know, the leaked videotape of the girl being beaten up.
It's like, wait, there's more here.
And she had, like, you know, damage to her face.
It's like, that wasn't in the original autopsy.
They were like, oh, yeah, she must have drank too much.
And so, yeah, but a lot of the local authorities don't want the publicity, don't want to make it seem.
like murders happen here.
But we do say, yeah, vacation is the, you know, I make the joke, I say, if you can't
kill somebody on the vacation, then you have no business killing people because you just
are not cut out for it.
I mean, it's, you're doing stuff that you don't ordinarily do.
You're in weird position.
I mean, you know, you're kayaking, you're hiking, you're hiking, you're on cliffs,
you're on mountain trails.
There's very few people around.
There's always drinking.
There's always like nightlife stuff.
Now, we don't just cover.
Like, so we say, you know, we say, you know, if a couple, you know, if one murders the other, that's a slaycation.
If you go on vacation and you get murdered, we'll also cover that.
There's some interesting cases like that.
A couple goes on vacation meets another couple.
They seem like good people.
And then after a night of partying, they don't show up to work on Monday.
What happened to them?
and, you know, trying to trace those, you know, those last moments or whatever, was it the couple?
Was it something else? Did they just disappear? You know, so we say, if you leave for vacation
in the plane and you come home under the plane, then you've been on a location.
Do you ever interview like the detectives or is this just research and then you got you kind of
ask questions? Yeah, we might get there, but right now it's just, it's just, it's,
just they they research the hell out of it and then I try to probe and ask questions and
make off-color jokes and and my wife gets mad at me. Um, so it's a, it's a, it's a funny
dynamic. Um, but I was going to go. No, I was just, I was just going to say, I was going to say
something like, I forget what it was last night. Like, like, two days ago, my wife was just
something happened and she looked at me and she's like, I am so.
glad that I married you.
She's like, I mean, she's like, I love you so much.
You were such a great guy.
And then the next day, we were having a conversation at this desk.
And I said something that I knew she was going to be like, what did you say?
And she, I looked up at her and I said something.
Anyway, whatever it was.
And I looked at her and she goes, why am I married to you?
Wait a minute.
Are you the same person who just, no, I can believe me.
I get that, I get that a lot too.
I mean, it's funny because it's like, I'll make, sometimes I'll make a joke,
or I'll have a joke that I'm like, I shouldn't say it, but I got to say it.
So what I'll do is I'll say, you know, what I was going to say was,
and then I'll say the joke as if like I didn't say it, but now I'm, you know,
I'm just blurting it out because I was going to, I thought this thing, but it's terrible.
And then my wife will just look at me and feel like, you're such an asshole.
I know.
And it's like, you know, we're recording.
And she's like, yeah, I know.
But I mean, I think that's part of the fun.
And, you know, we do bring our marriage dynamic into it and, you know, raising our daughter.
And, you know, and it's great because, you know, we've all known each other for over 30 years.
So it's like we have a camaraderie that you can't really fake.
Right.
Yeah, we try not to be that podcast that's just laughing at, like, nonsense and nothing.
You know, it's like, let's make sure you laugh at something that's actually funny and let's, you know, tell the stories.
You know, it's funny.
I know you love, yeah, you love the little crime.
I have a story that I think you'll appreciate.
It's not a murder story, but, you know, I worked in a factory in Hackensack, New Jersey, and we made car washes, all the, all the, all the machinery that you'd find in a car wash.
Okay.
The arms, the curtain, the conveyor that pulls your car.
And there was a guy there named Carlos, who was the cutter.
He would cut all the angles and the flats and the beams and the tubes and stuff.
And Carlos loved to steal.
This guy was just addicting to stealing, the rush of stealing.
It didn't even matter what it was.
He just loved stealing stuff.
I had fucked up my car.
So Carlos offered to give me rides to and from work.
In exchange, he would raid my parents' like freezer and like take, my dad worked in the meat business.
So he would take steaks and burgers.
He's like, I'll take the little chickens.
And I was like, those are capons.
He's like, yeah, whatever.
And so this guy loved, you know, he loved taking to meet in payment for rides home.
But the thing was, every ride was fraught with danger because he had a little pickup truck.
And as we're driving, he would just pull over and jump out of the car and grab something off someone's lawn, bikes, a lawn gnome, garden hose, whatever.
He'd just grab it, throw it in his truck and just drive off.
And I'd be like, what are you doing?
He's like, hey man, his kid's got to learn.
You don't leave your bikes out when Carlos is around.
And I was like, okay, so at each speed, too.
I was like, at least stop at the red lights.
You can get pulled over for that.
Anyway, there was a warehouse across from our factory, and it had a loading dock,
and our warehouse did not have a loading dock.
So we always had to use their loading dock to put the machinery onto the big tractor trailers
to ship it.
And while we were there, he noticed that the warehouse was open, and he could just go right in.
And they had, like, boxes of clothing and stuff.
So he would just go in, help himself to a box, run back to our factory.
He'd open it up.
And then he'd try to sell the stuff.
Hey, guys, t-shirts, $5, $3 for 10.
And the guys were like, you just stole that.
It's like they would just help themselves to it.
But eventually he started taking so many boxes that the warehouse knew something was up.
So they kept that door closed.
Didn't stop Carlos.
He'd go in a window, open the window.
Carlos in, box out, Carlos out, window closed.
off he goes. So then they built a big fence around the warehouse, and they put a dog of vicious,
like early days of pit bulls, like when, you know, the most ferocious dog you've ever seen
inside the fence. And I, you know, snarling, barking. I was afraid to eat my lunch outside,
even though it was in the fence. Like if it got loose, it would kill you. And I say, I guess it's
over, Carlos. And he's looking at the dog and he's just rubbing his chin. He's like,
man looks like a happy dog to me whatever dude neither said yeah they put the dog inside the
warehouse when we use the loading dock and we were terrified we're like if this dog gets out we're
dead i had gotten hired to work on a film shoot for a week or so so i disappeared uh did the film
shoot come back and when i get to work carlos drives up uh drives me to work uh i noticed that there's
no dog in the yard and i say to carlos i was like oh man did it kill somebody
and he just kind of smiles or whatever.
And I'm like, oh, this dog must have ripped somebody apart.
That day, Carlos, say, hey, you want to ride home?
Sure.
Get in the car.
We're driving.
I say, did you forget where I lived?
You made a left instead of a right.
He goes, I want to show you something.
He pulls up in front of his house.
He whistles.
The dog comes running out of the house.
He stole the dog.
I was going to say, I knew he.
I knew he was going.
So I was just like.
Yeah, hats off to Carlos, wherever he is, whatever prison he's in now.
Or maybe not.
I don't know.
But, yeah, I mean, I've always been fascinated by stories about crime.
And then, you know, these stories were just, the dislocation stories are just so.
I mean, I don't want to use the word fun because there's, you know, people, you know, are getting killed.
But they're so tricky and convoluted and twisty and turny.
You really won't know until the very end was in an accident or was it murder.
and even at the end you're like
I don't know there's still something there
and sometimes the people are caught
and sometimes they let go
how many episodes
do you have per season
well we just
you know we just started like
we haven't even figured out what a season
is we've recorded 11 so far
we're launching
the idea is to record two
to a month
and just stay ahead of our
schedule. And, you know, it's interesting because with our kids education, we never did a season.
We just keep going. We have 500. I think with this, we'll probably, you know, maybe 20-something episodes and
call that a season, you know. Well, I mean, I guess now you don't really have to have a season.
I was thinking more kind of TV-ish kind of. Well, and it depends. Typically, when you go to a production
company like they they typically buy a certain or fund a certain amount right so they're like okay
your season's 12 or four we need 14 of these or um are you concerned about there being an end
i mean listen how many high profile like it's got to be high profile enough for you guys to be
able to find them right i mean that that's how we started we you know because i said the first one i was like
man, it's location. And then we got excited. And then it's like, okay, let's see if we can find
50 or more, then there's probably something. We found well over 100. Oh, okay. So, you know,
they're not all going to be super twisty internees sometimes, but they all have something. Yeah,
you know, they all have something that's going to suck you in. And, you know, we've even done a
couple that are like two-parters because there's so much, you know, you think it's going one way
and then all of a sudden a new piece of evidence. It's like, oh, my God, we can talk another hour
about this. It's like, all right, then we will. They surprised me with one the other day. There was
like, Jeffrey started recapping. Like, why are we recapping? I know where we are. He's like,
because you think you know where we are. But we'll do the rest in part two. I was like, oh,
shit. We've already been talking for 50 minutes. Like, okay. So we did, yeah, we did a two-parter
on a case.
Yeah, I was going, I interviewed a couple of, actually they were, there are actresses that
are turned to podcasters and they do a podcast called, I met my murderer online.
Yeah.
Yeah.
The problem is, is like, because they're basically going off of people that met like on dating
apps.
Right.
Like I just like how many are there.
Yeah, that might be a little bit more fine.
night.
Yeah.
Well, yeah, that's why I said, yeah, we cover people that murder each other on the,
on vacation, or if you get murdered, and then the white whale, if you go on vacation and
then see a crime of opportunity and actually murder somebody else and then leave, because
you're like, hey, I'm in a far country.
I can probably get away with it.
What's the guy that murdered, gosh, the girl Holloway?
Oh, Natalie Holloway.
Oh, Adelaidea Hallow.
So we haven't even done that one yet.
that one could be like a three-parter you know it's like but it's so known that we've kind of avoided
it's it's it's but there's new revelation so i mean it is but you know here's the problem is like
i've always heard bits and pieces bits and pieces right and now it's come out to the to where
he's basically hasn't he basically admitted it and been no there's actual closure on it uh after
years of nothing so yeah right so now you could probably do an episode even if it was just one
episode on the highlights of it because like I don't know the whole I know bits and pieces and
I'm sure that's a sick guy like he's I mean the fact is is like I don't want to say this
like murdering one person it's almost like okay murdering one person okay but murdering but then
he murders another person you know what I'm saying so but yeah he clearly is just a a serial
killer that maybe only got to, you know, maybe only got to two.
There may be other people out there, who knows, but this is, like, you already know the
scrutiny you're under.
Right.
Well, like you said, you do the one thing, you get away with it and you think, oh, right.
You know, and then you're like the polar bear that got a taste for it, and you're like,
I can do it again.
In fact, he's probably thinking, like, I'm the last person they would think, right?
I mean, I, you know, after everything I've been, that guy would never remember somebody.
look at all the scrutiny and look you know i don't know but we definitely will cover natalie
we've i think avoided it because it was so known um you know like there are cases that we do
that are no and look we just discovered there was a lifetime movie uh made on one of our cases um
about a guy who took his uh fiance or actually uh they just got married honeymoon great barrier reef
he's a Mr. pro scuba diver and she's never scuba dive and she's terrified and he won't
even let her take the lessons like no no no I've got it I've got it and they lied in their
interviews so that she would just be able to scuba dive without even getting the lesson
is it just a guy who's got murder on his mind or is he just this alpha male asshole who's
like I can I can teach better than they can trust me with me well they go down there
she starts to panic and he's trying to fix her breathing apparatus is not working something
blah blah blah and suddenly she starts to sink and he gets panicky and he goes up to the surface
and then she's found dead and they try to rescue her but she's already gone then it comes out like
oh some other diver thought he saw them struggling and he thought he saw him pulling at her
at her you know respirators you know and then so then that came out but then
something else came out that like the respirator makes a noise or something if it's and it didn't make
you know so there's like little weird evidence that that swings it back and forth like a pendulum like
oh he's guilty oh wait maybe not you know uh oh yeah because he had claimed that something was wrong with
his thing and then they tried to say like well that would never happen but then they proved that that
can happen and that it did happen so it's like you just never you never quite know uh and then
he escaped he got back to the states and then well
Australia wanted him, like to, you know, but they don't have an extradition treaty or whatever.
They weren't going to send him back. But then he went back on his own. Yeah. So these cases are
convoluted and they're really cool. And as far as true. I was going to say there's one,
I was thinking about one that it's not, I don't, it's not a murder because it was a, I think it was
a couple that went out like scuba diving and they were left by the boat. Like they got
too far away and they just got left and they just said okay they got to eat my sharks like
is that the open water yeah they made a movie yeah yeah so that's just horrible horrible yeah yeah I like
shark movies so of course I saw that one yeah uh they they counted wrong and uh they thought they were
they counted somebody twice or something like that and then they left them there um yeah but uh
that could be on our show because it they definitely died on a vacation so we
that fits under the slication umbrella.
Like I said, if you leave in the plane
and come home under the plane,
if you pack a bag and come home in a bag,
it's just like that.
You're good.
You're good.
Yeah, good for you.
Thank you.
I'm going to say, it's horrible.
I know, I know.
I know.
What kind of karma am I building up with this?
Yeah, I was going to say,
this is going to come.
This is one of those things you're going to have to answer to.
Right.
Answer four, sorry.
You know, it's funny, because I say all the time,
like my wife is so, you know,
she's got the best voice of the three of them.
us. She's the one that sounds like a podcaster.
And she,
you know,
her whole thing is like she's doing true crime.
She just wants to understand the human psyche and how are people capable of doing.
This is,
and this is part of the women thing,
like they want to know.
They want to know.
Can people be fixed?
What is it?
What do I look for?
Why, you know,
how have I gotten away?
You know,
I'm lucky that it wasn't me,
but it could have been me.
Blah, blah.
So she's coming from that angle.
I'm like,
people are going to love you.
Jerry, he does research.
he's very empathetic and he almost like doesn't like the true crime genre but he he understands
that like some of these stories need to be told and he wants to you know champion the victims
and you know whatever so I said people will like or be neutral on him and then they got me
and I'm like I'll I'm the asshole that people they'll either like nothing come funny or they'll
be like this guy's an asshole but I'd rather play that part yeah me too yeah don't rage listen
just to fucking yell at me so
but you know listen people she's never going to
understand the humans like i can tell you right now
i was in prison for 13 years and people are just horrific
they're just horrible we're a horrible species
really are right right
right if the animals just took over it'd be probably better
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