Matthew Cox | Inside True Crime Podcast - World's Worst Scammer Reveals His Mistakes! | Fraud Stories
Episode Date: October 13, 2026Olavo, a former PayPal scammer, shares how he made thousands through online schemes, the mistakes that caught up with him, and the lessons that led him to rethink his choices and take a different path.... Connect with Olavo - Olavoaleman12@gmail.com https://www.facebook.com/share/1FdWTJb9df/?mibextid=wwXIfr Do you want to be a guest? Fill out the form https://www.insidetruecrimepodcast.com/apply-to-be-a-guest Get 10% sitewide for a limited time. Just visit https://GhostBed.com/cox and use code COX at checkout. Shop my merch: https://www.etsy.com/shop/MatthewCoxCollection Send me an email here: insidetruecrime@gmail.com Do you extra clips and behind the scenes content? Subscribe to my Patreon: https://patreon.com/InsideTrueCrime Check out my Dark Docs YouTube channel here - https://www.youtube.com/@DarkDocsMatthewCox Follow me on all socials! Instagram: https://www.instagram.com/insidetruecrime/ TikTok: https://www.tiktok.com/@matthewcoxtruecrime Do you want a custom painting done by me? Check out my Etsy Store: https://www.etsy.com/shop/coxpopart Listen to my True Crime Podcasts anywhere: https://anchor.fm/mattcox Check out my true crime books! Shark in the Housing Pool: https://www.amazon.com/dp/B0851KBYCF Bent: https://www.amazon.com/dp/B0BV4GC7TM It's Insanity: https://www.amazon.com/dp/B08KFYXKK8 Devil Exposed: https://www.amazon.com/dp/B08TH1WT5G Devil Exposed (The Abridgment): https://www.amazon.com/dp/1070682438 The Program: https://www.amazon.com/dp/B0858W4G3K Bailout: https://www.barnesandnoble.com/w/bailout-matthew-cox/1142275402 Dude, Where's My Hand-Grenade?: https://www.amazon.com/dp/B0BXNFHBDF/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1678623676&sr=1-1 Checkout my disturbingly twisted satiric novel! Stranger Danger: https://www.amazon.com/dp/B0BSWQP3WX If you would like to support me directly, I accept donations here: Paypal: https://www.paypal.me/MattCox69 Cashapp: $coxcon69 Learn more about your ad choices. Visit megaphone.fm/adchoices
Transcript
Discussion (0)
I would literally get like the most trending shoes,
the LeBron-Age South Beach.
Post that picture, me like, hey, brand new out the boxes,
now, blah, blah, only accepting paper.
Checks of a thousand this, thousand that.
And I was like, ooh, I think I hit the jackpot.
My mom was a generic gambler.
No, she'll spend nights.
Like, it'll be to a point that we'll go to the casino
and they had a daycare section, right, in the casino.
That's fucking horrible.
Fucking horrible.
Fucking Satan's running these fucking places.
I should not.
Anyway, so the point is,
Will's chills, whatever, I'll be out of the daycare.
She's like, hey, I'm dropping you off here to further notice.
And bro, I kid you not.
How old are you?
Dude, like, shit, I was like 10.
Yeah, it was going for years.
Like, no, I'll stay like eight or nine until like 10 to 11.
Yeah, because I remember middle school, I wasn't saying the daycare because like you passed like a certain age limit.
Yeah.
And then they just let you in the casino.
Fuckers.
Wait, I got, I actually got busted by beer.
I actually got busted in Lehigh.
for that shit.
And whatever,
I was just there
with other native kids
just fucking around
and bro,
I wouldn't get picked up
to like two in the morning.
You know,
they had to call my mom
and tell him like,
hey,
you're like,
we're closing.
Like,
you got to pick up your son.
And she'll literally
run out,
she'll rent out a hotel room
and be like,
hey,
you'll stay in the hotel room
and just keep going.
Bro,
you should have started
your story off of that.
Fuck.
That's horrible,
bro.
Well,
that's character of development
right there.
Oh, my God.
I didn't think much of it.
Oh, my God.
Like, I had more gravitated towards crime than crime come find me, right?
You know all these certain situations?
Like, there's kids that, like, oh, I grew up in poverty and crime was like left and right.
I could sell, you know, X, Y, Z drug or X, Y, Z drug, you know?
Right.
Me, it was never like that.
Like, I had to go find the crime, per se.
I had to find the mischief.
My, I want to say career, I'll say stints, right?
Mostly, my fraudulent stints happened with, it started, I remember I was in high school.
I was in high school, when as soon as I got my license to drive legally, right?
I was just driving and I'll pass by the post office.
And every day for some reason I'll see that the mailbox that you drop in your thing
was always overfilled.
And I'm like, yo, why this shit always overfilled?
And I'm like, whatever.
And one day I had to drop off some mail and I was like taking off to put mines in.
But then I was like, you know what?
Let me keep this in.
Let me see what's in here.
And brother, so I got that circle back home and just started opening.
I'm like, yo, like from random donation checks of like, I'm like, I, I'm like, I
I don't know, like to St. Jude.
Mm-hmm.
They're probably going to offer it, but St. Jude checks, five bucks here,
10 bucks there.
To, like, payroll checks of a thousand this, thousand that.
And I was like, oh, I think I hit the jackpot.
So I was like, so in my mind, I was like, okay, now I got all these checks what the
fuck I'm going to do.
Yeah, I was going to say, how do you cash those?
How do you use those?
I mean, simply, it's a simple, not even rookie mistake.
It's just what you do when you're a kid and just, I guess common sense is your way to go.
You're like, well, I got these checks.
Might as well, go to the bank.
So literally I had like every big bank known a man.
So from Bank of America.
Yeah, Bank of America chased to Wells Fargo.
Yeah.
Oh, I want SunTrust before it came to us.
Right.
And literally, dude, drinking, I went,
to just deposit under my name.
And since it wasn't like, because I didn't knew the amount
before they started investigating, right?
Because obviously I knew in my mind, I'm like, okay, if I put two grand,
they're not going to give me two grand back.
Right, but the checks aren't made out to you.
But they still went through.
Oh, okay.
They gave me a credit.
it. Yeah. Well, I mean, they would clear. They would do you deposit them and they clear.
I mean, they wouldn't. I mean, yes and no, because the thing is, it wouldn't clear sometimes.
Like, they'll give me, turn out, but if it was an $800 check, they'll give me like $600.
Right. Well, and then the other two is like on hold because they're still processing.
No, I know that. But either way, you're depositing them and you're getting the 800. It may not be for a few days, but it's clearing eventually.
Oh, okay. Yes. So I was doing that on the regular.
Right. Depositing here, depositing there. And always I try to.
structure it, right? I try to structure it. So make sure that, you know, not alerting anybody,
even though it's already an alert because it's not my name or anything has to do with me.
I was doing that for a couple of a couple of times, you know, and really, I was just spending
on some dumb shit, like from eating out all the time to trying to think, yeah, eating out,
fixing, I'll fix my mom's car, stuff that nothing too luxurious. Because then I wasn't like a
party animal or nothing. It was just, what I mean, what are you doing? You going back to the place
like every day and or waiting for it to overflow and then pulling out.
I mean, every day was overflowing.
Yeah, I might skip that part.
But yeah, it's just, I'll just go every so often when I ran out of checks.
Think about it, I'm getting a pile this big of random mail.
Out of this pile, maybe half of it is actually like money and not just miscellaneous items.
Right.
So once again, I'll just go as I need as I seem fit.
Right.
And I always wonder like, yo, like, does anybody know this happening?
It was like broad daylight.
And I just, I know.
Well, it's mail fraud.
So most people just don't touch it because they're afraid to get charged because they're
regular citizens.
Well.
Who see the opportunity, but don't take the opportunity because they're like, oh, that's against
the law and I have a regular job.
So I'm not going to do that.
Well, but here I go with this.
This is a funny part.
Funny that you mentioned that.
So I was doing that for a while then.
I'll go at random times.
Same thing in the AM, PM, whatever time.
It was literally on my way to my house.
I always passed it.
All right.
And it wasn't until one day I saw like the post.
office police. I didn't even know they had that. I was like, what the fuck? You guys got your own
police? And it wasn't, I started investigating that. They're just like the FBI. Yeah. And I was
like, they have guns and everything. Yeah. And then I was when I started seeing, when I started doing my
research, I'm like, does the post office have cops? And it was like, yeah, as they do. And I was
like, oh, shit. I quickly just stopped. I saw that cop as a red flag. And I was like, yeah,
I'm not doing this shit. In the same day it was federal. I was like, oh, fuck out of here.
Miss me with that shit. Yeah, it sounds like, um,
my buddy Zach used to go to he would go into like you know they actually like the center
we're in right now it's a commercial it's a this is a commercial um center right these are all
commercial buildings are all they're all like major corporations and stuff that have these these
units well they in a lot of these they have a centralized uh they have centralized um
mail is where they go and you dump your mail right okay so if you're
Cisco systems or your Coca-Cola or your whatever, some huge company.
And you're right, this is back when they would write checks, right?
And you would write checks.
They would then dump it in the mailbox.
So, Zach, one day, something happened and he drove by the place and he realized he sees like
the mailman and taking out the mail.
Oh, no.
Initially, a friend of his, a friend of a friend worked at a place.
And she explained, listen, some of the checks that are going out of my office, they're fucking huge.
He's like, what do you mean?
She's like, I mean like $80,000, like $220,000, $500,000.
She's like, they're an asteroid.
They're massive checks every single month.
And so he was like, holy shit.
And so I think she got him a check or something.
And then it eventually ended up turning into where he would just go to where the mailboxes are.
and they could just reach in.
He goes, and sometimes it wasn't, it was full,
and you could actually pull out a bunch.
Then there'd be half the fucking things had checks in.
He goes, and they're huge, you're $120, $120,000, $140,000.
And so he'd get a check.
And then he'd go and you could open like a DBA.
So let's say Matthew Cox.
And you could pay for a license, Matthew Cox,
uh, doing business as, you know, Coca-Cola of Tampa.
and these people have written a check to Coca-Cola for $120,000.
So he'd then go open up a bank account in his name, not his name, it would be a stolen identity.
But he's like, you could open, like literally you could have this done in a day.
You get the check and in a day, you're going into the bank, opening up a bank account.
He says, it's a personal account, but it's doing business as because you could go,
you could go get a license from the tax collector and say,
hey, by the way, I'm, I'm a regular person, but I do business as this.
They go, oh, you want a DBA license? Sure.
And he'd pay like 80 bucks and get a DBA license.
Then he could go into the bank and say, hey, by the way, I have a business, but I do business as this, but it's just a personal business.
They go, yeah, no problem.
And they'd open up a little bank account for him.
Well, he's also got a check in his pocket for $140,000 to that business.
And then he'd just go and deposit the check.
And it would clear, it might take several days to clear.
This is back when they would hold checks, right?
Yeah.
And it would clear.
And then they'd go in, you know, once it cleared, they'd go in and start taking money out of the bank.
And sometimes it gets stopped.
Sometimes it would.
Sometimes they'd get, you know, 20 grand would come out.
They'd get 20 grand.
Then four days later, they'd stop.
Sometimes they get the whole amount.
But that's like kind of how that evolved.
I don't know if that's possible anymore.
I don't even know if you could do like a DBA.
Most DBAs are like a corporation.
You have a corporation.
And then you have a deep doing business.
you're like, you know, tax services incorporated DBA, you know, doing business as Tampa Bay tax collection or tax whatever.
And you can open it up and you can do business as that other one.
But this is back when you could do it as an individual.
You might still be able to do it as an individual.
I don't know.
I think you still can.
I haven't done it in years.
But that's, but that's a, you know what I'm saying?
Like that's something that people are like, whole like, you know, fucking idea how vulnerable that system is.
No.
It's a fraud.
I mean, but that's where I'm getting.
I was just surprised that because like it wasn't until I know what I didn't notice that
after I, you know, was doing those checks and obviously I was losing banks left and right.
Obviously, every bank going to be like, hey, you deposited 15 checks and not even one has your first
initial.
Yeah.
You know what I'm saying?
Well, you're depositing to a normal person isn't looking at those checks.
That's the system's just fucking scanning the thing saying this is how much the check is
for.
This is how much.
This is the routing number.
Does it, does it got a clear?
Yes.
Nobody's looking at who is written to.
That's fucking nuts.
If you gave it, if you walked in and gave it to somebody, they might have looked
and been like, you're not so-and-so.
Like, you're not depositing into John Doe's account.
And this says that it's going to Bradley Smith.
That doesn't make sense.
Like, what are you doing?
But if you deposit it, then they're just throwing it in this system and the system.
You could, that's why like people, that's why people are like, oh, I didn't sign it.
You don't have to sign your check.
The system, you could sign anything.
You can sign Mickey Mouse on every single check.
It doesn't matter.
It's not checking your signature.
It's checking the amount.
And if the routing number goes to, all the routing number goes to that bank and it's a routing number and it's going to clear and that's it.
None of the other shit even matters.
Where did I have the other day?
I had a check that went through.
They misread the check and they were off by like one cent.
And because it was off by one cent, they didn't register the payment.
And I called them up and was like, hey, what's going on?
And they, and they, she said, oh, yeah.
And she looked at it.
She's like, oh, I see the check.
Yeah, they misread it.
It's fine.
It's, yeah, yeah, it's off by a cent.
And she's like, that's why we didn't put down that you had made the payment because it was off by one cent.
I was like, Jesus.
Oh, what are we going to do?
She said, what do you mean?
I said, well, it went through for that amount.
It's a cent less than I owe.
And she said, I said, is this?
She's, well, I'll make sure it goes through.
I said, well, do you need me to write the cent, the one cent check?
And she goes, no, no, no, it'll be fine.
And I said, you guys are going to be okay?
And she goes, yeah, we're going to be.
Oh, Sarah laughing.
She goes, yeah, we're going to be okay.
We'll be all right.
I said, all right.
Let me know.
If you need that scent, I'll bring it down.
She's fucking.
So wave your hand in the air.
Like, you know, I got the penny right here.
Yeah, like, come into the fucking place.
They need to deposit that.
They don't even make sense anymore.
It's more.
It's expensive.
You don't even make a cent.
You know, they don't make a scent anymore.
I know, because it's more expensive.
Like the material to make a penny is more expensive than what the penny's worth.
So what's the rule then?
Round up.
or down?
Up,
you know,
up, man.
Why the fuck would they ever run down?
No business rounds down.
Yeah.
No business to survive.
I mean charity runs down.
Not even charity runs down.
It's always up,
up, up.
All right.
So what's going on?
What happened then?
Okay.
I mean, eventually I stopped.
I ran out of banks.
You know,
I ought to be on my good behavior,
ran out of banks.
I was down to my last one,
which was like TD,
which thank God the Canadians.
Right.
They took care of your boy.
So, yeah,
I just stopped.
I was running out of banks and I didn't.
Did any of these things get reversed?
No.
They never shut your bank down.
Oh, they're saying they shut my banks down.
I was running out of banks in the sense of I couldn't keep going with it.
They just shut it down.
You were just opening up bank accounts, depositing the checks.
Yes.
Getting the money.
Then they reverse the charges and close the account.
Exactly.
Well, that's not a long-term strategy.
What?
As you can tell it from my background.
This is somebody who has a chime account.
Like at this point, you're down to chime.
Exactly. As you can tell, by my upbringing, I wasn't really in the world of crime per se.
Like, nobody took me serious. I mean high school. Like, I remember I was trying to sell
weed. I was like, oh, I got this for sale. Blah, blah, blah. And they were like, bro, just stop.
Like, they'll comment back on the picture like, yeah, what are you doing?
Like, this is not you. I was like, yo, I mean, fuck you, bro.
Why are you hating on my hustle, man? So, yeah, yeah, crime was for me. Crime never gravitated
towards me. Never. Like, I'm more gravitated towards crime than crime come find me.
It was around the same time frame of high school.
Give it take.
Shit, I'm 28 years now.
So, what, 13 years ago?
You ever take?
I don't know if you remember this, but the PayPal scam with gift.
Like our gift is.
Okay.
So in PayPal, way back, probably when Elon don't did it.
Right.
There was an option that, like, hey, you can request money or you're going to receive money.
Either the, or even a third one was gift.
Okay.
Which is like, I guess the equivalent of cash apping or selling you money, right?
Right.
Like, well, I'm going to gift you $250.
I'm going to gift you $300.
Whatever.
Point is, it was a gift.
option. But usually a gift that you can't, not debate, reclaim or debate. I mean, you can't
bitch about it in lack of better words. Like, it should go south. You can't be like, oh, I didn't
approve that. And say, no, you put gift. Okay. It is what it is. So there was this Facebook group
about sending sneakers. Right. Right. So obviously back in those days, not sound like I'm
that old, but still, like in those days, you join the group and obviously you make a posting, a listing.
Hey, I got, I don't know, these Nike's Air Forces, size 11, never used $200 or a better offer, right? OBO.
Right? So what I would do is I would literally get like the most trending shoes that could be possible, right?
So there was one time that was like the LeBron 8 South Beach, which is, you know, LeBron 8, the eighth year, him and the lead, his sneaker with Nike, with the colorway of Miami, South Beach.
So like that turquoise blue, the pink highlights, black.
I don't think, I don't take it as a shoe guy, but.
No, yeah.
I feel like I'm speaking Chinese to you right now.
But I know it's a big deal.
It's a big deal.
Yeah.
So what I'll do is I'll post that picture.
Be like, hey, brand new out the boxes now, blah, blah, blah, blah.
Only accepting PayPal.
Right.
Right.
So from there, obviously, you get a request, a bunch of requests.
Oh, hey, blah, blah, blah.
Like, oh, it's available.
It's available.
What size?
Do you have more pictures?
Obviously, I scoured the internet for more pictures.
Boom, boom, boom, boom, boom.
and I'll give them to them.
I'm like,
hey, look, I want to buy it. How do I pay for you?
Hey, I'm only sending PayPal.
All right.
So, okay, how much?
All right, so, okay, how much?
500 bucks.
And I'm like, oh, but when you send it, put gift,
it'll work half the time because obviously people who are experienced on PayPal
was like, yo, why do you want a gift?
Right.
Because you don't want it to be reversed.
Exactly.
You don't want them to be able to reverse the charge.
Or a claim, that's the name.
That's what I was looking for.
I don't want them to make a dispute or a claim.
You know, my account gets hot.
Right.
Right.
So I was like, oh, no, put it as a gift.
Oh, but why this and that?
And obviously, when people start asking too many questions,
I'm done.
We're done.
We're done.
It's either this or that.
Yeah.
So I got other suckers on the line.
And you're not my only victim today.
Don't think you're too special.
So yeah.
So obviously, I'll figure out the smart ones.
I'll leave them out.
He's like, no, okay, bro.
Like, I'm not doing this back and forth.
You know, the vulnerable ones were usually like kids my age or younger.
Be like, you know, they get their mom's credit card.
Be like, hey, mom's credit card.
Be like, hey, they'll send it to me.
And I'll be like, hey, okay, boom, I received the payment and just block them.
Right.
From everything.
And then obviously, I was doing that for, I'll say, none of these scams ever last on.
It pisses me off.
Like, I hear your story and everybody's story.
Oh, I've been doing this for years.
I'm like, how the fuck you guys do it for years, bro?
Like, what was that guy that was billing?
There was a guy who did this something for like two or three years.
He would just randomly make invoices and send them to businesses.
And sometimes they'd pay and sometimes they wouldn't pay.
And they weren't pay.
for a lot. 80 bucks, $62, $32 for a toner. Just, you know, hey, here's, here's a, you know,
I'm going to, this is for, uh, you know, whatever subway or some sub shop or some, some small mom and
pop place. And they'd send, he'd send him an invoice for something that people use, toner or something.
And he just, you know, paper. Yeah, it's $47. And he just, he, this is all he did all day. He just
mailed it out made up several he had several different companies did you find it because one of
them i think he hit was uh he did tons of them but the one he got big was like amazon he was just
randomly mailing amazon and they were paying him it was a millions but he did it they they
these guys they get up these guys all the time they'll do it randomly they'll get they'll set up 15
different companies and they'll randomly just mail moderate sized businesses yeah so um some
company that has like two locations or
or three locations that it's kind of maybe owned by a family.
And they've got a bookkeeper and the system, they don't have a great system.
And they're just getting like, hey, man, we got this invoice.
It's $45.
And what do we do?
And they're saying it's due in the next 30 days or due upon whatever.
What is it for?
Toner.
Did you order it?
I don't know.
It doesn't really have a location.
Not sure.
That's it.
And then, you know, so sometimes they're like, fuck it.
It's 45 bucks.
Pay it.
Yeah.
It's $82.
Pay it.
We're making X amount of.
dollars like fucking just pay it's not even worth making the phone call to track down why they're
charging us obviously somebody got toner and they're like yeah well i probably brad you know he's an
idiot um and so you know they they pay it because brad's always ordering stupid shit not going through
the proper channels and whatever so they do that you know water some water company i don't know
it says we owe $62 and 12 cents like i don't know it's water like fuck you know we do have a water
tank. Did we wear water from somebody? Who's our water person? The Zephyr Hills? I don't know.
And they just, this guy's random with every day getting in 40, 50 checks for the on average,
$45. You know 40 checks for $45. I don't know what that is, but I think it's like $1,600 a day.
Every single day, they're just coming in. It's not enough. Even if you went to the local sheriff and said,
listen, man, I got an invoice out of an order. They'd say, how much?
You go $45.
They'd be like, get the fuck out of here, bro.
Don't pay it.
Yeah.
Well, I think it's fraud.
It's $45.
Like, it's not, we're, I pissed away $45 just talking to you on the phone right now.
We're not sending out a debt.
What do you want me to do?
Do you want me to put together a task force?
It's $45.
Did you pay it?
No.
Okay.
Or no, I did pay it.
I paid it four months in a row.
Okay.
You're at $135 or $165.
Like, what am I supposed to do with that?
It's not even a felony.
I'm not putting together.
Stop paying them.
I mean, that's fucking petty theft, if anything.
Right.
Call your bank and reverse the charges, you fucking clown.
Like, what are you doing?
Nobody's even going to do that.
They just keep paying it, paying it.
There's tons of scams that can want forever like that.
That's fucking nuts from.
So yeah, so back to the freaking PayPal scam.
So yeah, so I'll find victims, but then obviously I'll get shadow banned.
Or like my, and when I say shadow ban, I mean like literally, I would just get kicked out the group.
Right.
So I'd have constantly make Facebook accounts, Facebook accounts.
And obviously I'm still in school
So I'm just like, bro, I don't got time for this shit
You got me?
It's free money
I mean, yeah, but I just did it
It didn't concessualize like that, right?
It was a matter of like, at the end of the day,
I kept getting,
I lost creativity
with the names I can use for emails,
right?
I can't keep putting my real name every single time.
So I ran out of emails,
and this was like back when Facebook was like super relaxed.
I'm talking about people getting hacked left and right.
I don't know if you remember this.
Because I think you weren't in jail, but you weren't in jail when Facebook was out, right?
Or you already in jail?
Facebook had been out about a year, maybe a year and a half, maybe a year and a half when I got, like, when I got arrested.
Okay.
How old's Facebook?
2004 or five?
No, I was my space.
That was my space back then.
No, no.
It was out by 2005, probably, right?
13.
2006.
2006.
So, okay.
What year?
September 26, 2006.
Okay, because I got arrested in
November 2006.
So it had been out a month or two.
Okay, that's it.
So you're not going to relate to this as much,
but still,
point is with Facebook.
Mine was MySpace.
I did have it on Myspace.
I was going to say,
did you have it?
No, I did not have a MiceSpace.
No.
Oh, my God, with a fucking hair back.
You know, you know, it's coming back.
You know, they're starting another Miceface,
supposedly.
Are they?
Yeah, they're trying to like make it come back.
Oh, shit.
I would want to see Matt's MySpace page because, you know, you have to design your back, like, you have to, you put a background on your page.
And you have a song on your thing.
It's like a whole.
Gabe.
That was a shit, bro.
I remember when I was in elementary or early middle school that I had a Micepace and my shit was all decked out.
I got a little MP3 player thing going on, the decals and all.
Like, I made it to my liking.
And the honeys would be like, oh, my God.
That's so awesome.
What can I say?
You get me?
So the PayPal thing short-lived, right?
But in the heyday or the most I made was like 10 grand.
I was like, I was pissed it on video games.
Right.
Like I couldn't drive, so I didn't have a car.
So it was like video games, food, taking out the friends.
Like, there was no long-term strategic thinking of like what I'm going to do with this money.
So that was one and like, oh, the classic Instagram one that gave me a hundred-term.
$100 I turn it to $1,000.
Oh, my God.
Anybody that falls for that,
deserves to lose the $100.
Like, it's so ridiculous.
That one I wasn't profitable.
I'm just not that convincing.
Like, I don't know.
Like, I don't have that the lib or the jab,
whatever that's called.
So,
then fake profiles,
I'll take screenshots of, like,
random, you know,
whatever.
Like, I see somebody with money?
I'll take a picture with them or I'll use my own money spread.
I'd be like, oh, this could be you
and I put it on notes back when,
I mean,
Kobe probably,
I was back in iPhone, the notes used to be like actual piece of notebook paper.
Like, it used to look like the notepad.
Right.
But it used to be yellow.
So I used to literally put like, oh, $100 here, get $1,000, $200,000, 300, and blah, blah, blah, blah.
But yeah, I used to do that, but it wasn't even long term.
Like, I got 500 bucks.
So I only got five people that fell for it.
And then I kept getting banned.
And I was like, fuck, this is annoying.
How old are you at this point?
When the checks, I was about 15, 16.
when the checks happen.
And then from there, I just, after those texting situations,
I was an average Joe, right?
Go to school, work, go to school, work.
Nothing crazy.
Until a friend or a buddy of mine hit me up from back in the day who was like,
hey, man, I see it.
I see you broke as fuck.
You want to make some money?
I was like, it's pretty predatory.
But I guess, yeah, what you got for me?
I'm always down for some money.
Well, I need you to be a runner to deposit these checks.
In my mind, I was like, okay, but like, how are the checks?
I don't have enough banks to work with.
Oh, we're not going to use your bank.
Like, we're going to use like your bank, but it's not you.
Does that make sense?
Right.
And I'm like, okay, so what's the scheme?
Like, oh, there's a hacker, a friend of ours that hacks into like, you know, business accounts or like schools.
And they write, they get the account and writing information.
And obviously they write X dollar amount.
So let's just say McDonald's, right?
McDonald's on construction fund, whatever.
Just anything in their system of banks that you can just take from?
They're printed on the check, right?
And then you go to the bank and obviously like, hey, I want to cash in this bank.
I mean this check.
Obviously, the amount is large.
So, like, hey, you got to make a call and verify that this money is legit and it's coming out for a place.
So the hacker will go in and change the contact info.
So it'll be him answering the phone.
Okay.
Right?
So they'll call and be like, hey, so and so, you know, somebody's trying to cash in this check for $40,000.
Do you approve?
Yes, I approve.
And that's it.
And always the teller comes out.
Yeah, everything's fine and daddy.
How do you want it?
Hundreds, 20s or?
And this is, you have a, you have an ID, this is your personal ID?
Yes, because the check will be under my name.
Okay.
But it wouldn't be my bank account.
Yeah.
Like, I wouldn't deposit.
You're not to buy.
I understand.
You're just going into cashing a check.
Exactly.
So I was doing that for a while, but I was a runner.
So I was getting $1,000, $2,000, whatever the runner pays, right?
The sacrificial lamb per cent.
And the bank's cashing a $40,000.
check? Oh, yeah. Okay.
$20,000, $40,000. It's a range.
Whatever they felt like was easy for them to do, right?
Okay.
Once I didn't have much name in the game because I wasn't in the runner.
I was just like, I guess it had a pretty phase I tried to convince the
teller, hey, I'm not stealing money from you.
Right.
I felt they could have used a better candidate, but whatever.
So I had to bring up a bunch of disguises, travel different states to like keep
the scheme going per se. And it wasn't, and it was, I mean, it was, I mean, it was
fun times. Like I said, I wasn't super rich. Like, oh, my God, look at me with like $10,000.
I'm buying this. I'm buying that, right? It was just mostly like stashing away and just
paying my bills per se. Right. And obviously, as you can see by my presence, going off on food,
a big food guy. So I was just ordering out like Burger King McDonald's or whatever restaurant
I could find. So I didn't really go too crazy with that money per se. But as all good things
come to an end, one teller played me like a freaking fiddle. And I was like,
Hey, man. Yeah, so you're going to get this, oh, this check is coming from a school.
And I'm like, yeah, it's coming from school, working on, giving the spiel, working on a whole construction thing and blah, blah, blah.
And he was like, oh, okay, I'm going to go to the manager and make sure the money's legit.
Obviously, the manager wasn't convinced, as they always do.
How much was that check?
That check was actually one of the lightest ones.
That check was like $20,000.
Okay.
20 to $15 in that range.
Can I remember the exact dollar amount.
It was around that range.
Okay.
So small check to my experience.
So what I'm used to, right?
It wasn't like $50 or $60.
Yeah.
So from there, obviously goes back, tells us his manager like, oh, hey, this guy's trying to do this.
They contacted the account holder, which is a hacker.
Right.
In this case.
And the hag was like, no, everything's fine.
Everything's fine.
No problem.
But he comes back and he's acting like, you know, withdrawing the money, accounting it.
Like, he's ready to give it to me.
Obviously, account manager wasn't.
satisfied with the answer that he got from the hacker.
So he kept digging during the contact info.
And obviously, encountered the original account holders and like, oh, hey, do you approve
so-and-so?
And then the person's like, no, I don't even know who that is.
So obviously, you can see how one thing to least to another.
Yeah.
The teller's playing the role.
Meanwhile, other guys calling the cops.
And I kid you not.
My guy's like, like the story goes on.
The cop walks in like some Western, like Spaghetti Western, Hannah his holster is like,
But anybody called the cops?
And I'm like, I was like, well, you got me.
Right.
So what do they do?
They arresting me.
Yeah, yeah.
They arrested me.
And they told me like, oh, who's your contact?
Who's this?
Who's that?
I'm like, look, bro.
I don't know.
He's probably gone.
Because, you know, these guys work is like, as well, you're jammed up.
Yeah, as soon as the cop pulled into the parking lot, they drove off.
Exactly.
Yeah.
So I was like, I don't fucking know.
Like, I told him they had XYZ car.
Right.
X, Y, Z car wasn't there.
Right.
So I was like, I literally drove off.
And then whenever they gave me the whole spiel.
Because it was my first, you know, felony, my first anything.
Right.
So obviously, I'm boohoo crying.
I'm fucking boogers coming up.
Right.
I'm so sorry.
I was like, do you understand that what you just try to do or make in the span of five hours?
No, not even.
I'm not exaggerating.
Not five hours, but like an hour, two hours is when I'm making three months.
Like, I don't know what to say.
I literally told you.
I don't know what to tell you, but I don't think you're in the right field.
And then after, after.
Afterwards, he was like, oh, you want to be smart?
I'm like, no officer, no.
I was just trying to make light of a dark situation.
So they bring you downtown?
I mean, in Miami, I'm about saying, Miami we don't have downtown.
I mean, not that, but since Miami's so big or at least so dense, they have substations.
Yeah.
Right?
So they either take me downtown to the main house because we were an unincorporated date.
So that means it's like a town, but it's not a city.
It's just been lunging.
It's like the county is a sheriff's department, right?
Yeah, exactly.
So they took us to the sheriff's department in that local area.
I wasn't holding so until obviously the detectives came.
And from there, we're just questioning, oh, who's your handler?
Who did this?
Who put you on to this, blah, blah, blah.
And so everybody has, like, street names.
Like, it was hard to convince him that, like, oh, this is so-and-so's name.
And I think I have the number.
But obviously, like, any number you have, they're already blocked you.
It's already over.
It's already over.
They dumped it out.
So there's not much leg room.
All I know is that I wasn't the only one caught because it's like a spree, right?
So other people are doing the same hustle.
Do they have your name connected to other checks that have gone bad?
Like is it is it?
It's not like, hey, we got you for 20,000.
If you've been doing this for weeks or months, every check, they should have your name connected to.
Hey, here's a $40,000 check that he's connected to.
Here's a here's one for 12,000 he's connected to.
No, surprisingly not.
Okay.
But just the one check.
Is that one time?
And I was like, shit.
I was like, like I was still crying.
And obviously in my feelings because I was.
I was like, yo, what the fuck?
My whole life is ruined, right?
As one would think.
But realistically, nothing went from anything there.
They were just like, what was your first felony?
They put me in a pretrial diversion, which is, I guess, in their world, a slap on the risk.
Yeah.
You definitely a slap in the risk.
Yeah.
You didn't go to prison.
I mean, I went to jail, but for how long?
Like three days.
Oh, come on.
Three days.
Because it was over the weekend.
Probably would have been out of there sooner if it wasn't a weekend.
And so what was the pre-trial diversion?
What they have you do?
Community service hours, so about like 200, I think, or 250.
And I'd take a course on why stealing was bad.
Okay.
Like, oh, some people do it for the thrill and this and that and blah, blah, blah.
And I was just...
What did you do for community hours?
A friend of mine hooked me up at his old high school.
He was really good friends with the assistant principal or at least maybe just,
just an administrative personnel.
Right.
Right.
Not sure his role anymore.
Told him about my situation.
You know, ask for forgiveness.
I'm like, hey, it was a bad time in my life and give him the spiel.
You know, hey, look, you can come here, be an office administrator, like office assistant.
And I'll give you community and I'll sign off on your hours.
And pretty much I did that while literally working three jobs to pay the lawyer, to pay,
yeah, to pay the lawyer.
I'm like, you know, my lifestyle, right?
My rent, my car, my insurance, the whole nine.
And then that's it.
Pretty much just did that.
It was quick.
It was like under a year.
I got everything done realistically.
Just did my hours and just took the courses, you know, and just kept going on through life there.
And then I was caught up, not really caught up in the scheme, but I was in a place of employment.
I can't say his name, you know, just because you never know what could happen after this, right?
I was a patient employment
that is a buddy of mine
that he was doing a scheme, right?
Right.
He was trying to loop me in,
but I was like, hesitant
because I was like,
I don't know,
I don't know how this is going to play out
because it's like a real deal.
So stealing iPhones.
Okay.
So,
you order an iPhone, man,
that say you want the new iPhone.
Right.
And right.
And in XYZ shipping warehouse,
here comes the supervisor
that already know,
because Apple's,
Apple iPhones come in a unique
packaging.
Yeah.
And they all come from the same spot.
Already from the same middle point, right?
If it's not the origin, it's like the middle, which is Lebanon, Tennessee.
Right.
So it's a unique packaging and a label, right, where it sells the address, always says
where it's coming from, or at least where it's origins from.
Right.
So as soon as I see that and the packaging, I already knew it's Apple related.
Yeah.
Could it be an iPhone?
Could it be a mouse?
Boy, is it something from Apple.
Normal, most of the time, it's an iPhone.
Right.
Right.
So he was in the loop and he was just stealing iPhones.
It's left and right.
Like butchering, boom, boom, boom.
So they're just not getting through Amazon or wherever the shipping package,
wherever you were working.
They're just, if they're coming through, nothing Apple related is making it to a destination.
It's going into the warehouse.
And it's just, it's a black hole.
They're like, I don't know what happened.
It was on the fucking conveyor belt.
And it was being, it was scanned here and it never got scanned there.
So it's just gone.
It disappeared.
Okay.
And what's he doing?
He's selling him?
He's selling him.
Yeah.
And like I said, he invited me into it.
But I always knew that sooner or later that shit was going to go down.
And the thing about that shipping company, they don't fuck around.
So you even steal this soda.
They're going to try to press charges.
Right.
I mean, they don't not, they're not fuck around with that.
So that was one, that was one scheme that he was up to.
And I was making a killing, man.
You can imagine selling, if an iPhone goes for a grand,
And then you're selling it for 800.
Three iPhones already made, what, 2400?
Right.
Give or take?
So, you know, he was doing it for a while.
You know, whatever.
Eventually, when the pressure arise, he quit.
He quit.
And it just, you know, you, I mean, just let it be.
Right.
The company, first I just let it be.
Right.
And then that's it, man.
I mean, other than that, I'm trying to think, what else?
After that shipping company, pretty much went on a straight arrow again.
didn't really commit so much fraudulence or theft.
Yeah, yeah, didn't make any fraud.
It said the only fraudulent thing I did was after that will be really, what does the thing called when you, oh, he claims.
That's what it is.
You made debit card claims.
So it's like, I'll purchase three waters.
Right.
Hey, that wasn't me.
Right.
That's the, that's the, my buddy, Zach's scam.
Well, you might have to tell that story.
Yeah, yeah.
Yeah, we'll have to.
He, um, uh, Zach.
So I don't know if you've ever seen his, his scam was he.
Zach is a colorful character, man.
Yeah.
He'd done it all.
He would send people to, he would, he would get you.
He'd get you an eye, three fake IDs, three different people's names.
And he'd send you to, let's say, Tennessee.
Okay.
Send you to Nashville, have you go open up.
Because you can, and each ID, you can open up about three.
bank accounts before the bank say, no, something's wrong because they all run you through check
systems and they see the inquiries like, wait, you earlier or yesterday, you were at Bank of America,
then you were at whatever, so, you know, a bunch of, you know, by the third bank, they're like,
something's wrong. You've already opened up three bank accounts in a couple days. We're not going to
open a bank account. So you could typically do three. Yeah, which makes sense because that's pretty much
what I was doing back then. Right. You do within a few days. And you can open up. So he'd had send these
guys to let's say Tennessee or or Ohio or something put them in a little town they'd go open up
three bank accounts and usually send a team two or three guys they'd go in and then he'd put roughly
you know 10,000 11,000 in each account he'd wire the money in the account and then they'd wait a few
days and within four or five days you get your debit card and so they'd activate the debit card
they would then clone the debit card
and they'd send him,
they'd overnight him the cloned card.
They have the little device.
Yeah.
And he'd get their cards.
And then he would go into the post office and he'd say,
hey, I need to buy $1,000,
I'm sorry, I need to buy nine $1,000 money orders.
And they'd go, okay, and you have the point of sale machine.
And they'd say, okay, go ahead and swipe your card.
Well, the card's just a white plastic card.
But they don't know that.
They don't see it.
He just goes, okay, swipes it, punches in the pen.
And they go, okay.
And it cleared because there's like, let's say there's $10,000 in the account.
Well, it just cleared.
And they're charging you a dollar or two for each one of these money orders.
So I'm assuming they're charging you something, right?
Or I don't think they give them away for free.
No, money orders is you a dollar.
Dollar.
Yeah.
So they're charging a couple bucks or whatever, nine bucks.
So they do that.
And he gets $9,000.
dollars, or he gets nine, $1,000 money orders.
He takes those money orders and he goes and he deposited him to the bank.
And then, but as soon as he walks out of the, he walks out of the post office, he calls the guy in Ohio or Tennessee or Wisconsin,
wherever these guys are.
He calls them and says, hey, man, I just, I just pulled all the money out of Bank of America,
go in the bank.
And the guy turns around and goes in the bank, goes up to the teller and says, hey, I need to get $1,200 out of my account.
And they go, oh, okay, hold on.
Give you a card.
Yeah, here.
Okay, cool.
And then they look on the machine.
They go, okay, hold on.
And they go, oh, I only got $900 a year account.
He goes, what?
I don't know, I got like over like 10 grand.
And they go, no, you don't.
What are you talking about?
I've over to have 10 grand in that account.
And they go, no, you just removed over $9,000 from your account.
Go, when, when this happened?
They're like, like 15 minutes ago.
Like, it just happened.
And he's like, where did I, where'd that happen?
They go, oh, Florida.
And you go, I'm talking about.
I'm in here.
I just pulled in the parking lot.
I mean, I'm not in Florida.
And they're like, do you have your debit card?
And he goes, yeah, I got it right here.
And they go, oh, my God.
You need to talk to Jennifer, the manager.
Yeah.
And then they go meet with Jennifer.
And Jennifer sits down and she looks over everything.
She goes, oh, wow, this is fraud.
And something's wrong.
He's like, well, what happened?
Where's my money?
And they're like, don't worry.
We're going to put your money back.
You know, by law, we have to put your money.
back to 24 hours. So it'll be back in your account by tonight. Okay. And then they put the money
back in the next day, the guy goes in the bank. He says, listen, I just want a cashier's check for all my
money. And I don't want to close the account. I'm not saying that you guys did anything wrong at the bank,
but something's not right. Now, obviously, you're the broadster that you're kind of making it seem
like you guys are doing something fucked up. Yeah, dude. I don't know what you guys are doing.
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Yeah, I don't know what's happening with you guys, but you just, I can't have my money here.
something's up with your fucking bank.
So they give him a cashier's check or check or whatever.
And then they close the account.
He leaves.
Well, he does that with his three guys going.
Yeah.
Everyone has three IDs.
Everyone opened up three accounts.
That's nine accounts per guy that's making roughly $9,000 time.
That's $81,000 per guy.
And you've got three guys.
That's like 200.
I'm not great with math, but I think that's roughly $270,000.
And he would pay those guys 30% of whatever they got.
He would say, I get a third.
And it's a third to set the whole operation up, which it's not, but they don't know any better.
And so they would do that.
And he said, most guys were good for one or two runs, but most of the guys were drug addicts.
And so he said, you know, after they, you pay them the first time, they disappear or the
second time they've got so much money, they just fuck it up.
They can't hand, drug addicts can't handle a lot of money.
But the thing I don't understand, and now that you brought that up, is.
their pool, the people that they choose.
Because I look back and I'm like, yo, I know a bunch of friends of mine.
I'm saying, aren't drug addicts, but they're down for the shits.
Yeah.
I don't know why they always pick that circle.
I mean, I've asked Zach that and Zach was like, well, because like normal people
wouldn't do this.
And I'm like, you're wrong about that.
Yeah.
Like, like it was like, that's absolutely not true.
And he just was like, well, the easiest people to do this or to find that was willing
to do this were people that he's like, people that have been in and out of jail.
And most of those people were drug addicts.
And so he was very good at getting these guys.
And he said, but they were, they were good for one or two.
He said, I think the most he ever said he had somebody do was like three times.
And he said, by the third time, the guy just, he got there.
And he just completely fell off the wagon and he fucked up and cops got called.
And this guy doesn't know who he is.
None of these people know who he is.
So he gets a phone call from like the hotel that he put him in.
And the hotel's like, hey, listen, you know, because a hotel thinks it's a booking through a business.
Yes.
So they're calling the business to say, hey, your employee is an issue.
We're going to have to cancel his reservation to stay here.
And then he'd go, why?
What's going on?
They'd say, well, I mean, he was just arrested.
He was in the parking lot naked at 2 o'clock in the morning.
And they arrested him.
And he's, we can't have that here.
And this guy's walking around the hallways and, you know, with no clothes on.
He's called, he's been causing problems, you know?
And so he's like, oh, yeah, okay, I understand.
And then, of course, he would immediately just chuck the phone.
He'd pull out the fucking SIM card and throw it away.
and put another SIM card in and be like, oh, that guy's gone and just leave them stranded up there.
If they do try and call them or they get out of jail or whatever, he's just, yeah, we're done.
There's no reason to.
And if there was money still in the bank or whatever, he's like, it's just all that's gone.
Like, just to write out.
You just have to be able to walk away.
And he did that consistently.
He said for like a year or so that he did this scam.
He's like, I mean, the loss ratio was huge, but the profit margin on it was also huge.
So it was worth taking these huge losses because you were making so much money.
I mean, when it comes to fraud, there's always a win.
Yeah.
For the most part.
For the most part, I mean, if you can do it long enough.
But if you can, you can really survive quite a while if you can walk away the moment things start to go look bad.
If there's any indication something's wrong, walk away.
Yes.
And don't look back, chuck everything and just move on.
You're probably going to get away with it.
But most people, they get a phone call from UPS saying, hey, are you going to be at that location?
We need someone to sign for the package.
And you're thinking, no, you don't.
You don't need anybody to sign.
I've ordered, I've ordered 30 packages in the same way.
Nobody's ever had to sign, you know?
Or they say, hey, we need to come by the FedEx, FedEx and in person and to pick up the package.
No, no.
Or the bank calls and says, hey, we need you to come by.
And we forgot to have you sign some paperwork when you open the account.
I don't think so.
So, but most people are like, yeah, okay, cool.
Yeah.
Oh, no, no, it's fine, bro.
It's fine.
They shouldn't have me fine.
They lost the signature card.
Stop it, bro.
They didn't lose the signature card.
Okay.
They want you to come in so the cops can arrest you.
That's what I've seen that happen to 50.
Maybe probably not 50, but over the course of, over the course of 13 years in prison and talking to fraudsters, I'll bet you I've talked to 20 guys that went into, they weren't on fraudsters either. By the way, some of these guys were shipping pills through the mail and the DEA calls. And the guy, they'll call to say, hey, we've got your package. Can you come in and sign for it? And even though they knew they were tracking the package. I was tracking the package. And you could see it. Oh, it's here. Oh, it's here. Oh, it's here.
it's been there forever.
Why isn't it leaving the fucking the shipping place or the warehouse?
That's been there for.
They'll even call.
What's going on?
Oh,
we're trying to find your package.
We're not sure what's going.
We'll get back with you in three and four days.
And suddenly it's all.
Oh, it is there.
And they go, yeah.
Oh, yeah, we did get your package.
It was an issue.
The truck crashed and we lost some package.
We found it.
Can you come and pick it up?
Sure, no problem.
They think, oh, thank God.
It's there.
What are you a fucking idiot?
It was gone for five days.
It disappeared for five days.
That's because the DEA had it.
And they're getting a judge to sign a warrant to open it.
And then once they open it, now they're getting them to sign an arrest record for a John Doe for who shows up to arrest them.
And they want you to come someplace so they can arrest you.
And your thought is, whew, they got it.
Thank God.
They got that package is still good.
No.
If you show up, you get arrested.
You just don't show.
Don't ever go anywhere where someone.
says, hey, can you meet me here?
No, I can't.
And you'd be surprised because at least while I wasn't, there was a time that was in Alaska, right?
So anytime you order stuff, you know, for going to Alaska, they literally, they go through
customs, which that for me, trip me the fuck out because it's like, you know, it's a part of the
U.S., not the lower 48, not together per se, but still in the U.S.
I didn't know that.
Yeah.
Yeah.
That's funny.
So they literally go through customs.
And sometimes they even go through customs inside the U.S.
So, for example, you order, I don't know, that root beer, right?
You order it from California.
And then it goes from California to Louisville.
Louisville got a little customs area there.
It clears that customs, then it goes to Anchorage.
Right.
And from Anchorage, it clears another customs, and then it goes to wherever you want it.
But that for me, which I found, once again, like, weird as fuck me because in Alaska, there's a big drug problem if you're not aware.
Yeah.
Yeah.
Pain killers are an issue.
Yeah.
And painkillers.
That's the blues.
That's what they call it.
They're a fan of the blues, right?
Little Smurfs where I caught up so much lingo.
It's not even funny.
So they have a big drug problem.
So I'm just, and there's like a couple gangs, but it's not heavy gang culture compared
to, you know, California, right?
They got a couple of bloods, cribs, Latin kings, but it's all small.
It's all like small chapters.
Right.
Compared nothing to the big ones down south or down a lower 48, as they call it.
For me, it's surprising how they traffic those drugs if they go through customs.
Because at first I thought I'm like, oh.
Well, customs isn't going to catch everything.
everything, especially not pills.
Pills don't really have an odor.
You know what I'm saying?
It's not like it's a marijuana, then it's got to get caught.
But if it's just pills, like lots of things go through in pills.
I knew guys that were shipping shit all over the place.
They were actually bottling them in vitamin bottles.
They were just putting them in vitamin bottles, screwing them together and shipping them all over the U.S.
They did eventually get caught.
But, but, you know, if it looks right and lots of stuff gets through, you know,
sometimes they catch stuff.
Sometimes they don't.
They, you know, they've got like an algorithm that says, eh, this is odd.
you know and and and but even customs stuff goes through customs you know sometimes sometimes it gets
cause them sometimes it's scrutinized sometimes it's not scrutinized so you know not super it's stupid
but it's not super shocking look at look at the dark web they mail shit all over the place
bro and it's funny because i yet how do you want to even get to the dark web everybody's like oh
dark web do this dark web that people buying credit cards IDs and i'm like bro you got i'm i'm
paranoid to do anything on the dark web just because scammers ain't lower to nobody the whole
prostans don't get a fuck so my thing is like if i buy these fake id from you i know i'm gonna get it back
you know it's a tug of war i'm like i suppose the ex said he said you you get ripped off about
60% of the time when you send somebody 300 bucks for an id he said there's about he said there's
about a 60% chance you're not getting your money yeah back you just they're just gonna
block you and just stop answering your shit and that's it but every once while you'll get when he's
and then sometimes you get them and they're just crap you look at it and you're like it's fucking
stickers on this shit.
Like, what are you doing?
This is no good.
If you get a good vendor, though, you know, being able to get a fake ID, that's worth
its weight, right?
Like, that's a ton of, that's worth a ton of money.
You know, fake IDs can do.
If you're sharp and you get a fake ID, we had the guy, we had a guy yesterday, the ghost
students.
The teacher.
Yeah.
Did you hear this?
No.
So he, he, so you get a fake ID.
Like, he's like, you don't even need a fucking ID.
You don't even mean like a real ID.
because it's all remote.
And you go and you say,
hey,
I want to sign up for classes.
And you sign up for your classes.
You then go to the student loan department.
You talk to somebody on the phone.
They tell you to fill out a form.
They send you the form.
You fill out the form.
Obviously,
it's online.
And it's all,
it can be,
it's got to be real information, right?
But it's a stolen identity.
So it's a stolen identity.
Then they say,
hey,
okay,
where do you want?
And then so what they do is they apply for a Pail grant and a student loan.
The course is, let's say it's 12 hours for a course.
And let's say that costs $6,000.
But you're borrowing $13,000.
So you're going to get the excess is $7,000.
So you don't get that money right away, though.
They want to make sure that you've been in the class for, let's say,
three, I think he said three weeks, three to four weeks.
Yeah.
So he said, so these people, and he said it's about, and I could be wrong what he said
exactly, but I think he said 20% of each class, 20%, 20% of each class.
Okay.
Two out of 10, there's 20 students, four of them are go students.
And he said, they go on there twice a week, you know, like Tuesdays and Thursday.
He said, and they come on and they sit there.
He said, half the time, they don't even have their camera.
on. But if you say, hey, number four, you know, hey, did you? Yeah, yeah, yeah. No, I understand. I'm following
on long professor. Right. I understand the American, I know we're talking about the American Revolution.
We're good. Okay. And they just sit there. So they sit there for 45 minutes, twice a week for three weeks.
And then the the student loan department or whoever notifies, you know, Sally Mae, who does the student
loans and the federal government, they say, hey, he's been here three weeks. And then they push the button.
And you get your direct deposit.
The school gets their $6,000.
And you get $7,000 deposited into your chime account.
Okay.
And so boom, seven grand.
We're done with that fucking school next.
And so there are guys, people that are doing multiple schools and multiple fake identities names.
And think about it, you could be the same fucking person in both class.
You could be in the same class and you could be four people.
You could be all four people.
Yeah, literally.
You know, hey, you know, your camera's not on.
I mean, this is what people are doing with remote jobs.
Right.
There's some people that literally software engineers.
But this is straight.
This is $28,000 in three weeks and you just go to another school.
You could also be doing it in multiple schools.
At the same time.
Right.
Think about it.
Your whole day all day could be sitting in class going, you know, if he takes attendance and you go, you know, present.
Okay. Present.
Present.
You know, and you just sit there and in multiple classes and you're like, okay, and this class is wrapping up.
Okay.
Got to go to log on to my next class at Hillsborough Community College.
Oh, wait.
I got one at Pascoe Hernandez Community College.
Oh, wait.
I have one at University of South Florida.
Oh, wait.
How many fucking colleges are there in Florida?
I mean, there's at least 20 colleges and junior, I mean, there's like 30, 30, 30, 30.
counties and each one has a community college.
So every one of them, you could sign up as multiple students and you don't even need the
ID.
I just need to sign up and get my goal and you're opening chime accounts online.
It's all online.
You can sit in Starbucks and just rake up fucking money.
Boy, if I was active now, boy.
And that's all you fucking do.
That was that's all you have to do.
And even if they said, no, no, you have to scan your ID.
Okay.
So I have to get the IDs.
Okay, fine.
Then I'll go on monster.com and I'll put it in an ad in the in the for some job.
And I'll have people fill out for the job.
And one of the things to fill out the job is you have to scan your ID.
And I'll get all your information.
Fill out the.
Oh, you got the job here.
Here.
Here's your W4 form or your W9.
Is it W9?
I think it's W4.
Yeah.
So they fill it out and they're going to put their social security.
I got your social security.
I have your date of birth and I have a scan of your ID.
And then I send them a letter saying, hey, man, I'm sorry with the company's folding.
You didn't get the fucking job.
But now I got the information.
Now I'm just going to go to Hillsburg Community College or Pascoe or Pinellis or I'm going to go to Miami.
Like you just go to all the counties and you just start applying and you get all those student loans.
Go get a bunch of time.
I mean, you'd have to be organized.
But you could make half a million dollars part time.
you could watch the Game of Thrones series
and in that same that time span
make half a million dollars
just running this fucking scam
that's by the way that's a that's a that's a good short right there
right
I just marked down
short something you just said
half a million dollars part time
will probably be in the intro
yeah while you're doing
while you're watching the game of throw
you could watch uh you go have you watched um
silo
No, I haven't watched Silo.
Well, you could make half a million watch on Silo.
You could watch a whole day.
Or for the good of mankind, I think there's a show called The Good of Mankind.
Same thing, Good of Mankind.
And I think it's like six, I think it's got like five seasons.
You watch that whole season?
Yeah.
And you could make probably a million dollars.
It's six seasons.
I think it's five or six seasons.
Make a million dollars during that.
That could be a full-time gig.
That's fucking insane.
You pretty after my head to do some time at some point they might figure it out.
But here's what he was saying.
Okay.
The federal government, first of all, the schools have no incentive to try and stop you.
They know what's happening.
Yeah, they just want to get money from the government.
Right.
They're like, well, they're like, we're not committing fraud, but there's no incentive for them to stop the fraud.
And for some reason, Sally May knows that like 20 to 30 percent of these loans that are giving are fraud.
And they have no incentive.
I guess in a way for them, it's like almost like.
like they're helping support the colleges through fraud.
And think about that money is going back into the system.
So and how, you know, how much money is that it's kind of like talking about how like they say like Miami like was built on drug money, right?
Yeah.
So it's like what was the real incentive to stop the drugs?
If it weren't for the violence, there probably wouldn't be that much incentive to e-stop them at all.
I mean, there's so much money going into the system.
Yeah, but it's still being run on drugs just not as violent.
Or if it's not drugs, it's fraud.
Right.
Because every other day, someone's getting busted for either one or the other.
So it's just the violence just went way more down.
Right.
Right.
At the end of the day, but the action is still going on.
Right.
Like, not so long ago on Port Evergages, I don't know if you're aware,
but there was a vessel under a JP mortgage, the Chase company, like Chase.
Yeah.
Now, there he busted with a bunch of drugs.
Like, kilos of drugs.
Like, no, not kilos, tons, my bad.
Tons of drugs.
Okay.
One point three tons or some shit like that or like,
And where was this?
Port Everglades.
Oh, okay.
Yeah.
I don't know there.
Which, whatever.
Obviously, JP was like,
bro, I don't know about this.
Could not be me,
but it still happens.
Yeah.
So it's still getting built that way.
Was it,
I have a buddy that I'm pretty sure to this day,
he drives Uber.
I've been talked to him probably a couple of years,
but this is when I was in the halfway house
and I was working at the gym.
I had a buddy that sold fake.
Oh, gosh.
fake sunglasses.
Like they were like, I don't know,
is lacrosse or not lacrosse?
Probably Raybans.
Like,
Raybans,
he sold a,
there were different ones,
right?
Like there's he had,
and he had somebody in China that was making them and they were like,
perfect.
And he would put them,
he would create,
he had a bunch of pages on Instagram that he had created.
And then he would,
and he'd also go on Facebook too.
And he would basically sell these glass like,
hey man,
I got these glasses.
And I bought them.
like, you know, bought them two weeks ago. And honestly, I'm broke and I need, I need some money.
And they're $1,200 and I'm selling them for $200.
Whatever it was. Or I would, you know, after Christmas, he would sell tons of them because
he'd be like, I got these for Christmas. I don't have a receipt. I just want them. I'm never
going to wear these things. This is what they are. And they're knockoffs. And then people would say,
yeah, yeah, I want him. And he said, okay, I'll meet you. He drives Uber. So he said,
I basically kind of wait till I could get near there on an Uber.
Yeah.
And then apparently you can do something with the app, you know, where it kind of helps you go to a certain area or something.
And so he'd Uber close to them and then he'd call them up and meet them.
And they'd Uber back.
You know, he'd pay to pick up a fare close to there and go back to Tampa.
And he'd also pick up fairs, you know, normally.
But just during the day, during his downtime, he'd do this.
And if he said, if I sell one a day, he's like, I'll make 200 bucks.
Like, these things are 12 bucks.
Getting them from China.
I'm getting 50 of them at a time from China.
and then I'm selling them for $200 or $300.
I'm negotiating with people.
But the profit margin is almost, it's like 95% profit.
So he's making that plus his Uber.
And he would get, he would save up.
I'm not going to say his name, but he would save up like 80,000.
And I only know this from our mutual friend said, and I go, I don't understand.
Like this guy's making, he's making three or $400 a day plus the Uber.
Yeah.
Like, why does he never have any money?
He said, well, you know, he's a drug addict.
And I'd be like, what?
And I go, he said, he didn't even do drugs.
I've never seen him do drugs.
He's no, not right now.
He said, he'll save up 60 or 80,000 and blow through it in two weeks on strippers and blow.
And then come to me and borrow money from me to pay his rent.
And he'll sober up over a couple of days.
And then he'll get back in the Uber and he'll start the whole process.
He was he's been doing this for for 20 years.
Jesus,
this is this guy, 20 years.
It's insane.
It's insane.
And that's just what, and I was like, what the fuck?
He's, oh, no, he does it.
It's like, he'll say, he goes, and he makes money.
He's, he works every day, except for that two or three weeks.
He'll just go off on a bender, blow all the money, call me up.
Bro, meet me at the fucking club.
Everything's on me.
And I'm like, yeah, no, I'm good.
I got two kids and a wife.
I'm going home.
All right.
Now, I'm good.
I know what the cycle is.
But see, I can't understand people like that.
And I get it, drug added, whatever, or just a fucking degenerate.
He could probably could make a $200,000 doing his little scam.
Yeah.
But is there really a scam in the sense of you're sending knockoff?
So knockoff?
He's still selling it.
Yeah, they're getting it.
They're getting it.
And here's the thing.
He's so smart that he, over the course of six months to a year, he actually got, I can't, I forget the name of the glasses.
but he actually got to the point where he works with the Chinese manufacturer
to get them to where they literally are perfect.
He said,
I would send them photos of the real glasses and explain like you're giving,
what you're giving me,
the lenses are plastic.
I need them to be glass.
And they would go,
okay,
we can do glass.
And then they'd give him glass.
And then he had a real pair.
He'd compare it.
Okay, that's good.
But the screw that you're using is countersunk.
On the real glasses, they're flush.
They have to be flush.
And he's, of course, there's a trans, even though they speak English, the trans, you know, still an issue with translation.
There's not perfect English.
And then it takes a week or two to get them from China.
Yeah, of course.
So he said, two weeks later, I get him.
He said, and I was like, are you saying?
He's like, yeah, bro, I got him to the point where he's got like a couple different types that are perfect.
He was perfect. He was perfect. He had one pair that one, one line that was, is I'm telling you right now, you cannot tell the difference between these. Because I'm basically selling real Raybant's. They're real. He was like, you cannot tell the difference. Um, and that's what he would do. And so these people are nobody's calling back saying, oh, I got rid of dog. You fucked me over. But you said these were a $1,200 pair of, of, um, Louis Vuitton. It's a bullshit, bro. You fuck me. Nobody. That's how good they are.
So if that's the case and you're doing it, the problem is, you know, and this is what my buddy is, our mutual buddy says is he's, he's a drug addict.
And he goes, you understand, he'll get, he'll get, he's I had, he's one time he had almost 100 grand.
He blew it in a month.
That's fucking, he didn't work for a month.
He said he, he's, he's fucking bringing home strippers.
He's, he's bringing home strippers to his, to like the, the efficient, the shit hole.
He lived in a shit hole efficiency.
He lived in a carport.
in a carport that had been modified to an efficiency.
It actually was a one bedroom.
Okay.
But when I say, I mean, you have no idea.
I mean, literally the bedroom was just big enough for the bed and a dresser.
It was tiny.
And it had a bathroom.
And it had a little living area that was basically almost like the living room.
Matt, it's just a garage.
You split it up.
Exactly.
It's a carport.
How big can you make a carport?
Yeah.
That's where he lived.
That was his one bedroom, which was an efficient, a shitty efficiency.
Yeah.
You got, you got $80,000.
And he, at this one, I remember talking to our mutual body saying, why doesn't he, I don't know, he's none of it.
He's been doing it for 20 years.
He's not going to change.
But wait, let me ask what he does.
Matt, let me ask you this.
Wait, I almost sound super ignorant, but I always don't care.
Like, white people know about efficiencies?
Like, fuck.
Did you say white people?
Yeah.
Like, when you just told me efficiency, I was like, what the fuck?
Of course. I lived in a rooming house.
I lived in a rooming house for 18 months.
I live in a rooming house.
Of course.
If you're broke, my wife just opened up a, she calls it a transition house.
I called it a fucking rooming house.
She just opened up a rooming house.
She's going to rent rooms to people that are transitioning from, you know, prison to just regular, you know,
and she's going to probation officers and stuff.
And she wants to bring people in and they'll live there and then they'll get a job and everything.
They're going for like a hundred and seventy five bucks a week or something like that.
They pay you, she pays, you know, rent, everything.
It's good.
So it's a nice little thing.
It's a little thing she wants to do.
She wants to, you know, she's one of these people that goes to prison and she straightens
her life up.
And then she like wants to give back to the community, which I don't understand.
I don't want to give back to the community.
I just want to make, yeah, I just want to make some money.
You know, I just want to survive.
But, you know, she's, she wants to like, save people.
Like she's just, you're right?
Yeah, she's a good person, you know, which I'm not going to hold it against her.
It's okay.
The world needs people like that.
I'm not signing up for it.
But, you know, good for her.
Good for her.
I'm not putting any effort into it.
I've already told her that.
Like, don't, I'm not mowing the yard.
Don't ask me to paint.
So I need to paint this room.
And I say, well, I think you need to talk to somebody else.
Go buy some blue tape and some fucking rollers.
I'm not doing it.
I got enough problem.
We're trying to build another studio downstairs.
Yeah.
That was horrible.
I worked for like three days straight.
My fucking back with her almost went out.
It was horrible.
I'm an old man.
I can't be paying shit.
So that's crazy.
So you guys do efficiency.
I'm still not over that shit.
I thought I don't know what a Miami thing.
You don't know what an efficiency is?
See, see, thank you.
Oh my God.
It's an efficiency.
It's like basically it's like a one bedroom that also has like a partial, the traditional efficiency.
Basically, you're living in.
in a spare bedroom, in a spare room.
But it's also got a kitchen and a bathroom.
So it's a bathroom.
You don't know what it's like.
Any motel room you go to would be.
Yeah.
No, that's nice.
I know that's nice.
Yeah.
That would be like a really nice efficiency.
Yeah.
Basically, an efficiency is you have a bedroom, a kitchen, kitchenette, and a bathroom.
But it can be very tight.
Like, it's tight.
You don't have a separate bedroom.
I mean, you have, like,
literally you're laying in your bed and the kitchen's right here. Yeah, the kitchen's in your bedroom.
And then there's a toilet and a bed. Sometimes sometimes the toilet and shit will be right in the room.
Yeah. But wait, look. Like a big prison cell, like a really nice prison cell. Yeah. And look,
a better way to put it is a master bedroom with his own private entrance. It's a master bedroom.
Yeah, yeah. But usually they have a kitchen like a kitchenette, right? Like a little kind of like they'll have like a little tiny refrigerator and a sink.
Well, usually you can use the kit, the bathroom.
The bathroom sink.
That's what you think.
Yeah, so we're talking about you.
This is straight as cheap as you can go and still have your own shit.
I mean, the cheapest you can go is you're sharing a bathroom with the other guys in the house.
Exactly.
Wow.
So Kobe just proved my phone.
That's Colby.
Can't use Colby.
Colby's sheltered.
He's sheltered.
He's, he's never struggled, struggled.
He's had a, he's had a, he's had a middle class, a white guy, middle class white guy exist.
distance.
He's like, yeah, I remember that couple that came down from Atlanta, they didn't know
your story.
And so when they're asking like, oh, what Matt do?
And I'm kind of telling them why you're in the bathroom or something.
They're like, oh my gosh.
Oh my gosh.
And they're like, so what did you do to get here?
I'm like, I just applied.
I went to school.
Like I went to school.
I got a degree.
I mean, I'm a normal guy.
Yeah.
I always tell Jess.
Jess always feels bad for Colby.
She's like, I feel bad for Colby sometimes.
You got them around.
all these fucking degenerate degenerate.
Like he's not prepared for this.
We had we had one time that was like the, oh, we had one time the, what was it Connor?
Oh my gosh.
Yeah.
Conner's first day.
This was like he had an assistant named Connor who came and the first.
And he was fresh out of high school.
And I mean, middle class.
If you think I'm like middle class sheltered white guy.
Babe in the woods.
Yeah.
And, I mean, the first day we're there, there's multiple things going wrong.
I mean, people, we have a guy that comes and he's on drugs and he's, he's banging into shit.
We get into a fucking argument.
Like, we're yelling.
Like, this guy's like, the fuck is going on.
And he's in somebody.
He's in my living room.
Sitting on the floor.
On the floor.
He comes, he shows up.
Like, we have nothing.
I just moved in.
I don't even have chairs.
You can sit on the floor.
There's no couch.
There's nothing.
Sit on the floor.
There's nowhere.
and everybody like we adjust a camera set up and a bare minimum camera set up in the living room
and these walls okay so these walls on the wheels that's all we got in the living room the house
is empty so it's sketchy he shows up and it's like this is sketchy lord and these guys are
and these are all fucking criminals in here they're all talking about going to fucking prison state
prison federal prison fight he's listening these guys talk about fucking robbing people and selling
And he's like, and then we get into a screaming match.
And he's like, he's got to be, I remember thinking when he left, I think I was like,
do you think he's coming back?
You think he's coming back?
He's like, I don't know.
Maybe.
Bro, shit, man.
But anyways, no, fucking.
I mean, I could imagine.
I go and he just imagine.
He did come back.
Yeah.
He did come back.
He never stuck around long enough to see his dream fulfilled.
You know what that was?
What was that?
Getting fresh and fit on the podcast, Myering.
Gaines.
Do you remember that?
How he was always like,
we need to talk to these guys.
He used to talk to these guys.
He said,
you should go on fresh and fit.
You should go on fresh and fit.
Oh, he could have come with me
to fresh and fit in Miami.
Well,
he had moved to,
he moved like Texas.
I think he's in Gainesville now.
Really?
Yeah.
You know who fresh and fit is.
No, yeah.
And I seen,
I see, no, Myron.
Mostly, not the other.
Because what's,
Myron's fresh.
The other guy's fit?
Like, what the?
I don't know.
I think Myron's fit.
And the other guy.
is fresh. I think my because myron's the one who is he's got a yeah but he also he started as a like a
personal training personal trainer that's how it started where he was helping guys younger or guys like
work out and he had a personal training brand and then he said then I started noticing like
these guys are like bro like how do I meet girls and how they're asking you questions he's like
what do you mean I you open out talk to him like yeah but they're not interested he's like oh you got to ask
five or six of them.
The numbers.
Yeah.
He's like, you know, he started, and then he started realizing, like,
these kids need, like, mentors.
Like, what is going on?
He said, and then he started realizing, like, oh, they don't have fathers.
Oh, wow.
They don't have anybody to tell them, explain how the game goes.
Yeah, they're afraid to even talk that.
They're terrified of me.
They're so terrified of being embarrassed by a girl or rejected.
They won't even make the attempt.
I would say it's more embarrassed because, like, bro, people just don't say no anymore.
Like, it's like, you go,
to X, Y, Z girl and tell her like, oh, hey, you look good.
I was thinking we can go on a date.
Yeah. Normal people would say, no.
Yeah. Okay. No, I'm sorry. I'm just not interested.
Yeah, exactly. Or I got a boyfriend. Whatever. Right. Right. What do they do now?
Either they're recording. Right. So they're recording you out of end of the point of time or just be like, oh, I got a boyfriend and, you know, you're not my type. Like, you know, you're not my type.
Like, you know, you're a short king, you know, they'll be like, you're too short for me. You got to be over six feet. Right there on the spot.
Fuck.
Like just fucking light you up.
It's like, or it's like, or like, bro, I had one girl tell me once.
Like, I'm too masculine.
I don't know how to take that.
That never happened.
That never happened.
Literally, too masculine.
Too masculine?
Too masculine.
He's like, oh, but then she later explained, which is like, oh, I'm into femme boys,
feministic boys.
Oh, okay.
So I just wasn't feminine.
I don't fucking know.
But it was like a couple years ago.
You didn't.
Hey.
Switch it up.
I didn't switch you.
No.
Hell no.
The fuck.
Have you seen that video?
No.
There's like videos of like a guy in the mall.
He's like, hey, how you doing?
Talking to these cute girls or whatever.
And then he's like, oh, yeah, we need to hang out later.
Get your number.
He gets his number and he's all right.
Thanks.
I'll hit you up later.
But yeah, I know.
I mean, bro.
What I've seen on social media and even though I don't go on social media,
but like from podcasts, reals and stuff like that,
just dude, girls are just fucking deba-diabodial, man.
Ficious?
Yeah, hell yeah.
I met this girl at this wedding that I was just at.
Right.
And she's like in her 30s and she's writing a book about dating in her 30s.
And she met this guy who was a lawyer.
And she said everything was going good.
And then she's like, do you want to come back to my place to show you, you know, see the Steengrays?
She's like, what are you talking about?
And he is, it's illegal.
And he's like a Steengray dealer like in his basement and his apartment.
It's illegal?
It's illegal.
He's got a big large fish tank of stingrays that he like drives down to Miami and like sells them.
So her book is called stingrays in the basement.
But it's actually a good title.
It's a good time.
So it's pretty funny.
A lawyer who's a legal stingray dealer.
You know who I would interview if I was going to write a book like that.
I would interview Sexton.
James Sexton, remember the lawyer, the divorce attorney.
Oh, yes.
Yeah. He's great. He's fucking amazing, right? Yeah. We did a Zoom with him. And it's funny because after the Zoom, he was telling me, he's like, yeah, if you and your wife ever come up to New York, you got to come on, you got to, you know, or not come on. Sorry, you have, you know, let me up. We'll go to dinner. And I've been up probably six times since then and never once to. I don't know why. I never remember at the time. He would be so amazing to have to have dinner with. He's.
Yeah. And talk about he's everywhere. Like I'll bet you he can't walk down the street without people stopping him and going, holy shit.
You know, and stopping him and saying, hey, man, I've watched your stuff. And he's so much, so much more than just like telling a bunch of, you know, stories about bad divorces. Like he has such amazing wisdom just about marriage and relationships in general just because he's seen them at their worst.
And, yeah, clearly you're not going to seem about the best.
No, no.
You know what reminds me of, oh, it was the wedding crashers.
Did you ever see wedding crashes at the beginning of wedding crashers where they're going?
You know, wedding crashes.
No, I've seen it.
I just trying to.
Oh, yeah.
Sorry.
Sorry.
Yeah.
They, they're mediators.
They do mediation.
And so they're mediating between two.
I don't know if they're lawyers or mediators.
I think they're mediators.
Yeah.
They're doing a mediation of things.
divorce.
Yes.
And they're,
come on.
Because they're sharing, like, well, their role is to break down, like,
okay, you can keep the house, I'll keep the car.
Right, right.
And so they're going back.
Exactly.
They're hilarious.
No, Vizvon is a fucking hilarious.
Yeah.
He only plays Vince Vaughn, though.
Yeah.
You know, that's the problem is he's only Vince Vaughn.
It's like, gosh, what's the other guy?
I think it's Owen Wilson.
No, no, I was thinking Will, well, you're right, it is Owen Wilson.
But I was thinking Will Ferro, same thing.
He always plays Will Ferro.
But if it's not Brokeway, fix him.
Sandler plays Adam Sandler, right?
Oh, no, no, and they're all great.
They're all great movies.
Like, he's great.
He did, Vince Vaughn did play like a serial killer one time.
That was pretty, he was pretty good in that.
You kind of bought it.
Yeah.
Adam Sandler was an uncut gyms.
I don't know.
I didn't know.
Oh, yeah.
Oh, you didn't see it?
It was, it was pretty good.
You know what the problem with it was?
You really despised him in that movie.
He was just such a scumbag in the movie.
Well, uncut gyms?
uncut gyms and at the end of it did you see it yeah i did see yeah at the end i was gonna say
colby like no colby's do you not watch movies like at all it's it wouldn't matter if if if a movie got
350 million people went to see it colby but that one guy that yeah i haven't seen it yet like are you
everybody's seen it's like yeah i know like i need to see that i hear that um but yeah and uncut jims
at the end of it it's it's fucking it's just it's just it's just
It's horrible.
It's a horrible ending and you just,
you despise him because he's just such a fucking degenerate in it, you know?
I hate it out of sound of that movie because I was just,
I mean,
I hated the character.
I'm just like,
he just can't get right.
It's like literally,
it reminds me of Zach to some degree.
Just can't get,
yeah.
You're like,
fuck,
you're right there to the promise land.
You're about to get out of his car free and you're like,
I want to double down.
Yeah.
Either double down,
triple down.
It's like,
fuck, man.
Stop where you're ahead.
I had a friend of mine that was like that.
We went to a casino.
back in Miami called Magic City Casino
which used to be the Flagler
if not I'm mistaken, dog track.
So I mean, you probably, no, you have to remember
like dog racing back in the day.
Like Greyhound Racing?
Yeah.
Yeah.
So that used to be a park for it
until, you know, they seized operation.
They just went strictly to casino.
And I'm friend, there was a crap machine, right?
So it's like, there was a literally a crap machine that,
how would I say?
Yeah, it's like craps.
You ever played crafts or seen people play crafts?
I know it's a game.
Yeah.
Like, you got to roll the,
dice and whatever snake eyes you get money back you don't oh yeah yeah okay yeah i know i know what that is
so real urban game if you no they play it in the casinos they they do the whole right they play
the first time the first time i saw it was oh was guys against a wall exactly that's what i'm getting at a
party in the corner yeah yeah doing the dice that's going throwing dollar bills they just just
imagine they automized it right they made it into a machine right but it's that same concept
and my friend went up 20 grand when 20 bucks he started with 20 bucks he started with 20 bucks
And he went up 20 grand.
And then lost it all.
Bro, it was the most defeating defeat I ever seen in my life.
Like I kept telling him like, yo, can we leave?
No, no.
I got, I'm like, bro, I'm like, bro, you're losing, bro.
Can we go?
Nah, nah, nah, nah.
And then everybody gathered up like, yo, let's see this fucking degenerate fuck up.
Like, you know, like on some public humiliation.
I mean, humiliation fucking trial.
Right?
And it's like, all you see is 20,000, 15, 10, 8, 7, 6 to a fucking goose egg.
And I'm like, yeah.
And I literally looked at him like, bro, you like, why the fuck did we go from 20 grand to zero?
It's just, that's just degenerate gamblers.
That's just what they do.
It's horrible.
You just got to stay away from that guy.
Dude.
That's got to be, you know, that's got to, that's got to, that's got has to kind of trickle down into every aspect of his life, right?
At some point, you have to.
But it, but it's weird because he's not, he doesn't have an addictive personality from whatever.
But this is a part that I don't get it.
Look, put it like this.
Everybody got their vices and their things.
And it's weird because, look, for him, his thing was just I smoke, but at work, I do my thing.
I just smoke my weed every now and then.
Right.
And I go gamble every once in a while and lose all the money, $300, 200 bucks.
Even then, I mean, that's the one time I got to witness it because it was like my idea to pitch him to go to the casino.
It wasn't the other way around.
Oh, okay.
So he doesn't usually go?
No.
Oh, it's your fault.
I was trying to pull him out of it.
Listen, I'm walking through this.
I don't think this wasn't the Seminole Casino.
This wasn't the Hard Rock.
This was, I think, we were in Vegas.
In Vegas at Caesars.
Okay.
And there's a wife with three kids.
One of them's in like a stroller.
So, you know, they have the carpet.
They have the area where they're doing the games.
Yeah.
You know, they're playing like the whatever you want, whatever.
the slots.
And so it's separated kind of by carpet, right?
Okay.
And then there's the walkway.
And I don't know if the kids can't go on the carpet area, but that's what it felt like to me.
I could be wrong.
I think that's like the rule.
Yeah, one of the rules, because I went to Vegas, but not on tourists.
And I want my dad.
My dad's not a gambler per se.
So I think that's why I went like, because they have it segregated.
So like, but like, yeah, you can't go on the floor, the casino floor.
Yeah.
Oh, can't go on the carpet.
So we're walking and there's a, I'm assuming mom.
wife, standing there with a stroller and like two other kids.
And they're standing there.
They're all just standing there.
And the father is at the closest slot.
And he's like just, you know, hit in the butt.
And he's like, just, just along.
And I can see this because I'm walking towards them.
And I see his family there.
So I'm walking.
I see his family.
I'm like, why are they here?
Like, what are they doing?
And I'm looking and I'm seeing the husband.
And I'm seeing the, everybody's staring at him.
And he's just, just, just wait a minute.
And I'm, and I'm thinking, this is the saddest fucking thing I think I've ever seen.
Like you're, not ever, but this is so fucking pathetic, bro.
Like your wife and three kids are in a, you've got them in a casino waiting for you while you play slots.
And I mean, it will, it looked, and they looked pitiful.
Like they didn't look, you know, these people are not dressed well.
Like this is like you are burning, you look like you're burning through this month's rent.
Oh, Lord.
That's what you look like.
Yeah.
And it was just fucking horrible.
It reminded me of that photograph of the dust bowl in the 1920s or 30s, where it's this woman who's just, just, it's a black and white photograph.
the look she'll look like she's eating in fucking weeks bro and she's there with like a kid on her
on her lap and they don't look like they've show and it's just it's just this horrible photo it's a
famous photo from the depression era and it's just and that's what they look like they reminded me of
it's like there's just this poor woman and she's stuck she's got three kids with this fucking guy
and he's fucking gambling away this month's rent on fucking slots no no one more i'm gonna get it
Shut the fuck up.
Fucking horrible.
You brought your fucking, you brought your family to Vegas so you could gamble.
Yeah.
Come on.
You're probably staying in a fucking motel down the street.
No, I mean, shit.
Horrible.
I'm telling you, my, like, I got it a hate for gambling because, because literally my mom
blew through my college fund.
Oh, no doubt.
Like, which for me was crazy.
It was almost, it was like $500,000.
What was the guy the other day we had on that hit
he had a settlement when he turned 18.
He had $130,000 or $40,000 when he turned 18.
Blew it within a few months on all his buddies.
And I didn't find out.
I found out through a mutual friend, like, of my mom's obviously.
My mom never told me, never had the guts to tell me like, yeah, bro, I blew.
Through your college fund.
Yeah.
For me, that shit was wicked, bro.
I was like, you, I could have had.
Not that could have been such a successful fucking thing, but I didn't have to go through a lot of struggles.
It's fucking.
you didn't even blow through that shit
but I was like
but I still couldn't
consensualize
your 500 grand
how do you blow that
how
I can't
I can barely imagine
blowing 20
you know
unless you gotta do
like a big purchase
but just like
on your day to day
blowing 20 grand
I can't even
found them that
but yeah
man I mean
yeah that was a
that was a one time
ordeal in the casino
not to be on no gay shit
but I didn't loss
and Matt's eyes
bro
I'm not used to see white people
with blue eyes
you know
I mean, Matt, you should know this.
You've been to Miami.
It's like, see, look, you go to Miami and people think, like, you're a realtor or some shit.
Like, you're out here building, like, skyscrapers.
Or, like, you got old money if you're in court gables.
You get me?
And that's why I grew up.
I only been here in two years.
I heard some people say that Matt looks like the mobster guy.
Well, I know.
I want you to know.
And we're in the same frame of place.
Oh, bring a level.
A mob, me?
Yeah.
Oh, yeah.
Well, some guy that said I slat.
Yeah.
Oh, he's like the mops are kind of a guy.
Or Pat Riley.
Like,
just a short version of Pat Riley.
What was?
I don't know who Pat Riley is.
You don't know who Pat Riley is?
He's so fucking,
um,
oh God,
I was going to say something too.
Oh,
Donovan.
He reminds me of kind of a dot,
kind of reminds me of Donovan.
Only because Donovan says stuff like,
we'll be sitting there talking.
I'm like,
yeah,
and he'll look at it.
And he'll go,
God,
you're a good looking motherfucker.
And I go,
well,
you stop.
And,
you know,
He just doesn't.
I'm like, will you stop?
And I'm telling us some story.
And I'll say, yeah, so she this and she that.
And he'll go, I bet she got lost in my eyes, didn't she?
And I'm going to say, will you stop?
He says these uncomfortable things.
Donovan, the guy that did the 4X?
Yes, the 4X guy.
Oh, God.
What did he say the other day?
Oh, I told him about going.
I told Donovan about going to Halloween Horror Nights.
Yeah.
And we were on speaker with him and his wife.
And I was laughing about the whole thing and talking about how it was super cool.
I was like, Donovan, I don't think I can go.
I don't think I can go as a normal person anymore.
Oh, look at this guy.
You know, I'm joking.
I'm joking.
Obviously, I'm making jokes.
And then so he called me back and he said, and he said, who was it that he talked to?
Oh, he said, Chris, his wife was telling somebody else about going and paying for the extra.
whatever he's like so i'd hear the whole fucking thing all over again has my wife telling the story
about what you want to move the the arms they go up they fold up that's there you go yeah you just
there's the buttons right here look you can tell i don't have a slender bill like you man you got to
get on ozimpec all right all right what are we doing we're wrapping up yeah we're up let's go
back i got a couple more stories before what i did i leave off what i mean your own personal
story it was just like
yeah that that iPhone guy
I just told him you know I'm not really doing that
so then you you had just
mentioned on the break something about
maybe moving to Iowa
okay let me tell you this so
you're ready I am but my fucking dog I'm sorry my dog
is an issue
you look at you like he's you went from eating
ramen noodles and all this ghetto shit to like
I look at dogs my
my dog when we
if you're saying we make
my wife and I, we just have, if we, if we eat, there's never any dirty dishes.
Nobody ever drink something and puts the dish down and walks away.
You fucking clean the dish.
Okay.
When you're done, you clean everything.
We don't eat until everything's clean.
Nothing's sitting in the fucking thing.
No, oh, I drank some coffee and I'm saying, oh, it's fine.
I'll put it up later.
No, put it up now.
So same thing with the bed.
We got it up in the morning and our bed is immaculate.
I mean, perfect.
Like it looks like a fucking postcard.
And then she said, she said, I left.
left and I came back and she said, this is what the bed looked like.
And I was like, did the dog get on the bed?
She's like, I think so.
Like, that's a big deal.
We're, we're having this discussion about, are you going to owe yellow or the dog now?
Unacceptable, bro.
You did not get on the bed.
And so he, he's getting to a point.
He's, he's like a, he's at a year now.
Okay.
So he's like a teenager, young adult.
The teenager stage for a dog where they start trying to get away with shit.
Yeah.
And he, that's, so you, you jumped on the bed.
He didn't even jump on the bed politely.
He fucked the bed all up and then jumped off.
And he's walking around acting like, nothing's happening.
Nothing's happening.
Fuck with motherfucker.
You're about to get your little ass beat.
The fucking pit bull.
Right.
Yeah.
He's a complete, you know, the whole, that whole theory about pit bulls being tough and, uh, guard your house and they're, they'll, they'll, they're, they just, they're just, they just depends on you raise them, bro.
So most part, they're just punks.
He's just a sissy.
He's just, this little bags all the time.
Can't eat anything.
He...
All right.
Ready?
Ready.
So let's go.
Oh, so I have this story for you.
So I was in Iowa.
So during COVID, obviously getting a bunch of unemployment checks and whatnot.
Plus like the 600 bucks that Trump gave out, amazing.
I felt like, fucking, I was living life, right?
But obviously I looked at it.
I'm like, hey, this isn't the last long term, right?
So I was like, fuck, like, what can I do with this extra money?
Because yeah, I could get this money and move into an apartment.
Because my whole life I've been.
in efficiencies, right?
At least my whole young adult life, being deficiencies.
Right.
So I was like, fuck, why I do this money?
So I just decided I was like, you know what?
I'm going to ask for a transfer for my job and move to Iowa or move somewhere in the Midwest
because I was thinking, where is it cheap to live in the U.S.?
And it's like the northeast is pointless, like New York, Boston, all those places are not
expensive.
Plus they got state tax.
And in the West Coast is even more pointless.
California, Oregon, Washington, same thing.
Yeah.
So pretty much the same dynamic.
So I just started looking in the middle.
So Wisconsin, Iowa, Missouri, even Texas, like northern Texas.
I was like, all right, let's see what I can do.
And I was just applying anywhere, really.
I didn't have a place that I wanted to go.
I just like, hey, I just need this region.
So I was the only one that I set in my transfer.
So I moved to Iowa.
And obviously my money goes way longer there.
Like my insurance for a premium was like 30 bucks a month.
So like for six months, like what, 200 bucks, 300 bucks?
Like amazing, right?
Then from there, like, you know,
No, boredom is, I don't mind is the devil's playground.
So I was like, I was bored as fuck.
I was like, I didn't know anybody.
I was in a college town, but I wasn't the appropriate college age.
Right.
Like still, I was like 24, 23 in that range.
But like everybody's still freshman, like 18, 19, 20.
So I was like, yeah, I'm still in the group, but I'm more on like the older side of that whole college atmosphere.
Right.
So I was like, fuck, what do I do this and that?
I was just bored out of my fucking mind.
I could have, you know what?
I mean, you just start selling some grass.
I got some connections down in Miami.
Let me saw some grass.
see what happens. Make friends through
the illicit
drug deals. And nothing. I was just
selling drugs. I bought a
little stash from Miami. You got to shipped out through
the mail and just started, you know,
posting on Snapchat and
selling it to my neighbors. Because I was
in a duplex, but I was leaving on
one half of the duplex. Right.
So they switched into an apartment.
So like I said, the left side was a regular,
I guess a regular tall beam or tall
building. The first floor was one apartment.
The bottom floor was another. And I was in the
bottom. And then the right was like a whole house. Right. Well, like five or six bedrooms. Right.
So one day I noticed them like the smoking weed. I'm like, hey, look, bro, you know, I also,
you know, I sold grass and that what you want to do. He's like, oh my God, that's amazing, blah, blah,
so I saw our selling. You then obviously word of mouth, right? One person didn't find out I was selling. So
they reached me out through Snapchat and just transactional. Never made a lot of money because
there's not a lot of money in grass per se. Right. Unless you're selling like bulk and like consistently.
But like just nickel and nickel and diming here and there is not going to make you that much money.
right? That was more, once again, it was more recreational how I looked at it.
I'm like, I'm not going to be rich off of the shit.
Right.
At least not now.
Maybe if I invests more years into it, perhaps, right?
But at the moment being, I'm not going to get rich off of it.
So after all the, after all set and done, I was doing that for a while.
And then, um, and bro, I was real disappointed because it was just slow.
Slow, people didn't care about quality even then.
I guess Midwest were like, yo, I'll smoke oregano if it gets me high.
You got me not really into that deal.
And then one day I was traveling.
I was traveling down in Miami just for, I think it was New Year's, New Year's Eve of 2020.
And then I was just fucking around my friends and then I come back and do my door was
smashed.
And I was like, oh shit.
And dude, I got paranoid.
My stash didn't get like interrupted or nothing, but I'm just here paranoid like,
you'll smash into my door.
And it's hard to ask my roommates because they're all fucking like alcoholics.
Right.
Think about a bunch of college kids.
You get me?
And I'm here trying to be like, yo, I know you, bus this.
Like, oh, no, bro, we don't know anything.
So I'm just here like extra paranoid.
I'm like, yo.
So someone kicked in the door and went in the apartment, they didn't steal anything.
Nothing.
Okay.
So I'm here thinking.
I'm like, okay, what this could be?
Was it to that?
Making conclusions, right?
But no, it didn't amount to shit, right?
So another thing, I call the cops just to fill out a report so my landlord can be like,
hey, I'm not a degenerate.
Like, someone broke in.
Like, I didn't do this.
They'll try to finesse me out of the deposit.
It was they ended up doing anyways.
But still, I was like, making it.
known that it wasn't me. I wasn't in town and blah and blahzy blah. So that didn't go too far
to eventually I moved back to Miami and like and my phone was blowing up. Like now everybody
wanted to buy something from me. Right. And dude, I kid you not. I shot such a chicken that I was
like or shit out such a chick, whatever the fuck, how the phrase goes. When I was so nervous,
I was like, yo, I just deactivated my account. I was like, yo, why is it when I'm there?
Nobody tells me nothing. But as soon as I leave, not everyone.
wants to blow up my shit.
You know what I mean?
So I got super paranoid on that.
What were they calling you for?
For grass.
They were just trying to buy grass.
Okay.
But it just felt weird of the timing because it's like, while I was there locally,
the traffic wasn't hitting.
Right.
But as soon as I leave, then everybody wants to buy.
And like random people that I didn't even know got my Snapchat,
which obviously I know that's how the game goes, but I'm saying,
it was just all lining up too, quitt incidentally.
They just threw me off.
I was like, bro.
Look out of here with that shit.
Well, nah, man, I don't have nothing else, brother.
Like I said, crime, I try to commit crime and that should not last for anything.
Hey, you guys.
I appreciate you watching.
Do me a favor.
Hit the subscribe button to the bell so get notified of videos just like this.
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