Money Crimes with Nicole Lapin - Bank Robbery in a Leprechaun Costume

Episode Date: December 18, 2025

During the week of March 17th, a young man robbed a bank in Nashville -- dressed as a Leprechaun. The bizarre holdup, followed by a deadly car chase, made headlines across the country. And that same week in 1831, another infamous bank heist occurred when two men stole millions from a bank in Manhattan.Their heist has been called the first bank robbery in U.S. history. If you’re new here, don’t forget to follow Scams, Money and Murder to never miss a case! For Ad-free listening and early access to episodes, subscribe to Crime House+ on Apple Podcasts. Scams, Money and Murder is a Crime House Original Podcast, powered by PAVE Studios 🎧 Need More to Binge?  Listen to other Crime House Originals Clues, Crimes Of…, Crime House Daily, Killer Minds, Murder True Crime Stories and more wherever you get your podcasts! Follow me on Social Instagram: @Crimehouse TikTok: @Crimehouse Facebook: @crimehousestudios X: @crimehousemedia YouTube: @crimehousestudios To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Hi, Crime House community. It's Vanessa Richardson. Looking for another Crime House original podcast to add to your rotation, you will love Clues with Morgan Absher and Kaelin Moore. Every Wednesday, Morgan and Kaelin dig into the world's most notorious crimes, clue by clue, from serial killers to shocking murders. They follow the trail of clues, break down the evidence, and debate the theories. It's like hanging out with your smart and true crime-obsessed friends. Listen to Clues on Apple Podcasts, Spotify, Amazon Music, or wherever you listen to podcasts. This is Crime House. Keep your friends close, but your enemies closer.

It's not just a saying. It's a means of survival. Because in the world, we're entering trust is a trap. And betrayal is often fatal. I'm Carter Roy, and this is scams, money, and murder. And I'm Vanessa Richardson. Every Thursday, we'll explore the story of a money-motivated crime gone wrong, whether it's a notorious con, fraud, burglary, or even murder.

From the archives of Crime House, the show, murder, true crime stories, and killer minds. These are some of our favorite cases that have kept us lying awake at night wondering, if money didn't make the world go round, could all this have been avoided? And as always, at Crime House, we want to express our gratitude to you, our community, for making this possible. Please support us by rating, reviewing, and following scams, money, and murder, wherever you get your podcasts. Today's episode comes from Crime House the show with the theme being bank heists. We'll begin on St. Patrick's Day in 2010 when a college student named David Cotton

dressed as a leprechaun and held up a local bank in Tennessee. David and his getaway driver escaped with a bag of cash, but not with their lives. And it wasn't the only notorious heist from that week in history. On March 20th, 1831, two men snuck into a Manhattan bank. They maneuvered their way through multiple steel doors before pulling off what's said to be America's first ever bank robbery. Both of these cases show the grim realities of bank robberies. In film and television, these heists are packed with action and excitement,

but the truth is they are high stakes and risky. And like you'll see in today's stories, They rarely go according to plan. With Instacart, you get groceries that over deliver. Like when your sister-in-law is coming over for Appies and she's particular about cheese. Instacart's got shopper notes, so you can request Bree that's white, but more off-white.

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Shop three-and-one megablocks at Walmart for ages 3-plus. It was around lunchtime on March 17, 2010, when a man dressed as a leprechaun wandered into First State Bank in Gallatin, a town just north of Nashville, Tennessee. He wore a fake beard, sunglasses, and a top hat. with a shamrock on it. On any other day it would have been a bizarre sight, but it was St. Patrick's day, and this customer wasn't the only person in the Nashville area feeling festive, so the bank clerk likely didn't think too much of it. At least, not until the leprechaun pulled out a gun and pointed it directly at her. It's not clear exactly what he said, but the message was obvious.

This was a robbery. The banking staff gave the leprechaun cash in a blue bag. Then he sprinted outside where a silver Toyota Corolla was waiting for him. As soon as he was inside, the corolla took off. Its tires screamed as it ripped down the street, carrying the thief, who was actually 21-year-old David Cotton, away from the crime scene. The getaway driver was his high school buddy,

20-year-old Jonathan Ryan Skinner, and according to those who knew them, they were the last people you'd expect to be involved in a bank heist. That's partly because it didn't seem like they needed the money. Both David and Jonathan came from privileged backgrounds. They grew up in Brentwood, an affluent Nashville suburb, and by all accounts, they seemed like nice, well-adjusted kids. David was known for his sense of humor and creativity. In high school, he was involved in theater and did a lot of comedic writing and acting. It was a skill set he used to create a lively internet presence. He made YouTube videos, some of which were satire skits about police dramas, though it wasn't all make-believe. Apparently, he used a real gun for a prop. But his gregarious personality

was hiding something darker, because in 2007, when he was 18, he acted out. Wearing a southwestern-style blanket and a ski mask, David broke into two local elementary and middle schools. He and a different accomplice stole around $25,000 worth of computers and other equipment. But it wasn't just the pricey stuff they were after. They also took some worthless items like a big stuffed animal. David and his friend got away without anyone catching them, but selling the stolen items was a different story. After the burglary, they posted the items on eBay. Police saw the ads and were able to track them to David and his partner. David ended up getting a three-year probation sentence for his part in the crime, though it's not clear what

happened to his friend. It's also not clear what David's motivation for the robbery was, or what his relationship with his accomplice was like after that. But eventually, David gravitated to a new partner in crime, his friend Jonathan Skinner. Jonathan was loosely into theater as well. He and David had done a Christmas play together, which may have been where their friendship started. After the show wrapped, Jonathan would frequently drive David to school, in the mornings. We don't know a lot about their friendship, but the two boys seemed pretty different. David was described as funny and creative, while people referred to Jonathan as quiet. He had aspirations of being a meteorologist, and by the time he graduated Brentwood High in 2007,

he was bound for college at Western Kentucky University. David, on the other hand, was sticking around town. After graduation, he enrolled at nearby Columbia State College and got a job at a store called Battery Plus. But just like in high school, something was bubbling under David's happy-go-lucky exterior. In December 2009, 21-year-old David once again did something reckless. On December 22nd of that year, David got in the holiday spirit and decided to put on a show. He dressed up in a Santa outfit, complete with a beard and hat, then he grabbed his gun, the same one he used in his YouTube police skits. But this was no satire. He stormed into the SunTrust Bank in Nashville and yanked his weapon out of a Santa sack. He proceeded to wave

it in the clerk's face as he demanded cash. But witnesses said, aside from the gun, David's actual demeanor didn't seem threatening. He was upbeat and even joked that he needed the money for his elves. It's not clear how much he got, but he filled up his Santa sack with cash. After his exit, details are a little harder to come by. Some reports claim he jumped in a gray car, while others say there was no getaway driver and he acted completely alone. Regardless of how he escaped, the plan worked. And a few months later, he'd do it again. That's why we've helped over 4 million Canadians get access to a credit card because at Capital One, we say yes, so you don't have to hear another no.

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Visit Ancestry.ca and get started with an AncestryDNA kit today. In December of 2009, 21-year-old David Cotton dressed in a Santa costume and held up a Nashville bank. He escaped with an unknown amount of cash and left the police scratching their heads. They had security footage, so they could see David waving the gun around and forcing the teller to put cash in the bag, but his face was concealed by a white Santa beard. David seemed to have gotten away with it, and three months later, in March 2010, he tried it again. This time, he got his friend Jonathan Skinner involved. Jonathan was 20 by this point, and we know almost nothing about how or why he agreed to join David's next robbery attempt. There were reports that

David drove off in a gray car after the Christmas robbery. Since Jonathan drove a silver corolla, it's possible he was involved in that heist, too, but we don't know for sure. What we do know is that what happened next was shocking. The morning of March 17, 2010, around 11.30 a.m. David spoke to his boss at the battery store on the phone. The context of their conversation is unknown, but it seemed pretty normal, because before David hung up, he said, see you tomorrow. Just an hour later, he was waltzing up to the fifth third bank in the Nashville suburb, Gallatin.

He wore full leprechaire, a fake beard, sunglasses, and a shamrock adorned top hat. He was also wearing a vest and shorts, to the untrained. And I, he looked like any other St. Patrick's Day reveler. Only his costume concealed something much more dangerous. When David walked inside the bank, he hesitated. The place was really crowded, which was risky. So David went next door to the less busy First State Bank instead. By the time he got inside there, it was just before 12.30 p.m. Shortly after he entered, he pulled out his gun. The banking staff cooperated with David's demands, and within minutes they'd filled a blue bag with stacks of cash. David grabbed his hall and raced outside. Jonathan was there

waiting for him behind the wheel of his corolla. When David got in, they took off. It seemed like David had once again gotten away with it. He had no idea that a witness had followed him out the door and was already alerting the police. The witness told the dispatcher exactly what direction the robbers were headed in. Thanks to their intel, patrol cars converged on the corolla within moments. Jonathan tried to lose them by whipping through residential streets, but it was no use, which could be why David decided to take matters into his own hands. At one point during the chase, Jonathan pulled over and David leaned out of the passenger window. He aimed his gun at the oncoming police cars and fired twice.

One of the shots hit the front of a cruiser, bringing it to a stop. David was about to shoot again, but there were other patrol cars racing towards them, and Jonathan seemingly got spooked. He sped off as the authorities once again gave chase. Apparently, David kept firing out the window as they drove. One witness thought he heard about 20 shots go off in total. But the police didn't give up, and David and Jonathan decided to try something else. The cops were all over the roads, and they were in a highly populated area.

The best chance they had was to slip away on foot. About three miles from the bank, Jonathan pulled over and the two jumped out of the car. They left the money, but David kept a tight grip on the gun as they raced through a cluster of houses towards a nearby field. Still, the police were on their tails. Some already had dogs out. At least one witness said they tried to quickly clear residents out of the area. It was a chaotic, urgent scene. Eventually, the police surrounded David and Jonathan, who were standing in the middle of the field. David still had his gun in hand when he apparently whispered something to Jonathan.

No one heard what was said. But then, out of nowhere, David turned the gun on himself and pulled the trigger. Jonathan then tried to grab the gun himself, but he didn't get the chance. the police opened fire, killing him too. When the shots quieted down, the two young men lay dead in the middle of the field. Once things were settled, the police searched Jonathan's corolla and found the cash from the robbery. None of it made sense. Everyone was desperate to know who the leprechaun and his accomplice were and why they'd tried to rob a bank.

The Gallatin police, the FBI, and the local sheriff's office quickly launched an investigation. Once they'd identified Jonathan and David, they searched their homes. At this point, they still didn't know he'd held up the local bank back in December, but when they found a Santa suit at David's place, they put the pieces together. Then, investigators reviewed the footage from that robbery and realized the gun matched the one used in the St. Patrick's heist. Only three days after David died, authorities confirmed that he was responsible for both robberies. But despite the nature of Jonathan and David's deaths, there was an outpouring of public support for them and their families, partly because

their crimes were so hard to believe. Even though David had gotten in trouble in 2007 for burglarizing those schools, no one thought he was capable of something like this. Certainly, no one guessed he would turn to violence. In an attempt to make sense of it all, some of their friends started a Facebook page where people could post any positive memories about Jonathan and David. As of this recording, there are still 243 members. Almost nothing is known about their motivation for the robbery, which is what makes it so confusing. We just have to live with the fact that it'll always stay a mystery and the knowledge that whatever their reasons were, it wasn't worth it. Coming up, a bank robbery that preceded the St. Patrick's Day robbery by nearly 200 years.

When two thieves snuck into a bank in Manhattan in 1831, they were more focused on getting away than making history. But their legendary heist was one for the record books because some consider it the first bank robbery in American history. Hi, I'm Jim Clemente, retired FBI profiler. And I'm Kathy Canning-Mello, retired FBI profiler. And we are the co-hosts of Real Crime Profile. Kathy and I work together profiling cases for the FBI for more than a decade. Yes, and if you're looking for insightful and informed deep analysis of open and closed crimes, you've come to the right place. Yeah, we don't just do the skim over like they do on the news.

So please listen to Real Crime Profile, anywhere you listen to podcasts, and Unidentified the App. If nothing else, robbing a bank takes a lot of courage. For David Cotton, that courage came in the form of misplaced bravado. And for the two thieves in this next case, they were literally walking into the unknown. On the afternoon of March 20, 1831, 34-year-old James Honeyman approached the city bank on Wall Street in New York City. The bank was closed for the day, but James wasn't there to make a deposit. With his co-conspirator, 36-year-old William Murray at his side, the two men shoved a set of keys into the front door and swung it open. The next morning, they would walk out the same way they came in, only $248,000 richer, and they'd make history in the process.

This massive heist came after a lifetime of smaller crimes, at least for James Honeyman. Although that might not have been his real name, he also went by James Wynne or Edward Smith. The short blonde thief was born in South Carolina in the late 1700s, but he grew up in Britain. During his adult life in London, James worked as a leather merchant. He also ran a pub that was popular with rough criminal types. We don't know when James became a criminal himself, though he was arrested for committing a felony in 1826 when he was around 30. The nature of his crime was unclear, but after his conviction, he was sent to a penal colony in Australia. He was sentenced to remain there for the rest of his life. But it wasn't all doom and gloom for James.

During his incarceration, he befriended a fellow prisoner, William Murray. William was around 32 at the time. He hailed from Scotland. His path to the penal colony was also murky, but it seemed like he got caught robbing a bank in Glasgow and was sent to Australia, which was a British colony at the time. But neither man was planning to stay there long. They joined forces, and in 1827, a year into James' incarceration, they managed to escape to London, and once they got back, they continued to work together.

Over the course of that year, James and William became notorious thieves in the U.K., which meant it wasn't long before they were back on the authorities' radar. In 1829, they ended up fleeing across the pond to the U.S. James and William both had wives and children by that point and brought their families with them. And they chose New York City as their landing point. In the 1800s, Manhattan was vastly different from the metropolis it is today. It had no official police department, just appointed city marshals, constables, and officers in charge of a citizen's watch.

The city was also just starting to introduce gas lighting, so at night it was full of shadows and dark corners. All to say, there was a bit of. of lawlessness to it, which James took full advantage of. Sometime around 1830, about a year after he arrived, 33-year-old James robbed a store in Brooklyn. He had an accomplice, but it wasn't William. And it seems like James didn't have the same chemistry with his new partner. The two got caught, although James was acquitted due to lack of evidence.

After this experience, it seems like James and William reunited. In 1830, the two decided they were going to rob a bank. After scouting a few different places, they settled on the city bank of New York in Manhattan. It had fewer guards, so it was theoretically easier to get inside. But there was more to it than evading some guards and strolling out with the cash. Inside the bank, there were seven. doors between the entrance and the vault. James and William had a plan for that, though. Reportedly they made wax impressions of each lock, which they used to create duplicate keys.

And then, after the bank closed on the afternoon of March 20th, James and William made their way to Wall Street and approached the city bank. After they made sure nobody was looking, they took out their homemade keys, then opened the front door and walked right in. It wasn't that easy, though. Once they were inside, one of the seven interior doors almost ruined the entire operation when it slammed shut behind James. Neither man could get it open again. All of a sudden, the entire operation was at risk. James was inside that compartment for around two hours before William got him out, and the heist resumed. Despite the heart-pounding setback,

William and James were able to get to the vault and the millions of dollars it contained. They shoved all they could into bags they brought, which was still a lot. James and William managed to take around $248,000. Today, that would be worth about $52 million. Then they hurried. from the bank just as the sun was rising. They even locked the place up behind them and disappeared

into the city. James and William had just pulled off the impossible. For what might have been the very first time in the country's young history, they'd executed a successful bank heist. But neither one was prepared for what came next. Reason number 37 why Nissan is built for our winter. Because winter getaways should be cozy, not cold. Kick's standard heated front seats and side mirrors help keep you warm and your view clear. That's winter ready. Now, lease at 2026 KixS front wheel drive for 3.49 monthly at 3.9%.

Or get $2,000 cash purchase bonus on remaining 2025 models. Visit your local Nissan dealer today or nisan.ca for more details. We stern for 48 months with 1,249 down conditions apply. At the crack of dawn on March 21st, 1831, 34-year-old James Honeyman, and his partner, 36-year-old William Murray, strolled out of Manhattan's City Bank. Both were wearing large capes that concealed the bags of cash they'd just stolen. As planned, they brought the loot to William Murray. William's house, where they divided their shares. Then James took his portion of the money to a room he'd rented at a boarding house, where William joined him later. But there wasn't much time for

them to sit back and admire their handiwork. Back at the bank, a teller had arrived to start his workday. There was no sign the robbers had been there, so he didn't realize anything was wrong. That is, until he went into the vault, it must have been obvious that there was a of money missing because he reported the robbery right away. The press caught wind of the crime the same day it was discovered and quickly printed headlines about the heist. They even promised a reward for anyone who could bring the thieves to justice. But at some point, New York's high constable, Jacob Hayes, heard about it too. Without a formal police force to rely on, it was up to him to uphold the law in Manhattan. Hayes knew there was a

chance the thieves might make a run for it, so one of the first things he did was reach out to constables, including one in Philadelphia. Hayes asked him to keep an eye on anyone arriving from out of town in case the criminals fled there. Then Hayes started to build a suspect list. He had years of experience with New York's criminal underbelly and all its biggest players. One of those people was James Honeyman, one of the robber's many aliases. He was on Hayes radar for the robbery he'd recently committed in Brooklyn, and Hayes suspected James had robbed the bank in Manhattan, too. Within the next few days, Hayes got a warrant to search James' home,

but he didn't find the cash there, or James. He also didn't find any evidence that connected James to the robbery. It may have felt like a dead end, but it wasn't long before Hayes caught a lucky break. A few days after the heist, an accomplice who'd helped William and James make the duplicate keys ratted the robbers out. That meant the thieves' identities were no longer a question. Now, all Hayes and his crew had to do was find them. Back at the boarding house, James and William were still biting their time and getting their affairs in order. Five days after the robbery,

on a Thursday, James moved about a third of his share to the home of his brother-in-law, William Parkinson. He told Parkinson to watch over the money and keep it safe. Parkinson was happy to oblige and hid the cash under a brick in his fireplace. On Saturday, almost a week after the heist, James moved some more of the money. He took one of the trunks full of cash from his room. As he left the boarding house, he told the landlord he'd be back soon for the others. He had no idea this small interaction would have devastating repercussions. James's landlady at the boarding house, Mrs. Bangs, had heard about the robbery and was already suspicious of her tenant. James only left his room at night, and the same man,

William, visited James every day, sometimes twice. It was certainly odd, But the kicker came when one of Mrs. Bang's maids told him she looked through James' keyhole the other night, and she saw the men counting cash. Now, when she heard James was taking a mysterious trunk away and intended to move the others, she worried the bank's cash was inside. At that point, she contacted Constable Hayes. Hayes and his son, who was an aspiring detective, rushed to the boarding house. James was still out, so they went into his room and picked the lock on one of the trunks.

When they opened it, they found a bunch of James's clothes, and under that was a pile of cash. Bank officials would later confirm it was their missing money, but at that point, Hayes didn't need confirmation. He knew they'd found the stolen loot, and he was about to arrest the man who'd taken it. Hayes and his son stayed in James' room for three hours, waiting for him to return. Eventually, he swung the door open, waltzed inside, and walked right into Hay's handcuffs. He was hauled out of the boarding house and brought straight to a judge.

James refused to talk to Hayes or anyone else and asked him, to see a lawyer. Because of his tight lips, authorities also arrested his wife as a suspected accomplice and questioned her, too. She was adamant that she didn't know about the robbery, but she was still thrown in a cell for some time. And thanks to their silence, James' partner in crime was able to make a break for it. It's not clear how, but William Murray got wind of his partner's arrest before Hayes could get to him. When he did, he got out of town as fast as he could. But Hayes was right on his tail. When he went to William's last known address in New York, Hayes was told he'd gone to Philadelphia. By this point, it was April 1831. At least 10 days had

passed since the robbery. They'd recovered most of the money in James's room, but there was still some missing. Hays assumed William had it and wanted to catch him before he spent it. So Hayes made the trip to Philadelphia himself. He tracked William down fairly quickly and brought him back to New York. But just like James, William refused to talk. So even though Hayes had a big victory on his hands, he had another problem. A chunk of the money was still missing and some city officials accused him of stealing it. Ironically enough, Hay's biggest defenders were the two men he'd just put behind bars. Both William and James basically said the accusation was ridiculous.

They even admitted they'd hidden the money themselves before William was caught in Philly. They still wouldn't say where they'd stashed it, though. And that didn't change when their trial started a few weeks later on May. May 13th, 1831. The cash haze found in James's trunk was enough evidence for the jury to find James and William guilty. According to one source, the jury didn't even leave their seats to confer. Both men were given five years of hard labor at the maximum security Sing Sing Prison in upstate New York. It was the most severe sentence available for grand larceny. And that was that, James and William were shipped off to serve their sentences, and life in New York went back

to normal, with many assuming the remaining cash would never be found. Only that wasn't the case. Later that year, in September 1831, James's brother-in-law, William Parkinson, made a huge mistake. He brought the money James had given him to a bank. He was trying to exchange big bills for smaller ones. The money must have had some distinguishing mark on it because the teller recognized it as the stolen cash. Someone at the bank called Hayes and Parkinson was quickly arrested. His confession was just as fast. In exchange for immunity, he admitted that James had given him $37,000 and told Hayes he'd hidden it in his tool chest. But just because the case was was closed, that didn't mean it was forgotten. Many consider it to be the first ever bank

heist in the United States, although others claim there was one in Philadelphia even earlier. But regardless of its place in the lineup, it had a big impact on New York City and the country. At least one element changed in banking as a result. The fireproof metal safe was introduced just three years later in 1834, and became a staple in the American banking system. Until that point, vaults were simply protected by locked doors. But the extra security hasn't stopped would-be bank robbers looking for a massive score. If anything, it's just made them even more desperate. Despite how it's portrayed in the movies, bank robberies aren't usually

the work of quick-witted criminal masterminds. For people like David Cotton and Jonathan Skinner, it may be a crime of impulse. For James Honeyman and William Murray, a crime of last resort. But most of the time, robbing a bank just isn't worth it. A 2006 analysis revealed that bank robberies are some of the most frequently solved crimes in America. So that begs the question, why do it? William Murray and James Honeyman robbed their bank at a time when almost no one had ever done it. Why would they choose a bank? Was it only the money? Or was there something else at play? And when it comes to David Cotton and Jonathan Skinner's story, it's clear they didn't need the money they stole to survive, so it's possible the robbery fulfilled something else in them,

maybe a thirst for adventure. Or maybe the long odds are what excited these criminals to begin with. But as all four of these robbers found out, it's not a gamble worth taking. Thanks so much for listening. I'm Vanessa Richardson, and this is Scams, Money, and Murder. If you enjoyed this episode, you can check out more just like it by searching for Crime House, The Show, wherever you get your podcasts. Scams, Money, and Murder is a Crimehouse original. Here at Crime House, we want to thank each and every one of you for your support.

If you like what you heard today, reach out on social media at Crimehouse, TikTok and Instagram. Don't forget to rate, review, and follow, scams, money, and murder, and crimehouse the show, wherever you get your podcasts. And to enhance your listening experience, subscribe to Crime House Plus on Apple Podcasts. We'll be back next Thursday. Every Wednesday, Morgan and Kalyn take you deep into the world of the most notorious crimes ever, clue by clue. It's like hanging out with your smart, true crime-obsessed friends. Listen to clues on Apple Podcasts, Spotify, Amazon Music, or wherever you listen to podcasts.