Money Rehab with Nicole Lapin - Funny Money with Gareth Reynolds: AI Girlfriends, Private Jets for Dogs and Emotional Baggage

Episode Date: May 1, 2024

It’s time for a Funny Money: the segment where Nicole gives bizarre headlines from business and money, and a comedian gives their non-expert insight on the topic. Today, the hilarious Gareth Reynolds is the funny expert. Gareth is a standup comedian, and cohost of two awesome podcasts, The Dollop Podcast and We’re To Help. Nicole and Gareth talk about the truly odd decisions some brands made for April Fool’s Day, the rise of the AI girlfriend industry and private jets for dogs. Listen to We're Here To Help here: https://podcasts.apple.com/us/podcast/were-here-to-help/id1702753838 Listen to The Dollop here: https://podcasts.apple.com/us/podcast/the-dollop-with-dave-anthony-and-gareth-reynolds/id643055307

One of the most stressful periods of my life was when I was in credit card debt. I got to a point where I just knew that I had to get it under control for my financial future and also for my mental health. We've all hit a point where we've realized it was time to make some serious money moves. So take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Learn more at Chime.com slash MNN. When you check out Chime, you'll see that you can overdraft up to $200 with no fees. If you're an OG listener, you know about my infamous $35 overdraft fee that

I got from buying a $7 latte and how I am still very fired up about it. If I had Chime back then, that wouldn't even be a story. Make your fall finances a little greener by working toward your financial goals with Chime. Open your account in just two minutes at Chime.com slash MNN. That's Chime.com slash MNN. Chime. Feels like progress. Banking services and debit card provided by the Bancorp Bank N.A. or Stride Bank N.A. Members FDIC. SpotMe eligibility requirements and overdraft limits apply. Boosts are available to eligible Chime members enrolled in SpotMe and are subject to monthly limits. Terms and conditions apply. Go to Chime.com slash disclosures for details.

I love hosting on Airbnb. It's a great way to bring in some extra cash, but I totally get it that it might sound overwhelming to start or even too complicated if, say, you want to put your summer home in Maine on Airbnb, but you live full time in San Francisco and you can't go to Maine every time you need to change sheets for your guests or something like that. If thoughts like these have been holding you back, I have great news for you. Airbnb has launched a co-host network, which is a network of high quality local co-hosts with Airbnb experience that can take care of your home and your guests. Co-hosts can do what you don't have time for, like managing your

reservations, messaging your guests, giving support at the property, or even create your listing for you. I always want to line up a reservation for my house when I'm traveling for work, but sometimes I just don't get around to it because getting ready to travel always feels like a scramble, so I don't end up making time to make my house look guest-friendly. I guess that's the best way to put it. But I'm matching with a co-host so I can still make that extra cash while also making it easy on myself. Find a co-host at Airbnb.com slash host. I'm Nicole Lappin, the only financial expert you don't need a dictionary to understand. It's time for some money rehab. It is time for another funny money episode. These are the episodes where I give bizarre headlines from the worlds of business and finance, and a comedian gives their famously

non-expert insight on the topic. Today, my guest is the hilarious Gareth Reynolds. Gareth is a stand-up comedian and co-host of two awesome podcasts, The Dollop Podcast and We're Here to Help. And boy, do we have some doozies that I need help with today. We talk about the truly odd decisions some brands have made for April Fool's Day, the rise of the AI girlfriend industry, and private jets for dogs. Seriously. Here's Gareth. Gareth Reynolds, welcome to Money Rehab. Hi, Nicole. Thanks for having me.

Hi. You've got a much better set than I do is what I'm realizing now. But you have a serious broadcaster voice. You came in so hot. I like it. Oh, do I? Oh, that's strange. Well, I guess that works for me. If we could combine our powers, we would just be atop the business. It would be illegal. Have you ever needed money rehab? Yes. My career is in entertainment. So when I started out, it was peaks and valleys. It was feast or famine. And I really needed someone at some point to be like, don't listen to people

saying that you're succeeding because of right now. Probably when I was like 26, I made six figures for the first time ever. My mind was blown. And I just bought everyone drinks for like a year. And then when I did my taxes, my guy was like, all right, well, what did you buy? And I was like, shots. And he was like, that's terrible. And I was like, oh, and then I lost all the money I had. So yes.

But maybe they could have been shots with business associates. They weren't. They were like degenerate friends of mine who, when they then got successful, I was like, hey, shots. And they were like, no, man, you got to think long-term strategy. I was like, cool. That's great that you learned that. Tax strategy.

You learn the hard way. If anybody got hold of your bank statements, if they were leaked publicly, what charge would you be most embarrassed by or have the hardest time explaining? It would either be kombucha, which literally last week my bank was like, hey, we put a freeze on your account because obviously no one's buying this much kombucha. Because my kombucha used to be in Target and then Target stopped selling it. Or, and probably this one, stuff for my cat. People would be like, what's going on with you and your cat? It's bad.

Is it the cat that is on the wall behind you? I'm not here to answer questions like that, Nicole. But yes, you could argue that it is the cat who is atop me in a painting or the one to the right of my wall. Allegedly. Allegedly. My home is basically a right of my wall. Allegedly. Allegedly. My home is basically a museum of my cat. It's sad.

So if you had a money lesson that you would go back and teach your younger self, cat related or otherwise, what might that be, Gareth? It would be buy less shots. We come back again to the shots. It would be recognize that don't buy so many shots. I really loved shots in my 20s and if I'm honest, 30s. And it just was not a long term strategy. I didn't have a savings account for far too long. That to me didn't exist. I was a checkings boy. And then when that ran dry, I was like, well, I guess now we just eat microwavable pizzas for months. How old were you when you got a savings account? It's going to be a pathetic age.

I would think probably around 33 is when I started. Someone was like, that's a good thing to have. And I was like, that's money. I should be spending that on shots. I'm not sure what's going on here. You're never as young as you are today, Gareth. It's tough to hear. Today's as good a day as any.

I'm doing another show called Rehab Rehab. That's a story for that. Excellent. All right. It's time for some funny money. It is a game. Are we talking shots? It's like a shots game, but without the shots. Doesn't sound like a shots game. Okay. Still down? Yes, I'm down.

Okay. I'll throw some bizarre business and finance headlines at you. I'll be the money part of this discussion. You be the funny expert here. And because one of the podcasts you co-host is an advice pod called We're Here to Help, I'm going to be asking you for advice now. Are you ready? I'm ready. I should say on our show, it's normally weird advice. We're here to help. We're not great at it, but money advice, if you're coming here for that, let's swing it. No, no, no. You're the chief weird officer of this segment. Okay. All right. The CWO. Okay. Here's the first one. A dog toy company, Bark, known for their BarkBox subscription, will launch a new jet charter service called BarkAir that promises white paw service.

It will cost as much as 16 grand for a round-trip ticket for a dog and its owner. If your best friend asked whether or not they should drop five figures on a private jet ride for them and their dog, what advice would you give them? Well, you'd think due to my previous answer that I would be like, go. But I also, don't forget, I'm a touring traveling comedian who sits on a lot of planes. I would tell them to have a minute and get their, I got my cat certified as a service animal, way cheaper, and then put that money towards something valuable like shots. Or S&P 500 index funds, you know? Yeah, yeah, yeah. Shots and pot. Exactly. And the S&P. It's always shocking to me when dogs

eat better than humans, when dogs have better houses than humans, and now that dogs are going to be flying better than I am, it's tough to hear. Yeah. Have you been to a restaurant where there's a dog menu? Yeah. And it's shocking, especially in LA. Where do you live? Are you out here? You are, right?

Yeah. Yeah. When you walk the streets and it's like tent town and then you're like, my dog will have the California roll. You're like, I don't know if this is right. But to be clear, your cat is a legit service animal. You're not suggesting service animal shenanigans. Walk me through what you're pitching here lightly, Nicole, because I don't think I can make that leap just to be, I don't want to overstep by thinking I'm grasping your

insinuation when I'm not. You're not suggesting people to get service animal certifications when they're not an actual service animal. You're not a proponent of service animal fraud. If they're a legit service animal. I am. Which camera should I look at? I am. It's an easy system to cheat and defraud it. Okay, moving on. A tech exec went viral on X after saying that he predicts AI girlfriends will create a billion dollar business and that he met a man in Miami who spends $10,000 a month on AI girlfriends. If the CEO of an AI girlfriend business came to you for advice on how to build the perfect AI girlfriend, what features would you recommend? Well, let's just start by saying that the first sentence you read

is basically Elon's ex in a total nutshell. It checks a lot of the boxes, AI, billion, AI girlfriend. I would say the best thing to put in an AI girlfriend is a feature where she talks you out of spending thousands of dollars on an AI girlfriend like a real woman would. talks you out of spending thousands of dollars on an AI girlfriend like a real woman would. I find it so bizarre, in many ways, our comfortable dip into dystopian AI. But the idea of men banging these things and feeling like, you know what I mean? Like part of the joy of having a girlfriend or a partner is the friction, the pushback, rather than just some weird rubber thing that sits there and allows everything.

So I would say an argumentative feature telling you to put your money towards something better, like shots. Or S&P 500 index funds. Shots and pot, exactly. So the S&P. So you save your money for your cat and your shots. Okay. So you want features for AI girlfriends that would include being argumentative and financially savvy. That's great. I love this financially savvy characteristic. And being like, don't buy me. I was a waste of money, you idiot. Okay. So what would you have the AI program to tell the guy who spends 10K a month?

This is what it would be like. I'll do a lady voice. Wait, what? That's so stupid. You can use that money for something better, Darren. No, spending it on me is literally like the dumbest thing ever. Why don't you get off your ass every now and then? You could start a small business. You could get a nest egg going for us. You are pathetic lately. Okay, but honestly, there are some people that are into that. We did a whole episode on Fyndom, and there are guys who get off on the argument. Shit, I can't win.

There's a fetish for everything. I don't kink shame, but I feel comfortable saying, eh, let's have blood in the thing you're banging. Okay, moving on. A cow in Brazil recently became the most expensive cow to sell at auction. First of all, can you guess how much it sold for? I don't think I want to know, but I'll guess, I mean, Brazil's a real weird country. So as far as like the economy, so I'll guess $8,000. Oh my God. 4.8 million. What is going on? What are you talking about? Why? I know. It's very- That's a million girlfriends. It's a lot of red blooded girlfriends. So it looks like this.

It's a white special breed of cow that has really delicious meat that has high heat. Stop it. You can't even represent this. You're trying. How much do you think a steak would go for from a $4.8 million cow? I don't eat cow, but I mean, it's got to be $200,000 a steak. How many steaks come from a cow? This is where you're losing me.

I don't have that butcher breakdown map near me. If you were the buyer's financial advisor, how would you recommend they diversify their portfolio? So if they bought a $5 million cow, what else should they buy? Listen, I have thought about this a lot as someone who doesn't eat meat often. I would eat lab-grown meat. So I would see if you could get some lab-grown dinosaur meat and just live like a Flintstone. I feel like that plays into this lunatic billionaire headspace a little bit. Or we should just, I'm going to use some difficult terms here, kill this man and eat him because people that rich should not exist. I think the dinosaur meat, the caveman vibe, you could be onto something.

Well, we live in the liver king era. We're two ticks away from, I don't know what we are anymore. Cavemen with phones. It's not a functioning society. Speaking of, shares of Donald Trump's social media company have fallen 60% since it first went public. The company took a particular big hit once it was announced that Trump might be selling his entire stake. What should the company do to help correct the stock price? Well, the whole thing with the actual value of Truth Social, it's as inflated as the Hindenburg, essentially. So this was bound to happen. But this is for the Trump locker room people. These are the people who want the locker room talk lifestyle. So I think we just move in the OnlyFans direction.

And let's start seeing some of that pudgy orange flesh on this man. And I think if he starts sharing little zones, I mean, I would love to see a nipple. That, I think, plays well into the hand of what these people are after. So turn the company around. He sold his whole stake, but show a little. I can't even say it. You say he sold his whole stake. I say show the whole stake.

Let's party. Yes. Hold on to your wallets. Money Rehab will be right back. One of the most stressful periods of my life was when I was in credit card debt. I got to a point where I just knew that I had to get it under control for my financial future and also for my mental health. We've all hit a point where we've realized it was time to make some serious money moves. So take control of your finances by using a time checking account

with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Learn more at Chime.com slash MNN. When you check out Chime, you'll see that you can overdraft up to $200 with no fees. If you're an OG listener, you know about my infamous $35 overdraft fee that I got from buying a $7 latte and how I am still very fired up about it. If I had Chime back then, that wouldn't even be a story. Make your fall finances a little greener by working toward your financial goals with Chime. Open your account in just two minutes at Chime.com slash MNN. That's Chime.com slash MNN. Chime feels like progress. Banking services and debit card provided by the Bancorp Bank N.A. or Stride Bank N.A.

Members FDIC. SpotMe eligibility requirements and overdraft limits apply. Boosts are available to eligible Chime members enrolled in SpotMe and are subject to monthly limits. Terms and conditions apply. Go to Chime.com slash disclosures for details. I love hosting on Airbnb. It's a great way to bring in some extra cash.

But I totally get it that it might sound overwhelming to start or even too complicated if, say, you want to put your summer home in Maine on Airbnb, but you live full time in San Francisco and you can't go to Maine every time you need to change sheets for your guests or something like that. If thoughts like these have been holding you back, I have great news for you. Airbnb has launched a co-host network, which is a network of high quality local co-hosts with Airbnb experience that can take care of your home and your guests. Co-hosts can do what you don't have time for, like managing your reservations, messaging your guests, giving support at the property, or even create your listing for you. I always want to line up a reservation for my house when I'm traveling for work,

but sometimes I just don't get around to it because getting ready to travel always feels like a scramble, so I don't end up making time to make my house look guest-friendly. I guess that's the best way to put it. But I'm matching with a co-host so I can still make that extra cash while also making it easy on myself. Find a co-host at Airbnb.com slash host. And now for some more money rehab universal music group gareth has been going toe-to-toe with tiktok around renewing their licensing agreement as a result umg artists music are off the platform except for one taylor swift's music has mysteriously reappeared on tiktok one week ahead of her highly anticipated album, The Tortured Poets Department. Taylor Swift obviously can do anything. If you were her manager, what problem would you have her tackle next?

Well, you're not allowed to talk negatively about Taylor Swift, but I would say climate change. I think if she just flew commercial for a year, the private plane stuff, there's the Taylor tracker that she's almost gotten taken down. I'm not sure if it's down yet. But if she were to start doing something like that, I think that could be a great 180 for Taylor to start saying that flying private is a no. She could even take that dog airline you talked about earlier. But she has a cat. Well, listen, I can't thread every needle in the coal.

I'm trying. But I think if she were to come out and say she's going to tackle climate change, that She has a cat. Well, listen, I can't thread every needle, Nicole. I'm trying. But I think if she were to come out and say she's going to tackle climate change, that would be powerful. Maybe there's a cat airline. Yes, I agree. It could be. I'm working on a pun here that's not coming together. But Pawn Am?

I'll think about it. Meow Air? I don't know. Not bad. All right. Also, speaking of Taylor Swift, Ticketmaster's parent company, Live Nation, is facing an antitrust lawsuit from the Department of Justice. Ticketmaster famously botched the sale of Taylor Swift's era store. Should Taylor write a song about the lawsuit? What an error.

I'm so sorry. Should she write a song about the lawsuit? I think she should. I mean, as someone who performs often, the amount of people who are like, dude, look, I like you, but you're not worth $320. And I'm like, first of all, I don't need to hear that soft criticism. But also, that's not me. My tickets are not like that. So to me, that would be perfect. She could even start Swicketmaster. Just pitching here, Nicole. No, this is great.

This is a safe space. I mean, if she's in a happy relationship, she doesn't have a lot of breakup songs. No, I do worry about that for her. Pearl Jam tried to do it a while ago. I'm probably older than you, but Pearl Jam tried to do it a while ago to take over Ticketmaster. So Taylor could win a lot of us people who are like, yeah, you're kind of burning fuel all over the world. That's not great. She could win me back with this real easy. All right. April Fool's Day has come and gone. Some brands decided to play along. Amtrak used the holiday to introduce

an emotional baggage train car and encouraged followers on X to tag a friend who needs a lift. We can handle it. Did they go too far? Well, I don't know who's in charge of marketing at these terrible companies, but yes, it's not great. I mean, I think it's a bad look. All they want is money.

We're getting to the desperate part of capitalism. They're now trying to lean into the depression that they've been at the helm of. I mean, I'll say I've gone on a lot of Amtrak's and the last couple of years when I've gone on Amtrak's, I've left worse than I got on there. I have PTSD from riding in Amtrak coach carts. I don't know if you've ever gone to the bathroom on an Amtrak, but I'd never served, but it is my Vietnam. So I would say, yeah, I think they crossed the line. They're always trying to do this thing where they're like, we're cute, you know?

Yeah, and you're like, no, you're like part of the problem. I think they've crossed a line or a rail. Here's another one. Tinder linked to a job posting for its vice president of ghost hunting, a role designated to address and reduce overall ghosting behavior with skill requirements, including a proven track record of being ghosted in a previous relationship and references who will actually text back. It was a joke. I don't know if you think it's a good one, but should Tinder actually hire a person for this position? I mean, isn't ghosting just part of what this whole thing? It's not ghosting if you've never met up with someone, in my opinion. You can't be a ghost if you've never been in the house.

So first of all, I want to start a dating app called Let's Not Meet, which is just right off the top, letting us know exactly what you're getting into. This is purely just a few back and forths, but I think they should. It's like a little dopamine hit. Yes. That's why we have AI girlfriends, because look, we don't need much anymore. But I think they should hire that person. And then I think that person should just never show up for the job and never reply to any

human. It was so funny. Do you know magic for humans from Justin Willman, the magician? Oh yeah, Justin's my buddy. Oh, okay. He's hilarious. I would like him to do a magic trick for me, please and thank you but his new show has magic

trick for a woman who was trying to get her mother to stop ghosting men so he went on a fake date with her but then made it as if she was on a date with a ghost they took a picture and he wasn't in the picture and she was like what the fuck i'm on a date with a ghost and so is brilliant. I went to college with him and I will say that guy was successful in college. And I was like, well, this is some bullshit. Because he wasn't buying people shots. You know what? Sorry, sorry, sorry, sorry, sorry.

I thought we were at that point. I feel like we are. I should have thicker skin. Okay, cool. Oreo also jumped on the bandwagon for April Fool's and announced that the cream and the cookie are getting divorced. The stock of Oreo's parent company dipped on April Fool's Day, which according to Forbes was probably not because of the joke.

What do you think? Well, I think, first of all, what an empty threat. The idea that you're going to divorce those two things, that's the divorce that everyone would be fine with having. The cookie is just a device to get the cream into you. That's all it is. That didn't come out great. Yeah, it's a vehicle. It's like a chip that you don't want to eat. The emptiest threat in the world is cookie being like, I'm out of here. I'm single. I'm going to go out there and figure it out. Like, Cream is the one that everyone wants. It's kind of like Nicole Kidman and Tom Cruise. It's

like, all right, Tom, you go off to your little cabin and hold Scientologist women hostage while Nicole will go out there and just be an actress and kills it. Yeah, fabulous. Lastly- What does that sigh mean? It feels loaded. It feels like I've exhausted you. No, no. I was thinking about the time that I actually did enjoy the cookies, but I was drunk. It's like Lucky Charms. The pieces are there to make you appreciate the marshmallows because you can't just have

all marshmallows. Yeah, it's the juxtaposition. You can't appreciate the sun without the rain vibe. We've got it. And we got it. Lastly, 7-Eleven joked about rolling out a new product on April Fool's Day. A hot dog sparkling water. I have no question.

Believe me, they're asking the question. They're asking, should we just end it? Are we done here? Would you try it? No. I mean, I would try it only in the sense that- Try it for the story. Try it for the story. And one thing I enjoy about our slow slide into wherever we're headed is that there's a lot of comedy on the way down. George Carlin said that being a human, you're at the circus, and being an American, you have a front row ticket. And so I really feel like I would try it only to just be like, wow,

this is ending. Because every time I've been in a 7-Eleven, I'm in line behind someone who's deciding to eat there. All I can think is you can just do better so easily. For the same price within this shopping area, you can find bigger wins. I one time looked at a churro on a little rotator or a hot dog on it, and it was purple and mouth kill me. So I don't think we really need all these benchmarks on the way down. But, you know, by the same token, we may as well embrace it. It's like being on the Titanic and just deciding to grab a handful of caviar. Or do they just really know their audience if they are targeting people who are questioning their life's choices?

Feels right. Maybe. I mean, look, we all are familiar with hot dog water. By the way, I'm pretty sure that's what Trump's sweat tastes like, just to circle back to the... I love a callback. Who doesn't? I haven't had a lot of them in my business, but I'll take them. So do you do stuff for the story? What do you mean? I... You have to get more material. Would you try it? That's the question, because you're kind of more professional. So I feel like

you trying it would maybe be... You don't need that as much as I do. Like I'm a sad man. You're not a sad man. You mean that? It's the nicest thing anyone's ever said to me. You're not a sad man, Gary. Thank you. Would you try it?

You're a weird man. I am a weird man. With the cat thing. But it's cool. You're a good man. Thank you. But don't dodge the question. You know, I've done weirder things for the story.

So yeah. Such as? Oh, Garrett. The tables don't turn like this. It's a different podcast. I get you. Yeah, we'll do it on Rehab Rehab when you're my guest. Deal.

All right. We end our episodes by asking our guests for one money tip listeners can take straight to the bank. Do you have one from your day's pre-savings account? Don't forget that the memo line on every check you write is available for comedy. So don't be afraid to take advantage of the memo line. Nobody cares about it. It isn't important. to take advantage of the memo line. Nobody cares about it. It isn't important. Literally, you could just start writing 7-Eleven hot dog water on there. And people are going to cash that check. There's nothing they can do.

There's little pockets where we can find comedy and that might be a winner. That example more in present day financial system would be the note that you give when you send somebody a Venmo. Exactly. When you send someone that and yes, you just go like, thanks for the waxing. Ouchie. I also don't understand the people who are very comfortable with the public Venmo feature. That to me seems insane. It's very confusing. We did a whole episode about that too. Wait, can you open your Venmo app really quick? Can you read to me some of your... They're insane. Some of the memos? Sure, yeah. Maybe I can guess what they're for. Well, I also do this sometimes. I don't think you'll be able to. This one is just a friend of mine and I go back and forth requesting a lot of money from

each other for stupid things. I requested $696,000, $969,000. 696, I've never read money before. $696,000, $969,000. And I said it was for damages during this exchange to be used to train for the bun eating championships. But trauma caused by previous request. I do a lot of those. This one was for Taco Bell breakfast gorditas, but that's not at all what it was.

Oh, what was it? I don't think I'm legally allowed to say it, but it was for a tank of gas. One of them I did was great lunch, but it wasn't for lunch. That's just how she gets it off the grid. Another one said miss you to my friend Tom.

And I actually sent him $2 two dollars oh you use venmo like it's like a poke like a little greeting card sometimes i see most times it's very very stupid but i do a lot of trauma you've hurt me by not sending me seven hundred thousand dollars so now you owe me nine hundred thousand dollars i do a lot of those. But that's one of those things where it's like my theory when I used to be out taking shots would be that if you ask 15 women for their phone number, you'll be hurt 14 times, but one will cave. So you just keep asking. Don't lie. How many of those requests have a 69 in it? I mean, come on, you can do better than that. Gareth, how old are you?

I'm 69. Okay, fine. How about that? Okay. How does that feel? See, you're laughing. And that's why we do that joke, Nicole. That's amazing.

Why are you not sponsored by an alcohol company? I don't know. I don't know. I really. I'm so malleable when it comes to alcohol. Get that monetized content. Well, I will say my podcast, The Dollop, just got sponsored by a wine company. Oh. And I ordered wine. And having to kind of go through their, what taste do you have, was a hilarious experience experience because I literally was just like, feed me, feed me anything. And they were like, do you like almonds?

I was like, let's go. Enough of this survey crap. Was it Franzia? No, but boy, I like that you know your stuff. You know the trash. Have you ever heard of Peter Vela? No, is that what it is? No, thank God.

Peter Vela is the worst wine maybe on the market. It's boxed wine, but it's horrible. It's like a bag of hangover. It's an anti-IV. But when you buy it, it's got this man in this sort of Indiana Jones hat studying grapes on the front. You're like, oh, for sure. Yeah, we're...

I'd love to tour the Va vineyards without question is there any box wine that is good i think that's like a oxymoron there's canned wine that's okay which is weird but it's gotten to that point but i don't think so i think there maybe are a couple but for the most part anywhere where people like me go for alcohol. The box wine is there for, it's there to make you feel okay about how much you're drinking. The sad part about drinking a lot of wine is the amount of times you're opening a bottle. The box wine,

you just pull that weird spout out of that cardboard and nobody's judging anybody. Money Rehab is a production of Money News Network. I'm your host,icole lappen money rehab's executive producer is morgan lavoie our researcher is emily holmes do you need some money rehab and let's be honest we all do so email us your money questions money rehab at money news network.com to potentially have your questions answered on the show or even have a one-on-one intervention with me and follow us on Instagram at Money News

and TikTok at Money News Network for exclusive video content. And lastly, thank you. No, seriously, thank you. Thank you for listening and for investing in yourself, which is the most important investment you can make. Thank you.