Money Rehab with Nicole Lapin - How To Become a Realtor with Selling the OC's Polly Brindle

Episode Date: September 12, 2023

As you've seen the real estate market go nuts, have you thought to yourself: how can I get in on this? Today, Nicole gets to the bottom of this question with Polly Brindle, a realtor on Selling the OC, the popular Selling Sunset spinoff on Netflix. Polly talks about how she got into real estate, spills the tea on Season 2 of the show and reveals the sticker price she’d give Barbie’s Malibu DreamHouse. Want to start investing, but don't know where to begin? Go to moneyassistant.com and meet Magnifi, your AI money assistant, designed to help you make a plan for your financial goals. Want one-on-one money coaching from Nicole? Book a meeting with her here: intro.co/moneynewsnetwork 

One of the most stressful periods of my life was when I was in credit card debt. I got to a point where I just knew that I had to get it under control for my financial future and also for my mental health. We've all hit a point where we've realized it was time to make some serious money moves. So take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Learn more at Chime.com slash MNN. When you check out Chime, you'll see that you can overdraft up to $200 with no fees. If you're an OG listener, you know about my infamous $35 overdraft fee that

I got from buying a $7 latte and how I am still very fired up about it. If I had Chime back then, that wouldn't even be a story. Make your fall finances a little greener by working toward your financial goals with Chime. Open your account in just two minutes at Chime.com slash MNN. That's Chime.com slash MNN. Chime. Feels like progress. Banking services and debit card provided by the Bancorp Bank N.A. or Stride Bank N.A. Members FDIC. SpotMe eligibility requirements and overdraft limits apply. Boosts are available to eligible Chime members enrolled in SpotMe and are subject to monthly limits. Terms and conditions apply. Go to Chime.com slash disclosures for details.

I'm Nicole Lappin, the only financial expert you don't need a dictionary to understand. It's time for some money rehab. As we've seen home prices go up and up some more, you might be thinking to yourself, damn, how am I supposed to buy a house in this bananas market? And if you're like me, you might also have the thought, damn, how can I sell houses in this bananas market? Today, I'm talking to Polly Brindle, who is living that dream. Not only is she a real estate agent, but she's an agent on Selling the OC, the popular Selling Sunset spinoff on Netflix. Polly talks about how she became an agent. She spills the tea on season two of the show. And she also talks about how much she'd sell Barbie's Malibu Dreamhouse for.

Polly Brindle, welcome to Money Rehab. Thank you so much. I'm so happy to be here. You're just walking happiness. Like it's happy to be around you. I'm happy. Oh, I love that. I love that. Yeah, I'm definitely a positive Polly. I think, you know, that's my vibe. I feel like with a name like that, it works. Yeah, there's not many others. There's not many of us. You're one of a kind. You're also one of a kind on the new season of selling the OC. I mean, how many sellings are there going to be?

Like, how many cities are we going to? I don't actually know. So season two, obviously, Justin and Brett Oppenheim founded the Oppenheim Group in LA on Sunset Boulevard I think like probably 10 years ago now and they got the opportunity to have a reality show based on a few of the people working in that office to huge success obviously I don't know you know whether you've heard selling Sunset it's a huge kind of phenomenon in the reality tv world. They're killing it. They've killed it for the last 10 years and they decided to expand and move to open up a new office in Orange County, which enter as rabble riffraff. I mean, I don't even know how many real housewives franchises there are,

but every time they announce a new city, I'm like, really? Right. Right. Another one there. I mean, there's a, there's a couple of people in the office that I wouldn't mind if Jason like shipped them out to another city, you know. I wouldn't be mad if a couple of people left and, you know, headed up a new office somewhere. I don't know. Is it hard to become part of the group? Like, what's the process? I actually have quite a wild story of how I've ended up here. You know, we were chatting just before how I ended up even

in OC. Obviously, I'm not American. I'm English. I came over to LA 12 years ago. I was modeling, acting. I was married at the time to a British guy. We moved over here together. He was piggybacking on my visa. Yeah, that was my kind of first financial like boo boo, like even getting married, whatever. whatever but yeah my divorce lasted four years it was really difficult for me financially emotionally and when the pandemic hit in 2020 I overnight lost all three of my jobs that I had I was bartending I was modeling I was doing a ton of different stuff just to pay rent and I was just like I'm done with LA like I'm done I am gonna get my real estate license I'm gonna have a normal career move down to Orange County because I knew

that I wanted to be get into real estate and Orange County it's luxury real estate I if I'm gonna do something I'm gonna try and start at the top. I mean, I grew up in Orange County. It's not all luxury. I didn't grow up in a luxurious area. But like the Newport Laguna. Yes. In my head, I was like, okay, I want to join a luxury brokerage. LA for me, where I was, I was in Hollywood. I was 35 single and I'm just like I'm done like I'm done with LA I'm done with Hollywood I'm done with dating Hollywood douchebags I'm gonna move down to the OC and have a normal life and get a normal douchebag well well yes now I see that they're just the same but yeah so I moved down to OC started studying for my license and it was an online course because it was still COVID so there

was no in-person classes going on and yeah a couple of weeks after I started my course I saw our now office boarded up and it said the Oppenheim group coming soon and the light bulb went off in my brain I was like ding like oh I've heard of the OpenIM group I know it's a luxury brokerage and this is perfect I'll work there like I'm studying for my real estate license obviously the bosses are going to be building out their team so I called emailed Jason from the OpenIM group's website and introduced myself and was like I obviously respect you hugely as a entrepreneur businessman I see your expansion I want to be involved whether that's a receptionist an assistant I am learning this business and I want to be good at this job so you just heard the name because you had heard it somewhere yes in England

the selling sunset is wildly popular and so i'm like okay like i've heard of the openheim group so yeah i just cold emailed him and knowing him now it's insane that he even replied he replied within 20 minutes being like yeah i'm down in oc tomorrow checking on the construction of the new office so why don't we meet and have a chat? That was my first year, two years, 2021 into this job. And it was insane. Like the real estate market for a new agent, I'd do an open house, I'd get 40 offers, all contingencies removed, and it would go above asking and I'd sell places in a day or two. Because interest rates were still so low. Right. That is not the case now.

It is. It's kind of flip-flopped a little, but yeah, that was my first six months into real estate. And I actually met Jason that day and basically hired me. Before you had your license? Yes. He knew I was studying, which for him, building out your team,

I didn't have any bad habits learned from someone else. I was like a sponge. He saw that I was very serious about being a realtor and being a good realtor. He saw, you know, obviously I've got an accent. I used to model, you know. And you're stunning. I feel like that's the prerequisite to work there. You have to be stunning.

It doesn't hurt. It doesn't hurt to, you know, not be a munter. What's that? Is that a British term? Yeah. It's kind of like the Abercrombie of brokerages for sure, which I am here for it. You certainly are.

So he hired you before you had a license, but you went through the process. You passed the first time? Yes, passed the first time. So I got hired alongside another agent, Justin, Justin Itson, who's not on the show, but he is one of the top producers in our OC office. Oh, so there are people that are not on the show. Yes. There is probably 25 or 30 agents down in the OC office. And there's 10, 11, 12, 13 of us on the cast.

So it's not everybody in the office is on the show but yeah so justin he was an agent for the last 10 years he was moving brokerages to the open home group and he that day became my mentor because i wasn't licensed yet and for me i was like any shit jobs that you need me to do I'm here for it like I will do inspections I will sit open houses oh yeah oh yeah I definitely like listings out in like Corona in Chino Hills in like far out listings buyers that are well under a million dollars I would go and do those deals because I wanted to learn and I didn't have my book of business yet. So as a new agent, it's really important to obviously learn the

business and passing the test is one thing, right? You learn how to pass the test, but you really learn the business on the job. That's like all the financial certifications. Yeah. Like I never want to be, I never wanted to be in a white box having to clock in at 8 a.m and leave at 6 p.m like I'm I being a realtor is definitely yeah well yeah I had no idea about the show so it was only you know like two or three weeks later Jason was like why is your Instagram private and I'm like oh I've got too many weird ex-husbands and boyfriends like I don't want them to like see what I'm up to and he was like well we're actually doing a new show down here so can you make it public that's when I was like oh fuck I'm gonna be on this show yeah as soon as

Jason said that I knew I'd end up on the show because I have an accent. I am a new agent. I used to model. I like I'm on brand. Yeah, I'm on brand. Yeah, for sure. But you didn't this was not a new idea. Like everybody had this idea to get into real estate during COVID because it was just popping. Right. And I lost all three of my jobs overnight. And that decade before wasn't an easy decade I my marriage broke down making poor financial decisions that I was trying to like work around in that time and yeah real estate for me was something that's like oh if everything goes wrong I'll get my real estate license it's kind of a joke that it's like you know has been models what can they do be a realtor well lots of people wanted to be a realtor during that time do you have advice we

have listeners who've asked us about this because the housing market was just like the lines I saw right were around the block I was like what are they giving away at this I know I know and honestly in those open houses you didn't even have to have the cookies and the champagne and the whatever like you didn't have to you know it was it was wild and I I think a lot of people got their license at that time because it was so easy and the amount of money that you can make is insane for relatively low commitment in terms of like education licenses you know you have to get your real estate license which is not an easy exam there's a lot of law there's a lot of finance there's a lot of you know ethics but once you've got your license you need to be have your license

hung with a brokerage but you you can kind of go it alone and kind of figure it out which is something that I never wanted to do I always wanted to have my mentor on every single deal with me because I want my clients to have 10 years of experience like I don't want to fake it until I make it with somebody's largest financial investment that they're making I'm not going to pretend that I've been doing this 10 years I haven't is that the advice you would give to people? Find a mentor, find a mentor. And I was in a very lucky situation that there wasn't really anything else going on

because it was COVID. But if there was, I would have still had my side job. I would have kept another job as well whilst I transitioned, learned, started building my book of business, which takes kind of six months a year. Did you have savings that you were living on? I didn't. I had a lot of debt. I had a lot of debt and I was kind of chasing my tail on that. And I very much was head in the sand about that for years. Like I was making all of the hideous financial mistakes that you probably see an advice against.

I had three max credit cards and I was like barely paying the minimum each month for years, like four years. And then it just increased over COVID because you weren't making any. I mean, they were all max. So I was just like, okay, well, I'm kind of fucked. And it was kind of like, wow, this is like, one thing after another, like my marriage broke down. And then I, I moved in with a boyfriend 18 months later, and then he left me homeless. And like the divorce is like, it was just bad, bad, bad, bad, bad. And so I was like, I don't know how I'm still here.

But I'll make it work. I'll figure it out. And I did. Yes, you did. We started this interview talking about how happy you always are. What was your feeling during that time? Was it still optimism or was that like a dark time for you? Definitely dark. I've definitely been through very dark places where, you know, I wanted to give up on everything. There's definitely

been some real rough moments. But I feel like I always had hope that, like, it was going to work itself out. Because what the fuck? Like, men that was my mentality it wasn't like I was never I was never like defeated with it I was more just like what the fuck like what the fuck like can I swear on this I hope so because I'm yes Potsy Mouth Polly's entered the building I never felt totally helpless it was rough to keep just picking myself up and throwing everything at walls for so long. You know, my credit score was horrible. I just, for me, I was very much on autopilot

of just like pay, just be able to pay rent and my pet insurance. And- Let's talk about that rent and my pet insurance. Let's talk about that. You prioritize pet insurance? Yes. My dog has had pet insurance for 11 years and I probably went without health insurance for seven of those years.

I'd rather him have the health insurance. It's paid off. I usually advise against pet insurance because it doesn't work out. I know, but now it's like, I don't want to jinx it. And now it goes up and now he's 11. And so I'm paying like $160 a month and I've never used it. Do you have health insurance?

I do. Okay, good. So it's not like your priority. No, no. But like, you know, with my dog, I've had it for so long. I know that if I cancel it, he's going to break his fucking leg. And I'll be like, shit, like I can't cancel it now so I'm paying thousands of dollars each year for nothing and I know it but I can't cancel it because it jinx it and I just can't so I'm like okay fine

hold on to your wallets money rehab will be right back one of the most stressful periods of my life was when I was in credit card debt. I got to a point where I just knew that I had to get it under control for my financial future and also for my mental health. We've all hit a point where we've realized it was time to make some serious money moves. So take control of your finances by using a time checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Learn more at Chime.com slash MNN. When you check out Chime, you'll see that you can overdraft up to $200 with no fees. If you're an OG listener, you know about my infamous $35 overdraft fee that I

got from buying a $7 latte and how I am still very fired up about it. If I had Chime back then, that wouldn't even be a story. Make your fall finances a little greener by working toward your financial goals with Chime. Open your account in just two minutes at Chime.com slash MNN. That's Chime.com slash MNN. Chime feels like progress. Banking services and debit card provided by the Bank Corp Bank N.A. or Stride Bank N.A. Members FDIC. SpotMe eligibility requirements and overdraft limits apply. Boosts are available to eligible Chime members enrolled in SpotMe and are subject to monthly limits.

Terms and conditions apply. Go to Chime.com slash disclosures for details. And now for some more money rehab. So you had these mentors that kind of acted as like your sponsors on deals. Right. Well, Justin, I only have one. Obviously, Jason is always at the other end of the phone if I need help with anything. But you do your own deals right right yes yeah so I got licensed in July 2021 and I did my first deal like my clients in the November which it takes a while so even that was relatively quick but I met that actually that was an ex-boyfriend that uh that was your first customer uh yes you call it client yes client client yeah so that was your first client yes

my ex-boyfriend was my first client up in LA I didn't have all douchebags no only only a couple only a couple so I'm friends and very close with all of the others. Listen, when you're starting out your book, you're going to have to go to your friends. You're going to go to people you already know. Otherwise, like, how do you start? Yeah. And, you know, the kind of Hollywood douchebags that I dated were rich. So, I mean, if they, you know, I can help them out. And they're buying investment properties at one, two, three million dollars. Like, oh, I can help them out and they're buying investment properties at one, two, three million dollars, like, oh, I can help you with that.

Can you paint the picture of the real estate market in Orange County right now? Nationwide, it is very different to a very specific niche that I am currently in, in Orange County, Newport Beach. It is always going to be an incredibly desirable location to live it's beautiful it's clean it's safe it's close to LA it has a major airport exactly yeah it's always going to be a desirable market which is part of the reason why I moved there because I knew that I wanted this to be my career and I didn't want to move to the you know buttfuck of nowhere that like yeah rent's going to be cheaper but also

business isn't going to be as good so it was definitely a risk to move down there because I mean rent's expensive too that's just the economics of it right you work on commission right a hundred percent higher price tag a hundred percent commission there is no base salary at all but for me I every career that I've done modeling acting you know all of this stuff has always been 100 commission basically like not commission but like bet on yourself yeah like if you don't work or if you do work but you don't close the deal you're not getting paid I have lived my whole life like that. So it wasn't as scary as, you know, someone who is used to that regular check, who is used to having their health insurance,

you know, matched or paid for by a company or so anyone wanting to get into real estate, if they have that security of a paycheck and whatever, do it the same time don't don't quit everything and and put it into this because it takes a while i read that you sold a 2.7 million dollar property on selling osu yes so that was season one and that was on balboa island down in in Newport it was in the first five transactions that I did and it was a complete piece of shit and it was 2.7 million dollars it was absolutely disgusting it was the worst property that the selling franchises have ever shown and I sold it for 2.7 million dollars and I don't care I will sell a piece of shit like I will sell it, and I'll do a really good job. Who cares if the check clears?

Right, right. And actually, a fun story. So we've just wrapped season three. We shot season two and three back to back. Season three, we actually revisit that home because the agent that represented the buyer for that is, he works in our office, Gio. So me and Gio actually go back season three and revisit Pearl. And it's incredible the transformation

that Shelly Starr, who bought it, she's an interior designer. Like, I love it when people buy stuff, add a lot of value, add their their personality and don't just sell it for the profit like she loves it so what was the commission on the 2.7 um it varies for each one that was a specific one because that the seller of that property we actually did like three or four deals within the same owner. So, you know, usually we go out at 5.5, 6% commission. So that's split between the buy side and the sell side. So carry the one. What is that? So we have $135,000 for 5%, so 70 grand.

Nice payday for sure. So what did you do with the money you paid off the debt yeah paid off debt and got a new car and yeah i am renting right now and i'm gonna buy my first place next year which is wild that you know two and a half years ago, I was fucked. And yeah, it's kind of wild. But yeah, I'm like, yes, thank you. What is some advice? Have you had to duke it out getting your clients properties in this competitive market? Yes. So if you're buying a home 60 90 days no big purchase do not buy any anything big nothing out of the ordinary of what you would do because if you're financing it the banks of course they're going to look into you know can you you know afford it can you afford

it i definitely advise not to making any big purchases, even like an expensive holiday. Just hold off until that. If you're thinking about purchasing a home, have kind of your ducks in a row and get that pre-approval before you start looking. Because the market down in OC is still really hot. When you see something that you want to jump on, you've got to be ready to go.

So you want that pre-approval letter from whatever mortgage lender or financing option that you choose. And all of that just makes it easier for the agent who is representing the listing to show that you are organized. You are, you know, on top of it. That you are serious, that you are good to go. She will throw down the bill. Yeah, and there's certain situations that, you know on top of it that you are serious that you are good to go she will throw down

yeah and there's certain situations that you know if we're kind of on the back foot in terms of we don't maybe have 100 cash that we're putting down whatever i will leverage sometimes my commission into the deal for the other agent i will be like okay well i'm not going to take as much commission and this can be you know to get the deal done like i'm giving up the other agent I will be like okay well I'm not going to take as much commission and this can be you know to get the deal done like I'm giving up the listing agent more commission so they like you more so they'll give you the deal yeah because they're pocketing more right so besides waiving contingencies obviously coming with all cash any other tricks or hacks to beating others out in a competitive market every transaction is so

different, but it depends on the seller situation too, you know, whether they really need to sell right now. And so it's kind of the cleanest offer that you can give to, to show that you're, you will close on a certain day, or if they say are holding the property and they need to have it for two years so that they don't get the capital gains, you know, you offer like a rent back. It's just flexibility in terms of, you know, whatever the seller needs or wants, you try and kind of reach them at that point. A rent back would be back to the seller from yes so the deal kind yeah the deal gets done but the seller stays in possession and pays rent to the new buyer for a certain amount of days because usually like an escrow is 30 21 days back in 2021 we were seeing 14 seven day escrows. It was like, this is getting done and you need to move

out. So having that, you know, flexibility of like, listen, you can stay there for three months if you want. One of the biggest real estate stories, and by the way, like hats off to the Barbie marketing team. One of the biggest stories was when they had the Barbie dream house in Malibu, they put it on Airbnb which I thought was so clever so great how much would you sell Barbie's Malibu dream house for if you were um well beach front Malibu obviously the location is you know insane the the comps in the area I actually looked I think it's not three, yeah, 3,500 square feet. And that usually would go for kind of nine, nine-ish million.

However, like with it being that house, obviously there's going to be a premium. It narrows the buy pool down to very few because of its, you know aesthetics like it's crazy it's a crazy house but that you know that kind of special home it there there would be a premium on that so i if i was to list it i'd list it at nine nine nine five just under 10 mil you know if you've got a spare 10 million dollars floating around and it's definitely a fun house it's a fun house and you can you can Airbnb it out it actually might be a good like investment because it's Barbie has been around for what 50 75 100 years like how old's Barbie ever yeah so it's like you know that's not that's not gonna go away so you know as as a yeah a kitsch kind of thing that's always gonna be around so the new season of selling the is probably out it's probably out me and five of the cast members we are going to palm springs for

a week we are holing up in a mega mansion in palm springs and we are in our viewing party party well not party but just like a stay in a little bubble for a minute because that first couple of weeks is so loud. And it goes to 250 countries. It's mental for good and bad reasons. So we're just kind of staying in our little bubble for a week and just being like, okay, face the face the music when we're home let's just enjoy enjoy this you know when season one came out it was very much um our first

rodeo we didn't know what selling the oc's vibe was going to be we didn't know how it was going to be received obviously we're riding on the back of selling sunset's huge success we knew it was going to be loud so yeah it was wild season one that it was just so loud and it was global so it was like 24 7 for a good few weeks and it was just overwhelming in good ways and in bad trolling and death threats and that kind of stuff which was kind of like shocking in a way that's like, wow, people are actually that miserable that they would. I mean, it's fine. I've got very thick skin.

Like I started modeling when I was 15 and I've lived 15,000 different lives. Like I'm good. Like do I think I really need a nose job? No. Like do I? Oh, I've got one specific troll that like tells me every single day that I need a nose job. And I'm like. Problem. And I, like, oh, I've got one specific troll that, like, tells me every single day that I need a nose job. And I'm like, and I'm like, I, three of my friends have actually taken a picture of my nose to give to their surgeon to copy. Like, I think I'm good.

But at the end of the day, it's like, you know, we're on a reality TV show. you know, we're on a reality TV show. We definitely do put ourselves out there a lot and it goes to such a huge audience that of course not everyone is going to agree with you, like you, or, you know. But there are people that do. And so it's weird to like get recognized, people wanting selfies.

I mean, it's cute. I live five minutes away from the office and the show is based in Orange County so in the area it's kind of like oh my god you're on the show and you know usually it's me walking my dog in the morning with bag of dog shit I'm like please and I'm like let me just hide this hi uh yeah but it's everyone's really excited and and you know I've never had a bad experience in person it's's only, you know, sad people in I don't know where. Okay, so it's tea time. It's tea time. Yeah.

What can you tell us about the upcoming season? it was chaotic it was also quite difficult to navigate for me I pride myself on I am who I am I am authentic I'm genuine like if I don't like someone they know if I you know don't agree with something it's known I don't kind of beat around the bush in that and I feel like I've always have been myself I'm not gonna start pretending that I'm someone else to appease trolls season two it was interesting that a couple of people definitely changed themselves on camera which for me is very difficult to see like change themselves from how they are in real life yes and what they saw saw in themselves that they didn't like season one, they kind of tried to change the narrative of who they are season two.

And for me, that's never going to work. It's like, just be yourself. There's definitely some people, well, one person in particular that, you know, kind of was vying for redemption from her behavior season one and she kind of tries to take me down with this big expose that me and tyler have shared a moment together i just need to clear this out so tyler is divorced season one which we filmed a year and a half ago he was married at the time and he's no longer married so season one there was one person in the office that made multiple attempts unwanted attempts to hook up with him fuck him whatever and that was the issue that was the issue it was like the

guy's married he doesn't want to come out with us anymore because every time we go out you try and dry hump him and it's uncomfortable for everyone so let's not do that so that kind of came out season one and uh kayla okay so that came out season one tyler's marriage unfortunately did not last i don't think that helped the situation but i I don't think it was kind of the one thing that you know ended that so fast forward a year and a half later the guy's single me and him share a drunken kiss like we are great friends Kayla kind of tried to make it into a because I kissed my single friend, that she seems to think that's exactly the same thing as what she did a year and a half before. And for me, I'm like, it was a year and a half ago,

dude was married and you made multiple unwanted advances on him. Fast forward to now, dude is single. It was very much a team effort. It wasn't a secret you know she she kind of tried to make it into this big thing and I'm like it's not the same thing so what would you like to clear up you want to clear up that the timeline he was not married yeah he was single and certain things are said season two from her mouth that it was more than a kiss it wasn't and even if it was I would own it but

absolutely not it was a joint when you even just for this short time I have no doubt you will own it it was a drunken kiss and it was like yeah people in the office knew and it wasn't a secret and you know her trying to make it into the same thing as what she did a year and a half ago very different the only thing that the same is, it's regarding the same person. Like the situation, the situation is going to be more different. Okay. While we're at it, anything else you want to clear up? I might do a thing on my social media, just putting like side by side, like what people say and actually what is like happened. But there's another person that has an issue with apparently we were topless

in any jacuzzi with the guys when it wouldn't we weren't it like cuts to us in the jacuzzi in bikini I'm like what how is that you know where did you get that from so just certain things that always bikinis on in the hot tub yes yeah yeah oh we weren't even in the hot tub because it wasn't even hot we had our ankles in it i'm like babe like really you said in the beginning of this interview that you would excommunicate somebody to a foreign office from the cast yeah there's a couple of people and maybe not foreign but just like east coast would be fine there's another woman uh in the office that we historically have just never got on we're like oil and water chalk and cheese she wasn't originally cast on the show when i first met her and she made it very clear that she wanted nothing to do with me.

I'm friendly as anything to everyone who I meet until I have reason not to like them. And then I'm kind of done. I'm like, yeah, well, fuck you. So she ended up getting herself on the show. And I feel like season two, she definitely, a few of her skeletons are revealed in her. She's kind of this like stepford wife femme body like

very cold person who alludes to the fact that she's she's holier than thou like everyone else is just really unprofessional because we like to have fun as well as work hard and yeah it turns out that there's a few things that kind of don't really make sense of that look which for me I'm like just own it like I'd like you more if owned these sides of you if you pretend that you're you know kind of God's gift and that like you you know you've never stepped a foot wrong in your life the only way is down you know people fuck up people make mistakes people do like stupid stuff and still can be very professional and be very good at their job. Well, I think you're on the up, sister. listings this year well in sales so listings and and buyers and you know we've got 27 million

inactive um and coming soon listings we end our episodes with a tip that listeners can take straight to the bank so would you tell your former self something about investing saving financial anxiety. On your way to the bank, leave the shame at the door. Like what's happened has happened and there's no point. It only makes it worse if you bury your head in the sand, if you're not honest with yourself about your situation. As long as you're honest with yourself and you don't kind of bury your head in the sand,

you've got to be real. Money Rehab is a production of Money News Network. the sand. You've got to be real. Money Rehab is a production of Money News Network. I'm your host, Nicole Lappin. Money Rehab's executive producer is Morgan Lavoie. Our researcher is Emily Holmes. Do you need some money rehab? And let's be honest, we all do. So email us your money questions,

moneyrehab at moneynewsnetwork.com to potentially have your questions answered on the show or even have a one-on-one intervention with me. And follow us on Instagram at moneynews and TikTok at moneynewsnetwork for exclusive video content. And lastly, thank you. No, seriously, thank you. Thank you for listening and for investing in yourself, which is the most important investment you can make.