Money Rehab with Nicole Lapin - How to Use AI to Understand the World and Get Ahead with GNOMI Founder Eva Cicinyte
Episode Date: April 13, 2026AI isn't coming… it's already here, and it's already reshaping how we work and build wealth. Nicole's prediction: the winners of the next decade will be the techno-optimists, the people who learn to... leverage AI to make more money, scale their time, and outsource distractions. Today, Nicole is partnering with Eva Cicinyte to show you exactly how. Eva is the founder of GNOMI, an AI news agent designed to help people understand what matters in real time. Eva and Nicole break down why traditional news is broken beyond repair, how AI might actually be our best weapon against deepfakes, and why Eva built a feature that gives everyday investors access to the kind of real-time market intelligence that used to be reserved for Wall Street pros. Then, Eva and Nicole get raw about what it really takes to build a company while building a family. Eva reveals why she kept her pregnancy a secret and shares the story of the conference call she refused to hang up, even as she went intp labor. Try GNOMI and start with Finance Mode Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Here's what Nicole covers with Eva: 00:00 Are You Ready for Some Money Rehab? 01:10 Why Traditional News is Broken 03:35 How Eva Turned an Unconventional Background Into a Superpower 10:00 The GNOMI Origin Story 13:42 Why Every Founder Should Vibe Code 15:02 GNOMI vs. ChatGPT: What's the Actual Difference? 20:15 Real-Time Financial News You Can Use 30:20 When You Need a Patent and What They Actually Cost 34:08 Raising Millions From One Investor 37:15 Will AI Kill Traditional News? 38:00 The Pregnancy She Kept Private 47:33 Raising Daughters in an AI World 52:30 Women in AI 54:18 The Future of News 55:00 Eva's Tip You Can Take Straight to the Bank
Transcript
Discussion (0)
Here's my tip to feel safer in this crazy world. Start building an emergency fund. Just knowing it's there will cut your stress so much.
Here's a pro tip, though. Don't let that money just sit there. Make sure you're getting the highest APY possible. Put your fund to work.
With CHIME, you can earn up to 3% APY on savings. Chime is changing the way people bank.
fee-free and smarter banking built for you. Not like old-school banks that charge you overdraft and
monthly fees, Chime recently launched the new Chime card. It unlocks safer credit building and
cashback with everyday spending. Imagine cashback and credit building with your own money,
finally on the same card. No annual fees, no interest, and no strings attached. Chime is not just
smarter banking, it is the most rewarding way to bank. Join the millions who are already banking
fee-free today. It just takes a few minutes to sign up. Head to chime.com slash M&N. That is chime.com
slash MNN. Chime is a financial technology company, not a bank. Bank. Bank. Bank
and My-pay line of credit provided by the Bank Bank N.A. My-pay eligibility requirements apply.
And credit limit ranges $20 to $500. Option. See chime.com slash fees info.
Advertised annual percentage yield with Chime Plus status only. Otherwise, 1.000
percent APY applies. No men balance required. Chime card on time payment history may have a positive
impact on your credit score. Results may vary. See chime.com for details and applicable terms. I'm a March
baby. Yes, a Pisces. For my birthday week, my bestie came to town. I was so happy to see her. I love
celebrating with close friends, but there was one cloud over the trip planning. She was worried about
the cost. So I shared my favorite tip for making travel more affordable. While you're away, you can
list your space on Airbnb and make some extra cash. If your place is just sitting there empty,
that's a missed opportunity. And with Airbnb's co-host network, hosting is now easier than ever.
You can hire a vetted local co-host who has hosting experience to take care of your home and
guests. A co-host can handle all the details so the stay runs smoothly. They can do everything
from creating your listing, handling guest communication, to offering online.
site support while you're away. So if you're ready to host but need a little help, find a co-host at
Airbnb.com slash host. Entrepreneurs, your office is wherever you are, the hair salon, a client meeting,
or your job site. U.S. Bank gets it. You deserve U.S. Bank Business Essentials. Winner of
Tearsheets Big Bank Theory Award for Best New Product, 2025. It combines checking and card payment
processing so you can accept payments and get paid faster. Plus, it's a lot of
It offers unlimited digital transactions with no monthly maintenance fee.
Are you a plumber and need to get paid?
Get payment before you leave your client's house.
Got a food truck at the stadium?
You're covered.
Selling your stuff at the weekend craft fair?
We've got you.
You can literally take payments anywhere.
Your business should be as mobile as your lifestyle.
And your banking partner should be one step ahead.
Visit usbank.com to learn more.
That's the power of us.
Deposit products offered by U.S. Bank National Association, member FDIC,
trademark 2025 U.S. Bank.
I'm Nicole Lappin, the only financial expert you don't need a dictionary to understand.
It's time for some money.
This is not breaking news.
AI is transforming the way we work and the way we make money.
And here's my prediction on things.
The people who will win the next decade will be techno-optimists,
the people who learn to leverage AI to make money and scale their time.
Today, I'm partnering with Eva Sissanati to teach us exactly how to do this.
She's the founder of NOMI.
It's an AI-powered news platform designed to help people understand what matters in real-time
without click-bay, doom-scrolling, or 10 tabs open.
And because she's a woman after my own heart, inside Nomi, she built a feature called
finance mode, specifically to give you real-time updates on financial news you can use.
And this is the exact kind of AI use case that will help you get ahead.
Eva and I also get into building in the AI space.
whether patents are still necessary and how to actually get one.
What it's like being a woman in a very, very male-dominated space
and why vibe coding is probably the most empowering thing you're going to do all year.
Ever, Cisinati, welcome to money rehab.
Thank you for having me.
I'm so excited to have you because we have girl talked offline about news,
and this is like the kind of girl talk that I have.
And I wanted to share it with the audience specifically about what you're doing with financial news.
Thank you so much for doing that.
and we'll get to that in a minute.
But is traditional news broken?
You know that I've been in this space for 100,000 years.
What's wrong with it, in your opinion?
Well, first, I don't think it's the fact that people no longer are interested in the news.
I think the way people received news in the format as they receive it, they just no longer trust it.
I think traditional news was very much created for limited.
information, but now we have like a complete opposite problem, which is we have infinite amount
of information. And so it's really difficult for people to understand what it is that they're
consuming and have that intelligence ability to contextualize information that is relevant to them.
And I think that's the biggest problem today. We're just bombarded all the time. And what we see
too just fed to us through our feeds or through Apple News or anything.
Like we don't even know what source it is and they all are on the same playing field. So you can't even discern.
Yeah. Yeah. It's really difficult. And I talk a lot about this where we see U.S. covering Europe.
And it's really not what's actually happening in Europe. I'm Lithuanian. And the way that, for example, this whole Russian aggression is happening in Lithuania,
United States really much covers it in a very different context. And so for someone that is looking for things that are relevant,
to them. It's really important for us to understand not just a language barrier, but also the
cultural barrier and how things are actually different based on coverage. And so I think that's
something that is very much impossible today to gather through the traditional news aspect.
But you need it. Like when you're even managing your own portfolio or if you're running a business,
like we need to know what the inflation numbers are. We need to know data that's coming out
unless you are digging through the BLS numbers directly, which most people don't do,
what is the best way to find what you need in this crowded marketplace?
The solution is not to cancel the news we need it.
Yeah, and I think that's exactly the pain point that we try to solve is NoMe is really not
eliminating the information, but just creating an intelligence layer that allows us to really
provide the information at the right place, at the right time, to the right individual
within the context and their values because all of us, quite honestly, only care what's really
happening in our own backyard. And if we are able to succeed in that, to deliver that,
have any tool that allows us to really contextualize the information from the entire world
based on the topic of my interest, then, you know, that's something that was going to be
successful in allowing people to make that informative decision. Okay. So you mentioned Nomi,
you're the mastermind behind Nomi. You believed, and I'm paraphrasing this. This is how I've
seeing you as your fan. You said that news basically needed a glow up, could not agree more.
So what were your early brainstormings around solutions for that?
Oh, gosh. My brainstorming started before Nomi even existed at all. My background is interesting
in that regard because I come from entertainment, but I also come from running political data
analytics for a really long time. It really allowed me to understand the power of information
firsthand because our sole job was to personalize and contextualize messaging to each individual
to get the message across. But also, it showed me the power that could manipulate people
with the messaging in relation to getting the right outcome.
And so even though it was such an honor and just a phenomenal craziest time of my life,
I at some point became really frustrated with the fact that only research teams like this
with so much money behind them were able to make that informative decision where someone
like me, I could never make money because I just don't have.
have these kind of tools to understand the context of it all. And so I think I didn't know that
Nomi is going to become Nomi. I just knew that I really wanted to solve a problem for myself and also
for people around me that were just constantly very confused and also very convinced that they
were very informed. And I knew that they weren't because the power of messaging and personalized
messaging is unmatched. And so, yeah, that's kind of where the idea came from before any of this
started. And then I just kind of thought, you know, as the idea was developing, we first started
with a computational cloud, where how we're going to scale, how are we going to develop all these
products. We had no idea what the product was going to be like. We then did the market fit,
looked at the news, traditional news. And so this is really where we said, listen, this is what we need
to do. We have a goal to create a tool that allows humanity to be more informed. We need to make a
real-time intelligence tool that allows them to constantly help in making these decisions.
And then we just stuck with news because that's the only thing that constantly flows.
And you're doing it in such an amazing analytical way that's data-focused and unbiased
because a lot of companies, media companies, apps have tried to do the unbiased without the spin stuff.
And still there's somebody behind that messaging that makes me feel like,
like what actually am I supposed to believe?
You mentioned that you were in entertainment, and I love that you're posting more on LinkedIn now, too.
You wrote this great piece that you wanted to underplay that.
Can you explain why?
There's a quote that really matches this entire experience of mine, which is a jack of all traits is a master of none,
but a master of none is better than a master of one.
That second part took me a really long time to come home to,
because I firstly came from a country that was post-Soviet Union, literally a year before I was born.
And the entire nation really honored and rewarded perfection constantly.
And so everything that I have done in my life was really valued based on how good I was at something,
which required time.
And I, when I got into tech, I got into tech really fast.
I didn't have the traditional Silicon Valley Stanford background.
I was times to immigrant, immigrating to Canada, then United States.
I had absolutely no traditional background to talk about my data analytics background because
politics was very confidential and made me very invisible.
And so I just thought that if I could shrink my.
myself into this one page to put myself on the box and erase all these chapters and put myself
in this one little one liner where I'm doing this because I thought that people are just
going to understand me better. But obviously through time, especially having my daughter,
I've realized that this is not the example I want to set. My diversity and my rage,
everything really allows me to be where I am today. And so, yeah, I do. I. I just, you know, I just,
It was definitely a 27-year mark. I was really learning as I went. I was afraid to tell my story
because it was just so untraditional. But I think everything has changed now, especially when you're
running a startup and you realize that there's no way. You could have been successful in any way,
unless you had the ability to pivot, which is exactly what my entire background taught me,
is how do I pivot very quick? How do I not know the answer, but how do I find the answer? That's where I realized
I think a lot of other people feel this way, and I need to just vocalize this because it's being the maximum capacity that you are is what's going to get you to be who you want to be.
But also who is like an expert, so to speak, in AI. It's all being written right now. Yeah. It's all happening now.
Yeah, I think, I really think the expert is going to be the AI. And as AI continues to develop, we no longer have to be the linear.
of it all. The biggest thing we're going to bring as being human is the ability to adapt very
quickly and know how to use these tools. We no longer have to be experts at anything anymore.
AI is going to do that for us. It's how we're going to apply AI to come to that particular
result. I think that's what's going to allow us to really excel in using these kind of tools.
And it's a tool like anything else. It can be used to build a house and to tear it down.
So when you had the idea, you said computational cloud.
That's what you started with.
So basically, that's a big brainstorm of ideas.
And how did you test those ideas?
We built a computational cloud before Chad, GBT, or any of these came out.
We knew my background was sentiment analysis in the political data analytics.
We were all used to gather a bunch of data to understand the sentiment analysis on what people thought.
and that was done in a very rough and manual way.
Think of it as like billions and billions of data points,
just trying to group them and understand the commonality between all of them
or maybe none and just then do the targeting ability of messaging.
When we started thinking of how we're going to scale
and the fact that our goal was to really help humanity to be more informed,
we didn't know what the product was.
And so we started with the fact that how do we create the base
of the house that we're going to eventually build with the architect to ensure that it's strong
enough to stay. So we keep on building on top of it. And so that's why we build a computational
cloud with machine learning capability so we can essentially build as much as we can and have that
base kind of withstand all of our changes, pivoting, adaptability on anything that we want Nomi to be
and more. And that's what it was. It obviously still stands today under our holding company where
we built Nomi and that's why we were able to pivot so quickly with Nomi when Chad GBT
came out because we're generative AI, we leveraged so many different large language models
is because we already had that base. So we were just really just building on top really quickly
and maximizing all these tools that were just coming out and powering them in onto our system.
How do you deal with all of the tools and advances coming in so quickly? I just imagine you like
whack-a-mole style as a new update comes in.
And like, how are you integrating that or how are you maybe vibe coding yourself?
Because so much of it doesn't require an engineer.
The word wipe code is just so funny because I don't even think it existed until like this year,
especially when Lovable, before Lovable came out, which was such a genius idea.
Because now vibe coding obviously is not for hard coding.
You're not going to be able to build a product, at least not today.
But what you can do with that now is to really build a prototype that would have taken you maybe two, three months to do that in like 24 hours, just very quickly.
Throw that out in front of your customers that are willing to test the product or your kind of the product category, people that are able to really just understand what's the market fit here.
It's this going to stick.
Is this not going to stick?
And do that extremely quickly without really providing and injecting too much capital into that.
And so, yeah, it's been transformational for us because this entire industry is like a tsunami.
It's going so fast.
And the reality is not everything sticks.
And so that really allowed us to move quickly and just throw things into the trash if they didn't work within 24 hours versus two months.
So it's been great.
I trust you.
I trust know me.
But how does somebody who hasn't used the product differentiate between where you?
you're going to get there versus just asking chat chagb to you a question yeah i mean search engines
in general retrieve information for you based on referencing the links and then large language models
really provide information based on the data that they've been they've been trained on we are
analyzing the entire information ecosystem to
provide you the information that is contextualized for you specifically to your needs at the right
place and at the right time. ChadGBT is a product within itself. We use it as a tool as we use
any other large language model to help us power our intelligence layer that is going to be
providing your relevant information at the right time, at the right place. Chad GPT is really
a search engine, answer engine. We are,
really allowing you to understand the world better. And that's mainly our goal. But you're not only
the founder. You're also, there was a commercial back in the day about this. I'm not only the founder
of the hair club for men, but I'm also a customer. So you're also a user yourself. But how do you
use it to consume? My consumption has really changed because I started off with firstly ensuring as a
founder to ensure that we started off with verified results for the user. Now,
the fact that I know the way Nomi has been built on for a year and a half, I'm starting to use Nomi as a
customer based on the things that really matter to me. Like for example, more so to verify the
information for me. Is it really true that this happened in Europe? Is it really true that
the market is crashing? Is it really true that people are afraid of the market today or whatever
that is? I'm asking very personalized questions that are relevant to me that day. And I,
I'm really looking at the way it solves the complexity for me as an individual versus as a CEO.
And if I'm able to be satisfied as a customer and not just as a CEO to provide you the best quality response,
I am very much hopeful that others are going to use it the same way and be satisfied.
So it's switched from being a CEO and using the product more so.
And now I'm using it as a user and seeing if I'm satisfied with what I'm getting as an individual.
I mean, I've heard you talk about this in a time that it almost was too early to resonate with me because you were like, I know that there are deep fakes and AI generated stuff that's not real.
And I was like, I don't know, deep fakes maybe has to do with porn and other stuff.
Like, it doesn't have to do with the news.
Then I thought of you because I got really deep into the Epstein files, for instance.
And I saw a bunch of social media posts that look.
looked really real about it. And I was like, I've been in news for more than 20 years. Is this real or
is this not? And I could not tell. And I asked the AI, I'm like, is this real? Is this not?
And it's so, so hard to now discern. And every single day, it feels harder and harder.
Yeah, look, there's a lot of Epstein files out there. And so firstly, you're getting opinion
from someone that's maybe read a fraction of that and is now telling a story. And is now telling a
story based on the findings that they have found. The entire social media is based on the people
and how they report, how they narrate the story that they want to tell according to their agenda,
which is great because opinions are very important and they're important to how they shape
our society. But when you're only listening to one story and then you kind of exit the social
media, that's all you think about. That's all you think that there is to that story. And so
that intelligence layer is extremely important because what it does, it really just gathers the
entire ecosystem, the entire landscape of information, and then it really contextualizes this for you.
So if you ask a question, is this really true? It's going to say, well, in this case, it is.
But actually, in this case, it isn't. And so you need to be very of the things that, you know, how,
how you consume these whatever Epstein files, because in this particular situation, this particular
person, there is no record of this being verified information whatsoever. So I think that
intelligence, we're not trying to eliminate information. I think that's really important to know too.
It's how do we really just personalize it for our own use that makes sense for us to answer our own
question versus what the rest of the world wants us to know. But do people want that? Or do they
just want to hear what they want to hear from people who believe the same thing as them? Do they
want to be in an echo chamber or do they want non-biased news? Because I know you listen to your
customer. And if you found that everybody just wants to be in their own echo chamber and hear,
whether it's fake news, not fake news, you would probably pivot again. Yeah. Look, we're not here
to tell people that they should like cats if they like dogs. We're more so trying to allow people
to be more informed about the things that they care about. And yet, everyone wants a sense of
belonging. Obviously, I want to know that I'm not the only crazy person that thinks about this idea
the way that I do, which is not something that is a problem. I think more so it's a problem
if we believe in something that is factually false, especially Gen Z today. They're one of the
most vocal generations. And so when you have a generation that is extremely vocal about things
that they care about, the most important thing that we can do as a generation is to provide them
tools where they can verify their information before they become really pumped up to
talk about it or to stand up for whatever it is that they believe in it. But people want it to be
verified. Yeah, I've seen that myself. I want information to be verified for me. I don't want to
spend time believing in something that isn't true and then be talking to you about something
that ends up being that I don't know what I'm talking about. All of us like to feel intelligent
and in control of our lives. And the only way to really do that is to be informed. And so that's
where the verified information context comes in. And the media matters too. So you guys,
have a partnership with 11 labs. We have 11 labs. How did you see like the consumption change from
text, video, audio, the medium that people are consuming more? Yeah, I think as AI continues to develop,
everything is going to be moving towards voice. You're going to want to be sitting here with someone
with me and you're going to want to have a little assistant in your ear navigating you through a
conversation, through your life. And I think 11 labs is one of the,
partnerships that we're really proud of because firstly they are amazing at what they do.
They really have that ability to translate things so quickly and so effortously where the language
barrier just completely disappears.
At this point, we were kind of calling it injection of news as a local.
You're really just consuming news as a local even though you're just reading news from China or
or Japan or India.
It just feels like you're really much just consuming something that you've consumed for.
for your entire life, except now it's just much more broader spectrum.
And 11 labs makes that possible.
I mean, the language thing is crazy.
Yeah.
We've been working on sort of a stealth AI project with 11 labs too.
And to hear my voice, and we've trained hours and hours on it in Japanese or whatever, is wild.
And that's a huge game changer in how you're consuming news and information.
It's a huge changer for us as AI.
news agent because we are trying to humanize this experience so much for the consumer where they feel
like they're actually talking to the best friend that knows everything about the world.
And that should be delivered to them not just by speaking their language, but their accent
and their voice that they're trying to feel the connection to. We don't want that to feel static
and robotic. We want you to feel like you're literally talking to Mark. As my mother says,
you know, I talk to Mark, and I'm like, who's Mark?
She's like, Mark is your AI news agent who, you know, is the voice that I speak to every single day.
And so that's what we want.
We want that to be very much personalized experience.
And I think 11 Labs has really done a great deal for us to be able to do that for a product.
And your mom is not weirded out by listening to an AI club?
I think my dad is more freaked out that she constantly refers to our product.
Like Mark versus I'm talking to know me.
I think there's a few times where she hasn't actually explained herself to my dad and my dad call me.
He goes, do you know who this Mark guy is?
I'm like, what are you talking about?
He goes, like, Mark is our AI news agent.
That's wild.
My mom talks to you.
And he goes, why does she call him Mark?
I'm like, because we named him Mark.
And so I think that itself just really tells a story that people don't want to feel like they're talking to an agent.
They want to talk to someone that feels.
like a human being that understands them. Yeah, I think it's so common now that we're just going to have to
get used to it. And I think that there's so much value there. Like for me, I have listened to
the clone of my voice and could not tell the difference at all. And it allows me to focus on
the things that make me uniquely human and that I can bring to the table while still scaling myself
in my reach. And so I think when we look at what AI can do for us, how do you balance that,
the human element and the opportunity for scale and reach to other languages?
Well, I think overall AI should be leveraged as a tool. And the way that we really want to
succeed in is where information feels like empowerment versus confusion.
where they could use our tool to empower their lives and shape their lives.
May that be, again, personally or professionally, where they're able to make that decision
at the right time, at the right place, understand that this is a tool that is going to empower them
as a human being to be confident in their decision making.
This is where I think AI is going to be revolutionary, regardless of what, you know,
in which sectors it's being created.
You guys launched finance mode.
Yay.
thank you so much. I'm so thankful that you made this whole product just for me. That's so kind.
What a good friend. How does somebody use that now in the landscape of the same thing? Like so much
finance news, so much fake news out there. The way that we really want to position finance mode for a
customer is for it for it to be more so of this intelligence layer for markets where we help you
to understand what moves markets.
And so we are working with all of these partners
and creating this real-time dashboard
specifically for individuals like you
that have the ability to then go on our dashboard
and understand what signal versus noise.
And so, of course, we leverage live earning calls.
We leverage all different company KPIs.
We leverage transcripts.
We were able to really just have this entire dashboard
where you're able to ask a question, where you're able to position yourself as someone in a
specific position and then ask an agent that is able to then give you not just a response,
but context based on the things that you are looking into.
Thank you.
Again, I want to be the voice.
Can I talk to your mom?
I'm like, well, I'm over, Mark.
Now Nicole is talking to me.
I feel like your dad might like that a little bit better.
My dad probably would love that, yeah.
And I really love what you guys did with the adaptive.
and greed index specifically.
Because look, I am so happy that there are more finance creators out in the world.
It's just not regulated.
And people can go on and have a microphone and say just about anything.
But it's not connected to earnings calls to company reports, to KPIs.
And so I really worry about that.
Like I'm equal parts excited by the proliferation of more finance content and nervous about it.
Nomi's version really focuses on the real-time information flows, which is constantly changing that
particular sentiment. We also go beyond that, too. We are injecting the sentiment of how people feel
about the market. Is it versus what's happening versus how people feel? And we're injecting
that as part of the formula into the Fear and Greed Index. So you can actually see an overall picture
that is constantly changing and adapting together with the market and humanity intertwined together.
It's so smart that you're doing that. Thank you. Because there are so many indexes. There's so many
things to track. Like, sure, you can track the VIX. That's kind of fear, but it's not a vibe.
And for the last couple of years, we've talked a lot about the fact that data is really strong,
but there's a vibe session happening. Like, people are upset still. It doesn't matter what the data
is showing. If people are scared, if people are fearful that something's going to craft,
regardless of what the numbers show, they're going to pull their money out of the market. And that's
something you need to know. Exactly. I mean, you know, what's actually happening is not necessarily
how you need to react in response. And I think the fact that going back to the belonging,
knowing that you're not the only one that feels this way, knowing that the market overall,
actually people feel a certain way about the market is telling you a lot of how you should be
acting on what you should be doing next based on what is happening versus how people are
looking to react at that particular moment in time. So how do I use it? The fear and fear and
Index mode right now is even though it's not static from the back end, it's fairly static for you,
just for you to understand where the market stands at that point in time. So it's constantly adapting.
So it's real time and every single time that you're checking even five seconds, that could
drastically change depending on what's happening in the world. And you're able to really
maybe me being biased and saying that you can really depend on that because, again, we're not
really focusing on the fixed signals. We're focusing an overall image of how people,
actually feel of what's happening in the world today. So the fear in index mode is constantly
adapting based on what's happening. And so at this time, it's not an interactive feature,
but eventually based on what we're working on right now, will be. Tell me. Just between us,
girls. No, I'm really excited about this. Well, how would you ideally want finance mode to work and
help our listeners on their journey to financial literacy at all stages and all levels of the
I am someone who is not so much capable in making these tremendously important financial decisions.
I have never really understood when and how and to what I should be investing my money in.
And I think what I really want to accomplish with this particular feature and mode is not just build it for the professionals,
which is what this dashboard really is.
you really need to know what you're looking at and the questions that you are asking,
you really need to know those questions in advance. But I really also want to build it for people
that are going to be able to actually take this dashboard that is going to be specifically
personalized to them and adapt it to their level of understanding. So it could help them make that
more personalized, important financial decision based on where their capacity and understanding is.
Fine. You can build it for other people too. But I know.
where your heart was when you were thinking of this. One of the first times we spoke, you were also like,
just casually, I have a patent for this. Okay. Amazing. First of all, second of all, tell me about what
that process is even like. And in this world of creation being so accessible, even just sort of
in the vibe coding sense, how important is a patent? It's important because that's remote,
especially when you're building something unique, you want to make sure that that's not going to be
repeatedly done in the next six months, especially when you're injecting capital into something
that is evidently working. The reality is people tend to copy things, and yes, it might be a nice
compliment because people tend to copy things that actually work, but it's a complete tragedy
for investors and for you that have been focusing on building something for a long time.
time. Now, it's very also important to understand what they're very expensive and they're
extremely time. Like how expensive? They're expensive. I mean, you definitely have to hire a law firm
that understands how to file patents, that understand how to position your invention in a white way
that allows the patent office to understand what it is that you're actually trying to build here or
you're trying to protect here. Is it even patentable? Is another.
thing. And I think the right attorneys are going to be extremely helpful for you to position your
invention in the way where it's very much simplified on the piece of paper. Now, it's we ourselves,
we have patent one of the most important core intelligence of our platform, which is the
sentiment analysis ability that allows us to have this very unique intelligence layer that understands
that that is a bridge between humanity and information. That's something that we needed to patent
and something that was very much patentable because it was the formula that we have put together
into this particular strategy that allows us to function the way that we do, kind of like our secret
sauce. So that was really important for us to patent because if anyone else does that, then of course,
that's where the patents kick in. But it's not important to patent your entire product. One,
it's nearly impossible and two, it's just completely useless because things are constantly
evolving. Technology is constantly changing by the time that you get a patent, which if you do,
it takes you up to at least two years, you know, it's going to be very much useless. And now you spend
all this money, patenting something that no longer is even needed. So patenting 30% of your core
intelligence layer or whatever it is that you're building, your formula is what's very much
recommended. After this, I have to bring out my husband, not that he's like hiding. But he has,
my husband also has two he's going to kill me if I don't say this correctly two sentiment analysis
patents too so you guys need to nerd out it's a small nerdy nerdy club but very specific nerdy club
about this yeah so don't go on upwork and file a patent with some guy who says they can do it
like you have to do it right and that's tens of thousands of dollars tens of thousands of dollars
depending how complex your invention is and most of the
Most importantly, all the details and the regulations and whatever it is that needs to go into these hundreds of pages of a patent are a very important factor of that being either a success or a failure.
Obviously, once it's rejected, you can always refile, but it's always very hard to do that, especially if you don't have the right team.
And the right team is very expensive because, unfortunately, no matter how many startups are trying to do the patent capability right now,
think they're just creating much more work for lawyers to begin with when it comes to that.
What has it been like financing this company? Yeah. So until this day, we've had only one
investor who has better me when no one need nobody else did. And he's been very large
investor. He's invested over 30 plus million dollars. She says one investor, just one investor,
just a 30 million dollar single investor. It's, it's, it's, it's, it's. It's, it's, it's,
Now that I think of it, if I were him, I probably would have never done it because.
Oh, stop. It's interesting because I didn't have the background at all. And I think as an investor,
when you look at things, you're trying to really minimize your risk. You are betting on people.
And I know that he very much bet on me. But at that time, I was so green. I knew nothing. All I knew is that I'm going to, I want to win. And I want to solve this pain point. How I'm going to solve it? I have no idea.
give me your money. That's how it was. But he really bet on me as a human being. And I will never
forget that because it really allowed me to make a lot of mistakes throughout this process and
learn so quickly on my feet because I also had this massive responsibility that I needed,
I had somebody that bet everything on me. And I had no other choice but to deliver. And that
really kept me up at night and still does because we're not done. We're nowhere near done. We're
not past stealth mode. We are still very much a startup. Yes, we're going into series A and we're
raising series A now. But, you know, nothing is one. Yeah, besides the fact that we've made tremendous
progress into solving this problem and we will continue doing so until we can't. Yeah. I mean,
taking $30 million would definitely keep me up at night to make all the sense of the world.
From one person. I mean, that's so unique. I am assuming that, you know,
him having that much money. He did his due diligence and he made a very educated back.
So thank you for your self-deprecation, but I'm sure there's a real reason that he put that
much in. Do you think the future doesn't include my former employers, alma maters of CNN,
CNBC Bloomberg? Look, I think this agent specifically and an overall news agents, they're not going to
and limited journalism. I very much believe that these agents will help people consume even more
information. I stand by it because right now we have so much information, so many podcasts,
so many journalists. It's so difficult to even find the people that I think we would be
dying to listen to because we don't even know they exist. And if these agents are able to bring the right
people to our platter to listen to, I think the consumption is going to rise tremendously and do the
opposite of elimination. I think we're going to be very much, much more engaged into journalism
that we've ever been done before because it's going to be at the peak of it. I just think even
as a media business owner, like, is there more consumption that people can do? Not more consumption,
the right consumption. And I think that's exactly what agents are here to solve is to know who
You are and know what matters to you, when it matters to you. And these are the people,
podcasts, contents that, you know, are relevant to you right now to make that decision,
whatever it is that you're making. Normal people don't start businesses. No, normal people
do not start businesses. I think, you know, if people actually know how hard it is to run a startup,
I think nobody would do it. It's also birth. There would be no humans. If they were really, really honest.
No, birth is like the least of my worries after a startup.
Yeah, there's no epidural for the startup.
No, there isn't.
And you know what?
Like, at some point I'm going to, like, I would love to cover, like, one day where I just don't want to scare people.
I was on a conference call when I was giving birth.
And nobody knew I was pregnant.
Stop.
No, no one knew I was pregnant because it was COVID.
And we were firstly a remote startup.
And people just thought I was getting fat.
I kid you know.
People were like,
calling my chief technology officer, and it's ever okay.
Like, she's gaining so much weight because the camera would just be up here.
And my chief technology officer was the only one that knew because he had to know.
And he's like, no, she's just, I think she's just stressed because I prohibited him for telling anyone that I was pregnant because I was so afraid that the top engineers that we stole from the top companies are going to just be like, oh, man, she's a woman.
And she's pregnant and she's running a startup.
And she's got no background.
I'm like, this is a suicide mission.
Like, we quit.
Yeah.
And so I, when I went into labor, I was induced.
I had proclampsia.
And I just, my nurse was like, what is she doing?
I'm like, I have a conference call.
And my chief technology officer is like, what's happening?
Why?
Where are you?
I'm like, I'm giving birth.
I'm fucking giving birth.
Are you serious?
Yeah.
Yeah.
And I'm so, it's interesting because I don't know, I'm not really proud of that either.
I want to have more children.
And I just don't want to have this kind of story ever again.
I'm sure it's very inspiring for an investor who is like for investors who would invest
money into me and say like she's able to walk through fire.
But it's just not the life experience.
I want to encounter again.
But yeah, no, I was giving birth to one baby and then also to another.
And the fact that you had to do that still speaks to the.
the truth of the culture that we're in as women who have run businesses, raised money, led
teams, because there still is that perception.
Yeah. You're just very honest. Well, now nobody can tell me something is really hard
because I swear to God, giving birth at the same time as like running a startup and then also
just pushing the baby out into three hours and going back to work literally in four.
48 hours was the most insane thing I have ever done. And at that point, I was really proud of that
because I'm like, you know what? Nobody can tell me I can't do something ever again. And I think
that was also one of those like breaking points where I'm just like, I'm just done pretending that I'm
this one little linear thing because I just pushed a baby out. And I just stood up like nothing
happened the next day and just ended up working. And so for me, I feel like that was more so,
like, I proved that to myself more so than anybody. Because quite frankly, I don't even think
people are going to quit care that I came back to work 48 hours later or not. It was just something
that I wanted to do because I was always told that you can't have a baby and have a startup. But the
reality is that when you're at the peak of your career, you're also in your peak fertile year. Yeah. And so you can't
It's not really a choice unless you don't want to have children.
So it was just one of those things I had to prove to myself, I think, more so than anybody.
I don't think anyone cared.
But not again.
But not again.
No, I really want to remember my pregnancy this time because I really just don't remember.
Maybe it's also hormonal.
I don't remember a single thing.
But I also want to remember the experience of just being pregnant of what it's like to experience that part of nature, which I don't.
It was crazy.
I worked through it all.
So what did you, you just, like, just had a baby.
You were just like, meet my child that nobody was coming.
I literally pushed it down 30 minutes.
I was induced.
So I was in like, in, I was in labor, but not active labor.
My active labor was maybe just like two hours.
And I really just, when it was time to push, my obstetrician just barely caught the baby.
And it's just like, what just happened?
Like, what just happened?
What happened?
And so, yeah, I just said, okay, I'm done.
I have to now go recover and I have to go back to work.
Oh, my God.
Well, I thought, I mean, I thought being on the phone with my accountant, literally while I was having contractions, which I wasn't sure because your first baby, you're just like, is this it?
You're like, asking chat chit.
Like, am I going through a leap?
You have chat chachy-t.
Yeah, yeah, yeah, yeah.
So I was on the, because it was toward the end of the year.
So I needed stuff from my accountant.
And I'm like, okay, hold on.
let me time the thing. And he's like, are you sure you still want to have this call? I was like,
yes, it's really important. We have to get the wires out before the holidays. Like, Christmas is
coming. Banks are closed. And then, but yours is next level. And so your team, did you, did you come back
and be like, surprise? My chief technology officer, we used to use, we used Slack now, but back then we
used Signal. And my chief technology officer goes, can I please now tell the team you had a baby?
And it was very obvious.
Something was going on.
I just think, firstly, because my entire team at that point was made out of men,
that they just didn't really put that together because why would they?
And so my chief technology officer just said,
can I just please just let them know now that, you know, you're okay
because I think it's becoming like a health concern.
And so I'm like, yes.
So he goes, just so everyone knows RCO just had a baby.
And then everyone just was like, what?
she was, because I didn't post anything.
Like, I was just so quiet because I was just so afraid of people kind of thinking that I can do both.
And I really wanted to prove that to them, but most importantly, prove that to myself.
Because nobody can tell me that again.
So I basically came out of a stronger.
Woo.
Esther.
So what does that say about women in business and now two years later that you feel differently?
Gosh, she's just the list.
Like everything just changes.
And I think when you have a baby, you just kind of go like, this is the most important thing that I'm holding in my hands.
And I'm going to do everything on my capacity not to let this little human down.
And you just start working even harder that you never thought you can work.
You just kind of become this like super mom, super human.
because you just don't have the ability to be like, you know what, I just gave birth.
I'm kind of just going to relax now for six months and I'm going to come back to that.
It's not that.
You kind of give birth and you're like, okay, now I have to give birth to this human and now I have to keep them in her life.
So now more than ever I have to do everything in my power to show what humanity is capable of to my little human
that it's going to be watching my every step.
And so I think that's, I think that's something that most women feel.
But you're vocalizing it.
So thank you for that.
There was actually an article that I wrote around COVID that more women got promoted
because you couldn't see the pregnancy.
Yeah.
And it didn't have an impact on raises or promotions the way it truly still does,
if we're being honest.
We just have to prove it over and over again with good actors.
that you can do both, but it's still very hard. And I just now know that I can do it. That's all I
care about. And I think about all the time, our daughters are very close in age, one and two.
What the world is going to be like when she starts driving. Is she ever going to need to know
how to drive? Is she going to go to college? How do you think about our little, our mini-meas
and how they're going to consume news and information? I think equipping them with,
the right tools is going to be really our job and to also be responsible for the things that we're
building now to be genuinely good for humanity. That's extremely important because all of us,
not all of us, but a lot of these companies are just going after hype and they're building things
very, I would say, with no responsibility whatsoever because we're trying, they're trying to reach
X amount of revenue and X amount of time and they're being incredibly responsible of how they're
building things. And I think that's going to be our responsibility as a generation to set that
tone for the next generation that comes. The world is going to be constantly evolving. Our parents
did not prepare us where to walk. They showed us how to walk and it's really our job to teach
our children to be responsible in their actions. But I think as AI develops, I truly believe that
if we equip them with the right tools, or it could help them to make those decisions, it could
help them to navigate the world of AI, that's going to be very important. Same way as parents taught us
how to drive, hopefully. And then we kind of choose our own car model and year and what we're actually
going to drive at the end of it. And destination. And destination, most importantly, destination.
Because you say humanity in a way that sounds really hopeful, but I think there's a flip side to that.
Are you scared? Scared is a wrong word. Could be. I'm not scared. I'm not scared.
I am just maybe cautious of the things that, you know, are coming out and how effective
they're going to be a manipulative if we're looking at the dark side.
I think to everything good, there's the bad side.
You can't solve the problem of communication without injecting the overcommunication
or the misinformation or people that are ending up communicating with you,
as Facebook. With Facebook, they solved the massive problem where I was able to connect with my
school or my kindergarten kid friends. But they've also created naturally and unwontingly the dark
side. And I think that's inevitable. I think it's how we solve that as we move forward with AI.
It's all that it's going to matter. We're not going to solve all problems at the same time.
We're just going to have to navigate the way we see fit.
Are you meeting a lot of female founders in the AI world?
as you go on to build the company?
Sadly, no.
But I think that's going to change.
One, because I think I'll find myself a bit more active in Silicon Valley.
And two, I think AI is going to really allow us to close that time capsule gap that is and was very much needed to build something spectacular 10 years ago,
where it was very much man-dominated industry because we needed to do this manually.
Now we have all of these tools that really, if you find a pain point in humanity, if you find a problem in the solution, you're able to leverage all of these tools to build this particular thing.
And I think a lot of VCs now are betting on the next billion dollar company that is going to be really run by one person with many different agents because more so than ever before,
actually possible. And I think I'm very hopeful that women are going to come out and play.
I, yes, amen to that. I have a couple of girlfriends who are also in the space and they're just like,
yeah, definitely the only lady at the conference, the only woman in the room. That's so sad.
If this turns out the way you envision, as you were saying, if I'm successful, I think when you're
successful, I think you already are. What?
do you think changes for people and how they consume news and information in this crazy world
where I think to myself every day, like what even is truth?
I would really hope that our tool allows people to find their own truth and what they care
about. And I think just going back to the fact that I would really wish to accomplish that tools like know me
will provide confidence in information and consuming information rather than just confusion and
overwhelmess of the things that you thought you cared about. And now you're just ultimately just super
confused and you don't know where to go. Confidence versus confusion. We really want to solve that
problem in how people consume information today. And what do you want our listeners to understand
about what they're walking into in the future of AI? Going back to the traditional news where
information is infinite at this point, I think the power will belong to those that don't have access
to information, but have the tools to contextualize it, because that's going to be the most
important thing. And I think that if AI is able to be a tool for that, I think that's going to be
transformative for everybody on the most personalized level that you could ever have had it before.
And what do you see as the future of the traditional news landscape now? I think we're beyond feeds.
I think at this point people no longer want to read articles. They want answers. People don't want to
know what's happening, you know, about inflation. They want to know how inflation is going to affect them
personally. And I think that personalization capability is how do we have someone or something that we can
trust to really provide information that matters to us most at the right time and at the right place.
And I think that's where the news format is very much changing. It's also going to change beyond
the answer engines as well. I think we're going to be going into the simulation effects now. That's
the new paradigm. What's that? We're going to be able to really understand the model of your life
based on the decisions that you make before you make them. Or you can actually see your future
based on the decisions that you're willing to make. Wait. Things are going to be in your life.
And I think that's the assimilation is going to be the new paradigm. So assimilation is my own
psychic, my fortune teller of... I guess you can put it that way. But if you're trying to,
to model out your world based on the decisions that you're making right now, like an architect.
Think of it.
You receive the blueprints before you build something.
If you just ended up building something, which is what we're doing right now with making
decisions based on the best tools that we have, we're going to make mistakes.
If we have a tool, like a blueprint that is going to be able to actually model out the world
for us based on the decisions that we're willing to make, most likely,
we're going to make the changes before we actually make that decision.
That's crazy.
But also makes a lot of sense because as a business, I look at my data and I model that out
into the future.
So we can.
To the best of your ability.
To the best of my ability, there could be black swan events or stuff happening in the
world and that all changes.
But I can model it out and with assumptions rooted in data and truth.
So you can do the same thing for yourself and your own behavior.
Yeah.
Except now we have this like,
most powerful AI tool that is able to foresee much further than you would be able to if you were
just depending on yourself to make that decision.
Dang!
Okay, I'm scared.
But excited.
As you know, we end all of our episodes by asking all of our guests for a tip that listeners
can take straight to the bank.
If I could say one thing, it would be, don't make any financial decisions without having the
full context of it.
simply because I very much believe in this that it's not the smartest people that become wealthy.
It's the ones that are the most informed that become wealthy.
And I think having the context before you do anything financially is extremely important.
